<SEC-DOCUMENT>0001104659-23-075280.txt : 20230627
<SEC-HEADER>0001104659-23-075280.hdr.sgml : 20230627
<ACCEPTANCE-DATETIME>20230627163101
ACCESSION NUMBER:		0001104659-23-075280
CONFORMED SUBMISSION TYPE:	S-8
PUBLIC DOCUMENT COUNT:		6
FILED AS OF DATE:		20230627
DATE AS OF CHANGE:		20230627
EFFECTIVENESS DATE:		20230627

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFA FINANCIAL, INC.
		CENTRAL INDEX KEY:			0001055160
		STANDARD INDUSTRIAL CLASSIFICATION:	REAL ESTATE INVESTMENT TRUSTS [6798]
		IRS NUMBER:				133974868
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		S-8
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-272959
		FILM NUMBER:		231047731

	BUSINESS ADDRESS:	
		STREET 1:		350 PARK AVENUE
		STREET 2:		20TH FL
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10022
		BUSINESS PHONE:		2122076400

	MAIL ADDRESS:	
		STREET 1:		350 PARK AVE
		STREET 2:		20TH FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10022

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFA MORTGAGE INVESTMENTS
		DATE OF NAME CHANGE:	20020809

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	AMERICA FIRST MORTGAGE INVESTMENTS INC
		DATE OF NAME CHANGE:	19980211
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-8
<SEQUENCE>1
<FILENAME>tm2319029d1_s8.htm
<DESCRIPTION>FORM S-8
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>As filed with the Securities and Exchange Commission
on June&nbsp;27, 2023</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Rule-Page --><DIV STYLE="margin-top: 0; margin-bottom: 0; width: 100%"><DIV STYLE="font-size: 1pt; border-top: Black 2pt solid; border-bottom: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>UNITED STATES SECURITIES AND EXCHANGE COMMISSION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Washington</B></FONT><B>,
D.C. 20549</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Rule-Page --><DIV STYLE="margin: 0 auto; width: 25%"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>FORM&nbsp;S-8</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>REGISTRATION STATEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>UNDER</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>THE SECURITIES ACT OF 1933</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Rule-Page --><DIV STYLE="margin: 0 auto; width: 25%"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 14pt"><B>MFA FINANCIAL,&nbsp;INC.</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Exact name of registrant as specified in its charter)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; width: 50%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>Maryland</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">(State or other jurisdiction of</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">incorporation or organization)</P></TD>
    <TD STYLE="text-align: center; width: 50%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>13-3974868</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">(IRS Employer</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">Identification No.)</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>One Vanderbilt Ave., 48th Floor</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>New York, New York</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">(Address of Principal Executive Offices)</P></TD>
    <TD STYLE="text-align: center">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>10017</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">(Zip Code)</P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<!-- Field: Rule-Page --><DIV STYLE="margin: 0 auto; width: 25%"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>MFA Financial, Inc. Equity Compensation Plan</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Full title of the plan)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Rule-Page --><DIV STYLE="margin: 0 auto; width: 25%"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Craig L. Knutson</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Chief Executive Officer and President</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>MFA Financial,&nbsp;Inc.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>One Vanderbilt Ave., 48th Floor</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>New York, New York 10017</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(212) 207-6400</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Name, address, including zip code, and telephone
number, including area code, of agent for service)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>With copies to:</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; width: 54%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>Harold E. Schwartz</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>Senior Vice President, General Counsel and Secretary</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>MFA Financial,&nbsp;Inc.</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>One Vanderbilt Ave., 48th Floor</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>New York, New York 10017</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>(212) 207-6400</B></P></TD>
    <TD STYLE="text-align: center; width: 46%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>Robert K. Smith,&nbsp;Esq.</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>Hunton Andrews Kurth LLP</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>2200 Pennsylvania Ave NW</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Washington,
    DC 20037</B></FONT><BR>
    <B>(202) 955-1500</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company.&#8239;&#8239;See the definitions of &ldquo;large accelerated filer,&rdquo; &ldquo;accelerated filer,&rdquo; &ldquo;smaller reporting company&rdquo; and &ldquo;emerging growth company&rdquo; in Rule&nbsp;12b-2 of the Exchange Act.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 66%; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Large accelerated filer <FONT STYLE="font-family: Wingdings">&#120;</FONT></FONT></TD>
    <TD STYLE="width: 34%; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Accelerated filer <FONT STYLE="font-family: Wingdings">&#168;</FONT></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Non-accelerated
filer <FONT STYLE="font-family: Wingdings">&#168;</FONT>&#8239;&#8239;(Do not check if a smaller reporting company)</FONT></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Emerging growth company <FONT STYLE="font-family: Wingdings">&#168;</FONT></P></TD>
    <TD STYLE="font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Smaller reporting company <FONT STYLE="font-family: Wingdings">&#168;</FONT></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">If an emerging growth company, indicate by check mark if the registrant
has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant
to Section&nbsp;13(a)&nbsp;of the Exchange Act. <FONT STYLE="font-family: Wingdings">&#168;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Rule-Page --><DIV STYLE="margin: 0 auto; width: 25%"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Rule-Page --><DIV STYLE="margin-top: 0; margin-bottom: 0; width: 100%"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; border-bottom: Black 2pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>EXPLANATORY NOTE</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">MFA Financial,&nbsp;Inc. (the &ldquo;Company,&rdquo;
 &ldquo;we&rdquo; or &ldquo;our&rdquo;) is filing this registration statement on Form&nbsp;S-8 to register 7,719,496 additional shares
of our common stock, par value $0.01 per share (the &ldquo;Common Stock&rdquo;), issuable pursuant to the MFA Financial,&nbsp;Inc. Equity
Compensation Plan (the &ldquo;Plan&rdquo;). The Plan was amended and restated on June&nbsp;10, 2020 to, among other things, increase the
total number of shares of Common Stock that the Company was authorized to issue under the Plan to an aggregate of 4,500,000 shares (of
which 1,280,504 shares were previously registered by the Company on separate Form&nbsp;S-8s, as discussed below, and 3,219,496 shares
were additional shares (the &ldquo;2020 Additional Shares&rdquo;). The Plan was further amended and restated on June&nbsp;6, 2023, to,
among other things, further increase the total number of shares of Common Stock authorized to be issued under the Plan by authorizing
an aggregate of 4,500,000 additional shares (the &ldquo;2023 Additional Shares&rdquo;). The 7,719,496 additional shares of Common Stock
registered herein is the sum of the 2020 Additional Shares and the 2023 Additional Shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The Company previously filed the following registration
statements on Form&nbsp;S-8 relating to shares of Common Stock issuable under earlier versions of the Plan: (i)&nbsp;the Company&rsquo;s
Amended and Restated Equity Compensation Plan <A HREF="https://www.sec.gov/Archives/edgar/data/1055160/000110465915046419/a15-14296_1s8.htm" STYLE="-sec-extract: exhibit">(File No.&nbsp;333-205105)</A> filed by the Company and effective on June&nbsp;19, 2015, (ii)&nbsp;the
Company&rsquo;s Amended and Restated 2010 Equity Compensation Plan <A HREF="https://www.sec.gov/Archives/edgar/data/1055160/000114420410030528/v186732_s-8.htm" STYLE="-sec-extract: exhibit">(File No.&nbsp;333-167107)</A> filed by the Company and effective on May&nbsp;26,
2010, (iii)&nbsp;the Company&rsquo;s 2004 Equity Compensation Plan <A HREF="https://www.sec.gov/Archives/edgar/data/1055160/000114544304002097/d15904.htm" STYLE="-sec-extract: exhibit">(File No.&nbsp;333-121365)</A> filed by the Company and effective on December&nbsp;17,
2004, and (iv)&nbsp;the Company&rsquo;s 1997 Stock Option Plan <A HREF="https://www.sec.gov/Archives/edgar/data/1055160/000077673400000025/0000776734-00-000025-0001.txt" STYLE="-sec-extract: exhibit">(File Nos.&nbsp;333-39772</A> and <A HREF="https://www.sec.gov/Archives/edgar/data/1055160/000105516001500028/mfas8.txt" STYLE="-sec-extract: exhibit">333-67758</A>) filed by the Company and effective
on June&nbsp;21, 2000 and August&nbsp;17, 2001, respectively. The contents of these previously filed registration statements are hereby
incorporated by reference herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Including the 7,719,496 additional shares registered
hereunder, the number of shares of Common Stock reserved for issuance under the Plan is an aggregate of 8,468,548 shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">To the extent applicable, all numbers of shares
above have been retroactively adjusted to reflect the Company&rsquo;s one-for-four reverse stock split of its Common Stock effected on
April&nbsp;4, 2022.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>PART&nbsp;I</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>INFORMATION REQUIRED IN THE SECTION&nbsp;10(a)&nbsp;PROSPECTUS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.5in"><B>Item 1.</B></TD><TD><B>Plan Information.*</B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.5in"><B>Item 2.</B></TD><TD><B>Registrant Information and Employee Plan Annual Information.*</B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Rule-Page --><DIV STYLE="margin-top: 0; margin-bottom: 0; width: 25%"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">* As permitted by Rule&nbsp;428 under the Securities Act this registration
