<SEC-DOCUMENT>0001140361-25-014577.txt : 20250418
<SEC-HEADER>0001140361-25-014577.hdr.sgml : 20250418
<ACCEPTANCE-DATETIME>20250418163030
ACCESSION NUMBER:		0001140361-25-014577
CONFORMED SUBMISSION TYPE:	DEF 14A
PUBLIC DOCUMENT COUNT:		33
CONFORMED PERIOD OF REPORT:	20250603
FILED AS OF DATE:		20250418
DATE AS OF CHANGE:		20250418

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFA FINANCIAL, INC.
		CENTRAL INDEX KEY:			0001055160
		STANDARD INDUSTRIAL CLASSIFICATION:	REAL ESTATE INVESTMENT TRUSTS [6798]
		ORGANIZATION NAME:           	05 Real Estate & Construction
		EIN:				133974868
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEF 14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-13991
		FILM NUMBER:		25850668

	BUSINESS ADDRESS:	
		STREET 1:		350 PARK AVENUE
		STREET 2:		20TH FL
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10022
		BUSINESS PHONE:		2122076400

	MAIL ADDRESS:	
		STREET 1:		350 PARK AVE
		STREET 2:		20TH FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10022

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFA MORTGAGE INVESTMENTS
		DATE OF NAME CHANGE:	20020809

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	AMERICA FIRST MORTGAGE INVESTMENTS INC
		DATE OF NAME CHANGE:	19980211
</SEC-HEADER>
<DOCUMENT>
<TYPE>DEF 14A
<SEQUENCE>1
<FILENAME>ny20041473x1_def14a.htm
<DESCRIPTION>DEF 14A
<TEXT>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 540pt;"><a id="ny20041473x1_def14a_100-regcov_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_block-frill" style="width: 540pt; margin-left: 0pt;"><div><div class="BRDSX_rule-full" style="height: 0pt; width: 100%; border-bottom: 2pt solid #000000; margin-top: 1pt; margin-bottom: 1pt; margin-left: auto; margin-right: auto; top: -2.74pt; position: relative;"> </div><div class="BRDSX_rule-full" style="height: 0pt; width: 100%; border-bottom: 1pt solid #000000; margin-bottom: 1pt; margin-left: auto; margin-right: auto; top: -2.74pt; position: relative; margin-top: 4pt;"> </div></div></div><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 540pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 8pt; text-align: center;">UNITED STATES <br/></div><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 0pt; text-align: center;">SECURITIES AND EXCHANGE COMMISSION <br/></div><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 10pt;"><span style="font-size: 10pt;">Washington, D.C. 20549 </span></div><div><div class="BRDSX_rule-partial" style="height: 0pt; width: 168pt; border-bottom: 1pt solid #000000; margin-bottom: 2pt; margin-left: auto; margin-right: auto; margin-top: 13.25pt;"> </div></div><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 14pt; font-weight: bold; margin-top: 12.5pt; text-align: center;"><span style="-sec-ix-hidden: hidden-fact-0">SCHEDULE 14A</span> <br/></div><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-weight: bold; margin-top: 9pt; text-align: center; font-size: 12pt;"><span style="font-size: 12pt;">(Rule 14a-101) </span><br/></div><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 12pt;"><span style="font-size: 12pt;">Information Required in Proxy Statement </span><br/></div><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 12pt;"><span style="font-size: 12pt;">&#8195; </span><br/></div><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 14pt; font-weight: bold; margin-top: 0pt; text-align: center;">SCHEDULE 14A INFORMATION <br/></div><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-weight: bold; margin-top: 9pt; text-align: center; font-size: 12pt;"><span style="font-size: 12pt;">Proxy Statement Pursuant to Section 14(a) of the </span><br/></div><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 12pt;"><span style="font-size: 12pt;">Securities Exchange Act of 1934 </span></div><div><div class="BRDSX_rule-partial" style="height: 0pt; width: 168pt; border-bottom: 1pt solid #000000; margin-bottom: 2pt; margin-left: auto; margin-right: auto; margin-top: 15.25pt;"> </div></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"> </div><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; width: 540pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 180pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 348pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 180pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Filed by the Registrant&#8195;&#9746; </div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 348pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Filed by a Party other than the Registrant&#8195;<span style="font-size: 1pt;">&#8201;</span><span style="font-family: 'Times New Roman', Times, serif;">&#9744;</span></div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 180pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 348pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"> </div><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; width: 540pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td colspan="4" style="height: 6pt; width: 540pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td colspan="4" style="width: 540pt; padding-bottom: 4.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Check the appropriate box: </div></td></tr><tr><td style="width: 12pt; padding-top: 4.35pt; padding-bottom: 4.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 1pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;<span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#9744;</span><span style="font-size: 10pt;"> </span></div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 516pt; padding-top: 4.09pt; padding-bottom: 4.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Preliminary Proxy Statement </div></td></tr><tr><td style="width: 12pt; padding-top: 4.35pt; padding-bottom: 4.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 1pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;<span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#9744;</span><span style="font-size: 10pt;"> </span></div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 516pt; padding-top: 4.09pt; padding-bottom: 4.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) </div></td></tr><tr><td style="width: 12pt; padding-top: 4.09pt; padding-bottom: 4.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#9746; </div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 516pt; padding-top: 4.09pt; padding-bottom: 4.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Definitive Proxy Statement </div></td></tr><tr><td style="width: 12pt; padding-top: 4.35pt; padding-bottom: 4.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 1pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;<span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#9744;</span><span style="font-size: 10pt;"> </span></div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 516pt; padding-top: 4.09pt; padding-bottom: 4.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Definitive Additional Materials </div></td></tr><tr><td style="width: 12pt; padding-top: 4.35pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 1pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;<span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#9744;</span><span style="font-size: 10pt;"> </span></div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 516pt; padding-top: 4.09pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Soliciting Material Pursuant to &#167;240.14a-12</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 12pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 516pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 18pt; font-weight: bold; margin-top: 22.5pt; text-align: center;"><ix:nonNumeric contextRef="c0" name="dei:EntityRegistrantName" id="ixv-23679">MFA FINANCIAL, INC.</ix:nonNumeric> <br/></div><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 8pt;"><span style="font-size: 8pt;">(Name of registrant as specified in its charter) </span><br/></div><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 8pt;"><span style="font-size: 8pt;">(Name of person(s) filing proxy statement, if other than the registrant) </span></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 14pt; margin-left: 0pt; text-align: left;"> </div><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; width: 540pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td colspan="4" style="height: 6pt; width: 540pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td colspan="4" style="width: 540pt; padding-bottom: 4.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Payment of Filing Fee (Check the appropriate box): </div></td></tr><tr><td style="width: 12pt; padding-top: 4.09pt; padding-bottom: 4.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#9746; </div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 516pt; padding-top: 4.09pt; padding-bottom: 4.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">No fee required. </div></td></tr><tr><td style="width: 12pt; padding-top: 4.35pt; padding-bottom: 4.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 1pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;<span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#9744;</span><span style="font-size: 10pt;"> </span></div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 516pt; padding-top: 4.09pt; padding-bottom: 4.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Fee paid previously with preliminary materials. </div></td></tr><tr><td style="width: 12pt; padding-top: 4.35pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 1pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;<span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#9744;</span><span style="font-size: 10pt;"> </span></div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 516pt; padding-top: 4.09pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Fee computed on table in exhibit required by Item 25(b) per Exchange Act Rules 14a-6(i)(1) and 0-11</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 12pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 516pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 540pt; margin-top: 12pt; margin-left: 0pt;"><div><div class="BRDSX_rule-full" style="height: 0pt; width: 100%; border-bottom: 1pt solid #000000; margin-top: 1pt; margin-bottom: 1pt; margin-left: auto; margin-right: auto; top: -2.74pt; position: relative;"> </div><div class="BRDSX_rule-full" style="height: 0pt; width: 100%; border-bottom: 2pt solid #000000; margin-bottom: 1pt; margin-left: auto; margin-right: auto; top: -2.74pt; position: relative; margin-top: 4pt;"> </div></div></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_101-letter_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_txttab" style="border-spacing: 0; margin-top: 4pt; width: 522pt; margin-left: auto; margin-right: auto;"><tr><td style="width: 255pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;"><img alt="" src="logo_mfafinancialinc.jpg" style="height: 48px; width: 107px;"/><br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 255pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; text-align: right; text-align-last: right;">One Vanderbilt Avenue<br/></div><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; text-align: right; text-align-last: right;">48th Floor <br/></div><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; text-align: right; text-align-last: right;">New York, New York 10017<br/></div><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; text-align: right; text-align-last: right;">&#8199;</div></td></tr></table></div><div class="BRDSX_columns" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_BRDSX_block-main-columns" style="width: 114pt; float: left;"><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 32pt; margin-top: 21.5pt; margin-left: 0pt; text-align: left;">&#8194;</div><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 10pt; margin-left: 0pt; text-align: left;">Notice of Annual Meeting of Stockholders </div><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 13pt; margin-left: 0pt; text-align: left;">Date:<span style="font-weight: normal;"> </span><br/></div><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><span style="font-weight: normal;">June 3, 2025 </span></div><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 13pt; margin-left: 0pt; text-align: left;">Time:<span style="font-weight: normal;"> </span><br/></div><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><span style="font-weight: normal;">2:00 p.m. ET </span><br/></div><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 13pt; margin-left: 0pt; text-align: left;">Place:<span style="font-weight: normal;"> </span><br/></div><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><span style="font-weight: normal;">Virtual meeting over the Internet at the Web address identified below </span><br/></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 95pt; margin-left: 0pt; text-align: left;"><div class="BRDSX_rule-partial" style="height: 0pt; width: 22pt; border-bottom: 6pt solid #3479BE; margin-top: 84pt; margin-bottom: 25pt; margin-right: auto; margin-left: 0pt;"> </div><span style="font-weight: bold;">YOUR VOTE </span><br/></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><span style="font-weight: bold;">IS IMPORTANT</span><span style="color: #58595B;"> </span><br/></div><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 5pt; margin-left: 0pt; text-align: left;">Whether or not you plan to attend the Annual Meeting, please vote as soon as possible. It is extremely important that your shares be represented and voted at the Annual Meeting.</div></div><div class="BRDSX_BRDSX_block-main-columns" style="margin-left: 18pt; width: 390pt; float: left;"><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 32pt; margin-top: 21.5pt; margin-left: 0pt; text-align: left;">To Our Stockholders </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">You are cordially invited to attend the 2025 Annual Meeting of Stockholders (the &#8220;Annual Meeting&#8221;) of MFA Financial, Inc., a Maryland corporation (&#8220;MFA,&#8221; &#8220;we&#8221; or &#8220;our&#8221;), on Tuesday, June&#160;3, 2025, at 2:00&#160;p.m. Eastern Time. This year the Annual Meeting is being held for the following purposes: </div><table cellpadding="0" class="BRDSX_txttab" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; border-bottom: 1pt solid #0066B3; width: 390pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 24pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 334pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24pt; padding-bottom: 5.25pt; text-align: left; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"><img alt="" src="ny20041473x1_one.jpg" style="height: 25px; width: 27px;"/><br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#8201; <br/></div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 334pt; padding-bottom: 5.25pt; text-align: left; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">To consider and vote on the election of the two (2) nominees named in the proxy<br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">statement to serve on MFA&#8217;s Board of Directors (the &#8220;Board&#8221;) until our 2028 Annual Meeting of Stockholders and until their successors are duly elected and qualify; </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24pt; padding-top: 4.99pt; padding-bottom: 5.25pt; text-align: left; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"><img alt="" src="ny20041473x1_two.jpg" style="height: 25px; width: 27px;"/><br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#8201;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 334pt; padding-top: 4.99pt; padding-bottom: 5.25pt; text-align: left; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">To consider and vote upon the ratification of the appointment of KPMG LLP as MFA&#8217;s independent registered public accounting firm for the fiscal year ending December&#160;31, 2025; </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24pt; padding-top: 4.99pt; padding-bottom: 5.25pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"><img alt="" src="ny20041473x1_three.jpg" style="height: 25px; width: 27px;"/><br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#8201; <br/></div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 334pt; padding-top: 4.99pt; padding-bottom: 5.25pt; text-align: left; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">To consider and vote upon an advisory (non-binding) resolution to approve MFA&#8217;s executive compensation as disclosed in the proxy statement; </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24pt; padding-top: 4.99pt; padding-bottom: 5.25pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"><img alt="" src="ny20041473x1_four.jpg" style="height: 25px; width: 27px;"/><br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#8201;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 334pt; padding-top: 4.99pt; padding-bottom: 5.25pt; text-align: left; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">To consider and vote upon an amendment and restatement of the MFA Financial, Inc. Equity Compensation Plan, which, if approved at the Annual Meeting, will, among other things, increase the number of shares of common stock available for grant by MFA so that the number of shares available for issuance on or after the date of the Annual Meeting will be 13,230,145; and </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24pt; padding-top: 4.99pt; text-align: left; vertical-align: middle;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"><img alt="" src="ny20041473x1_five.jpg" style="height: 25px; width: 27px;"/><br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#8201;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 334pt; padding-top: 4.99pt; text-align: left; vertical-align: middle;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">To transact such other business as may properly come before the Annual Meeting or any postponement or adjournment thereof.</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 5pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 24pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 334pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 14pt; margin-left: 0pt; text-align: left;">This year&#8217;s Annual Meeting will once again be a virtual meeting that will be held over the Internet. We believe the use of the Internet to host the Annual Meeting enables expanded stockholder participation. You will be able to attend the Annual Meeting, submit your questions and, if you are a record holder of our common stock or proxy for a record holder, vote your shares during the live webcast of the Annual Meeting by visiting <span style="font-style: italic;">www.virtualshareholdermeeting.com/MFA2025 and entering your 16-digit control number.</span> </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The close of business on April&#160;8, 2025, has been fixed by the Board as the record date for the determination of the stockholders entitled to notice of, and to vote at, the Annual Meeting or any postponement or adjournment thereof. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Whether or not you plan to virtually attend the Annual Meeting, in order to assure proper representation of your shares at the Annual Meeting, we urge you to submit your proxy voting instructions to MFA by using our dedicated Internet voting website, our toll-free telephone number or, if you prefer, the mail. By submitting your proxy voting instructions promptly, either by</div></div><div style="clear: both;"> </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 522pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 522pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#160;</div></td></tr><tr><td style="width: 522pt; padding-top: 1.09pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#160;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 522pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_101-letter_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_columns" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_BRDSX_block-main-columns" style="width: 114pt; float: left;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
&#8199; </span></div></div><div class="BRDSX_BRDSX_block-main-columns" style="margin-left: 18pt; width: 390pt; float: left;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 80pt; margin-left: 0pt; text-align: left;"><span>
Internet, telephone or mail, you can help MFA avoid the expense of follow-up mailings and ensure the presence of a quorum at the Annual Meeting. If you virtually attend the Annual Meeting, you may, if so desired, revoke your prior proxy voting instructions given in advance of the Annual Meeting and vote your shares over the Internet at the virtual meeting. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
In order to submit proxy voting instructions prior to the Annual Meeting, you have the option of authorizing your proxy (a) through the Internet at www.proxyvote.com and following the instructions described on the notice and access card previously mailed to you or on your proxy card, (b) by toll-free telephone at 1-800-690-6903 and following the prompts on the automated voting system or (c) by completing, signing and dating your proxy card and returning it promptly in the postage-prepaid envelope provided.</span><span style="font-weight: normal;"> </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;"><span>
Your proxy is being solicited by the Board.</span><span style="font-weight: normal;"> </span><br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 10pt; margin-left: 0pt; text-align: left;"><span style="font-weight: normal;">By Order of the Board</span><br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><span style="font-weight: normal;">&#8195; </span><br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 2pt; margin-left: 0pt; text-align: left;"><span style="font-weight: normal;">/s/ Harold E. Schwartz </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 16pt; margin-left: 0pt; text-align: left;"><span>
Harold E. Schwartz </span><br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><span>
Secretary </span><br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><span>
New York, New York </span><br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><span>
April 18, 2025 </span></div></div><div style="clear: both;"> </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 522pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 522pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#160;</div></td></tr><tr><td style="width: 522pt; padding-top: 1.09pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#160;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 522pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_102-toc_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 12pt; margin-left: 0pt; text-align: left;"><img alt="" src="logo_mfafinancialinc.jpg" style="height: 48px; width: 107px;"/><br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;</div></div><div class="BRDSX_columns" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_BRDSX_block-main-columns" style="width: 114pt; float: left;"><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 32pt; margin-top: 21.5pt; margin-left: 0pt; text-align: left;">&#8199;</div></div><div class="BRDSX_BRDSX_block-main-columns" style="margin-left: 18pt; width: 390pt; float: left;"><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 32pt; margin-top: 21.5pt; margin-left: 0pt; text-align: left;">Table of Contents </div><a id="TOC"><!--Anchor--></a><table cellpadding="0" class="BRDSX_toctab" style="border-spacing: 0; margin-top: 0pt; width: 390pt; margin-left: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 372.61pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 15.39pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 372.61pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tGI">General Information</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tGI"><span style="padding-left: 10.18pt;">1</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tAPAM">Attending and Participating in the Annual Meeting</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tAPAM"><span style="padding-left: 10.18pt;">1</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tAR">Annual Report</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tAR"><span style="padding-left: 10.18pt;">2</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tVI">Voting Information</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tVI"><span style="padding-left: 10.18pt;">2</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tCGV">Corporate Governance</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tCGV"><span style="padding-left: 10.18pt;">5</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tBCM">Board and Committee Matters</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tBCM"><span style="padding-left: 4.96pt;">13</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tRAC">Report of the Audit Committee</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tRAC"><span style="padding-left: 4.96pt;">14</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tCNE">Compensation of Non-Employee Directors</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tCNE"><span style="padding-left: 4.96pt;">17</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tPROP1">Proposal 1 &#8212; Election of Directors</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tPROP1"><span style="padding-left: 4.96pt;">20</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tPROP2">Proposal 2 &#8212; Ratification of Appointment of Independent Registered Public <br/></a></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tPROP2">Accounting&#160;Firm</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tPROP2"><span style="padding-left: 4.96pt;">28</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tEOFF">Executive Officers</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tEOFF"><span style="padding-left: 4.96pt;">30</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tECOMP">Executive Compensation</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tECOMP"><span style="padding-left: 4.96pt;">32</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tCDA">Compensation Discussion and Analysis</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tCDA"><span style="padding-left: 4.96pt;">32</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tCCR">Report of the Compensation Committee</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tCCR"><span style="padding-left: 4.96pt;">55</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tSCT">Summary Compensation Table</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tSCT"><span style="padding-left: 4.96pt;">56</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tGPBA">Grants of Plan-Based Awards</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tGPBA"><span style="padding-left: 4.96pt;">58</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tOEA">Outstanding Equity Awards</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tOEA"><span style="padding-left: 4.96pt;">60</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tOESV">Options Exercised and Stock Vested</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tOESV"><span style="padding-left: 4.96pt;">61</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tEMPC">Employment Contracts</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tEMPC"><span style="padding-left: 4.96pt;">62</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tPPTECC">Potential Payments upon Termination of Employment or Change in Control</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tPPTECC"><span style="padding-left: 4.96pt;">66</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tPRD">Pay Ratio Disclosure</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tPRD"><span style="padding-left: 4.96pt;">70</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tPVP">Pay Versus Performance</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tPVP"><span style="padding-left: 4.96pt;">71</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tSAIE">Securities Authorized for Issuance under Equity Compensation Plans</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tSAIE"><span style="padding-left: 4.96pt;">76</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tPROP3">Proposal 3 &#8212; Advisory (Non-Binding) Resolution to Approve Executive Compensation</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tPROP3"><span style="padding-left: 4.96pt;">77</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tPROP4">Proposal 4 &#8212; Approval of the MFA Financial, Inc. Equity Compensation Plan, as Amended and Restated </a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tPROP4"><span style="padding-left: 4.96pt;">78</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tCRR">Certain Relationships and Related Transactions</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tCRR"><span style="padding-left: 4.96pt;">90</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tSOCBOM">Security Ownership of Certain Beneficial Owners and Management</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tSOCBOM"><span style="padding-left: 4.96pt;">91</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDSR">Delinquent Section 16(a) Reports</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDSR"><span style="padding-left: 4.96pt;">92</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tOM">Other Matters</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tOM"><span style="padding-left: 4.96pt;">93</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tSSP">Submission of Stockholder Proposals</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tSSP"><span style="padding-left: 4.96pt;">94</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tHPM">Householding of Proxy Materials</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tHPM"><span style="padding-left: 4.96pt;">95</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tMII">Miscellaneous</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tMII"><span style="padding-left: 4.96pt;">96</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tAPPA">Appendix A: Peer Group Companies</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tAPPA"><span style="padding-left: 0.75pt;">A-1</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tAPPB">Appendix B: Information&#160;Regarding Non-GAAP Financial Measures (December 1, 2023 to November 30, 2024)</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tAPPB"><span style="padding-left: 1.03pt;">B-1</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tAPPC">Appendix C: Information Regarding Non-GAAP Financial Measures (December 1, 2023 to November 30, 2024)</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tAPPC"><span style="padding-left: 0.83pt;">C-1</span></a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tAPPD">Appendix D: Information Regarding Non-GAAP Financial Measures (January 1, 2024 to December 31, 2024)</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; padding-bottom: 0.8pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tAPPD">D-1</a></div></td></tr><tr><td style="width: 372.61pt; padding-top: 0.54pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tAPPE">Appendix E: MFA Financial, Inc. Equity Compensation Plan, as Proposed to be Amended and Restated</a></div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 15.39pt; padding-top: 0.54pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tAPPE"><span style="padding-left: 1.65pt;">E-1</span></a></div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 1pt; width: 372.61pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1pt; width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1pt; width: 1pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1pt; width: 15.39pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"> </div></div><div style="clear: both;"> </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 522pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 522pt; padding-bottom: 1.38pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#160;</div></td></tr><tr><td style="width: 522pt; padding-top: 1.09pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#160;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 522pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_103-proxy_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 32pt; margin-top: 21.5pt; margin-left: 0pt; text-align: left;">Proxy Statement for the 2025 Annual Meeting of Stockholders </div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 22.5pt; margin-left: 0pt; text-align: left;"><a id="tGI"><!--Anchor--></a>General Information </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">This Proxy Statement is being furnished to stockholders in connection with the solicitation of proxies by and on behalf of the Board of Directors (the &#8220;Board&#8221;) of MFA Financial, Inc., a Maryland corporation (&#8220;MFA,&#8221; the &#8220;Company,&#8221; &#8220;we,&#8221; &#8220;our&#8221; or &#8220;us&#8221;), for exercise at MFA&#8217;s 2025 Annual Meeting of Stockholders (the &#8220;Annual Meeting&#8221;) to be held on Tuesday, June 3, 2025, at 2:00 p.m. Eastern Time, or at any postponement or adjournment thereof. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">If a proxy is properly authorized, submitted without specifying any instructions thereon and not revoked prior to the Annual Meeting, the shares of our common stock, par value $0.01 per share (the &#8220;Common Stock&#8221;), represented by such proxy will be voted (i) <span style="font-weight: bold;">FOR </span>the election of the two (2) nominees for director named in this Proxy Statement to serve on the Board until our 2028 Annual Meeting of Stockholders and until their successors are duly elected and qualify, (ii) <span style="font-weight: bold;">FOR </span>the ratification of the appointment of KPMG LLP as our independent registered public accounting firm for the year ending December 31, 2025, (iii) <span style="font-weight: bold;">FOR </span>the advisory (non-binding) resolution to approve our executive compensation as disclosed in this Proxy Statement (&#8220;Say-on-Pay&#8221;) and (iv) <span style="font-weight: bold;">FOR </span>the approval of the MFA Financial, Inc. Equity Compensation Plan, as amended and restated (the &#8220;Amended Plan&#8221;), which amends and restates our existing Equity Compensation Plan (which was last amended and restated, and most recently approved by our stockholders, in 2023) (the &#8220;Existing Plan&#8221;), and which, if approved at the Annual Meeting, will increase the number of shares of Common Stock available for grant by us so that the number of shares available for issuance on or after the date of the Annual Meeting will be 13,230,145 (which includes 4,193,914 shares of Common Stock subject to outstanding grants under the Existing Plan) and make certain other changes as described in this Proxy Statement. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">As to any other business that may properly come before the Annual Meeting or any postponement or adjournment thereof, the persons named as proxy holders on your proxy card will vote the shares of Common Stock represented by properly submitted proxies in their discretion. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">This Proxy Statement, the Notice of Annual Meeting of Stockholders and the related proxy card are first being sent and made available to stockholders on or about April 18, 2025. </div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;"><a id="tAPAM"><!--Anchor--></a>Attending and Participating in the Annual Meeting </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">This year&#8217;s Annual Meeting will once again be a virtual meeting that will be held over the Internet. We believe the use of the Internet to host the Annual Meeting enables expanded stockholder participation, reduces costs for both the Company and our stockholders and provides the same rights to participate as stockholders would have at an in-person meeting. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">You may attend the virtual Annual Meeting if you are a stockholder of record, hold a proxy for a stockholder of record or are a beneficial owner of our Common Stock with evidence of ownership. You may participate in the Annual Meeting by visiting <span style="font-style: italic;">www.virtualshareholdermeeting.com/MFA2025 (the &#8220;meeting website</span>&#8221;) and entering the 16-digit control number included on your proxy card or your voting instruction form. You will be able to submit questions and, if you are a stockholder of record of our Common Stock or a proxy for a stockholder of record, vote your shares during the Annual Meeting. </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">1<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_103-proxy_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
Stockholders may submit questions after logging into the virtual meeting platform as described above by typing a question in the field below the caption &#8220;Ask a Question&#8221;, and clicking &#8220;Submit.&#8221; We will attempt to respond to as many questions that are pertinent to the Company as time allows. Questions that are substantially similar may be grouped and answered once to avoid repetition. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Additional information regarding the rules and procedures for participating in the Annual Meeting will be provided in our rules of conduct for the Annual Meeting, which stockholders can view once they have checked in and during the Annual Meeting on the meeting website. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Technical Assistance. </span><span style="font-style: normal;">The Annual Meeting will begin promptly at 2:00 p.m. Eastern Time. We encourage you to access the Annual Meeting prior to the start time. Online access will begin at approximately 1:45 p.m. Eastern Time. The virtual Annual Meeting platform is fully supported across most browsers (Firefox, Chrome and Safari) and devices (desktops, laptops, tablets, and cell phones) running the most updated version of applicable software and plug-ins. Participants should ensure they have a strong Internet connection wherever they intend to participate in the Annual Meeting. Participants should also allow plenty of time to log in and ensure that they can hear streaming audio prior to the start of the Annual Meeting. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
If you encounter any difficulties while accessing the virtual Annual Meeting during the check-in or meeting time, a technical assistance phone number will be made available on the Annual Meeting registration page approximately 15 minutes prior to the start time of the Annual Meeting through the conclusion of the Annual Meeting. </span></div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;"><a id="tAR"><!--Anchor--></a>Annual Report </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">This Proxy Statement is accompanied by our Annual Report to Stockholders for the year ended December 31, 2024 (the &#8220;2024 Annual Report to Stockholders&#8221;), which includes financial statements audited by KPMG LLP, our independent registered public accounting firm, and their report thereon, dated February&#160;20, 2025. </div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;"><a id="tVI"><!--Anchor--></a>Voting Information </div><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 7.5pt; margin-left: 0pt; text-align: left;">Record Date and Outstanding Shares </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 4pt; margin-left: 0pt; text-align: left;">Stockholders will be entitled to one vote for each share of Common Stock held of record at the close of business on April 8, 2025 (the &#8220;Record Date&#8221;), with respect to (i) the election of the two (2) directors named in this Proxy Statement to serve on the Board until our 2028 Annual Meeting of Stockholders and until their successors are duly elected and qualify, (ii) the ratification of the appointment of KPMG LLP as our independent registered public accounting firm for the year ending December 31, 2025, (iii) the advisory (non-binding) Say-on-Pay vote, (iv) the approval of the Amended Plan and (v) any other proposal for stockholder action that may properly come before the Annual Meeting or any postponement or adjournment thereof. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-align: left;">As of the Record Date, we had issued and outstanding 102,652,862 shares of Common Stock. </div><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 15.5pt; margin-left: 0pt; text-align: left;">Ownership of Shares </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 4pt; margin-left: 0pt; text-align: left;">Stockholders may own shares of Common Stock in one or more of the following ways: (i) directly in their name as the stockholder of record, (ii) indirectly through a broker, bank or other intermediary in &#8220;street name&#8221; or (iii) indirectly through the Company&#8217;s 401(k) Savings Plan (the &#8220;401(k) Plan&#8221;). </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">If shares of Common Stock are registered directly in the stockholder&#8217;s name, we are sending proxy materials directly to the stockholder. As the holder of record, the stockholder has the right to give their proxy directly to our tabulating agent or to vote electronically during the virtual Annual Meeting via webcast. If the stockholder holds their shares in street name, the stockholder&#8217;s broker, bank or other intermediary is sending proxy materials to them, and the stockholder may direct the intermediary how to vote on their behalf by completing the voting instruction form that accompanies the proxy materials or following the instructions in the notice they received. If the stockholder holds shares through the Company&#8217;s 401(k) Plan, the proxy includes shares of Common Stock that the 401(k) Plan has credited to the participant&#8217;s account. </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">2<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_103-proxy_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">Internet Availability of Proxy Materials </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 4pt; margin-left: 0pt; text-align: left;">We utilize a &#8220;notice and access&#8221; model rather than mailing full sets of proxy materials to all of our stockholders, as we believe, among other things, that the Company benefits from the reduced costs associated with this method of delivery, and it is friendlier to the environment. Thus, pursuant to rules of the Securities and Exchange Commission (&#8220;SEC&#8221;), we are making our proxy materials available to our stockholders electronically over the Internet rather than mailing the proxy materials to all our stockholders. Accordingly, we are sending a Notice Regarding the Availability of Proxy Materials to our stockholders. All stockholders will have the ability to access the proxy materials, including this Proxy Statement and our 2024 Annual Report to Stockholders, on the website referred to in the Notice or to request a printed set of the proxy materials. Instructions on how to access the proxy materials over the Internet or to request a printed set of such materials can be found in the Notice. In addition, stockholders may request to receive proxy materials in printed form by mail or electronically by e-mail on an ongoing basis. </div><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 15.5pt; margin-left: 0pt; text-align: left;">How to Vote </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 4pt; margin-left: 0pt; text-align: left;">In order to submit proxy voting instructions prior to the Annual Meeting, stockholders have the option to authorize their proxy by Internet, telephone or mail. Stockholders are requested to authorize a proxy to vote their shares of our Common Stock during the virtual Annual Meeting via webcast by using the dedicated Internet voting website or toll-free telephone number provided for this purpose. Specific instructions regarding the Internet and telephone voting options are described in the Notice Regarding the Availability of Proxy Materials previously mailed to you and/or on your proxy card. Alternatively, stockholders may authorize their proxy by completing, signing and dating their proxy card and returning it in the postage-prepaid envelope provided. Stockholders who authorize their proxy by using the Internet or telephone voting options do not need to also return a proxy card. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Internet and telephone voting are available through 11:59 p.m. Eastern Time on Monday, June&#160;2, 2025, for all shares other than shares held through the 401(k) Plan. To allow sufficient time for the 401(k) Plan trustee to vote, the trustee must receive voting instructions for shares of Common Stock held through the plan by 11:59 p.m. Eastern Time on Thursday, May&#160;29, 2025. If the trustee does not receive voting instructions from the 401(k) Plan participant by that date, the trustee will not vote the participant&#8217;s shares. Accordingly, Internet and telephone voting are available through 11:59 p.m. Eastern Time on Thursday, May 29, 2025, for shares held in the 401(k) Plan. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Shares of Common Stock represented by properly submitted proxies received by us prior to the Annual Meeting will be voted according to the instructions specified on such proxies. Any stockholder submitting a proxy retains the power to revoke such proxy at any time prior to its exercise at the Annual Meeting by (i) delivering prior to the Annual Meeting a written notice of revocation to the attention of our Secretary at MFA Financial, Inc., One Vanderbilt Avenue, 48th Floor, New York, New York 10017, (ii)&#160;authorizing a later proxy by Internet or telephone or submitting a later-dated proxy card or (iii) voting electronically during the Annual Meeting via webcast. Attending the virtual Annual Meeting via webcast will not automatically revoke a stockholder&#8217;s previously submitted proxy unless such stockholder votes electronically during the Annual Meeting. </div><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 15.5pt; margin-left: 0pt; text-align: left;">Quorum and Required Vote </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 4pt; margin-left: 0pt; text-align: left;">The presence, in person or by proxy, of stockholders entitled to cast a majority of all the votes entitled to be cast at the Annual Meeting on any matter shall constitute a quorum. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-align: left;">Assuming a quorum is present, the business scheduled to come before the Annual Meeting will require the following affirmative votes: </div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">1.<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">with respect to the election of directors, a majority of the total votes cast for and against the election of each nominee; </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">2.<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">with respect to the ratification of the appointment of our independent registered public accounting firm, a majority of the votes cast on the proposal; </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">3.<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">with respect to the advisory (non-binding) Say-on-Pay vote, a majority of the votes cast on the proposal; and </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">4.<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">with respect to the approval of the Amended Plan, a majority of the votes cast on the proposal. </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">3<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_103-proxy_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;"><a id="tABNV"><!--Anchor--></a>Abstentions and Broker Non-Votes </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 4pt; margin-left: 0pt; text-align: left;">Abstentions and broker non-votes are each included in the determination of the number of shares present at the Annual Meeting for the purpose of determining whether a quorum is present. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">An abstention is the voluntary act of directing your proxy to abstain or attending the Annual Meeting in person (via webcast over the Internet) and marking a ballot to abstain. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">A broker non-vote occurs when a nominee (i.e., a broker) holding shares for a beneficial owner has not received instructions from the beneficial owner on a particular proposal for which the nominee is not permitted to exercise discretionary voting power under New York Stock Exchange (the &#8220;NYSE&#8221;) rules, and therefore, the nominee does not cast a vote on the proposal. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Under NYSE rules, brokers are not permitted to vote shares held in their clients&#8217; accounts on elections of directors, the non-binding Say-on-Pay vote or the vote on the Amended Plan (each of which is considered a non-routine matter), unless, in each case, the client (as beneficial owner) has provided voting instructions to the broker. The ratification of the appointment of our independent registered public accounting firm is, however, a proposal for which brokers do have discretionary voting authority (although they may choose not to exercise such authority). If you hold your shares in &#8220;street name&#8221; (i.e., through a broker or other nominee), your broker or nominee will not vote your shares on non-routine matters unless you provide instructions on how to vote your shares. You can instruct your broker or nominee how to vote your shares by following the voting procedures provided by your broker or nominee. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Abstentions do not count as votes cast on any of the election of directors, the ratification of the appointment of KPMG LLP, the advisory (non-binding) Say-on-Pay vote or the proposal to approve the Amended Plan and will have no effect on the results of such proposals. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Broker non-votes, if any, do not count as votes cast on the election of directors, the ratification of the appointment of KPMG LLP, the advisory (non-binding) Say-on-Pay vote or the vote on the Amended Plan and will have no effect on the results of such proposals. </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">4<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_104-corporate_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 32pt; margin-top: 21.5pt; margin-left: 0pt; text-align: left;"><a id="tCGV"><!--Anchor--></a>Corporate Governance </div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 22.5pt; margin-left: 0pt; text-align: left;">Role of the Board </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Pursuant to our Charter and Bylaws and the Maryland General Corporation Law, our business and affairs are managed under the direction of the Board. The Board is responsible for establishing broad corporate policies and for our overall performance and direction, but is not involved in our day-to-day operations. Members of the Board keep informed of our business by participating in meetings of the Board and its committees, by, among other things, reviewing analyses, reports and other materials provided to them and through discussions with our chief executive officer (&#8220;CEO&#8221;) and other executive officers. </div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Board Leadership Structure </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">We currently separate the roles of the Chairman of the Board (the &#8220;Board Chair&#8221;) and CEO, with the Board Chair held by a non- executive independent director. Under our Bylaws, the Board Chair does not automatically serve as CEO, and the Board Chair may be an executive or non-executive of the Company. At present, our Board believes that the separation of roles, while not required, fosters clear accountability and enhances the Board&#8217;s oversight of and independence from management, as well as assisting the Board&#8217;s ability to carry out its roles and responsibilities on behalf of stockholders. The Board also believes that the current leadership structure fosters effective decision making and alignment on corporate strategy. In addition, the Board believes that separation of the Board Chair and CEO roles strengthens risk management and allows our CEO to focus more of his time and energy on day-to-day management and operations of the business. </div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Role of the Non-Executive Board Chair </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Laurie S. Goodman, an independent director, currently serves as our Board Chair. Among other things, the Board Chair: (1) presides at all meetings of the Board; (2) has the authority to call, and will lead, meetings and executive sessions of our independent and non-management directors; (3) consults with the CEO and the Board committee chairs in establishing the agenda for Board and Board committee meetings; (4) helps facilitate communication between the CEO and the Board; (5) acts as a liaison between the Board and management; (6) confirms the Board has a process of periodically assessing the effectiveness of the Board, its committees and individual directors and management; and (7) performs such other functions as may be designated from time to time. The Board Chair is elected annually by a majority of the directors then serving on the Board at the first meeting of the Board following the annual meeting of stockholders. </div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Board&#8217;s Role in Risk Oversight </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Board is responsible for the oversight of MFA&#8217;s risk management. The Board oversees and monitors MFA&#8217;s risk management framework and reviews risks that may be material to us. As part of this oversight process, the Board periodically receives reports from management on areas of material risk to MFA, including operational, financial, interest rate, liquidity, credit, market, legal and regulatory, accounting, strategic, cyber (i.e., data protection and information security) and personnel risks. The Board receives these reports from the appropriate sources within MFA to enable it to understand our risk identification, risk management and risk mitigation strategies. To the extent applicable, the Board and its committees coordinate their risk oversight roles. As part of its written charter, the Audit Committee of the Board periodically discusses guidelines and policies to govern the process by which risk assessment and risk management, including major financial risk exposures, are undertaken by MFA and its management, and the </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">5<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_104-corporate_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
Compensation Committee of the Board oversees our compensation programs to ensure that they do not encourage unnecessary or excessive risk taking. The principal goal of these processes is to achieve thoughtful Board-level attention to (i) our risk management process and framework, (ii) the nature of the material risks we face, (iii) the adequacy of our risk management process and framework designed to identify, respond to and mitigate these risks and (iv) as necessary or appropriate, possible changes to our risk management process and framework to react to a fluid business environment. </span></div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;">Director Independence </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">MFA&#8217;s Corporate Governance Guidelines (the &#8220;Governance Guidelines&#8221;), which have been adopted and are periodically reviewed by the Board, provide that a majority of the directors serving on the Board must be independent as affirmatively determined by the Board in accordance with the rules and standards established by the NYSE. In addition, as permitted under the Governance Guidelines, the Board has also adopted certain additional categorical standards (the &#8220;Independence Standards&#8221;) to assist it in making determinations with respect to the independence of directors. Based upon its review of all relevant facts and circumstances, the Board has affirmatively determined that six of our seven current directors, Laurie S. Goodman, Robin Josephs, Lisa Polsky, Christopher Small, Sheila A. Stamps and Richard C. Wald, qualify as independent directors under the NYSE listing standards and the Independence Standards. Craig L. Knutson, by virtue of his position as our Chief Executive Officer, is not an independent director. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-align: left;">The Independence Standards can be found on our website at www.mfafinancial.com. </div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;">Code of Business Conduct and Ethics </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Board has adopted a Code of Business Conduct and Ethics (the &#8220;Code of Conduct&#8221;) that applies to our directors, officers and employees. The Code of Conduct was designed to assist directors, officers and employees in complying with the law, in resolving certain moral and ethical issues that may arise in the performance of their duties and in complying with our policies and procedures. Among the areas addressed by the Code of Conduct are compliance with applicable laws, conflicts of interest, use and protection of our assets, confidentiality, communications with the public, internal accounting controls, improper influence on the conduct of audits, records retention, fair dealing, discrimination and harassment, and health and safety. The Board&#8217;s Nominating and Corporate Governance Committee is responsible for assessing and periodically reviewing the adequacy of the Code of Conduct and will recommend, as appropriate, proposed changes to the Code of Conduct to the Board. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Code of Conduct can be found on our website at www.mfafinancial.com. We will also provide the Code of Conduct, free of charge, to stockholders who request it. Requests should be directed to the attention of our Secretary at MFA Financial, Inc., One Vanderbilt Avenue, 48th Floor, New York, New York 10017. </div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;">Corporate Governance Guidelines </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; margin-top: 8pt; margin-left: 0pt; text-align: left;">General<span style="font-style: normal;">. The Board has adopted the Governance Guidelines, which address significant issues of corporate governance and set forth&#160;procedures by which the Board carries out its responsibilities. Among the areas addressed by the Governance Guidelines are Board composition, Board functions and responsibilities, Board committees, director qualification standards, director resignations, director retirements, access to management and independent advisors, director compensation, management succession, director orientation and continuing education and Board and committee performance evaluations. The Board&#8217;s Nominating and Corporate Governance Committee is responsible for assessing and periodically reviewing the adequacy of the Governance Guidelines and will recommend to the Board, as appropriate, proposed changes to the Governance Guidelines. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Governance Guidelines can be found on our website at www.mfafinancial.com. We will also provide the Governance Guidelines, free of charge, to stockholders who request them. Requests should be directed to the attention of our Secretary at MFA Financial, Inc., One Vanderbilt Avenue, 48th Floor, New York, New York 10017. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; margin-top: 8pt; margin-left: 0pt; text-align: left;">Majority Voting for Directors/Director Resignation Policy. <span style="font-style: normal;">Our current Bylaws provide that a nominee for director will be elected by receiving the affirmative vote of a majority of the total votes cast for and against the election of such nominee at a meeting of </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">6<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_104-corporate_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
stockholders duly called and at which a quorum is present in a non-contested election (i.e., where the number of nominees is the same as the number of directors to be elected). </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Under the terms of our Governance Guidelines, if a nominee for director who is an incumbent director is not elected by the vote required in our current Bylaws, and with respect to whom no successor has been elected, the director is required to promptly tender to the Board their offer to resign from the Board. Upon the recommendation of the Nominating and Corporate Governance Committee, and no later than the next regularly scheduled Board meeting to be held at least ten days after the date of the election, the Board will decide whether or not to accept such offer to resign, and thereafter, it will promptly and publicly disclose its decision. The nominee may address the Nominating and Corporate Governance Committee and/or the Board but may not be present during deliberations or voting on whether to accept their resignation. If the Board determines not to accept the director&#8217;s offer to resign, the director will continue to serve on the Board until the next annual meeting of stockholders and until the director&#8217;s successor is duly elected and qualified or until the director&#8217;s earlier resignation or removal. The Board may consider any factors it deems relevant in deciding whether to accept a director&#8217;s resignation. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
In a contested election, the director nominees who receive a plurality of votes cast are elected as directors. Under the plurality standard, the number of individuals equal to the number of directorships to be filled who receive more votes than other nominees are elected to the board, regardless of whether they receive a majority of votes cast. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Director Retirement Policy. </span><span style="font-style: normal;">The Governance Guidelines provide that no person who has reached the age of 75 at the time of their election or appointment as a director shall be elected or appointed as a director to the Board. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Overboarding Policy. </span><span style="font-style: normal;">The Governance Guidelines provide that directors who also serve as a chief executive officer or hold an equivalent position at another company should not serve on more than two other boards of public companies in addition to the Board, and other directors should not serve on more than four other boards of public companies in addition to the Board. In addition, a director appointed to the Audit Committee of the Board may not serve on more than two additional audit committees for publicly listed companies.</span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
<ix:nonNumeric contextRef="c0" format="ixt:fixed-true" name="ecd:InsiderTrdPoliciesProcAdoptedFlag" id="ixv-23680">Insider Trading Policy</ix:nonNumeric>. </span><span style="font-style: normal;">The Board has adopted the MFA Financial, Inc. Insider Trading Policy, which contains policies and procedures governing the purchase, sale and/or other dispositions of our securities by our directors, officers or other employees. Such policies and procedures are reasonably designed to promote compliance with insider trading laws, rules and regulations, and any listing standards applicable to us. A copy of our Insider Trading Policy was filed as an exhibit to the Company&#8217;s Annual Report on Form 10-K for the year ended December 31, 2024, which was filed with the SEC on February 20, 2025. </span></div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;">Review and Approval of Transactions with Related Persons </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Board has adopted written policies and procedures for review, approval and monitoring of transactions involving the Company and &#8220;related persons&#8221; (directors and executive officers, stockholders beneficially owning greater than 5% of our outstanding capital stock or immediate family members of any of the foregoing). The policy covers any related person transaction that meets the minimum threshold for disclosure in the Proxy Statement under the relevant rules of the SEC (generally, transactions involving amounts exceeding $120,000 in which a related person has a direct or indirect material interest). A summary of these policies and procedures is set forth below: </div><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;">Policies </div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 3pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Any covered related party transaction must be approved by the Board or by a committee of the Board consisting solely of disinterested directors. In considering the transaction, the Board or committee will consider all relevant factors, including, as applicable, (i) our business rationale for entering into the transaction; (ii) the available alternatives; (iii) whether the transaction is on terms comparable to those available to or from third parties; (iv) the potential for the transaction to lead to an actual or apparent conflict of interest; and (v) the overall fairness of the transaction to the Company. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">On at least an annual basis, the Board or committee will monitor the transaction to assess whether it is advisable for the Company to amend or terminate the transaction. </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">7<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_104-corporate_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">Procedures </div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 3pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Management or the affected director or executive officer will bring the matter to the attention of the Chair of the Audit Committee or, if the Chair of the Audit Committee is the affected director, to the attention of the Chair of the Nominating and Corporate Governance Committee. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">The appropriate committee Chair shall determine whether the matter should be considered by the Board or by a committee of the Board consisting solely of disinterested directors. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">If a director is involved in the transaction, he or she will be recused from all discussions and decisions about the transaction. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">The transaction must be approved in advance whenever practicable and, if not practicable, must be ratified as promptly as practicable. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">If a transaction that has been entered into without prior approval is not ratified, the Board or committee may consider additional action, in consultation with counsel, including, but not limited to, with respect to transactions that are pending or ongoing, termination of the transaction on a prospective basis or modification of the transaction in a manner that would permit it to be ratified by the Board or committee, and with respect to transactions that are completed, rescission of such transaction and/or disciplinary action. </div></td></tr></table><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Identification of Director Candidates </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">In accordance with the Governance Guidelines and its charter, the Nominating and Corporate Governance Committee is responsible for identifying and evaluating director candidates for the Board and for recommending director candidates to the Board for consideration as nominees to stand for election at our annual meetings of stockholders. Director candidates are nominated to stand for election to the Board in accordance with the procedures set forth in the written charter of the Nominating and Corporate Governance Committee. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">We seek highly qualified director candidates from a range of business, professional and educational backgrounds who combine a broad spectrum of experience and expertise with a reputation for the highest personal and professional ethics, integrity and values. The Nominating and Corporate Governance Committee periodically reviews the appropriate skills and characteristics required of our directors in the context of the current composition of the Board, our operating requirements and the interests of the Company. In accordance with the Governance Guidelines, director candidates should have experience in positions with a high degree of responsibility and decision making, be able to exercise good business judgment, be able to provide practical wisdom and mature judgment and be leaders in the companies or institutions with which they are or have been affiliated. The Nominating and Corporate Governance Committee reviews director candidates with the objective of assembling a slate of directors that can best fulfill and promote our goals and recommends director candidates based upon contributions they can make to the Board and management and their ability to represent MFA&#8217;s long-term interests and those of its stockholders. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Nominating and Corporate Governance Committee seeks to achieve a mix of directors with a variety of skills, backgrounds, experience and viewpoints, and we do not discriminate on any basis. We believe that a board comprised of individuals with multiple and varied backgrounds and points of view contributes to a more informed and effective decision-making process. In this regard, the Nominating and Corporate Governance Committee considers individuals&#8217; professional experiences, skills, expertise and education in evaluating director candidates for Board membership and whether the candidates possess the personal attributes that will contribute to the sound functioning of our Board and the judicious stewardship of our company.</div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Upon determining the need for additional or replacement Board members, the Nominating and Corporate Governance Committee identifies director candidates and assesses such director candidates based upon information it receives in connection with the recommendation or which it otherwise possesses, which may be supplemented by certain inquiries. In conducting this assessment, the Nominating and Corporate Governance Committee considers knowledge, experience, skills and such other factors as it deems appropriate in light of our then current needs and those of the Board. If the Nominating and Corporate Governance Committee determines, in consultation with other directors, that a more comprehensive evaluation is warranted, the Nominating and Corporate Governance </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">8<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_104-corporate_pg5"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
Committee may then obtain additional information about a director candidate&#8217;s background and experience, including by means of personal interviews. The Nominating and Corporate Governance Committee will then re-evaluate the director candidate using its evaluation criteria. The Nominating and Corporate Governance Committee receives input on such director candidates from other directors and recommends director candidates to the Board for nomination. The Nominating and Corporate Governance Committee may, in its sole discretion, engage one or more search firms and/or other consultants, experts or professionals to assist in, among other things, identifying director candidates or gathering information regarding the background and experience of director candidates. If the Nominating and Corporate Governance Committee engages any such third party, the Nominating and Corporate Governance Committee will have sole authority to approve any fees or terms of retention relating to these services. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The Nominating and Corporate Governance Committee accepts stockholder recommendations of director candidates and applies the same standards in considering director candidates submitted by stockholders as it does in evaluating director candidates recommended by members of the Board or management. Stockholders may make recommendations at any time, but recommendations of director candidates for consideration as director nominees at our next annual meeting of stockholders must be received not less than 120 days before the first anniversary of the date of the proxy statement for the prior year&#8217;s annual meeting of stockholders. Accordingly, to submit a director candidate for consideration for nomination at our 2026 Annual Meeting of Stockholders, stockholders must submit the recommendation, in writing, by no later than the close of regular business hours on December 19, 2025. The written notice must demonstrate that it is being submitted by a stockholder of MFA and include information about each proposed director candidate, including name, age, business address, principal occupation, principal qualifications and other relevant biographical information. In addition, the stockholder must provide confirmation of each recommended director candidate&#8217;s consent to serve as a director and contact information for each director candidate so that his or her interest can be verified and, if necessary, to gather further information. </span></div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Communications with the Board </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Board has established a process by which stockholders and/or other interested parties may communicate in writing with our directors, a committee of the Board, the Board&#8217;s non-employee directors as a group or the Board generally. Any such communications may be sent to the Board by U.S. mail or overnight delivery and should be directed to the attention of our Secretary at MFA Financial, Inc., One Vanderbilt Avenue, 48th Floor, New York, New York 10017, who will forward them to the intended recipient(s). Any such communications may be made anonymously. Unsolicited advertisements, invitations to conferences or promotional materials, in the discretion of our Secretary, are not required, however, to be forwarded to the directors. The Board has approved this communication process. </div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Executive Sessions of Independent Directors </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The independent directors serving on the Board meet in executive session at least four times per year at regularly scheduled meetings of the Board. These executive sessions of the independent directors are presided over by Laurie S. Goodman, in her capacity as the non-executive Chair of the Board. </div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Corporate Responsibility: Social and Environmental Considerations </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">MFA understands the importance of incorporating environmental and social considerations into its business and day-to-day operations, and we appreciate the increased interest of our stockholders in these matters. We consider the interests of all our stakeholders &#8212; our stockholders, employees, lenders and other counterparties, vendors and community &#8212; in pursuing the long-term success and best interests of our business. </div><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 15.5pt; margin-left: 0pt; text-align: left;">Social Considerations </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 4pt; margin-left: 0pt; text-align: left;">MFA&#8217;s primary social considerations and impacts relate to our investment activity and human capital management, both of which are critical to our success as an organization. </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">9<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_104-corporate_pg6"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">Investment Activity </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 4pt; margin-left: 0pt; text-align: left;">As a provider of private capital to the U.S. housing market through our investments in residential mortgages, our business enhances liquidity in the residential real estate mortgage markets and, in turn, facilitates homeownership in the United States. As of December&#160;31, 2024, MFA had approximately $10.5 billion in aggregate mortgage, mortgage-related and real estate investments. </div><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 15.5pt; margin-left: 0pt; text-align: left;">Human Capital Management </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 4pt; margin-left: 0pt; text-align: left;">As an employer, we have a responsibility to our most important asset, our employees. We recognize the importance of ongoing communication and engagement with our employees through direct channels, facilitated by our relatively small employee base. We are committed to providing our employees an engaging, supportive and inclusive atmosphere in which to grow professionally and contribute. In this regard, we are proud that during 2024 MFA was certified as a Great Place to Work&#8482; by Great Place to Work&#174; Institute for the fourth consecutive year based on the results of an anonymous survey of our employees. </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">10<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_104-corporate_pg7"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><a id="tP10"><!--Anchor--></a><span>
Finally, we pride ourselves on providing a wide selection of resources to protect our employees&#8217; health, well-being, financial security and safety, and work-life balance, including: </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 11pt; margin-left: 0pt; text-align: left;"><span>
 </span></div><table cellpadding="0" class="BRDSX_txttab2" style="border-spacing: 0; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 5pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="10" style="height: 9pt; width: 507pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 5pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="10" style="width: 507pt; padding-bottom: 2.98pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 2.5pt; text-align: left;">&#8195;</div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td rowspan="7" style="width: 5pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="7" style="width: 120pt; height: 18.95pt; padding-top: 2.72pt; padding-bottom: 6.6pt; text-align: left; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 2.5pt; text-align: left;">Compensation, <br/></div><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 2.5pt; text-align: left;">Retirement and <br/></div><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 2.5pt; text-align: left;">Income Protection</div></td><td rowspan="7" style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 18.95pt; padding-top: 2.72pt; padding-bottom: 7.1pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; height: 18.95pt; padding-top: 2.72pt; padding-bottom: 7.1pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Competitive base salary and bonus potential </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 12.95pt; padding-top: 6.84pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: -8pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; height: 12.95pt; padding-top: 6.84pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: -8pt; margin-left: 0pt; text-align: left;">Equity compensation plan </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">401(k) plan with company matching contribution </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Company-paid short-term and long-term disability insurance </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Company-paid group term life and accidental death &amp; dismemberment insurance </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Student loan repayment assistance program </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; padding-top: 2.59pt; padding-bottom: 6.6pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; padding-top: 2.59pt; padding-bottom: 6.6pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Childcare reimbursement program </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td rowspan="17" style="width: 5pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="17" style="width: 120pt; height: 23.2pt; padding-top: 6.34pt; padding-bottom: 6.6pt; text-align: left; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 2.5pt; text-align: left;">Health, Wellness and <br/></div><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 2.5pt; text-align: left;">Community</div></td><td rowspan="17" style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 23.2pt; padding-top: 6.34pt; padding-bottom: 7.1pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; height: 23.2pt; padding-top: 6.34pt; padding-bottom: 7.1pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Company-subsidized medical insurance </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 12.95pt; padding-top: 6.84pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: -8pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; height: 12.95pt; padding-top: 6.84pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: -8pt; margin-left: 0pt; text-align: left;">Company-paid dental and vision insurance </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Flexible spending accounts for health, dependent care, commuting and parking expenses </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Paid parental leave</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Paid vacation, personal and sick days and Federal holidays </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Gym reimbursement program </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Employee assistance program </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Charitable contribution matching program </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">W@M &#8212; Women at MFA employee network </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Paid time off for participation in volunteer activities </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Eldercare reimbursement </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Headquarters located in WELL-certified building </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Participation in Toys for Tots holiday toy drive with company match of all donations </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Financial support for the following: </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#160;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 14.7pt; padding-top: 2.68pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#9675;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 343pt; height: 14.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Samuel Waxman Cancer Research Foundation </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 28.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#160;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 28.7pt; padding-top: 2.68pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#9675;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 343pt; height: 28.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">WIN (Women in Need), which provides family shelter and supportive housing in New&#160;York City </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; padding-top: 2.59pt; padding-bottom: 6.6pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#160;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; padding-top: 2.68pt; padding-bottom: 6.6pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#9675;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 343pt; padding-top: 2.59pt; padding-bottom: 6.6pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Kiva, which supports women-owned businesses in impoverished countries </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td rowspan="3" style="width: 5pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="3" style="width: 120pt; height: 23.2pt; padding-top: 6.34pt; padding-bottom: 6.6pt; text-align: left; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 2.5pt; text-align: left;">Professional Education and Development</div></td><td rowspan="3" style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 23.2pt; padding-top: 6.34pt; padding-bottom: 7.1pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; height: 23.2pt; padding-top: 6.34pt; padding-bottom: 7.1pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Tuition reimbursement for career-related college and continuing education courses </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 24.95pt; padding-top: 6.84pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: -8pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; height: 24.95pt; padding-top: 6.84pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: -8pt; margin-left: 0pt; text-align: left;">Reimbursement of costs for pursuing and maintaining job-related professional licenses, including prep course and exam fees </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; padding-top: 2.59pt; padding-bottom: 6.6pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; padding-top: 2.59pt; padding-bottom: 6.6pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Reimbursement for membership in career-related professional organizations and associations </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td rowspan="3" style="width: 5pt;"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="3" style="width: 120pt; height: 32.95pt; padding-top: 6.34pt; text-align: left; vertical-align: middle;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 2.5pt; text-align: left;">Business Continuity and <br/></div><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 2.5pt; text-align: left;">Disaster Recovery</div></td><td rowspan="3" style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 32.95pt; padding-top: 6.34pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; height: 32.95pt; padding-top: 6.34pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Active business continuity and disaster recovery program to identify and remediate threats to our operations and employees </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; height: 28.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; height: 28.7pt; padding-top: 2.59pt; padding-bottom: 2.85pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Company maintains a dedicated and fully functional co-location facility usable in the event our principal office is unusable </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; padding-top: 2.59pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8226;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 359pt; padding-top: 2.59pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Annual company-wide disaster recovery drill</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3pt; width: 5pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 120pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 4pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="height: 3pt; width: 359pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">11<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_104-corporate_pg8"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;"><a id="tP11"><!--Anchor--></a>Environmental Considerations </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 4pt; margin-left: 0pt; text-align: left;">As a specialty finance company that invests in and finances residential mortgage assets, including originating and servicing business purpose mortgage loans, our business operations have a relatively modest impact on the environment. Nonetheless, we strive to use resources efficiently and responsibly. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-align: left;"><a id="tP12"><!--Anchor--></a>Our efforts to reduce our environmental impact include: </div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Headquarters building has earned the highest LEED, WELL and Wired Certifications </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Headquarters building incorporates a 90,000-gallon rainwater collection system that reduces demand for cooling tower water by one million gallons of water annually </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Office cleaning and pest control conducted with specific green products </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Street-to-desk touchless entry experience </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Headquarters building has a walkability score of 99 and facilitates the use of public transportation for nearly all employees </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Bike room within headquarters building </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Mandated recycling program for glass, metal, paper and plastic products </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Individual recycling containers in all common areas </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Commuter benefit program enables employees to use a pre-tax benefit account to pay for public transportation </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Cloud computing to reduce electricity footprint </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Recycling of electronic equipment and ink cartridges </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Energy Star&#174; printers, monitors and other electronics </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Motion sensor control LED lighting </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Motion sensor faucets and toilets </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Filled water dispensers </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Compostable and recycled kitchen products </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">12<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_104-corporate_pg9"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 32pt; margin-top: 21.5pt; margin-left: 0pt; text-align: left;"><a id="tBCM"><!--Anchor--></a>Board and Committee Matters </div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 22.5pt; margin-left: 0pt; text-align: left;">Board of Directors </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Board is responsible for directing the management of our business and affairs. The Board conducts its business through meetings and actions taken by unanimous written consent in lieu of meetings. During the year ended December 31, 2024, the Board held ten meetings and acted twelve times by unanimous consent in lieu of a meeting. Each of our directors then serving on the Board attended at least 75% of the meetings of the Board (and of the Board&#8217;s committees on which they then served) that were held in 2024. All directors then serving on the Board attended our 2024 Annual Meeting of Stockholders. The Board&#8217;s policy, as set forth in our Governance Guidelines, is to encourage and promote the attendance by each director at all scheduled meetings of the Board and all meetings of our stockholders. </div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Committees of the Board </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Board has three standing committees: the Audit Committee, the Compensation Committee and the Nominating and Corporate Governance Committee. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Audit Committee. <span style="font-style: normal; font-weight: normal;">Lisa Polsky (Chair), Laurie S. Goodman, Robin Josephs and Christopher Small are currently the members of the Audit Committee. The Board has determined that all of the members of the Audit Committee are independent as required by the NYSE listing standards, SEC rules governing the qualifications of audit committee members, the Governance Guidelines, the Independence Standards, the written charter of the Audit Committee and our Bylaws. The Board has also determined, based upon its qualitative assessment of their relevant levels of knowledge and business experience (see &#8220;Election of Directors&#8221; beginning on page <a href="#tPROP1">20</a> of this Proxy Statement for a description of their respective backgrounds and experience), that each of Ms.&#160;Polsky, Ms.&#160;Goodman and Ms. Josephs qualifies as an &#8220;audit committee financial expert&#8221; for purposes of, and as defined by, SEC rules and has the requisite accounting or related financial management expertise required by the NYSE listing standards. In addition, the Board has determined that all of the members of the Audit Committee are financially literate as required by the NYSE listing standards. During 2024, the Audit Committee held eight meetings. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Audit Committee is responsible for, among other things, engaging our independent registered public accounting firm, reviewing with the independent registered public accounting firm the plans and results of their audit engagement, approving professional services to be provided by the independent registered public accounting firm, reviewing the independence of the auditors, considering the range of audit and non-audit fees, reviewing the adequacy of our internal controls, accounting and reporting practices and assessing the quality and integrity of our consolidated financial statements. In accordance with its charter, the Audit Committee has a policy requiring that the terms of all auditing and non-auditing services to be provided by our independent registered public accounting firm be pre-approved by the Audit Committee. The Audit Committee also reviews and evaluates the scope of all non-auditing services to be provided by our independent registered public accounting firm in order to confirm that such services are permitted by the rules and/or regulations of the NYSE, the SEC, the Financial Accounting Standards Board or other similar governing bodies. The specific responsibilities of the Audit Committee are set forth in its charter, which can be found on our website at www.mfafinancial.com. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Compensation Committee. <span style="font-style: normal; font-weight: normal;">Robin Josephs (Chair), Christopher Small, Sheila A. Stamps and Richard C. Wald are currently the members of the Compensation Committee. The Board has determined that all of the members of the Compensation Committee are independent as required by the NYSE listing standards, SEC rules governing the independence of compensation committee </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">13<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_104-corporate_pg10"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
members, the Governance Guidelines, the Independence Standards, the written charter of the Compensation Committee and our Bylaws. During 2024, the Compensation Committee held seven meetings and acted eight times by unanimous consent in lieu of a meeting. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The Compensation Committee is responsible for, among other things, overseeing the design, approval, administration and evaluation of MFA&#8217;s compensation plans, policies and programs and reviewing and establishing the compensation of our directors and executive officers. The specific responsibilities of the Compensation Committee are set forth in its charter, which can be found on our website at www.mfafinancial.com. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Compensation Committee Interlocks and Insider Participation. </span><span style="font-style: normal; font-weight: normal;">There are no compensation committee interlocks and no insider participation in compensation decisions that are required to be reported under the rules and regulations of the Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;). </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Nominating and Corporate Governance Committee. </span><span style="font-style: normal; font-weight: normal;">Richard C. Wald (Chair), Laurie S. Goodman, Lisa Polsky and Sheila A. Stamps are currently the members of the Nominating and Corporate Governance Committee. The Board has determined that all of the members of the Nominating and Corporate Governance Committee are independent as required by the NYSE listing standards, the Governance Guidelines, the Independence Standards, the written charter of the Nominating and Corporate Governance Committee and our Bylaws. During 2024, the Nominating and Corporate Governance Committee held four meetings. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The Nominating and Corporate Governance Committee is responsible for, among other things, assisting the Board in identifying individuals qualified to become Board members, recommending to the Board the director nominees to stand for election by our stockholders, recommending to the Board the directors to serve on each of the Board&#8217;s committees, developing and recommending to the Board the corporate governance principles and guidelines applicable to the Company and directing the Board in an annual review of its performance. The specific responsibilities of the Nominating and Corporate Governance Committee are set forth in its charter, which can be found on our website at www.mfafinancial.com. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
We will provide the charter of any of the Audit Committee, Compensation Committee and Nominating and Corporate Governance Committee, free of charge, to stockholders who request them. Requests should be directed to the attention of our Secretary at MFA Financial, Inc., One Vanderbilt Avenue, 48th Floor, New York, New York 10017. </span></div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;"><a id="tRAC"><!--Anchor--></a>Report of the Audit Committee </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Audit Committee of the Board is responsible for monitoring, on behalf of the Board, the integrity of MFA&#8217;s consolidated financial statements, the Company&#8217;s system of internal controls, the performance, qualifications and independence of its independent registered public accounting firm and its compliance with related legal and regulatory requirements. The Audit Committee has the sole authority and responsibility to select, determine the compensation of, evaluate the performance of and, when appropriate, replace MFA&#8217;s independent registered public accounting firm. The Audit Committee operates under a written charter adopted by the Board. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Management has the primary responsibility for the Company&#8217;s financial reporting process, including the system of internal controls, for the preparation of consolidated financial statements in accordance with accounting principles generally accepted in the United States and for the report on the Company&#8217;s internal control over financial reporting. KPMG LLP, the Company&#8217;s independent registered public accounting firm, is responsible for performing an independent audit of (i) the Company&#8217;s annual consolidated financial statements and expressing an opinion as to their conformity with accounting principles generally accepted in the United States and (ii) the effectiveness of the Company&#8217;s internal control over financial reporting and expressing an opinion with respect thereto. The Audit Committee&#8217;s responsibility is to oversee and review the financial reporting process and to review and discuss management&#8217;s report on the Company&#8217;s internal control over financial reporting. The Audit Committee is not, however, professionally engaged in the practice of accounting or auditing and does not provide any expert or other special assurance as to such financial statements concerning compliance with laws, regulations or accounting principles generally accepted in the United </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">14<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_104-corporate_pg11"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
States or as to auditor independence. The Audit Committee relies, without independent verification, on the information provided to it and on the representations made by the Company&#8217;s management and our independent registered public accounting firm. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
During 2024, the Audit Committee held eight meetings. The meetings were designed, among other things, to facilitate and encourage communication among the Audit Committee, management, KPMG LLP, the Company&#8217;s independent registered public accounting firm, and Grant Thornton LLP, the Company&#8217;s internal auditing firm. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The Audit Committee reviewed and discussed the audited consolidated financial statements for the fiscal year ended December 31, 2024, and the related report prepared by KPMG LLP, with management and KPMG LLP. The Audit Committee discussed with KPMG LLP and Grant Thornton LLP the overall scope and plans for their respective audits, including internal control testing under Section 404 of the Sarbanes-Oxley Act of 2002. The Audit Committee also reviewed and discussed with management, KPMG LLP and Grant Thornton LLP management&#8217;s annual report on MFA&#8217;s internal control over financial reporting and the report prepared by KPMG LLP with respect to its audit of MFA&#8217;s internal control over financial reporting. The Audit Committee met with KPMG LLP and Grant Thornton LLP, with and without management present, to discuss the results of their examinations, their evaluations of MFA&#8217;s internal control environment and the overall quality of MFA&#8217;s financial reporting. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The Audit Committee reviewed and discussed with KPMG LLP its audit plan for MFA and their proposed implementation of this plan. The Audit Committee also discussed with KPMG LLP matters that independent accounting firms are required to communicate to audit committees under the rules of the SEC, generally accepted auditing standards and standards of the Public Company Accounting Oversight Board (&#8220;PCAOB&#8221;), including, among other things, matters related to the conduct of the audit of MFA&#8217;s consolidated financial statements and the matters required to be discussed by Auditing Standard No. 16, as adopted by the PCAOB, which included a discussion of KPMG LLP&#8217;s judgments about the quality (not just the acceptability) of MFA&#8217;s accounting principles as applied to financial reporting. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The Audit Committee also discussed with KPMG LLP its independence from the Company. KPMG LLP provided to the Audit Committee the written disclosures and the letter required by applicable requirements of the PCAOB regarding the independent accountant&#8217;s communications with the Audit Committee concerning independence and represented that it is independent from MFA. When considering the independence of KPMG LLP, the Audit Committee considered whether services provided by KPMG LLP, beyond those rendered in connection with its audit of MFA&#8217;s consolidated financial statements, its reviews of MFA&#8217;s interim condensed consolidated financial statements included in MFA&#8217;s quarterly reports on Form 10-Q and its audit of the effectiveness of MFA&#8217;s internal control over financial reporting, were compatible with maintaining its independence. The Audit Committee reviewed and approved the audit and other professional services performed by, and the amount of fees paid for such services to, KPMG LLP. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The Audit Committee has adopted policies and procedures for the pre-approval of auditing and non-auditing services for the purpose of maintaining the independence of MFA&#8217;s independent registered public accounting firm. The Audit Committee received periodic updates on the amount of fees and scope of audit and other professional services provided. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Based on the Audit Committee&#8217;s review and the outcome of these meetings, discussions and reports, and subject to the limitations on the Audit Committee&#8217;s role and responsibilities referred to above and in its written charter, the Audit Committee recommended to the Board, and the Board has approved, that MFA&#8217;s audited consolidated financial statements for the fiscal year ended December 31, 2024, be included in the Company&#8217;s Annual Report on Form 10-K filed with the SEC and 2024 Annual Report to Stockholders. The Audit Committee has also selected and appointed KPMG LLP as MFA&#8217;s independent registered public accounting firm for the fiscal year ending December 31, 2025, and is presenting this appointment to the Company&#8217;s stockholders for ratification. </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">15<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_104-corporate_pg12"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Audit Committee </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 9pt; margin-left: 0pt; text-align: left;">Lisa Polsky, Chair <br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Robin Josephs <br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Laurie S. Goodman <br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Christopher Small* </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">*Mr. Small was appointed to the Audit Committee in March 2025 and did not participate in the Audit Committee actions reported above.</div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; margin-top: 8pt; margin-left: 0pt; text-align: left;">The foregoing Report of the Audit Committee shall not be deemed under the Securities Act of 1933, as amended, or the Exchange Act to be (i) &#8220;soliciting material&#8221; or &#8220;filed&#8221; or (ii) incorporated by reference by any general statement into any filing made by us with the SEC, except to the extent that we specifically incorporate such report by reference.<span style="font-style: normal;"> </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">16<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_104-corporate_pg13"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 32pt; margin-top: 21.5pt; margin-left: 0pt; text-align: left;"><a id="tCNE"><!--Anchor--></a>Compensation of Non-Employee Directors </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">Pursuant to the terms of its charter, the Compensation Committee is responsible for reviewing and making recommendations to the Board with respect to the compensation of the non-employee directors (the &#8220;Non-Employee Directors&#8221;) on the Board. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-align: left;">At present, we have the following compensation program for Non-Employee Directors: </div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">an annual cash retainer of $100,000, which retainer is payable in equal quarterly installments in arrears. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">an annual grant to each director under the Company&#8217;s Equity Compensation Plan of fully-vested shares of our Common Stock or fully-vested stock units (&#8220;RSUs&#8221;) with a grant value of $150,000. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">an annual cash retainer for service on one or more committees of the Board pursuant to which each member of the Board&#8217;s (i) Audit Committee (other than the Audit Committee Chair) receives $15,000 per year, (ii) Compensation Committee (other than the Compensation Committee Chair) receives $15,000 per year and (iii) Nominating and Corporate Governance Committee (other than the Nominating and Corporate Governance Committee Chair) receives $5,000 per year. These fees are payable in equal quarterly installments in arrears. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">an annual cash fee of (i) $35,000 per year paid to the Chair of the Board&#8217;s Audit Committee, (ii) $35,000 per year paid to the Chair of the Board&#8217;s Compensation Committee and (iii) $20,000 per year paid to the Chair of the Board&#8217;s Nominating and Corporate Governance Committee, which fees are payable in equal quarterly installments in arrears. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">an additional annual grant to the non-executive Chair of the Board of fully-vested shares of our Common Stock or fully-vested RSUs with a grant date value of $115,000. </div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Our Non-Employee Directors may also participate in our Fourth Amended and Restated 2003 Non-Employee Directors&#8217; Deferred Compensation Plan (the &#8220;Non-Employee Directors Plan&#8221;), which allows participants to elect to defer receipt of 50% or 100% of their annual cash fees and to elect whether to receive their equity-based compensation in the form of fully-vested shares of our Common Stock or fully-vested RSUs. Under the Non-Employee Directors Plan, cash amounts that are deferred are deemed to be converted into hypothetical &#8220;stock units,&#8221; which do not represent our capital stock, but rather the right to receive a cash payment equal to the fair market value of an equivalent number of shares of Common Stock. Deferred amounts (and the resultant hypothetical stock units), together with any dividend equivalents credited to outstanding stock units, increase or decrease in value as would an equivalent number of shares of Common Stock and are settled in cash at the termination of the deferral period, based on the value of the stock units at that time. Cash amounts deferred are generally subject to an initial five-year deferral period, which may be extended for an additional five years if the Non-Employee Director so elects. To the extent a Non-Employee Director elects to take their equity compensation in the form of RSUs, such RSUs will settle, in shares of Common Stock on a one-for-one basis after an initial five-year deferral period (subject to an additional five-year deferral if the director so elects). </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">17<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"/></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_104-corporate_pg14"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
The following table summarizes the compensation of our Non-Employee Directors for the year ended December 31, 2024. </span></div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 11.5pt; margin-left: 0pt; text-align: left;">2024 Non-Employee Director Compensation </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 7pt; margin-left: 0pt; text-align: left;"> </div><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 240pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 23.35pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 23.35pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 52.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 23.35pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 23.35pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 39.26pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 23.35pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 23.35pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 29.65pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Name</div></td><td style="width: 23.35pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.35pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.99pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Fees Earned or<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Paid in Cash<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$<sup>(1)</sup></div></td><td style="width: 23.35pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.35pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 39.26pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Stock/RSU <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Awards$<sup>(2)</sup></div></td><td style="width: 23.35pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.35pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Total<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$<sup>(3)</sup> </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 4.4pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Laurie S. Goodman</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.99pt; padding-top: 4.4pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">120,000</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 39.26pt; padding-top: 4.4pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">265,000</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 4.4pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">385,000 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Robin Josephs</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.99pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">150,000</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 39.26pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">150,000</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">300,000 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Francis J. Oelerich III<sup>(4)</sup></div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.99pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">150,000</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 39.26pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">150,000</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">300,000 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Lisa Polsky</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.99pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">135,000</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 39.26pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">150,000</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">285,000 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Christopher Small<sup>(4)</sup></div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.99pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 21.23pt;">&#8212;</span></div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 39.26pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 21.23pt;">&#8212;</span></div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 21.23pt;">&#8212; </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Sheila A. Stamps</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.99pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">120,000</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 39.26pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">150,000</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.35pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">270,000 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 3.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Richard C. Wald</div></td><td style="width: 23.35pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.35pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.99pt; padding-top: 3.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">120,000</div></td><td style="width: 23.35pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.35pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 39.26pt; padding-top: 3.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">150,000</div></td><td style="width: 23.35pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.35pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 3.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">270,000</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 240pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 23.35pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 23.35pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 52.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 23.35pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 23.35pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 39.26pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 23.35pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 23.35pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 29.65pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">1.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Amounts in this column represent, as applicable, the annual board retainer fees, annual committee chair fees and committee membership fees earned or paid to Non-Employee Directors for service in 2024. For Ms. Goodman and Mr. Wald, amount includes cash fees that the director elected to defer under the Non-Employee Directors Plan. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">2.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Amounts in this column represent the aggregate grant date fair value of such stock or RSU awards computed in accordance with FASB ASC Topic 718. During 2024, each Non-Employee Director was granted 13,941 fully-vested RSUs on June&#160;5, 2024 (based on a price per share of $10.76, which was the closing price of the Common Stock on such day). In addition, Ms. Goodman, our non-executive Board Chair, was granted an additional 10,687 fully-vested RSUs on June 5, 2024 (based on the same price). The right to receive dividend equivalents was factored into the grant date fair value of the fully-vested RSUs reported in this column. A discussion of the assumptions underlying the calculation of RSU values may be found in Note 12 to our Consolidated Financial Statements on pages 109 to 113 of our 2024 Annual Report on Form&#160;10-K.<span style="font-weight: normal;"> </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">3.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Total compensation for Non-Employee Directors does not include dividend equivalents (which consist of a cash distribution equal to the cash dividend paid on a share of Common Stock) paid during 2024 in respect of the fully-vested RSUs granted to each of Ms. Goodman, Ms. Josephs, Mr. Oelerich, Ms. Polsky, Ms. Stamps and Mr. Wald. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">4.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Mr.&#160;Oelerich served on the Board until his death in December&#160;2024. Mr.&#160;Small was elected to the Board in March&#160;2025 to fill the vacancy created by Mr.&#160;Oelerich&#8217;s passing.<span style="font-weight: normal;"> </span></div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The following table summarizes certain additional information regarding cash amounts deferred by our Non-Employee Directors participating in the Non-Employee Directors Plan as of December&#160;31, 2024. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 11pt; margin-left: 0pt; text-align: left;"> </div><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 168pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.16pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.16pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 75.51pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.16pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.16pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 62.07pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.16pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.16pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 71.66pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.16pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.16pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 75.51pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 168pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Name</div></td><td style="width: 6.16pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.16pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 75.51pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Fair Market Value of <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Deferred Amounts at<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Jan. 1, 2024<sup>(1)</sup><br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$</div></td><td style="width: 6.16pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.16pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 62.07pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Cash Distribution<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Jan. 15, 2024<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$</div></td><td style="width: 6.16pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.16pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 71.66pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Remaining Deferred <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Amount after <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Jan. 15, 2024<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Distribution<sup>(2)</sup><br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$</div></td><td style="width: 6.16pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.16pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 75.51pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Fair Market Value of <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Deferred Amounts at<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Dec. 31, 2024<sup>(3)</sup><br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$ </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 168pt; padding-top: 4.4pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">L. S. Goodman</div></td><td style="width: 6.16pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.16pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 75.51pt; padding-top: 4.4pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">883,854</div></td><td style="width: 6.16pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.16pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 62.07pt; padding-top: 4.4pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#8212;</div></td><td style="width: 6.16pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.16pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 71.66pt; padding-top: 4.4pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">883,854</div></td><td style="width: 6.16pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.16pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 75.51pt; padding-top: 4.4pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">972,537 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 168pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">R. Josephs</div></td><td style="width: 6.16pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.16pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 75.51pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">525,593</div></td><td style="width: 6.16pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.16pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 62.07pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#8212;</div></td><td style="width: 6.16pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.16pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 71.66pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">525,593</div></td><td style="width: 6.16pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.16pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 75.51pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">536,373 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 168pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">L. Polsky</div></td><td style="width: 6.16pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.16pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 75.51pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">282,234</div></td><td style="width: 6.16pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.16pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 62.07pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#8212;</div></td><td style="width: 6.16pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.16pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 71.66pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">282,234</div></td><td style="width: 6.16pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.16pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 75.51pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">288,023 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 168pt; padding-top: 3.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">R. C. Wald</div></td><td style="width: 6.16pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.16pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 75.51pt; padding-top: 3.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">419,996</div></td><td style="width: 6.16pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.16pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 62.07pt; padding-top: 3.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#8212;</div></td><td style="width: 6.16pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.16pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 71.66pt; padding-top: 3.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">419,996</div></td><td style="width: 6.16pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.16pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 75.51pt; padding-top: 3.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">540,370</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 168pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.16pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.16pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 75.51pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.16pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.16pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 62.07pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.16pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.16pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 71.66pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.16pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.16pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 75.51pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">1.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Amounts in this column represent the value of compensation deferred by the director (including dividend equivalents credited to hypothetical stock units) from the inception of the individual director&#8217;s elected participation in the Non-Employee Directors Plan, less cash distributions, if any, made at the termination of any elected deferral and payment period before the effect of distributions, if any, made during 2024. Amounts in this column represent the fair market value of hypothetical stock units in the director&#8217;s deferred compensation account (including dividend equivalents credited to hypothetical stock units) based on the closing price of the Common Stock of $11.27 per share as reported on the NYSE on December 29, 2023 (the last trading day of the year). </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">2.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Amounts in this column represent the value of the director&#8217;s deferred compensation account under the Non-Employee Directors Plan following the distributions, if any, made on January 15, 2024.<span style="font-weight: normal;"> </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">3.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Amounts in this column represent the fair market value on December&#160;31, 2024, of hypothetical stock units in the director&#8217;s deferred compensation account (including dividend equivalents credited to outstanding hypothetical stock units) (based upon the closing price of the Common Stock of $10.19 per share reported on the NYSE on December 31, 2024, under the Non-Employee Directors Plan. </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">18<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
