<SEC-DOCUMENT>0000919574-22-004119.txt : 20220708
<SEC-HEADER>0000919574-22-004119.hdr.sgml : 20220708
<ACCEPTANCE-DATETIME>20220708125003
ACCESSION NUMBER:		0000919574-22-004119
CONFORMED SUBMISSION TYPE:	40-17G
PUBLIC DOCUMENT COUNT:		13
FILED AS OF DATE:		20220708
DATE AS OF CHANGE:		20220708
EFFECTIVENESS DATE:		20220708

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AB BOND FUND, INC.
		CENTRAL INDEX KEY:			0000003794
		IRS NUMBER:				132754393
		FISCAL YEAR END:			0930

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-02383
		FILM NUMBER:		221073617

	BUSINESS ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2129691000

	MAIL ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN BOND FUND INC
		DATE OF NAME CHANGE:	20030319

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCE BOND FUND INC
		DATE OF NAME CHANGE:	19920703

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AB RELATIVE VALUE FUND, INC.
		CENTRAL INDEX KEY:			0000029292
		IRS NUMBER:				136020888
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-00126
		FILM NUMBER:		221073630

	BUSINESS ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2129691000

	MAIL ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	AB GROWTH & INCOME FUND INC
		DATE OF NAME CHANGE:	20150123

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN GROWTH & INCOME FUND INC
		DATE OF NAME CHANGE:	20030319

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCE GROWTH & INCOME FUND INC
		DATE OF NAME CHANGE:	19920703

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AB GLOBAL RISK ALLOCATION FUND, INC.
		CENTRAL INDEX KEY:			0000069752
		IRS NUMBER:				136020908
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1130

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-00134
		FILM NUMBER:		221073636

	BUSINESS ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2129691000

	MAIL ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN GLOBAL RISK ALLOCATION FUND, INC.
		DATE OF NAME CHANGE:	20121005

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN BALANCED SHARES INC
		DATE OF NAME CHANGE:	20030319

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCE BALANCED SHARES INC/NJ
		DATE OF NAME CHANGE:	19990428

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AB CAP FUND, INC.
		CENTRAL INDEX KEY:			0000081443
		IRS NUMBER:				132625045
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0731

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-01716
		FILM NUMBER:		221073644

	BUSINESS ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2129691000

	MAIL ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN CAP FUND, INC.
		DATE OF NAME CHANGE:	20110524

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN CAP FUND,INC
		DATE OF NAME CHANGE:	20040908

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN SMALL CAP GROWTH FUND INC
		DATE OF NAME CHANGE:	19931001

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AB SUSTAINABLE GLOBAL THEMATIC FUND, INC.
		CENTRAL INDEX KEY:			0000350181
		IRS NUMBER:				133056623
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			0731

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-03131
		FILM NUMBER:		221073629

	BUSINESS ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2129691000

	MAIL ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	AB GLOBAL THEMATIC GROWTH FUND, INC.
		DATE OF NAME CHANGE:	20150123

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN GLOBAL THEMATIC GROWTH FUND, INC.
		DATE OF NAME CHANGE:	20081103

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN GLOBAL TECHNOLOGY FUND INC
		DATE OF NAME CHANGE:	20041215

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AB MUNICIPAL INCOME FUND, INC.
		CENTRAL INDEX KEY:			0000798737
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-04791
		FILM NUMBER:		221073632

	BUSINESS ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2129691000

	MAIL ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN MUNICIPAL INCOME FUND INC
		DATE OF NAME CHANGE:	20030319

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCE MUNICIPAL INCOME FUND INC/NY/
		DATE OF NAME CHANGE:	20010629

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCE MUNICIPAL INCOME FUND INC/NY
		DATE OF NAME CHANGE:	20010629

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AB PORTFOLIOS
		CENTRAL INDEX KEY:			0000812015
		IRS NUMBER:				000000000
		FISCAL YEAR END:			0831

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-05088
		FILM NUMBER:		221073625

	BUSINESS ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2129691000

	MAIL ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN PORTFOLIOS
		DATE OF NAME CHANGE:	20030319

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCE PORTFOLIOS
		DATE OF NAME CHANGE:	19930812

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EQUITABLE FUNDS
		DATE OF NAME CHANGE:	19920703

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AB VARIABLE PRODUCTS SERIES FUND, INC.
		CENTRAL INDEX KEY:			0000825316
		IRS NUMBER:				000000000
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-05398
		FILM NUMBER:		221073626

	BUSINESS ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2129691000

	MAIL ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN VARIABLE PRODUCTS SERIES FUND INC
		DATE OF NAME CHANGE:	19920703

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BERNSTEIN SANFORD C FUND INC
		CENTRAL INDEX KEY:			0000832808
		IRS NUMBER:				133464161
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			0930

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-05555
		FILM NUMBER:		221073622

	BUSINESS ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2129691000

	MAIL ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10153

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AB FIXED INCOME SHARES INC
		CENTRAL INDEX KEY:			0000862021
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			0430

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-06068
		FILM NUMBER:		221073639

	BUSINESS ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2129691000

	MAIL ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN FIXED INCOME SHARES INC
		DATE OF NAME CHANGE:	20060417

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN INSTITUTIONAL RESERVES INC
		DATE OF NAME CHANGE:	20030319

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCE INSTITUTIONAL RESERVES INC
		DATE OF NAME CHANGE:	19980716

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AB GLOBAL BOND FUND, INC.
		CENTRAL INDEX KEY:			0000883676
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			0930

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-06554
		FILM NUMBER:		221073638

	BUSINESS ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2129691000

	MAIL ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS 31ST FL
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN GLOBAL BOND FUND INC
		DATE OF NAME CHANGE:	20071105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN GLOBAL GOVERNMENT INCOME TRUST INC
		DATE OF NAME CHANGE:	20060201

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN AMERICAS GOVERNMENT INCOME TRUST INC
		DATE OF NAME CHANGE:	20030319

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AB LARGE CAP GROWTH FUND INC
		CENTRAL INDEX KEY:			0000889508
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			0731

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-06730
		FILM NUMBER:		221073633

	BUSINESS ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2129691000

	MAIL ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN  LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN LARGE CAP GROWTH FUND INC
		DATE OF NAME CHANGE:	20041215

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN PREMIER GROWTH FUND INC
		DATE OF NAME CHANGE:	20030319

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCE PREMIER GROWTH FUND INC /
		DATE OF NAME CHANGE:	19981112

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AB MUNICIPAL INCOME FUND II
		CENTRAL INDEX KEY:			0000899774
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			0930

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-07618
		FILM NUMBER:		221073631

	BUSINESS ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2129691000

	MAIL ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN MUNICIPAL INCOME FUND II
		DATE OF NAME CHANGE:	20030319

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCE MUNICIPAL INCOME FUND II
		DATE OF NAME CHANGE:	19930714

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ALLIANCEBERNSTEIN GLOBAL HIGH INCOME FUND INC
		CENTRAL INDEX KEY:			0000906013
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-07732
		FILM NUMBER:		221073624

	BUSINESS ADDRESS:	
		STREET 1:		1345 AVE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2129691000

	MAIL ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCE WORLD DOLLAR GOVERNMENT FUND II INC
		DATE OF NAME CHANGE:	19930714

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AB EQUITY INCOME FUND INC
		CENTRAL INDEX KEY:			0000910036
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1130

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-07916
		FILM NUMBER:		221073640

	BUSINESS ADDRESS:	
		STREET 1:		135 W 50TH STREET
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2013194105

	MAIL ADDRESS:	
		STREET 1:		ALLIANCE CAPITAL MANAGEMENT LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN EQUITY INCOME FUND INC
		DATE OF NAME CHANGE:	20100901

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN UTILITY INCOME FUND INC
		DATE OF NAME CHANGE:	20080409

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN  UTILITY INCOME FUND INC
		DATE OF NAME CHANGE:	19930730

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AB HIGH INCOME FUND INC
		CENTRAL INDEX KEY:			0000915845
		IRS NUMBER:				133747683
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-08188
		FILM NUMBER:		221073635

	BUSINESS ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2129691000

	MAIL ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN HIGH INCOME FUND INC
		DATE OF NAME CHANGE:	20080130

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN EMERGING MARKET DEBT FUND INC
		DATE OF NAME CHANGE:	20030319

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCE EMERGING MARKET DEBT FUND INC
		DATE OF NAME CHANGE:	19931207

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AB SUSTAINABLE INTERNATIONAL THEMATIC FUND INC
		CENTRAL INDEX KEY:			0000920701
		IRS NUMBER:				000000000
		FISCAL YEAR END:			0630

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-08426
		FILM NUMBER:		221073628

	BUSINESS ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2129691000

	MAIL ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	AB SUSTAINABLE INTERNATIONALTHEMATIC FUND, INC.
		DATE OF NAME CHANGE:	20180108

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	AB INTERNATIONAL GROWTH FUND INC
		DATE OF NAME CHANGE:	20150123

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN INTERNATIONAL GROWTH FUND INC
		DATE OF NAME CHANGE:	20050516

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AB GLOBAL REAL ESTATE INVESTMENT FUND INC
		CENTRAL INDEX KEY:			0001018368
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1130

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-07707
		FILM NUMBER:		221073637

	BUSINESS ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2129692124

	MAIL ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN GLOBAL REAL ESTATE INVESTMENT FUND INC
		DATE OF NAME CHANGE:	20070302

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN REAL ESTATE INVESTMENT FUND INC /
		DATE OF NAME CHANGE:	19981112

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCE REAL ESTATE INVESTMENT INSTITUTIONAL FUND
		DATE OF NAME CHANGE:	19981019

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AB INSTITUTIONAL FUNDS INC
		CENTRAL INDEX KEY:			0001018592
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-08403
		FILM NUMBER:		221073634

	BUSINESS ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OFTHE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2129691000

	MAIL ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN INSTITUTIONAL FUNDS INC
		DATE OF NAME CHANGE:	20030319

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCE INSTITUTIONAL FUNDS INC
		DATE OF NAME CHANGE:	19970930

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCE INSTITUTIONAL FUNDS
		DATE OF NAME CHANGE:	19960711

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AB CORE OPPORTUNITIES FUND, INC.
		CENTRAL INDEX KEY:			0001090504
		IRS NUMBER:				000000000
		FISCAL YEAR END:			1130

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-09687
		FILM NUMBER:		221073643

	BUSINESS ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2129692124

	MAIL ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN CORE OPPORTUNITIES FUND, INC.
		DATE OF NAME CHANGE:	20100301

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN FOCUSED GROWTH & INCOME FUND INC
		DATE OF NAME CHANGE:	20041215

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN DISCIPLINED VALUE FUND INC
		DATE OF NAME CHANGE:	19990714

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AB TRUST
		CENTRAL INDEX KEY:			0001129870
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1130

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-10221
		FILM NUMBER:		221073627

	BUSINESS ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2129691000

	MAIL ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN TRUST
		DATE OF NAME CHANGE:	20001214

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN VALUE TRUST
		DATE OF NAME CHANGE:	20001212

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ALLIANCEBERNSTEIN NATIONAL MUNICIPAL INCOME FUND
		CENTRAL INDEX KEY:			0001162027
		IRS NUMBER:				000000000
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-10573
		FILM NUMBER:		221073623

	BUSINESS ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2129692124

	MAIL ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCE NATIONAL MUNICIPAL INCOME FUND
		DATE OF NAME CHANGE:	20011108

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BERNSTEIN SANFORD C FUND II INC
		CENTRAL INDEX KEY:			0001166729
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			0930

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-21034
		FILM NUMBER:		221073621

	BUSINESS ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2129691000

	MAIL ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AB CORPORATE SHARES
		CENTRAL INDEX KEY:			0001274676
		IRS NUMBER:				000000000
		FISCAL YEAR END:			0430

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-21497
		FILM NUMBER:		221073642

	BUSINESS ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2129691000

	MAIL ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN CORPORATE SHARES
		DATE OF NAME CHANGE:	20031230

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AB Active ETFs, Inc.
		CENTRAL INDEX KEY:			0001496608
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			0531

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-23799
		FILM NUMBER:		221073618

	BUSINESS ADDRESS:	
		STREET 1:		C/O ALLIANCEBERNSTEIN L.P.
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10145
		BUSINESS PHONE:		212-969-1000

	MAIL ADDRESS:	
		STREET 1:		C/O ALLIANCEBERNSTEIN L.P.
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10145

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	AllianceBernstein Active ETFs, Inc.
		DATE OF NAME CHANGE:	20100714

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AB Multi-Manager Alternative Fund
		CENTRAL INDEX KEY:			0001543188
		IRS NUMBER:				000000000

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-22671
		FILM NUMBER:		221073619

	BUSINESS ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2129691000

	MAIL ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	AllianceBernstein Multi-Manager Alternative Fund
		DATE OF NAME CHANGE:	20120224

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Bernstein Fund Inc
		CENTRAL INDEX KEY:			0001653463
		IRS NUMBER:				000000000

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-23100
		FILM NUMBER:		221073620

	BUSINESS ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		212-969-10000

	MAIL ADDRESS:	
		STREET 1:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AB DISCOVERY GROWTH FUND, INC.
		CENTRAL INDEX KEY:			0000019614
		IRS NUMBER:				136021421
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			0731

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-00204
		FILM NUMBER:		221073641

	BUSINESS ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2129691000

	MAIL ADDRESS:	
		STREET 1:		ALLIANCEBERNSTEIN LP
		STREET 2:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN DISCOVERY GROWTH FUND, INC.
		DATE OF NAME CHANGE:	20121031

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN SMALL MID CAP GROWTH FUND
		DATE OF NAME CHANGE:	20081103

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCEBERNSTEIN MID CAP GROWTH FUND INC
		DATE OF NAME CHANGE:	20030319
</SEC-HEADER>
<DOCUMENT>
<TYPE>40-17G
<SEQUENCE>1
<FILENAME>d9505525_40-17g.htm
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">ALLIANCEBERNSTEIN L.P.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">501 Commerce Street</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">Nashville, Tennessee 37203</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">615-622-0000</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%; padding-right: 5.4pt; padding-left: 5.4pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 50%; padding-right: 5.4pt; padding-left: 5.4pt; font: 12pt Times New Roman, Times, Serif">July 8, 2022</TD></TR>
  </TABLE>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><U>VIA EDGAR</U></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Securities and Exchange Commission</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">100 F Street, N.E.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Washington, D.C. 20549</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 17%; padding-right: 5.4pt; padding-left: 5.4pt; font: 12pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 7%; padding-right: 5.4pt; padding-left: 5.4pt; font: 12pt Times New Roman, Times, Serif">Re:</TD>
    <TD STYLE="width: 76%; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Filing Pursuant to Rule 17g-1 under the Investment Company</P>
    <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Act of 1940 with Respect to Registered Investment</P>
    <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><U>Companies Managed by AllianceBernstein L.P.</U></P></TD></TR>
  </TABLE>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Dear Sirs:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 1in">Enclosed, on behalf of each of the registered investment
companies (the &quot;Funds&quot;) managed by AllianceBernstein L.P. (see Schedule A, attached hereto), and pursuant to Rule 17g-1 under
the Investment Company Act of 1940, as amended, are copies of the following documents:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 1in">(i) The Investment Company Blanket Bond (the &quot;Bond&quot;)
for the period May 15, 2022 to May 15, 2023, on which AllianceBernstein L.P. and the Funds are the named insureds (Exhibit A);</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 1in">(ii) The Joint Fidelity Bond Agreement entered into by
AllianceBernstein L.P. and the Funds (Exhibit B); and</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 1in">(iii) The resolutions of the Boards of Directors or Trustees
of the Funds, including a majority of the Directors or Trustees who are not interested persons of the Funds, approving the amount, type,
form and coverage of the Bond (Exhibits C-1 and C-2).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 1in">The premium in connection with the Bond has been paid
in full.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 49%; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="width: 5%; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="width: 46%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">Sincerely,</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><U>/s/ David Lesser</U></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">David Lesser</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Senior Vice President, Counsel and</P>
    <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Corporate Secretary</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Enclosures</P>


<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><U>SCHEDULE A</U></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 86%; border: Black 1pt solid; padding-top: 6pt; padding-bottom: 6pt; text-align: center"><FONT STYLE="font-size: 11pt">NAME OF FUND</FONT></TD>
    <TD STYLE="width: 14%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-bottom: 6pt; text-align: center"><FONT STYLE="font-size: 11pt">File No.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">AB
    ACTIVE ETFs, INC.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-23799</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">AB BOND FUND, INC.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-02383</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">AB CAP FUND, INC.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-01716</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">AB CORE OPPORTUNITIES FUND, INC.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-09687</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">AB CORPORATE SHARES</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-21497</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">AB DISCOVERY GROWTH FUND, INC.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-00204</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">AB EQUITY INCOME FUND, INC.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-07916</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">AB FIXED-INCOME SHARES, INC.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-06068</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">AB GLOBAL BOND FUND, INC.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-06554</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">AB GLOBAL REAL ESTATE INVESTMENT FUND, INC.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-07707</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">AB GLOBAL RISK ALLOCATION FUND, INC.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-00134</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">AB HIGH INCOME FUND, INC.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-08188</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">AB INSTITUTIONAL FUNDS, INC.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-08403</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">AB LARGE CAP GROWTH FUND, INC.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-06730</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">AB MULTI-MANAGER ALTERNATIVE FUND</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-22671</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">AB MUNICIPAL INCOME FUND, INC.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-04791</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">AB MUNICIPAL INCOME FUND II</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-07618</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">AB RELATIVE VALUE FUND, INC.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-00126</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">AB SUSTAINABLE GLOBAL THEMATIC FUND, INC.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-03131</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">AB SUSTAINABLE INTERNATIONAL THEMATIC FUND, INC.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-08426</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">AB TRUST</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-10221</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">AB VARIABLE PRODUCTS SERIES FUND, INC.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-05398</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">ALLIANCEBERNSTEIN GLOBAL HIGH &nbsp;INCOME FUND, INC.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-07732</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">ALLIANCEBERNSTEIN NATIONAL MUNICIPAL INCOME FUND, INC.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-10573</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">BERNSTEIN FUND, INC.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-23100</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">SANFORD C. BERNSTEIN FUND, INC.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-05555</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">SANFORD C. BERNSTEIN FUND II, INC.</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-21034</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">THE AB PORTFOLIOS</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 11pt">811-05088</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt/10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


<!-- Field: Page; Sequence: 2 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt/10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="margin: 0pt; text-align: right"></P>

<P STYLE="margin: 0pt; text-align: right"><B>Exhibit A</B></P>

<P STYLE="margin: 0pt">&nbsp;</P>

<P STYLE="margin: 0pt">&nbsp;</P>

<P STYLE="margin: 0pt">&nbsp;</P>

<P STYLE="margin: 0pt">&nbsp;<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Univers ATT,sans-serif; margin: 5pt 16.85pt 0 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
page is intentionally left blank</FONT></P>

<P STYLE="font: 11pt Univers ATT,sans-serif; margin: 5pt 16.85pt 0 0; text-align: center"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 22pt Univers ATT; margin: 4.35pt 0 0 48pt"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>Notification</U></B></FONT></P>

<P STYLE="font: 10pt Univers ATT; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Univers ATT; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 13.5pt Univers ATT; margin: 0.15pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 22pt Univers ATT; margin: 5pt 14.5pt 0 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>CHANGE
TO INSURER'S ADDRESS</U></B></FONT></P>

<P STYLE="font: 10pt Univers ATT; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Univers ATT; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 9.5pt Univers ATT; margin: 0.55pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 12pt/95% Univers ATT; margin: 5.6pt 63.7pt 0 48pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Please
be advised that all references to the address 175 Water Street, New York, NY 10038 contained in the Policy, Policy Declarations, riders,
endorsements, and Policy notices are hereby deleted in their entirety and replaced with the following: 1271 Ave of the Americas FL 37,
New York, NY 10020-1304</FONT></P>

<P STYLE="font: 10pt Univers ATT; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Univers ATT; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Univers ATT; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 14.5pt Univers ATT; margin: 0.4pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 12pt Univers ATT; margin: 5pt 0 0 48pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">All other terms and
conditions of the Policy remain the same.</FONT></P>

<P STYLE="font: 12pt Univers ATT; margin: 5pt 0 0 48pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 12pt Univers ATT; margin: 5pt 0 0 48pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 12pt Univers ATT; margin: 5pt 0 0 48pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 12pt Univers ATT; margin: 5pt 0 0 48pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 12pt Univers ATT; margin: 5pt 0 0 48pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 12pt Univers ATT; margin: 5pt 0 0 48pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 12pt Univers ATT; margin: 5pt 0 0 48pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt">141636
(5/21)&nbsp;</FONT></P>

<P STYLE="font: 12pt Univers ATT; margin: 5pt 0 0 48pt"></P>

<!-- Field: Page; Sequence: 2 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Univers ATT; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: bold 11pt Univers ATT,sans-serif; margin: 5pt 0.4in 0 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">POLICYHOLDER
NOTICE</FONT></P>

<P STYLE="font: 9.5pt Univers ATT; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 11pt/96% Univers ATT,sans-serif; margin: 5.3pt 50.85pt 0 58.8pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Thank
you for <FONT STYLE="letter-spacing: -0.2pt">purchasing </FONT>insurance from a member company of American International Group, Inc.
<FONT STYLE="letter-spacing: -0.15pt">(AIG). </FONT>The AIG member <FONT STYLE="letter-spacing: 0.1pt">companies </FONT><FONT STYLE="letter-spacing: -0.2pt">generally
</FONT><FONT STYLE="letter-spacing: -0.15pt">pay </FONT><FONT STYLE="letter-spacing: 0.1pt">compensation </FONT>to <FONT STYLE="letter-spacing: -0.2pt">brokers
</FONT><FONT STYLE="letter-spacing: 0.15pt">and </FONT>independent <FONT STYLE="letter-spacing: 0.1pt">agents, </FONT>and may <FONT STYLE="letter-spacing: -0.15pt">have
paid </FONT><FONT STYLE="letter-spacing: 0.1pt">compensation </FONT>in <FONT STYLE="letter-spacing: 0.1pt">connection </FONT>with <FONT STYLE="letter-spacing: -0.15pt">your
</FONT><FONT STYLE="letter-spacing: -0.2pt">policy. You </FONT>can review and <FONT STYLE="letter-spacing: -0.2pt">obtain </FONT>information
<FONT STYLE="letter-spacing: 0.1pt">about </FONT>the <FONT STYLE="letter-spacing: -0.2pt">nature </FONT>and range of <FONT STYLE="letter-spacing: 0.1pt">compensation
</FONT><FONT STYLE="letter-spacing: -0.15pt">paid </FONT>by AIG member <FONT STYLE="letter-spacing: 0.1pt">companies </FONT>to <FONT STYLE="letter-spacing: -0.2pt">brokers
</FONT>and independent <FONT STYLE="letter-spacing: 0.1pt">agents </FONT>in the United States by visiting <FONT STYLE="letter-spacing: -0.2pt">our
</FONT>website at <FONT STYLE="color: blue"><U>www.aig.com/producer-compensation</U></FONT> or by <FONT STYLE="letter-spacing: 0.1pt">calling
</FONT>1-800-706-3102.</FONT></P>

<P STYLE="font: 11pt/96% Univers ATT,sans-serif; margin: 5.3pt 50.85pt 0 58.8pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt/96% Univers ATT,sans-serif; margin: 5.3pt 50.85pt 0 58.8pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt/96% Univers ATT,sans-serif; margin: 5.3pt 50.85pt 0 58.8pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt/96% Univers ATT,sans-serif; margin: 5.3pt 50.85pt 0 58.8pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt/96% Univers ATT,sans-serif; margin: 5.3pt 50.85pt 0 58.8pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt/96% Univers ATT,sans-serif; margin: 5.3pt 50.85pt 0 58.8pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt/96% Univers ATT,sans-serif; margin: 5.3pt 50.85pt 0 58.8pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt/96% Univers ATT,sans-serif; margin: 5.3pt 50.85pt 0 58.8pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt/96% Univers ATT,sans-serif; margin: 5.3pt 50.85pt 0 58.8pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt/96% Univers ATT,sans-serif; margin: 5.3pt 50.85pt 0 58.8pt; text-align: justify"><FONT STYLE="font-size: 11pt">91222
(9/16)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></FONT></P>

<P STYLE="margin: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="margin: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<!-- Field: Page; Sequence: 3 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0pt"></P>

<P STYLE="font: 10pt Univers ATT; margin: 0 0 0 48pt"><FONT STYLE="font-family: Times New Roman, Times, Serif"><IMG SRC="image_080.jpg" ALT="" STYLE="height: 48px; width: 89px"></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; text-align: center; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>National
Union Fire Insurance Company of Pittsburgh, Pa.</B></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">A capital
stock company</FONT></P>

<P STYLE="font: 10pt Univers ATT; margin: 0.05pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="text-align: center; margin-top: 0; margin-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><IMG SRC="image_011.gif" ALT="" STYLE="width: 625px; height: 2px"></FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 17.5pt Trebuchet MS, Times, Serif; margin: 0.05pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; text-align: center; margin-top: 0; margin-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">POLICY
NUMBER: 08-832-61-13&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;REPLACEMENT OF POLICY NUMBER: 01-277-07-93</FONT></P>

<P STYLE="font: 13pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;</FONT></P>

<P STYLE="font: bold 10pt Trebuchet MS, Times, Serif; margin: 8.15pt 16.35pt 0 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">INVESTMENT
COMPANY BLANKET BOND</FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0.35pt 16.45pt 0 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">(A
Stock Insurance Company, Herein Called the Underwriter)</FONT></P>

<P STYLE="font: 10.5pt Trebuchet MS, Times, Serif; margin: 0.2pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Univers ATT; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>DECLARATIONS</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 46%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 40%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Item 1.</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">Name of Insured (herein
    called Insured):</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">AllianceBernstein
    Complex of<BR>
    Registered Investment Companies</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">Principal Address:</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">501 COMMERCE STREET<BR>
    NASHVILLE, TN 37204</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Item 2.</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">Bond Period:
    from <B>12:01a.m. </B>05/15/2022 <B>to 12:01a.m.</B> 05/15/2023</FONT></P>
    <P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">the effective
    date of the termination or cancellation of this bond, standard time at the Principal Address as to each of said dates.</FONT></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 11pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Item 3.</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 11pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Limit
    of Liability--Subject to Sections 9, 10 and 12 hereof,</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 11pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 40pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Amount
applicable to</FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0.4pt 0 0 321.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 10.5pt Trebuchet MS, Times, Serif; margin: 0.15pt 0 0.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 2.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt">Limit
    of Liability&#9;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt">Deductible</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 60%; padding-left: 2.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Insuring Agreement
    (A)-FIDELITY</FONT></TD>
    <TD STYLE="width: 23%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$49,225,000</FONT></TD>
    <TD STYLE="text-align: center; width: 17%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$100,000</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2.55pt; padding-left: 2.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Insuring
    Agreement (B)-AUDIT EXPENSE</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$50,000</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$10,000</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2.55pt; padding-left: 2.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Insuring
    Agreement (C)-ON PREMISES</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$49,225,000</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$100,000</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2.55pt; padding-left: 2.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Insuring
    Agreement (D)-IN TRANSIT</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$49,225,000</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$100,000</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2.55pt; padding-left: 2.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Insuring
    Agreement (E)-FORGERY OR ALTERATION</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$49,225,000</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$100,000</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2.55pt; padding-left: 2.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Insuring
    Agreement (F)-SECURITIES</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$49,225,000</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$100,000</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2.55pt; padding-left: 2.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Insuring
    Agreement (G)-COUNTERFEIT CURRENCY</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$49,225,000</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$100,000</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2.55pt; padding-left: 2.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Insuring
    Agreement (H)-STOP PAYMENT</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$25,000</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$5,000</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><P STYLE="font: 10pt/102% Trebuchet MS, Times, Serif; margin: 2.55pt 33.75pt 0 2.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">Insuring
    Agreement (I)-UNCOLLECTIBLE ITEMS OF DEPOSIT</FONT></P>
    <P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0.1pt 0 0 2.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><I>Optional
    Insuring Agreements:</I></B></FONT></P></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$25,000</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$5,000</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2.55pt; padding-left: 2.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Insuring
    Agreement (J)-COMPUTER SYSTEMS FRAUD</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$49,225,000</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$100,000</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2.55pt; padding-left: 2.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Insuring
    Agreement (K)-UNAUTHORIZED SIGNATURES</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$49,225,000</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$100,000</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2.55pt; padding-left: 2.5pt; line-height: 10.6pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Insuring
    Agreement (L)-AUTOMATED PHONE SYSTEMS</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$49,225,000</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$100,000</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 13pt Trebuchet MS, Times, Serif; margin: 0.5pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin: 5pt 24.85pt 0 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">&copy;All rights reserved.</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin: 5pt 24.85pt 0 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">41205 (04/95)</TD>
  <TD STYLE="text-align: center; width: 34%">1</TD>
  <TD STYLE="width: 33%">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin: 5pt 24.85pt 0 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>


<!-- Field: Page; Sequence: 4 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 40pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 40pt; text-indent: 0pt; text-align: justify"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-family: Univers ATT">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 14%; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 86%; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 11pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">If
    &quot;Not Covered&quot; is inserted above opposite any specified Insuring Agreement or Coverage, such Insuring Agreement or Coverage
    and any other reference thereto in this bond shall be deemed to be deleted therefrom.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 11pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Item
    4.</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 11pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Offices
    or Premises Covered--Offices acquired or established subsequent to the effective date of this bond are covered according to the terms
    of General Agreement A. All the Insured's offices or premises in existence at the time this bond becomes effective are covered under
    this bond except the offices or premises located as follows: <B>No Exceptions</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 11pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Item
    5.</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 11pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The
    liability of the Underwriter is subject to the terms of the following riders attached hereto: <B>#1, #2, #3, #4, #5, #6, #7, #8,
    #9, #10, #11, #12, #13, #14, #15, #16</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 11pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Item
    6. </B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 11pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The
    Insured by the acceptance of this bond gives to the Underwriter terminating or cancelling prior bond(s) or policy(ies) No.(s) 01-277-07-93
    such termination or cancellation to be effective as of the time this bond becomes effective.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 11pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Item
    7.</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; font-size: 11pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">PREMIUM:
    $51,231 part of $168,123</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B></B></FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B></B></FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin: 5pt 24.85pt 0 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">&copy;All rights reserved.</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin: 5pt 24.85pt 0 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="margin: 0pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">41205 (04/95)</TD>
  <TD STYLE="text-align: center; width: 34%">2</TD>
  <TD STYLE="width: 33%">&nbsp;</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 5 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0pt"></P>

