<?xml version="1.0" encoding="us-ascii"?>
<!--Generated by EDGARfilings PROfile 4.3.0.0 Summit Financial Printing, LLC. All rights reserved.-->
<xs:schema targetNamespace="http://ctbi.com/20170630" elementFormDefault="qualified" xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:ctbi="http://ctbi.com/20170630" xmlns:us-types="http://fasb.org/us-types/2016-01-31" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:invest="http://xbrl.sec.gov/invest/2013-01-31" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:dei="http://xbrl.sec.gov/dei/2014-01-31">
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:href="ctbi-20170630_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="ctbi-20170630_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="ctbi-20170630_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="ctbi-20170630_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:roleType roleURI="http://ctbi.com/role/DocumentAndEntityInformation" id="DocumentAndEntityInformation">
        <link:definition>000100 - Document - Document and Entity Information</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/CondensedConsolidatedBalanceSheetsUnaudited" id="CondensedConsolidatedBalanceSheetsUnaudited">
        <link:definition>010000 - Statement - Condensed Consolidated Balance Sheets (unaudited)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/CondensedConsolidatedBalanceSheetsUnauditedParenthetical" id="CondensedConsolidatedBalanceSheetsUnauditedParenthetical">
        <!--Parent Role: Condensed Consolidated Balance Sheets (unaudited)-->
        <link:definition>010100 - Statement - Condensed Consolidated Balance Sheets (unaudited) (Parenthetical)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/CondensedConsolidatedStatementsOfIncomeAndComprehensiveIncomeUnaudited" id="CondensedConsolidatedStatementsOfIncomeAndComprehensiveIncomeUnaudited">
        <link:definition>020000 - Statement - Condensed Consolidated Statements of Income and Comprehensive Income (unaudited)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/CondensedConsolidatedStatementsOfCashFlowsUnaudited" id="CondensedConsolidatedStatementsOfCashFlowsUnaudited">
        <link:definition>030000 - Statement - Condensed Consolidated Statements of Cash Flows (unaudited)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/SummaryOfSignificantAccountingPolicies" id="SummaryOfSignificantAccountingPolicies">
        <link:definition>060100 - Disclosure - Summary of Significant Accounting Policies</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/StockbasedCompensation" id="StockbasedCompensation">
        <link:definition>060200 - Disclosure - Stock-Based Compensation</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/Securities" id="Securities">
        <link:definition>060300 - Disclosure - Securities</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/Loans" id="Loans">
        <link:definition>060400 - Disclosure - Loans</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/AllowanceForLoanAndLeaseLosses" id="AllowanceForLoanAndLeaseLosses">
        <link:definition>060500 - Disclosure - Allowance for Loan and Lease Losses</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/OtherRealEstateOwned" id="OtherRealEstateOwned">
        <link:definition>060600 - Disclosure - Other Real Estate Owned</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/RepurchaseAgreements" id="RepurchaseAgreements">
        <link:definition>060700 - Disclosure - Repurchase Agreements</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/FairMarketValueOfFinancialAssetsAndLiabilities" id="FairMarketValueOfFinancialAssetsAndLiabilities">
        <link:definition>060800 - Disclosure - Fair Market Value of Financial Assets and Liabilities</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/EarningsPerShare" id="EarningsPerShare">
        <link:definition>060900 - Disclosure - Earnings Per Share</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/AccumulatedOtherComprehensiveIncome" id="AccumulatedOtherComprehensiveIncome">
        <link:definition>061000 - Disclosure - Accumulated Other Comprehensive Income</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/CommitmentsAndContingencies" id="CommitmentsAndContingencies">
