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Condensed Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Cash flows from operating activities:    
Net income $ 70,782 $ 60,320
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 3,059 2,865
Amortization of operating lease right-of-use assets 1,185 895
Deferred tax expense (benefit) (1,743) 250
Stock-based compensation 1,346 1,021
Provision for credit losses 9,528 8,364
Write-downs of other real estate owned and other repossessed assets 76 49
Gains on sale of mortgage loans held for sale (213) (244)
Securities gains (1) (2)
Fair value adjustments in equity securities (180) (108)
Gains on sale of assets, net (118) (100)
Proceeds from sale of mortgage loans held for sale 7,868 9,344
Funding of mortgage loans held for sale (8,039) (9,063)
Amortization of securities premiums and discounts, net 1,860 1,968
Change in cash surrender value of bank owned life insurance (2,262) (3,401)
Payment of operating lease liabilities (1,154) (870)
Interest expense on finance lease liabilities 132 122
Fair value adjustments in mortgage servicing rights 568 574
Changes in:    
Accrued interest receivable (374) (195)
Other assets (1,698) (2,844)
Accrued interest payable 10,812 8,915
Other liabilities (1,383) 5,023
Net cash provided by operating activities 90,051 82,883
Securities available-for-sale (AFS):    
Purchase of AFS securities (132,444) (51,192)
Proceeds from sales of AFS securities 0 13,712
Proceeds from prepayments, calls, and maturities of AFS securities 184,665 131,469
Change in loans, net (314,656) (304,365)
Purchase of premises and equipment (5,625) (5,044)
Proceeds from sale and retirement of premises and equipment 21 70
Purchase of Federal Home Loan Bank stock (4,675) (461)
Redemption of Federal Home Loan Bank stock 4,676 0
Proceeds from sale of other real estate owned and repossessed assets 560 577
Additional investment in other real estate owned and repossessed assets 0 (13)
Additional investment in bank owned life insurance (19,116) 0
Liquidation of cash surrender value of bank owned life insurance 438 2,356
Proceeds from settlement of bank owned life insurance 0 1,591
Net cash used in investing activities (286,156) (211,300)
Cash flows from financing activities:    
Change in deposits, net 315,272 113,640
Change in repurchase agreements and federal funds purchased, net 44,697 8,079
Proceeds from Federal Home Loan Bank advances 100,000 100,000
Payments on advances from Federal Home Loan Bank (100,016) (100,015)
Payment of finance lease liabilities (128) (115)
Repayment of long-term debt/other borrowings (173) (167)
Issuance of common stock 1,021 1,495
Dividends paid (26,449) (24,960)
Net cash provided by financing activities 334,224 97,957
Net increase (decrease) in cash and cash equivalents 138,119 (30,460)
Cash and cash equivalents at beginning of period 369,505 271,400
Cash and cash equivalents at end of period 507,624 240,940
Supplemental disclosures:    
Income taxes paid 22,651 17,206
Interest paid 84,514 86,081
Non-cash activities:    
Loans to facilitate the sale of other real estate owned and repossessed assets 2,472 238
Common stock dividends accrued, paid in subsequent quarter 304 276
Real estate acquired in settlement of loans 4,174 488
Right-of-use assets obtained in exchange for new operating lease liabilities 1,719 0
Right-of-use assets obtained in exchange for new finance lease liabilities $ 1,150 $ 0