statement omits the information specified in Part&nbsp;I of Form&nbsp;S-8. The documents containing the information specified in Part&nbsp;I
of Form&nbsp;S-8 will be sent or given to employees as specified by Rule&nbsp;428(b)(1)&nbsp;of the Securities Act. These documents need
not be filed with the Securities and Exchange Commission (the &ldquo;SEC&rdquo;) either as part of this registration statement or as prospectuses
or prospectus supplements pursuant to Rule&nbsp;424 under the Securities Act. These documents and the documents incorporated by reference
in this registration statement pursuant to Item 3 of Part&nbsp;II of this registration statement, taken together, constitute a prospectus
that meets the requirements of Section&nbsp;10(a)&nbsp;of the Securities Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>PART&nbsp;II</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>INFORMATION REQUIRED IN THE REGISTRATION STATEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.5in"><B>Item 3.</B></TD><TD><B>Incorporation of Documents by Reference.</B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The following documents filed by the Company with
the SEC pursuant to the Securities Act, and the Securities Exchange Act of 1934, as amended (the &ldquo;Exchange Act&rdquo;) are incorporated
herein by reference and made a part hereof:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<A HREF="https://www.sec.gov/ix?doc=/Archives/edgar/data/1055160/000105516023000006/mfa-20221231.htm" STYLE="-sec-extract: exhibit">the Company&rsquo;s Annual Report on Form&nbsp;10-K for the year ended December&nbsp;31, 2022, filed with the SEC on February&nbsp;24, 2023;</A></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<A HREF="https://www.sec.gov/ix?doc=/Archives/edgar/data/1055160/000105516023000010/mfa-20230331.htm" STYLE="-sec-extract: exhibit">the Company&rsquo;s Quarterly Report on Form&nbsp;10-Q for the quarter ended March&nbsp;31, 2023, filed with the SEC on May&nbsp;4, 2023;</A></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;the
information specifically incorporated by reference into the Company&rsquo;s <A HREF="https://www.sec.gov/ix?doc=/Archives/edgar/data/1055160/000105516023000006/mfa-20221231.htm" STYLE="-sec-extract: exhibit">Annual Report on Form&nbsp;10-K for the year ended December&nbsp;31, 2022</A>, from the Company&rsquo;s <A HREF="https://www.sec.gov/ix?doc=/Archives/edgar/data/1055160/000114036123019893/ny20005868x500_def14a.htm" STYLE="-sec-extract: exhibit">Definitive Proxy Statement on Schedule 14A, filed with the SEC on April&nbsp;24, 2023</A>;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<A HREF="https://www.sec.gov/ix?doc=/Archives/edgar/data/1055160/000110465923048114/tm2313209d1_8k.htm" STYLE="-sec-extract: exhibit">the Company&rsquo;s Current Reports on Form&nbsp;8-K, filed with the SEC on each of April&nbsp;21, 2023 and June&nbsp;8, 2023; and</A></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><A HREF="https://www.sec.gov/Archives/edgar/data/1055160/0000897204-98-000077-index.html" STYLE="-sec-extract: exhibit">the description of the Company&rsquo;s common stock, par value $0.01 per share, contained in the Company&rsquo;s registration statement on Form&nbsp;8-A filed with the SEC on March&nbsp;26, 1998, including all amendments and reports filed for the purpose of updating such description.</A></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">All reports and other documents that we file in
accordance with Sections&nbsp;13(a), 13(c), 14 and 15(d)&nbsp;of the Exchange Act after the date of this registration statement and prior
to the filing of a post-effective amendment to this registration statement that indicates that all securities offered by this registration
statement have been sold or that deregisters all securities covered hereby then remaining unsold, shall be deemed to be incorporated by
reference into this registration statement and to be a part hereof from the date of filing of such documents.&#8239;&#8239;If any document
that we file changes anything stated in this registration statement or in an earlier document that is incorporated into this registration
statement, the later document will modify or supersede what is stated in this registration statement or the earlier document.&#8239;&#8239;Unless
expressly incorporated by reference into this registration statement, nothing in this Item&nbsp;3 shall be deemed to incorporate information
furnished by us on Form&nbsp;8-K (pursuant to the requirements of Regulation FD or otherwise) that, pursuant to and in accordance with
the rules&nbsp;and regulations of the SEC, is not deemed &ldquo;filed&rdquo; for purposes of the Exchange Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 3; Options: NewSection -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.5in"><B>Item 4.</B></TD><TD><B>Description of Securities</B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.25in">Not applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.5in"><B>Item 5.</B></TD><TD><B>Interests of Named Experts and Counsel</B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.25in">Not applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.5in"><B>Item 6.</B></TD><TD><B>Indemnification of Officers and Directors</B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Maryland law permits a Maryland corporation to
include in its charter a provision limiting the liability of its directors and officers to the corporation and its stockholders for money
damages except for liability resulting from (i)&nbsp;actual receipt of an improper benefit or profit in money, property or services or
(ii)&nbsp;active and deliberate dishonesty established by a final judgment and which is material to the cause of action. Our charter contains
such a provision which eliminates directors&rsquo; and officers&rsquo; liability to the maximum extent permitted by Maryland law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Our charter obligates us, to the maximum extent
permitted by Maryland law, to indemnify any director or officer or any individual who, while a director or officer of our company, serves
our company or, at the request of our company, serves or has served another entity, from and against any claim or liability to which that
individual may become subject or which that individual may incur by reason of his or her status as a director or officer of our company
and to pay or reimburse his or her reasonable expenses in advance of final disposition of a proceeding. The charter also permits our company
to indemnify and advance expenses to any employee or agent of our company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maryland
law requires a corporation (unless its charter provides otherwise, which our charter does not) to indemnify a director or officer who
has been successful in the defense of any proceeding to which he or she is made, or threatened to be made, a party by reason of his or
her service in that capacity. Maryland law permits a corporation to indemnify its present and former directors and officers, among others,
against judgments, penalties, fines, settlements and reasonable expenses actually incurred by them in connection with any proceeding to
which they may be made, or threatened to be made, a party by reason of their service in those or other capacities unless it is established
that (i)&nbsp;the act or omission of the director or officer was material to the matter giving rise to the proceeding and (a)&nbsp;was
committed in bad faith or (b)&nbsp;was the result of active and deliberate dishonesty, (ii)&nbsp;the director or officer actually received
an improper personal benefit in money, property or services or (iii)&nbsp;in the case of any criminal proceeding, the director or officer
had reasonable cause to believe that the act or omission was unlawful. However, </FONT><FONT STYLE="background-color: white">under Maryland
law, a Maryland corporation may not indemnify for an adverse judgment in a suit by or in the right of the corporation or for a judgment
of liability on the basis that personal benefit was improperly received, unless in either case a court orders indemnification and then
only for expenses.</FONT> In addition, Maryland law permits a corporation to advance reasonable expenses to a director or officer upon
the corporation&rsquo;s receipt of (i)&nbsp;a written affirmation by the director or officer of his or her good faith belief that he or
she has met the standard of conduct necessary for indemnification by the corporation and (ii)&nbsp;a written undertaking by him or her
or on his or her behalf to repay the amount paid or reimbursed by the corporation if it is ultimately determined that the standard of
conduct was not met.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">We maintain directors and officers insurance policies
designed to reimburse us for any payments made by us pursuant to the foregoing indemnifications. Pursuant to employment agreements with
our executive officers, we are required to maintain such policies during the officers&rsquo; employment and for six years thereafter.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 4 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.5in"><B>Item 7.</B></TD><TD><B>Exemption From Registration Claimed</B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.25in">Not applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.5in"><B>Item 8.</B></TD><TD><B>Exhibits</B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: bottom">
<TD STYLE="text-align: center; width: 8%"><B>Exhibit<BR>
</B> <B>Number</B></TD>
<TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
<TD STYLE="width: 90%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Description</B></FONT>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="border-top: Black 1pt solid; font-size: 10pt"><A HREF="https://www.sec.gov/Archives/edgar/data/1055160/0001047469-98-005382-index.html" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.1</FONT></A></TD>
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD STYLE="border-top: Black 1pt solid; font-size: 10pt"><A HREF="https://www.sec.gov/Archives/edgar/data/1055160/0001047469-98-005382-index.html" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Specimen of common stock certificate of the Company (incorporated herein by reference to Exhibit&nbsp;4.1 of the registration statement on Form&nbsp;S-4, dated February&nbsp;12, 1998, filed by the Company pursuant to the Securities Act (Commission File No.&nbsp;333-46179)).</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
<TD><A HREF="https://www.sec.gov/Archives/edgar/data/1055160/000110465923069389/tm2317989d1_ex10-1.htm" STYLE="-sec-extract: exhibit">4.2</A></TD>
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD><A HREF="https://www.sec.gov/Archives/edgar/data/1055160/000110465923069389/tm2317989d1_ex10-1.htm" STYLE="-sec-extract: exhibit">Equity Compensation Plan of the Company (incorporated herein by reference to Exhibit&nbsp;10.1 of the Form&nbsp;8-K, dated June&nbsp;8, 2023, filed by the Company pursuant to the Exchange Act (Commission File No.&nbsp;1-13991)).</A></TD></TR>