        <link:definition>061100 - Disclosure - Commitments and Contingencies</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/SummaryOfSignificantAccountingPoliciesPolicies" id="SummaryOfSignificantAccountingPoliciesPolicies">
        <!--Parent Role: Summary of Significant Accounting Policies-->
        <link:definition>070100 - Disclosure - Summary of Significant Accounting Policies (Policies)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/StockbasedCompensationTables" id="StockbasedCompensationTables">
        <!--Parent Role: Stock-Based Compensation-->
        <link:definition>080200 - Disclosure - Stock-Based Compensation (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/SecuritiesTables" id="SecuritiesTables">
        <!--Parent Role: Securities-->
        <link:definition>080300 - Disclosure - Securities (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/LoansTables" id="LoansTables">
        <!--Parent Role: Loans-->
        <link:definition>080400 - Disclosure - Loans (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/AllowanceForLoanAndLeaseLossesTables" id="AllowanceForLoanAndLeaseLossesTables">
        <!--Parent Role: Allowance for Loan and Lease Losses-->
        <link:definition>080500 - Disclosure - Allowance for Loan and Lease Losses (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/OtherRealEstateOwnedTables" id="OtherRealEstateOwnedTables">
        <!--Parent Role: Other Real Estate Owned-->
        <link:definition>080600 - Disclosure - Other Real Estate Owned (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/RepurchaseAgreementsTables" id="RepurchaseAgreementsTables">
        <!--Parent Role: Repurchase Agreements-->
        <link:definition>080700 - Disclosure - Repurchase Agreements (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/FairMarketValueOfFinancialAssetsAndLiabilitiesTables" id="FairMarketValueOfFinancialAssetsAndLiabilitiesTables">
        <!--Parent Role: Fair Market Value of Financial Assets and Liabilities-->
        <link:definition>080800 - Disclosure - Fair Market Value of Financial Assets and Liabilities (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/EarningsPerShareTables" id="EarningsPerShareTables">
        <!--Parent Role: Earnings Per Share-->
        <link:definition>080900 - Disclosure - Earnings Per Share (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/AccumulatedOtherComprehensiveIncomeTables" id="AccumulatedOtherComprehensiveIncomeTables">
        <!--Parent Role: Accumulated Other Comprehensive Income-->
        <link:definition>081000 - Disclosure - Accumulated Other Comprehensive Income (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/SummaryOfSignificantAccountingPoliciesDetails" id="SummaryOfSignificantAccountingPoliciesDetails">
        <!--Parent Role: Summary of Significant Accounting Policies-->
        <link:definition>090100 - Disclosure - Summary of Significant Accounting Policies (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/StockbasedCompensationDetails" id="StockbasedCompensationDetails">
        <!--Parent Role: Stock-Based Compensation-->
        <link:definition>090200 - Disclosure - Stock-Based Compensation (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/SecuritiesAmortizedCostAndFairValueOfSecuritiesDetails" id="SecuritiesAmortizedCostAndFairValueOfSecuritiesDetails">
        <!--Parent Role: Securities-->
        <link:definition>090300 - Disclosure - Securities, Amortized Cost and Fair Value of Securities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/SecuritiesAmortizedCostAndFairValueOfSecuritiesByContractualMaturityDetails" id="SecuritiesAmortizedCostAndFairValueOfSecuritiesByContractualMaturityDetails">
        <!--Parent Role: Securities-->
        <link:definition>090302 - Disclosure - Securities, Amortized Cost and Fair Value of Securities by Contractual Maturity (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/SecuritiesGainsLossOnSalesOfSecuritiesSecuritiesPledgedAndSecuritiesSoldUnderAgreementsToRepurchaseDetails" id="SecuritiesGainsLossOnSalesOfSecuritiesSecuritiesPledgedAndSecuritiesSoldUnderAgreementsToRepurchaseDetails">
        <!--Parent Role: Securities-->
        <link:definition>090304 - Disclosure - Securities, Gains (Loss) on Sales of Securities, Securities Pledged, and Securities Sold Under Agreements to Repurchase (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/SecuritiesSecuritiesInContinuousUnrealizedLossPositionDetails" id="SecuritiesSecuritiesInContinuousUnrealizedLossPositionDetails">
