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Segment Reporting (Tables) | 9 Months Ended
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Sep. 30, 2025
Segment Reporting [Abstract] |
Reconciliation of Revenues and Measures of Profit or Loss from Segment to Consolidated | The following tables present the reconciliations of reportable segment revenues and measures of profit or loss and line item reconciliation to CTBI’s consolidated financial statement totals for the periods indicated.
(in thousands) Three Months Ended September 30, 2025 |  | Community Banking Services |  |  | Holding Company |  |  | Eliminations |  |  | Consolidated |
Interest income: |  |  |  |  |  |  |  |  |  |  |  |
Interest and fees on loans, including loans held for sale |  | $ | 77,707 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 77,707 |
Interest and dividends on securities: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Taxable |  |  | 5,762 |  |  |  | 0 |  |  |  | 0 |  |  |  | 5,762 |
Tax exempt |  |  | 610 |  |  |  | 0 |  |  |  | 0 |  |  |  | 610 |
Interest and dividends on Federal Reserve Bank and Federal Home Loan Bank stock |  |  | 190 |  |  |  | 0 |  |  |  | 0 |  |  |  | 190 |
Interest on Federal Reserve Bank deposits |  |  | 4,194 |  |  |  | 0 |  |  |  | 0 |  |  |  | 4,194 |
Other, including interest on federal funds sold |  |  | 70 |  |  |  | 29 |  |  |  | 0 |  |  |  | 99 |
Total interest income |  |  | 88,533 |  |  |  | 29 |  |  |  | 0 |  |  |  | 88,562 |
Interest expense: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest on deposits |  |  | 29,385 |  |  |  | 0 |  |  |  | 0 |  |  |  | 29,385 |
Interest on repurchase agreements and federal funds purchased |  |  | 2,621 |  |  |  | 0 |  |  |  | 0 |  |  |  | 2,621 |
Interest on advances from Federal Home Loan Bank |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |
Interest on long-term debt |  |  | 102 |  |  |  | 954 |  |  |  | (54 | ) |  |  | 1,002 |
Total interest expense |  |  | 32,108 |  |  |  | 954 |  |  |  | (54 | ) |  |  | 33,008 |
Net interest income |  |  | 56,425 |  |  |  | (925 | ) |  |  | 54 |  |  |  | 55,554 |
Provision for credit losses |  |  | 3,866 |  |  |  | 0 |  |  |  | 0 |  |  |  | 3,866 |
Net interest income after provision for credit losses |  |  | 52,559 |  |  |  | (925 | ) |  |  | 54 |  |  |  | 51,688 |
Noninterest income: |  |  |  |  |  |  |  |  |  |  |  |
Deposit related fees |  |  | 8,131 |  |  |  | 0 |  |  |  | 0 |  |  |  | 8,131 |
Gains on sales of loans, net |  |  | 89 |  |  |  | 0 |  |  |  | 0 |  |  |  | 89 |
Trust and wealth management income |  |  | 4,419 |  |  |  | 0 |  |  |  | (142 | ) |  |  | 4,277 |
Loan related fees |  |  | 897 |  |  |  | 0 |  |  |  | 0 |  |  |  | 897 |
Bank owned life insurance |  |  | 1,144 |  |  |  | 0 |  |  |  | 0 |  |  |  | 1,144 |
Brokerage revenue |  |  | 588 |  |  |  | 0 |  |  |  | 0 |  |  |  | 588 |
Securities gains (losses) |  |  | (449 | ) |  |  | 0 |  |  |  | 0 |  |  |  | (449 | )
Dividend and undistributed income from subsidiaries |  |  | 0 |  |  |  | 25,331 |  |  |  | (25,331 | ) |  |  | 0 |
