XML 48 R45.htm IDEA: XBRL DOCUMENT
v3.3.0.814

Investment in Receivable Portfolios, Net - Additional Information (Detail) - USD ($) | 3 Months Ended | 6 Months Ended | 9 Months Ended |  |
--- | --- | --- | --- | --- | ---
Sep. 30, 2015 | Jun. 30, 2015 | Mar. 31, 2015 | Sep. 30, 2014 | Jun. 30, 2014 | Mar. 31, 2014 | Jun. 30, 2014 | Sep. 30, 2015 | Sep. 30, 2014 | Dec. 31, 2014 | Dec. 31, 2013
Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net [Line Items] |  |  |  |  |  |  |  |  |  |  |
Collection forecast estimated on receivable portfolios |  |  |  | 120 months |  |  |  | 120 months |  |  |
Income recognized under cost recovery method |  |  |  |  |  |  |  | $ 0 |  |  |
Purchase price of receivable portfolios | $ 187,180,000 |  |  | $ 299,509,000 |  |  |  | 731,114,000 | $ 992,836,000 |  |
Face value of receivable portfolios | $ 2,100,000,000 |  |  | $ 4,000,000,000 |  |  |  | $ 8,700,000,000 | $ 11,300,000,000 |  |
Purchase cost as a percentage of face value | 9.00% |  |  | 7.50% |  |  |  | 8.40% | 8.80% |  |
Estimated future collections at acquisition for receivable portfolios | $ 336,400,000 |  |  | $ 606,300,000 |  |  |  | $ 1,300,000,000 | $ 2,000,000,000 |  |
Revenue recognized, net | 265,523,000 | $ 270,301,000 | $ 264,110,000 | 251,785,000 | $ 248,231,000 | $ 237,568,000 |  | 799,934,000 | 737,584,000 |  |
Portfolio allowance | 71,715,000 | 68,454,000 |  | 80,625,000 | 86,428,000 |  | $ 86,428,000 | 71,715,000 | 80,625,000 | $ 75,673,000 | $ 93,080,000
Estimate of Zero Basis Cash Flows [Member] |  |  |  |  |  |  |  |  |  |  |
Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net [Line Items] |  |  |  |  |  |  |  |  |  |  |
Revenue recognized, net | 31,843,000 | $ 26,876,000 | $ 15,571,000 | $ 7,224,000 | $ 6,708,000 | $ 6,511,000 |  | 74,300,000 | $ 20,400,000 |  |
Consent order, Consumer Finance Protection Bureau [Member] |  |  |  |  |  |  |  |  |  |  |
Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net [Line Items] |  |  |  |  |  |  |  |  |  |  |
CFPB settlement of future cash flows | 22,200,000 |  |  |  |  |  |  | 22,200,000 |  |  |
Portfolio allowance | 8,300,000 |  |  |  |  |  |  | 8,300,000 |  |  |
Hillesden Securities Ltd (dlc) [Member] |  |  |  |  |  |  |  |  |  |  |
Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net [Line Items] |  |  |  |  |  |  |  |  |  |  |
Investment in receivable portfolios | 216,000,000 |  |  |  |  |  |  | 216,000,000 |  |  |
Marlin [Member] |  |  |  |  |  |  |  |  |  |  |
Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net [Line Items] |  |  |  |  |  |  |  |  |  |  |
Investment in receivable portfolios | 208,500,000 |  |  |  |  |  |  | 208,500,000 |  |  |
Atlantic Credit and Finance, Inc. [Member] |  |  |  |  |  |  |  |  |  |  |
Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net [Line Items] |  |  |  |  |  |  |  |  |  |  |
Investment in receivable portfolios | $ 105,400,000 |  |  |  |  |  |  | $ 105,400,000 |  |  |
Minimum [Member] |  |  |  |  |  |  |  |  |  |  |
Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net [Line Items] |  |  |  |  |  |  |  |  |  |  |
Collection forecast estimated on receivable portfolios |  |  |  |  |  |  | 84 months |  |  |  |
Maximum [Member] |  |  |  |  |  |  |  |  |  |  |
Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net [Line Items] |  |  |  |  |  |  |  |  |  |  |
Collection forecast estimated on receivable portfolios |  |  |  |  |  |  | 96 months |  |  |  |

X
- Definition Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net Collection Forecast Estimated Period + References No definition available. + Details
Name: | ecpg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNetCollectionForecastEstimatedPeriod
Namespace Prefix: | ecpg_
Data Type: | xbrli:durationItemType
Balance Type: | na
Period Type: | duration

X
- Definition Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net [Line Items] + References No definition available. + Details
Name: | ecpg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNetLineItems
Namespace Prefix: | ecpg_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Certain loans acquired in transfer not accounted for as debt securities, purchases of receivable portfolios. + References No definition available. + Details
Name: | ecpg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPurchasesOfReceivablePortfolios
Namespace Prefix: | ecpg_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Settlement for Reduction of Future Cash Flows + References No definition available. + Details
Name: | ecpg_CertainLoansAcquiredinTransferNotAccountedforasDebtSecuritiesSettlementforReductionofFutureCashFlows
Namespace Prefix: | ecpg_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Estimated future collections at acquisition for receivable portfolios. + References No definition available. + Details
Name: | ecpg_EstimatedFutureCollectionsAtAcquisitionForReceivablePortfolios
Namespace Prefix: | ecpg_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Face value of receivable portfolios. + References No definition available. + Details
Name: | ecpg_FaceValueOfReceivablePortfolios
Namespace Prefix: | ecpg_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Income recognized under cost recovery method. + References No definition available. + Details
Name: | ecpg_IncomeRecognizedUnderCostRecoveryMethod
Namespace Prefix: | ecpg_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Receivable portfolios, percentage of face value on purchase cost. + References No definition available. + Details
Name: | ecpg_ReceivablePortfoliosPercentageOfFaceValueOnPurchaseCost
Namespace Prefix: | ecpg_
Data Type: | num:percentItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount due from customers or clients for goods or services, including trade receivables, that have been delivered or sold in the normal course of business, and amounts due from others, including related parties expected to be converted to cash, sold or exchanged within one year or the normal operating cycle, if longer, acquired at the acquisition date. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 20 -Section 50 -Paragraph 1 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=56956791&loc=d3e4845-128472 + Details
Name: | us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentAssetsReceivables
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of decrease from accretion of the excess of a loan's cash flows expected to be collected over the investor's initial investment in acquired loans not accounted for as debt securities with evidence of deterioration of credit quality. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 15 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=27045933&loc=d3e13503-111538 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (a)(2) -URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544 + Details
Name: | us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Reserve for loans impairments recorded after acquisition as a result of current information and events which result in it being probable that estimated cash flows will be less than previously expected or because actual cash flows are less than cash flows previously expected. This relates to loans not accounted for as debt securities, with evidence of deterioration of credit quality since origination that was acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(2) -URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 15 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=27045933&loc=d3e13503-111538 + Details
Name: | us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ecpg_EstimateOfZeroBasisCashFlowsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LitigationCaseAxis=ecpg_ConsentOrderConsumerFinanceProtectionBureauMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_BusinessCombinationSeparatelyRecognizedTransactionsAxis=ecpg_HillesdenSecuritiesLtddlcMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_BusinessCombinationSeparatelyRecognizedTransactionsAxis=ecpg_MarlinMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_BusinessCombinationSeparatelyRecognizedTransactionsAxis=ecpg_AtlanticCreditandFinanceInc.Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_RangeAxis=us-gaap_MinimumMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_RangeAxis=us-gaap_MaximumMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |