<SEC-DOCUMENT>0000350852-15-000095.txt : 20151021
<SEC-HEADER>0000350852-15-000095.hdr.sgml : 20151021
<ACCEPTANCE-DATETIME>20151021085804
ACCESSION NUMBER:		0000350852-15-000095
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20150930
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20151021
DATE AS OF CHANGE:		20151021

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			COMMUNITY TRUST BANCORP INC /KY/
		CENTRAL INDEX KEY:			0000350852
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				610979818
		STATE OF INCORPORATION:			KY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-31220
		FILM NUMBER:		151167410

	BUSINESS ADDRESS:	
		STREET 1:		346 NORTH MAYO TRAIL
		STREET 2:		P.O. BOX 2947
		CITY:			PIKEVILLE
		STATE:			KY
		ZIP:			41502-2947
		BUSINESS PHONE:		(606)433-4643

	MAIL ADDRESS:	
		STREET 1:		346 NORTH MAYO TRAIL
		STREET 2:		P.O. BOX 2947
		CITY:			PIKEVILLE
		STATE:			KY
		ZIP:			41502-2947

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	COMMUNITY TRUST BANCORP INC/
		DATE OF NAME CHANGE:	19971124
</SEC-HEADER>
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<FILENAME>ctbi0915er8k.htm
<DESCRIPTION>CTBI SEPTEMBER 30, 2015 EARNINGS RELEASE 8-K
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 18.25pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 16pt; FONT-WEIGHT: bold">SECURITIES AND EXCHANGE COMMISSION</div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 12pt">Washington, D.C.&#160; 20549</div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 18.25pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 16pt; FONT-WEIGHT: bold">CURRENT REPORT</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 12pt">Pursuant to Section 13 or 15 (d)</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 12pt">of the Securities Exchange Act of 1934</div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt; FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 12pt">Date of Report (Date of earliest event reported)</div>

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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 20.5pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 18pt; FONT-WEIGHT: bold">Community Trust Bancorp, Inc.</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 8pt">(Exact name of registrant as specified in its charter)</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 12pt">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold"><u>Item 2.02 &#8211; Results of Operations and Financial Condition</u></div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 36pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">On October 21, 2015, Community Trust Bancorp, Inc. issued a press release announcing its financial results for the quarter and nine months ended September 30, 2015.&#160; A copy of this press release is being furnished to the Securities and Exchange Commission pursuant to Item 2.02 &#8211; Results of Operations and Financial Condition and Item 7.01 &#8211; Regulation FD Disclosure of Form 8-K and is attached hereto as Exhibit 99.1.&#160; The information in this Form 8-K and in Exhibit 99.1 attached hereto shall not be deemed filed for purposes of Section 18 of the Securities Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, except as shall be expressly set forth by specific reference.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold"><u>Item 9.01 &#8211; Financial Statements and Exhibits</u></div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt"><font style="FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">(d)</font><font style="FONT-SIZE: 5.14pt" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt"><u>Exhibits</u></font></div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 36pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">The following exhibit is filed with this report:</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Press Release dated October 21, 2015</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 36pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold"><strong>COMMUNITY TRUST BANCORP, INC.</strong></div>
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<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">Date:&#160; October 21, 2015</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">/s/ Jean R. Hale</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Jean R. Hale</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Chairman, President and Chief Executive Officer</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Description</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Press Release dated October 21, 2015</div>
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<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>3
<FILENAME>ctbi0915er8kex99.htm
<DESCRIPTION>CTBI SEPTEMBER 30, 2015 EARNINGS RELEASE 8-K EXHIBIT 99.1
<TEXT>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">&#160;Exhibit 99.1</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">FOR IMMEDIATE RELEASE</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">October 21, 2015</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">FOR ADDITIONAL INFORMATION, PLEASE CONTACT JEAN R. HALE, CHAIRMAN, PRESIDENT, AND C.E.O., COMMUNITY TRUST BANCORP, INC. AT (606) 437-3294</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Pikeville, Kentucky:</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">COMMUNITY TRUST BANCORP, INC. REPORTS EARNINGS FOR THE THIRD QUARTER 2015</div>

