<SEC-DOCUMENT>0000350852-19-000045.txt : 20190401
<SEC-HEADER>0000350852-19-000045.hdr.sgml : 20190401
<ACCEPTANCE-DATETIME>20190401163350
ACCESSION NUMBER:		0000350852-19-000045
CONFORMED SUBMISSION TYPE:	10-K/A
PUBLIC DOCUMENT COUNT:		8
CONFORMED PERIOD OF REPORT:	20181231
FILED AS OF DATE:		20190401
DATE AS OF CHANGE:		20190401

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			COMMUNITY TRUST BANCORP INC /KY/
		CENTRAL INDEX KEY:			0000350852
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				610979818
		STATE OF INCORPORATION:			KY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-K/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-31220
		FILM NUMBER:		19721163

	BUSINESS ADDRESS:	
		STREET 1:		346 NORTH MAYO TRAIL
		STREET 2:		P.O. BOX 2947
		CITY:			PIKEVILLE
		STATE:			KY
		ZIP:			41502-2947
		BUSINESS PHONE:		(606)433-4643

	MAIL ADDRESS:	
		STREET 1:		346 NORTH MAYO TRAIL
		STREET 2:		P.O. BOX 2947
		CITY:			PIKEVILLE
		STATE:			KY
		ZIP:			41502-2947

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	COMMUNITY TRUST BANCORP INC/
		DATE OF NAME CHANGE:	19971124
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-K/A
<SEQUENCE>1
<FILENAME>ctbi10k2018.htm
<DESCRIPTION>CTBI DECEMBER 31, 2018 FORM 10-K/A
<TEXT>
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    UNITED STATES</div>
  <div style="text-align: center; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</font></div>
  <div style="text-align: center; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt;">WASHINGTON, D.C.&#160; 20549</font></div>
  <div style="text-align: center; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">FORM 10-K/A</font></div>
  <div style="text-align: center; line-height: 13.7pt;"><font style="font-weight: bold;">(Amendment No. 1)</font><font style="font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;"><br>
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          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">[X]</font></div>
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          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (NO FEE REQUIRED)</font></div>
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        <td style="width: 7.53%; vertical-align: top;">&#160;</td>
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          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">For the fiscal year ended December 31, 2018</font></div>
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        <td style="width: 92.47%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Or</font></div>
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          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">[&#160;&#160; ]</font></div>
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          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (NO FEE REQUIRED)</font></div>
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        <td style="width: 7.53%; vertical-align: top;">&#160;</td>
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          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">For the transition period from _____________ to _____________</font></div>
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  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Commission file number 0-11129</font></div>
  <div style="text-align: center; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">COMMUNITY TRUST BANCORP, INC.</font></div>
  <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-style: italic;">(Exact Name of Registrant as Specified in its Charter)</font></div>
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          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Kentucky</font></div>
        </td>
        <td style="width: 50.38%; vertical-align: top;">
          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">61-0979818</font></div>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-style: italic;">(State or Other Jurisdiction of Incorporation or Organization)</font></div>
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          <div style="text-align: center; margin-right: 3.6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-style: italic;">(IRS Employer Identification No.)</font></div>
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          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">346 North Mayo Trail</font></div>
          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Pikeville, Kentucky</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-style: italic;">(Address of Principal Executive Offices)</font></div>
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          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">41501</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-style: italic;">(Zip Code)</font></div>
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  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">(606) 432-1414</font></div>
  <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-style: italic;">(Registrant&#8217;s Telephone Number)</font></div>
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  </div>
  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Securities registered pursuant to Section 12(b) of the Act:</font></div>
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          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Common Stock, $5.00 par value</font></div>
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          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">The NASDAQ Stock Market LLC</font></div>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-style: italic;">(Title of Class)</font></div>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-style: italic;">(Name of Exchange on Which Registered)</font></div>
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  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">&#160;Securities registered pursuant to Section 12(g) of the Act:</font></div>
  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">None</font></div>
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  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the
      Securities Act.</font></div>
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          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Yes <font style="font-family: 'Times New Roman', Times, serif; font-size: 11pt;">&#10003;</font></font></div>
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          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">&#160;&#160;&#160;No</font></div>
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  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section
      15(d) of the Act.</font></div>
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          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Yes</font></div>
        </td>
        <td style="width: 48.48%; vertical-align: top;">
          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">&#160;&#160;&#160;No <font style="font-family: 'Times New Roman', Times, serif; font-size: 11pt;">&#10003;</font></font></div>
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  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or
      15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports) and (2) has been subject to such filing requirements for the past 90 days.</font></div>
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          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Yes&#160; <font style="font-family: 'Times New Roman', Times, serif; font-size: 11pt;">&#10003;</font></font></div>
        </td>
        <td style="width: 48.48%; vertical-align: top;">
          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">No</font></div>
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  <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
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  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark whether the registrant has submitted electronically every interactive data file
      required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files.)</font></div>
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  </div>
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          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Yes&#160; <font style="font-family: 'Times New Roman', Times, serif; font-size: 11pt;">&#10003;</font></font></div>
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        <td style="width: 48.48%; vertical-align: top;">
          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">No</font></div>
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  <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
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  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not
      contained herein, and will not be contained, to the best of registrant&#8217;s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. <font style="font-family:
        'Times New Roman', serif; font-size: 12pt;">[&#160;&#160; ]</font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a
      non-accelerated filer, a smaller reporting company, or an emerging growth company.&#160; See definition of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer,&#8221; &#8220;smaller reporting company,&#8221; and &#8220;emerging growth company&#8221; in Rule 12b-2 of the Exchange Act.</font></div>
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        <td style="width: 33.33%; vertical-align: top;">
          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Large accelerated filer <font style="font-family: 'Times New Roman', Times, serif; font-size: 11pt;">&#10003;</font></font></div>
        </td>
        <td style="width: 33.33%; vertical-align: top;">
          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Accelerated filer&#160; <font style="font-family: 'MS Gothic', '&#226;&#8364;&#353;l&#226;&#8364;&#353;r &#198;&#8217;S&#198;&#8217;V&#198;&#8217;b&#198;&#8217;N', monospace; font-size: 11pt;">&#9744;</font></font></div>
        </td>
        <td style="width: 33.33%; vertical-align: top;">
          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Non-accelerated filer&#160; <font style="font-family: 'MS Gothic', '&#226;&#8364;&#353;l&#226;&#8364;&#353;r &#198;&#8217;S&#198;&#8217;V&#198;&#8217;b&#198;&#8217;N', monospace; font-size: 11pt;">&#9744;</font></font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 33.33%; vertical-align: top;">&#160;</td>
        <td style="width: 33.33%; vertical-align: top;">&#160;</td>
        <td style="width: 33.33%; vertical-align: top;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(Do not check if a smaller reporting company)</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 33.33%; vertical-align: top;">&#160;</td>
        <td style="width: 33.33%; vertical-align: top;">&#160;</td>
        <td style="width: 33.33%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 33.33%; vertical-align: top;">
          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Smaller reporting company <font style="font-family: 'MS Gothic', '&#226;&#8364;&#353;l&#226;&#8364;&#353;r &#198;&#8217;S&#198;&#8217;V&#198;&#8217;b&#198;&#8217;N', monospace; font-size: 11pt;">&#9744;</font></font></div>
        </td>
        <td style="width: 33.33%; vertical-align: top;">
          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Emerging growth company <font style="font-family: 'MS Gothic', '&#226;&#8364;&#353;l&#226;&#8364;&#353;r &#198;&#8217;S&#198;&#8217;V&#198;&#8217;b&#198;&#8217;N', monospace; font-size: 11pt;">&#9744;</font></font></div>
        </td>
        <td style="width: 33.33%; vertical-align: top;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 34.05pt; margin-left: 1.95pt; line-height: 13pt; margin-top: 2.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">If an emerging growth company, indicate by check mark if the
      registrant has elected not to use the extended transition period for complying with any new or revised &#64257;nancial accounting standards provided pursuant to Section 13(a) of the Exchange Act.<font style="font-family: 'MS Mincho', 'Yu Gothic UI',
        monospace; font-size: 11pt;">&#9744;</font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange
      Act).</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z983bed91ed7647da910d88d198e8760f" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%; border-collapse: collapse;">

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        <td style="width: 51.52%; vertical-align: top;">
          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Yes</font></div>
        </td>
        <td style="width: 48.48%; vertical-align: top;">
          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">&#160;&#160;&#160;No <font style="font-family: 'Times New Roman', Times, serif; font-size: 11pt;">&#10003;</font></font></div>
        </td>
      </tr>

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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Based upon the closing price of the Common Shares of the Registrant on the NASDAQ-Stock Market LLC &#8211; Global
      Select Market, the aggregate market value of voting stock held by non-affiliates of the Registrant as of June 30, 2018 was $842.4 million.&#160; For the purpose of the foregoing calculation only, all directors and executive officers of the Registrant have
      been deemed affiliates.&#160; The number of shares outstanding of the Registrant&#8217;s Common Stock as of January 31, 2019 was 17,767,653.</font></div>
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  <div style="text-align: center; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">DOCUMENTS INCORPORATED BY REFERENCE</font></div>
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  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Part III of this Form 10-K incorporates by reference certain information from Registrant&#8217;s Proxy Statement
      for the Annual Meeting of Shareholders to be held on April 23, 2019.</font></div>
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  <div style="text-align: center; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">TABLE OF CONTENTS</font></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#CAUTIONARYSTATEMENTREGARD"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CAUTIONARY STATEMENT REGARDING FORWARD LOOKING STATEMENTS</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#PARTI"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">PART I</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#Item1.Business"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Item 1.&#160; Business</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#Item1A.RiskFactors"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Item 1A.&#160; Risk Factors</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#Item1B.UnresolvedStaffCom"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Item 1B.&#160; Unresolved Staff Comments</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#SELECTEDSTATISTICALINFORM"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Selected Statistical Information</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#Item2.Properties"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Item 2.&#160; Properties</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#Item3.LegalProceedings"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Item 3.&#160; Legal Proceedings</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#Item4.MineSafetyDisclosur"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Item 4.&#160; Mine Safety Disclosures</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#PARTII"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">PART II</font></a></div>
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  </div>
  <div style="text-align: left; line-height: 12.55pt;"><a href="#Item5.MarketfortheRegistr"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Item 5.&#160; Market for the Registrant&#8217;s Common Equity, Related Shareholder Matters, and Issuer
        Purchases of Equity Securities</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#Item6.SelectedFinancialDa"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Item 6.&#160; Selected Financial Data 2014-2018</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#Item7.ManagementsDiscussi"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Item 7.&#160; Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#Item7A.QuantitativeandQua"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Item 7A.&#160; Quantitative and Qualitative Disclosures about Market Risk</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#Item8.FinancialStatements"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Item 8.&#160; Financial Statements and Supplementary Data</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#NotestoConsolidatedFinanc"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Notes to Consolidated Financial Statements</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#REPORTOFINDEPENDENTREGIST"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Reports of Independent Registered Public Accounting Firm</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#Item9.ChangesinandDisagre"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Item 9.&#160; Changes in and Disagreements with Accountants on Accounting and Financial Disclosure</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#Item9A.ControlsandProcedu"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Item 9A.&#160; Controls and Procedures</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#Item9B.OtherInformation"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Item 9B.&#160; Other Information</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#PARTIII"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">PART III</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#Item10.DirectorsExecutive"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Item 10.&#160; Directors, Executive Officers, and Corporate Governance of the Registrant</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#Item11.ExecutiveCompensat"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Item 11.&#160; Executive Compensation</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#Item12.SecurityOwnershipo"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Item 12.&#160; Security Ownership of Certain Beneficial Owners and Management and Related
        Shareholder Matters</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#Item13.CertainRelationshi"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Item 13.&#160; Certain Relationships, Related Transactions, and Director Independence</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#Item14.PrincipalAccountan"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Item 14.&#160; Principal Accountant Fees and Services</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#PARTIV"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">PART IV</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#Item15.ExhibitsandFinanci"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Item 15.&#160; Exhibits and Financial Statement Schedules</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#Item16.Form10-KSummary"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Item 16.&#160; Form 10-K Summary</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#INDEXTOEXHIBITS"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Index to Exhibits</font></a></div>
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  <div style="text-align: left; line-height: 12.55pt;"><a href="#SIGNATURES"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Signatures</font></a></div>
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  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><a name="CAUTIONARYSTATEMENTREGARD"><!--Anchor--></a></font></div>
  <div style="text-align: center; line-height: 12.55pt;"><font style="font-weight: bold;">EXPLANATORY NOTE</font>
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    <div style="text-align: justify; text-indent: 36pt; line-height: 11.4pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 10pt;"><font style="font-size: 11pt;">We are filing t</font><font style="font-family: &quot;Times New
          Roman&quot;,serif; font-size: 11pt;"><font style="font-size: 11pt;">his</font> Amendment No. 1 (the &#8220;Amendment&#8221;) to amend our Annual Report on Form 10-K for the year ended December 31, 2018, as filed with the U.S. Securities and Exchange
          Commission on February 28, 2019 (&#8220;Original Filing&#8221;).&#160; This Amendment is being filed for the sole purpose of amending the Report of Independent Registered Public Accounting Firm in Part II, Item 8 of the Original Filing.&#160; The statement &#8220;We have
          served as Community Trust Bancorp, Inc.&#8217;s auditor since 2006&#8221; was inadvertently omitted below the signature line of BKD, LLP in the Report of </font></font><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 10pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 10pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;">Independent
              Registered Public Accounting Firm</font></font>.&#160; This Amendment also amends Part IV, Item 15 of the Original Filing to include new certifications under Sections 302 and 906 of the Sarbanes-Oxley Act of 2002 and include the signatures of
          officers authorized to sign this Amendment.&#160; This Amendment makes no changes to the financial statements included in the Original Filing, does not reflect any subsequent developments or events, and, except as specifically described in this
          Explanatory Note, does not modify or update any information in the Original Filing.&#160; For convenience and ease of reference, this Amendment includes the Original Filing in its entirety (except for signatures) with such changes.<br>
        </font></font></div>
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    </font></div>
  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">CAUTIONARY STATEMENT</font></div>
  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">REGARDING FORWARD LOOKING STATEMENTS</font></div>
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  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Certain of the statements contained herein that are not historical facts are forward-looking statements
      within the meaning of the Private Securities Litigation Reform Act. Community Trust Bancorp, Inc.&#8217;s (&#8220;CTBI&#8221;) actual results may differ materially from those included in the forward-looking statements. Forward-looking statements are typically
      identified by words or phrases such as &#8220;believe,&#8221; &#8220;expect,&#8221; &#8220;anticipate,&#8221; &#8220;intend,&#8221; &#8220;estimate,&#8221; &#8220;may increase,&#8221; &#8220;may fluctuate,&#8221; and similar expressions or future or conditional verbs such as &#8220;will,&#8221; &#8220;should,&#8221; &#8220;would,&#8221; and &#8220;could.&#8221; These
      forward-looking statements involve risks and uncertainties including, but not limited to, economic conditions, portfolio growth, the credit performance of the portfolios, including bankruptcies, and seasonal factors; changes in general economic
      conditions including the performance of financial markets, prevailing inflation and interest rates, realized gains from sales of investments, gains from asset sales, and losses on commercial lending activities; results of various investment
      activities; the effects of competitors&#8217; pricing policies, changes in laws and regulations, competition, and demographic changes on target market populations&#8217; savings and financial planning needs; industry changes in information technology systems on
      which we are highly dependent; failure of acquisitions to produce revenue enhancements or cost savings at levels or within the time frames originally anticipated or unforeseen integration difficulties; and the resolution of legal&#160; proceedings and
      related matters.&#160; In addition, the banking industry in general is subject to various monetary, operational, and fiscal policies and regulations, which include, but are not limited to, those determined by the Federal Reserve Board, the Federal Deposit
      Insurance Corporation, the Consumer Financial Protection Bureau, and state regulators, whose policies, regulations, and enforcement actions could affect CTBI&#8217;s results.&#160; These statements are representative only on the date hereof, and CTBI undertakes
      no obligation to update any forward-looking statements made.</font></div>
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  <div style="text-align: center; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;"><a name="PARTI"><!--Anchor--></a>PART I</font></div>
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  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Item 1.&#160; Business<a name="Item1.Business"><!--Anchor--></a></font></div>
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  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Community Trust Bancorp, Inc. (&#8220;CTBI&#8221;) is a bank holding company registered with the Board of Governors of
      the Federal Reserve System pursuant to Section 5(a) of the Bank Holding Company Act of 1956, as amended.&#160; CTBI was incorporated August 12, 1980, under the laws of the Commonwealth of Kentucky for the purpose of becoming a bank holding company.&#160;
      Currently, CTBI owns all the capital stock of one commercial bank and one trust company, serving small and mid-sized communities in eastern, northeastern, central, and south central Kentucky, southern West Virginia, and northeastern Tennessee.&#160; The
      commercial bank is Community Trust Bank, Inc., Pikeville, Kentucky (&#8220;CTB&#8221;) and the trust company is Community Trust and Investment Company, Lexington, Kentucky.</font></div>
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  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">At December 31, 2018, CTBI had total consolidated assets of $4.2 billion and total consolidated deposits,
      including repurchase agreements, of $3.5 billion.&#160; Total shareholders&#8217; equity at December 31, 2018 was $564.2 million.&#160; Trust assets under management at December 31, 2018 were $2.0 billion, including CTB&#8217;s investment portfolio totaling $0.6 billion.</font></div>
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  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Through its subsidiaries, CTBI engages in a wide range of commercial and personal banking and trust and
      wealth management activities, which include accepting time and demand deposits; making secured and unsecured loans to corporations, individuals and others; providing cash management services to corporate and individual customers; issuing letters of
      credit; renting safe deposit boxes; and providing funds transfer services.&#160; The lending activities of CTB include making commercial, construction, mortgage, and personal loans.&#160; Lease-financing, lines of credit, revolving lines of credit, term loans,
      and other specialized loans, including asset-based financing, are also available.&#160; Our corporate subsidiaries act as trustees of personal trusts, as executors of estates, as trustees for employee benefit trusts, as paying agents for bond and stock
      issues, as investment agent, as depositories for securities, and as providers of full service brokerage and insurance services.</font></div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"> <br>
    </font></div>
  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">COMPETITION</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI&#8217;s subsidiaries face substantial competition for deposit, credit, trust, wealth management, and brokerage
      relationships in the communities we serve.&#160; Competing providers include state banks, national banks, thrifts, trust companies, insurance companies, mortgage banking operations, credit unions, finance companies, brokerage companies, and other
      financial and non-financial companies which may offer products functionally equivalent to those offered by our subsidiaries.&#160; As financial services become increasingly dependent on technology, permitting transactions to be conducted by telephone,
      mobile banking, and the internet, non-bank institutions are able to attract funds and provide lending and other financial services without offices located in our market areas.&#160; Many of our nonbank competitors have fewer regulatory constraints,
      broader geographic service areas, greater capital and, in some cases, lower cost structures.&#160; In addition, competition for quality customers has intensified as a result of changes in regulation, consolidation among financial service providers, and
      advances in technology and product delivery systems.&#160; Many of these providers offer services within and outside the market areas served by our subsidiaries.&#160; We strive to offer competitively priced products along with quality customer service to
      build customer relationships in the communities we serve.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The United States and global markets, as well as general economic conditions, have been volatile.&#160; Larger
      financial institutions could strengthen their competitive position as a result of ongoing consolidation within the financial services industry.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Banking legislation in Kentucky places no limits on the number of banks or bank holding companies that a bank
      holding company may acquire.&#160; Interstate acquisitions are allowed where reciprocity exists between the laws of Kentucky and the home state of the bank or bank holding company to be acquired.&#160; Bank holding companies continue to be limited to control
      of less than 15% of deposits held by federally insured depository institutions in Kentucky (exclusive of inter-bank and foreign deposits).&#160; Competition for deposits may be increasing as a consequence of FDIC assessments shifting from deposits to an
      asset based formula, as larger banks may move away from non-deposit funding sources.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">No material portion of our business is seasonal.&#160; We are not dependent upon any one customer or a few
      customers, and the loss of any one or a few customers would not have a material adverse effect on us.&#160; See note 19 to the consolidated financial statements for additional information regarding concentrations of credit.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We do not engage in any operations in foreign countries.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">EMPLOYEES</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">As of December 31, 2018, CTBI and subsidiaries had 978 full-time equivalent employees.&#160; Our employees are
      provided with a variety of employee benefits.&#160; A retirement plan, an employee stock ownership plan, group life insurance, major medical insurance, a cafeteria plan, and management and employee incentive compensation plans are available to all
      eligible personnel.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">SUPERVISION AND REGULATION</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">General</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We, as a registered bank holding company, are restricted to those activities permissible under the Bank
      Holding Company Act of 1956, as amended, and are subject to actions of the Board of Governors of the Federal Reserve System thereunder.&#160; We are required to file an annual report with the Federal Reserve Board and are subject to an annual examination
      by the Board.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Community Trust Bank, Inc. is a state-chartered bank subject to state and federal banking laws and
      regulations and periodic examination by the Kentucky Department of Financial Institutions and the restrictions, including dividend restrictions, thereunder.&#160; CTB is also a member of the Federal Reserve System and is subject to certain restrictions
      imposed by and to examination and supervision under the Federal Reserve Act.&#160; Community Trust and Investment Company is also regulated by the Kentucky Department of Financial Institutions and the Federal Reserve.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Deposits of CTB are insured up to applicable limits by the Federal Deposit Insurance Corporation (FDIC),
      which subjects banks to regulation and examination under the provisions of the Federal Deposit Insurance Act.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The operations of CTBI and our subsidiaries are also affected by other banking legislation and policies and
      practices of various regulatory authorities.&#160; Such legislation and policies include statutory maximum rates on some loans, reserve requirements, domestic monetary and fiscal policy, and limitations on the kinds of services that may be offered.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI&#8217;s annual reports on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K, and all
      amendments to those reports are available free of charge on our website at <font style="font-family: 'Times New Roman', serif; font-size: 10pt;">www.ctbi.com</font> as soon as reasonably practicable after such materials are electronically filed with
      or furnished to the Securities and Exchange Commission.&#160; CTBI&#8217;s Code of Business Conduct and Ethics and other corporate governance documents are also available on our website.&#160; Copies of our annual report will be made available free of charge upon
      written request to:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Community Trust Bancorp, Inc.</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Jean R. Hale</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Chairman, President and CEO</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">P.O. Box 2947</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Pikeville, KY&#160; 41502-2947</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The SEC maintains an internet site (<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">http://www.sec.gov</font>)
      that contains reports, proxy and information statements, and other information regarding CTBI and other issuers that file electronically with the SEC.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Basel III</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">On July 2, 2013, the Federal Reserve approved final rules that substantially amended the regulatory
      risk-based capital rules applicable to CTBI and CTB.&#160; The FDIC subsequently approved these rules.&#160; The final rules implemented the &#8220;Basel III&#8221; regulatory capital reforms and changes required by the Dodd-Frank Act.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The rules included new risk-based capital and leverage ratios, which were phased in from 2015 to January
      2019, and refined the definition of what constitutes &#8220;capital&#8221; for purposes of calculating those ratios.&#160; The minimum capital level requirements applicable to CTBI and CTB under the final rules are: (i) a common equity Tier 1 capital ratio of 4.5%;
      (ii) a Tier 1 capital ratio of 6%; (iii) a total capital ratio of 8%; and (iv) a Tier 1 leverage ratio of 4% for all institutions.&#160; The final rules also established a &#8220;capital conservation buffer&#8221; above the new regulatory minimum capital
      requirements, which must consist entirely of common equity Tier 1 capital.&#160; The capital conservation buffer began to be phased in on January 1, 2016 at 0.625% of risk-weighted assets increased by 0.625% annually until fully implemented in January
      2019.&#160; An institution is subject to limitations on certain activities including payment of dividends, share repurchases, and discretionary bonuses to executive officers if its capital level is below the total capital plus capital conservation buffer
      amount.</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The final rules also contain revisions to the prompt corrective action framework, which is designed to place
      restrictions on insured depository institutions, including CTB, if their capital levels begin to show signs of weakness.&#160; These revisions took effect January 1, 2015.&#160; Under the prompt corrective action requirements, which are designed to complement
      the capital conservation buffer, insured depository institutions are required to meet the following capital level requirements in order to qualify as &#8220;well capitalized:&#8221; (i) a common equity Tier 1 capital ratio of 6.5%; (ii) a Tier 1 capital ratio of
      8%; (iii) a total capital ratio of 10%; and (iv) a Tier 1 leverage ratio of 5%.&#160; We currently satisfy the well-capitalized and the capital conservation standards, and based on our current capital composition and levels, we anticipate that our capital
      ratios, on a Basel III basis, will continue to exceed the well-capitalized minimum capital requirements and capital conservation buffer standards.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">As of December 31, 2018, CTBI had a common equity Tier 1 capital ratio of 16.27%, a Tier 1 capital ratio of
      18.12%, a total capital ratio of 19.29%, and a Tier 1 leverage ratio of 13.51%.&#160; Our capital conservation buffer at December 31, 2018 was 11.29%.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">In December 2017, the Basel Committee on Banking Supervision unveiled the latest round of its regulatory
      framework, commonly referred to as Basel IV.&#160; The framework makes changes to the capital framework of Basel III and is targeted for a timeframe of 2022-2027 for implementation.&#160; The new framework appears designed to limit the flexibility of financial
      institutions using advanced approaches to calculate credit and other risks and also makes significant amendments to the standardized approaches to credit risk, credit valuation adjustment risk, and operational risk.&#160; The manner and the form in which
      the Basel IV framework will be implemented in the U.S. are uncertain.</font></div>
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  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><a name="Item1A.RiskFactors"><!--Anchor--></a>Item 1A.&#160; Risk Factors</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">An investment in our common stock is subject to risks inherent to our business.&#160; The material risks and
      uncertainties that management believes affect us are described below.&#160; Before making an investment decision, you should carefully consider the risks and uncertainties described below, together with all of the other information included or
      incorporated by reference herein.&#160; The risks and uncertainties described below are not the only ones facing us.&#160; Additional risks and uncertainties that management is not aware of or focused on or that management currently deems immaterial may also
      impair our business operations.&#160; This report is qualified in its entirety by these risk factors.&#160; See also, &#8220;Cautionary Statement Regarding Forward-Looking Statements.&#8221;&#160; If any of the following risks actually occur, our financial condition and
      results of operations could be materially and adversely affected.&#160; If this were to happen, the value of our common stock could decline significantly, and you could lose all or part of your investment.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Economic Risk</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">CTBI may continue to be adversely affected by economic and market conditions.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Beginning in 2008, the U.S. economy faced a severe economic crisis including a major recession from which
      recovery was slow and uneven.&#160; Commerce and business growth in certain regions in the U.S. remains reduced and local governments and many businesses continue to experience financial difficulty.&#160; In some areas of the U.S., including certain parts of
      our service area, unemployment levels remain elevated.&#160; There can be no assurance that these conditions will continue to improve and these conditions could worsen.&#160; In addition, the level of U.S. debt, the Federal Open Market Committee&#8217;s monetary
      policy, potential volatility in oil prices, recent U.S. tax law modifications, and trade policies may have a destabilizing effect on financial markets or a negative effect on the economy.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Our financial performance generally, and in particular the ability of borrowers to pay interest on and repay
      principal of outstanding loans and the value of collateral securing those loans, as well as demand for loans and other products and services we offer, is highly dependent upon the business environment in the markets where we operate, in the states of
      Kentucky, West Virginia, and Tennessee and in the United States as a whole.&#160; While unemployment rates have improved in all of the markets in which we operate, unemployment rates in our markets remain high compared to the national average.&#160; A
      favorable business environment is generally characterized by, among other factors, economic growth, efficient capital markets, low inflation, low unemployment, high business and investor confidence, and strong business earnings.&#160; Unfavorable or
      uncertain economic and market conditions can be caused by declines in economic growth, business activity, or investor or business confidence; limitations on the availability or increases in the cost of credit and capital; increases in inflation or
      interest rates; high unemployment; natural disasters; or a combination of these or other factors.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">While economic conditions in the United States and worldwide have improved since the recession, there can be
      no assurance that this improvement will continue or that another recession will not occur.&#160; Economic pressure on consumers and uncertainty regarding continuing economic improvement may result in changes in consumer and business spending, borrowing,
      and savings habits.&#160; Such conditions could adversely affect the credit quality of our loans and our business, financial condition, and results of operations.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Economy of Our Markets</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Our business may continue to be adversely affected by ongoing weaknesses in the local economies on which we
      depend.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Our loan portfolio is concentrated primarily in eastern, northeastern, central, and south central Kentucky,
      southern West Virginia, and northeastern Tennessee.&#160; Our profits depend on providing products and services to clients in these local regions.&#160; While unemployment rates have improved in all of the markets in which we operate, unemployment rates in our
      markets remain high compared to the national average.&#160; Increases in unemployment, decreases in real estate values, or increases in interest rates could weaken the local economies in which we operate.&#160; These economic indicators typically affect
      certain industries, such as real estate and financial services, more significantly.&#160; High levels of unemployment and depressed real estate asset values in certain of the markets we serve would likely prolong the economic recovery period in our market
      area.&#160; Also, our growth within certain of our markets may be adversely affected by inconsistent access to high speed internet, and the lack of population and business growth in such markets in recent years.&#160; Weakness in our market area could depress
      our earnings and consequently our financial condition because:</font></div>
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    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z5ca2332550e74c2980984eeab0ab1f92" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

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            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Clients may not want, need, or qualify for our products and services;</font></div>
          </td>
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    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="zdcfb20c30803421389c9e7d1210c2677" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Borrowers may not be able to repay their loans;</font></div>
          </td>
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    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z292b2ea7cbe44f81ae1f1da2800bcec6" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The value of the collateral securing our loans to borrowers may decline; and</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z9bd2e7848b984885a4be0a27621a016a" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The quality of our loan portfolio may decline.</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Interest Rate Risk</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Changes in interest rates could adversely affect our earnings and financial condition.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Our earnings and financial condition are dependent to a large degree upon net interest income, which is the
      difference between interest earned from loans and investments and interest paid on deposits and borrowings.&#160; The narrowing of interest-rate spreads, meaning the difference between the interest rates earned on loans and investments and the interest
      rates paid on deposits and borrowings, could adversely affect our earnings and financial condition.&#160; Interest rates are highly sensitive to many factors, including:</font></div>
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    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z7bb324886319455fb6912809dd7d52ea" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

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          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The rate of inflation;</font></div>
          </td>
        </tr>

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  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z2312d4b2cf154169bcf00e9ee9104f14" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

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          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The rate of economic growth;</font></div>
          </td>
        </tr>

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  </div>
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          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Employment levels;</font></div>
          </td>
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          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Monetary policies; and</font></div>
          </td>
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    </table>
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    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z0f21c45289a44254a8f9ef832e8ebdf6" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
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            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Instability in domestic and foreign financial markets.</font></div>
          </td>
        </tr>

    </table>
  </div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Changes in market interest rates will also affect the level of voluntary prepayments on our loans and the
      receipt of payments on our mortgage-backed securities resulting in the receipt of proceeds that may be reinvested at a lower rate than the loan or mortgage-backed security being prepaid.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We originate residential loans for sale and for our portfolio. The origination of loans for sale is designed
      to meet client financing needs and earn fee income. The origination of loans for sale is highly dependent upon the local real estate market and the level and trend of interest rates.&#160; Increasing interest rates may reduce the origination of loans for
      sale and consequently the fee income we earn.&#160; While our commercial banking, construction, and income property business lines remain a significant portion of our activities, high interest rates may reduce our mortgage-banking activities and thereby
      our income.&#160; In contrast, decreasing interest rates have the effect of causing clients to refinance mortgage loans faster than anticipated.&#160; This causes the value of assets related to the servicing rights on loans sold to be lower than originally
      anticipated.&#160; If this happens, we may need to write down our servicing assets faster, which would accelerate our expense and lower our earnings.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We consider interest rate risk one of our most significant market risks. Interest rate risk is the exposure
      to adverse changes in net interest income due to changes in interest rates.&#160; Consistency of our net interest revenue is largely dependent upon the effective management of interest rate risk.&#160; We employ a variety of measurement techniques to identify
      and manage our interest rate risk including the use of an earnings simulation model to analyze net interest income sensitivity to changing interest rates.&#160; The model is based on actual cash flows and repricing characteristics for on and off-balance
      sheet instruments and incorporates market-based assumptions regarding the effect of changing interest rates on the prepayment rates of certain financial assets and liabilities.&#160; Assumptions based on the historical behavior of deposit rates and
      balances in relation to changes in interest rates are also incorporated into the model.&#160; These assumptions are inherently uncertain, and as a result, the model cannot precisely measure net interest income or precisely predict the impact of
      fluctuations in interest rates on net interest income.&#160; Actual results will differ from simulated results due to timing, magnitude, and frequency of interest rate changes as well as changes in market conditions and management strategies.</font></div>
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  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Liquidity Risk</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">CTBI is subject to liquidity risk.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI requires liquidity to meet its deposit and debt obligations as they come due and to fund loan demands.&#160;
      CTBI&#8217;s access to funding sources in amounts adequate to finance its activities or on terms that are acceptable to it could be impaired by factors that affect it specifically or the financial services industry or economy in general.&#160; Factors that
      could reduce its access to liquidity sources include a downturn in the market, difficult credit markets, or adverse regulatory actions against CTBI.&#160; CTBI&#8217;s access to deposits may also be affected by the liquidity needs of its depositors.&#160; In
      particular, a substantial majority of CTBI&#8217;s liabilities are demand, savings, interest checking, and money market deposits, which are payable on demand or upon several days&#8217; notice, while by comparison, a substantial portion of its assets are loans,
      which cannot be called or sold in the same time frame.&#160; To the extent that consumer confidence in other investment vehicles, such as the stock market, increases, customers may move funds from bank deposits and products into such other investment
      vehicles.&#160; Although CTBI historically has been able to replace maturing deposits and advances as necessary, it might not be able to replace such funds in the future, especially if a large number of its depositors sought to withdraw their accounts,
      regardless of the reason.&#160; As of December 31, 2018, we had wholesale brokered deposits outstanding of $42.3 million <font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">(less than 2% of total deposits) </font>with a
      weighted average maturity of 1.58 years<font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">.&#160; If CTBI ceases to be categorized as &#8220;well-capitalized&#8221; under banking regulations, it would be prohibited from accepting,
        renewing, or rolling over brokered deposits without a regulatory waiver.&#160; The cost of funds associated with brokered deposits is generally higher than locally generated deposits and may be a less stable funding source.&#160; </font>A failure to
      maintain adequate liquidity could have a material adverse effect on our financial condition and results of operations.</font></div>
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  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Banking Reform</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Our business may be adversely affected by &#8220;banking reform&#8221; legislation.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">On July 2, 2013, the Federal Reserve approved final rules that substantially amended the regulatory
      risk-based capital rules applicable to CTBI and CTB.&#160; The FDIC subsequently approved these rules.&#160; The final rules implemented the &#8220;Basel III&#8221; regulatory capital reforms and changes required by the Dodd-Frank Act.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The rules included new risk-based capital and leverage ratios, which were phased in from 2015 to January
      2019, and refined the definition of what constitutes &#8220;capital&#8221; for purposes of calculating those ratios.&#160; The minimum capital level requirements applicable to CTBI and CTB under the final rules are: (i) a common equity Tier 1 capital ratio of 4.5%;
      (ii) a Tier 1 capital ratio of 6%; (iii) a total capital ratio of 8%; and (iv) a Tier 1 leverage ratio of 4% for all institutions.&#160; The final rules also established a &#8220;capital conservation buffer&#8221; above the new regulatory minimum capital
      requirements, which must consist entirely of common equity Tier 1 capital.&#160; The capital conservation buffer began to be phased in on January 1, 2016 at 0.625% of risk-weighted assets increased by 0.625% annually until fully implemented in January
      2019.&#160; An institution is subject to limitations on certain activities including payment of dividends, share repurchases, and discretionary bonuses to executive officers if its capital level is below the total capital plus capital conservation buffer
      amount.</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The final rules also contain revisions to the prompt corrective action framework, which is designed to place
      restrictions on insured depository institutions, including CTB, if their capital levels begin to show signs of weakness.&#160; These revisions took effect January 1, 2015.&#160; Under the prompt corrective action requirements, which are designed to complement
      the capital conservation buffer, insured depository institutions are required to meet the following capital level requirements in order to qualify as &#8220;well capitalized:&#8221; (i) a common equity Tier 1 capital ratio of 6.5%; (ii) a Tier 1 capital ratio of
      8%; (iii) a total capital ratio of 10%; and (iv) a Tier 1 leverage ratio of 5%.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">In December 2017, the Basel Committee on Banking Supervision unveiled the latest round of its regulatory
      framework, commonly referred to as Basel IV.&#160; The framework makes changes to the capital framework of Basel III and is targeted for a timeframe of 2022-2027 for implementation.&#160; The new framework appears designed to limit the flexibility of financial
      institutions using advanced approaches to calculate credit and other risks and also makes significant amendments to the standardized approaches to credit risk, credit valuation adjustment risk, and operational risk.&#160; The manner and the form in which
      the Basel IV framework will be implemented in the U.S. are uncertain.</font></div>
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  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Government Policies and Oversight</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Our business may be adversely affected by legislation or changes in government policies and oversight.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The earnings of banks and bank holding companies such as ours are affected by the policies of regulatory
      authorities, including the Federal Reserve Board, which regulates the money supply.&#160; Among the methods employed by the Federal Reserve Board are open market operations in U.S. Government securities, changes in the discount rate on member bank
      borrowings, and changes in reserve requirements against member bank deposits.&#160; These methods are used in varying combinations to influence overall growth and distribution of bank loans, investments and deposits, and their use may also affect interest
      rates charged on loans or paid on deposits.&#160; The monetary policies of the Federal Reserve Board have had a significant effect on the operating results of commercial and savings banks in the past and are expected to continue to do so in the future.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Many states and municipalities are experiencing financial stress.&#160; As a result, various levels of government
      have sought to increase their tax revenues through increased tax levies, which could have an adverse impact on our results of operations.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">In recent years, federal banking regulators have increased regulatory scrutiny, and additional limitations
      (including those contained in the Dodd-Frank Act) on financial institutions have been proposed or adopted by regulators and by Congress.&#160; Moreover, banking regulatory agencies have increasingly over the last few years used authority under Section 5
      of the Federal Trade Commission Act to take supervisory or enforcement action with respect to alleged unfair or deceptive acts or practices by banks to address practices that may not necessarily fall within the scope of a specific banking or consumer
      finance law.&#160; The banking industry is highly regulated and changes in federal and state banking regulations as well as policies and administration guidelines may affect our practices, growth prospects, and earnings.&#160; In particular, there is no
      assurance that governmental actions designed to stabilize the economy and banking system will not adversely affect the financial position or results of operations of CTBI.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">From time to time, CTBI and/or its subsidiaries may be involved in information requests, reviews,
      investigations, and proceedings (both formal and informal) by various governmental agencies and law enforcement authorities regarding our respective businesses.&#160; Any of these matters may result in material adverse consequences to CTBI and its
      subsidiaries, including adverse judgements, findings, limitations on merger and acquisition activity, settlements, fines, penalties, orders, injunctions, and other actions.&#160; Such adverse consequences may be material to the financial position of CTBI
      or its results of operations.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">In particular, consumer products and services are subject to increasing regulatory oversight and scrutiny
      with respect to compliance with consumer laws and regulations.&#160; We may face a greater number or wider scope of investigations, enforcement actions, and litigation in the future related to consumer practices.&#160; In addition, any required changes to our
      business operations resulting from these developments could result in a significant loss of revenue, require remuneration to customers, trigger fines or penalties, limit the products or services we offer, require us to increase certain prices and
      therefore reduce demand for our products, impose additional compliance costs on us, cause harm to our reputation, or otherwise adversely affect our consumer business.&#160; As previously disclosed in a Form 8-K dated July 25, 2018, CTB entered into a
      consent order regarding two deposit add-on products.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 13.15pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The financial services industry has experienced leadership changes at federal banking agencies, which may
      impact regulations and government policy applicable to us.&#160; For example, in 2017 and early 2018, Congress confirmed a new Chairman of the Federal Reserve and a new Vice Chairman for Supervision at the Federal Reserve.&#160; New appointments to the Board
      of Governors of the Federal Reserve could affect monetary policy and interest rates.&#160; The President, certain members of Congress, and others in the President&#8217;s leadership group have advocated for significant reduction of financial services
      regulation.&#160; Any regulatory relief is uncertain and, even if adopted, may not result in a meaningful reduction of our regulatory requirements and related costs.</font></div>
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  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Climate Change Risk</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Our business may be adversely impacted by climate change initiatives and issues.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">Climate change and other emissions-related laws, regulations, and agreements have been
      proposed and, in some cases adopted, on the international, federal, state, and local levels. &#160;These final and proposed initiatives take the form of restrictions, caps, taxes, or other controls on emissions.&#160; Our markets include areas where the coal
      industry was historically a significant part of the local economy.&#160; The importance of the coal industry to such areas has, however, continued to decline substantially and the economies of our markets have become more diversified.&#160; Nevertheless, to
      the extent that existing or new climate change laws, regulations, or agreements further impact production, purchase, or use of coal, the economies of certain areas within our markets, the demand for financing, the value of collateral securing our
      coal-related loans, and our financial condition and results of operations may be adversely affected.</font></div>
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  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We, like all businesses, as well as our market areas, borrowers, and customers, may be adversely impacted to
      the extent that weather-related events cause damage or disruption to properties or businesses.</font></div>
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  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Credit Risk</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Our earnings and reputation may be adversely affected if we fail to effectively manage our credit risk.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Originating and underwriting loans are integral to the success of our business.&#160; This business requires us to
      take &#8220;credit risk,&#8221; which is the risk of losing principal and interest income because borrowers fail to repay loans.&#160; Collateral values and the ability of borrowers to repay their loans may be affected at any time by factors such as:</font></div>
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    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="zf4abbb03fc8c4d1a8b9e28c1ed5b7fd7" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

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          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The length and severity of downturns in the local economies in which we operate or the national economy;</font></div>
          </td>
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  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z046f013710fc417791779f0f3b97cbb1" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The length and severity of downturns in one or more of the business sectors in which our customers operate,
                particularly the automobile, hotel/motel, coal, and residential development industries; or</font></div>
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    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="zddf3396fd1df4d99ac9bac5f226a9dea" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

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          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">A rapid increase in interest rates.</font></div>
          </td>
        </tr>

    </table>
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  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Our loan portfolio includes loans with a higher risk of loss.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We originate commercial real estate loans, construction and development loans, consumer loans, and
      residential mortgage loans, primarily within our market area.&#160; Commercial real estate, commercial, and construction and development loans tend to involve larger loan balances to a single borrower or groups of related borrowers and are most
      susceptible to a risk of loss during a downturn in the business cycle.&#160; These loans also have historically had a greater credit risk than other loans for the following reasons:</font></div>
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    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z35d30264cda14a6eaada9ab46eb68fa9" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

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          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Commercial Real Estate
                  Loans.&#160; </font>Repayment is dependent on income being generated in amounts sufficient to cover operating expenses and debt service.&#160; As of December 31, 2018, commercial real estate loans, including multi-family loans, comprised
                approximately 39% of our total loan portfolio.</font></div>
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  </div>
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    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z5e540e3f5cee4136945cc6dfbc2e9b47" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt; font-style: italic;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Other Commercial Loans.&#160; </font>Repayment















                is generally dependent upon the successful operation of the borrower&#8217;s business.&#160; In addition, the collateral securing the loans may depreciate over time, be difficult to appraise, be illiquid, or fluctuate in value based on the success of
                the business.&#160; As of December 31, 2018, other commercial loans comprised approximately 12% of our total loan portfolio.</font></div>
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  </div>
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          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Construction and Development
                  Loans.&#160; </font>The risk of loss is largely dependent on our initial estimate of whether the property&#8217;s value at completion equals or exceeds the cost of property construction and the availability of take-out financing.&#160; During the
                construction phase, a number of factors can result in delays or cost overruns.&#160; If our estimate is inaccurate or if actual construction costs exceed estimates, the value of the property securing our loan may be insufficient to ensure full
                repayment when completed through a permanent loan, sale of the property, or by seizure of collateral.&#160; As of December 31, 2018, construction and development loans comprised approximately 4% of our total loan portfolio.</font></div>
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Consumer loans may carry a higher degree of repayment risk than residential mortgage loans, particularly when
      the consumer loan is unsecured.&#160; Repayment of a consumer loan typically depends on the borrower&#8217;s financial stability, and it is more likely to be affected adversely by job loss, illness, or personal bankruptcy.&#160; In addition, federal and state
      bankruptcy, insolvency, and other laws may limit the amount we can recover when a consumer client defaults.&#160; As of December 31, 2018, consumer loans comprised approximately 21% of our total loan portfolio.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">As of December 31, 2018, approximately 79% of our consumer loans and 17% of our total loan portfolio were
      consumer indirect loans.&#160; Consumer indirect loans are fixed rate loans secured by new and used automobiles, trucks, vans, and recreational vehicles originated at selling dealerships which are purchased by us following our review and approval of such
      loans.&#160; These loans generally have a greater risk of loss in the event of default than, for example, one-to-four family residential mortgage loans due to the rapid depreciation of vehicles securing the loans.&#160; We face the risk that the collateral for
      a defaulted loan may not provide an adequate source of repayment of the outstanding loan balance.&#160; We also assume the risk that the dealership administering the lending process complies with applicable consumer protection law and regulations.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">A significant part of our lending business is focused on small to medium-sized business which may be
      impacted more severely during periods of economic weakness.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">A significant portion of our commercial loan portfolio is tied to small to medium-sized businesses in our
      markets.&#160; During periods of economic weakness, small to medium-sized businesses may be impacted more severely than larger businesses.&#160; As a result, the ability of smaller businesses to repay their loans may deteriorate, particularly if economic
      challenges persist over a period of time, and such deterioration would adversely impact our results of operations and financial condition.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">A large percentage of our loan portfolio is secured by real estate, in particular commercial real estate.&#160;
      Weakness in the real estate market or other segments of our loan portfolio would lead to additional losses, which could have a material adverse effect on our business, financial condition, and results of operations.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">As of December 31, 2018, approximately 67% of our loan portfolio was secured by real estate, 39% of which is
      commercial real estate.&#160; High levels of commercial and consumer delinquencies or declines in real estate market values could require increased net charge-offs and increases in the allowance for loan and lease losses, which could have a material
      adverse effect on our business, financial condition, and results of operations and prospects.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Our level of other real estate owned remains above our historical norm, primarily as a result of
      foreclosures.&#160; To the extent that we continue to hold a higher level of other real estate owned, related real estate expense will likely remain high.&#160; In addition, our ability to hold foreclosed property is subject to time limitations under
      applicable regulations.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">During the economic downturn which began in 2008, we experienced an increase in nonperforming real estate
      loans.&#160; As a result, we have experienced, and we continue to experience, an increased level of foreclosed properties.&#160; Foreclosed real estate expense consists of maintenance costs, taxes, valuation adjustments to appraisal values, and gains or losses
      on disposition.&#160; The amount that we may realize after a default is dependent upon factors outside of our control, including but not limited to: (i) general and local economic conditions; (ii) neighborhood values; (iii) interest rates; (iv) real
      estate tax rates; (v) operating expenses of the properties; (vi) environmental remediation liabilities; (vii) ability to obtain and maintain occupancy of the properties; (viii) zoning laws; (ix) governmental rules, regulations, and fiscal policies;
      (x) potential vandalism; and (xi) acts of God.&#160; Expenditures associated with the ownership of real estate, such as real estate taxes, insurance, and maintenance costs, may adversely affect income from the real estate.&#160; The cost of operating real
      property may exceed the income earned from the property, and we may need to advance funds in order to protect our investment in the property, or we may be required to dispose of the property at a loss.<font style="font-family: 'Times New Roman',
        serif; font-size: 10pt;">&#160; </font>If our levels of other real estate owned increase or are sustained and local real estate values decline, our foreclosed real estate expense will increase, which would adversely impact our results of operations.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">As of December 31, 2018, approximately 44% (based on book value) of our foreclosed properties had been held
      by us for over five years.&#160; Regulatory approval is required and has been obtained to hold these properties beyond the initial period of five years.&#160; Additional approval may be required to continue to hold these properties should they not be
      liquidated during the extension period, which is typically one year.&#160; While we have previously received regulatory approval to continue to hold foreclosed properties for over five years, to the extent such approval is not obtained in the future with
      respect to a foreclosed property, we might be forced to liquidate such property at a price less than its appraised value.&#160; To the extent we are not able to sell a foreclosed property in 10 years, we will be required to relinquish ownership of that
      property.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">As of December 31, 2018, foreclosed property with a total book value of $2.4 million, representing 8.6% of
      our foreclosed property (based on book value), had been held by us for at least nine years.&#160; As a result, we expect to sell these properties in 2019.&#160; While the book value of $2.4 million at December 31, 2018 is our best estimate of realizable value,
      the actual amount realized may be substantially below book value, or properties may be relinquished for no consideration.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Environmental Liability Risk</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">We are subject to environmental liability risk associated with lending activity.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">A significant portion of our loan portfolio is secured by real property.&#160; During the ordinary course of
      business, we may foreclose on and take title to properties securing loans.&#160; In doing so, there is a risk that hazardous or toxic substances could be found on these properties.&#160; If hazardous or toxic substances are found, we may be liable for
      remediation costs, as well as for personal injury and property damage.&#160; Environmental laws may require us to incur substantial expenses and may materially reduce the affected property&#8217;s value or limit our ability to use or sell the affected
      property.&#160; In addition, future laws or more stringent interpretations or enforcement policies with respect to existing laws may increase our exposure to environmental liability.&#160; Although we have policies and procedures to perform an environmental
      review before initiating any foreclosure action on real property, these reviews may not be sufficient to detect all potential environmental hazards.&#160; The remediation costs and any other financial liabilities associated with an environmental hazard
      could have a material adverse effect on our financial condition and results of operations.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Competition</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Strong competition within our market area may reduce our ability to attract and retain deposits and
      originate loans.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We face competition both in originating loans and in attracting deposits. Competition in the financial
      services industry is intense.&#160; We compete for clients by offering excellent service and competitive rates on our loans and deposit products.&#160; The type of institutions we compete with include commercial banks, savings institutions, mortgage banking
      firms, credit unions, finance companies, mutual funds, insurance companies and brokerage and investment banking firms.&#160; Competition arises from institutions located within and outside our market areas.&#160; As financial services become increasingly
      dependent on technology, permitting transactions to be conducted by telephone, mobile banking, and the internet, non-bank institutions are able to attract funds and provide lending and other financial services without offices located in our market
      areas.&#160; As a result of their size and ability to achieve economies of scale, certain of our competitors offer a broader range of products and services than we offer.&#160; With the increased consolidation in the financial industry, larger financial
      institutions may strengthen their competitive positions.&#160; In addition, to stay competitive in our markets we may need to adjust the interest rates on our products to match the rates offered by our competitors, which could adversely affect our net
      interest margin.&#160; As a result, our profitability depends upon our continued ability to successfully compete in our market areas while achieving our investment objectives.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Technology and other changes are allowing consumers to complete financial transactions through alternative
      methods to those which historically involved banks.&#160; For example, consumers can now hold funds that would have been held as bank deposits in mutual funds, brokerage accounts, general purpose reloadable prepaid cards, or cyber currency.&#160; In addition,
      consumers can complete transactions, such as paying bills or transferring funds, directly without utilizing the services of a bank.&#160; The process of eliminating banks as intermediaries (known as disintermediation), could result in the loss of fee
      income, as well as the loss of deposits and the income that might be generated from those deposits.&#160; The related revenue reduction could adversely affect our financial condition, cash flows, and results of operations.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Acquisition Risk</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">We may have difficulty in the future continuing to grow through acquisitions.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We may experience difficulty in making acquisitions on acceptable terms due to the decreasing number of
      suitable acquisition targets, competition for attractive acquisitions, regulatory impediments, and certain limitations on interstate acquisitions.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Any future acquisitions or mergers by CTBI or its banking subsidiary are subject to approval by the
      appropriate federal and state banking regulators.&#160; The banking regulators evaluate a number of criteria in making their approval decisions, such as:</font></div>
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    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z828b8fa4ea6b44b5ae385de69b09a76c" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

