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Loans (Tables) | 12 Months Ended
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Dec. 31, 2020
Loans [Abstract] |
Major Classification of Loans Net of Unearned Income, Deferred Loan Origination Costs and Net Premiums on Acquired Loans | Major classifications of loans, net of unearned income, deferred loan origination fees and costs, and net premiums on acquired loans, are summarized as follows:
(in thousands) |  | December 31 2020 |
Hotel/motel |  | $ | 260,699 |
Commercial real estate residential |  |  | 287,928 |
Commercial real estate nonresidential |  |  | 743,238 |
Dealer floorplans |  |  | 69,087 |
Commercial other |  |  | 279,908 |
Commercial unsecured SBA PPP |  |  | 252,667 |
Commercial loans |  |  | 1,893,527 |
Real estate mortgage |  |  | 784,559 |
Home equity lines |  |  | 103,770 |
Residential loans |  |  | 888,329 |
Consumer direct |  |  | 152,304 |
Consumer indirect |  |  | 620,051 |
Consumer loans |  |  | 772,355 |
Loans and lease financing |  | $ | 3,554,211 |
(in thousands) |  | December 31 2019 |
Commercial construction |  | $ | 104,809 |
Commercial secured by real estate |  |  | 1,169,975 |
Equipment lease financing |  |  | 481 |
Commercial other |  |  | 389,683 |
Real estate construction |  |  | 63,350 |
Real estate mortgage |  |  | 733,003 |
Home equity |  |  | 111,894 |
Consumer direct |  |  | 148,051 |
Consumer indirect |  |  | 527,418 |
Total loans |  | $ | 3,248,664 |
Activity in Allowance for Credit Losses and Allowance for Loan and Lease Losses | The following table presents the balance in the allowance for credit losses (“ACL”) for the year ended December 31, 2020:
|  | Year Ended December 31, 2020 |
(in thousands) |  | Hotel/ Motel |  |  | Commercial Real Estate Residential |  |  | Commercial Real Estate Nonresidential |  |  | Dealer Floorplans |  |  | Commercial Other |  |  | Real Estate Mortgage |  |  | Home Equity |  |  | Consumer Direct |  |  | Consumer Indirect |  |  | Total |
ACL |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance, prior to adoption of ASC 326 |  | $ | 3,371 |  |  | $ | 3,439 |  |  | $ | 8,515 |  |  | $ | 802 |  |  | $ | 5,556 |  |  | $ | 4,604 |  |  | $ | 897 |  |  | $ | 1,711 |  |  | $ | 6,201 |  |  | $ | 35,096 |
Impact of adoption of ASC 326 |  |  | 170 |  |  |  | (721 | ) |  |  | 119 |  |  |  | 820 |  |  |  | (391 | ) |  |  | 1,893 |  |  |  | (75 | ) |  |  | (40 | ) |  |  | 1,265 |  |  |  | 3,040 |
Provision charged to expense |  |  | 2,858 |  |  |  | 1,772 |  |  |  | 3,303 |  |  |  | (214 | ) |  |  | 2,040 |  |  |  | 1,584 |  |  |  | 16 |  |  |  | 609 |  |  |  | 4,079 |  |  |  | 16,047 |
Losses charged off |  |  | (43 | ) |  |  | (182 | ) |  |  | (941 | ) |  |  | (26 | ) |  |  | (3,339 | ) |  |  | (321 | ) |  |  | (4 | ) |  |  | (927 | ) |  |  | (4,670 | ) |  |  | (10,453 | )
Recoveries |  |  | 0 |  |  |  | 156 |  |  |  | 90 |  |  |  | 0 |  |  |  | 423 |  |  |  | 72 |  |  |  | 10 |  |  |  | 510 |  |  |  | 3,031 |  |  |  | 4,292 |
Ending balance |  | $ | 6,356 |  |  | $ | 4,464 |  |  | $ | 11,086 |  |  | $ | 1,382 |  |  | $ | 4,289 |  |  | $ | 7,832 |  |  | $ | 844 |  |  | $ | 1,863 |  |  | $ | 9,906 |  |  | $ | 48,022 |
The following table presents details of the allowance for loan and lease losses (“ALLL”) segregated by loan portfolio segment as of December 31, 2019, calculated in accordance with our prior incurred loss methodology described in our 2019 Form 10-K.