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<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="6dcf9a159aa84a15a53142e43141cc9d" cellspacing="0" cellpadding="0">
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Earnings Summary</div>
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<td style="VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2"></td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2"></td>
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<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2"></td>
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<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2"></td>
<td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<td style="VERTICAL-ALIGN: top" valign="bottom" colspan="2"></td>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 9pt">(in thousands except per share data)</div>
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<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3Q</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
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<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2Q</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3Q</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</div>
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<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">9 Months</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" valign="bottom" colspan="2">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">9 Months</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</div>
</td>
<td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">Net income</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">11,222</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">12,402</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">10,924</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">34,562</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">33,259</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">Earnings per share</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">0.64</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">0.71</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">0.63</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">1.98</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">1.92</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">Earnings per share &#8211; diluted</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">0.64</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">0.71</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">0.63</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">1.98</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">1.91</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">Return on average assets</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">1.18</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">1.32</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">1.18</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">1.23</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">1.21</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">%</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">Return on average equity</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">9.50</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">10.78</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">9.89</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">9.99</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">10.31</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">%</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">Efficiency ratio</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">60.53</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">57.28</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">56.82</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">58.82</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">58.55</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">%</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">Tangible common equity</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">10.82</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">10.68</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">10.33</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">%</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">Dividends declared per share</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">0.310</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">0.300</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">0.300</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">0.910</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">0.881</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">Book value per share</div>
</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">26.87</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">$</div>
</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">26.39</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
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<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">$</div>
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<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">25.14</div>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">Weighted average shares</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
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<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">17,440</div>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">17,421</div>
</td>
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<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">17,326</div>
</td>
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<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">17,420</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">17,317</div>
</td>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">Weighted average shares - diluted</div>
</td>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">17,491</div>
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<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">17,465</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">17,402</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">17,472</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom">&#160;</td>
<td style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 10pt">17,395</div>
</td>
<td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom" valign="bottom" nowrap="nowrap">&#160;</td>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 36pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Community Trust Bancorp, Inc. (NASDAQ-CTBI) reports earnings for the third quarter 2015 of $11.2 million, or $0.64 per basic share, compared to $10.9 million, or $0.63 per basic share, earned during the third quarter 2014 and $12.4 million, or $0.71 per basic share, earned during the second quarter 2015.&#160; Earnings for the nine months ended September 30, 2015 were $34.6 million, or $1.98 per basic share compared to $33.3 million, or $1.92 per basic share, for the nine months ended September 30, 2014.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">3rd Quarter 2015 Highlights</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Our loan portfolio increased $136.6 million from September 30, 2014 and $27.6 million during the quarter.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Our investment portfolio decreased $56.9 million from September 30, 2014 and $4.5 million during the quarter.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Deposits, including repurchase agreements, increased $109.1 million from September 30, 2014 and $76.5 million during the quarter.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Interest bearing deposits in other banks increased $54.8 million from September 30, 2014 and $26.9 million during the quarter.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Nonperforming loans at $32.7 million decreased $15.8 million from September 30, 2014 and $0.7 million from June 30, 2015.&#160; Nonperforming assets at $67.5 million decreased $13.8 million from September 30, 2014 and $2.5 million from June 30, 2015.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Net loan charge-offs for the quarter ended September 30, 2015 were $2.2 million, or 0.31% of average loans annualized, compared to $2.8 million, or 0.42%, experienced for the third quarter 2014 and $1.7 million, or 0.25%, for the second quarter 2015.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">CTBI's investments in low income housing and other community related investments provided tax credits to offset current income tax expense for the third quarter 2015 in the amount of $1.2 million compared to $0.3 million in the third quarter 2014 and $0.9 million in the second quarter 2015.&#160; Year-to-date credits used to offset current income tax expense totaled $2.4 million compared to $0.8 million for the first nine months of 2014.&#160; The amortization of our investment in these partnerships increased as well.&#160; Amortization for the third quarter 2015 totaled $1.0 million compared to $0.2 million for the third quarter 2014 and $0.7 million for the second quarter 2015.&#160; Year-to-date amortization was $2.0 million compared to $0.6 million for the first nine months of 2014.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">In addition to the amortization expense mentioned above, noninterest expense for the quarter was impacted by an increase of $0.6 million in other real estate owned expense from same quarter last year and an increase of $0.5 million from prior quarter.&#160; Personnel expense for the quarter also increased $0.5 million from same quarter last year and $0.4 million from prior quarter.&#160; Year-to-date noninterest expense was impacted by a $1.1 million increase in personnel expense due to a $0.6 million increase in group medical and life insurance cost and a $0.5 million increase in the performance based bonus accrual year over year, in addition to the $1.4 million increase in amortization expense.&#160; The year-to-date increases were partially offset by a $0.7 million decrease in data processing expense and a $0.4 million decrease in other real estate owned expense.</div>