<TR STYLE="vertical-align: top">
<TD><A HREF="tm2319029d1_ex5-1.htm">5.1&dagger;</A></TD>
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD><A HREF="tm2319029d1_ex5-1.htm">Opinion of&nbsp;Venable LLP as to the legality of the securities being registered.</A></TD></TR>
<TR STYLE="vertical-align: top">
<TD><A HREF="tm2319029d1_ex5-1.htm">23.1&dagger;</A></TD>
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD><A HREF="tm2319029d1_ex5-1.htm">Consent of Venable LLP (included in Exhibit&nbsp;5.1)</A></TD></TR>
<TR STYLE="vertical-align: top">
<TD><A HREF="tm2319029d1_ex23-2.htm">23.2&dagger;</A></TD>
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD><A HREF="tm2319029d1_ex23-2.htm">Consent of KPMG LLP</A></TD></TR>
<TR STYLE="vertical-align: top">
<TD><A HREF="#a_001">24.1</A></TD>
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD><A HREF="#a_001">Power of Attorney (included on signature page&nbsp;of this registration statement).</A></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt"><A HREF="tm2319029d1_ex-filingfees.htm"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">107&dagger;</FONT></A></TD>
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD STYLE="font-size: 10pt"><A HREF="tm2319029d1_ex-filingfees.htm"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Filing Fee Table</FONT></A></TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Rule-Page --><DIV STYLE="margin-top: 0; margin-bottom: 0; width: 25%"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&dagger; Filed herewith.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Item 9.</B></FONT></TD><TD><B>Undertakings</B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-indent: 0.5in; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
undersigned registrant hereby undertakes:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt -0.25in; text-indent: 1in">(1)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;To
file, during any period in which offers or sales are being made, a post-effective amendment to this registration statement:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0in; text-indent: 1.25in">(i)&#8239;&#8239;&#8239;&#8239;&#8239;To
include any prospectus required by Section&nbsp;10(a)(3)&nbsp;of the Securities Act of 1933;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0in; text-indent: 1.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;</FONT>To
reflect in the prospectus any facts or events arising after the effective date of the registration statement (or the most recent post-effective
amendment thereof) which, individually or in the aggregate, represent a fundamental change in the information set forth in the registration
statement. Notwithstanding the foregoing, any increase or decrease in volume of securities offered (if the total dollar value of securities
offered would not exceed that which was registered) and any deviation from the low or high end of the estimated maximum offering range
may be reflected in the form of prospectus filed with the SEC pursuant to Rule&nbsp;424(b)&nbsp;if, in the aggregate, the changes in volume
and price represent no more than 20% change in the maximum aggregate offering price set forth in the &ldquo;Calculation of Registration
Fee&rdquo; table in the effective registration statement;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0in; text-indent: 1.25in">(iii)&#8239;&#8239;&#8239;To
include any material information with respect to the plan of distribution not previously disclosed in the registration statement or any
material change to such information in the registration statement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><I>Provided,
however</I></FONT>, that paragraphs (a)(1)(i)&nbsp;and (a)(1)(ii)&nbsp;do not apply if the information required to be included in a post-effective
amendment by those paragraphs is contained in reports filed with or furnished to the SEC by the registrant pursuant to Section&nbsp;13
or Section&nbsp;15(d)&nbsp;of the Securities Exchange Act of 1934 that are incorporated by reference in the registration statement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 5 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(2)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;That,
for the purpose of determining any liability under the Securities Act of 1933, each such post-effective amendment shall be deemed to be
a new registration statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed
to be the initial bona fide offering thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(3)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;To
remove from registration by means of a post-effective amendment any of the securities being registered which remain unsold at the termination
of the offering.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-indent: 0.5in; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
undersigned registrant hereby undertakes that, for purposes of determining any liability under the Securities Act of 1933, each filing
of the registrant&rsquo;s annual report pursuant to Section&nbsp;13(a)&nbsp;or Section&nbsp;15(d)&nbsp;of the Securities Exchange Act
of 1934 (and, where applicable, each filing of an employee benefit plan&rsquo;s annual report pursuant to Section&nbsp;15(d)&nbsp;of the
Securities Exchange Act of 1934) that is incorporated by reference in the registration statement shall be deemed to be a new registration
statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial
bona fide offering thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Insofar
as indemnification for liabilities arising under the Securities Act of 1933 may be permitted to directors, officers and controlling persons
of the registrant pursuant to the foregoing provisions, or otherwise, the registrant has been advised that in the opinion of the SEC such
indemnification is against public policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim for indemnification
against such liabilities (other than the payment by the registrant of expenses incurred or paid by a director, officer or controlling
person of the registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling
person in connection with the securities being registered, the registrant will, unless in the opinion of its counsel the matter has been
settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against
public policy as expressed in the Act and will be governed by the final adjudication of such issue.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 6 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>SIGNATURES</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Pursuant to the requirements of the Securities
Act of 1933, as amended, the registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for
filing on Form&nbsp;S-8 and has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly
authorized, in the City of New York, State of New York, on June&nbsp;27, 2023.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">MFA FINANCIAL,&nbsp;INC.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 10pt; width: 50%">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; width: 3%">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; width: 5%">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; width: 42%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Craig L. Knutson</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name:</FONT></TD>
    <TD STYLE="font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Craig L. Knutson</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title:</FONT></TD>
    <TD STYLE="font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Chief Executive Officer, President and Director</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4in; text-indent: -0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><A NAME="a_001"></A><FONT STYLE="text-transform: uppercase"><B>POWER
OF ATTORNEY</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">KNOW ALL MEN BY THESE PRESENTS, that each person
whose signature appears below constitutes and appoints Craig L. Knutson, Stephen D. Yarad and Harold E. Schwartz, and each of them, with
full power to act without the other, such person&rsquo;s true and lawful attorneys-in-fact and agents, with full power of substitution
and resubstitution, for him and in his name, place and stead, in any and all capacities, to sign this Registration Statement, and any
and all amendments thereto (including post-effective amendments), and to file the same, with exhibits and schedules thereto, and other
documents in connection therewith, with the SEC, granting unto said attorneys-in-fact and agents, and each of them, full power and authority
to do and perform each and every act and thing necessary or desirable to be done in and about the premises, as fully to all intents and
purposes as he or she might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any
of them, or their or his substitute or substitutes, may lawfully do or cause to be done by virtue hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Pursuant to the requirements of the Securities
Act of 1933, as amended, this Registration Statement has been signed by the following persons in the capacities and on the dates indicated.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; white-space: nowrap; text-align: center; width: 33%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Name and Signature</B></FONT></TD>
    <TD STYLE="padding-bottom: 1pt; text-align: center; width: 1%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; white-space: nowrap; text-align: center; width: 39%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Title</B></FONT></TD>
    <TD STYLE="padding-bottom: 1pt; text-align: center; width: 3%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; white-space: nowrap; text-align: center; width: 24%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Date</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif">Craig L. Knutson</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Chief Executive Officer, President and Director (Principal Executive Officer)</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">June&nbsp;27, 2023</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Craig L. Knutson</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Stephen D. Yarad</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Chief Financial Officer (Principal Financial Officer)</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">June&nbsp;27, 2023</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Stephen D. Yarad</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ </FONT>Michael C. Roper</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Chief Accounting Officer (Principal Accounting Officer)</FONT></TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">June&nbsp;27, 2023</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Michael C. Roper</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Laurie S. Goodman</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Director</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">June&nbsp;27, 2023</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Laurie S. Goodman</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 7 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; width: 33%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Robin Josephs</FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 39%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Director</FONT></TD>
