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Condensed Consolidated Balance Sheets - USD ($)
$ in Thousands
Sep. 30, 2025
Dec. 31, 2024
Assets:    
Cash and due from banks $ 71,218 $ 73,021
Interest bearing deposits 436,406 296,484
Cash and cash equivalents 507,624 369,505
Certificates of deposit in other banks 245 245
Debt securities available-for-sale at fair value (amortized cost of $1,132,569 and $1,186,649, respectively) 1,037,965 1,055,728
Equity securities at fair value 3,961 3,781
Loans held for sale 483 184
Loans 4,793,915 4,486,637
Allowance for credit losses (59,135) (54,968)
Net loans 4,734,780 4,431,669
Premises and equipment, net 52,245 49,630
Operating right-of-use assets 11,948 11,414
Finance right-of-use assets 4,026 2,971
Federal Home Loan Bank stock 5,061 5,062
Federal Reserve Bank stock 4,887 4,887
Goodwill 65,490 65,490
Bank owned life insurance 122,449 101,509
Mortgage servicing rights 6,874 7,357
Other real estate owned 4,856 3,647
Deferred tax asset 21,747 29,065
Accrued interest receivable 25,132 24,758
Other assets 28,356 26,343
Total assets 6,638,129 6,193,245
Deposits:    
Noninterest bearing 1,248,573 1,242,676
Interest bearing 4,136,888 3,827,513
Total deposits 5,385,461 5,070,189
Repurchase agreements 284,863 240,166
Federal funds purchased 500 500
Advances from Federal Home Loan Bank 298 314
Long-term debt 63,843 64,016
Operating lease liability 12,316 11,751
Finance lease liability 4,593 3,439
Accrued interest payable 19,190 8,378
Other liabilities 35,692 36,908
Total liabilities 5,806,756 5,435,661
Shareholders' equity:    
Preferred stock, 300,000 shares authorized and unissued 0 0
Common stock, $5.00 par value, shares authorized 25,000,000; shares issued and outstanding 2025 - 18,110,333; 2024 - 18,057,923 90,552 90,290
Capital surplus 235,769 233,802
Retained earnings 576,165 531,861
Accumulated other comprehensive loss, net of tax (71,113) (98,369)
Total shareholders' equity 831,373 757,584
Total liabilities and shareholders' equity $ 6,638,129 $ 6,193,245