0001229060-03-000002 3 1 20030421 20030429

ENCORE CAPITAL GROUP INC 0001084961 6153 481090909 DE 1231

3 34 000-26489 03669422

5775 ROSECOE COURT SAN DIEGO CA 92123 8007590327

5775 ROSCOE COURT SAN DIEGO CA 92123

MIDLAND CORP OF KANSAS 19990423

MCM CAPITAL GROUP INC 19990430

JAMES ALISON 0001229060 OFFICER

C/O ENCORE CAPITAL GROUP INC 5775 ROSCOE COURT SAN DIEGO CA 92123 8584454581

C/O ENCORE CAPITAL GROUP INC 5775 ROSCOE COURT SAN DIEGO CA 92123

3 1 form3_james042103.txt A. JAMES INITIAL FILING