        <!--Parent Role: Securities-->
        <link:definition>090306 - Disclosure - Securities, Securities in Continuous Unrealized Loss Position (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/SecuritiesSecuritiesInContinuousUnrealizedLossPositionDetails1" id="SecuritiesSecuritiesInContinuousUnrealizedLossPositionDetails1">
        <!--Parent Role: Securities, Securities in Continuous Unrealized Loss Position (Details)-->
        <link:definition>090308 - Disclosure - Securities, Securities in Continuous Unrealized Loss Position (Details)1</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/LoansMajorClassificationsOfLoansNetOfIncomeAndDeferredLoanOriginationCostDetails" id="LoansMajorClassificationsOfLoansNetOfIncomeAndDeferredLoanOriginationCostDetails">
        <!--Parent Role: Loans-->
        <link:definition>090400 - Disclosure - Loans, Major Classifications of Loans, Net of Income and Deferred Loan Origination Cost (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/LoansNonaccrualLoansSegregatedByClassOfLoansAndLoanPortfolioAgingAnalysisSegregatedByClassDetails" id="LoansNonaccrualLoansSegregatedByClassOfLoansAndLoanPortfolioAgingAnalysisSegregatedByClassDetails">
        <!--Parent Role: Loans-->
        <link:definition>090402 - Disclosure - Loans, Nonaccrual Loans Segregated by Class of Loans and Loan Portfolio Aging Analysis, Segregated by Class (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/LoansCreditRiskProfileBasedOnRatingCategoryAndPaymentActivityAndOnPerformingAndNonperformingStatusSegregatedByClassDetails" id="LoansCreditRiskProfileBasedOnRatingCategoryAndPaymentActivityAndOnPerformingAndNonperformingStatusSegregatedByClassDetails">
        <!--Parent Role: Loans-->
        <link:definition>090404 - Disclosure - Loans, Credit Risk Profile Based on Rating Category and Payment Activity and on Performing and Nonperforming Status, Segregated by Class (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/LoansImpairedLoansAverageInvestmentsInImpairedLoansAndInterestIncomeRecognizedOnImpairedLoansDetails" id="LoansImpairedLoansAverageInvestmentsInImpairedLoansAndInterestIncomeRecognizedOnImpairedLoansDetails">
        <!--Parent Role: Loans-->
        <link:definition>090406 - Disclosure - Loans, Impaired Loans, Average Investments in Impaired Loans, and Interest Income Recognized on Impaired Loans (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/LoansTroubledDebtRestructuringsSegregatedByClassDetails" id="LoansTroubledDebtRestructuringsSegregatedByClassDetails">
        <!--Parent Role: Loans-->
        <link:definition>090408 - Disclosure - Loans, Troubled Debt Restructurings Segregated by Class (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/AllowanceForLoanAndLeaseLossesDetails" id="AllowanceForLoanAndLeaseLossesDetails">
        <!--Parent Role: Allowance for Loan and Lease Losses-->
        <link:definition>090500 - Disclosure - Allowance for Loan and Lease Losses (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/OtherRealEstateOwnedDetails" id="OtherRealEstateOwnedDetails">
        <!--Parent Role: Other Real Estate Owned-->
        <link:definition>090600 - Disclosure - Other Real Estate Owned (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/OtherRealEstateOwnedMajorClassificationsOfForeclosedPropertiesDetails" id="OtherRealEstateOwnedMajorClassificationsOfForeclosedPropertiesDetails">
        <!--Parent Role: Other Real Estate Owned-->
        <link:definition>090602 - Disclosure - Other Real Estate Owned, Major Classifications of Foreclosed Properties (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/RepurchaseAgreementsDetails" id="RepurchaseAgreementsDetails">
        <!--Parent Role: Repurchase Agreements-->
        <link:definition>090700 - Disclosure - Repurchase Agreements (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/FairMarketValueOfFinancialAssetsAndLiabilitiesDetails" id="FairMarketValueOfFinancialAssetsAndLiabilitiesDetails">
        <!--Parent Role: Fair Market Value of Financial Assets and Liabilities-->