<P STYLE="font: 11pt/115% Trebuchet MS, Times, Serif; margin: 4pt 63.8pt 0 48pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>IN
WITNESS WHEREOF</B>, the <B>Insurer </B>has caused this Policy to be signed by its President, Secretary and Authorized Representative.
This Policy shall not be valid unless signed below at the time of issuance by an authorized representative of the insurer.</FONT></P>

<P STYLE="font: 11pt/115% Trebuchet MS, Times, Serif; margin: 4pt 63.8pt 0 48pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Univers ATT; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; width: 48%; padding-right: 63.8pt; padding-left: 5.4pt; text-align: center; line-height: 115%"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<IMG SRC="image_084.jpg" ALT="" STYLE="width: 145px; height: 86px"></FONT></TD>
    <TD STYLE="width: 7%; padding-right: 63.8pt; padding-left: 5.4pt; text-align: justify; line-height: 115%"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 45%; padding-right: 63.8pt; padding-left: 5.4pt; text-align: center; line-height: 115%"><FONT STYLE="font-family: Times New Roman, Times, Serif"><IMG SRC="image_085.jpg" ALT="" STYLE="width: 122px; height: 79px">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: middle; padding-right: 63.8pt; padding-left: 5.4pt; text-align: center; line-height: 115%"><FONT STYLE="font-family: Times New Roman, Times, Serif">PRESIDENT</FONT></TD>
    <TD STYLE="padding-right: 63.8pt; padding-left: 5.4pt; text-align: justify; line-height: 115%"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 63.8pt; padding-left: 5.4pt; text-align: center; line-height: 115%"><FONT STYLE="font-family: Times New Roman, Times, Serif">SECRETARY</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 63.8pt; padding-left: 5.4pt; text-align: center; line-height: 115%"><FONT STYLE="font-family: Times New Roman, Times, Serif">National
    Union Fire Insurance Company of Pittsburgh, Pa.</FONT></TD>
    <TD STYLE="padding-right: 63.8pt; padding-left: 5.4pt; text-align: justify; line-height: 115%"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 63.8pt; padding-left: 5.4pt; text-align: center; line-height: 115%"><FONT STYLE="font-family: Times New Roman, Times, Serif">National
    Union Fire Insurance Company of Pittsburgh, Pa.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 63.8pt; padding-left: 5.4pt; text-align: justify; line-height: 115%"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 63.8pt; padding-left: 5.4pt; text-align: justify; line-height: 115%"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 63.8pt; padding-left: 5.4pt; text-align: justify; line-height: 115%"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt/115% Trebuchet MS, Times, Serif; margin: 4pt 63.8pt 0 48pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Univers ATT; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 24%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 11%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 28%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 17%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 20%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: center; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<IMG SRC="image_086.jpg" ALT="" STYLE="width: 121px; height: 61px"></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><B>AUTHORIZED
    REPRESENTATIVE</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><B>COUNTERSIGNED
    AT</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><B>DATE</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><B>COUNTERSIGNATURE</B></FONT></TD></TR>
  </TABLE>

<P STYLE="margin: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="margin: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt/115% Trebuchet MS, Times, Serif; margin: 10.85pt 4pt 0 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">AON
RISK SERVICES NORTHEAST INC</FONT></P>

<P STYLE="font: 11pt/115% Trebuchet MS, Times, Serif; margin: 0 4pt 0 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">ONE
LIBERTY PLAZA 165 BROADWAY</FONT></P>

<P STYLE="font: 11pt/115% Trebuchet MS, Times, Serif; margin: 0 4pt 0 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">NEW
YORK, NY 10006</FONT></P>

<P STYLE="font: 13pt Trebuchet MS, Times, Serif; margin: 0 4pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 13pt Trebuchet MS, Times, Serif; margin: 0 4pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 12pt Trebuchet MS, Times, Serif; margin: 0.25pt 4pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin: 0 4pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">7291382</FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0 4pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0 4pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0 4pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0 4pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0 4pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0 4pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0 4pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0 4pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0 4pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0.35pt 4pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin: 5.05pt 4pt 0 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">&copy;All rights reserved.</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin: 5.05pt 4pt 0 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin: 5.05pt 4pt 0 0; text-align: center"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">41205 (04/95)</TD>
  <TD STYLE="text-align: center; width: 34%">3</TD>
  <TD STYLE="width: 33%">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin: 5.05pt 4pt 0 0; text-align: center"></P>

<!-- Field: Page; Sequence: 6 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 40pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 10pt Univers ATT; margin: 0 0 0 48.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif"><IMG SRC="image_082.jpg" ALT="" STYLE="height: 48px; width: 89px"></FONT></P>

<P STYLE="font: 7.5pt Trebuchet MS, Times, Serif; margin: 0.4pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 12pt Univers ATT; margin: 5pt 15.2pt 0 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><IMG SRC="image_020.gif" ALT="" STYLE="height: 7px; width: 7px">National
Union Fire Insurance Company of Pittsburgh, Pa.</B></FONT></P>

<P STYLE="font: 8pt Univers ATT; margin: 0.9pt 0 0 382pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">A capital stock company</FONT></P>

<P STYLE="font: bold 12pt Univers ATT; margin: 4.9pt 16.35pt 0 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; letter-spacing: 0.5pt">INVESTMENT
</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; letter-spacing: 0.4pt">COMPANY </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; letter-spacing: 0.45pt">BLANKET
</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; letter-spacing: 0.6pt">BOND</FONT></P>

<P STYLE="font: 10pt/98% Univers ATT; margin: 3.05pt 44.95pt 0 30pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt; font-variant: normal; letter-spacing: normal; word-spacing: normal">The
Underwriter, in consideration of an agreed premium, and subject to the Declarations made a part hereof, the General Agreements, Conditions
and Limitations and other terms of this bond, agrees with the Insured, in accordance with the Insuring Agreements hereof to which an
amount of insurance is applicable as set forth in Item 3 of the Declarations and with respect to loss sustained by the Insured at any
time but discovered during the Bond Period, to indemnify and hold harmless the Insured for</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-variant: normal; letter-spacing: normal; word-spacing: normal">:</FONT></P>

<P STYLE="font: 10pt/98% Univers ATT; margin: 3.05pt 44.95pt 0 30pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><FONT STYLE="letter-spacing: 0.25pt"></FONT>&nbsp;</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>INSURING
AGREEMENTS</B></FONT></P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt">(A)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;FIDELITY</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">Loss resulting from any dishonest or fraudulent
act(s), including Larceny or Embezzlement committed by an Employee, committed anywhere and whether committed alone or in collusion with
others, including loss of Property resulting from such acts of an Employee, which Property is held by the Insured for any purpose or in
any capacity and whether so held gratuitously or not and whether or not the Insured is liable therefor.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">Dishonest or fraudulent act(s) as used in this
Insuring Agreement shall mean only dishonest or fraudulent act(s) committed by such Employee with the manifest intent:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">to cause the Insured to sustain such loss; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">to obtain financial benefit for the Employee, or for any other person or organization intended by the
Employee to receive such benefit, other than salaries, commissions, fees, bonuses, promotions, awards, profit sharing, pensions or other
employee benefits earned in the normal course of employment.</TD></TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">(B)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;AUDIT
EXPENSE</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">Expense incurred by the Insured for that part
of the costs of audits or examinations required by any governmental regulatory authority to be conducted either by such authority or by
an independent accountant by reason of the discovery of loss sustained by the Insured through any dishonest or fraudulent act(s), including
Larceny or Embezzlement of any of the Employees. The total liability of the Underwriter for such expense by reason of such acts of any
Employee or in which such Employee is concerned or implicated or with respect to any one audit or examination is limited to the amount
stated opposite Audit Expense in Item 3 of the Declarations; it being understood, however, that such expense shall be deemed to be a loss
sustained by the Insured through any dishonest or fraudulent act(s), including Larceny or Embezzlement of one or more of the Employees
and the liability under this paragraph shall be in addition to the Limit of liability stated in Insuring Agreement (A) in Item 3 of the
Declarations.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">(C)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ON
PREMISES</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">Loss of Property (occurring with or without
negligence or violence) through robbery, burglary, Larceny, theft, holdup, or other fraudulent means, misplacement, mysterious unexplainable
disappearance, damage thereto or destruction thereof, abstraction or removal from the possession, custody or control of the Insured, and
loss of subscription, conversion, redemption or deposit privileges through the misplacement or loss of Property, while the Property is
(or is supposed or believed by the Insured to be) lodged or deposited within any offices or premises located anywhere, except in an office
listed in Item 4 of the Declarations or amendment thereof or in the mail or with a carrier for hire other than an armored motor vehicle
company, for the purpose of transportation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: center">Offices and Equipment</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(1)</TD><TD STYLE="text-align: justify">Loss of or damage to, furnishings, fixtures, stationery, supplies or equipment, within any of the Insured's
offices covered under this bond caused by Larceny or theft in, or by burglary, robbery or holdup of such office, or attempt thereat, or
by vandalism or malicious mischief; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(2)</TD><TD STYLE="text-align: justify">loss through damage to any such office by Larceny or theft in, or by burglary, robbery or holdup of such
office or attempt thereat, or to the interior of any such office by</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>
<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">41206 (9/84)</TD>
  <TD STYLE="text-align: center; width: 34%">1</TD>
  <TD STYLE="text-align: right; width: 33%">&copy;All rights reserved.</TD></TR>
</TABLE>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<!-- Field: Page; Sequence: 7 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">vandalism or malicious mischief provided, in
any event, that the Insured is the owner of such offices, furnishings, fixtures, stationery, supplies or equipment or is legally liable
for such loss or damage, always excepting, however, all loss or damage through fire.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">(D)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;IN
TRANSIT</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">Loss of Property (occurring with or without
negligence or violence) through robbery, Larceny, theft, holdup, misplacement, mysterious unexplainable disappearance, being lost or otherwise
made away with, damage thereto or destruction thereof, and loss of subscription, conversion, redemption or deposit privileges through
the misplacement or loss of Property, while the Property is in transit anywhere in the custody of any person or persons acting as messenger,
except while in the mail or with a carrier for hire, other than an armored motor vehicle company, for the purpose of transportation, such
transit to begin immediately upon receipt of such Property by the transporting person or persons, and to end immediately upon delivery
thereof at destination.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">(E)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;FORGERY
OR ALTERATION</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">Loss through FORGERY or ALTERATION of, on or
in any bills of exchange, checks, drafts, acceptances, certificates of deposit. promissory notes, or other written promises, orders or
directions to pay sums certain in money, due bills, money orders, warrants, orders upon public treasuries, letters of credit, written
instructions, advices or applications directed to the Insured, authorizing or acknowledging the transfer, payment, delivery or receipt
of funds or Property, which instructions or advices or applications purport to have been signed or endorsed by any customer of the Insured,
shareholder or subscriber to shares, whether certificated or uncertificated, of any Investment Company or by any financial or banking
institution or stockbroker but which instructions, advices or applications either bear the forged signature or endorsement or have been
altered without the knowledge and consent of such customer, shareholder or subscriber to shares, whether certificated or uncertificated,
of an Investment Company, financial or banking institution or stockbroker, withdrawal orders or receipts for the withdrawal of funds or
Property, or receipts or certificates of deposit for Property and bearing the name of the Insured as issuer, or of another Investment
Company for which the Insured acts as agent, excluding, however, any loss covered under Insuring Agreement (F) hereof whether or not coverage
for Insuring Agreement (F) is provided for in the Declarations of this bond.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">Any check or draft (a) made payable to a fictitious
payee and endorsed in the name of such fictitious payee or (b) procured in a transaction with the maker or drawer thereof or with one
acting as an agent of such maker or drawer or anyone impersonating another and made or drawn payable to the one so impersonated and endorsed
by anyone other than the one impersonated, shall be deemed to be forged as to such endorsement.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">Mechanically reproduced facsimile signatures
are treated the same as handwritten signatures.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">(F)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;SECURITIES</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">Loss sustained by the Insured, including loss
sustained by reason of a violation of the constitution, by- laws, rules or regulations of any Self Regulatory Organization of which the
Insured is a member or which would have been imposed upon the Insured by the constitution, by- laws, rules or regulations of any Self
Regulatory Organization if the Insured had been a member thereof,</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(1)</TD><TD STYLE="text-align: justify">through the Insured's having, in good faith and in the course of business, whether for its own account
or for the account of others, in any representative, fiduciary, agency or any other capacity, either gratuitously or otherwise, purchased
or otherwise acquired, accepted or received, or sold or delivered, or given any value, extended any credit or assumed any liability, on
the faith of, or otherwise acted upon, any securities, documents or other written instruments which prove to have been</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">counterfeited, or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">forged as to the signature of any maker, drawer, issuer, endorser, assignor, lessee, transfer agent or
registrar, acceptor, surety or guarantor or as to the signature of any person signing in any other capacity, or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">raised or otherwise altered, or lost, or stolen, or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(2)</TD><TD STYLE="text-align: justify">through the Insured's having, in good faith and in the course of business,</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>
<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">41206 (9/84)</TD>
  <TD STYLE="text-align: center; width: 34%">2</TD>
  <TD STYLE="text-align: right; width: 33%">&copy;All rights reserved.</TD></TR>
</TABLE>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<!-- Field: Page; Sequence: 8 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt 60pt; text-align: justify">guaranteed in writing or witnessed any signatures
whether for valuable consideration or not and whether or not such guaranteeing or witnessing is ultra vires the Insured, upon any transfers,
assignments, bills of sale, powers of attorney, guarantees, endorsements or other obligations upon or in connection with any securities,
documents or other written instruments and which pass or purport to pass title to such securities, documents or other written instruments;
EXCLUDING, losses caused by FORGERY or ALTERATION of, on or in those instruments covered under Insuring Agreement (E) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt 60pt; text-align: justify">Securities, documents or other written instruments
shall be deemed to mean original (including original counterparts) negotiable or non- negotiable agreements which in and of themselves
represent an equitable interest, ownership, or debt, including an assignment thereof which instruments are in the ordinary course of business,
transferable by delivery of such agreements with any necessary endorsement or assignment.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt 60pt; text-align: justify">The word &quot;counterfeited&quot; as used in
this Insuring Agreement shall be deemed to mean any security, document or other written instrument which is intended to deceive and to
be taken for an original.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt 60pt; text-align: justify">Mechanically produced facsimile signatures are
treated the same as handwritten signatures.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">(G)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;COUNTERFEIT
CURRENCY</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">Loss through the receipt by the Insured, in
good faith, of any counterfeited money orders or altered paper currencies or coin of the United States of America or Canada issued or
purporting to have been issued by the United States of America or Canada or issued pursuant to a United States of America or Canadian
statute for use as currency.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">(H)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;STOP
PAYMENT</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">Loss against any and all sums which the Insured
shall become obligated to pay by reason of the Liability imposed upon the Insured by law for damages:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt 60pt; text-align: justify">For having either complied with or failed to
comply with any written notice of any customer, shareholder or subscriber of the Insured or any Authorized Representative of such customer,
shareholder or subscriber to stop payment of any check or draft made or drawn by such customer, shareholder or subscriber or any Authorized
Representative of such customer, shareholder or subscriber, or</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt 60pt; text-align: justify">For having refused to pay any check or draft
made or drawn by any customer, shareholder or subscriber of the Insured or any Authorized Representative of such customer, shareholder
or subscriber.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">(I) UNCOLLECTIBLE ITEMS OF DEPOSIT</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">Loss resulting from payments of dividends or
fund shares, or withdrawals permitted from any customer's, shareholder's or subscriber's account based upon Uncollectible Items of Deposit
of a customer, shareholder or subscriber credited by the Insured or the Insured's agent to such customer's, shareholder's or subscriber's
Mutual Fund Account; or loss resulting from any Item of Deposit processed through an Automated Clearing House which is reversed by the
customer, shareholder or subscriber and deemed uncollectible by the Insured.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">Loss includes dividends and interest accrued
not to exceed 15% of the Uncollectible Items which are deposited.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">This Insuring Agreement applies to all Mutual
Funds with &quot;exchange privileges&quot; if all Fund(s) in the exchange program are insured by a National Union Fire Insurance Company
of Pittsburgh, PA for Uncollectible Items of Deposit. Regardless of the number of transactions between Fund(s), the minimum number of
days of deposit within the Fund(s) before withdrawal as declared in the Fund(s) prospectus shall begin from the date a deposit was first
credited to any Insured Fund(s).</P>
<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">41206 (9/84)</TD>
  <TD STYLE="text-align: center; width: 34%">3</TD>
  <TD STYLE="text-align: right; width: 33%">&copy;All rights reserved.</TD></TR>
</TABLE>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<!-- Field: Page; Sequence: 9 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>GENERAL
AGREEMENTS</B>&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt">A.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ADDITIONAL OFFICES OR
EMPLOYEES-CONSOLIDATION OR MERGER- NOTICE</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">1.</TD><TD STYLE="text-align: justify">If the Insured shall, while this bond is in force, establish any additional office or offices, such office
or offices shall be automatically covered hereunder from the dates of their establishment, respectively. No notice to the Underwriter
of an increase during any premium period in the number of offices or in the number of Employees at any of the offices covered hereunder
need be given and no additional premium need be paid for the remainder of such premium period.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">2.</TD><TD STYLE="text-align: justify">If an Investment Company, named as Insured herein, shall, while this bond is in force, merge or consolidate
with, or purchase the assets of another institution, coverage for such acquisition shall apply automatically from the date of acquisition.
The Insured shall notify the Underwriter of such acquisition within 60 days of said date, and an additional premium shall be computed
only if such acquisition involves additional offices or employees.</TD></TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">B.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;WARRANTY</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">No statement made by or on behalf of the Insured,
whether contained in the application or otherwise, shall be deemed to be a warranty of anything except that it is true to the best of
the knowledge and belief of the person making the statement.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">C.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;COURT
COSTS AND ATTORNEYS' FEES (Applicable to all Insuring Agreements or Coverages now or hereafter forming part of this bond)</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">The Underwriter will indemnify the Insured against
court costs and reasonable attorneys' fees incurred and paid by the Insured in defense, whether or not successful, whether or not fully
litigated on the merits and whether or not settled of any suit or legal proceeding brought against the Insured to enforce the Insured's
liability or alleged liability on account of any loss, claim or damage which, if established against the Insured, would constitute a loss
sustained by the Insured covered under the terms of this bond provided, however, that with respect to Insuring Agreement (A) this indemnity
shall apply only in the event that</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(1)</TD><TD STYLE="text-align: justify">an Employee admits to being guilty of any dishonest or fraudulent act(s), including Larceny or Embezzlement;
or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(2)</TD><TD STYLE="text-align: justify">an Employee is adjudicated to be guilty of any dishonest or fraudulent act(s), including Larceny or Embezzlement;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(3)</TD><TD STYLE="text-align: justify">in the absence of (1) or (2) above an arbitration panel agrees, after a review of an agreed statement
of facts, that an Employee would be found guilty of dishonesty if such Employee were prosecuted.</TD></TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">The Insured shall promptly give notice to the
Underwriter of any such suit or legal proceeding and at the request of the Underwriter shall furnish it with copies of all pleadings and
other papers therein. At the Underwriter's election the Insured shall permit the Underwriter to conduct the defense of such suit or legal
proceeding, in the Insured's name, through attorneys of the Underwriter's selection. In such event, the Insured shall give all reasonable
information and assistance which the Underwriter shall deem necessary to the proper defense of such suit or legal proceeding.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">If the amount of the Insured's liability or
alleged liability is greater than the amount recoverable under this bond, or if a Deductible Amount is applicable, or both, the liability
of the Underwriter under this General Agreement is limited to the proportion of court costs and attorneys' fees incurred and paid by the
Insured or by the Underwriter that the amount recoverable under this bond bears to the total of such amount plus the amount which is not
so recoverable. Such indemnity shall be in addition to the Limit of Liability for the applicable Insuring Agreement or Coverage.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">D.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;FORMER
EMPLOYEE</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">Acts of an Employee, as defined in this bond,
are covered under Insuring Agreement (A) only while the Employee is in the Insured's employ. Should loss involving a former Employee of
the Insured be discovered subsequent to the termination of employment, coverage would still apply under Insuring Agreement (A) if the
direct proximate cause of the loss occurred while the former Employee performed duties within the scope of his/ her employment.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">&nbsp;</P>
<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">41206 (9/84)</TD>
  <TD STYLE="text-align: center; width: 34%">4</TD>
  <TD STYLE="text-align: right; width: 33%">&copy;All rights reserved.</TD></TR>
</TABLE>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<!-- Field: Page; Sequence: 10 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>THE FOREGOING INSURING AGREEMENTS AND GENERAL AGREEMENTS
ARE SUBJECT TO</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>THE FOLLOWING CONDITIONS AND LIMITATIONS:</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">SECTION 1. DEFINITIONS</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">The following terms, as used in this bond, shall
have the respective meanings stated in this Section:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">&quot;Employee&quot; means:</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(1)</TD><TD STYLE="text-align: justify">any of the Insured's officers, partners, or employees, and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(2)</TD><TD STYLE="text-align: justify">any of the officers or employees of any predecessor of the Insured whose principal assets are acquired
by the Insured by consolidation or merger with, or purchase of assets or capital stock of such predecessor. and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(3)</TD><TD STYLE="text-align: justify">attorneys retained by the Insured to perform legal services for the Insured and the employees of such
attorneys while such attorneys or the employees of such attorneys are performing such services for the Insured, and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(4)</TD><TD STYLE="text-align: justify">guest students pursuing their studies or duties in any of the Insured's offices, and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(5)</TD><TD STYLE="text-align: justify">directors or trustees of the Insured, the investment advisor, underwriter (distributor), transfer agent,
or shareholder accounting record keeper, or administrator authorized by written agreement to keep financial and/ or other required records,
but only while performing acts coming within the scope of the usual duties of an officer or employee or while acting as a member of any
committee duly elected or appointed to examine or audit or have custody of or access to the Property of the Insured, and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(6)</TD><TD STYLE="text-align: justify">any individual or individuals assigned to perform the usual duties of an employee within the premises
of the Insured, by contract, or by any agency furnishing temporary personnel on a contingent or part- time basis, and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(7)</TD><TD STYLE="text-align: justify">each natural person, partnership or corporation authorized by written agreement with the Insured to perform
services as electronic data processor of checks or other accounting records of the Insured, but excluding any such processor who acts
as transfer agent or in any other agency capacity in issuing checks, drafts or securities for the Insured, unless included under Sub-
section (9) hereof, and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(8)</TD><TD STYLE="text-align: justify">those persons so designated in Section 15, Central Handling of Securities, and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(9)</TD><TD STYLE="text-align: justify">any officer, partner or Employee of</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1.5in"></TD><TD STYLE="width: 0.5in">a)</TD><TD STYLE="text-align: justify">an investment advisor,</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1.5in"></TD><TD STYLE="width: 0.5in">b)</TD><TD STYLE="text-align: justify">an underwriter (distributor),</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1.5in"></TD><TD STYLE="width: 0.5in">c)</TD><TD STYLE="text-align: justify">a transfer agent or shareholder accounting record- keeper, or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1.5in"></TD><TD STYLE="width: 0.5in">d)</TD><TD STYLE="text-align: justify">an administrator authorized by written agreement to keep financial and/ or other required records, for an Investment Company named as Insured while
performing acts coming within the scope of the usual duties of an officer or Employee of any Investment Company named as Insured herein,
or while acting as a member of any committee duly elected or appointed to examine or audit or have custody of or access to the Property
of any such Investment Company, provided that only Employees or partners of a transfer agent, shareholder accounting record- keeper or
administrator which is an affiliated person as defined in the Investment Company Act of 1940, of an Investment Company named as Insured
or is an affiliated person of the adviser, underwriter or administrator of such Investment Company, and which is not a bank, shall be
included within the definition of Employee.<BR>
<BR>
Each employer of temporary personnel or processors
as set forth in Sub- Sections (6) and of Section 1(a) and their partners, officers and employees shall collectively be deemed to be one
person for all the purposes of this bond, excepting, however, the last paragraph of Section 13.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">41206 (9/84)</TD>
  <TD STYLE="text-align: center; width: 34%">5</TD>
  <TD STYLE="text-align: right; width: 33%">&copy;All rights reserved.</TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify"></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify"></P>

