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v3.24.3

Loans, Balance in ACL (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | 12 Months Ended
--- | --- | --- | ---
Sep. 30, 2024 | Sep. 30, 2023 | Sep. 30, 2024 | Sep. 30, 2023 | Dec. 31, 2023
Balance in ACL [Roll Forward] |  |  |  |  |
Beginning balance | $ 52,148 | $ 48,018 | $ 49,543 | $ 45,981 | $ 45,981
Provision charged to expense | 2,736 | 1,871 | 8,364 | 4,996 | 6,811
Losses charged off | (2,736) | (2,012) | (8,239) | (5,730) | (8,259)
Recoveries | 1,212 | 842 | 3,692 | 3,472 | 5,010
Ending balance | 53,360 | 48,719 | 53,360 | 48,719 | 49,543
Commercial [Member] |  |  |  |  |
Balance in ACL [Roll Forward] |  |  |  |  |
Losses charged off |  |  | (1,124) |  | (2,222)
Commercial [Member] | Hotel/Motel [Member] |  |  |  |  |
Balance in ACL [Roll Forward] |  |  |  |  |
Beginning balance | 4,447 | 5,192 | 4,592 | 5,171 | 5,171
Provision charged to expense | 581 | 611 | 436 | 632 | (579)
Losses charged off | 0 | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0 | 0
Ending balance | 5,028 | 5,803 | 5,028 | 5,803 | 4,592
Commercial [Member] | Commercial Real Estate Residential [Member] |  |  |  |  |
Balance in ACL [Roll Forward] |  |  |  |  |
Beginning balance | 4,349 | 3,749 | 4,285 | 4,894 | 4,894
Provision charged to expense | 139 | 66 | 189 | (1,132) | (706)
Losses charged off | 0 | 0 | 0 | (28) | (28)
Recoveries | 5 | 9 | 19 | 90 | 125
Ending balance | 4,493 | 3,824 | 4,493 | 3,824 | 4,285
Commercial [Member] | Commercial Real Estate Nonresidential [Member] |  |  |  |  |
Balance in ACL [Roll Forward] |  |  |  |  |
Beginning balance | 8,706 | 7,797 | 7,560 | 9,419 | 9,419
Provision charged to expense | 388 | 181 | 1,481 | (1,765) | (2,252)
Losses charged off | 0 | 0 | 0 | (9) | (294)
Recoveries | 6 | 39 | 59 | 372 | 687
Ending balance | 9,100 | 8,017 | 9,100 | 8,017 | 7,560
Commercial [Member] | Dealer Floorplans [Member] |  |  |  |  |
Balance in ACL [Roll Forward] |  |  |  |  |
Beginning balance | 561 | 1,157 | 659 | 1,776 | 1,776
Provision charged to expense | 78 | (314) | (20) | (933) | (1,117)
Losses charged off | 0 | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0 | 0
Ending balance | 639 | 843 | 639 | 843 | 659
Commercial [Member] | Commercial Other [Member] |  |  |  |  |
Balance in ACL [Roll Forward] |  |  |  |  |
Beginning balance | 3,385 | 6,176 | 3,760 | 5,285 | 5,285
Provision charged to expense | 53 | (595) | 316 | 1,376 | (91)
Losses charged off | (278) | (195) | (1,124) | (1,455) | (1,900)
Recoveries | 228 | 159 | 436 | 339 | 466
Ending balance | 3,388 | 5,545 | 3,388 | 5,545 | 3,760
Residential [Member] |  |  |  |  |
Balance in ACL [Roll Forward] |  |  |  |  |
Losses charged off |  |  | (128) |  | (163)
Residential [Member] | Real Estate Mortgage [Member] |  |  |  |  |
Balance in ACL [Roll Forward] |  |  |  |  |
Beginning balance | 11,840 | 7,884 | 10,197 | 7,932 | 7,932
Provision charged to expense | 651 | 439 | 2,327 | 470 | 2,364
Losses charged off | (37) | (4) | (88) | (99) | (140)
Recoveries | 6 | 17 | 24 | 33 | 41
Ending balance | 12,460 | 8,336 | 12,460 | 8,336 | 10,197
Residential [Member] | Home Equity Lines [Member] |  |  |  |  |
Balance in ACL [Roll Forward] |  |  |  |  |
Beginning balance | 1,318 | 1,108 | 1,367 | 1,106 | 1,106
Provision charged to expense | 63 | 59 | 6 | 71 | 278
Losses charged off | (40) | (10) | (40) | (23) | (23)
Recoveries | 5 | 1 | 13 | 4 | 6
Ending balance | 1,346 | 1,158 | 1,346 | 1,158 | 1,367
Consumer [Member] |  |  |  |  |
Balance in ACL [Roll Forward] |  |  |  |  |
Losses charged off |  |  | (6,987) |  | (5,874)
Consumer [Member] | Consumer Direct [Member] |  |  |  |  |
Balance in ACL [Roll Forward] |  |  |  |  |
Beginning balance | 3,604 | 2,563 | 3,261 | 1,694 | 1,694
Provision charged to expense | 65 | 157 | 999 | 1,069 | 1,804
Losses charged off | (249) | (148) | (971) | (386) | (541)
Recoveries | 43 | 41 | 174 | 236 | 304
Ending balance | 3,463 | 2,613 | 3,463 | 2,613 | 3,261
Consumer [Member] | Consumer Indirect [Member] |  |  |  |  |
Balance in ACL [Roll Forward] |  |  |  |  |
Beginning balance | 13,938 | 12,392 | 13,862 | 8,704 | 8,704
Provision charged to expense | 718 | 1,267 | 2,630 | 5,208 | 7,110
Losses charged off | (2,132) | (1,655) | (6,016) | (3,730) | (5,333)
Recoveries | 919 | 576 | 2,967 | 2,398 | 3,381
Ending balance | $ 13,443 | $ 12,580 | $ 13,443 | $ 12,580 | $ 13,862

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