</div><!--End Page 22--><div>
</div><div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"/></div></div><div>
</div><!--Begin Page 23--><div>
</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_104-corporate_pg15"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The Non-Employee Directors are subject to a share retention/alignment requirement pursuant to which each Non-Employee Director is required to hold and maintain equity in MFA, which could include Common Stock and/or RSUs under the Non-Employee Directors Plan (collectively, the &#8220;Equivalent Shares&#8221;), in an amount equal to no less than three times (3x) the annual cash retainer (currently $100,000 per year) payable to Non-Employee Directors. Generally, this retention requirement must be met within five years after becoming a director. As of the Record Date (the close of business on April 8, 2025), all of our current Non-Employee Directors have met this retention requirement, except Christopher Small, who was elected to the Board in March&#160;2025. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The following table summarizes information regarding the number of Equivalent Shares owned by each of our current Non-Employee Directors as of the Record Date. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 11pt; margin-left: 0pt; text-align: left;"> </div><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 180pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.45pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.45pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 91.48pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.44pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.44pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 94.37pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.44pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.44pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 91.49pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 180pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Name</div></td><td style="width: 7.45pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.45pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 91.48pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Shares of Common <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Stock Beneficially Owned<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">#</div></td><td style="width: 7.44pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.44pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 94.37pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Fully-Vested RSUs Owned<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">#</div></td><td style="width: 7.44pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.44pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 91.49pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Total Number of <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Equivalent Shares Owned<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;"># </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 180pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">L. S. Goodman</div></td><td style="width: 7.45pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.45pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 91.48pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">6,007</div></td><td style="width: 7.44pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.44pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 94.37pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">115,880</div></td><td style="width: 7.44pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.44pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 91.49pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">121,887 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 180pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">R. Josephs</div></td><td style="width: 7.45pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.45pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 91.48pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">31,981</div></td><td style="width: 7.44pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.44pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 94.37pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">80,423</div></td><td style="width: 7.44pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.44pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 91.49pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">112,404 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 180pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">L. Polsky</div></td><td style="width: 7.45pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.45pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 91.48pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">-0-</div></td><td style="width: 7.44pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.44pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 94.37pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">62,415</div></td><td style="width: 7.44pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.44pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 91.49pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">62,415 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 180pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">S. A. Stamps</div></td><td style="width: 7.45pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.45pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 91.48pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">-0-</div></td><td style="width: 7.44pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.44pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 94.37pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">38,272</div></td><td style="width: 7.44pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.44pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 91.49pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">38,272 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 180pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">C. Small</div></td><td style="width: 7.45pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.45pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 91.48pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">-0-</div></td><td style="width: 7.44pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.44pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 94.37pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#8212;</div></td><td style="width: 7.44pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.44pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 91.49pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">-0-</div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 180pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">R. C. Wald</div></td><td style="width: 7.45pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.45pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 91.48pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">-0-</div></td><td style="width: 7.44pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.44pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 94.37pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">62,415</div></td><td style="width: 7.44pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.44pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 91.49pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">62,415</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 180pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.45pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.45pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 91.48pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.44pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.44pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 94.37pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.44pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.44pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 91.49pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 14pt; margin-left: 0pt; text-align: left;">Non-employee directors are also eligible to receive other grants of Common Stock and phantom shares, as well as grants of stock options, under the Company&#8217;s Equity Compensation Plan. We also reimburse all Non-Employee Directors for reasonable travel and other expenses incurred in connection with attending Board, committee and stockholder meetings and other Company-sponsored events and/or other activities in which they engage or participate on our behalf. In addition, we provide all Non-Employee Directors with up to $500,000 of accidental death and dismemberment insurance while traveling to or attending Board, committee and stockholder meetings and other Company-sponsored events. Directors who are employees of the Company (currently, only Mr. Knutson) are not entitled to receive additional compensation for serving on the Board. </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">19<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"/></div></div><div>
</div><!--Begin Page 24--><div>
</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_105-prop1_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 32pt; margin-top: 21.5pt; margin-left: 0pt; text-align: left;"><a id="tPROP1"><!--Anchor--></a>Proposal 1. <span style="color: #000000;">
Election of Directors </span></div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 22.5pt; margin-left: 0pt; text-align: left;">Board of Directors </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">In accordance with our Charter and Bylaws, the Board is currently comprised of seven (7) directors, Laurie S. Goodman, Robin&#160;Josephs, Craig L. Knutson, Lisa Polsky, Christopher Small, Sheila A. Stamps and Richard C. Wald, and it is divided into three&#160;classes. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">One class of directors is elected at each annual meeting of our stockholders for a term of three (3) years. Each director holds office until his or her successor has been duly elected and qualified or the director&#8217;s earlier resignation, death or removal. The term of the Board&#8217;s Class&#160;III directors expires at the Annual Meeting. The terms of the other two classes of directors expire at MFA&#8217;s 2026 Annual Meeting of Stockholders (Class&#160;I directors) and MFA&#8217;s 2027 Annual Meeting of Stockholders (Class&#160;II directors). </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Upon the recommendation of the Nominating and Corporate Governance Committee of the Board, Ms.&#160;Polsky and Mr.&#160;Small have been nominated by the Board to stand for election as Class III directors by the stockholders at the Annual Meeting to serve a term until our 2028 Annual Meeting of Stockholders and until their respective successors are duly elected and qualify. Ms. Polsky and Mr.&#160;Small are currently directors of MFA, and each has consented to stand for election at the Annual Meeting.&#8195;</div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">If the candidacy of Ms.&#160;Polsky or Mr.&#160;Small should, for any reason, be withdrawn prior to the Annual Meeting, the proxies will be voted by the proxy holders in favor of such substituted candidate or candidates (if any) as shall be nominated by the Board or the Board may determine to reduce its size. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-align: left;">The Board has no reason to believe that Ms. Polsky or Mr.&#160;Small would be unable or unwilling to serve as Class III directors. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Set forth below is a summary of self-identified demographic characteristics for each of our directors, including Ms.&#160;Polsky and Mr.&#160;Small, the nominees for election at the Annual Meeting. We also provide the same for our continuing Class I and Class II directors. The Board has determined that all of our current directors are qualified to serve as directors of the Company. The biographies of each of the Board&#8217;s nominees standing for election or re-election and of our continuing directors, which follow below, contain information regarding each person&#8217;s service as a director, business experience and education, director positions held currently or at any time during the last five years and the experience, qualifications, attributes or skills that caused the Board and the Nominating and Corporate Governance Committee to determine that the person should serve as a director. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">In addition to the specific information set forth in their respective biographies, we believe that each of our directors also possesses the tangible and intangible attributes and skills that are important to being an effective director on the Board, including experience in areas of expertise relevant and beneficial to our business and industry, a willingness and commitment to assume the responsibilities required of a director of the Company and the character and integrity we expect of directors of the Company. </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">20<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_105-prop1_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Demographics of the Board </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 15pt; text-align: center;"><img alt="" src="ny20041473x1_piechart1.jpg" style="height: 305px; width: 315px;"/><br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201; <br/></div><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 72pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 50.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 37.35pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 47.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 31.51pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 28.22pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 43.77pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 37.08pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 72pt; padding-bottom: 3.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 50.99pt; padding-bottom: 3.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">L. S. Goodman</div></td><td style="width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 37.35pt; padding-bottom: 3.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">R. Josephs</div></td><td style="width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 47.2pt; padding-bottom: 3.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">C. L. Knutson</div></td><td style="width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 31.51pt; padding-bottom: 3.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">L. Polsky</div></td><td style="width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 28.22pt; padding-bottom: 3.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">C. Small</div></td><td style="width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.77pt; padding-bottom: 3.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">S. A. Stamps</div></td><td style="width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 37.08pt; padding-bottom: 3.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">R. C. Wald </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 72pt; padding-top: 3.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Gender</div></td><td style="width: 10.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 50.99pt; padding-top: 3.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#160;</div></td><td style="width: 10.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 37.35pt; padding-top: 3.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#160;</div></td><td style="width: 10.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 47.2pt; padding-top: 3.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#160;</div></td><td style="width: 10.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 31.51pt; padding-top: 3.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#160;</div></td><td style="width: 10.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 28.22pt; padding-top: 3.4pt; padding-bottom: 5.13pt; text-align: right; 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border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 47.2pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#160;</div></td><td style="width: 10.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 31.51pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#160;</div></td><td style="width: 10.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 28.22pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#160;</div></td><td style="width: 10.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.77pt; padding-top: 4.61pt; padding-bottom: 5.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 18pt; margin-top: 0pt; text-align: center; text-align-last: center;"><span style="position: relative; top: 2pt;">&#8226;</span></div></td><td style="width: 10.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 37.08pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#160;</div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 72pt; padding-top: 4.9pt; text-align: right; vertical-align: middle;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 15pt; text-align: left;">White/ Caucasian</div></td><td style="width: 10.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 50.99pt; 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text-align-last: center;"><span style="position: relative; top: 2pt;">&#8226;</span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 72pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 50.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 37.35pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 47.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 31.51pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 28.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 43.77pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 37.08pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">21<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_105-prop1_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Class III Director Nominees </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The following information is furnished regarding the nominees for election as our Class III directors by the holders of Common Stock.</div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 11pt; margin-left: 0pt; text-align: left;"> </div><table cellpadding="0" class="BRDSX_dirtab" style="border-spacing: 0; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 120pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 390pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td rowspan="2" style="width: 120pt; height: 276.5pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><img alt="" src="ny20041473x1_lpolsky.jpg" style="height: 157px; width: 156px;"/><br/></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201; <br/></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-weight: bold; margin-top: 7pt; margin-left: 15pt; text-align: left; font-size: 18pt;"><span style="font-size: 18pt;">Lisa Polsky </span><br/></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 9pt; margin-left: 15pt; text-align: left;">AGE: 68 <br/></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 15pt; text-align: left;">DIRECTOR SINCE: 2020 </div></td><td rowspan="2" style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 390pt; height: 0pt; padding-bottom: 7pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Ms.&#160;Polsky<span style="font-weight: normal;"> has served as a member of the Board of Directors of HSBC North America Holdings, Inc. and HSBC Bank USA, N.A. since January&#160;2023. She has also served on the Pershing Square U.S. Board of Directors since June 2024, where she chairs the audit committee. Ms. Polsky also served as a member of the Board of Directors and member of the audit committee of Vertex Holdco, Inc., the privately held parent of VeriFone, a provider of technology and services for point- of- sale electronic payment transactions, from April 2021 to December 2024. She was also previously a member of the Board of Trustees of Guardian Life&#8217;s Variable Products Trust, from 2016 to 2022, where she chaired the audit committee. Ms. Polsky also served as a member of Deutsche Bank AG&#8217;s U.S. Board from 2016 to October&#160;2021, where she chaired the risk committee. Ms.&#160;Polsky also served on the Board of Directors of Piper Jaffray from 2007 to 2016, where she chaired the audit committee and the compensation committee. She also recently served as a member of the Advisory Council of ConsenSys Software, Inc., a blockchain software technology company, from 2020 to 2022. She was previously a Senior Risk Advisor to AQR Capital Management LLC, an investment management firm, and she also previously served as a Senior Risk Advisor to Ultra Capital, a venture capital firm. Prior thereto, Ms.&#160;Polsky served as Chief Risk Officer at CIT, a financial holding company, from 2010 to 2016, and she was Chief Risk Officer of Morgan Stanley earlier in her career. Ms.&#160;Polsky began her career building derivative trading and hedge fund businesses at Citibank and Bankers Trust. Ms.&#160;Polsky holds a B.S. in International Business and Economics from New York University. </span></div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 390pt; padding-top: 6.74pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">WE BELIEVE THAT MS. POLSKY&#8217;S QUALIFICATIONS TO SERVE ON THE BOARD INCLUDE HER EXTENSIVE RISK MANAGEMENT EXPERIENCE FOR SOPHISTICATED FINANCIAL SERVICES FIRMS AND HER SUBSTANTIAL SERVICE ON THE BOARDS AND COMMITTEES OF OTHER PUBLIC AND PRIVATE COMPANIES IN THE FINANCIAL SERVICES SECTOR AND HER EXPERIENCE WITH CORPORATE GOVERNANCE, FINANCE AND OTHER RELATED MATTERS.</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3pt; width: 120pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 390pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">22<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_105-prop1_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_dirtab" style="border-spacing: 0; margin-top: 4pt; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 120pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 390pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td rowspan="4" style="width: 120pt; height: 178.5pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><img alt="" src="ny20041473x1_csmall.jpg" style="height: 156px; width: 156px;"/><br/></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;</div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-weight: bold; margin-top: 7pt; margin-left: 15pt; text-align: left; font-size: 18pt;"><span style="font-size: 18pt;">Christopher Small </span><br/></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 9pt; margin-left: 15pt; text-align: left;">AGE: 47 <br/></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 15pt; text-align: left;">DIRECTOR SINCE: 2025 </div></td><td rowspan="4" style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 390pt; height: 0pt; padding-bottom: 7pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Mr. Small<span style="font-weight: normal;"> has, since October&#160;2022, served as the Chief Executive Officer of Black Owl Managing,&#160;LLC, a family investment office. From 2010 to 2022 Mr.&#160;Small worked in investment banking at Wells Fargo Securities, where he served in various roles of increasing responsibility, including most recently as Managing Director and Head of Diversified Financials for FIG Corporate and Investment Banking from 2019 to 2022 and Managing Director and Head of Financial Institutions Group Investment Banking from 2018 to 2019. While at Wells Fargo, Mr.&#160;Small had coverage responsibilities for several companies across the mortgage finance industry, including mortgage REITs, origination platforms and mortgage servicers. Prior to his tenure at Wells Fargo, Mr.&#160;Small served as an investment professional at American Capital, Ltd., an alternative investment platform, from 2007 to 2009. Mr.&#160;Small began his career in investment banking at JMP Securities&#160;LLC, where he worked from 2003 to 2007. Mr.&#160;Small received an A.B. degree from Princeton University. </span></div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 390pt; height: 121pt; padding-top: 6.74pt; padding-bottom: 7pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">WE BELIEVE THAT MR. SMALL&#8217;S QUALIFICATIONS TO SERVE ON THE BOARD INCLUDE HIS EXTENSIVE EXPERIENCE IN THE INVESTMENT BANKING INDUSTRY, INCLUDING HIS EXPERTISE IN CORPORATE FINANCE AND HIS EXTENSIVE EXPERIENCE ADVISING BOARDS OF DIRECTORS AND SENIOR MANAGEMENT TEAMS OF PUBLIC AND PRIVATE COMPANIES (INCLUDING MORTGAGE REITS AND OTHER MORTGAGE FINANCE FIRMS) ON CAPITAL MARKETS TRANSACTIONS, MERGERS AND ACQUISITIONS AND OTHER STRATEGIC MATTERS.<br/></div><div class="BRDSX_fpara" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8195;</div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 390pt; height: 25pt; padding-top: 6.66pt; padding-bottom: 6.5pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Vote</div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 390pt; padding-top: 6.24pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">The Board recommends that stockholders vote <span style="color: #0066B3;">&#8220;FOR&#8221;</span> the election of each of Ms.&#160;Polsky and Mr.&#160;Small as Class&#160;III Directors.</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3pt; width: 120pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 390pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">23<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_105-prop1_pg5"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Continuing Class I Directors </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The following information is furnished regarding our Class I directors (who will continue to serve on the Board until our 2026 Annual Meeting of Stockholders and until their respective successors are duly elected and qualify). </div><table cellpadding="0" class="BRDSX_dirtab" style="border-spacing: 0; margin-top: 4pt; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 120pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 390pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td rowspan="2" style="width: 120pt; height: 276.5pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><img alt="" src="ny20041473x1_lsgoodman.jpg" style="height: 157px; width: 156px;"/><br/></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;</div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-weight: bold; margin-top: 7pt; margin-left: 15pt; text-align: left; font-size: 18pt;"><span style="font-size: 18pt;">Laurie S. </span><br/></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-weight: bold; margin-top: 0pt; margin-left: 15pt; text-align: left; font-size: 18pt;"><span style="font-size: 18pt;">Goodman </span><br/></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 9pt; margin-left: 15pt; text-align: left;">AGE: 69 <br/></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 15pt; text-align: left;">DIRECTOR SINCE: 2014</div></td><td rowspan="2" style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 390pt; height: 0pt; padding-bottom: 7pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Ms. Goodman <span style="font-weight: normal;">is currently an Institute Fellow at the Housing Finance Policy Center at the Urban Institute, a Washington, D.C.-based nonprofit organization dedicated to elevating the debate on social and economic policy. Ms. Goodman founded the Housing Finance Policy Center in 2013, and served as its director or co-director from 2013 to 2021. Prior to joining the Urban Institute, she was with Amherst Securities Group, L.P., a boutique broker dealer specializing in securitized products, where she had been a Senior Managing Director since late 2008 leading a group known for its analysis of housing policy issues. Prior to her tenure at Amherst Securities, Ms. Goodman was head of Global Fixed Income Research and Manager of U.S. Securitized Products Research at UBS and its predecessor firms from July&#160;1993 to November 2008. Prior to her tenure with UBS, Ms. Goodman spent ten years in senior fixed income research positions at Citicorp, Goldman Sachs, and Merrill Lynch. She was also a mortgage portfolio manager at Eastbridge Capital and a Senior Economist at the Federal Reserve Bank of New York. Ms. Goodman also serves as a director of Arch Capital Group Ltd., a Bermuda-based insurance company, where she serves on its audit, underwriting oversight and nominating and governance committees. Ms. Goodman also served as a director of Homepoint Capital Inc., a residential mortgage originator and servicer, through August 2023, where she was a member of its Audit Committee and chair of its Nominating and Corporate Governance Committee. Ms. Goodman has an A.M. and Ph.D. in economics from Stanford University and a B.A. in mathematics from the University of Pennsylvania. She has published more than 200 articles in professional and academic journals and co-authored and co-edited five books. Ms. Goodman was inducted into the Fixed Income Analysts Hall of Fame in 2009.</span></div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 390pt; padding-top: 6.74pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">WE BELIEVE THAT MS. GOODMAN&#8217;S QUALIFICATIONS TO SERVE ON THE BOARD INCLUDE HER EXTENSIVE KNOWLEDGE OF MORTGAGE FINANCE, HOUSING POLICY ISSUES, THE FIXED INCOME CAPITAL MARKETS AND, IN PARTICULAR, THE MORTGAGE-BACKED SECURITIES MARKETS.</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3pt; width: 120pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 390pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table cellpadding="0" class="BRDSX_dirtab" style="border-spacing: 0; margin-top: 4pt; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 120pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 390pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td rowspan="2" style="width: 120pt; height: 150.5pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><img alt="" src="ny20041473x1_rcwald.jpg" style="height: 157px; width: 156px;"/><br/></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;</div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-weight: bold; margin-top: 7pt; margin-left: 15pt; text-align: left; font-size: 18pt;"><span style="font-size: 18pt;">Richard C. </span><br/></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-weight: bold; margin-top: 0pt; margin-left: 15pt; text-align: left; font-size: 18pt;"><span style="font-size: 18pt;">Wald </span><br/></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 9pt; margin-left: 15pt; text-align: left;">AGE: 65<br/></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 15pt; text-align: left;">DIRECTOR SINCE: 2020</div></td><td rowspan="2" style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 390pt; height: 0pt; padding-bottom: 7pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Mr. Wald <span style="font-weight: normal;">has served as Vice Chairman and a management (non-voting) member of the Board of Directors of Emigrant Bank, a privately held financial institution based in New York City, and its Vice Chairman, since 2012. In addition, Mr.&#160;Wald has served as Chief Regulatory Officer of Emigrant Bank since 2009 and Chairman and Chief Executive Officer of each of Emigrant Mortgage Company, and Emigrant Funding Corporation since 2011. Mr. Wald has also been an Adjunct Professor of Law at the Zicklin School of Business of Baruch College since 2013. Mr. Wald was an associate with the law firm of Fried, Frank, Harris, Shriver and Jacobson from 1986 to 1992 and was an Honors Program Attorney with the Federal Deposit Insurance Corporation from 1984 to 1986. Mr.&#160;Wald received a J.D. from the Boston University School of Law and a B.A. from the State University of New York at Stony Brook. </span></div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 390pt; padding-top: 6.74pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">WE BELIEVE THAT MR. WALD&#8217;S QUALIFICATIONS TO SERVE ON THE BOARD INCLUDE <br/></div><div class="BRDSX_fpara" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">HIS EXTENSIVE EXPERIENCE IN MORTGAGE BANKING AND HIS EXTENSIVE KNOWLEDGE OF LEGAL, REGULATORY AND COMPLIANCE MATTERS IN THE MORTGAGE BANKING INDUSTRY.</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3pt; width: 120pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 390pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">24<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_105-prop1_pg6"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Continuing Class II Directors </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The following information is furnished regarding our Class II directors (who will continue to serve on the Board until our 2027 Annual Meeting of Stockholders and until their respective successors are duly elected and qualify). </div><table cellpadding="0" class="BRDSX_dirtab" style="border-spacing: 0; margin-top: 4pt; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 120pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 390pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td rowspan="2" style="width: 120pt; height: 248.5pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><img alt="" src="ny20041473x1_rjosephs.jpg" style="height: 157px; width: 156px;"/><br/></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;</div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-weight: bold; margin-top: 7pt; margin-left: 15pt; text-align: left; font-size: 18pt;"><span style="font-size: 18pt;">Robin Josephs </span><br/></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 9pt; margin-left: 15pt; text-align: left;">AGE: 65 <br/></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 15pt; text-align: left;">DIRECTOR SINCE: 2010</div></td><td rowspan="2" style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 390pt; height: 0pt; padding-bottom: 7pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">From 2005 to 2007, <span style="font-weight: bold;">Ms. Josephs </span>was a managing director of Starwood Capital Group L.P., a private equity firm specializing in real estate investments. From 1986 to 1996, Ms. Josephs was a senior executive with Goldman, Sachs &amp; Co. serving in the real estate group of the investment banking division and, later, in the equity capital markets division. Ms. Josephs has served since 2017 as a member of the board of directors of Safehold Inc., an investor in commercial real estate ground leases, where she serves as chair of the audit committee and is a member of the nominating and governance and investment committees. In addition, Ms. Josephs has served since 2017 as a member of the board of directors of Starwood Real Estate Income Trust, Inc., a real estate investment trust investing primarily in commercial real estate and commercial real estate debt. Ms.&#160;Josephs also served as a member of the Board of Directors of iStar Inc. from 1998 to March&#160;2023 until its merger with Safehold; of SVF Investment Corp. 2, a special purpose acquisition company sponsored by Softbank Investment Advisers, the investment manager to the Softbank Vision Funds from May&#160;2021 to 2023; of Quinstreet, Inc. from 2013 to 2021; and of<br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Plum Creek Timber Company, Inc. from 2003 until its sale to Weyerhaeuser Company in February&#160;2016. Ms.&#160;Josephs is a trustee of the University of Chicago Cancer Research Foundation. Ms. Josephs received her B.S. degree (magna cum laude) from The Wharton School of the University of Pennsylvania (Phi Beta Kappa) and an M.B.A. from Columbia University.</div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 390pt; padding-top: 6.74pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">WE BELIEVE THAT MS. JOSEPHS&#8217; QUALIFICATIONS TO SERVE ON THE BOARD INCLUDE HER SIGNIFICANT KNOWLEDGE OF THE SPECIALTY FINANCE AND REAL ESTATE INDUSTRIES, HER EXTENSIVE EXPERIENCE IN THE INVESTMENT BANKING INDUSTRY, INCLUDING HER EXPERTISE IN PUBLIC AND PRIVATE REAL ESTATE FINANCE AND EQUITY CAPITAL MARKETS, HER SUBSTANTIAL SERVICE ON THE BOARDS AND COMMITTEES OF OTHER PUBLIC COMPANIES, HER EXPERIENCE WITH CORPORATE GOVERNANCE, FINANCE AND OTHER RELATED MATTERS.</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3pt; width: 120pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 390pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">25<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_105-prop1_pg7"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_dirtab" style="border-spacing: 0; margin-top: 4pt; width: 522pt; margin-left: auto; margin-right: auto;"><tr><td rowspan="2" style="width: 120pt; height: 196.5pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><img alt="" src="ny20041473x1_clknuston.jpg" style="height: 157px; width: 156px;"/><br/></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;</div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-weight: bold; margin-top: 7pt; margin-left: 15pt; text-align: left; font-size: 18pt;"><span style="font-size: 18pt;">Craig L. Knutson</span><br/></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 9pt; margin-left: 15pt; text-align: left;">AGE: 65 <br/></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 15pt; text-align: left;">DIRECTOR SINCE: 2017</div></td><td rowspan="2" style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 390pt; height: 0pt; padding-bottom: 7pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Mr. Knutson <span style="font-weight: normal;">has served as MFA&#8217;s Chief Executive Officer since August 2017. Mr.&#160;Knutson served as CEO and President from August&#160;2017 to September&#160;2024, after having been appointed Co-CEO of MFA in July 2017. Mr.&#160;Knutson was appointed MFA&#8217;s President and Chief Operating Officer in January 2014 and served in those capacities prior to his appointment as CEO and President in August 2017. Mr. Knutson served as our Executive Vice President from 2008 to 2013. From 2004 to 2007, Mr.&#160;Knutson served as Senior Executive Vice President of CBA Commercial,&#160;LLC, an acquirer and securitizer of small balance commercial mortgages. From 2001 to 2004, Mr.&#160;Knutson served as President and Chief Operating Officer of ARIASYS Inc., a software development company specializing in custom solutions for small to midsize businesses. From 1986 to 1999, Mr.&#160;Knutson held various progressive positions in the mortgage trading and mortgage finance departments of First Boston Corporation (later Credit Suisse), Smith Barney and Morgan&#160;Stanley. Mr.&#160;Knutson began his career in the Investment Banking Department of E.F.&#160;Hutton &amp; Company Inc., serving as an Analyst and then as an Associate. Mr. Knutson holds an M.B.A. from Harvard University and an A.B. (magna cum laude) from Hamilton College. </span></div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 390pt; padding-top: 6.74pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">WE BELIEVE THAT MR. KNUTSON&#8217;S QUALIFICATIONS TO SERVE ON THE BOARD INCLUDE HIS POSITION AS OUR CHIEF EXECUTIVE OFFICER AS WELL AS HIS PRIOR SENIOR-LEVEL POSITIONS WITH MFA, HIS EXTENSIVE KNOWLEDGE OF MORTGAGE-BACKED SECURITIES, RESIDENTIAL MORTGAGE LOANS AND CAPITAL MARKETS, HIS SUBSTANTIAL KNOWLEDGE OF OUR BUSINESS OPERATIONS AND INVESTMENT STRATEGIES AND HIS OVERALL EXPERIENCE IN THE INVESTMENT BANKING INDUSTRY, INCLUDING HIS EXPERTISE IN CORPORATE FINANCE.</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3pt; width: 120pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 390pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">26<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_105-prop1_pg8"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_dirtab" style="border-spacing: 0; margin-top: 4pt; width: 522pt; margin-left: auto; margin-right: auto;"><tr><td rowspan="2" style="width: 120pt; height: 336.5pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;"><img alt="" src="ny20041473x1_sastamps.jpg" style="height: 157px; width: 156px;"/><br/></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;</div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-weight: bold; margin-top: 7pt; margin-left: 15pt; text-align: left; font-size: 18pt;"><span style="font-size: 18pt;">Sheila A. Stamps </span><br/></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 9pt; margin-left: 15pt; text-align: left;">AGE: 67 <br/></div><div class="BRDSX_fpara" style="color: #3479BE; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 15pt; text-align: left;">DIRECTOR SINCE: 2021</div></td><td rowspan="2" style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 390pt; height: 0pt; padding-bottom: 7pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Ms. Stamps <span style="font-weight: normal;">currently serves on the Board of Directors of IQVIA Holdings Inc., a leading global provider of advanced analytics, technology solutions, and clinical research services to the life sciences industry, where she serves on the audit committee. Ms.&#160;Stamps previously served on the Board of Directors of Pitney Bowes Inc., a global shipping and mailing company that provides services to businesses and governments, from 2020 to 2024, where she served as chair of the executive compensation committee and a member of the audit committee. She also served on the Board of Directors of Atlas Air Worldwide Holdings, Inc., a leading global provider of outsourced aircraft and aviation operating services from 2018 to March&#160;2023, where she served as chair of the audit and finance committee, and the Board of Directors of CIT Group, Inc., a financial holding company, from February 2014 to January 2022, where she served as a member of the audit and nominating &amp; governance committees, as well as a member of the Board of CIT&#8217;s subsidiary, CIT Bank, N.A. From 2014 to 2018 Ms. Stamps served as a commissioner and audit committee chair on the Board of the New York State Insurance Fund, the state&#8217;s largest workers&#8217; compensation insurance provider. From 2011 to 2012 she served as Executive Vice President at DBI, LLC, a private mortgage investment company. From 2008 to 2011 Ms.&#160;Stamps served as Director of Pension Investments and Cash Management at the New York State Common Retirement Fund, and from 2004 to 2005 she was a Fellow at the Weatherhead Center for International Affairs at Harvard University. From 2003 to 2004, Ms.&#160;Stamps served as a Managing Director and Head of Relationship Management, Financial Institutions, at Bank of America Corp. (formerly FleetBoston). From 1982 to 2003, she held a number of executive positions with Bank One Corporation (now JPMorgan), including Managing Director and Head of European Asset-Backed Securitization and Managing Director and Senior Originator of Asset-Backed Securitization. Ms. Stamps has a B.S. in Management Sciences from Duke University and an MBA in Finance from the University of Chicago. </span></div></td></tr><tr><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 390pt; padding-top: 6.74pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">WE BELIEVE THAT MS. STAMPS&#8217; QUALIFICATIONS TO SERVE ON THE BOARD INCLUDE HER EXTENSIVE EXPERIENCE IN THE BANKING AND FINANCIAL SERVICES INDUSTRY, HER SIGNIFICANT KNOWLEDGE OF FINANCE AND THE U.S. CAPITAL MARKETS, HER EXPERIENCE AS A SENIOR EXECUTIVE WITH STRATEGY, RISK AND BUSINESS DEVELOPMENT EXPERTISE, HER SUBSTANTIAL SERVICE ON THE BOARDS AND BOARD COMMITTEES OF OTHER PUBLIC COMPANIES AND HER EXPERIENCE WITH CORPORATE GOVERNANCE AND OTHER RELATED MATTERS.</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3pt; width: 120pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 390pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">In accordance with our Charter and Bylaws, vacancies occurring on the Board as a result of death, resignation, retirement, disqualification, removal from office or other cause may be filled only by a majority of the remaining directors in office, even if the remaining directors do not constitute a quorum and any director elected to fill a vacancy holds office for the remainder of the full term of the class of directors in which the vacancy occurred and until a successor is duly elected and qualifies. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-align: left;">There is no familial relationship among any of the members of our Board or executive officers. </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">27<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_105-prop1_pg9"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 32pt; margin-top: 21.5pt; margin-left: 0pt; text-align: left;"><a id="tPROP2"><!--Anchor--></a>Proposal 2. <span style="color: #000000;">
Ratification of Appointment of Independent Registered Public Accounting Firm </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">On March 4, 2025, the Audit Committee of the Board appointed KPMG LLP as our independent registered public accounting firm for the year ending December&#160;31, 2025. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Board is asking stockholders to ratify the Audit Committee&#8217;s appointment of KPMG LLP for 2025. In the event that stockholders fail to ratify the appointment, the Audit Committee will consider it a direction to consider other accounting firms for the subsequent year. Even if the selection is ratified, the Audit Committee, in its discretion, may direct the appointment of a different independent registered public accounting firm at any time during the year if it determines that such a change would be in the best interests of the Company. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-align: left;">KPMG LLP first audited our financial statements beginning with the year ended December 31, 2011. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">One or more representatives of KPMG LLP are expected to be present at the Annual Meeting and will be provided with an opportunity to make a statement if so desired and to respond to appropriate inquiries from stockholders. </div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Independent Registered Public Accounting Firm Fees </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The following table summarizes the aggregate fees (including related expenses) billed to us for professional services provided by KPMG LLP in respect of the fiscal years ended December&#160;31, 2024 and 2023. </div><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 336pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 14.31pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 14.31pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="height: 10pt; width: 137.4pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 14.31pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.31pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 137.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Fiscal Year Ended December&#160;31, </div></td><td style="width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 14.31pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.31pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 54.39pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">2024<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$</div></td><td style="width: 14.31pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.31pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 54.39pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">2023<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$ </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Audit Fees<sup>(1)</sup></div></td><td style="width: 14.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 54.39pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2,472,554</div></td><td style="width: 14.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 54.39pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2,073,910 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Audit-Related Fees<sup>(2)</sup></div></td><td style="width: 14.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 54.39pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 14.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 54.39pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212; </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Tax Fees<sup>(3)</sup></div></td><td style="width: 14.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 54.39pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 14.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 54.39pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212; </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">All Other Fees<sup>(4)</sup></div></td><td style="width: 14.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 54.39pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 14.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 54.39pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 15.75pt;">1,938 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total</div></td><td style="width: 14.31pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.31pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 54.39pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2,472,554</div></td><td style="width: 14.31pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.31pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 54.39pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2,075,848</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 336pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 14.31pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 14.31pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 54.39pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 14.31pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 14.31pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 54.39pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">1.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">2024 and 2023 Audit Fees include, as applicable: (i) the audit of the consolidated financial statements included in our Annual Report on Form 10-K and services attendant to, or required by, statute or regulation; (ii) reviews of the interim consolidated financial statements included in our quarterly reports on Form&#160;10-Q; (iii)&#160;the audits of the financial statements of certain subsidiaries of the Company; and (iv) comfort letters, consents and other services related to the SEC and other regulatory filings and communications. Audit Fees for 2024 and 2023 also include the audit of the effectiveness of our internal control over financial reporting, as required by Section 404 of the Sarbanes-Oxley Act of 2002. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">2.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">There were no Audit-Related Fees incurred in 2024 and 2023. </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">28<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"/></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_105-prop1_pg10"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4.75pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">3.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">No Tax Fees were paid to or earned by KPMG LLP during 2024 or 2023. The Company paid Ernst &amp; Young LLP $522,740 in 2024 and $496,729 in 2023 for tax compliance, tax planning, tax advisory and related tax services.<span style="font-weight: normal;"> </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">4.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">During 2023, the Company paid KPMG LLP $1,938 for a subscription to certain GAAP technical reference materials. Except as described in the previous sentence and in the table and notes above, there were no other professional services rendered by KPMG LLP in 2024 and 2023. </div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">All audit and other services provided to us were reviewed and pre-approved by the Audit Committee, which concluded that the provision of such services by KPMG LLP was compatible with the maintenance of that firm&#8217;s independence in the conduct of its auditing functions. </div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;">Vote </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Board recommends that stockholders vote <span style="color: #3479BE;">&#8220;FOR&#8221;</span> the ratification of the appointment of KPMG LLP as our independent registered public accounting firm for the year ending December&#160;31, 2025. </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">29<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_106-executive_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 32pt; margin-top: 21.5pt; margin-left: 0pt; text-align: left;"><a id="tEOFF"><!--Anchor--></a>Executive Officers </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">The following table sets forth certain information with respect to each of our executive officers. The Board appoints or annually reaffirms the appointment of all of our executive officers: </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 11pt; margin-left: 0pt; text-align: left;"> </div><table cellpadding="0" class="BRDSX_txttab" style="border-spacing: 0; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 144pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 24pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 310pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 144pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Officer</div></td><td style="width: 6pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Age</div></td><td style="width: 6pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 310pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Position Held </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 144pt; padding-top: 5.37pt; padding-bottom: 5pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Craig L. Knutson</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24pt; padding-top: 5.37pt; padding-bottom: 5pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">65</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 310pt; padding-top: 5.37pt; padding-bottom: 5pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Chief Executive Officer </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 144pt; padding-top: 4.74pt; padding-bottom: 5pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Bryan Wulfsohn</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24pt; padding-top: 4.74pt; padding-bottom: 5pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">42</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 310pt; padding-top: 4.74pt; padding-bottom: 5pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">President and Chief Investment Officer </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 144pt; padding-top: 4.74pt; padding-bottom: 5pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Bryan Doran</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24pt; padding-top: 4.74pt; padding-bottom: 5pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">44</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 310pt; padding-top: 4.74pt; padding-bottom: 5pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Senior Vice President and Chief Accounting Officer </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 144pt; padding-top: 4.74pt; padding-bottom: 5pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Mei Lin</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24pt; padding-top: 4.74pt; padding-bottom: 5pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">46</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 310pt; padding-top: 4.74pt; padding-bottom: 5pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Senior Vice President and Co-Controller </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 144pt; padding-top: 4.74pt; padding-bottom: 5pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Michael C. Roper</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24pt; padding-top: 4.74pt; padding-bottom: 5pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">37</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 310pt; padding-top: 4.74pt; padding-bottom: 5pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Senior Vice President and Chief Financial Officer </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 144pt; padding-top: 4.74pt; padding-bottom: 5pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Lori R. Samuels</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24pt; padding-top: 4.74pt; padding-bottom: 5pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><span style="font-weight: bold;">&#8203;</span>44</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 310pt; padding-top: 4.74pt; padding-bottom: 5pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Senior Vice President and Chief Loan Operations Officer </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 144pt; padding-top: 4.74pt; padding-bottom: 5pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Harold E. Schwartz</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24pt; padding-top: 4.74pt; padding-bottom: 5pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">60</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 310pt; padding-top: 4.74pt; padding-bottom: 5pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Senior Vice President, General Counsel and Secretary </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 144pt; padding-top: 4.74pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Natasha Seemungal</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24pt; padding-top: 4.74pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">40</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 310pt; padding-top: 4.74pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Senior Vice President and Co-Controller</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 144pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 24pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 310pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">Biographical information on Mr.&#160;Knutson is provided in &#8220;Election of Directors&#8221; of this Proxy Statement. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Bryan Wulfsohn <span style="font-weight: normal;">serves as President and Chief Investment Officer. Mr. Wulfsohn joined MFA in 2010 and has served as President since September&#160;2024 and Chief Investment Officer or Co-Chief Investment Officer since January 2019. Prior thereto, Mr.&#160;Wulfsohn served in various capacities at MFA, including Senior Vice President from 2015 through September 2024. From 2008 to 2010, Mr. Wulfsohn served as a Senior Financial Analyst at Inland Western Real Estate Trust, Inc., where he focused on corporate strategy. From 2005&#160;to 2007, Mr. Wulfsohn served as an associate in the capital markets group at CBA Commercial, LLC, an acquirer and securitizer of small balance commercial mortgages. Mr. Wulfsohn holds a B.A. from Franklin and Marshall College, and he is a CFA&#160;charterholder. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Bryan Doran <span style="font-weight: normal;">serves as Senior Vice President and Chief Accounting Officer. Mr. Doran joined MFA in such role in December 2023. Prior to joining MFA, Mr. Doran was an audit partner at Ernst &amp; Young LLP since 2016 in the Real Estate, Hospitality &amp; Construction practice, in which he focused primarily on providing client services to publicly traded mortgage and equity REITs. Mr.&#160;Doran began his career at Ernst &amp; Young in 2002. Mr.&#160;Doran is a Certified Public Accountant and holds a B.S. and M.S. in Accounting from St. John&#8217;s University. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Mei Lin <span style="font-weight: normal;">serves as Senior Vice President and Co-Controller. Ms. Lin was appointed Co-Controller in December 2021. Ms. Lin joined MFA in 2018 as a First Vice President. From 2014 to 2018, Ms. Lin served as Vice President of Product Control for U.S. Mortgages at Jefferies LLC. From 2009 to 2014, Ms. Lin served as Vice President of Finance for C12 Capital Management, a hedge fund. Ms. Lin began her career in the financial services industry in 2006 at Barclays Capital Inc., where she served as Vice President of Product Control for Principal Mortgage Trading Group. Ms. Lin holds a B.A. in Finance from Remin University of China, and an M.B.A. in Finance from University of Illinois - Urbana Champaign, and she is a CFA charterholder. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Michael C. Roper <span style="font-weight: normal;">serves as Senior Vice President and Chief Financial Officer. Mr. Roper joined MFA in 2014 and was appointed Chief Financial Officer in September&#160;2023. Mr.&#160;Roper previously served as our Chief Accounting Officer from December&#160;2021 </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">30<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_106-executive_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
through September&#160;2023, and prior thereto he served as our Controller. Prior to joining MFA, Mr.&#160;Roper was the Assistant Controller for Apollo Residential Mortgage, Inc. Mr. Roper began his career at Ernst &amp; Young LLP primarily focusing on providing client services to publicly traded mortgage REITs. Mr.&#160;Roper is a Certified Public Accountant and holds a B.S. from Bentley University and an M.S. from Pace University. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Lori R. Samuels </span><span style="font-weight: normal;">serves as Senior Vice President and Chief Loan Operations Officer. Ms. Samuels joined MFA in 2010 and has served as Chief Loan Operations Officer since September&#160;2024. Prior thereto, Ms.&#160;Samuels held various asset management and loan operations positions since her joining MFA, and she has been a Senior Vice President of the Company since January&#160;2016. Ms.&#160;Samuels began her career at Fitch Ratings, Inc. focusing on residential credit, and her experience also includes working at BNY Mellon. Ms.&#160;Samuels holds a B.B.A. with concentrations in finance and operations management from Emory University. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Harold E. Schwartz </span><span style="font-weight: normal;">serves as Senior Vice President, General Counsel and Secretary. Mr. Schwartz joined MFA in 2011. From 2001 to 2011, Mr. Schwartz served as a Vice President and Senior Counsel for American Express Company, where he specialized in corporate, securities, corporate governance and mergers and acquisitions matters. Mr. Schwartz began his career working for the law firm of Schulte Roth &amp; Zabel LLP. Mr. Schwartz has a J.D. from Georgetown University and an A.B. from Duke University. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Natasha Seemungal </span><span style="font-weight: normal;">serves as Senior Vice President and Co-Controller. Mrs. Seemungal was appointed Co-Controller effective December 2021. Mrs. Seemungal joined MFA in 2009 as an Accounting Analyst, and has served in various positions of progressive responsibility, including most recently as MFA&#8217;s Assistant Controller. Prior to joining MFA, Mrs. Seemungal began her career at The Estee Lauder Companies. Mrs. Seemungal holds a B.S and M.S in Accounting from St. John&#8217;s University College of Business Administration. </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">31<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_106-executive_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 32pt; margin-top: 21.5pt; margin-left: 0pt; text-align: left;"><a id="tECOMP"><!--Anchor--></a>Executive Compensation </div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 22.5pt; margin-left: 0pt; text-align: left;"><a id="tCDA"><!--Anchor--></a>Compensation Discussion and Analysis (&#8220;CD&amp;A&#8221;) </div><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 7.5pt; margin-left: 0pt; text-align: left;">Introduction </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 4pt; margin-left: 0pt; text-align: left;">The following section discusses the key features of our executive compensation program and the approach taken by the Compensation Committee of the Board in setting and determining compensation for 2024 for: </div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Craig L. Knutson, our Chief Executive Officer; </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Bryan Wulfsohn, our President and Chief Investment Officer; </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Michael C. Roper, one of our Senior Vice Presidents and our Chief Financial Officer; and </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Lori R. Samuels, one of our Senior Vice Presidents and our Chief Loan Operations Officer; </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Harold E. Schwartz, one of our Senior Vice Presidents and our General Counsel and Secretary (collectively, our &#8220;Named Executive Officers&#8221;). </div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Per the rules of the SEC, we are also including in this CD&amp;A and the compensation tables that follow information relating to the compensation and severance benefits paid or to be paid to our former Senior Vice President and Co-Chief Investment Officer, Gudmundur Kristjansson, whose employment with MFA was terminated by the Company effective November&#160;22, 2024. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Compensation Committee oversees the design and administration of our compensation programs and makes decisions relating to the compensation of our Named Executive Officers. The Compensation Committee intends that the compensation paid to the Named Executive Officers be consistent with our overall compensation philosophy, as well as competitive with market practices. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-align: left;">The sections that follow describe: </div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">The Compensation Committee&#8217;s process for reviewing the components of the compensation of the Named Executive Officers. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">The reasons for paying each element of compensation to the Named Executives Officers, including the methodology for competitive benchmarking and the use of peer groups. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">How compensation levels are determined, including the performance measures used for performance-based compensation and factors taken into account in the Compensation Committee&#8217;s determination that those measures are appropriate. </div></td></tr></table><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">2024 Compensation Summary </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">It is the Compensation Committee&#8217;s role to review the Company&#8217;s executive compensation plans and programs and, after noting the outcome of the most recent stockholder advisory vote on executive compensation, make compensation decisions it believes are appropriate. Among other things, below is a summary of certain of the determinations made by the Compensation Committee with respect to 2024 compensation matters, and in particular with respect to Mr.&#160;Knutson and Mr.&#160;Wulfsohn, our two most senior and most highly compensated employees, each of whom has an employment agreement with us. These items are discussed further within this CD&amp;A and in the executive compensation tables and notes to the tables and other narratives regarding compensation matters, all of which follow. </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">32<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_106-executive_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 6pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
&#8226;</span></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span style="font-style: italic; font-weight: bold;">MFA delivered strong operating and financial performance during 2024 despite the volatility and uncertainty in interest rates throughout the year. </span><span>
For the third consecutive year, the U.S. economy and financial markets were significantly impacted by, among other factors, the changing expectations regarding the Federal Reserve&#8217;s actions to reduce inflationary pressures and engineer a &#8220;soft landing&#8221;. Interest rate and credit sensitive companies such as MFA and its mortgage REIT peers were not immune to these expectations and the impact of the Federal Reserve&#8217;s actions. </span></div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 36pt; text-align: left;"><span>
Nonetheless, through active portfolio management, including hedging and securitization activities, we were able to add to our investment assets, maintain a strong balance sheet and mitigate the impact of the volatile interest rate environment on our cost of funds. Among other items, our 2024 performance included the following: </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 36pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
&#8226;</span></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
GAAP net income was approximately $119.3 million, as compared to approximately $80.2 million in 2023. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 36pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
&#8226;</span></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
We paid quarterly dividends of $0.35 per common share throughout 2024, totaling $1.40 per common share. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 36pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
&#8226;</span></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
We added approximately $3.6 billion of our target investment assets (including business purpose mortgage loans, Non-QM residential whole loans and Agency mortgage-backed securities) at attractive yields throughout the year. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 36pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
&#8226;</span></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
The yield on our average interest-earning assets increased by 48 basis points to 6.64%, up from 6.16% in 2023. At the same time, through our continued focus on hedging and liability management that we began in 2022, we limited the impact of volatile markets, as our cost of funds (including the impact of interest rate swaps) remained relatively stable throughout the year and was approximately 4.5% during 2024. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 36pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
&#8226;</span></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Interest income totaled approximately $724.0 million, as compared to interest income of $605.6 million in 2023. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 36pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
&#8226;</span></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
We continued to prioritize liquidity and prudent management of recourse leverage, closing the year with approximately $339 million in unrestricted cash and low recourse leverage (i.e., the ratio of our financing liabilities (excluding non-recourse securitized debt) to net equity) of 1.7:1. Including securitized debt, our overall leverage was 5.0:1 at December 31, 2024. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 36pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
&#8226;</span></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
We continued to place an emphasis on non-mark-to-market financing, with approximately 73% of our total liabilities at December&#160;31, 2024, not subject to margin calls. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 36pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
&#8226;</span></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
We completed eight securitization transactions, across multiple mortgage loan types, totaling $2.4 billion unpaid principal balance (UPB) of loans, which reflected the continued execution on our strategy to reduce our reliance on shorter-term, mark-to-market funding of our investment portfolio in favor of longer-term, non-mark-to-market funding. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
&#8226;</span></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span style="font-style: italic; font-weight: bold;">In accordance with pay-for-performance principles, 2024 annual incentive compensation for Mr. Knutson and Mr. Wulfsohn was aligned with strong financial and individual performance during the year. </span><span>
Mr. Knutson was paid overall annual incentive compensation for the 2024 Performance Period (December&#160;1, 2023 to November&#160;30, 2024) of $3,267,350. Mr. Knutson&#8217;s annual incentive compensation for 2024 reflected a payment to him of 163.4% of his overall &#8220;target&#8221; annual incentive award of $2,000,000 for 2024, as compared to the overall annual incentive compensation of $1,827,325 paid to him for the 2023 performance period, which reflected a payment of 91.4% of his overall &#8220;target&#8221; annual incentive award for that year (which &#8220;target&#8221; was also $2,000,000). </span></div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 36pt; text-align: left;"><span>
In addition, Mr.&#160;Wulfsohn was paid overall annual incentive compensation for the 2024 Performance Period of $1,934,542, which reflected a payment to him of 175.9% of his overall &#8220;target&#8221; annual incentive award of $1,100,000&#160;for 2024, as compared to the overall annual incentive compensation of $1,005,029 paid for the 2023 performance period, which reflected a payment of approximately 91.4% of his overall &#8220;target&#8221; annual incentive award for that year (which &#8220;target&#8221; was also $1,100,000). </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 36pt; text-align: left;"><span>
The increase in annual incentive compensation for each of Mr. Knutson and Mr. Wulfsohn for 2024 as compared to 2023 was driven primarily by increases in the payouts for the components of each executive&#8217;s annual bonus that are </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">33<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_106-executive_pg5"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 36pt; text-align: left;"><span>
formulaically determined, which resulted from our improved financial performance during the 2024 Performance Period as compared to the 2023 performance period. </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
&#8226;</span></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span style="font-style: italic; font-weight: bold;">2024 year-end vesting and realized value of long-term incentive awards granted to Named Executive Officers in 2022 were adversely affected by the substantial decline in the price of MFA&#8217;s Common Stock over the course of the three-year vesting and performance period for such awards. </span><span>
The decline in our Common Stock price during the three-year period ended December&#160;31, 2024, had a negative impact on the realized value of the time-based restricted stock units (&#8220;TRSUs&#8221;) that had been granted to our Named Executive Officers in early 2022 and vested at the end of 2024. The decline in our stock price also had a negative impact on the vesting and realized value of the performance-based restricted stock units (&#8220;PRSUs&#8221;) granted in early 2022 with a three-year performance period that ended December&#160;31, 2024. More specifically, at their vesting on December&#160;31, 2024, the value of the TRSUs that had been granted to each Named Executive Officer in early 2022 had declined approximately 44.5% from the TRSUs&#8217; grant date value (see 2024 Realized Compensation table below). In addition, as a result of the absolute and relative performance of MFA&#8217;s Common Stock during the three-year period ended December&#160;31, 2024, approximately 47.5% of the &#8220;target&#8221; number of PRSUs granted to the Named Executive Officers in early 2022 ultimately vested, such that the actual value realized on the PRSUs reflected 30.2% of the grant date value of the &#8220;target&#8221; number of PRSUs (see 2024 Realized Compensation below). </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
&#8226;</span></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span style="font-style: italic; font-weight: bold;">Approximately 60% of long-term equity awards granted to Named Executive Officers in 2024 were performance-based. </span><span>
Of the long-term equity-based incentive awards (in the form of TRSUs and PRSUs) granted to each of the Named Executive Officers in January 2024, approximately 60% (as measured by grant date value) were performance-based awards that will &#8220;cliff&#8221; vest based on our absolute TSR (in the case of one-half of such awards) and our TSR relative to a group of internally- and externally-managed residential and commercial mortgage REITs (in the case of the other half of such awards), in each case for the three-year period from January 1, 2024 to December 31, 2026, with the number of awards to ultimately vest ranging from zero to two times &#8220;target&#8221; number. The remaining approximately 40% of the long-term equity-based incentive awards granted to our Named Executive Officers were time-based awards that &#8220;cliff&#8221; vest after three years. These long-term awards act to further align the interests of our management team and our stockholders over a multi-year period. The long-term equity awards granted to each of the Named Executive Officers during 2024 are further described on pages <a href="#tLTIA">44</a> to <a href="#tLTIA2">45</a> and pages&#160;<a href="#tLTEBIA">48</a> to <a href="#tOOO">50</a> of this Proxy Statement under the heading &#8220;2024 Long-Term Equity-Based Incentive Awards.&#8221; </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
&#8226;</span></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span style="font-style: italic; font-weight: bold;">Consistent with MFA&#8217;s performance-based compensation philosophy, approximately 89.9% of the CEO&#8217;s 2024 compensation was at-risk.</span><span>
 As in past years, Mr. Knutson&#8217;s compensation for 2024 was allocated among base salary, annual incentive compensation comprised of a formulaically determined bonus based on measures of adjusted return on average equity (&#8220;ROAE&#8221;) and a discretionary bonus (IRM Bonus), TRSUs and PRSUs. For the 2024 Performance Period, Mr. Knutson received direct compensation aggregating approximately $8.1 million, which was comprised of a base salary in the amount of $800,000, a Formulaic Bonus comprised of three components (as discussed below) in the amount of $2,767,350, an IRM Bonus (as discussed below) in the amount of $500,000, TRSUs with an aggregate grant date value of approximately $1,600,000 and PRSUs with an aggregate grant date value of approximately $2,400,000. Of the total compensation received by Mr. Knutson for 2024, approximately 50.5% was paid in cash and 49.5% was granted in the form of TRSUs and PRSUs, and approximately 89.9% of 2024 compensation was &#8220;at-risk&#8221;. </span></div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">34<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_106-executive_pg6"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">&#8195;2024 Realized Compensation</div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">As identified above, the decline in our stock price had a significant impact on the compensation actually realized by our two most highly compensated executives. The table below summarizes the grant value and realized value of the principal components of compensation that was paid or vested during 2024. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 11pt; margin-left: 0pt; text-align: left;"> </div><table cellpadding="0" class="BRDSX_fintab1" style="border-spacing: 0; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 180pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 8.72pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 8.72pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="7" style="height: 10pt; width: 142.58pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 8.71pt; border-right: 1pt solid #FFFFFF; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 8.71pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="7" style="height: 10pt; width: 142.55pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 180pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 8.72pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.72pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="7" style="width: 142.58pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Mr. Knutson</div></td><td style="width: 8.71pt; border-right: 1pt solid #FFFFFF; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.71pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="7" style="width: 142.55pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Mr. Wulfsohn </div></td><td style="width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 180pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Component</div></td><td style="width: 8.72pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.72pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 39.65pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Grant Date <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Value/ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Target <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Value <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">($)</div></td><td style="width: 8.72pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.72pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Value <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Realized <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($)<br/></div></td><td style="width: 8.71pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.71pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.96pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Realized <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Value <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">as % of <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Grant <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Date/ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Target <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Value</div></td><td style="width: 8.71pt; border-right: 1pt solid #FFFFFF; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.71pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 39.65pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Grant Date <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Value/ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Target <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Value <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">($)</div></td><td style="width: 8.71pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.71pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Value <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Realized <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($)<br/></div></td><td style="width: 8.71pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.71pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.95pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Realized <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Value <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">as % of <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Grant <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Date/ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Target <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Value </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 180pt; padding-top: 4.4pt; padding-bottom: 4.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">2024 Base Salary</div></td><td style="width: 8.72pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.72pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 39.65pt; padding-top: 4.4pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 3.55pt; text-align: left;"><span style="padding-left: 6.46pt;">800,000</span></div></td><td style="width: 8.72pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.72pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 4.4pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><span style="padding-left: 6.45pt;">800,000</span></div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.96pt; padding-top: 4.4pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 3.1pt; text-align: left;"><span style="padding-left: 6.52pt;">100%</span></div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 39.65pt; padding-top: 4.4pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 3.55pt; text-align: left;"><span style="padding-left: 6.45pt;">625,000</span></div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 4.4pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><span style="padding-left: 6.46pt;">625,000</span></div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.95pt; padding-top: 4.4pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 3.11pt; text-align: left;"><span style="padding-left: 6.52pt;">100% </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 180pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">2024 Annual Incentive</div></td><td style="width: 8.72pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.72pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 39.65pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 3.55pt; text-align: left;">2,000,000</div></td><td style="width: 8.72pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.72pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">3,267,350</div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.96pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 3.1pt; text-align: left;">163.4%</div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 39.65pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 3.55pt; text-align: left;">1,100,000</div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">1,934,542</div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.95pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 3.11pt; text-align: left;">175.9% </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 180pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">2022 TRSUs<sup>(1)</sup></div></td><td style="width: 8.72pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.72pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 39.65pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 3.55pt; text-align: left;">1,280,004</div></td><td style="width: 8.72pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.72pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><span style="padding-left: 6.45pt;">710,416</span></div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.96pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 3.1pt; text-align: left;"><span style="padding-left: 4.64pt;">55.5%</span></div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 39.65pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 3.55pt; text-align: left;"><span style="padding-left: 6.45pt;">400,009</span></div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><span style="padding-left: 6.46pt;">222,010</span></div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.95pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 3.11pt; text-align: left;"><span style="padding-left: 4.64pt;">55.5% </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 180pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">2022 PRSUs<sup>(2)</sup></div></td><td style="width: 8.72pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.72pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 39.65pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 3.55pt; text-align: left;">1,920,028</div></td><td style="width: 8.72pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.72pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><span style="padding-left: 6.45pt;">579,536</span></div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.96pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 3.1pt; text-align: left;"><span style="padding-left: 4.64pt;">30.2%</span></div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 39.65pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 3.55pt; text-align: left;"><span style="padding-left: 6.45pt;">600,016</span></div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><span style="padding-left: 6.46pt;">181,107</span></div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.71pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.95pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 3.11pt; text-align: left;"><span style="padding-left: 4.64pt;">30.2% </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 180pt; padding-top: 4.15pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total</div></td><td style="width: 8.72pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.72pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 39.65pt; padding-top: 4.15pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 3.55pt; text-align: left;">6,000,032</div></td><td style="width: 8.72pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.72pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 4.15pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">5,357,302</div></td><td style="width: 8.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.96pt; padding-top: 4.15pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 3.1pt; text-align: left;"><span style="padding-left: 4.64pt;">89.3%</span></div></td><td style="width: 8.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 39.65pt; padding-top: 4.15pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 3.55pt; text-align: left;">2,725,025</div></td><td style="width: 8.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 4.15pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">2,781,552</div></td><td style="width: 8.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.95pt; padding-top: 4.15pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 3.11pt; text-align: left;">102.1%</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 180pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 8.72pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 8.72pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 39.65pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 8.72pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 8.72pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 36.11pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 8.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 8.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 29.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 8.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 8.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 39.65pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 8.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 8.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 36.11pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 8.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 8.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 29.95pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">1.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">TRSUs were granted in early 2022 and vested on December 31, 2024. Value realized is based on our closing stock price ($10.19 per share) as of December 31, 2024. Value realized excludes dividend equivalents accruing during three-year vesting period, which were paid on settlement of the awards in early 2025. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">2.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">PRSUs were granted in early 2022 and vested on December 31, 2024, at 47.5% of &#8220;target&#8221; number of awards. Value realized is based on our closing stock price ($10.19 per share) as of December&#160;31, 2024. Value realized excludes dividend equivalents to be paid on settlement of vested awards in January&#160;2026. Per the terms of the PRSUs, no dividends are paid on unvested/forfeited awards. </div></td></tr></table><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 18pt; margin-left: 0pt; text-align: left;">Consideration of 2024 Advisory Vote on Executive Compensation </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">At our Annual Meeting of Stockholders held in June&#160;2024, 92.6% of the votes cast with respect to the say-on-pay proposal voted to approve our executive compensation for 2023. The Compensation Committee has reviewed the results of the 2024 say-on-pay vote and believes that the significant support of MFA stockholders in this vote reflects support for MFA&#8217;s approach to executive compensation. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Compensation Committee will continue to consider the outcome of future Say-on-Pay votes and other stockholder input, as well as available market data, in making future decisions regarding executive compensation. </div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;">Compensation Philosophy and Objectives </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Through our executive compensation programs, we seek to attract, motivate and retain top quality senior executives who are committed to our core values of excellence and integrity. The Compensation Committee&#8217;s fundamental philosophy is to closely align these compensation programs with the achievement of annual and long-term performance goals tied to our financial success and the creation of stockholder value. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-align: left;">The Compensation Committee&#8217;s principal objectives in developing and administering the executive compensation programs are to: </div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Align the interests of the senior executive team with the interests of our stockholders by motivating executives to increase long-term stockholder value consistent with appropriate levels of leverage and risk; </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Retain, motivate and attract a highly skilled senior executive team that will contribute to the successful performance of the Company; </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Provide compensation opportunities that are competitive within industry standards thereby reflecting the value of the executive&#8217;s particular position in the marketplace; </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">35<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><!--Begin Page 40--><div>
</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_106-executive_pg7"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 6pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
&#8226;</span></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Support a culture committed to paying for performance where compensation is commensurate with the level of risk-adjusted returns that are achieved; and </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
&#8226;</span></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Maintain a degree of flexibility and discretion to allow us to recognize the unique characteristics of our operations and strategy and our prevailing business environment, as well as changing labor market dynamics. </span></div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The Compensation Committee periodically reviews and evaluates executive officer compensation levels and our compensation program. It is the Compensation Committee&#8217;s view that compensation decisions are complex and best made after a deliberative review of Company and individual performance, as well as industry compensation levels. Consistent with this view, the Compensation Committee assesses our performance within the context of the industry&#8217;s overall performance and internal performance standards and evaluates individual executive officer performance relative to the performance expectations for each such individual&#8217;s respective position, role and responsibilities within MFA. </span></div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Compensation Benchmarking/Use of Peer Groups </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Compensation Committee benchmarks from time to time the compensation levels and practices relating to our Named Executive Officers and other executive officers against industry-based compensation levels and practices. While it is the Compensation Committee&#8217;s goal to provide compensation opportunities that reflect Company and individual performance and that are competitive within industry standards, the Compensation Committee has not established a specific target market percentile for executive officer pay levels, as pay practices and compensation levels among participants in our industry can vary significantly from one year to the next such that the use of a specific target market position would not necessarily reflect the Compensation Committee&#8217;s assessment of performance as the primary driver of pay levels. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Compensation Committee has, in general, undertaken an annual review of MFA&#8217;s peer group methodology. The Compensation Committee has engaged in these reviews in part because it historically had been difficult to develop a peer group for executive compensation purposes in the residential mortgage REIT sector due to the significant number of companies in the sector that were, until the last few years, externally advised. These externally advised companies had few, if any, employees that were compensated directly and/or fully by the REIT. Rather, such persons&#8217; compensation was paid by the external manager of the REIT, and as a result, the REIT itself was required to disclose publicly little to no compensation information regarding its executives. Furthermore, the Compensation Committee believed that any peer group for compensation purposes that was comprised solely of internally advised residential mortgage REITs would not have been a large enough group to provide meaningful comparative information. In light of the &#8220;internalization&#8221; of several residential mortgage REITs over the past few years, additional compensation information has become available for the Compensation Committee to consider as it makes decisions regarding the structure, design and pay levels of our executive compensation program. Nonetheless, a significant number of companies in the residential mortgage REIT sector continue to remain externally advised, which limits the amount of compensation information that is available to inform the Compensation Committee. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Because of the limited compensation information available for mortgage REITs, the Compensation Committee has developed a peer group that extends beyond mortgage REITs. This peer group also includes a number of other real estate-focused finance companies in both the residential and commercial sectors, the executives of which are required to have similar skills and experience as the executives of MFA, including the evaluation of credit risk, interest rate risk and allocation of capital (which are skills required in connection with the evaluation of residential whole loans, business purpose loans, residential mortgage-backed securities and other residential mortgage-related assets). In addition, the Compensation Committee has also considered for inclusion in the peer group companies that identify MFA as a peer, that identify peers as peers in their own peer group, and companies that have, in prior years, been identified by the proxy advisory firms as being comparable to MFA in their evaluation of MFA in connection with developing their annual Say-on-Pay vote recommendation. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Compensation Committee notes that the peer group does not include externally managed mortgage REITs because comprehensive compensation data for their executives are generally not publicly available. In addition, the Compensation </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">36<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_106-executive_pg8"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
Committee has not included generally higher-paying private equity firms and hedge funds with which MFA must compete for executive talent. These organizations have not been included in the peer group because they have different business economics and pay models from ours and because comprehensive compensation data for these firms are generally not publicly available. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><a id="tP35"><!--Anchor--></a><span>
With the above in mind, in the summer of 2024, the Compensation Committee, in consultation with its independent consultant, Frederic W. Cook &amp; Co., Inc. (&#8220;FW Cook&#8221;), identified the following companies against which Company performance would be compared and compensation practices would be reviewed (the majority of which are the same companies identified by the Compensation Committee to inform its 2023 compensation decisions): </span></div><table cellpadding="0" class="BRDSX_txttab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 240pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 250pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-bottom: 6.63pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">AGNC Investment Corp. (AGNC)</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 250pt; padding-bottom: 6.63pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8203;Mr. Cooper Group, Inc. (COOP) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 6.4pt; padding-bottom: 6.63pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Arbor Realty Trust, Inc. (ABR)</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 250pt; padding-top: 6.4pt; padding-bottom: 6.63pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8203;New York Mortgage Trust, Inc. (NYMT) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 6.4pt; padding-bottom: 6.63pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">BrightSpire Capital, Inc. (BRSP)</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 250pt; padding-top: 6.4pt; padding-bottom: 6.63pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8203;PennyMac Financial Services, Inc. (PFSI) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 6.4pt; padding-bottom: 6.63pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Chimera Investment Corporation (CIM)</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 250pt; padding-top: 6.4pt; padding-bottom: 6.63pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8203;Redwood Trust, Inc. (RWT) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 6.4pt; padding-bottom: 6.63pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#8203;Dynex Capital Inc. (DX)</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 250pt; padding-top: 6.4pt; padding-bottom: 6.63pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8203;Two Harbors Investment Corp. (TWO) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 6.4pt; padding-bottom: 6.63pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#8203;Granite Point Mortgage Trust (GPMT)</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 250pt; padding-top: 6.4pt; padding-bottom: 6.63pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8203;Walker &amp; Dunlop, Inc. (WD) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 6.4pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#8203;Ladder Capital Corp. (LADR)</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 250pt; padding-top: 6.4pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8203;</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 6.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6.25pt; width: 240pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6.25pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6.25pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6.25pt; width: 250pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">For 2024, the Compensation Committee removed Broadmark Realty Capital, Inc. (&#8220;Broadmark&#8221;) from the peer group, as it was acquired by an externally managed REIT during 2023. Except for the removal of Broadmark, the Compensation Committee made no other modifications to the companies comprising the peer group for 2024 from those that it had used to inform its compensation decisions in 2023. </div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Components of Compensation </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Compensation Committee believes that it is important to create compensation programs that appropriately balance short-term, cash-based compensation with long-term, equity-based compensation. Our executive officer compensation program includes the following primary components: </div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Base salaries paid in cash, which are based on the scope of the executive&#8217;s role, the responsibilities associated with the position and the individual&#8217;s performance in that role, as well as competitive market practices; </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Annual bonus awards, which are paid in cash, are intended to motivate and reward the Company&#8217;s short-term financial and operational performance, as well as short-term individual performance; and </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Long-term incentive awards (&#8220;LTIAs&#8221;), which are designed to support our objectives of aligning the interests of executive officers with those of our stockholders, promote value creation and long-term performance and retain executive officers. </div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">In addition to the primary components of the executive officer compensation program, we maintain our Senior Officers Deferred Bonus Plan (the &#8220;Senior Officers Plan&#8221;). The Senior Officers Plan (a description of which can be found on pages <a href="#t46">50</a> and <a href="#tP57">62</a> of this Proxy Statement) permits our executive officers to defer, at their election, up to 100% of their annual bonus compensation in the form of hypothetical &#8220;stock units&#8221;. The performance of the deferred stock units is tied to the performance of our Common Stock. At present, none of our executive officers has any amounts deferred under the Senior Officers Plan. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">We do not provide perquisites or other benefits to our Named Executive Officers, as the Compensation Committee believes in prioritizing variable, at-risk compensation. Our Named Executive Officers receive the same benefits available to our other salaried employees (a summary of which can be found on page <a href="#tP10">11</a> of this Proxy Statement). </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">37<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
</div><!--End Page 41--><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_106-executive_pg9"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
The discussion below regarding our primary elements of compensation and the Compensation Committee&#8217;s decisions for 2024 reflects the terms and conditions of Mr. Knutson and Mr. Wulfsohn&#8217;s employment agreements that were in effect during 2024. Likewise, the discussion regarding Mr.&#160;Roper, Ms.&#160;Samuels and Mr.&#160;Schwartz reflects their compensation arrangements with the Company for 2024. </span></div><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 15.5pt; margin-left: 0pt; text-align: left;">Key Elements of Compensation </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 4pt; margin-left: 0pt; text-align: left;">As indicated above, the compensation of our Named Executive Officers is comprised of three principal elements, summarized in the following chart: </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"> </div><table cellpadding="0" class="BRDSX_txttab" style="border-spacing: 0; margin-top: 3pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 84pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 197pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 197pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 84pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Element</div></td><td style="width: 6pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 197pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Key Features</div></td><td style="width: 6pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 197pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Purpose </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 84pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Base Salary</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 197pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0pt; text-align: left; display: flex;"><div style="white-space: nowrap;">&#8226;<span>
&#8195;&#8195;</span></div><div><span>
Levels set periodically based on scope of the executive&#8217;s role, responsibilities of the position, individual performance and competitive market practices</span><br/></div></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 8pt; margin-left: 0pt; text-align: left; display: flex;"><div style="white-space: nowrap;">&#8226;<span>
&#8195;&#8195;</span></div><div><span>
Changes may be considered based on performance and other factors</span></div></div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 197pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0pt; text-align: left; display: flex;"><div style="white-space: nowrap;">&#8226;<span>
&#8195;&#8195;</span></div><div><span>
Provides a base level of fixed compensation </span></div></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 84pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Annual Incentives</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 197pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0pt; text-align: left; display: flex;"><div style="white-space: nowrap;">&#8226;<span>
&#8195;&#8195;</span></div><div><span>
For 2024, for Messrs Knutson and Wulfsohn, per terms of their respective employment agreement,</span><br/></div></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 4pt; margin-left: 0pt; text-align: left; display: flex;"><div style="white-space: nowrap;"><span>
&#8195;&#8195;&#8194;</span></div><div><span>
(a)&#8194;portion of annual bonus based on the</span><br/></div></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 16pt; text-align: left;"><span>
achievement of adjusted return on common equity targets and</span><br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 4pt; margin-left: 0pt; text-align: left; display: flex;"><div style="white-space: nowrap;"><span>
&#8195;&#8195;&#8194;</span></div><div><span>
(b)&#8194;portion based on the Compensation Committee&#8217;s discretionary assessment of Company and individual performance</span><br/></div></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 8pt; margin-left: 0pt; text-align: left; display: flex;"><div style="white-space: nowrap;">&#8226;<span>
&#8195;&#8195;</span></div><div><span>
For 2024, for Mr. Roper, Ms.&#160;Samuels and Mr.&#160;Schwartz, based on a discretionary determination of Company and individual performance, with the Compensation Committee using similar methodology as used for Mr. Knutson and Mr. Wulfsohn to guide its decisions </span><br/></div></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 8pt; margin-left: 0pt; text-align: left; display: flex;"><div style="white-space: nowrap;">&#8226;<span>
&#8195;&#8195;</span></div><div><span>
Annual incentive award paid in cash</span></div></div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 197pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: left; vertical-align: top; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0pt; text-align: left; display: flex;"><div style="white-space: nowrap;">&#8226;<span>
&#8195;&#8195;</span></div><div><span>
Provides an incentive to achieve annual financial and individual performance goals </span></div></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 84pt; padding-top: 4.9pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Long-Term Incentive Awards</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 197pt; padding-top: 4.9pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0pt; text-align: left; display: flex;"><div style="white-space: nowrap;">&#8226;<span>
&#8195;&#8195;</span></div><div><span>
Grants of stock-based awards with multi-year vesting requirements</span><br/></div></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 8pt; margin-left: 0pt; text-align: left; display: flex;"><div style="white-space: nowrap;">&#8226;<span>
&#8195;&#8195;</span></div><div><span>
 Vesting may be time-based or performance-based</span><br/></div></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 8pt; margin-left: 0pt; text-align: left; display: flex;"><div style="white-space: nowrap;">&#8226;<span>
&#8195;&#8195;</span></div><div><span>
For 2024, LTIAs granted in the form of time-based RSUs (40% of target grant value) and performance-based RSUs (60% of target grant value)</span></div></div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 197pt; padding-top: 4.9pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0pt; text-align: left; display: flex;"><div style="white-space: nowrap;">&#8226;<span>
&#8195;&#8195;</span></div><div><span>
Performance-based awards provide long-term incentives tied to TSR on both an absolute basis and relative to a group of internally- and externally- managed mortgage REITs selected by the Compensation Committee at the time of grant</span><br/></div></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 9pt; margin-left: 0pt; text-align: left; display: flex;"><div style="white-space: nowrap;">&#8226;<span>
&#8195;&#8195;</span></div><div><span>
Further aligns executive&#8217;s interests with stockholders and encourages retention of key executives</span></div></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 84pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 197pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 197pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">The following discussion provides additional explanation about each of the elements of compensation described above. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Base Salary. <span style="font-weight: normal;">We provide the Named Executive Officers with annual base salaries to provide them with a base level of fixed compensation for their services provided during the term of their employment. From time to time, the Compensation Committee reviews market analyses and considers the advice of its independent compensation consultant in setting base salaries. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Consistent with the Compensation Committee&#8217;s overall philosophy, the compensation program for the Named Executive Officers is expected to continue to emphasize incentive compensation over base salary. However, the Compensation Committee does not have a pre-set mix or target of base salary to incentive compensation awards for the Named Executive Officers. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 13.5pt; margin-left: 0pt; text-align: left;">Annual Incentives. <span style="font-weight: normal;">For 2024, we had the following types of annual incentive programs for our Named Executive Officers: </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">38<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_106-executive_pg10"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 6pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