<!-- Field: Page; Sequence: 11 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt 2in; text-align: justify; text-indent: 0in">Brokers, or other agents
under contract or representatives of the same general character shall not be considered Employees.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">&quot;Property&quot; means money (i.e.. currency, coin, bank notes, Federal Reserve notes), postage and
revenue stamps, U.S. Savings Stamps, bullion, precious metals of all kinds and in any form and articles made therefrom, jewelry, watches,
necklaces, bracelets, gems, precious and semi- precious stones, bonds, securities, evidences of debts, debentures, scrip, certificates,
interim receipts, warrants, rights, puts, calls, straddles, spreads, transfers, coupons, drafts, bills of exchange, acceptances, notes,
checks, withdrawal orders, money orders, warehouse receipts, bills of lading, conditional sales contracts, abstracts of title, insurance
policies, deeds, mortgages under real estate and/ or chattels and upon interests therein, and assignments of such policies, mortgages
and instruments, and other valuable papers, including books of account and other records used by the Insured in the conduct of its business,
and all other instruments similar to or in the nature of the foregoing including Electronic Representations of such instruments enumerated
above (but excluding all data processing records) in which the Insured has an interest or in which the Insured acquired or should have
acquired an interest by reason of a predecessor's declared financial condition at the time of the Insured's consolidation or merger with,
or purchase of the principal assets of, such predecessor or which are held by the Insured for any purpose or in any capacity and whether
so held by the Insured for any purpose or in any capacity and whether so held gratuitously or not and whether or not the Insured is liable
therefor.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">&quot;Forgery&quot; means the signing of the name of another with intent to deceive; it does not include
the signing of one's own name with or without authority, in any capacity, for any purpose.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(d)</TD><TD STYLE="text-align: justify">&quot;Larceny and Embezzlement&quot; as it applies to any named Insured means those acts as set forth
in Section 37 of the Investment Company Act of 1940.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(e)</TD><TD STYLE="text-align: justify">&quot;Items of Deposit&quot; means any one or more checks and drafts. Items of Deposit shall not be deemed
uncollectible until the Insured's collection procedures have failed.</TD></TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">SECTION 2. EXCLUSIONS</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">THIS BOND DOES NOT COVER:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">loss effected directly or indirectly by means of forgery or alteration of, on or in any instrument, except
when covered by Insuring Agreement (A), (E), (F) or (G).</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">loss due to riot or civil commotion outside the United States of America and Canada; or loss due to military,
naval or usurped power, war or insurrection unless such loss occurs in transit in the circumstances recited in Insuring Agreement (D),
and unless, when such transit was initiated, there was no knowledge of such riot, civil commotion, military, naval or usurped power, war
or insurrection on the part of any person acting for the Insured in initiating such transit.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">loss, in time of peace or war, directly or indirectly caused by or resulting from the effects of nuclear
fission or fusion or radioactivity; provided, however, that this paragraph shall not apply to loss resulting from industrial uses of nuclear
energy.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(d)</TD><TD STYLE="text-align: justify">loss resulting from any wrongful act or acts of any person who is a member of the Board of Directors of
the Insured or a member of any equivalent body by whatsoever name known unless such person is also an Employee or an elected official,
partial owner or partner of the Insured in some other capacity, nor, in any event, loss resulting from the act or acts of any person while
acting in the capacity of a member of such Board or equivalent body.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(e)</TD><TD STYLE="text-align: justify">loss resulting from the complete or partial non- payment of, or default upon, any loan or transaction
in the nature of, or amounting to, a loan made by or obtained from the Insured or any of its partners, directors or Employees, whether
authorized or unauthorized and whether procured in good faith or through trick, artifice, fraud or false pretenses. unless such</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">41206 (9/84)</TD>
  <TD STYLE="text-align: center; width: 34%">6</TD>
  <TD STYLE="text-align: right; width: 33%">&copy;All rights reserved.</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 12 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify"></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt 1in; text-align: justify; text-indent: 0in">loss is covered under
Insuring Agreement (A), (E) or (F).</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(f)</TD><TD STYLE="text-align: justify">loss resulting from any violation by the Insured or by any Employee</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(1)</TD><TD STYLE="text-align: justify">of law regulating (a) the issuance, purchase or sale of securities, (b) securities transactions upon Security
Exchanges or over the counter market, (c) Investment Companies, or (d) Investment Advisors, or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(2)</TD><TD STYLE="text-align: justify">of any rule or regulation made pursuant to any such law, unless such loss, in the absence of such laws,
rules or regulations, would be covered under Insuring Agreements (A) or (E).</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(g)</TD><TD STYLE="text-align: justify">loss of Property or loss of privileges through the misplacement or loss of Property as set forth in Insuring
Agreement (C) or (D) while the Property is in the custody of any armored motor vehicle company, unless such loss shall be in excess of
the amount recovered or received by the Insured under (a) the Insured's contract with said armored motor vehicle company, (b) insurance
carried by said armored motor vehicle company for the benefit of users of its service, and (c) all other insurance and indemnity in force
in whatsoever form carried by or for the benefit of users of said armored motor vehicle company's service, and then this bond shall cover
only such excess.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(h)</TD><TD STYLE="text-align: justify">potential income, including but not limited to interest and dividends, not realized by the Insured because
of a loss covered under this bond, except as included under Insuring Agreement (I).</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(i)</TD><TD STYLE="text-align: justify">all damages of any type for which the Insured is legally liable, except direct compensatory damages arising
from a loss covered under this bond.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(j)</TD><TD STYLE="text-align: justify">loss through the surrender of Property away from an office of the Insured as a result of a threat</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(1)</TD><TD STYLE="text-align: justify">to do bodily harm to any person, except loss of Property in transit in the custody of any person acting
as messenger provided that when such transit was initiated there was no knowledge by the Insured of any such threat, or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(2)</TD><TD STYLE="text-align: justify">to do damage to the premises or Property of the Insured, except when covered under Insuring Agreement
(A).</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(k)</TD><TD STYLE="text-align: justify">all costs, fees and other expenses incurred by the Insured in establishing the existence of or amount
of loss covered under this bond unless such indemnity is provided for under Insuring Agreement (B).</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(l)</TD><TD STYLE="text-align: justify">loss resulting from payments made or withdrawals from the account of a customer of the Insured, shareholder
or subscriber to shares involving funds erroneously credited to such account, unless such payments are made to or withdrawn by such depositor
or representative of such person, who is within the premises of the drawee bank of the Insured or within the office of the Insured at
the time of such payment or withdrawal or unless such payment is covered under Insuring Agreement (A).</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(m)</TD><TD STYLE="text-align: justify">any loss resulting from Uncollectible Items of Deposit which are drawn from a financial institution outside
the fifty states of the United States of America, District of Columbia, and territories and possessions of the United States of America,
and Canada.</TD></TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">SECTION 3. ASSIGNMENT OF RIGHTS</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">This bond does not afford coverage in favor
of any Employers of temporary personnel or of processors as set forth in sub- sections (6) and (7) of Section 1(a) of this bond, as aforesaid,
and upon payment to the Insured by the Underwriter on account of any loss through dishonest or fraudulent act(s) including Larceny or
Embezzlement committed by any of the partners, officers or employees of such Employers, whether acting alone or in collusion with others,
an assignment of such of the Insured's rights and causes of action as it may have against such Employers by reason of such acts so committed
shall, to the extent of such payment, be given by the Insured to the Underwriter, and the Insured shall execute all papers necessary to
secure to the Underwriter the rights herein provided for.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">SECTION 4. LOSS- NOTICE- PROOF- LEGAL PROCEEDINGS</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">This bond is for the use and benefit only of
the Insured named in the Declarations and the Underwriter shall not be liable hereunder for</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">41206 (9/84)</TD>
  <TD STYLE="text-align: center; width: 34%">7</TD>
  <TD STYLE="text-align: right; width: 33%">&copy;All rights reserved.</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 13 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify"></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">loss sustained by anyone other than the Insured
unless the Insured, in its sole discretion and at its option, shall include such loss in the Insured's proof of loss. At the earliest
practicable moment after discovery of any loss hereunder the Insured shall give the Underwriter written notice thereof and shall also
within six months after such discovery furnish to the Underwriter affirmative proof of loss with full particulars. If claim is made under
this bond for loss of securities or shares, the Underwriter shall not be liable unless each of such securities or shares is identified
in such proof of loss by a certificate or bond number or, where such securities or shares are uncertificated, by such identification means
as agreed to by the Underwriter. The Underwriter shall have thirty days after notice and proof of loss within which to investigate the
claim, but where the loss is clear and undisputed, settlement shall be made within forty- eight hours; and this shall apply notwithstanding
the loss is made up wholly or in part of securities of which duplicates may be obtained. Legal proceedings for recovery of any loss hereunder
shall not be brought prior to the expiration of sixty days after such proof of loss is filed with the Underwriter nor after the expiration
of twenty- four months from the discovery of such loss, except that any action or proceeding to recover hereunder on account of any judgment
against the Insured in any suit mentioned in General Agreement C or to recover attorneys' fees paid in any such suit, shall be begun within
twenty- four months from the date upon which the judgment in such suit shall become final. If any limitation embodied in this bond is
prohibited by any law controlling the construction hereof, such limitation shall be deemed to be amended so as to be equal to the minimum
period of limitation permitted by such law.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt 0.5in; text-align: justify">Discovery occurs when the Insured</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">becomes aware of facts, or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">receives written notice of an actual or potential claim by a third party which alleges that the Insured
is liable under circumstance which would cause a reasonable person to assume that a loss covered by the bond has been or will be incurred
even though the exact amount or details of loss may not be then known.</TD></TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">SECTION 5. VALUATION OF PROPERTY</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">The value of any Property, except books of accounts
or other records used by the Insured in the conduct of its business, for the loss of which a claim shall be made hereunder, shall be determined
by the average market value of such Property on the business day next preceding the discovery of such loss; provided, however, that the
value of any Property replaced by the Insured prior to the payment of claim therefor shall be the actual market value at the time of replacement;
and further provided that in case of a loss or misplacement of interim certificates, warrants, rights, or other securities, the production
which is necessary to the exercise of subscription, conversion, redemption or deposit privileges, the value thereof shall be the market
value of such privileges immediately preceding the expiration thereof if said loss or misplacement is not discovered until after their
expiration. If no market price is quoted for such Property or for such privileges, the value shall be fixed by agreement between the parties
or by arbitration.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">In case of any loss or damage to Property consisting
of books of accounts or other records used by the Insured in the conduct of its business, the Underwriter shall be liable under this bond
only if such books or records are actually reproduced and then for not more than the cost of blank books, blank pages or other materials
plus the cost of labor for the actual transcription or copying of data which shall have been furnished by the Insured in order to reproduce
such books and other records.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">SECTION 6. VALUATION OF PREMISES AND FURNISHINGS</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">In case of damage to any office of the Insured,
or loss of or damage to the furnishings, fixtures, stationery, supplies, equipment, safes or vaults therein, the Underwriter shall not
be liable for more than the actual cash value thereof, or for more than the actual cost of their replacement or repair. The Underwriter
may, at its election, pay such actual cash value or make such replacement or repair. If the Underwriter and the Insured cannot agree upon
such cash value or such cost of replacement or repair, such shall be determined by arbitration.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">SECTION 7. LOST SECURITIES</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">If the Insured shall sustain a loss of securities
the total value of which is in excess of the limit stated in Item 3 of the Declarations of this bond, the liability of the Underwriter
shall</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">41206 (9/84)</TD>
  <TD STYLE="text-align: center; width: 34%">8</TD>
  <TD STYLE="text-align: right; width: 33%">&copy;All rights reserved.</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 14 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify"></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">be limited to payment for, or duplication of,
securities having value equal to the limit stated in Item 3 of the Declarations of this bond.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">If the Underwriter shall make payment to the
Insured for any loss of securities, the Insured shall thereupon assign to the Underwriter all of the Insured's rights, title and interests
in and to said securities.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">With respect to securities the value of which
do not exceed the Deductible Amount (at the time of the discovery of the loss) and for which the Underwriter may at its sole discretion
and option and at the request of the Insured issue a Lost Instrument Bond or Bonds to effect replacement thereof, the Insured will pay
the usual premium charged therefor and will indemnify the Underwriter against all loss or expense that the Underwriter may sustain because
of the issuance of such Lost Instrument Bond or Bonds.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">With respect to securities the value of which
exceeds the Deductible Amount (at the time of discovery of the loss) and for which the Underwriter may issue or arrange for the issuance
of a Lost Instrument Bond or Bonds to effect replacement thereof, the Insured agrees that it will pay as premium therefor a proportion
of the usual premium charged therefor, said proportion being equal to the percentage that the Deductible Amount bears to the value of
the securities upon discovery of the loss, and that it will indemnify the issuer of said Lost Instrument Bond or Bonds against all loss
and expense that is not recoverable from the Underwriter under the terms and conditions of this INVESTMENT COMPANY BLANKET BOND subject
to the Limit of Liability hereunder.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">SECTION 8. SALVAGE</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">In case of recovery, whether made by the Insured
or by the Underwriter, on account of any loss in excess of the Limit of Liability hereunder plus the Deductible Amount applicable to such
loss from any source other than suretyship, insurance, reinsurance, security or indemnity taken by or for the benefit of the Underwriter,
the net amount of such recovery, less the actual costs and expenses of making same, shall be applied to reimburse the Insured in full
for the excess portion of such loss, and the remainder, if any, shall be paid first in reimbursement of the Underwriter and thereafter
in reimbursement of the Insured for that part of such loss within the Deductible Amount. The Insured shall execute all necessary papers
to secure to the Underwriter the rights provided for herein.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">SECTION 9. NON- REDUCTION AND NON- ACCUMULATION
OF LIABILITY AND TOTAL LIABILITY</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">At all times prior to termination hereof this
bond shall continue in force for the limit stated in the applicable sections of Item 3 of the Declarations of this bond notwithstanding
any previous loss for which the Underwriter may have paid or be liable to pay hereunder; PROVIDED, however, that regardless of the number
of years this bond shall continue in force and the number of premiums which shall be payable or paid, the liability of the Underwriter
under this bond with respect to all loss resulting from</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">any one act of burglary, robbery or holdup, or attempt thereat, in which no Partner or Employee is concerned
or implicated shall be deemed to be one loss, or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">any one unintentional or negligent act on the part of any one person resulting in damage to or destruction
or misplacement of Property, shall be deemed to be one loss, or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">all wrongful acts, other than those specified in (a) above, of any one person shall be deemed to be one
loss, or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(d)</TD><TD STYLE="text-align: justify">all wrongful acts, other than those specified in (a) above, of one or more persons (which dishonest act(s)
or act(s) of Larceny or Embezzlement include, but are not limited to, the failure of an Employee to report such acts of others) whose
dishonest act or acts intentionally or unintentionally, knowingly or unknowingly, directly or indirectly, aid or aids in any way, or permits
the continuation of, the dishonest act or acts of any other person or persons shall be deemed to be one loss with the act or acts of the
persons aided, or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(e)</TD><TD STYLE="text-align: justify">any one casualty or event other than those specified in (a), (b), (c) or (d) preceding, shall be deemed
to be one loss, and</TD></TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">shall be limited to the applicable Limit of
Liability stated in Item 3 of the Declarations of this bond irrespective of the total amount of such loss or losses and shall not be cumulative
in amounts from year to year or</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">41206 (9/84)</TD>
  <TD STYLE="text-align: center; width: 34%">9</TD>
  <TD STYLE="text-align: right; width: 33%">&copy;All rights reserved.</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 15 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify"></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">from period to period.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">Sub- section (c) is not applicable to any situation
to which the language of sub- section (d) applies.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">SECTION 10. LIMIT OF LIABILITY</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">With respect to any loss set forth in the PROVIDED
clause of Section 9 of this bond which is recoverable or recovered in whole or in part under any other bonds or policies issued by the
Underwriter to the Insured or to any predecessor in interest of the Insured and terminated or cancelled or allowed to expire and in which
the period for discovery has not expired at the time any such loss thereunder is discovered, the total liability of the Underwriter under
this bond and under other bonds or policies shall not exceed, in the aggregate, the amount carried hereunder on such loss or the amount
available to the Insured under such other bonds or policies, as limited by the terms and conditions thereof, for any such loss if the
latter amount be the larger.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">SECTION 11. OTHER INSURANCE</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">If the Insured shall hold, as indemnity against
any loss covered hereunder, any valid and enforceable insurance or suretyship, the Underwriter shall be liable hereunder only for such
amount of such loss which is in excess of the amount of such other insurance or suretyship, not exceeding, however, the Limit of Liability
of this bond applicable to such loss.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">SECTION 12. DEDUCTIBLE</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">The Underwriter shall not be liable under any
of the Insuring Agreements of this bond on account of loss as specified, respectively, in sub- sections (a), (b), (c), (d) and (e) of
Section 9, NON- REDUCTION AND NON- ACCUMULATION OF LIABILITY AND TOTAL LIABILITY, unless the amount of such loss, after deducting the
net amount of all reimbursement and/ or recovery obtained or made by the Insured, other than from any bond or policy of insurance issued
by an insurance company and covering such loss, or by the Underwriter on account thereof prior to payment by the Underwriter of such loss,
shall exceed the Deductible Amount set forth in Item 3 of the Declarations hereof (herein called Deductible Amount) and then for such
excess only, but in no event for more than the applicable Limit of Liability stated in Item 3 of the Declarations.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">The Insured will bear, in addition to the Deductible
Amount, premiums on Lost Instrument Bonds as set forth in Section 7.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">There shall be no deductible applicable to any
loss under Insuring Agreement A sustained by any Investment Company named as Insured herein.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">SECTION 13. TERMINATION</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">The Underwriter may terminate this bond as an
entirety by furnishing written notice specifying the termination date which cannot be prior to 60 days after the receipt of such written
notice by each Investment Company named as Insured and the Securities and Exchange Commission, Washington, D.C. The Insured may terminate
this bond as an entirety by furnishing written notice to the Underwriter. When the Insured cancels, the Insured shall furnish written
notice to the Securities and Exchange Commission, Washington. D.C. prior to 60 days before the effective date of the termination. The
Underwriter shall notify all other Investment Companies named as Insured of the receipt of such termination notice and the termination
cannot be effective prior to 60 days after receipt of written notice by all other Investment Companies. Premiums are earned until the
termination date as set forth herein.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">This Bond will terminate as to any one Insured
immediately upon taking over of such Insured by a receiver or other liquidator or by State or Federal officials, or immediately upon the
filing of a petition under any State or Federal statute relative to bankruptcy or reorganization of the Insured, or assignment for the
benefit of creditors of the Insured. or immediately upon such Insured ceasing to exist, whether through merger into another entity, or
by disposition of all of its assets.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">The Underwriter shall refund the unearned premium
computed at short rates in accordance with the standard short rate cancellation tables if terminated by the Insured or pro rata if terminated
for any other reason.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">This Bond shall terminate</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">as to any Employee as soon as any partner, officer or supervisory Employee of the Insured, who is not
in collusion with such Employee, shall learn of any dishonest or fraudulent act(s), including Larceny or Embezzlement on the part of such
Employee without prejudice to the loss of any Property then in transit in the custody of such Employee (See</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">41206 (9/84)</TD>
  <TD STYLE="text-align: center; width: 34%">10</TD>
  <TD STYLE="text-align: right; width: 33%">&copy;All rights reserved.</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 16 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt 1in; text-align: justify; text-indent: 0in">Section 16[d]), or</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">as to any Employee 60 days after receipt by each Insured and by the Securities and Exchange Commission
of a written notice from the Underwriter of its desire to terminate this bond as to such Employee, or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">as to any person, who is a partner, officer or employee of any Electronic Data Processor covered under
this bond, from and after the time that the Insured or any partner or officer thereof not in collusion with such person shall have knowledge
or information that such person has committed any dishonest or fraudulent act(s), including Larceny or Embezzlement in the service of
the Insured or otherwise, whether such act be committed before or after the time this bond is effective.</TD></TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">SECTION 14. RIGHTS AFTER TERMINATION OR CANCELLATION</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">At any time prior to the termination or cancellation
of this bond as an entirety, whether by the Insured or the Underwriter, the Insured may give to the Underwriter notice that it desires
under this bond an additional period of 12 months within which to discover loss sustained by the Insured prior to the effective date of
such termination or cancellation and shall pay an additional premium therefor.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">Upon receipt of such notice from the Insured,
the Underwriter shall give its written consent thereto; provided, however, that such additional period of time shall terminate immediately;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">on the effective date of any other insurance obtained by the Insured, its successor in business or any
other party, replacing in whole or in part the insurance afforded by this bond, whether or not such other insurance provides coverage
for loss sustained prior to its effective date, or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">upon takeover of the Insured's business by any State or Federal official or agency, or by any receiver
or liquidator, acting or appointed for this purpose</TD></TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">without the necessity of the Underwriter giving
notice of such termination. In the event that such additional period of time is terminated, as provided above, the Underwriter shall refund
any unearned premium.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">The right to purchase such additional period
for the discovery of loss may not be exercised by any State or Federal official or agency, or by any receiver or liquidator, acting or
appointed to take over the Insured's business for the operation or for the liquidation thereof or for any other purpose.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">SECTION 15. CENTRAL HANDLING OF SECURITIES</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">Securities included in the systems for the central
handling of securities established and maintained by Depository Trust Company, Midwest Depository Trust Company, Pacific Securities Depository
Trust Company, and Philadelphia Depository Trust Company, hereinafter called Corporations, to the extent of the Insured's interest therein
as effective by the making of appropriate entries on the books and records of such Corporations shall be deemed to be Property.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">The words &quot;Employee&quot; and &quot;Employees&quot;
shall be deemed to include the officers, partners, clerks and other employees of the New York Stock Exchange, Boston Stock Exchange, Midwest
Stock Exchange, Pacific Stock Exchange and Philadelphia Stock Exchange, hereinafter called Exchanges,&#9;and of the above named Corporations,
and of any nominee in whose name is registered any security included within the systems for the central handling of securities established
and maintained by such Corporations, and any employee of any recognized service company, while such officers, partners, clerks and other
employees and employees of service companies perform services for such Corporations in the operation of such systems.&#9;For the purpose
of the above definition a recognized service company shall be any company providing clerks or other personnel to said Exchanges or Corporation
on a contract basis.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">The Underwriter shall not be liable on account
of any loss(es) in connection with the central handling of securities within the systems established and maintained by such Corporations,
unless such loss(es) shall be in excess of the amount(s) recoverable or recovered under any bond or policy of insurance indemnifying such
Corporations, against such loss(es), and then the Underwriter shall be liable hereunder only for the Insured's share of such excess loss(es),
but in no event for more than the Limit of Liability applicable hereunder.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">41206 (9/84)</TD>
  <TD STYLE="text-align: center; width: 34%">11</TD>
  <TD STYLE="text-align: right; width: 33%">&copy;All rights reserved.</TD></TR>
</TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify"></P>

<!-- Field: Page; Sequence: 17 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify"></P>
<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">For the purpose of determining the Insured's
share of excess loss(es) it shall be deemed that the Insured has an interest in any certificate representing any security included within
such systems equivalent to the interest the Insured then has in all certificates representing the same security included within such systems
and that such Corporations shall use their best judgment in apportioning the amount(s) recoverable or recovered under any bond or policy
of insurance indemnifying such Corporations against such loss(es) in connection with the central handling of securities within such systems
among all those having an interest as recorded by appropriate entries in the books and records of such Corporations in Property involved
in such loss(es) on the basis that each such interest shall share in the amount(s) so recoverable or recovered in the ratio that the value
of each such interest bears to the total value of all such interests and that the Insured's share of such excess loss(es) shall be the
amount of the Insured's interest in such Property in excess of the amount(s) so apportioned to the Insured by such Corporations.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">This bond does not afford coverage in favor
of such Corporations or Exchanges or any nominee in whose name is registered any security included within the systems for the central
handling of securities established and maintained by such Corporations, and upon payment to the Insured by the Underwriter on account
of any loss(es) within the systems, an assignment of such of the Insured's rights and causes of action as it may have against such Corporations
or Exchanges shall to the extent of such payment, be given by the Insured to the Underwriter, and the Insured shall execute all papers
necessary to secure to the Underwriter the rights provided for herein.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">SECTION 16. ADDITIONAL COMPANIES INCLUDED AS
INSURED</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">If more than one corporation, co- partnership
or person or any combination of them be included as the Insured herein:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">the total liability of the Underwriter hereunder for loss or losses sustained by any one or more or all
of them shall not exceed the limit for which the Underwriter would be liable hereunder if all such loss were sustained by any one of them,</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">the one first named herein shall be deemed authorized to make, adjust and receive and enforce payment
of all claims hereunder and shall be deemed to be the agent of the others for such purposes and for the giving or receiving of any notice
required or permitted to be given by the terms hereof, provided that the Underwriter shall furnish each named Investment Company with
a copy of the bond and with any amendment thereto, together with a copy of each formal filing of the settlement of each such claim prior
to the execution of such settlement,</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">the Underwriter shall not be responsible for the proper application of any payment made hereunder to said
first named Insured,</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(d)</TD><TD STYLE="text-align: justify">knowledge possessed or discovery made by any partner, officer or supervisory Employee of any Insured shall
for the purposes of Section 4 and Section 13 of this bond constitute knowledge or discovery by all the Insured, and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(e)</TD><TD STYLE="text-align: justify">if the first named Insured ceases for any reason to be covered under this bond, then the Insured next
named shall thereafter be considered as the first named Insured for the purposes of this bond.</TD></TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">SECTION 17. NOTICE AND CHANGE OF CONTROL</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">Upon the Insured's obtaining knowledge of a
transfer of its outstanding voting securities which results in a change in control (as set forth in Section 2(a) (9) of the Investment
Company Act of 1940) of the Insured, the Insured shall within thirty (30) days of such knowledge give written notice to the Underwriter
setting forth:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">the names of the transferors and transferees (or the names of the beneficial owners if the voting securities
are requested in another name), and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">the total number of voting securities owned by the transferors and the transferees (or the beneficial
owners), both immediately before and after the transfer, and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">the total number of outstanding voting securities.</TD></TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">As used in this section, control means the power
to exercise a controlling influence over the management or policies of the Insured.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">Failure to give the required notice shall result
in termination of coverage of this bond,</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">41206 (9/84)</TD>
  <TD STYLE="text-align: center; width: 34%">12</TD>
  <TD STYLE="text-align: right; width: 33%">&copy;All rights reserved.</TD></TR>
</TABLE>

<!-- Field: Page; Sequence: 18 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">effective upon the date of stock transfer for
any loss in which any transferee is concerned or implicated.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">Such notice is not required to be given in the
case of an Insured which is an Investment Company.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">SECTION 18. CHANGE OR MODIFICATION</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">This bond or any instrument amending or effecting
same may not be changed or modified orally. No changes in or modification thereof shall be effective unless made by written endorsement
issued to form a part hereof over the signature of the Underwriter's Authorized Representative. When a bond covers only one Investment
Company no change or modification which would adversely affect the rights of the Investment Company shall be effective prior to 60 days
after written notification has been furnished to the Securities and Exchange Commission, Washington, D.C. by the Insured or by the Underwriter.
If more than one Investment Company is named as the Insured herein, the Underwriter shall give written notice to each Investment Company
and to the Securities and Exchange Commission, Washington, D.C. not less than 60 days prior to the effective date of any change or modification
which would adversely affect the rights of such Investment Company.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: justify">IN WITNESS WHEREOF, the Underwriter has caused
this bond to be executed on the Declarations Page.</P>
<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">41206 (9/84)</TD>
  <TD STYLE="text-align: center; width: 34%">13</TD>
  <TD STYLE="text-align: right; width: 33%">&copy;All rights reserved.</TD></TR>
</TABLE>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<!-- Field: Page; Sequence: 19 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>1</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at 12:01 AM &nbsp;May
15, 2022&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: 08-832-61-13</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 5pt 15.95pt 0 0; text-align: center"><B>NEW YORK STATUTORY RIDER</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.45pt 0 0"><B>&nbsp;</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 48pt">It is agreed that:</P>

<P STYLE="font: 5pt Times New Roman, Times, Serif; margin: 0.4pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 5.65pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48.05pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -1.2pt">1.</FONT></TD><TD STYLE="padding-right: 63.95pt">Part (a) of the Section entitled &quot;Termination or Cancelation&quot; of this bond/policy is deleted.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48.05pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -1.2pt">2.</FONT></TD><TD STYLE="padding-right: 63.9pt">Cancelation of this bond/policy by the Underwriter/Company is subject to the following provisions:</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<P STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin: 0.05pt 63.85pt 0 84pt; text-align: justify">If the bond/policy has been
in effect for 60 days or less, it may be cancelled by the Underwriter/Company for any reason. Such cancelation shall be effective 20 days
after the Underwriter/Company mails a notice of cancelation to the first-named insured at the mailing address shown in the bond/policy.
However, if the bond/policy has been in effect for more than 60 days or is a renewal, then cancelation must be based on one of the following
grounds:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 11.35pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 83.95pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -0.05pt">(A)</FONT></TD><TD>non-payment of premium;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 11.2pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 83.95pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -0.05pt">(B)</FONT></TD><TD>conviction of a crime arising out of acts increasing the hazard insured against;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.25pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -0.05pt">(C)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.9pt">discovery of fraud or material misrepresentation in the obtaining of the bond/policy
or in the presentation of claim thereunder;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -0.05pt">(D)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.9pt">after issuance of the bond/policy or after the last renewal date, discovery of
an act or omission, or a violation of any bond/policy condition that substantially and materially increases the hazard insured against,
and which occurred subsequent to inception of the current bond/policy period;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 0.05pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -0.05pt">(E)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.85pt">material change in the nature or extent of the risk, occurring after issuance
or last annual renewal anniversary date of the bond/policy, which causes the risk of loss to be substantially and materially increased
beyond that contemplated at the time the bond/policy was issued or last renewed;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -0.05pt">(F)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.8pt">the cancelation is required pursuant to a determination by the superintendent that
continuation of the present premium volume of the insurer would jeopardize that insurer's solvency or be hazardous to the interests of
the insureds, the insurer's creditors or the public;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -0.05pt">(G)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.85pt">a determination by the superintendent that the continuation of the bond/policy
would violate, or would place the insurer in violation of, any provision of the New York State insurance laws.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 001</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">SR 6180b (12/93)</TD>
  <TD STYLE="text-align: center; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 0">1</P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>





<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<!-- Field: Page; Sequence: 20 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>&nbsp;ENDORSEMENT</U>#
</B>1<B>&nbsp; </B>(Continued)</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at 12:01 AM &nbsp;May
15, 2022&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: 08-832-61-13</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -0.05pt">(H)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.8pt">where the insurer has reason to believe, in good faith and with sufficient cause,
that there is a possible risk or danger that the insured property will be destroyed by the insured for the purpose of collecting the insurance
proceeds, provided, however, that:</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -1.1pt">(i)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.8pt">a notice of cancelation on this ground shall inform the insured in plain language
that the insured must act within ten days if review by the Insurance Department of the State of New York of the ground for cancelation
is desired, and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -1.1pt">(ii)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.75pt">notice of cancelation on this ground shall be provided simultaneously by the insurer
to the Insurance Department of the State of New York. Cancelation based on one of the above grounds shall be effective 15 days after the
notice of cancellation is mailed or delivered to the named insured, at the address shown on the bond/policy, and to its authorized agent
or broker.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -1.2pt">3.</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.9pt">If the Underwriter/Company elects not to replace a bond/policy at the termination
of the bond/policy period, it shall notify the insured not more than 120 days nor less than 60 days before termination. If such notice
is given late, the bond/policy shall continue in effect for 60 days after such notice is given. The Aggregate Limit of Liability shall
not be increased or reinstated. The notice not to replace shall be mailed to the insured and its broker or agent.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -1.2pt">4.</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.85pt">If the Underwriter/Company elects to replace the bond/policy, but with a change
of limits, reduced coverage, increased deductible, additional exclusion, or upon increased premiums in excess of ten percent (exclusive
of any premium increase as a result of experience rating), the Underwriter must mail written notice to the insured and its agent or broker
not more than 120 days nor less than 60 days before replacement. If such notice is given late, the replacement bond/policy shall be in
effect with the same terms, conditions and rates as the terminated bond/policy for 60 days after such notice is given.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -1.2pt">5.</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.85pt">The Underwriter/Company may elect to simply notify the insured that the bond/policy
will either be not renewed or renewed with different terms, conditions or rates. In this event, the Underwriter/Company will inform the
insured that a second notice will be sent at a later date specifying the Underwriter's/Company's exact intention. The Underwriter shall
inform the insured that, in the meantime, coverage shall continue on the same terms, conditions and rates as the expiring bond/policy
until the expiration date of the bond/policy or 60 days after the second notice is mailed or delivered, whichever is later.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 001</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">SR 6180b (12/93)</TD>
  <TD STYLE="text-align: center; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 0">2</P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>





<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;&nbsp;</P>

<!-- Field: Page; Sequence: 21 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>
<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>1 <B>&nbsp;</B>(Continued)</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at 12:01 AM &nbsp;May 15, 2022&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: 08-832-61-13</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin: 5.6pt 264.6pt 0 48pt">FOR USE WITH FINANCIAL INSTITUTION BONDS, STANDARD
FORMS NOS. 14, 15, 24, AND 25 AND EXCESS BANK EMPLOYEE DISHONESTY BONDS, STANDARD FORM NO. 28, AND COMPUTER CRIME POLICY FOR FINANCIAL
INSTITUTIONS TO COMPLY WITH STATUTORY REQUIREMENTS.</P>

<P STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin: 5.6pt 264.6pt 0 48pt">&nbsp;</P>

<P STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin: 5.6pt 264.6pt 0 48pt">&nbsp;</P>

<P STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin: 5.6pt 264.6pt 0 48pt">&nbsp;</P>

<P STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin: 5.6pt 264.6pt 0 48pt">&nbsp;</P>

<P STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin: 5.6pt 264.6pt 0 48pt">&nbsp;</P>

<P STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin: 5.6pt 264.6pt 0 48pt">&nbsp;</P>

<P STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin: 5.6pt 264.6pt 0 48pt">&nbsp;</P>

<P STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin: 5.6pt 264.6pt 0 48pt">&nbsp;</P>

<P STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin: 5.6pt 264.6pt 0 48pt">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; width: 50%; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Univers ATT; text-align: center; width: 50%; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;<IMG SRC="image_087.jpg" ALT=""></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">AUTHORIZED REPRESENTATIVE</TD></TR>
  </TABLE>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 001</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">SR 6180b (12/93)</TD>
  <TD STYLE="text-align: center; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 0">3</P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>





<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<!-- Field: Page; Sequence: 22 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>



<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
                                            </B>2</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at 12:01 AM &nbsp;May
15, 2022&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: 08-832-61-13</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 5pt 15.95pt 0 0; text-align: center"><B>ADDITIONAL NAMED INSURED RIDER</B></P>

<P STYLE="font: 10.5pt Times New Roman, Times, Serif; margin: 0.55pt 0 0"><B>&nbsp;</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 48pt">In consideration of the premium charged, it is hereby understood
and agreed that:</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -0.05pt">1.</FONT></TD><TD STYLE="padding-right: 63.95pt">In Item 1 of the Declarations page, the section entitled &ldquo;Name of Insured (herein called Insured),&rdquo;
is amended to include the following at the end thereof:</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">AllianceBernstein Global High Income Fund</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt"></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">AllianceBernstein National Municipal Income Fund, Inc.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">AB Multi-Manager Alternative Fund</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">AB Active ETFs, Inc.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">-AB Ultra Short Income ETF</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">-AB Tax-Aware Short Duration ETF</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">AB Bond Fund, Inc.:</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">AB Bond Inflation Strategy&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">AB Limited Duration High Income Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">AB Municipal Bond Inflation Strategy</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">AB Tax-Aware Fixed Income Opportunities Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">AB Total Return Bond Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">AB All Market Real Return Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">AB High Yield Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">AB Income Fund</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">AB Short Duration Income Portfolio</P>

<P STYLE="font: 11pt/200% Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">AB Sustainable Thematic Credit Portfolio</P>

<P STYLE="font: 11pt/200% Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">AB High Income Fund, Inc.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">AB Fixed-Income Shares, Inc.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">AB Government Money Market Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">AB Corporate Shares</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">AB Corporate Income Shares</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">AB Municipal Income Shares</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">AB Tax Aware Real Return Income Shares&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">AB Taxable Multi-Sector Income Shares&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">AB Impact Municipal Income Shares</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">&nbsp;</P>

<P STYLE="font: 11pt/200% Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">AB Global Bond Fund,
Inc.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">AB Municipal Income Fund, Inc.:</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">-AB California Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">-AB National Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 17.5pt 0 84pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD STYLE="text-align: center">&copy;All rights reserved.&nbsp;</TD>
  <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">127423 (11/17)</TD>
  <TD STYLE="text-align: center; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 0"></P>
                                             <P STYLE="margin-top: 0; margin-bottom: 0"></P>1<BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<!-- Field: Page; Sequence: 23 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>2</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at 12:01 AM &nbsp;May
15, 2022&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: 08-832-61-13</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><B><I>END 002</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">127423 (11/17)</TD>
  <TD STYLE="text-align: center; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 0">2</P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"></P>

<!-- Field: Page; Sequence: 24 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>2 (Continued)</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at 12:01 AM &nbsp;May
15, 2022&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: 08-832-61-13</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>




<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 5pt 0 0 84pt">-AB New York Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB High Income Municipal Portfolio</P>