Other noninterest income |  |  | 1,565 |  |  |  | 310 |  |  |  | (606 | ) |  |  | 1,269 |
Total noninterest income |  |  | 16,384 |  |  |  | 25,641 |  |  |  | (26,079 | ) |  |  | 15,946 |
Noninterest expense: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Officer salaries and employee benefits |  |  | 3,908 |  |  |  | 650 |  |  |  | (221 | ) |  |  | 4,337 |
Other salaries and employee benefits |  |  | 17,437 |  |  |  | 230 |  |  |  | (230 | ) |  |  | 17,437 |
Occupancy, net |  |  | 2,468 |  |  |  | 0 |  |  |  | 0 |  |  |  | 2,468 |
Equipment |  |  | 810 |  |  |  | 51 |  |  |  | (68 | ) |  |  | 793 |
Data processing |  |  | 4,009 |  |  |  | 10 |  |  |  | (444 | ) |  |  | 3,575 |
Tax other than property and payroll |  |  | 564 |  |  |  | 0 |  |  |  | 0 |  |  |  | 564 |
Legal fees |  |  | 335 |  |  |  | 43 |  |  |  | 0 |  |  |  | 378 |
Professional fees |  |  | 1,349 |  |  |  | 104 |  |  |  | (786 | ) |  |  | 667 |
Advertising and marketing |  |  | 922 |  |  |  | 31 |  |  |  | 0 |  |  |  | 953 |
FDIC insurance |  |  | 703 |  |  |  | 0 |  |  |  | 0 |  |  |  | 703 |
Other real estate owned provision and expense |  |  | 99 |  |  |  | 0 |  |  |  | 0 |  |  |  | 99 |
Repossession expense |  |  | 691 |  |  |  | 0 |  |  |  | 0 |  |  |  | 691 |
Other noninterest expense |  |  | 3,984 |  |  |  | 245 |  |  |  | (150 | ) |  |  | 4,079 |
Total noninterest expense |  |  | 37,279 |  |  |  | 1,364 |  |  |  | (1,899 | ) |  |  | 36,744 |
Income before income taxes |  |  | 31,664 |  |  |  | 23,352 |  |  |  | (24,126 | ) |  |  | 30,890 |
Income taxes |  |  | 7,538 |  |  |  | (559 | ) |  |  | 0 |  |  |  | 6,979 |
Net income |  | $ | 24,126 |  |  | $ | 23,911 |  |  | $ | (24,126 | ) |  | $ | 23,911 |
(in thousands) Three Months Ended September 30, 2024 |  | Community Banking Services |  |  | Holding Company |  |  | Eliminations |  |  | Consolidated |
Interest income: |  |  |  |  |  |  |  |  |  |  |  |
Interest and fees on loans, including loans held for sale |  | $ | 70,805 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 70,805 |
Interest and dividends on securities: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Taxable |  |  | 6,025 |  |  |  | 0 |  |  |  | 0 |  |  |  | 6,025 |
Tax exempt |  |  | 623 |  |  |  | 0 |  |  |  | 0 |  |  |  | 623 |
Interest and dividends on Federal Reserve Bank and Federal Home Loan Bank stock |  |  | 180 |  |  |  | 0 |  |  |  | 0 |  |  |  | 180 |
Interest on Federal Reserve Bank deposits |  |  | 2,044 |  |  |  | 0 |  |  |  | 0 |  |  |  | 2,044 |
Other, including interest on federal funds sold |  |  | 104 |  |  |  | 33 |  |  |  | 0 |  |  |  | 137 |
Total interest income |  |  | 79,781 |  |  |  | 33 |  |  |  | 0 |  |  |  | 79,814 |
Interest expense: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest on deposits |  |  | 28,800 |  |  |  | 0 |  |  |  | 0 |  |  |  | 28,800 |
Interest on repurchase agreements and federal funds purchased |  |  | 2,681 |  |  |  | 0 |  |  |  | 0 |  |  |  | 2,681 |
Interest on advances from Federal Home Loan Bank |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |
