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Allowance for Loan and Lease Losses
 6 Months Ended
Jun. 30, 2015
Allowance for Loan and Lease Losses [Abstract]  
Allowance for Loan and Lease Losses
Note 5 – Allowance for Loan and Lease Losses

The following tables present the balance in the allowance for loan and lease losses ("ALLL") and the recorded investment in loans based on portfolio segment and impairment method for the three and six months ended June 30, 2015 and 2014 and the twelve months ended December 31, 2014:

  
Three Months Ended
June 30, 2015
 
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home
Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
Allowance for loan losses
                    
Beginning balance
 
$
2,864
  
$
13,860
  
$
125
  
$
4,125
  
$
519
  
$
6,030
  
$
742
  
$
1,521
  
$
4,820
  
$
34,606
 
Provision charged to expense
  
(244
)
  
(346
)
  
(12
)
  
846
   
48
   
1,095
   
149
   
222
   
561
   
2,319
 
Losses charged off
  
1
   
493
   
0
   
623
   
0
   
175
   
25
   
308
   
659
   
2,284
 
Recoveries
  
3
   
1
   
0
   
66
   
3
   
15
   
1
   
106
   
354
   
549
 
Ending balance
 
$
2,622
  
$
13,022
  
$
113
  
$
4,414
  
$
570
  
$
6,965
  
$
867
  
$
1,541
  
$
5,076
  
$
35,190
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
719
  
$
529
  
$
0
  
$
215
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
1,463
 
Collectively evaluated for impairment
 
$
1,903
  
$
12,493
  
$
113
  
$
4,199
  
$
570
  
$
6,965
  
$
867
  
$
1,541
  
$
5,076
  
$
33,727
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
8,711
  
$
32,328
  
$
0
  
$
7,949
  
$
0
  
$
1,185
  
$
0
  
$
0
  
$
0
  
$
50,173
 
Collectively evaluated for impairment
 
$
102,507
  
$
946,084
  
$
9,859
  
$
355,960
  
$
57,914
  
$
706,397
  
$
88,113
  
$
121,620
  
$
354,204
  
$
2,742,658
 

  
Six Months Ended
June 30, 2015
 
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home
Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
Allowance for loan losses
                    
Beginning balance
 
$
2,896
  
$
13,618
  
$
119
  
$
4,263
  
$
534
  
$
6,094
  
$
756
  
$
1,574
  
$
4,593
  
$
34,447
 
Provision charged to expense
  
(278
)
  
284
   
(6
)
  
901
   
123
   
1,459
   
166
   
422
   
1,149
   
4,220
 
Losses charged off
  
2
   
926
   
0
   
1,064
   
90
   
613
   
67
   
665
   
1,493
   
4,920
 
Recoveries
  
6
   
46
   
0
   
314
   
3
   
25
   
12
   
210
   
827
   
1,443
 
Ending balance
 
$
2,622
  
$
13,022
  
$
113
  
$
4,414
  
$
570
  
$
6,965
  
$
867
  
$
1,541
  
$
5,076
  
$
35,190
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
719
  
$
529
  
$
0
  
$
215
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
1,463
 
Collectively evaluated for impairment
 
$
1,903
  
$
12,493
  
$
113
  
$
4,199
  
$
570
  
$
6,965
  
$
867
  
$
1,541
  
$
5,076
  
$
33,727
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
8,711
  
$
32,328
  
$
0
  
$
7,949
  
$
0
  
$
1,185
  
$
0
  
$
0
  
$
0
  
$
50,173
 
Collectively evaluated for impairment
 
$
102,507
  
$
946,084
  
$
9,859
  
$
355,960
  
$
57,914
  
$
706,397
  
$
88,113
  
$
121,620
  
$
354,204
  
$
2,742,658
 

  
Three Months Ended
June 30, 2014
 
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home
Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
Allowance for loan losses
                    
Beginning balance
 
$
3,107
  
$
14,183
  
$
107
  
$
4,754
  
$
442
  
$
5,143
  
$
626
  
$
1,573
  
$
3,680
  
$
33,615
 
Provision charged to expense
  
(194
)
  
340
   
(5
)
  
