XML 42 R19.htm IDEA: XBRL DOCUMENT v2.4.1.9
Allowance for Loan and Lease Losses (Tables)
3 Months Ended
Mar. 31, 2015
Allowance for Loan and Lease Losses [Abstract]  
Activity in the allowance for loan and lease losses
The following tables present the balance in the allowance for loan and lease losses ("ALLL") and the recorded investment in loans based on portfolio segment and impairment method as of March 31, 2015, December 31, 2014, and March 31, 2014:

  
March 31, 2015
 
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home
Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
Allowance for loan losses
                    
Beginning balance
 
$
2,896
  
$
13,618
  
$
119
  
$
4,263
  
$
534
  
$
6,094
  
$
756
  
$
1,574
  
$
4,593
  
$
34,447
 
Provision charged to expense
  
(34
)
  
630
   
6
   
55
   
75
   
364
   
17
   
200
   
588
   
1,901
 
Losses charged off
  
1
   
433
   
0
   
441
   
90
   
438
   
42
   
357
   
834
   
2,636
 
Recoveries
  
3
   
45
   
0
   
248
   
0
   
10
   
11
   
104
   
473
   
894
 
Ending balance
 
$
2,864
  
$
13,860
  
$
125
  
$
4,125
  
$
519
  
$
6,030
  
$
742
  
$
1,521
  
$
4,820
  
$
34,606
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
734
  
$
869
  
$
0
  
$
184
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
1,787
 
Collectively evaluated for impairment
 
$
2,130
  
$
12,991
  
$
125
  
$
3,941
  
$
519
  
$
6,030
  
$
742
  
$
1,521
  
$
4,820
  
$
32,819
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
9,143
  
$
32,828
  
$
0
  
$
13,593
  
$
0
  
$
900
  
$
0
  
$
0
  
$
0
  
$
56,464
 
Collectively evaluated for impairment
 
$
110,079
  
$
933,507
  
$
10,908
  
$
327,807
  
$
60,894
  
$
707,167
  
$
87,136
  
$
120,005
  
$
332,515
  
$
2,690,018
 
 
  
December 31, 2014
 
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home
Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
Allowance for loan losses
                    
Beginning balance
 
$
3,396
  
$
14,535
  
$
121
  
$
5,238
  
$
397
  
$
4,939
  
$
601
  
$
1,127
  
$
3,654
  
$
34,008
 
Provision charged to expense
  
(513
)
  
941
   
(2
)
  
1,545
   
258
   
2,173
   
265
   
1,207
   
2,881
   
8,755
 
Losses charged off
  
15
   
2,163
   
0
   
3,141
   
123
   
1,058
   
115
   
1,326
   
3,495
   
11,436
 
Recoveries
  
28
   
305
   
0
   
621
   
2
   
40
   
5
   
566
   
1,553
   
3,120
 
Ending balance
 
$
2,896
  
$
13,618
  
$
119
  
$
4,263
  
$
534
  
$
6,094
  
$
756
  
$
1,574
  
$
4,593
  
$
34,447
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
734
  
$
827
  
$
0
  
$
181
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
1,742
 
Collectively evaluated for impairment
 
$
2,162
  
$
12,791
  
$
119
  
$
4,082
  
$
534
  
$
6,094
  
$
756
  
$
1,574
  
$
4,593
  
$
32,705
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
9,627
  
$
34,357
  
$
0
  
$
13,807
  
$
0
  
$
1,277
  
$
0
  
$
0
  
$
0
  
$
59,068
 
Collectively evaluated for impairment
 
$
112,315
  
$
914,269
  
$
10,344
  
$
338,241
  
$
62,412
  
$
711,188
  
$
88,335
  
$
122,136
  
$
315,516
  
$
2,674,756
 
 
  
March 31, 2014
 
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home
Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
Allowance for loan losses
                    
Beginning balance
 
$
3,396
  
$
14,535
  
$
121
  
$
5,238
  
$
397
  
$
4,939
  
$
601
  
$
1,127
  
$
3,654
  
$
34,008
 
Provision charged to expense
  
(296
)
  
(106
)
  
(14
)
  
(13
)
  
44
   
356
   
51
   
753
   
570
   
1,345
 
Losses charged off
  
0
   
322
   
0
   
633
   
0
   
164
   
27
   
453
   
946
   
2,545
 
Recoveries
  
7
   
76
   
0
   
162
   
1
   
12
   
1
   
146
   
402
   
807
 
Ending balance
 
$
3,107
  
$
14,183
  
$
107
  
$
4,754
  
$
442
  
$
5,143
  
$
626
  
$
1,573
  
$
3,680
  
$
33,615
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
939
  
$
1,084
  
$
0
  
$
112
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
2,135
 
Collectively evaluated for impairment
 
$
2,168
  
$
13,099
  
$
107
  
$
4,642
  
$
442
  
$
5,143
  
$
626
  
$
1,573
  
$
3,680
  
$
31,480
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
9,708
  
$
39,953
  
$
0
  
$
14,604
  
$
0
  
$
1,021
  
$
0
  
$
0
  
$
0
  
$
65,286
 
Collectively evaluated for impairment
 
$
101,564
  
$
834,484
  
$
8,122
  
$
337,044
  
$
59,730
  
$
694,493
  
$
84,694
  
$
117,497
  
$
282,594
  
$
2,520,222