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Loans Receivable, Net - Schedule of Analysis of Allowance for Credit Losses on Loans (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | 12 Months Ended
--- | --- | --- | ---
Jun. 30, 2026 | Jun. 30, 2025 | Jun. 30, 2026 | Jun. 30, 2025 | Dec. 31, 2025
Allowance for credit losses on loans |  |  |  |  |
Balance at beginning of period | $ 86,110 | $ 78,798 | $ 83,726 | $ 73,607 | $ 73,607
Provision (benefit) for credit losses | 3,789 | 2,686 | 6,874 | 8,513 |
Initial allowance for credit losses on acquired loans from Flushing | 121,331 |  | 121,331 |  |
Charge-offs | (1,776) | (2,415) | (2,732) | (3,213) | (6,253)
Recoveries | 262 | 197 | 517 | 359 |
Balance at end of period | 209,716 | 79,266 | 209,716 | 79,266 | 83,726
Commercial Real Estate – Investor |  |  |  |  |
Allowance for credit losses on loans |  |  |  |  |
Balance at beginning of period | 29,014 | 33,947 | 29,944 | 30,780 | 30,780
Provision (benefit) for credit losses | 3,458 | 690 | 2,604 | 3,837 |
Initial allowance for credit losses on acquired loans from Flushing | 85,748 |  | 85,748 |  |
Charge-offs | (966) | (1,791) | (1,050) | (1,846) | (3,534)
Recoveries | 100 | 80 | 108 | 155 |
Balance at end of period | 117,354 | 32,926 | 117,354 | 32,926 | 29,944
Commercial and Industrial | Commercial and Industrial - Real Estate |  |  |  |  |
Allowance for credit losses on loans |  |  |  |  |
Balance at beginning of period | 7,293 | 4,102 | 4,753 | 3,817 | 3,817
Provision (benefit) for credit losses | (1,709) | (179) | 828 | 103 |
Initial allowance for credit losses on acquired loans from Flushing | 15,796 |  | 15,796 |  |
Charge-offs | 0 | 0 | 0 | 0 | 0
Recoveries | 17 | 11 | 20 | 14 |
Balance at end of period | 21,397 | 3,934 | 21,397 | 3,934 | 4,753
Commercial and Industrial | Commercial and industrial - non-real estate |  |  |  |  |
Allowance for credit losses on loans |  |  |  |  |
Balance at beginning of period | 23,663 | 12,837 | 23,376 | 10,471 | 10,471
Provision (benefit) for credit losses | 974 | 1,951 | 1,924 | 4,315 |
Initial allowance for credit losses on acquired loans from Flushing | 18,606 |  | 18,606 |  |
Charge-offs | (342) | 0 | (1,144) | 0 | (835)
Recoveries | 117 | 34 | 256 | 36 |
Balance at end of period | 43,018 | 14,822 | 43,018 | 14,822 | 23,376
Residential Real Estate |  |  |  |  |
Allowance for credit losses on loans |  |  |  |  |
Balance at beginning of period | 25,140 | 26,810 | 24,680 | 27,587 | 27,587
Provision (benefit) for credit losses | 1,123 | 108 | 1,591 | 51 |
Initial allowance for credit losses on acquired loans from Flushing | 966 |  | 966 |  |
Charge-offs | (354) | (370) | (383) | (1,092) |
Recoveries | 2 | 22 | 23 | 24 |
Balance at end of period | 26,877 | 26,570 | 26,877 | 26,570 | 24,680
Other consumer |  |  |  |  |
Allowance for credit losses on loans |  |  |  |  |
Balance at beginning of period | 1,000 | 1,102 | 973 | 952 | 952
Provision (benefit) for credit losses | (57) | 116 | (73) | 207 |
Initial allowance for credit losses on acquired loans from Flushing | 215 |  | 215 |  |
Charge-offs | (114) | (254) | (155) | (275) |
Recoveries | 26 | 50 | 110 | 130 |
Balance at end of period | $ 1,070 | $ 1,014 | $ 1,070 | $ 1,014 | $ 973

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