113
   
123
   
48
   
17
   
62
   
231
   
735
 
Losses charged off
  
0
   
296
   
0
   
272
   
116
   
57
   
1
   
229
   
658
   
1,629
 
Recoveries
  
3
   
175
   
0
   
82
   
1
   
8
   
1
   
191
   
435
   
896
 
Ending balance
 
$
2,916
  
$
14,402
  
$
102
  
$
4,677
  
$
450
  
$
5,142
  
$
643
  
$
1,597
  
$
3,688
  
$
33,617
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
734
  
$
1,077
  
$
0
  
$
84
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
1,895
 
Collectively evaluated for impairment
 
$
2,182
  
$
13,325
  
$
102
  
$
4,593
  
$
450
  
$
5,142
  
$
643
  
$
1,597
  
$
3,688
  
$
31,722
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
9,555
  
$
37,472
  
$
0
  
$
17,286
  
$
0
  
$
1,865
  
$
0
  
$
0
  
$
0
  
$
66,178
 
Collectively evaluated for impairment
 
$
103,865
  
$
868,524
  
$
7,928
  
$
337,658
  
$
61,184
  
$
696,538
  
$
87,279
  
$
119,610
  
$
283,845
  
$
2,566,431
 

  
Six Months Ended
June 30, 2014
 
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home
Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
Allowance for loan losses
                    
Beginning balance
 
$
3,396
  
$
14,535
  
$
121
  
$
5,238
  
$
397
  
$
4,939
  
$
601
  
$
1,127
  
$
3,654
  
$
34,008
 
Provision charged to expense
  
(490
)
  
234
   
(19
)
  
100
   
167
   
404
   
68
   
815
   
801
   
2,080
 
Losses charged off
  
0
   
618
   
0
   
905
   
116
   
221
   
28
   
682
   
1,604
   
4,174
 
Recoveries
  
10
   
251
   
0
   
244
   
2
   
20
   
2
   
337
   
837
   
1,703
 
Ending balance
 
$
2,916
  
$
14,402
  
$
102
  
$
4,677
  
$
450
  
$
5,142
  
$
643
  
$
1,597
  
$
3,688
  
$
33,617
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
734
  
$
1,077
  
$
0
  
$
84
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
1,895
 
Collectively evaluated for impairment
 
$
2,182
  
$
13,325
  
$
102
  
$
4,593
  
$
450
  
$
5,142
  
$
643
  
$
1,597
  
$
3,688
  
$
31,722
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
9,555
  
$
37,472
  
$
0
  
$
17,286
  
$
0
  
$
1,865
  
$
0
  
$
0
  
$
0
  
$
66,178
 
Collectively evaluated for impairment
 
$
103,865
  
$
868,524
  
$
7,928
  
$
337,658
  
$
61,184
  
$
696,538
  
$
87,279
  
$
119,610
  
$
283,845
  
$
2,566,431
 

  
  
December 31, 2014
 
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home
Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
Allowance for loan losses
                    
Beginning balance
 
$
3,396
  
$
14,535
  
$
121
  
$
5,238
  
$
397
  
$
4,939
  
$
601
  
$
1,127
  
$
3,654
  
$
34,008
 
Provision charged to expense
  
(513
)
  
941
   
(2
)
  
1,545
   
258
   
2,173
   
265
   
1,207
   
2,881
   
8,755
 
Losses charged off
  
15
   
2,163
   
0
   
3,141
   
123
   
1,058
   
115
   
1,326
   
3,495
   
11,436
 
Recoveries
  
28
   
305
   
0
   
621
   
2
   
40
   
5
   
566
   
1,553
   
3,120
 
Ending balance
 
$
2,896
  
$
13,618
  
$
119
  
$
4,263
  
$
534
  
$
6,094
  
$
756
  
$
1,574
  
$
4,593
  
$
34,447
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
734
  
$
827
  
$
0
  
$
181
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
1,742
 
Collectively evaluated for impairment
 
$
2,162
  
$
12,791
  
$
119
  
$
4,082
  
$
534
  
$
6,094
  
$
756
  
$
1,574
  
$
4,593
  
$
32,705
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
9,627
  
$
34,357
  
$
0
  
$
13,807
  
$
0
  
$
1,277
  
$
0
  
$
0
  
$
0
  
$
59,068
 
Collectively evaluated for impairment
 
$
112,315
  
$
914,269
  
$
10,344
  
$
338,241
  
$
62,412
  
$
711,188
  
$
88,335
  
$
122,136
  
$
315,516
  
$
2,674,756