|  | Year Ended December 31, 2019 |
(in thousands) |  | Commercial Construction |  |  | Commercial Secured by Real Estate |  |  | Equipment Lease Financing |  |  | Commercial Other |  |  | Real Estate Construction |  |  | Real Estate Mortgage |  |  | Home Equity |  |  | Consumer Direct |  |  | Consumer Indirect |  |  | Total |
ALLL |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of year |  | $ | 862 |  |  | $ | 14,531 |  |  | $ | 12 |  |  | $ | 4,993 |  |  | $ | 512 |  |  | $ | 4,433 |  |  | $ | 841 |  |  | $ | 1,883 |  |  | $ | 7,841 |  |  | $ | 35,908 |
Provision charged to expense |  |  | 497 |  |  |  | (137 | ) |  |  | (8 | ) |  |  | 3,032 |  |  |  | (40 | ) |  |  | 414 |  |  |  | 172 |  |  |  | 528 |  |  |  | 361 |  |  |  | 4,819 |
Losses charged off |  |  | (72 | ) |  |  | (727 | ) |  |  | 0 |  |  |  | (2,179 | ) |  |  | (100 | ) |  |  | (767 | ) |  |  | (139 | ) |  |  | (1,100 | ) |  |  | (4,652 | ) |  |  | (9,736 | )
Recoveries |  |  | 12 |  |  |  | 358 |  |  |  | 0 |  |  |  | 509 |  |  |  | 0 |  |  |  | 152 |  |  |  | 23 |  |  |  | 400 |  |  |  | 2,651 |  |  |  | 4,105 |
Balance, end of year |  | $ | 1,299 |  |  | $ | 14,025 |  |  | $ | 4 |  |  | $ | 6,355 |  |  | $ | 372 |  |  | $ | 4,232 |  |  | $ | 897 |  |  | $ | 1,711 |  |  | $ | 6,201 |  |  | $ | 35,096 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 99 |  |  | $ | 227 |  |  | $ | 0 |  |  | $ | 886 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 1,212 |
Collectively evaluated for impairment |  | $ | 1,200 |  |  | $ | 13,798 |  |  | $ | 4 |  |  | $ | 5,469 |  |  | $ | 372 |  |  | $ | 4,232 |  |  | $ | 897 |  |  | $ | 1,711 |  |  | $ | 6,201 |  |  | $ | 33,884 |
Loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 3,010 |  |  | $ | 41,379 |  |  | $ | 0 |  |  | $ | 11,073 |  |  | $ | 0 |  |  | $ | 2,309 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 57,771 |
Collectively evaluated for impairment |  | $ | 101,799 |  |  | $ | 1,128,596 |  |  | $ | 481 |  |  | $ | 378,610 |  |  | $ | 63,350 |  |  | $ | 730,694 |  |  | $ | 111,894 |  |  | $ | 148,051 |  |  | $ | 527,418 |  |  | $ | 3,190,893 |
Nonaccrual Loans Segregated by Class of Loans | Refer to Note 1 to the condensed consolidated financial statements for further information regarding our nonaccrual policy. Nonaccrual loans segregated by class of loans for both December 31, 2020 and 2019 and loans 90 days past due and still accruing for December 31, 2020 only, segregated by class of loans were as follows:
|  | December 31, 2020 |
(in thousands) |  | Nonaccrual Loans with No ACL |  |  | Nonaccrual Loans with ACL |  |  | 90+ and Still Accruing |  |  | Total Nonperforming Loans |
Hotel/motel |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |
Commercial real estate residential |  |  | 0 |  |  |  | 1,225 |  |  |  | 4,776 |  |  |  | 6,001 |
Commercial real estate nonresidential |  |  | 0 |  |  |  | 1,424 |  |  |  | 7,852 |  |  |  | 9,276 |
Commercial other |  |  | 0 |  |  |  | 867 |  |  |  | 269 |  |  |  | 1,136 |
Total commercial loans |  |  | 0 |  |  |  | 3,516 |  |  |  | 12,897 |  |  |  | 16,413 |
Real estate mortgage |  |  | 0 |  |  |  | 5,346 |  |  |  | 3,420 |  |  |  | 8,766 |
Home equity lines |  |  | 0 |  |  |  | 582 |  |  |  | 392 |  |  |  | 974 |
Total residential loans |  |  | 0 |  |  |  | 5,928 |  |  |  | 3,812 |  |  |  | 9,740 |
Consumer direct |  |  | 0 |  |  |  | 0 |  |  |  | 71 |  |  |  | 71 |
Consumer indirect |  |  | 0 |  |  |  | 0 |  |  |  | 353 |  |  |  | 353 |
Total consumer loans |  |  | 0 |  |  |  | 0 |  |  |  | 424 |  |  |  | 424 |
Loans and lease financing |  | $ | 0 |  |  | $ | 9,444 |  |  | $ | 17,133 |  |  | $ | 26,577 |
CTBI recognized $31 thousand in interest income on the above nonaccrual loans for the year ended December 31, 2020.
