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CONSOLIDATED STATEMENT OF CASH FLOWS - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Cash flows from operating activities:    
Net income (loss) $ 21,463 $ 28,610
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization of premises and equipment 2,542 2,869
Allocation of ESOP stock 292 267
Stock compensation 1,738 1,541
Net excess tax expense on stock compensation 195 365
Amortization of servicing asset 62 19
Net premium amortization in excess of discount accretion on securities 45 14
Net amortization of deferred costs on borrowings 146 152
Amortization of intangibles 940 844
Net accretion of purchase accounting adjustments (238) (947)
Net amortization of deferred fees/costs and premiums/discounts on loans (2,451) (588)
Provision for credit losses 5,340 591
Net loss on sale of fixed assets 2 0
Net loss on sales of available-for-sale securities 0 110
Net gain on equity investments (205) (1,923)
Net gain on sales of loans (858) (357)
Proceeds from sales of residential loans held for sale 105,849 30,322
Residential loans originated for sale (93,478) (29,501)
Increase in value of bank owned life insurance (1,852) (1,862)
Decrease (increase) in interest and dividends receivable 1,071 (628)
Deferred tax (benefit) provision (101) 1,422
Decrease (increase) in other assets 15,409 (20,997)
(Decrease) increase in other liabilities (57,697) 35,789
Total adjustments (23,249) 17,502
Net cash (used in) provided by operating activities (1,786) 46,112
Cash flows from investing activities:    
Net decrease in loans receivable 13,723 69,501
Proceeds from sales of non-performing loans 4,583 0
Purchase of loan pools (26,859) 0
Discounts received on purchased loan pool 2,562 0
Purchase of debt securities available-for-sale (6,943) (6,628)
Purchase of debt securities held-to-maturity 0 (1,994)
Purchase of equity investments (3,160) (1,282)
Proceeds from maturities and calls of debt securities available-for-sale 1,500 5,610
Proceeds from maturities and calls of debt securities held-to-maturity 16,146 9,002
Proceeds from sales of debt securities available-for-sale 0 390
Principal repayments on debt securities available-for-sale 89,767 12,491
Principal repayments on debt securities held-to-maturity 25,025 24,371
Proceeds from bank owned life insurance 2,662 1,745
Proceeds from the redemption of restricted equity investments 55,760 20,850
Purchases of restricted equity investments (49,298) (12,773)
Purchases of premises and equipment (1,856) (680)
Net cash provided by investing activities 123,612 120,603
Cash flows from financing activities:    
Increase (decrease) in deposits 110,683 (198,053)
Increase (decrease) in short-term borrowings 4,546 (6,373)
Net repayment of FHLB advances (181,590) (190,200)
Net proceeds from other borrowings 0 229,000
Increase in advances by borrowers for taxes and insurance 5,758 5,780
Exercise of stock options 119 0
Payment of employee taxes withheld from stock awards and phantom stock units (1,383) (2,192)
Purchase of treasury stock (6,897) (15,119)
Dividends paid (12,690) (12,854)
Distributions to non-controlling interest (266) 0
Net cash used in provided by financing activities (81,720) (190,011)
Net increase (decrease) in cash and due from banks and restricted cash 40,106 (23,296)
Cash and due from banks and restricted cash at beginning of period 123,615 153,718
Cash and due from banks and restricted cash at end of period 163,721 130,422
Supplemental Disclosure of Cash Flow Information:    
Cash and due from banks at beginning of period 123,615 153,718
Restricted cash at beginning of period 0 0
Cash and due from banks at end of period 163,721 130,422
Restricted cash at end of period 0 0
Cash and due from banks and restricted cash at end of period 163,721 130,422
Cash paid during the period for:    
Interest 66,648 62,818
Income taxes 1,565 1,898
Non-cash activities:    
Accretion of unrealized loss on securities reclassified to held-to-maturity 108 103
Net loan charge-offs 636 349
Transfer of securities from held-to-maturity to available-for-sale 0 500
Transfer of loans receivable to other real estate owned 106 0
Transfer of loans receivable to loans held-for-sale $ 4,583 $ 0