<P STYLE="font: 10.5pt Times New Roman, Times, Serif; margin: 0.55pt 0 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">AB Municipal Income Fund II:</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Arizona Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Massachusetts Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt"></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Minnesota Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB New Jersey Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Ohio Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Pennsylvania Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Virginia Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">AB Global Risk Allocation Fund, Inc.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">AB Cap Fund, Inc.:</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Small Cap Growth Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Emerging Market Multi-Asset Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Select US Equity Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Select US Long/Short Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Concentrated Growth Fund</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Global Core Equity Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Sustainable US Thematic Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Small Cap Value Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB International Strategic Core Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB All Market Income Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Concentrated International Growth Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB All China Equity Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">AB Core Opportunities Fund, Inc.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">AB Sustainable Global Thematic Fund, Inc.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">AB Relative Value Fund, Inc.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">AB Institutional Funds, Inc.:</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Global Real Estate Investment Fund II</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">AB Sustainable International Thematic Fund, Inc.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">AB Large Cap Growth Fund, Inc.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">AB Discovery Growth Fund, Inc.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">AB Global Real Estate Investment Fund, Inc.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">AB Trust</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB International Value Fund</P>
<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 002</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">127423 (11/17)</TD>
  <TD STYLE="text-align: center; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 0">2</P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>



<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<!-- Field: Page; Sequence: 25 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>2 &nbsp;(Continued)</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at 12:01 AM &nbsp;May 15, 2022&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: 08-832-61-13</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>




<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 5pt 0 0 84pt">-AB Discovery Value Fund</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Value Fund&nbsp;</P>

<P STYLE="font: 11pt/25.5pt Times New Roman, Times, Serif; margin: 0.05pt 0 0 84pt">AB Equity Income Fund, Inc.</P>

<P STYLE="font: 11pt/25.5pt Times New Roman, Times, Serif; margin: 0.05pt 0 0 84pt">The AB Portfolios:</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Growth Fund</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Wealth Appreciation Strategy</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Tax-Managed Wealth Appreciation Strategy</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB All Market Total Return Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Sustainable Thematic Balanced Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Tax-Managed All Market Income Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">Sanford C. Bernstein Fund, Inc.:</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-California Municipal Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-Diversified Municipal Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-New York Municipal Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-Short Duration Plus Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-Intermediate Duration Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-Short Duration Diversified Municipal Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-Emerging Markets Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-Overlay A Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-Overlay B Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-Tax-Aware Overlay A Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-Tax-Aware Overlay B Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-Tax-Aware Overlay C Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-Tax-Aware Overlay N Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">Sanford C. Bernstein Fund II, Inc.:</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-Bernstein Intermediate Duration Institutional Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">AB Variable Products Series Fund, Inc.:</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Balanced Hedged Allocation Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Dynamic Asset Allocation Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Sustainable Global Thematic Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Growth and Income Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Sustainable International Thematic Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB International Value Portfolio</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 002</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">127423 (11/17)</TD>
  <TD STYLE="text-align: center; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 0">3</P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<!-- Field: Page; Sequence: 26 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>2<B>&nbsp;</B> (Continued)</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at 12:01 AM &nbsp;May
15, 2022&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: 08-832-61-13</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>




<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 5.05pt 0 0 84pt">-AB Large Cap Growth Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Small Cap Growth Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Small/Mid Cap Value Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-AB Global Risk Allocation &ndash; Moderate Portfolio</P>

<P STYLE="font: 10.5pt Times New Roman, Times, Serif; margin: 0.55pt 0 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">Bernstein Fund, Inc:</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-International Strategic Equities Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-International Small Cap Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">-Small Cap Core Portfolio</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">and any other fund(s) now existing in the AllianceBernstein Complex
of Registered Investment Companies mutual fund program;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -0.05pt">2.</FONT></TD><TD>Nothing contained herein shall be held to vary, alter, waive, or extend any of the terms, limitations, conditions or agreements of
the attached bond other than as above stated.</TD></TR></TABLE>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; width: 50%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Univers ATT; text-align: center; padding-right: 5.4pt; padding-left: 5.4pt; width: 50%">&nbsp;<IMG SRC="image_087.jpg" ALT=""></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt">AUTHORIZED REPRESENTATIVE</FONT></TD></TR>
</TABLE>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 002</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>&nbsp;</B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">127423 (11/17)</TD>
  <TD STYLE="text-align: center; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 0">4</P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0">&nbsp;</P>
<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<!-- Field: Page; Sequence: 27 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>3</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at 12:01 AM &nbsp;May
15, 2022&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: 08-832-61-13</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>



<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 5pt 15.85pt 0 0; text-align: center"><B>AMENDED INSURING AGREEMENT (A) FIDELITY</B></P>

<P STYLE="font: 10.5pt Times New Roman, Times, Serif; margin: 0.55pt 0 0"><B>&nbsp;</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 48pt">In consideration of the premium charged, it is hereby understood
and agreed that:</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -0.05pt">1.</FONT></TD><TD STYLE="padding-right: 63.9pt">Insuring Agreement (A) FIDELITY is hereby deleted in its entirety and replaced with the following:</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84.05pt"></TD><TD STYLE="width: 17.85pt"><FONT STYLE="letter-spacing: -0.05pt">(A)</FONT></TD><TD>FIDELITY</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 63.85pt 0 102pt; text-align: justify">Loss resulting directly from dishonest
or fraudulent acts, including Larceny and Embezzlement, committed by an Employee <FONT STYLE="letter-spacing: -0.25pt">anywhere </FONT>and
<FONT STYLE="letter-spacing: -0.25pt">whether </FONT>committed alone or in collusion <FONT STYLE="letter-spacing: -0.35pt">with </FONT>others,
including loss of Property resulting from such acts of an Employee, <FONT STYLE="letter-spacing: -0.35pt">which </FONT>Property is held
by the <FONT STYLE="letter-spacing: -0.2pt">Insured </FONT>for any purpose or in any capacity and <FONT STYLE="letter-spacing: -0.3pt">whether
</FONT>so held gratuitously or not and <FONT STYLE="letter-spacing: -0.3pt">whether </FONT>or not the <FONT STYLE="letter-spacing: -0.2pt">Insured
</FONT>is liable therefor.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 63.85pt 0 102pt; text-align: justify">Such dishonest or fraudulent acts
must be committed by the Employee with the manifest intent:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 102.1pt"></TD><TD STYLE="width: 17.9pt"><FONT STYLE="letter-spacing: -0.3pt">(a)</FONT></TD><TD STYLE="text-align: justify">to cause the <FONT STYLE="letter-spacing: -0.2pt">Insured </FONT>to sustain such loss; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 102pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -0.3pt">(b)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.8pt">to obtain financial benefit for the Employee, or for any other person or organization
intended by the Employee to receive such benefit.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 63.9pt 0 102pt; text-align: justify"><FONT STYLE="letter-spacing: -0.2pt">Notwithstanding</FONT>
the foregoing, <FONT STYLE="letter-spacing: -0.25pt">however,</FONT> it is agreed that <FONT STYLE="letter-spacing: -0.35pt">with</FONT>
regard to Loans and/or Trading, <FONT STYLE="letter-spacing: -0.15pt">this </FONT>bond covers only loss resulting directly from dishonest
or fraudulent acts committed by an Employee <FONT STYLE="letter-spacing: -0.35pt">with </FONT>the intent to cause the <FONT STYLE="letter-spacing: -0.2pt">Insured
</FONT>to sustain such loss and <FONT STYLE="letter-spacing: -0.35pt">which </FONT>results in a financial benefit for the Employee.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 63.9pt 0 102pt; text-align: justify">The term &ldquo;Loans&rdquo; as used
in this Insuring Agreement shall be deemed to mean all extensions of credit by the Insured and all transactions creating a creditor relationship
in favor of the Insured and all transactions by which the Insured assumes an existing creditor relationship.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 63.85pt 0 102pt; text-align: justify">The term &ldquo;Trading&rdquo; as
used in this Insuring Agreement shall be deemed to mean trading or other dealings in securities, commodities, futures, options, swaps,
foreign or Federal Funds, currencies, foreign exchange and the like.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 64pt 0 102pt; text-align: justify">As used throughout this Insuring Agreement,
financial benefit does not include any salaries, commissions, fees, bonuses, promotions, awards, profit sharing, pensions or other employee
benefits earned in the normal course of employment.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 003</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>&nbsp;</B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">132765 (05/19)</TD>
  <TD STYLE="text-align: center; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 0">1</P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<!-- Field: Page; Sequence: 28 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>3<B>&nbsp;</B> (Continued)</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at 12:01 AM &nbsp;May
15, 2022&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: 08-832-61-13</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>



<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 5pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -0.05pt">2.</FONT></TD><TD STYLE="padding-right: 63.85pt">Nothing herein contained shall be held to vary, alter, waive or extend any of the terms, limitations
conditions or agreements of the attached bond other than as above stated.</TD></TR></TABLE>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; width: 50%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Univers ATT; text-align: center; padding-right: 5.4pt; padding-left: 5.4pt; width: 50%">&nbsp;<IMG SRC="image_087.jpg" ALT=""></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt">AUTHORIZED REPRESENTATIVE</FONT></TD></TR></TABLE>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 003</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>&nbsp;</B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">132765 (05/19)</TD>
  <TD STYLE="text-align: center; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 0">2</P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<!-- Field: Page; Sequence: 29 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
                                            </B>4</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at <B><I>12:01 am
May 15, 202</I></B>2&nbsp;&nbsp;forms a
part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: <B><I>08-832-61-13</I></B></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><B><I>AllianceBernstein Complex of Registered Investment
Companie</I></B><I>s</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><B><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></B></FONT></FONT></P>



<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 5pt 16.7pt 0 0; text-align: center">ECONOMIC SANCTIONS ENDORSEMENT</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0"><B>&nbsp;</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 48pt; text-align: justify"><I>This endorsement modifies insurance provided
under the following:</I></P>

<P STYLE="font: 10.5pt Times New Roman, Times, Serif; margin: 0.15pt 0 0"><I>&nbsp;</I></P>

<P STYLE="font: 11pt/96% Times New Roman, Times, Serif; margin: 0.05pt 63.6pt 0 48pt; text-align: justify"><FONT STYLE="letter-spacing: -0.15pt">Coverage
</FONT>shall <FONT STYLE="letter-spacing: -0.15pt">only </FONT>be <FONT STYLE="letter-spacing: -0.2pt">provided </FONT>and <FONT STYLE="letter-spacing: -0.2pt">payment
</FONT>of loss <FONT STYLE="letter-spacing: -0.2pt">under </FONT>this <FONT STYLE="letter-spacing: -0.2pt">policy </FONT>shall <FONT STYLE="letter-spacing: -0.15pt">only
</FONT>be made in full <FONT STYLE="letter-spacing: 0.1pt">compliance </FONT>with <FONT STYLE="letter-spacing: 0.1pt">enforceable </FONT>United
Nations <FONT STYLE="letter-spacing: 0.1pt">economic </FONT>and trade sanctions and the trade and <FONT STYLE="letter-spacing: 0.1pt">economic
</FONT>sanction laws or regulations of the <FONT STYLE="letter-spacing: -0.2pt">European </FONT>Union and the United States of America,
including, <FONT STYLE="letter-spacing: -0.15pt">but not </FONT>limited to, sanctions, laws and regulations <FONT STYLE="letter-spacing: 0.1pt">administered
</FONT>and <FONT STYLE="letter-spacing: 0.1pt">enforced </FONT>by the U.S. Treasury Department's Office of Foreign Assets <FONT STYLE="letter-spacing: -0.15pt">Control</FONT>
(&quot;OFAC&quot;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Univers ATT; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Univers ATT; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Univers ATT; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Univers ATT; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Univers ATT; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Univers ATT; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Univers ATT; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Univers ATT; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Univers ATT; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Univers ATT; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Univers ATT; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Univers ATT; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Univers ATT; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Univers ATT; margin: 0"></P>

<P STYLE="font: 10pt Univers ATT; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Univers ATT; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Univers ATT; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Univers ATT; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Univers ATT; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 5pt 0 0 76.6pt">ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.</P>



<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; width: 50%; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: center; font: 10pt Univers ATT; width: 50%; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;<IMG SRC="image_087.jpg" ALT=""></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt">AUTHORIZED REPRESENTATIVE</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 004</I></B></P>




<P STYLE="margin-top: 0; margin-bottom: 0"></P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<!-- Field: Page; Sequence: 30 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-align: justify"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><B><U>ENDORSEMENT</U>#
</B>5</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">119679 (9/15)</TD>
  <TD STYLE="text-align: center; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 0">Page 1 of 1</P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>





<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<!-- Field: Page; Sequence: 31 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-align: justify"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>5</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at 12:01 AM &nbsp;May
15, 2022&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: 08-832-61-13</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>



<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 5pt 15.85pt 0 0; text-align: center"><B>AMENDED INSURING AGREEMENT (G) COUNTERFEIT
CURRENCY</B></P>

<P STYLE="font: 15pt Times New Roman, Times, Serif; margin: 0.35pt 0 0"><B>&nbsp;</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 48pt">It is agreed that:</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0.25pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/100% Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -1.5pt">1.</FONT></TD><TD STYLE="padding-right: 63.95pt"><FONT STYLE="letter-spacing: -0.2pt">Insuring </FONT>Agreement (G), COUNTERFEIT <FONT STYLE="letter-spacing: -0.15pt">CURRENCY,
</FONT>is amended so that coverage applies to any counterfeited money orders or altered paper currencies or coin <FONT STYLE="letter-spacing: 0.15pt">of
any</FONT> country.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/100% Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -1.5pt">2.</FONT></TD><TD STYLE="padding-right: 64pt">Nothing herein contained shall be held to vary, alter, <FONT STYLE="letter-spacing: -0.3pt">waive </FONT>or
extend any of the terms, limitations, conditions or agreements of the attached bond other than as above stated.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>
<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; width: 50%; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Univers ATT; text-align: center; width: 50%; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;<IMG SRC="image_087.jpg" ALT=""></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt">AUTHORIZED REPRESENTATIVE</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 005</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">132764 (05/19)</TD>
  <TD STYLE="text-align: center; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 0">1</P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>



<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<!-- Field: Page; Sequence: 32 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>6</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at <I>12:01 AM</I> &nbsp;<I>May 15, 2022</I>&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Policy
number: <I>08-832-61-13</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>






<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><B>COMPUTER
CRIME COVERAGE RIDER</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><B>(ICBB VERSION)</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 70.85pt 0 48pt">In consideration of the premium charged, it is hereby understood
and agreed that bond is hereby amended as follows:</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -0.7pt">1.</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.95pt">All the terms and conditions of the Investment Company Blanket Bond, Form No.
41206 (09/84), shall apply to coverage as is afforded by this endorsement unless specifically stated otherwise herein or in any endorsement
attached hereto.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -0.7pt">2.</FONT></TD><TD STYLE="text-align: justify; padding-right: 68.5pt">Item 3 of the Declarations is hereby amended by adding the following under <B><I>Optional
Insuring Agreements and Coverages</I></B> section:</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 68.5pt 0 67.5pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Univers ATT; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 46%; padding-right: 68.5pt; padding-bottom: 6pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="width: 28%; padding-right: 3.75pt; padding-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><U>Limit of Liability</U></FONT></TD>
    <TD STYLE="width: 26%; padding-right: 3pt; padding-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><U>Deductible</U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">(CC-1) Computer Systems Fraud</FONT></TD>
    <TD STYLE="padding-right: 3.75pt; padding-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">$49,225,000</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">$100,000</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">(CC-2) Data Processing Service Operations</FONT></TD>
    <TD STYLE="padding-right: 3.75pt; padding-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">NIL</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">NIL</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">(CC-3) Voice Initiated Transfer Fraud</FONT></TD>
    <TD STYLE="padding-right: 3.75pt; padding-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">NIL</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">NIL</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">(CC-4) Telefacsimile Transfer Fraud</FONT></TD>
    <TD STYLE="padding-right: 3.75pt; padding-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">$49,225,000</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">$100,000</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">(CC-5) Destruction of Data or Programs by Hacker</FONT></TD>
    <TD STYLE="padding-right: 3.75pt; padding-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">NIL</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">NIL</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">(CC-6) Destruction of Data or Programs by Virus</FONT></TD>
    <TD STYLE="padding-right: 3.75pt; padding-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">NIL</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">NIL</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">(CC-7) Voice Computer Systems Fraud</FONT></TD>
    <TD STYLE="padding-right: 3.75pt; padding-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">NIL</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">NIL</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 68.5pt 0 67.5pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48.1pt"></TD><TD STYLE="width: 17.9pt"><FONT STYLE="letter-spacing: -0.7pt">3.</FONT></TD><TD>The Declarations page is hereby amended by adding the following after <B>Item 6</B> thereof:</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt"><B>Item 7.</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt"><B>Voice Initiated Transfer Fraud</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 60.75pt 0 84pt">Under the terms of the Voice Initiated Transfer Fraud Insuring
Agreement, the Insured must place verification call-back for each transfer in excess of $100,000.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt"><B>Telefacsimile Transfer Fraud</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 006</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">140342 (03/21)</TD>
  <TD STYLE="text-align: center; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 0">1</P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<!-- Field: Page; Sequence: 33 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>6 &nbsp;(Continued)</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at <I>12:01 AM</I> &nbsp;<I>May 15, 2022</I>&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: <I>08-832-61-13</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>






<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>



<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 5pt 70.85pt 0 84pt">Under the terms of the Telefacsimile Transfer Fraud Insuring
Agreement, the Insured must place a Verification call-back for each transfer in excess of $100,000</P>

<P STYLE="font: 10.5pt Times New Roman, Times, Serif; margin: 0.55pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -0.7pt">4.</FONT></TD><TD STYLE="padding-right: 63.85pt">The Insuring Agreements are hereby amended by adding the following Insuring Agreements to the Bond:</TD></TR></TABLE>

<P STYLE="font: 6.5pt Times New Roman, Times, Serif; margin: 0.25pt 0 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 5pt 15.9pt 0 0; text-align: center"><B>COMPUTER SYSTEMS FRAUD</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 0 0 84pt; text-align: justify">(CC-1) Loss resulting directly from a fraudulent:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120.05pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -1.05pt">(1)</FONT></TD><TD STYLE="text-align: justify">entry of Electronic Data or Computer Program into, or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120.05pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -1.05pt">(2)</FONT></TD><TD STYLE="text-align: justify">change of Electronic Data or Computer Program within any Computer System operated by
the Insured, whether owned or leased; or any Computer System identified in the application for this bond; or a Computer System first used
by the Insured during the bond period; as provided by General Agreement B; provided the entry or change causes:</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 63.85pt 0 156pt; text-align: justify"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 156.05pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -0.05pt">(i)</FONT></TD><TD STYLE="text-align: justify">Property to be transferred, paid or delivered,</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 156.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -0.05pt">(ii)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.85pt">an account of the Insured, or of its customer, to be added, deleted, debited or
credited, or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 156.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -0.05pt">(iii)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.9pt">an unauthorized account or a fictitious account to be debited or credited.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 64pt 0 120pt; text-align: justify">In this Insuring Agreement, fraudulent
entry or change shall include such entry or change made by an Employee of the Insured acting in good faith:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -1.1pt">(a)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.9pt">on an instruction from a software contractor who has a written agreement with the
Insured to design, implement or service programs for a Computer System covered by this Insuring Agreement, or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -1.1pt">(b)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.85pt">on an instruction transmitted by Tested telex or similar means of Tested communication
identified in the application for this bond purportedly sent by a customer, financial institution or automated clearing house.</TD></TR></TABLE>

<P STYLE="font: 10.5pt Times New Roman, Times, Serif; margin: 0.55pt 0 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 15.85pt 0 0; text-align: center"><B>DATA PROCESSING SERVICE OPERATIONS</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 0 0 84pt; text-align: justify">(CC-2) Loss sustained by a Client of the
Insured resulting directly from a fraudulent:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120.05pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -1.05pt">(1)</FONT></TD><TD STYLE="text-align: justify">entry of Electronic Data or a Computer Program into, or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -1.05pt">(2)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.9pt">change of Electronic Data or a Computer Program within a Computer System covered
under the terms of the <B>COMPUTER SYSTEMS FRAUD </B>Insuring Agreement, or</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 006</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">140342 (03/21)</TD>
  <TD STYLE="text-align: center; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 0">2</P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<!-- Field: Page; Sequence: 34 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>6<B>&nbsp;</B> (Continued)</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at <I>12:01 AM</I> &nbsp;<I>May 15, 2022</I>&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: <I>08-832-61-13</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>






<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>





<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B><I>&nbsp;</I></B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 11.3pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -1.05pt">(3)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.75pt">entry or change of Electronic Data during electronic transmission or physical
transit from the Insured to its Client, provided that the entry or change causes:</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 156.05pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -0.05pt">(i)</FONT></TD><TD STYLE="text-align: justify">Property to be transferred, paid or delivered,</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 156.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -0.05pt">(ii)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.95pt">an account of the Client, or a customer of the Client, to be added, deleted, debited
or credited, or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 156.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -0.05pt">(iii)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.9pt">an unauthorized account or a fictitious account to be debited or credited,</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 63.9pt 0 156pt; text-align: justify">and for which loss the Insured is
legally liable to the Client as a provider of data processing services for such Client.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 64pt 0 120pt; text-align: justify">In this Insuring Agreement, fraudulent
entry or change shall include such entry or change made by an Employee of the Insured acting in good faith:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -1.1pt">(a)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.9pt">on an instruction from a software contractor who has a written agreement with the
Insured to design, implement or service programs for a Computer System covered by this Insuring Agreement, or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -1.1pt">(b)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.85pt">on an instruction transmitted by Tested telex or similar means of Tested communication
identified in the application for this bond purportedly sent by a customer, financial institution or automated clearing house.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 5.95pt 63.95pt 0 120pt; text-align: justify">In this Insuring Agreement, Client
means an entity for which the Insured serves as data processor under the terms of a written agreement.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 15.85pt 0 0; text-align: center"><B>VOICE INITIATED TRANSFER FRAUD</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 63.9pt 0 120pt; text-align: justify; text-indent: -0.5in">(CC-3) Loss
resulting directly from the Insured having, in good faith, transferred Funds from a Customer&rsquo;s account through a Computer System
covered under the terms of the <B>COMPUTER SYSTEMS FRAUD </B>Insuring Agreement in reliance upon a fraudulent voice instruction transmitted
by telephone which was purported to be from:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -1.05pt">(1)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.85pt">an officer, director, partner or employee of a Customer of the Insured who was
authorized by the Customer to instruct the Insured to make such transfer,</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120.05pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -1.05pt">(2)</FONT></TD><TD STYLE="text-align: justify">an individual person who is a Customer of the Insured, or</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 006</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">140342 (03/21)</TD>
  <TD STYLE="text-align: center; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 0">3</P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<!-- Field: Page; Sequence: 35 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>6<B>&nbsp;</B> (Continued)</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at <I>12:01 AM</I> &nbsp;<I>May 15, 2022</I>&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: <I>08-832-61-13</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>






<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>








<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0.3pt 0 0"><B><I>&nbsp;</I></B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -1.05pt">(3)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.85pt">an Employee of the Insured in another office of the Insured who was authorized
by the Insured to instruct other Employees of the Insured to transfer Funds, and was received by an Employee of the Insured specifically
designated to receive and act upon such instructions, but the voice instruction was not from a person described in (1), (2) or (3) above,
provided that:</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -1.4pt">(i)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.95pt">such voice instruction was electronically recorded by the Insured and required
password(s) or code word(s) given; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -1.4pt">(ii)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.9pt">if the transfer was in excess of the amount shown on the Declarations Page as the
verification call-back amount for this Insuring Agreement, the voice instruction was verified by a call-back according to a prearranged
procedure.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 63.8pt 0 120pt; text-align: justify">As used in this Insuring Agreement,
Customer means an entity or individual which has a written agreement with the Insured authorizing the Insured to rely on voice instructions
to initiate transfers and has provided the Insured with the names of persons authorized to initiate such transfers, and with which the
Insured has established an instruction verification mechanism.</P>

<P STYLE="font: 10.5pt Times New Roman, Times, Serif; margin: 0.55pt 0 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 15.9pt 0 0; text-align: center"><B>TELEFACSIMILE TRANSFER FRAUD</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 63.9pt 0 120pt; text-align: justify; text-indent: -0.5in">(CC-4) Loss
resulting directly from the Insured having, in good faith, transferred or delivered Funds, Certificated Securities or Uncertificated Securities
through a Computer System covered under the terms of the <B>COMPUTER SYSTEMS FRAUD </B>Insuring Agreement in reliance upon a fraudulent
instruction received through a Telefacsimile Device, and which instruction:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120.05pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -1.05pt">(1)</FONT></TD><TD STYLE="text-align: justify">purports and reasonably appears to have originated from:</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 155.95pt"></TD><TD STYLE="width: 36.05pt"><FONT STYLE="letter-spacing: -0.05pt">(a)</FONT></TD><TD>a Customer of the Insured,</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 155.95pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -0.05pt">(b)</FONT></TD><TD>another financial institution, or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 155.95pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -0.05pt">(c)</FONT></TD><TD>another office of the Insured</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 70.85pt 0 156pt">but, in fact, was not originated by the Customer or entity
whose identification it bears, and</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -1.05pt">(2)</FONT></TD><TD STYLE="padding-right: 63.85pt">contains a valid test code which proves to have been used by a person who was not authorized to make
use of it, and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 119.95pt"></TD><TD STYLE="width: 36.05pt"><FONT STYLE="letter-spacing: -1.05pt">(3)</FONT></TD><TD>contains the name of a person authorized to initiate such transfer;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 006</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">140342 (03/21)</TD>
  <TD STYLE="text-align: center; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 0">4</P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>





<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<!-- Field: Page; Sequence: 36 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>6 &nbsp;(Continued)</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at <I>12:01 AM</I> &nbsp;<I>May 15, 2022</I>&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: <I>08-832-61-13</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>


<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 5pt 63.85pt 0 120pt; text-align: justify">provided that, if the transfer was
in excess of the amount shown on the Declarations as the verification call-back amount for this Insuring Agreement, the instructions was
verified by a call-back according to a prearranged procedure.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 63.85pt 0 120pt; text-align: justify">As used in this Insuring Agreement,
Customer means an entity or individual which has a written agreement with the Insured authorizing the Insured to rely on Telefacsimile
Device instructions to initiate transfers and has provided the Insured with the names of persons authorized to initiate such transfers,
and with which the Insured has established an instruction verification mechanism.</P>

<P STYLE="font: 10.5pt Times New Roman, Times, Serif; margin: 0.55pt 0 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 15.8pt 0 0; text-align: center"><B>DESTRUCTION OF DATA OR PROGRAMS BY HACKER</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 63.8pt 0 120pt; text-align: justify; text-indent: -0.5in">(CC-5) Loss
that is Restoration Costs resulting directly from the malicious destruction of, or damage to, Electronic Data or Computer Programs owned
by the Insured or for which the Insured is legally liable while stored within a Computer System covered under the terms of the <B>COMPUTER
SYSTEMS FRAUD</B> Insuring Agreement.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 63.85pt 0 120pt; text-align: justify"><B>Special Condition:</B> Under
this Insuring Agreement, a single &ldquo;Loss&rdquo; shall comprise of all covered costs incurred by the Insured between the time destruction
or damage is discovered and the time the affected Computer Program(s) or Electronic Data is/are restored or repaired (or a determination
has been made that such restoration or repair is impossible). Recurrence of destruction or damage after the Computer Program(s) or Electronic
Data is/are restored or repaired shall constitute a separate single &ldquo;Loss.&rdquo;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 15.85pt 0 0; text-align: center"><B>DESTRUCTION OF DATA OR PROGRAMS BY VIRUS</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 63.8pt 0 120pt; text-align: justify; text-indent: -0.5in">(CC-6) Loss
that is Restoration Costs resulting directly from the malicious destruction of, or damage to, Electronic Data or Computer Programs owned
by the Insured or for which the Insured is legally liable while stored within a Computer System covered under the terms of the <B>COMPUTER
SYSTEMS FRAUD</B> Insuring Agreement if such destruction or damage was caused by a computer program or similar instruction which was written
or altered to incorporate a hidden instruction designed to destroy or damage Electronic Data or Computer Programs in the Computer System
in which the computer program or instruction so written or so altered is used.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 63.9pt 0 120pt; text-align: justify"><B>Special Condition:</B> Under this
Insuring Agreement, a single &ldquo;Loss&rdquo; shall comprise of all covered costs incurred by the Insured between the time destruction
or damage is discovered and the time the affected Computer Program(s) or Electronic Data is/are restored or repaired (or a determination
has been made that such restoration or repair is impossible). Recurrence of destruction or</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 006</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">140342 (03/21)</TD>
  <TD STYLE="text-align: center; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 0">5</P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>





<!-- Field: Page; Sequence: 37 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-align: justify"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>6 &nbsp;(Continued)</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at <I>12:01 AM</I> &nbsp;<I>May 15, 2022</I>&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: <I>08-832-61-13</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>


<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 5pt 63.85pt 0 120pt; text-align: justify">damage after the Computer Program(s)
or Electronic Data is/are restored or repaired shall constitute a separate single &ldquo;Loss.&rdquo;</P>

<P STYLE="font: 10.5pt Times New Roman, Times, Serif; margin: 0.55pt 0 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 15.85pt 0 0; text-align: center"><B>VOICE COMPUTER SYSTEM FRAUD</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 63.85pt 0 120pt; text-align: justify; text-indent: -0.5in">(CC-7) Loss
resulting directly from charges for voice telephone long-distance toll calls which were incurred due to the fraudulent use or fraudulent
manipulation of an Account Code or System Password required to obtain access to a Voice Computer System owned or leased by the Insured,
installed on the Insured&rsquo;s premises, whose System Administration is performed and controlled by the Insured; provided, however,
that the unauthorized access was not made possible by:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -1.05pt">(1)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.85pt">failure to incorporate a System Password feature or failure to change the System
Password at least once every 30 days thereafter, or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -1.05pt">(2)</FONT></TD><TD STYLE="text-align: justify; padding-right: 64pt">failure to have a call-disconnect feature in operation to automatically terminate
a caller&rsquo;s access to the Voice Computer System after not more than three unsuccessful attempts to input an Account Code.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 63.75pt 0 120pt; text-align: justify"><B>Special Condition:</B> Under
this Insuring Agreement, a single &ldquo;Loss&rdquo; consists of loss resulting from toll call charges made only on telephone lines directly
controlled by one Voice Computer System and only toll call charges occurring for a period of not more than 30 days inclusive of the date
on which the first such toll call charge was made.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -0.7pt">5.</FONT></TD><TD STYLE="padding-right: 63.95pt">GENERAL AGREEMENT A. ADDITIONAL OFFICES OR EMPLOYEES&ndash;CONSOLIDATION, MERGER&ndash; NOTICE is hereby
deleted in its entirety and is replaced with the following:</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 92.8pt 0 113.8pt; text-indent: 33.3pt">ADDITIONAL OFFICES OR EMPLOYEES OR
COMPUTER SYSTEMS &ndash; CONSOLIDATION, MERGER OR PURCHASE OF ASSETS OR COMPUTER SYSTEMS</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -1.05pt">A.</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.85pt">If the Insured shall, while this bond is in force, establish any additional offices,
other than by consolidation or merger with, or purchase or acquisition of assets or liabilities or computer systems of, another institution,
such offices and computer systems shall be automatically covered hereunder from the date of such establishment without the requirement
of notice to the Underwriter or the payment of additional premium for the remainder of the premium period.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 63.9pt 0 120pt; text-align: justify">If the Insured shall, while this
bond is in force, consolidate or merge with, or purchase or acquire assets or liabilities or computer systems of, another institution,
the Insured shall not have such coverage as is afforded under this bond for loss which:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 006</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">140342 (03/21)</TD>
  <TD STYLE="text-align: center; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 0">6</P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>