(in thousands) |  | December 31, 2019 |
Commercial: |  |  |
Commercial construction |  | $ | 230 |
Commercial secured by real estate |  |  | 3,759 |
Commercial other |  |  | 3,839 |
Residential: |  |  |  |
Real estate construction |  |  | 634 |
Real estate mortgage |  |  | 4,821 |
Home equity |  |  | 716 |
Total nonaccrual loans |  | $ | 13,999 |
Bank's Loan Portfolio Aging Analysis, Segregated by Class | The following tables present CTBI’s loan portfolio aging analysis, segregated by class, as of December 31, 2020 and December 31, 2019 (includes loans 90 days past due and still accruing as well):
|  | December 31, 2020 |
(in thousands) |  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | 90+ Days Past Due |  |  | Total Past Due |  |  | Current |  |  | Total Loans |
Hotel/motel |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 260,699 |  |  | $ | 260,699 |
Commercial real estate residential |  |  | 722 |  |  |  | 413 |  |  |  | 5,577 |  |  |  | 6,712 |  |  |  | 281,216 |  |  |  | 287,928 |
Commercial real estate nonresidential |  |  | 1,199 |  |  |  | 0 |  |  |  | 8,703 |  |  |  | 9,902 |  |  |  | 733,336 |  |  |  | 743,238 |
Dealer floorplans |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 69,087 |  |  |  | 69,087 |
Commercial other |  |  | 658 |  |  |  | 136 |  |  |  | 835 |  |  |  | 1,629 |  |  |  | 278,279 |  |  |  | 279,908 |
Commercial unsecured SBA PPP |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 252,667 |  |  |  | 252,667 |
Total commercial loans |  |  | 2,579 |  |  |  | 549 |  |  |  | 15,115 |  |  |  | 18,243 |  |  |  | 1,875,284 |  |  |  | 1,893,527 |
Real estate mortgage |  |  | 1,784 |  |  |  | 3,501 |  |  |  | 6,897 |  |  |  | 12,182 |  |  |  | 772,377 |  |  |  | 784,559 |
Home equity lines |  |  | 509 |  |  |  | 305 |  |  |  | 919 |  |  |  | 1,733 |  |  |  | 102,037 |  |  |  | 103,770 |
Total residential loans |  |  | 2,293 |  |  |  | 3,806 |  |  |  | 7,816 |  |  |  | 13,915 |  |  |  | 874,414 |  |  |  | 888,329 |
Consumer direct |  |  | 659 |  |  |  | 87 |  |  |  | 71 |  |  |  | 817 |  |  |  | 151,487 |  |  |  | 152,304 |
Consumer indirect |  |  | 2,960 |  |  |  | 973 |  |  |  | 353 |  |  |  | 4,286 |  |  |  | 615,765 |  |  |  | 620,051 |
Total consumer loans |  |  | 3,619 |  |  |  | 1,060 |  |  |  | 424 |  |  |  | 5,103 |  |  |  | 767,252 |  |  |  | 772,355 |
Loans and lease financing |  | $ | 8,491 |  |  | $ | 5,415 |  |  | $ | 23,355 |  |  | $ | 37,261 |  |  | $ | 3,516,950 |  |  | $ | 3,554,211 |
|  | December 31, 2019 |
(in thousands) |  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | 90+ Days Past Due |  |  | Total Past Due |  |  | Current |  |  | Total Loans |  |  | 90+ and Accruing* |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial construction |  | $ | 118 |  |  | $ | 0 |  |  | $ | 467 |  |  | $ | 585 |  |  | $ | 104,224 |  |  | $ | 104,809 |  |  | $ | 237 |
Commercial secured by real estate |  |  | 2,734 |  |  |  | 5,969 |  |  |  | 12,366 |  |  |  | 21,069 |  |  |  | 1,148,906 |  |  |  | 1,169,975 |  |  |  | 8,820 |
Equipment lease financing |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 481 |  |  |  | 481 |  |  |  | 0 |
Commercial other |  |  | 880 |  |  |  | 284 |  |  |  | 6,267 |  |  |  | 7,431 |  |  |  | 382,252 |  |  |  | 389,683 |  |  |  | 2,586 |
Residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real estate construction |  |  | 117 |  |  |  | 52 |  |  |  | 634 |  |  |  | 803 |  |  |  | 62,547 |  |  |  | 63,350 |  |  |  | 0 |
Real estate mortgage |  |  | 774 |  |  |  | 5,376 |  |  |  | 10,320 |  |  |  | 16,470 |  |  |  | 716,533 |  |  |  | 733,003 |  |  |  | 7,088 |
Home equity |  |  | 1,084 |  |  |  | 412 |  |  |  | 736 |  |  |  | 2,232 |  |  |  | 109,662 |  |  |  | 111,894 |  |  |  | 344 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer direct |  |  | 945 |  |  |  | 230 |  |  |  | 97 |  |  |  | 1,272 |  |  |  | 146,779 |  |  |  | 148,051 |  |  |  | 97 |
Consumer indirect |  |  | 4,037 |  |  |  | 909 |  |  |  | 447 |  |  |  | 5,393 |  |  |  | 522,025 |  |  |  | 527,418 |  |  |  | 448 |
Loans and lease financing |  | $ | 10,689 |  |  | $ | 13,232 |  |  | $ | 31,334 |  |  | $ | 55,255 |  |  | $ | 3,193,409 |  |  | $ | 3,248,664 |  |  | $ | 19,620 |
*90+ and Accruing are also included in 90+ Days Past Due column.
