XML 46 R35.htm IDEA: XBRL DOCUMENT v3.25.3
Loans, Balance in ACL (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
Balance in ACL [Roll Forward]          
Beginning balance $ 57,825 $ 52,148 $ 54,968 $ 49,543 $ 49,543
Provision charged to expense 4,058 2,736 9,843 8,364  
Losses charged off (4,024) (2,736) (9,274) (8,239)  
Recoveries 1,276 1,212 3,598 3,692  
Ending balance 59,135 53,360 59,135 53,360 54,968
Commercial [Member]          
Balance in ACL [Roll Forward]          
Losses charged off     (2,272)   (1,476)
Ending balance 1,100   1,100    
Commercial [Member] | Hotel/Motel [Member]          
Balance in ACL [Roll Forward]          
Beginning balance 5,604 4,447 5,208 4,592 4,592
Provision charged to expense 20 581 416 436  
Losses charged off 0 0 0 0 0
Recoveries 0 0 0 0  
Ending balance 5,624 5,028 5,624 5,028 5,208
Commercial [Member] | Commercial Real Estate Residential [Member]          
Balance in ACL [Roll Forward]          
Beginning balance 6,480 4,349 5,467 4,285 4,285
Provision charged to expense 60 139 1,122 189  
Losses charged off (65) 0 (124) 0 0
Recoveries 5 5 15 19  
Ending balance 6,480 4,493 6,480 4,493 5,467
Commercial [Member] | Commercial Real Estate Nonresidential [Member]          
Balance in ACL [Roll Forward]          
Beginning balance 11,457 8,706 10,307 7,560 7,560
Provision charged to expense 1,905 388 3,049 1,481  
Losses charged off (1,000) 0 (1,002) 0 0
Recoveries 3 6 11 59  
Ending balance 12,365 9,100 12,365 9,100 10,307
Commercial [Member] | Dealer Floorplans [Member]          
Balance in ACL [Roll Forward]          
Beginning balance 507 561 682 659 659
Provision charged to expense 107 78 (68) (20)  
Losses charged off 0 0 0 0 0
Recoveries 0 0 0 0  
Ending balance 614 639 614 639 682
Commercial [Member] | Commercial Other [Member]          
Balance in ACL [Roll Forward]          
Beginning balance 3,711 3,385 3,832 3,760 3,760
Provision charged to expense (98) 53 550 316  
Losses charged off (191) (278) (1,146) (1,124)  
Recoveries 79 228 265 436  
Ending balance 3,501 3,388 3,501 3,388 3,832
Residential [Member]          
Balance in ACL [Roll Forward]          
Losses charged off     (249)   (205)
Residential [Member] | Real Estate Mortgage [Member]          
Balance in ACL [Roll Forward]          
Beginning balance 12,953 11,840 12,504 10,197 10,197
Provision charged to expense 726 651 1,240 2,327  
Losses charged off (162) (37) (242) (88)  
Recoveries 8 6 23 24  
Ending balance 13,525 12,460 13,525 12,460 12,504
Residential [Member] | Home Equity Lines [Member]          
Balance in ACL [Roll Forward]          
Beginning balance 1,604 1,318 1,499 1,367 1,367
Provision charged to expense 17 63 116 6  
Losses charged off 0 (40) (7) (40) (80)
Recoveries 2 5 15 13  
Ending balance 1,623 1,346 1,623 1,346 1,499
Consumer [Member]          
Balance in ACL [Roll Forward]          
Losses charged off     (6,753)   (8,822)
Consumer [Member] | Consumer Direct [Member]          
Balance in ACL [Roll Forward]          
Beginning balance 2,131 3,604 2,221 3,261 3,261
Provision charged to expense 115 65 312 999  
Losses charged off (313) (249) (780) (971) (1,220)
Recoveries 119 43 299 174  
Ending balance 2,052 3,463 2,052 3,463 2,221
Consumer [Member] | Consumer Indirect [Member]          
Balance in ACL [Roll Forward]          
Beginning balance 13,378 13,938 13,248 13,862 13,862
Provision charged to expense 1,206 718 3,106 2,630  
Losses charged off (2,293) (2,132) (5,973) (6,016) (7,602)
Recoveries 1,060 919 2,970 2,967  
Ending balance $ 13,351 $ 13,443 $ 13,351 $ 13,443 $ 13,248