Interest on long-term debt |  |  | 94 |  |  |  | 1,103 |  |  |  | (63 | ) |  |  | 1,134 |
Total interest expense |  |  | 31,575 |  |  |  | 1,103 |  |  |  | (63 | ) |  |  | 32,615 |
Net interest income |  |  | 48,206 |  |  |  | (1,070 | ) |  |  | 63 |  |  |  | 47,199 |
Provision for credit losses |  |  | 2,736 |  |  |  | 0 |  |  |  | 0 |  |  |  | 2,736 |
Net interest income after provision for credit losses |  |  | 45,470 |  |  |  | (1,070 | ) |  |  | 63 |  |  |  | 44,463 |
Noninterest income: |  |  |  |  |  |  |  |  |  |  |  |
Deposit related fees |  |  | 7,886 |  |  |  | 0 |  |  |  | 0 |  |  |  | 7,886 |
Gains on sales of loans, net |  |  | 80 |  |  |  | 0 |  |  |  | 0 |  |  |  | 80 |
Trust and wealth management income |  |  | 3,707 |  |  |  | 0 |  |  |  | 0 |  |  |  | 3,707 |
Loan related fees |  |  | 813 |  |  |  | 0 |  |  |  | 0 |  |  |  | 813 |
Bank owned life insurance |  |  | 1,214 |  |  |  | 0 |  |  |  | 0 |  |  |  | 1,214 |
Brokerage revenue |  |  | 563 |  |  |  | 0 |  |  |  | 0 |  |  |  | 563 |
Securities gains (losses) |  |  | 213 |  |  |  | 0 |  |  |  | 0 |  |  |  | 213 |
Dividend and undistributed income from subsidiaries |  |  | 0 |  |  |  | 23,258 |  |  |  | (23,258 | ) |  |  | 0 |
Other noninterest income |  |  | 1,365 |  |  |  | 299 |  |  |  | (577 | ) |  |  | 1,087 |
Total noninterest income |  |  | 15,841 |  |  |  | 23,557 |  |  |  | (23,835 | ) |  |  | 15,563 |
Noninterest expense: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Officer salaries and employee benefits |  |  | 3,774 |  |  |  | 149 |  |  |  | (208 | ) |  |  | 3,715 |
Other salaries and employee benefits |  |  | 15,806 |  |  |  | 218 |  |  |  | (218 | ) |  |  | 15,806 |
Occupancy, net |  |  | 2,373 |  |  |  | 1 |  |  |  | 0 |  |  |  | 2,374 |
Equipment |  |  | 697 |  |  |  | 53 |  |  |  | (52 | ) |  |  | 698 |
Data processing |  |  | 3,197 |  |  |  | 4 |  |  |  | (397 | ) |  |  | 2,804 |
Taxes other than property and payroll |  |  | 438 |  |  |  | 0 |  |  |  | 0 |  |  |  | 438 |
Legal fees |  |  | 234 |  |  |  | 70 |  |  |  | 0 |  |  |  | 304 |
Professional fees |  |  | 1,565 |  |  |  | 100 |  |  |  | (945 | ) |  |  | 720 |
Advertising and marketing |  |  | 869 |  |  |  | 7 |  |  |  | 0 |  |  |  | 876 |
FDIC insurance |  |  | 629 |  |  |  | 0 |  |  |  | 0 |  |  |  | 629 |
Other real estate owned provision and expense |  |  | 13 |  |  |  | 0 |  |  |  | 0 |  |  |  | 13 |
Repossession expense |  |  | 256 |  |  |  | 0 |  |  |  | 0 |  |  |  | 256 |
Other noninterest expense |  |  | 3,759 |  |  |  | 268 |  |  |  | (148 | ) |  |  | 3,879 |
Total noninterest expense |  |  | 33,610 |  |  |  | 870 |  |  |  | (1,968 | ) |  |  | 32,512 |
Income before income taxes |  |  | 27,701 |  |  |  | 21,617 |  |  |  | (21,804 | ) |  |  | 27,514 |
Income taxes |  |  | 5,897 |  |  |  | (525 | ) |  |  | 0 |  |  |  | 5,372 |
Net income |  | $ | 21,804 |  |  | $ | 22,142 |  |  | $ | (21,804 | ) |  | $ | 22,142 |
(in thousands) Nine Months Ended September 30, 2025 |  | Community Banking Services |  |  | Holding Company |  |  | Eliminations |  |  | Consolidated |
Interest income: |  |  |  |  |  |  |  |  |  |  |  |