Credit Risk Profile of the Bank's Commercial Loan Portfolio Based on Rating Category and Payment Activity, Segregated by Class of Loans | The following tables present the credit risk profile of CTBI’s commercial loan portfolio based on rating category and payment activity, segregated by class of loans and based on last credit decision or year of origination:
|  | Term Loans Amortized Cost Basis by Origination Year |
(in thousands) |  | 2020 |  |  | 2019 |  |  | 2018 |  |  | 2017 |  |  | 2016 |  |  | Prior |  |  | Revolving Loans |  |  | Total |
Hotel/motel |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Risk rating: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 11,507 |  |  | $ | 70,504 |  |  | $ | 27,453 |  |  | $ | 39,651 |  |  | $ | 6,357 |  |  | $ | 22,372 |  |  | $ | 0 |  |  | $ | 177,844 |
Watch |  |  | 23,951 |  |  |  | 2,506 |  |  |  | 3,366 |  |  |  | 2,102 |  |  |  | 16,740 |  |  |  | 7,422 |  |  |  |  |  |  |  | 56,087 |
OAEM |  |  | 0 |  |  |  | 1,993 |  |  |  | 9,576 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 11,569 |
Substandard |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 1,113 |  |  |  | 8,840 |  |  |  | 5,246 |  |  |  | 0 |  |  |  | 15,199 |
Doubtful |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |
Total hotel/motel |  | $ | 35,458 |  |  | $ | 75,003 |  |  | $ | 40,395 |  |  | $ | 42,866 |  |  | $ | 31,937 |  |  | $ | 35,040 |  |  | $ | 0 |  |  | $ | 260,699 |
Commercial real estate residential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Risk rating: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 85,403 |  |  | $ | 39,238 |  |  | $ | 29,179 |  |  | $ | 17,390 |  |  | $ | 21,272 |  |  | $ | 46,419 |  |  | $ | 10,470 |  |  | $ | 249,371 |
Watch |  |  | 1,714 |  |  |  | 2,214 |  |  |  | 2,438 |  |  |  | 2,962 |  |  |  | 4,520 |  |  |  | 5,306 |  |  |  | 182 |  |  |  | 19,336 |
OAEM |  |  | 1,921 |  |  |  | 1,361 |  |  |  | 323 |  |  |  | 142 |  |  |  | 129 |  |  |  | 0 |  |  |  | 0 |  |  |  | 3,876 |
Substandard |  |  | 4,301 |  |  |  | 606 |  |  |  | 1,991 |  |  |  | 4,076 |  |  |  | 1,108 |  |  |  | 3,263 |  |  |  | 0 |  |  |  | 15,345 |
Doubtful |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |
Total commercial real estate residential |  | $ | 93,339 |  |  | $ | 43,419 |  |  | $ | 33,931 |  |  | $ | 24,570 |  |  | $ | 27,029 |  |  | $ | 54,988 |  |  | $ | 10,652 |  |  | $ | 287,928 |
Commercial real estate nonresidential |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Risk rating: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 125,205 |  |  | $ | 97,204 |  |  | $ | 77,685 |  |  | $ | 80,416 |  |  | $ | 100,740 |  |  | $ | 165,839 |  |  | $ | 25,524 |  |  | $ | 672,613 |
Watch |  |  | 5,133 |  |  |  | 3,175 |  |  |  | 5,075 |  |  |  | 6,366 |  |  |  | 3,020 |  |  |  | 11,046 |  |  |  | 601 |  |  |  | 34,416 |
OAEM |  |  | 0 |  |  |  | 887 |  |  |  | 68 |  |  |  | 0 |  |  |  | 0 |  |  |  | 3,382 |  |  |  | 115 |  |  |  | 4,452 |
Substandard |  |  | 7,254 |  |  |  | 6,152 |  |  |  | 3,471 |  |  |  | 2,462 |  |  |  | 1,358 |  |  |  | 10,817 |  |  |  | 215 |  |  |  | 31,729 |
Doubtful |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 28 |  |  |  | 0 |  |  |  | 28 |
Total commercial real estate nonresidential |  | $ | 137,592 |  |  | $ | 107,418 |  |  | $ | 86,299 |  |  | $ | 89,244 |  |  | $ | 105,118 |  |  | $ | 191,112 |  |  | $ | 26,455 |  |  | $ | 743,238 |
Dealer floorplans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Risk rating: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 68,610 |  |  | $ | 68,610 |
Watch |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 477 |  |  |  | 477 |
OAEM |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |
Substandard |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |
Doubtful |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |
Total dealer floorplans |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 69,087 |  |  | $ | 69,087 |
Commercial other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Risk rating: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 75,014 |  |  | $ | 26,385 |  |  | $ | 33,825 |  |  | $ | 13,975 |  |  | $ | 6,225 |  |  | $ | 22,733 |  |  | $ | 78,547 |  |  | $ | 256,704 |
Watch |  |  | 2,888 |  |  |  | 378 |  |  |  | 1,130 |  |  |  | 555 |  |  |  | 464 |  |  |  | 595 |  |  |  | 7,030 |  |  |  | 13,040 |