    <TD STYLE="width: 3%">&nbsp;</TD>
    <TD STYLE="width: 24%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">June&nbsp;27, 2023</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Robin Josephs</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Francis J. Oelerich III</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Director</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">June&nbsp;27, 2023</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Francis J. Oelerich III</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Lisa Polsky</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Director</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">June&nbsp;27, 2023</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lisa Polsky</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Sheila A. Stamps</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Director</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">June&nbsp;27, 2023</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Sheila A. Stamps</P></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Richard C. Wald</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Director</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">June&nbsp;27, 2023</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Richard C. Wald</P></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

<!-- Field: Page; Sequence: 8; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-5.1
<SEQUENCE>2
<FILENAME>tm2319029d1_ex5-1.htm
<DESCRIPTION>EXHIBIT 5.1
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="text-align: right; margin: 0"><B>Exhibit 5.1</B></P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"><IMG SRC="tm2319029d1_ex5-1img01.jpg" ALT="">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">June&nbsp;27, 2023,</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">MFA Financial,&nbsp;Inc.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">One Vanderbilt Ave.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">48<SUP>th</SUP> Floor</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">New York, New York 10017</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">Re:</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt"><U>Registration
Statement on Form&nbsp;S-8</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Ladies and Gentlemen:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">We have served as Maryland counsel to MFA Financial,&nbsp;Inc.,
a Maryland corporation (the &ldquo;Company&rdquo;), in connection with certain matters of Maryland law relating to the registration by
the Company of 7,719,496 shares (the &ldquo;Shares&rdquo;) of the common stock, $0.01 par value per share, of the Company (the &ldquo;Common
Stock&rdquo;) that the Company may issue pursuant to the Company&rsquo;s Equity Compensation Plan (the &ldquo;Plan&rdquo;), covered by
the above-referenced Registration Statement, and all amendments thereto (the &ldquo;Registration Statement&rdquo;), filed by the Company
with the United States Securities and Exchange Commission (the &ldquo;Commission&rdquo;) under the Securities Act of 1933, as amended
(the &ldquo;1933 Act&rdquo;), on or about the date hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">In connection with our representation of the Company,
and as a basis for the opinion hereinafter set forth, we have examined originals, or copies certified or otherwise identified to our satisfaction,
of the following documents (hereinafter collectively referred to as the &ldquo;Documents&rdquo;):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">1.</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">The
Registration Statement;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">2.</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">The
charter of the Company (the &ldquo;Charter&rdquo;), certified by the State Department of Assessments and Taxation of Maryland (the &ldquo;SDAT&rdquo;);</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">The
Amended and Restated Bylaws of the Company, certified as of the date hereof by an officer of the Company;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">4.</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">A
certificate of the SDAT as to the good standing of the Company, dated as of a recent date;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">5.</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">The
Plan;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">6.</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">Resolutions
(the &ldquo;Resolutions&rdquo;) adopted by the Board of Directors of the Company, relating to the issuance of the Shares and the approval
of the Plan, certified as of the date hereof by an officer of the Company;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><IMG SRC="tm2319029d1_ex5-1img02.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">MFA Financial,&nbsp;Inc.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">June&nbsp;27, 2023</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT>Page&nbsp;2</FONT></P>


<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">7.</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">A
certificate executed by an officer of the Company, dated as of the date hereof; and</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">8.</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">Such
other documents and matters as we have deemed necessary or appropriate to express the opinion set forth below, subject to the assumptions,
limitations and qualifications stated herein.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">In expressing the opinion set forth below, we have
assumed the following:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">1.</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">Each
individual executing any of the Documents, whether on behalf of such individual or another person, is legally competent to do so.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">2.</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">Each
individual executing any of the Documents on behalf of a party (other than the Company) is duly authorized to do so.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">Each
of the parties (other than the Company) executing any of the Documents has duly and validly executed and delivered each of the Documents
to which such party is a signatory, and such party&rsquo;s obligations set forth therein are legal, valid and binding and are enforceable
in accordance with all stated terms.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">4.</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">All
Documents submitted to us as originals are authentic. The form and content of all Documents submitted to us as unexecuted drafts do not
differ in any respect relevant to this opinion from the form and content of such Documents as executed and delivered. All Documents submitted
to us as certified or photostatic copies conform to the original documents. All signatures on all Documents are genuine. All public records
reviewed or relied upon by us or on our behalf are true and complete. All representations, warranties, statements and information contained
in the Documents are true and complete. There has been no oral or written modification of or amendment to any of the Documents, and there
has been no waiver of any provision of any of the Documents, by action or omission of the parties or otherwise.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">5.</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">None
of the Shares will be issued in violation of any restriction or limitation contained in the Charter or the Plan. Upon any issuance of
Shares, the total number of shares of Common Stock issued and outstanding will not exceed the total number of shares of Common Stock that
the Company is then authorized to issue under the Charter.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">6.</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">Each
option, award, right or other security exercisable or exchangeable for a Share pursuant to the Plan (each, an &ldquo;Award&rdquo;) will
be duly authorized and validly granted in accordance with the Plan, and each Award will be exercised or exchanged in accordance with the
terms of the Plan and such Award, including any option or award agreement entered into in connection therewith.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><IMG SRC="tm2319029d1_ex5-1img02.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT>MFA
Financial,&nbsp;Inc.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT>June&nbsp;27,
2023</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Page&nbsp;3</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">Based upon the foregoing, and subject to the assumptions,
limitations and qualifications stated herein, it is our opinion that:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">1.</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">The
Company is a corporation duly incorporated and existing under and by virtue of the laws of the State of Maryland and is in good standing
with the SDAT.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">2.</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<FONT STYLE="font-size: 10pt">The
issuance of the Shares has been duly authorized and, when issued and delivered by the Company pursuant to the Resolutions and the Plan,
the Shares will be validly issued, fully paid and nonassessable.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">The foregoing opinion is limited to the laws of the
State of Maryland and we do not express any opinion herein concerning any other law. We express no opinion as to the applicability or
effect of federal or state securities laws, including the securities laws of the State of Maryland, or as to federal or state laws regarding
fraudulent transfers. To the extent that any matter as to which our opinion is expressed herein would be governed by the laws of any jurisdiction
other than the State of Maryland, we do not express any opinion on such matter. The opinion expressed herein is subject to the effect
of any judicial decision which may permit the introduction of parol evidence to modify the terms or the interpretation of agreements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">The opinion expressed herein is limited to the matters
specifically set forth herein and no other opinion shall be inferred beyond the matters expressly stated. We assume no obligation to supplement
this opinion if any applicable law changes after the date hereof or if we become aware of any fact that might change the opinion expressed
herein after the date hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">This opinion is being furnished to you for submission
to the Commission as an exhibit to the Registration Statement. We hereby consent to the filing of this opinion as an exhibit to the Registration