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            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Safety and soundness guidelines;</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="zffd2763b198a460d8c5bf0682261c701" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Compliance with all laws including the USA Patriot Act, the International Money Laundering Abatement and
                Anti-Terrorist Financing Act, the Sarbanes-Oxley Act and the related rules and regulations promulgated under such Act or the Exchange Act, the Equal Credit Opportunity Act, the Fair Housing Act, the Community Reinvestment Act, the Home
                Mortgage Disclosure Act, and all other applicable fair lending and consumer protection laws and other laws relating to discriminatory business practices; and</font></div>
          </td>
        </tr>

    </table>
  </div>
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    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="zcb389276e1ae4e379f81a22af617c301" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Anti-competitive concerns with the proposed transaction.</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">If the banking regulators or a commenter on our regulatory application raise concerns about any of these
      criteria at the time a regulatory application is filed, the banking regulators may deny, delay, or condition their approval of a proposed transaction.&#160; A Federal Reserve investigation begun in 2014 resulted in a 2018 consent order related to two
      deposit add-on products, which created impediments to CTBI&#8217;s merger and acquisition activity for an unspecified period of time.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We have grown, and, subject to regulatory approval, intend to continue to grow, through acquisitions of banks
      and other financial institutions.&#160; After these acquisitions, we may experience adverse changes in results of operations of acquired entities, unforeseen liabilities, asset quality problems of acquired entities, loss of key personnel, loss of clients
      because of change of identity, difficulties in integrating data processing and operational procedures, and deterioration in local economic conditions.&#160; These various acquisition risks can be heightened in larger transactions.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Integration Risk</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">We may not be able to achieve the expected integration and cost savings from our bank acquisition
      activities.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We have a long history of acquiring financial institutions and, subject to regulatory approval, we expect
      this acquisition activity to resume in the future.&#160; Difficulties may arise in the integration of the business and operations of the financial institutions that agree to merge with and into CTBI and, as a result, we may not be able to achieve the cost
      savings and synergies that we expect will result from the merger activities.&#160; Achieving cost savings is dependent on consolidating certain operational and functional areas, eliminating duplicative positions and terminating certain agreements for
      outside services.&#160; Additional operational savings are dependent upon the integration of the banking businesses of the acquired financial institution with that of CTBI, including the conversion of the acquired entity&#8217;s core operating systems, data
      systems and products to those of CTBI and the standardization of business practices.&#160; Complications or difficulties in the conversion of the core operating systems, data systems, and products of these other banks to those of CTBI may result in the
      loss of clients, damage to our reputation within the financial services industry, operational problems, one-time costs currently not anticipated by us, and/or reduced cost savings resulting from the merger activities.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Operational Risk</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">An extended disruption of vital infrastructure or a security breach could negatively impact our business,
      results of operations, and financial condition.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Our operations depend upon, among other things, our infrastructure, including equipment and facilities.&#160;
      Extended disruption of vital infrastructure by fire, power loss, natural disaster, telecommunications failure, computer hacking or viruses, terrorist activity or the domestic and foreign response to such activity, or other events outside of our
      control could have a material adverse impact on the financial services industry as a whole and on our business, results of operations, cash flows, and financial condition in particular.&#160; Our business recovery plan may not work as intended or may not
      prevent significant interruption of our operations.&#160; The occurrence of any failures, interruptions, or security breaches of our information systems could damage our reputation, result in the loss of customer business, subject us to additional
      regulatory scrutiny, or expose us to civil litigation and possible financial liability, any of which could have an adverse effect on our financial condition and results of operation.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">Our information technology systems and networks may experience interruptions, delays, or
      cessations of service or produce errors due to regular maintenance efforts, such as systems integration or migration work that takes place from time to time.&#160; We may not be successful in implementing new systems and transitioning data, which could
      cause business disruptions and be more expensive, time-consuming, disruptive, and resource intensive.&#160; Such disruptions could damage our reputation and otherwise adversely impact our business and results of operations.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Third party vendors provide key components of our business infrastructure, such as processing, internet
      connections, and network access.&#160; While CTBI has selected these third party vendors carefully through its vendor management process, it does not control their actions and generally is not able to obtain satisfactory indemnification provisions in its
      third party vendor written contracts.&#160; Any problems caused by third parties or arising from their services, such as disruption in service, negligence in the performance of services or a breach of customer data security with regard to the third
      parties&#8217; systems, could adversely affect our ability to deliver services, negatively impact our business reputation, cause a loss of customers, or result in increased expenses, regulatory fines and sanctions, or litigation.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Claims and litigation may arise pertaining to fiduciary responsibility.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">Customers may, from time to time, make a claim and take legal action pertaining to our
      performance of fiduciary responsibilities.&#160; Whether customer claims and legal action related to our performance of fiduciary responsibilities are founded or unfounded, if such claims and legal actions are not resolved in a manner favorable to us,
      they may result in significant financial liability, adversely affect the market perception of us and our products and services, and impact customer demand for those products and services.&#160; Any such financial liability or reputational damage could
      have an adverse effect on our business, financial condition, and results of operations.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic; color: #000000;">Significant legal actions could subject us to uninsured liabilities.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">From time to time, we may be subject to claims related to our operations.&#160; These claims and
      legal actions, including supervisory actions by our regulators, could involve significant amounts.&#160; We maintain insurance coverage in amounts and with deductibles we believe are appropriate for our operations.&#160; However, our insurance coverage may not
      cover all claims against us and related costs, and further insurance coverage may not continue to be available at a reasonable cost.&#160; As a result, CTBI could be exposed to uninsured liabilities, which could adversely affect CTBI&#8217;s business, financial
      condition, or results of operations.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Market Risk</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Community Trust Bancorp, Inc.&#8217;s stock price is volatile.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Our stock price has been volatile in the past, and several factors could cause the price to fluctuate
      substantially in the future.&#160; These factors include:</font></div>
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            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Actual or anticipated variations in earnings;</font></div>
          </td>
        </tr>

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  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="zf4e2c6778eec4b57b265b831dff8ba76" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

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          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Changes in analysts&#8217; recommendations or projections;</font></div>
          </td>
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    </table>
  </div>
  <div>
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        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI&#8217;s announcements of developments related to our businesses;</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div>
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        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Operating and stock performance of other companies deemed to be peers;</font></div>
          </td>
        </tr>

    </table>
  </div>
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        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">New technology used or services offered by traditional and non-traditional competitors;</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="zc4a6b26525ab4baaa1116d9b68293f38" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">News reports of trends, concerns, and other issues related to the financial services industry; and</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="zefcbca3cbe3b4882892a155790f4bcba" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Additional governmental policies and enforcement of current laws.</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Our stock price may fluctuate significantly in the future, and these fluctuations may be unrelated to CTBI&#8217;s
      performance.&#160; Although investor confidence in financial institutions has strengthened, the financial crisis adversely impacted investor confidence in the financial institutions sector.&#160; General market price declines or market volatility in the future
      could adversely affect the price of our common stock, and the current market price may not be indicative of future market prices.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Technology Risk</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">CTBI continually encounters technological change.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The financial services industry is continually undergoing rapid technological change with frequent
      introductions of new technology-driven products and services.&#160; The effective use of technology increases efficiency and enables financial institutions to better serve customers and to reduce costs.&#160; Our future success depends, in part, upon our
      ability to address the needs of our customers by using technology to provide products and services that will satisfy customer demands, as well as to create additional efficiencies in our operations.&#160; Many of our competitors have substantially greater
      resources to invest in technological improvements.&#160; We may not be able to effectively implement new technology-driven products and services or be successful in marketing these products and services to our customers.&#160; Failure to successfully keep pace
      with technological change affecting the financial services industry could have a material adverse impact on our business and, in turn, our financial condition and results of operations.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Cyber Risk</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">A breach in the security of our systems could disrupt our business, result in the disclosure of confidential
      information, damage our reputation, and create significant financial and legal exposure for us.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Our businesses are dependent on our ability and the ability of our third party service providers to process,
      record, and monitor a large number of transactions.&#160; If the financial, accounting, data processing, or other operating systems and facilities fail to operate properly, become disabled, experience security breaches, or have other significant
      shortcomings, our results of operations could be materially adversely affected.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Although we and our third party service providers devote significant resources to maintain and upgrade our
      systems and processes that are designed to protect the security of computer systems, software, networks, and other technology assets and the confidentiality, integrity, and availability of information belonging to us and our customers, there is no
      assurance that our security systems and those of our third party service providers will provide absolute security.&#160; Financial services institutions and companies engaged in data processing have reported breaches in the security of their websites or
      other systems, some of which have involved sophisticated and targeted attacks intended to obtain unauthorized access to confidential information, destroy data, disable or degrade service, or sabotage systems, often through the introduction of
      computer viruses or malware, cyber-attacks, and other means.&#160; Despite our efforts and those of our third party service providers to ensure the integrity of these systems, it is possible that we or our third party service providers may not be able to
      anticipate or to implement effective preventive measures against all security breaches of these types, especially because techniques used change frequently or are not recognized until launched, and because security attacks can originate from a wide
      variety of sources.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">A successful breach of the security of our systems or those of our third party service providers could cause
      serious negative consequences to us, including significant disruption of our operations, misappropriation of our confidential information or the confidential information of our customers, or damage to our computers or operating systems, and could
      result in violations of applicable privacy and other laws, financial loss to us or to our customers, loss in confidence in our security measures, customer dissatisfaction, litigation exposure, and harm to our reputation, all of which could have a
      material adverse effect on us.&#160; While we maintain insurance coverage that should, subject to policy terms and conditions, cover certain aspects of our cyber risks, this insurance coverage may be insufficient to cover all losses we could experience
      resulting from a cyber security breach.&#160; Moreover, the cost of insurance sufficient to cover substantially all, or a reasonable portion, of losses related to cyber security breaches is expected to increase and such increases are likely to be
      material.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">Banking customers and employees have been, and will likely continue to be, targeted by
      parties using fraudulent e-mails and other communications in attempts to misappropriate passwords, account information, or other personal information, or to introduce viruses or other malware to bank information systems or customers&#8217; computers.&#160;
      Though we endeavor to lessen the success of such threats through the use of authentication technology and employee education, such cyber attacks remain a serious issue.&#160; Publicity concerning security and cyber-related problems could inhibit the use
      or growth of electronic or web-based applications as a means of conducting banking and other commercial transactions.</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">We could incur increased costs or reductions in revenue or suffer reputational damage in the event of misuse
      of information.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Our operations rely on the secure processing, transmission and storage of confidential information in our
      computer systems and networks regarding our customers and their accounts.&#160; To provide these products and services, we use information systems and infrastructure that we and third party service providers operate.&#160; As a financial institution, we also
      are subject to and examined for compliance with an array of data protection laws, regulations, and guidance, as well as to our own internal privacy and information security policies and programs.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Information security risks for financial institutions like us have generally increased in recent years in
      part because of the proliferation of new technologies, the use of the Internet and telecommunications technologies to conduct financial transactions, and the increased sophistication and activities of organized crime, hackers, and other external
      parties.&#160; Our technologies and systems may become the target of cyber-attacks or other attacks that could result in the misuse or destruction of our or our customers&#8217; confidential, proprietary, or other information or that could result in disruptions
      to the business operations of us or our customers or other third parties.&#160; Also, our customers, in order to access some of our products and services, may use personal computers, smart mobile phones, tablet PCs, and other devices that are beyond our
      controls and security systems.&#160; Further, a breach or attack affecting one of our third-party service providers or partners could impact us through no fault of our own.&#160; In addition, because the methods and techniques employed by perpetrators of fraud
      and others to attack systems and applications change frequently and often are not fully recognized or understood until after they have been launched, we and our third-party service providers and partners may be unable to anticipate certain attack
      methods in order to implement effective preventative measures.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">While we have policies and procedures designed to prevent or limit the effect of the possible security breach
      of our information systems, if unauthorized persons were somehow to get access to confidential or proprietary information in our possession or to our proprietary information, it could result in litigation and regulatory investigations, significant
      legal and financial exposure, damage to our reputation, or a loss of confidence in the security of our systems that could materially adversely affect our business.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Counterparty Risk</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">The soundness of other financial institutions could adversely affect CTBI.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Our ability to engage in routine funding transactions could be adversely affected by the actions and
      commercial soundness of other financial institutions.&#160; Financial services companies are interrelated as a result of trading, clearing, counterparty, or other relationships.&#160; We have exposure to many different industries and counterparties, and we
      routinely execute transactions with counterparties in the financial services industry, including brokers and dealers, commercial banks, investment banks, mutual and hedge funds, and other institutional counterparties. As a result, defaults by, or
      even rumors or questions about, one or more financial services companies, or the financial services industry generally, have led to market-wide liquidity problems and could lead to losses or defaults by us or by other institutions.&#160; Many of these
      transactions expose us to credit risk in the event of default of our counterparty or client.&#160; In addition, our credit risk may be exacerbated when the collateral held by us cannot be realized or is liquidated at prices not sufficient to recover the
      full amount of the loan due us.&#160; There is no assurance that any such losses would not materially and adversely affect our businesses, financial condition, or results of operations.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><a name="Item1B.UnresolvedStaffCom"><!--Anchor--></a>Item 1B.&#160; Unresolved Staff Comments</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">None.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
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  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 11pt; margin-bottom: 11pt;">
    <div id="DSPFPageFooter">
      <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;"></font></div>
    </div>
    <div id="DSPFPageBreak" style="page-break-after: always;">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    <div id="DSPFPageHeader">
      <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
      </div>
    </div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><a name="SELECTEDSTATISTICALINFORM"><!--Anchor--></a>SELECTED STATISTICAL INFORMATION</font></div>
  <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The following tables set forth certain statistical information relating to CTBI and subsidiaries on a
      consolidated basis and should be read together with our consolidated financial statements.</font></div>
  <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><u>Consolidated Average Balance Sheets and
          Taxable Equivalent Income/Expense and Yields/Rates</u></font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zcf12d5eb67b24b2baeddfab01b6f20cd" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;"> 2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">2016</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Average</font></div>
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Balances</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Interest</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Average</font></div>
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Rate</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Average</font></div>
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Balances</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Interest</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Average</font></div>
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Rate</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Average</font></div>
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Balances</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Interest</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Average</font></div>
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Rate</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
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          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Loans (1)(2)(3)</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3,150,878</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">154,613</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3,048,879</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">141,821</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">4.65</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2,916,031</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">134,455</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">4.61</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 10%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Loans held for sale</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">684</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">98</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">14.33</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">709</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">81</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">11.42</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">728</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">101</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">13.87</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 10%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Securities:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 10%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">U.S. Treasury and agencies</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">459,204</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">9,019</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1.96</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">7,263</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1.62</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">445,500</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">6,669</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1.50</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 10%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Tax exempt state and political subdivisions (3)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">102,396</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3,539</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3.46</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">110,393</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">4,632</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">4.20</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">99,086</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">4,182</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">4.22</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 10%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Other securities</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">29,299</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">996</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3.40</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">49,981</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,452</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2.91</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">53,492</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,596</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2.98</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 10%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Federal Reserve Bank and Federal Home Loan Bank stock</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">21,264</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,303</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">6.13</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">22,814</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,189</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">5.21</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">22,814</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,011</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">4.43</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 10%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Federal funds sold</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2,795</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">59</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2.11</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3,139</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">41</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1.31</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3,121</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">19</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0.61</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 10%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Interest bearing deposits</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">138,794</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2,567</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1.85</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">103,066</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,084</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1.05</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">108,546</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">538</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0.50</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 10%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Other investments</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">6,432</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">88</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1.37</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">8,961</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">107</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1.19</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,550</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">17</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1.10</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
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          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Investment in unconsolidated subsidiaries</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,850</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">70</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3.78</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,847</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">52</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2.82</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,846</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Total earning assets</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">172,352</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">4.40</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3,799,128</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">157,722</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">4.15</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3,652,714</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">148,631</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">4.07</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 10%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Allowance for loan and lease losses</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(35,711</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(36,507</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(36,681</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 10%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3,877,885</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3,762,621</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3,616,033</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 10%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Nonearning assets:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 10%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Cash and due from banks</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">52,321</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">50,946</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 10%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Premises and equipment, net</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">45,970</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">47,129</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">48,138</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 10%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Other assets</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">211,256</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">206,899</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">205,140</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 10%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Total assets</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 4px double rgb(0, 0, 0);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); border-bottom: 4px double rgb(0, 0, 0);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">4,187,397</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 4px double rgb(0, 0, 0);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); border-bottom: 4px double rgb(0, 0, 0);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">4,068,970</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255);">&#160;</td>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Interest bearing liabilities:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 10%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Deposits:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 10%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Savings and demand deposits</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,234,562</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">8,443</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0.68</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,134,147</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3,863</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0.34</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,088,291</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2,566</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0.24</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" style="vertical-align: bottom; width: 10%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Time deposits</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,256,030</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">15,271</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1.22</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,243,181</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">10,487</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0.84</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,203,081</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">8,355</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0.69</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 10%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Repurchase agreements and&#160; federal funds purchased</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">244,647</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3,312</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1.35</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">258,419</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,832</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0.71</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">262,361</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,155</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0.44</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 10%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Advances from Federal Home Loan Bank</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,512</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">27</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">38,287</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">427</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1.12</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">14,410</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">62</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0.43</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 10%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Long-term debt</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">59,341</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2,242</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3.78</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">60,042</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">61,341</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,417</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Total interest bearing liabilities</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">29,295</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2,734,076</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">18,294</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0.67</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2,629,484</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">13,555</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0.52</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 10%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 10%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Noninterest bearing liabilities:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 10%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Demand deposits</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">810,270</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">778,304</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">758,555</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 10%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Other liabilities</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">34,394</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">37,823</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">37,820</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 10%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Total liabilities</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3,640,756</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3,550,203</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3,425,859</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 10%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
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          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Shareholders&#8217; equity</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">546,641</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
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          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Total liabilities and shareholders&#8217; equity</font></div>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3,920,257</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 10%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 10%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Net interest income, tax equivalent</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">143,057</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">139,428</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">135,076</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
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      <tr>
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          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Less tax equivalent interest income</font></div>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">902</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2,026</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2,055</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
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          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Net interest income</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">142,155</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">137,402</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">133,021</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
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      <tr>
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          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Net interest spread</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3.35</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3.48</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3.55</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
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      <tr>
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          <div style="text-align: left; margin-right: 4.5pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Benefit of interest free funding</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0.31</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
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  <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
  </div>
  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(1) Interest includes fees on loans of $1,762, $1,808, and $1,717 in 2018, 2017, and 2016, respectively.</font></div>
  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(2) Loan balances include deferred loan origination costs and principal balances on nonaccrual loans.</font></div>
  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(3) Tax exempt income on securities and loans is reported on a fully taxable equivalent basis using a 21% rate in 2018, and a 35%
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  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><u>Net Interest Differential</u></font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The following table illustrates the approximate effect of volume and rate changes on net interest
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
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        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total Change</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Volume</font></div>
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        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Rate</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Loans</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">12,792</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,843</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7,949</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7,366</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6,171</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,195</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Loans held for sale</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(3</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">20</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(20</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(3</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(17</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">U.S. Treasury and agencies</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,756</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">163</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,593</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">594</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">58</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">536</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Tax exempt state and political subdivisions</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,093</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(353</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(740</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">450</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">475</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(25</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(456</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(528</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">72</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(144</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(107</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(37</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Federal Reserve Bank and Federal Home Loan Bank stock</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">114</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(77</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">191</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">178</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">178</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Federal funds sold</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">18</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(4</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">22</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">22</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">22</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Interest bearing deposits</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,483</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">465</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">546</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(26</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">572</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other investments</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(19</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(27</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">90</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">88</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Investment in unconsolidated subsidiaries</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">18</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">18</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total interest income</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">14,630</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,479</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10,151</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9,091</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6,656</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,435</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Interest expense:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Savings and demand deposits</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,580</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">370</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,210</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,297</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">112</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,185</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Time deposits</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,784</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">109</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,675</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,132</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">287</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,845</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Repurchase agreements and federal funds purchased</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,480</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(93</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,573</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">677</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(17</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">694</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Advances from Federal Home Loan Bank</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(400</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(258</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(142</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">365</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">186</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">179</font></div>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Long-term debt</font></div>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">557</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(19</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">576</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">268</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">297</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 28%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total interest expense</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">109</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,739</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">539</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,200</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Net interest income</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,629</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,370</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(741</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,352</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6,117</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,765</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">
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  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">For purposes of the above table, changes which are due to both rate and volume are allocated based on a
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  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><u>Investment Portfolio</u></font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The maturity distribution and weighted average interest rates of debt securities at December 31, 2018 are as
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  <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
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  <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Available-for-sale</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="42" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Amount</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Yield</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Amount</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Yield</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Amount</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Yield</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Amount</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Yield</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Amount</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Yield</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Amount</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 12%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 4.5pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">U.S. Treasury, government agencies, and government sponsored agency mortgage-backed
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">61,726</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2.05</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">107,269</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1.96</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">86,257</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3.38</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">213,505</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3.00</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">468,757</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2.71</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">475,327</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 12%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 4.5pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">State and political subdivisions</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3,673</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3.62</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">33,299</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3.24</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">27,465</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3.34</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">60,051</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3.63</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">124,488</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3.46</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">126,280</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 12%; padding-bottom: 2px; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0.00</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0.00</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0.00</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">501</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3.18</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">501</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3.18</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">507</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 12%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 4.5pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Total</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">65,399</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2.13</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">140,568</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2.26</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">113,722</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3.37</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">274,057</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3.14</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">593,746</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2.87</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">602,114</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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  <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Held-to-maturity</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
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  <table cellspacing="0" cellpadding="0" id="zd8008777f7db44a5b5f9b3517faf73e0" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

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        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="42" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Estimated Maturity at December 31, 2018</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Within 1 Year</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">1-5 Years</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">5-10 Years</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">After 10 Years</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Total</font></div>
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Amortized Cost</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Fair</font></div>
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Value</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
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          <div style="text-align: left; margin-right: 4.5pt; margin-left: 4.5pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Amount</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Yield</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Amount</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Yield</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Amount</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Yield</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Amount</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Yield</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Amount</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Yield</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Amount</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 12%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 4.5pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">State and political subdivisions</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0.00</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">649</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3.64</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0.00</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0.00</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">649</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3.64</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">649</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 12%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 4.5pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Total</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0.00</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">649</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3.64</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0.00</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0.00</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">649</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3.64</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">649</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total Debt Securities</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zd6dae8d0684a46de90ba1976c11ee623" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="42" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Estimated Maturity at December 31, 2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Within 1 Year</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">1-5 Years</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">5-10 Years</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">After 10 Years</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Total</font></div>
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Book Value</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Fair</font></div>
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Value</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 4.5pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Amount</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Yield</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Amount</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Yield</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Amount</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Yield</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Amount</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Yield</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Amount</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Yield</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Amount</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 12%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; margin-right: 4.5pt; margin-left: 4.5pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Total</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">65,399</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2.13</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">141,217</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2.27</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">113,722</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3.37</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">274,057</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3.14</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">594,395</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2.87</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">594,395</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The calculations of the weighted average interest rates for each maturity category are based upon yield
      weighted by the respective costs of the securities.&#160; The weighted average rates on state and political subdivisions are computed on a taxable equivalent basis using a 21% tax rate.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Excluding those holdings of the investment portfolio in U.S. Treasury securities, government agencies, and
      government sponsored agency mortgage-backed securities, there were no securities of any one issuer that exceeded 10% of our shareholders&#8217; equity at December 31, 2018.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The book values of securities available-for-sale and securities held-to-maturity as of December 31, 2018 and
      2017 are presented in note 3 to the consolidated financial statements.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The book value of securities at December 31, 2016 is presented below:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z5e83e0f1f8764dcbae35b626ab0db85b" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Held-to-Maturity</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">U.S. Treasury and government agencies</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">223,014</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">State and political subdivisions</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">133,351</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">866</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">U.S. government sponsored agency mortgage-backed securities</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">227,574</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total debt securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">583,939</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">866</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">CRA investment funds</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">25,000</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">608,939</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">866</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><u>Loan Portfolio</u></font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zf4cd75f6928e48afac25ee1e1056e1e4" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2016</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2015</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2014</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Construction</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">82,715</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">76,479</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">66,998</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">78,020</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">121,942</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Secured by real estate</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,183,093</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,188,680</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,085,428</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">948,626</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Equipment lease financing</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,740</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,042</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,512</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8,514</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10,344</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial other</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">377,198</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">351,034</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">350,159</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">358,898</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">352,048</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total commercial</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,644,746</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,619,235</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,508,097</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,498,351</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,432,960</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Residential:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Real estate construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">57,160</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">67,358</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">57,966</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">61,750</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">62,412</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Real estate mortgage</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">722,417</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">709,570</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Home equity</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">106,299</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">99,356</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">91,511</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">89,450</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">88,335</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total residential</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">885,876</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">876,284</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">852,446</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">859,074</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">863,212</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Consumer:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Consumer direct</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">144,289</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">137,754</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">133,093</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">126,406</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">122,136</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Consumer indirect</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">533,727</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">489,667</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">444,735</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">390,130</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">315,516</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total consumer</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">678,016</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">516,536</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">437,652</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total loans</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,208,638</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,122,940</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,938,371</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,873,961</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,733,824</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Percent of total year-end loans</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.58</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.45</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.28</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.71</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4.46</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Secured by real estate</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">36.94</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">36.64</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">34.70</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Equipment lease financing</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.05</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.10</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.18</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.30</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.38</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial other</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">11.76</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">11.24</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">11.92</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">12.49</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">12.88</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total commercial</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">51.26</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">51.85</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">51.32</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">52.14</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">52.42</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Residential:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Real estate construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.78</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.16</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.97</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.15</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Real estate mortgage</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">26.06</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Home equity</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3.31</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3.18</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3.11</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3.11</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3.23</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total residential</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">27.61</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">28.06</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">29.01</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">29.89</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">31.57</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Consumer:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Consumer direct</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4.50</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4.41</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4.53</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4.40</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4.47</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Consumer indirect</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">16.63</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">15.68</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">15.14</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total loans</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">100.00</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">100.00</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">100.00</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">100.00</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">100.00</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">
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  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
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  <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">The total loans above are net of deferred loan fees and costs.</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="14" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Within One Year</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">After One but Within Five Years</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">After Five Years</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial secured by real estate and commercial other</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">233,489</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">250,181</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,076,621</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,560,291</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial and real estate construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">92,674</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">19,376</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">27,825</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">326,163</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">269,557</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,104,446</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,700,166</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Rate sensitivity:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Fixed rate</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">78,004</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">67,569</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">32,263</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">177,836</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Adjustable rate</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">248,159</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">201,988</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,072,183</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,522,330</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">326,163</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">269,557</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,104,446</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,700,166</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><u>Nonperforming Assets</u></font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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      <tr>
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          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2016</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2015</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2014</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Nonaccrual loans</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">11,867</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">18,119</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">16,623</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">16,563</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">20,971</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">90 days or more past due and still accruing interest</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10,198</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10,176</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10,847</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">12,046</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17,985</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total nonperforming loans</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">22,065</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">28,295</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">27,470</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">28,609</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">38,956</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other repossessed assets</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">42</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">155</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">103</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">183</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">90</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Foreclosed properties</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">27,273</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">31,996</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">35,856</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">40,674</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">36,776</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total nonperforming assets</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">49,380</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">60,446</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.74</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Allowance to nonperforming loans</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">162.73</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">127.76</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">130.81</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">126.16</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">88.43</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Nonaccrual and Past Due Loans</font></div>
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          <div style="text-align: left; margin-left: 4.5pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt; text-indent: 4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Nonaccrual loans</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt; text-indent: 3pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Accruing Loans Past Due 90 Days or More</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt; text-indent: 5pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">As a % of Loan Balances by Category</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt; text-indent: 2pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Balances</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="text-align: left; margin-left: 4.5pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31, 2018</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 4.5pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial construction</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">639</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.77</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">58</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.07</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">82,715</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 4.5pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial secured by real estate</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,183,093</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 4.5pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Equipment lease financing</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.00</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.00</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,740</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 4.5pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial other</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">797</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.21</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">581</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.15</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">377,198</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 4.5pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Real estate construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">22</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.04</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.01</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">57,160</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 4.5pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Real estate mortgage</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,395</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.75</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,095</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.57</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">722,417</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 4.5pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Home equity</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">477</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.45</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">246</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.23</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">106,299</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 4.5pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Consumer direct</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.00</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">74</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">144,289</font></div>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.00</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">506</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.09</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">533,727</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 4.5pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">11,867</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.37</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10,198</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.32</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,208,638</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 4.5pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31, 2017</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 4.5pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,207</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.58</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">31</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.04</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">76,479</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 4.5pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial secured by real estate</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7,028</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.59</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,665</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.22</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,188,680</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.00</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.00</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">351,034</font></div>
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          <div style="text-align: left; margin-left: 4.5pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Real estate construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">318</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.47</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">223</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.33</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">67,358</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="text-align: left; margin-left: 4.5pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Real estate mortgage</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6,293</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">709,570</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 4.5pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Home equity</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">389</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.39</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">167</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.17</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">99,356</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 4.5pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Consumer direct</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.00</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">62</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.05</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">137,754</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 4.5pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Consumer indirect</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.00</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">648</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.13</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">489,667</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 4.5pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">18,119</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.58</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10,176</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.33</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,122,940</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Discussion of the Nonaccrual Policy</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The accrual of interest income on loans is discontinued when management believes, after considering economic
      and business conditions, collateral value, and collection efforts, that the borrower&#8217;s financial condition is such that the collection of interest is doubtful.&#160; Cash payments received on nonaccrual loans generally are applied against principal, and
      interest income is only recorded once principal recovery is reasonably assured.&#160; Any loans greater than 90 days past due must be well secured and in the process of collection to continue accruing interest.&#160; See note 1 for further discussion on our
      nonaccrual policy.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Potential Problem Loans</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Interest accrual is discontinued when we believe, after considering economic and business conditions,
      collateral value, and collection efforts, that the borrower&#8217;s financial condition is such that collection of interest is doubtful.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Foreign Outstandings</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">None</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Loan Concentrations</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We had no concentration of loans exceeding 10% of total loans at December 31, 2018.&#160; See note 19 to the
      consolidated financial statements for further information.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><u>Analysis of the Allowance for Loan
          and Lease Losses</u></font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zc3366d63ee7d4d3398ee21170661f1ae" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">&#160;(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2016</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2015</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2014</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Allowance for loan and lease losses, beginning of year</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">36,151</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">35,933</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">36,094</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">34,447</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">34,008</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Loans charged off:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial construction</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(10</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(316</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(3</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(2,136</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(3,141</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Real estate construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(33</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(192</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(135</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(123</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Real estate mortgage</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,004</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(615</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,043</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,421</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,058</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Home equity</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(69</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(178</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(54</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(129</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(115</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Consumer direct</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(997</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(965</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,306</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,326</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Consumer indirect</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(6,394</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(5,386</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(5,050</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(3,536</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(3,495</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total charge-offs</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(10,998</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(11,085</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(11,668</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(9,870</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(11,436</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Recoveries of loans previously charged off:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial construction</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">61</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">49</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">36</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">13</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">28</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial secured by real estate</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">224</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">75</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">178</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">60</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">305</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial other</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">643</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">532</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">439</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">585</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">621</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Real estate construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Real estate mortgage</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">85</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">87</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">101</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">117</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">40</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Home equity</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">14</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">54</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Consumer direct</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">445</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">525</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">615</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">435</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">566</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Consumer indirect</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,116</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,510</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,250</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,599</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,553</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total recoveries</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,588</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,867</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,120</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Net charge-offs:</font></div>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">61</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">39</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(280</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">13</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial secured by real estate</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(764</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,963</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,463</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,319</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,858</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial other</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(870</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,361</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,697</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,376</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(2,520</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Real estate construction</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(33</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(185</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(131</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Real estate mortgage</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(919</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(528</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(942</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,304</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,018</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Home equity</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(55</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(174</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(45</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(75</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(110</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Consumer direct</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(552</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(440</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(621</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(871</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(760</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Consumer indirect</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(3,278</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(2,876</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(2,800</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,937</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,942</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total net charge-offs</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(6,410</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(7,303</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(8,033</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(7,003</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(8,316</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Provisions charged against operations</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8,650</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8,755</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Balance, end of year</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">35,908</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">36,151</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">35,933</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">36,094</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">34,447</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Allocation of allowance, end of year:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial construction</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">862</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">686</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">884</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,199</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,896</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial secured by real estate</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">13,618</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Equipment lease financing</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">12</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">18</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">42</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">79</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">119</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial other</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,993</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,039</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,656</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,225</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,263</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Real estate construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">512</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">660</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">629</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">550</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">534</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Real estate mortgage</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,433</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,688</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6,027</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6,678</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6,094</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Home equity</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">841</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">857</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">774</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">839</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">756</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Consumer direct</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,883</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,863</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,885</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,574</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7,841</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6,831</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6,845</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,496</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,593</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Balance, end of year</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">35,908</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">36,151</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">35,933</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">36,094</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">34,447</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Average loans outstanding, net of deferred loan costs and fees</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,150,878</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,048,879</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,916,031</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,791,871</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,642,231</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Loans outstanding at end of year, net of deferred loan costs and fees</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,208,638</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,122,940</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,938,371</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,873,961</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,733,824</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Net charge-offs to average loan type:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(0.08</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(0.05</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.40</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(0.01</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(0.01</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)%</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial secured by real estate</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.06</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.17</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.14</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.13</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.21</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial other</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.25</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.39</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.47</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.39</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.70</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Real estate construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.05</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.00</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.32</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.21</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.20</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Real estate mortgage</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.13</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.07</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.13</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.18</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.15</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Home equity</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.05</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.18</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.08</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.13</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Consumer direct</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.39</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.33</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.48</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.71</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.63</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Consumer indirect</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.64</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.61</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.67</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.55</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.67</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.20</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.24</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.28</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.25</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.31</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other ratios:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Allowance to net loans, end of year</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.12</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.16</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.22</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.26</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.26</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
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      <tr>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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  </table>
  <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The allowance for loan and lease losses balance is maintained at a level considered adequate to cover
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><u>Average Deposits and Other Borrowed
          Funds</u></font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z44d0dea582f949dead9a5613aecee930" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
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          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
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        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Noninterest bearing deposits</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">810,270</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">778,304</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">758,555</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">NOW accounts</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">57,166</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">49,975</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">49,037</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Money market accounts</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">755,970</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">668,609</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">640,297</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Savings accounts</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">421,426</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">415,563</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">398,957</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Certificates of deposit of $100,000 or more</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">669,386</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">628,165</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">578,669</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Certificates of deposit &lt; $100,000 and other time deposits</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">586,644</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">615,016</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">624,412</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total deposits</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,300,862</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,155,632</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,049,927</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other borrowed funds:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Repurchase agreements and federal funds purchased</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">244,647</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">258,419</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">262,361</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Advances from Federal Home Loan Bank</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,512</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">38,287</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">14,410</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Long-term debt</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">59,341</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">60,042</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">61,341</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total other borrowed funds</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">305,500</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">356,748</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">338,112</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total deposits and other borrowed funds</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,606,362</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,512,380</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,388,039</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The maximum balance for federal funds purchased and repurchase agreements at any month-end during 2018
      occurred at June 30, 2018, with a month-end balance of $256.8 million.&#160; The maximum balance for federal funds purchased and repurchase agreements at any month-end during 2017 occurred at March 31, 2017, with a month-end balance of $268.9 million.&#160;
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Maturities and/or repricing of time deposits of $100,000 or more outstanding at December 31, 2018 are summarized
      as follows:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zb2aa20ea15874a738dc63eaa4ae1b30d" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Certificates of Deposit</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Other Time Deposits</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Three months or less</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">95,613</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7,133</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">102,746</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Over three through six months</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">69,640</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8,168</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">77,808</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Over six through twelve months</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">244,631</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">13,652</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">258,283</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Over twelve through sixty months</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">188,241</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">24,889</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">213,130</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">598,125</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">53,842</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">651,967</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><a name="Item2.Properties"><!--Anchor--></a>Item 2.&#160; Properties</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Our main office, which is owned by Community Trust Bank, Inc., is located at 346 North Mayo Trail, Pikeville,
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z82af3c16380c4bf9b70f1004ac6932f8" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%; border-collapse: collapse;">

      <tr>
        <td colspan="3" style="width: 52.92%; vertical-align: top; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Location</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Owned</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Leased</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total</font></div>
        </td>
      </tr>
      <tr>
        <td colspan="3" style="width: 52.92%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Banking locations:</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top;">&#160;</td>
        <td style="width: 15.69%; vertical-align: top;">&#160;</td>
        <td style="width: 15.69%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td colspan="3" style="width: 52.92%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Community Trust Bank, Inc.</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">*</font></div>
        </td>
        <td colspan="2" style="width: 50.45%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Pikeville Market (lease land at 3 owned locations)</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 47.98%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10 locations in Pike County, Kentucky</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
        <td colspan="2" style="width: 50.45%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Floyd/Knott/Johnson Market (lease land at 1 owned location)</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 47.98%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2 locations in Floyd County, Kentucky, 1 location in Knott County, Kentucky, and 1 location in Johnson County, Kentucky</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
        <td colspan="2" style="width: 50.45%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Tug Valley Market (lease land at 1 owned location)</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 47.98%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1 location in Pike County, Kentucky, 1 location in Mingo County, West Virginia</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
        <td colspan="2" style="width: 50.45%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Whitesburg Market (lease land at 1 owned location)</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 47.98%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5 locations in Letcher County, Kentucky</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
        <td colspan="2" style="width: 50.45%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Hazard Market (lease land at 2 owned locations)</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 47.98%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3 locations in Perry County, Kentucky</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">*</font></div>
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        <td colspan="2" style="width: 50.45%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Lexington Market (lease land at 3 owned locations)</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4</font></div>
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        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2</font></div>
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        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 47.98%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6 locations in Fayette County, Kentucky</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
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      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
        <td colspan="2" style="width: 50.45%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Winchester Market</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2</font></div>
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        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2</font></div>
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      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 47.98%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2 locations in Clark County, Kentucky</font></div>
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        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
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      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
        <td colspan="2" style="width: 50.45%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Richmond Market (lease land at 1 owned location)</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3</font></div>
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        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 47.98%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3 locations in Madison County, Kentucky</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
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      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
        <td colspan="2" style="width: 50.45%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Mt. Sterling Market</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 47.98%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2 locations in Montgomery County, Kentucky</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">*</font></div>
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        <td colspan="2" style="width: 50.45%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Versailles Market (lease land at 1 owned location)</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 47.98%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2 locations in Woodford County, Kentucky, 2 locations in Franklin County, Kentucky, and 1 location in Scott County, Kentucky</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
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      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
        <td colspan="2" style="width: 50.45%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Danville Market (lease land at 1 owned location)</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3</font></div>
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        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 47.98%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2 locations in Boyle County, Kentucky and 1 location in Mercer County, Kentucky</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">*</font></div>
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        <td colspan="2" style="width: 50.45%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Ashland Market (lease land at 1 owned location)</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 47.98%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4 locations in Boyd County, Kentucky and 1 location in Greenup County, Kentucky</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
        <td colspan="2" style="width: 50.45%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Flemingsburg Market</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3</font></div>
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        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 47.98%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3 locations in Fleming County, Kentucky</font></div>
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        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
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      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
        <td colspan="2" style="width: 50.45%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Advantage Valley Market</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3</font></div>
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        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1</font></div>
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        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 47.98%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2 locations in Lincoln County, West Virginia, 1 location in Wayne County, West Virginia, and 1 location in Cabell County,
              West Virginia</font></div>
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        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
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      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
        <td colspan="2" style="width: 50.45%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Summersville Market</font></div>
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        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1</font></div>
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        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 47.98%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1 location in Nicholas County, West Virginia</font></div>
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        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
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      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
        <td colspan="2" style="width: 50.45%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Middlesboro Market (lease land at 1 owned location)</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 47.98%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3 locations in Bell County, Kentucky</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
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      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
        <td colspan="2" style="width: 50.45%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Williamsburg Market</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 47.98%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2 locations in Whitley County, Kentucky and 3 locations in Laurel County, Kentucky</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
        <td colspan="2" style="width: 50.45%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Campbellsville Market (lease land at 2 owned locations)</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 47.98%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2 locations in Taylor County, Kentucky, 2 locations in Pulaski County, Kentucky, 1 location in Adair County, Kentucky, 1
              location in Green County, Kentucky, 1 location in Russell County, Kentucky, and 1 location in Marion County, Kentucky</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
        <td colspan="2" style="width: 50.45%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Mt. Vernon Market</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 47.98%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2 locations in Rockcastle County, Kentucky</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">*</font></div>
        </td>
        <td colspan="2" style="width: 50.45%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">LaFollette Market</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 2.47%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 47.98%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2 locations in Campbell County, Tennessee and 1 location in Anderson County, Tennessee</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td colspan="3" style="width: 52.92%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total banking locations</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">70</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">79</font></div>
        </td>
      </tr>
      <tr>
        <td colspan="3" style="width: 52.92%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;">&#160;</font></div>
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Operational locations:</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td colspan="3" style="width: 52.92%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Community Trust Bank, Inc.</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
        <td colspan="2" style="width: 50.45%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Pikeville (Pike County, Kentucky) (lease land at 1 owned location)</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1</font></div>
        </td>
      </tr>
      <tr>
        <td colspan="3" style="width: 52.92%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total operational locations</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td colspan="2" style="width: 50.45%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 15.69%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td colspan="3" style="width: 52.92%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total locations</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">71</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9</font></div>
        </td>
        <td style="width: 15.69%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">80</font></div>
        </td>
      </tr>

  </table>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">*Community Trust and Investment Company has leased offices in the main office locations in these markets.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">See notes 8 and 16 to the consolidated financial statements included herein for the year ended December 31,
      2018, for additional information relating to lease commitments and amounts invested in premises and equipment.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><a name="Item3.LegalProceedings"><!--Anchor--></a>Item 3.&#160; Legal Proceedings</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI and subsidiaries, and from time to time, our officers, are named defendants in legal actions arising
      from ordinary business activities.&#160; Management, after consultation with legal counsel, believes any pending actions are without merit or that the ultimate liability, if any, will not materially affect our consolidated financial position or results of
      operations.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><a name="Item4.MineSafetyDisclosur"><!--Anchor--></a>Item 4.&#160; Mine Safety Disclosures</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Not applicable.</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="text-align: center; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;"><a name="PARTII"><!--Anchor--></a>PART II</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><a name="Item5.MarketfortheRegistr"><!--Anchor--></a>Item 5.&#160; Market for the Registrant&#8217;s Common Equity,
      Related Shareholder Matters, and Issuer Purchases of Equity Securities</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Our common stock is listed on The NASDAQ-Stock Market LLC &#8211; Global Select Market under the symbol CTBI.&#160; As
      of January 31, 2019, there were approximately 4,800 holders of record of our outstanding common shares.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Dividends</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The annual dividend paid to our stockholders was increased from $1.30 per share to $1.38 per share during
      2018.&#160; We have adopted a conservative policy of cash dividends by generally maintaining an average annual cash dividend ratio of approximately 45%, with periodic stock dividends.&#160; The current year cash dividend ratio was 41.2%.&#160; Dividends are
      typically paid on a quarterly basis.&#160; Future dividends are subject to the discretion of CTBI&#8217;s Board of Directors, cash needs, general business conditions, dividends from our subsidiaries, and applicable governmental regulations and policies.&#160; For
      information concerning restrictions on dividends from the subsidiary bank to CTBI, see note 21 to the consolidated financial statements included herein for the year ended December 31, 2018.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Stock Repurchases</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI did not acquire any shares of common stock through the stock repurchase program during the years 2018
      and 2017. There are 67,371 shares remaining under CTBI&#8217;s current repurchase authorization. For further information, see the Stock Repurchase Program section of Item 7.<font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight:
        bold;">&#160;</font>Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Securities Authorized for Issuance Under Equity Compensation Plans</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">For information concerning securities authorized for issuance under CTBI&#8217;s equity compensation plans, see
      Part III, Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Shareholder Matters.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Common Stock Performance</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The following graph shows the cumulative total return experienced by CTBI&#8217;s shareholders during the last five
      years compared to the NASDAQ Stock Market (U.S.) and the NASDAQ Bank Stock Index.&#160; The graph assumes the investment of $100 on December 31, 2013 in CTBI&#8217;s common stock and in each index and the reinvestment of all dividends paid during the five-year
      period.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Comparison of 5 Year Cumulative Total Return</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">among Community Trust Bancorp, Inc., NASDAQ Stock Market (U.S.),</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">and NASDAQ Bank Stocks</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><img width="624" height="284" src="image0.jpg"></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z4d8f35ad899741acb7d7e1128bbc8906" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%; border-collapse: collapse;">