OAEM |  |  | 25 |  |  |  | 0 |  |  |  | 5,056 |  |  |  | 181 |  |  |  | 367 |  |  |  | 0 |  |  |  | 124 |  |  |  | 5,753 |
Substandard |  |  | 2,136 |  |  |  | 556 |  |  |  | 318 |  |  |  | 460 |  |  |  | 460 |  |  |  | 411 |  |  |  | 70 |  |  |  | 4,411 |
Doubtful |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |
Total commercial other |  | $ | 80,063 |  |  | $ | 27,319 |  |  | $ | 40,329 |  |  | $ | 15,171 |  |  | $ | 7,516 |  |  | $ | 23,739 |  |  | $ | 85,771 |  |  | $ | 279,908 |
Commercial unsecured SBA PPP |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Risk rating: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 252,667 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 252,667 |
Watch |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |
OAEM |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |
Substandard |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |
Doubtful |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |
Total commercial unsecured SBA PPP |  | $ | 252,667 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 252,667 |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Risk rating: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 549,796 |  |  | $ | 233,331 |  |  | $ | 168,142 |  |  | $ | 151,432 |  |  | $ | 134,594 |  |  | $ | 257,363 |  |  | $ | 183,151 |  |  | $ | 1,677,809 |
Watch |  |  | 33,686 |  |  |  | 8,273 |  |  |  | 12,009 |  |  |  | 11,985 |  |  |  | 24,744 |  |  |  | 24,369 |  |  |  | 8,290 |  |  |  | 123,356 |
OAEM |  |  | 1,946 |  |  |  | 4,241 |  |  |  | 15,023 |  |  |  | 323 |  |  |  | 496 |  |  |  | 3,382 |  |  |  | 239 |  |  |  | 25,650 |
Substandard |  |  | 13,691 |  |  |  | 7,314 |  |  |  | 5,780 |  |  |  | 8,111 |  |  |  | 11,766 |  |  |  | 19,737 |  |  |  | 285 |  |  |  | 66,684 |
Doubtful |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 28 |  |  |  | 0 |  |  |  | 28 |
Total commercial loans |  | $ | 599,119 |  |  | $ | 253,159 |  |  | $ | 200,954 |  |  | $ | 171,851 |  |  | $ | 171,600 |  |  | $ | 304,879 |  |  | $ | 191,965 |  |  | $ | 1,893,527 |
(in thousands) |  | Commercial Construction |  |  | Commercial Secured by Real Estate |  |  | Equipment Leases |  |  | Commercial Other |  |  | Total |
December 31, 2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 98,102 |  |  | $ | 1,036,573 |  |  | $ | 481 |  |  | $ | 358,203 |  |  | $ | 1,493,359 |
Watch |  |  | 3,595 |  |  |  | 54,338 |  |  |  | 0 |  |  |  | 13,618 |  |  |  | 71,551 |
OAEM |  |  | 254 |  |  |  | 27,964 |  |  |  | 0 |  |  |  | 6,065 |  |  |  | 34,283 |
Substandard |  |  | 2,858 |  |  |  | 51,068 |  |  |  | 0 |  |  |  | 11,737 |  |  |  | 65,663 |
Doubtful |  |  | 0 |  |  |  | 32 |  |  |  | 0 |  |  |  | 60 |  |  |  | 92 |
Total |  | $ | 104,809 |  |  | $ | 1,169,975 |  |  | $ | 481 |  |  | $ | 389,683 |  |  | $ | 1,664,948 |
Credit Risk Profile of Residential Real Estate and Consumer Loan Portfolio Based on Performing and Nonperforming Status Segregated by Class | The following tables present the credit risk profile of CTBI’s residential real estate and consumer loan portfolios based on performing or nonperforming status, segregated by class:
|  | Term Loans Amortized Cost Basis by Origination Year |
|  | 2020 |  |  | 2019 |  |  | 2018 |  |  | 2017 |  |  | 2016 |  |  | Prior |  |  | Revolving Loans |  |  | Total |
Home equity lines |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Performing |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 23 |  |  | $ | 12,049 |  |  | $ | 90,724 |  |  | $ | 102,796 |
Nonperforming |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 585 |  |  |  | 389 |  |  |  | 974 |
Total home equity lines |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 23 |  |  | $ | 12,634 |  |  | $ | 91,113 |  |  | $ | 103,770 |
Mortgage loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Performing |  | $ | 214,629 |  |  | $ | 119,301 |  |  | $ | 56,812 |  |  | $ | 60,915 |  |  | $ | 48,253 |  |  | $ | 275,883 |  |  | $ | 0 |  |  | $ | 775,793 |
Nonperforming |  |  | 0 |  |  |  | 436 |  |  |  | 303 |  |  |  | 314 |  |  |  | 352 |  |  |  | 7,361 |  |  |  | 0 |  |  |  | 8,766 |
Total mortgage loans |  | $ | 214,629 |  |  | $ | 119,737 |  |  | $ | 57,115 |  |  | $ | 61,229 |  |  | $ | 48,605 |  |  | $ | 283,244 |  |  | $ | 0 |  |  | $ | 784,559 |