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Pursuant to the terms of his employment agreement, a portion of each of Mr. Knutson and Mr. Wulfsohn&#8217;s annual incentive award was formulaically determined based on the achievement of objective performance goals established by the Compensation Committee and a lesser portion of each executive&#8217;s annual incentive award was determined based on the discretion of the Compensation Committee. As described below, each component of Messrs. Knutson and Wulfsohn&#8217;s respective annual incentive award has a &#8220;target&#8221; level and the amount of the award that is ultimately paid could be higher or lower than the target. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
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Each of Mr. Roper, Ms.&#160;Samuels and Mr. Schwartz was eligible for a discretionary annual incentive award based on a subjective assessment by the Compensation Committee, in consultation with Mr.&#160;Knutson, of MFA&#8217;s annual performance and the annual performance of each individual executive. For Mr.&#160;Roper, Ms.&#160;Samuels and Mr.&#160;Schwartz, no pre-set &#8220;target&#8221; level for their respective annual incentive award was established. For 2024, the Compensation Committee believed that a discretionary incentive opportunity for these Named Executive Officers provided the committee with flexibility in assessing and rewarding individual performance and individual contributions. Nonetheless, in determining the annual incentive award for each of Mr.&#160;Roper, Ms. Samuels and Mr. Schwartz for 2024, the Compensation Committee used as a guide an approach and methodology similar to that used to determine the annual incentive awards for Messrs. Knutson and Wulfsohn. </span></div></td></tr></table><div class="BRDSX_h4" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; margin-top: 15pt; margin-left: 0pt; text-align: left;"><span>
Annual Incentive Award for Mr. Knutson and Mr. Wulfsohn </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 12pt; margin-left: 0pt; text-align: left;"><span>
Pursuant to the terms of the employment agreements that we have in place with each of Mr. Knutson and Mr. Wulfsohn, each executive was eligible to receive an annual performance-based bonus based on the Company&#8217;s and his individual performance during the 2024 Performance Period (i.e., the 12-month period beginning on December 1, 2023, and ending on November&#160;30, 2024). Under the terms of his employment agreement Mr.&#160;Knutson&#8217;s &#8220;target&#8221; annual bonus (the &#8220;Overall Target Bonus&#8221;) for the 2024 Performance Period was $2,000,000 (which was unchanged from his Overall Target Bonus for each of the 2023 and 2022 performance periods), and Mr. Wulfsohn&#8217;s Overall Target Bonus for the 2024 Performance Period was $1,100,000 (which was unchanged from his Overall Target Bonus for the 2023 performance period and reflected an increase of $150,000 from his Overall Target Bonus for the 2022 performance period). </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">39<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_106-executive_pg11"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
Each of Mr. Knutson and Mr. Wulfsohn&#8217;s respective employment agreement provides that his annual bonus is comprised of two&#160;components: </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
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the major portion (75% of the &#8220;target&#8221; value) of the bonus is payable based on the achievement of objective performance goals established by the Compensation Committee on an annual basis, which may include performance goals based on ROAE as well as other objective performance measures that the Compensation Committee shall determine are appropriate for a given performance period. For the 2024 Performance Period, the Compensation Committee established performance goals based on two measures of ROAE, as adjusted: Adjusted GAAP ROAE and Adjusted Distributable Earnings ROAE (each as described below). With respect to Adjusted Distributable Earnings ROAE, the Compensation Committee determined each executive&#8217;s bonus measured both on an absolute basis, as well as on a relative basis compared to a peer group of mortgage REITS as selected by the committee. The bonuses based on such measures are hereinafter referred to individually as the &#8220;Adjusted GAAP ROAE Bonus&#8221;, the &#8220;Distributable Earnings ROAE Bonus&#8221; and the &#8220;Relative DE ROAE Bonus&#8221; and together as the &#8220;Formulaic Bonus&#8221;. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
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a lesser portion (25% of the &#8220;target&#8221; value) of the bonus is payable based on the executive&#8217;s individual performance, Company performance and the Company&#8217;s risk management (referred to as the &#8220;IRM Bonus&#8221;). </span></div></td></tr></table><div class="BRDSX_h4" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; margin-top: 15.5pt; margin-left: 0pt; text-align: left;"><a id="tP37"><!--Anchor--></a><span>
Formulaic Bonus </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 12pt; margin-left: 0pt; text-align: left;"><span>
With respect to the Formulaic Bonus, for the 2024 Performance Period the target amount of the Formulaic Bonus (the &#8220;Target Formulaic Bonus&#8221;) for Messrs. Knutson and Wulfsohn was equal to 75% of his Overall Target Bonus. Based on his Overall Target Bonus, for the 2024 Performance Period Mr.&#160;Knutson&#8217;s Target Formulaic Bonus was $1,500,000, with 30% ($450,000) of the Target Formulaic Bonus allocated to the Adjusted GAAP ROAE Bonus, 30% ($450,000) allocated to the Distributable Earnings ROAE Bonus and 40% ($600,000) allocated to the Relative DE ROAE Bonus. Similarly, based on Mr. Wulfsohn&#8217;s Overall Target Bonus, for the 2024 Performance Period his Target Formulaic Bonus was $825,000, with 30% ($247,500) of the Target Formulaic Bonus allocated to the Adjusted GAAP ROAE Bonus, 30% ($247,500) allocated to the Distributable Earnings ROAE Bonus and 40% ($330,000) allocated to the Relative DE ROAE Bonus. Each of Mr.&#160;Knutson&#8217;s and Mr.&#160;Wulfsohn&#8217;s respective employment agreement provides that he is eligible to receive from zero to 200% of his Target Formulaic Bonus. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
<span style="text-decoration:underline">Calculation of Adjusted GAAP ROAE</span>. For the 2024 Performance Period, the determination of the Adjusted GAAP ROAE Bonus was based on a methodology that reflects certain adjustments to the Company&#8217;s GAAP net income and GAAP stockholders&#8217; equity. For purposes of determining the 2024 Adjusted GAAP ROAE Bonus, &#8220;Adjusted GAAP ROAE&#8221; was calculated by dividing (i) our net income available to common stockholders and participating securities for the 2024 Performance Period as determined in accordance with GAAP (but excluding the impact of certain non-cash expense items such as depreciation, amortization of intangible assets and such other non-cash expense items as may be determined by the Compensation Committee of the Board) (&#8220;Adjusted GAAP Earnings&#8221;) by (ii) our average total stockholders&#8217; equity (based on stockholders&#8217; equity as of the last day of each month during the performance period) as determined in accordance with GAAP (but excluding accumulated other comprehensive income (or loss), stockholders&#8217; equity attributable to preferred stock, goodwill and intangible assets and such other items as may be determined by the Compensation Committee) (&#8220;Adjusted Average Equity&#8221;). </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><a id="tDER"><!--Anchor--></a><span>
<span style="text-decoration:underline">Calculation of Adjusted Distributable Earnings ROAE</span>. The determination of the Distributable Earnings ROAE Bonus was based on a methodology that makes use of the &#8220;Distributable earnings&#8221; measure of the Company&#8217;s operating performance. For purposes of determining the Distributable Earnings ROAE Bonus, the calculation of distributable earnings is determined using the same methodology used by the Company in reporting &#8220;Distributable earnings&#8221; in its quarterly financial results, but excludes the impact of certain realized gains (&#8220;Adjusted Distributable Earnings&#8221;). More specifically, for purposes of determining the 2024 Distributable Earnings ROAE Bonus, &#8220;Adjusted Distributable Earnings ROAE&#8221; was calculated by dividing (i) Adjusted Distributable Earnings by (ii)&#160;Adjusted Average Equity. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Distributable earnings (as reported by the Company in its quarterly financial results) is determined by adjusting GAAP net income/(loss) by removing certain unrealized gains and losses, primarily on residential mortgage investments, associated debt, and hedges that are, in each case, accounted for at fair value through earnings, certain realized gains and losses, as well as certain </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">40<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_106-executive_pg12"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
non-cash expenses and securitization-related transaction costs. The transaction costs are primarily comprised of costs only incurred at the time of execution of our securitizations and include costs such as underwriting fees, legal fees, diligence fees, bank fees and other similar transaction related expenses. As indicated above, for purposes of determining the Distributable Earnings ROAE Bonus, the calculation of Adjusted Distributable Earnings also excludes the impact of certain realized gains. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
<span style="text-decoration:underline">Use of Adjusted GAAP ROAE and Adjusted Distributable Earnings ROAE</span>. The Compensation Committee has, from time to time, reviewed the appropriateness of using return on common equity (or a measure derived therefrom) as a principal financial metric on which to evaluate Company performance and, in turn, on which to determine a portion of the annual bonuses for our CEO and certain other senior executives. The Compensation Committee believes that return on common equity is an appropriate measure to evaluate annual Company performance and to serve as the basis for determining Mr.&#160;Knutson&#8217;s and Mr. Wulfsohn&#8217;s annual bonus (but with the adjustments to the calculation of such measure as described above). As a company whose primary source of earnings is income from the performance of investments in mortgage-related assets, the Compensation Committee believes that return on common equity generally provides an appropriate measurement of our financial performance and is reflective of how effectively we select our investments, manage our cost of capital and debt leverage, and ultimately, how efficient we are in generating earnings against our capital base. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The Compensation Committee, with the assistance of FW Cook, periodically reviews the overall structure of the annual incentive component of our most senior executives&#8217; compensation. The Compensation Committee continues to believe that it is appropriate to use, in large part, a formulaic approach for the determination of our most senior executives&#8217; bonuses (which approach was first adopted in 2014) with a methodology continuing to be based on measures of return on common equity. This belief is premised in large part on the nature of MFA&#8217;s business model, which has historically focused on investing in residential mortgages, mortgage-related debt instruments and other mortgage-related assets, and more recently, on the origination and servicing of business purpose mortgage loans on residential properties. Returns that MFA can earn on new real estate-related debt investments are, to a certain extent, correlated with the market-driven interest rates for these and other types of debt instruments (which rates depend, among other factors, on the perceived risk of these investments). These market-driven interest rates are typically analyzed as the risk-free interest rate for investment in U.S. Treasury obligations (or other debt backed by the full faith and credit of the United States) with a comparable duration (which is a measure of the price sensitivity of an asset to changes in interest rates) plus an incremental risk premium above the risk-free rate. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
<span style="text-decoration:underline">Formulaic Bonus for 2024</span>. In an effort to address year-to-year changes in our operating environment and changes in our business and the mix of our investment assets, as well as to retain flexibility to refine the use of ROAE to respond to changes in financial conditions, the Compensation Committee sets performance goals and targets on an annual basis, which may include performance goals based on ROAE as well as other objective performance measures. For the 2024 Performance Period, the Compensation Committee, in consultation with FW Cook, determined that it was appropriate, similar to 2023, to base Mr.&#160;Knutson&#8217;s and Mr. Wulfsohn&#8217;s Formulaic Bonus not only on the achievement of performance goals with respect to Adjusted GAAP ROAE (which has been the measure historically used by the Compensation Committee), but also to base a portion of the Formulaic Bonus on the achievement of performance goals with respect to Adjusted Distributable Earnings ROAE.</span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Further, for the 2024 Performance Period, the Compensation Committee introduced a relative component to each of Mr. Knutson&#8217;s and Mr. Wulfsohn&#8217;s Formulaic Bonus by making a portion of the Formulaic Bonus that could be earned based on a comparison of the Company&#8217;s Adjusted Distributable Earnings ROAE for the four calendar quarters beginning October 1, 2023 and ending September 30, 2024 (the &#8220;Relative DE ROAE Performance Period&#8221;), relative to a peer group of mortgage REITs and other mortgage finance companies selected by the Compensation Committee for the same period. The Compensation Committee selected as the peer group those companies (excluding MFA) comprising the iShares Mortgage Real Estate ETF (Symbol: REM) as of December 29, 2023 (such group referred to as the &#8220;Relative DE ROAE Peer Group&#8221;). A list of these companies can be found in Appendix A to this Proxy Statement. The Compensation Committee established the four calendar quarters beginning October 1, 2023 and ending September 30, 2024, as the measurement period for the determination of the Relative DE ROAE Bonus because the peer group companies do not report (and the Company is unable to obtain) earnings information for the 12-month period (December 1 through </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">41<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_106-executive_pg13"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
November 30) that has historically constituted the performance period that the Compensation Committee has used to evaluate our executives&#8217; annual bonuses. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The Compensation Committee&#8217;s determination to use a measure of ROAE based on Adjusted Distributable Earnings is based on the belief that Adjusted Distributable Earnings is a meaningful measure of MFA&#8217;s operating performance, as the calculation of Adjusted Distributable Earnings for purposes of determining the Distributable Earnings ROAE Bonus excludes, principally, the impact of gains and losses on the Company&#8217;s investment assets, hedges and liabilities, which can be amplified in volatile interest rate markets and may distort the earnings potential of such investment assets (which the Board factors into the determination of dividends on Common Stock) and longer-term performance of these investment assets. In this regard, the Compensation Committee believed the use of Adjusted Distributable Earnings ROAE would be a particularly meaningful measure to evaluate Company performance, in light of the volatility in interest rates that began to assert itself in the fourth quarter of 2021 and continued throughout 2022 and 2023. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Adjusted GAAP ROAE Bonus and Adjusted Distributable Earnings ROAE Bonus</span><span style="font-style: normal;">. With the above in mind, the Compensation Committee established the following levels of Adjusted GAAP ROAE for the purpose of determining the amount of the Adjusted GAAP ROAE Bonus that could be earned by each of Mr. Knutson and Mr. Wulfsohn for the 2024 Performance Period: </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
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The &#8220;Adjusted GAAP ROAE Target&#8221; (i.e., the level of Company financial performance at which the &#8220;target&#8221; Adjusted GAAP ROAE Bonus would be earned) for the 2024 Performance Period would be 9.25% (calculated as described above), which reflected an increase of 1.00% over the Adjusted GAAP ROAE Target for the 2023 performance period. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
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No Adjusted GAAP ROAE Bonus would be earned if Adjusted GAAP ROAE was negative (the &#8220;threshold&#8221; Adjusted GAAP ROAE level) for the 2024 Performance Period, as compared to a threshold performance level of 3.0% for this metric for the 2023 performance period. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
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The maximum Adjusted GAAP ROAE Bonus (i.e., 200% of the target Adjusted GAAP ROAE Bonus) for each executive would be earned to the extent that Adjusted GAAP ROAE was in excess of 16.0% for the 2024 Performance Period, which reflected no change from the performance level for this metric for the 2023 performance period. </span></div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
To the extent that our Adjusted GAAP ROAE for the 2024 Performance Period were to be greater than the threshold Adjusted GAAP ROAE level of zero but less than 16%, then the executive would be paid a multiple of between zero and two times his target Adjusted GAAP ROAE Bonus, with the executive being paid the target amount ($450,000 in the case of Mr. Knutson and $247,500 in the case of Mr.&#160;Wulfsohn) to the extent that MFA&#8217;s Adjusted GAAP ROAE equaled the Adjusted GAAP ROAE Target for the 2024 Performance Period. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
In addition, the Compensation Committee established the following levels of Adjusted Distributable Earnings ROAE for the purpose of determining the amount of the Distributable Earnings ROAE Bonus that could be earned by each of Mr. Knutson and Mr.&#160;Wulfsohn for the 2024 Performance Period: </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
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The &#8220;Adjusted Distributable Earnings ROAE Target&#8221; (i.e., the level of Company financial performance at which the &#8220;target&#8221; Distributable Earnings ROAE Bonus would be earned) for the 2024 Performance Period would be 9.25% (calculated as described above), which reflected an increase of 1.00% over the Adjusted Distributable Earnings ROAE Target for the 2023 performance period. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
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No Distributable ROAE Earnings Bonus would be earned if Adjusted Distributable Earnings ROAE was less than 5.5% (the &#8220;threshold&#8221; Adjusted Distributable Earnings ROAE level) for the 2024 Performance Period, which reflected no change from the threshold performance level for this metric for the 2023 performance period. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
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The maximum Distributable Earnings ROAE Bonus (i.e., 200% of the target Distributable Earnings ROAE Bonus) for each executive would be earned to the extent that Adjusted Distributable Earnings ROAE was in excess of 13.25% for the 2024 Performance Period, as compared to a level of 13.50% for the analogous metric for the 2023 performance period. </span></div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">42<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_106-executive_pg14"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
To the extent that MFA&#8217;s Adjusted Distributable Earnings ROAE for the 2024 Performance Period were to be greater than the threshold Adjusted Distributable Earnings ROAE level of 5.5% but less than 13.25%, then the executive would be paid a multiple of between zero and two times his target Distributable Earnings ROAE Bonus, with the executive being paid the target amount ($450,000 in the case of Mr.&#160;Knutson and $247,500 in the case of Mr.&#160;Wulfsohn) to the extent that MFA&#8217;s Adjusted Distributable Earnings ROAE equaled the Adjusted Distributable Earnings ROAE Target for the 2024 Performance Period. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The Compensation Committee considered several factors in establishing the Adjusted GAAP ROAE target of 9.25% and the Adjusted Distributable Earnings ROAE Target of 9.25% for the 2024 Performance Period. In particular, prior to establishing the performance levels for threshold, target and maximum payouts for each component of the Formulaic Bonus, the Compensation Committee reviewed and was informed by the Company&#8217;s internal forecasts for 2024, which were presented to it and the full Board. Based on the Compensation Committee&#8217;s review of this information and macroeconomic factors, as well as its consideration of the investing and interest rate environment at the time of its review, the Compensation Committee believed that the prior year&#8217;s Adjusted GAAP ROAE &#8220;target&#8221; of 8.25% was no longer appropriate and that a higher Adjusted GAAP ROAE target was merited in order to appropriately incent management, while not encouraging it to undertake undue risks to achieve target performance. At the same time, the Compensation Committee recognized that in light of the methodology used to calculate Adjusted Distributable Earnings, an Adjusted Distributable Earnings ROAE target of 9.25% (as compared to an analogous target of 8.25% for the 2023 performance period) was a level that would appropriately incent management for the 2024 Performance Period. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Relative DE ROAE Bonus</span><span style="font-style: normal;">. With respect to the Relative DE ROAE Bonus, the Compensation Committee determined that the Company&#8217;s Adjusted Distributable Earnings ROAE for the Relative DE ROAE Performance Period would be measured and ranked against the Adjusted Distributable Earnings ROAE of the companies in the Relative DE ROAE Peer Group (excluding, as indicated above, MFA) for the same period. The Compensation Committee adopted the following parameters for the purpose of determining the amount of the Relative DE ROAE Bonus that could be earned by each of Mr. Knutson and Mr. Wulfsohn for the performance period. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-align: left;"><span>
To the extent MFA&#8217;s Adjusted Distributable Earnings rank for the Relative DE ROAE Performance Period were to be:</span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
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Below the 25th percentile of the Relative DE ROAE Peer Group, no Relative DE ROAE Bonus would be earned.</span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
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At the 25th percentile (the &#8220;threshold&#8221; percentile level) of the Relative DE ROAE Peer Group, the amount of the Relative DE ROAE Bonus that would be earned by the executive would be equal 37.5% of the executive&#8217;s Relative DE ROAE Target.</span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
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At the 50th percentile (the &#8220;target&#8221; percentile level) of the Relative DE ROAE Peer Group, the amount of the Relative DE ROAE Bonus that would be earned by the executive would be equal 100% of the executive&#8217;s Relative DE ROAE Target ($600,000 in the case of Mr. Knutson and $330,000 in the case of Mr. Wulfsohn).</span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
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To the extent MFA&#8217;s Adjusted Distributable Earnings ROAE rank was at or above the 80th percentile (the &#8220;maximum&#8221; percentile level) of the Relative DE ROAE Peer Group, the amount of the Relative DE ROAE Bonus that would be earned by the executive would be equal 200% of the executive&#8217;s Relative DE ROAE Target.</span></div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
To the extent that MFA&#8217;s Adjusted Distributable Earnings rank for the Relative DE ROAE Performance Period were to be greater than the &#8220;threshold&#8221; percentile level (25th percentile) but less than the &#8220;target&#8221; percentile level (50th percentile), then the executive would be paid a multiple of between 37.5% and 100% of his respective target Relative DE ROAE Bonus (with the actual amount to be paid determined through linear interpolation). To the extent that MFA&#8217;s Adjusted Distributable Earnings rank for the Relative DE ROAE Performance Period were to be greater than the &#8220;target&#8221; percentile level but less than the &#8220;maximum&#8221; percentile level (80th percentile), then the executive would be paid a multiple of between 100% and 200% of his target Relative DE ROAE Bonus (with the actual amount to be paid determined through linear interpolation).</span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
For purposes of determining the Relative DE ROAE Bonus, the distributable earnings ROAE for the Relative DE ROAE Performance Period for each company in the Relative DE ROAE Peer Group would be determined using the same methodology as the </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">43<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_106-executive_pg15"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
methodology used to calculate MFA&#8217;s Adjusted Distributable Earnings ROAE, with such assumptions, estimates and adjustments, as determined in good faith to be necessary or appropriate to achieve such consistency.</span></div><div class="BRDSX_h4" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; margin-top: 15.5pt; margin-left: 0pt; text-align: left;"><span>
IRM Bonus </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 12pt; margin-left: 0pt; text-align: left;"><a id="tP40"><!--Anchor--></a><span>
The Compensation Committee continues to believe that it is also important for the committee to retain a discretionary component of the annual incentive award process in order to be able to factor non-objective and non-quantifiable measures into the bonus decision-making process. With this in mind under the terms of Mr.&#160;Knutson&#8217;s and Mr.&#160;Wulfsohn&#8217;s employment agreements, for each performance period, the target amount of each executive&#8217;s IRM Bonus (the &#8220;Target IRM Bonus&#8221;) is equal to 25% of his Overall Target Bonus. For the 2024 Performance Period, the Target IRM Bonus for Mr. Knutson was $500,000 (which was unchanged from Mr.&#160;Knutson&#8217;s Target IRM Bonus for the 2023 performance period), and the Target IRM Bonus for Mr. Wulfsohn was $275,000 (which was unchanged from Mr.&#160;Wulfsohn&#8217;s Target IRM Bonus for the 2023 performance period). Each executive&#8217;s employment agreement provides that he is eligible to receive from zero to 200% of his respective Target IRM Bonus. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The actual amount of the IRM Bonus to be paid to each of Mr.&#160;Knutson and Mr.&#160;Wulfsohn is determined by the Compensation Committee in its discretion based upon factors it deems relevant and appropriate, including, without limitation, MFA&#8217;s total stockholder return (&#8220;TSR&#8221;) (both on an absolute basis, as well as relative to relevant indices and other similarly situated companies), overall management of risk and asset selection in generating our returns and the executive&#8217;s individual performance. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><a id="tLTIA"><!--Anchor--></a><span>
Long-Term Incentive Awards. </span><span style="font-weight: normal;">Under our Equity Compensation Plan the Compensation Committee has available to it a portfolio of equity compensation vehicles, including shares of Common Stock, RSUs, dividend equivalent rights, stock options and other stock-based awards. The Compensation Committee uses this incentive compensation program to award Named Executive Officers with long-term incentives, including in connection with entering into or extending the term of employment agreements or other employment arrangements. The Compensation Committee makes these awards in its discretion without any pre-set target levels; however, in determining LTIAs, the Compensation Committee may consider the advice of its compensation consultant. </span></div><div class="BRDSX_h4" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; margin-top: 15pt; margin-left: 0pt; text-align: left;"><span>
LTIAs to Mr. Knutson and Mr. Wulfsohn </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 12pt; margin-left: 0pt; text-align: left;"><span>
Under the terms of Mr.&#160;Knutson and Mr.&#160;Wulfsohn&#8217;s employment agreement as in effect during the 2024 Performance Period, each executive was entitled to a grant of RSUs, consisting of TRSUs and a &#8220;target&#8221; amount of PRSUs. More specifically, for 2024, Mr.&#160;Knutson was granted TRSUs with a grant date value of approximately $1,600,000 (no change from 2023) and a &#8220;target&#8221; number of PRSUs with a grant date value of approximately $2,400,000 (no change from 2023), and Mr.&#160;Wulfsohn was granted TRSUs with a grant date value of approximately $690,000 (no change from 2023) and a &#8220;target&#8221; number of PRSUs with a grant date value of approximately $1,035,000 (no change from 2023). </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
TRSUs.</span><span style="font-style: normal;"> Subject to exceptions in certain circumstances described below in &#8220;Potential Payments upon Termination of Employment or Change in Control&#8221; found on pages <a href="#tPPTECC">66</a> to <a href="#tEND">70</a> of this Proxy Statement, each grant of TRSUs to each executive will vest on the third&#160;December&#160;31st to occur following the date of grant, subject to his continued employment with the Company. In addition, subject to exceptions in certain circumstances, unvested TRSUs will be forfeited as of the date of his termination of employment with the Company. Upon vesting, each executive will receive one share of our Common Stock for each TRSU that vests. With respect to the TRSU grants made in 2024, the executives receive dividend equivalent payments as and when dividends are paid on our Common Stock during the period in which TRSUs are outstanding. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
PRSUs.</span><span style="font-style: normal;"> Subject to exceptions in certain circumstances described below in &#8220;Potential Payments upon Termination of Employment or Change in Control,&#8221; each grant of PRSUs to each executive will vest on the last day of the applicable three-year performance period, subject to the achievement of the TSR-based objectives described below and his continued employment with the Company. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Of the target amount of PRSUs granted to each executive under his employment agreement, one-half of such target amount will vest based on the Company&#8217;s level of absolute TSR (&#8220;Absolute TSR&#8221;) during the applicable three-year performance period (such PRSUs referred to as the &#8220;Absolute TSR PRSUs&#8221;) and one-half of such target amount will vest based on the Company&#8217;s level of TSR </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">44<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_106-executive_pg16"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
during the applicable three-year performance period relative to the TSR of a peer group of companies (&#8220;Relative TSR&#8221;) designated by the Compensation Committee at the time of each grant (such PRSUs referred to as the &#8220;Relative TSR PRSUs&#8221;). </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
With respect to the Absolute TSR PRSUs, the actual number of PRSUs that will be earned and that will vest will be based on the level of our cumulative total stockholder return (i.e., share price appreciation or depreciation, as the case may be, plus dividends divided by initial share price) relative to an average 8% per annum simple TSR (assuming no reinvestment of dividends) for the three-year performance period beginning on January 1st of the year of grant (e.g., the performance period for the PRSUs granted in 2024 is January 1, 2024 through December 31, 2026). To determine the actual number of PRSUs that will be earned and will vest, the &#8220;target&#8221; amount of each grant of PRSUs will be adjusted up or down at the end of the applicable three-year performance period based on the Company&#8217;s cumulative TSR relative to an average 8% per annum simple TSR objective from 0% of the target amount (reflecting 0% per annum TSR during the performance period) to up to 200% of the target amount (reflecting an average of 16% per annum (or higher) TSR during the performance period), with 100% of the target amount being earned and vesting if TSR of an average 8% per annum is achieved during the performance period. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
With respect to the Relative TSR PRSUs, the actual number of PRSUs that will be earned and that will vest will be based on the Company&#8217;s cumulative TSR during the applicable three-year performance period beginning on January 1st of the year of grant as compared to the cumulative TSR of designated peer group companies for such performance period. To the extent that the Company&#8217;s TSR rank is less than or equal to the 25th percentile when compared to the TSR of the members of the peer group, each of Mr. Knutson and Mr. Wulfsohn will vest in 0% of the target number of Relative TSR PRSUs awarded to him in respect of the applicable performance period. To the extent that the Company&#8217;s TSR rank is in the 50th percentile, each executive will vest in 100% of the target number of Relative TSR PRSUs awarded to him in respect of the applicable performance period. To the extent that the Company&#8217;s TSR rank is greater than or equal to the 80th percentile, each executive will vest generally in 200% of the target number of Relative TSR PRSUs awarded to him in respect of the applicable performance period. To the extent that the Company&#8217;s TSR ranking falls in between the percentiles identified above, the number of Relative TSR PRSUs that vest will be interpolated. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
With respect to the Relative TSR PRSUs, regardless of the Company&#8217;s TSR rank, in no event will an executive vest in more than 100% of the target number of Relative TSR PRSUs to the extent the Company&#8217;s absolute TSR for the applicable performance period is less than zero. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
PRSUs that do not vest at the end of an applicable performance period will be forfeited. Upon vesting, each executive will receive one share of the Company&#8217;s common stock for each PRSU that vests, provided that the fair market value of the shares of Common Stock delivered upon settlement may not exceed 400% of the grant date value of the PRSUs granted in respect of the completed performance period. Any PRSUs that vest are subject to an additional one year deferral prior to settlement, subject to accelerated payout under certain circumstances. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><a id="tLTIA2"><!--Anchor--></a><span>
Dividend equivalents are not paid in respect of the PRSUs during the performance period. Rather, dividend equivalents accrue with respect to the PRSUs during the performance period, and to the extent that the underlying PRSUs vest, an amount equal to the accrued dividend equivalents related to the vested PRSUs will be paid to each executive in the form of additional shares of our Common Stock based on the closing price of the Common Stock on the vesting date. </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">45<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_106-executive_pg17"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">2024 Compensation Decisions </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The following discussion addresses the actions taken by the Compensation Committee during 2024 regarding the base salaries, annual incentives and long-term equity awards for the Named Executive Officers. </div><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;">Base Salary </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 4pt; margin-left: 0pt; text-align: left;">The Compensation Committee believes that the annual base salary paid in 2024 to each of the Named Executive Officers appropriately reflected the scope of the role and responsibilities of the applicable position, individual performance and experience and competitive market practices. The annual base salary for each of the Named Executive Officers during 2024 is set forth in the table below. The amount paid to each of Mr. Knutson, Mr.&#160;Wulfsohn and Mr.&#160;Schwartz reflected no adjustment to his base salary as compared to his base salary for 2023. The amount paid to Mr.&#160;Roper reflected an increase of $125,000 to each his base salary as compared to 2023, which the Compensation Committee determined to be appropriate following a review of market data. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 11pt; margin-left: 0pt; text-align: left;"> </div><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 180pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 130.39pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 130.39pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 61.21pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 180pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Executive</div></td><td style="width: 130.39pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 130.39pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 61.21pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">2024 Base Salary<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$ </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 180pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Craig L. Knutson</div></td><td style="width: 130.39pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 130.39pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 61.21pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">800,000 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 180pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Bryan Wulfsohn</div></td><td style="width: 130.39pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 130.39pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 61.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">625,000 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 180pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Michael C. Roper</div></td><td style="width: 130.39pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 130.39pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 61.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">475,000 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 180pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Lori R. Samuels</div></td><td style="width: 130.39pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 130.39pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 61.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">325,000 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 180pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Harold E. Schwartz</div></td><td style="width: 130.39pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 130.39pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 61.21pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">475,000</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 180pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 130.39pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 130.39pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 61.21pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 16pt; margin-left: 0pt; text-align: left;">Annual Incentives </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; margin-top: 4pt; margin-left: 0pt; text-align: left;">Mr. Knutson and Mr. Wulfsohn<span style="font-style: normal;">. The annual incentive award opportunity for each of Mr. Knutson and Mr.&#160;Wulfsohn consisted of both the Formulaic Bonus (see pages <a href="#tP37">40</a> to <a href="#tP40">44</a> above) and the discretionary IRM Bonus (see page <a href="#tP40">44</a> above). A discussion of the Compensation Committee&#8217;s determination of each of these components is set forth below. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; margin-top: 8pt; margin-left: 0pt; text-align: left;">Formulaic Bonus<a id="tP42"></a><span style="font-style: normal;">. Under the methodology for determining the Adjusted GAAP ROAE Bonus, Adjusted GAAP ROAE for the 2024 Performance Period (December&#160;1, 2023 to November&#160;30, 2024) was approximately 13.73%*<!--Anchor-->. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Further, under the methodology for determining the Distributable Earnings ROAE Bonus, Adjusted Distributable Earnings ROAE for the 2024 Performance Period was approximately 12.53%*. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Under the methodology for determining the Relative DE ROAE Bonus, MFA ranked seventh (7th), or eighty-first and eight tenths (81.8) percentile, relative to the companies in the Relative DE ROAE Peer Group for the Relative DE ROAE Performance Period. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The amount of each of the Adjusted GAAP ROAE Bonus, Distributable Earnings ROAE Bonus and Relative DE ROAE Bonus for each of Mr. Knutson and Mr. Wulfsohn was determined by applying the Adjusted GAAP ROAE of 13.73%*, the Adjusted Distributable Earnings ROAE of 12.53%* and the Relative DE ROAE percentile to the respective methodology established by the Compensation Committee for each component of the Formulaic Bonus, with the result that each executive earned (i) an Adjusted GAAP ROAE Bonus equal to approximately 166.4% of his respective target for this component of the Formulaic Bonus, (ii) a Distributable Earnings ROAE Bonus equal to approximately 181.9% of his respective target for this component of the Formulaic Bonus and (iii) a Relative DE ROAE Bonus equal to 200% of his respective target for this component of the Formulaic Bonus. </div><div class="BRDSX_ftnote" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 4pt; margin-left: 18pt; text-indent: -18pt; text-align: left;">*<br/><span style="font-size: 7pt;">Adjusted GAAP Earnings, Adjusted GAAP ROAE, Adjusted Distributable Earnings and Adjusted Distributable Earnings ROAE are non-GAAP financial measures. See Appendix&#160;B and Appendix&#160;C for a reconciliation of each such measure to its comparable GAAP measure for the 2024 Performance Period.</span><span style="font-size: 7pt; font-weight: normal;"> </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">46<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_106-executive_pg18"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The target amount of each component of the Formulaic Bonus, the percentage of the target amount earned, the actual amount of each component earned and the total amount of the 2024 Formulaic Bonus earned by Messrs. Knutson and Wulfsohn are set forth in the table below: </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 11pt; margin-left: 0pt; text-align: left;"> </div><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 60pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="7" style="height: 10pt; width: 124.88pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="7" style="height: 10pt; width: 124.88pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="7" style="height: 10pt; width: 124.88pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 3.8pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 3.8pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 36.96pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td rowspan="2" style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="2" style="width: 60pt; padding-bottom: 6pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Executive</div></td><td rowspan="2" style="width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="7" style="width: 124.88pt; padding-bottom: 6pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Adjusted GAAP ROAE Bonus</div></td><td style="width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="7" style="width: 124.88pt; padding-bottom: 6pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Distributable Earnings ROAE Bonus</div></td><td style="width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="7" style="width: 124.88pt; padding-bottom: 6pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Relative DE ROAE Bonus</div></td><td style="width: 3.8pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="2" style="width: 3.8pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="2" style="width: 36.96pt; padding-bottom: 6pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">2024<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Total<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Formulaic<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Bonus Earned<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$ </div></td><td rowspan="2" style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.72pt; padding-top: 5.83pt; padding-bottom: 6pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Target Bonus<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$</div></td><td style="width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.96pt; padding-top: 5.83pt; padding-bottom: 6pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Bonus Earned<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">% of Target</div></td><td style="width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.96pt; padding-top: 5.83pt; padding-bottom: 6pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Bonus Earned<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$</div></td><td style="width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.72pt; padding-top: 5.83pt; padding-bottom: 6pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Target Bonus<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$</div></td><td style="width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.96pt; padding-top: 5.83pt; padding-bottom: 6pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Bonus Earned<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">% of Target</div></td><td style="width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.96pt; padding-top: 5.83pt; padding-bottom: 6pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Bonus Earned<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$</div></td><td style="width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.72pt; padding-top: 5.83pt; padding-bottom: 6pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Target Bonus<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$</div></td><td style="width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.96pt; padding-top: 5.83pt; padding-bottom: 6pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Bonus Earned<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">% of Target</div></td><td style="width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.96pt; padding-top: 5.83pt; padding-bottom: 6pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Bonus Earned<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$</div></td><td style="width: 3.8pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 60pt; padding-top: 5.83pt; padding-bottom: 5.5pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Mr.&#160;Knutson</div></td><td style="width: 3.81pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.72pt; padding-top: 5.83pt; padding-bottom: 5.5pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; margin-top: 0pt; text-align: right;">450,000</div></td><td style="width: 3.81pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.96pt; padding-top: 5.83pt; padding-bottom: 5.5pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; margin-top: 0pt; text-align: right;">166.4%</div></td><td style="width: 3.81pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.96pt; padding-top: 5.83pt; padding-bottom: 5.5pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; margin-top: 0pt; text-align: right;">748,800</div></td><td style="width: 3.81pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.72pt; padding-top: 5.83pt; padding-bottom: 5.5pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; margin-top: 0pt; text-align: right;">450,000</div></td><td style="width: 3.81pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.96pt; padding-top: 5.83pt; padding-bottom: 5.5pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; margin-top: 0pt; text-align: right;">181.9%</div></td><td style="width: 3.81pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.96pt; padding-top: 5.83pt; padding-bottom: 5.5pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; margin-top: 0pt; text-align: right;">818,550</div></td><td style="width: 3.81pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.72pt; padding-top: 5.83pt; padding-bottom: 5.5pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; margin-top: 0pt; text-align: right;">600,000</div></td><td style="width: 3.81pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.96pt; padding-top: 5.83pt; padding-bottom: 5.5pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; margin-top: 0pt; text-align: right;">200.0%</div></td><td style="width: 3.81pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.96pt; padding-top: 5.83pt; padding-bottom: 5.5pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; margin-top: 0pt; text-align: right;">1,200,000</div></td><td style="width: 3.8pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.8pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.96pt; padding-top: 5.83pt; padding-bottom: 5.5pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; margin-top: 0pt; text-align: right;">2,767,350 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 60pt; padding-top: 5.33pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Mr.&#160;Wulfsohn</div></td><td style="width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.72pt; padding-top: 5.33pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; margin-top: 0pt; text-align: right;">247,500</div></td><td style="width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.96pt; padding-top: 5.33pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; margin-top: 0pt; text-align: right;">166.4%</div></td><td style="width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.96pt; padding-top: 5.33pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 0.45pt;">411,840</span></div></td><td style="width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.72pt; padding-top: 5.33pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; margin-top: 0pt; text-align: right;">247,500</div></td><td style="width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.96pt; padding-top: 5.33pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; margin-top: 0pt; text-align: right;">181.9%</div></td><td style="width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.96pt; padding-top: 5.33pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; margin-top: 0pt; text-align: right;">450,202</div></td><td style="width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.72pt; padding-top: 5.33pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; margin-top: 0pt; text-align: right;">330,000</div></td><td style="width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.96pt; padding-top: 5.33pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; margin-top: 0pt; text-align: right;">200.0%</div></td><td style="width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.96pt; padding-top: 5.33pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.95pt;">660,000</span></div></td><td style="width: 3.8pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.8pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.96pt; padding-top: 5.33pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 6pt; margin-top: 0pt; text-align: right;">1,522,042</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 4pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 60pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 35.72pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 36.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 36.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 35.72pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 36.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 36.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 35.72pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 36.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 3.81pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 36.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 3.8pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 3.8pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 36.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 4pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; margin-top: 14pt; margin-left: 0pt; text-align: left;"><a id="tP43"><!--Anchor--></a>IRM Bonus<span style="font-style: normal;">. The actual amount of the IRM Bonus paid to each of Mr. Knutson and Mr. Wulfsohn was determined by the Compensation Committee in its discretion based upon its review of each executive&#8217;s individual performance and overall company performance. In considering these factors, the Compensation Committee did not assign specific weightings to each, but instead considered them together as part of a comprehensive review. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The target amount of this component of annual bonus, the percentage of that target amount earned and the total amount of the 2024 IRM Bonus earned by Messrs. Knutson and Wulfsohn is set forth in the following table: </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 11pt; margin-left: 0pt; text-align: left;"> </div><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 240pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10.8pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10.8pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 64.64pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10.8pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10.8pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 66.3pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10.79pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10.79pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 66.29pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Executive</div></td><td style="width: 10.8pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.8pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.64pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Target IRM Bonus<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$</div></td><td style="width: 10.8pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.8pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.3pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">IRM Bonus Earned<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">% of Target</div></td><td style="width: 10.79pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.79pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.29pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">2024<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">IRM Bonus Earned<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$ </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Mr.&#160;Knutson</div></td><td style="width: 10.8pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.8pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.64pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">500,000</div></td><td style="width: 10.8pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.8pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.3pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">100%</div></td><td style="width: 10.79pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.79pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.29pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">500,000 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Mr.&#160;Wulfsohn</div></td><td style="width: 10.8pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.8pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.64pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">275,000</div></td><td style="width: 10.8pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.8pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.3pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">150%</div></td><td style="width: 10.79pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.79pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.29pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">412,500</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 240pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.8pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.8pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 64.64pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.8pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.8pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 66.3pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.79pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.79pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 66.29pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 14pt; margin-left: 0pt; text-align: left;">In determining the amount of Mr. Knutson&#8217;s and Mr. Wulfsohn&#8217;s respective IRM Bonus and the Compensation Committee&#8217;s decision to pay out such bonuses at the levels indicated in the table above, the Compensation Committee recognized the leadership of each executive in steering MFA through the challenging operating and financial environment that defined the 2024 Performance Period. In particular, the Compensation Committee recognized Mr.&#160;Knutson&#8217;s and Mr.&#160;Wulfsohn&#8217;s efforts in managing the Company&#8217;s investment portfolio, which resulted in it achieving a healthy level of Adjusted Distributable Earnings to support the Company&#8217;s distributions to stockholders. The Compensation Committee also recognized the executives&#8217; efforts to manage the impact of the interest rate environment on the Company&#8217;s cost of funding through an active hedging strategy, their successful efforts in continuing to execute securitization transactions (thereby furthering the Company&#8217;s strategy of emphasizing longer term, non-mark-to-market, non-recourse funding of its investment assets), and their focus on maintaining a healthy level of liquidity throughout the year to meet margin calls and other obligations and to give the Company the ability to take advantage of attractive investment opportunities. The Compensation Committee also recognized Mr.&#160;Knutson&#8217;s and Mr. Wulfsohn&#8217;s success in maintaining and growing the Company&#8217;s relationships with MFA&#8217;s key stakeholders throughout the year, including its stockholders, its most important lending counterparties and investors in offerings of mortgage-backed securities sponsored by the Company. In addition, the Compensation Committee recognized each executive&#8217;s contribution to promoting the unity and focus of MFA&#8217;s work force in a challenging operating environment and supporting and enhancing MFA&#8217;s workplace culture, including increasing engagement with our employees and promoting opportunities for employee development. Further, the Compensation Committee recognized the key role that Mr. Knutson played in succession planning both at the corporate level, as well as at the Company&#8217;s Lima One Capital subsidiary and the implementation of such plans during the year. In regard to Mr. Wulfsohn, the Compensation Committee also recognized the increased responsibilities assumed by him upon his promotion to President of MFA in September 2024, including his assuming oversight of Lima One Capital. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; margin-top: 8pt; margin-left: 0pt; text-align: left;">Mr.&#160;Roper, Ms. Samuels and Mr. Schwartz<span style="font-style: normal;">. Each of Mr. Roper, Ms. Samuels and Mr. Schwartz is eligible to receive an annual performance bonus in such amount as approved by the Compensation Committee after receiving the input of our CEO. Annual </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">47<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_106-executive_pg19"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
incentive compensation for these executives is based upon subjective assessments and evaluation of MFA&#8217;s annual performance and each executive&#8217;s individual performance. To guide the Compensation Committee in determining the levels of Mr. Roper&#8217;s, Ms. Samuels&#8217; and Mr. Schwartz&#8217;s respective bonus for the 2024 Performance Period, it used as a framework a methodology that was similar to the methodology that it used to determine the annual bonus amount for Mr. Knutson and Mr. Wulfsohn. In this regard, the Compensation Committee, with the input of Mr. Knutson, assumed a hypothetical &#8220;target&#8221; overall bonus for each of Mr.&#160;Roper and Mr. Schwartz of $600,000 and a hypothetical &#8220;target&#8221; overall bonus for Ms. Samuels of $400,000. The Compensation Committee then employed an illustrative scenario in which 50% of each executive&#8217;s hypothetical target would be based on the three components of the Formulaic Bonus and 50% would be tied to an assessment of the executive&#8217;s individual performance and overall company performance. As this approach was a framework for its decision making, the Compensation Committee then used its judgment and discretion to adjust the outcome to arrive at the actual amount of each executive&#8217;s bonus. The Compensation Committee believes that using a discretionary (rather than largely formulaic) approach for the determination of Mr. Roper&#8217;s, Ms. Samuels&#8217; and Mr. Schwartz&#8217;s bonus is appropriate in light of their not having ultimate responsibility for the Company&#8217;s investment decisions or management of its investment portfolio. Nonetheless, the Compensation Committee believes that, reflective of their positions as among the most senior executives of the Company, it is appropriate that their bonuses be informed by and aligned with not only their individual performance, but also with the financial performance of the Company. In this regard, in determining Mr. Roper&#8217;s, Ms. Samuels&#8217; and Mr. Schwartz&#8217;s bonus, the Compensation Committee referred to the Formulaic Bonus structure used in the determination of Mr. Knutson&#8217;s and Mr. Wulfsohn&#8217;s annual bonuses.</span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
After receiving the input of Mr. Knutson, the Compensation Committee approved an annual incentive bonus to Mr. Roper of $925,000 for the 2024 Performance Period, all of which was paid in cash. In determining Mr. Roper&#8217;s bonus, the Compensation Committee recognized, among other things, Mr.&#160;Roper&#8217;s integral role in the various financing and other transactions undertaken by the Company during 2024, including his role in the successful execution of two public offerings of senior notes during the year and his leadership in directing the activities performed by our finance and accounting staff in support of our business activities. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Further, after receiving the input of Mr. Knutson, the Compensation Committee approved an annual incentive bonus to Ms. Samuels of $665,000 for the 2024 Performance Period, all of which was paid in cash. In determining Ms. Samuels&#8217; bonus, the Compensation Committee noted, among other matters, Ms. Samuels&#8217; key role in the onboarding and financing of mortgage loans acquired by the Company for its investment portfolio, oversight and asset management of the loan portfolio and other loan-related operations. The Compensation Committee also recognized Ms. Samuels&#8217; role in providing advice and support to the underwriting and servicing functions of MFA&#8217;s Lima One Capital subsidiary. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
In addition, after receiving the input of Mr.&#160;Knutson, the Compensation Committee approved an annual incentive bonus for Mr.&#160;Schwartz of $925,000, all of which was paid in cash. In determining Mr. Schwartz&#8217;s bonus, the Compensation Committee noted his integral role in the various financing and other transactions undertaken by the Company during 2024 (including the public offerings mentioned above), his leadership and advice in connection with governance and disclosure matters involving the Company and his leadership in directing the activities performed by our legal department in support of our business activities. </span></div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;"><a id="tLTEBIA"><!--Anchor--></a>2024 Long-Term Equity-Based Incentive Awards </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Mr. Knutson was granted RSUs, consisting of TRSUs with a grant date value of approximately $1,600,000 and a &#8220;target&#8221; number of PRSUs with a grant date value of approximately $2,400,000 in January&#160;2024. In addition, in order to further align the interests of the other Named Executive Officers and foster their retention (and, in the case of Mr.&#160;Wulfsohn, in accordance with his employment agreement), the Compensation Committee also made awards of TRSUs and PRSUs to Mr.&#160;Wulfsohn, Mr.&#160;Roper, Ms.&#160;Samuels and Mr.&#160;Schwartz in January&#160;2024. For each Named Executive Officer, with respect to the target number of PRSUs, one-half of such target amount is comprised of Absolute TSR PRSUs and one-half is comprised of Relative TSR PRSUs. </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">48<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_106-executive_pg20"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 6pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
&#8226;</span></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
The TRSUs will &#8220;cliff&#8221; vest on December 31, 2026, subject solely to continued employment through the vesting date. Upon vesting, the executive will receive one share of our Common Stock for each TRSU that vests. The executives receive dividend equivalent payments in respect of the TRSUs as and when dividends are paid on our Common Stock during the period in which TRSUs are outstanding. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
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The Absolute TSR PRSUs will &#8220;cliff&#8221; vest on December 31, 2026, subject to the achievement of the average TSR objective described below and the executive&#8217;s continued employment with the Company. The actual number of PRSUs that will be earned and will vest will be based on the level of the Company&#8217;s cumulative total stockholder return (i.e., share price appreciation or depreciation, as the case may be, plus dividends (assuming no reinvestment of dividends) divided by initial share price) for the three-year performance period beginning on January 1, 2024 and ending on December 31, 2026. To determine the actual number of Absolute TSR PRSUs that will be earned and will vest, the &#8220;target&#8221; amount of each grant of Absolute TSR PRSUs will be adjusted up or down at the end of the applicable three-year performance period based on the Company&#8217;s cumulative TSR relative to an 8% per annum simple TSR objective from 0% of the target amount (reflecting 0% per annum TSR during the performance period) to up to 200% of the target amount (reflecting an average of 16% per annum (or higher) TSR during the performance period), with 100% of the target amount being earned and vesting if TSR of an average 8% per annum is achieved during the performance period. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
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The actual number of Relative TSR PRSUs that will be earned and that will vest will be based on the Company&#8217;s cumulative TSR during the applicable performance period beginning on January 1, 2024, and ending on December 31, 2026, as compared to the cumulative TSR of designated peer group companies (listed below) for such performance period. To the extent that the Company&#8217;s TSR rank is less than or equal to the 25th percentile when compared to the TSR of the members of the peer group, the executive will vest in 0% of the target number of Relative TSR PRSUs awarded to him in respect of the applicable performance period. To the extent that the Company&#8217;s TSR rank is in the 50th percentile, the executive will vest in 100% of the target number of Relative TSR PRSUs awarded to him in respect of the applicable performance period. To the extent that the Company&#8217;s TSR rank is greater than or equal to the 80th percentile, the executive will vest generally in 200% of the target number of Relative TSR PRSUs awarded to him in respect of the applicable performance period. To the extent that the Company&#8217;s TSR ranking falls in between the percentiles identified above, the number of Relative TSR PRSUs that vest will be interpolated. Regardless of the Company&#8217;s TSR rank, in no event will an executive vest in more than 100% of the target number of Relative TSR PRSUs to the extent the Company&#8217;s absolute TSR for the applicable performance period is less than zero. </span></div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
In choosing the companies for the Relative TSR PRSUs against whose TSR the Company&#8217;s TSR will be measured over the course of the three-year performance period, the Compensation Committee selected the residential and commercial mortgage REITs and other mortgage finance firms the common stock of which was held by the iShares Mortgage Real Estate ETF (Symbol: REM) as of December&#160;29, 2023. A list of these companies can be found on Appendix A to this Proxy Statement. We note that the companies selected by the Compensation Committee for the purposes of the Relative TSR PRSUs (which are the same companies that were used to determine the Relative DE ROAE Bonus paid to each of Mr. Knutson and Mr. Wulfsohn for 2024) are not the same as the companies identified on page&#160;<a href="#tP35">37</a> of this Proxy Statement because TSR can be determined without regard to the availability of compensation information, which the Company&#8217;s externally-managed peers do not report and because the operations of the companies in the iShares Mortgage Real Estate ETF include mortgage finance activities that are not limited principally to residential mortgage finance. In addition, we note that companies that, during the three-year performance period, cease to be publicly traded companies will be removed from the group against which the Company&#8217;s TSR is ultimately evaluated at the end of the performance period. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 14pt; margin-left: 0pt; text-align: left;"><span>
PRSUs that do not vest at the end of the performance period will be forfeited. Upon vesting, the executive will receive one share of the Company&#8217;s Common Stock for each PRSU that vests, provided that the fair market value of the shares of Common Stock delivered upon settlement may not exceed 400% of the grant date value of the PRSUs granted in respect of the completed performance period. Any PRSUs that vest are subject an additional one year deferral prior to settlement, subject to accelerated payout under certain circumstances. </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">49<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_106-executive_pg21"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
Dividend equivalents will not be paid on a current basis in respect of the PRSUs during the performance period. Rather, dividend equivalents will accrue with respect to the PRSUs during the performance period, and to the extent that the underlying PRSUs vest, an amount equal to the accrued dividend equivalents related to the vested PRSUs will be paid to the executive in the form of additional shares of Common Stock based on the closing price of the Common Stock on the vesting date. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The number and grant date fair value of TRSUs and PRSUs comprising the 2024 long-term equity-based awards granted to each of the Named Executive Officers are set forth in the table below: </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 11pt; margin-left: 0pt; text-align: left;"><span>
 </span></div><table cellpadding="0" class="BRDSX_fintab1" style="border-spacing: 0; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 240pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 14.17pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 14.17pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="height: 10pt; width: 101.66pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 14.17pt; border-right: 1pt solid #FFFFFF; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 14.17pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="height: 10pt; width: 101.66pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 14.17pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.17pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 101.66pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">TRSUs</div></td><td style="width: 14.17pt; border-right: 1pt solid #FFFFFF; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.17pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 101.66pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">PRSUs </div></td><td style="width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Executive</div></td><td style="width: 14.17pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.17pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">#</div></td><td style="width: 14.17pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.17pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 42.67pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right; text-align-last: right;">Aggregate <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right; text-align-last: right;">Grant Date <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right; text-align-last: right;">Fair Value<sup>(1)</sup> <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right; text-align-last: right;">$</div></td><td style="width: 14.17pt; border-right: 1pt solid #FFFFFF; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.17pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">#</div></td><td style="width: 14.17pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.17pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 42.67pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right; text-align-last: right;">Aggregate <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right; text-align-last: right;">Grant Date <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right; text-align-last: right;">Fair Value<sup>(1)</sup> <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right; text-align-last: right;">$ </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 4.4pt; padding-bottom: 4.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Mr.&#160;Knutson</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 4.4pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">142,223</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 42.67pt; padding-top: 4.4pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 6.57pt; text-align: left;">1,600,009</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 4.4pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">230,721</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 42.67pt; padding-top: 4.4pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 6.56pt; text-align: left;">2,400,008 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Mr.&#160;Wulfsohn</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">61,334</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 42.67pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 6.57pt; text-align: left;">&#8203;<span style="padding-left: 6.45pt;">690,008</span></div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">99,499</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 42.67pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 6.56pt; text-align: left;">&#8203;1,035,009 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Mr.&#160;Roper</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">21,334</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 42.67pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 6.57pt; text-align: left;"><span style="padding-left: 6.45pt;">240,008</span></div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">34,609</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 42.67pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 6.56pt; text-align: left;"><span style="padding-left: 6.46pt;">360,010 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Ms.&#160;Samuels</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">14,223</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 42.67pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 6.57pt; text-align: left;"><span style="padding-left: 6.45pt;">160,009</span></div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">23,073</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.17pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 42.67pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 6.56pt; text-align: left;"><span style="padding-left: 6.46pt;">240,010 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 4.15pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Mr.&#160;Schwartz</div></td><td style="width: 14.17pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.17pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 4.15pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">24,000</div></td><td style="width: 14.17pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.17pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 42.67pt; padding-top: 4.15pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 6.57pt; text-align: left;"><span style="padding-left: 6.45pt;">270,000</span></div></td><td style="width: 14.17pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.17pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 4.15pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">38,935</div></td><td style="width: 14.17pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 14.17pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 42.67pt; padding-top: 4.15pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 6.56pt; text-align: left;"><span style="padding-left: 6.46pt;">405,010</span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 240pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 14.17pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 14.17pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 29.65pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 14.17pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 14.17pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 42.67pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 14.17pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 14.17pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 29.65pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 14.17pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 14.17pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 42.67pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">1.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Determined at the time the grant was made (January 2, 2024) in accordance with FASB Accounting Standards Codification Topic 718. </div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; margin-top: 8pt; margin-left: 0pt; text-align: left;">Other Elements of Compensation<span style="font-style: normal;">. The following briefly summarizes the other elements of compensation that we provide to our Named Executive Officers beyond salary, annual incentives and long-term equity awards. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><a id="t46"><!--Anchor--></a>Deferred Compensation and Retirement Benefits. <span style="font-weight: normal;">In December 2002, the Board adopted the Senior Officers Plan, which gives executive officers the ability to elect to defer up to 100% of their annual cash incentive compensation. Amounts deferred under this plan are subject to a five-year deferral period and can be paid in a lump sum or in installment payments at the termination of the deferral period. Amounts deferred under the plan are deemed to be converted into hypothetical &#8220;stock units&#8221; of MFA, which do not represent our capital stock, but rather the right to receive a cash payment equal to the fair market value of an equivalent number of shares of Common Stock. Deferred amounts (and the resultant hypothetical stock units), together with any cash dividend equivalents credited to outstanding stock units, increase or decrease in value as would an equivalent number of shares of Common Stock and are settled in cash at the termination of the deferral period, based on the value of the stock units at that time. Prior to the time that the deferred accounts are settled, participants are unsecured creditors of MFA. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Named Executive Officers are also eligible to participate in our tax qualified retirement savings plan (the &#8220;401(k) Plan&#8221;) under which all full-time employees, subject to certain restrictions, are able to contribute compensation up to the limit prescribed by the Internal Revenue Service on a before tax basis. We match 100% of the first 3% of eligible compensation deferred by our employees and 50% of the next 2%, subject to a maximum ($13,800 for 2024) as provided by Section&#160;401(k) of the Internal Revenue Code of 1986, as amended (the &#8220;Code&#8221;). We have elected to operate this plan under applicable safe harbor provisions of the Code, whereby, among other things, we must make contributions for all participating employees, and all matches contributed by us vest&#160;immediately. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><a id="tOOO"><!--Anchor--></a>No Perquisites or Other Benefits. <span style="font-weight: normal;">The Compensation Committee provides no perquisites or other benefits to the Named Executive Officers (other than those provided to all employees more generally). We do not provide a perquisite allowance to the Named Executive Officers, nor do we reimburse the Named Executive Officers for automobiles, clubs, financial planning, tax preparation, personal or home security or items of a similar nature. The Compensation Committee periodically reviews the appropriateness of perquisites in light of market practices, an individual executive&#8217;s particular facts and circumstances and within the context of the total compensation program. No actions were taken during 2024 regarding perquisites. </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">50<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_106-executive_pg22"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
The Named Executive Officers are eligible to participate in our employee health and welfare benefit programs that are generally available to all employees. Further, in accordance with the Code of Conduct, we do not make any loans to, or guarantee any personal loans of, the Named Executive Officers. </span></div><div class="BRDSX_h4" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; margin-top: 15.5pt; margin-left: 0pt; text-align: left;"><span>
Compensation of Gudmundur Kristjansson </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 12pt; margin-left: 0pt; text-align: left;"><span>
As indicated above, Mr.&#160;Kristjansson served as our Senior Vice President and Co-Chief Investment Officer through the date of his termination of employment by the Company (without cause), effective November&#160;22, 2024. For the portion of 2024 that Mr. Kristjansson was employed by the Company, he received an annualized base salary of $625,000, which was unchanged from his 2023 annualized base salary. In January 2024, Mr. Kristjansson received an award of 61,334 TRSUs (with a grant date fair value equal to $690,008) and 99,499 PRSUs (with a grant date fair value equal to $1,035,009), in each case, on the same terms and conditions as applied to the other Named Executive Officers. Mr. Kristjansson did not receive any annual incentive compensation for 2024 on account of his termination of employment. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Pursuant to the terms of the employment agreement between the Company and Mr. Kristjansson, Mr.&#160;Kristjansson became entitled to receive certain payments and other benefits as a result of his termination in exchange for his delivery to the Company of a release of claims. More particularly, in accordance with the terms of his employment agreement, Mr.&#160;Kristjansson will receive cash severance in the aggregate amount of $2,540,625 payable in accordance with MFA&#8217;s usual payroll practices through May&#160;2026. In addition, under the terms of his employment agreement, Mr.&#160;Kristjansson vested in (i) 21,787 TRSUs and (ii) 17,773 PRSUs (based on the achievement of applicable performance metrics), each of which were granted to him in January&#160;2022. Further, under the terms of his employment agreement, Mr.&#160;Kristjansson will be eligible to vest on a pro rata basis in the PRSUs granted to him in each of January&#160;2023 and January&#160;2024, subject in the case of each grant to the achievement of the applicable performance metrics for the three-year performance period relating to each grant. Upon the termination of his employment, Mr.&#160;Kristjansson forfeited all other unvested TRSUs and PRSUs that had been previously granted to him, including all TRSUs granted to him in each of January&#160;2023 and January&#160;2024. Mr.&#160;Kristjansson is also eligible for reimbursement of up to $54,648 for health insurance premiums for him and his family for the twelve-month period through November&#160;2025 to the extent he is not eligible to participate in the health insurance plan of a subsequent employer. </span></div><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 15.5pt; margin-left: 0pt; text-align: left;">Other Features of Our Executive Compensation Program </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 4pt; margin-left: 0pt; text-align: left;">Use of Employment Agreements. <span style="font-weight: normal;">We have historically used written employment agreements with certain of our executive officers to evidence our mutual understanding regarding the key terms of employment, including the employment term, level of base salary, other elements of compensation, reasons for termination of employment before the end of the term, severance payments and post-employment covenants. At present, we have written employment agreements with two executive officers (Mr.&#160;Knutson and Mr.&#160;Wulfsohn). The Compensation Committee believes that the use of employment agreements in certain instances helps the Company to retain key personnel responsible for the execution of MFA&#8217;s strategies and the management of its operations and provides certain protections for MFA in the form of covenants restricting employment with a competitor and solicitation of our employees. Although the Compensation Committee has used written employment agreements to provide the Company and certain of its executives with certainty regarding the terms of employment and to encourage stability of key management, the Compensation Committee periodically discusses their merit in achieving these objectives and may, in its discretion, determine not to use written employment agreements in the future for certain or all of our employees. For additional details regarding the employment agreements of Mr. Knutson and Mr.&#160;Wulfsohn, including the circumstances in which severance is payable and the amount of such severance benefits, see &#8220;Employment Contracts&#8221; on pages <a href="#tEMPC">62</a> to <a href="#tPPTECC">66</a> and &#8220;Potential Payments upon Termination of Employment or Change in Control&#8221; on pages <a href="#tPPTECC">66</a> to <a href="#tEND">70</a> of this Proxy Statement. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-align: left;">The Compensation Committee believes that the written employment agreements have been responsibly structured, including as follows: </div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Employment terms are renewable and may otherwise be terminated on an annual basis; </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Severance arrangements individually tailored for each executive depending on his role and for the applicable termination scenario; </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">51<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_106-executive_pg23"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 6pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
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No &#8220;single trigger&#8221; or &#8220;modified single trigger&#8221; vesting of severance benefits and/or outstanding equity awards upon a change in control of the Company; </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
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No tax gross-up payments; and </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
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Incentive compensation subject to Company clawback policy, which is discussed below. </span></div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Clawback Policy</span><span style="font-weight: normal;">. The Company&#8217;s clawback policy provides for the recovery of certain performance-based compensation in the event of an accounting restatement (as such term is defined in the clawback policy) by the Company due to material noncompliance with any financial reporting requirement under U.S. federal securities laws, including any required accounting restatement to correct an error in previously issued financial statements (i) that is material to the previously issued financial statements or (ii) that would result in a material misstatement if the error were corrected in the current period or left uncorrected in the current period. Under this policy, the Compensation Committee must seek to recover the portion of performance-based compensation paid to our current or former executive officers that would not have been earned had the Company&#8217;s restated financial statements been used in the determination of the amount of performance-based compensation originally awarded. This policy includes a three-year look back period. A copy of the clawback policy was filed as an exhibit to the Company&#8217;s Annual Report on Form&#160;10-K for the year ended December&#160;31, 2023, which was filed with the SEC on February&#160;22, 2024. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
We also have included in Messrs. Knutson&#8217;s and Mr.&#160;Wulfsohn&#8217;s respective employment agreements, as well as in the TRSU and PRSU award agreements relating to awards made to Mr. Roper, Mr. Schwartz and Ms. Samuels, provisions requiring the forfeiture of unvested awards and permitting the recoupment of the after-tax value of vested awards in the event that the employee breaches certain covenants regarding, among other matters, confidentiality of Company information and solicitation of employees for a period of time after termination of employment. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><a id="tSRORW"><!--Anchor--></a><span>
Stock Retention and Ownership Requirements. </span><a id="tEND3"></a><span style="font-weight: normal;">Equity awards received by certain of our Named Executive Officers are subject to a stock retention and ownership policy intended to further encourage significant long-term share ownership. Messrs. Knutson and Wulfsohn are not permitted to sell or otherwise transfer shares received from equity awards granted pursuant to their employment agreements during the executive&#8217;s employment or for a period of six months following the termination of the executive&#8217;s employment, unless the value of the executive&#8217;s stock holdings (inclusive of shares of common stock and restricted stock units) in <!--Anchor-->MFA exceeds four times the executive&#8217;s annual base salary. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Anti-Hedging Policy; No Pledging of Securities. </span><span style="font-weight: normal;">Our Insider Trading Policy prohibits our employees, including our executive officers, from engaging in short sales or in transactions in puts, calls or other derivative securities in respect of MFA&#8217;s equity and debt securities, whether on an exchange or in any other organized market. In addition, we prohibit our employees from engaging in other forms of hedging transactions involving MFA&#8217;s equity and debt securities, such as zero cost collars and forward sale contracts. We also prohibit our employees from holding MFA equity or debt securities in a margin account or pledging MFA securities as collateral for a loan. A copy of our Insider Trading Policy was filed as an exhibit to the Company&#8217;s Annual Report on Form&#160;10-K for the year ended December&#160;31, 2024, which was filed with the SEC on February&#160;20, 2025.</span></div><ix:nonNumeric contextRef="c0" escape="true" name="ecd:AwardTmgMnpiDiscTextBlock" id="ixv-8008"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Timing of Grants of Certain Equity Awards</span><span style="font-weight: normal;">. We do not currently grant stock options, stock appreciation rights or other awards with option-like features. Accordingly, we have no specific policy or practice on the timing of such awards in relation to the disclosure by the Company of material non-public information. In the event we determine to grant new options, stock appreciation rights or other awards with option-like features, our Board and Compensation Committee will evaluate the appropriate steps to take in relation to the timing of grants of such awards and the disclosure of material nonpublic information. (The Compensation Committee has, for the last several years, approved annual grants of TRSUs and PRSUs in early January of each year. The timing of these grants is unrelated to the release of material non-public information.) </span></div></ix:nonNumeric><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Advice from Independent Compensation Consultant</span><span style="font-weight: normal;">. The Compensation Committee has historically retained an independent compensation consultant to assist it in reviewing the competitiveness of our executive compensation program, considering the overall design of the compensation program and providing compensation advice independent of company management. In the fall of 2020 (and annually since then), the Compensation Committee directly retained FW Cook, a nationally recognized compensation </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">52<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_106-executive_pg24"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
consulting firm, in this role. One or more representatives from FW Cook meet, from time to time, with the Compensation Committee and provide assistance to the Compensation Committee with respect to various matters, including: (i) a benchmarking review of peer company executive compensation; (ii) the awards of annual incentive compensation; (iii) evaluating the elements and design of various aspects of our compensation program in light of current executive compensation practices for companies in our industry and public companies more generally; (iv) assisting in the development of an appropriate peer group; and (v) assisting in the design and review of employment agreements and other employment arrangements for certain of our senior executives. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Under the terms of its engagement, FW Cook does not provide any other services to us, except as may be pre-approved by the Chair of the Compensation Committee. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Compensation Committee Conflicts of Interest Analysis</span><span style="font-weight: normal;">. The Compensation Committee assessed the independence of FW Cook pursuant to the factors set forth in its charter and Rule 10C-1(b)(4) under the Exchange Act. Based on this assessment, the Compensation Committee concluded that FW Cook&#8217;s work for the Board did not raise any conflicts of interest. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Use of Tally Sheets</span><span style="font-weight: normal;">. The Compensation Committee periodically examines the components of our compensation programs offered to the Named Executive Officers, including, among other things, base salary, annual incentives, equity and long-term compensation, dividend and dividend equivalent payments, the dollar value (and the cost to us) of any perquisites and other personal benefits, the earnings and accumulated payout obligations under the Senior Officers Plan (as may be applicable) and the actual projected payout obligations under several potential severance and change in control scenarios. In connection with such review, a compensation tally sheet setting forth these components of our executive compensation program typically is prepared with respect to our most senior executives and reviewed by the Compensation Committee for this purpose. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Role of Executive Officers in Compensation Decisions. </span><span style="font-weight: normal;">The Compensation Committee, which is comprised entirely of independent directors, makes recommendations to the independent directors of the Board on all compensation decisions relating to our CEO, and it determines and approves all compensation decisions related to our other Named Executive Officers. When making compensation recommendations for Named Executive Officers other than the CEO, the Compensation Committee will typically seek and consider the advice and counsel of the CEO in light of his direct day-to-day working relationship with these senior executives. Taking this feedback into consideration, the Compensation Committee engages in discussions and makes final determinations related to compensation paid to the Named Executive Officers. All decisions regarding the compensation of our CEO are ratified and confirmed independently by the independent directors of the Board. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Deductibility of Executive Compensation</span><span style="font-weight: normal;">. Section 162(m) of the Code generally provides that, for federal tax purposes, a public company may not deduct compensation in excess of $1 million paid in any fiscal year to any of certain executive officers (who are referred to as &#8220;covered employees&#8221;). The Company&#8217;s &#8220;covered employees&#8221; are our chief executive officer, chief financial officer and our three other most highly compensated executives. An individual who is a &#8220;covered employee&#8221; in any year after 2016 will remain a &#8220;covered employee&#8221; under Section 162(m) regardless of the individual&#8217;s officer status or level of compensation. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The Compensation Committee considers the Section&#160;162(m) deduction limit when it assesses the Company&#8217;s executive compensation practices. However, in order to maintain flexibility in compensating the Company&#8217;s executive officers in a manner designed to promote our corporate goals, including retaining and providing incentives to the executive officers, the Compensation Committee has not adopted a policy that all compensation must be deductible and may, as it has in prior years (as well as in 2024), authorize payments to executives that may not be fully deductible if the Compensation Committee believes that such payments are in the Company&#8217;s interests. </span></div><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 15.5pt; margin-left: 0pt; text-align: left;">Compensation Risk Considerations </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 4pt; margin-left: 0pt; text-align: left;">The Compensation Committee monitors the risks and rewards associated with our compensation programs and considers, in establishing our compensation programs, whether they encourage unnecessary or excessive risk taking. </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">53<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_106-executive_pg25"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
The Compensation Committee designs our compensation programs with features that are intended to mitigate risk without diminishing the incentive nature of the compensation. We believe our compensation programs encourage and reward prudent business judgment and appropriate risk taking over the long term. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
With respect to the primary elements of our compensation programs, we use a number of practices designed to help mitigate unnecessary risk taking, including: </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
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annual base salaries for all employees, including the Named Executive Officers, which are fixed in amount and determined or approved in advance by the Compensation Committee and/or the Board; </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
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annual incentive compensation, which for 2024 was partly or wholly discretionary and subjectively determined for all employees (including the IRM Bonus for Messrs. Knutson and Wulfsohn), is determined or approved by the Compensation Committee and/or the Board; and </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
&#8226;</span></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
long-term incentive compensation is determined or approved in advance by the Compensation Committee and/or the Board and typically vests over a multi-year time period and/or is subject to the achievement of one or more performance criteria. Such compensation may also, in certain instances, be subject to forfeiture upon termination of service and subject to retention requirements. </span></div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
With respect to the IRM Bonus paid to each of Mr. Knutson and Mr. Wulfsohn for 2024, mitigating factors included in the use of this element of compensation consisted of the Compensation Committee&#8217;s right to apply, in any given year, a discretionary adjustment to adjust this component of each such executive&#8217;s annual incentive award based upon the Compensation Committee&#8217;s assessment of certain company-related, market-related and individual performance factors. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The Compensation Committee continually assesses our executive compensation programs and has implemented additional policies and practices that we believe have further mitigated compensation driven risk, including the adoption of a clawback policy and executive officer stock ownership guidelines. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Based on the foregoing, we believe that our compensation programs for 2024 were appropriately balanced, did not motivate or encourage unnecessary or excessive risk taking and did not create risks that were reasonably likely to have a material adverse effect on the Company. </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">54<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"/></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_107-comp_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 32pt; margin-top: 21.5pt; margin-left: 0pt; text-align: left;"><a id="tCCR"><!--Anchor--></a>Compensation Committee Report </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">While MFA&#8217;s management has the primary responsibility for our financial reporting process, including the disclosure of executive compensation, the Compensation Committee has reviewed and discussed with management the Compensation Discussion and Analysis set forth in this Proxy Statement. Based on such review and discussions, the Compensation Committee is satisfied that the Compensation Discussion and Analysis fairly represents the philosophy, intent and actions of the Compensation Committee with regard to executive compensation. The Compensation Committee recommended to the Board, and the Board approved, that the Compensation Discussion and Analysis be included in this Proxy Statement. </div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;">Compensation Committee </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 9pt; margin-left: 0pt; text-align: left;">Robin Josephs, Chair <br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Christopher Small* <br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Sheila A. Stamps <br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Richard C. Wald </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">*Mr. Small was appointed to the Compensation Committee in March 2025 and did not participate in the Compensation Committee actions and decisions reported above.</div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The foregoing Compensation Committee Report shall not be deemed under the Securities Act of 1933, as amended, or the Exchange Act, to be (i) &#8220;soliciting material&#8221; or &#8220;filed&#8221; or (ii) incorporated by reference by any general statement into any filing made by us with the SEC, except to the extent that we specifically incorporate such report by reference. </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">55<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