      <tr>
        <td colspan="2" style="width: 46.69%; vertical-align: bottom;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Fiscal Year Ending December 31 ($)</font></div>
        </td>
        <td style="width: 10.66%; vertical-align: bottom;">&#160;</td>
        <td style="width: 10.66%; vertical-align: bottom;">&#160;</td>
        <td style="width: 10.66%; vertical-align: bottom;">&#160;</td>
        <td style="width: 10.66%; vertical-align: bottom;">&#160;</td>
        <td style="width: 10.66%; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 35.83%; vertical-align: bottom; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">&#160;</font></div>
        </td>
        <td style="width: 10.85%; vertical-align: bottom; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2013</font></div>
        </td>
        <td style="width: 10.66%; vertical-align: bottom; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2014</font></div>
        </td>
        <td style="width: 10.66%; vertical-align: bottom; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2015</font></div>
        </td>
        <td style="width: 10.66%; vertical-align: bottom; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2016</font></div>
        </td>
        <td style="width: 10.66%; vertical-align: bottom; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td style="width: 10.66%; vertical-align: bottom; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 35.83%; vertical-align: bottom; border-left: #000000 2px solid; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Community Trust Bancorp, Inc.</font></div>
        </td>
        <td style="width: 10.85%; vertical-align: bottom; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">100.00</font></div>
        </td>
        <td style="width: 10.66%; vertical-align: bottom; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">92.06</font></div>
        </td>
        <td style="width: 10.66%; vertical-align: bottom; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">90.98</font></div>
        </td>
        <td style="width: 10.66%; vertical-align: bottom; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">132.36</font></div>
        </td>
        <td style="width: 10.66%; vertical-align: bottom; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">129.16</font></div>
        </td>
        <td style="width: 10.66%; vertical-align: bottom; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">112.40</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 35.83%; vertical-align: bottom; border-left: #000000 2px solid; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">NASDAQ Stock Market (U.S.)</font></div>
        </td>
        <td style="width: 10.85%; vertical-align: bottom; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">100.00</font></div>
        </td>
        <td style="width: 10.66%; vertical-align: bottom; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">112.46</font></div>
        </td>
        <td style="width: 10.66%; vertical-align: bottom; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">113.00</font></div>
        </td>
        <td style="width: 10.66%; vertical-align: bottom; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">127.70</font></div>
        </td>
        <td style="width: 10.66%; vertical-align: bottom; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">155.01</font></div>
        </td>
        <td style="width: 10.66%; vertical-align: bottom; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">146.57</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 35.83%; vertical-align: bottom; border-left: #000000 2px solid; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">NASDAQ Bank Stocks</font></div>
        </td>
        <td style="width: 10.85%; vertical-align: bottom; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">100.00</font></div>
        </td>
        <td style="width: 10.66%; vertical-align: bottom; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">111.83</font></div>
        </td>
        <td style="width: 10.66%; vertical-align: bottom; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">114.30</font></div>
        </td>
        <td style="width: 10.66%; vertical-align: bottom; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">144.63</font></div>
        </td>
        <td style="width: 10.66%; vertical-align: bottom; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">171.24</font></div>
        </td>
        <td style="width: 10.66%; vertical-align: bottom; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">143.15</font></div>
        </td>
      </tr>

  </table>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><a name="Item6.SelectedFinancialDa"><!--Anchor--></a>Item 6.&#160; Selected Financial Data 2014-2018</font></div>
  <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
  </div>
  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">&#160;(in thousands except ratios, per share amounts and # of employees)</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="ze37a6ff81f4d4d74a9d36a786513f69f" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Year Ended December 31</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2016</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2015</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2014</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Interest income</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">171,450</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">155,696</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">146,576</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">144,020</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">143,867</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Interest expense</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">29,295</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">18,294</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">13,555</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">11,773</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">11,797</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Net interest income</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">142,155</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">137,402</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">133,021</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">132,070</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Provision for loan losses</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6,167</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7,521</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7,872</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8,650</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8,755</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Noninterest income</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">51,952</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">48,508</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">48,441</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">46,809</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">45,081</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Noninterest expense</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">117,398</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">109,878</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">107,126</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">105,443</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">105,999</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Income before income taxes</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">70,542</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">68,511</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">66,464</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">64,963</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">62,397</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Income taxes</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">11,314</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17,018</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">19,118</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">18,531</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">19,146</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Net income</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">59,228</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">51,493</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">47,346</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">43,251</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Basic earnings per share</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3.35</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.92</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.70</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.66</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.50</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Diluted earnings per share</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3.35</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.92</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.70</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.66</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.49</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Cash dividends declared-</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.380</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.300</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.260</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.220</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.181</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">&#160;&#160;as a % of net income</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">41.19</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">44.52</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">46.67</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">45.86</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">47.24</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">30.00</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">28.40</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">27.12</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">25.64</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Market price, end of year</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">39.61</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">47.10</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">49.60</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">34.96</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">36.61</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Market to book value, end of year</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.25</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">x</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.57</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">x</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.75</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">x</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.29</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">x</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.43</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">x</font></div>
        </td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Price/earnings ratio, end of year</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">11.82</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">x</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">16.13</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">x</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">18.37</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">x</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">13.14</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">x</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">14.64</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">x</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Cash dividend yield, for the year</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3.48</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.76</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.54</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3.49</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3.23</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Total assets</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,201,616</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,136,231</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,932,169</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,903,934</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,723,765</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Long-term debt</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">59,341</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">59,341</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">61,341</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">61,341</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">61,341</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Shareholders&#8217; equity</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">564,150</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">530,699</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">500,615</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">475,583</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">447,877</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Averages:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Assets</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,187,397</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,068,970</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,920,257</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,790,282</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,679,531</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Deposits, including repurchase agreements</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,540,717</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,406,627</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,306,550</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,201,545</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,130,338</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Earning assets</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,913,596</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,799,128</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,652,714</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,524,506</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,422,450</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Loans</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,150,878</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,048,879</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,916,031</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,791,871</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,642,231</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Shareholders&#8217; equity</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">546,641</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">518,767</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">494,398</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">465,682</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">435,290</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Profitability ratios:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Return on average assets</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.41</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.27</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.21</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Return on average equity</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9.93</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9.97</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9.94</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Capital ratios:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Equity to assets, end of year</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">12.83</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">12.73</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">12.18</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">12.03</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Average equity to average assets</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">13.05</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">12.75</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">12.61</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">12.29</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">11.83</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Risk based capital ratios:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
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          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Tier 1 leverage</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Common equity Tier 1 capital</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">--</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Tier 1 capital</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">18.12</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17.22</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17.25</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">16.70</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">16.51</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Total capital</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">19.29</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">18.41</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">18.50</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17.95</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17.76</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Other significant ratios:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Allowance to net loans, end of year</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.12</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.16</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3.81</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3.92</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Efficiency ratio*</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">60.17</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">58.66</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">58.54</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">58.20</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">59.12</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.85pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9.5pt;">Other statistics:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17,687</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">978</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">990</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,012</font></div>
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  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
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  <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">* Efficiency ratio is calculated by dividing noninterest expense by net interest income (tax equivalent) plus noninterest income
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  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Quarterly Financial Data</font></div>
  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(Unaudited)</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic; color: #000000;">(in thousands except ratios and per share amounts)</font></div>
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      <tr>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Three Months Ended</font></div>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">September 30</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">June 30</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">March 31</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">2018</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Net interest income</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">36,280</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">36,136</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">35,148</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">34,591</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Net interest income, taxable equivalent basis</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">36,504</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">36,362</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">35,376</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">34,815</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Provision for loan losses</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">1,749</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">1,543</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">1,929</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">946</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Noninterest income</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">12,239</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">12,663</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">13,740</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">28,172</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">28,106</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">32,439</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">28,681</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Net income</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">15,709</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">16,106</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">11,599</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">15,814</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Per common share:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Basic earnings per share</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0.89</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0.91</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0.66</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0.89</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Diluted earnings per share</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0.89</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0.91</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0.66</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0.89</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Dividends declared</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0.36</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0.36</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0.33</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0.33</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
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      <tr>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Selected ratios:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Return on average assets, annualized</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">1.52</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">1.55</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">%</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Return on average common equity, annualized</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">11.16</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">11.62</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">8.56</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">12.00</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Net interest margin, annualized</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">3.68</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">3.68</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">3.61</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">3.65</font></div>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Three Months Ended</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">December 31</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">September 30</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">June 30</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">March 31</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">2017</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Net interest income</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">35,102</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">34,970</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">34,240</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">33,090</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Net interest income, taxable equivalent basis</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">35,615</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">35,475</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">33,599</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Provision for loan losses</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">2,862</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">666</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">2,764</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">1,229</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Noninterest income</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">12,416</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">12,202</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">12,311</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">11,579</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Noninterest expense</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">27,736</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">26,932</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">27,566</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">27,644</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Net income</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">14,912</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">13,763</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">11,541</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">11,277</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Per common share:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Basic earnings per share</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0.84</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0.78</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0.65</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0.64</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Diluted earnings per share</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0.84</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0.78</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0.65</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">%</font></div>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Return on average common equity, annualized</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">3.68</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">3.68</font></div>
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><a name="Item7.ManagementsDiscussi"><!--Anchor--></a>Item 7.&#160; Management&#8217;s Discussion and Analysis of Financial
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  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Overview</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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          <td style="width: 35pt; vertical-align: top; align: right;"><font style="font-family: Times New Roman">&#9679;</font></td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; text-indent: 39.5pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Interest Rate Risk</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z9e32b414791e48f3885abf1f43b2e75a" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 35pt; vertical-align: top; align: right;"><font style="font-family: Times New Roman">&#9679;</font></td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; text-indent: 39.5pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Capital Resources</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z20fc3dd143ef4febb0051ae224a4b1e1" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 35pt; vertical-align: top; align: right;"><font style="font-family: Times New Roman">&#9679;</font></td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; text-indent: 39.5pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Impact of Inflation, Changing Prices, and Economic Conditions</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="zdf2c6f402ace42da80c0a78849a2ac65" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 35pt; vertical-align: top; align: right;"><font style="font-family: Times New Roman">&#9679;</font></td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; text-indent: 39.5pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Stock Repurchase Program</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="zce162863ba7742dca895fd9f6bf6bcaa" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 35pt; vertical-align: top; align: right;"><font style="font-family: Times New Roman">&#9679;</font></td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; text-indent: 39.5pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Critical Accounting Policies and Estimates</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Our Business</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Community Trust Bancorp, Inc. (&#8220;CTBI&#8221;) is a bank holding company headquartered in Pikeville, Kentucky.&#160;
      Currently, we own one commercial bank, Community Trust Bank, Inc. (&#8220;CTB&#8221;) and one trust company, Community Trust and Investment Company.&#160; Through our subsidiaries, we have seventy-nine banking locations in eastern, northeastern, central, and south
      central Kentucky, southern West Virginia, and northeastern Tennessee, four trust offices across Kentucky, and one trust office in northeastern Tennessee.&#160; At December 31, 2018, we had total consolidated assets of $4.2 billion and total consolidated
      deposits, including repurchase agreements, of $3.5 billion.&#160; Total shareholders&#8217; equity at December 31, 2018 was $564.2 million.&#160; Trust assets under management, which are excluded from CTBI&#8217;s total consolidated assets, at December 31, 2018, were $2.0
      billion.&#160; Trust assets under management include CTB&#8217;s investment portfolio totaling $0.6 billion.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Through its subsidiaries, CTBI engages in a wide range of commercial and personal banking and trust and
      wealth management activities, which include accepting time and demand deposits; making secured and unsecured loans to corporations, individuals and others; providing cash management services to corporate and individual customers; issuing letters of
      credit; renting safe deposit boxes; and providing funds transfer services.&#160; The lending activities of CTB include making commercial, construction, mortgage, and personal loans.&#160; Lease-financing, lines of credit, revolving lines of credit, term loans,
      and other specialized loans, including asset-based financing, are also available.&#160; Our corporate subsidiaries act as trustees of personal trusts, as executors of estates, as trustees for employee benefit trusts, as paying agents for bond and stock
      issues, as investment agent, as depositories for securities, and as providers of full service brokerage and insurance services.&#160; For further information, see Item 1 of this annual report.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Financial Goals and Performance</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The following table shows the primary measurements used by management to assess annual performance.&#160; The
      goals in the table below should not be viewed as a forecast of our performance for 2019.&#160; Rather, the goals represent a range of target performance for 2019.&#160; There is no assurance that any or all of these goals will be achieved.&#160; See &#8220;Cautionary
      Statement Regarding Forward Looking Statements.</font></div>
  <div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <table cellspacing="0" cellpadding="0" id="z40660baa01894285aac6923f74a2be23" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%; border-collapse: collapse;">

        <tr>
          <td style="width: 20.27%; vertical-align: bottom; border-left: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">&#160;</td>
          <td style="width: 26.53%; vertical-align: bottom; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="text-align: center; line-height: 11.4pt; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018 Goals</div>
          </td>
          <td style="width: 26.66%; vertical-align: bottom; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018 Performance</font></div>
          </td>
          <td style="width: 26.53%; vertical-align: bottom; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2019 Goals</font></div>
          </td>
        </tr>
        <tr>
          <td style="border-left: 2px solid; border-top: 2px solid rgb(0, 0, 0); height: auto; vertical-align: bottom; width: 20.27%; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Basic earnings per share</font></div>
          </td>
          <td style="border-top: 2px solid rgb(0, 0, 0); height: auto; vertical-align: bottom; width: 26.53%; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$3.32 - $3.40</font></div>
          </td>
          <td style="border-top: 2px solid rgb(0, 0, 0); height: auto; vertical-align: bottom; width: 26.66%; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$3.35</font></div>
          </td>
          <td style="border-right: 2px solid; border-top: 2px solid rgb(0, 0, 0); height: auto; vertical-align: bottom; width: 26.53%; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$3.45 - $3.52</font></div>
          </td>
        </tr>
        <tr>
          <td style="border-left: 2px solid; height: auto; vertical-align: bottom; width: 20.27%; background-color: rgb(255, 255, 255);" rowspan="1"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Net income</font></td>
          <td style="height: auto; vertical-align: bottom; width: 26.53%; text-align: center; background-color: rgb(255, 255, 255);" rowspan="1">&#160;<font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$58.8 - $60.2 million</font></td>
          <td style="height: auto; vertical-align: bottom; width: 26.66%; text-align: center; background-color: rgb(255, 255, 255);" rowspan="1">&#160;<font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$59.2 million</font></td>
          <td style="border-right: 2px solid; height: auto; vertical-align: bottom; width: 26.53%; text-align: center; background-color: rgb(255, 255, 255);" rowspan="1">&#160;<font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$61.3 - $62.6
              million</font></td>
        </tr>
        <tr>
          <td style="width: 20.27%; vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">ROAA</font></div>
          </td>
          <td style="width: 26.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.41% - 1.44%</font></div>
          </td>
          <td style="width: 26.66%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.41%</font></div>
          </td>
          <td style="width: 26.53%; vertical-align: bottom; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.44% - 1.47%</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 20.27%; vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">ROAE</font></div>
          </td>
          <td style="width: 26.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10.72% - 10.97%</font></div>
          </td>
          <td style="width: 26.66%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10.83%</font></div>
          </td>
          <td style="width: 26.53%; vertical-align: bottom; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10.57% - 10.79%</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 20.27%; vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" rowspan="1"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Revenues</font></td>
          <td style="width: 26.53%; vertical-align: bottom; text-align: center; background-color: rgb(204, 238, 255);" rowspan="1">&#160;<font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$188.9 - $194.6 million</font></td>
          <td style="width: 26.66%; vertical-align: bottom; text-align: center; background-color: rgb(204, 238, 255);" rowspan="1">&#160;<font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$194.1 million</font></td>
          <td style="width: 26.53%; vertical-align: bottom; border-right: 2px solid rgb(0, 0, 0); text-align: center; background-color: rgb(204, 238, 255);" rowspan="1">&#160;<font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$189.0 - $194.7
              million</font></td>
        </tr>
        <tr>
          <td style="width: 20.27%; vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Noninterest revenue as of % of total revenue</font></div>
          </td>
          <td style="width: 26.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">25.00% - 27.00%</font></div>
          </td>
          <td style="width: 26.66%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">26.80%</font></div>
          </td>
          <td style="width: 26.53%; vertical-align: bottom; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">23.00% - 26.00%</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 20.27%; vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Assets</font></div>
          </td>
          <td style="width: 26.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$4.15 - $4.32 billion</font></div>
          </td>
          <td style="width: 26.66%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$4.20 billion</font></div>
          </td>
          <td style="width: 26.53%; vertical-align: bottom; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$4.20 - $4.46 billion</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 20.27%; vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Loans</font></div>
          </td>
          <td style="width: 26.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$3.15 - $3.35 billion</font></div>
          </td>
          <td style="width: 26.66%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$3.21 billion</font></div>
          </td>
          <td style="width: 26.53%; vertical-align: bottom; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$3.31 - $3.45 billion</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 20.27%; vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Deposits, including repurchase agreements</font></div>
          </td>
          <td style="width: 26.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$3.47 - $3.61 billion</font></div>
          </td>
          <td style="width: 26.66%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$3.54 billion</font></div>
          </td>
          <td style="width: 26.53%; vertical-align: bottom; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$3.56 - $3.71 billion</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 20.27%; vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Shareholders&#8217; equity</font></div>
          </td>
          <td style="width: 26.53%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$552.6 - $575.2 million</font></div>
          </td>
          <td style="width: 26.66%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$564.2 million</font></div>
          </td>
          <td style="width: 26.53%; vertical-align: bottom; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$584.0 - $607.8 million</font></div>
          </td>
        </tr>

    </table>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
  </div>
  <font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Results of Operations and Financial Condition</font>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We reported record earnings of $59.2 million, or $3.35 per basic share, for the year ended December 31, 2018
      compared to $51.5 million, or $2.92 per basic share, for the year ended December 31, 2017 and $47.3 million, or $2.70 per basic share, for the year ended December 31, 2016.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><u>2018 Highlights</u></font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z9a24988ab5c348228c50d3b828b0c118" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 18pt; vertical-align: top; align: right;"> <font style="font-family: Times New Roman">&#9679;</font> </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Net interest income for the year ended December 31, 2018 increased $4.8 million, or 3.5%, from December 31, 2017 with
                a 1 basis point decrease in our net interest margin and a $114.5 million increase in average earning assets.</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z6df4587086584e8eb1abdd022a2ae9fc" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 18pt; vertical-align: top; align: right;"> <font style="font-family: Times New Roman">&#9679;</font> </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Provision for loan losses for the year ended December 31, 2018 decreased $1.4 million, or 18.0%, from December 31,
                2017.</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z56e1435f132e40b69e51913b3c3f7ff4" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 18pt; vertical-align: top; align: right;"> <font style="font-family: Times New Roman">&#9679;</font> </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Our loan portfolio increased $85.7 million, or 2.7%, from December 31, 2017.</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z67eac521acff4337a80410dd2523a8ce" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 18pt; vertical-align: top; align: right;"> <font style="font-family: Times New Roman">&#9679;</font> </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Net loan charge-offs for the year ended December 31, 2018 were $6.4 million, or 0.20% of average loans annualized,
                compared to $7.3 million, or 0.24%, experienced for the year 2017.</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z72b423cbe29c4b819ba0c91a43d4431c" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 18pt; vertical-align: top; align: right;"> <font style="font-family: Times New Roman">&#9679;</font> </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Nonperforming loans at $22.1 million decreased $6.2 million, or 22.0%, from December 31, 2017.&#160; Nonperforming assets
                at $49.4 million decreased $11.1 million, or 18.3%, from December 31, 2017.</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z5eb4a21d6ad146b3b7cbf75187dc8f0e" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 18pt; vertical-align: top; align: right;"> <font style="font-family: Times New Roman">&#9679;</font> </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Deposits, including repurchase agreements, increased $31.0 million, or 0.9%, from December 31, 2017.</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z45e5a4d372854ddabe18f9ad3c4b8c3a" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 18pt; vertical-align: top; align: right;"> <font style="font-family: Times New Roman">&#9679;</font> </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Noninterest income for the year ended December 31, 2018 was a $3.4 million, or 7.1%, increase from prior year.&#160; Year
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          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z0851e84d0e5349c9a03e78703b10cbfd" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 18pt; vertical-align: top; align: right;"> <font style="font-family: Times New Roman">&#9679;</font> </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Noninterest expense for the year ended December 31, 2018 was $117.4 million, a $7.5 million, or 6.8%, increase over
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          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><u>Income Statement Review</u></font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z3d53cf2a03304b89bba44473ca34674b" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: top; border-left: #000000 solid 2px; border-top: #000000 solid 2px; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(dollars in thousands)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; border-top: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-top: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; border-top: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; border-top: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-top: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; border-top: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; border-top: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-top: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; border-top: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; border-top: #000000 solid 2px; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px; border-top: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Change 2018 vs. 2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-top: 2px solid rgb(0, 0, 0); padding-bottom: 2px; border-right: 2px solid rgb(0, 0, 0);">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; border-left: #000000 solid 2px;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Year Ended December 31</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2016</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Amount</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Percent</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; border-right: #000000 solid 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; border-left: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Net interest income</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">142,155</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">137,402</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">133,021</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,753</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3.5</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-right: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; border-left: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Provision for loan losses</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6,167</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7,521</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7,872</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,354</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(18.0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-right: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; border-left: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Noninterest income</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">51,952</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">48,508</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">48,441</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,444</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7.1</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-right: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; border-left: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Noninterest expense</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">117,398</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">109,878</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6.8</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-right: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; border-left: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); padding-bottom: 2px;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Income taxes</font></div>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17,018</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">19,118</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); padding-bottom: 2px;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Net income</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">59,228</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">51,493</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">47,346</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7,735</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">15.0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-right: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; border-left: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-right: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Average earning assets</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,913,596</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,799,128</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,652,714</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">114,468</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3.0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-right: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; border-left: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-right: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4.40</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4.15</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4.07</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6.0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-right: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; border-left: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Cost of interest bearing funds</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.05</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.67</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.52</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.38</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">56.7</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-right: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; border-left: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-right: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; border-left: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Net interest margin, tax equivalent*</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3.66</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3.67</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3.70</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(0.01</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(0.3</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)%</font></div>
        </td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">*Yield on average earning assets and net interest margin are computed on a taxable equivalent basis using a 21% tax rate for 2018
      and a 35% tax rate for the years 2017 and 2016.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold; font-style: italic;">Net Interest Income</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Net interest income for the year ended December 31, 2018 of $142.2 million increased $4.8 million, or 3.5%,
      from prior year.&#160; Average earning assets increased $114.5 million over prior year.&#160; Our yield on average earning assets increased 25 basis points from prior year, while our cost of interest bearing funds increased 38 basis points, largely due to
      market forces.&#160; Our net interest margin for the year 2018 declined 1 basis point from 2017 to 3.66%.&#160; Average loans to deposits, including repurchase agreements, for the year ended December 31, 2018 were 89.0% compared to 89.5% for the year ended
      December 31, 2017.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Net interest income for the year ended December 31, 2017 of $137.4 million increased $4.4 million, or 3.3%,
      from 2016.&#160; Average earning assets for the year 2017 increased $146.4 million over 2016.&#160; Our yield on average earning assets for 2017 increased 8 basis points from 2016, while our cost of interest bearing funds increased 15 basis points.&#160; Average
      loans to deposits, including repurchase agreements, for the year ended December 31, 2017 were 89.5% compared to 88.2% for the year ended December 31, 2016.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold; font-style: italic;">Provision for Loan Losses</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The provision for loan losses added to the allowance for 2018 of $6.2 million was a $1.4 million decrease
      from prior year.&#160; This provision represented a charge against current earnings in order to maintain the allowance at an appropriate level determined using the accounting estimates described in the Critical Accounting Policies and Estimates section.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The provision for loan losses added to the allowance for 2017 of $7.5 million was a $0.4 million decrease
      from 2016.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold; font-style: italic;">Noninterest Income</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Noninterest income for the year ended December 31, 2018 was a $3.4 million, or 7.1%, increase from prior
      year.&#160; Year over year noninterest income was positively impacted by increases in deposit service charges ($0.9 million), trust revenue ($0.9 million), and bank owned life insurance income ($1.5 million).</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Noninterest income for the year ended December 31, 2017 of $48.5 million was a $0.1 million, or 0.1%
      increase, from the year ended December 31, 2016.</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold; font-style: italic;">Noninterest Expense</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Noninterest expense for the year ended December 31, 2018 was $117.4 million, a $7.5 million, or 6.8%,
      increase over the year 2017.&#160; The year over year increase included a $2.7 million increase in personnel expense and a $1.1 million increase in taxes other than income, property, and payroll, in addition to the $3.6 million customer reimbursement
      expense, discussed below, related to two deposit add-on products.&#160; The increase in personnel expense included increases in salaries ($0.7 million), bonuses ($0.2 million), and the cost of group medical and life insurance ($1.4 million).</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="background-color: #FFFFFF; line-height: 14.4pt;">
    <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">As CTBI previously disclosed in a Form 8-K filed on June 14, 2018, CTB entered into a
        Consent Order with the Board of Governors of the Federal Reserve System.&#160; The Consent Order required CTB to deposit an amount of not less than $4.75 million in a segregated account for the purpose of funding restitution.&#160; As a result, CTBI
        increased its related accrual in the second quarter 2018 by $3.6 million.</font></div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Noninterest expense for the year ended December 31, 2017 increased $2.8 million, or 2.6%, compared to the
      year ended December 31, 2016, as a result of a $1.8 million increase in personnel expense and a $1.6 million increase in net other real estate owned expense, partially offset by a $0.6 million decrease in FDIC insurance.&#160; The increase year over year
      in personnel expense included a $1.1 million increase in salaries, a $0.5 million increase in bonuses and incentives, and a $0.4 million increase in the cost of group medical and life insurance.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><u>Balance Sheet Review</u></font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI&#8217;s total assets at $4.2 billion increased $65.4 million, or 1.6%, from December 31, 2017.&#160; Loans
      outstanding at December 31, 2018 were $3.2 billion, increasing $85.7 million, or 2.7%, year over year.&#160; We experienced growth during the year of $25.5 million in the commercial loan portfolio, $9.6 million in the residential loan portfolio, $44.1
      million in the indirect loan portfolio, and $6.5 million in the consumer direct loan portfolio.&#160; CTBI&#8217;s investment portfolio increased $9.1 million, or 1.6%, from December 31, 2017.&#160; Deposits in other banks decreased $57.9 million from December 31,
      2017.&#160; Deposits, including repurchase agreements, at $3.5 billion increased $31.0 million, or 0.9%, from December 31, 2017.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Shareholders&#8217; equity at December 31, 2018 was $564.2 million, a 6.3% increase from the $530.7 million at
      December 31, 2017.&#160; CTBI&#8217;s annualized dividend yield to shareholders as of December 31, 2018 was 3.64%.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold; font-style: italic;">Loans</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z54fe11b3582b4987b271ff128f857d1d" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; border-left: #000000 solid 2px; border-top: #000000 solid 2px; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; border-top: #000000 solid 2px; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="18" style="vertical-align: bottom; border-bottom: #000000 solid 2px; border-top: #000000 solid 2px;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; border-right: #000000 solid 2px;">&#160;</td>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-right: #000000 solid 2px;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; border-left: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">82,715</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8.2</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">61</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">697</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">862</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-right: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; border-left: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Secured by real estate</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,183,093</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(0.5</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(764</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9,169</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">14,531</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-right: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; border-left: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Equipment lease financing</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,740</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(42.8</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">12</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-right: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 2px; border-left: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other commercial</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">377,198</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7.5</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(870</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,378</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,993</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; border-right: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; border-left: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total commercial</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,644,746</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.6</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,573</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-right: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-right: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Residential:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-right: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; border-left: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Real estate construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">57,160</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(15.1</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(33</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">28</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">512</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-right: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; border-left: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Real estate mortgage</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">722,417</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.8</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(919</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9,490</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,433</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-right: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 2px; border-left: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Home equity</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">106,299</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7.0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(55</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">723</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">841</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; border-right: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; border-left: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total residential</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">885,876</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.1</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,007</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10,241</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,786</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-right: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; border-left: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Consumer:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-right: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Consumer direct</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">144,289</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4.7</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(552</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">74</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,883</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-right: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 2px; border-left: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Consumer indirect</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">533,727</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9.0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(3,278</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">506</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7,841</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; border-right: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 2px; border-left: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total consumer</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">678,016</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8.1</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(3,830</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">580</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9,724</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; border-right: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; border-left: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-right: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; border-left: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total loans</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,208,638</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.7</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(6,410</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">22,065</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">35,908</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold; font-style: italic;">Asset Quality</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI&#8217;s total nonperforming loans, not including troubled debt restructurings, were $22.1 million, or 0.69% of
      total loans, at December 31, 2018 compared to $28.3 million, or 0.91% of total loans, at December 31, 2017.&#160; Accruing loans 90+ days past due remained relatively flat compared to December 31, 2017.&#160; Nonaccrual loans decreased $6.3 million from
      December 31, 2017.&#160; Accruing loans 30-89 days past due at $22.7 million was an increase of $3.3 million from December 31, 2017.&#160; Our loan portfolio management processes focus on the immediate identification, management, and resolution of problem
      loans to maximize recovery and minimize loss.&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">Our loan portfolio risk management processes include weekly delinquent loan review meetings at the market levels and
        monthly delinquent loan review meetings involving senior corporate management&#160;to review all nonaccrual loans and loans 30 days or more past due.&#160; Any activity regarding a criticized/classified loan (i.e. problem loan) must be approved by CTB&#8217;s
        Watch List Asset Committee (i.e. Problem Loan Committee).&#160; CTB&#8217;s Watch List Asset Committee also meets on a quarterly basis and reviews every criticized/classified loan of $100,000 or greater.&#160; We also have a Loan Review Department that reviews
        every market within CTB annually and performs extensive testing of the loan portfolio to assure the accuracy of loan grades and classifications for delinquency, troubled debt restructuring, impaired status, impairment, nonaccrual status, and
        adequate loan loss reserves.&#160; The Loan Review Department has annually reviewed on average 95% of the outstanding commercial loan portfolio for the past three years.&#160; The average annual review percentage of the consumer and residential loan
        portfolio for the past three years was 85% based on the loan production during the number of months included in the review scope.&#160; The review scope is generally four to six months of production.</font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Impaired loans, loans not expected to meet contractual principal and interest payments, at December 31, 2018
      totaled $46.4 million compared to $47.4 million at December 31, 2017.&#160; Included in certain loan categories of impaired loans are troubled debt restructurings that were classified as impaired.&#160; At December 31, 2018, CTBI had $31.5 million in
      commercial loans secured by real estate, $4.2 million in commercial real estate construction loans, $8.8 million in commercial other loans, and $1.9 million in real estate mortgage loans that were modified in troubled debt restructurings and/or
      impaired.&#160; Management evaluates all impaired loans for impairment and records a direct charge-off or provides specific reserves when necessary.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">For further information regarding nonperforming and impaired loans, see note 4 to the consolidated financial
      statements.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI generally does not offer high risk loans such as option ARM products, high loan to value ratio
      mortgages, interest-only loans, loans with initial teaser rates, or loans with negative amortizations, and therefore, CTBI would have no significant exposure to these products.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Our level of foreclosed properties at $27.3 million at December 31, 2018 was a decrease of $4.7 million from
      the $32.0 million at December 31, 2017.&#160; Sales of foreclosed properties for the year ended December 31, 2018 totaled $7.7 million while new foreclosed properties totaled $5.5 million.&#160; At December 31, 2018, the book value of properties under
      contracts to sell was $3.3 million; however, the closings had not occurred at year-end.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">When foreclosed properties are acquired, appraisals are obtained and the properties are booked at the current
      market value less expected sales costs.&#160; Additionally, periodic updated appraisals are obtained on unsold foreclosed properties.&#160; When an updated appraisal reflects a market value below the current book value, a charge is booked to current earnings
      to reduce the property to its new market value less expected sales costs.&#160; Charges to earnings in 2018 to reflect the decrease in current market values of foreclosed properties totaled $2.5 million.&#160; There were 63 properties reappraised during 2018.&#160;
      Of these, 40 were written down by a total of $0.9 million.&#160; Charges during the year ended December 31, 2017 were $3.0 million.&#160; Our policy for determining the frequency of periodic reviews is based upon consideration of the specific properties and
      the known or perceived market fluctuations in a particular market and is typically between 12 and 18 months but generally not more than 24 months.&#160; Approximately ninety-three percent of our OREO properties have appraisals dated within the past 18
      months.&#160; Management anticipates that our foreclosed properties will remain elevated as we work through current market conditions.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The appraisal aging analysis of foreclosed properties, as well as the holding period, at December 31, 2018 is
      shown below:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z52f50a262a464c10ae996caf3764c2ba" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" colspan="8" style="vertical-align: bottom;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="4" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" colspan="8" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Appraisal Aging Analysis</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="4" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Holding Period Analysis</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Days Since Last Appraisal</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Number of Properties</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Current Book Value</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Holding Period</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Current Book Value</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 32%; background-color: rgb(204, 238, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Up to 3 months</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">556</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 32%; background-color: rgb(204, 238, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Less than one year</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,549</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 32%; background-color: rgb(255, 255, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3 to 6 months</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">43</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,200</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 32%; background-color: rgb(255, 255, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1 year</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,541</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 32%; background-color: rgb(204, 238, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6 to 9 months</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">22</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,488</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 32%; background-color: rgb(204, 238, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2 years</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,114</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 32%; background-color: rgb(255, 255, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9 to 12 months</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">30</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,629</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 32%; background-color: rgb(255, 255, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3 years</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7,272</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 32%; background-color: rgb(204, 238, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">12 to 18 months</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 32%; background-color: rgb(204, 238, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4 years</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,780</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 32%; background-color: rgb(255, 255, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">18 to 24 months</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8,888</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 32%; background-color: rgb(255, 255, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5 years</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">96</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 32%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Over 24 months</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">132</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 32%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6 years*</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,071</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 32%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">130</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">27,273</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 32%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7 years*</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); padding-bottom: 4px;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8,492</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(255, 255, 255);">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 32%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 32%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8 years*</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 32%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 32%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9 years*</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,358</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 32%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 32%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">27,273</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">* <font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">Regulatory approval is required and has
        been obtained to hold these properties beyond the initial period of 5 years.&#160; Additional approval may be required to continue to hold these properties should they not be liquidated during the extension period, which is typically one year.</font>&#160;
      To the extent we are not able to sell a foreclosed property in 10 years, we will be required to relinquish ownership of that property.&#160; As of December 31, 2018, foreclosed property with a total book value of $2.4 million, representing 8.6% of our
      foreclosed properties (based on book value), had been held by us for at least nine years.&#160; The book value at December 31, 2018 represents management&#8217;s best estimate of realizable value of the properties.</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"> <br>
    </font></div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Net loan charge-offs for the year were $6.4 million, or 0.20% of average loans annualized, a decrease from
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      million were in direct consumer loans.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Our loan loss reserve as a percentage of total loans outstanding at December 31, 2018 decreased to 1.12% from
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Contractual Obligations and Commitments</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">As disclosed in the notes to the consolidated financial statements, we have certain obligations and
      commitments to make future payments under contracts.&#160; At December 31, 2018, the aggregate contractual obligations and commitments are:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zfafa1e2fe8b04ff3a92f168cc2d18bc5" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Contractual Obligations:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="14" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Payments Due by Period</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">1 Year</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2-5 Years</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">After 5 Years</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Deposits without stated maturity</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,154,317</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,154,317</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Certificates of deposit and other time deposits</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,151,633</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">840,592</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">310,783</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">258</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Repurchase agreements and federal funds purchased</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">233,892</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">233,892</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Advances from Federal Home Loan Bank</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">436</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">22</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">82</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">332</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Interest on advances from Federal Home Loan Bank*</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Long-term debt</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">59,341</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">59,341</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Interest on long-term debt*</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">48,023</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,705</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10,427</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">34,891</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Annual rental commitments under leases</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">21,933</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,999</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6,903</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">13,031</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total contractual obligations</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,669,577</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,233,527</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">328,196</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">107,854</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">*The amounts provided as interest on advances from Federal Home Loan Bank and interest on long-term debt assume the liabilities
      will not be prepaid and interest is calculated to their individual maturities.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The interest on $59.3 million in long-term debt is calculated based on the three-month LIBOR plus 1.59% until
      its maturity of June 1, 2037.&#160; The three-month LIBOR rate is projected using the most likely rate forecast from assumptions incorporated in the interest rate risk model and is determined two business days prior to the interest payment date.&#160; These
      assumptions are uncertain, and as a result, the actual payments will differ from the projection due to changes in economic conditions.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z11c90bdaba5e41228e78760436bb3a53" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Other Commitments:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="14" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Amount of Commitment - Expiration by Period</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">1 Year</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2-5 Years</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">After 5 Years</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Standby letters of credit</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">29,410</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">28,431</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">970</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commitments to extend credit</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">510,513</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">422,140</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">52,670</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">35,703</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total other commitments</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">539,923</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">450,571</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">53,640</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">35,712</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Commitments to extend credit and standby letters of credit do not necessarily represent future cash
      requirements in that these commitments often expire without being drawn upon.&#160; Refer to note 18 to the consolidated financial statements for additional information regarding other commitments.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Liquidity and Market Risk</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The objective of CTBI&#8217;s Asset/Liability management function is to maintain consistent growth in net interest
      income within our policy limits. This objective is accomplished through management of our consolidated balance sheet composition, liquidity, and interest rate risk exposures arising from changing economic conditions, interest rates, and customer
      preferences. The goal of liquidity management is to provide adequate funds to meet changes in loan and lease demand or deposit withdrawals. This is accomplished by maintaining liquid assets in the form of cash and cash equivalents and investment
      securities, sufficient unused borrowing capacity, and growth in core deposits and wholesale funding (including the use of wholesale brokered deposits). As of December 31, 2018, we had approximately $141.5 million in cash and cash equivalents and
      approximately $593.7 million in securities valued at estimated fair value designated as available-for-sale and available to meet liquidity needs on a continuing basis compared to $175.3 million and $585.8 million at December 31, 2017.&#160; Additional
      asset-driven liquidity is provided by the remainder of the securities portfolio and the repayment of loans.&#160; In addition to core deposit funding, we also have a variety of other short-term and long-term funding sources available.&#160; As of December 31,
      2018, we had wholesale brokered deposits outstanding of $42.3 million with a weighted average maturity of 1.58 years compared to $82.3 million with a weighted average maturity of maturity of 1.67 years at December 31, 2017.&#160; We also rely on Federal
      Home Loan Bank advances for both liquidity and management of our asset/liability position.&#160; Federal Home Loan Bank advances were $0.4 million at December 31, 2018 compared to $0.8 million at December 31, 2017.&#160; As of December 31, 2018, we had a
      $312.2 million available borrowing position with the Federal Home Loan Bank compared to $295.5 million at December 31, 2017.&#160; We generally rely upon net inflows of cash from financing activities, supplemented by net inflows of cash from operating
      activities, to provide cash for our investing activities.&#160; As is typical of many financial institutions, significant financing activities include deposit gathering, use of short-term borrowing facilities such as repurchase agreements and federal
      funds purchased, use of wholesale brokered deposits, and issuance of long-term debt.&#160; At December 31, 2018 we had $45 million in lines of credit with various correspondent banks available to meet any future cash needs compared to $57 million at
      December 31, 2017.&#160; Included in December 31, 2017, was a $12 million line of credit which CTBI did not renew when it expired in November 2018.&#160; Our primary investing activities include purchases of securities and loan originations.&#160; We do not rely on
      any one source of liquidity and manage availability in response to changing consolidated balance sheet needs.&#160; Included in our cash and cash equivalents at December 31, 2018 were deposits with the Federal Reserve of $73.5 million compared to $124.3
      million at December 31, 2017.&#160; At December 31, 2018, cash and cash equivalents included federal funds sold of $1.1 million.&#160; Additionally, we project cash flows from our investment portfolio to generate additional liquidity over the next 90 days.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The investment portfolio consists of investment grade short-term issues suitable for bank investments.&#160; The
      majority of the investment portfolio is in U.S. government and government sponsored agency issuances.&#160; At the end of 2018, available-for-sale (&#8220;AFS&#8221;) securities comprised substantially all of the total investment portfolio, and the AFS portfolio<font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">&#160;</font>was approximately 105%<font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">&#160;</font>of equity capital.&#160; Ninety-three
      percent<font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">&#160;</font>of the pledge eligible portfolio was pledged.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Interest Rate Risk</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We consider interest rate risk one of our most significant market risks. Interest rate risk is the exposure
      to adverse changes in net interest income due to changes in interest rates.&#160; Consistency of our net interest revenue is largely dependent upon the effective management of interest rate risk.&#160; We employ a variety of measurement techniques to identify
      and manage our interest rate risk including the use of an earnings simulation model to analyze net interest income sensitivity to changing interest rates.&#160; The model is based on actual cash flows and repricing characteristics for on and off-balance
      sheet instruments and incorporates market-based assumptions regarding the effect of changing interest rates on the prepayment rates of certain assets and liabilities.&#160; Assumptions based on the historical behavior of deposit rates and balances in
      relation to changes in interest rates are also incorporated into the model.&#160; These assumptions are inherently uncertain, and as a result, the model cannot precisely measure net interest income or precisely predict the impact of fluctuations in
      interest rates on net interest income.&#160; Actual results will differ from simulated results due to timing, magnitude, and frequency of interest rate changes as well as changes in market conditions and management strategies.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI&#8217;s Asset/Liability Management Committee (ALCO), which includes executive and senior management
      representatives and reports to the Board of Directors, monitors and manages interest rate risk within Board-approved policy limits.&#160; Our current exposure to interest rate risks is determined by measuring the anticipated change in net interest income
      spread evenly over the twelve-month period.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The following table shows our estimated earnings sensitivity profile as of December 31, 2018:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z176cefb49f3a4bf69066639ae4198d09" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%; border-collapse: collapse;">

      <tr>
        <td style="width: 49.62%; vertical-align: top; border-bottom: #000000 2px solid;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Change in Interest Rates</font></div>
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">(basis points)</font></div>
        </td>
        <td style="width: 50.38%; vertical-align: top; border-bottom: #000000 2px solid;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Percentage Change in Net Interest Income</font></div>
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">(12 Months)</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 49.62%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">+400</font></div>
        </td>
        <td style="width: 50.38%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10.26%</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 49.62%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">+300</font></div>
        </td>
        <td style="width: 50.38%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7.89%</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 49.62%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">+200</font></div>
        </td>
        <td style="width: 50.38%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5.43%</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 49.62%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">+100</font></div>
        </td>
        <td style="width: 50.38%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.80%</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 49.62%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">-100</font></div>
        </td>
        <td style="width: 50.38%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(2.73)%</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 49.62%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">-200</font></div>
        </td>
        <td style="width: 50.38%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(4.90)%</font></div>
        </td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The following table shows our estimated earnings sensitivity profile as of December 31, 2017:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z4c8333a3b3c44aa58be6680c6fe08ed6" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%; border-collapse: collapse;">

      <tr>
        <td style="width: 49.62%; vertical-align: top; border-bottom: #000000 2px solid;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Change in Interest Rates</font></div>
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">(basis points)</font></div>
        </td>
        <td style="width: 50.38%; vertical-align: top; border-bottom: #000000 2px solid;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Percentage Change in Net Interest Income</font></div>
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">(12 Months)</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 49.62%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">+400</font></div>
        </td>
        <td style="width: 50.38%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7.49%</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 49.62%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">+300</font></div>
        </td>
        <td style="width: 50.38%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5.70%</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 49.62%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">+200</font></div>
        </td>
        <td style="width: 50.38%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3.86%</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 49.62%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">+100</font></div>
        </td>
        <td style="width: 50.38%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.92%</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 49.62%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">-25</font></div>
        </td>
        <td style="width: 50.38%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(0.29)%</font></div>
        </td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The simulation model used the yield curve spread evenly over a twelve-month period.&#160; The measurement at
      December 31, 2018 estimates that our net interest income in an up-rate environment would increase by 10.26% at a 400 basis point change, 7.89% increase at a 300 basis point change, 5.43% increase at a 200 basis point change, and a 2.80% increase at a
      100 basis point change.&#160; In a down-rate environment, net interest income would decrease 2.73% at a 100 basis point change and decrease 4.90% at a 200 basis point change over one year.&#160; In order to reduce the exposure to interest rate fluctuations and
      to manage liquidity, we have developed sale procedures for several types of interest-sensitive assets.&#160; Primarily all long-term, fixed rate single family residential mortgage loans underwritten according to Federal Home Loan Mortgage Corporation
      guidelines are sold for cash upon origination or originated under terms where they could be sold.&#160; Periodically, additional assets such as commercial loans are also sold.&#160; In 2018 and 2017, $56.7 million and $59.4 million, respectively, were realized
      on the sale of fixed rate residential mortgages.&#160; We focus our efforts on consistent net interest revenue and net interest margin growth through each of the retail and wholesale business lines.&#160; We do not currently engage in trading activities.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The preceding analysis was prepared using a rate ramp analysis which attempts to spread changes evenly over a
      specified time period as opposed to a rate shock which measures the impact of an immediate change.&#160; Had these measurements been prepared using the rate shock method, the results would vary.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Our static repricing GAP as of December 31, 2018 is presented below.&#160; In the 12 month cumulative repricing
      GAP, rate sensitive liabilities (&#8220;RSL&#8221;) exceeded rate sensitive assets (&#8220;RSA&#8221;) by $421.9 million.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z56c62a0d8a3a4a2ead5ad6d2d1cf911e" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(dollars in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">1-3 Months</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">4-6 Months</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">7-9 Months</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">10-12 Months</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2-3</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Years</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">4-5</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Years</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">&gt; 5</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Years</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Assets</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,442,808</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">247,213</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">195,957</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">170,672</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,075,065</font></div>
        </td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">636,227</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 16%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">136,270</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">229,694</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">375,371</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">236,259</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">80,535</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,406,319</font></div>
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        <td valign="bottom" style="vertical-align: top; width: 16%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 16%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Periodic repricing GAP</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(294,360</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">110,942</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(33,737</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(204,699</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">838,806</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">353,140</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(770,092</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 16%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">RSA/RSL</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">x</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.81</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">x</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">x</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">x</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">x</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">x</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.45</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">x</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.00</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Capital Resources</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We continue to grow our shareholders&#8217; equity while also providing an annual dividend yield for the year 2018
      of 3.48% to shareholders.&#160; Shareholders&#8217; equity increased 6.3% from December 31, 2017 to $564.2 million at December 31, 2018.&#160; Our primary source of capital growth is the retention of earnings.&#160; Cash dividends were $1.38 per share for 2018 and $1.30
      per share for 2017.&#160; We retained 58.8% of our earnings in 2018 compared to 55.5% in 2017.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Basel III</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">On July 2, 2013, the Federal Reserve approved final rules that substantially amended the regulatory
      risk-based capital rules applicable to CTBI and CTB.&#160; The FDIC subsequently approved these rules.&#160; The final rules implemented the &#8220;Basel III&#8221; regulatory capital reforms and changes required by the Dodd-Frank Act.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The rules included new risk-based capital and leverage ratios, which were phased in from 2015 to January
      2019, and refined the definition of what constitutes &#8220;capital&#8221; for purposes of calculating those ratios.&#160; The minimum capital level requirements applicable to CTBI and CTB under the final rules are: (i) a common equity Tier 1 capital ratio of 4.5%;
      (ii) a Tier 1 capital ratio of 6%; (iii) a total capital ratio of 8%; and (iv) a Tier 1 leverage ratio of 4% for all institutions.&#160; The final rules also established a &#8220;capital conservation buffer&#8221; above the new regulatory minimum capital
      requirements, which must consist entirely of common equity Tier 1 capital.&#160; The capital conservation buffer began to be phased in on January 1, 2016 at 0.625% of risk-weighted assets increased by 0.625% annually until fully implemented in January
      2019.&#160; An institution is subject to limitations on certain activities including payment of dividends, share repurchases, and discretionary bonuses to executive officers if its capital level is below the total capital plus capital conservation buffer
      amount.</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The final rules also contain revisions to the prompt corrective action framework, which is designed to place
      restrictions on insured depository institutions, including CTB, if their capital levels begin to show signs of weakness.&#160; These revisions took effect January 1, 2015.&#160; Under the prompt corrective action requirements, which are designed to complement
      the capital conservation buffer, insured depository institutions are required to meet the following capital level requirements in order to qualify as &#8220;well capitalized:&#8221; (i) a common equity Tier 1 capital ratio of 6.5%; (ii) a Tier 1 capital ratio of
      8%; (iii) a total capital ratio of 10%; and (iv) a Tier 1 leverage ratio of 5%.&#160; We currently satisfy the well-capitalized and the capital conservation standards, and based on our current capital composition and levels, we anticipate that our capital
      ratios, on a Basel III basis, will continue to exceed the well-capitalized minimum capital requirements and capital conservation buffer standards.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">As of December 31, 2018, CTBI had a common equity Tier 1 capital ratio of 16.27%, a Tier 1 capital ratio of
      18.12%, a total capital ratio of 19.29%, and a Tier 1 leverage ratio of 13.51%.&#160; Our capital conservation buffer at December 31, 2018 was 11.29%.&#160; See note 21 to the consolidated financial statements for further information.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">In December 2017, the Basel Committee on Banking Supervision unveiled the latest round of its regulatory
      framework, commonly referred to as Basel IV.&#160; The framework makes changes to the capital framework of Basel III and is targeted for a timeframe of 2022-2027 for implementation.&#160; The new framework appears designed to limit the flexibility of financial
      institutions using advanced approaches to calculate credit and other risks and also makes significant amendments to the standardized approaches to credit risk, credit valuation adjustment risk, and operational risk.&#160; The manner and the form in which
      the Basel IV framework will be implemented in the U.S. are uncertain.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">As of December 31, 2018, we are not aware of any current recommendations by banking regulatory authorities
      which, if they were to be implemented, would have, or are reasonably likely to have, a material adverse impact on our liquidity, capital resources, or operations.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Impact of Inflation, Changing Prices, and Economic Conditions</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The majority of our assets and liabilities are monetary in nature. Therefore, CTBI differs greatly from most
      commercial and industrial companies that have significant investment in nonmonetary assets, such as fixed assets and inventories.&#160; However, inflation does have an important impact on the growth of assets in the banking industry and on the resulting
      need to increase equity capital at higher than normal rates in order to maintain an appropriate equity to assets ratio.&#160; Inflation also affects other expenses, which tend to rise during periods of general inflation.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We believe one of the most significant impacts on financial and operating results is our ability to react to
      changes in interest rates.&#160; We seek to maintain an essentially balanced position between interest rate sensitive assets and liabilities in order to protect against the effects of wide interest rate fluctuations.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Beginning in 2008, the U.S. economy faced a severe economic crisis including a major recession from which
      recovery was slow and uneven.&#160; Commerce and business growth in certain regions in the U.S. remains reduced and local governments and many businesses continue to experience financial difficulty.&#160; In some areas of the U.S., including certain parts of
      our service area, unemployment levels remain elevated.&#160; There can be no assurance that these conditions will continue to improve and these conditions could worsen.&#160; In addition, the level of U.S. debt, the Federal Open Market Committee&#8217;s monetary
      policy, potential volatility in oil prices, recent U.S. tax law modifications, political events, and trade policies may have a destabilizing effect on financial markets or a negative effect on the economy.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Our financial performance generally, and in particular the ability of borrowers to pay interest on and repay
      principal of outstanding loans and the value of collateral securing those loans, as well as demand for loans and other products and services we offer, is highly dependent upon the business environment in the markets where we operate, in the states of
      Kentucky, West Virginia, and Tennessee and in the United States as a whole.&#160; While unemployment rates have improved in all of the markets in which we operate, unemployment rates in our markets remain high compared to the national average.&#160; A
      favorable business environment is generally characterized by, among other factors, economic growth, efficient capital markets, low inflation, low unemployment, high business and investor confidence, and strong business earnings.&#160; Unfavorable or
      uncertain economic and market conditions can be caused by declines in economic growth, business activity, or investor or business confidence; limitations on the availability or increases in the cost of credit and capital; increases in inflation or
      interest rates; high unemployment; natural disasters; or a combination of these or other factors.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">While economic conditions in the United States and worldwide have improved since the recession, there can be
      no assurance that this improvement will continue or that another recession will not occur.&#160; Economic pressure on consumers and uncertainty regarding continuing economic improvement may result in changes in consumer and business spending, borrowing,
      and savings habits.&#160; Such conditions could adversely affect the credit quality of our loans and our business, financial condition, and results of operations.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Stock Repurchase Program</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI&#8217;s stock repurchase program began in December 1998 with the authorization to acquire up to 500,000 shares
      and was increased by an additional 1,000,000 shares in both July 2000 and May 2003.&#160; We have not repurchased any shares of our common stock since February 2008.&#160; There are currently 67,371 shares remaining under CTBI&#8217;s current repurchase
      authorization.&#160; As of December 31, 2018, a total of 2,432,629 shares have been repurchased through this program.&#160; The following table shows Board authorizations and repurchases made through the stock repurchase program for the years 1998 through
      2018:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zcd49145e74b14435b2302789437ea03a" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%; border-collapse: collapse;">