Residential loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Performing |  | $ | 214,629 |  |  | $ | 119,301 |  |  | $ | 56,812 |  |  | $ | 60,915 |  |  | $ | 48,276 |  |  | $ | 287,932 |  |  | $ | 90,724 |  |  | $ | 878,589 |
Nonperforming |  |  | 0 |  |  |  | 436 |  |  |  | 303 |  |  |  | 314 |  |  |  | 352 |  |  |  | 7,946 |  |  |  | 389 |  |  |  | 9,740 |
Total residential loans |  | $ | 214,629 |  |  | $ | 119,737 |  |  | $ | 57,115 |  |  | $ | 61,229 |  |  | $ | 48,628 |  |  | $ | 295,878 |  |  | $ | 91,113 |  |  | $ | 888,329 |
Consumer direct loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Performing |  | $ | 72,677 |  |  | $ | 32,993 |  |  | $ | 18,461 |  |  | $ | 9,157 |  |  | $ | 6,581 |  |  | $ | 12,364 |  |  | $ | 0 |  |  | $ | 152,233 |
Nonperforming |  |  | 7 |  |  |  | 57 |  |  |  | 0 |  |  |  | 7 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 71 |
Total consumer direct loans |  | $ | 72,684 |  |  | $ | 33,050 |  |  | $ | 18,461 |  |  | $ | 9,164 |  |  | $ | 6,581 |  |  | $ | 12,364 |  |  | $ | 0 |  |  | $ | 152,304 |
Consumer indirect loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Performing |  | $ | 301,494 |  |  | $ | 135,123 |  |  | $ | 100,482 |  |  | $ | 50,665 |  |  | $ | 23,777 |  |  | $ | 8,157 |  |  | $ | 0 |  |  | $ | 619,698 |
Nonperforming |  |  | 27 |  |  |  | 115 |  |  |  | 118 |  |  |  | 52 |  |  |  | 30 |  |  |  | 11 |  |  |  | 0 |  |  |  | 353 |
Total consumer indirect loans |  | $ | 301,521 |  |  | $ | 135,238 |  |  | $ | 100,600 |  |  | $ | 50,717 |  |  | $ | 23,807 |  |  | $ | 8,168 |  |  | $ | 0 |  |  | $ | 620,051 |
Consumer loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Performing |  | $ | 374,171 |  |  | $ | 168,116 |  |  | $ | 118,943 |  |  | $ | 59,822 |  |  | $ | 30,358 |  |  | $ | 20,521 |  |  | $ | 0 |  |  | $ | 771,931 |
Nonperforming |  |  | 34 |  |  |  | 172 |  |  |  | 118 |  |  |  | 59 |  |  |  | 30 |  |  |  | 11 |  |  |  | 0 |  |  |  | 424 |
Total consumer loans |  | $ | 374,205 |  |  | $ | 168,288 |  |  | $ | 119,061 |  |  | $ | 59,881 |  |  | $ | 30,388 |  |  | $ | 20,532 |  |  | $ | 0 |  |  | $ | 772,355 |
(in thousands) |  | Real Estate Construction |  |  | Real Estate Mortgage |  |  | Home Equity |  |  | Consumer Direct |  |  | Consumer Indirect |  |  | Total |
December 31, 2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Performing |  | $ | 62,716 |  |  | $ | 721,094 |  |  | $ | 110,834 |  |  | $ | 147,954 |  |  | $ | 526,970 |  |  | $ | 1,569,568 |
Nonperforming |  |  | 634 |  |  |  | 11,909 |  |  |  | 1,060 |  |  |  | 97 |  |  |  | 448 |  |  |  | 14,148 |
Total |  | $ | 63,350 |  |  | $ | 733,003 |  |  | $ | 111,894 |  |  | $ | 148,051 |  |  | $ | 527,418 |  |  | $ | 1,583,716 |
Collateral Dependent Loans and Impaired Loans With/Without Specific Valuation Allowance | In accordance with ASC 326-20-30-2, if a loan does not share risk characteristics with other pooled loans in determining the allowance for credit losses, the loan shall be evaluated for expected credit losses on an individual basis. Of the loans that CTBI has individually evaluated, the loans listed below by segment are those that are collateral dependent:
|  | December 31, 2020 |
(in thousands) |  | Number of Loans |  |  | Recorded Investment |  |  | Specific Reserve |
Hotel/motel |  |  | 5 |  |  | $ | 26,194 |  |  | $ | 250 |
Commercial real estate residential |  |  | 4 |  |  |  | 7,833 |  |  |  | 0 |
Commercial real estate nonresidential |  |  | 12 |  |  |  | 24,497 |  |  |  | 200 |
Commercial other |  |  | 1 |  |  |  | 5,050 |  |  |  | 0 |
Total collateral dependent loans |  |  | 22 |  |  | $ | 63,574 |  |  | $ | 450 |
Prior to the adoption of ASC 326 on January 1, 2020, loans were reported as impaired when, based on then current information and events, it was probable we would be unable to collect all amounts due in accordance with the original contractual terms of the loan agreement, including scheduled principal and interest payments. If a loan was impaired, a specific valuation allowance was allocated, if necessary, so that the loan was reported at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment was expected solely from the collateral. The following table presents impaired loans, the average investment in impaired loans, and interest income recognized on impaired loans for the years ended December 31, 2019 and 2018.