<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<!-- Field: Page; Sequence: 38 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>6 &nbsp;(Continued)</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at <I>12:01 AM</I> &nbsp;<I>May 15, 2022</I>&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: <I>08-832-61-13</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>


<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 5pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120.1pt"></TD><TD STYLE="width: 17.9pt"><FONT STYLE="letter-spacing: -0.05pt">(a)</FONT></TD><TD STYLE="text-align: justify">has occurred or will occur in offices or premises or computer systems, or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -0.05pt">(b)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.95pt">has been caused or will be caused by an employee or employees of such institution,
or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -0.05pt">(c)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.85pt">has arisen or will arise out of the assets or liabilities or computer systems
acquired by the Insured as a result of such consolidation, merger or purchase of assets or liabilities or computer systems,</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 0 0 120pt; text-align: justify">unless the Insured shall:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 138pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -1.3pt">(i)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.9pt">give the Underwriter written notice within 60 days of the proposed consolidation,
merger or purchase of assets or liabilities or computer systems prior to the proposed effective date of such action; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 138pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -1.3pt">(</FONT><FONT STYLE="letter-spacing: normal">ii)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.85pt">obtain the written consent of the Underwriter to extend the coverage provided
by this bond to such additional offices or premises or computer systems, Employees and other exposures; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 138pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -1.3pt">(</FONT><FONT STYLE="letter-spacing: normal">iii)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.9pt">upon obtaining such consent, pay to the Underwriter an additional premium.</TD></TR></TABLE>

<P STYLE="font: 10.5pt Times New Roman, Times, Serif; margin: 0.55pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -0.7pt">6.</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.85pt">Solely for the coverage provided by this rider, in Section 1. DEFINITIONS of the
CONDITIONS AND LIMITATIONS of this bond, definition (b) &ldquo;Property&rdquo; is hereby amended to include Electronic Data and Computer
Programs.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -0.7pt">7.</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.9pt">Solely for the coverage provided by this rider, Section 1. DEFINITIONS of the CONDITIONS
AND LIMITATIONS of this bond is hereby amended by adding the following definitions to the end thereof:</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -0.95pt">(i)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.9pt">&ldquo;Account Code&rdquo; means a confidential and protected string of characters
which identifies or authenticates a person and permits that person to gain access to a Voice Computer System for the purpose of making
toll calls or utilizing voice mail box messaging capabilities or other similar functional features of the System.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: normal">(ii)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.8pt">&ldquo;Computer Program&rdquo; means a set of related electronic instructions which
direct the operations and functions of a computer or devices connected to it which enable the computer or devices to receive, process,
store or send Electronic Data.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84.1pt"></TD><TD STYLE="width: 17.9pt"><FONT STYLE="letter-spacing: normal">(iii)</FONT></TD><TD>&ldquo;Computer System&rdquo; means:</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 102pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -0.05pt">(1)</FONT></TD><TD STYLE="padding-right: 63.95pt">computers with related peripheral components, including storage components wherever located;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 102.1pt"></TD><TD STYLE="width: 17.9pt"><FONT STYLE="letter-spacing: -0.05pt">(2)</FONT></TD><TD>systems and applications software;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 006</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">140342 (03/21)</TD>
  <TD STYLE="text-align: center; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 0">7</P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>





<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<!-- Field: Page; Sequence: 39 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>6<B>&nbsp;</B> (Continued)</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at <I>12:01 AM</I> &nbsp;<I>May 15, 2022</I>&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: <I>08-832-61-13</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>


<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 5pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 102.1pt"></TD><TD STYLE="width: 17.9pt"><FONT STYLE="letter-spacing: -0.05pt">(3)</FONT></TD><TD>terminal devices; and</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 102.1pt"></TD><TD STYLE="width: 17.9pt"><FONT STYLE="letter-spacing: -0.05pt">(4)</FONT></TD><TD>related communication networks, including the internet by which Electronic Data are electronically collected, transmitted,
processed, stored and retrieved.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 89.5pt 0 120pt"></P>

<P STYLE="font: 10.5pt Times New Roman, Times, Serif; margin: 0.55pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -0.95pt">(iv)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.85pt">&ldquo;Electronic Data&rdquo; means facts or information converted to a form usable
in a Computer System by Computer Programs and which is stored on magnetic tapes or disks, or optical storage disks or other bulk media.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 83.95pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -0.05pt">(iv)</FONT></TD><TD>&ldquo;Funds&rdquo; means Money on deposit in an account.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 15pt"><FONT STYLE="letter-spacing: -0.05pt">(v)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.8pt">&ldquo;Restoration Costs&rdquo; means reasonable and necessary costs or expenses
incurred by the Insured with the Insurer&rsquo;s prior written consent to restore or repair damaged or destroyed Electronic Data or Computer
Programs within a Computer System; provided that if it is determined that such Electronic Data or Computer Programs cannot be restored
or repaired, then Restoration Costs means solely those reasonable costs or expenses incurred by the Insured, with the Insurer&rsquo;s
prior written consent, to reach such determination.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 63.95pt 0 99.05pt; text-align: justify">Notwithstanding the foregoing,
Restoration Costs shall not include, and in no event shall any Insuring Agreement of this bond cover:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 111.35pt"></TD><TD STYLE="width: 17.7pt"><FONT STYLE="letter-spacing: -0.05pt">(1)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.9pt">any costs related directly or indirectly to the damage or destruction of Electronic
Data or Computer Programs that the Insured did not have a license to use; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 111.35pt"></TD><TD STYLE="width: 17.7pt"><FONT STYLE="letter-spacing: -0.05pt">(2)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.85pt">any costs or expenses incurred to redo the work product, research or analysis
that was the basis of any damaged or destroyed Electronic Data or Computer Programs.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -0.05pt">(vi)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.75pt">&ldquo;System Administration&rdquo; means the performance of security functions
including but not limited to defining authorized persons to access a Voice Computer System and adding, changing and deleting Account Codes
or passwords in connection therewith; and invoking or revoking a System option which directs telephone call routing or which adds, moves
or drops telephone lines or which performs any other similar activity allowed by a hardware or software-based System option that has been
incorporated by a manufacturer or vendor into a System or any component thereof provided said System option is not intended for the sole
use of such manufacturer or vendor.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -0.05pt">(vii)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.9pt">&ldquo;System Maintenance&rdquo; means the performance of hardware and software
installation, diagnostics and corrections and similar activities that are performed in</TD></TR></TABLE>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 006</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">140342 (03/21)</TD>
  <TD STYLE="text-align: center; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 0">8</P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>





<!-- Field: Page; Sequence: 40 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-align: justify"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>6<B>&nbsp;</B> (Continued)</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at <I>12:01 AM</I> &nbsp;<I>May 15, 2022</I>&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: <I>08-832-61-13</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>


<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 5pt 63.95pt 0 102pt; text-align: justify">the usual custom and practice by
a manufacturer or vendor to establish or maintain the basic operational functionality of a Voice Computer System or any component thereof.</P>

<P STYLE="font: 10.5pt Times New Roman, Times, Serif; margin: 0.55pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -0.05pt">(viii)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.85pt">&ldquo;System Password&rdquo; means a confidential and protected string of characters
which identifies or authenticates a person and permits that person to gain access to a Voice Computer System or any portion thereof for
the purpose of performing System Administration or System Maintenance activities.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -0.05pt">(ix)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.8pt">&ldquo;Telefacsimile Device&rdquo; means a machine capable of sending or receiving
a duplicate image of a document by means of electronic impulses transmitted through a telephone line and which reproduces the duplicate
image on paper.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -0.05pt">(x)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.9pt">&ldquo;Tested&rdquo; means a method of authenticating the contents of a communication
by placing a valid test key on it which has been agreed upon by the Insured and a customer, automated clearing house, or another financial
institution for the purpose of protecting the integrity of the communication in the ordinary course of business.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -0.05pt">(xi)</FONT></TD><TD STYLE="padding-right: 63.9pt">&ldquo;Uncertificated Security&rdquo; means a share, participation or other interest in property of,
or an enterprise of, the issuer or an obligation of the issuer, which is:</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -0.05pt">(1)</FONT></TD><TD STYLE="padding-right: 63.85pt">not represented by an instrument and the transfer of which is registered upon books maintained for
that purpose by or on behalf of the issuer;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 119.95pt"></TD><TD STYLE="width: 36.05pt"><FONT STYLE="letter-spacing: -0.05pt">(2)</FONT></TD><TD>of a type commonly dealt in securities, exchanges or markets; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -0.05pt">(3)</FONT></TD><TD STYLE="padding-right: 63.9pt">either one of a class or series or by its terms divisible into a class or series of shares, participations,
interests or obligations.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -0.05pt">(xii)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.9pt">&ldquo;Voice Computer System&rdquo; means a Computer System installed in one location
which functions as a private branch exchange (PBX), voice mail processor, automated call attendant or provides a similar capability used
for the direction or routing of telephone calls in a voice communications network.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -0.7pt">8.</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.9pt">Solely for the coverage provided by this rider, Section 2. EXCLUSIONS of the CONDITIONS
AND LIMITATIONS of the bond is hereby amended by adding the following exclusions to the end thereof:</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">THIS BOND DOES NOT COVER:</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -0.3pt">(i)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.8pt">any loss of the type or kind covered by any other Insuring Agreement provided in
this financial institution bond, regardless of any deductible amount or limit of liability;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 006</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">140342 (03/21)</TD>
  <TD STYLE="text-align: center; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 0">9</P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>





<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<!-- Field: Page; Sequence: 41 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>6 &nbsp;(Continued)</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at <I>12:01 AM</I> &nbsp;<I>May 15, 2022</I>&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: <I>08-832-61-13</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>


<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 5.05pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -0.3pt">(ii)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.8pt">loss caused by a director or Employee of the Insured or by a person in collusion
with any director or Employee of the Insured; (Collusion shall include the willful withholding of knowledge from the Insured by any director
or Employee that a fraudulent act by a person not an Employee has been or will be perpetrated against the Insured.);</TD></TR></TABLE>

<P STYLE="font: 10.5pt Times New Roman, Times, Serif; margin: 0.55pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84.15pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -0.3pt">(iii)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.85pt">loss resulting directly or indirectly from entry or change of Electronic Data
or Computer Programs in a Computer System, unless covered under the <B>COMPUTER SYSTEMS FRAUD </B>or <B>DATA PROCESSING SERVICE OPERATIONS
</B>Insuring Agreements;</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -0.3pt">(iv)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.8pt">loss resulting directly or indirectly from the Insured having transferred Funds
in reliance on the validity of a voice instruction, unless covered under the <B>COMPUTER SYSTEMS FRAUD </B>or <B>VOICE INITIATED TRANSFER
FRAUD </B>Insuring Agreements;</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -0.3pt">(v)</FONT></TD><TD STYLE="padding-right: 63.8pt">loss resulting directly or indirectly by the Insured having transferred or delivered Funds, Certificated
Securities or Uncertificated Securities in reliance on an instruction received through a Telefacsimile Device, unless covered under the
<B>TELEFACSIMILE TRANSFER FRAUD </B>Insuring Agreement;</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 83.95pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -0.3pt">(vi)</FONT></TD><TD>loss resulting directly or indirectly from theft of confidential information;</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -0.3pt">(vii)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.85pt">loss resulting directly or indirectly from the assumption of liability by the
Insured by contract unless the liability arises from a loss covered by this rider and would be imposed on the Insured regardless of the
existence of the contract;</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -0.3pt">(viii)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.9pt">the cost of duplication of Electronic Data or Computer Programs, unless covered
under the <B>DESTRUCTION OF DATA OR PROGRAMS BY HACKER</B> or <B>DESTRUCTION OF DATA OR PROGRAMS BY VIRUS </B>Insuring Agreements;</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -0.3pt">(ix)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.9pt">loss involving a Voice Computer System, unless covered under the <B>VOICE COMPUTER
SYSTEM FRAUD </B>Insuring Agreement;</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top"><TD STYLE="width: 84pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -0.3pt">(x)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.9pt">loss resulting directly or indirectly from:</TD></TR></TABLE>


<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 40pt 0 156pt; text-indent: 0.15pt"><FONT STYLE="letter-spacing: -0.05pt">(1)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT>written
instructions or advices, or</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 40pt 0 156pt; text-indent: 0.15pt"><FONT STYLE="letter-spacing: -0.05pt">(2)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT>telegraphic
or cable instructions or advices;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 40pt 0 0; text-indent: 0.15pt">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 006</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">140342 (03/21)</TD>
  <TD STYLE="text-align: center; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 0">10</P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>





<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 40pt 0 0; text-indent: 0.15pt">&nbsp;</P>

<!-- Field: Page; Sequence: 42 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 40pt 0 0"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>6<B>&nbsp;</B> (Continued)</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at <I>12:01 AM</I> &nbsp;<I>May 15, 2022</I>&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: <I>08-832-61-13</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>


<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 5pt 0 0 120pt">unless the instructions or advices are Tested and the loss
is covered under the</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 120pt"><B>COMPUTER SYSTEMS FRAUD </B> or <B>DATA PROCESSING SERVICE
OPERATIONS</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 120pt">Insuring Agreements;</P>

<P STYLE="font: 10.5pt Times New Roman, Times, Serif; margin: 0.55pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -0.3pt">(xi)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.85pt">loss resulting directly or indirectly from negotiable instruments, securities,
documents or other written instruments which bear a forged signature, or are counterfeit, altered or otherwise fraudulent and which are
used as source documentation in the preparation of Electronic Data or manually keyed into a data terminal;</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -0.3pt">(xii)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.8pt">loss resulting directly or indirectly from the fraudulent preparation, or fraudulent
modification of Computer Programs unless covered under the <B>COMPUTER SYSTEMS FRAUD </B>or <B>DATA PROCESSING SERVICE OPERATIONS </B>Insuring
Agreements;</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -0.3pt">(xiii)</FONT></TD><TD>loss resulting directly or indirectly from:</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="letter-spacing: -0.05pt">(a)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.85pt">mechanical failure, faulty construction, error in design, latent defect, fire,
wear or tear, gradual deterioration, electrical disturbance or electrical surge which affects a Computer System; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120.1pt"></TD><TD STYLE="width: 17.9pt"><FONT STYLE="letter-spacing: -0.05pt">(b)</FONT></TD><TD STYLE="text-align: justify">failure or breakdown of electronic data processing media; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120.1pt"></TD><TD STYLE="width: 17.9pt"><FONT STYLE="letter-spacing: -0.05pt">(c)</FONT></TD><TD STYLE="text-align: justify">error or omission in programming or processing;</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84.1pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: -0.3pt">(xiv)</FONT></TD><TD STYLE="text-align: justify">loss as a result of a threat to Computer System operations;</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -0.3pt">(xv)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.9pt">loss resulting directly or indirectly from the use of a telephone credit, debit,
charge, identification or similar card to gain access to the Insured&rsquo;s Voice Computer System;</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -0.3pt">(xvi)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.85pt">loss resulting directly or indirectly from the input of Electronic Data into a
Computer System terminal device either on the premises of a customer of the Insured or under the control of such customer by a person
who had authorized access to the customer&rsquo;s authentication mechanism.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="letter-spacing: -0.3pt">(xvii)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.8pt">loss resulting directly or indirectly from payments made or withdrawals from a
depositor&rsquo;s account involving items of deposit which are not finally paid for any reason;</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84.1pt"></TD><TD STYLE="width: 35.9pt"><FONT STYLE="letter-spacing: normal">(xviii)</FONT></TD><TD>loss of potential income, including but not limited to interest and dividends;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 006</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">140342 (03/21)</TD>
  <TD STYLE="text-align: center; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 0">11</P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<!-- Field: Page; Sequence: 43 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>6 &nbsp;(Continued)</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at <I>12:01 AM</I> &nbsp;<I>May 15, 2022</I>&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: <I>08-832-61-13</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>


<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 5pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 36pt">(xix)</TD><TD STYLE="text-align: justify; padding-right: 63.9pt">loss of any type for which the Insured is legally liable, except compensatory damages,
but not multiples thereof, arising directly from a loss covered under this policy;</TD></TR></TABLE>

<P STYLE="font: 10.5pt Times New Roman, Times, Serif; margin: 0.55pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 83.95pt"></TD><TD STYLE="width: 36pt">(xx)</TD><TD>any fees, costs and expenses incurred by the Insured;</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 83.95pt"></TD><TD STYLE="width: 36pt">(xxi)</TD><TD>indirect or consequential loss of any nature;</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 36pt">(xxii)</TD><TD STYLE="text-align: justify; padding-right: 63.8pt">loss involving automated mechanical devices which on behalf of the Insured, disburse
money, accept deposits, cash checks, drafts or similar written instruments, or make credit card loans;</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 36pt">(xxiii)</TD><TD STYLE="text-align: justify; padding-right: 63.9pt">loss due to riot or civil commotion or loss due to military, naval or usurped power,
war or insurrection;</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84pt"></TD><TD STYLE="width: 36pt">(xxiv)</TD><TD STYLE="text-align: justify; padding-right: 63.8pt">loss resulting directly or indirectly from the effects of nuclear fission or fusion
or radioactivity; provided, however, that this exclusion shall not apply to loss resulting from industrial uses of nuclear energy;</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 83.95pt"></TD><TD STYLE="width: 36pt">(xxv)</TD><TD>loss as a result of a threat:</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 119.95pt"></TD><TD STYLE="width: 36.05pt">(1)</TD><TD>to do bodily harm to any person;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 119.95pt"></TD><TD STYLE="width: 36.05pt">(2)</TD><TD>to do damage to the premises or property of the Insured; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 119.95pt"></TD><TD STYLE="width: 36.05pt">(3)</TD><TD>to Computer Systems operations.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt">9.</TD><TD STYLE="text-align: justify; padding-right: 64pt">Solely for the coverage provided by this rider, Section 4. LOSS &ndash; NOTICE -
PROOF &ndash; LEGAL PROCEEDINGS of the CONDITIONS AND LIMITATIONS of the bond is hereby amended by adding the following to the end thereof:</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 0 0 84pt; text-align: justify">It is further understood and agreed that:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84.15pt"></TD><TD STYLE="width: 35.9pt">(i)</TD><TD STYLE="text-align: justify; padding-right: 63.8pt">Proof of loss for claim under the Voice Initiated Transfer Fraud Insuring Agreement
must include electronic recordings of such voice instructions and the verification call-back, if such call-back was required; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84.15pt"></TD><TD STYLE="width: 35.9pt">(ii)</TD><TD STYLE="text-align: justify; padding-right: 63.75pt">Proof of loss for claim under the Telefacsimile Transfer Fraud Insuring Agreement
must include a copy of the document reproduced by the Telefacsimile Device.</TD></TR></TABLE>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 10.45pt 15.85pt 0 0; text-align: center">ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS
REMAIN UNCHANGED.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; width: 50%; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Univers ATT; text-align: center; width: 50%; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;<IMG SRC="image_087.jpg" ALT=""></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt">AUTHORIZED REPRESENTATIVE</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 006</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 33%">140342 (03/21)</TD>
  <TD STYLE="text-align: center; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 0">12</P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>





<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>



<!-- Field: Page; Sequence: 44 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
7</B></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at 12:01 AM &nbsp;May 15, 2022&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: 08-832-61-13</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 5pt 15.95pt 0 0; text-align: center"><B>AUTOMATED PHONE SYSTEMS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.4pt 0 0"><B>&nbsp;</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 48pt">It is agreed that:</P>

<P STYLE="font: 5pt Times New Roman, Times, Serif; margin: 0.45pt 0 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 5pt 0 0 48pt">1. The attached bond is amended by adding an Insuring Agreement
(L) as follows:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 11.2pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 66.05pt"></TD><TD STYLE="width: 16.95pt"><FONT STYLE="letter-spacing: -0.05pt">(L)</FONT></TD><TD>AUTOMATED PHONE SYSTEMS</TD></TR></TABLE>

<P STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin: 5.85pt 63.8pt 0 66pt; text-align: justify; text-indent: 0.25in">Loss caused
by an Automated Phone System (&ldquo;APS&rdquo;) Transaction, where the request for such APS Transaction is unauthorized or fraudulent
and is made with the manifest intent to deceive; provided, that the entity which receives such request generally maintains and follows
during the Bond Period all APS Designated Procedures with respect to APS Transactions. The unintentional isolated failure of such entity
to maintain and follow a particular APS Designated Procedure in a particular instance shall not preclude coverage under this Insuring
Agreement, subject to the exclusions herein and in the Bond.</P>

<P STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin: 5.95pt 64.05pt 0 66pt; text-align: justify; text-indent: 0.25in"><FONT STYLE="letter-spacing: -0.9pt">1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><U>Definitions.</U>
The following terms used in this Insuring Agreement shall have the following meanings:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 5.4pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84.05pt"></TD><TD STYLE="width: 13.1pt"><FONT STYLE="letter-spacing: -0.05pt">a.</FONT></TD><TD STYLE="text-align: justify">&ldquo;APS Transaction&rdquo; means any APS Redemption, APS Exchange or APS Election.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 5.85pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84.05pt"></TD><TD STYLE="width: 12.9pt"><FONT STYLE="letter-spacing: -0.05pt">b.</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.9pt">&ldquo;APS Redemption&rdquo; means any redemption of shares issued by an Investment
Company which is requested over the telephone by means of information transmitted by an individual caller through use of a telephone keypad.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 5.95pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84.05pt"></TD><TD STYLE="width: 14.55pt"><FONT STYLE="letter-spacing: -0.05pt">c.</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.9pt">&ldquo;APS Election&rdquo; means any election concerning dividend options available
to fund shareholders which is made over the telephone by means of information transmitted by an individual caller through use of a telephone
keypad.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84.05pt"></TD><TD STYLE="width: 14.15pt"><FONT STYLE="letter-spacing: -0.05pt">d.</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.8pt">&ldquo;APS Exchange&rdquo; means any exchange of shares in a registered account
of one fund into shares in an identically registered account of another fund in the same complex pursuant to exchange privileges of the
two funds, which exchange is requested over the telephone by means of information transmitted by an individual caller through use of a
telephone keypad.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 5.35pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84.05pt"></TD><TD STYLE="width: 13.35pt"><FONT STYLE="letter-spacing: -0.05pt">e.</FONT></TD><TD STYLE="text-align: justify">&ldquo;APS Designated Procedures&rdquo; means all of the following procedures:</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 5.85pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 107.35pt"></TD><TD STYLE="width: 15.3pt"><FONT STYLE="letter-spacing: -0.05pt">(1)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.85pt">Election in Application: No APS Redemption shall be executed unless the shareholder
to whose account such an APS Redemption relates has previously elected by official designation to permit such APS Redemption.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 11pt/93% Times New Roman, Times, Serif; margin-top: 5.85pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 107.35pt"></TD><TD STYLE="width: 15.3pt"><FONT STYLE="letter-spacing: -0.05pt">(2)</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.8pt">Logging: All APS Transaction requests shall be logged or otherwise recorded, so
as to preserve all of the information transmitted by an individual caller through use of a telephone keypad in the course of such a request,
and the records shall be retained for at least six months.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin: 5pt 11.35pt 0 0; text-align: center"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 007</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I></I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: right; width: 33%"><P STYLE="text-align: left">132769 (05/19)</P>
</TD>
  <TD STYLE="text-align: center; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 0">1</P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<!-- Field: Page; Sequence: 45 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-align: justify"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U># 7</B> &nbsp;(Continued)</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at 12:01 AM &nbsp;May
15, 2022&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: 08-832-61-13</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>


<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 5.6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 122.35pt"></TD><TD STYLE="width: 16.8pt">(a)</TD><TD STYLE="text-align: justify; padding-right: 63.85pt">Information contained in the records shall be capable of being retrieved through
the following methods:</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 5.35pt 0 0 156pt; text-align: justify"><I>Procedures normally used by the
Insured</I></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 5.85pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120pt"></TD><TD STYLE="width: 18pt">(b)</TD><TD STYLE="text-align: justify; padding-right: 63.8pt">Information contained in the records shall be capable of being retrieved and produced
within a reasonable time after retrieval of specific information is requested, at a success rate of no less than 85 percent.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 102pt"></TD><TD STYLE="width: 18pt">(3)</TD><TD STYLE="text-align: justify; padding-right: 63.85pt">Identity Test: The identity of the caller in any request for an APS Transaction
shall be tested before execution of that APS Transaction by requiring the entry by the caller of a confidential personal identification
number (&ldquo;PIN&rdquo;).</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120.05pt"></TD><TD STYLE="width: 16.85pt">(a)</TD><TD STYLE="text-align: justify; padding-right: 63.9pt">Limited attempts to enter PIN: If the caller fails to enter a correct PIN within
three attempts, the caller must not be allowed additional attempts during the same (telephone call/twenty-four hour day) to enter the
PIN.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 5.95pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 103.05pt"></TD><TD STYLE="width: 17.45pt">(4)</TD><TD STYLE="text-align: justify; padding-right: 63.95pt">Written Confirmation: A written confirmation of any APS Transaction shall be mailed
to the shareholder(s) to whose account such APS Transaction relates, at the original record address, by the end of the Insured's next
regular processing cycle, but in no event later than five business days following such APS Transaction.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 103.65pt"></TD><TD STYLE="width: 17.15pt">(5)</TD><TD STYLE="text-align: justify; padding-right: 63.9pt">Access to APS Equipment: Access to the equipment which permits the entity receiving
the APS Transaction request to process and effect the transaction shall be limited in the following manner:</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 5.35pt 0 0 138pt; text-align: justify"><I>Procedures normally used by the
Insured</I></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 5.25pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84.05pt"></TD><TD STYLE="width: 13.1pt">2.</TD><TD><U>Exclusions.</U> It is further understood and agreed that this extension shall not cover:</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 5.2pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84.05pt"></TD><TD STYLE="width: 13.1pt">a.</TD><TD>any loss covered under Insuring Agreement (A), FIDELITY, of this Bond;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 5.25pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 84.05pt"></TD><TD STYLE="width: 13.45pt">b.</TD><TD>any loss resulting from:</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 5.85pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 103.55pt"></TD><TD STYLE="width: 17.2pt">(1)</TD><TD STYLE="padding-right: 64pt">the redemption of shares, where the proceeds of such redemption are made payable to other than</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 5.35pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120.1pt"></TD><TD STYLE="width: 17.9pt">(i)</TD><TD>the shareholder of record; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 5.2pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120.1pt"></TD><TD STYLE="width: 17.9pt">(ii)</TD><TD>a person officially designated to receive redemption proceeds; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 5.25pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120.05pt"></TD><TD STYLE="width: 20.75pt">(iii)</TD><TD>a bank account officially designated to receive redemption proceeds; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 5.85pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 102.05pt"></TD><TD STYLE="width: 17.9pt">(2)</TD><TD STYLE="padding-right: 63.85pt">the redemption of shares, where the proceeds of such redemption are paid by check mailed to any address,
unless such address has either been</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120pt"></TD><TD STYLE="width: 18pt">(i)</TD><TD STYLE="text-align: justify; padding-right: 63.9pt">designated by voice over the telephone or in writing without a signature guarantee,
in either case at least thirty (30) days prior to such redemption; or</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 007</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I></I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: right; width: 33%"><P STYLE="text-align: left">132769 (05/19)</P>
</TD>
  <TD STYLE="text-align: center; width: 34%">2<P STYLE="margin-top: 0; margin-bottom: 0"></P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<!-- Field: Page; Sequence: 46 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U># 7</B> &nbsp;(Continued)</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at 12:01 AM &nbsp;May
15, 2022&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: 08-832-61-13</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>


<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 5pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120.1pt"></TD><TD STYLE="width: 17.9pt">(ii)</TD><TD STYLE="text-align: justify">officially designated; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 5.85pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 120pt"></TD><TD STYLE="width: 18pt">(iii)</TD><TD STYLE="text-align: justify; padding-right: 63.85pt">verified by any other procedures which may be normally used by the Insured; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 5.95pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 102.05pt"></TD><TD STYLE="width: 17.9pt">(3)</TD><TD STYLE="text-align: justify; padding-right: 63.85pt">the redemption of shares, where the proceeds of such redemption are paid by wire
transfer to other than the shareholder's officially Designated bank account; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 5.4pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 102.05pt"></TD><TD STYLE="width: 17.15pt">(4)</TD><TD STYLE="text-align: justify">the intentional failure to adhere to one or more APS Designated Procedures.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.2pt 0 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif; margin-top: 5.25pt; margin-bottom: 0">
<TR STYLE="vertical-align: top">
<TD STYLE="width: 84.05pt"></TD><TD STYLE="width: 13.1pt">2.</TD><TD>Nothing herein contained shall be held to vary, alter, waive, or
                                            extend any of the terms, limitations, conditions or agreements of the attached bond other
                                            than as above stated.</TD></TR>
</TABLE>

<P STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin: 0 70.85pt 0 66pt; text-indent: -0.25in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; width: 50%; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Univers ATT; text-align: center; width: 50%; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;<IMG SRC="image_087.jpg" ALT=""></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt">AUTHORIZED REPRESENTATIVE</FONT></TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 007</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;&nbsp;</I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: right; width: 33%"><P STYLE="text-align: left">132769 (05/19)</P>
</TD>
  <TD STYLE="text-align: center; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 0">3</P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>




<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<!-- Field: Page; Sequence: 47 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>8</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at 12:01 AM &nbsp;May
15, 2022&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: 08-832-61-13</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>


<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 5pt 15.9pt 0 0; text-align: center"><B>AUTOMATIC COVERAGE RIDER</B></P>