      <tr>
        <td style="width: 15.55%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td rowspan="2" style="width: 21.11%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Board Authorizations</font></div>
        </td>
        <td colspan="2" style="width: 42.23%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Repurchases*</font></div>
        </td>
        <td rowspan="2" style="width: 21.11%; vertical-align: bottom; text-align: center; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="line-height: 11.4pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 10pt; font-weight: bold;">Shares Available for Repurchase</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 15.55%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td style="width: 21.11%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Average Price ($)</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;"># of Shares</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 15.55%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1998</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">500,000</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">-</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td style="width: 15.55%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1999</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">14.45</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">144,669</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
      </tr>
      <tr>
        <td style="width: 15.55%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2000</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,000,000</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10.25</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">763,470</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td style="width: 15.55%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2001</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">13.35</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">489,440</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
      </tr>
      <tr>
        <td style="width: 15.55%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2002</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17.71</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">396,316</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td style="width: 15.55%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2003</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,000,000</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">19.62</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">259,235</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
      </tr>
      <tr>
        <td style="width: 15.55%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2004</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">23.14</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">60,500</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td style="width: 15.55%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2005</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">-</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
      </tr>
      <tr>
        <td style="width: 15.55%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2006</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">-</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td style="width: 15.55%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2007</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">28.56</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">216,150</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
      </tr>
      <tr>
        <td style="width: 15.55%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2008</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">25.53</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">102,850</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td style="width: 15.55%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2009-2018</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">-</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; background-color: rgb(255, 255, 255);">&#160;</td>
      </tr>
      <tr>
        <td style="width: 15.55%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,500,000</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">15.93</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,432,629</font></div>
        </td>
        <td style="width: 21.11%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">67,371</font></div>
        </td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">*Repurchased shares and average prices have been restated to reflect stock dividends that have occurred; however, board
      authorized shares have not been adjusted.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Critical Accounting Policies and Estimates</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The preparation of consolidated financial statements in conformity with accounting principles generally
      accepted in the United States of America requires the appropriate application of certain accounting policies, many of which require us to make estimates and assumptions about future events and their impact on amounts reported in our consolidated
      financial statements and related notes.&#160; Since future events and their impact cannot be determined with certainty, the actual results will inevitably differ from our estimates.&#160; Such differences could be material to the consolidated financial
      statements.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We believe the application of accounting policies and the estimates required therein are reasonable.&#160; These
      accounting policies and estimates are constantly reevaluated, and adjustments are made when facts and circumstances dictate a change.&#160; Historically, we have found our application of accounting policies to be appropriate, and actual results have not
      differed materially from those determined using necessary estimates.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Our accounting policies are described in note 1 to the consolidated financial statements.&#160; We have identified
      the following critical accounting policies:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;
        font-weight: bold;">Investments </font>&#8211;<font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">&#160;</font>Management determines the classification of securities at purchase.&#160; We classify debt securities into
      held-to-maturity, trading, or available-for-sale categories.&#160; Held-to-maturity securities are those which we have the positive intent and ability to hold to maturity and are reported at amortized cost.&#160; In accordance with Financial Accounting
      Standards Board Accounting Standards Codification (&#8220;ASC&#8221;) 320, <font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Investments &#8211; Debt Securities</font>, investments in debt securities that are not classified as
      held-to-maturity shall be classified in one of the following categories and measured at fair value in the statement of financial position:</font></div>
  <div style="text-align: justify; margin-left: 36pt; line-height: 12.55pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">a. Trading securities<font style="font-family: 'Times New Roman', serif;
        font-size: 11pt; font-style: italic;">.</font> Securities that are bought and held principally for the purpose of selling them in the near term (thus held for only a short period of time) shall be classified as trading securities<font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">.</font> Trading generally reflects active and frequent buying and selling, and trading securities are generally used with the objective of generating profits on
      short-term differences in price.</font></div>
  <div style="text-align: justify; margin-left: 36pt; line-height: 12.55pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">b. Available-for-sale securities. Investments not classified as trading
      securities (nor as held-to-maturity securities) shall be classified as available-for-sale securities.</font></div>
  <div style="text-align: justify; line-height: 12.55pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We do not have any securities that are classified as trading securities.&#160;
      Available-for-sale securities are reported at fair value, with unrealized gains and losses included as a separate component of shareholders&#8217; equity, net of tax.&#160; If declines in fair value are other than temporary, the carrying value of the securities
      is written down to fair value as a realized loss with a charge to income for the portion attributable to credit losses and a charge to other comprehensive income for the portion that is not credit related.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Gains or losses on disposition of debt securities are computed by specific identification for those
      securities.&#160; Interest and dividend income, adjusted by amortization of purchase premium or discount, is included in earnings.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">When the fair value of a security is below its amortized cost, and depending on the length of time the
      condition exists and the extent the fair market value is below amortized cost, additional analysis is performed to determine whether an other than temporary impairment condition exists.&#160; Available-for-sale and held-to-maturity securities are analyzed
      quarterly for possible other than temporary impairment.&#160; The analysis considers (i)&#160;whether we have the intent to sell our securities prior to recovery and/or maturity and (ii)&#160;whether it is more likely than not that we will not have to sell our
      securities prior to recovery and/or maturity.&#160; Often, the information available to conduct these assessments is limited and rapidly changing, making estimates of fair value subject to judgment.&#160; If actual information or conditions are different than
      estimated, the extent of the impairment of the security may be different than previously estimated, which could have a material effect on CTBI&#8217;s results of operations and financial condition.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Subsequent to the effective date of ASU 2016-01, ASC 320 applies only to debt securities and ASC 321, <font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Investments &#8211; Equity Securities</font>, applies to equity securities.&#160; ASC 321 requires equity investments (except those accounted for under the equity method and
      those that result in the consolidation of the investee) to be measured at fair value, with changes in fair values recognized in net income.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Equity securities with a readily determinable fair value are required to be measured at fair value, with
      changes in fair value recognized through net income.&#160; Equity securities without a readily determinable fair value are carried at cost, less any impairment, if any, plus or minus changes resulting from observable price changes for identical or similar
      investments.&#160; An election can be made, as permitted by ASC 321-10-35-2, to subsequently measure an equity security without a readily determinable fair value, at fair value.&#160; Equity securities held by CTBI include securities without readily
      determinable fair values.&#160; CTBI has elected to account for these securities at fair value.&#160; The fair value of these securities was determined by a third party service provider using Level 3 inputs as defined in ASC 820, <font style="font-family:
        'Times New Roman', serif; font-size: 11pt; font-style: italic;">Fair Value Measurement</font>, and changes in fair value are recognized in income.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Loans </font>&#8211;<font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">&#160;</font>Loans with the ability and the intent to be held until maturity and/or payoff are reported at the carrying value of unpaid principal reduced by unearned
      interest, an allowance for loan and lease losses, and unamortized deferred fees or costs.&#160; Income is recorded on the level yield basis.&#160; Interest accrual is discontinued when management believes, after considering economic and business conditions,
      collateral value, and collection efforts, that the borrower&#8217;s financial condition is such that collection of interest is doubtful.&#160; Any loan greater than 90 days past due must be well secured and in the process of collection to continue accruing
      interest.&#160; Cash payments received on nonaccrual loans generally are applied against principal, and interest income is only recorded once principal recovery is reasonably assured.&#160; Loans are not reclassified as accruing until principal and interest
      payments remain current for a period of time, generally six months, and future payments appear reasonably certain.&#160; Included in certain loan categories of impaired loans are troubled debt restructurings that were classified as impaired.&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">A restructuring of a debt constitutes a troubled debt restructuring if the creditor for economic or legal reasons related to the debtor&#8217;s financial difficulties grants
        a concession to the debtor that it would not otherwise consider.</font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Loan origination and commitment fees and certain direct loan origination costs are deferred and the net
      amount amortized over the estimated life of the related loans, leases, or commitments as a yield adjustment.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Allowance for Loan
        and Lease Losses </font>&#8211;<font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">&#160;</font>We maintain an allowance for loan and lease losses (&#8220;ALLL&#8221;) at a level that is appropriate to cover estimated credit losses
      on individually evaluated loans determined to be impaired, as well as estimated credit losses inherent in the remainder of the loan and lease portfolio.&#160; Credit losses are charged and recoveries are credited to the ALLL.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We utilize an internal risk grading system for commercial credits.&#160; Those larger commercial credits that
      exhibit probable or observed credit weaknesses are subject to individual review.&#160; The borrower&#8217;s cash flow, adequacy of collateral coverage, and other options available to CTBI, including legal remedies, are evaluated.&#160; The review of individual loans
      includes those loans that are impaired as defined by ASC 310-10-35, <font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Impairment of a Loan</font>.&#160; We evaluate the collectability of both principal and interest
      when assessing the need for loss provision.&#160; Historical loss rates are analyzed and applied to other commercial loans not subject to specific allocations.&#160; The ALLL allocation for this pool of commercial loans is established based on the historical
      average, maximum, minimum, and median loss ratios.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">A loan is considered impaired when, based on current information and events, it is probable that CTBI will be
      unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement.&#160; Factors considered by management in determining impairment include payment status, collateral value, and the
      probability of collecting scheduled principal and interest payments when due.&#160; Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.&#160; Management determines the significance of payment
      delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower&#8217;s prior payment record, and
      the amount of the shortfall in relation to the principal and interest owed.&#160; Impairment is measured on a loan-by-loan basis for commercial and construction loans by either the present value of expected future cash flows discounted at the loan&#8217;s
      effective interest rate, the loan&#8217;s obtainable market price, or the fair value of the collateral if the loan is collateral dependent.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Homogenous loans, such as consumer installment, residential mortgages, and home equity lines are not
      individually risk graded.&#160; The associated ALLL for these loans is measured under ASC 450, <font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Contingencies</font>.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">When any secured&#160;commercial loan is considered uncollectable, whether past due or not, a current assessment
      of the value of the underlying collateral is made.&#160; If the balance of the loan exceeds the fair value of the collateral, the loan is placed on nonaccrual and the loan is charged down to the value of the collateral less estimated cost to sell or a
      specific reserve equal to the difference between book value of the loan and the fair value assigned to the collateral is created until such time as the loan is foreclosed.&#160; When the foreclosed collateral has been legally assigned to CTBI, the
      estimated fair value of the collateral less costs to sell is then transferred to other real estate owned or other&#160;repossessed assets, and a charge-off is taken for any remaining balance.&#160; When any unsecured commercial loan is considered uncollectable
      the loan is charged off no later than at 90 days past due.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">All closed-end consumer loans (excluding conventional 1-4 family residential loans and installment and
      revolving loans secured by real estate) are charged off no later than 120 days (5 monthly payments) delinquent.&#160; If a loan is considered uncollectable, it is charged off earlier than 120 days delinquent.&#160; For conventional 1-4 family residential loans
      and installment and revolving loans secured by real estate, when a loan is 90 days past due, a current assessment of the value of the real estate is made.&#160; If the balance of the loan exceeds the fair value of the property, the loan is placed on
      nonaccrual.&#160; Foreclosure proceedings are normally initiated after 120 days.&#160; When the foreclosed property has been legally assigned to CTBI, the fair value less estimated costs to sell is transferred to other real estate owned and the remaining
      balance is taken as a charge-off.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Historical loss rates for loans are adjusted for significant factors that, in management&#8217;s judgment, reflect
      the impact of any current conditions on loss recognition.&#160; We use twelve rolling quarters for our historical loss rate analysis.&#160; Factors that we consider include delinquency trends, current economic conditions and trends, strength of supervision and
      administration of the loan portfolio, levels of underperforming loans, level of recoveries to prior year&#8217;s charge-offs, trends in loan losses, industry concentrations and their relative strengths, amount of unsecured loans, and underwriting
      exceptions.&#160; Management continually reevaluates the other subjective factors included in its ALLL analysis.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Other Real Estate
        Owned</font> &#8211; When foreclosed properties are acquired, appraisals are obtained and the properties are booked at the current fair market value less expected sales costs.&#160; Additionally, periodic updated appraisals are obtained on unsold foreclosed
      properties.&#160; When an updated appraisal reflects a fair market value below the current book value, a charge is booked to current earnings to reduce the property to its new fair market value less expected sales costs.&#160; Our policy for determining the
      frequency of periodic reviews is based upon consideration of the specific properties and the known or perceived market fluctuations in a particular market and is typically between 12 and 18 months but generally not more than 24 months.&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">All revenues and expenses related to the carrying of other real estate owned are recognized through the income statement.</font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Income Taxes</font>
      &#8211; Income tax expense is based on the taxes due on the consolidated tax return plus deferred taxes based on the expected future tax benefits and consequences of temporary differences between carrying amounts and tax bases of assets and liabilities,
      using enacted tax rates.&#160; Any interest and penalties incurred in connection with income taxes are recorded as a component of income tax expense in the consolidated financial statements.&#160; During the years ended December 31, 2018, 2017, and 2016, CTBI
      has not recognized a significant amount of interest expense or penalties in connection with income taxes.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Item 7A.&#160; Quantitative and Qualitative Disclosures about Market Risk<a name="Item7A.QuantitativeandQua"><!--Anchor--></a></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI currently does not engage in any hedging activity or any derivative activity which management considers
      material.&#160; Analysis of CTBI&#8217;s interest rate sensitivity can be found in the Interest Rate Risk section of Item 7. Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations.</font></div>
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      <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;"></font></div>
    </div>
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      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
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      <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
      </div>
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  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><a name="Item8.FinancialStatements"><!--Anchor--></a>Item 8.&#160; Financial Statements and Supplementary Data</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Community Trust Bancorp, Inc.</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Consolidated Balance Sheets</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
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          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(dollars in thousands)</font></div>
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
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          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Assets:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Cash and due from banks</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">64,632</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">47,528</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Interest bearing deposits</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">75,718</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">127,746</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Federal funds sold</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,100</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Cash and cash equivalents</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">141,450</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">175,274</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Certificates of deposit in other banks</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,920</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9,800</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Securities available-for-sale at fair value (amortized cost of $602,114 and $590,199, respectively)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">593,746</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">585,761</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Securities held-to-maturity at amortized cost (fair value of $649 and $660, respectively)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">649</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">659</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Equity securities at fair value</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,173</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Loans held for sale</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,461</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,033</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Loans</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,208,638</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,122,940</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Allowance for loan and lease losses</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(35,908</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(36,151</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
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      <tr>
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          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Net loans</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,086,789</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Premises and equipment, net</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">45,291</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">46,318</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Federal Home Loan Bank stock</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">14,713</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17,927</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Federal Reserve Bank stock</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,887</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,887</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Goodwill</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">65,490</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">65,490</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Bank owned life insurance</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">67,076</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">65,354</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Mortgage servicing rights</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,607</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,484</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other real estate owned</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">27,273</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">31,996</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other assets</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">57,150</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">41,459</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total assets</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,201,616</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,136,231</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Liabilities and shareholders&#8217; equity:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Deposits:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Noninterest bearing</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">803,316</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">790,930</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Interest bearing</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,502,634</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,472,933</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total deposits</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,305,950</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,263,863</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Repurchase agreements</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">232,712</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">243,814</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Federal funds purchased</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,180</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7,312</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Advances from Federal Home Loan Bank</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">436</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">845</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Long-term debt</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">59,341</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">59,341</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Deferred taxes</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,363</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,434</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other liabilities</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">34,484</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">25,923</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total liabilities</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,637,466</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,605,532</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;">&#160;</font></div>
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commitments and contingencies (notes 18 and 20)</font></div>
          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;">&#160;</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Shareholders&#8217; equity:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Preferred stock, 300,000 shares authorized and unissued</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">-</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">-</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Common stock, $5 par value, shares authorized 25,000,000; shares outstanding 2018 &#8211; 17,732,853; 2017 &#8211; 17,692,912</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">88,665</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">88,465</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Capital surplus</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">223,161</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">221,472</font></div>
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        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Retained earnings</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">224,268</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Accumulated other comprehensive loss, net of tax</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(6,611</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(3,506</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total shareholders&#8217; equity</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">564,150</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">530,699</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total liabilities and shareholders&#8217; equity</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,201,616</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,136,231</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
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  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
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  <div style="line-height: 12.55pt;"><br>
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  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Consolidated Statements of Income and Comprehensive Income</font></div>
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          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands except per share data)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; text-align: center;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;"> </font></div>
          <div style="line-height: 11.4pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 10pt; font-weight: bold;">2017</font></div>
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        <td nowrap="nowrap" colspan="1" style="text-align: center; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; text-align: center;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;"> </font></div>
          <div style="line-height: 11.4pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 10pt; font-weight: bold;">2016</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Interest income:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Interest and fees on loans, including loans held for sale</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">154,552</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">141,497</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">133,965</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Interest and dividends on securities:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: justify; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Taxable</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10,015</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8,715</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8,265</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: justify; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Tax exempt</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,796</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,011</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,718</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Dividends on Federal Reserve Bank and Federal Home Loan Bank stock</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,303</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,189</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,011</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Interest on Federal Reserve Bank deposits</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,525</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,068</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">536</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other, including interest on federal funds sold</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">259</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">216</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">81</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total interest income</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">171,450</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">155,696</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">146,576</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Interest expense:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Interest on deposits</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">23,714</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">14,350</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10,921</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Interest on repurchase agreements and federal funds purchased</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,312</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,832</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,155</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Interest on advances from Federal Home Loan Bank</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">27</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">427</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">62</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Interest on long-term debt</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,242</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,685</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,417</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total interest expense</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">29,295</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">18,294</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">13,555</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Net interest income</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">142,155</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">137,402</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">133,021</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Provision for loan losses</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6,167</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7,521</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7,872</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Net interest income after provision for loan losses</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">135,988</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">129,881</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">125,149</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Noninterest income:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Service charges on deposit accounts</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">25,974</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">25,121</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">24,966</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Gains on sales of loans, net</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,288</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,320</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,831</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Trust and wealth management income</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">11,313</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10,453</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9,585</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Loan related fees</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,729</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,678</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,107</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Bank owned life insurance</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,672</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,172</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,199</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Brokerage revenue</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,354</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,324</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,314</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Securities gains (losses)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(85</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">73</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">522</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other noninterest income</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,707</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,367</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,917</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total noninterest income</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">51,952</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">48,508</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">48,441</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Noninterest expense:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Officer salaries and employee benefits</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">12,906</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">11,823</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">12,198</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other salaries and employee benefits</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">48,656</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">47,006</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">44,877</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Occupancy, net</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8,167</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8,072</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7,999</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Equipment</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,878</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,049</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,950</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Data processing</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6,680</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7,100</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6,497</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Bank franchise tax</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6,557</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,478</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,671</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Legal fees</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,637</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,668</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,906</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Professional fees</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,093</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,991</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,890</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Advertising and marketing</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,995</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,721</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,614</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">FDIC insurance</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,171</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,239</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,789</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other real estate owned provision and expense</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,324</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,500</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,879</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Repossession expense</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,249</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">911</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,156</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Amortization of limited partnership investments</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,527</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,419</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,623</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other noninterest expense</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">15,558</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">11,901</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">12,077</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total noninterest expense</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">117,398</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">107,126</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Income before income taxes</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">70,542</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">68,511</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">66,464</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Income taxes</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">11,314</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17,018</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">19,118</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Net income</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">59,228</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">51,493</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">47,346</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Other comprehensive loss:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Unrealized holding losses on securities available-for-sale:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Unrealized holding losses arising during the period</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(5,393</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(820</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(4,578</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: justify; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Less: Reclassification adjustments for realized gains (losses) included in net income</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(821</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">73</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">522</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Tax benefit</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(960</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(312</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,785</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other comprehensive loss, net of tax</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(3,612</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(581</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(3,315</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Comprehensive income</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">55,616</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">50,912</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">44,031</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Basic earnings per share</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3.35</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.92</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.70</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Diluted earnings per share</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3.35</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.92</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.70</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Weighted average shares outstanding-basic</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17,687</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17,631</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17,548</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Weighted average shares outstanding-diluted</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17,703</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17,653</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17,566</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Dividends declared per share</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.38</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.30</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Consolidated Statements of Changes in Shareholders&#8217; Equity</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Balance, January 1, 2016</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">87,685</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">217,032</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">169,855</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,011</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">475,583</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Net income</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">47,346</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">47,346</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Other comprehensive loss, net of tax of $(1,785)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(3,315</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(3,315</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Cash dividends declared ($1.26 per share)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(22,123</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(22,123</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Issuance of common stock</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">138,605</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">693</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(57</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Vesting of restricted stock</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(265</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">265</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Issuance of restricted stock</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">18,069</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">90</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(90</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Forfeiture of restricted stock</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(356</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(2</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
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          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Stock-based compensation and related excess tax benefits</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">521</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">521</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Balance, December 31, 2016</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">88,144</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">219,697</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">195,078</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(2,304</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">500,615</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Net income</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">51,493</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">51,493</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Other comprehensive loss, net of tax of $(312)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(581</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(581</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Cash dividends declared ($1.30 per share)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(22,924</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(22,924</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Issuance of common stock</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">55,191</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">276</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,237</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,513</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Repurchase of common stock</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Issuance of restricted stock</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Forfeiture of restricted stock</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(2,677</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(13</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">13</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Stock-based compensation and related excess tax benefits</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">583</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">583</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 28%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Implementation of ASU 2018-02</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">621</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(621</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Balance, December 31, 2017</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">17,692,912</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">88,465</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">221,472</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">224,268</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">59,228</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">59,228</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #FFFFFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(3,612</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(3,612</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Cash dividends declared ($1.38 per share)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(24,412</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(24,412</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Issuance of common stock</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">42,133</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">211</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,019</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,230</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Vesting of restricted stock</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(11,997</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(60</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">60</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Issuance of restricted stock</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">11,320</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">57</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(57</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">8</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">659</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">659</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Implementation of ASU 2014-09</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">358</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">358</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Implementation of ASU 2016-01</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(507</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">507</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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      <tr>
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          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Balance, December 31, 2018</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">17,732,853</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">88,665</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">223,161</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">258,935</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(6,611</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">564,150</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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  </table>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 11pt; margin-bottom: 11pt;">
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      <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">See notes to consolidated financial statements.</font></div>
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  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Consolidated Statements of Cash Flows</font></div>
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        <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; text-align: center;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 10pt; font-weight: bold;">2017</font></div>
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        <td nowrap="nowrap" colspan="1" style="text-align: center; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; text-align: center;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;"> </font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">59,228</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">51,493</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">47,346</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Adjustments to reconcile net income to net cash provided by operating activities:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Depreciation and amortization</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,786</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,007</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,904</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Deferred taxes</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(246</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(3,090</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">701</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Stock-based compensation</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">710</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">636</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">458</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Excess tax benefits of stock-based compensation</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">100</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Provision for loan losses</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6,167</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7,521</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7,872</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Write-downs of other real estate owned and other repossessed assets</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,530</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,034</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,214</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Gains on sale of loans held for sale</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,288</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Gain on debt repurchase</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">56,689</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">59,400</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">81,441</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Funding of mortgage loans held for sale</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(56,829</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(57,869</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(79,682</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Amortization of securities premiums and discounts, net</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,679</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,437</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,452</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Change in cash surrender value of bank owned life insurance</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(2,924</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,473</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,546</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Mortgage servicing rights:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: justify; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Fair value adjustments</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">343</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">361</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">324</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: justify; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">New servicing assets created</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(521</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Changes in:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(3,205</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: justify; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other liabilities</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8,986</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,631</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,874</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: justify; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Net cash provided by operating activities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">65,487</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">62,351</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">61,425</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Certificates of deposit in other banks:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: justify; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Purchase of certificates of deposit</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(11,760</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: justify; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Maturity of certificates of deposit</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,880</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,940</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,852</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Securities available-for-sale (AFS):</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: justify; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Purchase of AFS securities</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Proceeds from sales of AFS securities</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">159,584</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">104,302</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: justify; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Proceeds from prepayments and maturities of HTM securities</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">207</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">795</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Change in loans, net</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(93,151</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(194,548</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(74,379</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Purchase of premises and equipment</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(2,832</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(2,400</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(3,498</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Proceeds from sale and retirement of premises and equipment</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">97</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">25</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Redemption of stock by Federal Home Loan Bank</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,214</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Proceeds from sale of other real estate owned and repossessed assets</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,485</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,574</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,601</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(86,107</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Cash flows from financing activities:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Change in deposits, net</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">42,087</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">182,555</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">100,526</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Change in repurchase agreements and federal funds purchased, net</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(17,234</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(4,755</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,060</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Advances from Federal Home Loan Bank</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">350,000</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">50,000</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Payments on advances from Federal Home Loan Bank</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(409</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(350,099</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(150,112</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Repurchase of long-term debt</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,440</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Issuance of common stock</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,230</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,513</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,985</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Repurchase of common stock</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Excess tax benefits of stock-based compensation</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Dividends paid</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,279</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">154,793</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Net increase (decrease) in cash and cash equivalents</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(33,824</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">30,558</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(42,895</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Cash and cash equivalents at beginning of year</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">175,274</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">144,716</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">187,611</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Cash and cash equivalents at end of year</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">141,450</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">175,274</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">144,716</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Supplemental disclosures:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Income taxes paid</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9,700</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">21,400</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">19,244</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Interest paid</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">28,621</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17,266</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">13,426</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Non-cash activities:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Loans to facilitate the sale of other real estate owned and repossessed assets</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,385</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,679</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,964</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Common stock dividends accrued, paid in subsequent quarter</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">221</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">205</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">209</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Real estate acquired in settlement of loans</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,459</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,235</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,900</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>

  </table>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 11pt; margin-bottom: 11pt;">
    <div id="DSPFPageFooter">
      <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">See notes to consolidated financial statements.</font></div>
      <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;"></font></div>
    </div>
    <div id="DSPFPageBreak" style="page-break-after: always;">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    <div id="DSPFPageHeader">
      <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
      </div>
      <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
      </div>
    </div>
  </div>
  <div style="text-align: justify; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">Notes to Consolidated Financial Statements<a name="NotestoConsolidatedFinanc"><!--Anchor--></a></font></div>
  <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">1.&#160; Accounting Policies</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Basis of
        Presentation</font> &#8211; The consolidated financial statements include Community Trust Bancorp, Inc. (&#8220;CTBI&#8221;) and its subsidiaries, including its principal subsidiary, Community Trust Bank, Inc. (&#8220;CTB&#8221;).&#160; Intercompany transactions and accounts have
      been eliminated in consolidation.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Nature of Operations</font>
      &#8211; Substantially all assets, liabilities, revenues, and expenses are related to banking operations, including lending, investing of funds, obtaining of deposits, trust and wealth management operations, full service brokerage operations, and other
      financing activities.&#160; All of our business offices and the majority of our business are located in eastern, northeastern, central, and south central Kentucky, southern West Virginia, and northeastern Tennessee.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Use of Estimates</font>
      &#8211; In preparing the consolidated financial statements, management must make certain estimates and assumptions.&#160; These estimates and assumptions affect the amounts reported for assets, liabilities, revenues, and expenses, as well as affecting the
      disclosures provided.&#160; Future results could differ from the current estimates.&#160; Such estimates include, but are not limited to, the allowance for loan and lease losses, valuation of other real estate owned, fair value of securities and mortgage
      servicing rights, goodwill, and valuation of deferred tax assets.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The accompanying financial statements have been prepared using values and information currently available to
      CTBI.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Given the volatility of current economic conditions, the values of assets and liabilities recorded in the
      financial statements could change rapidly, resulting in material future adjustments in asset values, the allowance for loan and lease losses, and capital.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Cash and Cash
        Equivalents</font> &#8211; CTBI considers all liquid investments with original maturities of three months or less to be cash equivalents.&#160; Cash and cash equivalents include cash on hand, amounts due from banks, interest bearing deposits in other
      financial institutions, and federal funds sold.&#160; Generally, federal funds are sold for one-day periods.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Certificates of
        Deposit in Other Banks</font> &#8211; Certificates of deposit in other banks generally mature within 18 months and are carried at cost.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;
        font-weight: bold;">Investments </font>&#8211;<font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">&#160;</font>Management determines the classification of securities at purchase.&#160; We classify debt securities into
      held-to-maturity, trading, or available-for-sale categories.&#160; Held-to-maturity securities are those which we have the positive intent and ability to hold to maturity and are reported at amortized cost.&#160; In accordance with Financial Accounting
      Standards Board Accounting Standards Codification (&#8220;ASC&#8221;) 320, <font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Investments &#8211; Debt Securities</font>, investments in debt securities that are not classified as
      held-to-maturity shall be classified in one of the following categories and measured at fair value in the statement of financial position:</font></div>
  <div style="text-align: justify; margin-left: 36pt; line-height: 12.55pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">a. Trading securities<font style="font-family: 'Times New Roman', serif;
        font-size: 11pt; font-style: italic;">.</font> Securities that are bought and held principally for the purpose of selling them in the near term (thus held for only a short period of time) shall be classified as trading securities<font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">.</font> Trading generally reflects active and frequent buying and selling, and trading securities are generally used with the objective of generating profits on
      short-term differences in price.</font></div>
  <div style="text-align: justify; margin-left: 36pt; line-height: 12.55pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">b. Available-for-sale securities. Investments not classified as trading
      securities (nor as held-to-maturity securities) shall be classified as available-for-sale securities.</font></div>
  <div style="text-align: justify; line-height: 12.55pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We do not have any securities that are classified as trading securities.&#160;
      Available-for-sale securities are reported at fair value, with unrealized gains and losses included as a separate component of shareholders&#8217; equity, net of tax.&#160; If declines in fair value are other than temporary, the carrying value of the securities
      is written down to fair value as a realized loss with a charge to income for the portion attributable to credit losses and a charge to other comprehensive income for the portion that is not credit related.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Gains or losses on disposition of debt securities are computed by specific identification for those
      securities.&#160; Interest and dividend income, adjusted by amortization of purchase premium or discount, is included in earnings.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">When the fair value of a security is below its amortized cost, and depending on the length of time the
      condition exists and the extent the fair market value is below amortized cost, additional analysis is performed to determine whether an other than temporary impairment condition exists.&#160; Available-for-sale and held-to-maturity securities are analyzed
      quarterly for possible other than temporary impairment.&#160; The analysis considers (i)&#160;whether we have the intent to sell our securities prior to recovery and/or maturity and (ii)&#160;whether it is more likely than not that we will not have to sell our
      securities prior to recovery and/or maturity.&#160; Often, the information available to conduct these assessments is limited and rapidly changing, making estimates of fair value subject to judgment.&#160; If actual information or conditions are different than
      estimated, the extent of the impairment of the security may be different than previously estimated, which could have a material effect on CTBI&#8217;s results of operations and financial condition.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Subsequent to the January 1, 2018 effective date of ASU 2016-01, ASC 320 applies only to debt securities and
      ASC 321, <font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Investments &#8211; Equity Securities</font>, applies to equity securities.&#160; ASC 321 requires equity investments (except those accounted for under the
      equity method and those that result in the consolidation of the investee) to be measured at fair value, with changes in fair values recognized in net income.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Equity securities with a readily determinable fair value are required to be measured at fair value, with
      changes in fair value recognized through net income.&#160; Equity securities without a readily determinable fair value are carried at cost, less any impairment, if any, plus or minus changes resulting from observable price changes for identical or similar
      investments.&#160; An election can be made, as permitted by ASC 321-10-35-2, to subsequently measure an equity security without a readily determinable fair value, at fair value.&#160; Equity securities held by CTBI include securities without readily
      determinable fair values.&#160; CTBI has elected to account for these securities at fair value.&#160; The fair value of these securities was determined by a third party service provider using Level 3 inputs as defined in ASC 820, <font style="font-family:
        'Times New Roman', serif; font-size: 11pt; font-style: italic;">Fair Value Measurement</font>, and changes in fair value are recognized in income.</font></div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"> <br>
    </font></div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Loans </font>&#8211;<font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">&#160;</font>Loans with the ability and the intent to be held until maturity and/or payoff are reported at the carrying value of unpaid principal reduced by unearned
      interest, an allowance for loan and lease losses, and unamortized deferred fees or costs.&#160; Income is recorded on the level yield basis.&#160; Interest accrual is discontinued when management believes, after considering economic and business conditions,
      collateral value, and collection efforts, that the borrower&#8217;s financial condition is such that collection of interest is doubtful.&#160; Any loan greater than 90 days past due must be well secured and in the process of collection to continue accruing
      interest.&#160; Cash payments received on nonaccrual loans generally are applied against principal, and interest income is only recorded once principal recovery is reasonably assured.&#160; Loans are not reclassified as accruing until principal and interest
      payments remain current for a period of time, generally six months, and future payments appear reasonably certain.&#160; Included in certain loan categories of impaired loans are troubled debt restructurings that were classified as impaired.&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">A restructuring of a debt constitutes a troubled debt restructuring if the creditor for economic or legal reasons related to the debtor&#8217;s financial difficulties grants
        a concession to the debtor that it would not otherwise consider.</font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Loan origination and commitment fees and certain direct loan origination costs are deferred and the net
      amount amortized over the estimated life of the related loans, leases, or commitments as a yield adjustment.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Allowance for Loan
        and Lease Losses </font>&#8211;<font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">&#160;</font>We maintain an allowance for loan and lease losses (&#8220;ALLL&#8221;) at a level that is appropriate to cover estimated credit losses
      on individually evaluated loans determined to be impaired, as well as estimated credit losses inherent in the remainder of the loan and lease portfolio.&#160; Credit losses are charged and recoveries are credited to the ALLL.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We utilize an internal risk grading system for commercial credits.&#160; Those larger commercial credits that
      exhibit probable or observed credit weaknesses are subject to individual review.&#160; The borrower&#8217;s cash flow, adequacy of collateral coverage, and other options available to CTBI, including legal remedies, are evaluated.&#160; The review of individual loans
      includes those loans that are impaired as defined by ASC 310-10-35, <font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Impairment of a Loan</font>.&#160; We evaluate the collectability of both principal and interest
      when assessing the need for loss provision.&#160; Historical loss rates are analyzed and applied to other commercial loans not subject to specific allocations.&#160; The ALLL allocation for this pool of commercial loans is established based on the historical
      average, maximum, minimum, and median loss ratios.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">A loan is considered impaired when, based on current information and events, it is probable that CTBI will be
      unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement.&#160; Factors considered by management in determining impairment include payment status, collateral value, and the
      probability of collecting scheduled principal and interest payments when due.&#160; Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.&#160; Management determines the significance of payment
      delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower&#8217;s prior payment record, and
      the amount of the shortfall in relation to the principal and interest owed.&#160; Impairment is measured on a loan-by-loan basis for commercial and construction loans by either the present value of expected future cash flows discounted at the loan&#8217;s
      effective interest rate, the loan&#8217;s obtainable market price, or the fair value of the collateral if the loan is collateral dependent.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Homogenous loans, such as consumer installment, residential mortgages, and home equity lines are not
      individually risk graded.&#160; The associated ALLL for these loans is measured under ASC 450, <font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Contingencies</font>.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">When any secured&#160;commercial loan is considered uncollectable, whether past due or not, a current assessment
      of the value of the underlying collateral is made.&#160; If the balance of the loan exceeds the fair value of the collateral, the loan is placed on nonaccrual and the loan is charged down to the value of the collateral less estimated cost to sell or a
      specific reserve equal to the difference between book value of the loan and the fair value assigned to the collateral is created until such time as the loan is foreclosed.&#160; When the foreclosed collateral has been legally assigned to CTBI, the
      estimated fair value of the collateral less costs to sell is then transferred to other real estate owned or other&#160;repossessed assets, and a charge-off is taken for any remaining balance.&#160; When any unsecured commercial loan is considered uncollectable
      the loan is charged off no later than at 90 days past due.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">All closed-end consumer loans (excluding conventional 1-4 family residential loans and installment and
      revolving loans secured by real estate) are charged off no later than 120 days (5 monthly payments) delinquent.&#160; If a loan is considered uncollectable, it is charged off earlier than 120 days delinquent.&#160; For conventional 1-4 family residential loans
      and installment and revolving loans secured by real estate, when a loan is 90 days past due, a current assessment of the value of the real estate is made.&#160; If the balance of the loan exceeds the fair value of the property, the loan is placed on
      nonaccrual.&#160; Foreclosure proceedings are normally initiated after 120 days.&#160; When the foreclosed property has been legally assigned to CTBI, the fair value less estimated costs to sell is transferred to other real estate owned and the remaining
      balance is taken as a charge-off.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Historical loss rates for loans are adjusted for significant factors that, in management&#8217;s judgment, reflect
      the impact of any current conditions on loss recognition.&#160; We use twelve rolling quarters for our historical loss rate analysis.&#160; Factors that we consider include delinquency trends, current economic conditions and trends, strength of supervision and
      administration of the loan portfolio, levels of underperforming loans, level of recoveries to prior year&#8217;s charge-offs, trends in loan losses, industry concentrations and their relative strengths, amount of unsecured loans, and underwriting
      exceptions.&#160; Management continually reevaluates the other subjective factors included in its ALLL analysis.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Loans Held for Sale
      </font>&#8211;<font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">&#160;</font>Mortgage loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated market value in the
      aggregate.&#160; Net unrealized losses, if any, are recognized by charges to income.&#160; Gains and losses on loan sales are recorded in noninterest income.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Premises and
        Equipment</font> &#8211; Premises and equipment are stated at cost less accumulated depreciation and amortization.&#160; Capital leases are included in premises and equipment at the capitalized amount less accumulated amortization.&#160; Premises and equipment are
      evaluated for impairment on a quarterly basis.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Depreciation and amortization are computed primarily using the straight-line method.&#160; Estimated useful lives
      range up to 40 years for buildings, 2 to 10 years for furniture, fixtures, and equipment, and up to the lease term for leasehold improvements.&#160; Capitalized leased assets are amortized on a straight-line basis over the lives of the respective leases.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Federal Home Loan
        Bank and Federal Reserve Stock </font>&#8211; CTB is a member of the Federal Home Loan Bank (&#8220;FHLB&#8221;) system.&#160; Members are required to own a certain amount of stock based on the level of borrowings and other factors and may invest additional amounts.&#160;
      FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on the ultimate recovery par value.&#160; Both cash and stock dividends are reported as income.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTB is also a member of its regional Federal Reserve Bank.&#160; Federal Reserve Bank stock is carried at cost,
      classified as a restricted security, and periodically evaluated for impairment based on the ultimate recovery par value.&#160; Both cash and stock dividends are reported as income.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Other Real Estate
        Owned</font> &#8211; When foreclosed properties are acquired, appraisals are obtained and the properties are booked at the current fair market value less expected sales costs.&#160; Additionally, periodic updated appraisals are obtained on unsold foreclosed
      properties.&#160; When an updated appraisal reflects a fair market value below the current book value, a charge is booked to current earnings to reduce the property to its new fair market value less expected sales costs.&#160; Our policy for determining the
      frequency of periodic reviews is based upon consideration of the specific properties and the known or perceived market fluctuations in a particular market and is typically between 12 and 18 months but generally not more than 24 months.&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">All revenues and expenses related to the carrying of other real estate owned are recognized through the income statement.</font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Goodwill and Core
        Deposit Intangible </font>&#8211;<font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">&#160;</font>We evaluate total goodwill and core deposit intangible for impairment, based upon ASC 350, <font style="font-family:
        'Times New Roman', serif; font-size: 11pt; font-style: italic;">Intangibles-Goodwill and Other</font>, using fair value techniques including multiples of price/equity.&#160; Goodwill and core deposit intangible are evaluated for impairment on an annual
      basis or as other events may warrant.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The balance of goodwill, at $65.5 million, has not changed since January 1, 2015.&#160;&#160; Our core deposit
      intangible has been fully amortized since December 31, 2017.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Transfers of
        Financial Assets </font>&#8211;<font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">&#160;</font>Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered.&#160; Control over
      transferred assets is deemed to be surrendered when (1)&#160;the assets have been isolated from CTBI&#8212;put presumptively beyond the reach of the transferor and its creditors, even in bankruptcy or other receivership, (2)&#160;the transferee obtains the right
      (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3)&#160;CTBI does not maintain effective control over the transferred assets through an agreement to repurchase them before their
      maturity or the ability to unilaterally cause the holder to return specific assets.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Income Taxes</font>
      &#8211; Income tax expense is based on the taxes due on the consolidated tax return plus deferred taxes based on the expected future tax benefits and consequences of temporary differences between carrying amounts and tax bases of assets and liabilities,
      using enacted tax rates.&#160; Any interest and penalties incurred in connection with income taxes are recorded as a component of income tax expense in the consolidated financial statements.&#160; During the years ended December 31, 2018, 2017, and 2016, CTBI
      has not recognized a significant amount of interest expense or penalties in connection with income taxes.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Earnings Per Share
        (&#8220;EPS&#8221;)</font> &#8211; Basic EPS is calculated by dividing net income available to common shareholders by the weighted average number of common shares outstanding, excluding restricted shares.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Diluted EPS adjusts the number of weighted average shares of common stock outstanding by the dilutive effect
      of stock options, including restricted shares, as prescribed in ASC 718, <font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Share-Based Payment</font>.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Segments </font>&#8211;<font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">&#160;</font>Management analyzes the operation of CTBI assuming one operating segment, community banking services.&#160; CTBI, through its operating subsidiaries, offers a
      wide range of consumer and commercial community banking services.&#160; These services include: (i) residential and commercial real estate loans; (ii) checking accounts; (iii) regular and term savings accounts and savings certificates; (iv) full service
      securities brokerage services; (v) consumer loans; (vi) debit cards; (vii) annuity and life insurance products; (viii) Individual Retirement Accounts and Keogh plans; (ix) commercial<font style="font-family: 'Times New Roman', serif; font-size: 11pt;
        font-weight: bold;">&#160;</font>loans; (x) trust and wealth management services; (xi) commercial demand deposit accounts; and (xii) repurchase agreements.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Bank Owned Life
        Insurance </font>&#8211;<font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">&#160;</font>CTBI&#8217;s bank owned life insurance policies are carried at their cash surrender value.&#160; We recognize tax-free income from the periodic
      increases in cash surrender value of these policies and from death benefits.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Mortgage Servicing
        Rights </font>&#8211; Mortgage servicing rights (&#8220;MSRs&#8221;) are carried at fair market value following the accounting guidance in ASC 860-50, <font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Servicing Assets and
        Liabilities</font>.&#160; MSRs are valued using Level 3 inputs as defined in ASC 820, <font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Fair Value Measurements</font>.&#160; The fair value is determined quarterly
      based on an independent third-party valuation using a discounted cash flow analysis and calculated using a computer pricing model.&#160; The system used in this evaluation, Compass Point, attempts to quantify loan level idiosyncratic risk by calculating a
      risk derived value.&#160; As a result, each loan&#8217;s unique characteristics determine the valuation assumptions ascribed to that loan.&#160; Additionally, the computer valuation is based on key economic assumptions including the prepayment speeds of the
      underlying loans generated using the Andrew Davidson Prepayment Model, FHLMC/FNMA guidelines, the weighted-average life of the loan, the discount rate, the weighted-average coupon, and the weighted-average default rate, as applicable.&#160; Along with the
      gains received from the sale of loans, fees are received for servicing loans.&#160; These fees include late fees, which are recorded in interest income, and ancillary fees and monthly servicing fees, which are recorded in noninterest income.&#160; Costs of
      servicing loans are charged to expense as incurred.&#160; Changes in fair market value of the MSRs are reported as an increase or decrease to mortgage banking income.</font></div>
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  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Share-Based
        Compensation </font>&#8211; CTBI has a share-based employee compensation plan, which is described more fully in note 15 to the consolidated financial statements.&#160; CTBI accounts for this plan under the recognition and measurement principles of ASC 718, <font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Share-Based Payment</font>.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Comprehensive Income</font>
      &#8211; Comprehensive income consists of net income and other comprehensive income, net of applicable income taxes.&#160; Other comprehensive income includes unrealized appreciation (depreciation) on available-for-sale securities and unrealized appreciation
      (depreciation) on available-for-sale securities for which a portion of an other than temporary impairment has been recognized in income.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Transfers between
        Fair Value Hierarchy Levels &#8211; </font>Transfers in and out<font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">&#160;</font>of Level 1 (quoted market prices), Level 2 (other significant observable inputs), and Level 3
      (significant unobservable inputs) are recognized on the period ending date.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Reclassifications &#8211;</font>
      Certain reclassifications considered to be immaterial have been made in the prior year consolidated financial statements to conform to current year classifications.&#160; These reclassifications had no effect on net income.</font></div>
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  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; font-weight: bold;">New














