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v3.24.2.u1

Loans, Balance in ACL (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | 12 Months Ended
--- | --- | --- | ---
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | Dec. 31, 2023
Balance in ACL [Roll Forward] |  |  |  |  |
Beginning balance | $ 50,571 | $ 46,683 | $ 49,543 | $ 45,981 | $ 45,981
Provision charged to expense | 2,972 | 2,009 | 5,628 | 3,125 | 6,811
Losses charged off | (2,836) | (1,953) | (5,503) | (3,718) | (8,259)
Recoveries | 1,441 | 1,279 | 2,480 | 2,630 | 5,010
Ending balance | 52,148 | 48,018 | 52,148 | 48,018 | 49,543
Commercial [Member] |  |  |  |  |
Balance in ACL [Roll Forward] |  |  |  |  |
Losses charged off |  |  | (846) |  | (2,222)
Commercial [Member] | Hotel/Motel [Member] |  |  |  |  |
Balance in ACL [Roll Forward] |  |  |  |  |
Beginning balance | 4,940 | 5,287 | 4,592 | 5,171 | 5,171
Provision charged to expense | (493) | (95) | (145) | 21 | (579)
Losses charged off | 0 | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0 | 0
Ending balance | 4,447 | 5,192 | 4,447 | 5,192 | 4,592
Commercial [Member] | Commercial Real Estate Residential [Member] |  |  |  |  |
Balance in ACL [Roll Forward] |  |  |  |  |
Beginning balance | 4,128 | 5,157 | 4,285 | 4,894 | 4,894
Provision charged to expense | 211 | (1,384) | 50 | (1,198) | (706)
Losses charged off | 0 | (28) | 0 | (28) | (28)
Recoveries | 10 | 4 | 14 | 81 | 125
Ending balance | 4,349 | 3,749 | 4,349 | 3,749 | 4,285
Commercial [Member] | Commercial Real Estate Nonresidential [Member] |  |  |  |  |
Balance in ACL [Roll Forward] |  |  |  |  |
Beginning balance | 8,178 | 9,010 | 7,560 | 9,419 | 9,419
Provision charged to expense | 478 | (1,393) | 1,093 | (1,946) | (2,252)
Losses charged off | 0 | (9) | 0 | (9) | (294)
Recoveries | 50 | 189 | 53 | 333 | 687
Ending balance | 8,706 | 7,797 | 8,706 | 7,797 | 7,560
Commercial [Member] | Dealer Floorplans [Member] |  |  |  |  |
Balance in ACL [Roll Forward] |  |  |  |  |
Beginning balance | 721 | 1,694 | 659 | 1,776 | 1,776
Provision charged to expense | (160) | (537) | (98) | (619) | (1,117)
Losses charged off | 0 | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0 | 0
Ending balance | 561 | 1,157 | 561 | 1,157 | 659
Commercial [Member] | Commercial Other [Member] |  |  |  |  |
Balance in ACL [Roll Forward] |  |  |  |  |
Beginning balance | 3,799 | 4,782 | 3,760 | 5,285 | 5,285
Provision charged to expense | 149 | 2,387 | 263 | 1,971 | (91)
Losses charged off | (679) | (1,073) | (846) | (1,260) | (1,900)
Recoveries | 116 | 80 | 208 | 180 | 466
Ending balance | 3,385 | 6,176 | 3,385 | 6,176 | 3,760
Residential [Member] |  |  |  |  |
Balance in ACL [Roll Forward] |  |  |  |  |
Losses charged off |  |  | (51) |  | (163)
Residential [Member] | Real Estate Mortgage [Member] |  |  |  |  |
Balance in ACL [Roll Forward] |  |  |  |  |
Beginning balance | 10,325 | 7,917 | 10,197 | 7,932 | 7,932
Provision charged to expense | 1,535 | 10 | 1,676 | 31 | 2,364
Losses charged off | (24) | (55) | (51) | (95) | (140)
Recoveries | 4 | 12 | 18 | 16 | 41
Ending balance | 11,840 | 7,884 | 11,840 | 7,884 | 10,197
Residential [Member] | Home Equity Lines [Member] |  |  |  |  |
Balance in ACL [Roll Forward] |  |  |  |  |
Beginning balance | 1,304 | 1,044 | 1,367 | 1,106 | 1,106
Provision charged to expense | 8 | 76 | (57) | 12 | 278
Losses charged off | 0 | (13) | 0 | (13) | (23)
Recoveries | 6 | 1 | 8 | 3 | 6
Ending balance | 1,318 | 1,108 | 1,318 | 1,108 | 1,367
Consumer [Member] |  |  |  |  |
Balance in ACL [Roll Forward] |  |  |  |  |
Losses charged off |  |  | (4,606) |  | (5,874)
Consumer [Member] | Consumer Direct [Member] |  |  |  |  |
Balance in ACL [Roll Forward] |  |  |  |  |
Beginning balance | 3,571 | 1,746 | 3,261 | 1,694 | 1,694
Provision charged to expense | 131 | 807 | 934 | 912 | 1,804
Losses charged off | (189) | (82) | (722) | (238) | (541)
Recoveries | 91 | 92 | 131 | 195 | 304
Ending balance | 3,604 | 2,563 | 3,604 | 2,563 | 3,261
Consumer [Member] | Consumer Indirect [Member] |  |  |  |  |
Balance in ACL [Roll Forward] |  |  |  |  |
Beginning balance | 13,605 | 10,046 | 13,862 | 8,704 | 8,704
Provision charged to expense | 1,113 | 2,138 | 1,912 | 3,941 | 7,110
Losses charged off | (1,944) | (693) | (3,884) | (2,075) | (5,333)
Recoveries | 1,164 | 901 | 2,048 | 1,822 | 3,381
Ending balance | $ 13,938 | $ 12,392 | $ 13,938 | $ 12,392 | $ 13,862

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