        <link:definition>090800 - Disclosure - Fair Market Value of Financial Assets and Liabilities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/FairMarketValueOfFinancialAssetsAndLiabilitiesQuantitativeInformationAboutLevel3FairValueMeasurementsDetails" id="FairMarketValueOfFinancialAssetsAndLiabilitiesQuantitativeInformationAboutLevel3FairValueMeasurementsDetails">
        <!--Parent Role: Fair Market Value of Financial Assets and Liabilities-->
        <link:definition>090802 - Disclosure - Fair Market Value of Financial Assets and Liabilities, Quantitative Information about Level 3 Fair Value Measurements (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/FairMarketValueOfFinancialAssetsAndLiabilitiesEstimatedFairValueOfFinancialInstrumentsAndIndicationOfLevelWithinFairValueHierarchyOfValuationTechniquesDetails" id="FairMarketValueOfFinancialAssetsAndLiabilitiesEstimatedFairValueOfFinancialInstrumentsAndIndicationOfLevelWithinFairValueHierarchyOfValuationTechniquesDetails">
        <!--Parent Role: Fair Market Value of Financial Assets and Liabilities-->
        <link:definition>090804 - Disclosure - Fair Market Value of Financial Assets and Liabilities, Estimated Fair Value of Financial Instruments and Indication of Level Within Fair Value Hierarchy of Valuation Techniques (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/EarningsPerShareDetails" id="EarningsPerShareDetails">
        <!--Parent Role: Earnings Per Share-->
        <link:definition>090900 - Disclosure - Earnings Per Share (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/AccumulatedOtherComprehensiveIncomeDetails" id="AccumulatedOtherComprehensiveIncomeDetails">
        <!--Parent Role: Accumulated Other Comprehensive Income-->
        <link:definition>091000 - Disclosure - Accumulated Other Comprehensive Income (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://ctbi.com/role/CommitmentsAndContingenciesDetails" id="CommitmentsAndContingenciesDetails">
        <!--Parent Role: Commitments and Contingencies-->
        <link:definition>091100 - Disclosure - Commitments and Contingencies (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xs:appinfo>
  </xs:annotation>
  <xs:import namespace="http://fasb.org/us-gaap/2016-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/dei/2014-01-31" schemaLocation="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/invest/2013-01-31" schemaLocation="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/country/2016-01-31" schemaLocation="http://xbrl.sec.gov/country/2016/country-2016-01-31.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/currency/2016-01-31" schemaLocation="http://xbrl.sec.gov/currency/2016/currency-2016-01-31.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/exch/2016-01-31" schemaLocation="http://xbrl.sec.gov/exch/2016/exch-2016-01-31.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/naics/2011-01-31" schemaLocation="http://xbrl.sec.gov/naics/2011/naics-2011-01-31.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/sic/2011-01-31" schemaLocation="http://xbrl.sec.gov/sic/2011/sic-2011-01-31.xsd" />
  <xs:import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd" />
  <xs:import namespace="http://www.xbrl.org/2009/role/net" schemaLocation="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/stpr/2011-01-31" schemaLocation="http://xbrl.sec.gov/stpr/2011/stpr-2011-01-31.xsd" />
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
  <xs:import namespace="http://www.xbrl.org/2004/ref" schemaLocation="http://www.xbrl.org/2004/ref-2004-08-10.xsd" />
  <xs:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" />
  <xs:import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" />
  <xs:import namespace="http://www.xbrl.org/dtr/type/numeric" schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd" />
  <xs:import namespace="http://fasb.org/us-types/2016-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2016/elts/us-types-2016-01-31.xsd" />
  <xs:import namespace="http://www.xbrl.org/2009/arcrole/fact-explanatoryFact" schemaLocation="http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd" />
  <xs:element name="BankFranchiseTax" id="ctbi_BankFranchiseTax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="InterestAndDividendIncomeOnFederalReserveBankAndFederalHomeLoanBankStock" id="ctbi_InterestAndDividendIncomeOnFederalReserveBankAndFederalHomeLoanBankStock" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" />
  <xs:element name="AmortizationOfInvestmentInLowIncomeHousingLimitedPartnerships" id="ctbi_AmortizationOfInvestmentInLowIncomeHousingLimitedPartnerships" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="AllowanceForLoanAndLeaseLossesAbstract" id="ctbi_AllowanceForLoanAndLeaseLossesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="FairValueAdjustmentsToOtherRealEstateOwned" id="ctbi_FairValueAdjustmentsToOtherRealEstateOwned" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="InterestBearingDepositsInBanksAbstract" id="ctbi_InterestBearingDepositsInBanksAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="ProceedsFromMaturitiesOfCertificatesOfDeposit" id="ctbi_ProceedsFromMaturitiesOfCertificatesOfDeposit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="RealEstateAcquiredInSettlementOfLoans" id="ctbi_RealEstateAcquiredInSettlementOfLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="MortgageServicingRightsAbstract" id="ctbi_MortgageServicingRightsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="ServicingAssetAtAmortizedCostIncreaseDecreaseInServicingAssets" id="ctbi_ServicingAssetAtAmortizedCostIncreaseDecreaseInServicingAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" />
  <xs:element name="CommonStockDividendsAccruedPaidInSubsequentQuarter" id="ctbi_CommonStockDividendsAccruedPaidInSubsequentQuarter" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="LoansToFacilitateTheSaleOfOtherRealEstateOwnedAndRepossessedAssets" id="ctbi_LoansToFacilitateTheSaleOfOtherRealEstateOwnedAndRepossessedAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" />
  <xs:element name="ConsumerIndirectMember" id="ctbi_ConsumerIndirectMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="CommercialOtherMember" id="ctbi_CommercialOtherMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="ConsumerDirectMember" id="ctbi_ConsumerDirectMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="EquipmentLeaseFinancingMember" id="ctbi_EquipmentLeaseFinancingMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="LoanAbstract" id="ctbi_LoanAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="GrantedIn2017Member" id="ctbi_GrantedIn2017Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="StockOwnershipIncentive2015PlanMember" id="ctbi_StockOwnershipIncentive2015PlanMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="PeriodOfCertainParticipantEmployeeTerminationEventsFollowingChangeInControlForRestrictionOnRestrictedStockGrantedToLapse" id="ctbi_PeriodOfCertainParticipantEmployeeTerminationEventsFollowingChangeInControlForRestrictionOnRestrictedStockGrantedToLapse" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="GrantedIn2016Member" id="ctbi_GrantedIn2016Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="AvailableForSaleSecuritiesEquityMaturitiesCRAInvestmentFundsFairValue" id="ctbi_AvailableForSaleSecuritiesEquityMaturitiesCRAInvestmentFundsFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="AvailableForSaleSecuritiesEquityMaturitiesCRAInvestmentFundsAmortizedCost" id="ctbi_AvailableForSaleSecuritiesEquityMaturitiesCRAInvestmentFundsAmortizedCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="HeldToMaturitySecuritiesEquityMaturitiesFairValue" id="ctbi_HeldToMaturitySecuritiesEquityMaturitiesFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="HeldToMaturitySecuritiesEquityMaturitiesNetCarryingAmount" id="ctbi_HeldToMaturitySecuritiesEquityMaturitiesNetCarryingAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="HeldToMaturitySecuritiesMaturitiesFairValue" id="ctbi_HeldToMaturitySecuritiesMaturitiesFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="HeldToMaturitySecuritiesMaturitiesNetCarryingAmount" id="ctbi_HeldToMaturitySecuritiesMaturitiesNetCarryingAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="SeverityOfImpairmentInPercentageOfFairValueLessThanCost" id="ctbi_SeverityOfImpairmentInPercentageOfFairValueLessThanCost" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xs:element name="CRAInvestmentsFundsMember" id="ctbi_CRAInvestmentsFundsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="PercentageOfTotalInvestmentWithUnrealizedLosses" id="ctbi_PercentageOfTotalInvestmentWithUnrealizedLosses" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xs:element