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INCOME TAXES - Net deferred tax assets resulting from differences between financial accounting basis and tax basis of assets and liabilities (Details) - USD ($) | Mar. 31, 2022 | Mar. 31, 2021
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Income Tax Disclosure [Line Items] |  |
Total deferred tax assets | $ 3,263,705 | $ 6,544,675
Less: Valuation allowance | (3,263,705) | (6,544,675)
PRC |  |
Income Tax Disclosure [Line Items] |  |
Provision for loan loss | 2,395,294 | 5,539,854
Net operating loss carry forwards | 642,772 | $ 1,004,821
U.S. |  |
Income Tax Disclosure [Line Items] |  |
Net operating loss carry forwards | $ 225,639 |

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