<SEC-DOCUMENT>0001181431-12-003721.txt : 20120124
<SEC-HEADER>0001181431-12-003721.hdr.sgml : 20120124
<ACCEPTANCE-DATETIME>20120124192005
ACCESSION NUMBER:		0001181431-12-003721
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20120120
FILED AS OF DATE:		20120124
DATE AS OF CHANGE:		20120124

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ENCORE CAPITAL GROUP INC
		CENTRAL INDEX KEY:			0001084961
		STANDARD INDUSTRIAL CLASSIFICATION:	SHORT-TERM BUSINESS CREDIT INSTITUTIONS [6153]
		IRS NUMBER:				481090909
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		3111 CAMINO DEL RIO NORTH
		STREET 2:		SUITE 1300
		CITY:			SAN DIEGO
		STATE:			CA
		ZIP:			92108
		BUSINESS PHONE:		877-445-4581

	MAIL ADDRESS:	
		STREET 1:		3111 CAMINO DEL RIO NORTH
		STREET 2:		SUITE 1300
		CITY:			SAN DIEGO
		STATE:			CA
		ZIP:			92108

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MCM CAPITAL GROUP INC
		DATE OF NAME CHANGE:	19990430

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MIDLAND CORP OF KANSAS
		DATE OF NAME CHANGE:	19990423

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			OROS JOHN J
		CENTRAL INDEX KEY:			0001260997

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-26489
		FILM NUMBER:		12542952

	MAIL ADDRESS:	
		STREET 1:		C/O ENSTAR GROUP
		STREET 2:		7035 HALCYON PARK DRIVE
		CITY:			MONTGOMERY
		STATE:			AL
		ZIP:			36117
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>rrd331364.xml
<DESCRIPTION>OROS 1.20.12
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0304</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2012-01-20</periodOfReport>

    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0001084961</issuerCik>
        <issuerName>ENCORE CAPITAL GROUP INC</issuerName>
        <issuerTradingSymbol>ECPG</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001260997</rptOwnerCik>
            <rptOwnerName>OROS JOHN J</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>3111 CAMINO DEL RIO NORTH, SUITE 1300</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>SAN DIEGO</rptOwnerCity>
            <rptOwnerState>CA</rptOwnerState>
            <rptOwnerZipCode>92108</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <transactionDate>
                <value>2012-01-20</value>
                <footnoteId id="F1"/>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>A</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionAmounts>
                <transactionShares>
                    <value>1088</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>0</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>23718</value>
                    <footnoteId id="F2"/>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
    </nonDerivativeTable>

    <footnotes>
        <footnote id="F1">On January 20, 2012, Encore Capital Group, Inc. (&quot;Encore&quot;) issued 1,088 deferred issuance restricted stock units (&quot;RSUs&quot;) to John J. Oros, under the Encore 2005 Stock Incentive Plan, in connection with his service on Encore's Board of Directors.</footnote>
        <footnote id="F2">These shares are in the form of RSUs. Each RSU represents the right to receive one share of Encore common stock upon settlement, which shall occur within 10 days following the date the reporting person is no longer a member of the Board of Directors. The RSUs are fully vested.</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>/s/ Carrie Darling, Attorney-in-Fact for John J. Oros</signatureName>
        <signatureDate>2012-01-24</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-24.
<SEQUENCE>2
<FILENAME>rrd296824_334911.htm
<DESCRIPTION>POWER OF ATTORNEY
<TEXT>
<HTML>
<HEAD>
<TITLE>
rrd296824_334911.html
</TITLE>
</HEAD>
<BODY>
<PRE>
                                                    POWER OF ATTORNEY

Know all men by these presents, that the undersigned hereby constitutes and appoints
Gregory Call, Carrie Darling and Melissa A. Resslar, and each of them, his true and lawful
attorney-in-fact to:

       (1)	execute for and on behalf of the undersigned in the undersigned's capacity
as an officer and/or director of Encore Capital Group, Inc. (the "Company"), any and all
reports and forms required to be filed by the undersigned in accordance with Section 16 of
the Securities Exchange Act of 1934 and the rules thereunder, including but not limited to
all Forms 3, 4 and 5;

       (2)	do and perform any and all acts for and on behalf of the undersigned which
may be necessary or desirable to complete and execute any such report or form and timely
file the same with the United States Securities and Exchange Commission and any stock
exchange or similar trading market; and

       (3)	take any other action of any type whatsoever in connection with the
foregoing which, in the opinion of such attorney-in-fact, may be of benefit to, in the best
interest of, or legally required by the undersigned, it being understood that the documents
executed by such attorney-in-fact on behalf of the undersigned, pursuant to this Power of
Attorney, shall be in the form and shall contain such terms and conditions as such attorney-
in-fact may approve in his or her discretion.

The undersigned hereby grants to each such attorney-in-fact full power and authority to do
and perform all and every act and thing whatsoever requisite, necessary, and proper to be
done in the exercise of any of the rights and powers herein granted, as fully to all intents
and purposes as the undersigned might or could do if personally present, with full power of
substitution or revocation, hereby ratifying and confirming all that such attorney-in-fact, or
his or her substitute or substitutes shall lawfully do or cause to be done by virtue of this
power of attorney and the rights and powers herein granted.

This Power of Attorney shall remain in full force and effect until the undersigned is no
longer required to file reports or forms pursuant to Section 16 with respect to the
undersigned's holdings of and transactions in securities issued by the Company, unless
earlier revoked by the undersigned in a signed writing delivered to the foregoing attorneys-
in-fact.

IN WITNESS WHEREOF, the undersigned has caused this Power of Attorney to be
executed as of this 21st day of October, 2011.



						By: /s/ John J. Oros______________
						Print Name: John J. Oros

</PRE>
</BODY>
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</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