<P STYLE="font: 10.5pt Times New Roman, Times, Serif; margin: 0.55pt 0 0"><B>&nbsp;</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 48pt">It is agreed that:</P>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0.05pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 5pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt">1.</TD><TD STYLE="text-align: justify; padding-right: 63.9pt">If the Insured shall, while this bond is in force, establish any new funds other
than by consolidation or merger with, purchase or acquisition of assets or liabilities of, another institution, such funds shall automatically
be covered hereunder from the date of such establishment without the payment of additional premium for the remainder of the premium period.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0.05pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt">2.</TD><TD STYLE="text-align: justify; padding-right: 63.85pt">If the Insured shall, while this bond is in force, require an increase in limits
to comply with SEC Rule 17g-1 due to an increase in asset size of current funds insured under this bond or by the addition of new funds,
such increase in limits shall automatically be covered hereunder from the date of such increase without the payment of additional premium
for the remainder of the premium period.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt">3.</TD><TD STYLE="text-align: justify; padding-right: 63.85pt">Nothing herein contained shall be held to vary, alter, waive or extend any of
the terms, limitations, conditions or agreements of the attached bond other than as above stated.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.4pt 0 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 15.85pt 0 0; text-align: center">ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS
REMAIN UNCHANGED.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; width: 50%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Univers ATT; text-align: center; padding-right: 5.4pt; padding-left: 5.4pt; width: 50%">&nbsp;<IMG SRC="image_087.jpg" ALT=""></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt">AUTHORIZED REPRESENTATIVE</FONT></TD></TR>
</TABLE>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 008</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I></I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: right; width: 33%"><P STYLE="font: 11pt Trebuchet MS, Times, Serif; text-align: left; margin: 1pt 0 0 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt">138539
                                            (07/20)</FONT></P>

</TD>
  <TD STYLE="text-align: center; width: 34%">1<P STYLE="margin-top: 0; margin-bottom: 0"></P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<!-- Field: Page; Sequence: 48 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-align: justify"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>9</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at 12:01 AM &nbsp;May
15, 2022&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: 08-832-61-13</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 5pt 15.9pt 0 0; text-align: center"><B>AMEND SECTION 13. TERMINATION</B></P>

<P STYLE="font: 10.5pt Times New Roman, Times, Serif; margin: 0.55pt 0 0"><B>&nbsp;</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 15.85pt 0 0; text-align: center"><B>(90 DAYS; POST-DISCOVERY DISHONEST EMPLOYEE
OBLIGATIONS)</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 48pt">It is agreed that:</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0.05pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt">1.</TD><TD STYLE="padding-right: 63.9pt">The attached bond is hereby amended by deleting Section 13. TERMINATION in its entirety and replacing
it with the following:</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0.05pt 0 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 84pt">SECTION 13. TERMINATION</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 63.8pt 0 84pt; text-align: justify; text-indent: 0.25in">The Underwriter
may terminate this bond as an entirety by furnishing written notice specifying the termination date which cannot be prior to 90 days after
the receipt of such written notice by each Investment Company named as Insured and the Securities and Exchange Commission, Washington,
DC. The Insured may terminate this bond as an entirety by furnishing written notice to the Underwriter. When the Insured cancels, the
Insured shall furnish written notice to the Securities and Exchange Commission, Washington, DC prior to 90 days before the effective date
of termination. The Underwriter shall notify all other Investment Companies named as Insured of the receipt of such termination notice
and the termination cannot be effective prior to 90 days after receipt of written notice by all other Investment Companies. Premiums are
earned until the termination date as set forth herein.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 63.7pt 0 84pt; text-align: justify; text-indent: 0.25in">This bond will
terminate as to any one Insured, (other than a registered management investment company), immediately upon taking over of such Insured
by a receiver or other liquidator or by State or Federal officials, or immediately upon the filing of a petition under any State or Federal
statute relative to bankruptcy or reorganization of the Insured, or assignment for the benefit of creditors of the Insured, or immediately
upon such Insured ceasing to exist, whether through merger into another entity, or by disposition of all of its assets.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 63.85pt 0 84pt; text-align: justify; text-indent: 0.25in">This bond will
terminate as to any registered management investment company upon the expiration of 90 days after written notice has been given to the
Securities and Exchange Commission, Washington, DC.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 63.85pt 0 84pt; text-align: justify; text-indent: 0.25in">The Underwriter
shall refund the unearned premium computed at short rates in accordance with the standard short rate cancellation tables if terminated
by the Insured or pro rata if terminated for any other reason.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 6pt 0 0 102pt; text-align: justify">This bond shall terminate:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 102pt"></TD><TD STYLE="width: 18pt">a.</TD><TD STYLE="text-align: justify; padding-right: 63.85pt">as to any Employee as soon as any partner, officer or supervisory Employee of
the Insured, who is not in collusion with such Employee, shall learn of any</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 009</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I></I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: right; width: 33%"><P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin: 1pt 0 0 1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt">132768
                                            (05/19)</FONT></P>

</TD>
  <TD STYLE="text-align: center; width: 34%">1<P STYLE="margin-top: 0; margin-bottom: 0"></P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<!-- Field: Page; Sequence: 49 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>9 &nbsp;(Continued)</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at 12:01 AM &nbsp;May
15, 2022&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: 08-832-61-13</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>




<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin: 5pt 63.8pt 0 120pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt">dishonest
or fraudulent act(s), including Larceny or Embezzlement, on the part of such Employee without prejudice to the loss of any Property then
in transit in the custody of such Employee and upon the expiration of 90 days after written notice has been given to the Securities and
Exchange Commission, Washington, DC (see Section 16(d)) and to the Insured Investment Company; or</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Univers ATT; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 102pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Trebuchet MS, Times, Serif">b.</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.9pt">as to any Employee 90 days after receipt by each Insured and by the Securities
and Exchange Commission of a written notice from the Underwriter of its desire to terminate this bond as to such Employee; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Univers ATT; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 102pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Trebuchet MS, Times, Serif">c.</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.8pt">as to any person, who is a partner, officer or employee of any electronic data
processor covered under this bond, from and after the time that the Insured or any partner or officer thereof not in collusion with such
person shall have knowledge or information that such person has committed any dishonest or fraudulent act(s), including Larceny or Embezzlement,
in the service of the Insured or otherwise, whether such act be committed before or after the time this bond is effective and upon the
expiration of 90 days after written notice has been given by the Underwriter to the Securities and Exchange Commission, Washington, DC
and to the insured Investment Company.</TD></TR></TABLE>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin: 0.05pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Univers ATT; margin-top: 0.05pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Trebuchet MS, Times, Serif">2.</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.8pt">Upon the detection by any Insured that an Employee has committed any dishonest
or fraudulent act(s) or theft, the Insured shall immediately remove such Employee from a position that may enable such Employee to cause
the Insured to suffer a loss by any subsequent dishonest or fraudulent act(s) or theft. The Insured, within forty-eight (48) hours of
such detection, shall notify the Underwriter with full and complete particulars of the detected dishonest or fraudulent act(s) or theft.</TD></TR></TABLE>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin: 0.05pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Univers ATT; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Trebuchet MS, Times, Serif">3.</FONT></TD><TD STYLE="text-align: justify; padding-right: 63.85pt">Nothing herein contained shall be held to vary, alter, waive or extend any of
the terms, limitations, conditions or agreements of the attached bond other than as above stated.</TD></TR></TABLE>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; width: 50%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Univers ATT; text-align: center; padding-right: 5.4pt; padding-left: 5.4pt; width: 50%">&nbsp;<IMG SRC="image_087.jpg" ALT=""></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt">AUTHORIZED REPRESENTATIVE</FONT></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 009</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I></I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: right; width: 33%"><P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin: 1pt 0 0 1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt">132768
                                            (05/19)</FONT></P>

</TD>
  <TD STYLE="text-align: center; width: 34%">2<P STYLE="margin-top: 0; margin-bottom: 0"></P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>




<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>


<P STYLE="margin-top: 0; margin-bottom: 0"></P>
<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"></P>

<!-- Field: Page; Sequence: 50 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>10</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at 12:01 AM &nbsp;May
15, 2022&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: 08-832-61-13</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>




<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;CO-SURETY
RIDER</B></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>(ICBB
VERSION)</B></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;It
is agreed that:</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 5.6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt">1.</TD><TD STYLE="text-align: justify; padding-right: 63.9pt">The term &ldquo;Underwriter&rdquo; as used in the attached bond shall be construed
to mean, unless otherwise specified in this rider, all the Companies executing the attached bond.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 0.05pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt">2.</TD><TD STYLE="text-align: justify; padding-right: 63.85pt">Each of said Companies shall be liable only for such proportion of any single
Loss under the attached bond as the amount underwritten by such Company, as specified in the Schedule forming a part hereof, bears to
the Limit of Liability of the attached bond (as specified in paragraph 11 below), but in no event shall any of said Companies be liable
for an amount greater than that underwritten by it, including, but not limited to, in the event of Financial Insolvency (as defined herein)
of another Company.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt">3.</TD><TD STYLE="text-align: justify; padding-right: 63.85pt">In the absence of a request from any of said Companies to pay premiums directly
to it, premiums for the attached bond may be paid to the Controlling Company for the account of all of said Companies.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt">4.</TD><TD STYLE="text-align: justify; padding-right: 63.85pt">In the absence of a request from any of said Companies that notice of claim and
proof of loss be given to or filed directly with it, the giving of such notice to and the filing of such proof with, the Controlling Company
shall be deemed to be in compliance with the conditions of the attached bond for the giving of notice of loss and the filing of proof
of loss, if given and filed in accordance with said conditions.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt">5.</TD><TD STYLE="text-align: justify; padding-right: 63.95pt">The Controlling Company may give notice in accordance with the terms of the attached
bond, terminating or canceling the attached bond as an entirety or as to any Employee, and any notice so given shall terminate or cancel
the liability of all of said Companies as an entirety or as to such Employee, as the case may be.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 0.05pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt">6.</TD><TD STYLE="text-align: justify; padding-right: 63.85pt">Any Company other than the Controlling Company may give notice in accordance with
the terms of the attached bond, terminating or canceling the entire liability of such other Company under the attached bond or as to any
Employee.</TD></TR></TABLE>
<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 010</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I></I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: right; width: 33%"><P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin: 1pt 0 0 1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt">135445
                                            (02/20)</FONT></P>

</TD>
  <TD STYLE="text-align: center; width: 34%">1<P STYLE="margin-top: 0; margin-bottom: 0"></P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"></P>

<!-- Field: Page; Sequence: 51 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
                                            </B>10<B>&nbsp;</B> (Continued)</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at 12:01 AM &nbsp;May
15, 2022&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: 08-832-61-13</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa.</I></FONT></FONT></P>


<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 5.6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt">7.</TD><TD STYLE="text-align: justify; padding-right: 63.85pt">In the absence of a request from any of said Companies that notice of termination
or cancellation by the Insured of the attached bond in its entirety be given to or filed directly with it, the giving of such notice in
accordance with the terms of the attached bond to the Controlling Company shall terminate or cancel the liability of all of said Companies
as an entirety. The Insured may terminate or cancel the entire liability of any Company, other than the Controlling Company, under the
attached bond by giving notice of such termination or cancellation to such other Company, and shall send copy of such notice to the Controlling
Company.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt">8.</TD><TD STYLE="text-align: justify; padding-right: 63.9pt">In the event of the termination or cancellation of the attached bond as an entirety,
no Company shall be liable to the Insured for a greater proportion of any return premium due the Insured than the amount underwritten
by such Company bears to the applicable Limit of Liability of the attached bond.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt">9.</TD><TD STYLE="text-align: justify; padding-right: 63.9pt">In the event of termination or cancellation of the attached bond as to any Company,
such Company alone shall be liable to the Insured for any return premium due the Insured on account of such termination or cancellation.
The termination or cancellation of the attached bond as to any Company other than the Controlling Company shall not terminate, cancel
or otherwise affect the liability of the other Companies under the attached bond.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt">10.</TD><TD STYLE="text-align: justify; padding-right: 63.85pt">As used herein, &ldquo;Financial Insolvency&rdquo; means the: (a) appointment
by any state or federal official, agency or court of a receiver, conservator, liquidator, trustee, rehabilitator or similar official to
take control of, supervise, manage or liquidate a Company; or (b) the Company becoming a debtor-in-possession pursuant to the United States
bankruptcy law, and as to both (a) or (b), the equivalent status outside the United States of America.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 0.05pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt">11.</TD><TD STYLE="text-align: justify; padding-right: 63.8pt">This rider shall become effective as of 12:01 AM on May 15, 2022, standard time
as specified in the bond.</TD></TR></TABLE>
<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 11pt/93% Trebuchet MS, Times, Serif; margin: 0 60.75pt 0 84pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">Underwritten
for the sum of $15,000,000 Limit of Liability, part of $49,225,000 Limit of Liability</FONT></P>

<P STYLE="font: 10pt Trebuchet MS, Times, Serif; margin: 0.35pt 0 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt/93% Trebuchet MS, Times, Serif; margin: 0.05pt 210.1pt 0 84pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">National
Union Fire Insurance Company of Pittsburgh, PA. Controlling Company</FONT></P>

<P STYLE="font: 11pt/93% Trebuchet MS, Times, Serif; margin: 0.05pt 210.1pt 0 84pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Univers ATT; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 13%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 5%; padding-right: 5.4pt; padding-left: 5.4pt"></TD>
    <TD STYLE="width: 22%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<IMG SRC="image_090.jpg" ALT=""></FONT></TD>
    <TD STYLE="width: 60%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>
<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 010</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I></I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: right; width: 33%"><P STYLE="font: 11pt Trebuchet MS, Times, Serif; text-align: left; margin: 1pt 0 0 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt">135445
                                            (02/20)</FONT></P>

</TD>
  <TD STYLE="text-align: center; width: 34%">2<P STYLE="margin-top: 0; margin-bottom: 0"></P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>




<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<!-- Field: Page; Sequence: 52 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
                                            </B>10 &nbsp;(Continued)</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at 12:01 AM &nbsp;May
15, 2022&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: 08-832-61-13</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa</I></FONT></FONT></P>


<P STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin: 5.6pt 60.75pt 0 84pt">Underwritten for the sum of $10,000,000 Limit of
Liability, part of $49,225,000 Limit of Liability</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<P STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin: 0.05pt 315.25pt 0 84pt">Berkley Regional Insurance Company</P>

<P STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin: 0.05pt 315.25pt 0 84pt">By: ______________________</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<P STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin: 0 60.75pt 0 84pt">Underwritten for the sum of $15,000,000 Limit of Liability,
part of $49,225,000 Limit of Liability</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.4pt 0 0">&nbsp;</P>

<P STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin: 0 308.45pt 0 84pt">United States Fire Insurance Company</P>

<P STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin: 0 308.45pt 0 84pt">By: ______________________</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<P STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin: 0 60.75pt 0 84pt">Underwritten for the sum of $9,225,000 Limit of Liability,
part of $49,225,000 Limit of Liability</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.4pt 0 0">&nbsp;</P>

<P STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin: 0 148pt 0 84pt">Federal Insurance Company</P>

<P STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin: 0 148pt 0 84pt">By: ______________________</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt">12.</TD><TD STYLE="padding-right: 64.05pt">Nothing contained here shall be held to vary, alter, waive or extend any of the terms, limitations,
conditions, or agreements of the attached bond other than as above stated.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 11.4pt 15.85pt 0 0; text-align: center">ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS
REMAIN UNCHANGED.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; width: 50%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Univers ATT; text-align: center; padding-right: 5.4pt; padding-left: 5.4pt; width: 50%">&nbsp;<IMG SRC="image_087.jpg" ALT=""></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt">AUTHORIZED REPRESENTATIVE</FONT></TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 010</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I></I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: right; width: 33%"><P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin: 1pt 0 0 1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt">135445
                                            (02/20)</FONT></P>

</TD>
  <TD STYLE="text-align: center; width: 34%">3<P STYLE="margin-top: 0; margin-bottom: 0"></P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>




<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<!-- Field: Page; Sequence: 53 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>
<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
                                            </B>11</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at &nbsp;<B><I>12:01 am &nbsp;&nbsp;May 15, 2022&nbsp;</I></B>&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Policy
number <B><I>08-832-61-13</I></B></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">Issued
to <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><B><I>AllianceBernstein Complex of Registered Investment
Companies</I></B></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><B><I>National Union Fire Insurance Company of Pittsburgh, Pa</I></B></FONT></FONT></P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: bold 10pt/95% Times New Roman, Times, Serif; margin-top: 5.5pt; margin-bottom: 0pt; text-align: center; text-indent: -0.6pt">NOTICE
OF CLAIM (REPORTING<BR>
BY E- MAIL)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 10.3pt 0 0 48pt">In consideration of the premium charged, it is hereby understood
and agreed as follows:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/98% Times New Roman, Times, Serif; margin-top: 6.35pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 29.4pt">1.</TD><TD STYLE="text-align: justify; padding-right: 64.1pt"><I>Email Reporting of Claims</I>: In addition to the postal address set forth for
any Notice of Claim Reporting under this policy, such notice may also be given in writing pursuant to the policy's other terms and conditions
to the Insurer by email at the following email address:</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 6.1pt 0 0 77.4pt; text-align: justify">c- claim@AIG.com</P>

<P STYLE="font: 10pt/98% Times New Roman, Times, Serif; margin: 6.55pt 64.6pt 0 77.4pt; text-align: justify">Your email must reference
the policy number for this policy. The date of the Insurer's receipt of the emailed notice shall constitute the date of notice.</P>

<P STYLE="font: 10pt/98% Times New Roman, Times, Serif; margin: 6.35pt 62.75pt 0 77.4pt; text-align: justify">In addition to Notice of
Claim Reporting via email, notice may also be given to the Insurer by mailing such notice to: AIG, Financial Lines Claims, P.O. Box 25947,
Shawnee Mission, KS 66225 or faxing such notice to (866) 227- 1750.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 6.35pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 29.35pt">2.</TD><TD><I>Definitions</I>: For this endorsement only, the following definitions shall apply:</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/98% Times New Roman, Times, Serif; margin-top: 6.35pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 77.4pt"></TD><TD STYLE="width: 29.6pt">(a)</TD><TD STYLE="text-align: justify; padding-right: 64.5pt">&quot;Insurer&quot; means the &quot;Insurer,&quot; &quot;Underwriter&quot; or &quot;Company&quot;
or other name specifically ascribed in this policy as the insurance company or underwriter for this policy.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/98% Times New Roman, Times, Serif; margin-top: 6.25pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 77.4pt"></TD><TD STYLE="width: 29.6pt">(b)</TD><TD STYLE="text-align: justify; padding-right: 63.75pt">&quot;Notice of Claim Reporting&quot; means &quot;notice of claim/ circumstance,&quot;
&quot;notice of loss&quot; or other reference in the policy designated for reporting of claims, loss or occurrences or situations that
may give rise or result in loss under this policy.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/98% Times New Roman, Times, Serif; margin-top: 6.45pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 77.4pt"></TD><TD STYLE="width: 29.6pt">(c)</TD><TD STYLE="text-align: justify; padding-right: 64pt">&quot;Policy&quot; means the policy, bond or other insurance product to which this
endorsement is attached.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/98% Times New Roman, Times, Serif; margin-top: 6.3pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 29.4pt">3.</TD><TD STYLE="text-align: justify; padding-right: 64.45pt">This endorsement does not apply to any Kidnap &amp; Ransom/ Extortion Coverage
Section, if any, provided by this policy.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0.5pt 0 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 5pt 0 0 48pt">ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 5pt 0 0 48pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 5pt 0 0 48pt">&nbsp;</P>
<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; width: 50%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Univers ATT; text-align: center; padding-right: 5.4pt; padding-left: 5.4pt; width: 50%">&nbsp;<IMG SRC="image_087.jpg" ALT=""></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt">AUTHORIZED REPRESENTATIVE</FONT></TD></TR>
</TABLE>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 011</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I></I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: right; width: 33%"><P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin: 1pt 0 0 1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><FONT STYLE="letter-spacing: -0.25pt">99758 </FONT>(8/ <FONT STYLE="letter-spacing: -0.2pt">08)</FONT></FONT></P>

</TD>
  <TD STYLE="text-align: center; width: 34%">Page 1 of 1<P STYLE="margin-top: 0; margin-bottom: 0"></P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<!-- Field: Page; Sequence: 54 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>12</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at 12:01 AM &nbsp;May
15, 2022&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">policy
number: 08-832-61-13</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">b<FONT STYLE="font-size: 10pt">y:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa</I></FONT></FONT></P>


<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 5pt 15.85pt 0 0; text-align: center"><B>RELIANCE UPON OTHER CARRIER'S APPLICATION
RIDER</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.4pt 0 0"><B>&nbsp;</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0.05pt 0 0 48pt">It is agreed that:</P>

<P STYLE="font: 5pt Times New Roman, Times, Serif; margin: 0.4pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 5.6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt">1.</TD><TD STYLE="text-align: justify; padding-right: 63.9pt">In granting coverage under this bond, the Underwriter has relied upon the statements
and representations contained in the below referenced application (including materials submitted thereto and, if such application is a
renewal application, all such previous bond applications and their attachments and materials, for which this bond is a renewal or succeeds
in time) as being accurate and complete.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 0.05pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt">2.</TD><TD STYLE="text-align: justify; padding-right: 63.85pt">The Insured warrants and represents to the Underwriter that the statements and
representations made in such application were accurate on the date such representations and statements were so given and that in connection
therewith the Insured reaffirms each and every statement made in the application to ICI Mutual Insurance Company as accurate as of April
11, 2012 as if it was made to the Underwriter on such date. All such statements and representations shall be deemed to be material to
the risk assumed by the Underwriter, and are the basis of this bond and are deemed to be considered as incorporated into this bond.</TD></TR></TABLE>

<P STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin: 0.05pt 63.85pt 0 66pt; text-align: justify; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Univers ATT; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 39%; padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>Type of Bond Application</U></B></FONT></TD>
    <TD STYLE="width: 24%; padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>Carrier</U></B></FONT></TD>
    <TD STYLE="width: 37%; padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>Date Signed</U></B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">Alternative Renewal Application</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">ICI Mutual Insurance Company</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 6pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">04/01/2022</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/93% Times New Roman, Times, Serif; margin-top: 5.6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48pt"></TD><TD STYLE="width: 18pt">3.</TD><TD STYLE="padding-right: 64pt">Nothing contained here shall be held to vary, alter, waive or extend any of the terms, limitations, conditions,
or agreements of the attached bond other than as above stated.</TD></TR></TABLE>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; width: 50%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Univers ATT; text-align: center; padding-right: 5.4pt; padding-left: 5.4pt; width: 50%">&nbsp;<IMG SRC="image_087.jpg" ALT=""></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt">AUTHORIZED REPRESENTATIVE</FONT></TD></TR>
</TABLE>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 012</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I></I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: right; width: 33%"><P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin: 1pt 0 0 1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt; letter-spacing: -0.25pt"></FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt; letter-spacing: -0.2pt">132767
(05/19)</FONT></P>

</TD>
  <TD STYLE="text-align: center; width: 34%">1<P STYLE="margin-top: 0; margin-bottom: 0"></P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>


<!-- Field: Page; Sequence: 55 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-align: justify"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>13</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at 12:01 AM &nbsp;May
15, 2022&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: 08-832-61-13</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa</I></FONT></FONT></P>


<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 5pt 15.9pt 0 0; text-align: center"><B>AMENDED INSURED RIDER</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 63.9pt 0 48pt; text-align: justify">In consideration of the premium charged,
it is hereby understood and agreed that Item 1. Of the Declarations, Name of Insured, is amended to include the following entities, however,
solely with respect those individuals meeting the requirements in subparagraph (9) in the definition of Employee;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 66.05pt"></TD><TD STYLE="width: 13.1pt">1.</TD><TD>AllianceBernstein L.P.,</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 66.05pt"></TD><TD STYLE="width: 13.1pt">2.</TD><TD>AllianceBernstein Holding L.P.,</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 66.05pt"></TD><TD STYLE="width: 13.1pt">3.</TD><TD>AllianceBernstein Corporation,</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 66.05pt"></TD><TD STYLE="width: 13.1pt">4.</TD><TD>AllianceBernstein Investments, Inc.,</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 66.05pt"></TD><TD STYLE="width: 13.1pt">5.</TD><TD>AllianceBernstein Global Derivatives Corporation,</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 66.05pt"></TD><TD STYLE="width: 13.1pt">6.</TD><TD>AllianceBernstein Investor Services, Inc., and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 66.05pt"></TD><TD STYLE="width: 13.1pt">7.</TD><TD>Sanford C.Bernstein &amp; Co., LLC.</TD></TR></TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 63.9pt 0 48pt; text-align: justify">Nothing herein contained shall be held
to vary, alter, waive or extend any of the terms, limitations, conditions or agreements of the attached bond other than as above stated.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0.35pt 0 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 15.85pt 0 0; text-align: center">ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS
REMAIN UNCHANGED.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; width: 50%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Univers ATT; text-align: center; padding-right: 5.4pt; padding-left: 5.4pt; width: 50%">&nbsp;<IMG SRC="image_087.jpg" ALT=""></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt">AUTHORIZED REPRESENTATIVE</FONT></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 013</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I></I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: right; width: 33%"><P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin: 1pt 0 0 1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt; letter-spacing: -0.25pt"></FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt; letter-spacing: -0.2pt">138538 (07/20)</FONT></P>

</TD>
  <TD STYLE="text-align: center; width: 34%">1<P STYLE="margin-top: 0; margin-bottom: 0"></P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<!-- Field: Page; Sequence: 56 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>14</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at 12:01 AM &nbsp;May
15, 2022&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;Policy
number: 08-832-61-13</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><I>AllianceBernstein Complex of Registered Investment
Companies</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<FONT STYLE="font-size: 10pt">By:
</FONT><FONT STYLE="font-size: 11pt"><I>National Union Fire Insurance Company of Pittsburgh, Pa</I></FONT></FONT></P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 5pt 15.85pt 0 0; text-align: center"><B>SPECIFIC ENTITY EXCLUSION</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 63.9pt 0 48pt; text-align: justify">In consideration of the premium charged,
it is hereby understood and agreed that this bond does not cover any loss of AllianceBernstein U.S. Real Estate (Employee) Fund II, L.P.
(including any subsidiary or employee thereof).</P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 10.45pt 15.85pt 0 0; text-align: center">ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS
REMAIN UNCHANGED.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; width: 50%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Univers ATT; text-align: center; padding-right: 5.4pt; padding-left: 5.4pt; width: 50%">&nbsp;<IMG SRC="image_087.jpg" ALT=""></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt">AUTHORIZED REPRESENTATIVE</FONT></TD></TR></TABLE>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 014</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I></I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: right; width: 33%"><P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin: 1pt 0 0 1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt; letter-spacing: -0.25pt"></FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt; letter-spacing: -0.2pt">132766 (05/19)</FONT></P>

</TD>
  <TD STYLE="text-align: center; width: 34%">1<P STYLE="margin-top: 0; margin-bottom: 0"></P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>




<!-- Field: Page; Sequence: 57 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-align: justify"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>15</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective <B><I>12:01 am &nbsp;May 15, 2022</I></B>&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">policy
number: <B><I>08-832-61-13</I></B></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><B><I>AllianceBernstein Complex of Registered Investment
Companies</I></B></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">by:
</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><B><I>National Union Fire Insurance Company of Pittsburgh,
Pa</I></B></FONT></P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 10pt/92% Times New Roman, Times, Serif; margin: 5.7pt 130.75pt 0 201.8pt; text-indent: -34pt">TENNESSEE CANCELLATION/
NONRENEWAL AMENDATORY ENDORSEMENT</P>

<P STYLE="font: 10pt/98% Times New Roman, Times, Serif; margin: 7.1pt 63.95pt 0 48.4pt; text-align: justify">Wherever used in this endorsement:
1) &quot;Insurer&quot; means the insurance company which issued this policy; and 2) &quot;Named Insured&quot;, means the Named Corporation,
Named Organization, Named Sponsor, Named Insured, or Insured identified in the declarations page; and 3) &quot;Other Insured(s)&quot;
means all other persons or entities afforded coverage under the policy.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 8.5pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48.4pt"></TD><TD STYLE="width: 28.55pt">1.</TD><TD><U>Cancellation</U></TD></TR></TABLE>

<P STYLE="font: 10pt/98% Times New Roman, Times, Serif; margin: 9.9pt 62.45pt 0 48.4pt; text-align: justify">After coverage has been in
effect for sixty (60) days, or in the case of a renewal policy, the policy shall not be cancelled except for one or more of the following
reasons:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/98% Times New Roman, Times, Serif; margin-top: 5.75pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 77pt"></TD><TD STYLE="width: 28.8pt">A.</TD><TD STYLE="text-align: justify; padding-right: 65.3pt">Nonpayment of premium, including nonpayment of any additional premiums which were
calculated in accordance with the current rating manual of the Insurer and justified by a physical change in the insured property or a
change in its occupancy or use;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/98% Times New Roman, Times, Serif; margin-top: 6.4pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 77pt"></TD><TD STYLE="width: 28.8pt">B.</TD><TD STYLE="text-align: justify; padding-right: 65.6pt">Conviction of the Named Insured or Other Insured(s) of a crime having as one of
its necessary elements an act increasing any hazard insured against;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/98% Times New Roman, Times, Serif; margin-top: 7.95pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 77pt"></TD><TD STYLE="width: 28.8pt">C.</TD><TD STYLE="text-align: justify; padding-right: 65.6pt">Discovery of fraud or material misrepresentation on the part of either A) the Named
Insured or Other Insured(s) or a representative of same in obtaining the insurance or, B) the Named Insured or Other Insured(s) in pursuing
a claim under the policy;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 7.75pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 77.05pt"></TD><TD STYLE="width: 28.7pt">D.</TD><TD>Failure to comply with written loss control recommendations;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/98% Times New Roman, Times, Serif; margin-top: 8.7pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 77pt"></TD><TD STYLE="width: 28.8pt">E.</TD><TD STYLE="text-align: justify; padding-right: 65.45pt">Material change in the risk which increases the risk of loss after the insurance
coverage has been issued or renewed;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/98% Times New Roman, Times, Serif; margin-top: 8.75pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 77pt"></TD><TD STYLE="width: 28.8pt">F.</TD><TD STYLE="text-align: justify; padding-right: 0.9in">Determination by the Commissioner of Insurance that the continuation of the policy
would jeopardize the Insurer's solvency or would place the Insurer in violation of the insurance laws of this state or any other state;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/98% Times New Roman, Times, Serif; margin-top: 7.25pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 77pt"></TD><TD STYLE="width: 28.8pt">G.</TD><TD STYLE="text-align: justify; padding-right: 65.2pt">Violation or breach by the Named Insured or Other Insured(s) of any policy terms
or conditions; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 9.25pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 77.05pt"></TD><TD STYLE="width: 28.7pt">H.</TD><TD>Such other reasons that are approved by the Commissioner of Insurance.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 6.2pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48.4pt"></TD><TD STYLE="width: 28.55pt">2.</TD><TD><U>Notice of Cancellation</U></TD></TR></TABLE>