</div><!--End Page 59--><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_107-comp_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Compensation of Named Executive Officers </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The following table summarizes the compensation of our Named Executive Officers for the years ended December 31, 2024, 2023 and 2022. </div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;"><a id="tSCT"><!--Anchor--></a>Summary Compensation Table </div><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 3pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 149pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 18.56pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 29.65pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 29.65pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 49.07pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 51.57pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 51.57pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 36.11pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 149pt; padding-bottom: 1.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Name and<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Principal Position</div></td><td style="width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.56pt; padding-bottom: 1.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Year</div></td><td style="width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-bottom: 1.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Salary <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$</div></td><td style="width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-bottom: 1.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Bonus <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$<sup>(1)</sup></div></td><td style="width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 49.07pt; padding-bottom: 1.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Stock Awards <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$<sup>(2)</sup></div></td><td style="width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-bottom: 1.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Non-Equity <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Incentive plan <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Compensation<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$<sup>(3)</sup></div></td><td style="width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-bottom: 1.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">All Other <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Compensation <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$<sup>(4)</sup></div></td><td style="width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-bottom: 1.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Total <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$ </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 149pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">C. L. Knutson</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.56pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2024</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">800,000</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">500,000</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 49.07pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">4,000,017</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2,767,350</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">13,800</span></div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">8,081,167 </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 149pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Chief Executive Officer</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.56pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2023</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">800,000</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">625,000</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 49.07pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">4,000,015</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,202,325</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">13,200</span></div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">6,640,540 </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 149pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.56pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2022</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">800,000</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">750,000</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 49.07pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">3,200,032</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,500,000</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">12,200</span></div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">6,262,232 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 149pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">B. Wulfsohn</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.56pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2024</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">625,000</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">412,500</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 49.07pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,725,017</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,522,042</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">13,800</span></div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">4,298,359 </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 149pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">President and</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.56pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2023</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">625,000</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">343,750</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 49.07pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,725,012</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">661,279</span></div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">13,200</span></div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">3,368,241 </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 149pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Chief Investment Officer </div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.56pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2022</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">500,000</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">356,250</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 49.07pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,000,025</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">712,500</span></div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">12,200</span></div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2,580,975 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 149pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">M. C. Roper</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.56pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2024</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">475,000</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">925,000</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 49.07pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">600,017</span></div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">13,800</span></div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2,013,817 </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 149pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Senior Vice President and</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.56pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2023</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">350,000</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">550,000</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 49.07pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">400,017</span></div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">13,200</span></div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,313,217 </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 149pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Chief Financial Officer</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.56pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 49.07pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 149pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">L. R. Samuels</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.56pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2024</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">325,000</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">665,000</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 49.07pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">400,019</span></div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">13,800</span></div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,403,819 </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 149pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Senior Vice President and</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.56pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 49.07pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 149pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Chief Loan Operations Officer</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.56pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 49.07pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 149pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">H. E. Schwartz</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.56pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2024</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">475,000</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">925,000</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 49.07pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">675,010</span></div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">13,800</span></div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2,088,810 </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 149pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Senior Vice President and</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.56pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2023</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">475,000</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">600,000</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 49.07pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">675,014</span></div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">13,200</span></div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,763,214 </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 149pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">General Counsel</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.56pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2022</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">455,000</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">425,000</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 49.07pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">375,013</span></div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">12,200</span></div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,267,213 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 149pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.56pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 49.07pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 149pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Former Executive Officer</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.56pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 49.07pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 1.4pt; padding-bottom: 1.13pt; text-align: right; vertical-align: middle; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td rowspan="3" style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="3" style="width: 149pt; height: 11.25pt; padding-top: 0.9pt; text-align: right; vertical-align: middle;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">G. Kristjansson<sup>(5)</sup><br/></div><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"><span style="font-weight: normal;">Former Senior Vice President and </span><br/></div><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"><span style="font-weight: normal;">Co-Chief Investment Officer </span></div></td><td rowspan="3" style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.56pt; height: 11.25pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2024</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; height: 11.25pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">559,896</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; height: 11.25pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 21.23pt;">&#8212;</span></div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 49.07pt; height: 11.25pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,725,017</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; height: 11.25pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; height: 11.25pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2,609,073</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; height: 11.25pt; padding-top: 0.9pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">4,893,986 </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.56pt; height: 11.25pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2023</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; height: 11.25pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">625,000</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; height: 11.25pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">343,750</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 49.07pt; height: 11.25pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,725,012</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; height: 11.25pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">661,279</span></div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; height: 11.25pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">13,200</span></div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; height: 11.25pt; padding-top: 1.4pt; padding-bottom: 1.63pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">3,368,241 </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.56pt; padding-top: 1.4pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2022</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 1.4pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">500,000</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 1.4pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">356,250</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 49.07pt; padding-top: 1.4pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,000,025</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 1.4pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">712,500</span></div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 1.4pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">12,200</span></div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 1.4pt; text-align: right; vertical-align: middle; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2,580,975</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 149pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 18.56pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 29.65pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 29.65pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 49.07pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 51.57pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 51.57pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 36.11pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">1.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Amounts in this column represent the discretionary portion (in the case of Messrs. Knutson and Wulfsohn, the IRM Bonus) of the annual incentive awards that were paid to each of the Named Executive Officers in respect of the years presented. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">2.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Amounts in this column represent the aggregate grant date fair value of awards granted in the year indicated computed in accordance with stock-based compensation accounting rules (FASB ASC Topic 718). For 2024, 2023 and 2022, amounts included in this column are comprised of TRSUs and PRSUs granted to each of the Named Executive Officers in January&#160;2024, January&#160;2023 and January&#160;2022, respectively. See the 2024 Grants of Plan-Based Awards table on page <a href="#tGPBA">58</a> of this Proxy Statement for further information on awards made in 2024. A discussion of the assumptions underlying the calculation of the RSU values may be found in Note 2(l) and Note 12 to our 2024 Consolidated Financial Statements on page 79 and pages 109 to 113, respectively, of our 2024 Annual Report to Stockholders on Form 10-K. </div></td></tr></table><div class="BRDSX_ftnote" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 4pt; margin-left: 18pt; text-align: left;">As indicated above, the amounts in this column for 2024 include the grant date fair value of, among other awards, PRSUs granted to each of the Named Executive Officers during the year. For purposes of the Summary Compensation Table, the grant date fair value of these PRSUs that is included in the amount reported in this column assumes that &#8220;target&#8221; performance is achieved during the three-year performance period. The target value of these PRSUs (which is included in the column) is as follows: for Mr. Knutson, $2,400,008; for Mr. Wulfsohn, $1,035,009; for Mr. Roper, $360,010; for Ms.&#160;Samuels, $240,010 and for Mr. Schwartz, $405,010. The maximum value of these PRSUs as of the grant date assuming the highest level of performance is achieved is as follows: for Mr. Knutson, $4,800,016; for Mr.&#160;Wulfsohn, $2,070,018; for Mr.&#160;Roper, $720,020; for Ms.&#160;Samuels, $480,020; and for Mr.&#160;Schwartz, $810,020. A description of these PRSU awards, including the vesting and performance conditions of such awards, can be found in note 5 to the Grants of Plan-Based Awards for 2024 table below. Pursuant to the terms of the employment agreement between Mr. Kristjansson and the Company, Mr. Kristjansson forfeited (without vesting) TRSUs and PRSUs granted to him in 2024 with an aggregate grant date fair value of approximately $1,390,000. </div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">3.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Amounts in this column represent the cash payment made to each of Mr.&#160;Knutson, Mr.&#160;Kristjansson and Mr.&#160;Wulfsohn in respect of the Formulaic Bonus portion of his respective annual incentive award. (Mr. Kristjansson did not receive any bonus for 2024 as a result of his termination of employment.) For 2024, the amount of the Formulaic Bonus was based on (a) Adjusted GAAP ROAE and (b) Adjusted Distributable Earnings ROAE as evaluated on both an absolute basis and a relative basis compared to a peer group of companies. See pages <a href="#tP37">40</a> to <a href="#tP40">44</a> of this Proxy Statement for additional information regarding the Formulaic Bonus for 2024, including the Adjusted GAAP ROAE Bonus, the Distributable Earnings ROAE Bonus and the Relative DE ROAE Bonus, which are the three components of the Formulaic Bonus. For 2023 and 2022, the amount of the Formulaic Bonus was based on (a) Adjusted GAAP ROAE and (b) Adjusted Distributable Earnings ROAE evaluated on an absolute basis. </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">56<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_107-comp_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4.75pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">4.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Amounts in this column represent the employer matching contributions under the 401(k) Plan in the amount of $13,800 for 2024, $13,200 for 2023 and $12,200&#160;for 2022, in each case credited to each of the Named Executive Officers. For Mr.&#160;Kristjansson, amount also includes the following amounts paid (or to be paid) under the terms of his employment agreement in connection with his termination of employment (without cause) by the Company, effective November&#160;22, 2024: (i) cash severance in the aggregate amount of $2,540,625 payable through May&#160;2026 in accordance with our usual payroll practices and (ii) reimbursement of up to $54,648 for health insurance premiums for Mr.&#160;Kristjansson and his family for the twelve-month period through November&#160;2025 to the extent Mr.&#160;Kristjansson is not eligible to participate in the health insurance plan of a subsequent employer.</div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">5.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Mr. Kristjansson&#8217;s employment was terminated effective November 22, 2024. </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">57<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_107-comp_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><a id="tGPBA"><!--Anchor--></a>2024 Grants of Plan-Based Awards </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The following table summarizes certain information regarding all plan-based awards granted to the Named Executive Officers during the year ended December&#160;31, 2024. </div><table cellpadding="0" class="BRDSX_fintab1" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 72pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 58.72pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 51.03pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 3.75pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="7" style="height: 10pt; width: 127.5pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 3.75pt; border-right: 1pt solid #FFFFFF; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 3.75pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 50.46pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 3.75pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 3.75pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 51.12pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 3.75pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 3.75pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 40.16pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 72pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 58.72pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.03pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="7" style="width: 127.5pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Estimated Possible Payouts Under <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Non-Equity Incentive Plan Awards <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">$</div></td><td style="width: 3.75pt; border-right: 1pt solid #FFFFFF; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="2" style="width: 3.75pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="2" style="width: 50.46pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Estimated<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Future <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Payouts <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Under Equity <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Incentive Plan <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Awards <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Target<sup>(2)</sup> <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">#</div></td><td rowspan="2" style="width: 3.75pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="2" style="width: 3.75pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="2" style="width: 51.12pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">All Other <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Stock Awards: <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Number of <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Shares of <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Stock or <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Units<sup>(2)</sup> <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">#</div></td><td rowspan="2" style="width: 3.75pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="2" style="width: 3.75pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="2" style="width: 40.16pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Grant Date <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Fair Value <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">of Stock <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">and Option <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Awards<sup>(3)</sup> <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$ </div></td><td rowspan="2" style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 72pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Name</div></td><td style="width: 3.75pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 58.72pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">&#8195;<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Type of <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Award<sup>(1)</sup></div></td><td style="width: 3.75pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.03pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Grant Date</div></td><td style="width: 3.75pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.56pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Threshold <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$</div></td><td style="width: 3.75pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Target <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$</div></td><td style="width: 3.75pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Maximum<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$ </div></td><td style="width: 3.75pt; border-right: 1pt solid #FFFFFF; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td rowspan="3" style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="3" style="width: 72pt; height: 14.5pt; padding-top: 4.4pt; padding-bottom: 1.38pt; text-align: left; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">C. L. Knutson </div></td><td rowspan="3" style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 58.72pt; height: 14.5pt; padding-top: 4.4pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; text-align: center;">Formulaic Bonus</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.03pt; height: 14.5pt; padding-top: 4.4pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">&#8212;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.56pt; height: 14.5pt; padding-top: 4.4pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 30.21pt; text-align: left;">&#8212;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; height: 14.5pt; padding-top: 4.4pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.86pt; text-align: left;">1,500,000</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; height: 14.5pt; padding-top: 4.4pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.87pt; text-align: left;">3,000,000</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 50.46pt; height: 14.5pt; padding-top: 4.4pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 20.81pt; text-align: left;"><span style="padding-left: 23.31pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.12pt; height: 14.5pt; padding-top: 4.4pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 21.47pt; text-align: left;"><span style="padding-left: 23.31pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.16pt; height: 14.5pt; padding-top: 4.4pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 4.05pt; text-align: left;"><span style="padding-left: 29.76pt;">&#8212; </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 58.72pt; height: 11.75pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">TRSU</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.03pt; height: 11.75pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">01/02/2024<sup>(4)</sup></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.56pt; height: 11.75pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 30.21pt; text-align: left;">&#8212;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; height: 11.75pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.86pt; text-align: left;"><span style="padding-left: 29.76pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; height: 11.75pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.87pt; text-align: left;"><span style="padding-left: 29.77pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 50.46pt; height: 11.75pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 20.81pt; text-align: left;"><span style="padding-left: 23.31pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.12pt; height: 11.75pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 21.47pt; text-align: left;">142,223</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.16pt; height: 11.75pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 4.05pt; text-align: left;">1,600,009 </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 58.72pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">PRSU</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.03pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">01/02/2024<sup>(5)</sup></div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.56pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 30.21pt; text-align: left;">&#8212;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.86pt; text-align: left;"><span style="padding-left: 29.76pt;">&#8212;</span></div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.87pt; text-align: left;"><span style="padding-left: 29.77pt;">&#8212;</span></div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 50.46pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 20.81pt; text-align: left;">230,721</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.12pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 21.47pt; text-align: left;"><span style="padding-left: 23.31pt;">&#8212;</span></div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.16pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 4.05pt; text-align: left;">2,400,008 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td rowspan="3" style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="3" style="width: 72pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.38pt; text-align: left; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;">B. Wulfsohn </div></td><td rowspan="3" style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 58.72pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">Formulaic Bonus</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.03pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">&#8212;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.56pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 30.21pt; text-align: left;">&#8212;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.86pt; text-align: left;"><span style="padding-left: 6.45pt;">825,000</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.87pt; text-align: left;">1,650,000</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 50.46pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 20.81pt; text-align: left;"><span style="padding-left: 23.31pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.12pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 21.47pt; text-align: left;"><span style="padding-left: 23.31pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.16pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 4.05pt; text-align: left;"><span style="padding-left: 29.76pt;">&#8212; </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 58.72pt; height: 11.75pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">TRSU</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.03pt; height: 11.75pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">01/02/2024<sup>(4)</sup></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.56pt; height: 11.75pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 30.21pt; text-align: left;">&#8212;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; height: 11.75pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.86pt; text-align: left;"><span style="padding-left: 29.76pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; height: 11.75pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.87pt; text-align: left;"><span style="padding-left: 29.77pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 50.46pt; height: 11.75pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 20.81pt; text-align: left;"><span style="padding-left: 23.31pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.12pt; height: 11.75pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 21.47pt; text-align: left;"><span style="padding-left: 4.64pt;">61,334</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.16pt; height: 11.75pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 4.05pt; text-align: left;">&#8203;<span style="padding-left: 6.45pt;">690,008</span> </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 58.72pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">PRSU</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.03pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">01/02/2024<sup>(5)</sup></div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.56pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 30.21pt; text-align: left;">&#8212;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.86pt; text-align: left;"><span style="padding-left: 29.76pt;">&#8212;</span></div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.87pt; text-align: left;"><span style="padding-left: 29.77pt;">&#8212;</span></div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 50.46pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 20.81pt; text-align: left;"><span style="padding-left: 4.64pt;">99,499</span></div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.12pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 21.47pt; text-align: left;"><span style="padding-left: 23.31pt;">&#8212;</span></div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.16pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 4.05pt; text-align: left;">&#8203;1,035,009 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td rowspan="2" style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="2" style="width: 72pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.38pt; text-align: left; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">M. C. Roper</div></td><td rowspan="2" style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 58.72pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">TRSU</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.03pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">01/02/2024<sup>(4)</sup></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.56pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 30.21pt; text-align: left;">&#8212;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.86pt; text-align: left;"><span style="padding-left: 29.76pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.87pt; text-align: left;"><span style="padding-left: 29.77pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 50.46pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 20.81pt; text-align: left;"><span style="padding-left: 23.31pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.12pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 21.47pt; text-align: left;"><span style="padding-left: 4.64pt;">21,334</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.16pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 4.05pt; text-align: left;"><span style="padding-left: 6.46pt;">240,008 </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 58.72pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">PRSU</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.03pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">01/02/2024<sup>(5)</sup></div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.56pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 30.21pt; text-align: left;">&#8212;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.86pt; text-align: left;"><span style="padding-left: 29.76pt;">&#8212;</span></div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.87pt; text-align: left;"><span style="padding-left: 29.77pt;">&#8212;</span></div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 50.46pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 20.81pt; text-align: left;"><span style="padding-left: 4.64pt;">34,609</span></div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.12pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 21.47pt; text-align: left;"><span style="padding-left: 23.31pt;">&#8212;</span></div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.16pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 4.05pt; text-align: left;"><span style="padding-left: 6.46pt;">360,010 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td rowspan="2" style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="2" style="width: 72pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.38pt; text-align: left; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">L. R. Samuels</div></td><td rowspan="2" style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 58.72pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">TRSU</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.03pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">01/02/2024<sup>(4)</sup></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.56pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 30.21pt; text-align: left;">&#8212;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.86pt; text-align: left;"><span style="padding-left: 29.76pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.87pt; text-align: left;"><span style="padding-left: 29.77pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 50.46pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 20.81pt; text-align: left;"><span style="padding-left: 23.31pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.12pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 21.47pt; text-align: left;"><span style="padding-left: 4.64pt;">14,223</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.16pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 4.05pt; text-align: left;"><span style="padding-left: 6.46pt;">160,009 </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 58.72pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">PRSU</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.03pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">01/02/2024<sup>(5)</sup></div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.56pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 30.21pt; text-align: left;">&#8212;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.86pt; text-align: left;"><span style="padding-left: 29.76pt;">&#8212;</span></div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.87pt; text-align: left;"><span style="padding-left: 29.77pt;">&#8212;</span></div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 50.46pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 20.81pt; text-align: left;"><span style="padding-left: 4.64pt;">23,073</span></div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.12pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 21.47pt; text-align: left;"><span style="padding-left: 23.31pt;">&#8212;</span></div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.16pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 4.05pt; text-align: left;"><span style="padding-left: 6.46pt;">240,010 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td rowspan="2" style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="2" style="width: 72pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: left; vertical-align: middle;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;">H. E. Schwartz </div></td><td rowspan="2" style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 58.72pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">TRSU</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.03pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">01/02/2024<sup>(4)</sup></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.56pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 30.21pt; text-align: left;">&#8212;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.86pt; text-align: left;"><span style="padding-left: 29.76pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.87pt; text-align: left;"><span style="padding-left: 29.77pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 50.46pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 20.81pt; text-align: left;"><span style="padding-left: 23.31pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.12pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 21.47pt; text-align: left;"><span style="padding-left: 4.64pt;">24,000</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.16pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 4.05pt; text-align: left;"><span style="padding-left: 6.46pt;">270,000 </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 58.72pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">PRSU</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.03pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">01/02/2024<sup>(5)</sup></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.56pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 30.21pt; text-align: left;">&#8212;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.86pt; text-align: left;"><span style="padding-left: 29.76pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.87pt; text-align: left;"><span style="padding-left: 29.77pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 50.46pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 20.81pt; text-align: left;"><span style="padding-left: 4.64pt;">38,935</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.12pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 21.47pt; text-align: left;"><span style="padding-left: 23.31pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.16pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 4.05pt; text-align: left;"><span style="padding-left: 6.46pt;">405,010</span> </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 72pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: left; vertical-align: middle;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 58.72pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">&#160;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.03pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">&#160;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.56pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 30.21pt; text-align: left;">&#160;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.86pt; text-align: left;">&#160;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.87pt; text-align: left;">&#160;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 50.46pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 20.81pt; text-align: left;">&#160;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.12pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 21.47pt; text-align: left;">&#160;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.16pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 4.05pt; text-align: left;">&#160;</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 139.22pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: left; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Former Executive Officer </div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.03pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">&#160;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.56pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 30.21pt; text-align: left;">&#160;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.86pt; text-align: left;">&#160;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.87pt; text-align: left;">&#160;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 50.46pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 20.81pt; text-align: left;">&#160;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.12pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 21.47pt; text-align: left;">&#160;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.16pt; padding-top: 1.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 4.05pt; text-align: left;">&#160;</div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td rowspan="2" style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="2" style="width: 72pt; height: 11.75pt; padding-top: 1.15pt; text-align: left; vertical-align: middle;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">G. Kristjansson </div></td><td rowspan="2" style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 58.72pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">TRSU<sup>(6)</sup></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.03pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">01/02/2024<sup>(4)</sup></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.56pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 30.21pt; text-align: left;">&#8212;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.86pt; text-align: left;"><span style="padding-left: 29.76pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.87pt; text-align: left;"><span style="padding-left: 29.77pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 50.46pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 20.81pt; text-align: left;"><span style="padding-left: 23.31pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.12pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 21.47pt; text-align: left;"><span style="padding-left: 4.64pt;">61,334</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.16pt; height: 11.75pt; padding-top: 1.15pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 4.05pt; text-align: left;">&#8203;<span style="padding-left: 6.45pt;">690,008</span> </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 58.72pt; padding-top: 1.65pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">PRSU<sup>(6)</sup></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.03pt; padding-top: 1.65pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">01/02/2024<sup>(5)</sup></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.56pt; padding-top: 1.65pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 30.21pt; text-align: left;">&#8212;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; padding-top: 1.65pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.86pt; text-align: left;"><span style="padding-left: 29.76pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.97pt; padding-top: 1.65pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 0.87pt; text-align: left;"><span style="padding-left: 29.77pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 50.46pt; padding-top: 1.65pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 20.81pt; text-align: left;"><span style="padding-left: 4.64pt;">99,499</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.12pt; padding-top: 1.65pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 21.47pt; text-align: left;"><span style="padding-left: 23.31pt;">&#8212;</span></div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.16pt; padding-top: 1.65pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 4.05pt; text-align: left;">&#8203;1,035,009</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 1.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1.25pt; width: 72pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1.25pt; width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1.25pt; width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1.25pt; width: 58.72pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1.25pt; width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1.25pt; width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1.25pt; width: 51.03pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1.25pt; width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1.25pt; width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1.25pt; width: 36.56pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1.25pt; width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1.25pt; width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1.25pt; width: 36.97pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1.25pt; width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1.25pt; width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1.25pt; width: 36.97pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1.25pt; width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1.25pt; width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1.25pt; width: 50.46pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1.25pt; width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1.25pt; width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1.25pt; width: 51.12pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1.25pt; width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1.25pt; width: 3.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1.25pt; width: 40.16pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 1.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">1.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Type of Award: </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Formulaic Bonus = Formulaically-determined cash award paid as part of annual incentive award (see note 5 to Summary Compensation Table for additional information) </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">TRSU = Time-based RSUs </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">PRSU = Performance-based RSUs </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">2.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">These columns show the number of TRSUs and &#8220;target&#8221; number of PRSUs granted to each of the Named Executive Officers. The number of PRSUs that will ultimately vest is based upon the level of total stockholder return (&#8220;TSR&#8221;) of our Common Stock for the three-year performance period beginning January 1, 2024, and ending December&#160;31, 2026. See note 5 below for further discussion regarding the applicable TSR goal and other material terms of these PRSU awards. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">3.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Amounts in this column represent the aggregate grant date fair value of such awards computed in accordance with stock-based compensation accounting rules (FASB ASC Topic 718). For PRSUs, the grant date fair value is based on the assumption that the vesting condition for &#8220;target&#8221; performance will be achieved. See note 2 to the Summary Compensation Table for additional information. The closing price per share of our Common Stock on the grant date of the TRSU and PRSU awards was $11.25. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">4.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">In accordance with the terms of the applicable award agreements, these TRSU awards &#8220;cliff&#8221; vest on December&#160;31, 2026, subject generally to the executive&#8217;s continued employment with MFA through such date. For the 2024 TRSU awards, dividend equivalents are paid in respect of the TRSUs during the period in which TRSUs are outstanding at such times as dividends are paid on our Common Stock. Each vested and outstanding TRSU will be settled in one share of Common Stock within 30 days following the date that such TRSU vests. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">5.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">The number of PRSUs shown represents the aggregate &#8220;target&#8221; number of PRSUs granted. The number of underlying shares that the Named Executive Officer will become entitled to receive at the time of vesting will generally range from 0% to 200% of the target number of PRSUs granted, subject to the achievement of a pre-established performance metric tied to TSR. PRSUs with a grant date fair value of one-half of the value reported in the table will vest based on our level of absolute TSR during the three-year performance period ending December&#160;31, 2026 (the &#8220;Absolute TSR PRSUs&#8221;), and PRSUs with a grant date fair value of one-half of the value reported in the table will vest based on our level of TSR for the three-year performance period ending December 31, 2026, relative to the TSR of a peer group of companies designated by the Compensation Committee of the Board at the time of grant (the &#8220;Relative TSR PRSUs&#8221;). For the Absolute TSR PRSUs, to determine the actual number of these PRSUs that will vest, the target number of such PRSUs will be adjusted up or down at the end of the three-year performance period, based on our cumulative TSR relative to an average 8% per annum simple TSR objective from 0% of the target amount (reflecting 0% per annum TSR during the performance period) up to 200% of the target amount (reflecting an average 16% per annum (or higher) TSR during the performance period (i.e., cumulative TSR of 48% (or higher) during the performance period)), with 100% of the target amount being earned and vesting if TSR of an average 8% per annum is achieved during the performance period (i.e., cumulative TSR of 24% during the performance period). PRSUs that do not vest at the end of the performance period will be forfeited. </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">58<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"/></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_107-comp_pg5"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_ftnote" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 4.75pt; margin-left: 18pt; text-align: left;">With respect to the Relative TSR PRSUs, to the extent that our TSR rank is less than or equal to the 25th percentile when compared to the TSR of the members of the peer group, 0% of the target number of Relative TSR PRSUs will vest. To the extent that our TSR rank is in the 50th percentile, 100% of the target number of Relative TSR PRSUs will vest, and to the extent that our TSR rank is greater than or equal to the 80th percentile, generally 200% of the target number of Relative TSR PRSUs will vest. Regardless of our TSR rank, in no event will an executive vest in more than 100% of the target number of Relative TSR PRSUs to the extent our absolute TSR for the three-year performance period is less than zero. PRSUs that do not vest at the end of the performance period will be forfeited. </div><div class="BRDSX_ftnote" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 4pt; margin-left: 18pt; text-align: left;">Dividend equivalents will not be paid in respect of the PRSUs during the performance period. Rather, dividend equivalents will accrue with respect to the PRSUs during the performance period, and to the extent that the underlying PRSUs vest, an amount equal to the accrued dividend equivalents related to the vested PRSUs will be paid to the Named Executive Officer in the form of additional shares of Common Stock based on the closing price of the Common Stock on the vesting date. </div><div class="BRDSX_ftnote" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 7pt; margin-left: 18pt; text-align: left;">Vested PRSUs (if any) will be settled in an equivalent number of shares of our Common Stock in January 2028. </div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">6.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Per the terms of the severance provisions of Mr.&#160;Kristjansson&#8217;s employment agreement with MFA, Mr. Kristjansson (i) forfeited all his TRSU awards (without any consideration to him) effective November&#160;22, 2024, upon his termination of employment and (ii) will be entitled to approximately one-third of his PRSU award, subject in all instances to the vesting provisions described in note 5 above. </div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><a id="tEND2"><!--Anchor--></a>Information regarding the vesting of the awards set forth in the table above upon termination of employment or change in control of MFA can be found under &#8220;Potential Payments upon Termination of Employment or Change in Control&#8221; on pages <a href="#tPPTECC">66</a> to <a href="#tEND">70</a> of this Proxy Statement. </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">59<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_107-comp_pg6"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><a id="tOEA"><!--Anchor--></a>Outstanding Equity Awards </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 9.5pt; margin-left: 0pt; text-align: left;">The following table summarizes all outstanding equity awards held by the Named Executive Officers on December 31, 2024. </div><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 156pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 12.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 12.27pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="10" style="height: 10pt; width: 321.46pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 156pt; padding-bottom: 2.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 12.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="10" style="width: 321.46pt; padding-bottom: 2.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Stock Awards<sup>(1)</sup> </div></td><td style="width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 156pt; padding-top: 2.4pt; padding-bottom: 2.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Name</div></td><td style="width: 12.27pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; padding-top: 2.4pt; padding-bottom: 2.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Number of Shares<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">or Units of Stock <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">That Have Not <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Vested<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">#</div></td><td style="width: 12.27pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.66pt; padding-top: 2.4pt; padding-bottom: 2.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Market Value<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">of Shares or <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Units of Stock <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">That Have Not<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Vested<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$<sup>(1)</sup></div></td><td style="width: 12.27pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; padding-top: 2.4pt; padding-bottom: 2.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Equity Incentive<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Plan Awards: <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Number of Shares <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">or Units of Stock <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">That Have Not <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Vested<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">#</div></td><td style="width: 12.27pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.78pt; padding-top: 2.4pt; padding-bottom: 2.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Equity Incentive<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Plan Awards: <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Market or Payout <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Value of Unearned<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Shares, Units <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">or Other Rights <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">That Have Not<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Vested<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$<sup>(1)</sup> </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td rowspan="4" style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="4" style="width: 156pt; height: 13.25pt; padding-top: 2.4pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">C. L. Knutson</div></td><td rowspan="4" style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 2.4pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">157,481<sup>(2)</sup></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.66pt; height: 13.25pt; padding-top: 2.4pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,604,731</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 2.4pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 21.23pt;">&#8212;</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.78pt; height: 13.25pt; padding-top: 2.4pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212; </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#8212;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.66pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">301,882<sup>(4)</sup></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.78pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">3,076,178 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">142,223<sup>(3)</sup></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.66pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,449,252</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 21.23pt;">&#8212;</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.78pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212; </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#8212;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.66pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">230,721<sup>(5)</sup></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.78pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2,351,047 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td rowspan="4" style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="4" style="width: 156pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">B. Wulfsohn</div></td><td rowspan="4" style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">67,914<sup>(2)</sup></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.66pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">692,044</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 21.23pt;">&#8212;</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.78pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212; </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#8212;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.66pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">130,187<sup>(4)</sup></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.78pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,326,606 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">61,334<sup>(3)</sup></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.66pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">624,993</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 21.23pt;">&#8212;</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.78pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212; </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#8212;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.66pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.5pt;">99,499</span><sup>(5)</sup></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.78pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,013,895 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td rowspan="4" style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="4" style="width: 156pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">M. C. Roper</div></td><td rowspan="4" style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">15,749<sup>(2)</sup></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.66pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">160,482</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 21.23pt;">&#8212;</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.78pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212; </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#8212;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.66pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.5pt;">30,189</span><sup>(4)</sup></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.78pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">307,626 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">21,334<sup>(3)</sup></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.66pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">217,393</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 21.23pt;">&#8212;</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.78pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212; </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#8212;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.66pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.5pt;">34,609</span><sup>(5)</sup></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.78pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">352,666 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td rowspan="4" style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="4" style="width: 156pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">L. R. Samuels</div></td><td rowspan="4" style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">15,749<sup>(2)</sup></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.66pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">160,482</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 21.23pt;">&#8212;</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.78pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212; </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#8212;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.66pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.5pt;">30,189</span><sup>(4)</sup></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.78pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">307,626 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">14,223<sup>(3)</sup></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.66pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">144,932</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 21.23pt;">&#8212;</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.78pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212; </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#8212;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.66pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.5pt;">23,073</span><sup>(5)</sup></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.78pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 7.35pt;">235,114</span> </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td rowspan="4" style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="4" style="width: 156pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">H. E. Schwartz</div></td><td rowspan="4" style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">26,575<sup>(2)</sup></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.66pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">270,799</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 21.23pt;">&#8212;</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.78pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212; </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#8212;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.66pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.5pt;">50,944</span><sup>(4)</sup></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.78pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 7.35pt;">519,119</span> </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">24,000<sup>(3)</sup></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.66pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">244,560</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 21.23pt;">&#8212;</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.78pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212; </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#8212;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.66pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.5pt;">38,935</span><sup>(5)</sup></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.78pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">396,748</span> </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 156pt; padding-top: 1.9pt; padding-bottom: 2.63pt; text-align: right; vertical-align: middle;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 12.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; padding-top: 1.9pt; padding-bottom: 2.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#160;</div></td><td style="width: 12.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.66pt; padding-top: 1.9pt; padding-bottom: 2.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 12.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; padding-top: 1.9pt; padding-bottom: 2.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 12.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.78pt; padding-top: 1.9pt; padding-bottom: 2.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 156pt; padding-top: 2.4pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Former Executive Officer</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; padding-top: 2.4pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#160;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.66pt; padding-top: 2.4pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; padding-top: 2.4pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.78pt; padding-top: 2.4pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td rowspan="2" style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td rowspan="2" style="width: 156pt; height: 13.25pt; padding-top: 1.9pt; text-align: right; vertical-align: middle;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">G. Kristjansson</div></td><td rowspan="2" style="width: 12.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#8212;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.66pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.5pt;">87,226</span><sup>(4)</sup></div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.78pt; height: 13.25pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">888,833</span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 12.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; padding-top: 1.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#8212;</div></td><td style="width: 12.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.66pt; padding-top: 1.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 12.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 64.2pt; padding-top: 1.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.5pt;">33,432</span><sup>(5)</sup></div></td><td style="width: 12.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 66.78pt; padding-top: 1.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">340,672</span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 156pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 12.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 12.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 64.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 12.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 12.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 52.66pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 12.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 12.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 64.2pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 12.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 12.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 66.78pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">1.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">For purposes of this table, the market value of the unvested RSUs is deemed to be $10.19 per share, the closing price of the Company&#8217;s Common Stock on December 31, 2024, the last trading day of the year. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">2.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">In accordance with the terms of the applicable award agreements, dated January&#160;3, 2023, these TRSU awards &#8220;cliff&#8221; vest on December&#160;31, 2025, assuming continued employment with us through such date (subject to earlier vesting in the event of termination of employment under certain circumstances). To further the retention value of these TRSU awards, each executive will be credited with an amount, per TRSU, equal to the dividends declared, which will be paid in cash following the vesting of the TRSUs at the end of the vesting period. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">3.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">In accordance with the terms of the applicable award agreements, dated January&#160;2, 2024, these TRSU awards &#8220;cliff&#8221; vest on December&#160;31, 2026, assuming continued employment with us through such date (subject to earlier vesting in the event of termination of employment under certain circumstances). Dividend equivalents are paid in cash as and when dividends are declared in respect of the Common Stock. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">4.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">In accordance with the terms of the applicable award agreements, dated January&#160;3, 2023, these PRSU awards &#8220;cliff&#8221; vest on December&#160;31, 2025, assuming continued employment with us through such date (except in the event of termination of employment under certain circumstances). The number of PRSUs to ultimately vest is subject to the level of TSR achieved in respect of the Common Stock for the three-year period from January&#160;1, 2023, to December&#160;31, 2025. The number of units reported reflects the number of PRSUs that will vest assuming &#8220;target&#8221; level TSR performance (both on an absolute basis and relative to a designated group of peer companies) is achieved. Dividend equivalents will not be paid during the performance period, but rather will accrue during such period and will be paid out at the end of the performance period in the form of additional shares of Common Stock based on the number of PRSUs to ultimately vest. </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">60<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
</div><!--End Page 64--><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_107-comp_pg7"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4.75pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">5.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">In accordance with the terms of the applicable award agreements, dated January&#160;2, 2024, these PRSU awards &#8220;cliff&#8221; vest on December&#160;31, 2026, assuming continued employment with us through such date (except in the event of termination of employment under certain circumstances). The number of PRSUs to ultimately vest is subject to the level of TSR achieved in respect of the Common Stock for the three-year period from January&#160;1, 2024, to December&#160;31, 2026. The number of units reported reflects the number of PRSUs that will vest assuming &#8220;target&#8221; level TSR performance (both on an absolute basis and relative to a designated group of peer companies) is achieved. Dividend equivalents will not be paid during the performance period, but rather will accrue during such period and will be paid out at the end of the performance period in the form of additional shares of Common Stock based on the number of PRSUs to ultimately vest. </div></td></tr></table><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 18.5pt; margin-left: 0pt; text-align: left;"><a id="tOESV"><!--Anchor--></a>Options Exercised and Stock Vested in 2024 </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The following table summarizes certain information regarding options exercised and stock awards vested with respect to the Named Executive Officers during the year ended December&#160;31, 2024. </div><table cellpadding="0" class="BRDSX_fintab1" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 144pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 24.91pt; border-right: 1pt solid #FFFFFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 24.91pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="10" style="height: 10pt; width: 307.17pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 144pt; padding-bottom: 1.13pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 24.91pt; border-right: 1pt solid #FFFFFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="10" style="width: 307.17pt; padding-bottom: 1.13pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Option Exercises and Stock Vested in 2024 </div></td><td style="width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 144pt; padding-top: 0.9pt; padding-bottom: 1.13pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 24.91pt; border-right: 1pt solid #FFFFFF; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; background-color: #0066B3; border-bottom: 1pt solid #FFFFFF;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 124.09pt; padding-top: 0.9pt; padding-bottom: 1.13pt; text-align: left; vertical-align: bottom; background-color: #0066B3; border-bottom: 1pt solid #FFFFFF;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Option Awards</div></td><td style="width: 24.91pt; border-right: 1pt solid #FFFFFF; background-color: #0066B3; border-bottom: 1pt solid #FFFFFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; background-color: #0066B3; border-bottom: 1pt solid #FFFFFF;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 132.26pt; padding-top: 0.9pt; padding-bottom: 1.13pt; text-align: left; vertical-align: bottom; background-color: #0066B3; border-bottom: 1pt solid #FFFFFF;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Stock Awards<sup>(1)</sup> </div></td><td style="width: 10pt; border-bottom: 1pt solid #FFFFFF; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 144pt; padding-top: 0.9pt; padding-bottom: 1.13pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Name</div></td><td style="width: 24.91pt; border-right: 1pt solid #FFFFFF; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.32pt; padding-top: 0.9pt; padding-bottom: 1.13pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Number of<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Shares<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Acquired on<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Exercise<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">#</div></td><td style="width: 24.91pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.95pt; padding-top: 0.9pt; padding-bottom: 1.13pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Value <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Realized <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Upon <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Exercise <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$</div></td><td style="width: 24.91pt; border-right: 1pt solid #FFFFFF; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.32pt; padding-top: 0.9pt; padding-bottom: 1.13pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Number of <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Shares <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Acquired on <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Vesting<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">#</div></td><td style="width: 24.91pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 38.12pt; padding-top: 0.9pt; padding-bottom: 1.13pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Value <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Realized <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">on Vesting<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$<sup>(2)</sup> </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 144pt; padding-top: 0.9pt; padding-bottom: 0.88pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">C. L. Knutson</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.32pt; padding-top: 0.9pt; padding-bottom: 0.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#8212;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.95pt; padding-top: 0.9pt; padding-bottom: 0.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 23.61pt; text-align: left;">&#8212;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.32pt; padding-top: 0.9pt; padding-bottom: 0.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">126,590</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 38.12pt; padding-top: 0.9pt; padding-bottom: 0.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 2.01pt; text-align: left;">1,289,952 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 144pt; padding-top: 0.65pt; padding-bottom: 0.88pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">B. Wulfsohn</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.32pt; padding-top: 0.65pt; padding-bottom: 0.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#8212;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.95pt; padding-top: 0.65pt; padding-bottom: 0.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 23.61pt; text-align: left;">&#8212;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.32pt; padding-top: 0.65pt; padding-bottom: 0.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">39,560</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 38.12pt; padding-top: 0.65pt; padding-bottom: 0.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 2.01pt; text-align: left;"><span style="padding-left: 6.45pt;">403,116 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 144pt; padding-top: 0.65pt; padding-bottom: 0.88pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">M. C. Roper</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.32pt; padding-top: 0.65pt; padding-bottom: 0.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#8212;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.95pt; padding-top: 0.65pt; padding-bottom: 0.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 23.61pt; text-align: left;">&#8212;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.32pt; padding-top: 0.65pt; padding-bottom: 0.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">8,901</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 38.12pt; padding-top: 0.65pt; padding-bottom: 0.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 2.01pt; text-align: left;"><span style="padding-left: 11.09pt;">90,701 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 144pt; padding-top: 0.65pt; padding-bottom: 0.88pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">L. R. Samuels</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.32pt; padding-top: 0.65pt; padding-bottom: 0.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#8212;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.95pt; padding-top: 0.65pt; padding-bottom: 0.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 23.61pt; text-align: left;">&#8212;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.32pt; padding-top: 0.65pt; padding-bottom: 0.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">8,901</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 38.12pt; padding-top: 0.65pt; padding-bottom: 0.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 2.01pt; text-align: left;"><span style="padding-left: 11.09pt;">90,701 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 144pt; padding-top: 0.65pt; padding-bottom: 0.88pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">H. E. Schwartz</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.32pt; padding-top: 0.65pt; padding-bottom: 0.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#8212;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.95pt; padding-top: 0.65pt; padding-bottom: 0.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 23.61pt; text-align: left;">&#8212;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.32pt; padding-top: 0.65pt; padding-bottom: 0.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">14,835</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 38.12pt; padding-top: 0.65pt; padding-bottom: 0.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 2.01pt; text-align: left;"><span style="padding-left: 6.45pt;">151,168</span> </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 144pt; padding-top: 0.65pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 24.91pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.32pt; padding-top: 0.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#160;</div></td><td style="width: 24.91pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.95pt; padding-top: 0.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 23.61pt; text-align: left;">&#160;</div></td><td style="width: 24.91pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.32pt; padding-top: 0.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#160;</div></td><td style="width: 24.91pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 38.12pt; padding-top: 0.65pt; padding-bottom: 1.38pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 2.01pt; text-align: left;">&#160;</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 144pt; padding-top: 1.15pt; padding-bottom: 0.88pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Former Executive Officer</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.32pt; padding-top: 1.15pt; padding-bottom: 0.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#160;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.95pt; padding-top: 1.15pt; padding-bottom: 0.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 23.61pt; text-align: left;">&#160;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.32pt; padding-top: 1.15pt; padding-bottom: 0.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#160;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 38.12pt; padding-top: 1.15pt; padding-bottom: 0.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 2.01pt; text-align: left;">&#160;</div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 144pt; padding-top: 0.65pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">G. Kristjansson</div></td><td style="width: 24.91pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.32pt; padding-top: 0.65pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#8212;</div></td><td style="width: 24.91pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.95pt; padding-top: 0.65pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 23.61pt; text-align: left;">&#8212;</div></td><td style="width: 24.91pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.32pt; padding-top: 0.65pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">39,560</div></td><td style="width: 24.91pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 24.91pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 38.12pt; padding-top: 0.65pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 2.01pt; text-align: left;"><span style="padding-left: 6.45pt;">403,116</span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 144pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 24.91pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 24.91pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 43.32pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 24.91pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 24.91pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 29.95pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 24.91pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 24.91pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 43.32pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 24.91pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 24.91pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 38.12pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">1.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Vested awards include TRSUs and PRSUs granted in January&#160;2022, which vested in December&#160;2024. Per the terms of the applicable awards, the TRSUs were settled in the form of Common Stock in January&#160;2025, and the PRSUs will be settled in the form of Common Stock in January&#160;2026 (provided that Mr. Kristjansson&#8217;s PRSUs were settled in March 2025 on account of his termination of employment). Number of shares vested excludes the following shares to be issued (at the time the PRSUs are settled) to each executive in respect of dividend equivalents (&#8220;DEs&#8221;) accrued during the three-year performance period on the vested PRSUs: for Mr.&#160;Knutson, 24,945 shares with a value at vesting of approximately $254,190; for each of Mr.&#160;Kristjansson and Mr. Wulfsohn, 7,791 shares with a value at vesting of approximately $79,390; for Mr. Roper and Ms.&#160;Samuels, 1,752 shares with a value at vesting of $17,853; and for Mr.&#160;Schwartz, 2,925 shares with a value at vesting of approximately $29,806. The right to receive dividend equivalents was factored into the determination of the grant date value of the TRSUs and PRSUs. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">2.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Amount is determined by reference to the closing price per share of our Common Stock on the date on which the applicable TRSUs or PRSUs vested.<span style="font-weight: normal;"> </span></div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The table below provides additional information regarding the grants of TRSUs and PRSUs referred to in Note 1 to the above table, including the number and value of the shares issued (in the case of the TRSUs) or to be issued (in the case of the PRSUs) to each executive following vesting of the TRSUs and PRSUs on December&#160;31, 2024. </div><table cellpadding="0" class="BRDSX_fintab1" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 120pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 5.58pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="10" style="height: 10pt; width: 174.84pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 5.58pt; border-right: 1pt solid #FFFFFF; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 5.58pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="10" style="height: 10pt; width: 182.82pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 120pt; padding-bottom: 2.13pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="10" style="width: 174.84pt; padding-bottom: 2.13pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022 TRSUs</div></td><td style="width: 5.58pt; border-right: 1pt solid #FFFFFF; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="10" style="width: 182.82pt; padding-bottom: 2.13pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">2022 PRSUs </div></td><td style="width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 120pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Executive</div></td><td style="width: 5.58pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.13pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Units <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Granted <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">#</div></td><td style="width: 5.58pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 47.4pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Grant Date <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Value/Target<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Value<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$</div></td><td style="width: 5.58pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 25.11pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Units <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Vested <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">#</div></td><td style="width: 5.58pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.72pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Value <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Realized<sup>(1)</sup><br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$</div></td><td style="width: 5.58pt; border-right: 1pt solid #FFFFFF; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 30.34pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">&#8220;Target&#8221; <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Units <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Granted <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">#</div></td><td style="width: 5.58pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 47.4pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Grant Date <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Value/Target<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Value<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$</div></td><td style="width: 5.58pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 31.88pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Units <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Vested<sup>(1)</sup><br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">#</div></td><td style="width: 5.58pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.72pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Value <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Realized<sup>(1)</sup><br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$ </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 120pt; padding-top: 1.9pt; padding-bottom: 1.88pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">C. L. Knutson</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.13pt; padding-top: 1.9pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">69,717</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 47.4pt; padding-top: 1.9pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 11.3pt; text-align: left;">1,280,004</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 25.11pt; padding-top: 1.9pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">69,717</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.72pt; padding-top: 1.9pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 7.07pt; text-align: left;">710,416</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 30.34pt; padding-top: 1.9pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">119,701</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 47.4pt; padding-top: 1.9pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 11.3pt; text-align: left;">1,920,028</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 31.88pt; padding-top: 1.9pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">56,873</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.72pt; padding-top: 1.9pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 7.07pt; text-align: left;">579,536 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 120pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">B. Wulfsohn</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.13pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">21,787</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 47.4pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 11.3pt; text-align: left;"><span style="padding-left: 6.45pt;">400,009</span></div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 25.11pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">21,787</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.72pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 7.07pt; text-align: left;">222,010</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 30.34pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">37,407</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 47.4pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 11.3pt; text-align: left;"><span style="padding-left: 6.45pt;">600,016</span></div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 31.88pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">17,773</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.72pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 7.07pt; text-align: left;">&#8203;181,107 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 120pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">M. C. Roper</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.13pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">4,902</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 47.4pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 11.3pt; text-align: left;"><span style="padding-left: 11.09pt;">90,001</span></div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 25.11pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">4,902</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.72pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 7.07pt; text-align: left;"><span style="padding-left: 4.64pt;">49,951</span></div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 30.34pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">8,417</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 47.4pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 11.3pt; text-align: left;"><span style="padding-left: 6.45pt;">135,010</span></div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 31.88pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">3,999</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.72pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 7.07pt; text-align: left;"><span style="padding-left: 4.64pt;">40,750 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 120pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">L. R. Samuels</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.13pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">4,902</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 47.4pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 11.3pt; text-align: left;"><span style="padding-left: 11.09pt;">90,001</span></div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 25.11pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">4,902</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.72pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 7.07pt; text-align: left;"><span style="padding-left: 4.64pt;">49,951</span></div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 30.34pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">8,417</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 47.4pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 11.3pt; text-align: left;"><span style="padding-left: 6.45pt;">135,010</span></div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 31.88pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">3,999</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.72pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 7.07pt; text-align: left;"><span style="padding-left: 4.64pt;">40,750 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 120pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">H. E. Schwartz</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.13pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">8,170</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 47.4pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 11.3pt; text-align: left;"><span style="padding-left: 6.45pt;">150,001</span></div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 25.11pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">8,170</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.72pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 7.07pt; text-align: left;"><span style="padding-left: 4.64pt;">83,252</span></div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 30.34pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">14,028</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 47.4pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 11.3pt; text-align: left;"><span style="padding-left: 6.45pt;">225,012</span></div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 31.88pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">6,665</div></td><td style="width: 5.58pt; 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font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Former Executive Officer</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.13pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#160;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 47.4pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 11.3pt; text-align: left;">&#160;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 25.11pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#160;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.72pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 7.07pt; text-align: left;">&#160;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 30.34pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#160;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 47.4pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 11.3pt; text-align: left;">&#160;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 31.88pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#160;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.72pt; padding-top: 1.65pt; padding-bottom: 1.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 7.07pt; text-align: left;">&#160;</div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 120pt; padding-top: 1.65pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">G. Kristjansson</div></td><td style="width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.13pt; padding-top: 1.65pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">21,787</div></td><td style="width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 47.4pt; padding-top: 1.65pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 11.3pt; text-align: left;"><span style="padding-left: 6.45pt;">400,009</span></div></td><td style="width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 25.11pt; padding-top: 1.65pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">21,787</div></td><td style="width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.72pt; padding-top: 1.65pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 7.07pt; text-align: left;">222,010</div></td><td style="width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 30.34pt; padding-top: 1.65pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">37,407</div></td><td style="width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 47.4pt; padding-top: 1.65pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 11.3pt; text-align: left;"><span style="padding-left: 6.45pt;">600,016</span></div></td><td style="width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 31.88pt; padding-top: 1.65pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">17,773</div></td><td style="width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.72pt; padding-top: 1.65pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 7.07pt; text-align: left;">&#8203;181,107</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 120pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 29.13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 47.4pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 25.11pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 36.72pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 30.34pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 47.4pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 31.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 5.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 36.72pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">1.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">In the case of the TRSUs, value realized excludes dividend equivalents accrued during the three-year vesting period and paid in cash in connection with the settlement of the TRSUs in early 2025. In the case of the PRSUs, the number of units vested and the value realized excludes the shares to be issued (in January&#160;2026) to each executive in respect of dividend equivalents accrued during the three-year performance period on vested PRSUs. The right to receive dividends equivalents had been factored into the determination of the grant date fair value of the TRSUs and the PRSUs.<span style="font-weight: normal;"> </span></div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">61<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
</div><!--End Page 65--><div>
</div><div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"/></div></div><div>
</div><!--Begin Page 66--><div>
</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_107-comp_pg8"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><a id="tP57"><!--Anchor--></a>Deferred Plans </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">On December 19, 2002, the Board adopted the Senior Officers Plan, which is intended to provide our executive officers with an opportunity to defer up to 100% of certain compensation, as delineated in the Senior Officers Plan. Under the Senior Officers Plan, amounts deferred are deemed to be converted into hypothetical &#8220;stock units,&#8221; which do not represent our capital stock, but rather the right to receive a cash payment equal to the fair market value of an equivalent number of shares of Common Stock. Deferred amounts (and the resultant hypothetical stock units), together with any cash dividend equivalents credited to outstanding stock units, increase or decrease in value as would an equivalent number of shares of Common Stock and are settled in cash at the termination of the deferral period, based on the value of the stock units at that time. The Senior Officers Plan is a non-qualified plan under the Employee Retirement Income Security Act of 1974, as amended, and is not funded. Prior to the time that the deferred accounts are settled, participants are unsecured creditors of MFA. At present, none of our executive officers have any amounts deferred under the Senior Officers Plan. </div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;">Pension Benefits </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Named Executive Officers received no benefits in 2024 from us under defined benefit pension plans. Our only retirement plan in which the Named Executive Officers were eligible to participate, apart from the Senior Officers Plan, is the 401(k) Plan. </div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;"><a id="tEMPC"><!--Anchor--></a>Employment Contracts </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">We have employment agreements with the following Named Executive Officers: Craig L. Knutson and Bryan Wulfsohn. As described below, these employment agreements provide Messrs. Knutson and Wulfsohn with, among other things, base salary, bonus and certain payments at, following and/or in connection with certain terminations of employment. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><div style="color: #58595B; display: inline;"><span>Craig L. Knutson and Bryan Wulfsohn</span></div><span style="font-weight: normal;">. On February 22, 2021, we entered into an amended and restated employment agreement with Mr.&#160;Knutson, effective as of January 1, 2021, which agreement was amended as of May 3, 2022, and further amended as of February&#160;21, 2024 (as amended, the &#8220;Knutson Employment Agreement&#8221;). Also on February 22, 2021, we entered into an amended and restated employment agreement with Mr. Wulfsohn, which became effective as of January 1, 2021, and which was amended as of May 3, 2022 (as amended, the &#8220;Wulfsohn Employment Agreement&#8221; and together with the Knutson Employment Agreement, the &#8220;Employment Agreements&#8221;). Set forth below is a summary of the material terms and conditions of the Knutson Employment Agreement and the Wulfsohn Employment Agreement. We filed a copy of the Knutson Employment Agreement and the Wulfsohn Employment Agreement with the SEC on February&#160;23, 2021, and filed copies of the amendments to each executive&#8217;s Employment Agreement with the SEC on May 4, 2022, and, in the case of the Knutson Employment Agreement, on February 22, 2024, as well. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-align: left;"><div style="color: #58595B; display: inline;"><span>T</span></div><div style="color: #58595B; display: inline;"><span>erm</span></div> </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Knutson Employment Agreement and the Wulfsohn Employment Agreement each had an initial fixed term running through December&#160;31, 2021, provided that the agreement automatically renews for an additional one-year period at the end of the initial term and each year thereafter, unless either MFA or the executive gives the other party written notice of its or his intent not to renew the term of the applicable employment agreement at least 90 days prior to the end of the then-current term. Neither the Company, on the one hand, nor any of Mr.&#160;Knutson or Mr.&#160;Wulfsohn, on the other hand, delivered a notice of intent not to renew at least 90 days prior to December&#160;31, 2024 (the expiration of the most recent renewal term). Accordingly, each of the Knutson Employment Agreement and the Wulfsohn Employment Agreement currently remains in effect until December&#160;31, 2025 (subject to any further renewal). </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">62<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_107-comp_pg9"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
<span style="text-decoration:underline">Base Salary</span> </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The Employment Agreements provide for each of Mr.&#160;Knutson and Mr.&#160;Wulfsohn to receive a base salary. For 2024, Mr. Knutson was paid a base salary of $800,000 per annum and Mr. Wulfsohn was paid a base salary of $625,000. Each of the Employment Agreements provides that the Compensation Committee of the Board shall review the executive&#8217;s base salary annually to determine whether an increase or decrease is appropriate. Generally, the executive&#8217;s base salary may be increased, but not decreased unless in connection with an overall reduction of base salaries for the Company&#8217;s senior executives. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-align: left;"><span>
<span style="text-decoration:underline">Annual Performance-Based Bonus</span> </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The Knutson Employment Agreement and the Wulfsohn Employment Agreement provide that each executive is eligible to receive an annual performance-based bonus (the &#8220;Annual Bonus&#8221;) based on the Company&#8217;s and each executive&#8217;s individual performance during the 12-month period beginning each December&#160;1st during the term and ending on November&#160;30th of the next succeeding year (each 12-month period being a performance period). Pursuant to the terms of their respective employment agreements, For the 2024 Performance Period Mr.&#160;Knutson&#8217;s 2024 target annual bonus (the &#8220;Overall Target Bonus&#8221;) was $2,000,000 and Mr.&#160;Wulfsohn&#8217;s Overall Target Bonus was $1,100,000. Generally, the executive&#8217;s Overall Target Bonus may be increased by the Compensation Committee, but not decreased unless in connection with an overall reduction in target bonuses for the Company&#8217;s senior executives. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The Employment Agreements provide that each executive&#8217;s Annual Bonus is comprised of two components. In the case of each executive (i) a portion of his Annual Bonus is payable based on the achievement of objective performance goals established by the Compensation Committee on an annual basis, which may include performance goals based on ROAE as well as other objective performance measures that the Compensation Committee shall determine are appropriate for a given performance period and (ii) a portion of his Annual Bonus is based on the executive&#8217;s individual performance and other factors determined by the Compensation Committee. More specifically, the actual amount of the Annual Bonus payable to the Executive, if any, for each Performance Period, shall be determined by the Compensation Committee based on the following allocation of the Overall Target Bonus for each executive: (a) 75% of the Overall Target Bonus shall be based on achievement of objective performance goals established by the Compensation Committee (i.e., the Formulaic Bonus), and (b) 25% of the Overall Target Bonus shall be based on such factors as determined by the Compensation Committee, including individual performance (i.e., the IRM Bonus). The amount of the Annual Bonus paid to an executive may range from zero to two times his respective Overall Target Bonus for each Performance Period. The Employment Agreements provide that each executive&#8217;s Annual Bonus shall be paid in the form of cash. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
<span style="text-decoration:underline">Formulaic Bonus</span></span><span style="font-style: normal;">. With respect to the Formulaic Bonus, for each performance period the target amount of the Formulaic Bonus (the &#8220;Target Formulaic Bonus&#8221;) for each executive is equal to 75% of such executive&#8217;s Overall Target Bonus. Based on his Overall Target Bonus for the 2024 Performance Period, Mr.&#160;Knutson&#8217;s Target Formulaic Bonus was $1,500,000, and Mr.&#160;Wulfsohn&#8217;s Target Formulaic Bonus was $825,000. The Employment Agreements provide that each executive is eligible to receive from zero to 200%&#160;of his respective Target Formulaic Bonus (i.e., for the 2024 Performance Period, up to $3,000,000 in the case of Mr.&#160;Knutson and up to $1,650,000 in the case of Mr.&#160;Wulfsohn). </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The actual amount of the Formulaic Bonus to be paid to each executive is based on the objective measures determined by the Compensation Committee for the applicable performance period relative to threshold, target, and maximum performance goals established by the Compensation Committee for each performance period. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
<span style="text-decoration:underline">IRM Bonus</span></span><span style="font-style: normal;">. With respect to the IRM Bonus, for each performance period the target amount of the IRM Bonus (the &#8220;Target IRM Bonus&#8221;) for each executive is equal to 25% of such executive&#8217;s Overall Target Bonus. Based on his Overall Target Bonus for the 2024 performance period, Mr.&#160;Knutson&#8217;s Target IRM Bonus was $500,000, and Mr.&#160;Wulfsohn&#8217;s Target IRM Bonus was $275,000.&#160;The Employment Agreements provide that each executive will be eligible to receive from zero to 200% of his Target IRM Bonus (i.e., for the 2024 performance period, up to $1,000,000 in the case of Mr.&#160;Knutson and up to $550,000 in the case of Mr.&#160;Wulfsohn). </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">63<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_107-comp_pg10"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
The actual amount of the IRM Bonus to be paid to the executive is determined by the Compensation Committee in its discretion based upon any factors it deems relevant and appropriate, including, without limitation, the executive&#8217;s individual performance. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-align: left;"><span>
<span style="text-decoration:underline">Equity Awards (LTIAs)</span> </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Under his respective Employment Agreement, each of Mr. Knutson and Mr. Wulfsohn. is entitled to receive an annual grant of each of TRSUs and PRSUs. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
<span style="text-decoration:underline">TRSUs</span>. For 2024, the Compensation Committee granted to Mr. Knutson TRSUs with an aggregate grant date value of approximately $1,600,000 and granted to Mr.&#160;Wulfsohn TRSUs with an aggregate grant date value of approximately $690,000.&#160;Subject to exceptions in certain circumstances described below in &#8220;Potential Payments upon Termination of Employment or Change in Control,&#8221; each grant of TRSUs to be granted to Mr. Knutson and Mr.&#160;Wulfsohn will vest on the third December&#160;31st to occur following the date of grant, subject to the executive&#8217;s continued employment with the Company. In addition, subject to exceptions in certain circumstances described below (see &#8220;Potential Payments upon Termination of Employment or Change in Control&#8221;), unvested TRSUs will be forfeited as of the date of the executive&#8217;s termination of employment with the Company. Upon vesting, each executive will receive one share of MFA Common Stock for each TRSU that vests. Under the terms of the Employment Agreements, the Compensation Committee may increase or decrease the aggregate grant date value for any annual grant of TRSUs as compared to a grant made in a prior year. With respect to the grants made to the executives in 2024, the executives receive dividend equivalent payments in respect of the TRSUs as and when dividends are paid on our Common Stock during the period in which TRSUs are outstanding. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-style: italic; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
<span style="text-decoration:underline">PRSUs</span>. For 2024, the Compensation Committee granted to Mr.&#160;Knutson PRSUs with an aggregate grant date value of approximately $2,400,000 and granted to Mr. Wulfsohn PRSUs with an aggregate grant date value of approximately $1,035,000 (for each executive, the &#8220;PRSU Grant Date Value&#8221;). Under the terms of the Employment Agreements, the Committee may increase or decrease the PRSU Grant Date Value for any annual grant of PRSUs as compared to a grant made in a prior year. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
A portion of each annual PRSU award vests based on the Company&#8217;s level of absolute TSR during the applicable three-year performance period and a portion vests based on the Company&#8217;s level of TSR during the applicable three-year performance period relative to the TSR during such period of a peer group of companies designated by the Compensation Committee at the time of each grant. (The PRSUs that vest based on the Company&#8217;s level of absolute TSR are hereinafter referred to as the &#8220;Absolute TSR PRSUs,&#8221; and the PRSUs that vest based on the Company&#8217;s level of relative TSR are hereinafter referred to as the &#8220;Relative TSR PRSUs.&#8221;) Subject to certain exceptions described below in &#8220;Potential Payments upon Termination of Employment and Change in Control,&#8221; each grant of PRSUs to be granted to the executives will vest on the last day of the applicable performance period, subject to the level of performance achieved (as certified by the Compensation Committee of the Board) and the executive&#8217;s continued employment with the Company. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Each annual grant of PRSUs provides for a &#8220;target&#8221; grant of Absolute TSR PRSUs (the &#8220;Absolute TSR Target Award&#8221;) and a &#8220;target&#8221; grant of Relative TSR PRSUs (the &#8220;Relative TSR Target Award&#8221;). For each executive, the Absolute TSR Target Award is a number of PRSUs equal to the quotient of (a) 50% of the Executive&#8217;s PRSU Grant Date Value divided by (b) the grant date fair value per unit of one Absolute TSR PRSU. Similarly, the Relative TSR Target Award for each Executive is a number of PRSUs equal to (a) 50% of the Executive&#8217;s PRSU Grant Date Value divided by (b) the grant date fair value per unit of one Relative TSR PRSU. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
With respect to the Absolute TSR PRSUs, the actual number of Absolute TSR PRSUs that will vest is based on the level of the Company&#8217;s cumulative TSR (i.e., share price appreciation or depreciation, as the case may be, plus dividends divided by initial share price) relative to an average 8% per annum simple TSR (assuming no reinvestment of dividends) for the three-year performance period beginning on January 1st of the year of grant (e.g., the performance period for the PRSUs granted in January 2024 is January&#160;1, 2024 through December 31, 2026). To determine the actual number of Absolute TSR PRSUs that vests, the target number of units of each grant of Absolute TSR PRSUs will be adjusted up or down at the end of the applicable three-year performance period based on the Company&#8217;s cumulative TSR relative to an average 8% per annum simple TSR objective from 0% of the target number (reflecting 0% per annum TSR during the performance period) up to 200% of the target number (reflecting an </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">64<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_107-comp_pg11"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
average of 16% per annum (or higher) TSR during the performance period), with 100% of the target number vesting if TSR of an average 8% per annum is achieved during the performance period. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
With respect to the Relative TSR PRSUs, the actual number of Relative TSR PRSUs that will vest is based on the Company&#8217;s cumulative TSR during the applicable three-year performance period (beginning on January 1st of the year of grant) as compared to the cumulative TSR of a designated group of peer companies for such performance period. To the extent that the Company&#8217;s TSR rank is less than or equal to the 25th percentile when compared to the TSR of the members of the peer group, the executive will vest in 0% of the target number of Relative TSR PRSUs awarded to him in respect of the applicable performance period. To the extent that the Company&#8217;s TSR rank is in the 50th percentile, the executive will vest in 100% of the target number of Relative TSR PRSUs awarded to him in respect of the applicable performance period. To the extent that the Company&#8217;s TSR rank is greater than or equal to the 80th percentile, the executive will vest generally in 200% of the target number of Relative TSR PRSUs awarded to him in respect of the applicable performance period. (To the extent that the Company&#8217;s TSR ranking falls in between the percentiles identified in the preceding sentences, the number of Relative TSR PRSUs that vest will be interpolated.) Regardless of the Company&#8217;s TSR rank, in no event will an executive vest in more than 100% of the target number of Relative TSR PRSUs to the extent the Company&#8217;s absolute TSR for the applicable performance period is less than zero. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
PRSUs that do not vest at the end of an applicable performance period will be forfeited. Upon vesting, the executive will receive one share of MFA Common Stock for each PRSU that vests, provided that the fair market value of the shares of Common Stock delivered upon settlement may not exceed 400% of the PRSU Grant Date Value of the PRSUs granted in respect of the completed performance period. Any PRSUs that vest are subject to an additional one year deferral prior to settlement, subject to accelerated payout under certain circumstances. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Dividend equivalents are not paid in respect of the PRSUs during the performance period. Rather, dividend equivalents accrue with respect to the PRSUs during the performance period, and to the extent that the underlying PRSUs vest, an amount equal to the accrued dividend equivalents related to the vested PRSUs will be paid to the executive in the form of additional shares of MFA Common Stock based on the closing price of MFA Common Stock on the vesting date. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-align: left;"><span>
<span style="text-decoration:underline">Notice of Resignation by Executive/Termination by Company</span> </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Each executive must provide 90 days&#8217; notice prior to his resignation, and the Company must provide 90 days&#8217; notice prior to any termination by the Company without cause (in either case, except upon termination in connection with a change in control). During this period, the executive will continue to receive base salary and benefits, but will be ineligible to receive an Annual Bonus for any performance period that was not completed as of the beginning of the 90-day period. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-align: left;"><span>
<span style="text-decoration:underline">Other Terms and Provisions</span> </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Each of Mr.&#160;Knutson&#8217;s and Mr.&#160;Wulfsohn&#8217;s respective employment agreement provides that if any payments or benefits provided to the executive would constitute excess parachute payments within the meaning of Section 280G of the Internal Revenue Code of 1986, as amended (the &#8220;Code&#8221;), and would be subject to the excise tax imposed under Section 4999 of the Code, the payments or benefits will be reduced by the amount required to avoid the excise tax, if such reduction would give the executive a better after-tax result than if he received the full payments and benefits and paid the excise tax. In addition, the Knutson Employment Agreement provides for the vesting of Mr. Knutson&#8217;s outstanding unvested equity awards in the event he should retire from the Company in certain circumstances. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
<span style="text-decoration:underline">Michael C. Roper</span>. </span><span style="font-weight: normal;">Mr. Roper&#8217;s employment is not governed by an employment agreement, and consequently, Mr. Roper is an &#8220;at will&#8221; employee. For 2024, Mr. Roper was paid a base salary of $475,000. Mr. Roper&#8217;s annual performance bonus is determined in the discretion of the Compensation Committee, in consultation with our CEO. On February 21, 2024, the Company and Mr. Roper entered into an agreement regarding payments to be made to him upon the termination of his employment under certain circumstances, a copy of which was filed with the SEC on February&#160;22, 2024. </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">65<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_107-comp_pg12"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
<span style="text-decoration:underline">Harold E. Schwartz</span>. </span><span style="font-weight: normal;">Mr. Schwartz&#8217;s employment is not governed by an employment agreement, and consequently, Mr. Schwartz is an &#8220;at will&#8221; employee. For 2024, Mr. Schwartz was paid a base salary of $475,000. Mr. Schwartz&#8217;s annual performance bonus is determined in the discretion of the Compensation Committee, in consultation with our CEO. On February&#160;21, 2024, the Company and Mr. Schwartz entered into an amended and restated agreement regarding payments to be made to him upon the termination of his employment under certain circumstances, a copy of which was filed with the SEC on February&#160;22, 2024. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