Interest and fees on loans, including loans held for sale |  | $ | 226,271 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 226,271 |
Interest and dividends on securities: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Taxable |  |  | 17,246 |  |  |  | 0 |  |  |  | 0 |  |  |  | 17,246 |
Tax exempt |  |  | 1,840 |  |  |  | 0 |  |  |  | 0 |  |  |  | 1,840 |
Interest and dividends on Federal Reserve Bank and Federal Home Loan Bank stock |  |  | 559 |  |  |  | 0 |  |  |  | 0 |  |  |  | 559 |
Interest on Federal Reserve Bank deposits |  |  | 9,984 |  |  |  | 0 |  |  |  | 0 |  |  |  | 9,984 |
Other, including interest on federal funds sold |  |  | 200 |  |  |  | 87 |  |  |  | 0 |  |  |  | 287 |
Total interest income |  |  | 256,100 |  |  |  | 87 |  |  |  | 0 |  |  |  | 256,187 |
Interest expense: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest on deposits |  |  | 85,013 |  |  |  | 0 |  |  |  | 0 |  |  |  | 85,013 |
Interest on repurchase agreements and federal funds purchased |  |  | 7,291 |  |  |  | 0 |  |  |  | 0 |  |  |  | 7,291 |
Interest on advances from Federal Home Loan Bank |  |  | 13 |  |  |  | 0 |  |  |  | 0 |  |  |  | 13 |
Interest on long-term debt |  |  | 284 |  |  |  | 2,890 |  |  |  | (165 | ) |  |  | 3,009 |
Total interest expense |  |  | 92,601 |  |  |  | 2,890 |  |  |  | (165 | ) |  |  | 95,326 |
Net interest income |  |  | 163,499 |  |  |  | (2,803 | ) |  |  | 165 |  |  |  | 160,861 |
Provision for credit losses |  |  | 9,528 |  |  |  | 0 |  |  |  | 0 |  |  |  | 9,528 |
Net interest income after provision for credit losses |  |  | 153,971 |  |  |  | (2,803 | ) |  |  | 165 |  |  |  | 151,333 |
Noninterest income: |  |  |  |  |  |  |  |  |  |  |  |
Deposit related fees |  |  | 22,303 |  |  |  | 0 |  |  |  | 0 |  |  |  | 22,303 |
Gains on sales of loans, net |  |  | 213 |  |  |  | 0 |  |  |  | 0 |  |  |  | 213 |
Trust and wealth management income |  |  | 12,764 |  |  |  | 0 |  |  |  | (414 | ) |  |  | 12,350 |
Loan related fees |  |  | 3,111 |  |  |  | 0 |  |  |  | 0 |  |  |  | 3,111 |
Bank owned life insurance |  |  | 3,281 |  |  |  | 0 |  |  |  | 0 |  |  |  | 3,281 |
Brokerage revenue |  |  | 1,608 |  |  |  | 0 |  |  |  | 0 |  |  |  | 1,608 |
Securities gains (losses) |  |  | 181 |  |  |  | 0 |  |  |  | 0 |  |  |  | 181 |
Dividend and undistributed income from subsidiaries |  |  | 0 |  |  |  | 75,445 |  |  |  | (75,445 | ) |  |  | 0 |
Other noninterest income |  |  | 4,855 |  |  |  | 931 |  |  |  | (1,819 | ) |  |  | 3,967 |
Total noninterest income |  |  | 48,316 |  |  |  | 76,376 |  |  |  | (77,678 | ) |  |  | 47,014 |
Noninterest expense: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Officer salaries and employee benefits |  |  | 12,637 |  |  |  | 2,370 |  |  |  | (663 | ) |  |  | 14,344 |
Other salaries and employee benefits |  |  | 49,202 |  |  |  | 690 |  |  |  | (690 | ) |  |  | 49,202 |
Occupancy, net |  |  | 7,608 |  |  |  | 0 |  |  |  | 0 |  |  |  | 7,608 |
Equipment |  |  | 2,317 |  |  |  | 154 |  |  |  | (206 | ) |  |  | 2,265 |