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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Net Interest Income</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 36pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Net interest income for the quarter decreased $0.02 million, or 0.1%, from prior year third quarter and $0.2 million, or 0.7%, from prior quarter, while our net interest margin decreased 11 basis points and 8 basis points during the respective time periods.&#160; Average earning assets increased $97.9 million, or 2.9%, from third quarter 2014 and $10.3 million, or 0.3%, from prior quarter, while our yield on average earning assets decreased 12 basis points and 8 basis points, respectively, during these time periods.&#160; The cost of interest bearing funds remained flat to prior year third quarter but increased 1 basis point from prior quarter.&#160; Our ratio of average loans to deposits, including repurchase agreements, for the quarter ended September 30, 2015 was 87.5% compared to 84.9% for the quarter ended September 30, 2014 and 87.1% for the quarter ended June 30, 2015.&#160; Year-to-date net interest income increased $0.5 million, or 0.5% from prior year.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Noninterest Income</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 36pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Noninterest income for the quarter ended September 30, 2015 increased $0.02 million, or 0.2%, from prior year same quarter but decreased $0.2 million, or 1.6%, from prior quarter.&#160; The increase year over year was primarily due to an increase in other noninterest income items, including a $0.3 million increase in insurance commissions and brokerage revenue and a $0.2 million gain on the sale of our Hazard Main Street Branch, partially offset by a $0.5 million decrease in loan related fees.&#160; Quarter over quarter, we experienced decreases in gains on sales of loans, trust revenue, and loan related fees, partially offset by increases in deposit service charges and other noninterest income.&#160; The quarterly decrease in loan related fees resulted primarily from a $0.3 million fluctuation in the fair value adjustments of our mortgage servicing rights from prior year same quarter and a $0.5 million fluctuation from prior quarter.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 36pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Year-to-date noninterest income increased $2.0 million, or 5.9% from prior year.&#160; Gains on sales of loans increased $0.8 million, deposit service charges increased $0.2 million, trust revenue increased $0.2 million, loan related fees increased $0.2 million, and securities gains (losses) improved $0.3 million.&#160; The increase in loan related fees resulted primarily from a $0.2 million fluctuation in the fair value adjustments of our mortgage servicing rights.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 36pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Noninterest expense for the quarter ended September 30, 2015 increased $1.7 million, or 6.5%, from prior year third quarter and $1.2 million, or 4.6%, from prior quarter.&#160; The increase in noninterest expense was primarily due to increases in amortization expense related to tax credits, personnel expense, and other real estate owned expense.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 36pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Year-to-date noninterest expense increased $1.7 million, or 2.2%, from prior year.&#160; The increase primarily resulted from a $1.4 million increase in amortization expense related to tax credits and a $1.1 million increase in personnel expense due to a $0.6 million increase in group medical and life insurance cost and a $0.5 million increase in the performance based bonus accrual year over year.&#160; These increases were partially offset by a $0.7 million decrease in data processing expense and a $0.4 million decrease in other real estate owned expense.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Balance Sheet Review</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 36pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">CTBI's total assets at $3.8 billion increased $138.1 million, or 3.8%, from September 30, 2014 and $38.1 million, or an annualized 4.0%, during the quarter.&#160; Loans outstanding at September 30, 2015 were $2.8 billion, increasing $136.6 million, or 5.1%, from September 30, 2014 and $27.6 million, or an annualized 3.9%, during the quarter.&#160; We experienced growth during the quarter of $23.4 million in the indirect loan portfolio, $4.2 million in the consumer direct loan portfolio, and $3.4 million in the residential loan portfolio and a decrease of $3.4 million in the commercial loan portfolio.&#160; CTBI's investment portfolio decreased $56.9 million, or 9.0%, from September 30, 2014 and $4.5 million, or an annualized 3.1%, during the quarter.&#160; The decline in the investment portfolio was utilized to provide additional liquidity to support loan growth.&#160; Deposits, including repurchase agreements, at $3.2 billion increased $109.1 million, or 3.5%, from September 30, 2014 and $76.5 million, or an annualized 9.6%, from prior quarter.&#160; Interest bearing deposits in other banks increased $54.8 million from September 30, 2014 and $26.9 million during the quarter.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 36pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Shareholders' equity at September 30, 2015 was $470.6 million compared to $438.2 million at September 30, 2014 and $461.6 million at June 30, 2015.&#160; CTBI's annualized dividend yield to shareholders as of September 30, 2015 was 3.49%.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Asset Quality</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 36pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">CTBI's total nonperforming loans were $32.7 million at September 30, 2015, a 32.6% decrease from the $48.6 million at September 30, 2014 and a 2.0% decrease from the $33.4 million at June 30, 2015.&#160; Nonaccrual loans decreased $1.8 million for the quarter and loans 90+ days past due increased $1.1 million.&#160; Loans 30-89 days past due at $18.8 million was an increase of $2.8 million from June 30, 2015.&#160; Our loan portfolio management processes focus on the immediate identification, management, and resolution of problem loans to maximize recovery and minimize loss.&#160; Impaired loans, loans not expected to meet contractual principal and interest payments other than insignificant delays, at September 30, 2015 totaled $48.3 million, an $18.6 million decline from the $66.9 million at September 30, 2014 and a $1.9 million decline from the $50.2 million at June 30, 2015.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 36pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Our level of foreclosed properties at $34.7 million at September 30, 2015 was an increase from $32.7 million at September 30, 2014 but a decrease from the $36.4 million at June 30, 2015.&#160; Sales of foreclosed properties for the quarter ended September 30, 2015 totaled $5.0 million while new foreclosed properties totaled $3.7 million.&#160; At September 30, 2015, the book value of properties under contracts to sell was $4.0 million; however, the closings had not occurred at quarter-end.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 36pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Net loan charge-offs for the quarter ended September 30, 2015 were $2.2 million, or 0.31% of average loans annualized, compared to $2.8 million, or 0.42%, experienced for the third quarter 2014 and $1.7 million, or 0.25%, for the second quarter 2015.&#160; Of the net charge-offs for the quarter, $0.7 million were in commercial loans, $0.6 million were in indirect auto loans, $0.6 million were in residential real estate mortgage loans, and $0.3 million were in consumer direct loans.&#160; Allocations to loan loss reserves were $2.5 million for the quarter ended September 30, 2015 compared to $3.3 million for the quarter ended September 30, 2014 and $2.3 million for the quarter ended June 30, 2015.&#160; Our reserve coverage (allowance for loan and lease loss reserve to nonperforming loans) at September 30, 2015 was 108.6% compared to 70.2% at September 30, 2014 and 105.4% at June 30, 2015.&#160; Our loan loss reserve as a percentage of total loans outstanding decreased from 1.27% at September 30, 2014 but remained at 1.26%, the June 30, 2015 level.</div>