<span style="text-decoration:underline">Lori R. Samuels</span>. </span><span style="font-weight: normal;">Ms.&#160;Samuels&#8217; employment is not governed by an employment agreement, and consequently, Ms.&#160;Samuels is an &#8220;at will&#8221; employee. For 2024, Mr. Samuels was paid a base salary of $325,000. Ms.&#160;Samuels&#8217; annual performance bonus is determined in the discretion of the Compensation Committee, in consultation with our CEO. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Each of the employment agreements of Mr. Knutson and Mr.&#160;Wulfsohn includes limitations on (a) providing services to, or acquiring certain interests in, other mortgage REITs and (b) soliciting our employees, in either case without our consent, for a period of time following a termination of employment and require each executive to maintain the confidentiality of our confidential and proprietary information. Mr.&#160;Roper&#8217;s and Mr.&#160;Schwartz&#8217;s terms of employment prohibit them from soliciting our employees without our consent for a period of time following a termination of employment and require them to maintain the confidentiality of our confidential and proprietary information. </span></div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;"><a id="tPPTECC"><!--Anchor--></a>Potential Payments upon Termination of Employment or Change in Control (CIC) </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The tables below show certain potential payments that would have been made to a Named Executive Officer under the executive&#8217;s then-current employment agreement or award agreement(s) assuming such person&#8217;s employment had terminated at the close of business on December&#160;31, 2024, under various scenarios, including a change in control. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The tables include only the value of the incremental amounts payable to the Named Executive Officer arising from the applicable scenario and do not include the value of vested or earned, but unpaid, amounts owed to the applicable Named Executive Officer as of December&#160;31, 2024 (including, for example, any annual bonus earned but not yet paid as of such date, dividend equivalents relating to dividends declared but not paid as of such date, vested but not settled TRSUs or PRSUs, or the employer 401(k) match of $13,800 for the Named Executive Officers). </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-align: left;">The footnotes to the tables describe the assumptions used in estimating the amounts shown in the tables. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">As used below, the terms &#8220;Cause,&#8221; &#8220;Change in Control,&#8221; &#8220;Disability,&#8221; and &#8220;Good Reason&#8221; shall have the respective meanings set forth in the applicable employment agreement or other agreement, each of which has been filed with the SEC, or award agreement(s), forms of which have been filed with the SEC. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Because the payments to be made to a Named Executive Officer depend on several factors, the actual amounts to be paid out upon a Named Executive Officer&#8217;s termination of employment can only be determined at the time of the executive&#8217;s separation from the Company. </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">66<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_107-comp_pg13"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">Potential Payments upon Termination of Employment/CIC: C. L. Knutson </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 7pt; margin-left: 0pt; text-align: left;"> </div><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 216pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.06pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.06pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 40.85pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.06pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.06pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 40.86pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.05pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.05pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 57.31pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.05pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.05pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 45.58pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.05pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6.05pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 40.85pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 6.06pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.06pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.85pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Death<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">(a)</div></td><td style="width: 6.06pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.06pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.86pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Disability<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">(a)</div></td><td style="width: 6.05pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.05pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Termination <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Without Cause/ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Resignation for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Good Reason<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">(b)</div></td><td style="width: 6.05pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.05pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.58pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Voluntary <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Resignation/<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Retirement<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">(c)</div></td><td style="width: 6.05pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.05pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.85pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Change in <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Control<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">(d) </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 5pt; text-align: left;">Incremental Benefits Due to Termination Event</div></td><td style="width: 6.06pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.06pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.85pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.06pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.06pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.86pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.58pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.85pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Severance/Payment to Representative or Estate</div></td><td style="width: 6.06pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.06pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.85pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.05pt;">3,050,000</span></div></td><td style="width: 6.06pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.06pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.86pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.05pt;">3,050,000</span></div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.5pt;">6,100,000</span></div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.58pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">200,000</span></div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.85pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.5pt;">6,100,000 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Value of Accelerated Equity Awards<sup>(1)</sup></div></td><td style="width: 6.06pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.06pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.85pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.05pt;">8,481,208</span></div></td><td style="width: 6.06pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.06pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.86pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.05pt;">8,481,208</span></div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.5pt;">4,441,564</span></div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.58pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">8,481,208</div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.85pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.5pt;">8,481,208 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Deferred Compensation</div></td><td style="width: 6.06pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.06pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.85pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 32.03pt;">&#8212;</span></div></td><td style="width: 6.06pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.06pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.86pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 32.03pt;">&#8212;</span></div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 32.48pt;">&#8212;</span></div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.58pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.85pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 32.48pt;">&#8212; </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Other Benefits</div></td><td style="width: 6.06pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.06pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.85pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 32.03pt;">&#8212;</span></div></td><td style="width: 6.06pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.06pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.86pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 15.3pt;">57,524</span></div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 32.48pt;">&#8212;</span></div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.58pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.05pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.85pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 15.75pt;">57,524 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total Value of Incremental Benefits</div></td><td style="width: 6.06pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.06pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.85pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">11,531,208</div></td><td style="width: 6.06pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.06pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.86pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">11,588,732</div></td><td style="width: 6.05pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.05pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">10,541,564</div></td><td style="width: 6.05pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.05pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.58pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">8,681,208</div></td><td style="width: 6.05pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.05pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 40.85pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">14,638,732</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 216pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.06pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.06pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 40.85pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.06pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.06pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 40.86pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.05pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.05pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 57.31pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.05pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.05pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.58pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.05pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 6.05pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 40.85pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 16.5pt; margin-left: 0pt; text-align: left;">Potential Payments upon Termination of Employment/CIC: B. Wulfsohn </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 7pt; margin-left: 0pt; text-align: left;"> </div><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 216pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 36.21pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 36.21pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 57.31pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 41.86pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 36.21pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Death<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">(a)</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Disability<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">(a)</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Termination <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Without Cause/ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Resignation for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Good Reason<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">(b)</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Voluntary <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Resignation<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">(c)</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Change in <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Control<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">(d) </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 5pt; text-align: left;">Incremental Benefits Due to Termination Event</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Severance/Payment to Representative or Estate</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,693,750</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,693,750</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2,540,625</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">156,250</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2,540,625 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Value of Accelerated Equity Awards<sup>(1)</sup></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">3,657,537</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">3,657,537</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,915,432</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 21.23pt;">&#8212;</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">3,657,537 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Deferred Compensation</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 21.23pt;">&#8212;</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212; </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Other Benefits</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">81,971</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 21.23pt;">&#8212;</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">81,971 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total Value of Incremental Benefits</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">5,351,287</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">5,433,258</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">4,456,057</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">156,250</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">6,280,133</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 216pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 36.21pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 36.21pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 57.31pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 41.86pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 36.21pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 16.5pt; margin-left: 0pt; text-align: left;">Potential Payments upon Termination of Employment/CIC: M. Roper </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 5pt; margin-left: 0pt; text-align: left;"> </div><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 216pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 36.21pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 36.21pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 57.31pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 41.86pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 36.21pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Death<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">(a)</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Disability<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">(a)</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Termination <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Without Cause/ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Resignation for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Good Reason<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">(b)</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Voluntary <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Resignation<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">(c)</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Change in <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Control<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">(d) </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 5pt; text-align: left;">Incremental Benefits Due to Termination Event</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Severance/Payment to Representative or Estate</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 31.35pt;">&#8722;</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 31.35pt;">&#8722;</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,025,000</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#8212;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 26.1pt;">(2)</span> </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Value of Accelerated Equity Awards<sup>(1)</sup></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,038,167</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,038,167</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">700,515</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#8212;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,038,167 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Deferred Compensation</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#8212;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212; </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Other Benefits</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">38,349</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#8212;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212; </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total Value of Incremental Benefits</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">1,038,167</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">1,038,167</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">1,763,864</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">&#8212;</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">1,038,167</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 216pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 36.21pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 36.21pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 57.31pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 41.86pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 36.21pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">67<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
</div><!--End Page 71--><div>
</div><div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"/></div></div><div>
</div><!--Begin Page 72--><div>
</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_107-comp_pg14"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">Potential Payments upon Termination of Employment/CIC: L. R. Samuels </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 5pt; margin-left: 0pt; text-align: left;"> </div><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 216pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 8.84pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 8.84pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 29.7pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 8.84pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 8.84pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 33.45pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 8.84pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 8.84pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 57.3pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 8.84pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 8.84pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 41.86pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 8.83pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 8.83pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 35.34pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 8.84pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.7pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Death<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">(a)</div></td><td style="width: 8.84pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.45pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Disability<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">(a)</div></td><td style="width: 8.84pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.3pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Termination <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Without Cause/ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Resignation for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Good Reason<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">(b)</div></td><td style="width: 8.84pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Voluntary <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Resignation<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">(c)</div></td><td style="width: 8.83pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.83pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.34pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Change in <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Control<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">(d) </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 5pt; text-align: left;">Incremental Benefits Due to Termination Event</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.7pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.45pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.3pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 8.83pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.83pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.34pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Severance/Payment to Representative or Estate</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.7pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 21.23pt;">&#8212;</span></div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.45pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 21.23pt;">&#8212;</span></div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.3pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#8212;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#8212;</div></td><td style="width: 8.83pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.83pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.34pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 21.23pt;">&#8212; </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Value of Accelerated Equity Awards<sup>(1)</sup></div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.7pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">848,154</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.45pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">848,154</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.3pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#8212;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#8212;</div></td><td style="width: 8.83pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.83pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.34pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">848,154 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Deferred Compensation</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.7pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 21.23pt;">&#8212;</span></div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.45pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 21.23pt;">&#8212;</span></div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.3pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#8212;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#8212;</div></td><td style="width: 8.83pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.83pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.34pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 21.23pt;">&#8212; </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Other Benefits</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.7pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 21.23pt;">&#8212;</span></div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.45pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 21.23pt;">&#8212;</span></div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.3pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#8212;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#8212;</div></td><td style="width: 8.83pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.83pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.34pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 21.23pt;">&#8212; </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total Value of Incremental Benefits</div></td><td style="width: 8.84pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.7pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">848,154</div></td><td style="width: 8.84pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.45pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">848,154</div></td><td style="width: 8.84pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.3pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">&#8212;</div></td><td style="width: 8.84pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.84pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">&#8212;</div></td><td style="width: 8.83pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.83pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.34pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">848,154</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 216pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 8.84pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 8.84pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 29.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 8.84pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 8.84pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 33.45pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 8.84pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 8.84pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 57.3pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 8.84pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 8.84pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 41.86pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 8.83pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 8.83pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 35.34pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 16.5pt; margin-left: 0pt; text-align: left;">Potential Payments upon Termination of Employment/CIC: H. Schwartz </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 7pt; margin-left: 0pt; text-align: left;"> </div><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 216pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 36.21pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 36.21pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 57.31pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 41.86pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 36.21pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Death<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">(a)</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Disability<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">(a)</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Termination <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Without Cause/ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Resignation for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Good Reason<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">(b)</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Voluntary <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Resignation<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">$ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">(c)</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Change in <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Control<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">$ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">(d) </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-style: italic; margin-top: 0pt; margin-left: 5pt; text-align: left;">Incremental Benefits Due to Termination Event</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Severance/Payment to Representative or Estate</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,075,000</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#8212;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 26.1pt;">(2)</span> </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Value of Accelerated Equity Awards<sup>(1)</sup></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,431,226</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,431,226</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">993,688</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#8212;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,431,226 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Deferred Compensation</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#8212;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212; </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Other Benefits</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212;</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">54,648</span></div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#8212;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 27.98pt;">&#8212; </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 216pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total Value of Incremental Benefits</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">1,431,226</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">1,431,226</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 57.31pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">2,123,336</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.86pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">&#8212;</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.21pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">1,431,226</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 216pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 36.21pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 36.21pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 57.31pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 41.86pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 7.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 36.21pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">1.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Value of Accelerated Equity Awards. For purposes of these tables, values for TRSUs and PRSUs are based on $10.19 per share, the closing price of our stock on December&#160;31, 2024. For purposes of these tables, we have assumed that &#8220;target&#8221; performance metrics with respect to the PRSUs have been achieved. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">2.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">For each of Mr.&#160;Roper and Mr.&#160;Schwartz, the same amount of cash severance is payable by the Company in the event that the executive&#8217;s employment is terminated by the Company without Cause or by the executive for Good Reason, regardless of whether a Change in Control occurs. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold;">(a)<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; text-align: left;">Death and Disability </div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 4pt; margin-left: 18pt; text-align: left;">The following incremental benefits would be paid to a Named Executive Officer or the Named Executive Officer&#8217;s estate or legal representative in the event of the executive&#8217;s death or Disability: </div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(i)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Severance/Payment to Representative or Estate: For Mr.&#160;Knutson and Mr.&#160;Wulfsohn, a payment equal to 100% of the sum of his (a) base salary and (b) the median of the annual bonuses paid to him for the three calendar years preceding such termination (the &#8220;Median Bonus&#8221;). </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(ii)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Value of Accelerated Equity Awards: For Mr. Knutson, Mr.&#160;Wulfsohn, Mr. Roper, Ms.&#160;Samuels and Mr.&#160;Schwartz, amounts represent the aggregate value resulting from the (i) immediate full vesting and settlement of all outstanding TRSUs (and any unpaid dividend equivalents in respect thereof) and (ii) full vesting of outstanding PRSUs as though the executive had remained employed through the end of the applicable performance period, subject to the achievement of applicable </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">68<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_107-comp_pg15"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 36pt; text-align: left;"><span>
performance goals measured through the end of the applicable performance period (including the value of any shares issued in respect of dividends accrued in respect thereof during the applicable performance period). </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 36pt; text-align: left;"><span>
For purposes of the above tables, we have assumed that the &#8220;target&#8221; performance metric with respect to outstanding PRSUs has been achieved. </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(iii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Other Benefits: For Mr.&#160;Knutson and Mr.&#160;Wulfsohn, in the event of Disability only, the continued participation, at MFA&#8217;s expense, in MFA&#8217;s health insurance for himself and his eligible dependents for the 18-month period following the executive&#8217;s termination. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold;">(b)<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; text-align: left;">Termination Without Cause/Resignation for Good Reason </div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 4pt; margin-left: 18pt; text-align: left;">The following incremental benefits would be paid to a Named Executive Officer in the event the executive is terminated without Cause or resigns for Good Reason, in either event, not in connection with a Change in Control: </div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(i)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Severance: For Mr. Knutson, a payment equal to 200% of the sum of (a) his base salary and (b) the Median Bonus. For Mr.&#160;Wulfsohn, a payment equal to 150% of the sum of (x) his base salary and (y) the Median Bonus. For Mr.&#160;Roper and Mr.&#160;Schwartz, a payment equal to the greater of (i) 100% of the sum of (a) his base salary and (b) the Median Bonus and (ii)&#160;200% of his base salary. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(ii)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Value of Accelerated Equity Awards: For Mr. Knutson and Mr. Wulfsohn, amounts represent the aggregate value resulting from the (i) immediate full vesting of all outstanding time-based equity-based awards that would have otherwise vested within 12 months from the date of the executive&#8217;s termination (and any unpaid dividend equivalents in respect thereof) and (ii) pro rata vesting of outstanding PRSUs, subject to the achievement of applicable performance goals measured through the end of the applicable performance period (including the value of any shares issued in respect of dividends accrued in respect thereof during the applicable performance period). </div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 36pt; text-align: left;">For Mr. Roper and Mr.&#160;Schwartz, amount represents the aggregate value resulting from the (i) immediate full vesting and settlement of all outstanding TRSUs (and any unpaid dividend equivalents in respect thereof) and (ii) pro rata vesting of outstanding PRSUs, subject to the achievement of applicable performance goals measured through the end of the applicable performance period (including the value of any shares issued in respect of dividends accrued in respect thereof during the applicable performance period). </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 36pt; text-align: left;">For purposes of the above tables, we have assumed that the &#8220;target&#8221; performance metric with respect to outstanding PRSUs has been achieved and a pro rata portion of the &#8220;target&#8221; number of PRSUs would vest. </div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(iii)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Other Benefits: For Mr. Roper and Mr.&#160;Schwartz, the continued participation, at MFA&#8217;s expense, in MFA&#8217;s health insurance for himself and his eligible dependents for the 12-month period following the executive&#8217;s termination. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold;">(c)<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; text-align: left;">Voluntary Resignation/Retirement </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(i)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">The following incremental benefits would be paid to Mr. Knutson or Mr. Wulfsohn in the event he resigns without Good Reason (which, for Mr.&#160;Knutson only, would also constitute a retirement): (i) for each of Mr.&#160;Knutson and Mr.&#160;Wulfsohn, three months&#8217; base salary pursuant to the &#8220;Garden Leave&#8221; provisions set forth in each executive&#8217;s respective employment agreement and (ii) for Mr.&#160;Knutson,(a) immediate full vesting and settlement of all outstanding TRSUs (and any unpaid dividend equivalents in respect thereof) and (b) full vesting of outstanding PRSUs as though the executive had remained employed through the end of the applicable performance period, subject to the achievement of applicable performance goals measured through the end of the applicable performance period (including the value of any shares issued in respect of dividends accrued in respect thereof during the applicable performance period). </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">69<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_107-comp_pg16"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 6pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold;">(d)<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; text-align: left;">Termination/Resignation upon Change in Control </div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 4pt; margin-left: 18pt; text-align: left;">The following incremental benefits would be paid to a Named Executive Officer in the event he resigns or is terminated under certain circumstances in connection with a Change in Control: </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 18pt; text-align: left;">&#8220;Double Trigger.&#8221; For each of Mr. Knutson, Mr.&#160;Wulfsohn, Mr.&#160;Roper, Ms.&#160;Samuels and Mr.&#160;Schwartz, benefits would be payable only in the event the executive&#8217;s employment is terminated by MFA (other than for Cause), or he resigns for Good Reason, within 12 months following a Change in Control. </div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(i)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Severance: For Mr. Knutson, 200% of the sum of his (a) base salary and (b) Median Bonus. For Mr.&#160;Wulfsohn, 150% of the sum of his (a) base salary and (b) Median Bonus. For Mr.&#160;Roper and Mr.&#160;Schwartz, a payment equal to the greater of (i)&#160;100% of the sum of (a)&#160;his base salary and (b)&#160;the Median Bonus and (ii)&#160;200% of his base salary. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(ii)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Value of Accelerated Equity Awards: For Mr.&#160;Knutson, Mr.&#160; Wulfsohn, Mr. Roper, Ms.&#160;Samuels and Mr.&#160;Schwartz, amounts represent the aggregate value resulting from the immediate full vesting of all outstanding equity-based awards (assuming the achievement of &#8220;target&#8221; performance in the case of outstanding PRSUs) (and the payment of all dividends and dividend equivalents, including accrued dividends and dividend equivalents, on such awards). </div></td></tr></table><a id="tEND"></a><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(iii)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Other Benefits: The continued participation, at MFA&#8217;s expense, in MFA&#8217;s health insurance plan for himself and his eligible dependents (i) for the 18-month period following the executive&#8217;s termination in the case of Mr.&#160;Knutson and Mr.&#160;Wulfsohn and (ii)&#160;for the 12-month period following the executive&#8217;s termination in the case of Mr.&#160;Roper and Mr.&#160;Schwartz.<!--Anchor--> </div></td></tr></table><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;">Payments to Gudmundur Kristjansson </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">As indicated above, Mr.&#160;Kristjansson served as our Senior Vice President and Co-Chief Investment Officer through the date of his termination of employment (without cause) effective November&#160;22, 2024. Pursuant to the terms of the Amended and Restated Employment Agreement, entered into on February 22, 2021, and which became effective as of January 1, 2021 (and which was amended as of May 3, 2022), between the Company and Mr. Kristjansson, Mr.&#160;Kristjansson became entitled to receive certain payments and other benefits as a result of his termination in exchange for his delivery to the Company of a release of claims. In accordance with the terms of his employment agreement, Mr.&#160;Kristjansson will receive cash severance in the aggregate amount of $2,540,625 payable in accordance with MFA&#8217;s usual payroll practices through May&#160;2026. In addition, under the terms of his employment agreement, Mr.&#160;Kristjansson vested in (i) 21,787 TRSUs and (ii) 17,773 PRSUs (based on the achievement of applicable performance metrics), each of which were granted to him in January&#160;2022. Further, under the terms of his employment agreement, Mr.&#160;Kristjansson will be eligible to vest on a pro rata basis in the PRSUs granted to him in each of January&#160;2023 and January&#160;2024, subject in the case of each grant to the achievement of the applicable performance metrics for the three-year performance period relating to each grant. Upon the termination of his employment, Mr.&#160;Kristjansson forfeited all other unvested TRSUs and PRSUs that had been previously granted to him, including all TRSUs granted to him in each of January&#160;2023 and January&#160;2024. Mr.&#160;Kristjansson is also eligible for reimbursement of up to $54,648 for health insurance premiums for him and his family for the twelve-month period through November&#160;2025 to the extent he is not eligible to participate in the health insurance plan of a subsequent employer. </div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;"><a id="tPRD"><!--Anchor--></a>Pay Ratio Disclosure </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The annual total compensation of our CEO for the year ended December&#160;31, 2024, as reported in the Summary Compensation Table included in this Proxy Statement, was $8,081,167. The median of the annual total compensation of all employees, excluding our CEO, for fiscal year 2024 was $95,219. As a result, we estimate that the ratio of the annual total compensation of our CEO to the annual total compensation of the median employee for fiscal year 2024 was approximately 84.87 to 1. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">We identified the median employee by annual total compensation, for all employees excluding our CEO, as of December 31, 2024. We calculated annual total compensation for those employees whose compensation is included in the pay ratio calculation using the same methodology used for calculating the annual total compensation of our Named Executive Officers as set forth in the Summary Compensation Table. </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">70<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_107-comp_pg17"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><a id="tPVP"></a><ix:nonNumeric contextRef="c0" continuedAt="_PvpTableTextBlock-c0_cont_1" escape="true" name="ecd:PvpTableTextBlock" id="ixv-15255"><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><!--Anchor-->Pay Versus Performance </div></ix:nonNumeric><ix:continuation continuedAt="_PvpTableTextBlock-c0_cont_2" id="_PvpTableTextBlock-c0_cont_1"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">As required by Section&#160;953(a) of the Dodd-Frank Wall Street Reform and Consumer Protection Act and Item&#160;402(v) of Regulation S-K, we have prepared this pay versus performance disclosure, which serves to further demonstrate the alignment of our executive compensation program with stockholder interests. </div></ix:continuation><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 5pt; margin-left: 0pt; text-align: left;"> </div><ix:continuation continuedAt="_PvpTableTextBlock-c0_cont_3" id="_PvpTableTextBlock-c0_cont_2"><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 0pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 5pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 36pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 52.36pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 56.15pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 51.57pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 51.57pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4.01pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="height: 5pt; width: 95.66pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4.01pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 56.16pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 46.47pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.36pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.15pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 95.66pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Value of Initial Fixed $100 <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Investment Based on:</div></td><td style="width: 4.01pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.16pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 4pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 46.47pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Year</div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.36pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Summary <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Compensation <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Table Total for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">PEO<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($) </div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.15pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Compensation <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Actually Paid to <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">PEO<sup>(1)</sup><br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">($)</div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Average <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Summary <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Compensation <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Table Total <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">for Non-PEO<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">NEOs<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($)</div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Average <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Compensation<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Actually Paid<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">to Non-PEO <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">NEOs<sup>(2)</sup><br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($)</div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.82pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Tota l<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Stockholder <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Return<sup>(3)</sup><br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($)</div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.82pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Peer Group<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Total <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Stockholder <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Return<sup>(3)(4)</sup><br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($)</div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.16pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Net Income/ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">(Loss)<sup>(5)</sup><br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">($ in thousands)</div></td><td style="width: 4pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 46.47pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Adjusted<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Distributable <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Earnings<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">ROAE<sup>(6)</sup>(%) </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">2024</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.36pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><ix:nonFraction contextRef="c0" decimals="0" format="ixt:num-dot-decimal" name="ecd:PeoTotalCompAmt" scale="0" unitRef="usd" id="ixv-23681">8,081,167</ix:nonFraction></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.15pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><ix:nonFraction contextRef="c0" decimals="0" format="ixt:num-dot-decimal" name="ecd:PeoActuallyPaidCompAmt" scale="0" unitRef="usd" id="ixv-23682">7,556,905</ix:nonFraction></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><ix:nonFraction contextRef="c0" decimals="0" format="ixt:num-dot-decimal" name="ecd:NonPeoNeoAvgTotalCompAmt" scale="0" unitRef="usd" id="ixv-23683">2,939,758</ix:nonFraction></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><ix:nonFraction contextRef="c0" decimals="0" format="ixt:num-dot-decimal" name="ecd:NonPeoNeoAvgCompActuallyPaidAmt" scale="0" unitRef="usd" id="ixv-23684">2,305,445</ix:nonFraction></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.82pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><ix:nonFraction contextRef="c0" decimals="2" format="ixt:num-dot-decimal" name="ecd:TotalShareholderRtnAmt" scale="0" unitRef="usd" id="ixv-23685">56.74</ix:nonFraction></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.82pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><ix:nonFraction contextRef="c0" decimals="2" format="ixt:num-dot-decimal" name="ecd:PeerGroupTotalShareholderRtnAmt" scale="0" unitRef="usd" id="ixv-23686">75.94</ix:nonFraction></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.16pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6pt;"><ix:nonFraction contextRef="c0" decimals="-3" format="ixt:num-dot-decimal" name="us-gaap:NetIncomeLoss" scale="3" unitRef="usd" id="ixv-23687">119,251</ix:nonFraction></span></div></td><td style="width: 4pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 46.47pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 1.5pt;"><ix:nonFraction contextRef="c0" decimals="4" format="ixt:num-dot-decimal" name="ecd:CoSelectedMeasureAmt" scale="-2" unitRef="pure" id="ixv-23688">11.76</ix:nonFraction>% </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">2023</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.36pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><ix:nonFraction contextRef="c1" decimals="0" format="ixt:num-dot-decimal" name="ecd:PeoTotalCompAmt" scale="0" unitRef="usd" id="ixv-23689">6,640,540</ix:nonFraction></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.15pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><ix:nonFraction contextRef="c1" decimals="0" format="ixt:num-dot-decimal" name="ecd:PeoActuallyPaidCompAmt" scale="0" unitRef="usd" id="ixv-23690">8,535,274</ix:nonFraction></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 0.6pt;"><ix:nonFraction contextRef="c1" decimals="0" format="ixt:num-dot-decimal" name="ecd:NonPeoNeoAvgTotalCompAmt" scale="0" unitRef="usd" id="ixv-23691">2,117,517</ix:nonFraction></span></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><ix:nonFraction contextRef="c1" decimals="0" format="ixt:num-dot-decimal" name="ecd:NonPeoNeoAvgCompActuallyPaidAmt" scale="0" unitRef="usd" id="ixv-23692">2,389,541</ix:nonFraction></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.82pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><ix:nonFraction contextRef="c1" decimals="2" format="ixt:num-dot-decimal" name="ecd:TotalShareholderRtnAmt" scale="0" unitRef="usd" id="ixv-23693">55.42</ix:nonFraction></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.82pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><ix:nonFraction contextRef="c1" decimals="2" format="ixt:num-dot-decimal" name="ecd:PeerGroupTotalShareholderRtnAmt" scale="0" unitRef="usd" id="ixv-23694">76.61</ix:nonFraction></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.16pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 9.9pt;"><ix:nonFraction contextRef="c1" decimals="-3" format="ixt:num-dot-decimal" name="us-gaap:NetIncomeLoss" scale="3" unitRef="usd" id="ixv-23695">80,164</ix:nonFraction></span></div></td><td style="width: 4pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 46.47pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 1.5pt;"><ix:nonFraction contextRef="c1" decimals="4" format="ixt:num-dot-decimal" name="ecd:CoSelectedMeasureAmt" scale="-2" unitRef="pure" id="ixv-23696">11.98</ix:nonFraction>% </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">2022</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.36pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><ix:nonFraction contextRef="c2" decimals="0" format="ixt:num-dot-decimal" name="ecd:PeoTotalCompAmt" scale="0" unitRef="usd" id="ixv-23697">6,262,232</ix:nonFraction></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.15pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><ix:nonFraction contextRef="c2" decimals="0" format="ixt:num-dot-decimal" name="ecd:PeoActuallyPaidCompAmt" scale="0" unitRef="usd" id="ixv-23698">1,308,212</ix:nonFraction></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><ix:nonFraction contextRef="c2" decimals="0" format="ixt:num-dot-decimal" name="ecd:NonPeoNeoAvgTotalCompAmt" scale="0" unitRef="usd" id="ixv-23699">1,915,344</ix:nonFraction></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;"><ix:nonFraction contextRef="c2" decimals="0" format="ixt:num-dot-decimal" name="ecd:NonPeoNeoAvgCompActuallyPaidAmt" scale="0" unitRef="usd" id="ixv-23700">875,766</ix:nonFraction></span></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.82pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><ix:nonFraction contextRef="c2" decimals="2" format="ixt:num-dot-decimal" name="ecd:TotalShareholderRtnAmt" scale="0" unitRef="usd" id="ixv-23701">42.43</ix:nonFraction></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.82pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><ix:nonFraction contextRef="c2" decimals="2" format="ixt:num-dot-decimal" name="ecd:PeerGroupTotalShareholderRtnAmt" scale="0" unitRef="usd" id="ixv-23702">66.88</ix:nonFraction></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.16pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">(<ix:nonFraction contextRef="c2" decimals="-3" format="ixt:num-dot-decimal" name="us-gaap:NetIncomeLoss" scale="3" sign="-" unitRef="usd" id="ixv-23703">231,581</ix:nonFraction>)</div></td><td style="width: 4pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 46.47pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 1.5pt;"><ix:nonFraction contextRef="c2" decimals="4" format="ixt:num-dot-decimal" name="ecd:CoSelectedMeasureAmt" scale="-2" unitRef="pure" id="ixv-23704">11.03</ix:nonFraction>% </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">2021</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.36pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 0.6pt;"><ix:nonFraction contextRef="c3" decimals="0" format="ixt:num-dot-decimal" name="ecd:PeoTotalCompAmt" scale="0" unitRef="usd" id="ixv-23705">7,411,604</ix:nonFraction></span></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.15pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><ix:nonFraction contextRef="c3" decimals="0" format="ixt:num-dot-decimal" name="ecd:PeoActuallyPaidCompAmt" scale="0" unitRef="usd" id="ixv-23706">8,255,983</ix:nonFraction></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><ix:nonFraction contextRef="c3" decimals="0" format="ixt:num-dot-decimal" name="ecd:NonPeoNeoAvgTotalCompAmt" scale="0" unitRef="usd" id="ixv-23707">2,142,227</ix:nonFraction></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><ix:nonFraction contextRef="c3" decimals="0" format="ixt:num-dot-decimal" name="ecd:NonPeoNeoAvgCompActuallyPaidAmt" scale="0" unitRef="usd" id="ixv-23708">2,307,231</ix:nonFraction></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.82pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><ix:nonFraction contextRef="c3" decimals="2" format="ixt:num-dot-decimal" name="ecd:TotalShareholderRtnAmt" scale="0" unitRef="usd" id="ixv-23709">67.39</ix:nonFraction></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.82pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><ix:nonFraction contextRef="c3" decimals="2" format="ixt:num-dot-decimal" name="ecd:PeerGroupTotalShareholderRtnAmt" scale="0" unitRef="usd" id="ixv-23710">92.17</ix:nonFraction></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.16pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;"><ix:nonFraction contextRef="c3" decimals="-3" format="ixt:num-dot-decimal" name="us-gaap:NetIncomeLoss" scale="3" unitRef="usd" id="ixv-23711">328,870</ix:nonFraction></span></div></td><td style="width: 4pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 46.47pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 0.9pt;"><ix:nonFraction contextRef="c3" decimals="4" format="ixt:num-dot-decimal" name="ecd:CoSelectedMeasureAmt" scale="-2" unitRef="pure" id="ixv-23712">10.46</ix:nonFraction>% </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">2020</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.36pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><ix:nonFraction contextRef="c4" decimals="0" format="ixt:num-dot-decimal" name="ecd:PeoTotalCompAmt" scale="0" unitRef="usd" id="ixv-23713">4,579,952</ix:nonFraction></div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.15pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;"><ix:nonFraction contextRef="c4" decimals="0" format="ixt:num-dot-decimal" name="ecd:PeoActuallyPaidCompAmt" scale="0" unitRef="usd" id="ixv-23714">870,934</ix:nonFraction></span></div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><ix:nonFraction contextRef="c4" decimals="0" format="ixt:num-dot-decimal" name="ecd:NonPeoNeoAvgTotalCompAmt" scale="0" unitRef="usd" id="ixv-23715">1,421,460</ix:nonFraction></div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;"><ix:nonFraction contextRef="c4" decimals="0" format="ixt:num-dot-decimal" name="ecd:NonPeoNeoAvgCompActuallyPaidAmt" scale="0" unitRef="usd" id="ixv-23716">522,051</ix:nonFraction></span></div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.82pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><ix:nonFraction contextRef="c4" decimals="2" format="ixt:num-dot-decimal" name="ecd:TotalShareholderRtnAmt" scale="0" unitRef="usd" id="ixv-23717">52.80</ix:nonFraction></div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.82pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><ix:nonFraction contextRef="c4" decimals="2" format="ixt:num-dot-decimal" name="ecd:PeerGroupTotalShareholderRtnAmt" scale="0" unitRef="usd" id="ixv-23718">79.34</ix:nonFraction></div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.16pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">(<ix:nonFraction contextRef="c4" decimals="-3" format="ixt:num-dot-decimal" name="us-gaap:NetIncomeLoss" scale="3" sign="-" unitRef="usd" id="ixv-23719">679,390</ix:nonFraction>)</div></td><td style="width: 4pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 46.47pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">(<ix:nonFraction contextRef="c4" decimals="4" format="ixt:num-dot-decimal" name="ecd:CoSelectedMeasureAmt" scale="-2" sign="-" unitRef="pure" id="ixv-23720">0.72</ix:nonFraction>%)</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 36pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 52.36pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 56.15pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 51.57pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 51.57pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 43.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 43.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 56.16pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 46.47pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></ix:continuation><ix:continuation continuedAt="_PvpTableTextBlock-c0_cont_4" id="_PvpTableTextBlock-c0_cont_3"><ix:nonNumeric contextRef="c0" continuedAt="_NamedExecutiveOfficersFnTextBlock-c0_cont_1" escape="true" name="ecd:NamedExecutiveOfficersFnTextBlock" id="ixv-15826"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">1.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">For each of 2024, 2023, 2022, 2021 and 2020, our principal executive officer (PEO) was <ix:nonNumeric contextRef="c1" name="ecd:PeoName" id="ixv-23721"><ix:nonNumeric contextRef="c4" name="ecd:PeoName" id="ixv-23722"><ix:nonNumeric contextRef="c3" name="ecd:PeoName" id="ixv-23723"><ix:nonNumeric contextRef="c2" name="ecd:PeoName" id="ixv-23724"><ix:nonNumeric contextRef="c0" name="ecd:PeoName" id="ixv-23725">Craig L. Knutson</ix:nonNumeric></ix:nonNumeric></ix:nonNumeric></ix:nonNumeric></ix:nonNumeric>. For more detail regarding how the amounts in this column are calculated, refer to the Summary Compensation Table found on page <a href="#tSCT">56</a> of this Proxy Statement and &#8220;Adjustments to Summary Compensation Tables to Determine Compensation Actually Paid&#8221; tables below.<span style="font-weight: normal;"> </span></div></td></tr></table></ix:nonNumeric></ix:continuation><ix:continuation continuedAt="_PvpTableTextBlock-c0_cont_5" id="_PvpTableTextBlock-c0_cont_4"><ix:continuation id="_NamedExecutiveOfficersFnTextBlock-c0_cont_1"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">2.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">For 2024, our remaining NEOs consisted of Bryan Wulfsohn, Michael C. Roper, Lori R. Samuels, Harold E. Schwartz and Gudmundur Kristjansson, our former Senior Vice President and Co-Chief Investment Officer, whose employment with the Company was terminated effective November&#160;22, 2024. For 2023, our remaining NEOs consisted of Mr.&#160;Wulfsohn, Mr.&#160;Roper, Mr.&#160;Schwartz, Mr.&#160;Kristjansson and Stephen D. Yarad, our former Chief Financial Officer, who resigned his employment with the Company on September&#160;15, 2023. For each of 2022, 2021 and 2020, our remaining NEOs consisted of Mr.&#160;Wulfsohn, Mr.&#160;Schwartz, Mr.&#160;Kristjansson and Mr. Yarad. For more detail regarding how the amounts in this column are calculated, refer to the Summary Compensation Table found on page <a href="#tSCT">56</a> of this Proxy Statement and &#8220;Adjustments to Summary Compensation Tables to Determine Compensation Actually Paid&#8221; tables below. </div></td></tr></table></ix:continuation></ix:continuation><ix:continuation continuedAt="_PvpTableTextBlock-c0_cont_6" id="_PvpTableTextBlock-c0_cont_5"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">3.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Total Stockholder Return and Peer Group Total Stockholder Return assume an initial investment of $100 invested on December 31, 2019. </div></td></tr></table></ix:continuation><ix:continuation continuedAt="_PvpTableTextBlock-c0_cont_7" id="_PvpTableTextBlock-c0_cont_6"><ix:nonNumeric contextRef="c0" escape="true" name="ecd:PeerGroupIssuersFnTextBlock" id="ixv-15855"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">4.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">As permitted by SEC rules, the Peer Group referenced for purpose of the Total Stockholder Return comparison consists of the iShares Mortgage Real Estate ETF (Symbol: REM), which is an exchange traded fund the components of which are U.S. residential and commercial mortgage REITs and reflects an industry peer group used for purposes of Item 201(e) of Regulation S-K. Note&#160;that the Bloomberg Real Estate Investment Trust Mortgage Index (Symbol: BBREMTG), which was the Peer Group formerly used by Company for purposes of this table, was discontinued in 2024. The separate peer group used by the Compensation Committee for purposes of evaluating the compensation paid to our executive officers is described on page <a href="#tP35">37</a> of this Proxy Statement. </div></td></tr></table></ix:nonNumeric></ix:continuation><ix:continuation continuedAt="_PvpTableTextBlock-c0_cont_8" id="_PvpTableTextBlock-c0_cont_7"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">5.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Reflects after-tax net income/(loss) in accordance with GAAP for each of the years shown. </div></td></tr></table></ix:continuation><ix:continuation continuedAt="_PvpTableTextBlock-c0_cont_9" id="_PvpTableTextBlock-c0_cont_8"><ix:nonNumeric contextRef="c5" escape="true" name="ecd:NonGaapMeasureDescriptionTextBlock" id="ixv-15873"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">6.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">The Company has designated &#8220;<ix:nonNumeric contextRef="c0" name="ecd:CoSelectedMeasureName" id="ixv-23726">Adjusted Distributable Earnings ROAE</ix:nonNumeric>&#8221; as its Company Selected Measure, as this measure (as well as, &#8220;Adjusted GAAP ROAE&#8221;) is the most important measure identified below under &#8220;2024 Most Important Financial Measures,&#8221; which, in the Company&#8217;s assessment, represents for 2024 the most important performance measure used to link compensation actually paid to our PEO and other NEOs to the Company&#8217;s performance. Adjusted Distributable Earnings ROAE is defined on page <a href="#tDER">40</a> of this Proxy Statement and is a non-GAAP financial measure. Per SEC rules, the percentage shown is for the applicable calendar year. See Appendix&#160;D for a reconciliation of such measure to its comparable GAAP measure for the 2024 calendar year.<span style="font-weight: normal;"> </span></div></td></tr></table></ix:nonNumeric></ix:continuation></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">71<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_107-comp_pg18"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><ix:continuation continuedAt="_PvpTableTextBlock-c0_cont_10" id="_PvpTableTextBlock-c0_cont_9"><ix:nonNumeric contextRef="c0" continuedAt="_AdjToPeoCompFnTextBlock-c0_cont_1" escape="true" name="ecd:AdjToPeoCompFnTextBlock" id="ixv-15921"><ix:nonNumeric contextRef="c0" continuedAt="_AdjToNonPeoNeoCompFnTextBlock-c0_cont_1" escape="true" name="ecd:AdjToNonPeoNeoCompFnTextBlock" id="ixv-15922"><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">Compensation Actually Paid represents the Summary Compensation Table Totals adjusted for the following items: </div></ix:nonNumeric></ix:nonNumeric></ix:continuation><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 7pt; margin-left: 0pt; text-align: left;"> </div><ix:continuation continuedAt="_PvpTableTextBlock-c0_cont_11" id="_PvpTableTextBlock-c0_cont_10"><ix:continuation continuedAt="_AdjToPeoCompFnTextBlock-c0_cont_2" id="_AdjToPeoCompFnTextBlock-c0_cont_1"><ix:continuation continuedAt="_AdjToNonPeoNeoCompFnTextBlock-c0_cont_2" id="_AdjToNonPeoNeoCompFnTextBlock-c0_cont_1"><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 9.99pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="height: 6pt; width: 110.02pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 110.02pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Year 2024 </div></td><td style="width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid</div></td><td style="width: 9.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">PEO</div></td><td style="width: 9.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Average for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Non-PEO-<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">NEOs </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($<ix:nonFraction contextRef="c6" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23727">4,000,017</ix:nonFraction>)</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($<ix:nonFraction contextRef="c7" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23728">1,025,016</ix:nonFraction>) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase for fair value at 12/31/2024 of awards granted during 2024 that remain unvested as of year-end</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$<ix:nonFraction contextRef="c8" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" unitRef="usd" id="ixv-23729">3,741,480</ix:nonFraction></span></div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 12.15pt;">$<ix:nonFraction contextRef="c9" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" unitRef="usd" id="ixv-23730">702,490</ix:nonFraction> </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2023 to 12/31/2024 of awards granted in 2023 that were outstanding and unvested as of 12/31/2024</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">($<ix:nonFraction contextRef="c10" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23731">61,568</ix:nonFraction>)</span></div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">($<ix:nonFraction contextRef="c11" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23732">15,161</ix:nonFraction>) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2023 to vesting date of awards granted in 2022 that vested during 2024</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">($<ix:nonFraction contextRef="c12" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23733">86,669</ix:nonFraction>)</span></div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">($<ix:nonFraction contextRef="c13" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23734">15,303</ix:nonFraction>) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for fair value at 12/31/2023 of forfeited performance-based awards granted in 2022 due to failure to meet required performance levels for vesting</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 7.35pt;">($<ix:nonFraction contextRef="c14" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23735">117,488</ix:nonFraction>)</span></div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($<ix:nonFraction contextRef="c15" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23736">281,323</ix:nonFraction>) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid</div></td><td style="width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($<ix:nonFraction contextRef="c16" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23737">524,262</ix:nonFraction>)</span></div></td><td style="width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($<ix:nonFraction contextRef="c17" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23738">634,313</ix:nonFraction>)</span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.02pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.02pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></ix:continuation></ix:continuation></ix:continuation><ix:continuation continuedAt="_PvpTableTextBlock-c0_cont_12" id="_PvpTableTextBlock-c0_cont_11"><ix:continuation continuedAt="_AdjToPeoCompFnTextBlock-c0_cont_3" id="_AdjToPeoCompFnTextBlock-c0_cont_2"><ix:continuation continuedAt="_AdjToNonPeoNeoCompFnTextBlock-c0_cont_3" id="_AdjToNonPeoNeoCompFnTextBlock-c0_cont_2"><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 15pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10.76pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="height: 6pt; width: 108.49pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 108.49pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Year 2023 </div></td><td style="width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">PEO</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Average for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Non-PEO- <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">NEOs</div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($<ix:nonFraction contextRef="c18" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23739">4,000,015</ix:nonFraction>)</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 1.35pt;">($<ix:nonFraction contextRef="c19" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23740">990,014</ix:nonFraction>) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;">Increase for fair value at 12/31/2023 of awards granted during 2023 that remain unvested as of year-end</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$<ix:nonFraction contextRef="c20" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" unitRef="usd" id="ixv-23741">5,551,780</ix:nonFraction></span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">$<ix:nonFraction contextRef="c21" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" unitRef="usd" id="ixv-23742">1,256,102</ix:nonFraction> </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2022 to 12/31/2023 of awards granted in 2022 that were outstanding and unvested as of 12/31/2023</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 12.15pt;">$<ix:nonFraction contextRef="c22" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" unitRef="usd" id="ixv-23743">249,366</ix:nonFraction></span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">$<ix:nonFraction contextRef="c23" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" unitRef="usd" id="ixv-23744">50,653</ix:nonFraction> </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2022 to vesting date of awards granted in 2021 that vested during 2023</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 12.15pt;">$<ix:nonFraction contextRef="c24" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" unitRef="usd" id="ixv-23745">384,236</ix:nonFraction></span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">$<ix:nonFraction contextRef="c25" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" unitRef="usd" id="ixv-23746">72,102</ix:nonFraction> </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for fair value at 12/31/2022 of forfeited performance-based awards granted in 2021 due to failure to meet required performance levels for vesting</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($<ix:nonFraction contextRef="c26" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23747">290,633</ix:nonFraction>)</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 1.95pt;">($<ix:nonFraction contextRef="c27" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23748">116,819</ix:nonFraction>) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$<ix:nonFraction contextRef="c28" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" unitRef="usd" id="ixv-23749">1,894,734</ix:nonFraction></span></div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">$<ix:nonFraction contextRef="c29" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" unitRef="usd" id="ixv-23750">272,024</ix:nonFraction></span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.02pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 41.95pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></ix:continuation></ix:continuation></ix:continuation></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">72<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
</div><!--End Page 76--><div>
</div><div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"/></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_107-comp_pg19"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><ix:continuation continuedAt="_PvpTableTextBlock-c0_cont_13" id="_PvpTableTextBlock-c0_cont_12"><ix:continuation continuedAt="_AdjToPeoCompFnTextBlock-c0_cont_4" id="_AdjToPeoCompFnTextBlock-c0_cont_3"><ix:continuation continuedAt="_AdjToNonPeoNeoCompFnTextBlock-c0_cont_4" id="_AdjToNonPeoNeoCompFnTextBlock-c0_cont_3"><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 9.88pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="height: 6pt; width: 110.22pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 110.22pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Year 2022 </div></td><td style="width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid</div></td><td style="width: 9.88pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">PEO</div></td><td style="width: 9.88pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Average for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Non-PEO-<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">NEOs </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($<ix:nonFraction contextRef="c30" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23751">3,200,032</ix:nonFraction>)</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($<ix:nonFraction contextRef="c31" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23752">687,519</ix:nonFraction>) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;">Increase for fair value at 12/31/2022 of awards granted during 2022 that remain unvested as of year-end</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$<ix:nonFraction contextRef="c32" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" unitRef="usd" id="ixv-23753">1,244,743</ix:nonFraction></span></div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 12.15pt;">$<ix:nonFraction contextRef="c33" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" unitRef="usd" id="ixv-23754">267,430</ix:nonFraction> </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2021 to 12/31/2022 of awards granted in 2021 that were outstanding and unvested as of 12/31/2022</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($<ix:nonFraction contextRef="c34" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23755">2,318,936</ix:nonFraction>)</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($<ix:nonFraction contextRef="c35" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23756">469,731</ix:nonFraction>) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2021 to vesting date of awards granted in 2020 that vested during 2022</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($<ix:nonFraction contextRef="c36" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23757">304,753</ix:nonFraction>)</span></div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">($<ix:nonFraction contextRef="c37" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23758">73,879</ix:nonFraction>) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">(Deduction) for fair value at 12/31/2021 of forfeited performance-based awards granted in 2020 due to failure to meet required performance levels for vesting</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($<ix:nonFraction contextRef="c38" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23759">375,042</ix:nonFraction>)</span></div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">($<ix:nonFraction contextRef="c39" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23760">75,879</ix:nonFraction>) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid</div></td><td style="width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($<ix:nonFraction contextRef="c40" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23761">4,954,020</ix:nonFraction>)</div></td><td style="width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($<ix:nonFraction contextRef="c41" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23762">1,039,578</ix:nonFraction>)</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.23pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.23pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></ix:continuation></ix:continuation></ix:continuation><ix:continuation continuedAt="_PvpTableTextBlock-c0_cont_14" id="_PvpTableTextBlock-c0_cont_13"><ix:continuation continuedAt="_AdjToPeoCompFnTextBlock-c0_cont_5" id="_AdjToPeoCompFnTextBlock-c0_cont_4"><ix:continuation continuedAt="_AdjToNonPeoNeoCompFnTextBlock-c0_cont_5" id="_AdjToNonPeoNeoCompFnTextBlock-c0_cont_4"><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10.76pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="height: 6pt; width: 108.49pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 108.49pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Year 2021 </div></td><td style="width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">PEO</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Average for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Non-PEO- <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">NEOs</div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($<ix:nonFraction contextRef="c42" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23763">2,850,004</ix:nonFraction>)</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($<ix:nonFraction contextRef="c43" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23764">587,502</ix:nonFraction>) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;">Increase for fair value at 12/31/2021 of awards granted during 2021 that remain unvested as of year-end</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$<ix:nonFraction contextRef="c44" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" unitRef="usd" id="ixv-23765">4,049,339</ix:nonFraction></span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$<ix:nonFraction contextRef="c45" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" unitRef="usd" id="ixv-23766">827,995</ix:nonFraction> </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2020 to 12/31/2021 of awards granted in 2020 that were outstanding and unvested as of 12/31/2021</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($<ix:nonFraction contextRef="c46" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23767">219,388</ix:nonFraction>)</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.5pt;">($<ix:nonFraction contextRef="c47" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23768">40,488</ix:nonFraction>) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2020 to vesting date of awards granted in 2019 that vested during 2021</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 16.65pt;">$<ix:nonFraction contextRef="c48" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" unitRef="usd" id="ixv-23769">87,209</ix:nonFraction></span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 9.9pt;">$<ix:nonFraction contextRef="c49" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" unitRef="usd" id="ixv-23770">22,282</ix:nonFraction> </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">(Deduction) for fair value at 12/31/2020 of forfeited performance-based awards granted in 2019 due to failure to meet required performance levels for vesting</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($<ix:nonFraction contextRef="c50" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23771">222,777</ix:nonFraction>)</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.5pt;">($<ix:nonFraction contextRef="c51" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23772">57,283</ix:nonFraction>) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"><span style="padding-left: 12.15pt;">$<ix:nonFraction contextRef="c52" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" unitRef="usd" id="ixv-23773">844,379</ix:nonFraction></span></div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$<ix:nonFraction contextRef="c53" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" unitRef="usd" id="ixv-23774">165,004</ix:nonFraction></span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.02pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 41.95pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></ix:continuation></ix:continuation></ix:continuation><ix:continuation id="_PvpTableTextBlock-c0_cont_14"><ix:continuation id="_AdjToPeoCompFnTextBlock-c0_cont_5"><ix:continuation id="_AdjToNonPeoNeoCompFnTextBlock-c0_cont_5"><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10.7pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="height: 6pt; width: 108.59pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 108.59pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Year 2020 </div></td><td style="width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid</div></td><td style="width: 10.7pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">PEO</div></td><td style="width: 10.7pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Average for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Non-PEO-<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">NEOs </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($<ix:nonFraction contextRef="c54" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23775">2,668,552</ix:nonFraction>)</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($<ix:nonFraction contextRef="c55" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23776">585,060</ix:nonFraction>) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;">Increase for fair value at 12/31/2020 of awards granted during 2020 that remain unvested as of year-end</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$<ix:nonFraction contextRef="c56" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" unitRef="usd" id="ixv-23777">1,296,984</ix:nonFraction></span></div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$<ix:nonFraction contextRef="c57" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" unitRef="usd" id="ixv-23778">285,082</ix:nonFraction> </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2019 to 12/31/2020 of awards granted in 2019 that were outstanding and unvested as of 12/31/2020</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($<ix:nonFraction contextRef="c58" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23779">1,093,613</ix:nonFraction>)</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($<ix:nonFraction contextRef="c59" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23780">280,402</ix:nonFraction>) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2019 to vesting date of awards granted in 2018 that vested during 2020</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($<ix:nonFraction contextRef="c60" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23781">617,410</ix:nonFraction>)</span></div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($<ix:nonFraction contextRef="c61" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23782">157,956</ix:nonFraction>) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">(Deduction) for fair value at 12/31/2019 of forfeited performance-based awards granted in 2018 due to failure to meet required performance levels for vesting</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($<ix:nonFraction contextRef="c62" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23783">626,427</ix:nonFraction>)</span></div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($<ix:nonFraction contextRef="c63" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23784">161,073</ix:nonFraction>) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid</div></td><td style="width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($<ix:nonFraction contextRef="c64" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23785">3,709,018</ix:nonFraction>)</div></td><td style="width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($<ix:nonFraction contextRef="c65" decimals="0" format="ixt:num-dot-decimal" name="ecd:AdjToCompAmt" scale="0" sign="-" unitRef="usd" id="ixv-23786">899,409</ix:nonFraction>)</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.24pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 41.95pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></ix:continuation></ix:continuation></ix:continuation></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">73<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"/></div></div><div>
</div><!--Begin Page 78--><div>
</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_107-comp_pg20"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><ix:nonNumeric contextRef="c0" continuedAt="_TotalShareholderRtnVsPeerGroupTextBlock-c0_cont_1" escape="true" name="ecd:TotalShareholderRtnVsPeerGroupTextBlock" id="ixv-16971"><ix:nonNumeric contextRef="c0" continuedAt="_CompActuallyPaidVsTotalShareholderRtnTextBlock-c0_cont_1" escape="true" name="ecd:CompActuallyPaidVsTotalShareholderRtnTextBlock" id="ixv-16972"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following graph illustrates the relationship between compensation actually paid (&#8220;CAP&#8221;) to our NEOs and each of MFA&#8217;s total stockholder return (TSR) and (ii) the TSR of the iShares Mortgage Real Estate ETF (Symbol: REM), in each case on a cumulative basis assuming an initial investment of $100 made on December&#160;31, 2020:</div></ix:nonNumeric></ix:nonNumeric><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 19pt; text-align: center;"><ix:continuation id="_TotalShareholderRtnVsPeerGroupTextBlock-c0_cont_1"><ix:continuation id="_CompActuallyPaidVsTotalShareholderRtnTextBlock-c0_cont_1"><img alt="" src="ny20041473x1_pvpchart1.jpg" style="height: 328px; width: 660px;"/></ix:continuation></ix:continuation><br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;</div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"> </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">74<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
</div><!--End Page 78--><div>
</div><div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"/></div></div><div>
</div><!--Begin Page 79--><div>
</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_107-comp_pg21"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><ix:nonNumeric contextRef="c0" continuedAt="_CompActuallyPaidVsNetIncomeTextBlock-c0_cont_1" escape="true" name="ecd:CompActuallyPaidVsNetIncomeTextBlock" id="ixv-17018"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
The following graph illustrates the relationship between compensation actually paid (CAP) to our NEOs and MFA&#8217;s GAAP net income/(loss) on an annual basis for the years ended December 31, 2020, 2021, 2022, 2023 and 2024: </span></div></ix:nonNumeric><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 19pt; text-align: center;"><ix:continuation id="_CompActuallyPaidVsNetIncomeTextBlock-c0_cont_1"><img alt="" src="ny20041473x1_pvpchart2.jpg" style="height: 328px; width: 660px;"/></ix:continuation><br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><span>
&#8201;</span></div><ix:nonNumeric contextRef="c0" continuedAt="_CompActuallyPaidVsCoSelectedMeasureTextBlock-c0_cont_1" escape="true" name="ecd:CompActuallyPaidVsCoSelectedMeasureTextBlock" id="ixv-17027"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The following graph illustrates the relationship between compensation actually paid (CAP) to our NEOs and Adjusted Distributable Earnings ROAE for the years ended December&#160;31, 2020, 2021, 2022, 2023 and 2024: </span></div></ix:nonNumeric><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 19pt; text-align: center;"><ix:continuation id="_CompActuallyPaidVsCoSelectedMeasureTextBlock-c0_cont_1"><img alt="" src="ny20041473x1_pvpchart3.jpg" style="height: 328px; width: 660px;"/></ix:continuation><br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><span>
&#8201;</span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><span>
 </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">75<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
</div><!--End Page 79--><div>
</div><div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"/></div></div><div>
</div><!--Begin Page 80--><div>
</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_107-comp_pg22"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><ix:nonNumeric contextRef="c0" continuedAt="_TabularListTableTextBlock-c0_cont_1" escape="true" name="ecd:TabularListTableTextBlock" id="ixv-17075"><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">2024 Most Important Financial Measures </div></ix:nonNumeric><ix:continuation continuedAt="_TabularListTableTextBlock-c0_cont_2" id="_TabularListTableTextBlock-c0_cont_1"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 4pt; margin-left: 0pt; text-align: left;">MFA&#8217;s current compensation program is structured with the objective of linking the compensation of our NEOs to achievement of short- and long-term financial and market-based goals. In 2024, incentive compensation served as a material element of each NEO&#8217;s compensation package and serves to further align compensation to Company performance. In addition, a significant percentage of our NEOs&#8217; compensation is in the form of equity awards that &#8220;cliff&#8221; vest after three years, and with respect to grants of awards made to our NEOs in 2024, the vesting of 60% of these awards (as determined by grant date value) is subject to our total stockholder return (both on an absolute basis and as compared to a group of peer companies) for the three-year period ending December&#160;31, 2026. The most important financial performance measures utilized by the Compensation Committee to link compensation paid to our NEOs to MFA&#8217;s performance for 2024 were: </div></ix:continuation><ix:continuation continuedAt="_TabularListTableTextBlock-c0_cont_3" id="_TabularListTableTextBlock-c0_cont_2"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><ix:nonNumeric contextRef="c5" name="ecd:MeasureName" id="ixv-23787">Adjusted Distributable Earnings ROAE</ix:nonNumeric> </div></td></tr></table></ix:continuation><ix:continuation continuedAt="_TabularListTableTextBlock-c0_cont_4" id="_TabularListTableTextBlock-c0_cont_3"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><ix:nonNumeric contextRef="c66" name="ecd:MeasureName" id="ixv-23788">Adjusted GAAP ROAE</ix:nonNumeric> </div></td></tr></table></ix:continuation><ix:continuation continuedAt="_TabularListTableTextBlock-c0_cont_5" id="_TabularListTableTextBlock-c0_cont_4"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><ix:nonNumeric contextRef="c67" name="ecd:MeasureName" id="ixv-23789">Absolute TSR</ix:nonNumeric> </div></td></tr></table></ix:continuation><ix:continuation id="_TabularListTableTextBlock-c0_cont_5"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><ix:nonNumeric contextRef="c68" name="ecd:MeasureName" id="ixv-23790">Relative TSR</ix:nonNumeric> </div></td></tr></table></ix:continuation><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;"><a id="tSAIE"><!--Anchor--></a>Securities Authorized for Issuance under Equity Compensation Plans </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The following table presents certain information with respect to our Existing Plan under which our Common Stock may be issued to employees or non-employees (such as directors) as of December&#160;31, 2024, which was approved by our stockholders. Our stockholders have approved all of our equity compensation plans. </div><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 144pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 8.73pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 8.73pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 94.69pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 8.73pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 8.73pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 102.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 8.73pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 8.73pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 108.91pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 144pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Award<sup>(1)</sup></div></td><td style="width: 8.73pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.73pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 94.69pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Number of securities to be <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">issued upon exercise of <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">outstanding options, <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">warrants and rights <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">#</div></td><td style="width: 8.73pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.73pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 102.01pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Weighted-average exercise <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">price of outstanding options, <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">warrants and rights <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">#</div></td><td style="width: 8.73pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.73pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 108.91pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">Number of securities <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">remaining available for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">future issuance under equity <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">compensation plans (excluding <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">securities reflected in the first <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;">column of this table) <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center; text-align-last: center;"># </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 144pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Stock Options</div></td><td style="width: 8.73pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.73pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 94.69pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#8212;</div></td><td style="width: 8.73pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.73pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 102.01pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">N/A</div></td><td style="width: 8.73pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.73pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 108.91pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#160;</div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 144pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Restricted Stock Units (RSUs)</div></td><td style="width: 8.73pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.73pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 94.69pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">4,086,257</div></td><td style="width: 8.73pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.73pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 102.01pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">N/A<sup>(2)</sup></div></td><td style="width: 8.73pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.73pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 108.91pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#160;</div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 144pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Tota<span style="font-weight: normal;">l</span></div></td><td style="width: 8.73pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.73pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 94.69pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">4,086,257</div></td><td style="width: 8.73pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.73pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 102.01pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">N/A<sup>(2)</sup></div></td><td style="width: 8.73pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.73pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 108.91pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">4,215,621<sup>(3)</sup></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 144pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 8.73pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 8.73pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 94.69pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 8.73pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 8.73pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 102.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 8.73pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 8.73pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 108.91pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">1.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">All equity-based compensation is granted pursuant to plans that have been approved by our stockholders. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">2.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">RSUs include unvested TRSUs and PRSUs and vested but not settled stock units, TRSUs and PRSUs. A weighted average exercise price is not applicable for our RSUs, as such equity awards result in the issuance of shares of our Common Stock provided that such awards vest and, as such, do not have an exercise price. As of December&#160;31, 2024, 2,802,221 RSUs were vested, and 463,865 RSUs were subject to time-based vesting, and 820,171 RSUs will vest subject to achieving a market condition based on total stockholder return as measured on an absolute basis and relative to the TSR of a group of peer companies.<span style="font-weight: normal;"> </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">3.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Number of securities remaining available for future issuance under equity compensation plans excludes RSUs presented in the table, which were granted prior to December 31, 2024, and remained outstanding at such date. In addition, the number of securities remaining available for issuance does not reflect 497,485 TRSUs and 802,532 PRSUs, which were granted after December 31, 2024.<span style="font-weight: normal;"> </span></div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">76<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_108-proposal_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 32pt; margin-top: 21.5pt; margin-left: 0pt; text-align: left;"><a id="tPROP3"><!--Anchor--></a>Proposal 3. <span style="color: #000000;">
Advisory (Non-Binding) Resolution to&#160;Approve Executive Compensation </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Pursuant to Section&#160;14A of the Exchange Act, and in accordance with the Board&#8217;s determination, based on the recommendation of the Compensation Committee, we are seeking an advisory (non-binding) vote on the compensation of our Named Executive Officers (as defined in &#8220;Compensation Discussion and Analysis&#8221; of this Proxy Statement) as disclosed on pages <a href="#tCDA">32</a> to <a href="#tEMPC">62</a> of this Proxy Statement. Stockholders are being asked to vote on the following advisory resolution at the Annual Meeting: </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">&#8220;RESOLVED, that the stockholders of MFA Financial, Inc. approve, on an advisory basis, the compensation of MFA&#8217;s Named Executive Officers as disclosed in the Proxy Statement for the 2025 Annual Meeting of Stockholders, including the Compensation Discussion and Analysis, Summary Compensation Table and other related tables and disclosures.&#8221; </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">This proposal, commonly known as a Say-on-Pay proposal, gives our stockholders the opportunity to express their views on the compensation of our Named Executive Officers. This vote is not intended to address any specific item of compensation, but rather the overall compensation of our Named Executive Officers and the principles, policies and practices described in this Proxy Statement. As this is an advisory vote, the result will not be binding on the Company, the Board or the Compensation Committee, although the Compensation Committee will consider the outcome of the vote when evaluating our compensation principles, program design and practices. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">You are encouraged to consider the description of the Compensation Committee&#8217;s executive compensation philosophy and its decisions in the &#8220;Compensation Discussion and Analysis&#8221; section of this Proxy Statement. </div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;">Vote </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Board recommends that stockholders vote <span style="color: #3479BE;">&#8220;FOR&#8221;</span> the approval of the Advisory (Non-Binding) Resolution to Approve the Compensation of our Named Executive Officers disclosed in this proxy statement. </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">77<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_108-proposal_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 32pt; margin-top: 21.5pt; margin-left: 0pt; text-align: left;"><a id="tPROP4"><!--Anchor--></a>Proposal 4. <span style="color: #000000;">
Approval </span><br/></div><div class="BRDSX_h1" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 32pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><span style="color: #000000;">
of the MFA Financial, Inc. </span><br/></div><div class="BRDSX_h1" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 32pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><span style="color: #000000;">
Equity Compensation Plan, </span><br/></div><div class="BRDSX_h1" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 32pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><span style="color: #000000;">
as Amended and Restated </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">We currently maintain the Existing Plan, which was originally effective as of May 20, 2010, and most recently amended and restated effective June 6, 2023. In April 2025, the Board adopted, subject to stockholder approval, the Amended Plan, which is an amendment and restatement of the Existing Plan. </div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Vote </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Board recommends a vote <span style="color: #3479BE;">&#8220;FOR&#8221;</span> the approval of the MFA Financial, Inc. Equity Compensation Plan, as Amended and Restated.<span style="font-weight: normal;"> </span></div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Principal Changes </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Stockholder approval of the Amended Plan is being sought in order to (1) authorize additional shares, (2) meet New York Stock Exchange listing requirements, (3) allow for incentive stock options to meet the requirements of the Internal Revenue Code of 1986, as amended (the &#8220;Code&#8221;), and (4) extend the term of the Existing Plan. If our stockholders do not approve the Amended Plan, the Existing Plan will remain in effect according to its terms. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-align: left;">The principal changes made by the Amended Plan are to: </div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">1.<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Increase the number of shares of Common Stock reserved for issuance, so that the number of shares reserved for issuance under the Amended Plan on or after June 3, 2025 (the &#8220;Effective Date&#8221;) is 13,230,145, which is equal to the sum of (i)&#160;the number of shares subject to outstanding grants under the Existing Plan as of March&#160;31, 2025, assuming target performance of performance-based grants (4,193,914 shares), (ii) 3,536,231 shares remaining available for grant under the Existing Plan (assuming target performance of performance-based grants) and (iii) 5,500,000 additional shares of Common Stock to be made available for grants, subject to adjustments as described in the Amended Plan. Accordingly, the increase represents an additional 5,500,000 shares over the number of shares currently available for grants under the Existing Plan. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">2.<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Extend the term of the Existing Plan from June 6, 2033, to June 3, 2035. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">3.<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Make corresponding and appropriate clarifying changes and updates. </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">78<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_108-proposal_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Determination of Shares to be Available for Issuance </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">As of March&#160;31, 2025, the number of shares subject to outstanding grants under the Existing Plan was 4,193,914 shares and 3,536,231 shares remain available for grant under the Existing Plan (assuming target performance of performance-based grants). If this Proposal is approved by our stockholders at the Annual Meeting, subject to adjustments set forth in the Amended Plan, the maximum aggregate number of shares of Common Stock that may be issued under the Amended Plan on or after the Effective Date is 13,230,145, which is calculated as follows: </div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">4,193,914 shares of Common Stock, which is the number of shares subject to outstanding grants under the Existing Plan as of March 31, 2025 (assuming target performance of outstanding performance-based grants), plus </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">3,536,231 shares of Common Stock, which is the number of shares of Common Stock that remained available for grants under the Existing Plan as of March 31, 2025 (assuming target performance of outstanding performance-based grants), plus </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">an additional 5,500,000 shares of Common Stock over the number of shares currently available for grants under the Existing Plan. </div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Grants made after the date of this Proxy Statement, but prior to the Annual Meeting, will increase the number of shares subject to outstanding grant and consequently reduce the number of shares remaining available for grant under the Existing Plan; however, any such grants are not expected to be material in amount, either individually or in the aggregate. Shares of Common Stock subject to outstanding grants under the Existing Plan as of March 31, 2025, that are forfeited, expire or terminate without having been exercised or paid in shares of Common Stock may be returned to the Amended Plan and issued pursuant to grants made under the Amended Plan. The Board believes that the requested increase in the maximum number of shares that may be issued under the Existing Plan will ensure that we continue to have a sufficient number of shares with which to achieve our compensation strategy and allow for growth. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">When deciding on the number of shares to be available for grants under the Amended Plan, the Compensation Committee considered a number of factors, including our past share usage (&#8220;burn rate&#8221;), the number of shares needed for future grants, the ability to recycle under the Amended Plan certain shares withheld for tax purposes, a dilution analysis, the current and future accounting expenses associated with our equity award practices and input from an outside consultant. The Compensation Committee also considered the number of shares currently available for future grants under the Existing Plan, which is 3,536,231 shares, assuming &#8220;target&#8221; performance of outstanding performance-based grants and 1,156,704 shares assuming maximum performance of outstanding performance-based grants. </div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Dilution Analysis </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">As of March 31, 2025, we had 102,652,862 shares of Common Stock outstanding. 3,536,231 shares of Common Stock remained available for grants under the Existing Plan as of March&#160;31, 2025 (assuming &#8220;target&#8221; performance of outstanding performance-based grants). The proposed share authorization is a request for 5,500,000 additional shares of Common Stock to be available for grants made under the Amended Plan. The table below shows our potential dilution (referred to as &#8220;overhang&#8221;) levels, based on our &#8220;Total Potential Overhang,&#8221; which includes our request for 5,500,000 additional shares of Common Stock to be available for grants made under the Amended Plan, and our &#8220;Fully Diluted Shares of Common Stock.&#8221; The additional 5,500,000 shares represent approximately 4.75% of our Fully Diluted Shares of Common Stock, as described in the table below. The Board believes that the increase in the number of shares of Common Stock under the Amended Plan represents a reasonable amount of potential equity dilution, which will allow us to continue awarding equity grants. Equity grants are an important component of our overall compensation program for our executive officers and other key employees, as well as our Non-Employee Directors. </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">79<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_108-proposal_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Potential Overhang with 5,500,000 Additional Shares </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 7pt; margin-left: 0pt; text-align: left;"> </div><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 384pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 36.31pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 36.31pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 45.38pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 384pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Options Outstanding as of March&#160;31, 2025</div></td><td style="width: 36.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.38pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 35.1pt;">-0- </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 384pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Weighted Average Exercise Price of Options Outstanding as of March&#160;31, 2025</div></td><td style="width: 36.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.38pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 35.1pt;">-0- </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 384pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Weighted Average Remaining Term of Options Outstanding as of March&#160;31, 2025</div></td><td style="width: 36.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.38pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 35.1pt;">-0- </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 384pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Outstanding Full Value Grants as of March&#160;31, 2025(1)</div></td><td style="width: 36.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.38pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 9pt;">4,193,914</span> </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 384pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total Equity Grants Outstanding as of March&#160;31, 2025(2)</div></td><td style="width: 36.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.38pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 9pt;">4,193,914</span> </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 384pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Shares Available for Grant under the Existing Plan as of March&#160;31, 2025</div></td><td style="width: 36.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.38pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 9pt;">3,536,231</span> </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 384pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Additional Shares Requested</div></td><td style="width: 36.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.38pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 9pt;">5,500,000</span> </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 384pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total Potential Overhang under the Amended Plan(3)</div></td><td style="width: 36.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.38pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.5pt;">13,230,145</span> </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 384pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Common Stock Outstanding as of March&#160;31, 2025</div></td><td style="width: 36.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.38pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">102,652,862 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 384pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Fully Diluted Shares of Common Stock</div></td><td style="width: 36.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.31pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.38pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 0.6pt;">115,883,807</span> </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 384pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Potential Dilution of 5,500,000 Additional Shares as a Percentage of Fully Diluted Shares of Common Stock Outstanding</div></td><td style="width: 36.31pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.31pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.38pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 22.13pt;">4.75%</span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 384pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 36.31pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 36.31pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.38pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">1.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Consists of 359,405 fully vested RSUs (granted to the Company&#8217;s Non-Employee Directors as a component of their director fees), 188,308 vested but unsettled PRSUs, 1,266,674 TRSUs and 2,379,527 PRSUs (assuming &#8220;target&#8221; performance in the case of the PRSUs). PRSUs can be paid at 0% to 200% of target. The Outstanding Full Value Grants do not include dividend equivalents. Dividend equivalents on TRSUs and fully vested RSUs are payable in cash. Dividend equivalents on PRSUs are payable in shares, based on performance. The number of additional shares that may be issued with respect to dividend equivalents for PRSUs grants is calculated by dividing (i) the dollar value of accumulated dividend equivalents in respect of PRSUs that vest at the end of the performance period by (ii)&#160;the price per share of our Common Stock at the time of vesting.<span style="font-weight: normal;"> </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">2.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Assumes &#8220;target&#8221; performance of outstanding performance-based grants.<span style="font-weight: normal;"> </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">3.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">The Total Potential Overhang consists of (i) 4,193,914 total shares subject to outstanding awards as of March&#160;31, 2025, plus (ii) 3,536,231 shares that remain available for grants under the Existing Plan as of March 31, 2025, plus (iii) 5,500,000 additional shares requested, and assumes target performance of outstanding performance-based grants.<span style="font-weight: normal;"> </span></div></td></tr></table><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 18pt; margin-left: 0pt; text-align: left;">Burn Rate </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Our equity plan share usage over 2022, 2023 and 2024 represented a three-year average burn rate of 1.18%, as described in the table below. </div><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 228pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 5.96pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 5.96pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 29.14pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 5.96pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 5.96pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 29.65pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 5.96pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 5.96pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 35.9pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 5.96pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 5.96pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 36.11pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 5.96pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 5.96pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 54.38pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 5.96pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 5.96pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 17.27pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 228pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Year</div></td><td style="width: 5.96pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.14pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Vested <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">RSUs/ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Shares <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Granted<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">(#)</div></td><td style="width: 5.96pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">TRSUs <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Granted<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">(#)</div></td><td style="width: 5.96pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.9pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">PRSUs <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Granted<sup>(1)</sup><br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">(#)</div></td><td style="width: 5.96pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Total <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Awards<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">(#)</div></td><td style="width: 5.96pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 54.38pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Weighted <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Average <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Common Stock <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Outstanding<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">(#)</div></td><td style="width: 5.96pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 17.27pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Burn <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Rate<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">(%) </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 228pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">2024</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.14pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">94,333</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">478,777</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.9pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">776,709</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,349,819</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 54.38pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">103,488,988</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 17.27pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1.30 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 228pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">2023</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.14pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">90,388</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">520,292</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.9pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">997,383</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,608,063</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 54.38pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">102,215,800</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 17.27pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1.57 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 228pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">2022</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.14pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">74,251</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">222,128</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.9pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">381,397</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">677,776</span></div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 54.38pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">103,152,891</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 17.27pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">0.66 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 228pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Three Year Average</div></td><td style="width: 5.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.14pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">86,324</div></td><td style="width: 5.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 29.65pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">407,066</div></td><td style="width: 5.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.9pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">718,496</div></td><td style="width: 5.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 0.6pt;">1,211,886</span></div></td><td style="width: 5.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 54.38pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">102,952,560</div></td><td style="width: 5.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 17.27pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1.18</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 228pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 5.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 5.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 29.14pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 5.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 5.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 29.65pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 5.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 5.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 35.9pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 5.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 5.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 36.11pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 5.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 5.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 54.38pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 5.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 5.96pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 17.27pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">1.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Reflects the &#8220;target&#8221; number of PRSUs granted in each year.<span style="font-weight: normal;"> </span></div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">We calculated our burn rate for each year by dividing the sum of (x) all vested RSUs granted to our Non-Employee Directors in the applicable year, (y) all TRSUs granted in the applicable year and (z) all PRSUs granted in the applicable year (assuming target performance), divided by the weighted average number of shares of Common Stock outstanding at the end of the applicable year. There are no stock options included in the burn rate calculation because we have not granted any stock options in the past three </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">80<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_108-proposal_pg5"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