Statement and to the use of the name of our firm therein. In giving this consent, we do not admit that we are within the category of persons
whose consent is required by Section&nbsp;7 of the 1933 Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 50%; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">Very truly yours,</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">/s/ Venable LLP</FONT></TD></TR>
  </TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 3; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.2
<SEQUENCE>3
<FILENAME>tm2319029d1_ex23-2.htm
<DESCRIPTION>EXHIBIT 23.2
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="text-align: right; margin: 0"><B>Exhibit 23.2</B></P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Consent of Independent Registered Public Accounting
Firm</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">We consent to the use of our report dated February&nbsp;23, 2023, with
respect to the consolidated financial statements of MFA Financial,&nbsp;Inc., and the effectiveness of internal control over financial
reporting, incorporated herein by reference.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">/s/ KPMG LLP</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">New York, New York</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">June&nbsp;27, 2023</P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 1; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-FILING FEES
<SEQUENCE>4
<FILENAME>tm2319029d1_ex-filingfees.htm
<DESCRIPTION>EX-FILING FEES
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="text-align: right; margin: 0"><B>Exhibit 107</B></P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Calculation of Filing Fee Tables</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Form&nbsp;S-8</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Form&nbsp;Type)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>MFA Financial,&nbsp;Inc.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Exact Name of Registrant as Specified in its Charter)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><U>Table 1: Newly Registered Securities</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
<TD STYLE="vertical-align: bottom; text-align: center; white-space: nowrap; padding: 2pt; width: 17%; border: black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="vertical-align: bottom; text-align: center; white-space: nowrap; padding: 2pt; width: 6%; border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Security<BR>
Type</FONT></TD>
<TD STYLE="vertical-align: bottom; text-align: center; white-space: nowrap; padding: 2pt; width: 15%; border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Security<BR>
Class&nbsp;Title</FONT></TD>
<TD STYLE="vertical-align: bottom; text-align: center; white-space: nowrap; padding: 2pt; width: 11%; border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fee
Calculation<BR>
or Carry<BR>
Forward Rule&nbsp;</FONT></TD>
<TD STYLE="vertical-align: bottom; text-align: center; white-space: nowrap; padding: 2pt; width: 11%; border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Amount<BR>
Registered</FONT></TD>
<TD STYLE="vertical-align: bottom; text-align: center; white-space: nowrap; padding: 2pt; width: 10%; border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Proposed<BR>
Maximum<BR>
Offering Price<BR>
Per Unit <SUP>(2)</SUP></FONT></TD>
<TD STYLE="vertical-align: bottom; text-align: center; white-space: nowrap; padding: 2pt; width: 11%; border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Maximum<BR>
Aggregate<BR>
Offering Price<BR>
<SUP>(2)</SUP></FONT></TD>
<TD STYLE="vertical-align: bottom; text-align: center; white-space: nowrap; padding: 2pt; width: 9%; border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fee
Rate</FONT></TD>
<TD STYLE="vertical-align: bottom; text-align: center; white-space: nowrap; padding: 2pt; width: 10%; border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Amount
of<BR>
Registration<BR>
Fee</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD COLSPAN="9" STYLE="padding: 2pt; border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Newly
Registered Securities </FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="border-right: black 1pt solid; padding: 2pt; border-bottom: black 1pt solid; border-left: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Fees
to Be Paid</B></FONT></TD>
<TD STYLE="text-align: center; padding: 2pt; border-right: black 1pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Equity</FONT></TD>
<TD STYLE="border-right: black 1pt solid; text-align: center; padding: 2pt; border-bottom: black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Common
Stock, $0.01 par value per share</FONT></TD>
<TD STYLE="border-right: black 1pt solid; padding: 2pt; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Rule&nbsp;457
(c)&nbsp;and 457(h)<SUP>(1)</SUP></FONT></TD>
<TD STYLE="text-align: center; padding: 2pt; border-right: black 1pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7,719,496
shares </FONT></TD>
<TD STYLE="border-right: black 1pt solid; padding: 2pt; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$11.10</FONT></TD>
<TD STYLE="border-right: black 1pt solid; padding: 2pt; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$85,686,406</FONT></TD>
<TD STYLE="border-right: black 1pt solid; padding: 2pt; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.00011020</FONT></TD>
<TD STYLE="border-right: black 1pt solid; padding: 2pt; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$9,442.64</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD COLSPAN="9" STYLE="border-right: black 1pt solid; padding: 2pt; border-bottom: black 1pt solid; border-left: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Total
Offering Amount</B></FONT></TD>
<TD COLSPAN="5" STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
<TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">$85,686,406</FONT></TD>
<TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
<TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">$9,442.64</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="border-right: black 1pt solid; padding: 2pt; border-bottom: black 1pt solid; border-left: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Total
Fee Offsets</B></FONT></TD>
<TD COLSPAN="4" STYLE="border-right: black 1pt solid; padding: 2pt; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="text-align: center; padding: 2pt; border-right: black 1pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="border-right: black 1pt solid; padding: 2pt; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">--</FONT></TD>
<TD STYLE="border-right: black 1pt solid; padding: 2pt; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="border-right: black 1pt solid; padding: 2pt; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">--</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="border-right: black 1pt solid; padding: 2pt; border-bottom: black 1pt solid; border-left: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Net
Fee Due</B></FONT></TD>
<TD COLSPAN="4" STYLE="border-right: black 1pt solid; padding: 2pt; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="text-align: center; padding: 2pt; border-right: black 1pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="border-right: black 1pt solid; padding: 2pt; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="text-align: center; padding: 2pt; border-right: black 1pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="border-right: black 1pt solid; padding: 2pt; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">$9,442.64</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="text-align: center; padding: 2pt; border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
<TD COLSPAN="4" STYLE="border-right: black 1pt solid; padding: 2pt; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="text-align: center; padding: 2pt; border-right: black 1pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="text-align: center; padding: 2pt; border-right: black 1pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="text-align: center; padding: 2pt; border-right: black 1pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="border-right: black 1pt solid; padding: 2pt; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(1)</TD><TD>Pursuant to Rule&nbsp;416 under the Securities Act of 1933, as amended (the &ldquo;Securities Act&rdquo;), this Registration Statement
shall also cover additional shares of common stock, par value $0.01 per share, of MFA Financial Inc., (the &ldquo;Company&rdquo;), which
may become issuable by reason of any stock split, stock dividend, recapitalization or other similar transaction effected without consideration
which results in an increase in the number of the Company&rsquo;s outstanding shares of common stock.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(2)</TD><TD>The proposed maximum offering price per share and the proposed maximum aggregate offering price are estimated solely for purposes
of calculating the registration fee and are based, pursuant to Rule&nbsp;457(c)&nbsp;and 457(h)&nbsp;under the Securities Act of 1933,
upon the average of the high and low prices of the Common Stock on June&nbsp;26, 2023, as reported on the New York Stock Exchange.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 1; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>tm2319029d1_ex5-1img01.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 tm2319029d1_ex5-1img01.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1" !< U(# 2(  A$! Q$!_\0
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M..E5Y)IPS[45T7YT):12"!C8P1&)[G'4@CB@#0HK.@N9I58F(JX<ED0L1M
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M9'?8JR G)C5?,W@@ C<RC)&0,8%.N+MHN%V[BN?F20H #\[;T5@65<E4X+L
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MX;^,?AGK>F:-XP\!_%;18-!\3Z?=ZSIZ:IID]K9++-.;._M'\RSEF4>:JXC
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M*G(5LMM.,Y_(5E:_J":7I6I:C+&[PZ787>ISX3?O@L+:6ZF50'3,ACC;RP6
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M>\+:[=Z5?S6;1QW]]I\&L65K9WCI:F^N+:2,1QW!A,Z2A7A6,_*/<9-2M+>
M3SS);P*BDRS211Q+Q@;I)"% R"-S-@D$TG7DZWM^6TU=[:7E?6U_[TGOII_*
MAWIJ'(N;E:2W;>ENO+Y+IZGY(^.OV%_COXSTWXT>&X/$?@6WT&5K&T^ MTU[
MJ*7NFZ?XE^)<7Q+^)LWBRW71FALI[NYM-'T+1+:QFU*'['H<-S));274L2?3
M;_#;]H7PIK'Q:C\&^'OAKK&E_$36=,UO3-<U_P ;:]I&H:1J%KX#\,>$)UN=
M!LO"&HV]W'')H<MQ"W]K()8FB5HXGW&OL,^*M$50[7T MB',=ZMY;"SFVL%D
M\NX\X0N8W81L%?(<E2,@X)/%6D011SS74$*/O\O[3>6T0DAC6-WNHVDE"O"J
MRQEI4+(N]<D;ER5<3CJKU]AR_9_=Q32:BEK[2]WR7>OO.4[WYDE484[+X[6[
MOS_NVTOVTLCPJ7X8^/\ PA\!8?A_\.;O19OB!X6^'=OX7\'W^L7,FG:(^JV.
MFO8V-S=74>G:O=V<$S+$+UXK2Y?RQF) PQ7)?!CX,_$#PG\(9/ /B+3/#>A:
MYIVCW^DZ7JNF>)KKQ??ZS=ZK:/<ZMXBUWQ#?>%_#MW'JFI:]>:A?7:PV%P)+
MB3[:)5,AM8_JVWUS2[EIQ:WL-TMHJO<20W,,YAW#<1-Y;DQ;5Y^<*<<],5J6
M\BRIA#)C)&YCR""#@'D#OV)KEJU\13I14G%2YKJT5LV]%>3LODK:Z#]E!K1S
MLUUEU[[?H?GUXH^!7QM71_V;O#.AZ/X%UOP[\+-.TS5/&VBZAXTUGPU;:OXW
M\.6UG;^'!826WA/7?[0T*ROC<:\PN4L)VU?3M)F,902H.?\ B5^RI\7=9^,'
MQ9\=>#8O Y\/_'KX;_"CX>^-+;6M:U"PO_"2^ =<\3W6L:MI-O::#?1>*Y];
MTOQ??Q)'?W>BB.?3K8%L7+O#^E90 CEB20.2>WOU!]^W;%.V_7_OX];QQ=9*
M#3BW&[5XWUO?HULW?6Z;[C]E'7XM?/I9+LSX8;X4?&E_VC-.\?ZIX1^&VJ^!
