0001084961-03-000002 4 1 20030128 20030204

ENCORE CAPITAL GROUP INC 0001084961 6153 481090909 DE 1231

4 34 000-26489 03539308

5775 ROSECOE COURT SAN DIEGO CA 92123 8007590327

5775 ROSCOE COURT SAN DIEGO CA 92123

MIDLAND CORP OF KANSAS 19990423

MCM CAPITAL GROUP INC 19990430

PRUITT ROBIN R 0001159116 OFFICER

C/O MCM CAPITAL GROUP INC 5775 ROSCOE COURT SAN DIEGO CA 92123 8774454581

C/O MCM CAPITAL GROUP INC 5775 ROSCOE COURT SAN DIEGO CA 92123

4 1 form4_pruitt020403.txt FORM4_PRUITT