|  | December 31, 2019 |
(in thousands) |  | Recorded Balance |  |  | Unpaid Contractual Principal Balance |  |  | Specific Allowance |  |  | Average Investment in Impaired Loans |  |  | *Interest Income Recognized |
Loans without a specific valuation allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial construction |  | $ | 2,836 |  |  | $ | 2,837 |  |  | $ | 0 |  |  | $ | 3,234 |  |  | $ | 170 |
Commercial secured by real estate |  |  | 40,346 |  |  |  | 41,557 |  |  |  | 0 |  |  |  | 36,976 |  |  |  | 1,601 |
Commercial other |  |  | 7,829 |  |  |  | 9,489 |  |  |  | 0 |  |  |  | 9,889 |  |  |  | 460 |
Real estate mortgage |  |  | 2,309 |  |  |  | 2,309 |  |  |  | 0 |  |  |  | 2,385 |  |  |  | 85 |
Loans with a specific valuation allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial construction |  |  | 174 |  |  |  | 174 |  |  |  | 99 |  |  |  | 215 |  |  |  | 11 |
Commercial secured by real estate |  |  | 1,033 |  |  |  | 2,176 |  |  |  | 227 |  |  |  | 1,678 |  |  |  | 15 |
Commercial other |  |  | 3,244 |  |  |  | 3,244 |  |  |  | 886 |  |  |  | 1,323 |  |  |  | 29 |
Totals: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial construction |  |  | 3,010 |  |  |  | 3,011 |  |  |  | 99 |  |  |  | 3,449 |  |  |  | 181 |
Commercial secured by real estate |  |  | 41,379 |  |  |  | 43,733 |  |  |  | 227 |  |  |  | 38,654 |  |  |  | 1,616 |
Commercial other |  |  | 11,073 |  |  |  | 12,733 |  |  |  | 886 |  |  |  | 11,212 |  |  |  | 489 |
Real estate mortgage |  |  | 2,309 |  |  |  | 2,309 |  |  |  | 0 |  |  |  | 2,385 |  |  |  | 85 |
Total |  | $ | 57,771 |  |  | $ | 61,786 |  |  | $ | 1,212 |  |  | $ | 55,700 |  |  | $ | 2,371 |
|  | December 31, 2018 |
(in thousands) |  | Recorded Balance |  |  | Unpaid Contractual Principal Balance |  |  | Specific Allowance |  |  | Average Investment in Impaired Loans |  |  | *Interest Income Recognized |
Loans without a specific valuation allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial construction |  | $ | 4,100 |  |  | $ | 4,100 |  |  | $ | 0 |  |  | $ | 3,923 |  |  | $ | 171 |
Commercial secured by real estate |  |  | 29,645 |  |  |  | 31,409 |  |  |  | 0 |  |  |  | 30,250 |  |  |  | 1,412 |
Commercial other |  |  | 8,285 |  |  |  | 9,982 |  |  |  | 0 |  |  |  | 8,774 |  |  |  | 530 |
Real estate construction |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 106 |  |  |  | 0 |
Real estate mortgage |  |  | 1,882 |  |  |  | 1,882 |  |  |  | 0 |  |  |  | 1,666 |  |  |  | 41 |
Loans with a specific valuation allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial construction |  |  | 127 |  |  |  | 127 |  |  |  | 50 |  |  |  | 42 |  |  |  | 0 |
Commercial secured by real estate |  |  | 1,854 |  |  |  | 2,983 |  |  |  | 605 |  |  |  | 2,051 |  |  |  | 1 |
Commercial other |  |  | 473 |  |  |  | 473 |  |  |  | 146 |  |  |  | 285 |  |  |  | 16 |
Totals: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial construction |  |  | 4,227 |  |  |  | 4,227 |  |  |  | 50 |  |  |  | 3,965 |  |  |  | 171 |
Commercial secured by real estate |  |  | 31,499 |  |  |  | 34,392 |  |  |  | 605 |  |  |  | 32,301 |  |  |  | 1,413 |
Commercial other |  |  | 8,758 |  |  |  | 10,455 |  |  |  | 146 |  |  |  | 9,059 |  |  |  | 546 |
Real estate construction |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 106 |  |  |  | 0 |
Real estate mortgage |  |  | 1,882 |  |  |  | 1,882 |  |  |  | 0 |  |  |  | 1,666 |  |  |  | 41 |
Total |  | $ | 46,366 |  |  | $ | 50,956 |  |  | $ | 801 |  |  | $ | 47,097 |  |  | $ | 2,171 |
Troubled Debt Restructurings | Certain loans have been modified in troubled debt restructurings, where economic concessions were granted to borrowers consisting of reductions in the interest rates, payment extensions, forgiveness of principal, and forbearances. Presented below, segregated by class of loans, are troubled debt restructurings that occurred during the years ended December 31, 2020 and 2019:
|  | Year Ended December 31, 2020 |
|  | Pre-Modification Outstanding Balance |
(in thousands) |  | Number of Loans |  |  | Term Modification |  |  | Combination |  |  | Total Modification |
Commercial real estate residential |  |  | 12 |  |  | $ | 4,694 |  |  | $ | 1,809 |  |  | $ | 6,503 |
Commercial real estate nonresidential |  |  | 18 |  |  |  | 7,295 |  |  |  | 782 |  |  |  | 8,077 |
Hotel/motel |  |  | 1 |  |  |  | 1,113 |  |  |  | 0 |  |  |  | 1,113 |
Commercial other |  |  | 12 |  |  |  | 637 |  |  |  | 53 |  |  |  | 690 |