        Accounting Standards</font> &#8211;</font></div>
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  <div style="text-indent: 36pt; text-align: justify;"><font style="font-family: Wingdings; font-size: 11pt;">&#216;</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt;">&#160;</font><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; font-weight: bold;">Financial Instruments &#8211; Overall </font>&#8211; In January 2016, the Financial
      Accounting Standards Board (&#8220;FASB&#8221;) issued Accounting Standard Update (&#8220;ASU&#8221;) No. 2016-01, <font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; font-style: italic;">Financial Instruments &#8211; Overall (Subtopic 825-10)</font>.&#160;&#160;
      The amendments in this Update require all equity investments to be measured at fair value with changes in the fair value recognized through net income (other than those accounted for under equity method of accounting, those that result in
      consolidation of the investee, and certain other investments).&#160; The amendments in this Update also require an entity to present separately in other comprehensive income the portion of the total change in the fair value of a liability resulting from a
      change in the instrument-specific credit risk when the entity has elected to measure the liability at fair value in accordance with the fair value option for financial instruments.&#160; In addition, the amendments in this Update eliminate the requirement
      to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost on the balance sheet for public business entities.&#160; Public business entities
      will be required to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes.&#160; For public business entities, the amendments in this Update are effective for fiscal years beginning after December 15,
      2017, including interim periods within those fiscal years.&#160; The amendments should be applied by means of a cumulative-effect adjustment to the balance sheet as of the beginning of the year of adoption.&#160; The amendments related to equity securities
      without readily determinable fair values (including disclosure requirements) should be applied prospectively to equity investments that exist as of the date of adoption.&#160; At December 31, 2017, we had $25 million in equity securities with a net
      unrealized loss of $0.6 million.&#160; Accordingly, an adjustment has been made as a cumulative effect adjustment to our consolidated balance sheet effective January 1, 2018.&#160; Note 17 below has been modified to reflect the changes in disclosure and the
      use of a notional exit price.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;">In February 2018, the FASB issued ASU 2018-03, <font style="font-family: &quot;Times New
        Roman&quot;,serif; font-size: 11pt; font-style: italic;">Technical Corrections and Improvements to Financial Instruments&#8212;Overall (Subtopic 825-10)</font>.&#160; This ASU included a technical correction to its guidance regarding equity securities, ASC
      321-10-35-2, allowing an entity to subsequently elect to record an equity security without a readily determinable fair value.&#160; In 2018, CTBI made the election permitted by ASC 321-10-35-2, to record 9,918 shares of Visa Class B restricted stock,
      which was transferred to CTBI by Visa in 2008, at fair value.&#160; If an entity subsequently elects to measure an equity security at fair value, the election is irrevocable and the entity must measure all identical or similar investments of the same
      issuer, including future purchases of identical or similar investments of the same issuer, at fair value.&#160; Any resulting gains or losses on the securities for which that election is made must be recorded in earnings at the time of the election.&#160; On
      December 31, 2018, CTBI recorded a $1.2 million gain on the recognition of the fair value of 9,918 Visa Class B shares held in its portfolio.</font></div>
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  </div>
  <div style="text-indent: 36pt; text-align: justify;"><font style="font-family: Wingdings; font-size: 11pt;">&#216;</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt;">&#160;</font><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; font-weight: bold; color: rgb(0, 0, 0);">Leases</font><font style="font-family: &quot;Times New
        Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);"> &#8211; In February 2016, the FASB issued ASU No. 2016-02, </font><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; font-style: italic; color: rgb(0, 0, 0);">Leases
        (Topic 842)</font><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">.&#160;&#160; </font>ASU 2016-02 establishes a right of use model that requires a lessee to record a right of use asset and a <font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">lease liability for all leases with terms longer than 12 months.&#160; Leases will be classified as either finance</font> or operating, with classification
      affecting the pattern of expense recognition in the income statement.&#160; For lessors, the guidance modifies the classification criteria and the accounting for sales-type and direct financing leases.&#160; A lease will be treated as a sale if it transfers
      all of the risks and rewards, as well as control of the underlying asset, to the lessee.&#160; If risks and rewards are conveyed without the transfer of control, the lease is treated as a financing. If the lessor does not convey risks and rewards or
      control, an operating lease results.&#160; The amendments are effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years for public business entities.&#160; Entities are required to use a modified
      retrospective approach for leases that exist or are entered into after the beginning of the earliest comparative period in the financial statements, with certain practical expedients available.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">In August 2018, the FASB issued ASU 2018-11, Leases (Topic 842):&#160; Targeted
      Improvements.&#160; This ASU is intended to reduce costs and ease implementation of the leases standard for financial statement preparers.&#160; ASU 2018-11 provides a new transition method and a practical expedient for separating components of a contract.</font></div>
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  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;"><u>Transition:
          Comparative Reporting at Adoption</u></font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">The amendments in ASU 2018-11 provide entities with an additional (and optional) transition method
      to adopt the new leases standard.&#160; Under this new transition method, an entity initially applies the new leases standard at the adoption date and recognizes a cumulative-effect adjustment to the opening balance of retained earnings in the period of
      adoption consistent with preparers&#8217; requests.&#160; Consequently, an entity&#8217;s reporting for the comparative periods presented in the financial statements in which it adopts the new leases standard will continue to be in accordance with current GAAP in
      Topic 840, <font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; font-style: italic;">Leases</font>.&#160; An entity that elects this additional (and optional) transition method must provide the required Topic 840 disclosures for
      all periods that continue to be in accordance with Topic 840.&#160; The amendments do not change the existing disclosure requirements in Topic 840 (for example, they do not create interim disclosure requirements that entities previously were not required
      to provide).</font></div>
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  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;"><u>Separating
          Components of a Contract</u></font></font></div>
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  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">The amendments in ASU 2018-11 provide lessors with a practical expedient, by class of underlying
      asset, to not separate nonlease components from the associated lease component and, instead, to account for those components as a single component if the nonlease components otherwise would be accounted for under the new revenue guidance (Topic 606)
      and both of the following are met:</font></div>
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    </font></div>
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    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z849d140beaad430eabd15ed04ea5e87c" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

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            <div style="text-align: justify; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol,serif; font-size: 11pt; color: rgb(0, 0, 0);">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">The timing and pattern of transfer of the nonlease component(s) and associated lease
                component are the same.</font></div>
          </td>
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    </table>
  </div>
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    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z2a423c25a1bf4ffa97c0ed3325bd4014" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

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            <div style="text-align: justify; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol,serif; font-size: 11pt; color: rgb(0, 0, 0);">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">The lease component, if accounted for separately, would be classified as an operating
                lease.</font></div>
          </td>
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    </table>
  </div>
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  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">An entity electing this practical expedient (including an entity that accounts for the combined
      component entirely in Topic 606) is required to disclose certain information, by class of underlying asset, as specified in the ASU.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">We elected the practical expedient in our implementation at January 1, 2019.&#160;
      Based on leases outstanding at December 31, 2018, the impact of adoption on January 1, 2019 was recording a lease liability of approximately $16.4 million, a right-of-use asset of approximately $15.9 million, and a cumulative-effect adjustment to
      retained earnings of approximately $0.5 million.</font></div>
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  </div>
  <div style="text-indent: 36pt; text-align: justify;"><font style="font-family: Wingdings; font-size: 11pt;">&#216;</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt;">&#160;</font><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; font-weight: bold;">Revenue from Contracts with Customers &#8211; </font>In May 2014, the FASB issued
      ASU No. 2014-09, Revenue from Contracts with Customers.&#160; The core principle of ASU 2014-09 is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to
      which the entity expects to be entitled in exchange for those goods or services.&#160; The guidance also specifies the accounting for some costs to obtain or fulfill a contract with a customer, as well as enhanced disclosure requirements.&#160; In August 2015,
      the FASB issued ASU 2015-14 which deferred the effective date of ASU 2014-09 to fiscal years, and interim reporting periods within those fiscal years, beginning after December 15, 2017.&#160; In March 2016, the FASB issued ASU 2016-08 which clarified the
      revenue recognition implementation guidance on principal versus agent considerations and is effective during the same period as ASU 2014-09.&#160; In April 2016, the FASB issued ASU 2016-10 which clarified the revenue recognition guidance regarding the
      identification of performance obligations and the licensing implementation and is effective during the same period as ASU 2014-09.&#160; In May 2016, the FASB issued ASU 2016-12 which narrowly amended the revenue recognition guidance regarding
      collectability, noncash consideration, presentation of sales tax, and transition.&#160; ASU 2016-12 is effective during the same period as ASU 2014-09.&#160; At December 31, 2017, we had $0.5 million in deferred gains on sale of other real estate owned.&#160;
      Accordingly, an adjustment has been made as a cumulative effect adjustment to our consolidated balance sheet effective January 1, 2018.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;">Accounting Standards Codification 606, <font style="font-family: &quot;Times New Roman&quot;,serif;
        font-size: 11pt; font-style: italic;">Revenue from Contracts with Customers</font> (&#8220;ASC 606&#8221;), establishes principles for reporting information about the nature, amount, timing and uncertainty of revenue and cash flows arising from the entity&#8217;s
      contracts to provide goods or services to customers.&#160; The core principle requires an entity to recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration that it expects to be entitled to
      receive in exchange for those goods or services recognized as performance obligations are satisfied.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;">The majority of our revenue-generating transactions are not subject to ASC 606, including revenue
      generated from financial instruments, such as our loans, letters of credit, and investment securities, as well as revenue related to our mortgage servicing activities, as these activities are subject to other generally accepted accounting principles
      (&#8220;GAAP&#8221;) discussed elsewhere within our disclosures.&#160; Descriptions of our revenue-generating activities that are within the scope of ASC 606, which are presented in our income statements as components of noninterest income are as follows:</font></div>
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    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z8dc272310dd3406098c3e33bd8708af9" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

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            <div style="text-align: justify; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol,serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;">Service charges on deposit accounts represents general service fees for monthly account maintenance and
                activity- or transaction-based fees and consist of transaction-based revenue, time-based revenue (service period), item-based revenue or some other individual attribute-based revenue.&#160; Revenue is recognized when our performance obligation
                is completed which is generally monthly for account maintenance services or when a transaction has been completed.&#160; Payment for such performance obligations is generally received at the time the performance obligations are satisfied.</font></div>
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    </table>
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    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z5b1c6321d3ca4a41ad5cc0c53c21fadd" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: justify; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol,serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;">Trust and wealth management income represents monthly or quarterly fees due from wealth management customers
                as consideration for managing the customers&#8217; assets.&#160; Wealth management and trust services include custody of assets, investment management, escrow services, fees for trust services, and similar fiduciary activities.&#160; Revenue is recognized
                when our performance obligation is completed each month or quarter, which is generally the time that payment is received.</font></div>
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    </table>
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    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z298b7b17b1c14414a2d100eb53dc3ef6" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

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          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: justify; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol,serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;">Brokerage revenue is transaction based and collected upon the settlement of the transaction.&#160; Other sales,
                such as life insurance, generate commissions from other third parties.&#160; These fees are generally collected monthly.</font></div>
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    </table>
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    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="zf950c06e127843a99b748d09a42d4c6c" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: justify; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol,serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;">Other noninterest income primarily includes items such as letter of credit fees, gains on sale of loans held
                for sale and servicing fees related to mortgage and commercial loans, none of which are subject to the requirements of ASC 606.</font></div>
          </td>
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    </table>
  </div>
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  </div>
  <div style="text-indent: 36pt; text-align: justify;"><font style="font-family: Wingdings; font-size: 11pt;"><font style="font-family: Wingdings; font-size: 10pt;">&#216;</font></font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px;
      font-size: 1px; width: 36pt;">&#160;</font><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; font-weight: bold;">Accounting for Credit Losses</font>
      &#8211; In June 2016, the FASB issued ASU No. 2016-13, <font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; font-style: italic;">Financial Instruments&#8212;Credit Losses (Topic 326): Measurement of Credit Losses on Financial
        Instruments.</font>&#160; The provisions of ASU 2016-13 were issued to provide financial statement users with more decision-useful information about the expected credit losses on financial instruments that are not accounted for at fair value through net
      income, including loans held for investment, held-to-maturity debt securities, trade and other receivables, net investment in leases and other commitments to extend credit held by a reporting entity at each reporting date.&#160; This ASU requires that
      financial assets measured at amortized cost be presented at the net amount expected to be collected, through an allowance for credit losses that is deducted from the amortized cost basis.&#160; The amendments in ASU 2016-13 eliminate the probable incurred
      loss recognition in current GAAP and reflect an entity&#8217;s current estimate of all expected credit losses.&#160; The measurement of expected credit losses is based upon historical experience, current conditions, and reasonable and supportable forecasts that
      affect the collectability of the financial assets.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;">For purchased financial assets with a more-than-insignificant amount of credit deterioration since
      origination (&#8220;PCD assets&#8221;) that are measured at amortized cost, the initial allowance for credit losses is added to the purchase price rather than being reported as a credit loss expense.&#160; Subsequent changes in the allowance for credit losses on PCD
      assets are recognized through the statement of income as a credit loss expense.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;">Credit losses relating to available-for-sale debt securities will be recorded through an allowance
      for credit losses rather than as a direct write-down to the security.</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;">ASU 2016-13 is effective for fiscal years, and interim periods within those fiscal years, beginning
      after December 15, 2019.&#160; Early adoption is permitted for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. CTBI has an implementation team working through the provisions of ASU 2016-13 including
      assessing the impact on its accounting and disclosures.&#160; The team has established the historical data that will be available and has identified the potential loan segments to be analyzed.&#160; The team plans to determine the portfolio methodologies to be
      utilized and to begin running parallel with its current model in the third quarter of 2019.</font></div>
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  <div style="text-indent: 36pt; text-align: justify;"><font style="font-family: Wingdings; font-size: 11pt;">&#216;</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt;">&#160;</font><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; font-weight: bold;">Statement of Cash Flows</font> &#8211; In August 2016, the FASB issued ASU No.
      2016-15, <font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; font-style: italic;">Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments.</font>&#160;<font style="font-family: &quot;Times
        New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">Stakeholders indicated that there is diversity in practice in how certain cash receipts and cash payments are presented and classified in the statement of cash flows under Topic 230,
        Statement of Cash Flows, and other Topics.&#160; This ASU addresses the following eight specific cash flow issues: Debt prepayment or debt extinguishment costs; settlement of zero-coupon debt instruments or other debt instruments with coupon interest
        rates that are insignificant in relation to the effective interest rate of the borrowing; contingent consideration payments made after a business combination; proceeds from the settlement of insurance claims; proceeds from the settlement of
        corporate-owned life insurance policies (including bank-owned life insurance policies); distributions received from equity method investees; beneficial interests in securitization transactions; and separately identifiable cash flows and application
        of the predominance principle.&#160; The amendments in this Update apply to all entities that are required to present a statement of cash flows under Topic 230.&#160; This Update is the final version of Proposed Accounting Standards Update EITF-15F&#8212;</font><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; font-style: italic; color: rgb(0, 0, 0);">Statement of Cash Flows&#8212;Classification of Certain Cash Receipts and Cash Payments (Topic 230)</font><font style="font-family:
        &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">, which has been deleted.&#160; The amendments in this Update are effective for public business entities for fiscal years beginning after December 15, 2017, and interim periods
        within those fiscal years.&#160; The amendments in this Update should be applied using a retrospective transition method to each period presented.&#160; If it is impracticable to apply the amendments retrospectively for some of the issues, the amendments for
        those issues would be applied prospectively as of the earliest date practicable.&#160; We adopted this ASU effective January 1, 2018 with no</font> material impact on CTBI&#8217;s consolidated financial statements.</font></div>
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  <div style="text-indent: 36pt; text-align: justify;"><font style="font-family: Wingdings; font-size: 11pt;">&#216;</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt;">&#160;</font><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; font-weight: bold;">Simplifying the Test for Goodwill Impairment </font>&#8211; In January 2017, the
      FASB issued ASU No. 2017-04, <font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; font-style: italic;">Intangibles &#8211; Goodwill and Other (Topic 350) &#8211; Simplifying the Test for Goodwill Impairment</font>.&#160; These amendments
      eliminate Step 2 from the goodwill impairment test.&#160; The amendments also eliminate the requirements from any reporting unit with a zero or negative carrying amount to perform a qualitative assessment and, if it fails that qualitative test, to perform
      Step 2 of the goodwill impairment test.&#160; An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary.&#160; The guidance is effective for fiscal years beginning
      after December 15, 2019, and interim periods with those fiscal years.&#160; ASU 2017-04 should be implemented on a prospective basis.&#160; Management does not expect ASU 2017-04 to have an impact on CTBI&#8217;s consolidated financial statements.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-indent: 36pt; text-align: justify;"><font style="font-family: Wingdings; font-size: 11pt;">&#216;</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt;">&#160;</font><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; font-weight: bold;">Receivables &#8211; Nonrefundable Fees and Other Costs: Premium Amortization on
        Purchased Callable Debt Securities</font> &#8211; In April 2017, the FASB issued ASU No. 2017-08, <font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; font-style: italic;">Receivables&#8212;Nonrefundable Fees and Other Costs (Subtopic
        310-20), Premium Amortization on Purchased Callable Debt Securities</font>.&#160; The ASU shortens the amortization period for certain callable debt securities held at a premium to the earliest call date.&#160; However, the amendments do not require an
      accounting change for securities held at a discount; the discount continues to be amortized to maturity.&#160; The amendments are effective for public business entities for fiscal periods beginning after December 15, 2018, including interim periods within
      those fiscal periods.&#160; Entities are required to apply the amendments on a modified retrospective basis through a cumulative-effect adjustment directly to retained earnings as of the beginning of the period of adoption.&#160; We adopted this ASU effective
      January 1, 2018 with no material impact on CTBI&#8217;s consolidated financial statements.</font></div>
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  <div style="text-indent: 36pt; text-align: justify;"><font style="font-family: Wingdings; font-size: 11pt;">&#216;</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt;">&#160;</font><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; font-weight: bold;">Income Statement&#8212;Reporting Comprehensive Income </font>&#8211; In February 2018, the
      FASB issued ASU No. 2018-02, <font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; font-style: italic;">Income Statement&#8212;Reporting Comprehensive Income (Topic 220)</font>.&#160; On December 22, 2017, the U.S. federal government
      enacted a tax bill, the Tax Cuts and Jobs Act of 2017.&#160; The guidance in GAAP requires deferred tax liabilities and assets to be adjusted for the effect of a change in tax laws or rates with the effect included in income from continuing operations in
      the reporting period that includes the enactment date.&#160; That guidance was applicable even in situations in which the related income tax effects of items in accumulated other comprehensive income were originally recognized in other comprehensive
      income (rather than in net income).&#160; Because the adjustment of deferred taxes due to the reduction of the historical corporate income tax rate to the newly enacted corporate income tax rate of 21 percent was required to be included in income from
      continuing operations, the tax effects of items within accumulated other comprehensive income (referred to as stranded tax effects for purposes of this Update) did not reflect the appropriate tax rate.&#160; The amendments in this ASU require a
      reclassification from accumulated other comprehensive income to retained earnings for stranded tax effects resulting from the newly enacted federal corporate income tax rate.&#160; The amount of the reclassification is the difference between the
      historical corporate income tax rate and the newly enacted 21 percent corporate income tax rate.&#160; Consequently, the amendments in this Update eliminate the stranded tax effects associated with the change in the federal corporate income tax rate in
      the Tax Cuts and Jobs Act of 2017 and improve the usefulness of information reported to financial statement users.&#160; The amendments in this Update are effective for all entities for fiscal years beginning after December 15, 2018, and interim periods
      within those fiscal years.&#160; Early adoption is permitted for public business entities for reporting periods for which financial statements have not yet been issued by applying retrospectively to each period in which the effect of the change in the
      U.S. federal corporate income tax rate in the Tax Cuts and Jobs Act of 2017 is recognized.&#160; We elected to early adopt this ASU, and therefore, have adjusted our consolidated financial statements effective December 31, 2017 with minimal effect to our
      financial position.</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="text-indent: 36pt; text-align: justify;"><font style="font-family: Wingdings; font-size: 11pt;">&#216;</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt;">&#160;</font><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; font-weight: bold;">Income Taxes&#8212;Amendments to SEC Paragraphs &#8211; </font>The FASB issued ASU
      2018-05, <font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; font-style: italic;">Income Taxes (Topic 740) - Amendments to SEC Paragraphs Pursuant to SEC Staff Accounting Bulletin (SAB) No. 118</font> in March 2018.&#160; ASU
      2018-05 amended the Accounting Standards Codification to incorporate various SEC paragraphs pursuant to the issuance of SAB 118.&#160; SAB 118 addressed the application of generally accepted accounting principles in situations when a registrant did not
      have the necessary information available, prepared, or analyzed (including computations) in reasonable detail to complete the accounting for certain income tax effects of the Tax Cuts and Jobs Act.&#160; We did not have any situations where we did not
      have the necessary information available, prepared, and analyzed in reasonable detail to complete the accounting for the tax effects of the Tax Cuts and Jobs Act.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-indent: 36pt; text-align: justify;"><font style="font-family: Wingdings; font-size: 11pt; color: rgb(0, 0, 0);">&#216;</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt;">&#160;</font><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; font-weight: bold;">Changes to the Disclosure Requirements for Fair Value Measurement </font>&#8211; In
      August 2018, the FASB issued ASU 2018-13, <font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; font-style: italic;">Fair Value Measurement (Topic 820)&#8212;Disclosure Framework&#8212;Changes to the Disclosure Requirements for Fair
        Value Measurement</font>.&#160; <font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">ASU No. 2018-13 modifies the disclosure requirements on fair value measurements in Topic 820 as follows:</font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;"><u>Removals</u></font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">The following disclosure requirements were removed from Topic 820:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="zb766a9ee4cd74055a3fa0670e144d4b3" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: justify; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol,serif; font-size: 11pt; color: rgb(0, 0, 0);">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">The amount of and reasons for transfers between Level 1 and Level 2 of the fair value
                hierarchy</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z34ec3846a0484c9c89ae115e1e2f57ba" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: justify; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol,serif; font-size: 11pt; color: rgb(0, 0, 0);">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">The policy for timing of transfers between levels</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z615c1f9378444a47980bc70405793c0f" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: justify; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol,serif; font-size: 11pt; color: rgb(0, 0, 0);">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">The valuation processes for Level 3 fair value measurements</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;"><u>Modifications</u></font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">The following disclosure requirements were modified in Topic 820:</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;"> <br>
    </font></div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z0319587cbab449a293d00d3520cbc3d8" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: justify; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol,serif; font-size: 11pt; color: rgb(0, 0, 0);">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">For investments in certain entities that calculate net asset value, an entity is
                required to disclose the timing of liquidation of an investee&#8217;s assets and the date when restrictions from redemption might lapse only if the investee has communicated the timing to the entity or announced the timing publicly; and</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="zf44e8614579245289abce43ffcd3f864" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: justify; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol,serif; font-size: 11pt; color: rgb(0, 0, 0);">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">The amendments clarify that the measurement uncertainty disclosure is to communicate
                information about the uncertainty in measurement as of the reporting date.</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;"><u>Additions</u></font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">The following disclosure requirements were added to Topic 820:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="zb73b135d840949819d256e42c0282f2f" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: justify; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol,serif; font-size: 11pt; color: rgb(0, 0, 0);">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">The changes in unrealized gains and losses for the period included in other
                comprehensive income for recurring Level 3 fair value measurements held at the end of the reporting period; and</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="ze794bc9265434e44ac96670869112f31" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: justify; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol,serif; font-size: 11pt; color: rgb(0, 0, 0);">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">The range and weighted average of significant unobservable inputs used to develop Level
                3 fair value measurements.&#160; For certain unobservable inputs, an entity may disclose other quantitative information (such as the median or arithmetic average) in lieu of the weighted average if the entity determines that other quantitative
                information would be a more reasonable and rational method to reflect the distribution of unobservable inputs used to develop Level 3 fair value measurements.</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">In addition, the amendments eliminate at a minimum from the phrase &#8220;an entity
      shall disclose at a minimum&#8221; to promote the appropriate exercise of discretion by entities when considering fair value measurement disclosures and to clarify that materiality is an appropriate consideration of entities and their auditors when
      evaluating disclosure requirements.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">CTBI plans to adopt ASU 2018-13 effective January 1, 2020 with minimal changes
      to our current reporting.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-indent: 36pt; text-align: justify;"><font style="font-family: Wingdings; font-size: 11pt; color: rgb(0, 0, 0);">&#216;</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt;">&#160;</font><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; font-weight: bold;">Accounting for Costs of Implementing a Cloud Computing Service Agreement</font>&#8211;
      In August 2018, the FASB issued ASU 2018-15, <font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; font-style: italic;">Intangibles&#8212;Goodwill and Other&#8212;Internal-Use Software (Subtopic 350-40):&#160; Customer&#8217;s Accounting for
        Implementation Costs Incurred in a Cloud Computing Arrangement That Is a Service Contract</font>, which reduces complexity for the accounting for costs of implementing a cloud computing service arrangement.&#160; This standard aligns the accounting for
      implementation costs of hosting arrangements, regardless of whether they convey a license to the hosted software.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">The ASU aligns the following requirements for capitalizing implementation
      costs:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z09ee90d5dec040678588b52edf61bc79" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 72pt; vertical-align: top; align: right;">
            <div style="text-align: justify; margin-left: 54pt; line-height: 12.55pt;"><font style="font-family: Symbol,serif; font-size: 11pt; color: rgb(0, 0, 0);">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">Those incurred in a hosting arrangement that is a service contract, and</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z39b73bc99467482f9b9831cda1ff9356" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 72pt; vertical-align: top; align: right;">
            <div style="text-align: justify; margin-left: 54pt; line-height: 12.55pt;"><font style="font-family: Symbol,serif; font-size: 11pt; color: rgb(0, 0, 0);">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">Those incurred to develop or obtain internal-use software (and hosting arrangements that
                include an internal-use software license.</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt; color: rgb(0, 0, 0);">This ASU will be effective beginning January 1, 2020.&#160; We do not anticipate a
      significant impact to our consolidated financial statements.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">2.&#160; Cash and Due from Banks and Interest Bearing Deposits</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Included in cash and due from banks and interest bearing deposits are amounts required to be held at the
      Federal Reserve or maintained in vault cash in accordance with regulatory reserve requirements.&#160; The balance requirements were $74.7 million and $73.5 million at December 31, 2018 and 2017, respectively.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">At December 31, 2018, CTBI had cash accounts which exceeded federally insured limits, and therefore are not
      subject to FDIC insurance, with $73.5 million in deposits with the Federal Reserve, $29.1 million in deposits with US Bank, $0.7 million in deposits with Fifth Third Bank, and $2.2 million in deposits with the Federal Home Loan Bank.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">3.&#160; Securities</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Securities are classified into held-to-maturity and available-for-sale categories.&#160; Held-to-maturity (HTM)
      securities are those that CTBI has the positive intent and ability to hold to maturity and are reported at amortized cost.&#160; Available-for-sale (AFS) securities are those that CTBI may decide to sell if needed for liquidity, asset-liability management
      or other reasons.&#160; Available-for-sale securities are reported at fair value, with unrealized gains or losses included as a separate component of equity, net of tax.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">The amortized cost and fair value of debt securities at December 31, 2018 are summarized as
      follows:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Available-for-Sale</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z8e44d0f0176643ac8daea4a56fc91354" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic; color: #000000;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Amortized Cost</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Gross Unrealized Gains</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Gross Unrealized Losses</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Fair Value</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">U.S. Treasury and government agencies</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">219,358</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">48</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(1,468</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">217,938</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">State and political subdivisions</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">126,280</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">633</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(2,425</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">124,488</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">U.S. government sponsored agency mortgage-backed securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">255,969</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">397</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(5,547</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">250,819</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Other debt securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">507</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(6</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">501</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Total available-for-sale securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">602,114</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">1,078</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(9,446</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">593,746</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>

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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Held-to-Maturity</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
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  <table cellspacing="0" cellpadding="0" id="z803c4d514ba54a1abb8519c79d8b77a1" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic; color: #000000;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Amortized Cost</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Gross Unrealized Gains</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Gross Unrealized Losses</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Fair Value</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">State and political subdivisions</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">649</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">649</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Total held-to-maturity securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">649</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">649</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">The amortized cost and fair value of securities at December 31, 2017 are summarized as
      follows:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Available-for-Sale</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z54e6bc20f0c3421ea64f38b752346072" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic; color: #000000;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Amortized Cost</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Gross Unrealized Gains</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Gross Unrealized Losses</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Fair Value</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">U.S. Treasury and government agencies</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">211,574</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">170</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(1,172</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">210,572</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">State and political subdivisions</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">144,159</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">2,017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(1,161</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">145,015</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">U.S. government sponsored agency mortgage-backed securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">208,959</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">357</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(4,007</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">205,309</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Other debt securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">507</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">507</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Total debt securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">565,199</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">2,544</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(6,340</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">561,403</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">CRA investment funds</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">25,000</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">76</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(718</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">24,358</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Total available-for-sale securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">590,199</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">2,620</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(7,058</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">585,761</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Held-to-Maturity</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zc2a6c76818514e31bd5e4f8eb19b4bfa" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic; color: #000000;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Amortized Cost</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Gross Unrealized Gains</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Gross Unrealized Losses</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Fair Value</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">State and political subdivisions</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">659</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">1</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">660</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Total held-to-maturity securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">659</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">1</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">660</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The amortized cost and fair value of debt securities at December 31, 2018 by contractual maturity are shown
      below.&#160; Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z3f1f1957ac6f42b8800fe010adc484e8" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Available-for-Sale</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Held-to-Maturity</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic; color: #000000;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Amortized Cost</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Fair Value</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Amortized Cost</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Fair Value</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Due in one year or less</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">65,507</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">65,393</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Due after one through five years</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">93,465</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">92,943</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">649</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">649</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Due after five through ten years</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">84,350</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">83,231</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Due after ten years</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">102,316</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">100,859</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">U.S. government sponsored agency mortgage-backed securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">255,969</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">250,819</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Other debt securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">507</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">501</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Total debt securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">602,114</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">593,746</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">649</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">649</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">In 2018, we had a net securities loss of $0.1 million.&#160; There was a net loss of $1.3 million realized on
      sales and calls of AFS securities, consisting of a pre-tax gain of $0.3 million and a pre-tax loss of $1.6 million.&#160; This net loss included a loss of $0.4 million from the sale of CTBI&#8217;s CRA investment funds in the first quarter of 2018.&#160; Also
      included in securities gains and losses for 2018 was an unrealized gain of $1.2 million from equity securities, discussed below, in the fourth quarter of 2018.&#160; There was a net gain of $0.1 million realized in 2017 and a net gain of $0.5 million
      realized in 2016.</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Equity Securities at Fair Value</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">In 2008, Visa distributed 9,918 shares of Visa Class B restricted stock to CTBI which, upon resolution of
      certain pending legal matters, will become unrestricted and convertible into Visa Class A shares.&#160; Following this distribution, significant concern existed about the ultimate realizable value of these shares, and because CTBI did not have a basis in
      the stock, the shares were previously not recorded as an asset on CTBI&#8217;s balance sheet.&#160; In recent years, the concern over the realizable value has stabilized, and in late 2017 and 2018, several sales of Visa Class B shares have occurred.&#160; While not
      traded in observable markets, these sales were reported by several financial institutions in various SEC 8-K and 10-K filings.&#160; In 2018, FASB issued a technical correction to its guidance regarding equity securities, ASC 321-10-35-2, allowing an
      entity to subsequently elect to record an equity security without a readily determinable fair value.&#160; In 2018, CTBI made the election permitted by ASC 321-10-35-2 to record its Visa Class B shares at fair value.&#160; On December 31, 2018, CTBI recorded a
      $1.2 million gain on the recognition of the fair value of 9,918 Visa Class B shares held in its portfolio.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">&#160;The amortized cost of securities pledged as collateral, to secure public deposits and for other purposes,
      was $258.8 million at December 31, 2018 and $225.7 million at December 31, 2017.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The amortized cost of securities sold under agreements to repurchase amounted to $289.1 million at December
      31, 2018 and $296.4 million at December 31, 2017.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI evaluates its investment portfolio on a quarterly basis for impairment.&#160; The analysis performed as of
      December 31, 2018 indicates that all impairment is considered temporary, market and interest rate driven, and not credit-related.&#160; The percentage of total investments with unrealized losses as of December 31, 2018 was 75.7% compared to 69.5% as of
      December 31, 2017.&#160; The following tables provide the amortized cost, gross unrealized losses, and fair market value, aggregated by investment category and length of time the individual securities have been in a continuous unrealized loss position as
      of December 31, 2018 that are not deemed to be other-than-temporarily impaired.&#160; There were no held-to-maturity securities that were deemed to be impaired as of December 31, 2018.</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Available-for-Sale</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zb08cf3e8458a412999862446797c48ff" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic; color: #000000;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Amortized Cost</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Gross Unrealized Losses</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Fair Value</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Less Than 12 Months</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">U.S. Treasury and government agencies</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">78,905</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(271</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">78,634</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">State and political subdivisions</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">21,707</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(194</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">21,513</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">U.S. government sponsored agency mortgage-backed securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">61,940</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(377</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">61,563</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Other debt securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">507</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(6</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">501</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Total &lt;12 months temporarily impaired AFS securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">163,059</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(848</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">162,211</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">12 Months or More</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">U.S. Treasury and government agencies</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">97,955</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(1,197</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">96,758</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">State and political subdivisions</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">51,911</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(2,231</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">49,680</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">U.S. government sponsored agency mortgage-backed securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">147,658</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(5,170</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">142,488</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Other debt securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Total &#8805;12 months temporarily impaired AFS securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">297,524</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(8,598</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">288,926</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Total</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">U.S. Treasury and government agencies</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">176,860</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(1,468</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">175,392</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">State and political subdivisions</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">73,618</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(2,425</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">71,193</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">U.S. government sponsored agency mortgage-backed securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">209,598</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(5,547</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">204,051</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Other debt securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">507</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(6</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">501</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Total temporarily impaired AFS securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">460,583</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(9,446</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">451,137</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The analysis performed as of December 31, 2017 indicated that all impairment was considered temporary, market
      and interest rate driven, and not credit-related.&#160; The following tables provide the amortized cost, gross unrealized losses, and fair market value, aggregated by investment category and length of time the individual securities have been in a
      continuous unrealized loss position as of December 31, 2017 that are not deemed to be other-than-temporarily impaired.&#160; There were no held-to-maturity securities that were deemed to be impaired as of December 31, 2017.</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Available-for-Sale</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zfc32e5b932144f4b9d8cbca297168210" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic; color: #000000;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Amortized Cost</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Gross Unrealized Losses</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Fair Value</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Less Than 12 Months</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">U.S. Treasury and government agencies</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">136,688</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(840</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">135,848</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">State and political subdivisions</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">34,283</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(416</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">33,867</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">U.S. government sponsored agency mortgage-backed securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">62,768</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(643</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">62,125</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Other debt securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Total debt securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">233,739</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(1,899</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">231,840</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">CRA investment funds</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(105</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">7,395</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Total &lt;12 months temporarily impaired AFS securities</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">241,239</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">239,235</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">12 Months or More</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">U.S. Treasury and government agencies</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">23,885</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(332</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">23,553</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">State and political subdivisions</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">16,930</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(745</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">16,185</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">U.S. government sponsored agency mortgage-backed securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">117,827</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(3,364</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">114,463</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Other debt securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Total debt securities</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">158,642</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(4,441</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">154,201</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">CRA investment funds</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">15,000</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(613</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">14,387</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Total &#8805;12 months temporarily impaired AFS securities</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">173,642</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(5,054</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">168,588</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Total</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">U.S. Treasury and government agencies</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">160,573</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(1,172</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">159,401</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">State and political subdivisions</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">51,213</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(1,161</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">50,052</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">U.S. government sponsored agency mortgage-backed securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">180,595</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(4,007</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">176,588</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Other debt securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Total debt securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">392,381</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(6,340</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">386,041</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">CRA investment funds</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">22,500</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(718</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">21,782</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Total temporarily impaired AFS securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">414,881</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(7,058</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">407,823</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">U.S. Treasury and Government Agencies</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The unrealized losses in U.S. Treasury and government agencies were caused by interest rate increases.&#160; The
      contractual terms of those investments do not permit the issuer to settle the securities at a price less than par which will equal amortized cost at maturity.&#160; CTBI does not consider those investments to be other-than-temporarily impaired at December
      31, 2018, because CTBI does not intend to sell the investments and it is not more likely than not that we will be required to sell the investments before recovery of their amortized cost, which may be maturity.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">State and Political Subdivisions</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The unrealized losses in securities of state and political subdivisions were caused by interest rate
      increases.&#160; The contractual terms of those investments do not permit the issuer to settle the securities at a price less than par which will equal amortized cost at maturity.&#160; CTBI does not consider those investments to be other-than-temporarily
      impaired at December 31, 2018, because CTBI does not intend to sell the investments before recovery of their amortized cost and it is not more likely than not that we will be required to sell the investments before recovery of their amortized cost,
      which may be maturity.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">U.S. Government Sponsored Agency Mortgage-Backed Securities</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The unrealized losses in U.S. government sponsored agency mortgage-backed securities were caused by interest
      rate increases.&#160; CTBI expects to recover the amortized cost basis over the term of the securities.&#160; CTBI does not consider those investments to be other-than-temporarily impaired at December 31, 2018, because (i) the decline in market value is
      attributable to changes in interest rates and not credit quality, (ii) CTBI does not intend to sell the investments, and (iii) it is not more likely than not we will be required to sell the investments before recovery of their amortized cost, which
      may be maturity.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Other Debt Securities</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The unrealized losses in other debt securities were caused by interest rate increases.&#160; The contractual terms
      of those investments do not permit the issuer to settle the securities at a price less than par which will equal amortized cost at maturity.&#160; CTBI does not consider those investments to be other-than-temporarily impaired at December 31, 2018, because
      CTBI does not intend to sell the investments and it is not more likely than not that we will be required to sell the investments before recovery of their amortized cost, which may be maturity.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">CRA Investment Funds</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">In 2017, CTBI&#8217;s CRA investment funds consisted of investments in fixed income mutual funds ($24.4 million of
      the total fair value and $718 thousand of the total unrealized losses in common stock investments).&#160; The severity of the impairment (fair value is approximately 2.9% less than cost) and the duration of the impairment correlates with the decline in
      long-term interest rates in 2017.&#160; CTBI evaluated the near-term prospects of these funds in relation to the severity and duration of the impairment.&#160; Based on that evaluation, CTBI does not consider those investments to be other-than-temporarily
      impaired at December 31, 2017.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">4.&#160; Loans</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">Major classifications of loans, net of unearned income, deferred loan origination costs, and
      net premiums on acquired loans, are summarized as follows:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zee5b533b02aa4206907f2035c6fa017d" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="line-height: 10.25pt;"><font style="line-height: 10.25pt;">&#160;</font></div>
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic; color: #000000;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">December 31</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">December 31</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial construction</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">82,715</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">76,479</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial secured by real estate</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">1,183,093</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">1,188,680</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Equipment lease financing</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">1,740</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">3,042</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial other</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">377,198</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">351,034</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Real estate construction</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">57,160</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">67,358</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Real estate mortgage</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">722,417</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">709,570</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Home equity</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">106,299</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">99,356</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Consumer direct</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">144,289</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">137,754</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Consumer indirect</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">533,727</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">489,667</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Total loans</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">3,208,638</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">3,122,940</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI has segregated and evaluates its loan portfolio through nine portfolio segments. CTBI serves customers
      in small and mid-sized communities in eastern, northeastern, central, and south central Kentucky, southern West Virginia, and northeastern Tennessee.&#160; Therefore, CTBI&#8217;s exposure to credit risk is significantly affected by changes in these
      communities.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Commercial construction loans are for the purpose of erecting or rehabilitating buildings or other structures
      for commercial purposes, including any infrastructure necessary for development.&#160;&#160; Included in this category are improved property, land development, and tract development loans.&#160; The terms of these loans are generally short-term with permanent
      financing upon completion.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Commercial real estate loans include loans secured by nonfarm, nonresidential properties, 1-4
      family/multi-family properties, farmland, and other commercial real estate.&#160; These loans are originated based on the borrower&#8217;s ability to service the debt and secondarily based on the fair value of the underlying collateral.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Equipment lease financing loans are fixed or variable leases for commercial purposes.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Commercial other loans consist of commercial check loans, agricultural loans, receivable financing,
      floorplans, loans to financial institutions, loans for purchasing or carrying securities, and other commercial purpose loans.&#160; Commercial loans are underwritten based on the borrower&#8217;s ability to service debt from the business&#8217;s underlying cash
      flows.&#160; As a general practice, we obtain collateral such as real estate, equipment, or other assets, although such loans may be uncollateralized but guaranteed.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Real estate construction loans are typically for owner-occupied properties.&#160; The terms of these loans are
      generally short-term with permanent financing upon completion.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Residential real estate loans are a mixture of fixed rate and adjustable rate first and second lien
      residential mortgage loans.&#160; As a policy, CTBI holds adjustable rate loans and sells the majority of its fixed rate first lien mortgage loans into the secondary market.&#160; Changes in interest rates or market conditions may impact a borrower&#8217;s ability
      to meet contractual principal and interest payments.&#160; Residential real estate loans are secured by real property.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Home equity lines are revolving adjustable rate credit lines secured by real property.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Consumer direct loans are a mixture of fixed rate and adjustable rate products comprised of unsecured loans,
      consumer revolving credit lines, deposit secured loans, and all other consumer purpose loans.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Consumer indirect loans are fixed rate loans secured by automobiles, trucks, vans, and recreational vehicles
      originated at the selling dealership underwritten and purchased by CTBI&#8217;s indirect lending department.&#160; Both new and used products are financed.&#160; Only dealers who have executed dealer agreements with CTBI participate in the indirect lending program.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">Not i</font>ncluded in
      the loan balances above were loans held for sale in the amount of $2.5 million at December 31, 2018 and $1.0 million at December 31, 2017.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Refer to note 1 to the condensed consolidated financial statements for further information regarding our
      nonaccrual policy.&#160; Nonaccrual loans segregated by class of loans were as follows:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zffb5260f048c41018e4999d327d01955" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic; color: #000000;">&#160;(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">December 31</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">December 31</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial construction</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">639</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">1,207</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial secured by real estate</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">4,537</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">7,028</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial other</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">797</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">934</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Residential:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Real estate construction</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">22</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">318</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Real estate mortgage</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">5,395</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">8,243</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Home equity</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">477</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">389</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Total nonaccrual loans</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">11,867</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">18,119</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The following tables present CTBI&#8217;s loan portfolio aging analysis, segregated by class, as of December 31,
      2018 and 2017:</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z988e2be7766d46f79f7c2fb82fda214b" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="26" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31, 2018</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">30-59 Days Past Due</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">60-89 Days Past Due</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">90+ Days Past Due</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;"> </font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total Past Due</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;"> </font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Current</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total Loans</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">90+ and Accruing*</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial construction</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">87</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">58</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">698</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">843</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">81,872</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">82,715</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">58</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial secured by real estate</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6,287</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,204</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8,776</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">16,267</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,166,826</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,183,093</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,632</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Equipment lease financing</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">94</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,067</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">377,198</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">581</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Residential:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #FFFFFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">144</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">438</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">28</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">610</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">56,550</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">57,160</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Real estate mortgage</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,272</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,645</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7,607</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">14,524</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">707,893</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">722,417</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,095</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Home equity</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">898</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">365</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">441</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">104,595</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">106,299</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">246</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Consumer:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Consumer direct</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">918</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">191</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">74</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,183</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">143,106</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">144,289</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">74</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Consumer indirect</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,715</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">975</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">507</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6,197</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">527,530</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">533,727</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">506</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Total</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">15,378</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8,970</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">19,198</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">43,546</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,165,092</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,208,638</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10,198</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z035eacdcc4584936a7fd53da2f3ef8e6" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