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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Forward-Looking Statements</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 36pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Certain of the statements contained herein that are not historical facts are forward-looking statements within the meaning of the Private Securities Litigation Reform Act. CTBI's actual results may differ materially from those included in the forward-looking statements. Forward-looking statements are typically identified by words or phrases such as "believe," "expect," "anticipate," "intend," "estimate," "may increase," "may fluctuate," and similar expressions or future or conditional verbs such as "will," "should," "would," and "could." These forward-looking statements involve risks and uncertainties including, but not limited to, economic conditions, portfolio growth, the credit performance of the portfolios, including bankruptcies, and seasonal factors; changes in general economic conditions including the performance of financial markets, the performance of coal and coal related industries, prevailing inflation and interest rates, realized gains from sales of investments, gains from asset sales, and losses on commercial lending activities; results of various investment activities; the effects of competitors' pricing policies, of changes in laws and regulations on competition and of demographic changes on target market populations' savings and financial planning needs; industry changes in information technology systems on which we are highly dependent; failure of acquisitions to produce revenue enhancements or cost savings at levels or within the time frames originally anticipated or unforeseen integration difficulties; the adoption by CTBI of an FFIEC policy that provides guidance on the reporting of delinquent consumer loans and the timing of associated credit charge-offs for financial institution subsidiaries; and the resolution of legal&#160; proceedings and related matters.&#160; In addition, the banking industry in general is subject to various monetary and fiscal policies and regulations, which include those determined by the Federal Reserve Board, the Federal Deposit Insurance Corporation, and state regulators, whose policies and regulations could affect CTBI's results.&#160; These statements are representative only on the date hereof, and CTBI undertakes no obligation to update any forward-looking statements made.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 36pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Community Trust Bancorp, Inc., with assets of $3.8 billion, is headquartered in Pikeville, Kentucky and has 70 banking locations across eastern, northeastern, central, and south central Kentucky, six banking locations in southern West Virginia, four banking locations in northeastern Tennessee, four trust offices across Kentucky, and one trust office in Tennessee.</div>

