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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Interest income:        
Loans $ 178,982 $ 135,478 $ 324,306 $ 268,497
Debt securities 26,633 15,950 46,443 33,220
Equity investments and other 3,989 3,397 7,146 6,811
Total interest income 209,604 154,825 377,895 308,528
Interest expense:        
Deposits 68,308 52,273 122,003 103,319
Borrowed funds 20,566 14,916 38,715 30,921
Total interest expense 88,874 67,189 160,718 134,240
Net interest income 120,730 87,636 217,177 174,288
Provision for credit losses 4,002 3,039 6,740 8,379
Net interest income after provision for credit losses 116,728 84,597 210,437 165,909
Other income (loss):        
Bankcard services revenue 1,772 1,619 3,401 3,082
Net gain on sales of loans 38 1,177 10 2,035
Net (loss) gain on equity investments (347) 488 (701) 693
Net gain (loss) from other real estate operations 1,203 (260) 1,039 (276)
Income from bank owned life insurance 2,471 1,786 4,345 3,638
Commercial loan swap income 1,654 207 1,999 827
Other 34 1,373 234 2,526
Total other income 10,598 11,733 17,346 22,986
Operating expenses:        
Compensation and employee benefits 50,202 40,242 89,686 76,982
Occupancy 7,333 5,454 13,165 10,951
Equipment 1,111 869 2,032 1,790
Marketing 1,894 1,541 2,857 2,649
Federal deposit insurance and regulatory assessments 4,130 2,898 7,345 5,881
Data processing 7,655 6,808 14,707 13,455
Check card processing 1,097 1,156 2,195 2,326
Professional fees 3,405 4,336 6,627 6,761
Amortization of intangibles 2,586 906 3,434 1,846
Merger related expenses 42,765 0 46,915 0
Restructuring (release) charges (71) 0 57 0
Other operating expenses 7,752 7,264 14,242 13,127
Total operating expenses 129,859 71,474 203,262 135,768
(Loss) Income before provision for income taxes (2,533) 24,856 24,521 53,127
Provision for income taxes 496 5,771 7,044 12,579
Net (loss) income (3,029) 19,085 17,477 40,548
Net income (loss) attributable to non-controlling interest 0 39 0 (7)
Net (loss) income attributable to OceanFirst Financial Corp. (3,029) 19,046 17,477 40,555
Dividends on preferred shares 0 1,004 0 2,008
Loss on redemption of preferred stock 0 1,842 0 1,842
Net (loss) income available to common stockholders, basic (3,029) 16,200 17,477 36,705
Net (loss) income available to common stockholders, diluted $ (3,029) $ 16,200 $ 17,477 $ 36,705
Basic (loss) earnings per share (in dollars per share) $ (0.04) $ 0.28 $ 0.27 $ 0.63
Diluted (loss) earnings per share (in dollars per share) $ (0.04) $ 0.28 $ 0.27 $ 0.63
Average basic shares outstanding (in shares) 70,239 57,738 63,630 57,889
Average diluted shares outstanding (in shares) 70,239 57,740 63,638 57,891
Trust and asset management revenue        
Other income (loss):        
Revenue $ 384 $ 374 $ 817 $ 780
Fees and service charges        
Other income (loss):        
Revenue $ 3,389 $ 4,969 $ 6,202 $ 9,681