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        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="26" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31, 2017</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">30-59 Days Past Due</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">60-89 Days Past Due</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">90+ Days Past Due</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;"> </font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total Past Due</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;"> </font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Current</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total Loans</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">90+ and Accruing*</font></div>
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      <tr>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial construction</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">138</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,238</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,376</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">75,103</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">76,479</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">31</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial secured by real estate</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,047</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,599</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8,514</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">14,160</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,174,520</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,188,680</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,665</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Equipment lease financing</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">430</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">430</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,612</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,042</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial other</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">835</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">652</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,564</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">349,470</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">351,034</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">87</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Residential:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Real estate construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">224</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">202</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">223</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">649</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">66,709</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">67,358</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">223</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Real estate mortgage</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,064</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,029</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">11,605</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">18,698</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">690,872</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">709,570</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6,293</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Home equity</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">595</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">178</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">428</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,201</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">98,155</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">99,356</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">167</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Consumer:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Consumer direct</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">983</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">148</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">62</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,193</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">136,561</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">137,754</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">62</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Consumer indirect</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,085</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,399</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">648</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6,132</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">483,535</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">489,667</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">648</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Total</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">13,401</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8,632</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">23,370</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">45,403</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,077,537</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,122,940</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10,176</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">*90+ and Accruing are also included in 90+ Days Past Due column.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The risk characteristics of CTBI&#8217;s material portfolio segments are as follows:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Commercial construction loans generally are made to customers for the purpose of building income-producing
      properties.&#160; Personal guarantees of the principals are generally required.&#160; Such loans are made on a projected cash flow basis and are secured by the project being constructed.&#160; Construction loan draw procedures are included in each specific loan
      agreement, including required documentation items and inspection requirements.&#160; Construction loans may convert to term loans at the end of the construction period, or may be repaid by the take-out commitment from another financing source.&#160; If the
      loan is to convert to a term loan, the repayment ability is based on the borrower&#8217;s projected cash flow.&#160; Risk is mitigated during the construction phase by requiring proper documentation and inspections whenever a draw is requested.&#160; Loans in
      amounts greater than $500,000 generally require a performance bond to be posted by the general contractor to assure completion of the project.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Commercial real estate loans are viewed primarily as cash flow loans and secondarily as loans secured by real
      estate.&#160; Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally dependent on the successful operation of the property securing the loan or the business conducted on the property
      securing the loan.&#160; Commercial real estate loans may be more adversely affected by conditions in the real estate markets or in the general economy.&#160; Management monitors and evaluates commercial real estate loans based on collateral and risk grade
      criteria.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Equipment lease financing is underwritten by our commercial lenders using the same underwriting standards as
      would be applied to a secured commercial loan requesting 100% financing.&#160; The pricing for equipment lease financing is comparable to that of borrowers with similar quality commercial credits with similar collateral.&#160; Maximum terms of equipment
      leasing are determined by the type and expected life of the equipment to be leased.&#160; Residual values are determined by appraisals or opinion letters from industry experts.&#160; Leases must be in conformity with our consolidated annual tax plan.&#160; As we
      underwrite our equipment lease financing in a manner similar to our commercial loan portfolio described below, the risk characteristics for this portfolio mirror that of the commercial loan portfolio.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Commercial loans are primarily based on the identified cash flows of the borrower and secondarily on the
      underlying collateral provided by the borrower.&#160; The cash flows of borrowers, however, may not be as expected and the collateral securing these loans may fluctuate in value.&#160; Most commercial loans are secured by the assets being financed or other
      business assets such as accounts receivable or inventory and may incorporate a personal guarantee; however, some short-term loans may be made on an unsecured basis.&#160; In the case of loans secured by accounts receivable, the availability of funds for
      the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">With respect to residential loans that are secured by 1-4 family residences and are generally owner occupied,
      CTBI generally establishes a maximum loan-to-value ratio and requires private mortgage insurance if that ratio is exceeded.&#160; Home equity loans are typically secured by a subordinate interest in 1-4 family residences. Residential construction loans
      are handled through the home mortgage area of the bank.&#160; The repayment ability of the borrower and the maximum loan-to-value ratio are calculated using the normal mortgage lending criteria.&#160; Draws are processed based on percentage of completion
      stages including normal inspection procedures.&#160; Such loans generally convert to term loans after the completion of construction.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Consumer loans are secured by consumer assets such as automobiles or recreational vehicles.&#160; Some consumer
      loans are unsecured such as small installment loans and certain lines of credit.&#160; Our determination of a borrower&#8217;s ability to repay these loans is primarily dependent on the personal income and credit rating of the borrowers, which can be impacted
      by economic conditions in their market areas such as unemployment levels.&#160; Repayment can also be impacted by changes in property values on residential properties.&#160; Risk is mitigated by the fact that the loans are of smaller individual amounts and
      spread over a large number of borrowers.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The indirect lending area of the bank generally deals with purchasing/funding consumer contracts with new and
      used automobile dealers.&#160; The dealers generate consumer loan applications which are forwarded to the indirect loan processing area for approval or denial.&#160; Loan approvals or denials are based on the creditworthiness and repayment ability of the
      borrower, and on the collateral value.&#160; The dealers may have limited recourse agreements with CTB.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Credit Quality Indicators:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI categorizes loans into risk categories based on relevant information about the ability of borrowers to
      service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors.&#160; CTBI also considers the fair value of the underlying collateral and
      the strength and willingness of the guarantor(s).&#160; CTBI analyzes commercial loans individually by classifying the loans as to credit risk.&#160; Loans classified as loss, doubtful, substandard, or special mention are reviewed quarterly by CTBI for further
      deterioration or improvement to determine if appropriately classified and valued if deemed impaired.&#160; All other commercial loan reviews are completed every 12 to 18 months.&#160; In addition, during the renewal process of any loan, as well as if a loan
      becomes past due or if other information becomes available, CTBI will evaluate the loan grade.&#160; CTBI uses the following definitions for risk ratings:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z45680717399841199962054401d1fdb9" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Wingdings; font-size: 11pt;">&#216;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Pass</font> grades include
                investment grade, low risk, moderate risk, and acceptable risk loans.&#160; The loans range from loans that have no chance of resulting in a loss to loans that have a limited chance of resulting in a loss.&#160; Customers in this grade have excellent
                to fair credit ratings.&#160; The cash flows are adequate to meet required debt repayments.</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z33ae94a4d3eb47c3ae652256b575d425" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Wingdings; font-size: 11pt;">&#216;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Watch</font> graded loans
                are loans that warrant extra management attention but are not currently criticized.&#160; Loans on the watch list may be potential troubled credits or may warrant &#8220;watch&#8221; status for a reason not directly related to the asset quality of the
                credit.&#160; The watch grade is a management tool to identify credits which may be candidates for future classification or may temporarily warrant extra management monitoring.</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z06810dbf7b5f48cd8c146e7722a86e09" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Wingdings; font-size: 11pt;">&#216;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Other assets especially
                  mentioned (OAEM)</font> reflects loans that are currently protected but are potentially weak.&#160; These loans constitute an undue and unwarranted credit risk but not to the point of justifying a classification of substandard.&#160; The credit
                risk may be relatively minor yet constitute an unwarranted risk in light of circumstances surrounding a specific asset. Loans in this grade display potential weaknesses which may, if unchecked or uncorrected, inadequately protect CTBI&#8217;s
                credit position at some future date.&#160; The loans may be adversely affected by economic or market conditions.</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="ze4324dcae91146ab8d33b3c535893389" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Wingdings; font-size: 11pt;">&#216;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Substandard</font> grading
                indicates that the loan is inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged.&#160; These loans have a well-defined weakness or weaknesses that jeopardize the orderly liquidation of
                the debt with the distinct possibility that CTBI will sustain some loss if the deficiencies are not corrected.</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="zab97abbe0d084f44aef997047d32799c" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Wingdings; font-size: 11pt;">&#216;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Doubtful</font> graded loans
                have the weaknesses inherent in the substandard grading with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and
                improbable.&#160; The probability of loss is extremely high, but because of certain important and reasonably specific pending factors which may work to CTBI&#8217;s advantage or strengthen the asset(s), its classification as an estimated loss is
                deferred until its more exact status may be determined.&#160; Pending factors include proposed merger, acquisition, or liquidation procedures, capital injection, perfecting liens on additional collateral, and refinancing plans.</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The following tables present the credit risk profile of CTBI&#8217;s commercial loan portfolio based on rating
      category and payment activity, segregated by class of loans, as of December 31, 2018 and 2017:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zf68547e5b20f442db8912436e0b40d20" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">&#160;(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;"> Commercial Construction</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Commercial Secured by Real Estate</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Equipment Leases</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Commercial Other</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Total</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31, 2018</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Pass</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">74,222</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,038,309</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,740</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">327,431</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,441,702</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Watch</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,070</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">71,834</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">28,986</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">103,890</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">OAEM</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,594</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">19,734</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Substandard</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,829</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">53,125</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">14,970</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">71,924</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Doubtful</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">91</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">76</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">167</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">82,715</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,183,093</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,740</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">377,198</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,644,746</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31, 2017</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Pass</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">67,846</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,053,701</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,005</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">305,655</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,430,207</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Watch</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,323</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">65,182</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">29,008</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">97,513</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">OAEM</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,304</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">22,401</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">37</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,206</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">26,948</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Substandard</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,828</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">47,223</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">12,947</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">63,998</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Doubtful</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">178</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">173</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">218</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">569</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">76,479</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,188,680</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,042</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">351,034</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,619,235</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
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  </table>
  <div style="text-align: justify; line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The following tables present the credit risk profile of CTBI&#8217;s residential real estate and consumer loan
      portfolios based on performing or nonperforming status, segregated by class, as of December 31, 2018 and 2017:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z103d3b624dc54467903dd356a3be870c" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Real Estate Construction</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Real Estate Mortgage</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Home Equity</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Consumer Direct</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Consumer</font></div>
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Indirect</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Total</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31, 2018</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Performing</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">57,132</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">712,927</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">105,576</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">144,215</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">533,221</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,553,071</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Nonperforming (1)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">28</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9,490</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">723</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">74</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">506</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10,821</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">57,160</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">722,417</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">106,299</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">144,289</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">533,727</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,563,892</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31, 2017</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Performing</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">66,817</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">695,034</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">98,800</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">137,692</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">489,019</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,487,362</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Nonperforming (1)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">541</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">14,536</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">556</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">62</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">648</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">16,343</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">67,358</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">709,570</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">99,356</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">137,754</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">489,667</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,503,705</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(1)&#160; A loan is considered nonperforming if it is 90 days or more past due and/or on nonaccrual.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The total of consumer mortgage loans secured by real estate properties for which formal foreclosure
      proceedings are in process totaled $3.3 million at December 31, 2018 compared to $3.7 million at December 31, 2017.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when
      based on current information and events, it is probable CTBI will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan.&#160; Impaired loans include nonperforming commercial loans but also include
      loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties.&#160; These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of
      principal, forbearance, or other actions intended to maximize collection.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The following table presents impaired loans, the average investment in impaired loans, and interest income
      recognized on impaired loans for the years ended December 31, 2018, 2017, and 2016:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="za4289db1a2114486b01a7667c3be38d9" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="18" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31, 2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Recorded Balance</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Unpaid Contractual Principal Balance</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Specific Allowance</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;"> </font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Average Investment in Impaired Loans</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;"> </font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">*Interest Income Recognized</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top;">
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        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,100</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,100</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,923</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">171</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial secured by real estate</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">29,645</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">31,409</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">30,250</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,412</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Equipment lease financing</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial other</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8,285</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9,982</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8,774</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">530</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Real estate construction</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">106</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Real estate mortgage</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,882</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,882</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,666</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">41</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Loans with a specific valuation allowance:</font></div>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">127</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">127</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">50</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">42</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial secured by real estate</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,854</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,983</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">605</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,051</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial other</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">473</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">473</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">146</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">285</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">16</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Totals:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,227</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,227</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">50</font></div>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">171</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">32,301</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,413</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Equipment lease financing</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial other</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8,758</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10,455</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">146</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9,059</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">546</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Real estate construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">106</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Real estate mortgage</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,882</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,882</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,666</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">41</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Total</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">46,366</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">50,956</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">801</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">47,097</font></div>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,171</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="18" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31, 2017</font></div>
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          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Recorded Balance</font></div>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Unpaid Contractual Principal Balance</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Specific Allowance</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;"> </font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Average Investment in Impaired Loans</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;"> </font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">*Interest Income Recognized</font></div>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Loans without a specific valuation allowance:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,431</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,439</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,835</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">200</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial secured by real estate</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">28,480</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">30,365</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">27,753</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,344</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Equipment lease financing</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">34</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial other</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9,481</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">11,252</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10,444</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">539</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Real estate construction</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">318</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">318</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Real estate mortgage</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,591</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">36</font></div>
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        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Loans with a specific valuation allowance:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">153</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">173</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">25</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">155</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial secured by real estate</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,985</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,095</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">966</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,932</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial other</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">65</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Totals:</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,612</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">25</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,990</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">200</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial secured by real estate</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">31,465</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">34,460</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">966</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">31,685</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,352</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Equipment lease financing</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">34</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial other</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9,481</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">11,252</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10,509</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">539</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Real estate construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">318</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">318</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">534</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Real estate mortgage</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,564</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,570</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,591</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">36</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Total</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">47,412</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">52,212</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">991</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">49,343</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,127</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="18" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31, 2016</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Recorded Balance</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Unpaid Contractual Principal Balance</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Specific Allowance</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;"> </font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Average Investment in Impaired Loans</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;"> </font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">*Interest Income Recognized</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Loans without a specific valuation allowance:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial construction</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,102</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,123</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,367</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">218</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial secured by real estate</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">29,025</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">29,594</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">31,136</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,609</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Equipment lease financing</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">11,561</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">632</font></div>
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          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Real estate mortgage</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,483</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,483</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,691</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">52</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Loans with a specific valuation allowance:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,507</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,509</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">213</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,290</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial secured by real estate</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,731</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,885</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,035</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,151</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">19</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial other</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">139</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">139</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">65</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">483</font></div>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Totals:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,609</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,632</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">213</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6,657</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">218</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial secured by real estate</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">33,756</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">35,479</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,035</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">35,287</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,628</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Equipment lease financing</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial other</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">11,354</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">13,294</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">65</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">12,044</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">632</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Real estate mortgage</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,483</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,483</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,691</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">52</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Total</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">52,202</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">55,888</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,313</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">55,679</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,530</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">*Cash basis interest is substantially the same as interest income recognized.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Included in certain loan categories of impaired loans are certain loans that have been modified in a troubled
      debt restructuring, where economic concessions have been granted to borrowers who have experienced financial difficulties. These concessions typically result from our loss mitigation activities and could include reductions in the interest rate,
      payment extensions, forgiveness of principal, forbearance or other actions.&#160; Modifications of terms for our loans and their inclusion as troubled debt restructurings are based on individual facts and circumstances.&#160; Loan modifications that are
      included as troubled debt restructurings may involve either an increase or reduction of the interest rate, extension of the term of the loan, or deferral of principal and/or interest payments, regardless of the period of the modification.&#160; All of the
      loans identified as troubled debt restructuring were modified due to financial stress of the borrower.&#160; In order to determine if a borrower is experiencing financial difficulty, an evaluation is performed to determine the probability that the
      borrower will be in payment default on any of its debt in the foreseeable future without the modification.&#160; This evaluation is performed under CTBI&#8217;s internal underwriting policy.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">When we modify loans and leases in a troubled debt restructuring, we evaluate any possible impairment similar
      to other impaired loans based on the present value of expected future cash flows, discounted at the contractual interest rate of the original loan agreement, or use the current fair value of the collateral, less selling costs for collateral dependent
      loans. If we determined that the value of the modified loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount), impairment is recognized through an allowance
      estimate or a charge-off to the allowance. In periods subsequent to modification, we evaluate all troubled debt restructuring, including those that have payment defaults, for possible impairment and recognize impairment through the allowance.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">C</font>ertain loans
      have been modified in troubled debt restructurings, where economic concessions were granted to borrowers consisting of reductions in the interest rates, payment extensions, forgiveness of principal, and forbearances.&#160; <font style="font-family:
        'Times New Roman', serif; font-size: 11pt; color: #000000;">Presented below, segregated by class of loans, are troubled debt restructurings that occurred during the years ended December 31, 2018 and 2017:</font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z8352dacaa3aa4b25b760c2521c829bf3" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="18" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Year Ended</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31, 2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Number of Loans</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Term Modification</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Rate Modification</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;"> </font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Combination</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;"> </font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Post-Modification Outstanding Balance</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commercial:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial construction</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,182</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">15</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,197</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial secured by real estate</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">24</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,004</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,383</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,387</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial other</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">465</font></div>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Residential:</font></div>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
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          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Real estate construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Real estate mortgage</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">264</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">704</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">968</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Total troubled debt restructurings</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">40</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6,915</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,102</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9,017</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Term Modification</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Combination</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Post-Modification Outstanding Balance</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">114</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">114</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial secured by real estate</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">15</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,199</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">192</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,391</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial other</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">22</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,072</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">136</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,208</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Residential:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Real estate construction</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">846</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">846</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Real estate mortgage</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">988</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">988</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Total troubled debt restructurings</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">43</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,105</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">442</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,547</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">No charge-offs have resulted from modifications for any of the presented periods.&#160; We had
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Loans retain their accrual status at the time of their modification. As a result, if a loan is on nonaccrual
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic; color: #000000;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Year Ended</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">December 31, 2018</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Number of Loans</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Recorded Balance</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial construction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">2</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">148</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial secured by real estate</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">1</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">17</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial other</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">1</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">84</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Residential:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Real estate construction</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Total defaulted restructured loans</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">4</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">249</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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  <table cellspacing="0" cellpadding="0" id="z59ad5652b7e249a0849bb8b500898fe1" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic; color: #000000;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Year Ended</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">December 31, 2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Number of Loans</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Recorded Balance</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial construction</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial secured by real estate</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Commercial other</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Residential:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Real estate construction</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">1</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">846</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Total defaulted restructured loans</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">1</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">846</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">5.&#160; Mortgage Banking and Servicing Rights</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Mortgage banking activities primarily include residential mortgage originations and servicing.&#160; As discussed
      in note 1 above, mortgage servicing rights (&#8220;MSRs&#8221;) are carried at fair market value.&#160; The fair value is determined quarterly based on an independent third-party valuation using a discounted cash flow analysis and calculated using a computer pricing
      model.&#160; The system used in this evaluation, Compass Point, attempts to quantify loan level idiosyncratic risk by calculating a risk derived value.&#160; As a result, each loan&#8217;s unique characteristics determine the valuation assumptions ascribed to that
      loan.&#160; Additionally, the computer valuation is based on key economic assumptions including the prepayment speeds of the underlying loans generated using the Andrew Davidson Prepayment Model, FHLMC/FNMA guidelines, the weighted average life of the
      loan, the discount rate, the weighted average coupon, and the weighted-average default rate, as applicable.&#160; Along with the gains received from the sale of loans, fees are received for servicing loans.&#160; These fees include late fees, which are
      recorded in interest income, and ancillary fees and monthly servicing fees, which are recorded in noninterest income.&#160; Costs of servicing loans are charged to expense as incurred.&#160; Changes in fair market value of the MSRs are reported as an increase
      or decrease to mortgage banking income.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The following table presents the components of mortgage banking income:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z0ae9ed9342044c0d863ff2cd94e4c19d" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Year Ended December 31</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">
          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;"> </font></div>
          <div style="line-height: 11.4pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td nowrap="nowrap" colspan="1" style="text-align: center; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; text-align: center;">&#160;</td>
        <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">
          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;"> </font></div>
          <div style="line-height: 11.4pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td nowrap="nowrap" colspan="1" style="text-align: center; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; text-align: center;">&#160;</td>
        <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">
          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;"> </font></div>
          <div style="line-height: 11.4pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 10pt; font-weight: bold;">2016</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Net gain on sale of mortgage loans held for sale</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,288</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,232</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,831</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Net loan servicing income (expense)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: justify; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Servicing fees</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,275</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,255</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,239</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: justify; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Late fees</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">73</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">84</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">78</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: justify; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Ancillary fees</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">282</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">239</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">322</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: justify; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Fair value adjustments</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(343</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(361</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(324</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Net loan servicing income</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,287</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,217</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,315</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Mortgage banking income</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,575</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,449</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,146</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Mortgage loans serviced for others are not included in the accompanying balance sheets.&#160; Loans serviced for
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      accounts, disbursing payments to investors, and processing foreclosures.&#160; Custodial escrow balances maintained in connection with the foregoing loan servicing, and included in demand deposits, were approximately $1.0 million at December 31, 2018,
      2017, and 2016, respectively.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Activity for capitalized mortgage servicing rights using the fair value method is as follows:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z83d30f349fc248799f9c6ffd5341cdc7" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;"> </font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;"> </font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;"> </font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2016</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Fair value of MSRs, beginning of period</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,484</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,433</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,236</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">New servicing assets created</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">466</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">412</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">521</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Change in fair value during the period due to:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: justify; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Time decay (1)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(189</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(184</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(175</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: justify; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Payoffs (2)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(227</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(268</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(313</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: justify; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Changes in valuation inputs or assumptions (3)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">73</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">91</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">164</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Fair value of MSRs, end of period</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,607</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,484</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,433</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z1c48f2db8f2d4ecda433ed56f6f18725" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 18pt; vertical-align: top; align: right;">
            <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1)</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; text-indent: 18pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Represents decrease in value due to regularly scheduled loan principal payments and partial loan
                paydowns.</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z1e0a470d654d4a478da236ede6c05ecb" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 18pt; vertical-align: top; align: right;">
            <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(2)</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; text-indent: 18pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Represents decrease in value due to loans that paid off during the period.</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="ze6bbde1f304e4bc4a5fabd38d6d204c1" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 18pt; vertical-align: top; align: right;">
            <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(3)</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; text-indent: 18pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Represents change in value resulting from market-driven changes in interest rates.</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The fair values of capitalized mortgage servicing rights were $3.6 million, $3.5 million, and $3.4 million at
      December 31, 2018, 2017, and 2016, respectively.&#160; Fair values for the years ended December 31, 2018, 2017, and 2016 were determined by third-party valuations with a resulting 10.1% average discount rate over the last three years, respectively, and
      weighted average default rates of 2.57%, 3.03%, and 3.02%, respectively.&#160; Prepayment speeds generated using the Andrew Davidson Prepayment Model averaged 9.5%, 10.0%, and 9.5% at December 31, 2018, 2017, and 2016, respectively.&#160; MSR values are very
      sensitive to movement in interest rates as expected future net servicing income depends on the projected balance of the underlying loans, which can be greatly impacted by the level of prepayments.&#160; CTBI does not currently hedge against changes in the
      fair value of its MSR portfolio.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">6.&#160; Related Party Transactions</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">In the ordinary course of business, CTB has made extensions of credit and had transactions with certain
      directors and executive officers of CTBI or our subsidiaries, including their associates (as defined by the Securities and Exchange Commission).&#160; We believe such extensions of credit and transactions were made on substantially the same terms,
      including interest rate and collateral, as those prevailing at the same time for comparable transactions with other persons.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Activity for related party extensions of credit during 2018 and 2017 is as follows:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zc90c3232ba4b4abba77ea266f29fb27e" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic; color: #000000;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Related party extensions of credit, beginning of period</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">16,832</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">27,081</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">New loans and advances on lines of credit</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">6,425</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">522</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Repayments</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(3,794</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(2,615</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Increase (decrease) due to changes in related parties</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">(8,156</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">)</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Related party extensions of credit, end of period</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">19,463</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">16,832</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The aggregate balances of related party deposits at December 31, 2018 and 2017 were $16.6 million and $15.8
      million, respectively.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">A director of CTBI is a shareholder in a law firm that provided services to CTBI and its subsidiaries during
      the years 2018, 2017, and 2016.&#160; Approximately $1.1 million in legal fees and $0.1 million in expenses paid on behalf of CTBI, $1.2 million total, were paid to this law firm during 2018.&#160; Approximately $1.1 million in legal fees and $0.1 million in
      expenses, $1.2 million total, were paid during 2017, and approximately $1.0 million in legal fees and $0.1 million in expenses, $1.1 million in total, were paid during 2016.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">7.&#160; Allowance for Loan and Lease Losses</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">The following tables present the balance in the allowance for loan and lease losses (&#8220;ALLL&#8221;)
      and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2018, 2017, and 2016:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zc17c82506539448fab94d1c542f793f3" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Commercial Construction</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Commercial Secured by Real Estate</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Equipment Lease Financing</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Commercial Other</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Real Estate Construction</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Real Estate Mortgage</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Home Equity</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Consumer Direct</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Consumer Indirect</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Total</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">ALLL</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Balance, beginning of year</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">686</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">14,509</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">18</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">5,039</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">660</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">5,688</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">857</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,863</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">6,831</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">36,151</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Provision charged to expense</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(6</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(115</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(336</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">39</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">572</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">4,288</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">6,167</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Losses charged off</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(988</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(1,513</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(33</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(1,004</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(69</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(997</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(6,394</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(10,998</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Recoveries</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">61</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">224</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">643</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">85</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">14</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">445</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3,116</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">4,588</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Balance, end of year</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">862</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">14,531</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">12</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">4,993</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">512</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">4,433</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">841</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,883</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">7,841</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">35,908</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Ending balance:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
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          <div style="text-align: left; margin-left: 4.5pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Individually evaluated for impairment</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">50</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">605</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">146</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
        </td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">801</font></div>
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          <div style="text-align: left; margin-left: 4.5pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Collectively evaluated for impairment</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">13,926</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">12</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">4,847</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">512</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">4,433</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">841</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,883</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">7,841</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">35,107</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Loans</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Ending balance:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 4pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Individually evaluated for impairment</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">4,227</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">31,499</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">8,758</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,882</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">46,366</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 4pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Collectively evaluated for impairment</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">78,488</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,151,594</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,740</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">368,440</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">57,160</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">720,535</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">106,299</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">144,289</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">533,727</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3,162,272</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
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  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
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  <table cellspacing="0" cellpadding="0" id="z1b9e4c2fe8074fd6bc7ebfdbe73f6625" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Commercial Construction</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Commercial Secured by Real Estate</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Equipment Lease Financing</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Commercial Other</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Real Estate Construction</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Real Estate Mortgage</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Home Equity</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Consumer Direct</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Consumer Indirect</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Total</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">ALLL</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Balance, beginning of year</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">884</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">14,191</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">42</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">4,656</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">629</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">6,027</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">774</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,885</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">6,845</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">35,933</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Provision charged to expense</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(237</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2,281</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(24</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,744</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">31</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">189</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">257</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">418</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2,862</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">7,521</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Losses charged off</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(10</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(2,038</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(1,893</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(615</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(178</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(965</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(5,386</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(11,085</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Recoveries</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">49</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">75</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">532</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">87</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">4</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">525</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2,510</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3,782</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Balance, end of year</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">686</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">14,509</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">18</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">5,039</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">660</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">5,688</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">857</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,863</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">6,831</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">36,151</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Ending balance:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="text-align: left; margin-left: 4.5pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Individually evaluated for impairment</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">25</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">966</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">991</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
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          <div style="text-align: left; margin-left: 4.5pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Collectively evaluated for impairment</font></div>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">661</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">13,543</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">18</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">5,039</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">660</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">5,688</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">857</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,863</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">6,831</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">35,160</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Loans</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Ending balance:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
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          <div style="text-align: left; margin-left: 4pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Individually evaluated for impairment</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">31,465</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">9,481</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">318</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,564</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">47,412</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 4pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Collectively evaluated for impairment</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">71,895</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,157,215</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3,042</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">341,553</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">67,040</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">708,006</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">99,356</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">137,754</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">489,667</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3,075,528</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">2016</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Commercial Construction</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Commercial Secured by Real Estate</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Equipment Lease Financing</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Commercial Other</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Real Estate Construction</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Real Estate Mortgage</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Home Equity</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Consumer Direct</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Consumer Indirect</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">Total</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">ALLL</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Balance, beginning of year</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2,199</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">14,434</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">79</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">4,225</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">550</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">6,678</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">839</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,594</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">5,496</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">36,094</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Provision charged to expense</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(1,035</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,220</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(37</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2,128</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">264</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(20</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">912</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">4,149</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">7,872</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Losses charged off</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(316</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(1,641</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(2,136</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(192</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(1,043</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(54</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(1,236</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(5,050</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">(11,668</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Recoveries</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">36</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">178</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">439</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">7</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">101</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">9</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">615</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2,250</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">3,635</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Balance, end of year</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">884</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">14,191</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">42</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">4,656</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">629</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">6,027</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">774</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,885</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">6,845</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">35,933</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Ending balance:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="text-align: left; margin-left: 4.5pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Individually evaluated for impairment</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">213</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,035</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">65</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,313</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
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          <div style="text-align: left; margin-left: 4.5pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Collectively evaluated for impairment</font></div>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">671</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">13,156</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">42</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">4,591</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">629</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">6,027</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">774</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,885</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">6,845</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">34,620</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">Loans</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Ending balance:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 4pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Individually evaluated for impairment</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">5,609</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">33,756</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">11,354</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,483</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">52,202</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 4pt; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">Collectively evaluated for impairment</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">61,389</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">1,051,672</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">5,512</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">338,805</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">57,966</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">701,486</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">91,511</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">133,093</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">444,735</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">2,886,169</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
      </tr>

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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">8.&#160; Premises and Equipment</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Premises and equipment are summarized as follows:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z53481b447bc346559661ec0013ff5a4d" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Land and buildings</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">79,815</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">79,173</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Leasehold improvements</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,805</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,894</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Furniture, fixtures, and equipment</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">38,576</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">38,096</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Construction in progress</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,396</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">80</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total premises and equipment</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">124,592</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">122,243</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Less accumulated depreciation and amortization</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(79,301</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(75,925</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Premises and equipment, net</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">45,291</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">46,318</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Depreciation and amortization of premises and equipment for 2018, 2017, and 2016 was $3.8 million, $3.9
      million, and $3.7 million, respectively.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">9.&#160; Other Real Estate Owned</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">Activity for other real estate owned was as follows:</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z5521e77d1e2542ae9aba867a6dc9abbb" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Beginning balance of other real estate owned</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">31,996</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">35,856</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">New assets acquired</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,459</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,382</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Fair value adjustments</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(2,530</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(3,034</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Sale of assets</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(7,652</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(6,208</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Ending balance of other real estate owned</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">27,273</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">31,996</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">Carrying costs and fair
        value adjustments associated with foreclosed properties were $4.3 million, $4.5 million, and $2.9 million for 2018, 2017, and 2016, respectively.&#160; See note 1 for a description of our accounting policies relative to foreclosed properties and other
        real estate owned</font>.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">The major classifications of foreclosed properties are shown in the following table:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zfe54c7b26a374cfc8856c003281007d7" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">1-4 family</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">5,253</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">5,908</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Agricultural/farmland</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">68</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Construction/land development/other</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">15,017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">16,158</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Multifamily</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">88</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">176</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Non-farm/non-residential</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">6,915</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">9,686</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Total foreclosed properties</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">27,273</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">31,996</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">10.&#160; Deposits</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">Major classifications of deposits are categorized as follows:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z797bc70212304cb8a398aae185bb0d10" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Noninterest bearing deposits</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">803,316</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">790,930</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">NOW accounts</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">56,964</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">51,218</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Money market deposits</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">887,288</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">692,021</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Savings</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">406,749</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">416,551</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Certificates of deposit and other time deposits of $100,000 or more</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">651,967</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">759,025</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Certificates of deposit and other time deposits less than $100,000</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">499,666</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">554,118</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Total deposits</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">3,305,950</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">3,263,863</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Certificates of deposit and other time deposits of $250,000 or more at December 31, 2018 and 2017 were $219.0
      million and $232.5 million, respectively.&#160; Wholesale brokered deposits at December 31, 2018 and 2017 were $42.3 million and $82.3 million, respectively.&#160; The decrease in wholesale brokered deposits resulted from a $40.0 million maturity during the
      third quarter 2018.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Maturities of certificates of deposits and other time deposits are presented below:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zcd6dee24a2cf4c689c2487adf1220ef5" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="26" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Maturities by Period at December 31, 2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Within 1 Year</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;"> 2 Years</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">
          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;"> </font></div>
          <div style="line-height: 11.4pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 10pt; font-weight: bold;">3 Years</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">
          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;"> </font></div>
          <div style="line-height: 11.4pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 10pt; font-weight: bold;">4 Years</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">5 Years</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">After 5 Years</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 16%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Certificates of deposit and other time deposits<font style="font-family: 'Times New Roman', serif; font-size: 10pt; color:
                #000000;"> of $100,000 or more</font></font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">651,967</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">438,837</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">125,420</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">40,706</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">27,135</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">19,869</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 16%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Certificates of deposit and other time deposits less than $100,000</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">499,666</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">401,755</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">43,217</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">23,606</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">14,581</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">16,249</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">258</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 16%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; color: #000000;">Total maturities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,151,633</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">840,592</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">168,637</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">64,312</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">41,716</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">36,118</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">258</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">11.&#160; Borrowings</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">Short-term debt is categorized as follows:</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zf96d14a93c074c21b2df61d3fc680470" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Repurchase agreements</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">232,712</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">243,814</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Federal funds purchased</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,180</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7,312</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total short-term debt</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">233,892</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">251,126</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">All federal funds purchased mature and reprice daily.&#160; See note 12 for information regarding the maturities
      of our repurchase agreements.&#160; The average rates paid for federal funds purchased and repurchase agreements on December 31, 2018 were 2.18% and 2.01%, respectively.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The maximum balance for repurchase agreements at any month-end during 2018 occurred at August 31, 2018, with
      a month-end balance of $253.2 million.&#160; The average balance of repurchase agreements for the year was $239.9 million.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">On November 30, 2017, Community Trust Bancorp, Inc. signed an amendment to a revolving credit promissory
      note, dated October 31, 2014 and last amended February 3, 2017, for a line of credit for general corporate purposes in the amount of $12 million at a floating interest rate of 2.00% in excess of the one-month LIBOR rate.&#160; This amendment extended the
      maturity date to November 30, 2018 with an unused commitment fee of 0.30%.&#160; CTBI did not renew the line of credit beyond the scheduled maturity date.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">Long-term debt is categorized as follows:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zcbb80213925c4bc5a38a97224dfc2a80" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Junior subordinated debentures, 4.33%, due 6/1/37</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">59,341</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">59,341</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">On March 30, 2007, CTBI issued $61.3 million in junior subordinated debentures to a newly formed
      unconsolidated Delaware statutory trust subsidiary which in turn issued $59.5 million of capital securities in a private placement to institutional investors.&#160; The debentures, which mature in 30 years but are redeemable at par at CTBI&#8217;s option after
      five years, were issued at a rate of 6.52% until June 1, 2012, and thereafter at a floating rate based on the three-month LIBOR plus 1.59%.&#160; The underlying capital securities were issued at the equivalent rates and terms.&#160; The proceeds of the
      debentures were used to fund the redemption on April 2, 2007 of all CTBI&#8217;s outstanding 9.0% and 8.25% junior subordinated debentures in the total amount of $61.3 million.&#160; In May 2017, CTBI <font style="font-family: 'Times New Roman', serif;
        font-size: 11pt; color: #000000;">was able to purchase $2.0 million&#160;of the junior subordinated debentures in the open market at a purchase price of $1.4 million, resulting in a gain of $0.6 million.&#160; The junior subordinated debentures will be
        retained by CTBI until maturity, and&#160;CTBI will continue to report the junior subordinated debentures at the net amount outstanding of $59.3 million.</font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">On November 29, 2018, the coupon rate was set at 4.33% for the March 1, 2019 distribution date, which was
      based on the three-month LIBOR rate as of November 29, 2018 of 2.74% plus 1.59%.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">12.&#160; Repurchase Agreements</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We utilize securities sold under agreements to repurchase to facilitate the needs of our customers and
      provide additional funding to our balance sheet.&#160; Repurchase agreements are transactions whereby we offer to sell to a counterparty an undivided interest in an eligible security at an agreed upon purchase price, and which obligates CTBI to repurchase
      the security on an agreed upon date at an agreed upon repurchase price plus interest at an agreed upon rate.&#160; Securities sold under agreements to repurchase are recorded at the amount of cash received in connection with the transaction and are
      reflected in the accompanying consolidated balance sheets.</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We monitor collateral levels on a continuous basis and maintain records of each transaction specifically
      describing the applicable security and the counterparty&#8217;s fractional interest in that security, and we segregate the security from its general assets in accordance with regulations governing custodial holdings of securities.&#160; The primary risk with
      our repurchase agreements is market risk associated with the securities securing the transactions, as we may be required to provide additional collateral based on fair value changes of the underlying securities.&#160; Securities pledged as collateral
      under repurchase agreements are maintained with our safekeeping agents.&#160; The carrying value of investment securities available for sale pledged as collateral under repurchase agreements totaled $285.2 million and $295.4 million at December 31, 2018
      and December 31, 2017, respectively.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The remaining contractual maturity of the securities sold under agreements to repurchase by class of
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      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="18" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31, 2018</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="18" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Remaining Contractual Maturity of the Agreements</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Overnight and<font style="font-family: 'Times New Roman', serif; font-size: 10pt;"><br>
              </font>Continuous</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Up to 30 days</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">30-90 days</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Greater Than<font style="font-family: 'Times New Roman', serif; font-size: 10pt;"><br>
              </font>90 days</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Repurchase agreements and<font style="font-family: 'Times New Roman', serif; font-size: 10pt;"><br>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">U.S. Treasury and government agencies</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">25,346</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,548</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">60,699</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">88,593</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">State and political subdivisions</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">58,864</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,995</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10,384</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">72,243</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">U.S. government sponsored agency mortgage-backed securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">22,076</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,877</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">47,923</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">71,876</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Total</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">106,286</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7,420</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">119,006</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">232,712</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
      </tr>

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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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  <table cellspacing="0" cellpadding="0" id="zdfb898b8f81a4259a8e2f702470a9e21" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="18" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31, 2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="18" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Remaining Contractual Maturity of the Agreements</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Overnight and<font style="font-family: 'Times New Roman', serif; font-size: 10pt;"><br>
              </font>Continuous</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Up to 30 days</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">30-90 days</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Greater Than<font style="font-family: 'Times New Roman', serif; font-size: 10pt;"><br>
              </font>90 days</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Repurchase agreements and<font style="font-family: 'Times New Roman', serif; font-size: 10pt;"><br>
              </font>repurchase-to-maturity transactions:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">U.S. Treasury and government agencies</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">24,957</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">16,771</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">67,867</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">109,595</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">State and political subdivisions</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">62,620</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">567</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">12,161</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">75,348</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 6pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">U.S. government sponsored agency mortgage-backed securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">13,360</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,662</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">40,849</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">58,871</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;">Total</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">100,937</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">22,000</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">120,877</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">243,814</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">13.&#160; Advances from Federal Home Loan Bank</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">Federal Home Loan Bank advances consisted of the following monthly amortizing borrowings at
      December 31:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z62d7945b0f984d989a5a486fa60d17cd" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Monthly amortizing</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">436</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">845</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total FHLB advances</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">436</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">845</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The advances from the FHLB that require monthly principal payments were due for repayment as follows:</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zd6054ed490aa49578fb5f6bd45184eb7" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="26" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Principal Payments Due by Period at December 31, 2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Within 1 Year</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;"> 2 Years</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">
          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;"> </font></div>
          <div style="line-height: 11.4pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 10pt; font-weight: bold;">3 Years</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">
          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;"> </font></div>
          <div style="line-height: 11.4pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 10pt; font-weight: bold;">4 Years</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">5 Years</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">After 5 Years</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 16%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Outstanding advances, weighted average interest rate &#8211; 0.07%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">436</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">22</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">20</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">21</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">20</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">20</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">333</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">At December 31, 2017, CTBI had monthly amortizing FHLB advances totaling $0.8 million at a weighted average
      interest rate of 1.14%.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Advances totaling $0.4 million at December 31, 2018 were collateralized by FHLB stock of $14.7 million and a
      blanket lien on qualifying 1-4 family first mortgage loans.&#160; As of December 31, 2018, CTBI had a $555.6 million FHLB borrowing capacity with $0.4 million in advances and $243.0 million in letters of credit used for public fund pledging leaving $312.2
      million available for additional advances.&#160; The advances had fixed interest rates of 0.00% and 2.00% with a weighted average rate of 0.07%.&#160; The advances are subject to restrictions or penalties in the event of prepayment.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">14.&#160; Income Taxes</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The components of the provision for income taxes, exclusive of tax effect of unrealized AFS securities gains
      and losses, are as follows:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z9c438b3b871848b39ab1275bc276ab32" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2016</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Current income tax expense</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">11,560</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">20,108</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">18,417</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Deferred income tax expense (benefit)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(246</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(259</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">701</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Effect of Tax Cuts &amp; Jobs Act (benefit)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(2,831</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total income tax expense</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">11,314</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17,018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">19,118</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The Tax Cuts and Jobs Act (the &#8220;Act&#8221;) was enacted in December 2017.&#160; The Act reduced the U.S. federal
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      revaluation of our net deferred tax liability based on a U.S. federal tax rate of 21 percent.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">A reconciliation of income tax expense at the statutory rate to our actual income tax expense is shown below:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z6136efb1c3bf460d952d5494d310db47" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2016</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Computed at the statutory rate</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">14,814</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">21.00</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">23,979</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">35.00</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">23,262</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">35.00</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Adjustments resulting from:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: justify; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Tax-exempt interest</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(673</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(0.95</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,259</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1.84</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,289</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Housing and new markets credits</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(3.73</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(2,579</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(3.76</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(2,680</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(4.03</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: justify; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Dividends received deduction</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(9</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(0.01</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(129</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(0.19</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(136</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(0.20</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: justify; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Bank owned life insurance</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(599</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(0.85</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(492</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(0.72</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(518</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(0.78</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: justify; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">ESOP dividend deduction</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(188</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(0.27</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(319</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(0.47</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(313</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(0.47</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Stock option exercises and restricted stock vesting</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(39</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(0.06</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(170</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">-</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: justify; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Effect of Tax Cuts &amp; Jobs Act</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">-</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(2,831</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(4.13</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">-</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: justify; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other, net</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">643</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.91</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">818</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.20</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">792</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.18</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">11,314</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">16.04</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17,018</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">24.84</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">19,118</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">28.76</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The components of the net deferred tax liability as of December 31 are as follows:</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zc05cca39b67c4a45b7487f645909293b" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Deferred tax assets:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Allowance for loan and lease losses</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7,541</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7,592</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Interest on nonperforming loans</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">531</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">560</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Accrued expenses</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Limited partnership investments</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Unrealized losses on AFS securities</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,757</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">932</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">164</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">204</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total deferred tax assets</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">12,521</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">11,116</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Deferred tax liabilities:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Depreciation and amortization</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(12,210</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(12,270</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">FHLB stock dividends</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,704</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(2,076</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Loan fee income</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(419</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(263</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Mortgage servicing rights</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(757</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(732</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Capitalized lease obligations</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(14</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Limited partnership investments</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(257</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(537</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(195</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total deferred tax liabilities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(15,884</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(15,550</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Net deferred tax liability</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(3,363</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(4,434</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
      </tr>

  </table>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI accounts for income taxes in accordance with income tax accounting guidance (ASC&#160;740, <font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Income Taxes</font>).&#160; The income tax accounting guidance results in two components of income tax expense:&#160; current and deferred.&#160; Current income tax expense
      reflects taxes to be paid or refunded for the current period by applying the provisions of the enacted tax law to the taxable income or excess of deductions over revenues.&#160; CTBI determines deferred income taxes using the liability (or balance sheet)
      method.&#160; Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in
      which they occur.&#160; Deferred income tax expense results from changes in deferred tax assets and liabilities between periods.&#160; Deferred tax assets are reduced by a valuation allowance if, based on the weight of evidence available, it is more likely
      than not that some portion or all of a deferred tax asset will not be realized.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Uncertain tax positions are recognized if it is more likely than not, based on the technical merits, that the
      tax position will be realized or sustained upon examination.&#160; The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if
      any.&#160; A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing
      authority that has full knowledge of all relevant information.&#160; The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances, and information available at the reporting
      date and is subject to management&#8217;s judgment.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">With a few exceptions, CTBI is no longer subject to U.S. federal tax examinations by tax authorities for
      years before 2015, and state and local income tax examinations by tax authorities for years before 2014.&#160; For federal tax purposes, CTBI recognizes interest and penalties on income taxes as a component of income tax expense.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI files consolidated income tax returns with its subsidiaries.</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">15.&#160; Employee Benefits</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 34.2pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">CTBI maintains two separate retirement savings plans, a 401(k) Plan and an Employee Stock
      Ownership Plan (&#8220;ESOP&#8221;).</font></div>
  <div style="line-height: 12.55pt; margin-top: 3pt; margin-bottom: 3pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt; margin-top: 3pt; margin-bottom: 3pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;
        color: #000000;">The 401(k) Plan is available to all employees (age 21 and over) who are credited with one year of service (12 consecutive month period with at least 1,000 hours).&#160; Participants in the plan have the option to contribute from 1% to
        20% of their annual compensation.&#160; CTBI matches 50% of participant contributions up to 8% of gross pay. CTBI may at its discretion, contribute an additional percentage of covered employees&#8217; compensation.&#160; CTBI&#8217;s matching contributions were $1.1
        million for the year ended December 31, 2018 and $</font>1.0 <font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">million for the years ended December 31, 2017, and 2016.&#160; The 401(k) Plan owned 416,360, </font>406,021<font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">, and 482,426 shares of CTBI&#8217;s common stock at December 31, 2018, 2017, and 2016, respectively.&#160; Substantially all shares owned by the 401(k) were allocated to employee
        accounts on those dates. The market price of the shares at the date of allocation is essentially the same as the market price at the date of purchase.</font></font></div>
  <div style="line-height: 12.55pt; margin-top: 3pt; margin-bottom: 3pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt; margin-top: 3pt; margin-bottom: 3pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;
        color: #000000;">The ESOP Plan has the same entrance requirements as the 401(k) Plan above.&#160; CTBI currently contributes 4% of covered employees&#8217; compensation to the ESOP.&#160; The ESOP uses the contributions to acquire shares of CTBI&#8217;s common stock.&#160;
        CTBI&#8217;s contributions to the ESOP were $1.6 million for the year ended December 31, 2018 and 2017 and $1.5 million for the year ended December 31, 2016.&#160; The ESOP owned 726,327, </font>737,079<font style="font-family: 'Times New Roman', serif;
        font-size: 11pt; color: #000000;">, and 788,308 shares of CTBI&#8217;s common stock at December 31, 2018, 2017, and 2016, respectively.&#160; Substantially all shares owned by the ESOP were allocated to employee accounts on those dates.&#160; The market price of
        the shares at the date of allocation is essentially the same as the market price at the date of purchase.</font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Stock-Based Compensation:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 34.2pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">As of December 31, 2018, <font style="font-family: 'Times New Roman', serif; font-size: 11pt; color:
        #000000;">CTBI maintained one active and two inactive incentive stock ownership plans covering key employees.&#160; The 2015 Stock Ownership Incentive Plan (&#8220;2015 Plan&#8221;) was approved by the Board of Directors and the Shareholders in 2015.&#160; The 2006
        Stock Ownership Incentive Plan (&#8220;2006 Plan&#8221;) was approved by the Board of Directors and the Shareholders in 2006.&#160; The 2006 Plan was rendered inactive as of April 28, 2015.&#160; The 1998 Stock Option Plan (&#8220;1998 Plan&#8221;) was approved by the Board of
        Directors and the Shareholders in 1998.&#160; The 1998 Plan was rendered inactive as of April 26, 2006.&#160; The 2015 Plan has 550,000 shares authorized, 509,335 of which were available at December 31, 2018.&#160; Shares issuable pursuant to awards which were
        granted under the prior plans on or before their respective expiration or termination dates will be issued from the remaining shares reserved for issuance under the prior plans. The shares of common stock reserved for issuance under the prior plans
        in excess of the number of shares as to which options or other benefits are awarded thereunder, and any shares as to which options or other benefits granted under the prior plans may lapse, expire, terminate or be canceled, will not be reserved and
        available for issuance or reissuance under the 2015 Plan.&#160; The following table provides detail of the number of shares to be issued upon exercise of outstanding stock-based awards and remaining shares available for future issuance under all of
        CTBI&#8217;s equity compensation plans as of December 31, 2018:</font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z9e7020c2ed4d49ef8fb79b63fca25421" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Plan Category</font><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;"> (shares in thousands)</font></font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Number of Shares to Be Issued Upon Exercise</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;"> </font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Weighted Average Price</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Shares Available for Future Issuance</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Equity compensation plans approved by shareholders:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Stock options</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">33</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">32.47</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">509</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(a)</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Restricted stock</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; background-color: #FFFFFF;">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 10pt;">(c)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; background-color: #FFFFFF;">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 10pt;">(b)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; background-color: #FFFFFF;">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 10pt;">(a)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Performance units</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; background-color: #CCEEFF;">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 10pt;">(d)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; background-color: #CCEEFF;">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 10pt;">(b)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; background-color: #CCEEFF;">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 10pt;">(a)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Stock appreciation rights (&#8220;SARs&#8221;)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 10pt;">(e)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 10pt;">(b)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 10pt;">(a)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">509</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 9.1pt;"><br style="line-height: 9.1pt;">
  </div>
  <div style="text-align: justify; line-height: 10.25pt; margin-top: 3pt; margin-bottom: 3pt;">
    <div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z92b8a2e1702c44729390ec30829e44c3" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

          <tr>
            <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic; color: #000000;">(a)</font></td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic; color: #000000;">Under the 2015 Plan, 550,000 shares are authorized for issuance; 44,988 have been issued as of December 31, 2018.&#160; In January of
                  2016, 18,069 restricted stock shares were issued under the terms of the 2015 Plan pursuant to awards granted under the 2006 Plan.&#160; Additional shares will not be issued pursuant to awards granted from prior plans.</font></div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="text-align: justify; line-height: 10.25pt; margin-top: 3pt; margin-bottom: 3pt;">
    <div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z64d4361bd450485a9e737be326e78a22" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

          <tr>
            <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic; color: #000000;">(b)</font></td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic; color: #000000;">Not applicable</font></div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="text-align: justify; line-height: 10.25pt; margin-top: 3pt; margin-bottom: 3pt;">
    <div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z518998fbc0774dd8a9263828dd7b57fc" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

          <tr>
            <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic; color: #000000;">(c)</font></td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic; color: #000000;">The maximum number of shares of restricted stock that may be granted is 550,000 shares, and the maximum that may be granted to a
                  participant during any calendar year is 75,000 shares.</font></div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="text-align: justify; line-height: 10.25pt; margin-top: 3pt; margin-bottom: 3pt;">
    <div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z6a71f61d20b8490199755faacff820f0" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

          <tr>
            <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic; color: #000000;">(d)</font></td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic; color: #000000;">No performance units payable in stock had been issued as of December 31, 2018.&#160; The maximum payment that can be made pursuant to
                  performance units granted to any one participant in any calendar year is $1,000,000.</font></div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="text-align: justify; line-height: 10.25pt; margin-top: 3pt; margin-bottom: 3pt;">
    <div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="zdb33bef0764d423b82cb82647c9dc1a1" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

          <tr>
            <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic; color: #000000;">(e)</font></td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic; color: #000000;">No SARS have been issued.&#160; The maximum number of shares with respect to which SARs may be granted to a participant during any
                  calendar year is 100,000 shares.</font></div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">The following table details the shares available for future issuance under the 2015 Plan at
      December 31, 2018.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z4cc72e722f6041aeac180399a51a3e79" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%; border-collapse: collapse;">

      <tr>
        <td style="width: 82.11%; vertical-align: bottom; border-bottom: #000000 2px solid;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Plan Category</font></div>
        </td>
        <td style="width: 17.89%; vertical-align: bottom; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Shares Available for Future Issuance</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 82.11%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Shares available at January 1, 2018</font></div>
        </td>
        <td style="width: 17.89%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">519,140</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 82.11%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Stock option issuances</font></div>
        </td>
        <td style="width: 17.89%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 82.11%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Restricted stock issuances</font></div>
        </td>
        <td style="width: 17.89%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(11,320)</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 82.11%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Forfeitures</font></div>
        </td>
        <td style="width: 17.89%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,515</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 82.11%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Shares available for future issuance</font></div>
        </td>
        <td style="width: 17.89%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0); border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">509,335</font></div>
        </td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt; margin-top: 3pt; margin-bottom: 3pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">There were no stock options issued in 2017 or 2018.&#160; CTBI uses a
      Black-Scholes option pricing model with the following weighted average assumptions, which are evaluated and revised as necessary, in estimating the grant-date fair value of each option grant for the year end:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z11c95307a2a6413aa877ccf642ce3b4e" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%; border-collapse: collapse;">