years. Dividend equivalents on time-based grants are payable only in cash. Dividend equivalents accumulated on performance-based grants are payable in shares at the end of the performance period, based on performance, and have not been included. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The burn rate means that we used an annual average of 1.18% of the weighted average shares outstanding at December 31 of the applicable year for equity grants made over the past three years under the Existing Plan. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The Board believes that equity compensation is an effective retention tool that provides incentive, rewards performance and aligns the interests of our stockholders with those of our employees, officers and directors. The Board believes that grants made pursuant to the Amended Plan are a vital component of our compensation program and, accordingly, that it is important that an appropriate number of shares of Common Stock be authorized for issuance under the Amended Plan. The Board believes that the increased number of shares available for issuance under the Amended Plan represents a reasonable amount of potential equity dilution. </span></div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Summary of the Amended Plan </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Purpose. <span style="font-weight: normal;">The Amended Plan is intended to provide incentives to key employees, officers and directors who are expected to provide significant services to us and any of our subsidiaries which, with the consent of the Board, participate in the Amended Plan (collectively, the &#8220;Participating Companies&#8221;), to encourage a proprietary interest in the Company, to encourage such key employees to remain in the employ of the Company and the Participating Companies, and to attract new employees. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Consideration to Be Received by the Company for Grants. <span style="font-weight: normal;">The Board believes that we will significantly benefit from having our employees, officers and directors receive grants under the Amended Plan. Providing an opportunity for such individuals to acquire Common Stock or benefit from the appreciation of Common Stock is valuable in attracting and retaining highly qualified employees, officers and directors, and providing additional motivation for them to use their best efforts on our behalf and on behalf of our stockholders. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Administration. <span style="font-weight: normal;">As with the Existing Plan, the Amended Plan will be administered by the Compensation Committee of the Board or another committee that may be appointed by the Board. The Compensation Committee is currently comprised of four directors, none of whom is an officer or employee of the Company and all of whom have been determined to be independent under SEC and NYSE rules. The current members of the Compensation Committee are Robin Josephs, Christopher Small, Sheila A. Stamps and Richard C. Wald. The committee administering the Amended Plan will be comprised only of members who (at the time of their appointment) qualify as non-employee directors within the meaning of Rule 16b-3(b)(3) under the Securities Exchange Act of 1934, as amended, and independent directors, as determined under the independence standards established by the New York Stock Exchange. If the Board does not appoint a committee, the Amended Plan will be administered by the Board. References below to the Compensation Committee include a reference to the Board or another appointed committee for any period in which the Board or other committee is administering the Amended Plan or is otherwise acting as the Compensation Committee or performing the functions of the Compensation Committee under the Amended Plan. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Compensation Committee generally has the full authority to administer and interpret the Amended Plan, to authorize grants, to determine the eligibility of an employee, officer or director to receive a grant, to determine the number of shares of Common Stock to be covered by each grant, to determine the terms, provisions and conditions of each grant and to take any other actions and make all other determinations that it deems necessary or appropriate in connection with the Amended Plan or the administration or interpretation thereof. However, grants to members of the Board are made by the entire Board, and the Board has all authority otherwise provided to the Compensation Committee with respect to these grants. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Eligibility and Types of Grants. <span style="font-weight: normal;">Eligibility for grants under the Amended Plan will be determined by the Compensation Committee. Directors, officers and employees of the Participating Companies are eligible to receive grants under the Amended Plan. As of the date of this Proxy Statement, six Non-Employee Directors and all of the approximately 350 employees of the Company and its subsidiaries (including our CEO, who is also a director, and our other officers) are eligible to be participants. Because our officers and </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">81<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><!--Begin Page 86--><div>
</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_108-proposal_pg6"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
aNon-Employee Directors are eligible to receive grants under the Amended Plan, they may be deemed to have a personal interest in the approval of this Proposal. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-align: left;"><span>
The following types of grants may be made under the Amended Plan: </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
&#8226;</span></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Nonqualified stock options; </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
&#8226;</span></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Incentive stock options (&#8220;ISOs&#8221;); </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
&#8226;</span></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Restricted stock; </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
&#8226;</span></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Phantom shares (which may include restricted stock units); </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
&#8226;</span></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Stock appreciation rights; </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
&#8226;</span></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Dividend equivalent rights (&#8220;DERs&#8221;); and </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
&#8226;</span></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Other equity-based awards. </span></div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Shares. </span><span style="font-weight: normal;">Subject to adjustment, the maximum aggregate number of shares of Common Stock that may be issued under the Amended Plan on or after the Effective Date is 13,230,145 shares, which is the sum of (i) the number of shares subject to outstanding grants as of March 31, 2025, assuming target performance of performance-based grants (4,193,914 shares), (ii) 3,536,231 shares remaining available for grant under the Existing Plan, assuming target performance of performance-based grants, and (iii)&#160;5,500,000 additional shares of Common Stock to be made available for grants. All of the authorized shares may be issued pursuant to ISOs as described in section 422 of the Code or any other types of grants. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Shares of Common Stock that have been the subject of grants of restricted stock, phantom shares, stock options, stock appreciation rights, dividends, DERs or other equity-based grants that have been forfeited or that expire or terminate without having been exercised or paid in shares of Common Stock and shares as to which a stock option or stock appreciation right remains unexercised upon expiration, forfeiture or other termination will not count towards the share limitation and will be available for issuance under the Amended Plan. In addition, shares surrendered in payment of taxes with respect to grants of restricted stock, dividend equivalent rights, and phantom shares outstanding as of June&#160;6, 2023, or granted following such date, will not count towards the share limitation and will be available for issuance under the Amended Plan. Shares surrendered in payment of the exercise price of a stock option and shares withheld or surrendered for payment of taxes with respect to a stock option or stock appreciation right will not be available for issuance under the Amended Plan. If stock appreciation rights are exercised and settled in Common Stock, the full number of shares subject to the stock appreciation rights will be considered issued under the Amended Plan, without regard to the number of shares issued upon settlement of the stock appreciation rights. To the extent that grants are designated to be paid in cash, or are otherwise paid in cash, and not in shares of Common Stock, such grants will not count against the share limits set forth above. The preceding sentences will apply only for purposes of determining the aggregate number of shares of Common Stock that may be issued under the Amended Plan, but will not apply for purposes of determining the maximum number of shares of Common Stock with respect to which grants may be made to any participant under the Amended Plan. For the avoidance of doubt, if shares of Common Stock are repurchased by us on the open market with the proceeds of the exercise price of stock options, such shares may not again be made available for issuance under the Amended Plan. Shares issued under the Amended Plan may consist of authorized and unissued shares. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
No grant may be made under the Amended Plan to any person who, assuming exercise of all stock options and payment of all grants held by such person, would own or be deemed to own more than 9.8% (in value or number) of the outstanding shares of all classes and series of our stock, unless otherwise determined by the Board in accordance with our Charter. </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">82<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_108-proposal_pg7"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
Individual Limits. </span><span style="font-weight: normal;">All grants under the Amended Plan, other than DERs, will be expressed in shares. The Amended Plan provides the following individual limits, which are subject to adjustment as described below: </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
&#8226;</span></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
The maximum number of shares of Common Stock with respect to which stock options and stock appreciation rights may be granted under the Amended Plan in any one calendar year to any employee is 2,000,000; </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
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The maximum number of shares of Common Stock that may be subject to grants of restricted stock, phantom shares and other equity-based grants (other than stock options and stock appreciation rights) granted to any employee under the Amended Plan during any calendar year is 2,000,000; and </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
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The maximum grant date value of shares of Common Stock that may be subject to grants made to any Non-Employee Director under the Amended Plan during any calendar year, taken together with any cash fees payable to such Non-Employee Director for services rendered during the calendar year, will not exceed $600,000 in total value. </span></div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The individual limits above will apply without regard to whether the grants are to be paid in stock or cash and will not apply to dividends or DERs which accrue or are paid with respect to grants made under the Amended Plan. Cash payments, other than for DERs, will equal the fair market value of the shares to which the cash payment relates. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Stock Options. </span><span style="font-weight: normal;">Officers, directors and employees are eligible to receive stock options under the Amended Plan. The terms of grants of stock options, including whether stock options will constitute nonqualified stock options or ISOs for purposes of section 422 of the Code, will be determined by the Compensation Committee, provided that ISOs will only be granted to employees. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The exercise price of a stock option will be determined by the Compensation Committee and reflected in the applicable grant agreement and will not be less than the fair market value of a share of Common Stock on the date of grant. As permitted by the Compensation Committee, the exercise price may be paid in certified or bank cashier&#8217;s check, by delivering shares of Common Stock owned by the participant (or attesting to ownership of such shares), by permitting us to withhold shares of Common Stock for which the stock option is exercisable, by a broker-assisted exercise, by a combination of these methods, or by any other method permitted by the Compensation Committee. Stock options will be exercisable at such times and subject to such terms as determined by the Compensation Committee. The term of a stock option may not exceed ten years from the date of grant. A participant may not receive DERs with respect to stock options granted under the Amended Plan. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Unless otherwise provided in the applicable grant agreement, upon a termination of employment or service for any reason during the applicable vesting period, a participant will forfeit all stock options, to the extent not vested. Each grant agreement will specify the terms, if any, pursuant to which a vested stock option may be exercised following termination of employment. No stock option may be exercised beyond its initial expiration date. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Stock Appreciation Rights. </span><span style="font-weight: normal;">Officers, directors and employees are eligible to receive stock appreciation rights under the Amended Plan. A stock appreciation right is the right to receive a payment in cash, shares of Common Stock or a combination of cash and shares of Common Stock in an amount equal to the increase in the fair market value of a specified number of shares from the date the right is granted to the date the right is exercised. The base price of a stock appreciation right granted under the Amended Plan may not be less than the fair market value of a share of Common Stock on the date the stock appreciation right is granted. A stock appreciation right will be exercisable at such times and subject to such terms as determined by the Compensation Committee. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The term of a stock appreciation right may not exceed ten years from the date of grant. A participant may not receive DERs with respect to stock appreciation rights granted under the Amended Plan. Unless otherwise provided in the applicable grant agreement, upon a termination of employment or service for any reason during the applicable vesting period, a participant will forfeit all stock appreciation rights, to the extent not vested. Each grant agreement will specify the terms, if any, pursuant to which a vested stock appreciation right may be exercised following termination of employment. No stock appreciation right may be exercised beyond its initial expiration date. All other terms of grants of stock appreciation rights will be determined by the Compensation Committee. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Restricted Stock. </span><span style="font-weight: normal;">Officers, directors and employees are eligible to receive restricted stock awards under the Amended Plan. Restricted stock will be subject to such conditions and restrictions as the Compensation Committee determines, which may include </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">83<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><!--Begin Page 88--><div>
</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_108-proposal_pg8"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
vesting conditions or restrictions on sale, transfer or other alienation. Restricted stock may be issued for cash consideration or for no cash consideration, as determined by the Compensation Committee. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The applicable grant agreement will specify the extent to which a participant will have the rights of a stockholder with respect to shares of Common Stock subject to a restricted stock award. The Compensation Committee will determine whether dividends with respect to shares of restricted stock will be paid as and when dividends on Common Stock are declared or at the time of vesting of shares of restricted stock. However, any right to receive dividends with respect to restricted stock which vests based on performance will vest and be paid only if and to the extent that the underlying restricted stock vests, as determined by the Compensation Committee. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Unless otherwise provided in the applicable grant agreement, upon a termination of employment or other service during the restriction period, the participant will forfeit all restricted stock subject to restrictions, and we will pay the participant, as soon as practicable thereafter, the lesser of the amount paid by the participant (if any) for the forfeited restricted stock and the fair market value on the date of termination of the forfeited restricted stock. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Phantom Shares. </span><span style="font-weight: normal;">Officers, directors and employees are eligible to receive phantom shares under the Amended Plan. Phantom shares are a right to receive payment in cash, shares of Common Stock, or a combination of cash and shares of Common Stock, as determined by the Compensation Committee, of the fair market value of a share, or, as determined by the Compensation Committee, the fair market value of a share to the extent it exceeds a base value established by the Compensation Committee at the time of grant. Phantom shares include the grant of restricted stock units. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Phantom shares will vest over such periods and subject to such conditions as the Compensation Committee determines. Unless otherwise provided in the applicable grant agreement, upon a termination of employment or service for any reason during the applicable vesting period, a participant will forfeit all phantom shares, to the extent not vested. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Phantom shares will generally be settled in a lump sum payment on the date specified in the applicable grant agreement. However, subject to the requirements of section 409A of the Code, the Compensation Committee may permit a participant to elect to receive settlement of vested phantom shares in installments over a period not to exceed ten years or to defer settlement of vested phantom shares to a future date permitted by the Compensation Committee. The Compensation Committee may grant DERs, as described under &#8220;DERs&#8221; below, with respect to phantom shares. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
DERs. </span><span style="font-weight: normal;">The Compensation Committee may grant DERs to officers, directors and employees in connection with all grants under the Amended Plan, except stock options and stock appreciation rights, and may grant DERs independent of any other grants. A DER is a right to receive an amount equal to the dividends paid on a share of Common Stock. DERs may be converted to cash, additional shares or phantom shares on such terms and conditions as determined by the Compensation Committee. DERs will be paid in cash, shares of Common Stock or a combination of cash and shares of Common Stock as determined by the Compensation Committee. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The Compensation Committee will determine whether DERs will be paid as and when dividends are declared, at the time of payment of an underlying grant or deferred. However, DERs granted with respect to grants that vest based on performance will vest and be paid only if and to the extent the underlying grant vests and is paid, as determined by the Compensation Committee. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Other Equity-Based Awards. </span><span style="font-weight: normal;">The Board may grant to directors, officers and employees other awards based upon the Common Stock, subject to terms and conditions established by the Board at the time of grant. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Transferability of Grants. </span><span style="font-weight: normal;">Grants are not transferable by a participant except to the legal representative of the estate of a deceased participant or the person who acquires the right to a grant by bequest or inheritance or by reason of a participant&#8217;s death (to the extent any such grant, by its terms, survives the participant&#8217;s death), and, if exercisable, will be exercisable during the lifetime of a participant only by such participant or his or her guardian or legal representative. However, if permitted by the Compensation Committee, grants may be transferred during the lifetime of a participant to one or more of the following transferees on such terms as then may be permitted by the Committee: the participant&#8217;s spouse, children or grandchildren (including any adopted and step </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">84<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_108-proposal_pg9"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
children or grandchildren), parents, grandparents or siblings (each, a &#8220;Permitted Transferee&#8221;), to a trust for the benefit of the participant and/ or a Permitted Transferee, to a partnership, limited liability company or corporation in which the participant and/or a Permitted Transferee are the only partners, members or stockholders, or for charitable donations to a charitable organization. No transfer of a grant will be valid unless it does not result in accelerated taxation, does not cause any option intended to be an ISO to fail to be described in Section&#160;422(b) of the Code, and complies with applicable law, including securities law. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Performance-Based Grants. </span><span style="font-weight: normal;">The Compensation Committee may determine that any grants made under the Amended Plan may be designated as performance-based grants. The grant, exercise, or settlement of performance-based grants will be based upon the attainment of performance goals. The performance goals for performance-based grants will be established by the Compensation Committee and will consist of one or more business criteria and a targeted level or levels of performance with respect to each such criteria, as specified by the Compensation Committee. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
In establishing performance goals for performance-based grants, the Compensation Committee may use various business criteria, which may include, but is not limited to: pre-tax income; after-tax income; net income (meaning net income as reflected in the Company&#8217;s financial reports for the applicable period, on an aggregate, diluted and/or per share basis); operating income; cash flow; earnings per share; return on equity or return on average equity; return on invested capital or assets; cash and/or funds available for distribution; appreciation in the fair market value of the Common Stock; return on investment; total stockholder return; net earnings growth; stock appreciation (meaning an increase in the price or value of the Common Stock after the date of grant of an award and during the applicable period); related return ratios; increase in revenues; the Company&#8217;s published ranking against its peer group of real estate investment trusts based on total stockholder return; net earnings; changes (or the absence of changes) in the per share or aggregate market price of the Common Stock; number of securities sold; earnings before any one or more of the following items: interest, taxes, depreciation or amortization for the applicable period, as reflected in the Company&#8217;s financial reports for the applicable period; and total revenue growth (meaning the increase in total revenues after the date of grant of an award and during the applicable period, as reflected in the Company&#8217;s financial reports for the applicable period). </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The performance goals may relate to one or more performance criteria on a specified date or over any period of up to ten years and may be based on the achievement of specified levels of performance or achievement relative to the performance of one or more other corporations or indices. The performance criteria may apply to one or more of the Company, any Participating Company or any division or operating unit thereof. To the extent applicable and unless the Committee determines otherwise, the determination of the achievement of performance goals will be based on the relevant financial measure, computed in accordance with U.S. generally accepted accounting principles (&#8220;GAAP&#8221;), and in a manner consistent with the methods used by the Company in the preparation of its periodic reports to stockholders. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The Compensation Committee will determine the extent to which performance goals are achieved and the amount, if any, payable pursuant to each performance-based grant. The Compensation Committee may make adjustments to the performance goals applicable to performance-based grants, the amounts payable in respect of the applicable performance goals, and performance results (including adjustments of performance results to take into account transactions or other events occurring during the applicable performance period or changes in accounting principles or applicable law), to the extent consistent with the terms of the applicable grant. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Change of Control. </span><span style="font-weight: normal;">Unless the Compensation Committee determines otherwise, if a change of control occurs in which we are not the surviving corporation (or we survive only as a subsidiary of another corporation), all outstanding grants that are not exercised or paid at the time of the change of control will be assumed by, or replaced with grants that have comparable terms by, the surviving corporation (or a parent or subsidiary of the surviving corporation). </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Unless a grant agreement or written employment agreement between the participant and the Company or a Participating Company provides otherwise, if a participant&#8217;s employment or service is terminated by us without Cause (as defined in the Amended Plan) upon or within 12 months following a change of control, the participant&#8217;s outstanding grants will become fully vested as of the date </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">85<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_108-proposal_pg10"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
of termination. If the vesting of any such grant is based, in whole or in part, on performance, the grant agreement will specify how the portion of the grant that becomes vested will be calculated. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
In the event of a change of control, if all outstanding grants are not assumed by, or replaced with grants that have comparable terms by, the surviving corporation (or a parent or subsidiary of the surviving corporation), the Compensation Committee may take any of the following actions with respect to any or all outstanding grants, without the consent of any participant: (i) the Compensation Committee may determine that outstanding stock options and stock appreciation rights will automatically accelerate and become fully exercisable, and the restrictions and conditions on outstanding restricted stock, phantom shares, DERs and other equity-based awards will immediately lapse; (ii) the Compensation Committee may determine that participants will receive a payment in settlement of outstanding phantom shares, DERs, dividends, and other equity-based awards in such amount and form as may be determined by the Compensation Committee; (iii) the Compensation Committee may require that participants surrender their outstanding stock options and stock appreciation rights in exchange for a payment, in cash, Common Stock, or the common stock of the surviving corporation (or parent of the surviving corporation), as determined by the Compensation Committee, in an amount equal to the amount, if any, by which the fair market value of the shares of Common Stock subject to the unexercised stock options or stock appreciation rights exceeds the exercise price or base price, as applicable, and (iv) the Compensation Committee may terminate outstanding stock options and stock appreciation rights after giving participants an opportunity to exercise the outstanding stock options and stock appreciation rights. Such surrender, termination or payment will take place as of the date of the change of control or such other date as the Compensation Committee may specify. If the per share fair market value of Common Stock does not exceed the per share exercise price or base price, as applicable, we will not be required to make any payment to the participant upon surrender of the stock option or stock appreciation right. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-align: left;"><span>
Under the Amended Plan, a change of control is defined as any one of the following events: </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
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Any person, other than we, any of our affiliates, or any trustee, fiduciary or other person or entity holding securities under any employee benefit plan of us or any of our affiliates becomes the beneficial owner of 30% or more of the outstanding shares of our Common Stock or 30% or more of the combined voting power of our then outstanding securities having a right to vote in an election of the Board. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
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Individuals who, as of the Effective Date, are members of the Board (each referred to as an incumbent director) cease to constitute at least a majority of the Board. However, any individual who becomes a director after the Effective Date and whose election or nomination was approved or ratified by at least a majority of the then incumbent directors will be considered an incumbent director of the Board. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
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Consummation of (i) any consolidation or merger of the Company or any subsidiary where the stockholders of the Company, immediately prior to the consolidation or merger, would not, immediately after the consolidation or merger, beneficially own shares representing in the aggregate 50% or more of the voting securities of the corporation issuing cash or securities in the consolidation or merger (or of its ultimate parent corporation, if any), (ii) any sale, lease, exchange or other transfer of all or substantially all of our assets or (iii) any plan for the liquidation or dissolution of the Company. </span></div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Adjustments in Capitalization. </span><span style="font-weight: normal;">If (i) we are involved in a merger, consolidation, dissolution, liquidation, reorganization, exchange of shares, sale of all or substantially all of our assets or stock or a similar transaction, (ii) any stock dividend, stock split, reverse stock split, stock combination, reclassification, recapitalization or other similar change in capital structure, spin-off, or any distribution to holders of Common Stock other than cash dividends occurs or (iii) any other event occurs which in the Compensation Committee&#8217;s judgment necessitates action by way of adjusting the terms of the outstanding grants, then the maximum aggregate number and kind of shares available for issuance under the Amended Plan, the maximum number and kind of shares which may be subject to grants under the Amended Plan, the maximum number and kind of shares with respect to which a participant may receive grants in any year, the number and kind of shares covered by outstanding grants, and the number and kind of shares to be issued or issuable under the Amended Plan will be appropriately adjusted by the Compensation Committee in its discretion. Unless the Compensation Committee determines otherwise, any fractional shares resulting from such adjustment will be eliminated. In addition, the Compensation Committee will take any such action as it determines in its discretion will be necessary to maintain each participant&#8217;s </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">86<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_108-proposal_pg11"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
rights under the Amended Plan so that they are substantially proportionate to the rights existing in such grants, prior to such event, including, without limitation, adjustments in (A) the exercise price, base price and phantom share value and (B) performance goals. In the discretion of the Compensation Committee, the performance goals may also be adjusted in the case of any event relating to one of our subsidiaries if the event would have given rise to potential adjustment if the event related to the Company. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Prohibition on Repricing. </span><span style="font-weight: normal;">Except in connection with certain corporate transactions, the Amended Plan does not permit the repricing of stock options or stock appreciation rights, the exchange of underwater stock options or stock appreciation rights (i.e., stock options or stock appreciation rights having an exercise price or base price in excess of the current market value of the underlying stock) for cash or other securities, or the exchange of stock options or stock appreciation rights for stock options or stock appreciation rights with a lower exercise price or base price, as applicable. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Amendment and Termination of the Amended Plan. </span><span style="font-weight: normal;">The Amended Plan will terminate on June 3, 2035, unless sooner terminated by the Board. The Board may amend the Amended Plan at any time. However, no amendment may materially impair the rights or obligations of a participant, unless such amendment is in connection with compliance with applicable laws or the participant consents to such amendment. In addition, the Board may not amend the Amended Plan without stockholder approval if stockholder approval is required to comply with applicable law or regulation or to comply with applicable stock exchange requirements. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The Board may amend any grant agreement. However, no amendment may materially impair any participant&#8217;s rights or obligations without the participant&#8217;s consent, unless such amendment is required to comply with applicable law. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Company Policies. </span><span style="font-weight: normal;">All grants made under the Amended Plan will be subject to any applicable clawback policy, as in effect from time to time, and any applicable share trading policies and other policies that may be implemented by the Board or the Compensation Committee from time to time, including our stock retention and ownership policy applicable to certain of our Named Executive Officers, as described above on page <a href="#tSRORW">52</a> of this Proxy Statement under &#8220;Stock Retention and Ownership Requirements&#8221;. Any grant is subject to the mandatory repayment by the participant to us if the participant is, or becomes in the future, subject to any clawback or recoupment policy (including the Company&#8217;s Compensation Clawback Policy) that requires the participant to repay compensation paid by us to the participant upon circumstances specified in the applicable policy. </span></div><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Federal Income Tax Consequences </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The following description of the United States federal income tax consequences of grants under the Amended Plan is a general summary. State, local, foreign and other taxes may also be imposed in connection with grants. This discussion is intended for the information of stockholders considering how to vote at the Annual Meeting and not as tax guidance to individuals who participate in the Amended Plan. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Nonqualified Stock Options. <span style="font-weight: normal;">A participant who receives a nonqualified stock option will recognize no income at the time of the grant of the stock option. Upon exercise of a nonqualified stock option, a participant will recognize ordinary income in an amount equal to the excess of the fair market value of the shares of Common Stock on the date of exercise over the exercise price. The basis in shares acquired upon exercise of a nonqualified stock option will equal the fair market value of such shares at the time of exercise, and the holding period of the shares for capital gain purposes will begin on the date of exercise. In general, we will be entitled to a business expense deduction in the same amount and at the same time as the participant recognizes ordinary income. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Incentive Stock Options. <span style="font-weight: normal;">A participant who receives an incentive stock option (or ISO) will recognize no income at the time of grant or exercise of the ISO. If the participant does not dispose of the shares purchased pursuant to an ISO within two years after the ISO is granted or within one year after the transfer of the shares to the participant, the sale of Common Stock received upon the exercise of an ISO is treated as a capital gain to the participant and the Company will not be entitled to a tax deduction. However, if a participant disposes of the shares acquired upon exercise of an ISO before satisfying the holding period requirements, the participant will recognize ordinary income at the time of the disposition equal to the difference between the fair market value of the shares on the date of exercise (or the amount realized on the disposition, if less) and the exercise price, and we will be entitled to a </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">87<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_108-proposal_pg12"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
business expense deduction in that amount. The gain, if any, in excess of the amount recognized as ordinary income will be long-term or short-term capital gain, depending upon the length of time the participant held the shares before the disposition. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Phantom Shares. </span><span style="font-weight: normal;">A participant who receives a phantom share will not recognize taxable income until the phantom share is paid to the participant. When the phantom share is paid, the participant will recognize ordinary income in an amount equal to the cash and the fair market value of the Common Stock paid to the participant. We generally will be entitled to a business expense deduction in the same amount. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Restricted Stock. </span><span style="font-weight: normal;">A participant who receives restricted stock generally will not recognize taxable income until the restricted stock is transferable by the participant or no longer subject to a substantial risk of forfeiture for federal tax purposes, whichever occurs first. When the restricted stock is either transferable or is no longer subject to a substantial risk of forfeiture, the participant will recognize ordinary income in an amount equal to the fair market value of the shares at that time, less any amounts paid for the shares. A participant may elect to recognize ordinary income when restricted stock is granted in an amount equal to the fair market value of the shares at the date of grant, determined without regard to the restrictions. We generally will be entitled to a corresponding business expense deduction in the year in which the participant recognizes ordinary income. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Stock Appreciation Rights and Dividend Equivalent Rights. </span><span style="font-weight: normal;">A participant will recognize ordinary income when stock appreciation rights are exercised and when dividend equivalent rights (or DERs) are paid to the participant, in an amount equal to the cash and the fair market value of any shares paid to the participant. We generally will be entitled to a corresponding business expense deduction when the participant recognizes ordinary income. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Section&#160;162(m). </span><span style="font-weight: normal;">Section&#160;162(m) of the Code imposes a $1&#160;million limit on the amount a public company may deduct for compensation paid to a company&#8217;s chief executive officer, chief financial officer or any of the company&#8217;s three other most highly compensated executive officers (&#8220;covered employees&#8221;) or persons who have been covered employees (for years after 2016). Compensation paid to our covered employees in excess of $1 million is generally not deductible. As in prior years, while deductibility of executive compensation for federal income tax purposes is among the factors the Compensation Committee considers when structuring our executive compensation arrangements, it is not the sole or primary factor considered. We retain the flexibility to authorize compensation that may not be deductible if we believe it is in the Company&#8217;s interests. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Section 409A. </span><span style="font-weight: normal;">Section 409A of the Code imposes requirements on deferred compensation, including deferral election and payment timing requirements. If a deferred compensation arrangement fails to comply with Code section 409A in form or operation, a participant may become subject to: (i) federal income tax on all deferred amounts; (ii) a penalty tax of 20% of the includable amount; and (iii) interest at the underpayment rate plus 1%. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Section 280G. </span><span style="font-weight: normal;">Under certain circumstances, the accelerated vesting or exercise of stock options or stock appreciation rights or the accelerated lapse of restrictions with respect to other grants in connection with a Change of Control might be deemed an &#8220;excess parachute payment&#8221; for purposes of the golden parachute tax provisions of section 280G of the Code. To the extent it is so considered, the participant may be subject to a 20% excise tax and we may be denied a federal income tax deduction. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
Tax Withholding. </span><span style="font-weight: normal;">Each participant must pay to us, or make satisfactory arrangements regarding the payment of, any federal, state or local taxes required to be withheld in connection with any grant under the Amended Plan. The Compensation Committee may require that the participant&#8217;s tax withholding obligation with respect to grants paid in Common Stock be satisfied by withholding Common Stock otherwise payable pursuant to the grant. The Compensation Committee may allow a participant to elect to have the participant&#8217;s tax withholding obligation satisfied by withholding shares otherwise payable pursuant to the grant, by transferring shares owned by the participant to us or, for participants who are employees, by withholding from the participant&#8217;s cash compensation. </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">88<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_108-proposal_pg13"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">New Plan Benefits </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Future grants under the Amended Plan generally will be granted at the discretion of the Compensation Committee. Additionally, no awards have been made under the Amended Plan that are contingent upon stockholder approval of the Amended Plan. Therefore, it is not possible to determine the benefits or amounts that will be received by or allocated to participants under the Amended Plan. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The grants made to each of the persons or groups described in the below table under the Existing Plan during the fiscal year ended December&#160;31, 2024, valued as of the grant date, were as follows: </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 11pt; margin-left: 0pt; text-align: left;"> </div><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 312pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 27.32pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 27.32pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 36.11pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 27.32pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 27.32pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 44.61pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 312pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Name and Position</div></td><td style="width: 27.32pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 27.32pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Stock <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Awards<sup>(1)</sup> <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">(#)</div></td><td style="width: 27.32pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 27.32pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 44.61pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Grant Date <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Fair Value <sup>($)</sup> </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 312pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Craig L. Knutson</div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">372,944</span></div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 44.61pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.5pt;">4,000,017 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 312pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Bryan Wulfsohn</div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">160,833</span></div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 44.61pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.5pt;">1,725,017 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 312pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Michael C. Roper</div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">55,943</span></div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 44.61pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">600,017 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 312pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Lori R. Samuels</div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">37,296</span></div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 44.61pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">400,019 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 312pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Harold E. Schwartz</div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">62,935</span></div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 44.61pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">675,010 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 312pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">All current executive officers as a group (8 persons)</div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">731,912</span></div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 44.61pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.5pt;">7,850,133 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 312pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">All current directors who are not executive officers as a group (6 persons)</div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">80,392</span></div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 27.32pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 44.61pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">865,018 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 312pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">All employees, including current officers who are not executive officers, as a group (46&#160;persons)</div></td><td style="width: 27.32pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 27.32pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36.11pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,255,486</div></td><td style="width: 27.32pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 27.32pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 44.61pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">13,465,728</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 312pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 27.32pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 27.32pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 36.11pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 27.32pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 27.32pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 44.61pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">1.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Represents TRSUs, PRSUs (assuming target performance) and stock awards granted to employees and fully vested RSUs granted to our Non-Employee Directors. </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">89<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"/></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_108-proposal_pg14"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 32pt; margin-top: 21.5pt; margin-left: 0pt; text-align: left;"><a id="tCRR"><!--Anchor--></a>Certain Relationships and Related Transactions </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Since the beginning of our last fiscal year, we have not been a party to any transaction or proposed transaction with any related person who is (i) one of our directors or executive officers, (ii) a director nominee, (iii) a beneficial owner of more than 5% of the Common Stock or (iv) any member of the immediate family of any of the foregoing persons that involves an amount exceeding $120,000 and in which any such related person had or will have a direct or indirect material interest. </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">90<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"/></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_109-security_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 32pt; margin-top: 21.5pt; margin-left: 0pt; text-align: left;"><a id="tSOCBOM"><!--Anchor--></a>Security Ownership of Certain Beneficial Owners and Management </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">The following table sets forth information known to us as of the Record Date, regarding the beneficial ownership of our Common Stock by (i) each person known to us to be the beneficial owner of 5% or more of the Common Stock, (ii) the Named Executive Officers, (iii) our directors and (iv) all of our directors and executive officers as a group </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 11pt; margin-left: 0pt; text-align: left;"> </div><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 240pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 12.93pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 12.93pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 101.89pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 12.93pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 12.93pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 37.21pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 12.93pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 12.93pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 45.31pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-bottom: 2.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Name and Business Address<sup>(1)</sup></div></td><td style="width: 12.93pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 101.89pt; padding-bottom: 2.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center;">Common Stock <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center;">Beneficially Owned Shares<sup>(2)</sup> <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center;">#</div></td><td style="width: 12.93pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 37.21pt; padding-bottom: 2.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center;">Percent of <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center;">Class</div></td><td style="width: 12.93pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.31pt; padding-bottom: 2.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center;">Fully-Vested <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center;">RSUs<sup>(3)</sup> <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center;"># </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 2.4pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Directors and Officers</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 101.89pt; padding-top: 2.4pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 37.21pt; padding-top: 2.4pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.31pt; padding-top: 2.4pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 25pt; text-align: left;">Craig L. Knutson</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 101.89pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">543,781</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 37.21pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">*</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.31pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">81,818 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 25pt; text-align: left;">Bryan Wulfsohn</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 101.89pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">115,537</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 37.21pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">*</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.31pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">25,564 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 25pt; text-align: left;">Michael C. Roper</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 101.89pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">25,838</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 37.21pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">*</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.31pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">5,751 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 25pt; text-align: left;">Lori R. Samuels</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 101.89pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">30,227</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 37.21pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">*</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.31pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">5,751 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 25pt; text-align: left;">Harold E. Schwartz</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 101.89pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">53,579</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 37.21pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">*</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.31pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">9,590 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 25pt; text-align: left;">Laurie S. Goodman</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 101.89pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">6,007</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 37.21pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">*</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.31pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">115,880 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 25pt; text-align: left;">Robin Josephs</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 101.89pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">31,981</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 37.21pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">*</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.31pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">80,423 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 25pt; text-align: left;">Lisa Polsky</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 101.89pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">-0-</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 37.21pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">*</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.31pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">62,415 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 25pt; text-align: left;">Christopher Small</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 101.89pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">-0-</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 37.21pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">*</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.31pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">-0- </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 25pt; text-align: left;">Sheila A. Stamps</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 101.89pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">-0-</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 37.21pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">*</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.31pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">38,272 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 25pt; text-align: left;">Richard C. Wald</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 101.89pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">-0-</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 37.21pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">*</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.31pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">62,415 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; margin-left: 25pt; text-align: left;">All directors and executive officers as a group (14 persons)</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 101.89pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">826,196</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 37.21pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">*</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.31pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">494,267 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; 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border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 15pt; text-align: left;">BlackRock, Inc.<sup>(5)</sup> <br/></div><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 15pt; text-align: left;">50 Hudson Yards<br/></div><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 15pt; text-align: left;">New York, NY 10001</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 101.89pt; 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padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#160;</div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 15pt; text-align: left;">Wellington Management Group LLP<sup>(6)</sup> <br/></div><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 15pt; text-align: left;">c/o Wellington Management Company LLP <br/></div><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 15pt; text-align: left;">280 Congress Street <br/></div><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 15pt; text-align: left;">Boston, MA 02210 </div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 101.89pt; padding-top: 1.9pt; padding-bottom: 2.13pt; text-align: right; vertical-align: middle; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">7,874,818</div></td><td style="width: 12.93pt; 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text-align-last: center;">&#160;</div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 240pt; padding-top: 1.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 15pt; text-align: left;">Vaughn Nelson Investment Management, L.P.<sup>(7)</sup> <br/></div><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 15pt; text-align: left;">600 Travis Street <br/></div><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 15pt; text-align: left;">Suite 3800 <br/></div><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 15pt; text-align: left;">Houston, TX 77002</div></td><td style="width: 12.93pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 101.89pt; padding-top: 1.9pt; text-align: right; vertical-align: middle;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">5,602,534</div></td><td style="width: 12.93pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 37.21pt; padding-top: 1.9pt; text-align: right; vertical-align: middle;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center;">5.49%</div></td><td style="width: 12.93pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 12.93pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.31pt; padding-top: 1.9pt; text-align: right; vertical-align: middle;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: center; text-align-last: center;">&#160;</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 240pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 12.93pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 12.93pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 101.89pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 12.93pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 12.93pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 37.21pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 12.93pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 12.93pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.31pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">(*)<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Represents less than 1% of issued and outstanding shares of Common Stock. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">1.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">The business address of each director and Named Executive Officer is c/o MFA Financial, Inc., One Vanderbilt Avenue, 48<sup>th</sup> Floor, New York, New York 10017. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">2.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Each director and Named Executive Officer has sole or shared voting and investment power with respect to these shares. Amounts exclude any RSUs that do not settle within 60 days of the Record Date. </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">91<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
</div><!--End Page 95--><div>
</div><div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"/></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_109-security_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4.75pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">3.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Each stock unit represents the right to receive one share of Common Stock and will be settled in an equivalent number of shares of Common Stock. The fully-vested RSUs beneficially owned by our executive officers reflect PRSUs that vested at the end of 2023, but which do not settle until January 2025. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">4.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">On its Form&#160;13F filed with the SEC on February 11, 2025, Vanguard Group, Inc. reported having investment discretion over an aggregate of 10,111,403 shares of Common Stock as of December&#160;31, 2024, comprised of the following: (i) sole voting authority with respect to no shares of Common Stock, (ii) shared voting authority with respect to 62,307 shares of Common Stock, (iii) no voting authority on non-routine matters with respect to 10,049,096 shares (see page <a href="#tABNV">4</a> of this Proxy Statement for a discussion of non-routine matters), (iv) sole investment discretion with respect to 9,929,769 shares of Common Stock and (v) shared investment discretion with respect to 181,634 shares of Common Stock. The ownership percentage reported in the table is based on the number of shares of our Common Stock outstanding as of the Record Date and does not reflect any shares of our Common Stock sold or purchased by The Vanguard Group since December&#160;31, 2024, or shares of Common Stock issued or repurchased by MFA since the Record Date. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">5.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">On its Form&#160;13F filed with the SEC on February 7, 2025, Blackrock, Inc. reported having investment discretion over an aggregate of 9,691,218 shares of Common Stock as of December&#160;31, 2024, comprised of the following: (i) sole voting authority with respect to 9,482,334 shares of Common Stock, (ii) shared voting authority with respect to no shares of Common Stock, (iii) no voting authority on non-routine matters with respect to 208,884 shares (see page <a href="#tABNV">4</a> of this Proxy Statement for a discussion of non-routine matters) and (iv) sole investment discretion with respect to 9,691,218 shares of Common Stock. The ownership percentage reported in the table is based on the number of shares of our Common Stock outstanding as of the Record Date and does not reflect any shares of our Common Stock sold or purchased by Blackrock, Inc. since December&#160;31, 2024, or shares of Common Stock issued or repurchased by MFA since the Record Date. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">6.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">On its Schedule 13G/A (Amendment No. 2) filed with the SEC on February 10, 2025, Wellington Management Group LLP and related entities reported beneficially owning 7,874,818 shares of Common Stock, comprised of the following: (i) shared voting power with respect to all such shares of Common Stock beneficially owned by it and (ii) shared dispositive power with respect to all such shares of Common Stock beneficially owned by it. The Schedule 13G/A reports a beneficial ownership percentage of shares of Common Stock of 7.71%, which does not include any shares issued or repurchased by MFA since such percentage was calculated for purposes of the Schedule 13G/A, or subsequent sales or purchases by the reporting entity. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">7.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">On its Schedule 13G filed with the SEC on January&#160;30, 2025, Vaughn Nelson Investment Management, L.P. and a related entity reported beneficially owning 5,602,534 shares of Common Stock, comprised of the following: (i) sole voting power with respect to 4,567,490 shares of Common Stock beneficially owned by it, (ii) sole dispositive power with respect to 5,085,927 shares of Common Stock beneficially owned by it and (iii) shared dispositive power with respect to 516,607 shares of Common Stock beneficially owned by it. The Schedule 13G reports a beneficial ownership percentage of shares of Common Stock of 5.49%, which does not include any shares issued or repurchased by MFA since such percentage was calculated for purposes of the Schedule 13G, or subsequent sales or purchases by the reporting entity. </div></td></tr></table><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 18pt; margin-left: 0pt; text-align: left;"><a id="tDSR"><!--Anchor--></a>Delinquent Section 16(a) Reports </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Section 16(a) of the Exchange Act requires our directors, executive officers and holders of more than 10% of the outstanding shares of Common Stock (&#8220;10% Holders&#8221;) to file with the SEC and the NYSE initial reports of ownership and reports of changes in ownership of Common Stock and other equity securities of MFA. Directors, executive officers and 10% Holders are required by the SEC&#8217;s regulations to furnish us with copies of all Section&#160;16(a) forms and amendments thereto filed during any given year. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Based on our records and other information, we believe that each of our directors, executive officers and greater than 10% beneficial owners complied with all Section&#160;16(a) filing requirements on a timely basis during 2024. </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">92<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_109-security_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 32pt; margin-top: 21.5pt; margin-left: 0pt; text-align: left;"><a id="tOM"><!--Anchor--></a>Other Matters </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Board knows of no other business to be presented at the Annual Meeting. If other matters should properly come before the Annual Meeting, the persons named as proxy holders on your proxy card will vote the shares of Common Stock represented by properly submitted proxies in their discretion. </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">93<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_109-security_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 32pt; margin-top: 21.5pt; margin-left: 0pt; text-align: left;"><a id="tSSP"><!--Anchor--></a>Submission of Stockholder Proposals </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Any stockholder intending to present a proposal at our 2026 Annual Meeting of Stockholders and have the proposal included in the proxy statement for such meeting in accordance Rule 14a-8 of the SEC&#8217;s proxy rules must, in addition to complying with the applicable laws and regulations governing submissions of such proposals, submit the proposal in writing to us no later than December&#160;19, 2025. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Pursuant to our current Bylaws and to comply with the universal proxy rules, any stockholder intending to nominate a director or present a proposal at an annual meeting of our stockholders, which is not intended to be included in the proxy statement for such annual meeting, must comply with the advance notice and other requirements set forth in our current Bylaws for nominations or business proposals to be eligible to be presented at an annual meeting. These requirements currently include, in part, the requirement that any such nomination or proposal must, with certain exceptions if the date of the 2026 annual meeting of stockholders is advanced or delayed more than 30 days from the first anniversary of the date of this year&#8217;s annual meeting, notify us in writing not earlier than the 150<sup>th</sup> day nor later than 5:00&#160;p.m.&#160;Eastern Time on the 120<sup>th</sup> day prior to the first anniversary of the date of the proxy statement for the preceding year&#8217;s annual meeting. Accordingly, any stockholder who intends to submit such a nomination or such a proposal at our 2026 Annual Meeting of Stockholders must notify us in writing of such proposal by 5:00 p.m. Eastern Time December 19, 2025, but in no event earlier than November&#160;19, 2025. All notices must contain all the information and certifications required under the Company&#8217;s current Bylaws (including the information required under Rule&#160;14a-19 under the Exchange Act if a stockholder wishes to nominate someone for election as director of the Company). </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">In addition to satisfying the foregoing requirements, if a stockholder intends to solicit proxies in support of director nominees submitted under the advance notice provisions of our Bylaws for our 2026 Annual Meeting of Stockholders, then such stockholder must provide notice that sets forth the information required by Rule&#160;14a-19 under the Exchange Act, subject to the requirements and deadlines above. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Any such nomination or proposal should be sent to the attention of our Secretary at MFA Financial, Inc., One Vanderbilt Avenue, 48th Floor, New York, New York 10017 and must include the applicable information required by our current Bylaws. </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">94<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_109-security_pg5"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 32pt; margin-top: 21.5pt; margin-left: 0pt; text-align: left;"><a id="tHPM"><!--Anchor--></a>Householding of Proxy Materials </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The SEC permits companies and intermediaries (such as banks and brokers) to satisfy the delivery requirements for proxy statements and annual reports with respect to two or more stockholders sharing the same address by delivering a single set of proxy materials (i.e., the proxy statement and annual report) addressed to those stockholders. This process, which is commonly referred to as &#8220;householding,&#8221; potentially means extra convenience for stockholders and cost savings for companies. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">A number of brokers with account holders who are our stockholders will be &#8220;householding&#8221; our proxy materials. A single set of proxy materials may be delivered to multiple stockholders sharing the same address unless contrary instructions have been received from the affected stockholders. Once a stockholder has received notice from its broker that it will be &#8220;householding&#8221; communications to such stockholder&#8217;s address, &#8220;householding&#8221; will continue until such stockholder revokes consent to &#8220;householding&#8221; or is notified otherwise. If, at any time, a stockholder no longer wishes to participate in &#8220;householding&#8221; and would prefer to receive a separate set of our proxy materials, such stockholder should so notify us by directing written requests to: MFA Financial, Inc., One Vanderbilt Avenue, 48<sup>th</sup> Floor, New York, New York 10017, Attention: Secretary, or by calling our investor relations phone line at (212) 207-6488. In addition, if so requested, we will also undertake to promptly deliver a separate set of proxy materials to any stockholder for whom such proxy materials were subject to &#8220;householding.&#8221; Stockholders who currently receive multiple copies of our proxy materials at their address and would like to request &#8220;householding&#8221; of their communications should contact us as specified above or their respective brokers. </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">95<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_109-security_pg6"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 32pt; margin-top: 21.5pt; margin-left: 0pt; text-align: left;"><a id="tMII"><!--Anchor--></a>Miscellaneous </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">We are bearing all costs associated with the solicitation of proxies in connection with the Annual Meeting. This solicitation is being made primarily through the internet and by mail, but may also be made by our directors, executive officers, employees and representatives by telephone, facsimile transmission, electronic transmission, internet, mail or in person. No additional compensation will be given to our directors, executive officers or employees for this solicitation. We have retained Saratoga Proxy Consulting, LLC, 520 Eighth Avenue, 14<sup>th</sup> Floor, New York, New York 10018, a proxy soliciting firm, to assist in the solicitation of proxies for an estimated fee of $11,000 plus reimbursement of certain out-of-pocket expenses. We will request brokers and nominees who hold shares of Common Stock in their names to furnish proxy materials to beneficial owners of such shares and will reimburse such brokers and nominees for their reasonable expenses incurred in forwarding solicitation materials to such beneficial owners. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">A COPY OF OUR ANNUAL REPORT ON FORM 10-K (FILED WITH THE SEC), WHICH CONTAINS ADDITIONAL INFORMATION ABOUT US, IS AVAILABLE FREE OF CHARGE TO ANY STOCKHOLDER. REQUESTS SHOULD BE DIRECTED TO THE ATTENTION OF OUR SECRETARY AT MFA FINANCIAL, INC., ONE VANDERBILT AVENUE, 48<sup>TH</sup> FLOOR, NEW YORK, NEW YORK 10017. </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-align: left;">By Order of the Board </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-align: left;">/s/ Harold E. Schwartz </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-align: left;">Harold E. Schwartz <br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Secretary </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-align: left;">New York, New York <br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">April&#160;18, 2025 </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">96<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_200-appa_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 6pt; text-align: right;">APPENDIX A</div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 13pt; text-align: center;"><a id="tAPPA"><!--Anchor--></a>PEER GROUP COMPANIES<br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; text-align: center;">&#8195;<br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; text-align: center;">2024 Performance Period Relative DE ROAE Bonus<br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; text-align: center;">and <br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; text-align: center;">2024 Relative TSR PRSUs </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 11pt; margin-left: 0pt; text-align: left;"> </div><table cellpadding="0" class="BRDSX_txttab" style="border-spacing: 0; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 408pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 6pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-bottom: 2.33pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Company</div></td><td style="width: 6pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-bottom: 2.33pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Ticker Symbol </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 2.07pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">AFC Gamma, Inc.</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 2.07pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">AFCG </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">AGNC Investment Corp.</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">AGNC </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Annaly Capital Management Inc</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">NLY </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Angel Oak Mortgage REIT Inc.</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">AOMR </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Apollo Commercial Real Estate Finance, Inc.</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">ARI</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#160;</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Arbor Realty Trust, Inc.</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">ABR </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Ares Commercial Real Estate Corp.</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">ACRE </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Armour Residential REIT, Inc.</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">ARR </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Blackstone Mortgage Trust, Inc.</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">BXMT </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">BrightSpire Capital, Inc.</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">BRSP</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#160;</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Chicago Atlantic Real Estate Finance, Inc.</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">REFI </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Chimera Investment Corporation</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">CIM </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Claros Mortgage Trust, Inc.</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">CMTG </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Dynex Capital, Inc.</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; 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text-align: left;">EFC</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#160;</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; 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font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Granite Point Mortgage Trust</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">GPMT </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Great Ajax Corp.</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">AJX </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Hannon Armstrong Sustainable Infrastructure Capital, Inc.</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; 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font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Ladder Capital Corp.</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">LADR </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">NexPoint Real Estate Finance, Inc.</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">NREF </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">New York Mortgage Trust Inc.</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; 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font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">ORC</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#160;</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">PennyMac Mortgage Investment Trust</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">PMT </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Ready Capital Corp.</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">RC </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Redwood Trust, Inc.</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">RWT </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Rithm Capital Corp.</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">RITM </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Seven Hills Realty Trust</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">SEVN</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#160;</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Starwood Property Trust, Inc.</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">STWD </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">TPG RE Finance Trust, Inc.</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; padding-bottom: 2.2pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">TRTX </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 408pt; padding-top: 1.94pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Two Harbors Investment Corp.</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 82pt; padding-top: 1.94pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">TWO</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 408pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">A-1<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_201-appb_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 6pt; text-align: right;">APPENDIX B</div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 13pt; text-align: center;"><a id="tAPPB"><!--Anchor--></a>INFORMATION REGARDING NON-GAAP FINANCIAL MEASURES <br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; text-align: center;">RECONCILIATION OF<br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; text-align: center;">ADJUSTED GAAP RETURN ON AVERAGE EQUITY <br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; text-align: center;">TO<br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; text-align: center;">RETURN ON AVERAGE EQUITY BASED ON GAAP FINANCIAL RESULTS</div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 13pt; text-align: center;">for the 2024 Performance Period (December 1, 2023 through November 30, 2024)<span style="font-weight: normal;"> </span></div><table cellpadding="0" class="BRDSX_fintab2" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 372pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 5.22pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 5.22pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 119.56pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 5.22pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.22pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">For the 2024 Performance Period </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">GAAP Net income/(loss) available to common stockholders and participating securities</div></td><td style="width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.46pt;">$173,329,081 </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"><span style="text-decoration:underline">Adjustments:</span></div></td><td style="width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 15pt; text-align: left;">Expense items:</div></td><td style="width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">Depreciation</div></td><td style="width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#8203;<span style="padding-left: 20.37pt;">5,217,938 </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">Amortization of intangible assets</div></td><td style="width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 20.38pt;">3,200,000 </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.4pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">Fees relating to retirement of debt</div></td><td style="width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.22pt; border-bottom: 1pt solid #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 4.4pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #0066B3;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 20.38pt;">1,573,611 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total adjustments</div></td><td style="width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.22pt; border-bottom: 1pt solid #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #0066B3;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 20.38pt;">9,991,549 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.15pt; padding-bottom: 5.38pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Adjusted GAAP Earnings</div></td><td style="width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.22pt; border-bottom: 3pt double #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 4.15pt; padding-bottom: 5.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 3pt double #0066B3;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.46pt;">$183,320,630 </span></div></td><td style="width: 10pt; border-bottom: 3pt double #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.15pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 6pt; margin-left: 5pt; text-align: left;">Average stockholders&#8217; equity</div></td><td style="width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 5.15pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 6pt; text-align: right;">$1,894,405,344 </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Less: Average accumulated other comprehensive income</div></td><td style="width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.46pt;">(16,432,205) </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Less: Average liquidation preference of preferred stock equity</div></td><td style="width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.83pt;">(475,000,000) </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.4pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Less: Average Goodwill and intangibles</div></td><td style="width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.22pt; border-bottom: 1pt solid #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 4.4pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #0066B3;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.46pt;">(67,742,577) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.15pt; padding-bottom: 5.38pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Average common stockholders&#8217; equity (as adjusted)</div></td><td style="width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.22pt; border-bottom: 3pt double #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 4.15pt; padding-bottom: 5.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 3pt double #0066B3;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">$1,335,230,562 </div></td><td style="width: 10pt; border-bottom: 3pt double #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.15pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 6pt; margin-left: 5pt; text-align: left;">Return on average equity - GAAP Net income/(loss) available to common stockholders<sup>(1)</sup></div></td><td style="width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 5.15pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 6pt; text-align: right;"><span style="font-weight: bold;">&#8203;</span><span style="padding-left: 29.63pt;">12.21%</span> </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.4pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Return on average equity - Adjusted GAAP Earnings<sup>(2)</sup></div></td><td style="width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 4.4pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 29.63pt;">13.73%</span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 5.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 119.56pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">1.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Return on average equity on a GAAP basis is calculated by dividing (i) GAAP net income/(loss) available to common stockholders and participating securities by (ii) Average common stockholders&#8217; equity ($1,419,405,344). </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">2.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Return on average equity based on Adjusted GAAP Earnings (&#8220;Adjusted GAAP Earnings ROAE&#8221;) is calculated by dividing (i) Adjusted GAAP Earnings by (ii) Average common stockholders&#8217; equity (as adjusted). </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">B-1<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_202-appc_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 6pt; text-align: right;">APPENDIX C </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 13pt; text-align: center;"><a id="tAPPC"><!--Anchor--></a>INFORMATION REGARDING NON-GAAP FINANCIAL MEASURES <br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; text-align: center;">RECONCILIATION OF <br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; text-align: center;">ADJUSTED DISTRIBUTABLE EARNINGS RETURN ON AVERAGE EQUITY <br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; text-align: center;">TO <br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; text-align: center;">RETURN ON AVERAGE EQUITY BASED ON GAAP FINANCIAL RESULTS </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 13pt; text-align: center;">for the 2024 Performance Period (December 1, 2023 through November 30, 2024) </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 11pt; margin-left: 0pt; text-align: left;"> </div><table cellpadding="0" class="BRDSX_fintab2" style="border-spacing: 0; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 336pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 23.22pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 23.22pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 119.56pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-bottom: 4.13pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 23.22pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-bottom: 4.13pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">For the 2024 Performance Period </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">GAAP Net income/(loss) used in the calculation of basic EPS</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.46pt;">$172,962,448 </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"><span style="text-decoration:underline">Adjustments:</span></div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 15pt; text-align: left;">Unrealized and realized gains and losses on:</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">Residential whole loans held at fair value</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.83pt;">(238,193,420) </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">Securities held at fair value</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 16.1pt;">(8,947,299) </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">Residential whole loans and securities at carrying value</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.46pt;">(10,783,784) </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">Interest rate swaps</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 15.74pt;">91,857,093 </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">Securitized debt held at fair value</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.1pt;">127,663,607 </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">&#8203;Other portfolio investments </div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#8203;<span style="padding-left: 20.37pt;">3,158,831</span> </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">&#8203;Other excluded realized gains </div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 16.1pt;">(5,874,288) </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Expense items:</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="font-weight: bold;">&#8203;</span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">Amortization of intangible assets</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 20.38pt;">3,200,000 </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">Equity based compensation</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 15.74pt;">14,488,687 </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">Deferred taxes</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 51.84pt;">0 </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">Securitization-related transaction costs</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 15.74pt;">12,507,957 </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 3.9pt; padding-bottom: 3.88pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">Depreciation</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt; border-bottom: 1pt solid #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 3.9pt; padding-bottom: 3.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #0066B3;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 20.38pt;">5,217,938 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 3.65pt; padding-bottom: 3.88pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total adjustments</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt; border-bottom: 1pt solid #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 3.65pt; padding-bottom: 3.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #0066B3;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"><span style="padding-left: 15.89pt;">(5,704,678)</span><span style="font-weight: normal;"> </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 3.65pt; padding-bottom: 4.88pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Adjusted Distributable Earnings</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt; border-bottom: 3pt double #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 3.65pt; padding-bottom: 4.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 3pt double #0066B3;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.46pt;">$167,257,770 </span></div></td><td style="width: 10pt; border-bottom: 3pt double #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.65pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 4.65pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Average stockholders&#8217; equity</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">$1,894,405,344 </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Less: Average accumulated other comprehensive income</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.46pt;">(16,432,205) </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Less: Average liquidation preference of preferred stock equity</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 3.9pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.83pt;">(475,000,000) </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 3.9pt; padding-bottom: 3.88pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Less: Average Goodwill and intangibles</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt; border-bottom: 1pt solid #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 3.9pt; padding-bottom: 3.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #0066B3;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.46pt;">(67,742,577) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 3.65pt; padding-bottom: 4.88pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Average common stockholders&#8217; equity (as adjusted)</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt; border-bottom: 3pt double #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 3.65pt; padding-bottom: 4.88pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 3pt double #0066B3;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">$1,335,230,562 </div></td><td style="width: 10pt; border-bottom: 3pt double #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.65pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;">Return on average equity - GAAP Net income/(loss) available to common stockholders<sup>(1)</sup></div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 4.65pt; padding-bottom: 4.13pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#8203;<span style="padding-left: 29.63pt;">12.19%</span> </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 3.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Return on average equity - Adjusted Distributable Earnings<sup>(2)</sup></div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 119.56pt; padding-top: 3.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 29.63pt;">12.53%</span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 336pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 23.22pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 119.56pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">1.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Return on average equity on a GAAP basis is calculated by dividing (i) GAAP net income/(loss) used in the calculation of basic EPS by (ii) Average common stockholders&#8217; equity ($1,419,405,344). </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">2.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Return on average equity based on Adjusted Distributable Earnings (&#8220;Adjusted Distributable Earnings ROAE&#8221;) is calculated by dividing (i) Adjusted Distributable Earnings by (ii) Average common stockholders&#8217; equity (as adjusted).</div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">C-1<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_203-appd_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 6pt; text-align: right;">APPENDIX D </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 13pt; text-align: center;"><a id="tAPPD"><!--Anchor--></a><a id="tAPPC-0"><!--Anchor--></a>INFORMATION REGARDING NON-GAAP FINANCIAL MEASURES <br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; text-align: center;">RECONCILIATION OF <br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; text-align: center;">ADJUSTED DISTRIBUTABLE EARNINGS RETURN ON AVERAGE EQUITY <br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; text-align: center;">TO <br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; text-align: center;">RETURN ON AVERAGE EQUITY BASED ON GAAP FINANCIAL RESULTS </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 13pt; text-align: center;">for the year ended December 31, 2024 </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 11pt; margin-left: 0pt; text-align: left;"> </div><table cellpadding="0" class="BRDSX_fintab2" style="border-spacing: 0; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 336pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 13.09pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 13.09pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 139.82pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 10pt; width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 13.09pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-bottom: 4.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">For the year ended December&#160;31, 2024 </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">GAAP Net income/(loss) used in the calculation of basic EPS </div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.09pt;">$85,923,188 </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"><span style="text-decoration:underline">Adjustments:</span></div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 15pt; text-align: left;">Unrealized and realized gains and losses on:</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">Residential whole loans held at fair value</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.46pt;">(45,994,101) </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">Securities held at fair value</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 15.73pt;">17,968,383 </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">Residential whole loans and securities at carrying value</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.46pt;">(10,410,450) </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">Interest rate swaps</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 15.73pt;">25,052,023 </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">Securitized debt held at fair value</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 15.73pt;">51,974,656 </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">Other portfolio investments</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 20.37pt;">2,892,522 </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">&#8203;Other excluded realized gains</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 16.1pt;">(5,874,288) </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Expense items:</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">Amortization of intangible assets</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 20.37pt;">3,200,000 </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">Equity based compensation</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 15.73pt;">13,883,193 </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">Deferred taxes</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 51.84pt;">0 </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">Securitization-related transaction costs</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 15.73pt;">13,085,628 </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.4pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 25pt; text-align: left;">Depreciation</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt; border-bottom: 1pt solid #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-top: 4.4pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #0066B3;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 20.37pt;">5,253,659 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total adjustments</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt; border-bottom: 1pt solid #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-top: 4.15pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #0066B3;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"><span style="padding-left: 15.62pt;">71,031,225</span><span style="font-weight: normal;"> </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.15pt; padding-bottom: 5.38pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Adjusted Distributable Earnings</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt; border-bottom: 3pt double #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-top: 4.15pt; padding-bottom: 5.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 3pt double #0066B3;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.45pt;">$156,954,413</span></div></td><td style="width: 10pt; border-bottom: 3pt double #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 5.15pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-top: 5.15pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Average stockholders&#8217; equity</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">$1,892,686,768 </div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Less: Average accumulated other comprehensive income</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.46pt;">(15,871,115) </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Less: Average liquidation preference of preferred stock equity</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-top: 4.4pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.82pt;">(475,000,000) </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.4pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Less: Average Goodwill and intangibles</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt; border-bottom: 1pt solid #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-top: 4.4pt; padding-bottom: 4.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #0066B3;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.46pt;">(67,475,910) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.15pt; padding-bottom: 5.38pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Average common stockholders&#8217; equity (as adjusted)</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt; border-bottom: 3pt double #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-top: 4.15pt; padding-bottom: 5.38pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 3pt double #0066B3;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">$1,334,339,743 </div></td><td style="width: 10pt; border-bottom: 3pt double #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 5.15pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;">Return on average equity - GAAP Net income/(loss) available to common stockholders<sup>(1)</sup><br/></div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-top: 5.15pt; padding-bottom: 4.63pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">&#8203;<span style="padding-left: 34.27pt;">6.06% </span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 336pt; padding-top: 4.4pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Return on average equity - Adjusted Distributable Earnings<sup>(2)</sup></div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 139.82pt; padding-top: 4.4pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 29.63pt;">11.76%</span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 336pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 13.09pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 139.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">1.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Return on average equity on a GAAP basis is calculated by dividing (i) GAAP net income/(loss) used in the calculation of basic EPS by (ii) average common stockholders&#8217; equity ($1,417,686,768).<span style="font-weight: normal;"> </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">2.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Return on average equity based on Adjusted Distributable Earnings (&#8220;Adjusted Distributable Earnings ROAE&#8221;) is calculated by dividing (i) Adjusted Distributable Earnings by (ii) average common stockholders&#8217; equity (as adjusted).<span style="font-weight: normal;"> </span></div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">D-1<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_204-appe_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 6pt; text-align: right;">APPENDIX E<span style="font-weight: normal;"> </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 13.5pt; text-align: center;"><a id="tAPPE"><!--Anchor--></a>MFA FINANCIAL, INC. EQUITY COMPENSATION PLAN<br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; text-align: center;">&#8195; <br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; text-align: center;">(Amended and Restated effective as of June 3, 2025) </div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;">1. PURPOSE. The Plan is intended to provide incentives to key employees, officers and directors expected to provide significant services to the Company, including the employees, officers and directors of the other Participating Companies, to encourage a proprietary interest in the Company, to encourage such key employees to remain in the employ of the Company and the other Participating Companies, and to attract new employees with outstanding qualifications. In furtherance thereof, the Plan permits awards of equity-based incentives to key employees, officers and directors of the Company or any other Participating Company. </div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;">The Plan was originally effective as of May 20, 2010 and was subsequently amended and restated as of May 21, 2015, June 10, 2020, and June&#160;6, 2023. This amended and restated Plan will be effective as of June 3, 2025, subject to approval by the Company&#8217;s stockholders (the &#8220;2025 Amendment Effective Date&#8221;). </div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-indent: 18pt; text-align: left;">2. DEFINITIONS. As used in this Plan, the following definitions apply: </div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-indent: 18pt; text-align: left;">&#8220;Act&#8221; shall mean the Securities Act of 1933, as amended. </div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-indent: 18pt; text-align: left;">&#8220;Agreement&#8221; shall mean a written agreement entered into between the Company and a Grantee pursuant to the Plan. </div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-indent: 18pt; text-align: left;">&#8220;Board&#8221; shall mean the Board of Directors of the Company. </div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;">&#8220;Cause&#8221; shall mean, unless otherwise provided in an Agreement or defined in a written employment agreement between the Grantee and the Company or a subsidiary, (i) engaging in (A) willful or gross misconduct or (B) willful or gross neglect, (ii)&#160;repeatedly failing to adhere to the directions of superiors or the Board or the written policies and practices of the Company, (iii) the commission of a felony or a crime of moral turpitude, or any crime involving the Company, (iv) fraud, misappropriation, embezzlement or material or repeated insubordination, (v) a material breach of the Grantee&#8217;s employment agreement (if any) with the Company (other than a termination of employment by the Grantee) or any material Company policy, or (vi) any illegal act detrimental to the Company; all as determined by the Committee. </div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-indent: 18pt; text-align: left;">&#8220;Charter&#8221; shall mean the charter of the Company. </div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-indent: 18pt; text-align: left;">&#8220;Code&#8221; shall mean the Internal Revenue Code of 1986, as amended, and the regulations promulgated thereunder.</div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;">&#8220;Committee&#8221; shall mean (i) the Compensation Committee of the Board or such other committee appointed by the Board in accordance with Section&#160;4 of the Plan; provided, however, that the Committee shall at all times consist solely of persons who, at the time of their appointment, are each qualified as a &#8220;Non-Employee Director&#8221; under Rule 16b-3(b)(3)(b)(i) promulgated under the Exchange Act and an &#8220;independent director&#8221; as determined in accordance with independence standards established by the stock exchange on which the Common Stock is at the time primarily listed or traded or (ii) the Board, where the Board is acting as the Committee or performing the functions of the Committee, </div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;">&#8220;Common Stock&#8221; shall mean the Company&#8217;s common stock, par value $0.01 per share, either currently existing or authorized hereafter. </div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-indent: 18pt; text-align: left;">&#8220;Company&#8221; shall mean MFA Financial, Inc., a Maryland corporation. </div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;">&#8220;DER&#8221; shall mean a right awarded under Section 11 of the Plan to receive (or have credited) the equivalent value (in cash or Shares) of dividends paid on Common Stock. </div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;">&#8220;Disability&#8221; shall mean, unless otherwise provided in an Agreement or defined in a written employment agreement between the Grantee and the Company or a subsidiary, the occurrence of an event which would entitle the Grantee to the payment of disability </div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">E-1<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_204-appe_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
income under one of the Company&#8217;s approved long-term disability income plans or a long-term disability as determined by the Committee in its discretion pursuant to any other standard as may be adopted by the Committee. Notwithstanding the foregoing, no circumstances or condition shall constitute a Disability to the extent that, if it were, a 20% tax would be imposed under Section&#160;409A of the Code; provided that, in such a case, the event or condition shall continue to constitute a Disability to the maximum extent possible (e.g., if applicable, in respect of vesting without an acceleration of distribution) without causing the imposition of such 20% tax. Nothing herein shall limit or restrict the payment of any amount subject to Section 409A of the Code upon an otherwise permitted payment event under Section&#160;409A of the Code, including upon a Termination of Service. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
&#8220;Eligible Persons&#8221; shall mean officers, directors and Employees of the Participating Companies. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
&#8220;Employee&#8221; shall mean an individual, including an officer of a Participating Company, who is employed (within the meaning of Code Section&#160;3401 and the regulations thereunder) as an employee by the Participating Company. In no event shall any of the following persons be considered an Employee for purposes of the Plan: (i) independent contractors, (ii) persons performing services pursuant to an arrangement with a third party leasing organization or (iii) any person whom the Company determines, in its discretion, is not a common law employee, whether or not any such person is later determined to have been a common law employee of the Company. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
&#8220;Exchange Act&#8221; shall mean the Securities Exchange Act of 1934, as amended. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
&#8220;Exercise Price&#8221; shall mean (i) the price per Share of Common Stock, determined by the Board or the Committee, at which an Option may be exercised or (ii) the base price, determined by the Board or the Committee, of a Stock Appreciation Right. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
&#8220;Fair Market Value&#8221; shall mean the value of one share of Common Stock, determined as follows: </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 22pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(i)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
If the Shares are then listed on a national stock exchange, the closing sales price per Share on the exchange for the last preceding date on which there was a sale of Shares on such exchange, as determined by the Committee. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 22pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(ii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
If the Shares are not then listed on a national stock exchange but are then traded on an over-the-counter market, the average of the closing bid and asked prices for the Shares in such over-the-counter market for the last preceding date on which there was a sale of such Shares in such market, as determined by the Committee. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 22pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(iii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
If neither (i) nor (ii) applies, such value as the Committee in its discretion may in good faith determine. Notwithstanding the foregoing, where the Shares are listed or traded, the Committee may make discretionary determinations in good faith where the Shares have not been traded for 10 trading days. </span></div></td></tr></table><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
Notwithstanding the foregoing, with respect to any &#8220;stock right&#8221; within the meaning of Section 409A of the Code, Fair Market Value shall not be less than the &#8220;fair market value&#8221; of the Shares determined in accordance with Treasury Regulation&#160;1.409A-1(b)(5)(iv). </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
&#8220;Grant&#8221; shall mean the issuance of an Incentive Stock Option, Non-qualified Stock Option, Stock Appreciation Right, Restricted Stock, Phantom Share, DER, other equity-based grant as contemplated herein or any combination thereof as applicable to an Eligible Person. The Committee will determine the eligibility of Employees, officers and directors based on, among other factors, the position and responsibilities of such individuals and the nature and value to the Participating Company of such individuals&#8217; accomplishments and potential contribution to the success of the Participating Company whether directly or through its subsidiaries. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
&#8220;Grantee&#8221; shall mean an Eligible Person to whom Options, Stock Appreciation Rights, Restricted Stock, Phantom Shares, DERs or other equity-based awards are granted hereunder. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
&#8220;Incentive Stock Option&#8221; shall mean an Option of the type described in Section 422(b) of the Code issued to an Employee. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
&#8220;Non-qualified Stock Option&#8221; shall mean an Option not described in Section 422(b) of the Code. </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">E-2<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_204-appe_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
&#8220;Option&#8221; shall mean any option, whether an Incentive Stock Option or a Non-qualified Stock Option, to purchase, at a price and for the term fixed by the Committee in accordance with the Plan, and subject to such other limitations and restrictions in the Plan and the applicable Agreement, a number of Shares determined by the Committee. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
&#8220;Participating Companies&#8221; shall mean the Company and any of its Subsidiaries which with the consent of the Board participate in the Plan. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
&#8220;Phantom Share&#8221; shall mean a right, pursuant to the Plan, of the Grantee to payment of the Phantom Share Value, in cash, shares of Common Stock, or a combination of cash and shares of Common Stock, as determined by the Agreement; Phantom Shares shall include, but not be limited to, restricted stock units. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
&#8220;Phantom Share Value,&#8221; per Phantom Share, shall mean the Fair Market Value of a Share or, if so provided by the Committee, such Fair Market Value to the extent in excess of a base value established by the Committee at the time of grant. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
&#8220;Plan&#8221; shall mean the Company&#8217;s Equity Compensation Plan, as set forth herein, and as the same may from time to time be amended. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
&#8220;Purchase Price&#8221; shall mean the Exercise Price times the number of Shares with respect to which an Option is exercised. &#8220;Restricted Stock&#8221; shall mean an award of Shares that are subject to restrictions hereunder. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
&#8220;Retirement&#8221; shall mean, unless otherwise provided in an Agreement or defined in a written employment agreement between the Grantee and the Company or a subsidiary, the Termination of Service (other than for Cause) of a Grantee: </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 22pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(i)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
on or after the Grantee&#8217;s attainment of age 65; </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 22pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(ii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
on or after the Grantee&#8217;s attainment of age 55 with five consecutive years of service with the Participating Companies; or </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 22pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(iii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
as determined by the Committee in its discretion pursuant to such other standard as may be adopted by the Committee. &#8220;Stock Appreciation Right&#8221; shall mean a right to receive a payment in cash, shares of Common Stock or a combination thereof, </span></div></td></tr></table><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
in an amount equal to the excess of (i) the Fair Market Value of a specified number of shares of Common Stock on the date the Stock Appreciation Right is exercised over (ii) the Fair Market Value of such shares of Common Stock on the date the Stock Appreciation Right is granted, all as determined by the Committee. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
&#8220;Shares&#8221; shall mean shares of Common Stock of the Company, adjusted in accordance with Section 15 of the Plan (if applicable). </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
&#8220;Subsidiary&#8221; shall mean any corporation, partnership or other entity at least 50% of the economic interest in the equity of which is owned, directly or indirectly, by the Company or by another subsidiary. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
&#8220;Successors of the Grantee&#8221; shall mean the legal representative of the estate of a deceased Grantee or the person or persons who shall acquire the right to a Grant by bequest or inheritance or by reason of the death of the Grantee. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
