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                        Consent of Independent Auditors

We hereby consent to the use in the Prospectus constituting a part of this
Registration Statement filed under Form S-1 of our report dated February 18,
2003, except for Note 16 as to which the date is March 25, 2003, relating to
the consolidated financial statements of Encore Capital Group, Inc. as of and
for the years ended December 31, 2001 and 2002, which is contained in that
Prospectus.

We also consent to the reference to us under the caption "Experts" in the
Prospectus.



/s/ BDO Seidman, LLP
Costa Mesa, California

August 28, 2003