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<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 11pt">Additional information follows.</div>

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<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 35,912</div>
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<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;8,668</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;8,890</div>
</td>
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<tr>
<td style="WIDTH: 17.2%; VERTICAL-ALIGN: top" colspan="3">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Net interest income</div>
</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;32,965</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;33,182</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;32,988</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;99,052</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;98,571</div>
</td>
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<tr>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Loan loss provision</div>
</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,520</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,319</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,300</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;6,740</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;5,380</div>
</td>
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<tr>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.74%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Gains on sales of loans</div>
</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;462</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;823</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;303</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,575</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;781</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Deposit service charges</div>
</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;6,348</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;6,046</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;6,321</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;17,976</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;17,739</div>
</td>
</tr>

<tr>
<td style="WIDTH: 17.2%; VERTICAL-ALIGN: top" colspan="3">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Trust revenue</div>
</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,297</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,366</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,395</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;6,902</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;6,703</div>
</td>
</tr>

<tr>
<td style="WIDTH: 17.2%; VERTICAL-ALIGN: top" colspan="3">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Loan related fees</div>
</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;641</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,242</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,128</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,747</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,573</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Securities gains (losses)</div>
</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;12</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;(14)</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;(34)</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;142</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;(145)</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Other noninterest income</div>
</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,275</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,765</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,893</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;5,657</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;5,392</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Total noninterest income</div>
</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;12,035</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;12,228</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;12,006</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;34,999</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;33,043</div>
</td>
</tr>

<tr>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.74%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 17.2%; VERTICAL-ALIGN: top" colspan="3">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Personnel expense</div>
</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;13,975</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;13,622</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;13,465</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;41,242</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;40,156</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Occupancy and equipment</div>
</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,688</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,680</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,838</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;8,232</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;8,777</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Data processing expense</div>
</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,577</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,695</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,017</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;5,204</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;5,875</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">FDIC insurance premiums</div>
</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;606</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;586</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;575</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,798</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,782</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Other noninterest expense</div>
</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;8,688</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;7,730</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;6,968</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;23,189</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;21,390</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Total noninterest expense</div>
</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;27,534</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;26,313</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;25,863</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;79,665</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;77,980</div>
</td>
</tr>

<tr>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.74%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Net income before taxes</div>
</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;14,946</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;16,778</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;15,831</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;47,646</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;48,254</div>
</td>
</tr>

<tr>
<td style="WIDTH: 11.47%; VERTICAL-ALIGN: top" colspan="2">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Income taxes</div>
</td>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;3,724</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;4,376</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;4,907</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;13,084</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;14,995</div>
</td>
</tr>

<tr>
<td style="WIDTH: 11.47%; VERTICAL-ALIGN: top" colspan="2">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Net income</div>
</td>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 4px double; WIDTH: 11.66%; VERTICAL-ALIGN: top; BORDER-TOP: #646464 2px solid">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 11,222</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 4px double; WIDTH: 11.98%; VERTICAL-ALIGN: top; BORDER-TOP: #646464 2px solid">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 12,402</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 4px double; WIDTH: 11.76%; VERTICAL-ALIGN: top; BORDER-TOP: #646464 2px solid">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 10,924</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 4px double; WIDTH: 11.23%; VERTICAL-ALIGN: top; BORDER-TOP: #646464 2px solid">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 34,562</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 4px double; WIDTH: 11.98%; VERTICAL-ALIGN: top; BORDER-TOP: #646464 2px solid">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 33,259</div>
</td>
</tr>

<tr>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.74%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Memo: TEQ interest income</div>
</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 36,414</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 36,598</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 36,444</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 109,250</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 108,883</div>
</td>
</tr>

<tr>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.74%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Average shares outstanding</div>
</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;17,440</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;17,421</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;17,326</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;17,420</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;17,317</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Diluted average shares outstanding</div>
</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;17,491</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;17,465</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;17,402</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;17,472</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;17,395</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Basic earnings per share</div>
</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 0.64</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 0.71</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 0.63</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 1.98</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 1.92</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Diluted earnings per share</div>
</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 0.64</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 0.71</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 0.63</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 1.98</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 1.91</div>
</td>
</tr>

<tr>
<td style="WIDTH: 17.2%; VERTICAL-ALIGN: top" colspan="3">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Dividends per share</div>
</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 0.310</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 0.300</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 0.300</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 0.910</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 0.881</div>
</td>
</tr>

<tr>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.74%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 17.2%; VERTICAL-ALIGN: top" colspan="3">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average balances:</div>
</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Loans</div>
</td>
<td style="WIDTH: 5.74%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; 2,803,332</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; 2,782,350</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; 2,656,523</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; 2,773,249</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; 2,618,995</div>
</td>
</tr>

<tr>
<td style="WIDTH: 17.2%; VERTICAL-ALIGN: top" colspan="3">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Earning assets</div>
</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,524,058</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,513,774</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,426,195</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,506,303</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,409,905</div>
</td>
</tr>

