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Allowance for Loan and Lease Losses
 6 Months Ended
Jun. 30, 2018
Allowance for Loan and Lease Losses [Abstract]  
Allowance for Loan and Lease Losses
Note 5 – Allowance for Loan and Lease Losses

The following tables present the balance in the allowance for loan and lease losses (“ALLL”) and the recorded investment in loans based on portfolio segment and impairment method as of June 30, 2018, December 31, 2017 and June 30, 2017:

  
Three Months Ended
June 30, 2018
 
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home
Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
Allowance for loan losses
                              
Beginning balance
 
$
686
  
$
14,133
  
$
23
  
$
4,229
  
$
633
  
$
5,936
  
$
862
  
$
1,798
  
$
6,889
  
$
35,189
 
Provision charged to expense
  
51
   
788
   
(6
)
  
668
   
(11
)
  
(493
)
  
22
   
264
   
646
   
1,929
 
Losses charged off
  
0
   
(266
)
  
0
   
(322
)
  
(4
)
  
(222
)
  
(18
)
  
(276
)
  
(1,418
)
  
(2,526
)
Recoveries
  
3
   
3
   
0
   
62
   
0
   
13
   
0
   
124
   
974
   
1,179
 
Ending balance
 
$
740
  
$
14,658
  
$
17
  
$
4,637
  
$
618
  
$
5,234
  
$
866
  
$
1,910
  
$
7,091
  
$
35,771
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
0
  
$
807
  
$
0
  
$
100
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
907
 
Collectively evaluated for impairment
 
$
740
  
$
13,851
  
$
17
  
$
4,537
  
$
618
  
$
5,234
  
$
866
  
$
1,910
  
$
7,091
  
$
34,864
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
4,299
  
$
31,874
  
$
0
  
$
8,949
  
$
0
  
$
1,621
  
$
0
  
$
0
  
$
0
  
$
46,743
 
Collectively evaluated for impairment
 
$
76,897
  
$
1,159,837
  
$
2,354
  
$
343,461
  
$
64,817
  
$
719,075
  
$
102,432
  
$
145,376
  
$
508,050
  
$
3,122,299
 
 
  
Six Months Ended
June 30, 2018
 
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home
Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
Allowance for loan losses
                              
Beginning balance
 
$
686
  
$
14,509
  
$
18
  
$
5,039
  
$
660
  
$
5,688
  
$
857
  
$
1,863
  
$
6,831
  
$
36,151
 
Provision charged to expense
  
37
   
597
   
(1
)
  
16
   
(14
)
  
(58
)
  
27
   
343
   
1,928
   
2,875
 
Losses charged off
  
0
   
(477
)
  
0
   
(557
)
  
(28
)
  
(415
)
  
(19
)
  
(491
)
  
(3,516
)
  
(5,503
)
Recoveries
  
17
   
29
   
0
   
139
   
0
   
19
   
1
   
195
   
1,848
   
2,248
 
Ending balance
 
$
740
  
$
14,658
  
$
17
  
$
4,637
  
$
618
  
$
5,234
  
$
866
  
$
1,910
  
$
7,091
  
$
35,771
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
0
  
$
807
  
$
0
  
$
100
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
907
 
Collectively evaluated for impairment
 
$
740
  
$
13,851
  
$
17
  
$
4,537
  
$
618
  
$
5,234
  
$
866
  
$
1,910
  
$
7,091
  
$
34,864
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
4,299
  
$
31,874
  
$
0
  
$
8,949
  
$
0
  
$
1,621
  
$
0
  
$
0
  
$
0
  
$
46,743
 
Collectively evaluated for impairment
 
$
76,897
  
$
1,159,837
  
$
2,354
  
$
343,461
  
$
64,817
  
$
719,075
  
$
102,432
  
$
145,376
  
$
508,050
  
$
3,122,299
 
 
  
Three Months Ended
June 30, 2017
 
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home
Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
Allowance for loan losses
                              
Beginning balance
 
$
644
  
$
14,177
  
$
40
  
$
4,736
  
$
571
  
$
5,877
  
$
757
  
$
1,844
  
$
7,067
  
$
35,713
 
Provision charged to expense
  
22
   
1,435
   
(7
)
  
599
   
10
   
(128
)
  
(11
)
  
102
   
742
   
2,764
 
Losses charged off
  
0
   
(318
)
  
0
   
(417
)
  
0
   
(97
)
  
0
   
(239
)
  
(1,118
)
  
