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Condensed Consolidated Statements of Financial Condition - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
Assets    
Cash and cash equivalents $ 227,204 $ 156,784
Receivable portfolios, net 4,437,415 4,371,532
Property and equipment, net 79,292 82,080
Other assets 177,163 193,113
Goodwill 529,487 536,291
Total assets 5,450,561 5,339,800
Liabilities:    
Accounts payable and accrued liabilities 252,277 230,261
Borrowings 4,033,301 4,001,293
Other liabilities 130,175 131,496
Total liabilities 4,415,753 4,363,050
Commitments and contingencies (Note 11)
Equity:    
Convertible preferred stock, $0.01 par value, 5,000 shares authorized, no shares issued and outstanding 0 0
Common stock, $0.01 par value, 75,000 shares authorized, 21,499 and 21,688 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively 215 217
Additional paid-in capital 0 0
Accumulated earnings 1,167,038 1,104,640
Accumulated other comprehensive loss (132,445) (128,107)
Total stockholders’ equity 1,034,808 976,750
Total liabilities and stockholders’ equity 5,450,561 5,339,800
Variable Interest Entity    
Assets    
Cash and cash equivalents 50,115 40,256
Receivable portfolios, net 1,177,046 1,151,221
Other assets 4,392 3,540
Liabilities:    
Accounts payable and accrued liabilities 2,986 3,101
Borrowings 783,444 791,182
Other liabilities $ 1,352 $ 2,774