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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Cash flows from operating activities:    
Net (loss) income $ 17,477 $ 40,548
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization of premises and equipment 5,736 5,083
Allocation of ESOP stock 611 566
Stock compensation 3,871 2,546
Net excess tax expense on stock compensation 194 195
Amortization of servicing asset 460 163
Net (discount) premium amortization in excess of discount accretion on securities (6,337) 82
Net amortization of deferred costs on borrowings 310 239
Amortization of intangibles 3,434 1,846
Net accretion of purchase accounting adjustments (1,238) (691)
Net amortization of deferred fees/costs and premiums/discounts on loans (3,633) (4,668)
Provision for credit losses 6,740 8,379
Net (gain) loss on sale of OREO and fixed assets (19) 24
Net loss on sales of AFS securities 0 56
Net loss (gain) on equity investments 701 (693)
Net gain on sales of loans (10) (2,035)
Proceeds from sales of residential loans held for sale 2,714 249,458
Net residential loans originated for sale 3,064 (241,956)
Net write (up) down of OREO (1,256) 194
Increase in cash surrender value of bank owned life insurance (4,394) (3,638)
Decrease in interest and dividends receivable 1,230 1,882
Shares issued to OceanFirst Foundation 5,000 0
Deferred tax provision (benefit) 1,170 (39)
Decrease in other assets 44,213 33,053
Decrease in other liabilities (18,789) (63,797)
Total adjustments 43,772 (13,751)
Net cash provided by (used in) operating activities 61,249 26,797
Cash flows from investing activities:    
Net increase in loans receivable (132,004) (56,273)
Proceeds from sale of loans 1,201,786 0
Proceeds from sales of non-performing loans 2,037 6,361
Purchase of loan pools, net of discount 0 (24,297)
Purchase of debt securities AFS (326,796) (51,661)
Purchase of debt securities HTM (979,556) 0
Purchase of equity investments (3,481) (3,220)
Proceeds from maturities and calls of debt securities AFS 6,559 3,250
Proceeds from maturities and calls of debt securities HTM 17,860 27,004
Proceeds from sales of debt securities available-for-sale 157,792 5,444
Proceeds from calls and sales of equity investments 32,486 0
Principal repayments on debt securities AFS 105,383 139,898
Principal repayments on debt securities HTM 64,201 51,515
Proceeds from bank owned life insurance 1,531 2,662
Proceeds from the redemption of restricted equity investments 295,634 127,306
Purchases of restricted equity investments (329,057) (125,210)
Capitalized improvements to OREO (434) 0
Proceeds from sale of OREO 1,920 402
Purchases of premises and equipment (4,530) (3,249)
Cash received, net of cash consideration paid for acquisition 305,707 0
Net cash provided by investing activities 417,038 99,932
Cash flows from financing activities:    
(Decrease) increase in deposits (646,907) 166,102
Increase in short-term borrowings 6,865 885
Net repayment of FHLB advances 171,500 (133,924)
Increase in advances by borrowers for taxes and insurance (53,651) (4,272)
Exercise of stock options 2,323 136
Payment of employee taxes withheld from stock awards and phantom stock units (4,367) (1,383)
Purchase of treasury stock (6,994) (24,308)
Net proceeds from capital raise 214,843 0
Dividends paid (22,972) (25,345)
Redemption of preferred stock 0 (57,370)
Distributions to non-controlling interest 0 (266)
Net cash used in financing activities (339,360) (79,745)
Net increase in cash and due from banks and restricted cash 138,927 46,984
Cash and due from banks and restricted cash at beginning of period 135,130 123,615
Cash and due from banks and restricted cash at end of period 274,057 170,599
Supplemental Disclosure of Cash Flow Information:    
Cash and due from banks at beginning of period 135,130 123,615
Restricted cash at beginning of period 0 0
Cash and due from banks and restricted cash at beginning of period 135,130 123,615
Cash and due from banks at end of period 274,057 170,599
Restricted cash at end of period 0 0
Cash and due from banks and restricted cash at end of period 274,057 170,599
Cash paid during the period for:    
Interest 152,477 133,527
Income taxes 17,614 12,957
Non-cash activities:    
Accretion of unrealized loss on securities reclassified to held-to-maturity 189 291
Net loan charge-offs 2,215 2,854
Shares issued to OceanFirst foundation 5,000 0
Transfer of loans receivable to OREO 3,398 6,487
Transfer of loans receivable to loans held-for-sale 2,037 6,361
Non-cash assets acquired:    
Securities 1,560,476 0
Loans 4,991,257 0
Loans held for sale 1,201,786 0
Other assets 539,570 0
Goodwill and other intangible assets, net 97,356 0
Total non-cash assets acquired 8,390,445 0
Liabilities assumed:    
Deposits 7,443,951 0
Borrowings 400,135 0
Other liabilities 316,478 0
Total liabilities assumed $ 8,160,564 $ 0