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Segment and Geographic Information - Reportable Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Segment Reporting Information [Line Items]        
Total revenues $ 460,353 $ 367,071 $ 1,295,250 $ 1,050,742
Total operating expenses (287,175) (260,981) (841,996) (759,222)
Income from operations 173,178 106,090 453,254 291,520
Other segment items 929 1,578 3,802 6,291
Interest expense (74,242) (66,906) (218,715) (184,047)
Provision for income taxes (25,205) (10,119) (58,164) (27,701)
Net income 74,660 30,643 180,177 86,063
Salaries and employee benefits 117,118 107,502 340,788 318,294
General and administrative expenses 39,220 38,808 121,565 111,828
Debt purchasing and recovery segment        
Segment Reporting Information [Line Items]        
Total revenues 460,353 367,071 1,295,250 1,050,742
Total operating expenses (270,035) (246,824) (793,851) (716,150)
Income from operations 190,318 120,247 501,399 334,592
Corporate and other unallocated        
Segment Reporting Information [Line Items]        
Total revenues 0 0 0 0
Total operating expenses (17,140) (14,157) (48,145) (43,072)
Other segment items 929 1,578 3,802 6,291
Interest expense (74,242) (66,906) (218,715) (184,047)
Provision for income taxes (25,205) (10,119) (58,164) (27,701)
Salaries and employee benefits 11,300 9,800 31,600 28,700
General and administrative expenses $ 5,300 $ 4,200 $ 15,100 $ 13,800