name="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCostAbstract" id="ctbi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCostAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerAmortizedCost" id="ctbi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerAmortizedCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsAmortizedCost" id="ctbi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsAmortizedCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost" id="ctbi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="ScheduleOfForeclosedPropertiesTable" id="ctbi_ScheduleOfForeclosedPropertiesTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="ScheduleOfForeclosedPropertiesLineItems" id="ctbi_ScheduleOfForeclosedPropertiesLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="NonFarmOrNonResidentialMember" id="ctbi_NonFarmOrNonResidentialMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="ConstructionLandDevelopmentAndOtherMember" id="ctbi_ConstructionLandDevelopmentAndOtherMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="OneToFourFamilyMember" id="ctbi_OneToFourFamilyMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="AgriculturalFarmlandMember" id="ctbi_AgriculturalFarmlandMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="ClassificationsOfForeclosedPropertiesTableTextBlock" id="ctbi_ClassificationsOfForeclosedPropertiesTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="AmortizedCostAndFairValueOfSecuritiesAbstract" id="ctbi_AmortizedCostAndFairValueOfSecuritiesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="ExtendedMaturityAndRateReductionMember" id="ctbi_ExtendedMaturityAndRateReductionMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="ImpairedLoanCollateralDependentAbstract" id="ctbi_ImpairedLoanCollateralDependentAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="MortgageServicingRightsFairValueDisclosure" id="ctbi_MortgageServicingRightsFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="OtherRealEstateOwnedTypicalFrequencyOfPeriodReviews" id="ctbi_OtherRealEstateOwnedTypicalFrequencyOfPeriodReviews" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="AssetsMeasuredOnNonRecurringBasisAbstract" id="ctbi_AssetsMeasuredOnNonRecurringBasisAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="FairValueAdjustmentOnOtherRealEstateAssetOwned" id="ctbi_FairValueAdjustmentOnOtherRealEstateAssetOwned" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" />
  <xs:element name="OtherRealEstateOwnedFrequencyOfPeriodicReviews" id="ctbi_OtherRealEstateOwnedFrequencyOfPeriodicReviews" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="OtherRealEstateAssetsOwnedFairValueDisclosure" id="ctbi_OtherRealEstateAssetsOwnedFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="FairValueAdjustmentOnImpairedLoans" id="ctbi_FairValueAdjustmentOnImpairedLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="ImpairedLoansFairValueDisclosure" id="ctbi_ImpairedLoansFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="MortgageServicingRightsMember" id="ctbi_MortgageServicingRightsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="OaemMember" id="ctbi_OaemMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="ResidentialAndConsumerPortfolioSegmentsMember" id="ctbi_ResidentialAndConsumerPortfolioSegmentsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="ReviewPeriodForLoans" id="ctbi_ReviewPeriodForLoans" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="SummaryOfDefaultedRestructuredLoansTableTextBlock" id="ctbi_SummaryOfDefaultedRestructuredLoansTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="CreditRiskProfileOfResidentialRealEstateAndConsumerLoanPortfolioBasedOnPerformingAndNonperformingStatusSegregatedByClassTableTextBlock" id="ctbi_CreditRiskProfileOfResidentialRealEstateAndConsumerLoanPortfolioBasedOnPerformingAndNonperformingStatusSegregatedByClassTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="AccountingStandardsUpdate201708Member" id="ctbi_AccountingStandardsUpdate201708Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="ThresholdPeriodPastDueForInitiationOfForeclosureProceedings" id="ctbi_ThresholdPeriodPastDueForInitiationOfForeclosureProceedings" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="PastDuePeriodAfterWhichLoansMustBeWellSecuredAndInTheProcessOfCollectionToContinueAccruingInterest" id="ctbi_PastDuePeriodAfterWhichLoansMustBeWellSecuredAndInTheProcessOfCollectionToContinueAccruingInterest" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