0001084961-04-000032 10-K 7 20031231 20040302 ENCORE CAPITAL GROUP INC 0001084961 6153 481090909 DE 1231 10-K 34 000-26489 04643003 5775 ROSECOE COURT SAN DIEGO CA 92123 8007590327 5775 ROSCOE COURT SAN DIEGO CA 92123 MCM CAPITAL GROUP INC 19990430 MIDLAND CORP OF KANSAS 19990423 10-K 1 form10k_2003.htm FORM 10K 2003 EX-10 3 exhibit10-21.htm AMEND MCM EXCESS PLAN DOC EX-23 4 exhibit23-1.htm CONSENT OF INDEPENDENT AUDITORS EX-24 5 exhibit24.htm POWER OF ATTORNEY EX-31 6 exhibit31-1.htm CERTIFICATE OF PRINCIPAL EXECUTIVE OFFICER EX-31 7 exhibit31-2.htm CERTIFICATE OF PRINCIPAL FINANCIAL OFFICER EX-32 8 exhibit32-1.htm CERTIFICATION UNDER SARBANES-OXLEY