Data processing |  |  | 11,065 |  |  |  | 27 |  |  |  | (1,332 | ) |  |  | 9,760 |
Tax other than property and payroll |  |  | 1,666 |  |  |  | 0 |  |  |  | 0 |  |  |  | 1,666 |
Legal fees |  |  | 1,043 |  |  |  | 214 |  |  |  | 0 |  |  |  | 1,257 |
Professional fees |  |  | 4,052 |  |  |  | 309 |  |  |  | (2,347 | ) |  |  | 2,014 |
Advertising and marketing |  |  | 2,376 |  |  |  | 15 |  |  |  | 0 |  |  |  | 2,391 |
FDIC insurance |  |  | 2,080 |  |  |  | 0 |  |  |  | 0 |  |  |  | 2,080 |
Other real estate owned provision and expense |  |  | 224 |  |  |  | 0 |  |  |  | 0 |  |  |  | 224 |
Repossession expense |  |  | 1,148 |  |  |  | 0 |  |  |  | 0 |  |  |  | 1,148 |
Other noninterest expense |  |  | 12,192 |  |  |  | 914 |  |  |  | (450 | ) |  |  | 12,656 |
Total noninterest expense |  |  | 107,610 |  |  |  | 4,693 |  |  |  | (5,688 | ) |  |  | 106,615 |
Income before income taxes |  |  | 94,677 |  |  |  | 68,880 |  |  |  | (71,825 | ) |  |  | 91,732 |
Income taxes |  |  | 22,852 |  |  |  | (1,902 | ) |  |  | 0 |  |  |  | 20,950 |
Net income |  | $ | 71,825 |  |  | $ | 70,782 |  |  | $ | (71,825 | ) |  | $ | 70,782 |
(in thousands) Nine Months Ended September 30, 2024 |  | Community Banking Services |  |  | Holding Company |  |  | Eliminations |  |  | Consolidated |
Interest income: |  |  |  |  |  |  |  |  |  |  |  |
Interest and fees on loans, including loans held for sale |  | $ | 202,785 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 202,785 |
Interest and dividends on securities: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Taxable |  |  | 19,087 |  |  |  | 0 |  |  |  | 0 |  |  |  | 19,087 |
Tax exempt |  |  | 1,935 |  |  |  | 0 |  |  |  | 0 |  |  |  | 1,935 |
Interest and dividends on Federal Reserve Bank and Federal Home Loan Bank stock |  |  | 564 |  |  |  | 0 |  |  |  | 0 |  |  |  | 564 |
Interest on Federal Reserve Bank deposits |  |  | 6,756 |  |  |  | 0 |  |  |  | 0 |  |  |  | 6,756 |
Other, including interest on federal funds sold |  |  | 236 |  |  |  | 101 |  |  |  | 0 |  |  |  | 337 |
Total interest income |  |  | 231,363 |  |  |  | 101 |  |  |  | 0 |  |  |  | 231,464 |
Interest expense: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest on deposits |  |  | 83,620 |  |  |  | 0 |  |  |  | 0 |  |  |  | 83,620 |
Interest on repurchase agreements and federal funds purchased |  |  | 7,897 |  |  |  | 0 |  |  |  | 0 |  |  |  | 7,897 |
Interest on advances from Federal Home Loan Bank |  |  | 15 |  |  |  | 0 |  |  |  | 0 |  |  |  | 15 |
Interest on long-term debt |  |  | 278 |  |  |  | 3,379 |  |  |  | (193 | ) |  |  | 3,464 |
Total interest expense |  |  | 91,810 |  |  |  | 3,379 |  |  |  | (193 | ) |  |  | 94,996 |
Net interest income |  |  | 139,553 |  |  |  | (3,278 | ) |  |  | 193 |  |  |  | 136,468 |
Provision for credit losses |  |  | 8,364 |  |  |  | 0 |  |  |  | 0 |  |  |  | 8,364 |
Net interest income after provision for credit losses |  |  | 131,189 |  |  |  | (3,278 | ) |  |  | 193 |  |  |  | 128,104 |
Noninterest income: |  |  |  |  |  |  |  |  |  |  |  |
Deposit related fees |  |  | 22,205 |  |  |  | 0 |  |  |  | 0 |  |  |  | 22,205 |