Total commercial loans |  |  | 43 |  |  |  | 13,739 |  |  |  | 2,644 |  |  |  | 16,383 |
Real estate mortgage |  |  | 4 |  |  |  | 1,496 |  |  |  | 0 |  |  |  | 1,496 |
Total residential loans |  |  | 4 |  |  |  | 1,496 |  |  |  | 0 |  |  |  | 1,496 |
Total troubled debt restructurings |  |  | 47 |  |  | $ | 15,235 |  |  | $ | 2,644 |  |  | $ | 17,879 |
|  | Year Ended December 31, 2020 |
|  | Post-Modification Outstanding Balance |
(in thousands) |  | Number of Loans |  |  | Term Modification |  |  | Combination |  |  | Total Modification |
Commercial real estate residential |  |  | 12 |  |  | $ | 4,696 |  |  | $ | 1,809 |  |  | $ | 6,505 |
Commercial real estate nonresidential |  |  | 18 |  |  |  | 7,349 |  |  |  | 782 |  |  |  | 8,131 |
Hotel/motel |  |  | 1 |  |  |  | 1,113 |  |  |  | 0 |  |  |  | 1,113 |
Commercial other |  |  | 12 |  |  |  | 571 |  |  |  | 51 |  |  |  | 622 |
Total commercial loans |  |  | 43 |  |  |  | 13,729 |  |  |  | 2,642 |  |  |  | 16,371 |
Real estate mortgage |  |  | 4 |  |  |  | 1,479 |  |  |  | 0 |  |  |  | 1,479 |
Total residential loans |  |  | 4 |  |  |  | 1,479 |  |  |  | 0 |  |  |  | 1,479 |
Total troubled debt restructurings |  |  | 47 |  |  | $ | 15,208 |  |  | $ | 2,642 |  |  | $ | 17,850 |
|  | Year Ended December 31, 2019 |
(in thousands) |  | Number of Loans |  |  | Term Modification |  |  | Rate Modification |  |  | Combination |  |  | Post- Modification Outstanding Balance |
Commercial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial secured by real estate |  |  | 17 |  |  | $ | 6,105 |  |  | $ | 0 |  |  | $ | 679 |  |  | $ | 6,784 |
Commercial other |  |  | 17 |  |  |  | 1,565 |  |  |  | 0 |  |  |  | 264 |  |  |  | 1,829 |
Residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real estate mortgage |  |  | 1 |  |  |  | 463 |  |  |  | 0 |  |  |  | 0 |  |  |  | 463 |
Total troubled debt restructurings |  |  | 35 |  |  | $ | 8,133 |  |  | $ | 0 |  |  | $ | 943 |  |  | $ | 9,076 |
Defaulted Restructured Loans | Loans retain their accrual status at the time of their modification. As a result, if a loan is on nonaccrual at the time it is modified, it stays as nonaccrual, and if a loan is on accrual at the time of the modification, it generally stays on accrual. Commercial and consumer loans modified in a troubled debt restructuring are closely monitored for delinquency as an early indicator of possible future default. If loans modified in a troubled debt restructuring subsequently default, CTBI evaluates the loan for possible further impairment. The allowance for loan losses may be increased, adjustments may be made in the allocation of the allowance, or partial charge-offs may be taken to further write-down the carrying value of the loan. Presented below, segregated by class of loans, are loans that were modified as troubled debt restructurings within the past twelve months which have subsequently defaulted. CTBI considers a loan in default when it is 90 days or more past due or transferred to nonaccrual. Presented below, segregated by segment, are troubled debt restructurings for which there was a payment default during the periods indicated and such default was within twelve months of the loan modification.
(in thousands) |  | Year Ended December 31, 2020 |
|  | Number of Loans |  |  | Recorded Balance |
Commercial: |  |  |  |  |  |
Commercial other |  |  | 3 |  |  | $ | 368 |
Total defaulted restructured loans |  |  | 3 |  |  | $ | 368 |
(in thousands) |  | Year Ended December 31, 2019 |
|  | Number of Loans |  |  | Recorded Balance |
Commercial: |  |  |  |  |  |
Commercial construction |  |  | 0 |  |  | $ | 0 |
Commercial secured by real estate |  |  | 1 |  |  |  | 30 |
Commercial other |  |  | 1 |  |  |  | 34 |
Residential: |  |  |  |  |  |  |  |
Real estate mortgage |  |  | 1 |  |  |  | 463 |
Total defaulted restructured loans |  |  | 3 |  |  | $ | 527 |

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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919230-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953659-111524 + Details
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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 + Details
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- Definition Tabular disclosure of financing receivable modified as troubled debt restructuring. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953676-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953682-111524 + Details
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