<tr>
<td style="WIDTH: 11.47%; VERTICAL-ALIGN: top" colspan="2">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Total assets</div>
</td>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,788,917</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,781,553</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,677,142</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,772,031</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,665,607</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Deposits, including repurchase agreements</div>
</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,203,122</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,193,743</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,127,372</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,184,151</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,123,659</div>
</td>
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<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Interest bearing liabilities</div>
</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,562,274</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,567,687</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,544,960</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,563,526</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,548,602</div>
</td>
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<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Shareholders' equity</div>
</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;468,442</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;461,392</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;438,399</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;462,454</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;431,317</div>
</td>
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<tr>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.74%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 17.2%; VERTICAL-ALIGN: top" colspan="3">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Performance ratios:</div>
</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Return on average assets</div>
</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;1.18%</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;1.32%</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;1.18%</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;1.23%</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;1.21%</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Return on average equity</div>
</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;9.50%</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;10.78%</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;9.89%</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;9.99%</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;10.31%</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Yield on average earning assets (tax equivalent)</div>
</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;4.10%</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;4.18%</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;4.22%</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;4.17%</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;4.27%</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Cost of interest bearing funds (tax equivalent)</div>
</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;0.46%</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;0.45%</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;0.46%</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;0.45%</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;0.47%</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Net interest margin (tax equivalent)</div>
</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;3.77%</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;3.85%</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;3.88%</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;3.84%</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;3.92%</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Efficiency ratio (tax equivalent)</div>
</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;60.53%</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;57.28%</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;56.82%</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;58.82%</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;58.55%</div>
</td>
</tr>

<tr>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.74%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 17.2%; VERTICAL-ALIGN: top" colspan="3">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Loan charge-offs</div>
</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 2,899</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 2,284</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 3,470</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 7,819</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 7,644</div>
</td>
</tr>

<tr>
<td style="WIDTH: 11.47%; VERTICAL-ALIGN: top" colspan="2">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Recoveries</div>
</td>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;(729)</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;(549)</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;(643)</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;(2,172)</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;(2,346)</div>
</td>
</tr>

<tr>
<td style="WIDTH: 17.2%; VERTICAL-ALIGN: top" colspan="3">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Net charge-offs</div>
</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 2,170</div>
</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 1,735</div>
</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 2,827</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 5,647</div>
</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 5,298</div>
</td>
</tr>

<tr>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.74%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 11.47%; VERTICAL-ALIGN: top" colspan="2">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Market Price:</div>
</td>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.66%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.23%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 11.98%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 5.73%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">High</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 5.74%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; 37.63</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; 35.49</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; 36.35</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; 37.63</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; 41.13</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 5.73%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Low</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 5.74%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; 33.62</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; 31.54</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; 33.47</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; 31.53</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; 32.33</div>
</td>
</tr>

<tr>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 5.73%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Close</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 5.74%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.66%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; 35.51</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 5.88%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; 34.87</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 5.67%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.76%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; 33.63</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.23%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; 35.51</div>
</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 5.13%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.98%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; 33.63</div>
</td>
</tr>
</table>
</div>
</div>
</div>

<div>&#160;</div>

<div>&#160;</div>

<div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
<div style="PAGE-BREAK-AFTER: always" id="DSPFPageBreak">
<hr style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px" noshade="noshade">
</div>
</div>

<div>&#160;</div>

<div>
<table style="WIDTH: 100%; BORDER-COLLAPSE: collapse; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="f0d613a8984d4327a4d8befcac706c9d" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 100%; VERTICAL-ALIGN: top" colspan="13">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Community Trust Bancorp, Inc.</div>
</td>
</tr>

<tr>
<td style="WIDTH: 100%; VERTICAL-ALIGN: top" colspan="13">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Financial Summary (Unaudited)</div>
</td>
</tr>

<tr>
<td style="TEXT-ALIGN: center; WIDTH: 100%; VERTICAL-ALIGN: top; FONT-WEIGHT: bold" colspan="13">September 30, 2015</td>
</tr>

<tr>
<td style="WIDTH: 100%; VERTICAL-ALIGN: top" colspan="13">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">(in thousands except per share data and # of employees)</div>
</td>
</tr>

<tr>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
</tr>
</table>
</div>

<table style="WIDTH: 100%; BORDER-COLLAPSE: collapse; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="49a72b31e46f4583ae3242a8e24d1f94" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.74%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;As of</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;As of</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;As of</div>
</td>
</tr>