      <tr>
        <td style="width: 82.08%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;</td>
        <td style="width: 17.92%; vertical-align: top; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2016</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 82.08%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Expected option life (in years)</font></div>
        </td>
        <td style="width: 17.92%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7.5</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 82.08%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Expected volatility</font></div>
        </td>
        <td style="width: 17.92%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">34.34%</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 82.08%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Expected dividend yield</font></div>
        </td>
        <td style="width: 17.92%; vertical-align: top; background-color: rgb(204, 238, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3.70%</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 82.08%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Risk-free interest rate</font></div>
        </td>
        <td style="width: 17.92%; vertical-align: top; background-color: rgb(255, 255, 255);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1.45%</font></div>
        </td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 34.2pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">The expected life of
        options granted is estimated from past experience activity and represents the period of time that granted options are expected to be outstanding.</font><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #FF0000;">&#160; </font><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">The expected volatility is based on historical volatility of the stock using a historical look back that approximates the expected life of the option grant.&#160; The
        interest rate for periods within the contractual life of the option is based on the U.S. Treasury yield curve in effect at the time of the grant.&#160; CTBI&#8217;s stock-based compensation expense for the years 2018, 2017, and 2016 was $0.7 million, $0.6
        million, and $0.5 million, respectively.&#160; Included in stock-based compensation expense were dividends paid on restricted stock shares in the amount of $51 thousand, $53 thousand, and $37 thousand, respectively, for the same periods.</font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">The 2015 Plan:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 34.2pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI&#8217;s stock option activity for the 2015 Plan for the years ended December 31, 2018, 2017, and 2016 is
      summarized as follows:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zdf2bedeed65d4a62a16c2959446e6a1b" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2016</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Options</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Weighted Average Exercise Price</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Options</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Weighted Average Exercise Price</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Options</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Weighted Average Exercise Price</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Outstanding at beginning of year</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10,000</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">33.55</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10,000</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">33.55</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Granted</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10,000</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">33.55</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Exercised</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(10,000)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">33.55</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Forfeited/expired</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Outstanding at end of year</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10,000</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">33.55</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10,000</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">33.55</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Exercisable at end of year</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">*Pursuant to the 2015 Plan provisions, the death of the option holder accelerated the vesting of 10,000 shares during the year.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 34.2pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">A summary of the status of CTBI&#8217;s 2015 Plan for nonvested options as of December 31, 2018, and changes
      during the year ended December 31, 2018, is presented as follows:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z43768a94a8484600aec0dafcdbfa3896" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Nonvested Options</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Options</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Weighted Average Grant Date Fair Value</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Nonvested at January 1, 2018</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10,000</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6.82</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Granted</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Vested</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(10,000)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6.82</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Forfeited</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Nonvested at December 31, 2018</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 34.2pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">There were no options granted from the 2015 Plan for the year ended December 31, 2018.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 34.2pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The following table shows the intrinsic values of options exercised, exercisable, and outstanding for the
      2015 Plan for the years ended December 31, 2018 and 2017:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z797facc9d9c344c9bd27d483b958276a" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Options exercised</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">140</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Options exercisable</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">136</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The following table shows restricted stock activity for the 2015 Plan for the years ended December 31, 2018
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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  <table cellspacing="0" cellpadding="0" id="zce2160ee89c14cd083abb14b485529ed" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2016</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Grants</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Weighted Average Fair</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;"> Value at Grant</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Grants</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Weighted Average Fair</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;"> Value at Grant</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Grants</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Weighted Average Fair</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;"> Value at Grant</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Outstanding at beginning of year</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">33,085</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">41.84</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17,496</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">33.55</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Granted</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">11,320</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">49.30</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">23,668</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">46.45</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">18,069</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">33.55</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Vested</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(8,761</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">40.46</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(5,751</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">35.79</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(442</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">33.55</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Forfeited</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,389</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">46.77</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(2,328</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">41.31</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(131</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">33.55</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Outstanding at end of year</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">34,255</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">44.46</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">33,085</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">41.84</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17,496</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">33.55</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">*<font style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;"> Grants issued in 2016 were issued under
        the terms of the 2015 Plan pursuant to awards granted and earned under the 2006 Plan.</font></font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">The 2006 Plan:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI&#8217;s stock option activity for the 2006 Plan for the years ended December 31, 2018, 2017, and 2016 is
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zfd76d02a0267442597e0daf3b70d66f2" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2016</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Options</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Weighted Average Exercise Price</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Options</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Weighted Average Exercise Price</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Options</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Weighted Average Exercise Price</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Outstanding at beginning of year</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">35,376</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">31.90</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">61,041</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">29.84</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">118,574</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">32.36</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Granted</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Exercised</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(2,475</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">25.52</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(25,665</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">27.01</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(57,423</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">35.02</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Forfeited/expired</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(330</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">23.79</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(110</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">35.41</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Outstanding at end of year</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">32,571</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">32.47</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">35,376</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">31.90</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">61,041</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">29.84</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Exercisable at end of year</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,571</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">25.11</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,376</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">25.22</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">30,629</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">26.64</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 34.2pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">A summary of the status of CTBI&#8217;s 2006 Plan for nonvested options as of December 31, 2018, and changes
      during the year ended December 31, 2018, is presented as follows:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zee3e08544af24dd0b04827ff786adf86" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Nonvested Options</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Options</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Weighted Average Grant Date Fair Value</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Nonvested at January 1, 2018</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">30,000</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6.98</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Granted</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Vested</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Forfeited</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Nonvested at December 31, 2018</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">30,000</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6.98</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 34.2pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The weighted average remaining contractual term in years of the options outstanding at December 31, 2018
      was 5.0 years.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 34.2pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">There were no options granted from the 2006 Plan for the years 2018 and 2017.&#160; The weighted-average fair
      value of options granted from the 2006 Plan during the year 2016 was $0.1 million or $6.60 per share.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 34.2pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The following table shows the intrinsic values of options exercised, exercisable, and outstanding for the
      2006 Plan for the years ended December 31, 2018, 2017, and 2016:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="za2dac0dda73640aa8d206f5d754cd150" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2016</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Options exercised</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">56</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">537</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">139</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Options exercisable</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">37</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">118</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">703</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Outstanding options</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">233</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">538</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,206</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The following table shows restricted stock activity for the years ended December 31, 2018, 2017, and 2016:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zaf9943a271344e6e8c89a55a1853b4ec" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2016</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Grants</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Weighted Average Fair</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;"> Value at Grant</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Grants</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Weighted Average Fair</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;"> Value at Grant</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Outstanding at beginning of year</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,426</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">33.24</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">11,989</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">32.85</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">64,735</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">28.92</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Granted</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Vested</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(3,236</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">33.90</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(6,214</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">32.48</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(52,521</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">28.01</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Forfeited</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(126</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">32.27</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(349</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">33.31</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(225</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">32.52</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 28%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Outstanding at end of year</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,064</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">32.27</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,426</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">33.24</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">11,989</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">32.85</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">The 1998 Plan:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 34.2pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The 1998 Plan had no outstanding options and no activity for the years ended December 31, 2018 and 2017.&#160;
      CTBI&#8217;s stock option activity for the 1998 Plan for the year ended December 31, 2016 is summarized as follows:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zae7d94909cdc4ec1b60779731b0016f1" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2016</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Options</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Weighted Average Exercise Price</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Outstanding at beginning of year</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,980</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">29.49</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Granted</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Exercised</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(2,980</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">29.49</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Forfeited/expired</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Outstanding at end of year</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Exercisable at end of year</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 34.2pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The following table shows the intrinsic values of options exercised, exercisable, and outstanding for the
      1998 Plan for the year ended December 31, 2016:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z4287115379024c7999931db801d8d5bb" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2016</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 88%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Options exercised</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">13</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 88%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Options exercisable</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 88%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Outstanding options</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 34.2pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">There were no nonvested options in the 1998 Plan for the years December 31, 2018, 2017, and 2016.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The following table shows the unrecognized compensation cost related to nonvested share-based compensation
      arrangements granted under the plans at December 31, 2018, 2017, and 2016 and the total grant-date fair value of shares vested, cash received from option exercises under all share-based payment arrangements, and the actual tax benefit realized for
      the tax deductions from option exercises of the share-based payment arrangements for the years ended December 31, 2018, 2017, and 2016.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z3939f583baa647af88aaa63c20d16841" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2016</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Unrecognized compensation cost of unvested share-based compensation arrangements granted under the plan at year-end</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,072</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,242</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">835</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Grant date fair value of shares vested for the year</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">645</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">564</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,490</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Cash received from option exercises under all share-based payment arrangements for the year</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">399</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">693</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,099</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Tax benefit realized for the tax deductions from option exercises of the share-based payment arrangements for the year</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">49</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">138</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 34.2pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The unrecognized compensation cost related to nonvested share-based compensation arrangements granted under
      the plans at December 31, 2018 is expected to be recognized over a weighted-average period of 2.4 years.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">16.&#160; Operating Leases</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">Certain premises and equipment are leased under operating leases.&#160; Additionally, certain
      premises are leased or subleased to third parties.&#160; These leases generally contain renewal options and require CTBI to pay all executory costs, such as taxes, maintenance fees, and insurance.&#160; Minimum non-cancellable rental payments and rental
      receipts are as follows:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z3515e5f62d3449d295cdc9a464959b12" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Payments</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Receipts</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2019</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,999</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">716</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2020</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,710</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">539</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2021</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,737</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">440</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2022</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,760</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">348</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2023</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,696</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">233</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Thereafter</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">13,031</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">91</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">21,933</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,367</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Rental expense net of rental income under operating leases was $1.3 million for 2018, $1.4 million for 2017,
      and $1.3 million for 2016.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">17.&#160; Fair Market Value of Financial Assets and Liabilities</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Fair Value Measurements</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">ASC 820, <font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Fair
        Value Measurements</font>, defines fair value, establishes a framework for measuring fair value in generally accepted accounting principles and expands disclosures about fair value measurements.&#160; ASC 820 applies whenever other standards require (or
      permit) assets or liabilities to be measured at fair value but does not expand the use of fair value in any new circumstances.&#160; Fair value measurements must maximize the use of observable inputs and minimize the use of unobservable inputs.&#160; In this
      standard, the FASB clarifies the principle that fair value should be based on the exit price when pricing the asset or liability.&#160; In support of this principle, ASC 820 establishes a fair value hierarchy that prioritizes the information used to
      develop those assumptions.&#160; The fair value hierarchy is as follows:</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Level 1 Inputs &#8211; Quoted prices in active markets for identical assets or liabilities.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Level 2 Inputs - Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either
      directly or indirectly. These might include quoted prices for similar assets and liabilities in active markets, and inputs other than quoted prices that are observable for the asset or liability, such as interest rates and yield curves that are
      observable at commonly quoted intervals.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Level 3 Inputs - Unobservable inputs for determining the fair values of assets or liabilities that reflect an entity&#8217;s own
      assumptions about the assumptions that market participants would use in determining an exit price for the assets or liabilities.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><u>Recurring Measurements</u></font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The following tables present the fair value measurements of assets recognized in the accompanying balance
      sheets measured at fair value on a recurring basis as of December 31, 2018 and December 31, 2017 and indicate the level within the fair value hierarchy of the valuation techniques.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zdcb8722e778f4273b14c7a3b6cceadb0" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Fair Value Measurements at</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31, 2018 Using</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Fair Value</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Quoted Prices in Active Markets for Identical Assets</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">(Level 1)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Significant Other Observable Inputs</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">(Level 2)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Significant Unobservable Inputs</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">(Level 3)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Assets measured &#8211; recurring basis</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Available-for-sale securities:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">U.S. Treasury and government agencies</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">217,938</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">91,028</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">126,910</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">State and political subdivisions</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">124,488</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">124,488</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">U.S. government sponsored agenc<font style="font-family: 'Times New Roman', serif; font-size: 10pt; color:
                #000000;">y mortgage-backed securities</font></font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">250,819</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">250,819</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other debt securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">501</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,173</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Mortgage servicing rights</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,607</font></div>
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Fair Value</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Available-for-sale securities:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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      <tr>
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          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">U.S. Treasury and government agencies</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">210,572</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">64,598</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">145,974</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">State and political subdivisions</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">145,015</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">145,015</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">U.S. government sponsored agenc<font style="font-family: 'Times New Roman', serif; font-size: 10pt; color:
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">205,309</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">205,309</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other debt securities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">507</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">507</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">CRA investment funds</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">24,358</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">24,358</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Mortgage servicing rights</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,484</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,484</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">Following is a description of the valuation methodologies and inputs used for assets measured
      at fair value on a recurring basis and recognized in the accompanying balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy.&#160; These valuation methodologies were applied to all of CTBI&#8217;s financial
      assets carried at fair value.&#160; CTBI had no liabilities measured and recorded at fair value as of December 31, 2018 and December 31, 2017.&#160; There have been no significant changes in the valuation techniques during the year ended December 31, 2018.&#160;
      For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold; font-style: italic; color: #000000;">Available-for-Sale Securities</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">Securities classified as available-for-sale are reported at fair value on a recurring basis.&#160;
      U.S. Treasury and government agencies are classified as Level 1 of the valuation hierarchy where quoted market prices are available in the active market on which the individual securities are traded.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">If quoted market prices are not available, CTBI obtains fair value measurements from an
      independent pricing service, such as Interactive Data, which utilizes pricing models to determine fair value measurement.&#160; CTBI reviews the pricing quarterly to verify the reasonableness of the pricing.&#160; The fair value measurements consider
      observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond&#8217;s terms and conditions, among
      other factors.&#160; U.S. Treasury and government agencies, state and political subdivisions, U.S. government sponsored agency mortgage-backed securities, and other debt securities are classified as Level 2 inputs.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">In certain cases where Level 1 or Level 2 inputs are not available, securities are classified
      within Level 3 of the hierarchy.&#160; Fair value determinations for Level 3 measurements are estimated on a quarterly basis where assumptions used are reviewed to ensure the estimated fair value complies with accounting standards generally accepted in
      the United States.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold; font-style: italic; color: #000000;">Equity Securities at Fair Value</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">As of December 31,
        2018, the only securities owned by CTBI that were valued using Level 3 criteria are Visa Class B Stock (included in equity securities at fair value).&#160; In determining fair value for Visa Class B Stock, CTBI utilizes the expertise of an independent
        third party</font>.&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">Accordingly, fair value is determined by the independent third party using an income approach by utilizing assumptions about factors such as
        quarterly common stock dividend payments, the conversion of the securities to the relevant Class A Stock shares subject to the prevailing conversion rate and conversion date.</font>&#160; We have reviewed the assumptions, processes, and conclusions of
      the third party provider.&#160; We have determined these assumptions, processes, and conclusions&#160;to be&#160; reasonable and appropriate in determining the fair value of this asset.<font style="font-family: 'Times New Roman', serif; font-size: 11pt; color:
        #000000;">&#160; See the table below for inputs and valuation techniques used for Level 3 equity securities.</font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold; font-style: italic; color: #000000;">Mortgage Servicing Rights</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">Mortgage servicing rights do not trade in an active, open market with readily observable
      prices.&#160; CTBI reports mortgage servicing rights at fair value on a recurring basis with subsequent remeasurement of MSRs based on change in fair value.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">In determining fair
        value, CTBI utilizes the expertise of an independent third party.&#160; Accordingly, fair value is determined by the independent third party by utilizing assumptions about factors such as mortgage interest rates, discount rates, mortgage loan prepayment
        speeds, market trends and industry demand.&#160; Due to the nature of the valuation inputs, mortgage servicing rights are classified within Level 3 of the hierarchy.&#160; Fair value determinations for Level 3 measurements of mortgage servicing rights are
        tested for impairment on a quarterly basis where assumptions used are reviewed to ensure the estimated fair value complies with accounting standards generally accepted in the United States.</font>&#160; We have reviewed the assumptions, processes, and
      conclusions of the third party provider.&#160; We have determined these assumptions, processes, and conclusions&#160;to be&#160; reasonable and appropriate in determining the fair value of this asset.<font style="font-family: 'Times New Roman', serif; font-size:
        11pt; color: #000000;">&#160; See the table below for inputs and valuation techniques used for Level 3 mortgage servicing rights.</font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold; font-style: italic; color: #000000;">Transfers between Levels</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">There were no transfers between Levels 1, 2, and 3 as of December 31, 2018.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold; font-style: italic; color: #000000;">Level 3 Reconciliation</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">Following is a reconciliation of the beginning and ending balances of recurring fair value
      measurements recognized in the accompanying balance sheet using significant unobservable (Level 3) inputs:</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z54a96e3f00764406ac27bdf145e3fb9b" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Equity Securities at Fair Value</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Mortgage Servicing Rights</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Equity Securities at Fair Value</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Mortgage Servicing Rights</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Beginning balance</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,484</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,433</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total unrealized gains</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(416</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 4px; background-color: #FFFFFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,173</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,607</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,484</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,173</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">73</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">91</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total gains (losses)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">830</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(361</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold; color: #000000;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><u>Nonrecurring
          Measurements</u></font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">The following tables present the fair value measurements of assets recognized in the
      accompanying balance sheets measured at fair value on a nonrecurring basis as of December 31, 2018 and December 31, 2017 and indicate the level within the fair value hierarchy of the valuation techniques.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z1d660260f4fe432f97ee9885ca3caf54" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Fair Value Measurements at</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31, 2018 Using</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Fair Value</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Quoted Prices in Active Markets for Identical Assets</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">(Level 1)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Significant Other Observable Inputs</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">(Level 2)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Significant Unobservable Inputs</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">(Level 3)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Assets measured &#8211; nonrecurring basis</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Impaired loans (collateral dependent)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">747</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">747</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other real estate owned</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6,500</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6,500</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zcc1e6196ffbd4bdc92e2476b530c6d70" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Fair Value Measurements at</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31, 2017 Using</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Fair Value</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Quoted Prices in Active Markets for Identical Assets</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">(Level 1)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Significant Other Observable Inputs</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">(Level 2)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Significant Unobservable Inputs</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">(Level 3)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Assets measured &#8211; nonrecurring basis</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Impaired loans (collateral dependent)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,709</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,709</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other real estate owned</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">18,951</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">18,951</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Following is a description of the valuation methodologies and inputs used for assets measured at fair value
      on a nonrecurring basis and recognized in the accompanying balance sheet, as well as the general classification of such assets pursuant to the valuation hierarchy.&#160; For assets classified within Level 3 of the fair value hierarchy, the process used to
      develop the reported fair value is described below.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold; font-style: italic;">Impaired Loans (Collateral Dependent)</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The estimated fair value of collateral-dependent impaired loans is based on the appraised fair value of the
      collateral, less estimated cost to sell.&#160; Collateral-dependent impaired loans are classified within Level 3 of the fair value hierarchy.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI considers the appraisal or evaluation as the starting point for determining fair value and then
      considers other factors and events in the environment that may affect the fair value.&#160; Appraisals of the collateral underlying collateral-dependent loans are obtained when the loan is determined to be collateral-dependent and subsequently as deemed
      necessary by the Chief Credit Officer.&#160; Appraisals are reviewed for accuracy and consistency by the Chief Credit Officer.&#160; Appraisers are selected from the list of approved appraisers maintained by management.&#160; The appraised values are reduced by
      discounts to consider lack of marketability and estimated cost to sell if repayment or satisfaction of the loan is dependent on the sale of the collateral.&#160; These discounts and estimates are developed by the Chief Credit Officer by comparison to
      historical results.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Loans considered impaired under ASC 310-35, <font style="font-family: 'Times New Roman', serif; font-size:
        11pt; font-style: italic;">Impairment of a Loan,</font> are loans for which, based on current information and events, it is probable that the creditor will be unable to collect all amounts due according to the contractual terms of the loan
      agreement.&#160; Impaired loans are subject to nonrecurring fair value adjustments to reflect subsequent (i) partial write-downs that are based on the observable market price or current appraised value of the collateral or (ii) the full charge-off of the
      loan carrying value.&#160; Fair value adjustments on impaired loans disclosed above were $0.3 million and $1.0 million for the years ended December 31, 2018 and December 31, 2017, respectively.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold; font-style: italic;">Other Real Estate Owned</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">In accordance with the provisions of ASC 360, <font style="font-family: 'Times New Roman', serif; font-size:
        11pt; font-style: italic;">Property, Plant, and Equipment,</font> other real estate owned (OREO) is carried at the lower of fair value at acquisition date or current estimated fair value, less estimated cost to sell when the real estate is
      acquired.&#160; Estimated fair value of OREO is based on appraisals or evaluations.&#160; OREO is classified within Level 3 of the fair value hierarchy.&#160; Long-lived assets are subject to nonrecurring fair value adjustments to reflect subsequent partial
      write-downs that are based on the observable market price or current appraised value of the collateral.&#160; Fair value adjustments on other real estate/assets owned disclosed above were $1.8 million and $2.5 million for the years ended December 31, 2018
      and December 31, 2017, respectively.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Our policy for determining the frequency of periodic reviews is based upon consideration of the specific
      properties and the known or perceived market fluctuations in a particular market and is typically between 12 and 18 months but generally not more than 24 months.&#160; Appraisers are selected from the list of approved appraisers maintained by management.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold; font-style: italic;">Unobservable (Level 3) Inputs</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The following tables present quantitative information about unobservable inputs used in recurring and
      nonrecurring Level 3 fair value measurements at December 31, 2018 and December 31, 2017.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z3c3bf28c90044b9cabf41659e7bd04f3" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="8" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Quantitative Information about Level 3 Fair Value Measurements</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Fair Value at December 31, 2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Valuation Technique(s)</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Unobservable Input</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Range (Weighted Average)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Equity securities at fair value</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,173</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #CCEEFF;">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Discount cash flows, computer pricing model</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #CCEEFF;">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Discount rate</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8.0% - 12.0%</font></div>
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(10.0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%)</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF;">&#160;&#160;&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF;">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Conversion date</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; background-color: #FFFFFF;">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Dec 2022 &#8211; Dec 2026</font></div>
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(Dec 2024)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Mortgage servicing rights</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,607</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #FFFFFF;">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Discount cash flows, computer pricing model</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #FFFFFF;">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Constant prepayment rate</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7.0% - 28.1%</font></div>
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(9.5</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%)</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #CCEEFF;">&#160;&#160;&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #CCEEFF;">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Probability of default</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0.0% - 100.0%</font></div>
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(2.6</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%)</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #FFFFFF;">&#160;&#160;&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #FFFFFF;">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Discount rate</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Impaired loans (collateral-dependent)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">747</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Market comparable properties</font></div>
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          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Marketability discount</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other real estate owned</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6,500</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #FFFFFF;">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Market comparable properties</font></div>
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          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Comparability adjustments</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Mortgage servicing rights</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,484</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #CCEEFF;">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Discount cash flows, computer pricing model</font></div>
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          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Constant prepayment rate</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(10.0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #FFFFFF;">&#160;&#160;&#160;</td>
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          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Probability of default</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(3.0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #CCEEFF;">&#160;&#160;&#160;</td>
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          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Discount rate</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(10.1</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%)</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Impaired loans (collateral-dependent)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,709</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #CCEEFF;">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Market comparable properties</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #CCEEFF;">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Marketability discount</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(38.5</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%)</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other real estate owned</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">18,951</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #CCEEFF;">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Market comparable properties</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 25.333333333333333333333333333%; background-color: #CCEEFF;">
          <div style="text-align: right; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Comparability adjustments</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6.0% - 58.6%</font></div>
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(15.0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%)</font></div>
        </td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold; font-style: italic;">Sensitivity of Significant Unobservable Inputs</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The following is a discussion of the sensitivity of significant unobservable inputs, the interrelationships
      between those inputs and other unobservable inputs used in recurring fair value measurement and of how those inputs might magnify or mitigate the effect of changes in the unobservable inputs on the fair value measurement.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold; font-style: italic;">Equity Securities at Fair Value</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Fair market value for equity securities is derived based on unobservable inputs, such as the discount rate,
      quarterly dividends payable to the Visa Class B common stock and the prevailing conversion rate at the conversion date.&#160; The most recent conversion rate of 1.6298 and the most recent dividend rate of 0.4074 were used to derive the fair value
      estimate.&#160; Significant increases (decreases) in either of those inputs in isolation would result in a significantly lower (higher) fair value measurement.&#160; Generally, a change in the assumption used for discount rate is accompanied by a directionally
      opposite change in the fair value estimate.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold; font-style: italic;">Mortgage Servicing Rights</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Fair market value for mortgage servicing rights is derived based on unobservable inputs, such as prepayment
      speeds of the underlying loans generated using the Andrew Davidson Prepayment Model, FHLMC/FNMA guidelines, the weighted-average life of the loan, the discount rate, the weighted average coupon, and the weighted average default rate.&#160; Significant
      increases (decreases) in either of those inputs in isolation would result in a significantly lower (higher) fair value measurement.&#160; Generally, a change in the assumption used for prepayment speeds is accompanied by a directionally opposite change in
      the assumption for interest rates.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Fair Value of Financial Instruments</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The following table presents estimated fair value of CTBI&#8217;s financial instruments as of December 31, 2018 and
      indicates the level within the fair value hierarchy of the valuation techniques.&#160; In accordance with the prospective adoption of ASU 2016-01, the fair values as of December 31, 2018 were measured using an exit price notion.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zb1740c78b8744fe69a3faca97ea7b4dc" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="line-height: 10.25pt;"><font style="line-height: 10.25pt;">&#160;</font></div>
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Fair Value Measurements</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">at December 31, 2018 Using</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Carrying Amount</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Quoted Prices in Active Markets for Identical Assets</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;"> (Level 1)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Significant Other Observable Inputs (Level 2)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Significant Unobservable Inputs</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;"> (Level 3)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Financial assets:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Cash and cash equivalents</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">141,450</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">141,450</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Certificates of deposit in other banks</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,920</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,914</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Securities available-for-sale</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">593,746</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">91,028</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">502,718</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Securities held-to-maturity</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">649</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">649</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Equity securities at fair value</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,172,730</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,175,908</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Federal Home Loan Bank stock</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">14,713</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">14,713</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Federal Reserve Bank stock</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,887</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,887</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Accrued interest receivable</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">14,432</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">14,432</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Mortgage servicing rights</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,607</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,607</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Financial liabilities:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">803,316</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,513,084</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Repurchase agreements</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">232,712</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">232,796</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Federal funds purchased</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,180</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,180</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Advances from Federal Home Loan Bank</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">436</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">468</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Long-term debt</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">59,341</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">44,166</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Accrued interest payable</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,902</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,902</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Unrecognized financial instruments:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commitments to extend credit</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Forward sale commitments</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The following table presents estimated fair value of CTBI&#8217;s financial instruments as of December 31, 2017 and
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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      <tr>
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          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">at December 31, 2017 Using</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Carrying Amount</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Quoted Prices in Active Markets for Identical Assets</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;"> (Level 1)</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Significant Other Observable Inputs (Level 2)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Significant Unobservable Inputs</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;"> (Level 3)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Financial assets:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Cash and cash equivalents</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">175,274</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">175,274</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Certificates of deposit in other banks</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9,800</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">9,772</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Securities available-for-sale</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">585,761</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Federal Home Loan Bank stock</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Federal Reserve Bank stock</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,887</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,887</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Accrued interest receivable</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">13,338</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">13,338</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Mortgage servicing rights</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,484</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,484</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">790,930</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,319,278</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Repurchase agreements</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">243,814</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">243,932</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Federal funds purchased</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7,312</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">7,312</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Advances from Federal Home Loan Bank</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">845</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">841</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Long-term debt</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">59,341</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">44,166</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,228</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,228</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Unrecognized financial instruments:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Letters of credit</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commitments to extend credit</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Forward sale commitments</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold; color: #000000;">18.&#160; Off-Balance Sheet Transactions and Guarantees</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI is a party to transactions with off-balance sheet risk in the normal course of business to meet the
      financing needs of its customers.&#160; These financial instruments include standby letters of credit and commitments to extend credit in the form of unused lines of credit.&#160; CTBI uses the same credit policies in making commitments and conditional
      obligations as it does for on-balance sheet instruments.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">At December 31, CTBI had the following off-balance sheet financial instruments, whose approximate contract
      amounts represent additional credit risk to CTBI:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z9488b77acbcb43d5ac0506e9669ae516" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Standby letters of credit</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">29,410</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">29,308</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Commitments to extend credit</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">510,513</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">516,731</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total off-balance sheet financial instruments</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">539,923</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">546,039</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Standby letters of credit represent conditional commitments to guarantee the performance of a third party.&#160;
      The credit risk involved is essentially the same as the risk involved in making loans.&#160; At December 31, 2018, we maintained a credit loss reserve recorded in other liabilities of approximately $7 thousand relating to these financial standby letters
      of credit.&#160; The reserve coverage calculation was determined using essentially the same methodology as used for the allowance for loan and lease losses.&#160; Approximately 65% of the total standby letters of credit are secured, with $16.0 million of the
      total $29.4 million secured by cash.&#160; Collateral for the remaining secured standby letters of credit varies but is comprised primarily of accounts receivable, inventory, property, equipment, and income-producing properties.</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Commitments to extend credit are agreements to originate loans to customers as long as there is no violation
      of any condition of the contract.&#160; At December 31, 2018, a credit loss reserve recorded in other liabilities of $248 thousand was maintained relating to these commitments.&#160; Commitments generally have fixed expiration dates or other termination
      clauses and may require payment of a fee.&#160; Since a portion of the commitments may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements.&#160; Each customer&#8217;s creditworthiness is evaluated on a
      case-by-case basis.&#160; The amount of collateral obtained, if deemed necessary, is based on management&#8217;s credit evaluation of the counterparty.&#160; Collateral held varies, but may include accounts receivable, inventory, property, plant and equipment,
      commercial real estate, and residential real estate.&#160; A portion of the commitments is to extend credit at fixed rates.&#160; Fixed rate loan commitments at December 31, 2018 of $31.7 million had interest rates ranging predominantly from 3.75% to 5.50%,
      respectively, and terms predominantly one year or less.&#160; These credit commitments were based on prevailing rates, terms, and conditions applicable to other loans being made at December 31, 2018.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Included in our commitments to extend credit are mortgage loans in the process of origination which are
      intended for sale to investors in the secondary market.&#160; These forward sale commitments are on an individual loan basis that CTBI originates as part of its mortgage banking activities.&#160; CTBI commits to sell the loans at specified prices in a future
      period, typically within 60 days.&#160; These commitments are acquired to reduce market risk on mortgage loans in the process of origination and mortgage loans held for sale since CTBI is exposed to interest rate risk during the period between issuing a
      loan commitment and the sale of the loan into the secondary market.&#160; Total mortgage loans in the process of origination amounted to $2.8 million and $2.5 million at December 31, 2018 and 2017, respectively, and mortgage loans held for sale amounted
      to $2.5 million and $1.0 million for the years ended December 31, 2018 and 2017, respectively.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">19.&#160; Concentrations of Credit Risk</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI&#8217;s banking activities include granting commercial, residential, and consumer loans to customers primarily
      located in eastern, northeastern, central, and south central Kentucky, southern West Virginia, and northeastern Tennessee.&#160; CTBI is continuing to manage all components of its portfolio mix in a manner to reduce risk from changes in economic
      conditions. Concentrations of credit, as defined for regulatory purposes, are reviewed quarterly by management to ensure that internally established limits based on Tier 1 Capital plus the allowance for loan and lease losses are not exceeded.&#160; At
      December 31, 2018 and 2017, our concentrations of hotel/motel industry credits were 41% and 47% of Tier 1 Capital plus the allowance for loan and lease losses, respectively.&#160; Lessors of non-residential buildings credits were 39% and 45%,
      respectively.&#160; Lessors of residential buildings and dwellings were 39% and 39%, respectively.&#160; These percentages are within our internally established limits regarding concentrations of credit.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">20.&#160; Commitments and Contingencies</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI and our subsidiaries, and from time to time, our officers, are named defendants in legal actions arising
      from ordinary business activities.&#160; Management, after consultation with legal counsel, believes any pending actions at December 31, 2018 are without merit or that the ultimate liability, if any, will not materially affect our consolidated financial
      position or results of operations.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">21.&#160; Regulatory Matters</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI&#8217;s principal source of funds is dividends received from our banking subsidiary, CTB.&#160; Regulations limit
      the amount of dividends that may be paid by CTB without prior approval.&#160; During 2019, approximately $63.4 million plus any 2019 net profits can be paid by CTB without prior regulatory approval.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The Federal Reserve Bank adopted quantitative measures which assign risk weightings to assets and off-balance
      sheet items and also define and set minimum regulatory capital requirements (risk based capital ratios).&#160; All banks are required to have a minimum Tier 1 (core capital) leverage ratio of 4% of adjusted quarterly average assets, common equity Tier 1
      capital ratio of at least 4.5% of risk-weighted assets, Tier 1 capital of at least 6% of risk-weighted assets, and total capital of at least 8% of risk-weighted assets.&#160; Tier 1 capital consists principally of shareholders&#8217; equity including
      capital-qualifying subordinated debt but excluding unrealized gains and losses on securities available-for-sale, less goodwill and certain other intangibles.&#160; Total capital consists of Tier 1 capital plus certain debt instruments and the reserve for
      credit losses, subject to limitation.&#160; Failure to meet certain capital requirements can initiate certain actions by regulators that, if undertaken, could have a direct material effect on our consolidated financial statements.&#160; The regulations also
      define well-capitalized levels of Tier 1 leverage, common equity Tier 1 capital, Tier 1, and total capital as 5%, 6.5%, 8%, and 10%, respectively.&#160; We had Tier 1 leverage, common equity Tier 1 capital, Tier 1, and total capital ratios above the
      well-capitalized levels at December 31, 2018 and 2017.&#160; We believe, as of December 31, 2018, CTBI meets all capital adequacy requirements for which it is subject to be defined as well-capitalized under the regulatory framework for prompt corrective
      action.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">Under the current
        Federal Reserve Board&#8217;s regulatory framework, certain capital securities offered by wholly owned unconsolidated trust preferred entities of CTBI are included as Tier 1 regulatory capital.&#160; On March 1, 2005, the Federal Reserve Board adopted a final
        rule that allows the continued limited inclusion of trust preferred securities in the Tier 1 capital of bank holding companies (&#8220;BHCs&#8221;).&#160; Under the final rule, trust preferred securities and other restricted core capital elements are subject to
        stricter quantitative limits.&#160; </font>The Board&#8217;s final rule limits restricted core capital elements to 25 percent of all core capital elements, net of goodwill less any associated deferred tax liability.&#160; Amounts of restricted core capital
      elements in excess of these limits generally may be included in Tier 2 capital.&#160; The final rule provided a five-year transition period, which ended March 31, 2009, for application of the quantitative limits.&#160; The requirement for trust preferred
      securities to include a call option has been eliminated, and standards for the junior subordinated debt underlying trust preferred securities eligible for Tier 1 capital treatment have been clarified.&#160; The final rule addressed supervisory concerns,
      competitive equity considerations, and the accounting for trust preferred securities. The final rule also strengthened the definition of regulatory capital by incorporating longstanding Board policies regarding the acceptable terms of capital
      instruments included in banking organizations&#8217; Tier 1 or Tier 2 capital.&#160; The final rule did not have a material impact on our regulatory ratios.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Consolidated Capital Ratios</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z939fe943fbeb4a98af8f04f870abd40a" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Actual</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">For Capital Adequacy Purposes</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Amount</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Ratio</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Amount</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Ratio</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">As of December 31, 2018:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Tier 1 capital (to average assets)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">562,771</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">13.51</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">166,623</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4.00</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Common equity Tier 1 capital (to risk weighted assets)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">505,271</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">16.27</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">139,749</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4.50</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Tier 1 capital (to risk weighted assets)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">562,771</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">18.12</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">186,348</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6.00</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total capital (to risk weighted assets)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">598,934</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">19.29</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">248,391</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8.00</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Tier 1 capital (to average assets)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">525,707</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">163,136</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: #FFFFFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">468,207</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">137,438</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Tier 1 capital (to risk weighted assets)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">525,707</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">183,173</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6.00</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 52%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total capital (to risk weighted assets)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">562,114</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">244,265</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8.00</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Community Trust Bank, Inc.&#8217;s Capital Ratios</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Actual</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">For Capital Adequacy Purposes</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Amount</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Ratio</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Ratio</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Amount</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Ratio</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Tier 1 capital (to average assets)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">536,992</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">12.94</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">165,994</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4.00</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">207,493</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5.00</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Common equity Tier 1 capital (to risk weighted assets)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">536,992</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17.33</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">139,438</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4.50</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">201,411</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6.50</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Tier 1 capital (to risk weighted assets)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">536,992</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17.33</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">185,918</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6.00</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">247,890</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8.00</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total capital (to risk weighted assets)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">573,155</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">18.50</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">247,851</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8.00</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">309,814</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10.00</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">As of December 31, 2017:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Tier 1 capital (to average assets)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">501,537</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">12.35</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
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        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">162,441</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4.00</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">203,051</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5.00</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">%</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Common equity Tier 1 capital (to risk weighted assets)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">501,537</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">16.46</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">137,115</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4.50</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">198,055</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6.50</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Tier 1 capital (to risk weighted assets)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">501,537</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">16.46</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">182,820</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">6.00</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">243,760</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8.00</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total capital (to risk weighted assets)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">537,944</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17.65</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">243,827</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">8.00</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">304,784</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">10.00</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">On July 2, 2013, the Federal Reserve approved final rules that substantially amended the regulatory
      risk-based capital rules applicable to CTBI and CTB.&#160; The FDIC subsequently approved these rules.&#160; The final rules implemented the &#8220;Basel III&#8221; regulatory capital reforms and changes required by the Dodd-Frank Act.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The rules included new risk-based capital and leverage ratios, which were phased in from 2015 to January
      2019, and refined the definition of what constitutes &#8220;capital&#8221; for purposes of calculating those ratios.&#160; The minimum capital level requirements applicable to CTBI and CTB under the final rules are: (i) a common equity Tier 1 capital ratio of 4.5%;
      (ii) a Tier 1 capital ratio of 6%; (iii) a total capital ratio of 8%; and (iv) a Tier 1 leverage ratio of 4% for all institutions.&#160; The final rules also established a &#8220;capital conservation buffer&#8221; above the new regulatory minimum capital
      requirements, which must consist entirely of common equity Tier 1 capital.&#160; The capital conservation buffer began to be phased in on January 1, 2016 at 0.625% of risk-weighted assets increased by 0.625% annually until fully implemented in January
      2019.&#160; An institution is subject to limitations on certain activities including payment of dividends, share repurchases, and discretionary bonuses to executive officers if its capital level is below the total capital plus capital conservation buffer
      amount.</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The final rules also contain revisions to the prompt corrective action framework, which is designed to place
      restrictions on insured depository institutions, including CTB, if their capital levels begin to show signs of weakness.&#160; These revisions took effect January 1, 2015.&#160; Under the prompt corrective action requirements, which are designed to complement
      the capital conservation buffer, insured depository institutions are required to meet the following capital level requirements in order to qualify as &#8220;well capitalized:&#8221; (i) a common equity Tier 1 capital ratio of 6.5%; (ii) a Tier 1 capital ratio of
      8%; (iii) a total capital ratio of 10%; and (iv) a Tier 1 leverage ratio of 5%.&#160; We currently satisfy the well-capitalized and the capital conservation standards, and based on our current capital composition and levels, we anticipate that our capital
      ratios, on a Basel III basis, will continue to exceed the well-capitalized minimum capital requirements and capital conservation buffer standards.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">22.&#160; Parent Company Financial Statements</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Condensed Balance Sheets</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zef52a166852843fb825363acaff1cbda" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">December 31</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Assets:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Cash on deposit</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,939</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,500</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Investment in and advances to subsidiaries</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">620,701</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">587,575</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Goodwill</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,973</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">4,973</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Premises and equipment, net</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">219</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">250</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other assets</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">238</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">200</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total assets</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">628,070</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">594,498</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Liabilities and shareholders&#8217; equity:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Long-term debt</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">61,341</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">61,341</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other liabilities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,579</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,458</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total liabilities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">63,920</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">63,799</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Shareholders&#8217; equity</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">564,150</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">530,699</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total liabilities and shareholders&#8217; equity</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">628,070</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">594,498</font></div>
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Condensed Statements of Income and Comprehensive Income</font></div>
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          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Year Ended December 31</font></div>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2016</font></div>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Income:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Dividends from subsidiary banks</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">26,750</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">24,661</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">20,708</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other income</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">489</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">904</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">459</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total income</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">27,239</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">25,565</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">21,167</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Expenses:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Interest expense</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,318</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,723</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,417</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Depreciation expense</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">135</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">116</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">107</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other expenses</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,156</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,858</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,256</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total expenses</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">5,609</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3,780</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Income before income taxes and equity in undistributed income of subsidiaries</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">21,630</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">20,868</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17,387</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Income tax benefit</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,219</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,445</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,373</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Income before equity in undistributed income of subsidiaries</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">22,849</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">22,313</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">18,760</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Equity in undistributed income of subsidiaries</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">36,379</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">29,180</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">28,586</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Net income</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">59,228</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">51,493</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">47,346</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Other comprehensive loss:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Unrealized holding losses on securities available-for-sale:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Unrealized holding losses arising during the period</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(5,393</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(820</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(4,578</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Less: Reclassification adjustments for realized gains included in net income</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(821</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">73</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Tax benefit</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(960</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(312</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1,785</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other comprehensive loss, net of tax</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(3,612</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(581</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(3,315</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Comprehensive income</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">55,616</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">50,912</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">44,031</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Condensed Statements of Cash Flows</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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      <tr>
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          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Year Ended December 31</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2016</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Net income</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">59,228</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">51,493</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">47,346</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Adjustments to reconcile net income to net cash provided by operating activities:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Depreciation</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">135</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">116</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Equity in undistributed earnings of subsidiaries</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(36,379</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(29,180</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(28,586</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Stock-based compensation</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">710</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">636</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">458</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Excess tax benefits of stock-based compensation</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">100</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Gain on debt repurchase</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(560</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Changes in:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other assets</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(62</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">145</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">519</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Other liabilities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">53</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">412</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(90</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Net cash provided by operating activities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">23,685</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">23,062</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">19,854</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Cash flows from investing activities:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Payment for investment in subsidiary</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
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          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Purchase of premises and equipment</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
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        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Net cash used in investing activities</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(81</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(104</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Issuance of common stock</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,230</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,513</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2,985</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Repurchase of common stock</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(382</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Excess tax benefits of stock-based compensation</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(100</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Dividends paid</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(24,395</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(22,981</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(22,190</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
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      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Net cash used in financing activities</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(23,165</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(21,468</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(19,687</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
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      <tr>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Net increase (decrease) in cash and cash equivalents</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">439</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(25</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">63</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Cash and cash equivalents at beginning of year</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,500</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,525</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,462</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Cash and cash equivalents at end of year</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,939</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,500</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1,525</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">23.&#160; Earnings Per Share</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">The following table sets forth the computation of basic and diluted earnings per share:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="zd1543f8c8cdd4eb7b422a83068f18cd4" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Year Ended December 31</font></div>
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-style: italic;">(in thousands except per share data)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2016</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Numerator:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Net income</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">59,228</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">51,493</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">47,346</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Denominator:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Basic earnings per share:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: justify; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Weighted average shares</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17,687</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17,631</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17,548</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Diluted earnings per share:</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #CCEEFF;">
          <div style="text-align: left; margin-left: 9pt; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Dilutive effect of equity grants</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">16</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">22</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">18</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Adjusted weighted average shares</font></div>
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        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17,703</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17,653</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">17,566</font></div>
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        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
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        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Basic earnings per share</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3.35</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.92</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.70</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Diluted earnings per share</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">3.35</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.92</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2.70</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">There were no options to purchase common shares that were excluded from the diluted calculations above for
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">24.&#160; Accumulated Other Comprehensive Income</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Unrealized gains (losses) on AFS securities</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Amounts reclassified from accumulated other comprehensive income (AOCI) and the affected line items in the
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="za302250169c6486284b69a3a2d82f863" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="10" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Amounts Reclassified from AOCI</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Year Ended December 31</font></div>
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2016</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Affected line item in the statements of income</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Securities gains (losses)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(821</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">73</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">522</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Tax expense (benefit)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(172</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">26</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">183</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Total reclassifications out of AOCI</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(649</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">47</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">339</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>
      </tr>

  </table>
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  <div style="line-height: 12.55pt;">
    <div style="text-align: center; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><a name="REPORTOFINDEPENDENTREGIST"><!--Anchor--></a>REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">To the Shareholders, Board of Directors, and Audit Committee</font></div>
    <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Community Trust Bancorp, Inc.</font></div>
    <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Pikeville, Kentucky</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Opinion on the Financial Statements</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We have audited the accompanying consolidated balance sheets of Community Trust Bancorp, Inc. as of
        December 31, 2018 and 2017, the related consolidated statements of income and comprehensive income, shareholders&#8217; equity and cash flows for each of the years in the three-year period ended December 31, 2018, and the related notes (collectively
        referred to as the financial statements).&#160; In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial position of Community Trust Bancorp, Inc. as of December 31, 2018 and 2017,
        and the results of its operations and its cash flows for each of the years in the three-year period ended December 31, 2018, in conformity with accounting principles generally accepted in the United States of America.</font></div>
    <div style="text-align: justify; line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board
        (United States), Community Trust Bancorp, Inc.&#8217;s internal control over financial reporting as of December 31, 2018, based on criteria established in <font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Internal
          Control Integrated Framework (2013) </font>issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO) and our report dated February 28, 2019, expressed an unqualified opinion on the effectiveness of Community Trust
        Bancorp, Inc.&#8217;s&#160; internal control over financial reporting.</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Basis for Opinion</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">These financial statements are the responsibility of Community Trust Bancorp, Inc.&#8217;s management.&#160; Our
        responsibility is to express an opinion on Community Trust Bancorp, Inc.&#8217;s financial statements based on our audits.</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We are a public accounting firm registered with the Public Company Accounting Oversight Board (United
        States) and are required to be independent with respect to Community Trust Bancorp, Inc. in accordance with the U.S. federal securities laws and the applicable rules and regulations of the U.S. Securities and Exchange Commission and the Public
        Company Accounting Oversight Board (United States).</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board
        (United States).&#160; Those standards require that we plan and perform the audits to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud.&#160; Our audits included performing
        procedures to assess the risks of material misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond to those risks.&#160; Such procedures include examining, on a test basis, evidence regarding the
        amounts and disclosures in the financial statements.&#160; Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements.&#160; We
        believe that our audits provide a reasonable basis for our opinion.</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">/s/ BKD, LLP</font></div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: justify; line-height: 12.55pt;">We have served as Community Trust Bancorp, Inc.'s auditor since 2006.</div>
      <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><br>
        </font></div>
      <font style="font-family: 'Times New Roman', serif; font-size: 11pt;"> </font></div>
    <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Louisville, Kentucky</font></div>
    <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">February 28, 2019</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
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    <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
    </div>
    <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
    </div>
    <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">To the Shareholders, Board of Directors, and Audit Committee</font></div>
    <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Community Trust Bancorp, Inc.</font></div>
    <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Pikeville, Kentucky</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Opinion on the Internal Control over Financial Reporting</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We have audited Community Trust Bancorp, Inc.&#8217;s internal control over financial reporting as of December
        31, 2018, based on criteria established in <font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Internal Control &#8211; Integrated Framework</font>&#160;<font style="font-family: 'Times New Roman', serif; font-size:
          11pt; font-style: italic;">(2013)</font> issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO).</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">In our opinion, Community Trust Bancorp, Inc. maintained, in all material respects, effective internal
        control over financial reporting as of December 31, 2018, based on criteria established in <font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style: italic;">Internal Control &#8211; Integrated Framework (2013)</font> issued by
        COSO.</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board
        (United States), the consolidated financial statements of Community Trust Bancorp, Inc. and our report dated February 28, 2019, expressed an unqualified opinion thereon.</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Basis for Opinion</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Community Trust Bancorp, Inc.&#8217;s management is responsible for maintaining effective internal control over
        financial reporting and for its assessment of the effectiveness of internal control over financial reporting, included in the accompanying management report on internal control.&#160; Our responsibility is to express an opinion on Community Trust
        Bancorp, Inc.&#8217;s internal control over financial reporting based on our audit.</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We are a public accounting firm registered with the Public Company Accounting Oversight Board (United
        States) and are required to be independent with respect to Community Trust Bancorp, Inc. in accordance with the U.S. federal securities laws and the applicable rules and regulations of the U.S. Securities and Exchange Commission and the Public
        Company Accounting Oversight Board (United States).</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board
        (United States).&#160; Those standards require that we plan and perform the audit to obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all material respects.</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Our audit included obtaining an understanding of internal control over financial reporting, assessing the
        risk that a material weakness exists and testing and evaluating the design and operating effectiveness of internal control based on the assessed risk.&#160; Our audit also included performing such other procedures as we considered necessary in the
        circumstances.&#160; We believe that our audit provides a reasonable basis for our opinion.</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Definitions and Limitations of Internal Control over Financial Reporting</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">A company&#8217;s internal control over financial reporting is a process designed to provide reasonable assurance
        regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles.&#160; A company&#8217;s internal control over financial reporting includes those
        policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are
        recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of management
        and directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use or disposition of the company&#8217;s assets that could have a material effect on the financial statements.</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Because of its inherent limitations, internal control over financial reporting may not prevent or detect
        misstatements.&#160; Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions or that the degree of compliance with the policies or procedures may
        deteriorate.</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">/s/ BKD, LLP</font></div>
    <font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Louisville, Kentucky</font>
    <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">February 28, 2019</font></div>
    <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
    </div>
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  <br>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><a name="Item9.ChangesinandDisagre"><!--Anchor--></a>Item 9.&#160; Changes in and Disagreements With Accountants on
      Accounting and Financial Disclosure</font></div>
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  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">None.</font></div>
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  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><a name="Item9A.ControlsandProcedu"><!--Anchor--></a>Item 9A.&#160; Controls and Procedures</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">EVALUATION OF DISCLOSURE CONTROLS AND PROCEDURES</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI&#8217;s management is responsible for establishing and maintaining effective disclosure controls and
      procedures, as defined under Rules 13a-15(e) and 15d-15(e) of the Securities Exchange Act of 1934.&#160; As of December 31, 2018, an evaluation was carried out by CTBI&#8217;s management, with the participation of our Chief Executive Officer and our Chief
      Financial Officer of the effectiveness of the design and operation of our disclosure controls and procedures.&#160; Based on this evaluation, management concluded that disclosure controls and procedures as of December 31, 2018 were effective in ensuring
      material information required to be disclosed in this annual report on Form 10-K was recorded, processed, summarized, and reported on a timely basis.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">CHANGES IN INTERNAL CONTROL OVER FINANCIAL REPORTING</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Management has evaluated the effectiveness of its internal control over financial reporting as of December
      31, 2018 based on the control criteria in the 2013 COSO Framework issued by the Committee of Sponsoring Organizations (&#8220;COSO&#8221;) of the Treadway Commission.&#160; Based on such evaluation, we have concluded that CTBI&#8217;s internal control over financial
      reporting is effective as of December 31, 2018.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">There were no changes in CTBI&#8217;s internal control over financial reporting that occurred during the year ended
      December 31, 2018 that have materially affected, or are reasonably likely to materially affect, CTBI&#8217;s internal control over financial reporting.</font></div>
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  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">MANAGEMENT REPORT ON INTERNAL CONTROL</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We, as management of Community Trust Bancorp, Inc. and its subsidiaries (&#8220;CTBI&#8221;), are responsible for
      establishing and maintaining adequate internal control over financial reporting.&#160; Pursuant to the rules and regulations of the Securities and Exchange Commission, internal control over financial reporting is a process designed by, or under the
      supervision of, the company&#8217;s principal executive and principal financial officers, or persons performing similar functions, and effected by the company&#8217;s board of directors, management and other personnel, to provide reasonable assurance regarding
      the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles and includes those policies and procedures that:</font></div>
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          <td style="width: 13.5pt; vertical-align: top; align: right;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Pertain to the maintenance of records that in reasonable detail accurately and fairly reflect the transactions and
                dispositions of the assets of the company;</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
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          <td style="width: 13.5pt; vertical-align: top; align: right;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements
                in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of management and directors of the company; and</font></div>
          </td>
        </tr>

