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Cash and Due from Banks and Interest Bearing Deposits
 12 Months Ended
Dec. 31, 2013
Cash and Due from Banks and Interest Bearing Deposits [Abstract]  
Cash and Due from Banks and Interest Bearing Deposits
2.  Cash and Due from Banks and Interest Bearing Deposits
 
Included in cash and due from banks and interest bearing deposits are amounts required to be held at the Federal Reserve or maintained in vault cash in accordance with regulatory reserve requirements.  The balance requirements were $60.0 million and $56.8 million at December 31, 2013 and 2012, respectively.
 
Effective July 21, 2010, the FDIC’s insurance limits were permanently increased to $250,000.  At December 31, 2013, CTBI had cash accounts which exceeded federally insured limits with $28.5 million in deposits with the Federal Reserve, $23.9 million in deposits with Fifth Third Bank, and $4.7 million in deposits with the Federal Home Loan Bank which are not subject to FDIC insurance.
 
Pursuant to legislation enacted in 2010, the FDIC fully insured all noninterest bearing transaction accounts December 31, 2010 through December 31, 2012, at all FDIC insured institutions.  EffectiveJanuary 1, 2013, money in noninterest-bearing transaction accounts (including IOLTA/IOLA) no longer receive unlimited deposit insurance coverage from the FDIC, but are FDIC-insured up to the legal maximum of $250,000 for each ownership category.