<tr>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.74%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">September 30, 2015</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">June 30, 2015</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">September 30, 2014</div>
</td>
</tr>

<tr>
<td style="WIDTH: 11.47%; VERTICAL-ALIGN: top" colspan="2">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Assets:</div>
</td>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Loans</div>
</td>
<td style="WIDTH: 5.74%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; 2,820,460</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; 2,792,831</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; 2,683,905</div>
</td>
</tr>

<tr>
<td style="WIDTH: 17.2%; VERTICAL-ALIGN: top" colspan="3">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Loan loss reserve</div>
</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;(35,540)</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;(35,190)</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;(34,090)</div>
</td>
</tr>

<tr>
<td style="WIDTH: 11.47%; VERTICAL-ALIGN: top" colspan="2">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Net loans</div>
</td>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,784,920</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,757,641</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,649,815</div>
</td>
</tr>

<tr>
<td style="WIDTH: 17.2%; VERTICAL-ALIGN: top" colspan="3">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Loans held for sale</div>
</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,983</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,993</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;367</div>
</td>
</tr>

<tr>
<td style="WIDTH: 17.2%; VERTICAL-ALIGN: top" colspan="3">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Securities AFS</div>
</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;576,713</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;581,236</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;633,572</div>
</td>
</tr>

<tr>
<td style="WIDTH: 17.2%; VERTICAL-ALIGN: top" colspan="3">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Securities HTM</div>
</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,661</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,661</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,662</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Other equity investments</div>
</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;22,814</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;22,814</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;22,814</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Other earning assets</div>
</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;116,754</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;95,422</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;66,971</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Cash and due from banks</div>
</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;54,041</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;58,118</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;62,510</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Premises and equipment</div>
</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;48,541</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;48,833</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;50,604</div>
</td>
</tr>

<tr>
<td style="WIDTH: 32.43%; VERTICAL-ALIGN: top" colspan="5">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Goodwill and core deposit intangible</div>
</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;65,821</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;65,861</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;66,020</div>
</td>
</tr>

<tr>
<td style="WIDTH: 11.47%; VERTICAL-ALIGN: top" colspan="2">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Other assets</div>
</td>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;134,900</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;136,478</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;115,751</div>
</td>
</tr>

<tr>
<td style="WIDTH: 11.47%; VERTICAL-ALIGN: top" colspan="2">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total Assets</div>
</td>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 4px double; WIDTH: 12.3%; VERTICAL-ALIGN: top; BORDER-TOP: #646464 2px solid">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; 3,808,148</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 4px double; WIDTH: 14.01%; VERTICAL-ALIGN: top; BORDER-TOP: #646464 2px solid">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; 3,770,057</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 4px double; WIDTH: 13.16%; VERTICAL-ALIGN: top; BORDER-TOP: #646464 2px solid">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; 3,670,086</div>
</td>
</tr>

<tr>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.74%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Liabilities and Equity:</div>
</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 17.2%; VERTICAL-ALIGN: top" colspan="3">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">NOW accounts</div>
</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 32,249</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 32,258</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 33,208</div>
</td>
</tr>

<tr>
<td style="WIDTH: 17.2%; VERTICAL-ALIGN: top" colspan="3">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Savings deposits</div>
</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,004,635</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;955,125</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;930,225</div>
</td>
</tr>

<tr>
<td style="WIDTH: 17.2%; VERTICAL-ALIGN: top" colspan="3">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">CD's &gt;=$100,000</div>
</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;561,856</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;576,785</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;592,684</div>
</td>
</tr>

<tr>
<td style="WIDTH: 17.2%; VERTICAL-ALIGN: top" colspan="3">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Other time deposits</div>
</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;638,832</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;646,945</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;685,964</div>
</td>
</tr>

<tr>
<td style="WIDTH: 32.43%; VERTICAL-ALIGN: top" colspan="5">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Total interest bearing deposits</div>
</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,237,572</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,211,113</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,242,081</div>
</td>
</tr>

<tr>
<td style="WIDTH: 32.43%; VERTICAL-ALIGN: top" colspan="5">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Noninterest bearing deposits</div>
</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;737,657</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;701,958</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;660,100</div>
</td>
</tr>

<tr>
<td style="WIDTH: 17.2%; VERTICAL-ALIGN: top" colspan="3">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Total deposits</div>
</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,975,229</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,913,071</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,902,181</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Repurchase agreements</div>
</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;256,153</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;241,776</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;220,095</div>
</td>
</tr>

