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Concentrations of Credit Risk
 12 Months Ended
Dec. 31, 2013
Concentrations of Credit Risk [Abstract]  
Concentrations of Credit Risk
18.  Concentrations of Credit Risk
 
CTBI’s banking activities include granting commercial, residential, and consumer loans to customers primarily located in eastern, northeastern, central, and south central Kentucky, southern West Virginia, and northeastern Tennessee.  CTBI is continuing to manage all components of its portfolio mix in a manner to reduce risk from changes in economic conditions. Concentrations of credit, as defined for regulatory purposes, are reviewed quarterly by management to ensure that internally established limits based on Tier 1 Capital plus the allowance for loan and lease losses are not exceeded.  At December 31, 2013 and 2012, our concentrations of lessors of residential buildings and dwellings credits were 34% and 32% of Tier 1 Capital plus the allowance for loan and lease losses, respectively.  Hotel/motel industry credits were 33% and 35%, respectively.  Lessors of non-residential buildings were 33% and 30%, respectively.  Agriculture credits were 16% and 17%, respectively.  Coal mining and related support industries credits were 14% and 16%, respectively. These percentages are within our internally established limits regarding concentrations of credit.