<P STYLE="font: 10pt/98% Times New Roman, Times, Serif; margin: 9.15pt 62.6pt 0 77pt; text-align: justify">Notice of cancellation must
be mailed or delivered by the Insurer or its authorized agents, to the named Insured, at the address shown in the policy. The notice shall
state the grounds for cancellation and that upon written request of the named Insured, the Insurer shall furnish the facts on which the
cancellation is based. Cancellation shall not be effective until ten (10) days after mailing, if cancellation is due to one of the above
mentioned reasons or if the policy has been in effect less than sixty (60) days and is not a renewal.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0.25pt 0 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 48.4pt">The mailing of the notice shall be sufficient proof of notice.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 015</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I></I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: right; width: 33%"><P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin: 1pt 0 0 1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt; letter-spacing: -0.2pt"></FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt; letter-spacing: -0.25pt">52169 </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt; letter-spacing: -0.2pt">(7/
96)</FONT></P>

</TD>
  <TD STYLE="text-align: center; width: 34%">Page 1 of 2<P STYLE="margin-top: 0; margin-bottom: 0"></P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<!-- Field: Page; Sequence: 58 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-align: justify"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>15<B>&nbsp;</B> (continued)</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 5pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48.4pt"></TD><TD STYLE="width: 28.6pt">3.</TD><TD STYLE="text-align: justify"><U>Nonrenewal</U></TD></TR></TABLE>

<P STYLE="font: 10pt/98% Times New Roman, Times, Serif; margin: 9.15pt 62.55pt 0 77pt; text-align: justify">The Insurer may nonrenew the
policy by giving written notice of nonrenewal to the Named Insured and its authorized agent, (at the address shown in the policy) no less
than sixty (60) days prior to the expiration date of the policy. If the Insurer fails to mail or deliver the notice of nonrenewal, the
Insurer is required to extend the existing policy for an additional sixty (60) days. Notice of nonrenewal is not required if the Insurer
has: 1) offered renewal, 2) if the Named Insured has replaced coverage, or 3) if the Named Insured has agreed in writing to replace coverage.
If the Insurer provides such notice and extends the policy for ninety (90) days or less, an additional notice of renewal is not required.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 4.1pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48.4pt"></TD><TD STYLE="width: 28.6pt">4.</TD><TD STYLE="text-align: justify"><U>Increase in Rates</U></TD></TR></TABLE>

<P STYLE="font: 10pt/98% Times New Roman, Times, Serif; margin: 9.15pt 63.6pt 0 77pt; text-align: justify">Should the Insurer intend to
effect a revision of rates by more then 25%, the Insurer shall mail or deliver to the Named Insured and its authorized agent at the address
shown in the policy not less than sixty (60) days notice of its intention to increase the premium. The notice shall specify the percentage
of increase.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 5.15pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 48.4pt"></TD><TD STYLE="width: 28.6pt">5.</TD><TD STYLE="text-align: justify"><U>Refund of Unearned Premiums</U></TD></TR></TABLE>

<P STYLE="font: 10pt/98% Times New Roman, Times, Serif; margin: 9.35pt 63.55pt 0 77pt; text-align: justify">If the policy is cancelled,
the Insurer will send the Named Insured any premium refund due. However, whenever an insurance policy which is financed with a premium
finance company is cancelled, the insurer shall return, within 30 days after the effective date of the cancellation, whatever gross unearned
premiums are due under the policy directly to the premium finance company for the account of the Named Insured.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 9.65pt 0 0 77pt; text-align: justify">The refund will be pro rata if:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 3.4pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 77.05pt"></TD><TD STYLE="width: 28.7pt">a.</TD><TD>The Insurer cancels; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/98% Times New Roman, Times, Serif; margin-top: 5.95pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 77.05pt"></TD><TD STYLE="width: 28.7pt">b.</TD><TD STYLE="padding-right: 64.75pt">The policy is cancelled at the request of a premium financed company that has financed the policy under
a premium finance agreement.</TD></TR></TABLE>

<P STYLE="font: 10pt/98% Times New Roman, Times, Serif; margin: 7.7pt 70.85pt 0 77pt">The refund may be less than pro rata if the Named
Insured cancels the policy. The cancellation will be effective even if the Insurer has not made or offered a refund.</P>

<P STYLE="font: 9.5pt Times New Roman, Times, Serif; margin: 0.1pt 0 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 48.4pt">ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; width: 50%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Univers ATT; text-align: center; padding-right: 5.4pt; padding-left: 5.4pt; width: 50%">&nbsp;<IMG SRC="image_087.jpg" ALT=""></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt">AUTHORIZED REPRESENTATIVE</FONT></TD></TR></TABLE>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 015</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I></I></B></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: right; width: 33%"><P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin: 1pt 0 0 1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt; letter-spacing: -0.2pt"></FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt; letter-spacing: -0.25pt">52169 </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt; letter-spacing: -0.2pt">(7/
96)</FONT></P>

</TD>
  <TD STYLE="text-align: center; width: 34%"> Page 2 of 2<P STYLE="margin-top: 0; margin-bottom: 0"></P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>

<!-- Field: Page; Sequence: 59 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-align: justify"></P>


<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>16</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
endorsement, effective at&nbsp;<B><I>12:01 AM &nbsp;May
15, 2022&nbsp;</I></B>&nbsp;forms a part of</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">policy
number: <B><I>08-832-61-13</I></B></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">issued
to: </FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><B><I>AllianceBernstein Complex of Registered Investment
Companie</I></B><I>s</I></FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">by:
</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt"><B><I>National Union Fire Insurance Company of Pittsburgh,
Pa</I></B></FONT></P>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 9.35pt 15.7pt 0 0; text-align: center">FORMS INDEX ENDORSEMENT</P>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0.1pt 0 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 5pt 0 2.05pt 13.8pt">The contents of the Policy is comprised of the following
forms:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 5pt 0 2.05pt 13.8pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; width: 21%; border-bottom: black 1pt solid">
    <P STYLE="font: 10.5pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>
    <P STYLE="font: 10pt/11.8pt Times New Roman, Times, Serif; margin: 0">FORM NUMBER</P></TD>
    <TD STYLE="border-right: black 1pt solid; width: 7%; border-bottom: black 1pt solid">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0.2pt; text-align: center">EDITION</P>
    <P STYLE="font: 10pt/11.8pt Times New Roman, Times, Serif; margin: 0.6pt 1.65pt 0 0.2pt; text-align: center">DATE</P></TD>
    <TD STYLE="border-bottom: black 1pt solid; width: 72%">
    <P STYLE="font: 10.5pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>
    <P STYLE="font: 10pt/11.8pt Times New Roman, Times, Serif; margin: 0 0 0 103.7pt">FORM TITLE</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; padding-top: 6.1pt; padding-left: 1.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">41205</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; padding-top: 6.1pt; padding-right: 0.2pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">04/95</FONT></TD>
    <TD STYLE="padding-top: 5.9pt; padding-left: 3.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">INVESTMENT COMPANY BLANKED BOND - DECLARATIONS</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.95pt; padding-left: 1.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">41206</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.95pt; padding-right: 0.2pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">09/84</FONT></TD>
    <TD STYLE="padding-top: 2.75pt; padding-left: 3.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">INVESTMENT COMPANY BLANKET BOND GUTS</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.75pt; padding-left: 1.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">SR 6180b</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.75pt; padding-right: 0.2pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">12/93</FONT></TD>
    <TD STYLE="padding-top: 2.75pt; padding-left: 3.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">NEW YORK STATUTORY RIDER</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.95pt; padding-left: 1.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">127423</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.95pt; padding-right: 0.2pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">11/17</FONT></TD>
    <TD STYLE="padding-top: 2.75pt; padding-left: 3.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">ADDITIONAL NAMED INSURED RIDER</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.95pt; padding-left: 1.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">132765</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.95pt; padding-right: 0.2pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">05/19</FONT></TD>
    <TD STYLE="padding-top: 2.75pt; padding-left: 3.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">AMENDED INSURING AGREEMENT (A) FIDELITY</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.95pt; padding-left: 1.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">119679</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.95pt; padding-right: 0.2pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">09/15</FONT></TD>
    <TD STYLE="padding-top: 2.75pt; padding-left: 3.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">ECONOMIC SANCTIONS ENDORSEMENT</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.75pt; padding-left: 1.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">132764</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.75pt; padding-right: 0.2pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">05/19</FONT></TD>
    <TD STYLE="padding-top: 2.75pt; padding-left: 3.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">AMENDED INSURING AGREEMENT (G) COUNTERFEIT CURRENCY</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.95pt; padding-left: 1.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">140342</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.95pt; padding-right: 0.2pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">03/21</FONT></TD>
    <TD STYLE="padding-top: 2.75pt; padding-left: 3.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">COMPUTER CRIME COVERAGE RIDER</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.95pt; padding-left: 1.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">132769</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.95pt; padding-right: 0.2pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">05/19</FONT></TD>
    <TD STYLE="padding-top: 2.75pt; padding-left: 3.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">AUTOMATED PHONE SYSTEMS</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.75pt; padding-left: 1.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">138539</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.75pt; padding-right: 0.2pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">07/20</FONT></TD>
    <TD STYLE="padding-top: 2.75pt; padding-left: 3.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">AUTOMATIC COVERAGE RIDER</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.95pt; padding-left: 1.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">132768</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.95pt; padding-right: 0.2pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">05/19</FONT></TD>
    <TD STYLE="padding-top: 2.75pt; padding-left: 3.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">AMEND SECTION 13. TERMINATION</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.95pt; padding-left: 1.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">135445</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.95pt; padding-right: 0.2pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">02/20</FONT></TD>
    <TD STYLE="padding-top: 2.75pt; padding-left: 3.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">CO-SURETY RIDER</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.75pt; padding-left: 1.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">99758</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.75pt; padding-right: 0.2pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">08/08</FONT></TD>
    <TD STYLE="padding-top: 2.75pt; padding-left: 3.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">NOTICE OF CLAIM (REPORTING BY E-MAIL)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.95pt; padding-left: 1.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">132767</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.95pt; padding-right: 0.2pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">05/19</FONT></TD>
    <TD STYLE="padding-top: 2.75pt; padding-left: 3.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">RELIANCE UPON OTHER CARRIER'S APPLICATION RIDER</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.95pt; padding-left: 1.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">138538</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.95pt; padding-right: 0.2pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">07/20</FONT></TD>
    <TD STYLE="padding-top: 2.75pt; padding-left: 3.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">AMENDED INSURED RIDER</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.95pt; padding-left: 1.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">132766</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.95pt; padding-right: 0.2pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">05/19</FONT></TD>
    <TD STYLE="padding-top: 2.75pt; padding-left: 3.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">SPECIFIC ENTITY EXCLUSION</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.75pt; padding-left: 1.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">52169</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.75pt; padding-right: 0.2pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">07/96</FONT></TD>
    <TD STYLE="padding-top: 2.75pt; padding-left: 3.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">TENNESSEE AMENDATORY - CANCELLATION/NONRENEWAL</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.95pt; padding-left: 1.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">78859</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; padding-top: 2.95pt; padding-right: 0.2pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">10/01</FONT></TD>
    <TD STYLE="padding-top: 2.75pt; padding-left: 3.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">FORMS INDEX ENDORSEMENT</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 3.7pt 0 0 47pt">ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; width: 50%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Univers ATT; text-align: center; padding-right: 5.4pt; padding-left: 5.4pt; width: 50%">&nbsp;<IMG SRC="image_087.jpg" ALT=""></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="font: 10pt Univers ATT; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt">AUTHORIZED REPRESENTATIVE</FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&copy;All rights reserved.</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>END 016</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>

<!-- Field: Page; Sequence: 60 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I></I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>ENDORSEMENT</U>#
</B>16</FONT></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: right; width: 33%"><P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin: 1pt 0 0 1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt; letter-spacing: -0.25pt">78859
</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt; letter-spacing: -0.15pt">(10/</FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 11pt; letter-spacing: -0.2pt">01)</FONT></P>

</TD>
  <TD STYLE="text-align: center; width: 34%">  Page 1 of 1<P STYLE="margin-top: 0; margin-bottom: 0"></P><BR>
</TD>
  <TD STYLE="text-align: right; width: 33%"></TD></TR>
</TABLE>



<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<!-- Field: Page; Sequence: 61 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;<IMG SRC="image_091.jpg" ALT=""></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<!-- Field: Page; Sequence: 62 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-align: justify"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"><IMG SRC="image_092.jpg" ALT="">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<!-- Field: Page; Sequence: 63 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-align: justify"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: right"><IMG SRC="image_093.jpg" ALT="">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center">CLAIM REPORTING FORM</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; text-align: center">centralized Customer Link and Information Management</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify"></P>

<P STYLE="font: 11pt Trebuchet MS, Times, Serif; margin-top: 0; margin-bottom: 6pt; margin-left: 0pt; text-indent: 0pt; text-align: justify">&nbsp;</P>




<P STYLE="font: 12pt/10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>


<!-- Field: Page; Sequence: 66 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Times New Roman, Times, Serif; margin: 0 0 10pt; text-align: right"><B>Exhibit B</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-variant: small-caps">Registered Investment
Companies Joint Fidelity Bond Agreement</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-variant: small-caps">Agreement</FONT>
made as of May 13, 2022, by and among AB Bond Fund, Inc., AB Cap Fund, Inc., AB Core Opportunities Fund, Inc., AB Corporate Shares,
AB Discovery Growth Fund, Inc., AB Active ETFs, Inc. AB Equity Income Fund, Inc., AB Fixed-Income Shares, Inc., AB Global Bond Fund,
Inc., AB Global Real Estate Investment Fund, Inc., AB Global Risk Allocation Fund, Inc., AB High Income Fund, Inc., AB Institutional
Funds, Inc., AB Large Cap Growth Fund, Inc., AB Municipal Income Fund, Inc., AB Municipal Income Fund II, AB Relative Value Fund,
Inc., AB Sustainable Global Thematic Fund, Inc., AB Sustainable International Thematic Fund, Inc., AB Trust, AB Variable Products Series
Fund, Inc., Sanford C. Bernstein Fund II, Inc., The AB Portfolios, AllianceBernstein Global High Income Fund, Inc.,
AllianceBernstein National Municipal Income Fund, Inc., AB Multi-Manager Alternative Fund, Bernstein Fund, Inc., Sanford C.
Bernstein Fund, Inc., (collectively, the &ldquo;<U>investment companies</U>&rdquo;) and AllianceBernstein L.P.
(&ldquo;<U>AB</U>&rdquo;)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-variant: small-caps">Whereas</FONT>,
the investment companies that are parties to this Agreement are management investment companies registered under the Investment Company
Act of 1940, as amended (the &ldquo;<U>Act</U>&rdquo;); and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-variant: small-caps">Whereas</FONT>,
AB provides investment advisory services and/or certain administrative and financial services to the investment companies; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-variant: small-caps">Whereas</FONT>,
pursuant to Rule 17g-1, as amended, promulgated under the Act, registered management investment companies must provide and maintain fidelity
bonds covering larceny and embezzlement by certain of their officers and employees in amounts no less than stated minimums based upon
the gross assets of such registered management investment companies; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-variant: small-caps">Whereas</FONT>,
pursuant to Rule 17g-1(b) under the Act, registered management investment companies that are managed and/or whose shares are distributed
by the same person may obtain joint coverage as insureds under a single fidelity bond (a &ldquo;<U>joint fidelity bond</U>&rdquo;); and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-variant: small-caps">Whereas</FONT>,
the investment companies are registered management investment companies managed by AB; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-variant: small-caps">Whereas</FONT>,
the investment companies desire to obtain coverage under one joint fidelity bond; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-variant: small-caps">Whereas</FONT>,
the Board of Directors of the Sanford C. Bernstein Fund, Inc. (&ldquo;<U>SCB Fund</U>&rdquo;) and the Bernstein Fund, Inc. (&ldquo;<U>Bernstein
Fund</U>&rdquo; and, together with SCB Fund, &ldquo;<U>SCB Funds</U>&rdquo;) elects to calculate the required amounts of fidelity bond
coverage on a basis that treats each such investment company as a single registered management investment company for purposes of Rule
17g-1; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-variant: small-caps">Whereas</FONT>,
the AB Multi-Manager Alternative Fund (&ldquo;<U>MMA Fund</U>&rdquo;) consists of a single portfolio (together with the SCB Funds, the
&ldquo;<U>Bernstein Funds</U>&rdquo;; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-variant: small-caps">Whereas</FONT>,
the Boards of Directors or Trustees of each investment company that is a party to this Agreement other than the Bernstein Funds (each
such investment company, an &ldquo;<U>AB Fund</U>&rdquo;, and together, the &ldquo;<U>AB Funds</U>&rdquo;) that has multiple portfolios
elects to calculate the required amounts of fidelity bond coverage on a basis that treats such an investment company as a single registered
management investment company for purposes of Rule 17g-1; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-variant: small-caps">Whereas</FONT>,
the Board of Directors or Trustees of each of the investment companies which are parties to this Agreement, including a majority of the
Directors or Trustees, as applicable, who are not &ldquo;interested persons&rdquo; of such investment company as defined by Section 2(a)(19)
of the Act (&ldquo;<U>Disinterested Directors/Trustees</U>&rdquo;), has approved coverage under one joint fidelity bond with each of the
other investment companies that are parties to this Agreement in the respective amounts set forth in Schedule A to this Agreement.</P>


<!-- Field: Page; Sequence: 67 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Times New Roman, Times, Serif; margin: 0 0 10pt; text-align: left"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-variant: small-caps">Now,
Therefore</FONT>, it is agreed as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">1. That the investment
companies that are parties to this Agreement and AB will be named as insureds and will be covered under a joint fidelity bond underwritten
by insurance companies including National Union Fire Insurance Company, United States Fire Insurance Company, Berkley Regional Insurance
Company and Federal Insurance Company (each, a &ldquo;<U>fidelity insurance company</U>&rdquo; and collectively, the &ldquo;<U>fidelity
insurance companies</U>&rdquo;) in the aggregate amount of $49,225,000 at a total annual cost of approximately $188,123, each such investment
company having specific coverage in accordance with Rule 17g-1(d). The required coverage amount (calculated pursuant to the elections
of the respective Boards) for each investment company is also shown opposite the name of each investment company in a separate column
on Schedule A. For the avoidance of doubt, the amount of coverage under the joint fidelity bond shall be at least equal in amount to the
total amount of coverage which each investment company would have been required to provide and maintain individually pursuant to the schedule
set forth in paragraph (d)(i) of Rule 17g-1 under the Act had each investment company not been named an insured under the joint fidelity
bond.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">2. No premium shall be
paid by an investment company under the joint fidelity bond unless that investment company&rsquo;s Board of Directors or Trustees, as
applicable, including a majority of the Disinterested Directors/Trustees, shall have approved the portion of the premium to be paid by
that investment company. The premium payable on the joint fidelity bond shall be allocated among the investment companies in the respective
amounts set forth opposite the name of each investment company listed on Schedule A in the column entitled &ldquo;Allocated Cost.&rdquo;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">3. AB has been named an
insured under the joint fidelity bond for administrative convenience. The parties agree that in no event shall AB be entitled to retain
any recovery payable under the joint fidelity bond, although it may receive payments which will be distributed to one or more investment
companies to facilitate the administration of the joint fidelity bond.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">4. (a) In the event that
one or more of the investment companies sustains a loss for which recovery is received under the joint fidelity bond, each such investment
company shall receive that portion of the recovery which is sufficient in amount to indemnify that party in full for the loss sustained
by it (other than the portion thereof subject to a deductible), unless the recovery is inadequate to fully indemnify all investment companies
for such losses by them (other than the portions thereof subject to deductibles).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 0.62in">(b) If the recovery is inadequate
to indemnify fully each such investment company for losses sustained by it (other than the portion thereof subject to a deductible), the
recovery shall be allocated as follows, to the extent applicable:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 0.62in">(i) The AB Funds shall be
allocated an aggregate amount equal to the lesser of (A) their actual aggregate loss (net of any deductibles) and (B) the sum of $42,975,000
plus the difference between: (1) $2,500,000 and the amount of the loss recovered by the SCB Fund under clause (ii), (2) $2,500,000 and
the amount of the loss recovered by the Bernstein Fund under clause (iii), and (3) $1,250,000 and the amount of the loss recovered by
the MMA Fund under clause (iv). Such amount shall be allocated among the AB Funds on an equitable and proportionate basis as determined
by their respective Boards of Directors or Trustees, but each AB Fund shall be allocated an amount at least equal to the amount which
it would have received had it procured and maintained a single insured bond with the minimum coverage required by Rule 17g-1(d)(1).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 0.62in">(ii) The SCB Fund shall be
allocated an aggregate amount equal to the lesser of (A) their actual aggregate loss (net of any deductibles) and (B) the sum of $2,500,000
plus the difference between: (1) $42,975,000 and the amount of the loss recovered by the AB Funds under clause (i), (2) $2,500,000 and
the amount of the loss recovered by the Bernstein Fund under clause (iii), and $1,250,000 and the amount of the loss recovered by the
MMA Fund under clause (iv). Such amounts shall be allocated among the portfolios of the SCB Fund on an equitable and proportionate basis
as determined by the Board of Directors of the SCB Fund, but each such portfolio shall be allocated an amount at least equal to the amount
which it would have received had it procured and maintained a single insurance bond with the minimum coverage required by Rule 17g-1(d)(1).</P>


<!-- Field: Page; Sequence: 68; Options: NewSection; Value: 2 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --> -&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 0pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Times New Roman, Times, Serif; margin: 0 0 10pt; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 0.62in">(iii) The Bernstein Fund
shall be allocated an aggregate amount equal to the lesser of (A) their actual aggregate loss (net of any deductibles) and (B) the sum
of $2,500,000 plus the difference between: (1) $42,975,000 and the amount of the loss recovered by the AB Funds under clause (i), (2)
$2,500,000 and the amount of the loss recovered by the SCB Fund under clause (ii), and (3) $1,250,000 and the amount of the loss recovered
by the MMA Fund under clause (iv). Such amounts shall be allocated among the portfolios of the Bernstein Fund on an equitable and proportionate
basis as determined by the Board of Directors of the Bernstein Fund, but each such portfolio shall be allocated an amount at least equal
to the amount which it would have received had it procured and maintained a single insurance bond with the minimum coverage required by
Rule 17g-1(d)(1).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 0.62in">(iv) The MMA Fund shall be
allocated an aggregate amount equal to the lesser of (A) its actual loss (net of any deductibles) and (B) the sum of $1,250,000 plus the
difference between: (1) $42,975,000 and the amount of the loss recovered by the AB Funds under clause (i), (2) $2,500,000 and the amount
of the loss recovered by the SCB Fund under clause (ii), and (3) $2,500,000 and the amount of the loss recovered by the Bernstein Fund
under clause (iii). Such amount shall be at least equal to the amount which the MMA Fund would have received had it procured and maintained
a single insurance bond with the minimum coverage required by Rule 17g-1(d)(1).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 0.62in">(v) Where a compromise results
in recovery by any or all of the investment companies of less than the full amount of its (or their) actual aggregate loss covered by
the joint fidelity bond, the recovery shall be allocated consistent with clauses (i), (ii), (iii) and (iv) above among the investment
companies that sustained such loss, without regard to the proportion of the actual aggregate loss recovered, and with the AB Funds&rsquo;
$42,975,000, the SCB Fund&rsquo;s $2,500,000, the Bernstein Fund&rsquo;s $2,500,000 and the MMA Fund&rsquo;s $1,250,000 amounts being
reduced proportionate to any reduction to the $49,225,000 total insured bond as a result of such compromise unless the compromise was
based on facts and circumstances particular to one or more, but fewer than all, insured parties seeking to recover, in which case any
or all of the AB Funds&rsquo; $42,975,000, the SCB Fund&rsquo;s $20,850,000, the Bernstein Fund&rsquo;s $5,000,000 and the MMA Fund&rsquo;s
$1,250,000 amounts will be adjusted in an equitable manner taking into account the particular facts and circumstances and the principles
reflected above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">5. This Agreement may not
be amended or modified in any manner except by a written agreement executed by all parties hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">6. This Agreement shall
be governed by and construed in accordance with the laws of the State of New York.</P>


<!-- Field: Page; Sequence: 69 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --> -&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 0pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Times New Roman, Times, Serif; margin: 0 0 10pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">IN WITNESS WHEREOF, each of the
parties has caused this Agreement to be executed in its name and on its behalf by its authorized representative effective as of the day
and year first written above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: top; width: 15%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 12pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 25%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 12pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 60%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 12pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 12pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 12pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 12pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 12pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="border-bottom: Black 0.5pt solid; font: 10pt/12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">/s/ Emilie
    D. Wrapp</P></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 12pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 12pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 12pt">Emilie D. Wrapp</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 12pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 12pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 12pt">Secretary for each of the Investment Companies</TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Times New Roman, Times, Serif; margin: 0 0 10pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: top; width: 15%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 12pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 25%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 12pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 60%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 12pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 12pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 12pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 12pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 12pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="border-bottom: Black 0.5pt solid; font: 10pt/12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">/s/ David M.
    Lesser</P></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 12pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 12pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 12pt">David M. Lesser</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 12pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 12pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 12pt">Corporate Secretary for AllianceBernstein L.P.</TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 70 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --> -&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 0pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Times New Roman, Times, Serif; margin: 0 0 10pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 24pt; text-align: center"><FONT STYLE="font-variant: small-caps"><U>Schedule
A</U></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">Registered Management Investment Companies</TD>
    <TD COLSPAN="2" STYLE="text-align: center">Allocated Cost ($)</TD>
    <TD COLSPAN="2" STYLE="text-align: center">Bond Amount ($)</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 60%; text-align: justify">&nbsp;</TD>
    <TD STYLE="width: 11%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 9%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 12%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 8%; text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">AB Bond Fund, Inc. </TD>
    <TD STYLE="text-align: right">9,554.24</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">2,500,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">AB Cap Fund, Inc. </TD>
    <TD STYLE="text-align: right">9,554.24</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">2,500,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">AB Core Opportunities Fund, Inc. </TD>
    <TD STYLE="text-align: right">2,293.02</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">600,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">AB Corporate Shares </TD>
    <TD STYLE="text-align: right">9,554.24</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">2,500,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">AB Discovery Growth Fund, Inc. </TD>
    <TD STYLE="text-align: right">8,789.90</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">2,300,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">AB Active ETFs, Inc.</TD>
    <TD STYLE="text-align: right">4,777.12</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">1,250,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">AB Equity Income Fund, Inc. </TD>
    <TD STYLE="text-align: right">3,439.53</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">900,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">AB Fixed-Income Shares, Inc. </TD>
    <TD STYLE="text-align: right">9,554.24</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">2,500,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">AB Global Bond Fund, Inc.</TD>
    <TD STYLE="text-align: right">9,554.24</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">2,500,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">AB Global Real Estate Investment Fund, Inc. </TD>
    <TD STYLE="text-align: right">2,006.39</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">525,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">AB Global Risk Allocation Fund, Inc.</TD>
    <TD STYLE="text-align: right">2,293.02</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">600,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">AB High Income Fund, Inc. </TD>
    <TD STYLE="text-align: right">9,554.24</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">2,500,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">AB Institutional Funds, Inc. </TD>
    <TD STYLE="text-align: right">2,866.27</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">750,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">AB Large Cap Growth Fund, Inc.</TD>
    <TD STYLE="text-align: right">9,554.24</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">2,500,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">AB Municipal Income Fund, Inc. </TD>
    <TD STYLE="text-align: right">9,554.24</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">2,500,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">AB Municipal Income Fund II </TD>
    <TD STYLE="text-align: right">3,821.70</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">1,000,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">AB Relative Value Fund, Inc.</TD>
    <TD STYLE="text-align: right">6,496.88</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">1,700,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">AB Sustainable Global Thematic Fund, Inc.</TD>
    <TD STYLE="text-align: right">6,496.88</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">1,700,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">AB Sustainable International Thematic Fund, Inc.</TD>
    <TD STYLE="text-align: right">3,821.70</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">1,000,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">AB Trust </TD>
    <TD STYLE="text-align: right">9,554.24</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">2,500,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">AB Variable Products Series Fund, Inc.</TD>
    <TD STYLE="text-align: right">9,554.24</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">2,500,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">Sanford C. Bernstein Fund II, Inc. </TD>
    <TD STYLE="text-align: right">3,821.70</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">1,000,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">The AB Portfolios </TD>
    <TD STYLE="text-align: right">9,554.24</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">2,500,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">AllianceBernstein Global High Income Fund, Inc. </TD>
    <TD STYLE="text-align: right">4,777.12</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">1,250,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">AllianceBernstein National Municipal Income Fund, Inc. </TD>
    <TD STYLE="text-align: right">3,439.53</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">900,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">Bernstein Fund, Inc.</TD>
    <TD STYLE="text-align: right">9,554.24</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">2,500,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">Sanford C. Bernstein Fund, Inc.</TD>
    <TD STYLE="text-align: right">9,554.24</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">2,500,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">AB Multi-Manager Alternative Fund</TD>
    <TD STYLE="text-align: right">4,777.12</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">1,250,000</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">Totals </TD>
    <TD STYLE="text-align: right"><B>$188,123.00</B></TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right"><B>$49,225,000</B></TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

<!-- Field: Page; Sequence: 71 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --> -&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 0pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->



<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11.5pt/13pt Times New Roman, Times, Serif; margin: 0 0 0 1.6in; text-align: right"><FONT STYLE="font-size: 12pt">Exhibit
C-1&nbsp;</FONT></P>

<P STYLE="font: 11.5pt/13pt Times New Roman, Times, Serif; margin: 0 0 0 1.6in"><FONT STYLE="font-size: 12pt">&nbsp;</FONT></P>

<P STYLE="font: 11.5pt/13pt Times New Roman, Times, Serif; text-align: center; margin-top: 0; margin-bottom: 0"><FONT STYLE="font-size: 12pt">CERTIFICATE OF ASSISTANT
SECRETARY</FONT></P>

<P STYLE="font: 11.5pt/13.3pt Times New Roman, Times, Serif; margin: 12.75pt 0 0; text-align: center"><FONT STYLE="font-size: 12pt">THE
AB FUNDS*</FONT></P>

<P STYLE="font: 11.5pt/13.3pt Times New Roman, Times, Serif; margin: 10.5pt 0 0; text-align: center"><FONT STYLE="font-size: 12pt">Regarding
Fidelity Bond</FONT></P>