<tr>
<td style="WIDTH: 32.43%; VERTICAL-ALIGN: top" colspan="5">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Other interest bearing liabilities</div>
</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;71,640</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;124,673</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;73,654</div>
</td>
</tr>

<tr>
<td style="WIDTH: 32.43%; VERTICAL-ALIGN: top" colspan="5">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Noninterest bearing liabilities</div>
</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;34,541</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;28,914</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;35,918</div>
</td>
</tr>

<tr>
<td style="WIDTH: 17.2%; VERTICAL-ALIGN: top" colspan="3">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Total liabilities</div>
</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,337,563</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,308,434</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,231,848</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Shareholders' equity</div>
</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;470,585</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;461,623</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 2px solid; WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;438,238</div>
</td>
</tr>

<tr>
<td style="WIDTH: 32.43%; VERTICAL-ALIGN: top" colspan="5">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total Liabilities and Equity</div>
</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 4px double; WIDTH: 12.3%; VERTICAL-ALIGN: top; BORDER-TOP: #646464 2px solid">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; 3,808,148</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 4px double; WIDTH: 14.01%; VERTICAL-ALIGN: top; BORDER-TOP: #646464 2px solid">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; 3,770,057</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="BORDER-BOTTOM: #646464 4px double; WIDTH: 13.16%; VERTICAL-ALIGN: top; BORDER-TOP: #646464 2px solid">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; 3,670,086</div>
</td>
</tr>

<tr>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.74%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 32.43%; VERTICAL-ALIGN: top" colspan="5">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Ending shares outstanding</div>
</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;17,513</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;17,489</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;17,431</div>
</td>
</tr>

<tr>
<td style="WIDTH: 40.58%; VERTICAL-ALIGN: top" colspan="6">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Memo: Market value of HTM securities</div>
</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 1,651</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 1,641</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 1,631</div>
</td>
</tr>

<tr>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.74%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 32.43%; VERTICAL-ALIGN: top" colspan="5">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">30 - 89 days past due loans</div>
</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 18,812</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 16,001</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;$&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160; 20,877</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">90 days past due loans</div>
</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;18,001</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;16,915</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;19,607</div>
</td>
</tr>

<tr>
<td style="WIDTH: 17.2%; VERTICAL-ALIGN: top" colspan="3">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Nonaccrual loans</div>
</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;14,722</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;16,486</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;28,951</div>
</td>
</tr>

<tr>
<td style="WIDTH: 52.09%; VERTICAL-ALIGN: top" colspan="8">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Restructured loans (excluding 90 days past due and nonaccrual)</div>
</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;43,081</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;42,447</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;44,794</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Foreclosed properties</div>
</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;34,654</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;36,405</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;32,747</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Other repossessed assets</div>
</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;136</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;157</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;5</div>
</td>
</tr>

<tr>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.74%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.73%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">&#160;</td>
</tr>

<tr>
<td style="WIDTH: 32.43%; VERTICAL-ALIGN: top" colspan="5">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Common equity Tier 1 capital</div>
</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;14.49%</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;14.35%</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 11pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-</div>
</td>
</tr>

<tr>
<td style="WIDTH: 22.68%; VERTICAL-ALIGN: top" colspan="4">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Tier 1 leverage ratio</div>
</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;12.40%</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;12.24%</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;11.97%</div>
</td>
</tr>

<tr>
<td style="WIDTH: 32.43%; VERTICAL-ALIGN: top" colspan="5">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Tier 1 risk-based capital ratio</div>
</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;16.63%</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;16.51%</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;16.57%</div>
</td>
</tr>

<tr>
<td style="WIDTH: 32.43%; VERTICAL-ALIGN: top" colspan="5">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Total risk based capital ratio</div>
</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;17.88%</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;17.76%</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;17.82%</div>
</td>
</tr>

<tr>
<td style="WIDTH: 40.58%; VERTICAL-ALIGN: top" colspan="6">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">Tangible equity to tangible assets ratio</div>
</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;10.82%</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;10.68%</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;10.33%</div>
</td>
</tr>

<tr>
<td style="WIDTH: 17.2%; VERTICAL-ALIGN: top" colspan="3">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">FTE employees</div>
</td>
<td style="WIDTH: 5.47%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 8.14%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 9.76%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 4.92%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 12.3%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;980</div>
</td>
<td style="WIDTH: 4.28%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 14.01%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;995</div>
</td>
<td style="WIDTH: 2.03%; VERTICAL-ALIGN: top">&#160;</td>
<td style="WIDTH: 13.16%; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt">&#160;1,013</div>
</td>
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</table>
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</TEXT>
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