&#8220;Termination of Service&#8221; shall mean the time when the employee-employer relationship or directorship between the Grantee and the Participating Companies is terminated for any reason, with or without Cause, including, but not limited to, any termination by resignation, discharge, death or Retirement; provided, however, Termination of Service shall not include a termination where there is a simultaneous reemployment of the Grantee by a Participating Company or other continuation of service (sufficient to constitute service as an Eligible Person) for a Participating Company. The Committee, in its discretion, shall determine the effects of all matters and questions relating to Termination of Service, including, but not limited to, the question of whether any Termination of Service was for Cause and all questions of whether particular leaves of absence constitute Terminations of Service. For this purpose, the service relationship shall be treated as continuing intact while the Grantee is on military leave, sick leave or other bona fide leave of absence (to be determined by the Committee in its discretion). Notwithstanding the foregoing, with respect to any </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">E-3<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_204-appe_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
Grant that is subject to Section 409A of the Code, Termination of Service shall be interpreted in a manner that is consistent with the definition of a &#8220;separation from service&#8221; under Section&#160;409A of the Code and Treasury Regulation 1.409A-1(h). </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
3. EFFECTIVE DATE. The initial effective date of the Plan was May 20, 2010. This amended and restated Plan shall become effective on the 2025 Amendment Effective Date, subject to approval by the Company&#8217;s stockholders. The Plan shall terminate on, and no award shall be granted hereunder on or after, the tenth anniversary of the 2025 Amendment Effective Date; provided, however, that the Board may at any time prior to that date terminate the Plan. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
4. ADMINISTRATION. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
a. Membership on Committee. The Plan shall be administered by the Committee appointed by the Board. If no Committee is designated by the Board to act for those purposes, the full Board shall have the rights and responsibilities of the Committee hereunder and under the Agreements. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
b. Committee Meetings. The acts of a majority of the members present at any meeting of the Committee at which a quorum is present, or acts approved in writing or by electronic transmission by each member of the Committee, shall be the acts of the Committee for purposes of the Plan. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
c. Grant of Awards. </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(i)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
The Committee shall from time to time in its discretion select the Eligible Persons who are to be issued Grants and determine the number and type of Grants to be issued under any Agreement to an Eligible Person. In particular, the Committee shall (A) determine the terms and conditions, not inconsistent with the terms of the Plan, of any Grants awarded hereunder (including, but not limited to the performance goals and periods applicable to the award of Grants, any restrictive covenant obligations (such as confidentiality, non-competition and non-solicitation covenants) and clawback or recoupment provisions, as the Committee may deem advisable); (B) determine the time or times when and the manner and conditions in which each Option and Stock Appreciation Right shall be exercisable and the duration of the exercise period; and (C) determine or impose other conditions to the Grant or exercise of Options or Stock Appreciation Rights under the Plan as it may deem appropriate. The Committee may determine the extent, if any, to which Options, Stock Appreciation Rights, Phantom Shares, Shares (whether or not Shares of Restricted Stock), DERs or other equity-based awards shall be forfeited (whether or not such forfeiture is expressly contemplated hereunder), and take any other actions and make any other determinations or decisions that it deems necessary or appropriate in connection with the Plan or the administration or interpretation thereof. The Committee shall also cause each Option to be designated as an Incentive Stock Option or a Non-qualified Stock Option, except that no Incentive Stock Options may be granted to an Eligible Person who is not an Employee of the Company (or one of its Subsidiaries, to the extent permitted by Section&#160;422 of the Code). The Grantee shall take whatever additional actions and execute whatever additional documents the Committee may in its reasonable judgment deem necessary or advisable in order to carry out or effect one or more of the obligations or restrictions imposed on the Grantee pursuant to the express provisions of the Plan and the Agreement. DERs will be paid in cash or other consideration at such times and in accordance with such rules, as the Committee shall determine in its discretion. Unless expressly provided hereunder, the Committee, with respect to any Grant, may exercise its discretion hereunder at the time of the award or thereafter. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(ii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Notwithstanding clause (i) of this Section 4(c), any award under the Plan to an Eligible Person who is a member of the Board shall be made by the full Board. With respect to such awards, the Board shall have all authority otherwise provided to the Committee pursuant to the Plan. </span></div></td></tr></table><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
d. Awards. </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(i)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Agreements. Agreements shall set forth the terms and conditions applicable to a Grant and shall comply with, and be subject to, the terms and conditions set forth herein. </span></div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">E-4<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_204-appe_pg5"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 6pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(ii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Grantee Acknowledgment. All Grants shall be made conditional upon the Grantee&#8217;s acknowledgement, in writing or by on-line or other acceptance of the Grant, that all decisions and determinations of the Committee shall be final and binding on the Grantee, the Grantee&#8217;s beneficiaries and any other person having or claiming an interest under such Grant. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(iii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Number of Shares. Each Grant issued to an Eligible Person shall state the number of Shares to which it pertains or which otherwise underlie the Grant and shall provide for the adjustment thereof in accordance with the provisions of Section 15 hereof. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(iv)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Grants. Subject to the terms and conditions of the Plan and consistent with the Company&#8217;s intention for the Committee to exercise the greatest permissible flexibility under Rule&#160;16b-3 under the Exchange Act in awarding Grants, the Committee shall have the powers described elsewhere in the Plan and the power: </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 36pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(1)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
to determine from time to time the Grants to be issued to Eligible Persons under the Plan and to prescribe the terms and provisions (which need not be identical) of Grants issued under the Plan to such persons; </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 36pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(2)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
to construe and interpret the Plan and the Grants thereunder and to establish, amend and revoke the rules, regulations and procedures established for the administration of the Plan. In this connection, the Committee may correct any defect or supply any omission, or reconcile any inconsistency in the Plan, in any Agreement, or in any related agreements, in the manner and to the extent it shall deem necessary or expedient to make the Plan fully effective. All decisions and determinations by the Committee in the exercise of this power shall be final and binding upon the Participating Companies and the Grantees. Without limiting the generality of Section 26, no member of the Committee shall be liable for any action or determination made in good faith with respect to the Plan or any Grant hereunder; </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 36pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(3)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
to amend any outstanding Grant, subject to Sections 17 and 18, and to accelerate or extend the vesting or exercisability of any Grant (in compliance with Section 409A of the Code, if applicable) and to waive conditions or restrictions on any Grants, to the extent it shall deem appropriate; and </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 36pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(4)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
generally to exercise such powers and to perform such acts as are deemed necessary or expedient to promote the best interests of the Company with respect to the Plan. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(v)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
All Grants made under the Plan shall be subject to the Company&#8217;s clawback policy, as in effect from time to time, and any applicable share trading policies and other policies that may be implemented by the Board or the Committee from time to time. In furtherance of the foregoing, any Grant is subject to mandatory repayment by the Grantee to the Company to the extent the Grantee is or in the future becomes subject to any Company clawback or recoupment policy that requires the repayment by the Grantee to the Company of compensation paid by the Company to the Grantee upon circumstances specified in the policy.</span></div></td></tr></table><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
e. Committee Discretion. All decisions and determinations made by the Committee shall be final and binding upon the Participating Companies, the Grantees, the Grantees&#8217; beneficiaries, and any person having or claiming an interest under the Plan. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
5. PARTICIPATION. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
a. Eligibility. Only Eligible Persons shall be eligible to receive Grants under the Plan. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
b. Limitation of Ownership. No Grants shall be issued under the Plan to any person who after such Grant would beneficially own more than 9.8% (in value or number) of the outstanding shares of all classes and series of stock of the Company, unless the foregoing restriction is expressly and specifically waived by action of the Board in accordance with the Charter. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
c. Stock Ownership. For purposes of Section&#160;5(b) above, in determining stock ownership a Grantee shall be considered as owning the stock owned, directly or indirectly, by or for the Grantee&#8217;s brothers, sisters, spouses, ancestors and lineal descendants. Stock owned, directly or indirectly, by or for a corporation, partnership, estate or trust shall be considered as being owned </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">E-5<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_204-appe_pg6"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
proportionately by or for its stockholders, partners or beneficiaries. Stock with respect to which any person holds an Option shall be considered to be owned by such person. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
d. Outstanding Stock. For purposes of Section&#160;5(b) above, &#8220;outstanding shares&#8221; shall include all stock actually issued and outstanding immediately after the issue of the Grant to the Grantee. With respect to the stock ownership of any Grantee, &#8220;outstanding shares&#8221; shall include shares authorized for issue under outstanding Options held by such Grantee, but not options held by any other person. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
6. SHARE RESERVE AND GRANT LIMITS </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
a. Subject to adjustments pursuant to Section 6(c) and Section 15, the aggregate number of shares of Common Stock that may be issued on or after the 2025 Amendment Effective Date with respect to Grants under the Plan shall not exceed the sum of (i) the number of shares of Common Stock subject to outstanding Grants under the Plan as of March&#160;31, 2025 (4,193,914 Shares), (ii) the number of shares of Common Stock reserved for issuance under the Plan as of March 31, 2025 (3,536,231 Shares), and (ii)&#160;5,500,000 Shares. All of the authorized Shares may be issued as Options or any other type of Grants. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
b. All Grants under the Plan shall be expressed in shares of Common Stock (other than DERs, which need not be expressed in shares of Common Stock). The individual Share limits of this subsection (b) shall apply without regard to whether the Grants are to be paid in shares of Common Stock or cash and shall not apply to dividends or DERs which accrue or are paid with respect to Grants. Subject to adjustments pursuant to Section&#160;15 with respect to clauses (i) and (ii) below: </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(i)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
the maximum number of Shares with respect to which any Options and Stock Appreciation Rights may be granted under the Plan in any one calendar year to any Employee shall not exceed 2,000,000; </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(ii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
the maximum number of Shares that may underlie Grants of Phantom Shares, Restricted Stock and other equity-based grants (other than Options and Stock Appreciation Rights) granted under the Plan in any one calendar year to any Employee shall not exceed 2,000,000; and </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(iii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
the maximum grant date value of Shares subject to Grants made to any non-employee director during any one calendar year, taken together with any cash fees payable to such non-employee director for services rendered during the calendar year, shall not exceed $600,000 in total value. For purposes of this limit, the value of such Grants shall be calculated based on the grant date fair value of such Grants for financial reporting purposes. </span></div></td></tr></table><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
c. Notwithstanding Section 6(a), the following Shares may be the subject of further Grants under the Plan: (i) Shares that have been granted as Restricted Stock or that have been reserved for distribution in payment for Options, Stock Appreciation Rights, Phantom Shares, dividends, DERs or other equity-based grants, which are later forfeited or for any other reason are not payable in Shares under the Plan, (ii) Shares as to which an Option or Stock Appreciation Right is granted under the Plan that remains unexercised at the expiration, forfeiture or other termination of such Option or Stock Appreciation Right, and (iii) with respect to Grants of Restricted Stock, DERs and Phantom Shares outstanding as of June 6, 2023, or granted on or after such date, Shares withheld or surrendered for payment of taxes. Shares of Common Stock surrendered in payment of the Exercise Price of an Option, and Shares withheld or surrendered for payment of taxes with respect to an Option or Stock Appreciation Right shall not be subject to further Grants under the Plan. If Stock Appreciation Rights are exercised and settled in Common Stock, the full number of Shares subject to the Stock Appreciation Rights shall be considered issued under the Plan, without regard to the number of Shares issued upon settlement of the Stock Appreciation Rights. The preceding provisions of this Section 6(c) shall apply only for purposes of determining the aggregate number of shares of Common Stock that may be issued under the Plan under Section 6(a), but shall not apply for purposes of determining the maximum number of shares of Common Stock with respect to which Grants may be granted to any Grantee under Section 6(b) of the Plan. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
d. To the extent that Grants are designated in an Agreement to be paid in cash or are otherwise paid in cash, and not in shares of Common Stock, such Grants shall not count against the share limits in Section&#160;6(a). Shares of Common Stock issued hereunder </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">E-6<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_204-appe_pg7"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
may consist, in whole or in part, of authorized and unissued Shares or previously issued Shares under the Plan. For the avoidance of doubt, if Shares of Common Stock are repurchased by the Company on the open market with the proceeds of the Exercise Price of Options, such Shares may not again be made available for issuance under the Plan. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
7. TERMS AND CONDITIONS OF OPTIONS AND STOCK APPRECIATION RIGHTS. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
a. Each Agreement with an Eligible Person shall state the Exercise Price. The Exercise Price for any Option or Stock Appreciation Right shall not be less than the Fair Market Value on the date of Grant. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
b. Notwithstanding any provision of the Plan, DERs may not be granted with respect to Options or Stock Appreciation Rights. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
c. The term of each Option and Stock Appreciation Right may not exceed ten years from the date of Grant, subject to Section&#160;8(b) with respect to Incentive Stock Options. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
d. Medium and Time of Payment. Except as may otherwise be provided below, the Purchase Price for each Option granted to an Eligible Person shall be payable in full in United States dollars upon the exercise of the Option. In the event the Company determines that it is required to withhold taxes as a result of the exercise of an Option or Stock Appreciation Right, as a condition to the exercise thereof, an Employee may be required to make arrangements satisfactory to the Company to enable it to satisfy such withholding requirements in accordance with Section&#160;21. If the applicable Agreement so provides, or the Committee otherwise so permits, the Purchase Price may be paid in one or a combination of the following: </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(i)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
by a certified or bank cashier&#8217;s check; </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(ii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
by the surrender of shares of Common Stock in good form for transfer owned by the person exercising the Option (or by attestation to such ownership), and having a Fair Market Value on the date of exercise equal to the Purchase Price, or in any combination of cash and shares of Common Stock, as long as the sum of the cash so paid and the Fair Market Value of the shares of Common Stock so surrendered equals the Purchase Price; </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(iii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
by the withholding of shares of Common Stock for which an Option is exercisable; </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(iv)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
by delivering a properly executed exercise notice to the Company, together with a copy of irrevocable instructions to a broker to deliver promptly to the Company the amount of sale proceeds to pay the Purchase Price, under procedures acceptable to the Company; or </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(v)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
by any combination of such methods of payment or any other method acceptable to the Committee in its discretion. </span></div></td></tr></table><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
The Committee may prescribe any other method of paying the Exercise Price that it determines to be consistent with applicable law and the purpose of the Plan. Except in the case of Options exercised by certified or bank cashier&#8217;s check, the Committee may impose such limitations and prohibitions on the exercise of Options as it deems appropriate, including, without limitation, any limitation or prohibition designed to avoid adverse accounting consequences. Any fractional shares of Common Stock shall in the discretion of the Committee be paid in cash. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
e. Term and Nontransferability of Options and Stock Appreciation Rights. </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(i)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Each Option and Stock Appreciation Right granted under this Section 7 shall state the time or times which all or part thereof becomes exercisable, subject to the following restrictions. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(ii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
No Option or Stock Appreciation Right shall be exercisable except by the Grantee or a transferee permitted hereunder. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(iii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
No Option or Stock Appreciation Right shall be assignable or transferable, except to the extent permitted by Section 19. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(iv)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
No Option or Stock Appreciation Right shall be exercisable until such time as set forth in the applicable Agreement (but in no event after the expiration of such Grant). </span></div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">E-7<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_204-appe_pg8"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 6pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(v)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
The Committee may not modify, extend or renew any Option or Stock Appreciation Right granted to any Eligible Person unless such modification, extension or renewal satisfies any and all applicable requirements of Rule 16b-3 under the Exchange Act and Section&#160;409A of the Code, to the extent applicable, and subject to Sections 17 and 18. </span></div></td></tr></table><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
f. Termination of Service. Except as otherwise provided by the Committee, the Grantee&#8217;s Options and Stock Appreciation Rights which are not otherwise exercisable as of the Grantee&#8217;s Termination of Service shall terminate as of such date. The Committee shall specify in an Agreement such terms as the Committee deems appropriate, if any, with respect to the exercise of Options and Stock Appreciation Rights after a Grantee&#8217;s Termination of Service; provided that, no Option or Stock Appreciation Right may be exercised after expiration of its term. Unless otherwise provided in the applicable Agreement, if there occurs a Termination of Service for Cause, all of the Grantee&#8217;s Options and Stock Appreciation Rights (whether or not such Options or Stock Appreciation Rights are otherwise vested) shall be canceled. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
g. Rights as a Stockholder. A Grantee or a Successor of the Grantee shall have no rights as a stockholder with respect to any Shares covered by the Grantee&#8217;s Grant until, in the case of an Option or Stock Appreciation Right settled in Shares, the date of the issuance of a stock certificate for such Shares or, if such Shares are not represented by certificates, the date the book entry for such Shares is recorded. No adjustment shall be made for dividends (ordinary or extraordinary, whether in cash, securities or other property), distributions or other rights for which the record date is prior to (i) the date such stock certificate is issued or (ii)&#160;if such Shares are not represented by certificates, the date the book entry for such Shares is recorded, except in each case as provided in Section&#160;15. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
h. Other Provisions. The Agreement authorized under the Plan may contain such other provisions not inconsistent with the terms of the Plan (including, without limitation, restrictions upon the exercise of the Option or Stock Appreciation Right) as the Committee shall deem advisable. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
8. SPECIAL RULES FOR INCENTIVE STOCK OPTIONS. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
a. In the case of Incentive Stock Options granted hereunder, the aggregate Fair Market Value (determined as of the date of the Grant thereof) of the Shares with respect to which Incentive Stock Options become exercisable by any Grantee for the first time during any calendar year (under the Plan and all other plans maintained by the Participating Companies, their parent or Subsidiaries) shall not exceed $100,000. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
b. In the case of an individual described in Section 422(b)(6) of the Code (relating to certain 10% owners), the Exercise Price with respect to an Incentive Stock Option shall not be less than 110% of the Fair Market Value of a Share on the day the Option is granted and the term of an Incentive Stock Option shall be no more than five years from the date of grant. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
c. If Shares acquired upon exercise of an Incentive Stock Option are disposed of in a disqualifying disposition within the meaning of Section 422 of the Code by a Grantee prior to the expiration of either two years from the date of grant of such Option or one year from the transfer of Shares to the Grantee pursuant to the exercise of such Option, or in any other disqualifying disposition within the meaning of Section&#160;422 of the Code, such Grantee shall notify the Company in writing as soon as practicable thereafter of the date and terms of such disposition. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
9. PROVISIONS APPLICABLE TO RESTRICTED STOCK. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
a. Vesting Periods. In connection with the grant of Restricted Stock, whether or not Performance Goals apply thereto, the Committee may establish one or more vesting periods with respect to the shares of Restricted Stock granted, the length of which shall be determined in the discretion of the Committee and set forth in the applicable Agreement. Subject to the provisions of this Section 9, the applicable Agreement and the other provisions of the Plan, any restrictions on Restricted Stock shall lapse if the Grantee satisfies all applicable employment or other service requirements through the end of the applicable vesting period. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
b. Grant of Restricted Stock. Subject to the other terms of the Plan, the Committee may, in its discretion as reflected by the terms of the applicable Agreement: (i) authorize the granting of Restricted Stock to Eligible Persons; (ii) provide a specified purchase </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">E-8<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_204-appe_pg9"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
price for the Restricted Stock (whether or not the payment of a purchase price is required by any state law applicable to the Company); (iii) determine the restrictions applicable to Restricted Stock, if any, and (iv) determine or impose other conditions to the grant of Restricted Stock under the Plan as it may deem appropriate. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
c. Certificates. </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(i)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
In the discretion of the Committee, each Grantee of Restricted Stock may be issued a stock certificate in respect of Shares of Restricted Stock awarded under the Plan. Any such certificate shall be registered in the name of the Grantee. In addition to any legend that might otherwise be required by the Board or the Charter, bylaws or other applicable documents, the certificates, if any, for Shares of Restricted Stock issued hereunder may include any legend which the Committee deems appropriate to reflect any restrictions on transfer hereunder or under the applicable Agreement, or as the Committee may otherwise deem appropriate, and, without limiting the generality of the foregoing, shall bear a legend referring to the terms, conditions, and restrictions applicable to such Grant, substantially in the following form: </span></div></td></tr></table><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 36pt; text-align: left;"><span>
THE TRANSFERABILITY OF THIS CERTIFICATE AND THE SHARES OF STOCK REPRESENTED HEREBY ARE SUBJECT TO THE TERMS AND CONDITIONS (INCLUDING FORFEITURE) OF THE MFA FINANCIAL, INC. EQUITY COMPENSATION PLAN, AND AN AGREEMENT ENTERED INTO BETWEEN THE REGISTERED OWNER AND MFA FINANCIAL, INC. COPIES OF SUCH PLAN AND AWARD AGREEMENT ARE ON FILE IN THE OFFICES OF MFA FINANCIAL, INC. AT ONE VANDERBILT AVENUE, 48TH FLOOR, NEW YORK, NEW YORK 10017. </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(ii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
The Committee may require that any stock certificates representing such Shares be held in custody by the Company or its designee until the restrictions hereunder shall have lapsed and that, as a condition of any grant of Restricted Stock, the Grantee shall have delivered to the Company or its designee a stock power, endorsed in blank, relating to the stock covered by such Grant. If and when such restrictions so lapse, any stock certificates shall be delivered by the Company to the Grantee or the Grantee&#8217;s designee as provided in Section&#160;9(d). </span></div></td></tr></table><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
d. Restrictions and Conditions. Unless otherwise provided by the Committee in an Agreement, the Shares of Restricted Stock awarded pursuant to the Plan shall be subject to the following restrictions and conditions: </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(i)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Subject to the provisions of the Plan and the applicable Agreement, during a period commencing with the date of such Grant and ending on the date the period of forfeiture with respect to such Shares lapses, the Grantee shall not be permitted voluntarily or involuntarily to sell, transfer, pledge, anticipate, alienate, encumber or assign Shares of Restricted Stock awarded under the Plan (or have such Shares attached or garnished). Subject to the provisions of the applicable Agreement and clause (iii) below, the period of forfeiture with respect to Shares granted hereunder shall lapse as provided in the applicable Agreement. Notwithstanding the foregoing, unless otherwise expressly provided by the Committee, the period of forfeiture with respect to such Shares shall only lapse as to whole Shares. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(ii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Except as provided in the foregoing clause (i), below in this clause (ii), or in Section&#160;15, or as otherwise provided in the applicable Agreement, the Grantee shall have, in respect of the Shares of Restricted Stock, all of the rights of a stockholder of the Company, including the right to vote the Shares. The Committee shall determine whether dividends with respect to Shares of Restricted Stock will be paid as and when dividends on Common Stock are declared or at the time of vesting of the Shares of Restricted Stock; provided that, dividends with respect to Shares of Restricted Stock that vest based on performance shall vest and be paid only if and to the extent such Shares of Restricted Stock vest, as determined by the Committee. Certificates for Shares (not subject to restrictions hereunder), or, in the event that the Company issues Shares without certificates, to the extent then required by the Maryland General Corporation Law, a written statement of the information required by the Maryland General Corporation Law to be included on stock certificates, shall be delivered to the Grantee or the Grantee&#8217;s designee promptly after, and only after, the period of forfeiture shall lapse without forfeiture in respect of such Shares of Restricted Stock. </span></div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">E-9<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_204-appe_pg10"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 6pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(iii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Termination of Service. Unless otherwise provided in the applicable Agreement, if the Grantee has a Termination of Service for any reason during the applicable period of forfeiture, then (A) all Restricted Stock still subject to restriction shall thereupon, and with no further action, be forfeited by the Grantee, and (B) the Company shall pay to the Grantee as soon as practicable (and in no event more than 30 days) after such termination an amount equal to the lesser of (x) the amount paid by the Grantee, if any, for such forfeited Restricted Stock as contemplated by Section 9(b), and (y) the Fair Market Value on the date of termination of the forfeited Restricted Stock. </span></div></td></tr></table><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
10. PROVISIONS APPLICABLE TO PHANTOM SHARES. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
a. Grant of Phantom Shares. Subject to the other terms of the Plan, the Committee shall, in its discretion as reflected by the terms of the applicable Agreement: (i) authorize the granting of Phantom Shares to Eligible Persons and (ii) determine or impose other conditions to the grant of Phantom Shares under the Plan as it may deem appropriate. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
b. Term. The Committee may provide in an Agreement that any particular Phantom Share shall expire at the end of a specified term. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
c. Vesting. </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(i)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Subject to the provisions of the applicable Agreement and Section 10(c)(ii) and (iii), Phantom Shares shall vest as provided in the applicable Agreement. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(ii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Unless otherwise determined by the Committee in an applicable Agreement, in the event that a Grantee has a Termination of Service, the Grantee&#8217;s Phantom Shares which have not vested prior to or as of such termination shall thereupon, and with no further action, be forfeited and cease to be outstanding, and except as provided in Section 10(c)(iii), the Grantee&#8217;s vested Phantom Shares shall be settled as set forth in Section&#160;10(d). </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(iii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Unless otherwise determined by the Committee in an applicable Agreement, if the Grantee has a Termination of Service for Cause, all of the Grantee&#8217;s Phantom Shares (whether or not such Phantom Shares are otherwise vested) shall thereupon, and with no further action, be forfeited by the Grantee and cease to be outstanding, and no payments shall be made with respect to such forfeited Phantom Shares. </span></div></td></tr></table><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
d. Settlement of Phantom Shares. </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(i)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Except as otherwise provided by the Committee, each vested and outstanding Phantom Share shall be settled by the transfer to the Grantee of Shares representing such Phantom Share Value; provided, however, that, the Committee at the time of grant (or, in the appropriate case, as determined by the Committee, thereafter) may provide that a Phantom Share may be settled (A) in cash at the applicable Phantom Share Value, (B) in cash or by transfer of Shares as elected by the Grantee in accordance with procedures established by the Committee or (C) in cash or by transfer of Shares as elected by the Company. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(ii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Each Phantom Share shall be settled with a single-sum payment by the Company; provided, however, that, the Committee may permit the Grantee to elect in accordance with procedures established by the Committee (taking into account, without limitation, Section&#160;409A of the Code, as the Committee may deem appropriate) to receive installment payments over a period not to exceed 10 years. If the Grantee&#8217;s Phantom Shares are paid out in installment payments, such installment payments shall be treated as a series of separate payments for purposes of Section&#160;409A of the Code. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 40pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(iii)&#8195;(1)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Each Phantom Share shall be settled on the date specified in the applicable Agreement (such date, the &#8220;Settlement Date&#8221;); provided, however, that, subject to the requirements of Section&#160;409A of the Code, to the extent permitted by the Committee, a Grantee may elect, in accordance with procedures to be adopted by the Committee, that such Settlement Date will be deferred as elected by the Grantee to a time permitted by the Committee. Notwithstanding the prior sentence, all initial elections to defer the Settlement Date shall be made in accordance with the </span></div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">E-10<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_204-appe_pg11"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 58pt; text-align: left;"><span>
requirements of Section&#160;409A of the Code. In addition, unless otherwise determined by the Committee, any subsequent elections under this Section&#160;10(d)(iii)(1) must, except as may otherwise be permitted under the rules applicable under Section&#160;409A of the Code, (A) not be effective for at least one year after they are made, or, in the case of payments to commence at a specific time, be made at least one year before the first scheduled payment and (B) defer the commencement of distributions (and each affected distribution) for at least five years. </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 36pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(2)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Notwithstanding the foregoing, unless the Agreement provides otherwise, in the event of the death of the Grantee, the Settlement Date, if not earlier pursuant to this Section 10(d)(iii), is the date of the Grantee&#8217;s death as described in Section&#160;(e)(i) below. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(iv)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Notwithstanding any other provision of the Plan, to the extent consistent with Section&#160;409A of the Code, a Grantee may receive any amounts to be paid in installments as provided in Section&#160;10(d)(ii) or deferred by the Grantee as provided in Section 10(d)(iii) upon the occurrence of an &#8220;Unforeseeable Emergency.&#8221; For these purposes, an &#8220;Unforeseeable Emergency,&#8221; as determined by the Committee in its discretion, is a severe financial hardship to the Grantee resulting from a sudden and unexpected illness or accident of the Grantee, the Grantee&#8217;s spouse, or the Grantee&#8217;s &#8220;dependent,&#8221; as defined in Section&#160;152 of the Code (without regard to Section&#160;152(b)(1), (b)(2), and (d)(1)(B)), loss of the Grantee&#8217;s property due to casualty, or other similar extraordinary and unforeseeable circumstances arising as a result of events beyond the control of the Grantee. The circumstances that will constitute an Unforeseeable Emergency will depend upon the facts of each case, but, in any case, payment may not be made to the extent that such hardship is or may be relieved: </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 36pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(1)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
through reimbursement or compensation by insurance or otherwise; </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 36pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(2)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
by liquidation of the Grantee&#8217;s assets, to the extent the liquidation of such assets would not itself cause severe financial hardship; or </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 36pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(3)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
by future cessation of the making of additional deferrals under Section 10(d)(ii) and (iii). </span></div></td></tr></table><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
Without limitation, the need to send a Grantee&#8217;s child to college or the desire to purchase a home shall not constitute an Unforeseeable Emergency. Distributions of amounts because of an Unforeseeable Emergency, as determined by the Committee, shall be permitted to the extent reasonably needed to satisfy the emergency need. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
e. Other Phantom Share Provisions. </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 22pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(i)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
In the event of a Grantee&#8217;s death, unless an Agreement provides otherwise, any vested Phantom Shares held by the Grantee shall be settled and the Phantom Share Value in respect of such Phantom Shares paid, and any payments deferred pursuant to an election under Section&#160;10(d)(iii) shall be accelerated and paid, as soon as practicable (but no later than 60 days) after the date of death to such Grantee&#8217;s estate. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 22pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(ii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
The Committee may establish a program (taking into account, without limitation, the application of Section&#160;409A of the Code, as the Committee may deem appropriate) under which distributions with respect to Phantom Shares may be deferred for periods in addition to those otherwise contemplated by the foregoing provisions of this Section&#160;10. Such program may include, without limitation, provisions for the crediting of earnings and losses on unpaid amounts and, if permitted by the Committee, provisions under which Grantees may select from among hypothetical investment alternatives for such deferred amounts in accordance with procedures established by the Committee. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 22pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(iii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Notwithstanding any other provision of this Section&#160;10, unless the Committee determines otherwise, any fractional Phantom Share will be paid out in cash at the Phantom Share Value at the same time and consistent with the same payment schedule as the Phantom Shares to which it relates. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 22pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(iv)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
No Phantom Share shall give any Grantee any rights with respect to Shares or any ownership interest in the Company. For the avoidance of doubt, DERs may, but need not, be granted in respect of Phantom Shares. Except as may be provided in </span></div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">E-11<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><!--Begin Page 116--><div>
</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_204-appe_pg12"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 40pt; text-align: left;"><span>
accordance with Section 11, no provision of the Plan shall be interpreted to confer upon any Grantee of a Phantom Share any voting, dividend or derivative or other similar rights with respect to any Phantom Share. DERs granted with respect to Phantom Shares that vest based on performance shall vest and be paid only if and to the extent the underlying Phantom Shares vest and are paid, as determined by the Committee. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
11. PROVISIONS APPLICABLE TO DIVIDEND EQUIVALENT RIGHTS. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
a. Grant of DERs. Subject to the other terms of the Plan, the Committee shall, in its discretion as reflected by the terms of the Agreements, authorize the granting of DERs to Eligible Persons based on the dividends declared on Common Stock, to be credited as of the dividend payment dates, during the period between the date a Grant is issued, and the date such Grant vests or expires, as determined by the Committee. DERs may be granted on Phantom Shares and other equity based awards other than Options and Stock Appreciation Rights. DERs may be converted to cash, additional Shares or Phantom Shares by such formula and at such time and subject to such limitation as may be determined by the Committee. If a DER is granted in respect of a Grant hereunder, then, unless otherwise stated in the Agreement, or, in the appropriate case, as determined by the Committee, in no event shall the DER be in effect for a period beyond the time during which the applicable related portion of the underlying Grant has been settled, or has expired, been forfeited or otherwise lapsed, as applicable. For the avoidance of doubt, DERs may not be granted with respect to Options or Stock Appreciation Rights. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
b. Certain Terms. </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(i)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
The term of a DER shall be set by the Committee in its discretion. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(ii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Payment of the amount determined in accordance with Section 11(a) shall be in cash, in Common Stock or a combination of both, as determined by the Committee. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(iii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
The Committee shall determine whether DERs will be paid as and when dividends are declared, at the time of payment of any underlying Grant or deferred as described below in Section 11(c); provided that, DERs granted with respect to Grants that vest based on performance shall vest and be paid only if and to the extent the underlying Grant vests and is paid, as determined by the Committee. </span></div></td></tr></table><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
c. Deferral. </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(i)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
The Committee may (taking into account, without limitation, the possible application of Section&#160;409A of the Code, as the Committee may deem appropriate) establish a program under which Grantees (i) will have Phantom Shares credited, subject to the terms of Sections 10(d) and 10(e) as though directly applicable with respect thereto, upon the granting of DERs, or </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(ii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
will have payments with respect to DERs deferred. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(ii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
The Committee may establish a program under which distributions with respect to DERs may be deferred. Such program may include, without limitation, provisions for the crediting of earnings and losses on unpaid amounts, and, if permitted by the Committee, provisions under which Grantees may select from among hypothetical investment alternatives for such deferred amounts in accordance with procedures established by the Committee. </span></div></td></tr></table><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
12. OTHER EQUITY-BASED AWARDS. The Board shall have the right to issue other Grants based upon the Common Stock having such terms and conditions as the Board may determine, including, without limitation, the grant of Shares based upon certain conditions, and the grant of securities convertible into Common Stock. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
13. PERFORMANCE-BASED GRANTS. The provisions of this Section&#160;13 shall apply to any Grants designated as &#8220;Performance-Based Grants&#8221; by the Committee. The grant, exercise and/or settlement of a Performance-Based Grant shall be based upon the achievement of performance goals as described in this Section&#160;13. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
a. Performance Goals. The performance goals (&#8220;Performance Goals&#8221;) for Performance-Based Grants shall be established by the Committee and shall consist of one or more business criteria and a targeted level or levels of performance with respect to each such </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">E-12<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><!--Begin Page 117--><div>
</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_204-appe_pg13"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
criteria, as specified by the Committee. The Committee may determine that Performance-Based Grants shall be granted, exercised, and/or settled upon achievement of any one Performance Goal or that two or more Performance Goals must be achieved as a condition to grant, exercise and/or settlement of such Performance-Based Grants. In establishing the Performance Goals, the Committee may use the performance criteria set forth in Exhibit A hereto, which is hereby incorporated herein by reference as though set forth in full, or such other criteria as determined by the Committee. To the extent applicable and unless the Committee determines otherwise, the determination of the achievement of Performance Goals shall be based on the relevant financial measure, computed in accordance with U.S. generally accepted accounting principles (&#8220;GAAP&#8221;), and in a manner consistent with the methods used by the Company in the preparation of its periodic reports to stockholders. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
b. Committee Determinations; Settlement of Performance-Based Grants. The Committee shall determine the extent to which Performance Goals are achieved, and determine the amount, if any, payable pursuant to each Performance-Based Grant. The Committee, in its sole discretion, may make adjustments to the Performance Goals applicable to Performance-Based Grants, the amounts payable in respect of the applicable Performance Goals, and performance results (including adjustments of performance results to take into account transactions or other events occurring during the applicable performance period or changes in accounting principles or applicable law), to the extent consistent with the terms of the applicable Grant. The Committee shall determine the circumstances in which Performance-Based Grants shall be paid or forfeited in the event of termination of employment by the Grantee prior to the end of a performance period or settlement of Performance-Based Grants. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
14. TERM OF PLAN. Grants may be granted pursuant to the Plan until the tenth anniversary of the 2025 Amendment Effective Date. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
15. RECAPITALIZATION AND CHANGES OF CONTROL. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
a. Subject to any required action by stockholders if (i) the Company shall at any time be involved in a merger, consolidation, dissolution, liquidation, reorganization, exchange of shares, sale of all or substantially all of the assets or stock of the Company or a transaction similar thereto, (ii) any stock dividend, stock split, reverse stock split, stock combination, reclassification, recapitalization, or other similar change in the capital structure of the Company, spin-off, or any distribution to holders of Common Stock other than cash dividends, shall occur or (iii) any other event shall occur which in the judgment of the Committee necessitates action by way of adjusting the terms of the outstanding Grants, then: </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(1)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
the maximum aggregate number and kind of Shares available for issuance under the Plan, the maximum number and kind of Shares which shall be made subject to Options or any other types of Grants under the Plan, the maximum number and kind of Shares with respect to which a Grantee may receive Grants in any year as set forth in Section&#160;6(b), the number and kind of Shares covered by outstanding Grants, and the number and kind of Shares to be issued or issuable under the Plan shall be appropriately adjusted by the Committee in its discretion; provided that, unless the Committee determines otherwise, any fractional Shares resulting from such adjustment shall be eliminated. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(2)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
the Committee shall take any such action as it determines in its discretion shall be necessary to maintain each Grantee&#8217;s rights hereunder (including under the applicable Agreements) so that they are, in their respective Grants, substantially proportionate to the rights existing in such Grants, prior to such event, including, without limitation, adjustments in (A) the Exercise Price, Purchase Price and Phantom Share Value, and (B) Performance Goals. In the discretion of the Committee, the foregoing clause (B) may also be applied in the case of any event relating to a Subsidiary if the event would have been covered under this Section&#160;15(a) had the event related to the Company. </span></div></td></tr></table><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
b. Any Shares or other securities distributed to a Grantee with respect to Restricted Stock or otherwise issued in substitution of Restricted Stock pursuant to this Section 15 shall be subject to the restrictions and requirements imposed by Section 9, including depositing the certificates therefor, if any, with the Company together with a stock power and bearing a legend as provided in Section&#160;9(c)(i). </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">E-13<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_204-appe_pg14"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
c. If the Company shall be consolidated or merged with another corporation or other entity, each Grantee who has received Restricted Stock that is then subject to restrictions imposed by Section&#160;9(d) may be required to deposit with the successor corporation the certificates, if any, for the stock or securities or the other property that the Grantee is entitled to receive by reason of ownership of Restricted Stock in a manner consistent with Section&#160;9(c)(ii), and such stock, securities or other property shall become subject to the restrictions and requirements imposed by Section 9(d), and the certificates therefor or other evidence thereof shall bear a legend similar in form and substance to the legend set forth in Section&#160;9(c)(i). </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
d. The judgment of the Committee with respect to any matter referred to in this Section 15 shall be conclusive and binding upon each Grantee without the need for any amendment to the Plan. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
e. Subject to any required action by stockholders, if the Company is the surviving corporation in any merger or consolidation, the rights under any outstanding Grant shall pertain and apply to the securities to which a holder of the number of Shares subject to the Grant would have been entitled. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
f. To the extent that the foregoing adjustments relate to securities of the Company, such adjustments shall be made by the Committee, whose determination shall be conclusive and binding on all persons. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
g. Except as expressly provided in this Section&#160;15, a Grantee shall have no rights by reason of subdivision or consolidation of shares of stock of any class, the payment of any stock dividend or any other increase or decrease in the number of shares of stock of any class or by reason of any dissolution, liquidation, merger or consolidation or spin-off of assets or stock of another corporation, and any issuance by the Company of shares of stock of any class, or securities convertible into shares of stock of any class, shall not affect, and no adjustment by reason thereof shall be made with respect to, the number of Shares subject to a Grant or the Exercise Price of Shares subject to an Option or Stock Appreciation Right. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
h. Grants made pursuant to the Plan shall not affect in any way the right or power of the Company to make adjustments, reclassifications, reorganizations or changes of its capital or business structure, to merge or consolidate or to dissolve, liquidate, sell or transfer all or any part of its business assets. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
i. Upon the occurrence of a Change of Control: </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(i)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
If the Company is not the surviving corporation (or survives only as a subsidiary of another corporation), unless the Committee determines otherwise, all outstanding Grants that are not exercised or paid at the time of the Change of Control shall be assumed by, or replaced with Grants that have comparable terms by, the surviving corporation (or a parent of the surviving corporation). After a Change of Control, references to the &#8220;Company&#8221; as they relate to employment matters shall include the successor employer. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(ii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Unless the Agreement or a written employment agreement between the Grantee and the Company or a Subsidiary provides otherwise, if a Grantee&#8217;s employment or service is terminated by the Company without Cause upon or within 12&#160;months following the Change of Control, the Grantee&#8217;s outstanding Grants shall become fully vested as of the date of such termination; provided that if the vesting of any such Grants is based, in whole or in part, on performance, the applicable Agreement shall specify how the portion of the Grant that becomes vested pursuant to this Section 15(i) shall be calculated. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(iii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
If and to the extent that outstanding Grants are not assumed by, or replaced with Grants that have comparable terms by, the surviving corporation (or a parent or subsidiary of the surviving corporation), the Committee may take any of the following actions with respect to any or all outstanding Grants, without the consent of any Grantee: (1) the Committee may determine that outstanding Options and Stock Appreciation Rights shall automatically accelerate and become fully exercisable and the restrictions and conditions on outstanding Restricted Stock, Phantom Shares, DERs, dividends and other grants under Section&#160;12 shall immediately lapse; (2) the Committee may determine that Grantees shall receive a payment in settlement of outstanding Phantom Shares, DERs, dividends, and other Grants under Section&#160;12 in such </span></div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">E-14<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_204-appe_pg15"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 38pt; text-align: left;"><span>
amount and form as may be determined by the Committee; (3) the Committee may require that Grantees surrender their outstanding Options and Stock Appreciation Rights in exchange for a payment by the Company, in cash, Common Stock or common stock of the surviving corporation (or a parent of the surviving corporation) as determined by the Committee, in an amount equal to the amount, if any, by which the then Fair Market Value of the shares of Common Stock subject to the Grantee&#8217;s unexercised Options and Stock Appreciation Rights exceeds the applicable Exercise Price, and (4) after giving Grantees an opportunity to exercise all of their outstanding Options and Stock Appreciation Rights, the Committee may terminate any or all unexercised Options and Stock Appreciation Rights at such time as the Committee deems appropriate. Such surrender, termination or payment shall take place as of the date of the Change of Control or such other date as the Committee may specify. Without limiting the foregoing, if the per share Fair Market Value of the Common Stock does not exceed the applicable Exercise Price, the Company shall not be required to make any payment to the Grantee upon surrender of the Option or Stock Appreciation Right. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
j. &#8220;Change of Control&#8221; shall mean the occurrence of any one of the following events: </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(i)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
any &#8220;person,&#8221; as such term is used in Sections 13(d) and 14(d) of the Exchange Act (other than the Company, any of its affiliates or any trustee, fiduciary or other person or entity holding securities under any employee benefit plan or trust of the Company or any of its affiliates and, with respect to any particular Eligible Employee, other than such Eligible Employee) together with all &#8220;affiliates&#8221; and &#8220;associates&#8221; (as such terms are defined in Rule&#160;12b-2 under the Exchange Act) of such person, shall become the &#8220;beneficial owner&#8221; (as such term is defined in Rule 13d-3 under the Exchange Act), directly or indirectly, of securities of the Company representing 30% or more of either (A) the combined voting power of the Company&#8217;s then outstanding securities having the right to vote in an election of the Board (&#8220;voting securities&#8221;) or (B)&#160;the then outstanding Shares (in either such case other than as a result of an acquisition of securities directly from the Company); or </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(ii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
persons who, as of the 2025 Amendment Effective Date, constitute the Board (the &#8220;Incumbent Directors&#8221;) cease for any reason, including, without limitation, as a result of a tender offer, proxy contest, merger or similar transaction, to constitute at least a majority of the Board, provided that any person becoming a member of the Board subsequent to the 2025 Amendment Effective Date whose election or nomination for election was approved and/or ratified by a vote of at least a majority of the Incumbent Directors shall, for purposes of the Plan, be considered an Incumbent Director; or </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(iii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
the consummation of (A) any consolidation or merger of the Company or any Subsidiary where the stockholders of the Company, immediately prior to the consolidation or merger, would not, immediately after the consolidation or merger, beneficially own (as such term is defined in Rule 13d-3 under the Exchange Act), directly or indirectly, shares representing in the aggregate 50% or more of the voting securities of the corporation issuing cash or securities in the consolidation or merger (or of its ultimate parent corporation, if any), (B) any sale, lease, exchange or other transfer (in one transaction or a series of transactions contemplated or arranged by any party as a single plan) of all or substantially all of the assets of the Company or (C) any plan for the liquidation or dissolution of the Company. </span></div></td></tr></table><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
Notwithstanding the foregoing, a &#8220;Change of Control&#8221; shall not be deemed to have occurred for purposes of the foregoing clause (i) solely as the result of an acquisition of securities by the Company which, by reducing the number of Shares or other voting securities outstanding, increases (x) the proportionate number of Shares beneficially owned by any person to 30% or more of the Shares then outstanding or (y) the proportionate voting power represented by the voting securities beneficially owned by any person to 30% or more of the combined voting power of all then outstanding voting securities; provided, however, that, if any person referred to in clause (x) or (y) of this sentence shall thereafter become the beneficial owner of any additional Shares or other voting securities (other than pursuant to a stock split, stock dividend, or similar transaction), then a &#8220;Change of Control&#8221; shall be deemed to have occurred for purposes of this subsection (j). </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">E-15<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_204-appe_pg16"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
16. SECURITIES LAW REQUIREMENTS. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
a. Legality of Issuance. The issuance of any Shares pursuant to Grants under the Plan and the issuance of any Grant shall be contingent upon the following: </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(i)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
the obligation of the Company to sell or issue Shares with respect to Grants issued under the Plan shall be subject to all applicable laws, rules and regulations, including all applicable federal and state securities laws, and the obtaining of all such approvals by governmental agencies as may be deemed necessary or appropriate by the Committee; </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(ii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
the Committee may make such changes to the Plan as may be necessary or appropriate to comply with the rules and regulations of any government authority or to obtain tax benefits applicable to Grants; and </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(iii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
each Grant under the Plan (or issuance of Shares in respect thereof), is subject to the requirement that, if at any time the Committee determines, in its discretion, that the listing, registration or qualification of Shares issuable pursuant to the Plan is required by any securities exchange or under any state or federal law, or the consent or approval of any governmental regulatory body is necessary or desirable as a condition of, or in connection with, the Grants or issuance of Shares, no payment or Grant shall be made, or Shares issued, in whole or in part, unless listing, registration, qualification, consent or approval has been effected or obtained free of any conditions in a manner acceptable to the Committee. </span></div></td></tr></table><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
b. Restrictions on Transfer. The certificates, if any, for Shares issued hereunder may include any legend which the Committee deems appropriate to reflect any restrictions on transfer hereunder or under the Agreement, or as the Committee may otherwise deem appropriate. Regardless of whether the offering and sale of Shares under the Plan has been registered under the Act or has been registered or qualified under the securities laws of any state, the Company may impose restrictions on the sale, pledge or other transfer of such Shares (including the placement of appropriate legends on stock certificates) if, in the judgment of the Company and its counsel, such restrictions are necessary or desirable in order to achieve compliance with the provisions of the Act, the securities laws of any state or any other law. In the event that the sale of Shares under the Plan is not registered under the Act but an exemption is available which requires an investment representation or other representation, each Grantee shall be required to represent that such Shares are being acquired for investment, and not with a view to the sale or distribution thereof, and to make such other representations as are deemed necessary or appropriate by the Company and its counsel. Any determination by the Company and its counsel in connection with any of the matters set forth in this Section&#160;16 shall be conclusive and binding on all persons. Without limiting the generality of Section&#160;9, stock certificates representing Shares acquired under the Plan pursuant to an unregistered transaction shall bear a restrictive legend, substantially in the following form, and such other restrictive legends as are required or deemed advisable under the provisions of any applicable law: </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 18pt; text-align: left;"><span>
&#8220;THE SALE OF THE SECURITIES REPRESENTED HEREBY HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933 (THE &#8220;ACT&#8221;). ANY TRANSFER OF SUCH SECURITIES WILL BE INVALID UNLESS A REGISTRATION STATEMENT UNDER THE ACT IS IN EFFECT AS TO SUCH TRANSFER OR IN THE OPINION OF COUNSEL FOR THE ISSUER SUCH REGISTRATION IS UNNECESSARY IN ORDER FOR SUCH TRANSFER TO COMPLY WITH THE ACT.&#8221; </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
c. Registration or Qualification of Securities. The Company may, but shall not be obligated to, register or qualify the issuance of Grants and/or the sale of Shares under the Act or any other applicable law. The Company shall not be obligated to take any affirmative action in order to cause the issuance of Grants or the sale of Shares under the Plan to comply with any law. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
d. Exchange of Certificates. If, in the opinion of the Company and its counsel, any legend placed on a stock certificate representing Shares sold under the Plan is no longer required, the holder of such certificate shall (to the extent that the Company continues to issue certificated shares) be entitled to exchange such certificate for a certificate representing the same number of Shares but lacking such legend. </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">E-16<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_204-appe_pg17"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
e. Certain Loans. Notwithstanding any other provision of the Plan, the Company shall not be required to take or permit any action under the Plan or any Agreement which, in the good-faith determination of the Company, would result in a material risk of a violation by the Company of Section&#160;13(k) of the Exchange Act. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
17. AMENDMENT OF THE PLAN. The Board may from time to time suspend or discontinue the Plan or revise or amend it in any respect whatsoever, except that no amendment may materially impair the rights or obligations of a Grantee with respect to Grants previously made unless such amendment is in connection with compliance with applicable laws or the Grantee consents to such amendment. Notwithstanding the foregoing, the Board may not make any amendment in the Plan that would, if such amendment were not approved by the holders of the Common Stock, cause the Plan to fail to comply with any requirement of applicable law or regulation, or of any applicable exchange or similar rule, unless and until the approval of the holders of such Common Stock is obtained. The Board may also amend any Grant at any time, provided that no such amendment shall materially impair any rights or obligations of a Grantee, unless the Grantee consents to such amendment or such amendment is required to comply with applicable law. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
18. NO REPRICING. Except in connection with a corporate transaction involving the Company (including, without limitation, any stock dividend, distribution (whether in the form of cash, Common Stock, other securities or property), stock split, extraordinary cash dividend, recapitalization, change of control, reorganization, merger, consolidation, split-up, spin-off, combination, repurchase or exchange of Common Shares or other securities, or similar transactions), the Company may not, without obtaining stockholder approval, (a) amend the terms of outstanding Options or Stock Appreciation Rights to reduce the Exercise Price of such outstanding Options or Stock Appreciation Rights, (b) cancel outstanding Options or Stock Appreciation Rights in exchange for Options or Stock Appreciation Rights with an Exercise Price that is less than the Exercise Price of the original Options or Stock Appreciation Rights or (c) cancel outstanding Options or Stock Appreciation Rights with an Exercise Price above the current stock price in exchange for cash or other securities. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
19. TRANSFER OF GRANTS. Grants are not transferable by a Grantee except to the Successors of the Grantee in the event of the Grantee&#8217;s death (to the extent any such Grant, by its terms, survives the Grantee&#8217;s death), and, if exercisable, shall be exercisable during the lifetime of a Grantee only by such Grantee or the Grantee&#8217;s guardian or legal representative. Notwithstanding the foregoing, if and only to the extent permitted by the Committee, Grants may be transferred during the lifetime of a Grantee to one or more of the following transferees (each transferee a &#8220;Permitted Assignee&#8221;) on such terms as then may be permitted by the Committee: (a)&#160;the Grantee&#8217;s spouse, children or grandchildren (including any adopted and step children or grandchildren), parents, grandparents or siblings, (b) to a trust for the benefit of one or more of the Grantee or the persons referred to in clause (a), (c) to a partnership, limited liability company or corporation in which the Grantee or the persons referred to in clause (a) are the only partners, members or stockholders, or (d) for charitable donations to a charitable organization; provided that, such Permitted Assignee shall be bound by and subject to all the terms and conditions of the Plan and the Award and shall execute an agreement satisfactory to the Company evidencing such obligations; provided further that, that any such transfer shall not be permitted unless it (i) does not result in accelerated taxation, (ii) does not cause any Option intended to be an Incentive Stock Option to fail to be described in Section 422(b) of the Code, and (iii) complies with applicable law, including securities law. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
20. APPLICATION OF FUNDS. The proceeds received by the Company from the sale of Common Stock pursuant to the exercise of an Option, the sale of Restricted Stock or in connection with other Grants under the Plan will be used for general corporate purposes. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
21. TAX WITHHOLDING. Each Grantee shall, no later than the date as of which the value of any Grant first becomes includable in the gross income of the Grantee for federal income tax purposes, pay to the Company, or make arrangements satisfactory to the Company regarding payment of any federal, state or local taxes of any kind that are required by law to be withheld with respect to such income. The Committee may determine that the Company&#8217;s tax withholding obligation with respect to Grants paid in shares of Common Stock shall be satisfied by having shares of Common Stock withheld at the time such Grants become taxable. In addition, the Committee, in its discretion, may allow a Grantee to elect to have the Grantee&#8217;s tax withholding obligation satisfied, in whole or in part, by (a) authorizing the Company to withhold Shares, (b) transferring to the Company Shares owned by the Grantee, or (c) in </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">E-17<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_204-appe_pg18"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
the case of a Grantee who is an Employee of the Company at the time such withholding is effected, by withholding from the Grantee&#8217;s cash compensation. Notwithstanding anything contained in the Plan to the contrary, the Grantee&#8217;s satisfaction of any tax-withholding requirements imposed by the Committee shall be a condition precedent to the Company&#8217;s obligation as may otherwise be provided hereunder to provide Shares to the Grantee, and the failure of the Grantee to satisfy such requirements with respect to a Grant shall cause such Grant to be forfeited. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
22. NOTICES. All notices under the Plan shall be in writing, and if to the Company, shall be delivered to the Board or mailed to its principal office, addressed to the attention of the Board; and if to the Grantee, shall be delivered personally or mailed to the Grantee at the address appearing in the records of the Participating Company. Such addresses may be changed at any time by written notice to the other party given in accordance with this Section&#160;22. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
23. RIGHTS TO EMPLOYMENT OR OTHER SERVICE. Nothing in the Plan or in any Grant issued pursuant to the Plan shall confer on any individual any right to continue in the employ or other service of the Participating Company (if applicable) or interfere in any way with the right of the Participating Company to terminate the individual&#8217;s employment or other service at any time. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
24. NO ASSIGNMENT. A Grantee&#8217;s rights with respect to any Grant shall not be subject in any manner to anticipation, alienation, sale, transfer, assignment, pledge, encumbrance, attachment, garnishment, levy, execution, or other legal or equitable process, either voluntary or involuntary; and any attempt to anticipate, alienate, sell, transfer, assign, pledge, encumber, attach or garnish, or levy or execute on any right to payments or other benefits payable hereunder, shall be void. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13.5pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
25. CLAIMS PROCEDURES. </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 22pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(i)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
The Grantee or authorized representative, may file a claim for payments with respect to Grants under the Plan by written communication to the Committee or its designee. A claim is not considered filed until such communication is actually received. Within 90 days (or, if special circumstances require an extension of time for processing, 180 days, in which case notice of such special circumstances should be provided within the initial 90-day period) after the filing of the claim, the Committee will either: </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 36pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(1)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
approve the claim and take appropriate steps for satisfaction of the claim; or </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 36pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(2)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
if the claim is wholly or partially denied, advise the claimant of such denial by furnishing to the claimant a written notice of such denial setting forth (A) the specific reason or reasons for the denial; (B) specific reference to pertinent provisions of the Plan on which the denial is based and, if the denial is based in whole or in part on any rule of construction or interpretation adopted by the Committee, a reference to such rule, a copy of which shall be provided to the claimant; (C)&#160;a description of any additional material or information necessary for the claimant to perfect the claim and an explanation of the reasons why such material or information is necessary; and (D) a reference to this Section 25 as the provision setting forth the claims procedure under the Plan. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(ii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
The claimant may request a review of any denial of the claimant&#8217;s claim by written application to the Committee within 60 days after receipt of the notice of denial of such claim. Within 60 days (or, if special circumstances require an extension of time for processing, 120 days, in which case notice of such special circumstances should be provided within the initial 60-day period) after receipt of written application for review, the Committee will provide the claimant with its decision in writing, including, if the claimant&#8217;s claim is not approved, specific reasons for the decision and specific references to the Plan provisions on which the decision is based. </span></div></td></tr></table><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
26. EXCULPATION AND INDEMNIFICATION. To the maximum extent permitted by law, the Company shall indemnify and hold harmless the members of the Board and the members of the Committee from and against any and all liabilities, costs and expenses incurred by such persons as a result of any act or omission to act in connection with the performance of such person&#8217;s duties, responsibilities and obligations under the Plan, other than such liabilities, costs and expenses as may result from the gross negligence, bad faith, willful misconduct or criminal acts of such persons. </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">E-18<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_204-appe_pg19"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
27. COMPLIANCE WITH SECTION 409A OF THE CODE. </span></div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(i)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Any Agreement issued under the Plan that is subject to Section 409A of the Code shall include such additional terms and conditions as may be required to satisfy the requirements of Section&#160;409A of the Code. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(ii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
With respect to any Grant issued under the Plan that is subject to Section&#160;409A of the Code, and with respect to which a payment or distribution is to be made upon a Termination of Service, if the Grantee is determined by the Company to be a &#8220;specified employee&#8221; within the meaning of Section 409A(a)(2)(B)(i) of the Code and any of the Company&#8217;s stock is publicly traded on an established securities market or otherwise, such payment or distribution may not be made before the date which is six months after the date of Termination of Service (to the extent required under Section&#160;409A of the Code). Any payments or distributions delayed in accordance with the prior sentence shall be paid to the Grantee on the first day of the seventh month following the Grantee&#8217;s Termination of Service, or if earlier, within 30 days following the Grantee&#8217;s death which occurs during such six-month period. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(iii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Notwithstanding any other provision of the Plan, the Plan and the Grants are intended to comply with the requirements of Section&#160;409A of the Code. Accordingly, all provisions herein and with respect to any Grants shall be construed and interpreted to be consistent with the requirements of Section&#160;409A of the Code to the maximum extent possible, and any payments constituting nonqualified deferred compensation subject to Section 409A of the Code shall only be made in a manner and upon an event permitted by Section&#160;409A of the Code; provided, however, that in no event shall the Company be obligated to reimburse a Grantee for any additional tax (or related penalties and interest) incurred by reason of application of Section&#160;409A of the Code. The Company makes no representations that Grants are exempt from or comply with Section&#160;409A of the Code and makes no undertakings to ensure or preclude that Section&#160;409A of the Code will apply to any Grants. </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(iv)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
Notwithstanding any other provision of the Plan or an Agreement, in the event that any Grant that constitutes nonqualified deferred compensation subject to Section&#160;409A of the Code is to be paid or otherwise settled upon a Change of Control, such Grant shall not be paid or settled upon the Change of Control unless the applicable Change of Control constitutes a &#8220;change in control event&#8221; for purposes of Section&#160;409A of the Code or such payment or settlement is otherwise permitted by Section 409A of the Code. </span></div></td></tr></table><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
28. NO FUND CREATED. Any and all payments hereunder to any Grantee under the Plan shall be made from the general funds of the Company (or, if applicable, a Participating Company), no special or separate fund shall be established or other segregation of assets made to assure such payments, and the Phantom Shares (including for purposes of this Section&#160;28 any accounts established to facilitate the implementation of Section&#160;10(d)(iii)) and any other similar devices issued hereunder to account for Plan obligations do not constitute Common Stock and shall not be treated as (or as giving rise to) property or as a trust fund of any kind; provided, however, that the Company (or a Participating Company) may establish a mere bookkeeping reserve to meet its obligations hereunder or a trust or other funding vehicle that would not cause the Plan to be deemed to be funded for tax purposes or for purposes of Title I of the Employee Retirement Income Security Act of 1974, as amended. The obligations of the Company (or, if applicable, a Participating Company) under the Plan are unsecured and constitute a mere promise by the Company (or, if applicable, a Participating Company) to make payments in the future and, to the extent that any person acquires a right to receive payments under the Plan from the Company (or, if applicable, a Participating Company), such right shall be no greater than the right of a general unsecured creditor of the Company (or, if applicable, a Participating Company). Without limiting the foregoing, Phantom Shares and any other similar devices issued hereunder to account for Plan obligations are solely a device for the measurement and determination of the amounts to be paid to a Grantee under the Plan, and each Grantee&#8217;s right in the Phantom Shares and any such other devices is limited to the right to receive payment, if any, as may herein be provided. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
29. NO FIDUCIARY RELATIONSHIP. Nothing contained in the Plan (including without limitation Section 10(e)(ii)), and no action taken pursuant to the provisions of the Plan, shall create or shall be construed to create a trust of any kind, or a fiduciary </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">E-19<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_204-appe_pg20"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
relationship between the Company, the Participating Companies, or their directors or officers or the Committee, on the one hand, and the Grantee, the Company, the Participating Companies or any other person or entity, on the other. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
30. CAPTIONS. The use of captions in the Plan is for convenience. The captions are not intended to provide substantive rights. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
31. GOVERNING LAW. The Plan shall be governed by the laws of Maryland, without reference to principles of conflict of laws. </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;"><span>
32. EXECUTION. The Company has caused this amended and restated Plan to be executed in the name and on behalf of the Company by an officer of the Company thereunto duly authorized as of this [&#8195;&#8195;] day of June, 2025. </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 13pt; margin-left: 270pt; text-align: left;"><span>
MFA FINANCIAL, INC., </span><br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 270pt; text-align: left;"><span>
a Maryland corporation</span><br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 270pt; text-align: left;"><span>
&#8195;</span><br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 270pt; text-align: left;"><span>
By:</span><br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 270pt; text-align: left;"><span>
Name: Harold E. Schwartz </span><br/></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 0pt; margin-left: 270pt; text-align: left;"><span>
Title: Secretary </span></div></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">E-20<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_300-Exhibita_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 6pt; text-align: right;">EXHIBIT A<span style="font-weight: normal;"> </span></div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 13.5pt; text-align: center;">PERFORMANCE CRITERIA<span style="font-weight: normal;"> </span></div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;">Performance-Based Grants may be granted, exercised and/or settled based upon the attainment of objective Performance Goals that are established by the Committee and relate to one or more Performance Criteria, in each case on a specified date or over any period, up to 10 years, as determined by the Committee. Performance Criteria may be based on the achievement of specified levels of performance or achievement relative to the performance of one or more other corporations or indices. </div><div class="BRDSX_para" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-indent: 18pt; text-align: left;">&#8220;Performance Criteria&#8221; means the following business criteria (or any combination thereof) or any other criteria determined by the Committee with respect to one or more of the Company, any Participating Company or any division or operating unit thereof: </div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 34pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(i)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">pre-tax income, </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 34pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(ii)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">after-tax income, </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 34pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(iii)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">net income (meaning net income as reflected in the Company&#8217;s financial reports for the applicable period, on an aggregate, diluted and/or per share basis), </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 34pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(iv)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">operating income, </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 34pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(v)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">cash flow, </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 34pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(vi)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">earnings per share, </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 34pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(vii)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">return on equity or return on average equity, </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 34pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(viii)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">return on invested capital or assets, </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 34pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(ix)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">cash and/or funds available for distribution, </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 34pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(x)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">appreciation in the fair market value of the Common Stock, </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 34pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(xi)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">return on investment, </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 34pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(xii)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">total stockholder return, </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 34pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(xiii)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">net earnings growth, </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 34pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(xiv)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">stock appreciation (meaning an increase in the price or value of the Common Stock after the date of grant of an award and during the applicable period), </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 34pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(xv)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">related return ratios, </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 34pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(xvi)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">increase in revenues, </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 34pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(xvii)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">the Company&#8217;s published ranking against its peer group of real estate investment trusts based on total stockholder return, </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 34pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(xviii)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">net earnings, </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 34pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(xix)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">changes (or the absence of changes) in the per share or aggregate market price of the Company&#8217;s Common Stock, </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 34pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">(xx)<br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">number of securities sold, </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">E-21<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 522pt;"><a id="ny20041473x1_def14a_300-Exhibita_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 522pt; margin-left: 0pt;"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 6pt; margin-left: 18pt;"><tr><td style="width: 34pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(xxi)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
earnings before any one or more of the following items: interest, taxes, depreciation or amortization for the applicable period, as reflected in the Company&#8217;s financial reports for the applicable period, and </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 8pt; margin-left: 18pt;"><tr><td style="width: 34pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"><span>
(xxii)</span><br/></div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"><span>
total revenue growth (meaning the increase in total revenues after the date of grant of an award and during the applicable period, as reflected in the Company&#8217;s financial reports for the applicable period). </span></div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 522pt; margin-top: 12pt; margin-left: 0pt;"><table cellpadding="0" class="BRDSX_gftxt" style="border-spacing: 0; margin-top: 4pt; border-top: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 9pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 247pt; text-align: left; vertical-align: top;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: right;">MFA Financial, Inc.</div></td><td style="width: 28pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; margin-top: 0pt; text-align: center;">E-22<br/></div></td><td style="width: 247pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_unknown" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2025 Proxy Statement</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 28pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 247pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div>
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</div><div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 613.35pt;"><a id="ny20041473x1_def14a_400-proxycards_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 613.35pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; text-align: center;"><img alt="" src="ny20041473x1_pc1.jpg" style="height: 950px; width: 734px;"/><br/></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;</div></div></div></div><div>
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</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>14
<FILENAME>ny20041473x1_piechart1.jpg
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<DOCUMENT>
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<span style="display: none;">v3.25.1</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Cover<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
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<td class="text">false<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityInformationLineItems', window );"><strong>Entity Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">MFA FINANCIAL, INC.<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001055160<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>25
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.25.1</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Pay vs Performance Disclosure<br></strong></div></th>
<th class="th" colspan="5">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Dec. 31, 2024 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Dec. 31, 2023 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Dec. 31, 2022 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Dec. 31, 2021 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Dec. 31, 2020 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_PvpTable', window );"><strong>Pay vs Performance Disclosure</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_PvpTableTextBlock', window );">Pay vs Performance Disclosure, Table</a></td>
<td class="text"><div class="BRDSX_h2" style="color: #0066B3; font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; margin-top: 8pt; margin-left: 0pt; text-align: left;">Pay Versus Performance </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">As required by Section&#160;953(a) of the Dodd-Frank Wall Street Reform and Consumer Protection Act and Item&#160;402(v) of Regulation S-K, we have prepared this pay versus performance disclosure, which serves to further demonstrate the alignment of our executive compensation program with stockholder interests. </div><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 0pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 5pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 36pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 52.36pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 56.15pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 51.57pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 51.57pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4.01pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="height: 5pt; width: 95.66pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4.01pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 56.16pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 4pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 46.47pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 5pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.36pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.15pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 95.66pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Value of Initial Fixed $100 <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Investment Based on:</div></td><td style="width: 4.01pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.16pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 4pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 46.47pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">&#160;</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Year</div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.36pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Summary <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Compensation <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Table Total for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">PEO<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($) </div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.15pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Compensation <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Actually Paid to <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">PEO<sup>(1)</sup><br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">($)</div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Average <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Summary <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Compensation <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Table Total <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">for Non-PEO<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">NEOs<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($)</div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Average <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Compensation<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Actually Paid<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">to Non-PEO <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">NEOs<sup>(2)</sup><br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($)</div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.82pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Tota l<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Stockholder <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Return<sup>(3)</sup><br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($)</div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.82pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Peer Group<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Total <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Stockholder <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Return<sup>(3)(4)</sup><br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($)</div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.16pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Net Income/ <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">(Loss)<sup>(5)</sup><br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">($ in thousands)</div></td><td style="width: 4pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 46.47pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Adjusted<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Distributable <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Earnings<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">ROAE<sup>(6)</sup>(%) </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">2024</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.36pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">8,081,167</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.15pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">7,556,905</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2,939,758</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2,305,445</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.82pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">56.74</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.82pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">75.94</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.16pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6pt;">119,251</span></div></td><td style="width: 4pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 46.47pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 1.5pt;">11.76% </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">2023</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.36pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">6,640,540</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.15pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">8,535,274</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 0.6pt;">2,117,517</span></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2,389,541</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.82pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">55.42</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.82pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">76.61</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.16pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 9.9pt;">80,164</span></div></td><td style="width: 4pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 46.47pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 1.5pt;">11.98% </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">2022</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.36pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">6,262,232</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.15pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,308,212</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,915,344</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">875,766</span></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.82pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">42.43</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.82pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">66.88</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.16pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">(231,581)</div></td><td style="width: 4pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 46.47pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 1.5pt;">11.03% </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">2021</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.36pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 0.6pt;">7,411,604</span></div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.15pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">8,255,983</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2,142,227</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">2,307,231</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.82pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">67.39</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.82pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">92.17</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.16pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">328,870</span></div></td><td style="width: 4pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 46.47pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 0.9pt;">10.46% </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 36pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">2020</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 52.36pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">4,579,952</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.15pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">870,934</span></div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">1,421,460</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 51.57pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">522,051</span></div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.82pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">52.80</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 43.82pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">79.34</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 56.16pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">(679,390)</div></td><td style="width: 4pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 4pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 46.47pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">(0.72%)</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 36pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 52.36pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 56.15pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 51.57pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 51.57pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 43.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 43.82pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4.01pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 56.16pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 4pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 46.47pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">1.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">For each of 2024, 2023, 2022, 2021 and 2020, our principal executive officer (PEO) was Craig L. Knutson. For more detail regarding how the amounts in this column are calculated, refer to the Summary Compensation Table found on page <a href="#tSCT">56</a> of this Proxy Statement and &#8220;Adjustments to Summary Compensation Tables to Determine Compensation Actually Paid&#8221; tables below.<span style="font-weight: normal;"> </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">2.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">For 2024, our remaining NEOs consisted of Bryan Wulfsohn, Michael C. Roper, Lori R. Samuels, Harold E. Schwartz and Gudmundur Kristjansson, our former Senior Vice President and Co-Chief Investment Officer, whose employment with the Company was terminated effective November&#160;22, 2024. For 2023, our remaining NEOs consisted of Mr.&#160;Wulfsohn, Mr.&#160;Roper, Mr.&#160;Schwartz, Mr.&#160;Kristjansson and Stephen D. Yarad, our former Chief Financial Officer, who resigned his employment with the Company on September&#160;15, 2023. For each of 2022, 2021 and 2020, our remaining NEOs consisted of Mr.&#160;Wulfsohn, Mr.&#160;Schwartz, Mr.&#160;Kristjansson and Mr. Yarad. For more detail regarding how the amounts in this column are calculated, refer to the Summary Compensation Table found on page <a href="#tSCT">56</a> of this Proxy Statement and &#8220;Adjustments to Summary Compensation Tables to Determine Compensation Actually Paid&#8221; tables below. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">3.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Total Stockholder Return and Peer Group Total Stockholder Return assume an initial investment of $100 invested on December 31, 2019. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">4.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">As permitted by SEC rules, the Peer Group referenced for purpose of the Total Stockholder Return comparison consists of the iShares Mortgage Real Estate ETF (Symbol: REM), which is an exchange traded fund the components of which are U.S. residential and commercial mortgage REITs and reflects an industry peer group used for purposes of Item 201(e) of Regulation S-K. Note&#160;that the Bloomberg Real Estate Investment Trust Mortgage Index (Symbol: BBREMTG), which was the Peer Group formerly used by Company for purposes of this table, was discontinued in 2024. The separate peer group used by the Compensation Committee for purposes of evaluating the compensation paid to our executive officers is described on page <a href="#tP35">37</a> of this Proxy Statement. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">5.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">Reflects after-tax net income/(loss) in accordance with GAAP for each of the years shown. </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">6.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">The Company has designated &#8220;Adjusted Distributable Earnings ROAE&#8221; as its Company Selected Measure, as this measure (as well as, &#8220;Adjusted GAAP ROAE&#8221;) is the most important measure identified below under &#8220;2024 Most Important Financial Measures,&#8221; which, in the Company&#8217;s assessment, represents for 2024 the most important performance measure used to link compensation actually paid to our PEO and other NEOs to the Company&#8217;s performance. Adjusted Distributable Earnings ROAE is defined on page <a href="#tDER">40</a> of this Proxy Statement and is a non-GAAP financial measure. Per SEC rules, the percentage shown is for the applicable calendar year. See Appendix&#160;D for a reconciliation of such measure to its comparable GAAP measure for the 2024 calendar year.<span style="font-weight: normal;"> </span></div></td></tr></table><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">Compensation Actually Paid represents the Summary Compensation Table Totals adjusted for the following items: </div><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 9.99pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="height: 6pt; width: 110.02pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 110.02pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Year 2024 </div></td><td style="width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid</div></td><td style="width: 9.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">PEO</div></td><td style="width: 9.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Average for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Non-PEO-<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">NEOs </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($4,000,017)</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($1,025,016) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase for fair value at 12/31/2024 of awards granted during 2024 that remain unvested as of year-end</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$3,741,480</span></div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 12.15pt;">$702,490 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2023 to 12/31/2024 of awards granted in 2023 that were outstanding and unvested as of 12/31/2024</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">($61,568)</span></div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">($15,161) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2023 to vesting date of awards granted in 2022 that vested during 2024</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">($86,669)</span></div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">($15,303) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for fair value at 12/31/2023 of forfeited performance-based awards granted in 2022 due to failure to meet required performance levels for vesting</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 7.35pt;">($117,488)</span></div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($281,323) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid</div></td><td style="width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($524,262)</span></div></td><td style="width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($634,313)</span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.02pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.02pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 15pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10.76pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="height: 6pt; width: 108.49pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 108.49pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Year 2023 </div></td><td style="width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">PEO</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Average for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Non-PEO- <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">NEOs</div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($4,000,015)</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 1.35pt;">($990,014) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;">Increase for fair value at 12/31/2023 of awards granted during 2023 that remain unvested as of year-end</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$5,551,780</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">$1,256,102 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2022 to 12/31/2023 of awards granted in 2022 that were outstanding and unvested as of 12/31/2023</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 12.15pt;">$249,366</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">$50,653 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2022 to vesting date of awards granted in 2021 that vested during 2023</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 12.15pt;">$384,236</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">$72,102 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for fair value at 12/31/2022 of forfeited performance-based awards granted in 2021 due to failure to meet required performance levels for vesting</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($290,633)</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 1.95pt;">($116,819) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$1,894,734</span></div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">$272,024</span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.02pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 41.95pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 9.88pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="height: 6pt; width: 110.22pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 110.22pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Year 2022 </div></td><td style="width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid</div></td><td style="width: 9.88pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">PEO</div></td><td style="width: 9.88pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Average for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Non-PEO-<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">NEOs </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($3,200,032)</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($687,519) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;">Increase for fair value at 12/31/2022 of awards granted during 2022 that remain unvested as of year-end</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$1,244,743</span></div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 12.15pt;">$267,430 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2021 to 12/31/2022 of awards granted in 2021 that were outstanding and unvested as of 12/31/2022</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($2,318,936)</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($469,731) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2021 to vesting date of awards granted in 2020 that vested during 2022</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($304,753)</span></div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">($73,879) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">(Deduction) for fair value at 12/31/2021 of forfeited performance-based awards granted in 2020 due to failure to meet required performance levels for vesting</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($375,042)</span></div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">($75,879) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid</div></td><td style="width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($4,954,020)</div></td><td style="width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($1,039,578)</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.23pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.23pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10.76pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="height: 6pt; width: 108.49pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 108.49pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Year 2021 </div></td><td style="width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">PEO</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Average for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Non-PEO- <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">NEOs</div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($2,850,004)</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($587,502) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;">Increase for fair value at 12/31/2021 of awards granted during 2021 that remain unvested as of year-end</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$4,049,339</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$827,995 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2020 to 12/31/2021 of awards granted in 2020 that were outstanding and unvested as of 12/31/2021</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($219,388)</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.5pt;">($40,488) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2020 to vesting date of awards granted in 2019 that vested during 2021</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 16.65pt;">$87,209</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 9.9pt;">$22,282 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">(Deduction) for fair value at 12/31/2020 of forfeited performance-based awards granted in 2019 due to failure to meet required performance levels for vesting</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($222,777)</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.5pt;">($57,283) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"><span style="padding-left: 12.15pt;">$844,379</span></div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$165,004</span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.02pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 41.95pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10.7pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="height: 6pt; width: 108.59pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 108.59pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Year 2020 </div></td><td style="width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid</div></td><td style="width: 10.7pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">PEO</div></td><td style="width: 10.7pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Average for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Non-PEO-<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">NEOs </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($2,668,552)</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($585,060) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;">Increase for fair value at 12/31/2020 of awards granted during 2020 that remain unvested as of year-end</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$1,296,984</span></div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$285,082 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2019 to 12/31/2020 of awards granted in 2019 that were outstanding and unvested as of 12/31/2020</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($1,093,613)</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($280,402) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2019 to vesting date of awards granted in 2018 that vested during 2020</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($617,410)</span></div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($157,956) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">(Deduction) for fair value at 12/31/2019 of forfeited performance-based awards granted in 2018 due to failure to meet required performance levels for vesting</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($626,427)</span></div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($161,073) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid</div></td><td style="width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($3,709,018)</div></td><td style="width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($899,409)</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.24pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 41.95pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_CoSelectedMeasureName', window );">Company Selected Measure Name</a></td>