(2,189
)
Recoveries
  
3
   
5
   
0
   
75
   
0
   
10
   
1
   
159
   
592
   
845
 
Ending balance
 
$
669
  
$
15,299
  
$
33
  
$
4,993
  
$
581
  
$
5,662
  
$
747
  
$
1,866
  
$
7,283
  
$
37,133
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
25
  
$
1,227
  
$
0
  
$
67
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
1,319
 
Collectively evaluated for impairment
 
$
644
  
$
14,072
  
$
33
  
$
4,926
  
$
581
  
$
5,662
  
$
747
  
$
1,866
  
$
7,283
  
$
35,814
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
4,860
  
$
32,240
  
$
130
  
$
10,850
  
$
846
  
$
1,803
  
$
0
  
$
0
  
$
0
  
$
50,729
 
Collectively evaluated for impairment
 
$
67,194
  
$
1,146,989
  
$
4,773
  
$
341,323
  
$
57,720
  
$
706,664
  
$
93,721
  
$
135,228
  
$
483,001
  
$
3,036,613
 
 
  
Six Months Ended
June 30, 2017
 
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home
Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
Allowance for loan losses
                              
Beginning balance
 
$
884
  
$
14,191
  
$
42
  
$
4,656
  
$
629
  
$
6,027
  
$
774
  
$
1,885
  
$
6,845
  
$
35,933
 
Provision charged to expense
  
(220
)
  
1,624
   
(9
)
  
1,019
   
(48
)
  
(275
)
  
(27
)
  
196
   
1,733
   
3,993
 
Losses charged off
  
(4
)
  
(528
)
  
0
   
(836
)
  
0
   
(164
)
  
(3
)
  
(509
)
  
(2,636
)
  
(4,680
)
Recoveries
  
9
   
12
   
0
   
154
   
0
   
74
   
3
   
294
   
1,341
   
1,887
 
Ending balance
 
$
669
  
$
15,299
  
$
33
  
$
4,993
  
$
581
  
$
5,662
  
$
747
  
$
1,866
  
$
7,283
  
$
37,133
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
25
  
$
1,227
  
$
0
  
$
67
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
1,319
 
Collectively evaluated for impairment
 
$
644
  
$
14,072
  
$
33
  
$
4,926
  
$
581
  
$
5,662
  
$
747
  
$
1,866
  
$
7,283
  
$
35,814
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
4,860
  
$
32,240
  
$
130
  
$
10,850
  
$
846
  
$
1,803
  
$
0
  
$
0
  
$
0
  
$
50,729
 
Collectively evaluated for impairment
 
$
67,194
  
$
1,146,989
  
$
4,773
  
$
341,323
  
$
57,720
  
$
706,664
  
$
93,721
  
$
135,228
  
$
483,001
  
$
3,036,613
 
 
  
Year Ended
December 31, 2017
 
(in thousands)
 
Commercial Construction
  
Commercial Secured by Real Estate
  
Equipment Lease Financing
  
Commercial Other
  
Real Estate Construction
  
Real Estate Mortgage
  
Home
Equity
  
Consumer Direct
  
Consumer Indirect
  
Total
 
Allowance for loan losses
                              
Beginning balance
 
$
884
  
$
14,191
  
$
42
  
$
4,656
  
$
629
  
$
6,027
  
$
774
  
$
1,885
  
$
6,845
  
$
35,933
 
Provision charged to expense
  
(237
)
  
2,281
   
(24
)
  
1,744
   
31
   
189
   
257
   
418
   
2,862
   
7,521
 
Losses charged off
  
(10
)
  
(2,038
)
  
0
   
(1,893
)
  
0
   
(615
)
  
(178
)
  
(965
)
  
(5,386
)
  
(11,085
)
Recoveries
  
49
   
75
   
0
   
532
   
0
   
87
   
4
   
525
   
2,510
   
3,782
 
Ending balance
 
$
686
  
$
14,509
  
$
18
  
$
5,039
  
$
660
  
$
5,688
  
$
857
  
$
1,863
  
$
6,831
  
$
36,151
 
                                         
Ending balance:
                                        
Individually evaluated for impairment
 
$
25
  
$
966
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
0
  
$
991
 
Collectively evaluated for impairment
 
$
661
  
$
13,543
  
$
18
  
$
5,039
  
$
660
  
$
5,688
  
$
857
  
$
1,863
  
$
6,831
  
$
35,160
 
                                         
Loans
                                        
Ending balance:
                                        
Individually evaluated for impairment
 
$
4,584
  
$
31,465
  
$
0
  
$
9,481
  
$
318
  
$
1,564
  
$
0
  
$
0
  
$
0
  
$
47,412
 
Collectively evaluated for impairment
 
$
71,895
  
$
1,157,215
  
$
3,042
  
$
341,553
  
$
67,040
  
$
708,006
  
$
99,356
  
$
137,754
  
$
489,667
  
$
3,075,528