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Allowance for Loan and Lease Losses
12 Months Ended
Dec. 31, 2014
Allowance for Loan and Lease Losses [Abstract]  
Allowance for Loan and Lease Losses
7.  Allowance for Loan and Lease Losses

The following tables present the balance in the allowance for loan and lease losses ("ALLL") and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2014, 2013, and 2012:

2014
                    
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
ALLL
                    
Balance, beginning of year
 
$
3,396
  
$
14,535
  
$
121
  
$
5,238
  
$
397
  
$
4,939
  
$
601
  
$
1,127
  
$
3,654
  
$
34,008
 
Provision charged to expense
  
(513
)
  
941
   
(2
)
  
1,545
   
258
   
2,173
   
265
   
1,207
   
2,881
   
8,755
 
Losses charged off
  
15
   
2,163
   
0
   
3,141
   
123
   
1,058
   
115
   
1,326
   
3,495
   
11,436
 
Recoveries
  
28
   
305
   
0
   
621
   
2
   
40
   
5
   
566
   
1,553
   
3,120
 
Balance, end of year
 
$
2,896
  
$
13,618
  
$
119
  
$
4,263
  
$
534
  
$
6,094
  
$
756
  
$
1,574
  
$
4,593
  
$
34,447
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
734
  
$
827
  
$
0
  
$
181
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
1,742
 
Collectively evaluated for impairment
 
$
2,162
  
$
12,791
  
$
119
  
$
4,082
  
$
534
  
$
6,094
  
$
756
  
$
1,574
  
$
4,593
  
$
32,705
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
9,627
  
$
34,357
  
$
0
  
$
13,807
  
$
0
  
$
1,277
  
$
0
  
$
0
  
$
0
  
$
59,068
 
Collectively evaluated for impairment
 
$
112,315
  
$
914,269
  
$
10,344
  
$
338,241
  
$
62,412
  
$
711,188
  
$
88,335
  
$
122,136
  
$
315,516
  
$
2,674,756
 

2013
                    
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
ALLL
                    
Balance, beginning of year
 
$
4,033
  
$
13,541
  
$
126
  
$
5,469
  
$
376
  
$
4,767
  
$
563
  
$
1,102
  
$
3,268
  
$
33,245
 
Provision charged to expense
  
189
   
2,438
   
(5
)
  
1,477
   
106
   
860
   
268
   
696
   
2,539
   
8,568
 
Losses charged off
  
1,135
   
1,607
   
0
   
2,265
   
89
   
744
   
241
   
1,166
   
3,802
   
11,049
 
Recoveries
  
309
   
163
   
0
   
557
   
4
   
56
   
11
   
495
   
1,649
   
3,244
 
Balance, end of year
 
$
3,396
  
$
14,535
  
$
121
  
$
5,238
  
$
397
  
$
4,939
  
$
601
  
$
1,127
  
$
3,654
  
$
34,008
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
1,189
  
$
1,005
  
$
0
  
$
102
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
2,296
 
Collectively evaluated for impairment
 
$
2,207
  
$
13,530
  
$
121
  
$
5,136
  
$
397
  
$
4,939
  
$
601
  
$
1,127
  
$
3,654
  
$
31,712
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
9,810
  
$
39,297
  
$
0
  
$
15,169
  
$
0
  
$
1,024
  
$
0
  
$
0
  
$
0
  
$
65,300
 
Collectively evaluated for impairment
 
$
100,969
  
$
833,245
  
$
8,840
  
$
359,712
  
$
56,075
  
$
696,577
  
$
84,880
  
$
122,215
  
$
287,541
  
$
2,550,054
 

2012
                    
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
ALLL
                    
Balance, beginning of year
 
$
4,023
  
$
11,753
  
$
112
  
$
5,608
  
$
354
  
$
4,302
  
$
562
  
$
917
  
$
5,540
  
$
33,171
 
Provision charged to expense
  
1,009
   
3,520
   
14
   
2,330
   
183
   
1,437
   
238
   
892
   
(173
)
  
9,450
 
Losses charged off
  
1,034
   
2,035
   
0
   
3,233
   
189
   
1,123
   
248
   
1,245
   
3,483
   
12,590
 
Recoveries
  
35
   
303
   
0
   
764
   
28
   
151
   
11
   
538
   
1,384
   
3,214
 
Balance, end of year
 
$
4,033
  
$
13,541
  
$
126
  
$
5,469
  
$
376
  
$
4,767
  
$
563
  
$
1,102
  
$
3,268
  
$
33,245
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
1,820
  
$
1,090
  
$
0
  
$
338
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
3,248
 
Collectively evaluated for impairment
 
$
2,213
  
$
12,451
  
$
126
  
$
5,131
  
$
376
  
$
4,767
  
$
563
  
$
1,102
  
$
3,268
  
$
29,997
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
9,395
  
$
38,113
  
$
0
  
$
14,295
  
$
0
  
$
695
  
$
0
  
$
0
  
$
0
  
$
62,498
 
Collectively evaluated for impairment
 
$
110,052
  
$
769,100
  
$
9,246
  
$
362,053
  
$
55,041
  
$
696,233
  
$
82,292
  
$
122,581
  
$
281,477
  
$
2,488,075