M/ GA71_"OPTU2Z\<^(I/$&@[H)H_%OB4>$3X6_L:+6M:@EL]*A_XG-Q-;:?I
MTB07T2:G<PK]JZ29?(99UQ+O=W8 *C%W9@54 ;<@@[?FVYP78C<=%5D'#,&'
M.<C!P?PYQ[GIGVP\ #H ,]<#%9U*TJD5&2@E';EBDW:[U=V[7;=M%=WL5&"B
MVTVV^[O^B%HJLUON8GS&&23C'J<^M%9%%FBBB@#,NEE^TAD:)/EC1'907!;S
M#( <@\@)@ =1S[?Q ?MR?L1VGC;_ (+H>'/AE/IS-X-^/DOAKXB106T4;6J6
M^GZ#>'69'!W1XE\1^$'G<R[")KJ4\^8I/]Q,L0:17./X023C&!(H [Y)?MSS
MZ5\S^(?V=O!NL_M)^%OVC]0LTN_&'A;X9>(OAGI2/!'/!%::YK>E:TUZY>%O
M(NK4Z:4MY_-C_=W=PA#AZ]WAK/L1P]6QM;!QY7BJ.(H5HJ;A&K*KRR4YV7O<
MLHIJ+TMS-23=SDQ6%6)Y+RY5"49?#S7Y;W2NTES)ZO79=+GNN@6$&EZ=I&EP
M0".WT_3;:RMTC41PV\-E;P111") L:F- (E&T?+&/2N'^.%]:)\(/BC%-<P0
M,_@'Q8B"66.,NQT6]550.R[BQP% R22  2:]"MM\<4?SPF0%(99KC=&;EU54
MN)510B$DHJHP4+A3MP"*YKQ5\.? ?C?RX?&'A+0/%4"@1QQ:_HUMJ0B4MG9'
M]I@D&PD@C>2O'/%>%1J26+ABY>\Z>,AB.2_Q>SQ.'Q')S.]N?V+BY6>LW*S:
M:?4XITYPZSI^SYNWNRC>VSTEMHM//3^.W_@VMFBL?CQ\:3<R);*?!>OJKW!^
MSAF/B#3" IEV@M@9 !)(!/;-?UX>/?BK\/?AQX;U#Q7XY\9^&_#7AO2+*34+
M[7-9O[>'2]-MK<+([7DKW"(9RHV0AW#-*0%1F^6LO3_V9/V?-*$C:7\&OAKI
M<[AB9;/P9X>M)&+<X9H+*/<"<'#9!(R>13+C]F3]GC4%V:E\&OAGJ1;[PO/"
M&A7"L>.3')9LC?\  @1[<FOH.),YH\2<1YKG];"O"QS*I7G]256-?V2KQPZ<
M?;RITU/D^KIO]U%24VFE:[Y<'AI83"?5HU>9WE)5''EMS-NW+S=+_P U_0_)
M#]DW]OKPI^V?_P %"_BS'\/]>M=8^#7P;^!T&E^']38,D%YJ'B/Q?!'XFUEK
MJXB@#:9J-CH^EW$6T>3%]C+QS$,U?6_[+'Q^^$_Q/_:9_;!T+P1XT\,:_?>'
MM=\"0RW%EJEM=6]XG]@S(TUDXF\F2*&4/:,;=Y%2:*57._*CZ]TG]GCX(^&;
M?6;3PY\+? 7AZVUBW2UUFU\/^#O#^GIJVFESBROA:V$?VB _-F-]P&?EYR:H
MZ=^S'^S]HE\-0TCX,?#+2;BWF62UFL/!F@6DZ,4R9EFALHW-R7SO)<\8)YK/
M%8O 5ZCEA\)[#_8\%AH1]I&IRSPEW*K*?LX2FZTJDW*-ERWLY2M&SIT*T?CK
M\_ON3]SE[V45SR2MI9ZO1>;/:7EC6WWMN>18E944C;,[1(1''PP)?C;MR<="
M<U_,Y_P7G_X)Z>'_ (M_#:^_;'\%_;/^%E_":QL+;QA8Z1!');^*O"=MK42M
M>ZJT #";P79R7[O<?-*T5HB3';& /Z;]/MX8XS"(C'Y4<<:QL(08X5W")%6$
MX6-0"(P1A1P,<BL?Q%X9T/7='U/1]<TVTU31=4M9[+5]+OK>"[L-1TZZ3RKR
MSO+:Y1X)[6YA=X[B.12'1V'4YKS,MS3%9%FGU_+)SH8K$/V.*K4JC@Z^'J/D
MJ4)J.G)."2:DVFTGYF]6"JPY&K632E9.SZ.SVUU?X'YN_%/XV^#?A#^PY\+;
M;QOXHTC2+GXJ>!/A7\)-"L;N6*&2XUWQ_::)X?CN8E!WK':Q7\EV0VVW"0L7
M=5RP_1+3+ZU31=-E2\MIE%O#9QR*Z2:?M6-$6XS&QC9G6/*D2?-N.,Y.?-/$
MO[.OP,\6R:>NO_"GX=:U=6-C:V6FSZOX9T:[FL]+L(PNGZ=8"2V<PV%HD<<"
M0(JJ+="F"#7?^'? _A+P5ID6C^$O#VF^'?#T&%@T?2-.TS3M+A8,=KQV\<<6
M LA9E&-N22 1BKQ$_;PK--4Z]:=23KJTG%S<I)6]WK*3;YKR>MX[-0IJ'6^W
M3SNW\_P/YJ_^#F?PG8:C\#/V>?BQIS2C7_ _Q4NO#"7EE('N-/T[Q/I8U34+
MHK'NFBQ/X7L]LF O49R17Z8?\$SOVKM>_:C_ &!OAM\5/B1)IVE>.M1\/Z_X
M8UW2]T=E]EF\/RW]CILDEO.R2++<Z3:64[.P'F&4$$[A7W[KW[/WP5\3-._B
M?X7>!/$#73"6Z?6O"FB:@)#N+9E%S9R(S,S,<X+9)YP:QXOV9?V=XK8V,'P:
M^&$&GMF,6,'@_08K9"><"&.S1,L22>"<G\:^@KYYA\1PIPYPY4PREB^'^(*F
M=QSAU(NIBJ%2I3J_V=]7<.:A!SIJ4JJQ%12Y8MTE))OD4>6IB)INU>')RI-*
M/NN*=TE>R?9;N[>I_./_ ,$([ZWM/VQ/^"FUUYT40N?B+8-;?:)4AMF*>,?B
M%#(T<DC*LF3'DE&(PV<<@GZ[_P""S'_!1;X4?!GX ^-O@#X:\3S^)/C/\3_#
M]YX)O/#G@BWN]5U?PQI?B/3;BW;6+J71[:^DL,7#PQVZ-);RSDN89/W3U^P%
MC^S!^SSI@N8]-^"OPVL%N(XTG-EX.T"V6<HSR*95CLU\Q@9"29 QYSDDYJ?3
M/V=O@9X?U.+5]%^$OPVT?5MBB?5K'PKHMKJA:)E>+;<V]HLC&-BS*"V%8@@>
ME9QG^&S3B1\25\%*3CAL#AX8/ZQ!QC]2C'EDZSHRE*$W&_(J<'%J/O.S3SPF
M!G1P,\)+$.HJKG)2<+<BG*3Y5'F;=DVKMI>23/RB_P""&?[&_B7]D#]F"6[^
M)-HVD?$+XOWNE>/O$5A=^3'>>$[2\T?3X=,\$ZE(99'%QI<%N-1=G-NV_4VC
MEA69)&?\#_V3KZT3_@X@U2X$J+&O[0_[1S&X<[8"#X5^(@4B9L0D,Q 3YB&+
M#&>,_P!SFJ^&M'UJSDTK5K*UO=*NXQ!=6-]#!=Q7P4 1M-#,LB.%^4JKCY<=
M!7E'_#,'[.L5_P#VHOP2^%UMJ;3M.=37P3X<6_DFE#1M*;L6)F,KF7#/OW-N
M(8D,07E?%U:EC.-L?C*'UFKQ=@O[/4555-9=3BTX2BY1J/$J*]V-.U%I)7DV
MVQU,MA*GA*<*CIQPM6-5>[S<[2V7O)0;>K:OKTZGJ%]XF\/:?%<7=YK&C6-A
M;6[7%S>W=]:I%&%QG)>=  ,$DY  ]J_ O_@HU^V]\,?%?[3/[%O[,'PS\<Z#
MXPUJ?]HSPCXO^*L/AW4Q-9Z+H^D0RQZ#HNHZE82-;'5K[5-1MM5M]->Y%RT6
MFK)]E9#O7]LKC]F_X"W0(N_A'\/[P=UF\+:+("/0A[7!'7CIC/%9>F?LP?L^
MZ/J=MK?A_P"#7PUT75[.]&IZ9J6G^"O#MM?6M[%$T#31W4=@)5E:-BJR!]ZC
M.UEP*\/*JN"P.*CB<11>,C3PU>A3@Y0HVG6I5*<:CDXU7^[E557EC%<SIJ\N
M_H55*I;WN6T5%[NZ5O-:V5O(_E0_X.@9+>^\:_LCI:3I?&'0?BZCM;#S#&3<
M>&,13JAD9)5 *-YN&=E8GG./Z/O^"=6I:=;_ +"7[(\-S?VEO-#^SK\)E#-<
M6Z2EAX0TX&W?S&+(4(.5(#+GGJ*^A=;_ &</@1XFO'U/Q9\(OASX@U&9VEDO
MM:\(:!?W+S/CS&::ZLI6WG 5B"-P4;LD"K%M^SS\#K:$6EO\)? ,-F$$<5M!