<td class="text">Adjusted Distributable Earnings ROAE<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_NamedExecutiveOfficersFnTextBlock', window );">Named Executive Officers, Footnote</a></td>
<td class="text"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">1.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">For each of 2024, 2023, 2022, 2021 and 2020, our principal executive officer (PEO) was Craig L. Knutson. For more detail regarding how the amounts in this column are calculated, refer to the Summary Compensation Table found on page <a href="#tSCT">56</a> of this Proxy Statement and &#8220;Adjustments to Summary Compensation Tables to Determine Compensation Actually Paid&#8221; tables below.<span style="font-weight: normal;"> </span></div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">2.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">For 2024, our remaining NEOs consisted of Bryan Wulfsohn, Michael C. Roper, Lori R. Samuels, Harold E. Schwartz and Gudmundur Kristjansson, our former Senior Vice President and Co-Chief Investment Officer, whose employment with the Company was terminated effective November&#160;22, 2024. For 2023, our remaining NEOs consisted of Mr.&#160;Wulfsohn, Mr.&#160;Roper, Mr.&#160;Schwartz, Mr.&#160;Kristjansson and Stephen D. Yarad, our former Chief Financial Officer, who resigned his employment with the Company on September&#160;15, 2023. For each of 2022, 2021 and 2020, our remaining NEOs consisted of Mr.&#160;Wulfsohn, Mr.&#160;Schwartz, Mr.&#160;Kristjansson and Mr. Yarad. For more detail regarding how the amounts in this column are calculated, refer to the Summary Compensation Table found on page <a href="#tSCT">56</a> of this Proxy Statement and &#8220;Adjustments to Summary Compensation Tables to Determine Compensation Actually Paid&#8221; tables below. </div></td></tr></table><span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_PeerGroupIssuersFnTextBlock', window );">Peer Group Issuers, Footnote</a></td>
<td class="text"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">4.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">As permitted by SEC rules, the Peer Group referenced for purpose of the Total Stockholder Return comparison consists of the iShares Mortgage Real Estate ETF (Symbol: REM), which is an exchange traded fund the components of which are U.S. residential and commercial mortgage REITs and reflects an industry peer group used for purposes of Item 201(e) of Regulation S-K. Note&#160;that the Bloomberg Real Estate Investment Trust Mortgage Index (Symbol: BBREMTG), which was the Peer Group formerly used by Company for purposes of this table, was discontinued in 2024. The separate peer group used by the Compensation Committee for purposes of evaluating the compensation paid to our executive officers is described on page <a href="#tP35">37</a> of this Proxy Statement. </div></td></tr></table><span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_PeoTotalCompAmt', window );">PEO Total Compensation Amount</a></td>
<td class="nump">$ 8,081,167<span></span>
</td>
<td class="nump">$ 6,640,540<span></span>
</td>
<td class="nump">$ 6,262,232<span></span>
</td>
<td class="nump">$ 7,411,604<span></span>
</td>
<td class="nump">$ 4,579,952<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_PeoActuallyPaidCompAmt', window );">PEO Actually Paid Compensation Amount</a></td>
<td class="nump">$ 7,556,905<span></span>
</td>
<td class="nump">8,535,274<span></span>
</td>
<td class="nump">1,308,212<span></span>
</td>
<td class="nump">8,255,983<span></span>
</td>
<td class="nump">870,934<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_AdjToPeoCompFnTextBlock', window );">Adjustment To PEO Compensation, Footnote</a></td>
<td class="text"><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">Compensation Actually Paid represents the Summary Compensation Table Totals adjusted for the following items: </div><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 9.99pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="height: 6pt; width: 110.02pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 110.02pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Year 2024 </div></td><td style="width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid</div></td><td style="width: 9.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">PEO</div></td><td style="width: 9.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Average for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Non-PEO-<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">NEOs </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($4,000,017)</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($1,025,016) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase for fair value at 12/31/2024 of awards granted during 2024 that remain unvested as of year-end</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$3,741,480</span></div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 12.15pt;">$702,490 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2023 to 12/31/2024 of awards granted in 2023 that were outstanding and unvested as of 12/31/2024</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">($61,568)</span></div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">($15,161) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2023 to vesting date of awards granted in 2022 that vested during 2024</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">($86,669)</span></div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">($15,303) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for fair value at 12/31/2023 of forfeited performance-based awards granted in 2022 due to failure to meet required performance levels for vesting</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 7.35pt;">($117,488)</span></div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($281,323) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid</div></td><td style="width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($524,262)</span></div></td><td style="width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($634,313)</span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.02pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.02pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 15pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10.76pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="height: 6pt; width: 108.49pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 108.49pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Year 2023 </div></td><td style="width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">PEO</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Average for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Non-PEO- <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">NEOs</div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($4,000,015)</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 1.35pt;">($990,014) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;">Increase for fair value at 12/31/2023 of awards granted during 2023 that remain unvested as of year-end</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$5,551,780</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">$1,256,102 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2022 to 12/31/2023 of awards granted in 2022 that were outstanding and unvested as of 12/31/2023</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 12.15pt;">$249,366</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">$50,653 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2022 to vesting date of awards granted in 2021 that vested during 2023</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 12.15pt;">$384,236</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">$72,102 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for fair value at 12/31/2022 of forfeited performance-based awards granted in 2021 due to failure to meet required performance levels for vesting</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($290,633)</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 1.95pt;">($116,819) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$1,894,734</span></div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">$272,024</span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.02pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 41.95pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 9.88pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="height: 6pt; width: 110.22pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 110.22pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Year 2022 </div></td><td style="width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid</div></td><td style="width: 9.88pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">PEO</div></td><td style="width: 9.88pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Average for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Non-PEO-<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">NEOs </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($3,200,032)</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($687,519) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;">Increase for fair value at 12/31/2022 of awards granted during 2022 that remain unvested as of year-end</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$1,244,743</span></div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 12.15pt;">$267,430 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2021 to 12/31/2022 of awards granted in 2021 that were outstanding and unvested as of 12/31/2022</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($2,318,936)</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($469,731) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2021 to vesting date of awards granted in 2020 that vested during 2022</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($304,753)</span></div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">($73,879) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">(Deduction) for fair value at 12/31/2021 of forfeited performance-based awards granted in 2020 due to failure to meet required performance levels for vesting</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($375,042)</span></div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">($75,879) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid</div></td><td style="width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($4,954,020)</div></td><td style="width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($1,039,578)</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.23pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.23pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10.76pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="height: 6pt; width: 108.49pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 108.49pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Year 2021 </div></td><td style="width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">PEO</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Average for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Non-PEO- <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">NEOs</div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($2,850,004)</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($587,502) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;">Increase for fair value at 12/31/2021 of awards granted during 2021 that remain unvested as of year-end</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$4,049,339</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$827,995 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2020 to 12/31/2021 of awards granted in 2020 that were outstanding and unvested as of 12/31/2021</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($219,388)</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.5pt;">($40,488) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2020 to vesting date of awards granted in 2019 that vested during 2021</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 16.65pt;">$87,209</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 9.9pt;">$22,282 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">(Deduction) for fair value at 12/31/2020 of forfeited performance-based awards granted in 2019 due to failure to meet required performance levels for vesting</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($222,777)</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.5pt;">($57,283) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"><span style="padding-left: 12.15pt;">$844,379</span></div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$165,004</span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.02pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 41.95pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10.7pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="height: 6pt; width: 108.59pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 108.59pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Year 2020 </div></td><td style="width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid</div></td><td style="width: 10.7pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">PEO</div></td><td style="width: 10.7pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Average for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Non-PEO-<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">NEOs </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($2,668,552)</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($585,060) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;">Increase for fair value at 12/31/2020 of awards granted during 2020 that remain unvested as of year-end</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$1,296,984</span></div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$285,082 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2019 to 12/31/2020 of awards granted in 2019 that were outstanding and unvested as of 12/31/2020</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($1,093,613)</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($280,402) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2019 to vesting date of awards granted in 2018 that vested during 2020</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($617,410)</span></div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($157,956) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">(Deduction) for fair value at 12/31/2019 of forfeited performance-based awards granted in 2018 due to failure to meet required performance levels for vesting</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($626,427)</span></div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($161,073) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid</div></td><td style="width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($3,709,018)</div></td><td style="width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($899,409)</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.24pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 41.95pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_NonPeoNeoAvgTotalCompAmt', window );">Non-PEO NEO Average Total Compensation Amount</a></td>
<td class="nump">$ 2,939,758<span></span>
</td>
<td class="nump">2,117,517<span></span>
</td>
<td class="nump">1,915,344<span></span>
</td>
<td class="nump">2,142,227<span></span>
</td>
<td class="nump">1,421,460<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_NonPeoNeoAvgCompActuallyPaidAmt', window );">Non-PEO NEO Average Compensation Actually Paid Amount</a></td>
<td class="nump">$ 2,305,445<span></span>
</td>
<td class="nump">2,389,541<span></span>
</td>
<td class="nump">875,766<span></span>
</td>
<td class="nump">2,307,231<span></span>
</td>
<td class="nump">522,051<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_AdjToNonPeoNeoCompFnTextBlock', window );">Adjustment to Non-PEO NEO Compensation Footnote</a></td>
<td class="text"><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">Compensation Actually Paid represents the Summary Compensation Table Totals adjusted for the following items: </div><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 9.99pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="height: 6pt; width: 110.02pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 110.02pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Year 2024 </div></td><td style="width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid</div></td><td style="width: 9.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">PEO</div></td><td style="width: 9.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Average for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Non-PEO-<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">NEOs </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($4,000,017)</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($1,025,016) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase for fair value at 12/31/2024 of awards granted during 2024 that remain unvested as of year-end</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$3,741,480</span></div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 12.15pt;">$702,490 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2023 to 12/31/2024 of awards granted in 2023 that were outstanding and unvested as of 12/31/2024</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">($61,568)</span></div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">($15,161) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2023 to vesting date of awards granted in 2022 that vested during 2024</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">($86,669)</span></div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">($15,303) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for fair value at 12/31/2023 of forfeited performance-based awards granted in 2022 due to failure to meet required performance levels for vesting</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 7.35pt;">($117,488)</span></div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($281,323) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid</div></td><td style="width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($524,262)</span></div></td><td style="width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($634,313)</span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.02pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.99pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.02pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 15pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10.76pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="height: 6pt; width: 108.49pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 108.49pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Year 2023 </div></td><td style="width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">PEO</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Average for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">Non-PEO- <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">NEOs</div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($4,000,015)</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 1.35pt;">($990,014) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;">Increase for fair value at 12/31/2023 of awards granted during 2023 that remain unvested as of year-end</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$5,551,780</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">$1,256,102 </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2022 to 12/31/2023 of awards granted in 2022 that were outstanding and unvested as of 12/31/2023</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 12.15pt;">$249,366</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">$50,653 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2022 to vesting date of awards granted in 2021 that vested during 2023</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 12.15pt;">$384,236</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">$72,102 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for fair value at 12/31/2022 of forfeited performance-based awards granted in 2021 due to failure to meet required performance levels for vesting</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($290,633)</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 1.95pt;">($116,819) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$1,894,734</span></div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">$272,024</span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.02pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 41.95pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 9.88pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="height: 6pt; width: 110.22pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 110.22pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Year 2022 </div></td><td style="width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid</div></td><td style="width: 9.88pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">PEO</div></td><td style="width: 9.88pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Average for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Non-PEO-<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">NEOs </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($3,200,032)</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($687,519) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;">Increase for fair value at 12/31/2022 of awards granted during 2022 that remain unvested as of year-end</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$1,244,743</span></div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 12.15pt;">$267,430 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2021 to 12/31/2022 of awards granted in 2021 that were outstanding and unvested as of 12/31/2022</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($2,318,936)</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($469,731) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2021 to vesting date of awards granted in 2020 that vested during 2022</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($304,753)</span></div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">($73,879) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">(Deduction) for fair value at 12/31/2021 of forfeited performance-based awards granted in 2020 due to failure to meet required performance levels for vesting</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($375,042)</span></div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 11.25pt;">($75,879) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid</div></td><td style="width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($4,954,020)</div></td><td style="width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.23pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($1,039,578)</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.23pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 9.88pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.23pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10.76pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="height: 6pt; width: 108.49pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 108.49pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Year 2021 </div></td><td style="width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">PEO</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Average for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Non-PEO- <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">NEOs</div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($2,850,004)</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($587,502) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;">Increase for fair value at 12/31/2021 of awards granted during 2021 that remain unvested as of year-end</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$4,049,339</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$827,995 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2020 to 12/31/2021 of awards granted in 2020 that were outstanding and unvested as of 12/31/2021</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($219,388)</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.5pt;">($40,488) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2020 to vesting date of awards granted in 2019 that vested during 2021</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 16.65pt;">$87,209</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 9.9pt;">$22,282 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">(Deduction) for fair value at 12/31/2020 of forfeited performance-based awards granted in 2019 due to failure to meet required performance levels for vesting</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($222,777)</span></div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 4.5pt;">($57,283) </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"><span style="padding-left: 12.15pt;">$844,379</span></div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$165,004</span></div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.02pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.76pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 41.95pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10.7pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="height: 6pt; width: 108.59pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">&#160;</div></td><td style="width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 108.59pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;">Year 2020 </div></td><td style="width: 10pt; background-color: #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid</div></td><td style="width: 10.7pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">PEO</div></td><td style="width: 10.7pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Average for <br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Non-PEO-<br/></div><div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">NEOs </div></td><td style="width: 10pt; background-color: #0066B3;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($2,668,552)</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($585,060) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;">Increase for fair value at 12/31/2020 of awards granted during 2020 that remain unvested as of year-end</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$1,296,984</span></div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 5.4pt;">$285,082 </span></div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2019 to 12/31/2020 of awards granted in 2019 that were outstanding and unvested as of 12/31/2020</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($1,093,613)</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($280,402) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">Increase/(Deduction) for change in fair value from 12/31/2019 to vesting date of awards granted in 2018 that vested during 2020</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($617,410)</span></div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($157,956) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;">(Deduction) for fair value at 12/31/2019 of forfeited performance-based awards granted in 2018 due to failure to meet required performance levels for vesting</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"><span style="padding-left: 6.75pt;">($626,427)</span></div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;">($161,073) </div></td><td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;">Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid</div></td><td style="width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 45.24pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($3,709,018)</div></td><td style="width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 41.95pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;">($899,409)</div></td><td style="width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 45.24pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10.7pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 41.95pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3.25pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock', window );">Compensation Actually Paid vs. Total Shareholder Return</a></td>
<td class="text"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following graph illustrates the relationship between compensation actually paid (&#8220;CAP&#8221;) to our NEOs and each of MFA&#8217;s total stockholder return (TSR) and (ii) the TSR of the iShares Mortgage Real Estate ETF (Symbol: REM), in each case on a cumulative basis assuming an initial investment of $100 made on December&#160;31, 2020:</div><img alt="" src="ny20041473x1_pvpchart1.jpg" style="height: 328px; width: 660px;"/><span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_CompActuallyPaidVsNetIncomeTextBlock', window );">Compensation Actually Paid vs. Net Income</a></td>
<td class="text"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"><span>
The following graph illustrates the relationship between compensation actually paid (CAP) to our NEOs and MFA&#8217;s GAAP net income/(loss) on an annual basis for the years ended December 31, 2020, 2021, 2022, 2023 and 2024: </span></div><img alt="" src="ny20041473x1_pvpchart2.jpg" style="height: 328px; width: 660px;"/><span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock', window );">Compensation Actually Paid vs. Company Selected Measure</a></td>
<td class="text"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"><span>
The following graph illustrates the relationship between compensation actually paid (CAP) to our NEOs and Adjusted Distributable Earnings ROAE for the years ended December&#160;31, 2020, 2021, 2022, 2023 and 2024: </span></div><img alt="" src="ny20041473x1_pvpchart3.jpg" style="height: 328px; width: 660px;"/><span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_TotalShareholderRtnVsPeerGroupTextBlock', window );">Total Shareholder Return Vs Peer Group</a></td>
<td class="text"><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;">The following graph illustrates the relationship between compensation actually paid (&#8220;CAP&#8221;) to our NEOs and each of MFA&#8217;s total stockholder return (TSR) and (ii) the TSR of the iShares Mortgage Real Estate ETF (Symbol: REM), in each case on a cumulative basis assuming an initial investment of $100 made on December&#160;31, 2020:</div><img alt="" src="ny20041473x1_pvpchart1.jpg" style="height: 328px; width: 660px;"/><span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_TabularListTableTextBlock', window );">Tabular List, Table</a></td>
<td class="text"><div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;">2024 Most Important Financial Measures </div><div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 4pt; margin-left: 0pt; text-align: left;">MFA&#8217;s current compensation program is structured with the objective of linking the compensation of our NEOs to achievement of short- and long-term financial and market-based goals. In 2024, incentive compensation served as a material element of each NEO&#8217;s compensation package and serves to further align compensation to Company performance. In addition, a significant percentage of our NEOs&#8217; compensation is in the form of equity awards that &#8220;cliff&#8221; vest after three years, and with respect to grants of awards made to our NEOs in 2024, the vesting of 60% of these awards (as determined by grant date value) is subject to our total stockholder return (both on an absolute basis and as compared to a group of peer companies) for the three-year period ending December&#160;31, 2026. The most important financial performance measures utilized by the Compensation Committee to link compensation paid to our NEOs to MFA&#8217;s performance for 2024 were: </div><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Adjusted Distributable Earnings ROAE </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Adjusted GAAP ROAE </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Absolute TSR </div></td></tr></table><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;">Relative TSR </div></td></tr></table><span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_TotalShareholderRtnAmt', window );">Total Shareholder Return Amount</a></td>
<td class="nump">$ 56.74<span></span>
</td>
<td class="nump">55.42<span></span>
</td>
<td class="nump">42.43<span></span>
</td>
<td class="nump">67.39<span></span>
</td>
<td class="nump">52.8<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_PeerGroupTotalShareholderRtnAmt', window );">Peer Group Total Shareholder Return Amount</a></td>
<td class="nump">75.94<span></span>
</td>
<td class="nump">76.61<span></span>
</td>
<td class="nump">66.88<span></span>
</td>
<td class="nump">92.17<span></span>
</td>
<td class="nump">79.34<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income (Loss)</a></td>
<td class="nump">$ 119,251,000<span></span>
</td>
<td class="nump">$ 80,164,000<span></span>
</td>
<td class="num">$ (231,581,000)<span></span>
</td>
<td class="nump">$ 328,870,000<span></span>
</td>
<td class="num">$ (679,390,000)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_CoSelectedMeasureAmt', window );">Company Selected Measure Amount</a></td>
<td class="nump">0.1176<span></span>
</td>
<td class="nump">0.1198<span></span>
</td>
<td class="nump">0.1103<span></span>
</td>
<td class="nump">0.1046<span></span>
</td>
<td class="num">(0.0072)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_PeoName', window );">PEO Name</a></td>
<td class="text">Craig L. Knutson<span></span>
</td>
<td class="text">Craig L. Knutson<span></span>
</td>
<td class="text">Craig L. Knutson<span></span>
</td>
<td class="text">Craig L. Knutson<span></span>
</td>
<td class="text">Craig L. Knutson<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_MeasureAxis=1', window );">Measure:: 1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_PvpTable', window );"><strong>Pay vs Performance Disclosure</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_MeasureName', window );">Name</a></td>
<td class="text">Adjusted Distributable Earnings ROAE<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_NonGaapMeasureDescriptionTextBlock', window );">Non-GAAP Measure Description</a></td>
<td class="text"><table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"><tr><td style="width: 18pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;">6.<br/></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;">The Company has designated &#8220;Adjusted Distributable Earnings ROAE&#8221; as its Company Selected Measure, as this measure (as well as, &#8220;Adjusted GAAP ROAE&#8221;) is the most important measure identified below under &#8220;2024 Most Important Financial Measures,&#8221; which, in the Company&#8217;s assessment, represents for 2024 the most important performance measure used to link compensation actually paid to our PEO and other NEOs to the Company&#8217;s performance. Adjusted Distributable Earnings ROAE is defined on page <a href="#tDER">40</a> of this Proxy Statement and is a non-GAAP financial measure. Per SEC rules, the percentage shown is for the applicable calendar year. See Appendix&#160;D for a reconciliation of such measure to its comparable GAAP measure for the 2024 calendar year.<span style="font-weight: normal;"> </span></div></td></tr></table><span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_MeasureAxis=2', window );">Measure:: 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_PvpTable', window );"><strong>Pay vs Performance Disclosure</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_MeasureName', window );">Name</a></td>
<td class="text">Adjusted GAAP ROAE<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_MeasureAxis=3', window );">Measure:: 3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_PvpTable', window );"><strong>Pay vs Performance Disclosure</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_MeasureName', window );">Name</a></td>
<td class="text">Absolute TSR<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_MeasureAxis=4', window );">Measure:: 4</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_PvpTable', window );"><strong>Pay vs Performance Disclosure</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_MeasureName', window );">Name</a></td>
<td class="text">Relative TSR<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_ExecutiveCategoryAxis=ecd_PeoMember', window );">PEO</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_PvpTable', window );"><strong>Pay vs Performance Disclosure</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_AdjToCompAmt', window );">Adjustment to Compensation, Amount</a></td>
<td class="num">$ (524,262)<span></span>
</td>
<td class="nump">$ 1,894,734<span></span>
</td>
<td class="num">$ (4,954,020)<span></span>
</td>
<td class="nump">$ 844,379<span></span>
</td>
<td class="num">$ (3,709,018)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_ExecutiveCategoryAxis=ecd_PeoMember', window );">PEO | Aggregate Grant Date Fair Value of Equity Award Amounts Reported in Summary Compensation Table</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_PvpTable', window );"><strong>Pay vs Performance Disclosure</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_AdjToCompAmt', window );">Adjustment to Compensation, Amount</a></td>
<td class="num">(4,000,017)<span></span>
</td>
<td class="num">(4,000,015)<span></span>
</td>
<td class="num">(3,200,032)<span></span>
</td>
<td class="num">(2,850,004)<span></span>
</td>
<td class="num">(2,668,552)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_ExecutiveCategoryAxis=ecd_PeoMember', window );">PEO | Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_PvpTable', window );"><strong>Pay vs Performance Disclosure</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_AdjToCompAmt', window );">Adjustment to Compensation, Amount</a></td>
<td class="nump">3,741,480<span></span>
</td>
<td class="nump">5,551,780<span></span>
</td>
<td class="nump">1,244,743<span></span>
</td>
<td class="nump">4,049,339<span></span>
</td>
<td class="nump">1,296,984<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_ExecutiveCategoryAxis=ecd_PeoMember', window );">PEO | Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_PvpTable', window );"><strong>Pay vs Performance Disclosure</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_AdjToCompAmt', window );">Adjustment to Compensation, Amount</a></td>
<td class="num">(61,568)<span></span>
</td>
<td class="nump">249,366<span></span>
</td>
<td class="num">(2,318,936)<span></span>
</td>
<td class="num">(219,388)<span></span>
</td>
<td class="num">(1,093,613)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_ExecutiveCategoryAxis=ecd_PeoMember', window );">PEO | Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_PvpTable', window );"><strong>Pay vs Performance Disclosure</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_AdjToCompAmt', window );">Adjustment to Compensation, Amount</a></td>
<td class="num">(86,669)<span></span>
</td>
<td class="nump">384,236<span></span>
</td>
<td class="num">(304,753)<span></span>
</td>
<td class="nump">87,209<span></span>
</td>
<td class="num">(617,410)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_ExecutiveCategoryAxis=ecd_PeoMember', window );">PEO | Prior Year End Fair Value of Equity Awards Granted in Any Prior Year that Fail to Meet Applicable Vesting Conditions During Covered Year</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_PvpTable', window );"><strong>Pay vs Performance Disclosure</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_AdjToCompAmt', window );">Adjustment to Compensation, Amount</a></td>
<td class="num">(117,488)<span></span>
</td>
<td class="num">(290,633)<span></span>
</td>
<td class="num">(375,042)<span></span>
</td>
<td class="num">(222,777)<span></span>
</td>
<td class="num">(626,427)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_ExecutiveCategoryAxis=ecd_NonPeoNeoMember', window );">Non-PEO NEO</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_PvpTable', window );"><strong>Pay vs Performance Disclosure</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_AdjToCompAmt', window );">Adjustment to Compensation, Amount</a></td>
<td class="num">(634,313)<span></span>
</td>
<td class="nump">272,024<span></span>
</td>
<td class="num">(1,039,578)<span></span>
</td>
<td class="nump">165,004<span></span>
</td>
<td class="num">(899,409)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_ExecutiveCategoryAxis=ecd_NonPeoNeoMember', window );">Non-PEO NEO | Aggregate Grant Date Fair Value of Equity Award Amounts Reported in Summary Compensation Table</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_PvpTable', window );"><strong>Pay vs Performance Disclosure</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_AdjToCompAmt', window );">Adjustment to Compensation, Amount</a></td>
<td class="num">(1,025,016)<span></span>
</td>
<td class="num">(990,014)<span></span>
</td>
<td class="num">(687,519)<span></span>
</td>
<td class="num">(587,502)<span></span>
</td>
<td class="num">(585,060)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_ExecutiveCategoryAxis=ecd_NonPeoNeoMember', window );">Non-PEO NEO | Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_PvpTable', window );"><strong>Pay vs Performance Disclosure</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_AdjToCompAmt', window );">Adjustment to Compensation, Amount</a></td>
<td class="nump">702,490<span></span>
</td>
<td class="nump">1,256,102<span></span>
</td>
<td class="nump">267,430<span></span>
</td>
<td class="nump">827,995<span></span>
</td>
<td class="nump">285,082<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_ExecutiveCategoryAxis=ecd_NonPeoNeoMember', window );">Non-PEO NEO | Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_PvpTable', window );"><strong>Pay vs Performance Disclosure</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_AdjToCompAmt', window );">Adjustment to Compensation, Amount</a></td>
<td class="num">(15,161)<span></span>
</td>
<td class="nump">50,653<span></span>
</td>
<td class="num">(469,731)<span></span>
</td>
<td class="num">(40,488)<span></span>
</td>
<td class="num">(280,402)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_ExecutiveCategoryAxis=ecd_NonPeoNeoMember', window );">Non-PEO NEO | Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_PvpTable', window );"><strong>Pay vs Performance Disclosure</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_AdjToCompAmt', window );">Adjustment to Compensation, Amount</a></td>
<td class="num">(15,303)<span></span>
</td>
<td class="nump">72,102<span></span>
</td>
<td class="num">(73,879)<span></span>
</td>
<td class="nump">22,282<span></span>
</td>
<td class="num">(157,956)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_ExecutiveCategoryAxis=ecd_NonPeoNeoMember', window );">Non-PEO NEO | Prior Year End Fair Value of Equity Awards Granted in Any Prior Year that Fail to Meet Applicable Vesting Conditions During Covered Year</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_PvpTable', window );"><strong>Pay vs Performance Disclosure</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_AdjToCompAmt', window );">Adjustment to Compensation, Amount</a></td>
<td class="num">$ (281,323)<span></span>
</td>
<td class="num">$ (116,819)<span></span>
</td>
<td class="num">$ (75,879)<span></span>
</td>
<td class="num">$ (57,283)<span></span>
</td>
<td class="num">$ (161,073)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_AdjToCompAmt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection v<br> -Paragraph 3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_AdjToCompAmt</td>
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<tr>
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<td>ecd_</td>
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<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_AdjToNonPeoNeoCompFnTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection v<br> -Paragraph 3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_AdjToNonPeoNeoCompFnTextBlock</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
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<td>dtr-types:textBlockItemType</td>
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<td>na</td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_AdjToPeoCompFnTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection v<br> -Paragraph 3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_AdjToPeoCompFnTextBlock</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_CoSelectedMeasureAmt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection v<br> -Paragraph 2<br> -Subparagraph vi<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_CoSelectedMeasureAmt</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection v<br> -Paragraph 2<br> -Subparagraph vi<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_CoSelectedMeasureName</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
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<td>xbrli:normalizedStringItemType</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection v<br> -Paragraph 5<br> -Subparagraph iii<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection v<br> -Paragraph 5<br> -Subparagraph ii<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_CompActuallyPaidVsNetIncomeTextBlock</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection v<br> -Paragraph 5<br> -Subparagraph i<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection v<br> -Paragraph 2<br> -Subparagraph vi<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_MeasureName</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
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<tr>
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<td>na</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection v<br> -Paragraph 3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_NamedExecutiveOfficersFnTextBlock</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
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<td>dtr-types:textBlockItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection v<br> -Paragraph 2<br> -Subparagraph vi<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_NonGaapMeasureDescriptionTextBlock</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection v<br> -Paragraph 2<br> -Subparagraph iii<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_NonPeoNeoAvgCompActuallyPaidAmt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_NonPeoNeoAvgTotalCompAmt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection v<br> -Paragraph 2<br> -Subparagraph ii<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_NonPeoNeoAvgTotalCompAmt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_PeerGroupIssuersFnTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection v<br> -Paragraph 2<br> -Subparagraph iv<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_PeerGroupIssuersFnTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_PeerGroupTotalShareholderRtnAmt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection v<br> -Paragraph 2<br> -Subparagraph iv<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_PeerGroupTotalShareholderRtnAmt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_PeoActuallyPaidCompAmt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection v<br> -Paragraph 2<br> -Subparagraph iii<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_PeoActuallyPaidCompAmt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_PeoName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection v<br> -Paragraph 3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_PeoName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_PeoTotalCompAmt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection v<br> -Paragraph 2<br> -Subparagraph ii<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_PeoTotalCompAmt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_PvpTable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection v<br> -Paragraph 1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_PvpTable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_PvpTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection v<br> -Paragraph 1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_PvpTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_TabularListTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection v<br> -Paragraph 6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_TabularListTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_TotalShareholderRtnAmt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection v<br> -Paragraph 2<br> -Subparagraph iv<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_TotalShareholderRtnAmt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_TotalShareholderRtnVsPeerGroupTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection v<br> -Paragraph 5<br> -Subparagraph iv<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_TotalShareholderRtnVsPeerGroupTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-6<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-9<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 805<br> -SubTopic 60<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476176/805-60-65-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 323<br> -Name 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<span style="display: none;">v3.25.1</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Award Timing Disclosure<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
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Timing of Grants of Certain Equity Awards</span><span style="font-weight: normal;">. We do not currently grant stock options, stock appreciation rights or other awards with option-like features. Accordingly, we have no specific policy or practice on the timing of such awards in relation to the disclosure by the Company of material non-public information. In the event we determine to grant new options, stock appreciation rights or other awards with option-like features, our Board and Compensation Committee will evaluate the appropriate steps to take in relation to the timing of grants of such awards and the disclosure of material nonpublic information. (The Compensation Committee has, for the last several years, approved annual grants of TRSUs and PRSUs in early January of each year. The timing of these grants is unrelated to the release of material non-public information.) </span></div><span></span>
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Timing of Grants of Certain Equity Awards&lt;/span&gt;&lt;span style="font-weight: normal;"&gt;. We do not currently grant stock options, stock appreciation rights or other awards with option-like features. Accordingly, we have no specific policy or practice on the timing of such awards in relation to the disclosure by the Company of material non-public information. In the event we determine to grant new options, stock appreciation rights or other awards with option-like features, our Board and Compensation Committee will evaluate the appropriate steps to take in relation to the timing of grants of such awards and the disclosure of material nonpublic information. (The Compensation Committee has, for the last several years, approved annual grants of TRSUs and PRSUs in early January of each year. The timing of these grants is unrelated to the release of material non-public information.) &lt;/span&gt;&lt;/div&gt;</ecd:AwardTmgMnpiDiscTextBlock>
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margin-top: 0pt; text-align: right;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 51.57pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 51.57pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="width: 95.66pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;"&gt;Value of Initial Fixed $100 &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;"&gt;Investment Based on:&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 56.16pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 46.47pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 36pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Year&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 52.36pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;Summary &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;Compensation &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;Table Total for &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;PEO&lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;($) &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 56.15pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Compensation &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Actually Paid to &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;PEO&lt;sup&gt;(1)&lt;/sup&gt;&lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;($)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 51.57pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;Average &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;Summary &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;Compensation &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;Table Total &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;for Non-PEO&lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;NEOs&lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;($)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 51.57pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;Average &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;Compensation&lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;Actually Paid&lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;to Non-PEO &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;NEOs&lt;sup&gt;(2)&lt;/sup&gt;&lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;($)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 43.82pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;Tota l&lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;Stockholder &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;Return&lt;sup&gt;(3)&lt;/sup&gt;&lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;($)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 43.82pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;Peer Group&lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;Total &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;Stockholder &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;Return&lt;sup&gt;(3)(4)&lt;/sup&gt;&lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;($)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 56.16pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Net Income/ &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;(Loss)&lt;sup&gt;(5)&lt;/sup&gt;&lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;($ in thousands)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 46.47pt; padding-top: 4.3pt; padding-bottom: 4.53pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;Adjusted&lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;Distributable &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;Earnings&lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;ROAE&lt;sup&gt;(6)&lt;/sup&gt;(%) &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 36pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;2024&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 52.36pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;8,081,167&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 56.15pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;7,556,905&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 51.57pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;2,939,758&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 51.57pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;2,305,445&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 43.82pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;56.74&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 43.82pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;75.94&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 56.16pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6pt;"&gt;119,251&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 46.47pt; padding-top: 4.3pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 1.5pt;"&gt;11.76% &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 36pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;2023&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 52.36pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;6,640,540&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 56.15pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;8,535,274&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 51.57pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 0.6pt;"&gt;2,117,517&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 51.57pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;2,389,541&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 43.82pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;55.42&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 43.82pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;76.61&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 56.16pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 9.9pt;"&gt;80,164&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 46.47pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 1.5pt;"&gt;11.98% &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 36pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;2022&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 52.36pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;6,262,232&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 56.15pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;1,308,212&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 51.57pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;1,915,344&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 51.57pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;875,766&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 43.82pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;42.43&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 43.82pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;66.88&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 56.16pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;(231,581)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 46.47pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 1.5pt;"&gt;11.03% &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 36pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;2021&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 52.36pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 0.6pt;"&gt;7,411,604&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 56.15pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;8,255,983&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 51.57pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;2,142,227&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 51.57pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;2,307,231&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 43.82pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;67.39&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 43.82pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;92.17&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 56.16pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;328,870&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 46.47pt; padding-top: 3.8pt; padding-bottom: 4.03pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 0.9pt;"&gt;10.46% &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 36pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;2020&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 52.36pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;4,579,952&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 56.15pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;870,934&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 51.57pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;1,421,460&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 51.57pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;522,051&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 43.82pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;52.80&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 43.82pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;79.34&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 56.16pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;(679,390)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 4pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 46.47pt; padding-top: 3.8pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;(0.72%)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 36pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 52.36pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 56.15pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 51.57pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 51.57pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 43.82pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 43.82pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 4.01pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 56.16pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 4pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 4pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 46.47pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"&gt;&lt;tr&gt;&lt;td style="width: 18pt; text-align: left; vertical-align: top;"&gt;&lt;div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;"&gt;1.&lt;br/&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align: top;"&gt;&lt;div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;"&gt;For each of 2024, 2023, 2022, 2021 and 2020, our principal executive officer (PEO) was Craig L. Knutson. For more detail regarding how the amounts in this column are calculated, refer to the Summary Compensation Table found on page &lt;a href="#tSCT"&gt;56&lt;/a&gt; of this Proxy Statement and &#x201c;Adjustments to Summary Compensation Tables to Determine Compensation Actually Paid&#x201d; tables below.&lt;span style="font-weight: normal;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"&gt;&lt;tr&gt;&lt;td style="width: 18pt; text-align: left; vertical-align: top;"&gt;&lt;div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;"&gt;2.&lt;br/&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align: top;"&gt;&lt;div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;"&gt;For 2024, our remaining NEOs consisted of Bryan Wulfsohn, Michael C. Roper, Lori R. Samuels, Harold E. Schwartz and Gudmundur Kristjansson, our former Senior Vice President and Co-Chief Investment Officer, whose employment with the Company was terminated effective November&#160;22, 2024. For 2023, our remaining NEOs consisted of Mr.&#160;Wulfsohn, Mr.&#160;Roper, Mr.&#160;Schwartz, Mr.&#160;Kristjansson and Stephen D. Yarad, our former Chief Financial Officer, who resigned his employment with the Company on September&#160;15, 2023. For each of 2022, 2021 and 2020, our remaining NEOs consisted of Mr.&#160;Wulfsohn, Mr.&#160;Schwartz, Mr.&#160;Kristjansson and Mr. Yarad. For more detail regarding how the amounts in this column are calculated, refer to the Summary Compensation Table found on page &lt;a href="#tSCT"&gt;56&lt;/a&gt; of this Proxy Statement and &#x201c;Adjustments to Summary Compensation Tables to Determine Compensation Actually Paid&#x201d; tables below. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"&gt;&lt;tr&gt;&lt;td style="width: 18pt; text-align: left; vertical-align: top;"&gt;&lt;div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;"&gt;3.&lt;br/&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align: top;"&gt;&lt;div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;"&gt;Total Stockholder Return and Peer Group Total Stockholder Return assume an initial investment of $100 invested on December 31, 2019. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"&gt;&lt;tr&gt;&lt;td style="width: 18pt; text-align: left; vertical-align: top;"&gt;&lt;div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;"&gt;4.&lt;br/&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align: top;"&gt;&lt;div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;"&gt;As permitted by SEC rules, the Peer Group referenced for purpose of the Total Stockholder Return comparison consists of the iShares Mortgage Real Estate ETF (Symbol: REM), which is an exchange traded fund the components of which are U.S. residential and commercial mortgage REITs and reflects an industry peer group used for purposes of Item 201(e) of Regulation S-K. Note&#160;that the Bloomberg Real Estate Investment Trust Mortgage Index (Symbol: BBREMTG), which was the Peer Group formerly used by Company for purposes of this table, was discontinued in 2024. The separate peer group used by the Compensation Committee for purposes of evaluating the compensation paid to our executive officers is described on page &lt;a href="#tP35"&gt;37&lt;/a&gt; of this Proxy Statement. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"&gt;&lt;tr&gt;&lt;td style="width: 18pt; text-align: left; vertical-align: top;"&gt;&lt;div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;"&gt;5.&lt;br/&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align: top;"&gt;&lt;div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;"&gt;Reflects after-tax net income/(loss) in accordance with GAAP for each of the years shown. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"&gt;&lt;tr&gt;&lt;td style="width: 18pt; text-align: left; vertical-align: top;"&gt;&lt;div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;"&gt;6.&lt;br/&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align: top;"&gt;&lt;div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;"&gt;The Company has designated &#x201c;Adjusted Distributable Earnings ROAE&#x201d; as its Company Selected Measure, as this measure (as well as, &#x201c;Adjusted GAAP ROAE&#x201d;) is the most important measure identified below under &#x201c;2024 Most Important Financial Measures,&#x201d; which, in the Company&#x2019;s assessment, represents for 2024 the most important performance measure used to link compensation actually paid to our PEO and other NEOs to the Company&#x2019;s performance. Adjusted Distributable Earnings ROAE is defined on page &lt;a href="#tDER"&gt;40&lt;/a&gt; of this Proxy Statement and is a non-GAAP financial measure. Per SEC rules, the percentage shown is for the applicable calendar year. See Appendix&#160;D for a reconciliation of such measure to its comparable GAAP measure for the 2024 calendar year.&lt;span style="font-weight: normal;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;"&gt;Compensation Actually Paid represents the Summary Compensation Table Totals adjusted for the following items: &lt;/div&gt;&lt;table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 6pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 9.99pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="height: 6pt; width: 110.02pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="width: 110.02pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;"&gt;Year 2024 &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;PEO&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Average for &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Non-PEO-&lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;NEOs &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($4,000,017)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($1,025,016) &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase for fair value at 12/31/2024 of awards granted during 2024 that remain unvested as of year-end&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$3,741,480&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 12.15pt;"&gt;$702,490 &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2023 to 12/31/2024 of awards granted in 2023 that were outstanding and unvested as of 12/31/2024&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 11.25pt;"&gt;($61,568)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 11.25pt;"&gt;($15,161) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2023 to vesting date of awards granted in 2022 that vested during 2024&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 11.25pt;"&gt;($86,669)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 11.25pt;"&gt;($15,303) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for fair value at 12/31/2023 of forfeited performance-based awards granted in 2022 due to failure to meet required performance levels for vesting&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 7.35pt;"&gt;($117,488)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($281,323) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($524,262)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($634,313)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 45.02pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 45.02pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 15pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 6pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10.76pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="height: 6pt; width: 108.49pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="width: 108.49pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;"&gt;Year 2023 &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;PEO&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;Average for &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;Non-PEO- &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;NEOs&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($4,000,015)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 1.35pt;"&gt;($990,014) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;"&gt;Increase for fair value at 12/31/2023 of awards granted during 2023 that remain unvested as of year-end&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$5,551,780&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;$1,256,102 &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2022 to 12/31/2023 of awards granted in 2022 that were outstanding and unvested as of 12/31/2023&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 12.15pt;"&gt;$249,366&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 11.25pt;"&gt;$50,653 &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2022 to vesting date of awards granted in 2021 that vested during 2023&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 12.15pt;"&gt;$384,236&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 11.25pt;"&gt;$72,102 &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for fair value at 12/31/2022 of forfeited performance-based awards granted in 2021 due to failure to meet required performance levels for vesting&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($290,633)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 1.95pt;"&gt;($116,819) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$1,894,734&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;$272,024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 45.02pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 41.95pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 6pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 9.88pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="height: 6pt; width: 110.22pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="width: 110.22pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;"&gt;Year 2022 &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;PEO&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Average for &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Non-PEO-&lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;NEOs &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($3,200,032)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($687,519) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;"&gt;Increase for fair value at 12/31/2022 of awards granted during 2022 that remain unvested as of year-end&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$1,244,743&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 12.15pt;"&gt;$267,430 &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2021 to 12/31/2022 of awards granted in 2021 that were outstanding and unvested as of 12/31/2022&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($2,318,936)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($469,731) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2021 to vesting date of awards granted in 2020 that vested during 2022&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($304,753)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 11.25pt;"&gt;($73,879) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;(Deduction) for fair value at 12/31/2021 of forfeited performance-based awards granted in 2020 due to failure to meet required performance levels for vesting&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($375,042)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 11.25pt;"&gt;($75,879) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;($4,954,020)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;($1,039,578)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 45.23pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 45.23pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 6pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10.76pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="height: 6pt; width: 108.49pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="width: 108.49pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;"&gt;Year 2021 &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;PEO&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Average for &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Non-PEO- &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;NEOs&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($2,850,004)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($587,502) &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;"&gt;Increase for fair value at 12/31/2021 of awards granted during 2021 that remain unvested as of year-end&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$4,049,339&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$827,995 &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2020 to 12/31/2021 of awards granted in 2020 that were outstanding and unvested as of 12/31/2021&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($219,388)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 4.5pt;"&gt;($40,488) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2020 to vesting date of awards granted in 2019 that vested during 2021&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 16.65pt;"&gt;$87,209&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 9.9pt;"&gt;$22,282 &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;(Deduction) for fair value at 12/31/2020 of forfeited performance-based awards granted in 2019 due to failure to meet required performance levels for vesting&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($222,777)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 4.5pt;"&gt;($57,283) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 12.15pt;"&gt;$844,379&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$165,004&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 45.02pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 41.95pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 6pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10.7pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="height: 6pt; width: 108.59pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="width: 108.59pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;"&gt;Year 2020 &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.24pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;PEO&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Average for &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Non-PEO-&lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;NEOs &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.24pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($2,668,552)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($585,060) &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;"&gt;Increase for fair value at 12/31/2020 of awards granted during 2020 that remain unvested as of year-end&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$1,296,984&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$285,082 &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2019 to 12/31/2020 of awards granted in 2019 that were outstanding and unvested as of 12/31/2020&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($1,093,613)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($280,402) &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2019 to vesting date of awards granted in 2018 that vested during 2020&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($617,410)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($157,956) &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;(Deduction) for fair value at 12/31/2019 of forfeited performance-based awards granted in 2018 due to failure to meet required performance levels for vesting&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($626,427)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($161,073) &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.24pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;($3,709,018)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;($899,409)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 45.24pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 41.95pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ecd:PvpTableTextBlock>
    <ecd:PeoTotalCompAmt contextRef="c0" decimals="0" id="ixv-23681" unitRef="usd">8081167</ecd:PeoTotalCompAmt>
    <ecd:PeoActuallyPaidCompAmt contextRef="c0" decimals="0" id="ixv-23682" unitRef="usd">7556905</ecd:PeoActuallyPaidCompAmt>
    <ecd:NonPeoNeoAvgTotalCompAmt contextRef="c0" decimals="0" id="ixv-23683" unitRef="usd">2939758</ecd:NonPeoNeoAvgTotalCompAmt>
    <ecd:NonPeoNeoAvgCompActuallyPaidAmt contextRef="c0" decimals="0" id="ixv-23684" unitRef="usd">2305445</ecd:NonPeoNeoAvgCompActuallyPaidAmt>
    <ecd:TotalShareholderRtnAmt contextRef="c0" decimals="2" id="ixv-23685" unitRef="usd">56.74</ecd:TotalShareholderRtnAmt>
    <ecd:PeerGroupTotalShareholderRtnAmt contextRef="c0" decimals="2" id="ixv-23686" unitRef="usd">75.94</ecd:PeerGroupTotalShareholderRtnAmt>
    <us-gaap:NetIncomeLoss contextRef="c0" decimals="-3" id="ixv-23687" unitRef="usd">119251000</us-gaap:NetIncomeLoss>
    <ecd:CoSelectedMeasureAmt contextRef="c0" decimals="4" id="ixv-23688" unitRef="pure">0.1176</ecd:CoSelectedMeasureAmt>
    <ecd:PeoTotalCompAmt contextRef="c1" decimals="0" id="ixv-23689" unitRef="usd">6640540</ecd:PeoTotalCompAmt>
    <ecd:PeoActuallyPaidCompAmt contextRef="c1" decimals="0" id="ixv-23690" unitRef="usd">8535274</ecd:PeoActuallyPaidCompAmt>
    <ecd:NonPeoNeoAvgTotalCompAmt contextRef="c1" decimals="0" id="ixv-23691" unitRef="usd">2117517</ecd:NonPeoNeoAvgTotalCompAmt>
    <ecd:NonPeoNeoAvgCompActuallyPaidAmt contextRef="c1" decimals="0" id="ixv-23692" unitRef="usd">2389541</ecd:NonPeoNeoAvgCompActuallyPaidAmt>
    <ecd:TotalShareholderRtnAmt contextRef="c1" decimals="2" id="ixv-23693" unitRef="usd">55.42</ecd:TotalShareholderRtnAmt>
    <ecd:PeerGroupTotalShareholderRtnAmt contextRef="c1" decimals="2" id="ixv-23694" unitRef="usd">76.61</ecd:PeerGroupTotalShareholderRtnAmt>
    <us-gaap:NetIncomeLoss contextRef="c1" decimals="-3" id="ixv-23695" unitRef="usd">80164000</us-gaap:NetIncomeLoss>
    <ecd:CoSelectedMeasureAmt contextRef="c1" decimals="4" id="ixv-23696" unitRef="pure">0.1198</ecd:CoSelectedMeasureAmt>
    <ecd:PeoTotalCompAmt contextRef="c2" decimals="0" id="ixv-23697" unitRef="usd">6262232</ecd:PeoTotalCompAmt>
    <ecd:PeoActuallyPaidCompAmt contextRef="c2" decimals="0" id="ixv-23698" unitRef="usd">1308212</ecd:PeoActuallyPaidCompAmt>
    <ecd:NonPeoNeoAvgTotalCompAmt contextRef="c2" decimals="0" id="ixv-23699" unitRef="usd">1915344</ecd:NonPeoNeoAvgTotalCompAmt>
    <ecd:NonPeoNeoAvgCompActuallyPaidAmt contextRef="c2" decimals="0" id="ixv-23700" unitRef="usd">875766</ecd:NonPeoNeoAvgCompActuallyPaidAmt>
    <ecd:TotalShareholderRtnAmt contextRef="c2" decimals="2" id="ixv-23701" unitRef="usd">42.43</ecd:TotalShareholderRtnAmt>
    <ecd:PeerGroupTotalShareholderRtnAmt contextRef="c2" decimals="2" id="ixv-23702" unitRef="usd">66.88</ecd:PeerGroupTotalShareholderRtnAmt>
    <us-gaap:NetIncomeLoss contextRef="c2" decimals="-3" id="ixv-23703" unitRef="usd">-231581000</us-gaap:NetIncomeLoss>
    <ecd:CoSelectedMeasureAmt contextRef="c2" decimals="4" id="ixv-23704" unitRef="pure">0.1103</ecd:CoSelectedMeasureAmt>
    <ecd:PeoTotalCompAmt contextRef="c3" decimals="0" id="ixv-23705" unitRef="usd">7411604</ecd:PeoTotalCompAmt>
    <ecd:PeoActuallyPaidCompAmt contextRef="c3" decimals="0" id="ixv-23706" unitRef="usd">8255983</ecd:PeoActuallyPaidCompAmt>
    <ecd:NonPeoNeoAvgTotalCompAmt contextRef="c3" decimals="0" id="ixv-23707" unitRef="usd">2142227</ecd:NonPeoNeoAvgTotalCompAmt>
    <ecd:NonPeoNeoAvgCompActuallyPaidAmt contextRef="c3" decimals="0" id="ixv-23708" unitRef="usd">2307231</ecd:NonPeoNeoAvgCompActuallyPaidAmt>
    <ecd:TotalShareholderRtnAmt contextRef="c3" decimals="2" id="ixv-23709" unitRef="usd">67.39</ecd:TotalShareholderRtnAmt>
    <ecd:PeerGroupTotalShareholderRtnAmt contextRef="c3" decimals="2" id="ixv-23710" unitRef="usd">92.17</ecd:PeerGroupTotalShareholderRtnAmt>
    <us-gaap:NetIncomeLoss contextRef="c3" decimals="-3" id="ixv-23711" unitRef="usd">328870000</us-gaap:NetIncomeLoss>
    <ecd:CoSelectedMeasureAmt contextRef="c3" decimals="4" id="ixv-23712" unitRef="pure">0.1046</ecd:CoSelectedMeasureAmt>
    <ecd:PeoTotalCompAmt contextRef="c4" decimals="0" id="ixv-23713" unitRef="usd">4579952</ecd:PeoTotalCompAmt>
    <ecd:PeoActuallyPaidCompAmt contextRef="c4" decimals="0" id="ixv-23714" unitRef="usd">870934</ecd:PeoActuallyPaidCompAmt>
    <ecd:NonPeoNeoAvgTotalCompAmt contextRef="c4" decimals="0" id="ixv-23715" unitRef="usd">1421460</ecd:NonPeoNeoAvgTotalCompAmt>
    <ecd:NonPeoNeoAvgCompActuallyPaidAmt contextRef="c4" decimals="0" id="ixv-23716" unitRef="usd">522051</ecd:NonPeoNeoAvgCompActuallyPaidAmt>
    <ecd:TotalShareholderRtnAmt contextRef="c4" decimals="2" id="ixv-23717" unitRef="usd">52.8</ecd:TotalShareholderRtnAmt>
    <ecd:PeerGroupTotalShareholderRtnAmt contextRef="c4" decimals="2" id="ixv-23718" unitRef="usd">79.34</ecd:PeerGroupTotalShareholderRtnAmt>
    <us-gaap:NetIncomeLoss contextRef="c4" decimals="-3" id="ixv-23719" unitRef="usd">-679390000</us-gaap:NetIncomeLoss>
    <ecd:CoSelectedMeasureAmt contextRef="c4" decimals="4" id="ixv-23720" unitRef="pure">-0.0072</ecd:CoSelectedMeasureAmt>
    <ecd:NamedExecutiveOfficersFnTextBlock contextRef="c0" id="ixv-15826">&lt;table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 0pt;"&gt;&lt;tr&gt;&lt;td style="width: 18pt; text-align: left; vertical-align: top;"&gt;&lt;div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;"&gt;1.&lt;br/&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align: top;"&gt;&lt;div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;"&gt;For each of 2024, 2023, 2022, 2021 and 2020, our principal executive officer (PEO) was Craig L. Knutson. For more detail regarding how the amounts in this column are calculated, refer to the Summary Compensation Table found on page &lt;a href="#tSCT"&gt;56&lt;/a&gt; of this Proxy Statement and &#x201c;Adjustments to Summary Compensation Tables to Determine Compensation Actually Paid&#x201d; tables below.&lt;span style="font-weight: normal;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"&gt;&lt;tr&gt;&lt;td style="width: 18pt; text-align: left; vertical-align: top;"&gt;&lt;div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;"&gt;2.&lt;br/&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align: top;"&gt;&lt;div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;"&gt;For 2024, our remaining NEOs consisted of Bryan Wulfsohn, Michael C. Roper, Lori R. Samuels, Harold E. Schwartz and Gudmundur Kristjansson, our former Senior Vice President and Co-Chief Investment Officer, whose employment with the Company was terminated effective November&#160;22, 2024. For 2023, our remaining NEOs consisted of Mr.&#160;Wulfsohn, Mr.&#160;Roper, Mr.&#160;Schwartz, Mr.&#160;Kristjansson and Stephen D. Yarad, our former Chief Financial Officer, who resigned his employment with the Company on September&#160;15, 2023. For each of 2022, 2021 and 2020, our remaining NEOs consisted of Mr.&#160;Wulfsohn, Mr.&#160;Schwartz, Mr.&#160;Kristjansson and Mr. Yarad. For more detail regarding how the amounts in this column are calculated, refer to the Summary Compensation Table found on page &lt;a href="#tSCT"&gt;56&lt;/a&gt; of this Proxy Statement and &#x201c;Adjustments to Summary Compensation Tables to Determine Compensation Actually Paid&#x201d; tables below. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ecd:NamedExecutiveOfficersFnTextBlock>
    <ecd:PeoName contextRef="c1" id="ixv-23721">Craig L. Knutson</ecd:PeoName>
    <ecd:PeoName contextRef="c4" id="ixv-23722">Craig L. Knutson</ecd:PeoName>
    <ecd:PeoName contextRef="c3" id="ixv-23723">Craig L. Knutson</ecd:PeoName>
    <ecd:PeoName contextRef="c2" id="ixv-23724">Craig L. Knutson</ecd:PeoName>
    <ecd:PeoName contextRef="c0" id="ixv-23725">Craig L. Knutson</ecd:PeoName>
    <ecd:PeerGroupIssuersFnTextBlock contextRef="c0" id="ixv-15855">&lt;table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"&gt;&lt;tr&gt;&lt;td style="width: 18pt; text-align: left; vertical-align: top;"&gt;&lt;div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;"&gt;4.&lt;br/&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align: top;"&gt;&lt;div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;"&gt;As permitted by SEC rules, the Peer Group referenced for purpose of the Total Stockholder Return comparison consists of the iShares Mortgage Real Estate ETF (Symbol: REM), which is an exchange traded fund the components of which are U.S. residential and commercial mortgage REITs and reflects an industry peer group used for purposes of Item 201(e) of Regulation S-K. Note&#160;that the Bloomberg Real Estate Investment Trust Mortgage Index (Symbol: BBREMTG), which was the Peer Group formerly used by Company for purposes of this table, was discontinued in 2024. The separate peer group used by the Compensation Committee for purposes of evaluating the compensation paid to our executive officers is described on page &lt;a href="#tP35"&gt;37&lt;/a&gt; of this Proxy Statement. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ecd:PeerGroupIssuersFnTextBlock>
    <ecd:NonGaapMeasureDescriptionTextBlock contextRef="c5" id="ixv-15873">&lt;table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 0pt;"&gt;&lt;tr&gt;&lt;td style="width: 18pt; text-align: left; vertical-align: top;"&gt;&lt;div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold;"&gt;6.&lt;br/&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align: top;"&gt;&lt;div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 7pt; font-weight: bold; text-align: left;"&gt;The Company has designated &#x201c;Adjusted Distributable Earnings ROAE&#x201d; as its Company Selected Measure, as this measure (as well as, &#x201c;Adjusted GAAP ROAE&#x201d;) is the most important measure identified below under &#x201c;2024 Most Important Financial Measures,&#x201d; which, in the Company&#x2019;s assessment, represents for 2024 the most important performance measure used to link compensation actually paid to our PEO and other NEOs to the Company&#x2019;s performance. Adjusted Distributable Earnings ROAE is defined on page &lt;a href="#tDER"&gt;40&lt;/a&gt; of this Proxy Statement and is a non-GAAP financial measure. Per SEC rules, the percentage shown is for the applicable calendar year. See Appendix&#160;D for a reconciliation of such measure to its comparable GAAP measure for the 2024 calendar year.&lt;span style="font-weight: normal;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ecd:NonGaapMeasureDescriptionTextBlock>
    <ecd:CoSelectedMeasureName contextRef="c0" id="ixv-23726">Adjusted Distributable Earnings ROAE</ecd:CoSelectedMeasureName>
    <ecd:AdjToPeoCompFnTextBlock contextRef="c0" id="ixv-15921">&lt;div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;"&gt;Compensation Actually Paid represents the Summary Compensation Table Totals adjusted for the following items: &lt;/div&gt;&lt;table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 6pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 9.99pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="height: 6pt; width: 110.02pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="width: 110.02pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;"&gt;Year 2024 &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;PEO&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Average for &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Non-PEO-&lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;NEOs &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($4,000,017)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($1,025,016) &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase for fair value at 12/31/2024 of awards granted during 2024 that remain unvested as of year-end&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$3,741,480&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 12.15pt;"&gt;$702,490 &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2023 to 12/31/2024 of awards granted in 2023 that were outstanding and unvested as of 12/31/2024&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 11.25pt;"&gt;($61,568)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 11.25pt;"&gt;($15,161) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2023 to vesting date of awards granted in 2022 that vested during 2024&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 11.25pt;"&gt;($86,669)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 11.25pt;"&gt;($15,303) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for fair value at 12/31/2023 of forfeited performance-based awards granted in 2022 due to failure to meet required performance levels for vesting&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 7.35pt;"&gt;($117,488)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($281,323) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($524,262)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($634,313)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 45.02pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 45.02pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 15pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 6pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10.76pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="height: 6pt; width: 108.49pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="width: 108.49pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;"&gt;Year 2023 &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;PEO&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;Average for &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;Non-PEO- &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;NEOs&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($4,000,015)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 1.35pt;"&gt;($990,014) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;"&gt;Increase for fair value at 12/31/2023 of awards granted during 2023 that remain unvested as of year-end&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$5,551,780&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;$1,256,102 &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2022 to 12/31/2023 of awards granted in 2022 that were outstanding and unvested as of 12/31/2023&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 12.15pt;"&gt;$249,366&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 11.25pt;"&gt;$50,653 &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2022 to vesting date of awards granted in 2021 that vested during 2023&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 12.15pt;"&gt;$384,236&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 11.25pt;"&gt;$72,102 &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for fair value at 12/31/2022 of forfeited performance-based awards granted in 2021 due to failure to meet required performance levels for vesting&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($290,633)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 1.95pt;"&gt;($116,819) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$1,894,734&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;$272,024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 45.02pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 41.95pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 6pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 9.88pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="height: 6pt; width: 110.22pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="width: 110.22pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;"&gt;Year 2022 &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;PEO&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Average for &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Non-PEO-&lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;NEOs &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($3,200,032)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($687,519) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;"&gt;Increase for fair value at 12/31/2022 of awards granted during 2022 that remain unvested as of year-end&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$1,244,743&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 12.15pt;"&gt;$267,430 &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2021 to 12/31/2022 of awards granted in 2021 that were outstanding and unvested as of 12/31/2022&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($2,318,936)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($469,731) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2021 to vesting date of awards granted in 2020 that vested during 2022&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($304,753)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 11.25pt;"&gt;($73,879) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;(Deduction) for fair value at 12/31/2021 of forfeited performance-based awards granted in 2020 due to failure to meet required performance levels for vesting&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($375,042)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 11.25pt;"&gt;($75,879) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;($4,954,020)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;($1,039,578)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 45.23pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 45.23pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 6pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10.76pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="height: 6pt; width: 108.49pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="width: 108.49pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;"&gt;Year 2021 &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;PEO&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Average for &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Non-PEO- &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;NEOs&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($2,850,004)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($587,502) &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;"&gt;Increase for fair value at 12/31/2021 of awards granted during 2021 that remain unvested as of year-end&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$4,049,339&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$827,995 &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2020 to 12/31/2021 of awards granted in 2020 that were outstanding and unvested as of 12/31/2021&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($219,388)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 4.5pt;"&gt;($40,488) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2020 to vesting date of awards granted in 2019 that vested during 2021&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 16.65pt;"&gt;$87,209&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 9.9pt;"&gt;$22,282 &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;(Deduction) for fair value at 12/31/2020 of forfeited performance-based awards granted in 2019 due to failure to meet required performance levels for vesting&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($222,777)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 4.5pt;"&gt;($57,283) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 12.15pt;"&gt;$844,379&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$165,004&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 45.02pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 41.95pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 6pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10.7pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="height: 6pt; width: 108.59pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="width: 108.59pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;"&gt;Year 2020 &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.24pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;PEO&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Average for &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Non-PEO-&lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;NEOs &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.24pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($2,668,552)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($585,060) &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;"&gt;Increase for fair value at 12/31/2020 of awards granted during 2020 that remain unvested as of year-end&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$1,296,984&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$285,082 &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2019 to 12/31/2020 of awards granted in 2019 that were outstanding and unvested as of 12/31/2020&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($1,093,613)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($280,402) &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2019 to vesting date of awards granted in 2018 that vested during 2020&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($617,410)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($157,956) &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;(Deduction) for fair value at 12/31/2019 of forfeited performance-based awards granted in 2018 due to failure to meet required performance levels for vesting&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($626,427)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($161,073) &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.24pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;($3,709,018)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;($899,409)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 45.24pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 41.95pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ecd:AdjToPeoCompFnTextBlock>
    <ecd:AdjToNonPeoNeoCompFnTextBlock contextRef="c0" id="ixv-15922">&lt;div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;"&gt;Compensation Actually Paid represents the Summary Compensation Table Totals adjusted for the following items: &lt;/div&gt;&lt;table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 6pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 9.99pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="height: 6pt; width: 110.02pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="width: 110.02pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;"&gt;Year 2024 &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;PEO&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Average for &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Non-PEO-&lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;NEOs &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($4,000,017)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($1,025,016) &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase for fair value at 12/31/2024 of awards granted during 2024 that remain unvested as of year-end&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$3,741,480&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 12.15pt;"&gt;$702,490 &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2023 to 12/31/2024 of awards granted in 2023 that were outstanding and unvested as of 12/31/2024&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 11.25pt;"&gt;($61,568)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 11.25pt;"&gt;($15,161) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2023 to vesting date of awards granted in 2022 that vested during 2024&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 11.25pt;"&gt;($86,669)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 11.25pt;"&gt;($15,303) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for fair value at 12/31/2023 of forfeited performance-based awards granted in 2022 due to failure to meet required performance levels for vesting&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 7.35pt;"&gt;($117,488)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($281,323) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($524,262)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($634,313)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 45.02pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 9.99pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 45.02pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 15pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 6pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10.76pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="height: 6pt; width: 108.49pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="width: 108.49pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;"&gt;Year 2023 &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;PEO&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;Average for &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;Non-PEO- &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;NEOs&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($4,000,015)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 1.35pt;"&gt;($990,014) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;"&gt;Increase for fair value at 12/31/2023 of awards granted during 2023 that remain unvested as of year-end&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$5,551,780&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;$1,256,102 &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2022 to 12/31/2023 of awards granted in 2022 that were outstanding and unvested as of 12/31/2023&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 12.15pt;"&gt;$249,366&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 11.25pt;"&gt;$50,653 &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2022 to vesting date of awards granted in 2021 that vested during 2023&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 12.15pt;"&gt;$384,236&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 11.25pt;"&gt;$72,102 &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for fair value at 12/31/2022 of forfeited performance-based awards granted in 2021 due to failure to meet required performance levels for vesting&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($290,633)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 1.95pt;"&gt;($116,819) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$1,894,734&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;$272,024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 45.02pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 41.95pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 6pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 9.88pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="height: 6pt; width: 110.22pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="width: 110.22pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;"&gt;Year 2022 &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;PEO&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Average for &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Non-PEO-&lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;NEOs &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($3,200,032)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($687,519) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;"&gt;Increase for fair value at 12/31/2022 of awards granted during 2022 that remain unvested as of year-end&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$1,244,743&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 12.15pt;"&gt;$267,430 &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2021 to 12/31/2022 of awards granted in 2021 that were outstanding and unvested as of 12/31/2022&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($2,318,936)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($469,731) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2021 to vesting date of awards granted in 2020 that vested during 2022&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($304,753)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 11.25pt;"&gt;($73,879) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;(Deduction) for fair value at 12/31/2021 of forfeited performance-based awards granted in 2020 due to failure to meet required performance levels for vesting&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($375,042)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 11.25pt;"&gt;($75,879) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;($4,954,020)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.23pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;($1,039,578)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 45.23pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 9.88pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 45.23pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 6pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10.76pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="height: 6pt; width: 108.49pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="width: 108.49pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;"&gt;Year 2021 &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;PEO&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Average for &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Non-PEO- &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;NEOs&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($2,850,004)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($587,502) &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;"&gt;Increase for fair value at 12/31/2021 of awards granted during 2021 that remain unvested as of year-end&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$4,049,339&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$827,995 &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2020 to 12/31/2021 of awards granted in 2020 that were outstanding and unvested as of 12/31/2021&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($219,388)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 4.5pt;"&gt;($40,488) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2020 to vesting date of awards granted in 2019 that vested during 2021&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 16.65pt;"&gt;$87,209&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 9.9pt;"&gt;$22,282 &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;(Deduction) for fair value at 12/31/2020 of forfeited performance-based awards granted in 2019 due to failure to meet required performance levels for vesting&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($222,777)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 4.5pt;"&gt;($57,283) &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.02pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 12.15pt;"&gt;$844,379&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$165,004&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 45.02pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.76pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 41.95pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" class="BRDSX_fintab" style="border-spacing: 0; margin-top: 4pt; border-bottom: 1pt solid #0066B3; width: 522pt; margin-left: auto; margin-right: auto;"&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 6pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10.7pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="height: 6pt; width: 108.59pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 6pt; width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="width: 108.59pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center; text-align-last: center;"&gt;Year 2020 &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_header"&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Adjustments to Summary Compensation Table Totals to Determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.24pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;PEO&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.63pt; text-align: left; vertical-align: bottom; background-color: #0066B3;"&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Average for &lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;Non-PEO-&lt;br/&gt;&lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #FFFFFF; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;"&gt;NEOs &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; background-color: #0066B3;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Deduction for amounts reported under the Stock Awards Column in the Summary Compensation Table&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.24pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($2,668,552)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 5.4pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($585,060) &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; white-space: nowrap; margin-left: 5pt; text-align: left;"&gt;Increase for fair value at 12/31/2020 of awards granted during 2020 that remain unvested as of year-end&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$1,296,984&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 5.4pt;"&gt;$285,082 &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2019 to 12/31/2020 of awards granted in 2019 that were outstanding and unvested as of 12/31/2020&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($1,093,613)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($280,402) &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Increase/(Deduction) for change in fair value from 12/31/2019 to vesting date of awards granted in 2018 that vested during 2020&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($617,410)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($157,956) &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;(Deduction) for fair value at 12/31/2019 of forfeited performance-based awards granted in 2018 due to failure to meet required performance levels for vesting&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.24pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;&lt;span style="padding-left: 6.75pt;"&gt;($626,427)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; padding-bottom: 5.13pt; text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-top: 0pt; text-align: right;"&gt;($161,073) &lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt; border-bottom: 1pt solid #6A91CB;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 372pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 5pt; text-align: left;"&gt;Total adjustments added to/(subtracted from) Summary Compensation Table Total to determine Compensation Actually Paid&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 45.24pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;($3,709,018)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 41.95pt; padding-top: 4.9pt; text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div class="BRDSX_fpara" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: right;"&gt;($899,409)&lt;/div&gt;&lt;/td&gt;&lt;td style="width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="BRDSX_boxspacer"&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 372pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 45.24pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10.7pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 41.95pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;td style="height: 3.25pt; width: 10pt;"&gt;&lt;div style="font-size: 1pt;"&gt;&#x2002;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ecd:AdjToNonPeoNeoCompFnTextBlock>
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    <ecd:TotalShareholderRtnVsPeerGroupTextBlock contextRef="c0" id="ixv-16971">&lt;div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"&gt;The following graph illustrates the relationship between compensation actually paid (&#x201c;CAP&#x201d;) to our NEOs and each of MFA&#x2019;s total stockholder return (TSR) and (ii) the TSR of the iShares Mortgage Real Estate ETF (Symbol: REM), in each case on a cumulative basis assuming an initial investment of $100 made on December&#160;31, 2020:&lt;/div&gt;&lt;img alt="" src="ny20041473x1_pvpchart1.jpg" style="height: 328px; width: 660px;"/&gt;</ecd:TotalShareholderRtnVsPeerGroupTextBlock>
    <ecd:CompActuallyPaidVsTotalShareholderRtnTextBlock contextRef="c0" id="ixv-16972">&lt;div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"&gt;The following graph illustrates the relationship between compensation actually paid (&#x201c;CAP&#x201d;) to our NEOs and each of MFA&#x2019;s total stockholder return (TSR) and (ii) the TSR of the iShares Mortgage Real Estate ETF (Symbol: REM), in each case on a cumulative basis assuming an initial investment of $100 made on December&#160;31, 2020:&lt;/div&gt;&lt;img alt="" src="ny20041473x1_pvpchart1.jpg" style="height: 328px; width: 660px;"/&gt;</ecd:CompActuallyPaidVsTotalShareholderRtnTextBlock>
    <ecd:CompActuallyPaidVsNetIncomeTextBlock contextRef="c0" id="ixv-17018">&lt;div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 6pt; margin-left: 0pt; text-align: left;"&gt;&lt;span&gt;
The following graph illustrates the relationship between compensation actually paid (CAP) to our NEOs and MFA&#x2019;s GAAP net income/(loss) on an annual basis for the years ended December 31, 2020, 2021, 2022, 2023 and 2024: &lt;/span&gt;&lt;/div&gt;&lt;img alt="" src="ny20041473x1_pvpchart2.jpg" style="height: 328px; width: 660px;"/&gt;</ecd:CompActuallyPaidVsNetIncomeTextBlock>
    <ecd:CompActuallyPaidVsCoSelectedMeasureTextBlock contextRef="c0" id="ixv-17027">&lt;div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"&gt;&lt;span&gt;
The following graph illustrates the relationship between compensation actually paid (CAP) to our NEOs and Adjusted Distributable Earnings ROAE for the years ended December&#160;31, 2020, 2021, 2022, 2023 and 2024: &lt;/span&gt;&lt;/div&gt;&lt;img alt="" src="ny20041473x1_pvpchart3.jpg" style="height: 328px; width: 660px;"/&gt;</ecd:CompActuallyPaidVsCoSelectedMeasureTextBlock>
    <ecd:TabularListTableTextBlock contextRef="c0" id="ixv-17075">&lt;div class="BRDSX_h3" style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: left;"&gt;2024 Most Important Financial Measures &lt;/div&gt;&lt;div class="BRDSX_fpara" style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; margin-top: 4pt; margin-left: 0pt; text-align: left;"&gt;MFA&#x2019;s current compensation program is structured with the objective of linking the compensation of our NEOs to achievement of short- and long-term financial and market-based goals. In 2024, incentive compensation served as a material element of each NEO&#x2019;s compensation package and serves to further align compensation to Company performance. In addition, a significant percentage of our NEOs&#x2019; compensation is in the form of equity awards that &#x201c;cliff&#x201d; vest after three years, and with respect to grants of awards made to our NEOs in 2024, the vesting of 60% of these awards (as determined by grant date value) is subject to our total stockholder return (both on an absolute basis and as compared to a group of peer companies) for the three-year period ending December&#160;31, 2026. The most important financial performance measures utilized by the Compensation Committee to link compensation paid to our NEOs to MFA&#x2019;s performance for 2024 were: &lt;/div&gt;&lt;table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 10pt; margin-left: 18pt;"&gt;&lt;tr&gt;&lt;td style="width: 18pt; text-align: left; vertical-align: top;"&gt;&lt;div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align: top;"&gt;&lt;div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"&gt;Adjusted Distributable Earnings ROAE &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"&gt;&lt;tr&gt;&lt;td style="width: 18pt; text-align: left; vertical-align: top;"&gt;&lt;div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align: top;"&gt;&lt;div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"&gt;Adjusted GAAP ROAE &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"&gt;&lt;tr&gt;&lt;td style="width: 18pt; text-align: left; vertical-align: top;"&gt;&lt;div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align: top;"&gt;&lt;div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"&gt;Absolute TSR &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table border="0" cellpadding="0" style="border-spacing: 0; margin-top: 4pt; margin-left: 18pt;"&gt;&lt;tr&gt;&lt;td style="width: 18pt; text-align: left; vertical-align: top;"&gt;&lt;div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align: top;"&gt;&lt;div style="color: #58595B; font-family: Arial, Helvetica, sans-serif; font-size: 9pt; text-align: left;"&gt;Relative TSR &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ecd:TabularListTableTextBlock>
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