="ClosedEndConsumerLoanMember" id="ctbi_ClosedEndConsumerLoanMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="CurrentValueAssessmentPeriodForPastDueLoansSecuredAgainstRealEstate" id="ctbi_CurrentValueAssessmentPeriodForPastDueLoansSecuredAgainstRealEstate" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="PeriodOfCurrentPrincipalAndInterestPaymentsForReclassifyingNonaccrualLoansAsAccruingLoans" id="ctbi_PeriodOfCurrentPrincipalAndInterestPaymentsForReclassifyingNonaccrualLoansAsAccruingLoans" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="HistoricalLoanLossReviewPeriod" id="ctbi_HistoricalLoanLossReviewPeriod" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="NumberOfDelinquentMonthlyPaymentsBeforeLoanChargeOff" id="ctbi_NumberOfDelinquentMonthlyPaymentsBeforeLoanChargeOff" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="UnsecuredCommercialLoanMember" id="ctbi_UnsecuredCommercialLoanMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="AllowanceForLoanAndLeaseLossAbstract" id="ctbi_AllowanceForLoanAndLeaseLossAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="NewAccountingPronouncementOrChangeInAccountingPrincipleCumulativeEffectOfChangeOnAmortizationExpense" id="ctbi_NewAccountingPronouncementOrChangeInAccountingPrincipleCumulativeEffectOfChangeOnAmortizationExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="UnrecognizedFinancialInstrumentsAbstract" id="ctbi_UnrecognizedFinancialInstrumentsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="AdvancesFromFederalHomeLoanBankLiabilityFairValue" id="ctbi_AdvancesFromFederalHomeLoanBankLiabilityFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" />
  <xs:element name="CommitmentsToExtendCreditFairValue" id="ctbi_CommitmentsToExtendCreditFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" />
  <xs:element name="LettersOfCreditFairValue" id="ctbi_LettersOfCreditFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" />
  <xs:element name="ForwardSaleCommitmentsFairValueDisclosure" id="ctbi_ForwardSaleCommitmentsFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" />
  <xs:element name="AccruedInterestReceivableFairValueDisclosure" id="ctbi_AccruedInterestReceivableFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="CertificatesOfDepositsInOtherBanksFairValueDisclosure" id="ctbi_CertificatesOfDepositsInOtherBanksFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="InvestmentInFederalReserveBankStockFairValueDisclosure" id="ctbi_InvestmentInFederalReserveBankStockFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="OtherRealEstateAssetOwnedMember" id="ctbi_OtherRealEstateAssetOwnedMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="ImpairedLoansCollateralDependentMember" id="ctbi_ImpairedLoansCollateralDependentMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="NumberOfPortfolioSegments" id="ctbi_NumberOfPortfolioSegments" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="CarryingCostAndFairValueAdjustmentForForeclosedProperties1" id="ctbi_CarryingCostAndFairValueAdjustmentForForeclosedProperties1" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="RealEstateNewAssetsAcquired" id="ctbi_RealEstateNewAssetsAcquired" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="DocumentAndEntityInformationAbstract" id="ctbi_DocumentAndEntityInformationAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="LoansWithSpecificValuationAllowanceAbstract" id="ctbi_LoansWithSpecificValuationAllowanceAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="TotalImpairedLoansAbstract" id="ctbi_TotalImpairedLoansAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="LoansWithoutSpecificValuationAllowanceAbstract" id="ctbi_LoansWithoutSpecificValuationAllowanceAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="MinimumThresholdAmountOfLoansRequiringPerformanceBond" id="ctbi_MinimumThresholdAmountOfLoansRequiringPerformanceBond" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="FinancingPercentageRequestedForUnderwritingLoans" id="ctbi_FinancingPercentageRequestedForUnderwritingLoans" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="NumberOfDepositAddOnProductsForWhichCertainCustomerReimbursementsAreToBeMade" id="ctbi_NumberOfDepositAddOnProductsForWhichCertainCustomerReimbursementsAreToBeMade" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
</xs:schema>