MX8T6.VC3&T*D26JJJJ, *HV!0 !U%=V:9Q1Q^19=D<L->GE^(K58U95%+G=9
M22<::IKD=-MNZDT[O2)A'#\E252,[2:M\/>U_M=OZW/B?]OK_@HC\%/V2?@Y
M\0KB]\9^&-4^+<?A34G\*?#>TUM-0UNZUJYM98=(%S:V$D]Q;QW-S+$T :.)
M9MK!6.TFNR_8%URYU?\ 8%_9TU34[R[U#4=8^!?AN\N]5G?=-=:I?^'EO=06
M=9$*F:.YEFCED=2^48L0W-?0-S^R=^S5>RA[SX&_"N:0R"23S? 7AJY:?80T
M?GRS:=*RE",H=RG)R.@KU^P\+Z)H>DV^@:/I]M9Z+90BULM'T^RTVSL--M A
M0V]M:QPQ0QP",M&41=IC=@!@YKAEB<'2R[#X*GA'[:%>%2KBG53YZ<8J*I0I
M*G:$+:MN;O)MRUM;5QJ-_P 33LH[][N_5=K'XQ_\$@?B]\-/!G[&VBZ1XI\>
M^#-!U-?C%\9(YK#5_$^AZ=>)O^)7B$_\>;RV\F_:P*Q^7N;(('.3D?LJ^./"
M7@__ (*0?MUWGC;Q+H/A1-2\(?#.;1KG7]7@L_[5TS^W_B"[3Z0;BXA1U",C
MEX1)@,GJ,_JO<?LM?LZW=Q<WUQ\&/AA<W-S,]Y+<IX)\.BZGN"_G2223BP!$
MKR99IMRR&3+[]V6&EXA_9U^!GC#47UKQ-\,/ ?B?4/LT5L=4U3PGX?U*[AM;
M1_,ATY99;*25H07=E7YBI&5()%=&)S2C6K9E6CAG#^T,-+#\KJ1E[%R<6YW4
M(J:7+91:@TF_>;)]E+3WEI:^CN[)K?F\]>Y^/G[4'A/X@?'O_@H=^SU:_LU?
MM$GX4ZO/^S7\4KNT^+/A?0_#/CTW^EP>-O!BWNC*WB*QUOPZ5CE7+"WM([U#
MN)E(4X_0W]DK]EOQ7^S]/\2/&GQ7^-WB3X]?%CXI:O8R^*OB#X@T'1?"\DFG
M^'K"/2_#F@Z/H/A_3=,TNUM[.!;F5I;>U:6ZN+B68O\ -@?2?AWX3_#CPN=#
MN_"O@SPSHG]@6=_I^ESZ1HMO:SZ+I&H2F>^T_16M[=7M([V[1);N*'89F&X@
ME4QZI80M';1K*QD(+E"ZD,(R[&(,'4,'$94-N&[.<Y.:X\5FV)G&&&@H*,:*
MH<_)34FE-S?,U33Y5*S4%)1<E>ST14(<E];W?W:6ZMZ^?R'V1!@($BR!995#
M(,!0'("$9/S1C".>"75B0"35NF1@ $+C&X].AZ<\<'/K3Z\]<R7ORYY_:DER
MIMZWM=VT:ZO9]S5[L****8@HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MZX^O/]::8T8@LJDC@$@' ]!3=R_WG_)O_B:4.@[L?JK'_P!E]Z:BEJM[.VH
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M%]3_ -\M_A1YB^I_[Y;_  H ?13/,7U/_?+?X4>8OJ?^^6_PH ?13/,7U/\
MWRW^%'F+ZG_OEO\ "@!]%,\Q?4_]\M_A1YB^I_[Y;_"@!]%,\Q?4_P#?+?X4
M>8OJ?^^6_P * 'T4SS%]3_WRW^%'F+ZG_OEO\* 'T4SS%]3_ -\M_A1YB^I_
M[Y;_  H ?13/,7U/_?+?X4>8OJ?^^6_PH ?13/,7U/\ WRW^%'F+ZG_OEO\
M"@!]%,\Q?4_]\M_A1YB^I_[Y;_"@!Q (P1D'M2;5^;@?-@-QUP,#/T%)YB^I
M_P"^6_PH\Q?4_P#?+?X4 )Y4>=VQ=VT)G SL&<+GTY/%*8XV.XHI. ,E1G .
M0,^@(%'F+ZG_ +Y;_"CS%]3_ -\M_A0 -%&R-&R*4=2C*0,,I&"I'<$<8/:F
MQP0Q!Q'%&@D8LX10NYFZLV!R3@9)IWF+ZG_OEO\ "CS%]3_WRW^% !Y<>%&Q
M<*25&T?*2""1Z$@D<=CB@1QC&$4;<A<*.-QRV..,D9/K1YB^I_[Y;_"CS%]3
M_P!\M_A0 >7'E3L7*#"' ^4>B^GX4[:IQE1QTX''T]*;YB^I_P"^6_PH\Q?4
M_P#?+?X4  C08PBC;TP!Q0L:(6*HJ[SN?  W,>Y]3[T>8OJ?^^6_PH\Q?4_]
M\M_A0 ^F21QRH8Y461#C*N RG!R,@\<$9H\Q?4_]\M_A1YB^I_[Y;_"@ ,<9
M&THI48&"!C X _"FF"$N)#%&9%SM<HI894*<,1D94!3CJ  >*=YB^I_[Y;_"
MCS%]3_WRW^% !Y<?'R+P<CY1P=NW(]#MX^E#1HX*LBLI&""!@C!&#ZC!(QTQ
M1YB^I_[Y;_"CS%]3_P!\M_A0 H51T4= O3L.@^@H**1@J,?0?6D\Q?4_]\M_
MA1YB^I_[Y;_"@ :-&V[D5MI#+E0=I'0CC@C Z>@H,<9()125)9>!P2<DCW)Y
MH\Q?4_\ ?+?X4>8OJ?\ OEO\* '8'3 QUQ@=?7]3^=(R(XVNH900<$9&1T./
M:D\Q?4_]\M_A1YB^I_[Y;_"@!=B[MVU=VW;NP,[>N,^GM2@ # & .U-\Q?4_
M]\M_A1YB^I_[Y;_"@!S*K A@"#U!&13#%$2"8TR %!VC(4= #Z>U+YB^I_[Y
M;_"CS%]3_P!\M_A0 K(CC#JK#C@@'H01^1 -!56ZJ#]0/3'\N*3S%]3_ -\M
M_A1YB^I_[Y;_  H 4HIZJ.A'0=#U'Z"@HI.2HS@#..P.0/SI/,7U/_?+?X4>
M8OJ?^^6_PH <54G) )'<@9Y__52!$'15&<] /XL9_/ S2>8OJ?\ OEO\*/,7
MU/\ WRW^% !Y<94)L78%*A=HVA2,$;>F,<8Q36AA< /$C $D J#@D$$].I!(
M^G%.\Q?4_P#?+?X4>8OJ?^^6_P * '%0<9 ..G'3C''X4T1QABP10Q&TD* 2
M,DX_,FCS%]3_ -\M_A1YB^I_[Y;_  H !'& 5"*%)R0  "?7'K2E$+!BJEE!
M4-@9"MC<,^AP,CIP*3S%]3_WRW^%'F+ZG_OEO\* %"(HVJJA< 8  & ,#CV
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M"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\
MD2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K
M\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#
MY\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJ
MC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y
M$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]
M"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\
MD2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K
M\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#
MY\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJ
MC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y
M$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]
M"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\
MD2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K
M\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#
MY\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJ
MC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y
M$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]
M"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\
MD2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K
M\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#
MY\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJ
MC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y
M$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]
M"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\
MD2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K
M\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#
MY\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJ
MC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y
M$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]
M"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\
MD2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K
M\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#
MY\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJ
MC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y
M$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]
M"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\
MD2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K
M\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#
MY\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJ
MC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y
M$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]
M"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\
MD2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K
M\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#
MY\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJ
MC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y
M$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]
M"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\
MD2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K
M\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#
MY\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJ
MC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y
M$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]
M"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K\3?_  @==_\
MD2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#Y\_X:&\-?]"K
M\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJC<?\EO\ XJ@#
MY\_X:&\-?]"K\3?_  @==_\ D2C_ (:&\-?]"K\3?_"!UW_Y$KZ#W'_);_XJ
MC<?\EO\ XJ@#Y\_X:&\-?]"K\33_ -R#KO\ 6TIO_#0_AO\ Z%/XG_\ A ZW
M_P#(U?0P.X@'."0#AF!P3C@[N#5CR5]7_P"^V_QH \.\/?&72?$>KV>CV_AG
MQ[8R7A8+=ZIX3U.PLH=HS^^N)PJIGH,]^N*]QA5EC4,03R<C/0DD=><XZCG!