    </table>
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  </div>
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          <td style="width: 13.5pt; vertical-align: top; align: right;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use or disposition
                of the company&#8217;s assets that could have a material effect on the financial statements.</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">All internal control systems, no matter how well designed, have inherent limitations, including the
      possibility of human error and the circumvention of overriding controls.&#160; Accordingly, even effective internal control can provide only reasonable assurance with respect to financial statement preparation.&#160; Further, because of changes in conditions,
      the effectiveness of internal control may vary over time.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Because of the inherent limitations, any system of internal control over financial reporting, no matter how
      well designed, may not prevent or detect misstatements due to the possibility that a control can be circumvented or overridden or that misstatements due to error or fraud may occur that are not detected.&#160; Also, projections of the effectiveness to
      future periods are subject to the risk that the internal controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies and procedures included in such controls may deteriorate.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Management has evaluated the effectiveness of its internal control over financial reporting as of December
      31, 2018 based on the control criteria in the 2013 COSO Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission.&#160; Based on such evaluation, we have concluded that CTBI&#8217;s internal control over financial reporting is
      effective as of December 31, 2018.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The effectiveness of CTBI&#8217;s internal control over financial reporting as of December 31, 2018 has been
      audited by BKD, LLP, an independent registered public accounting firm that audited the CTBI&#8217;s consolidated financial statements included in this annual report.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; margin-right: 1.65pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">February 28, 2019</font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab"> </font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font><font style="width: 9pt;
      font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font><font style="width: 9pt;
      font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font><font style="width: 9pt;
      font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><u>/s/ Jean R. Hale</u></font></font></div>
  <div style="text-align: left; text-indent: 216pt; margin-right: 1.65pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Jean R. Hale</font></div>
  <div style="text-align: left; text-indent: 216pt; margin-right: 1.65pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Chairman, President, and</font></div>
  <div style="text-align: left; text-indent: 216pt; margin-right: 1.65pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Chief Executive Officer</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; text-indent: 216pt; margin-right: 1.65pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><u>/s/ Kevin J. Stumbo</u></font><font id="TRGRRTFtoHTMLTab" style="display:
      inline-block; text-indent: 0px; font-size: 1px; width: 216pt;">&#160;</font></div>
  <div style="text-align: left; text-indent: 216pt; margin-right: 1.65pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Kevin J. Stumbo</font></div>
  <div style="text-align: left; text-indent: 216pt; margin-right: 1.65pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Executive Vice President, Chief Financial Officer,</font></div>
  <div style="text-align: left; text-indent: 216pt; margin-right: 1.65pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">and Treasurer</font></div>
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  </div>
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  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><a name="Item9B.OtherInformation"><!--Anchor--></a>Item 9B.&#160; Other Information</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">None.</font></div>
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  </div>
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  </div>
  <div style="text-align: center; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;"><a name="PARTIII"><!--Anchor--></a>PART III</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><a name="Item10.DirectorsExecutive"><!--Anchor--></a>Item 10.&#160; Directors, Executive Officers, and Corporate
      Governance</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The information required by this item other than the information set forth below is omitted because CTBI is
      filing a definitive proxy statement pursuant to Regulation 14A not later than 120 days after the end of the fiscal year covered by this report which includes the required information.&#160; The required information contained in CTBI&#8217;s proxy statement is
      incorporated herein by reference.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Executive Officers of the Registrant</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Set forth below are the executive officers of CTBI, their positions with CTBI, and the year in which they
      first became an executive officer or director.</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
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      <tr>
        <td style="width: 23.73%; vertical-align: top; border-bottom: #000000 2px solid;">
          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;">&#160;</font></div>
          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;">&#160;</font></div>
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Name and Age </font>(1)</font></div>
        </td>
        <td style="width: 27.31%; vertical-align: top; border-bottom: #000000 2px solid;">
          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;">&#160;</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Positions and Offices Currently Held</font></div>
        </td>
        <td colspan="2" style="width: 21.66%; vertical-align: top; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Date First Became</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Director or</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Executive Officer</font></div>
        </td>
        <td style="width: 27.31%; vertical-align: bottom; border-bottom: #000000 2px solid;">
          <div style="line-height: 11.4pt;"><font style="line-height: 11.4pt;">&#160;</font></div>
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Principal Occupation</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 23.73%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Jean R. Hale; 72</font></div>
        </td>
        <td style="width: 27.31%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Chairman, President and CEO</font></div>
        </td>
        <td style="width: 13.18%; vertical-align: top;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1992</font></div>
        </td>
        <td style="width: 8.47%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Chairman, President and CEO of Community Trust Bancorp, Inc.</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 23.73%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">&#160;</td>
        <td style="width: 13.18%; vertical-align: top;">&#160;</td>
        <td style="width: 8.47%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 23.73%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Mark A. Gooch; 60</font></div>
        </td>
        <td style="width: 27.31%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Executive Vice President and Secretary</font></div>
        </td>
        <td style="width: 13.18%; vertical-align: top;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">1997</font></div>
        </td>
        <td style="width: 8.47%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">President and CEO of Community Trust Bank, Inc.</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 23.73%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">&#160;</td>
        <td style="width: 13.18%; vertical-align: top;">&#160;</td>
        <td style="width: 8.47%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 23.73%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Larry W. Jones; 72</font></div>
        </td>
        <td style="width: 27.31%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Executive Vice President</font></div>
        </td>
        <td style="width: 13.18%; vertical-align: top;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2002</font></div>
        </td>
        <td style="width: 8.47%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Executive Vice President/ Central Kentucky Region President of Community Trust Bank, Inc.</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 23.73%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">&#160;</td>
        <td style="width: 13.18%; vertical-align: top;">&#160;</td>
        <td style="width: 8.47%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 23.73%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">James B. Draughn; 59</font></div>
        </td>
        <td style="width: 27.31%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Executive Vice President</font></div>
        </td>
        <td style="width: 13.18%; vertical-align: top;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2001</font></div>
        </td>
        <td style="width: 8.47%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Executive Vice President/Operations of Community Trust Bank, Inc.</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 23.73%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">&#160;</td>
        <td style="width: 13.18%; vertical-align: top;">&#160;</td>
        <td style="width: 8.47%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 23.73%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Kevin J. Stumbo; 58</font></div>
        </td>
        <td style="width: 27.31%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Executive Vice President, Chief Financial Officer, and Treasurer</font></div>
        </td>
        <td style="width: 13.18%; vertical-align: top;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2002</font></div>
        </td>
        <td style="width: 8.47%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Executive Vice President/ Chief Financial Officer of Community Trust Bank, Inc.</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 23.73%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">&#160;</td>
        <td style="width: 13.18%; vertical-align: top;">&#160;</td>
        <td style="width: 8.47%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 23.73%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Ricky D. Sparkman; 56</font></div>
        </td>
        <td style="width: 27.31%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Executive Vice President</font></div>
        </td>
        <td style="width: 13.18%; vertical-align: top;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2002</font></div>
        </td>
        <td style="width: 8.47%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Executive Vice President/ South Central Region President of Community Trust Bank, Inc.</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 23.73%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">&#160;</td>
        <td style="width: 13.18%; vertical-align: top;">&#160;</td>
        <td style="width: 8.47%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 23.73%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Richard W. Newsom; 64</font></div>
        </td>
        <td style="width: 27.31%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Executive Vice President</font></div>
        </td>
        <td style="width: 13.18%; vertical-align: top;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2002</font></div>
        </td>
        <td style="width: 8.47%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Executive Vice President/ Eastern Region President of Community Trust Bank, Inc.</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 23.73%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">&#160;</td>
        <td style="width: 13.18%; vertical-align: top;">&#160;</td>
        <td style="width: 8.47%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 23.73%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">James J. Gartner; 77</font></div>
        </td>
        <td style="width: 27.31%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Executive Vice President</font></div>
        </td>
        <td style="width: 13.18%; vertical-align: top;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2002</font></div>
        </td>
        <td style="width: 8.47%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Executive Vice President/ Chief Credit Officer of Community Trust Bank, Inc.</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 23.73%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">&#160;</td>
        <td style="width: 13.18%; vertical-align: top;">&#160;</td>
        <td style="width: 8.47%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 23.73%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Steven E. Jameson; 62</font></div>
        </td>
        <td style="width: 27.31%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Executive Vice President</font></div>
        </td>
        <td style="width: 13.18%; vertical-align: top;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2004</font></div>
        </td>
        <td style="width: 8.47%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(2)</font></div>
        </td>
        <td style="width: 27.31%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Executive Vice President/ Chief Internal Audit &amp; Risk Officer</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 23.73%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">&#160;</td>
        <td style="width: 13.18%; vertical-align: top;">&#160;</td>
        <td style="width: 8.47%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 23.73%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">D. Andrew Jones; 56</font></div>
        </td>
        <td style="width: 27.31%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Executive Vice President</font></div>
        </td>
        <td style="width: 13.18%; vertical-align: top;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2010</font></div>
        </td>
        <td style="width: 8.47%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Executive Vice President/ Northeastern Region President of Community Trust Bank, Inc.</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 23.73%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">&#160;</td>
        <td style="width: 13.18%; vertical-align: top;">&#160;</td>
        <td style="width: 8.47%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 23.73%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Andy D. Waters; 53</font></div>
        </td>
        <td style="width: 27.31%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Executive Vice President</font></div>
        </td>
        <td style="width: 13.18%; vertical-align: top;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2011</font></div>
        </td>
        <td style="width: 8.47%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">President and CEO of Community Trust and Investment Company</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 23.73%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">&#160;</td>
        <td style="width: 13.18%; vertical-align: top;">&#160;</td>
        <td style="width: 8.47%; vertical-align: top;">&#160;</td>
        <td style="width: 27.31%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 23.73%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">C. Wayne Hancock; 44</font></div>
        </td>
        <td style="width: 27.31%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Executive Vice President</font></div>
        </td>
        <td style="width: 13.18%; vertical-align: top;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">2014</font></div>
        </td>
        <td style="width: 8.47%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(3)</font></div>
        </td>
        <td style="width: 27.31%; vertical-align: top;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Executive Vice President/Senior Staff Attorney</font></div>
        </td>
      </tr>

  </table>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="text-align: justify; line-height: 11.4pt;">
    <div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="zf9f1332a7d954d06ab30ec0653bf8a77" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

          <tr>
            <td style="width: 22.5pt; vertical-align: top; align: right;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(1)</font></td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">The ages listed for CTBI&#8217;s executive officers are as of February 28, 2019.</font></div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="text-align: justify; line-height: 11.4pt;">
    <div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="zcbd2cc69a2584d3ebc774d3906057d93" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

          <tr>
            <td style="width: 24pt; vertical-align: top; align: right;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(2)</font></td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Mr. Jameson is a non-voting member of the Executive Committee.</font></div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="text-align: justify; line-height: 11.4pt;">
    <div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z1a4d9650415a450b801d916faa816c60" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(3)</font></td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Mr. Hancock was employed as Senior Staff Attorney of Community Trust Bank, Inc. in September 2008.&#160; He was promoted to Senior Vice President in April 2009 and named
                  Executive Vice President in April 2014.</font></div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><a name="Item11.ExecutiveCompensat"><!--Anchor--></a>Item 11.&#160; Executive Compensation</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The information required by this item is omitted because CTBI is filing a definitive proxy statement pursuant
      to Regulation 14A not later than 120 days after the end of the fiscal year covered by this report which includes the required information.&#160; The required information contained in CTBI&#8217;s proxy statement is incorporated herein by reference.</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Item 12.&#160; Security Ownership of Certain Beneficial Owners and Management and Related Shareholder Matters<a name="Item12.SecurityOwnershipo"><!--Anchor--></a></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The information required by this item other than the information provided below is omitted because CTBI is
      filing a definitive proxy statement pursuant to Regulation 14A not later than 120 days after the end of the fiscal year covered by this report which includes the required information.&#160; The required information contained in CTBI&#8217;s proxy statement is
      incorporated herein by reference.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Equity Compensation Plan Information</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The following table provides information as of December 31, 2018, with respect to compensation plans under
      which common shares of CTBI are authorized for issuance to officers or employees in exchange for consideration in the form of services provided to CTBI and/or its subsidiaries.&#160; At December 31, 2018, we maintained one active and two inactive
      incentive stock option plans covering key employees.&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">The 2015 Stock Ownership Incentive Plan (&#8220;2015 Plan&#8221;) was approved by the Board of Directors and the
        Shareholders in 2015.&#160; The 2006 Stock Ownership Incentive Plan (&#8220;2006 Plan&#8221;) was approved by the Board of Directors and the Shareholders in 2006.&#160; The 2006 Plan was rendered inactive as of April 28, 2015.&#160; The 1998 Stock Option Plan (&#8220;1998 Plan&#8221;)
        was approved by the Board of Directors and the Shareholders in 1998.&#160; The 1998 Plan was rendered inactive as of April 26, 2006.&#160; The 2015 Plan has 550,000 shares authorized, 509,335 of which were available at December 31, 2018.&#160; Shares issuable
        pursuant to awards which were granted under the prior plans on or before their respective expiration or termination dates will be issued from the remaining shares reserved for issuance under the prior plans. The shares of common stock reserved for
        issuance under the prior plans in excess of the number of shares as to which options or other benefits are awarded thereunder, and any shares as to which options or other benefits granted under the prior plans may lapse, expire, terminate or be
        canceled, will not be reserved and available for issuance or reissuance under the 2015 Plan.</font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="ze1650b9648d346d38931b4981215545c" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>
        <td rowspan="1" colspan="2" style="text-align: center; vertical-align: middle; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;<font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 10pt; font-weight: bold;">A</font> <br>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;"><br>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>
        <td rowspan="1" colspan="2" style="text-align: center; vertical-align: middle; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;<font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 10pt; font-weight: bold;">B</font> <br>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;"><br>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>
        <td rowspan="1" colspan="2" style="text-align: center; vertical-align: middle; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;<font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 10pt; font-weight: bold;">C</font> <br>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;"><br>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Plan Category</font></div>
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-style: italic;">(shares in thousands)</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Number of Common Shares to be Issued Upon Exercise</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Weighted Average Price</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px;">
          <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Number of Securities Available for Future Issuance Under Equity Compensation Plans (excluding
              securities reflected in Column A)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Equity compensation plans approved by shareholders:</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Stock options</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">33</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">32.47</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">509</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #FFFFFF;">
          <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Equity compensation plans not approved by shareholders</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">--</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">0</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 4px; background-color: #FFFFFF;">
          <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">Total</font></div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #FFFFFF;">
          <div style="line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">509</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #FFFFFF;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Additional information regarding CTBI&#8217;s stock option plans can be found in notes 1 and 15 to the consolidated
      financial statements.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><a name="Item13.CertainRelationshi"><!--Anchor--></a>Item 13.&#160; Certain Relationships, Related Transactions, and
      Director Independence</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The information required by this item is omitted because CTBI is filing a definitive proxy statement pursuant
      to Regulation 14A not later than 120 days after the end of the fiscal year covered by this report which includes the required information.&#160; The required information contained in CTBI&#8217;s proxy statement is incorporated herein by reference.</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><a name="Item14.PrincipalAccountan"><!--Anchor--></a>Item 14.&#160; Principal Accountant Fees and Services</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The information required by this item is omitted because CTBI is filing a definitive proxy statement pursuant
      to Regulation 14A not later than 120 days after the end of the fiscal year covered by this report which includes the required information.&#160; The required information contained in CTBI&#8217;s proxy statement is incorporated herein by reference.</font></div>
  <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
  </div>
  <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
  </div>
  <div style="text-align: center; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;"><a name="PARTIV"><!--Anchor--></a>PART IV</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><a name="Item15.ExhibitsandFinanci"><!--Anchor--></a>Item 15.&#160; Exhibits and Financial Statement Schedules</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(a)&#160; 1.&#160; Financial Statements</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 18pt; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The following financial statements of CTBI and the auditor&#8217;s report thereon are filed as
      part of this Form 10-K under Item 8. Financial Statements and Supplementary Data:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Consolidated Balance Sheets</font></div>
  <div style="text-align: justify; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Consolidated Statements of Income and Other Comprehensive Income</font></div>
  <div style="text-align: justify; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Consolidated Statements of Shareholders&#8217; Equity</font></div>
  <div style="text-align: justify; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Consolidated Statements of Cash Flows</font></div>
  <div style="text-align: justify; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Notes to Consolidated Financial Statements</font></div>
  <div style="text-align: justify; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Reports of Independent Registered Public Accounting Firm</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">2.&#160; Financial Statement Schedules</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 18pt; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">All required financial statement schedules for CTBI have been included in this Form 10-K
      in the consolidated financial statements or the related footnotes.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">3.&#160; Exhibits</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z09ae38fed05540188fc55de91cc5b8bb" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%; border-collapse: collapse;">

      <tr>
        <td style="width: 8%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Exhibit No.</font></div>
        </td>
        <td style="width: 85.18%; vertical-align: bottom; border-bottom: #000000 2px solid;">
          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Description of Exhibits</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0);">
          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">3.1</font></div>
        </td>
        <td style="width: 85.18%; vertical-align: top; border-top: #000000 2px solid;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Articles of Incorporation and all amendments thereto {incorporated by reference to registration statement no. 33-35138}</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><a href="http://www.sec.gov/Archives/edgar/data/350852/0000912057-95-006672.txt"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">3.2</font></a></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">By-laws of CTBI as amended July 25, 1995 {incorporated by reference to registration statement no. 33-61891}</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><a href="http://www.sec.gov/Archives/edgar/data/350852/000035085208000004/ctb8kamendbylawsex3-1.htm"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">3.3</font></a></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">By-laws of CTBI as amended January 29, 2008 {incorporated by reference to current report on Form 8-K filed January 30,
              2008}</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><a href="http://www.sec.gov/Archives/edgar/data/350852/000035085207000046/ctbi10k2006ex10_1.htm"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">10.1</font></a></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Community Trust Bancorp, Inc. Employee Stock Ownership Plan (effective January 1, 2007) {incorporated herein by
              reference to Form 10-K for the fiscal year ended December 31, 2006 under SEC file no. 000-111-29}</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><a href="http://www.sec.gov/Archives/edgar/data/350852/000035085207000046/ctbi10k2006ex10_2.htm"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">10.2</font></a></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Community Trust Bancorp, Inc. Savings and Employee Stock Ownership Plan (Amendment Number One effective January 1, 2002,
              Amendment Number Two effective January 1, 2004, Amendment Number Three effective March 28, 2005, and Amendment Number Four effective January 1, 2006) {incorporated herein by reference to Form 10-K for the fiscal year ended December 31, 2006
              under SEC file no. 000-111-29}</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><a href="http://www.sec.gov/Archives/edgar/data/350852/0000350852-99-000001.txt"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">10.4</font></a></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Community Trust Bancorp, Inc. 1998 Stock Option Plan {incorporated by reference to registration statement no. 333-74217}</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><a href="http://www.sec.gov/Archives/edgar/data/350852/000035085206000043/proxy2006.htm"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">10.5</font></a></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Community Trust Bancorp, Inc. 2006 Stock Ownership Incentive Plan {incorporated by reference to Proxy Statement dated
              March 24, 2006}</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><a href="http://www.sec.gov/Archives/edgar/data/350852/000110465902001107/j3047_ex10d4.htm"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">10.6</font></a></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Form of Severance Agreement between Community Trust Bancorp, Inc. and executive officers (currently in effect with
              respect to twelve executive officers) {incorporated herein by reference to Form 10-K for the fiscal year ended December 31, 2001 under SEC file no. 000-111-29}</font></div>
          <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><a href="http://www.sec.gov/Archives/edgar/data/350852/000035085219000017/ctb2019execcomp8kex10-7.htm"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">10.7</font></a></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Senior Management Incentive Compensation Plan (2019) {incorporated herein by reference to current report on Form 8-K
              dated January 29, 2019}</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><a href="http://www.sec.gov/Archives/edgar/data/350852/000035085212000047/ctbi10k2011ex10-8.htm"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">10.8</font></a></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Restricted Stock Agreement {incorporated herein by reference to Form 10-K for the fiscal year ended December 31, 2011
              under SEC file no. 000-111-29}</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><a href="http://www.sec.gov/Archives/edgar/data/350852/000035085219000017/ctb2019execcomp8kex10-9.htm"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">10.9</font></a></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Employee Incentive Compensation Plan (2019) {incorporated herein by reference to current report on Form 8-K dated
              January 29, 2019}</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><a href="http://www.sec.gov/Archives/edgar/data/350852/000035085212000008/ctbi8k2012execcompex10-10.htm"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">10.10</font></a></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Amendment to the Community Trust Bancorp, Inc. 2006 Stock Ownership Incentive Plan {incorporated herein by reference to
              current report on Form 8-K dated January 24, 2012}</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><a href="http://www.sec.gov/Archives/edgar/data/350852/000035085215000106/ctbi2015s8.htm"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">10.11</font></a></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Community Trust Bancorp, Inc. 2015 Stock Ownership Incentive Plan {incorporated herein by reference to registration
              statement no. 333-208053}</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><a href="http://www.sec.gov/Archives/edgar/data/350852/000035085216000132/ctbi8k2016execcompex10-16.htm"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">10.16</font></a></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Community Trust Bancorp, Inc. 2016 Executive Committee Long-Term Incentive Compensation Plan {incorporated herein by
              reference to current report on Form 8-K dated January 26, 2016}</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><a href="http://www.sec.gov/Archives/edgar/data/350852/000035085217000022/ctbi8k2017execcompex10-17.htm"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">10.17</font></a></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Community Trust Bancorp, Inc. 2017 Executive Committee Long-Term Incentive Compensation Plan {incorporated herein by
              reference to current report on Form 8-K dated January 24, 2017}</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><a href="http://www.sec.gov/Archives/edgar/data/350852/000035085218000024/execcomp2018ex10-18.htm"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">10.18</font></a></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Community Trust Bancorp, Inc. 2018 Executive Committee Long-Term Incentive Compensation Plan {incorporated herein by
              reference to current report on Form 8-K dated January 23, 2018}</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><a href="http://www.sec.gov/Archives/edgar/data/350852/000035085219000017/ctb2019execcomp8kex10-19.htm"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">10.19</font></a></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Community Trust Bancorp, Inc. 2019 Executive Committee Long-Term Incentive Compensation Plan {incorporated herein by
              reference to current report on Form 8-K dated January 29, 2019}</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;" rowspan="1"><a href="ctbi10k2018ex21.htm">21</a></td>
        <td style="width: 85.18%; vertical-align: top;" rowspan="1">Subsidiaries of the Registrant<br>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;" rowspan="1">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><a href="ctbi10k2018ex23-1.htm"><font style="font-family: 'Times New Roman', serif; font-size:
                11pt;">23.1</font></a></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Consent of BKD, LLP, Independent Registered Public Accounting Firm</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><a href="ctbi10k2018ex31-1.htm"><font style="font-family: 'Times New Roman', serif; font-size:
                11pt;">31.1</font></a></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Certification of Principal Executive Officer (Jean R. Hale, Chairman, President, and Chief Executive Officer)</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><a href="ctbi10k2018ex31-2.htm"><font style="font-family: 'Times New Roman', serif; font-size:
                11pt;">31.2</font></a></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Certification of Principal Financial Officer (Kevin J. Stumbo, Executive Vice President, Chief Financial Officer, and
              Treasurer)</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><a href="ctbi10k2018ex32-1.htm"><font style="font-family: 'Times New Roman', serif; font-size:
                11pt;">32.1</font></a></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Certification of Jean R. Hale, Chairman, President and CEO, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to
              Section 906 of the Sarbanes-Oxley Act of 2002</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><a href="ctbi10k2018ex32-2.htm"><font style="font-family: 'Times New Roman', serif; font-size:
                11pt;">32.2</font></a></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Certification of Kevin J. Stumbo, Executive Vice President, Chief Financial Officer, and Treasurer, pursuant to 18
              U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><a href="http://www.sec.gov/Archives/edgar/data/350852/000035085213000103/ctbi2013s3drip.htm"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">99.1</font></a></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Community Trust Bancorp, Inc. Dividend Reinvestment Plan, as amended December 20, 2013 {incorporated by reference to
              registration statement no. 333-193011}</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">101.INS</font></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">XBRL Instance Document *<br>
            </font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">101.SCH</font></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">XBRL Taxonomy Extension Schema *<br>
            </font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">101.CAL</font></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">XBRL Taxonomy Extension Calculation Linkbase *<br>
            </font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">101.DEF</font></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">XBRL Taxonomy Extension Definition Linkbase *<br>
            </font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">101.LAB</font></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">XBRL Taxonomy Extension Label Linkbase *<br>
            </font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 85.18%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">101.PRE</font></div>
        </td>
        <td style="width: 85.18%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">XBRL Taxonomy Extension Presentation Linkbase *<br>
            </font></div>
        </td>
      </tr>

  </table>
  <div style="line-height: 13.7pt;"><br>
    <div>* Included in Original Filing</div>
    <br style="line-height: 13.7pt;">
  </div>
  <div style="text-align: justify; text-indent: -18pt; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(b)&#160; Exhibits</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">The response to this portion of Item 15 is submitted in (a) 3. above.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: -18pt; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(c)&#160; Financial Statement Schedules</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">None</font></div>
  <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
  </div>
  <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;"><a name="Item16.Form10-KSummary"><!--Anchor--></a>Item 16.&#160; Form 10-K Summary</font></div>
  <div style="text-align: left; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">None</font></font></div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 11pt; margin-bottom: 11pt;">
    <div id="DSPFPageFooter">
      <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;"></font></div>
      <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
      </div>
    </div>
    <div id="DSPFPageBreak" style="page-break-after: always;">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    <div id="DSPFPageHeader">
      <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
      </div>
      <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
      </div>
    </div>
  </div>
  <div style="text-align: center; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">COMMUNITY TRUST BANCORP, INC. AND SUBSIDIARIES</font></div>
  <div style="text-align: center; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;"><a name="INDEXTOEXHIBITS"><!--Anchor--></a>INDEX TO EXHIBITS</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" id="z63029471907e4106b4f0407e26c72ea8" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%; border-collapse: collapse;">

      <tr>
        <td style="width: 8%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Exhibit No.</font></div>
        </td>
        <td style="width: 86.16%; vertical-align: bottom; border-bottom: #000000 2px solid;">
          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Description of Exhibits</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0);">
          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">3.1</font></div>
        </td>
        <td style="width: 86.16%; vertical-align: top; border-top: #000000 2px solid;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Articles of Incorporation for CTBI {incorporated herein by reference}</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 86.16%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">3.2</font></div>
        </td>
        <td style="width: 86.16%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">By-laws of CTBI as amended July 25, 1995 {incorporated herein by reference}</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 86.16%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">3.3</font></div>
        </td>
        <td style="width: 86.16%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">By-laws of CTBI as amended January 29, 2008 {incorporated herein by reference}</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 86.16%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">10.1</font></div>
        </td>
        <td style="width: 86.16%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Community Trust Bancorp, Inc. Employee Stock Ownership Plan (effective January 1, 2007) {incorporated herein by
              reference}</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 86.16%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">10.2</font></div>
        </td>
        <td style="width: 86.16%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Community Trust Bancorp, Inc. Savings and Employee Stock Ownership Plan (Amendment Number One effective January 1, 2002,
              Amendment Number Two effective January 1, 2004, Amendment Number Three effective March 28, 2005, and Amendment Number Four effective January 1, 2006) {incorporated herein by reference}</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 86.16%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">10.4</font></div>
        </td>
        <td style="width: 86.16%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Community Trust Bancorp, Inc. 1998 Stock Option Plan {incorporated herein by reference}</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 86.16%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">10.5</font></div>
        </td>
        <td style="width: 86.16%; vertical-align: top;">
          <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Community Trust Bancorp, Inc. 2006 Stock Ownership Incentive Plan {incorporated herein by reference}</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">&#160;</td>
        <td style="width: 86.16%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 8%; vertical-align: top;">
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        <td style="width: 86.16%; vertical-align: top;">&#160;</td>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-21
<SEQUENCE>3
<FILENAME>ctbi10k2018ex21.htm
<DESCRIPTION>CTBI DECEMBER 31, 2018 FORM 10-K EXHIBIT 21
<TEXT>
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  <div style="text-align: right; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-variant: small-caps;">Exhibit</font> 21</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Subsidiaries of the Registrant</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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  <div style="text-align: left; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI had four subsidiaries as of January 1, 2019.</font></div>
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          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Jurisdiction of Organization</font></div>
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        <td style="width: 21.62%; vertical-align: bottom; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Shares Owned by CTBI</font></div>
        </td>
        <td style="width: 18.98%; vertical-align: bottom; border-bottom: #000000 2px solid;">
          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">Percent Voting Stock Held by CTBI</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 37.79%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Community Trust Bank, Inc., Pikeville, Kentucky</font></div>
        </td>
        <td style="width: 21.62%; vertical-align: top;">
          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Kentucky</font></div>
        </td>
        <td style="width: 21.62%; vertical-align: top;">
          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">285,000 Common</font></div>
        </td>
        <td style="width: 18.98%; vertical-align: top;">
          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">100%</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 37.79%; vertical-align: top;">&#160;</td>
        <td style="width: 21.62%; vertical-align: top;">&#160;</td>
        <td style="width: 21.62%; vertical-align: top;">&#160;</td>
        <td style="width: 18.98%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 37.79%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Community Trust and Investment Company, Lexington, Kentucky</font></div>
        </td>
        <td style="width: 21.62%; vertical-align: top;">
          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Kentucky</font></div>
        </td>
        <td style="width: 21.62%; vertical-align: top;">
          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">500 Common</font></div>
        </td>
        <td style="width: 18.98%; vertical-align: top;">
          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">100%</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 37.79%; vertical-align: top;">&#160;</td>
        <td style="width: 21.62%; vertical-align: top;">&#160;</td>
        <td style="width: 21.62%; vertical-align: top;">&#160;</td>
        <td style="width: 18.98%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 37.79%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI Preferred Capital Trust III</font></div>
        </td>
        <td style="width: 21.62%; vertical-align: top;">
          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Delaware</font></div>
        </td>
        <td style="width: 21.62%; vertical-align: top;">
          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">1,841 Common Trust Securities</font></div>
        </td>
        <td style="width: 18.98%; vertical-align: top;">
          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">100%</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 37.79%; vertical-align: top;">&#160;</td>
        <td style="width: 21.62%; vertical-align: top;">&#160;</td>
        <td style="width: 21.62%; vertical-align: top;">&#160;</td>
        <td style="width: 18.98%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 37.79%; vertical-align: top;">
          <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Community Trust Asset Management</font></div>
        </td>
        <td style="width: 21.62%; vertical-align: top;">
          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Kentucky</font></div>
        </td>
        <td style="width: 21.62%; vertical-align: top;">
          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">2,000 Common</font></div>
        </td>
        <td style="width: 18.98%; vertical-align: top;">
          <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">100%</font></div>
        </td>
      </tr>

  </table>
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<DOCUMENT>
<TYPE>EX-23.1
<SEQUENCE>4
<FILENAME>ctbi10k2018ex23-1.htm
<DESCRIPTION>CTBI DECEMBER 31, 2018 FORM 10-K EXHIBIT 23.1
<TEXT>
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  <head>
    <title></title>
    <!-- Licensed to: Community Trust Bancorp, Inc.
         Document created using EDGARfilings PROfile 5.1.0.0
         Copyright 1995 - 2019 Broadridge -->
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    <div style="text-align: right; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-variant: small-caps;">Exhibit </font>23.1</div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">We consent to the incorporation by reference in Registration Statements on Form S-3 (No. 333-193011) and
        Form S-8 (No. 333-208053) of Community Trust Bancorp, Inc. (Company) of our reports dated February 28, 2019, on our audits of the consolidated financial statements of the Company as of December 31, 2018 and 2017, and for each of the years in the
        three-year period ended December 31, 2018, which report is included in this annual report on Form 10-K.&#160; We also consent to the incorporation by reference of our report dated February 28, 2019, on our audit of the internal control over financial
        reporting of the Company as of December 31, 2018, which report is included in this annual report on Form 10-K.</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">/s/ BKD LLP</font></div>
    <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Louisville, Kentucky</font></div>
    <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">February 28, 2019</font></div>
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<DOCUMENT>
<TYPE>EX-31.1
<SEQUENCE>5
<FILENAME>ctbi10k2018ex31-1.htm
<DESCRIPTION>CTBI DECEMBER 31, 2018 FORM 10-K EXHIBIT 31.1
<TEXT>
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  <head>
    <title></title>
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  <div><br>
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  <div style="text-align: right; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt; font-variant: small-caps; font-weight: bold;">Exhibit 31.1</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold; font-variant: small-caps;">Certification of Principal Executive Officer</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">I, Jean R. Hale, Chairman, President, and Chief Executive Officer of Community Trust Bancorp, Inc. (&#8220;CTBI&#8221;),
      certify that:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;" id="z7a79154885f64db19b333832a390a02d" class="DSPFListTable">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(1)</font></td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">I have reviewed this Form 10-K/A (Amendment No. 1 to annual report on Form 10-K) of Community Trust Bancorp, Inc.;</font></div>
            </td>
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    </div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;">
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;" id="z5e546a35370246ccb609d0bbcc8ba223" class="DSPFListTable">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(2)</font></td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in
                  light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;</font></div>
            </td>
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      </table>
    </div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;">
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;" id="z88603615aae24af98bc7cddf83e3f14f" class="DSPFListTable">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(3)</font></td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial
                  condition, results of operation and cash flows of CTBI as of, and for, the periods presented in this report;</font></div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;">
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;" id="z8eddc2ab985848b0ab7712353ce17eee" class="DSPFListTable">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(4)</font></td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI</font>&#8217;<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">s other certifying officer and I are responsible for establishing and maintaining
                  disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for CTBI and have:</font></div>
            </td>
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    </div>
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
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    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;" id="z0998fbbfe1494b9ab16e72c846a53962" class="DSPFListTable">

        <tr>
          <td style="width: 56pt; vertical-align: top; text-align: right;">
            <div style="margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;">(a)&#160;&#160; <br>
              </font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;">designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our
                supervision, to ensure that material information relating to CTBI, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;">
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;" id="z31b2e8e247e948c5aa9f482fdaa1db6d" class="DSPFListTable">

          <tr>
            <td style="width: 56pt; text-align: right; vertical-align: top;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;">(b)&#160;&#160; <br>
              </font></td>
            <td style="width: 0pt; vertical-align: top;"><br>
            </td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide
                  reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</font></div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;">
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;" id="z0ba3ae80d3a24cfe8d02150f00d0eee3" class="DSPFListTable">

          <tr>
            <td style="width: 56pt; text-align: right; vertical-align: top;">(c)&#160;&#160; <br>
            </td>
            <td style="width: 0pt; vertical-align: top;"><br>
            </td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">evaluated the effectiveness of CTBI</font>&#8217;<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">s disclosure controls and procedures and presented in
                  this report our conclusions about the effectiveness of the disclosure controls and procedures as of the end of the period covered by this report based on such evaluation; and</font></div>
            </td>
          </tr>

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    </div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;">
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;" id="z9ff0ccb7aecd4b6db87677495d3fb9f5" class="DSPFListTable">

          <tr>
            <td style="width: 56pt; text-align: right; vertical-align: top;">(d)&#160;&#160; <br>
            </td>
            <td style="width: 0pt; vertical-align: top;"><br>
            </td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">disclosed in this report any change in CTBI</font>&#8217;<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">s internal control over financial reporting
                  that occurred during CTBI</font>&#8217;<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">s most recent fiscal quarter (CTBI</font>&#8217;<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">s fourth fiscal quarter
                  in the case of an annual report) that has materially affected, or is reasonable likely to materially affect, CTBI</font>&#8217;<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">s internal control over financial reporting;
                  and</font></div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;">
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;" id="za8cfe2ca758c4b8fa7e5ff5ce64bb5a0" class="DSPFListTable">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(5)</font></td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI</font>&#8217;<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">s other certifying officer and I have disclosed, based on our most recent evaluation
                  of internal control over financial reporting, to CTBI</font>&#8217;<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">s auditors and the audit committee of CTBI</font>&#8217;<font style="font-family: 'Times New Roman', serif;
                  font-size: 11pt;">s board of directors (or persons performing the equivalent functions):</font></div>
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;" id="zbaf9b872915b4bf1a344c00d3258f75f" class="DSPFListTable">

        <tr>
          <td style="width: 56pt; vertical-align: top; text-align: right;">
            <div style="margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;">(a)&#160;&#160; <br>
              </font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are
                reasonably likely to adversely affect CTBI</font>&#8217;<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">s ability to record, process, summarize and report financial information and</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;" id="ze846d7acdb2d4219882b69bed9c11d60" class="DSPFListTable">

        <tr>
          <td style="width: 56pt; vertical-align: top; text-align: right;">
            <div style="margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;">(b)&#160;&#160; <br>
              </font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">any fraud, whether or not material, that involves management or other employees who have a significant role in CTBI</font>&#8217;<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">s internal control over financial reporting.</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><u>/s/ Jean R. Hale</u></font><br>
  </div>
  <u> </u><u><font class="HorizontalTab" style="width: 9pt; font-size: 1px; display: inline-block;">&#160;</font><font class="HorizontalTab" style="width: 9pt; font-size: 1px; display: inline-block;">&#160;</font></u>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Jean R. Hale</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Chairman, President and Chief Executive Officer</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">April 1, 2019</font></div>
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<DOCUMENT>
<TYPE>EX-31.2
<SEQUENCE>6
<FILENAME>ctbi10k2018ex31-2.htm
<DESCRIPTION>CTBI DECEMBER 31, 2018 FORM 10-K EXHIBIT 31.2
<TEXT>
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  <div>
    <div style="text-align: right; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt; font-variant: small-caps; font-weight: bold;">Exhibit 31.2</div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold; font-variant: small-caps;">Certification of Principal Financial Officer</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">I, Kevin J. Stumbo, Executive Vice President, Chief Financial Officer, and Treasurer of Community Trust
        Bancorp, Inc. (&#8220;CTBI&#8221;), certify that:</font></div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;">
    <div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(1)</font></td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">I have reviewed this Form 10-K/A (Amendment No. 1 to annual report on Form 10-K) of Community Trust Bancorp, Inc.;</font></div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;">
    <div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(2)</font></td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in
                  light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;</font></div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;">
    <div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(3)</font></td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial
                  condition, results of operation and cash flows of CTBI as of, and for, the periods presented in this report;</font></div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;">
    <div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(4)</font></td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI</font>&#8217;<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">s other certifying officer and I are responsible for establishing and maintaining
                  disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for CTBI and have:</font></div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 56pt; vertical-align: top; text-align: right;">
            <div style="margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;">(a)&#160;&#160; <br>
              </font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;">designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our
                supervision, to ensure that material information relating to CTBI, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;">
    <div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

          <tr>
            <td style="width: 56pt; text-align: right; vertical-align: top;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;">(b)&#160;&#160; <br>
              </font></td>
            <td style="width: 0pt; vertical-align: top;"><br>
            </td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide
                  reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</font></div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;">
    <div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

          <tr>
            <td style="width: 56pt; text-align: right; vertical-align: top;">(c)&#160;&#160; <br>
            </td>
            <td style="width: 0pt; vertical-align: top;"><br>
            </td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">evaluated the effectiveness of CTBI</font>&#8217;<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">s disclosure controls and procedures and presented in
                  this report our conclusions about the effectiveness of the disclosure controls and procedures as of the end of the period covered by this report based on such evaluation; and</font></div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;">
    <div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

          <tr>
            <td style="width: 56pt; text-align: right; vertical-align: top;">(d)&#160;&#160; <br>
            </td>
            <td style="width: 0pt; vertical-align: top;"><br>
            </td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">disclosed in this report any change in CTBI</font>&#8217;<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">s internal control over financial reporting
                  that occurred during CTBI</font>&#8217;<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">s most recent fiscal quarter (CTBI</font>&#8217;<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">s fourth fiscal quarter
                  in the case of an annual report) that has materially affected, or is reasonable likely to materially affect, CTBI</font>&#8217;<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">s internal control over financial reporting;
                  and</font></div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;">
    <div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(5)</font></td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CTBI</font>&#8217;<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">s other certifying officer and I have disclosed, based on our most recent evaluation
                  of internal control over financial reporting, to CTBI</font>&#8217;<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">s auditors and the audit committee of CTBI</font>&#8217;<font style="font-family: 'Times New Roman', serif;
                  font-size: 11pt;">s board of directors (or persons performing the equivalent functions):</font></div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 56pt; vertical-align: top; text-align: right;">
            <div style="margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;">(a)&#160;&#160; <br>
              </font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are
                reasonably likely to adversely affect CTBI</font>&#8217;<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">s ability to record, process, summarize and report financial information and</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt; width: 100%;">

        <tr>
          <td style="width: 56pt; vertical-align: top; text-align: right;">
            <div style="margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 11pt;">(b)&#160;&#160; <br>
              </font></div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">any fraud, whether or not material, that involves management or other employees who have a significant role in CTBI</font>&#8217;<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">s internal control over financial reporting.</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <u> /s/ Kevin J. Stumbo</u>
  <div style="line-height: 12.55pt;">
    <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Kevin J. Stumbo</div>
    <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Executive Vice President, Chief Financial Officer, and Treasurer</font></div>
    <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">April 1, 2019</font></div>
    <div id="DSPFPageFooter">
      <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
      </div>
    </div>
  </div>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32.1
<SEQUENCE>7
<FILENAME>ctbi10k2018ex32-1.htm
<DESCRIPTION>CTBI DECEMBER 31, 2018 FORM 10-K EXHIBIT 32.1
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Community Trust Bancorp, Inc.
         Document created using EDGARfilings PROfile 5.1.0.0
         Copyright 1995 - 2019 Broadridge -->
  </head>
<body text="#000000" bgcolor="#ffffff" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt;">
  <div><br>
  </div>
  <div style="text-align: right; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt; font-variant: small-caps; font-weight: bold;">Exhibit 32.1</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">CERTIFICATION PURSUANT TO</font></div>
  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">18 U.S.C. SECTION 1350,</font></div>
  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">AS ADOPTED PURSUANT TO</font></div>
  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">In connection with the Form 10-K/A (Amendment No. 1 to the annual report on Form 10-K for the period ended
      December 31, 2018) </font><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">of Community Trust Bancorp, Inc. (&#8220;CTBI&#8221;) </font>as filed with the Securities and
      Exchange Commission on the date hereof (the </font><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif;
          font-size: 11pt;">&#8220;</font></font>Report</font><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif;
          font-size: 11pt;">&#8221;</font></font>), I, Jean R. Hale, Chairman, President and Chief Executive Officer of CTBI, certify, pursuant to 18 U.S.C. section 1350, as adopted pursuant to section 906 of the Sarbanes-Oxley Act of 2002, that to the best of
      my knowledge:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(1) The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934; and</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(2) The information contained in the Report fairly presents, in all material respects, the financial condition and results of
      operation of CTBI.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div><u> /s/ Jean R. Hale</u><font class="HorizontalTab" style="width: 9pt; font-size: 1px; display: inline-block;">&#160;</font> </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Jean R. Hale</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Chairman, President and Chief Executive Officer</font></div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">April 1, 2019</font></div>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32.2
<SEQUENCE>8
<FILENAME>ctbi10k2018ex32-2.htm
<DESCRIPTION>CTBI DECEMBER 31, 2018 FORM 10-K EXHIBIT 32.2
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Community Trust Bancorp, Inc.
         Document created using EDGARfilings PROfile 5.1.0.0
         Copyright 1995 - 2019 Broadridge -->
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<body text="#000000" bgcolor="#ffffff" style="font-family: 'Times New Roman', Times, serif; font-size: 11pt;">
  <div><br>
  </div>
  <div style="text-align: right; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt; font-variant: small-caps; font-weight: bold;">Exhibit 32.2</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">CERTIFICATION PURSUANT TO</font></div>
  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">18 U.S.C. SECTION 1350,</font></div>
  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">AS ADOPTED PURSUANT TO</font></div>
  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">In connection with the </font><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Form 10-K/A (Amendment No. 1 to the annual report on Form 10-K for the period ended December 31, 2018) </font><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">of Community Trust Bancorp, Inc. (&#8220;CTBI&#8221;) </font></font>as filed with the Securities and Exchange Commission on the date hereof (the </font><font style="font-family: 'Times New
      Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">&#8220;</font></font></font>Report</font><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family: 'Times New Roman',
            serif; font-size: 11pt;">&#8221;</font></font></font>), I, Kevin J. Stumbo, Executive Vice President, Chief Financial Officer, and Treasurer of CTBI, certify, pursuant to 18 U.S.C. section 1350, as adopted pursuant to section 906 of the
      Sarbanes-Oxley Act of 2002, that to the best of my knowledge:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(1) The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934; and</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(2) The information contained in the Report fairly presents, in all material respects, the financial condition and results of
      operations of CTBI.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;">
    <div><u>/s/ Kevin J. Stumbo</u><br>
    </div>
    <font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Kevin J. Stumbo</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Executive Vice President, Chief Financial Officer, and Treasurer</font></div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">April 1, 2019</font></div>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
