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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest income:        
Loans $ 141,847 $ 136,635 $ 410,344 $ 409,805
Debt securities 17,156 19,449 50,376 58,349
Equity investments and other 3,191 5,441 10,002 14,399
Total interest income 162,194 161,525 470,722 482,553
Interest expense:        
Deposits 53,246 62,318 156,565 182,244
Borrowed funds 18,291 16,988 49,212 49,603
Total interest expense 71,537 79,306 205,777 231,847
Net interest income 90,657 82,219 264,945 250,706
Provision for credit losses 4,092 517 12,471 4,222
Net interest income after provision for credit losses 86,565 81,702 252,474 246,484
Other income (loss):        
Bankcard services revenue 1,663 1,615 4,745 4,602
Net gain on sales of loans 900 505 2,935 1,282
Net (loss) gain on equity investments (7) 1,420 686 4,230
Net gain (loss) from other real estate operations 1 0 (275) 0
Income from bank owned life insurance 1,988 1,779 5,626 5,367
Commercial loan swap income 1,703 414 2,530 793
Other 482 2,471 3,008 4,768
Total other income 12,304 14,684 35,290 37,955
Operating expenses:        
Compensation and employee benefits 41,387 35,844 118,369 101,739
Occupancy 6,098 5,157 17,049 15,531
Equipment 931 1,026 2,721 3,224
Marketing 1,538 1,385 4,187 3,550
Federal deposit insurance and regulatory assessments 2,616 2,618 8,497 8,438
Data processing 7,164 5,940 20,619 17,914
Check card processing 1,170 1,153 3,496 3,278
Professional fees 3,467 1,970 10,228 6,863
Amortization of intangibles 900 803 2,746 2,457
Merger related expenses 0 1,669 0 1,669
Restructuring charges 4,147 0 4,147 0
Other operating expenses 6,909 6,171 20,036 16,365
Total operating expenses 76,327 63,736 212,095 181,028
Income before provision for income taxes 22,542 32,650 75,669 103,411
Provision for income taxes 5,156 7,464 17,735 25,183
Net income 17,386 25,186 57,934 78,228
Net income attributable to non-controlling interest 56 70 49 72
Net income attributable to OceanFirst Financial Corp. 17,330 25,116 57,885 78,156
Dividends on preferred shares 0 1,004 2,008 3,012
Loss on redemption of preferred stock 0 0 1,842 0
Net income available to common stockholders, basic 17,330 24,112 54,035 75,144
Net income available to common stockholders, diluted $ 17,330 $ 24,112 $ 54,035 $ 75,144
Basic earnings per share (in dollars per share) $ 0.30 $ 0.42 $ 0.94 $ 1.29
Diluted earnings per share (in dollars per share) $ 0.30 $ 0.42 $ 0.94 $ 1.29
Average basic shares outstanding (in shares) 57,031 58,065 57,599 58,405
Average diluted shares outstanding (in shares) 57,036 58,068 57,602 58,407
Trust and asset management revenue        
Other income (loss):        
Revenue $ 384 $ 384 $ 1,164 $ 1,329
Fees and service charges        
Other income (loss):        
Revenue $ 5,190 $ 6,096 $ 14,871 $ 15,584