MXSQ5*8O%;NQD>5E88,FW(!)&,QK&>G_UZFL6+6R,>I9R?F9OXV[NS-^9..@X
)XH N4444 ?_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>tm2319029d1_ex5-1img02.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 tm2319029d1_ex5-1img02.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1" !; U(# 2(  A$! Q$!_\0
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MPK9[<5;TM>^KBM$Y+WE>-W&Z2:6[LEU:NDV[*UVE?;5:_B7Z*ABF64N &!3
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M]79J,E)-Q::ORMIIZ]N_1_YGU '1L,&'?(/## SAE.&5E##<I 89 8 T\$,
M0<@]#7YF_LF?M@Z[\;-9TZR\0VEA-I^OZ%XGN?#>M:5IMWI,\>O>#=4M;#Q1
MX:U#09;R]F338(;I=2\/>*94@CU:SC$=Q<227-LK?I3;.?*B1@=_E!\@?*5!
M SD< \C@X/4C@4L3A9X2K*E5A.G4WG"<7%QD[Z:Z/3K%M7NKW&6J***4/A7]
M=6 44450!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M\/?$?PXKI=+(@4:GHME)YH??!Y<$D1!C5E^@+6S,:N>C3+&"% !26&)(7QM
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MT_S?^8!1113 **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M?=G-J*3LU;:4>7+Z%;ZM@:T:]J$,+",H-W5^66G17Z.^NODCWR4XM9?:"?\
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M\1=,UJRL/&W[2OP8O]*T>^2XMS\/?B;X-^*7AVZ\2Z?>64I9M/MO$&GQW?\
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MMB*,>2%:O/EC)6Y9-SG;IHHZ/NUOT?T-./L:$(U&W)-)W>KT_P"!;[O,]8+
M'!STS_/]>*:LJ/G:3@=>/?'^?;GI7SM^SU^T1X._:5^'TGQ'\ VFJ6^AP^./
M''@*XCUJ-;2\CUGP#XCU;POKC+&JN'MI-2TF5;)\K]H63[R[<LG@/]H3PIXZ
M^,'QF^".D6&M0>,?@A#X(G\6R7]M]GT:Y7Q[I5WK&B+HU^0QOY$M;*47JB%/
M(D*@EBP%3*E72Q:5.4I86BJL[+1>^XRNKWLER[;7WU#VL._SN?1?F)W..<<\
M?YZT[<,9!R#CISUZ=/6OAS]H;]MOP[\ /B-\-_A.WPG^,'Q6\??$[PYXB\5:
M+X=^$OAFU\5:E;Z3X7O;>SU.XN[274;"X\M1,\B/'$P/E+&&9I#Y6S^S)^V7
M\/?VE]4^(7A;0_#/Q'^'/Q,^%-_I]C\1/A1\7_"&H> O'_AN'7!=S^'M;;1-
M0C=M1\-Z_:VAGTS6]*EN[*9O-B+HT)9MI87$QPU/%NFW1KPC4I)./.X2;C=I
M2<DN:,U>4(K3?H$:E.I)P@[RCNM79V3[)=;[^1]ET4 Y /J,T5@6%%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M=?3A;0V@L%^'_AZ*U$%K*LL,2V\5BL4<2,@*1HFS&4 VL0?J,7Q%@<=E'">
MQ>%DZO"^,CB(U(1A>O"IB:.(IT'+XU"G[*$(W;A3Y8R]U02.&&7SIUL7&%24
M:>*A7ERQD^53K*>NBLFG-N^Z;TN?S,_\&P?BO0O#_P .OVNCJ>L:;IY'C#X4
M?O;G4;.*!MWA_P 0QEXG_?>;%P1-*C.EKCR+E(ITD>O;_P#@N#_P4 \!?%/X
M+ZC^P)^S1K5E\=/CK\9/%O@_3?%VB?".4^-Y?"OAWPOXFT[Q9%IES=^'GO;*
M+Q/K?B#PYI.G1Z'<7L%RMA<7/]KVUI8WD O?WR'[&G[*0MY;4?LU_ \6MS&5
MFMQ\-/"XCD."$\]/[,VRK'N<Q^8NZ)G=H]A9B>R\$?L^_!/X9:G-K/PZ^#OP
MW\"ZK-;BU?4?"/@O0] OWMMJ!K<WVF6EM.(6:*-FB&49E#L'?D=F-XLRK&<8
M5.,IY?BIXM5L-C*&&Q%15:+QF#C'FJ5E)SYI5ZRC5G-14ZDHQ;NX18HY=56#
ME@8U%R2A.#C)OV?)/XTD[1][2_=[[MGYT_\ !(O]D.Z_8-_9 \->$/B/>V6B
M?$?QUK</Q#^)]G-J5A!;Z#XJUV&%+7PG+>W!BAO;K2M,7R=4D\^)Q>VLSI;1
M,[H?YL/^"+&M6<'_  65^(=_+J.GPV<NE?M.23W]S=VL5K'YVM%[9TEF:T@C
MAE!7R87ENKJX1ENDD^R[F']QOB;X;>"/&VD?V#XR\&:%XHT9KZ/4VTO7--M]
M5TU=3AC:*WO#:WJLAGCCD?,R)\SN[D!R<>50?L>_LMVES]LL_P!G/X,VMZV\
MO>6WPZ\,0W+^8H60/<)IHF;S$4)(78F10%)( QR9;Q=.G_KC5S>%26,XQHU<
M)6>&:=*G3J576H>T3;YE0<8J$6U&G9-23203RU0P^#A1G+GP*E&2NU=3<6E%
MK>*C%JRT6BLEH=[K'Q;\!:)I,NJ:O\0/ VD1QV\LYN+_ ,4>'[:"* ,%CN9V
MN-46WV95B=UQ OE^:VV1HB4_#C]I'_@I7\#?C/\ MT_L)?LJ_ GXD>$_BA=6
MG[0NC>,?BQXK\$Z[8ZSX0T6\T:SNK?1O"%OKNG27.G:IK+ZC=V%^+.T>\FMH
MHO)N[N!FG1OV,U']C[]EW5)(7U+]G7X+ZB;=6%N;WX=>&;G[/NVEA 9--?RA
M(54N%*@[%Y)Z7/#?[*G[-W@S7=/\4>%?@#\(_#OB32+D76F:WH?P^\/:;JNG
M3F%8!<65_:Z:MQ!.$55$D+(Z*J@N-H(\++IY#A'7^LX?,,56J8*M&%2-10C&
MNH2I1J2O)N4HM*;LXSJ2;=I*S.VO3Q-6G&G2<8I1A[[DU*6B;]-;KOZ7N?R,
M_P#!S?JUAJ'[1_[*T5CJ.FWTD/PEUVV<6<ZWLRW3^/;L2V4D=I/)Y=U%&?-C
M1T69Y/DCBOF81'^M[X1>./#A^$_PQ\[Q1X8BMU^'?@IF?^W-'ADAD_X1G1I/
M+9[C5(FA*N9VD2ZL2Z,4&5VA2:E^R+^S%K-Y+J.L_L\?!S6-2N);B>?4-4^'
MOAK4+RXGNYFN+N>ZGN],E>:XFN)))S)(Q(F;>N#TLO\ LG?LT3PR6UQ^S_\
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "F%%)W%%+#.#^>,G'?OP<>^!3Z* "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M^!O_ $.B?^";7_\ Y5U]"T4 ?/7_  U/\#?^AT3_ ,$VO_\ RKH_X:G^!O\
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M3_ W_H=$_P#!-K__ ,JZ/^&I_@;_ -#HG_@FU_\ ^5=?0M% 'SU_PU/\#?\
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M?_\ E77T+10!\]?\-3_ W_H=$_\ !-K_ /\ *NC_ (:G^!O_ $.B?^";7_\
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M+10!\]?\-3_ W_H=$_\ !-K_ /\ *NC_ (:G^!O_ $.B?^";7_\ Y5U]"T4
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M:(N2.$#[SG(4A3CU>J,L:.+:5UW21R%4<DDJ'/S@<_Q;%SG^Z!TH <;H@D;
0<$C.2,X]L<?2BKE% '__V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