Gains on sales of loans, net |  |  | 244 |  |  |  | 0 |  |  |  | 0 |  |  |  | 244 |
Trust and wealth management income |  |  | 10,960 |  |  |  | 0 |  |  |  | 0 |  |  |  | 10,960 |
Loan related fees |  |  | 3,485 |  |  |  | 0 |  |  |  | 0 |  |  |  | 3,485 |
Bank owned life insurance |  |  | 4,321 |  |  |  | 0 |  |  |  | 0 |  |  |  | 4,321 |
Brokerage revenue |  |  | 1,736 |  |  |  | 0 |  |  |  | 0 |  |  |  | 1,736 |
Securities gains (losses) |  |  | 110 |  |  |  | 0 |  |  |  | 0 |  |  |  | 110 |
Dividend and undistributed income from subsidiaries |  |  | 0 |  |  |  | 64,526 |  |  |  | (64,526 | ) |  |  | 0 |
Other noninterest income |  |  | 4,176 |  |  |  | 883 |  |  |  | (1,715 | ) |  |  | 3,344 |
Total noninterest income |  |  | 47,237 |  |  |  | 65,409 |  |  |  | (66,241 | ) |  |  | 46,405 |
Noninterest expense: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Officer salaries and employee benefits |  |  | 11,355 |  |  |  | 1,356 |  |  |  | (623 | ) |  |  | 12,088 |
Other salaries and employee benefits |  |  | 47,146 |  |  |  | 654 |  |  |  | (654 | ) |  |  | 47,146 |
Occupancy, net |  |  | 7,126 |  |  |  | 1 |  |  |  | 0 |  |  |  | 7,127 |
Equipment |  |  | 2,086 |  |  |  | 152 |  |  |  | (176 | ) |  |  | 2,062 |
Data processing |  |  | 9,157 |  |  |  | 12 |  |  |  | (1,178 | ) |  |  | 7,991 |
Taxes other than property and payroll |  |  | 1,318 |  |  |  | 0 |  |  |  | 0 |  |  |  | 1,318 |
Legal fees |  |  | 674 |  |  |  | 145 |  |  |  | 0 |  |  |  | 819 |
Professional fees |  |  | 4,500 |  |  |  | 343 |  |  |  | (2,828 | ) |  |  | 2,015 |
Advertising and marketing |  |  | 2,265 |  |  |  | 44 |  |  |  | 0 |  |  |  | 2,309 |
FDIC insurance |  |  | 1,916 |  |  |  | 0 |  |  |  | 0 |  |  |  | 1,916 |
Other real estate owned provision and expense |  |  | 73 |  |  |  | 0 |  |  |  | 0 |  |  |  | 73 |
Repossession expense |  |  | 778 |  |  |  | 0 |  |  |  | 0 |  |  |  | 778 |
Other noninterest expense |  |  | 11,131 |  |  |  | 824 |  |  |  | (443 | ) |  |  | 11,512 |
Total noninterest expense |  |  | 99,525 |  |  |  | 3,531 |  |  |  | (5,902 | ) |  |  | 97,154 |
Income before income taxes |  |  | 78,901 |  |  |  | 58,600 |  |  |  | (60,146 | ) |  |  | 77,355 |
Income taxes |  |  | 18,755 |  |  |  | (1,720 | ) |  |  | 0 |  |  |  | 17,035 |
Net income |  | $ | 60,146 |  |  | $ | 60,320 |  |  | $ | (60,146 | ) |  | $ | 60,320 |
Other Segment Disclosures | The following tables present other segment disclosures for the periods indicated:
(in thousands) Three Months Ended September 30, 2025 |  | Community Banking Services |  |  | Holding Company |  |  | Eliminations |  |  | Consolidated |
Depreciation and amortization |  | $ | 1,025 |  |  | $ | 51 |  |  | $ | 0 |  |  | $ | 1,076 |
Amortization of operating lease right-of-use assets |  |  | 350 |  |  |  | 0 |  |  |  | 0 |  |  |  | 350 |
Significant non-cash items: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Provision for credit losses |  |  | 3,866 |  |  |  | 0 |  |  |  | 0 |  |  |  | 3,866 |
Change in cash surrender value of bank owned life insurance |  |  | 808 |  |  |  | 0 |  |  |  | 0 |  |  |  | 808 |
Expenditures for long-lived assets |  |  | 1,153 |  |  |  | 35 |  |  |  | 0 |  |  |  | 1,188 |
(in thousands) Three Months Ended September 30, 2024 |  | Community Banking Services |  |  | Holding Company |  |  | Eliminations |  |  | Consolidated |
Depreciation and amortization |  | $ | 915 |  |  | $ | 53 |  |  | $ | 0 |  |  | $ | 968 |
Amortization of operating lease right-of-use assets |  |  | 372 |  |  |  | 0 |  |  |  | 0 |  |  |  | 372 |
Significant non-cash items: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Provision for credit losses |  |  | 2,736 |  |  |  | 0 |  |  |  | 0 |  |  |  | 2,736 |
Change in cash surrender value of bank owned life insurance |  |  | 909 |  |  |  | 0 |  |  |  | 0 |  |  |  | 909 |
Expenditures for long-lived assets |  |  | 1,298 |  |  |  | 41 |  |  |  | 0 |  |  |  | 1,339 |
(in thousands) Nine Months Ended September 30, 2025 |  | Community Banking Services |  |  | Holding Company |  |  | Eliminations |  |  | Consolidated |
Depreciation and amortization |  | $ | 2,905 |  |  | $ | 154 |  |  | $ | 0 |  |  | $ | 3,059 |
Amortization of operating lease right-of-use assets |  |  | 1,185 |  |  |  | 0 |  |  |  | 0 |  |  |  | 1,185 |
Significant non-cash items: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Provision for credit losses |  |  | 9,528 |  |  |  | 0 |  |  |  | 0 |  |  |  | 9,528 |
Change in cash surrender value of bank owned life insurance |  |  | 2,262 |  |  |  | 0 |  |  |  | 0 |  |  |  | 2,262 |
Expenditures for long-lived assets |  |  | 5,523 |  |  |  | 102 |  |  |  | 0 |  |  |  | 5,625 |
(in thousands) Nine Months Ended September 30, 2024 |  | Community Banking Services |  |  | Holding Company |  |  | Eliminations |  |  | Consolidated |
Depreciation and amortization |  | $ | 2,713 |  |  | $ | 152 |  |  | $ | 0 |  |  | $ | 2,865 |
Amortization of operating lease right-of-use assets |  |  | 895 |  |  |  | 0 |  |  |  | 0 |  |  |  | 895 |
Significant non-cash items: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Provision for credit losses |  |  | 8,364 |  |  |  | 0 |  |  |  | 0 |  |  |  | 8,364 |
Change in cash surrender value of bank owned life insurance |  |  | 3,401 |  |  |  | 0 |  |  |  | 0 |  |  |  | 3,401 |
Expenditures for long-lived assets |  |  | 4,773 |  |  |  | 271 |  |  |  | 0 |  |  |  | 5,044 |
Reconciliation of Reportable Segment Assets to Consolidated | Below is a reconciliation of our reportable segment assets to CTBI’s consolidated total assets as of September 30, 2025 and December 31, 2024:
(in thousands) |  | September 30 2025 |  |  | December 31 2024 |
Assets |  |  |  |  |  |
Community banking services assets |  | $ | 6,631,839 |  |  | $ | 6,186,518 |
Holding company assets |  |  | 896,557 |  |  |  | 822,851 |
Elimination of subsidiary and parent cash and intercompany receivables |  |  | (4,082 | ) |  |  | (3,779 | )
Elimination of investment in subsidiaries |  |  | (886,185 | ) |  |  | (812,345 | )
Consolidated total assets |  | $ | 6,638,129 |  |  | $ | 6,193,245 |

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