<P STYLE="font: 11.5pt/13.85pt Times New Roman, Times, Serif; margin: 14.05pt 0 0; text-indent: 0.5in"><FONT STYLE="font-size: 12pt">The
undersigned, being duly elected and qualified Assistant Secretary of the Funds listed on Schedule A (attached hereto), hereby certifies
that attached hereto is a true and complete copy of the resolutions that were approved by the Board of Directors/Trustees of the Funds
at a meeting held on May 3-5, 2022, at which a quorum was present and voted in favor thereof, and that said resolutions have not been
revoked or amended and are now in full force and effect.</FONT></P>

<P STYLE="font: 11.5pt/13.95pt Times New Roman, Times, Serif; margin: 13.65pt 0.45in 27.7pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 12pt">IN
WITNESS WHEREOF, the undersigned has executed this Certificate as Assistant Secretary of the above-referenced Funds on this 21st day
of June, 2022.</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 49%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 12pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 5%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 12pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 46%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 12pt">/s/
    Stephen J. Laffey</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 12pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 12pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 12pt">Stephen J. Laffey</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 12pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 12pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 12pt">Assistant Secretary</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-size: 12pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-size: 12pt">&nbsp;</FONT></P>

<P STYLE="font: 11.5pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-size: 12pt">&nbsp;</FONT></P>


<!-- Field: Page; Sequence: 72; Options: NewSection; Value: 1 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 12pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10.5pt/12pt Times New Roman, Times, Serif; margin: 1.1pt 0.1in 0 0; text-indent: 0.5in"><FONT STYLE="font-size: 12pt">RESOLVED,
that the Board of Directors/Trustees hereby determines that participation by the Funds in a joint fidelity bond underwritten by National
Union Fire Insurance Company, United States Fire Insurance Company, Berkley Regional Insurance Company and Federal Insurance Company,
covering officers and employees of each Fund (and employees of service providers to each Fund if and to the extent such persons are included
in the definition of &quot;Employee&quot; in the joint fidelity bond) in accordance with the requirements of Rule 17g-1 promulgated by
the Securities and Exchange Commission under Section 17(g) of the Investment Company Act of 1940, as amended (the &quot;Act&quot;) in
the amount of $49,225,000 is reasonable in form and amount, after having given due consideration to the value of the aggregate assets
of the Funds to which any such covered person may have access, the type and terms of the arrangements made for the custody and safekeeping
of such assets and the nature of the securities in the Funds' portfolios;</FONT></P>

<P STYLE="font: 10.5pt/12pt Times New Roman, Times, Serif; margin: 9.85pt 0.1in 0 0; text-indent: 0.5in"><FONT STYLE="font-size: 12pt">RESOLVED,
that the Board of Directors/Trustees, including a majority of the disinterested Directors/Trustees, hereby approves, ratifies and authorizes
the payment by the Treasurer of the Funds of an amount approximately equal to _____**_____ representing the portion of 2022 annual premium
on such joint insured fidelity bond allocable to the each Fund based on its coverage under such bond after giving due consideration to
all relevant factors, including the number of other parties named as the insured, the nature of the business activities of such other
parties, the $49,225,000 aggregate amount of coverage under the joint insured bond, the aggregate 2022 annual cost of such bond of $188,123,
the ratable allocation of the cost among all parties named as insureds and the extent to which the share of the cost allocated to each
Fund is less than the cost such Fund would have to pay if it maintained a single insured bond with an aggregate limit equal to that of
the joint bond;</FONT></P>

<P STYLE="font: 10.5pt/12pt Times New Roman, Times, Serif; margin: 0.15in 0.1in 0 0; text-indent: 0.5in"><FONT STYLE="font-size: 12pt">RESOLVED,
that the Board of Directors/Trustees, including a majority of the disinterested Directors/Trustees, hereby confirms, ratifies and approves
in all respects the execution by the appropriate officers of the Funds of an agreement among each Fund and all of the other named insureds
under the joint fidelity bond, which agreement provides that in the event recovery is received under the bond as a result of a loss sustained
by a Fund and one or more named insureds, such Fund shall receive an equitable and proportionate share of the recovery, but at least
equal to the amount which it would have received had it maintained a single insured bond with the minimum coverage required by paragraph
(d)(1) of Rule 17g-1 promulgated under the Act; and</FONT></P>


<!-- Field: Page; Sequence: 73 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 12pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt/12pt Times New Roman, Times, Serif; margin: 0.15in 0.1in 0 0; text-indent: 0.5in"><FONT STYLE="font-size: 12pt">RESOLVED,
that the Secretary and each Assistant Secretary of the Funds be, and each of them hereby is, designated to make all filings with the
Securities and Exchange Commission and to give all notices on behalf of the Funds required by paragraph (g) of Rule 17g-1 promulgated
under the Investment Company Act of 1940.</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; width: 87%; padding-right: 5.4pt; padding-left: 5.4pt">*AB Funds</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: right; vertical-align: bottom; width: 13%; padding-right: 5.4pt; padding-left: 5.4pt">Allocated Cost</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; vertical-align: bottom">**</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">AB Bond Fund, Inc.</TD>
    <TD STYLE="text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; vertical-align: bottom">$9,554.24</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">AB Cap Fund, Inc.</TD>
    <TD STYLE="text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; vertical-align: bottom">$9,554.24</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">AB Core Opportunities Fund, Inc.</TD>
    <TD STYLE="text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; vertical-align: bottom">$2,293.02</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">AB Corporate Shares</TD>
    <TD STYLE="text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; vertical-align: bottom">$9,554.24</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">AB Discovery Growth Fund, Inc.</TD>
    <TD STYLE="text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; vertical-align: bottom">$8,789.90</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">AB Active ETFs, Inc.</TD>
    <TD STYLE="text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; vertical-align: bottom">$4,777.12</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">AB Equity Income Fund, Inc.</TD>
    <TD STYLE="text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; vertical-align: bottom">$3,439.53</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">AB Fixed-Income Shares, Inc.</TD>
    <TD STYLE="text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; vertical-align: bottom">$9,544.24</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">AB Global Bond Fund, Inc.</TD>
    <TD STYLE="text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; vertical-align: bottom">$9,544.24</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">AB Global Real Estate Investment Fund, Inc.</TD>
    <TD STYLE="text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; vertical-align: bottom">$2,006.39</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">AB Global Risk Allocation Fund, Inc.</TD>
    <TD STYLE="text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; vertical-align: bottom">$2,293.02</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">AB High Income Fund, Inc.</TD>
    <TD STYLE="text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; vertical-align: bottom">$9,554.24</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">AB Institutional Funds, Inc.</TD>
    <TD STYLE="text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; vertical-align: bottom">$2,866.27</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">AB Large Cap Growth Fund, Inc.</TD>
    <TD STYLE="text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; vertical-align: bottom">$9,554.24</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">AB Municipal Income Fund, Inc.</TD>
    <TD STYLE="text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; vertical-align: bottom">$9,554.24</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">AB Municipal Income Fund II</TD>
    <TD STYLE="text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; vertical-align: bottom">$3,821.70</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">AB Relative Value Fund, Inc.</TD>
    <TD STYLE="text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; vertical-align: bottom">$6,496.88</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">AB Sustainable Global Thematic Fund, Inc.</TD>
    <TD STYLE="text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; vertical-align: bottom">$6,496.88</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">AB Sustainable International Thematic Fund, Inc.</TD>
    <TD STYLE="text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; vertical-align: bottom">$3,821.70</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">AB Trust</TD>
    <TD STYLE="text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; vertical-align: bottom">$9,554.24</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">AB Variable Products Series Fund, Inc.</TD>
    <TD STYLE="text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; vertical-align: bottom">$9,554.24</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">Sanford C. Bernstein Fund II, Inc.</TD>
    <TD STYLE="text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; vertical-align: bottom">$3,821.70</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">The AB Portfolios</TD>
    <TD STYLE="text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; vertical-align: bottom">$9,554.24</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">AllianceBernstein Global High Income Fund, Inc.</TD>
    <TD STYLE="text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; vertical-align: bottom">$4,777.12</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">AllianceBernstein National Municipal Income Fund, Inc.</TD>
    <TD STYLE="text-align: right; padding-right: 5.4pt; padding-left: 5.4pt; vertical-align: bottom">$3,439.53</TD></TR>
  </TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<!-- Field: Page; Sequence: 74; Options: Last -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 12pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->



<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="margin: 0; text-align: right"><FONT STYLE="font-size: 12pt">Exhibit C-2</FONT></P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 12pt/13.55pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: center">CERTIFICATE OF ASSISTANT SECRETARY</P>

<P STYLE="font: 12pt/11.15pt Times New Roman, Times, Serif; margin: 0; text-align: center">SANFORD C. BERNSTEIN FUND, INC.</P>

<P STYLE="font: 12pt/13.55pt Times New Roman, Times, Serif; margin: 0; text-align: center">BERNSTEIN FUND, INC.</P>

<P STYLE="font: 12pt/13.55pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: center">AB MULTI-MANAGER ALTERNATIVE FUND</P>

<P STYLE="font: 12pt/13.55pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: center">Regarding Fidelity Bond</P>

<P STYLE="font: 12pt/20.7pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">The undersigned, being the duly elected
and qualified Assistant Secretary of each of the Sanford C. Bernstein Fund, Inc. (&ldquo;SCB Fund&rdquo;) and the Bernstein Fund, Inc.
(&ldquo;Bernstein Fund&rdquo;), each a Maryland corporation, and of the AB Multi-Manager Alternative Fund, Inc. (&ldquo;MMA Fund&rdquo;),
a Delaware statutory trust, hereby certifies that the attached hereto is a true and complete copy of the resolutions that were approved
by the entire Board of Directors/Trustees (collectively, the &ldquo;Board of Directors&rdquo;) by written consent on May 13<SUP>th</SUP>,
2022 and that said resolutions have not been revoked or amended and are now in full force and effect.</P>

<P STYLE="font: 12pt/20.4pt Times New Roman, Times, Serif; margin: 0 0.35in 12pt 0; text-indent: 0.5in">IN WITNESS WHEREOF, the undersigned
has executed this Certificate of Assistant Secretary of the above-referenced Funds and Trust this 25<SUP>th</SUP> day of May, 2022.</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 49%; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="width: 5%; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 46%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 12pt">/s/ Nancy E. Hay</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 12pt">Nancy E. Hay</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 12pt">Assistant Secretary</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt"></P>

<!-- Field: Page; Sequence: 75 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt/13.8pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">RESOLVED, that the
Board of Directors hereby determines that participation by SCB Fund, Bernstein Fund and MMA Fund (together, the &ldquo;Funds&rdquo;) in
a joint fidelity bond underwritten by National Union Fire Insurance Company, Berkley Regional Ins. Co., United States Fire Ins. Co., and
Federal Insurance Company, covering officers and employees of the Funds (and employees of service providers to the Funds if and to the
extent such persons are included in the definition of &ldquo;Employee&rdquo; in the joint fidelity bond) in accordance with the requirements
of Rule 17g-1 promulgated by the Securities and Exchange Commission under Section 17(g) of the Investment Company Act of 1940, as amended
(the &ldquo;1940 Act&rdquo;), in the amount of $2,500,000 for SCB Fund, $2,500,000 for Bernstein Fund and $1,250,000 for MMA Fund is reasonable
in form and amount, after having given due consideration to the value of the aggregate assets of the Funds to which any such covered person
may have access, the type and terms of the arrangements made for the custody and safekeeping of such assets and the nature of the securities
in the Funds&rsquo; portfolios; and</P>

<P STYLE="font: 12pt/13.8pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">FURTHER RESOLVED,
that the Board of Directors, including a majority of the Independent Directors, hereby approves, ratifies and authorizes the payment by
the Treasurer of the Funds of an amount equal to approximately $9,600 as it relates to SCB Fund, $9,600 as it relates to Bernstein Fund
and $4,800 as it relates to MMA Fund, representing the respective portion of the 2022 annual premium on such joint insured fidelity bond
allocable to the Funds based on their coverage under such bond after giving due consideration to all relevant factors, including the number
of other parties named as insured, the nature of the business activities of such other parties, the $49,225,000 aggregate amount of coverage
under the joint insured bond, the aggregate 2022 annual cost of such bond of approximately $188,200, the ratable allocation of the cost
among all parties named as insured and the extent to which the share of the cost allocated to the Funds is less than the cost the Funds
would have to pay if they maintained a single insured bond with an aggregate limit equal to that of the joint bond; and</P>

<P STYLE="font: 12pt/13.8pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">FURTHER RESOLVED,
that the Board of Directors, including a majority of the Independent Directors, hereby confirms, ratifies and approves in all respects
the execution by the appropriate officers of the Funds of an agreement among SCB Fund, Bernstein Fund, MMA Fund and all of the other named
insureds under the joint fidelity bond, which agreement provides that in the event recovery is received under the bond as a result of
a loss sustained by one or more named insureds, each of SCB Fund, Bernstein Fund and MMA Fund shall receive an equitable and proportionate
share of the recovery, but at least equal to the amount which such Fund would have received had it maintained a single insured bond with
the minimum coverage required by paragraph (d)(1) of Rule 17g-1 promulgated under the 1940 Act; and</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt"></P>

<!-- Field: Page; Sequence: 76 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>

<P STYLE="font: 12pt/13.9pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">FURTHER RESOLVED,
that the respective Secretary and Assistant Secretaries of SCB Fund, Bernstein Fund and MMA Fund be, and each of them hereby is, designated
to make all filings with the Securities and Exchange Commission and to give all notices on behalf of each Fund required by paragraph (g)
of Rule 17g-1 promulgated under the 1940 Act.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt"></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"></P>

<P STYLE="font: 12pt/10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt/10pt Times New Roman, Times, Serif; margin: 0"></P>

<!-- Field: Page; Sequence: 78; Options: Last -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt/10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>image_080.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_080.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  H'!PD'!@H)" D+"PH,#QD0#PX.
M#QX6%Q(9)" F)2,@(R(H+3DP*"HV*R(C,D0R-CL]0$! )C!&2T4^2CD_0#W_
MVP!# 0L+"P\-#QT0$!T]*2,I/3T]/3T]/3T]/3T]/3T]/3T]/3T]/3T]/3T]
M/3T]/3T]/3T]/3T]/3T]/3T]/3T]/3W_P  1"  P %D# 2(  A$! Q$!_\0
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;3/M[US5>A@J<J=+EFK.YY.9UH5JW-3=U8__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>image_011.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_011.gif
M1TE&.#EA<0(" '< ,2'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E "'Y
M! $     +     !Q @( @         (T!'*)J\WO(IRRTFLSWKKS[X7@*);D
A::;HJK;LZ\;P+->P0>?VKO?\[PL"A\(B\6A,(I?* @ [

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>image_084.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_084.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" "" *$# 2(  A$! Q$!_\0
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MZC(P&& F;@\=]F#^- %1=36^^(USXC^'J07KFQ=KVU*[%OBDRHP1C]QL;6#
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M"S;LRK C>OR$%ATWD?4 ]&T_X@>'-5\2MH-A>FXNP67?'&3$64991)]TD#G
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M (:3&<#S'(/3.$4UWGAW1?L'@/3]&D;+)8+!(5P,MLPQ_,GFH/&.A3:C\/\
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M-<UXVUWKL%REG]I@4B*,"-2R1@\C'"DGD@>YSZ9#8VMO<SW$-M%'/<,&FD1
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:44#Z!1110(**** "BBB@ HHHH **** /_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>image_085.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_085.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" !R * # 2(  A$! Q$!_\0
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M_*O#OV<_#MY;VNIZ_-L%K<XMX1_$2A)8].G./S]*]XH **** "BBB@ HHHH
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MVUWY,)M&\SS=V-TIP<':H/TYYY->Z_$/Q9_PA?A"[U=4WS >5 N./-;(4GU
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MUY#$!@,Y&>!^%><>*-)L_ _QV\+/X>/V/^TI(_M4>3(2))2K_>SC<,_B#C%
M'T%117,>/_%D/@WP?>ZJTT:7.TQVBNA8/.02JD#MP2?8&@#Q7XTZV?%GQ"TK
MP=;C[.;2Y6!IV?*-)-Y>#M'90?KR:Y#Q_>V]QJND^$=*$3VFB 6D5Q#@BYD;
M;OEVKD9+>F2>]<3>7L]_J-Q?W#[[BXD::5P,?,QR3Q[FO2_@1X7.M^-_[2GM
MS)9Z6@FW%L 3'_5Y[GHQ_"@#Z*\%>&8O!WA.QT1)5E:!29)@@3S'8EB<?CCZ
M 4[Q;XJT_P *:)<W]U- 9HH6DBMFF5'FQCA0>O;I3/%GC/0_!MC'<ZS>&'S=
MPAC5"[2D8S@#TW#TKX^\5>+-8\8:M_:&LW EE52D:J@58TW$[0!VR3UR?>@!
MMU<ZCXR\4AY))Y[N^G"H'9I2@)X4=20H_05]E^$O#T7A3PO8Z+%+YRVJ%3+L
M";SDDDC\:\9_9Z\'Q,L_BN]MI/-1C#82%OEQ@B0@=S_#^)XK6^)/QMBT.>VM
M?"=W9WETKN+L2PLRQXX !R.<@^M 'M5%1V[,]M$S?>9 3]<5)0 445SWCCQ#
M#X7\&ZIJLDFQX82(B$W_ +QOE3CTW$?K0!X!\<]=GUWXA1>'K7SO*LO+A\H.
M6669_FW!!D9PX7IG@BO3_$VIV7PE^%L.FVODR7WD"WC$3+"[N5PT^ <]>I&3
MDC/K7D?PLM;%;W5?''B8$V>FGS8[AV.&O"P9>%Y8\YQTR14WABWUWXR_$.UU
M36+=)+.Q"+=O;XB5$RS(.2223G\!0!T?PFTQ?#_A/Q!X]UBW%Q=K"UQ;&\CV
MN2%8EED?GYRP&1UR.M<;X(B@T/P]JGQ"OKB.>[@D:VLK27&^69@N90S<Y3>#
ME<G@YQ7=_M$>*+ZSCLO#-K+&EE>0">X0+\Q"O\HSV&5S_P !KR7P1HMSXM\3
MZ-H#K+-8BY\V:)&"E(R5\U@>WRJOZ8H V--N!X?^'.K:M?F6XO\ Q+OLX/,Q
MN55*L\I+?,P.2,CC(YKW'X%:#)HOPYBFG1TGU"=[AD>,HR#.Q1SR1A-V?]KB
MO,/B2/\ A(OC+I'A2(>=IED]O:1VT7RE%.TR#=US@=?:OIE%6)%C4850 ![4
M 5]1NUT_3+N]92RVT+S,JG!(52<?I7S]\+3-\0/BYJ/BN^M\VULIEBBF!E6-
MB0$5688!7J.F.U:/QE\;WFKZC;^"_"UY'<O<R-;WL$2?O/-#8$>X\ $]<?W>
MO6O5O!'A/3O!_AZ&QTZV>$R*LMP7<LSRE0"3GZ8X Z4 =&2%&2<"OG/]H'QO
M'?72^$;:$$6DZW$\XD#!FV$!0!T(W'.:]M\9>*K3P=X:N=7NU9A&-D2A20TA
M!V@XZ D<FOD72]/U3XB^/#%'Y?V[4[B2>4CA4SEW(R>@&<#/H* 'V?A!KCX=
MZGXKENO*%K=QVL4!C_UI.-Q#'TR.!GH<U[5\/Y=,^%WP?_X2:^ GN-2=+AHT
M*K(ZDA41=Q^;:"6X]37$?&.*W\+6&@>"-+G;[+9VYGNMK;3/*Q&&D4<9^4D'
MDX;':N2O-6\1_$35[33+6'=A52TTRT8K!%L3!*(3A> 2?QH O:[XBUKXK^-[
M&T:22"&XN%AL[4DNEL#@%L 9/<DXZ#T'$>OZ)IM_X^LO".AVOV/[+,--FN9"
M6\^57*O<,,G ."<#@ =J]]^&7PNM?!VF_:=1@MKG63*SI,T2L;?JH"/UY')Z
M=37S%>MK-OXMNO.>=-9%XZ2%)/WGG%B&&X'KDD4 >U>,/B?8>!M%/@_PE;QF
M:&W1!J5M(GE_,H)D&W.7)ZY[]ZYKX8_"2Y\6W9U?7C-#8Q7 ,MO<1.LEUP&S
MN./E;)Y!S6EX!^ U[?,M]XI$NGQQ2J5M %9IE!.X-_=' ]<@FOHV.-8HUCC5
M510%55& H'0 4 *BA(U0=%  IU%% !7@?[17BS_1K#PQ:R9$C?:;HI*.@^XC
M ?7=S_LGZ>]LP12S' ')-?#?BO6Y/$OBK4]7D&&N9V<#>6PO10">P  'M0!M
M6FNS^(- T+P'IUM'9++>*MQ<)UNI'?"F15&2%R .O 'M7TMX)\%V?PX\+W4$
M<\=Q<-NGN+IT$9?"\ G^Z.<?4UP7P8^%$NELGB77[=1<E0UE;OM8(" 1(>N&
M]/3^6C\<?B#'HFB2>'-.N675;L#SMN08X"#G# C#' '?@F@#Y_\ %GBK4?&7
MB&XU:_D<LS'RHM^X01YX1?89_'DU]%>"_!5G\+?!&HZ_>PPZAJD=O)=M*D05
MD0)D1J6Y /4].OL*\V^#GPL7Q1,NOZOD:9;3CR8<*PNF4Y(;/\ . >.>17K'
MQM\1P:'\.[RS%PD=[J2^1!&029$RHDQCIA3W]: ///@O!_PF7Q&UGQ9K%NTM
MQ'^]@<@A$D8XX(P"57  /KGK7I7Q-^),7@*WLQ%:I>7=UOQ%YP4Q +PQ')Y;
M'/3 -<1X<\3Z-\(? ,.FWLWFZ]?PF_$,<.X+O4>6'8=1@#\S6/X.\)ZY\6?%
M<?C/Q/L33$=0J*,I+Y;+^Z",20A^?)YYSZT ;GP0\$27)N/&6O*;F]N7/D"[
MA)=&R&\[<P^\>,$=L\\U[I4<$$=M!'!"B1Q1J$CCC7:J*!@ #L *DH ^:_CQ
MXIUJX\5R>$XI =-"1.MO'$"TDA&0<]<YX 'ZUV7P;^%<?A^TMO$NKH_]L2H6
M@BW$""-U'WEP#OP6SZ9QUKIM4^'SZA\6=,\9&_C2"SM_+-MY9+,XW '.<8^?
M]!Z\=V!B@#Q/XO?"C6O%_BBUU;1&MVW6PAG2>79M*DX(XZ$']/>ND\ _![1?
M"$UGJLK27.MPH09O-/EJQ!4E%P.JG'.>M>D,NX4H&* $ QT-<7/\)O!5UK$^
MJW&C^9>33>>SFXEQYA.2V V.3SCI7:T4 (!@GFEHHH **** &R M&RC@D8SZ
M5\[?#[X%7$NL3W/BZ&-M.BWQI!',P,T@8KDXP0O!/4$Y!Z5]%$ ]1THQ^= $
M=M;Q6EM';P($BB0(BCLH& /R%?.7QF\-:CK'Q=TZWM[5BE_#! DVUE0ON;(+
M<C.%)^G:OI*D**<94'!R,CH: ,CPSX9TWPEHD.DZ5&Z6T1+9D<LS,>K$^I]L
M#VKR']I6"5]/\/3+&YBCDG#N%)521'C)Z#.#7NP&!@4UXTD4K(H93U##(- '
MRKX.\&>(_BCK%GJ&N-+_ &3;1QVSW! A8P@-M$?RX;D8SSUYKZ7\/^'=-\+Z
M-#I.E0M#:0DE59RQ))R22?4\_P JTUC1%"HH51T4# IU !1110 A^^/H:6BB
H@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@#__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>image_086.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_086.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" "! *(# 2(  A$! Q$!_\0
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M0>E%9NO:K%H6@W^J3L!':P-+SW(' _$X% 'BGQ7UNY\7^,['P9HSM)'%($N
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MI_ U] ,JN@5E5E(Y7&1BO"/"&AZ;;?M&ZO;V8C^S64,D\,8/RI(P0$#Z;VH
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9110 4444 %%%% !1110 4444 %%%% '_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>image_082.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_082.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  H'!PD'!@H)" D+"PH,#QD0#PX.
M#QX6%Q(9)" F)2,@(R(H+3DP*"HV*R(C,D0R-CL]0$! )C!&2T4^2CD_0#W_
MVP!# 0L+"P\-#QT0$!T]*2,I/3T]/3T]/3T]/3T]/3T]/3T]/3T]/3T]/3T]
M/3T]/3T]/3T]/3T]/3T]/3T]/3T]/3W_P  1"  P %D# 2(  A$! Q$!_\0
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MX4T.]TB]NY+M8PLP 7:^>Y-5/^%AQ?\ 0/D_[^C_  H_X6'%_P! ^3_OZ/\
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<\],^WO7-5Z&"IRITN6:L[GDYG6A6K<U-W5C_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>image_020.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_020.gif
M1TE&.#EA!P ' '< ,2'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E "'Y
F! $     +      '  < @         (,1(P'RZN9U'OM6%   #L!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>image_087.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_087.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  Q /$# 2(  A$! Q$!_\0
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MTDB_O;@CIC/7OTX'OQ7?:'\,?"/A\I)::/#+.AR)KG]ZV?7G@?@*ZT   #@
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MN%GC9S(_][>!SQCTKV@(%4 < #  Z"LN[\,:!?S-->:+I\\K#!>2V1B?Q(H
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MM-L=-B\JQLK>UC_NPQ*@_05:H \=C^%7B3Q9/;W'C[Q(T\,9++96N %/^]@
M=.PS[UZAHFA:9X=TY;'2;1+6V!W;%'4]R2>2?K6E10 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
-10 4444 %%%% '__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>image_090.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_090.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  [ /8# 2(  A$! Q$!_\0
M'P   04! 0$! 0$           $" P0%!@<("0H+_\0 M1   @$# P($ P4%
M! 0   %] 0(#  01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$  P$! 0$!
M 0$! 0        $" P0%!@<("0H+_\0 M1$  @$"! 0#! <%! 0  0)W  $"
M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,!  (1 Q$ /P#W^BBB@ HH
MHH **** "D)&#03S7,>(]8O'']DZ&X&HW+^2+@C*P'&6/N57G';CUQ0!=MM7
MFOO$ES8VD<;6-DFVZN"3GSSR(T[<#EO3('K45CJEUJVNW L]BZ39[H9)2,FX
MG[A#V5.A/<\=JR[R4:3%8^#_  _O^VSJ1+<GYC;1]9)G/=SGC/5F!Z5U.GZ?
M;Z9I]O8VB;(($"(O4X'<^I[D^M %L=**** "BBB@ HHHH **** "BBD8[1F@
M"*YN8+.VEN;F5(H(D+R2.<!5'))-9F@Z_;:[9Q7<<;VZW!9[9)B!)-$#@2!>
MH4]>?4>M<CKM^/'NH-HVER1-H5C()-6O)"?)E*\K$O\ ?7C<V#C@#-;/A'2(
MFNKCQ%*KM/>*(K=Y?OBW7[OLNX_-@< ;1VH ZZBBB@ HHHH **** "BBB@ [
MT4=Z* "BBB@ HHHH *9+(L<;.SJJJ,LS'  ^M9UY>:I%=M%:Z4D\6!MF:Y"#
M/?<,9XXZ9K*O'B2>--:N!>W;'=%IMI&2OU*]6_WGP/84 79+R;4D=X9C::8B
MEI+QOE:11UV9^ZO^T?P]:YW2;S[;!/JNFHMK8F,A+V1?DM[<<_NP>7=C\Q/3
MIUQBK0M[_P 6:CY6HLD.BVS?OK.([EGD'1'?^(+U8+\N<#G!JYJ-W:W-R8IY
M$BT:P95FXXGF'W8E ZA>"0.IP.QH E\*Z2MM#+J4D;K/>895D.72/JH8]V.=
MS'U..PKHZS-%UJ#6[66X@AN(ECF>$B=-I+*<$CV_^O6ED4 +11FC.* "BN4\
M2>([NSAO!I:P[K10'FG4LK3-]R%%4@L[$CV&1726K2O:PO<(L<[(#(BG(5L<
M@'ZT 3T444 %%)FH+R*2>V:.&X:VD;I*JABOT!XH @U'5;;3%3SW8R2';%#&
M-TDI]%4<G^5<GJOVK7Q<R:M.]GH5CE[JV@?F<KSY3./O?[07C/RY/-:\]A!H
M\/\ H6^75;UA EU<-OD)/5B3T"@$X&!QTK&UR1WU33/!VB1[GB075S(XW)"H
M/R-)ZDMEL=ROIF@ TVP>^@30O+6.,N+K6/+&U5+8*6HQ_LA0<=%7'\5=X%
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M RS1*>9"<X'/1<GKBK&I_#:"YU--1L]0F$YD26XAO@;BWN&4$*[)D?,,Y'.
M>U '6Z1JL6LZ9#J$$4\<$PW1B>,HS+GAMIY /49[&KQ; )/0=ZX_4/!^J7%U
MIU_;^(9O[0M9S(\ERA>)E*E2JQ*RJ.N1G/(K43PU!*RR:G<W6IRCO</B,'VC
M7"_F#0!H2:K9QML$OFR?W(07/Z=*07-Y*?W-GL7^].^/T&3_ "JU%#% @2&)
M(U_NHH J2@#.-I>S.IFU%HU&<I;QA0?Q.32OHME,H%RCW./^>\C/^A.*T**
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6ZF@"6BBB@ HHHH **** "BBB@#__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>image_091.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_091.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" ,3 H$# 2(  A$! Q$!_\0
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MP!53T'S5L0^'-8MTUZ+1O"]SI&GW366RTCGMX6EAC/[Y5:.4[9'!(W$C('+
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M.QD954 LHY;))XS@X .FHJGI.IP:SH]EJEJ)!;WD"3QB1=K;6 (R/H:R]?\
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MZ8$^\85VD%B1NW;U.3SD 5T?_"">#_\ H5-#_P#!=#_\31_P@G@__H5-#_\
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MX/\ ^AKT/_P8P_\ Q5=!10 4444 %%%% !1110 4444 %%%% !1110 4444
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M((YS4E !1110 454L=5T[4_._L^_M;OR',<OV>99/+<?PM@G!]C5N@ HHHH
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M_CU'_"&Z7_S]:Y_X/;W_ ./4 =!17/\ _"&Z7_S]:Y_X/;W_ ./4?\(;I?\
MS]:Y_P"#V]_^/4 =!17/_P#"&Z7_ ,_6N?\ @]O?_CU'_"&Z7_S]:Y_X/;W_
M ./4 =!17/\ _"&Z7_S]:Y_X/;W_ ./4?\(;I?\ S]:Y_P"#V]_^/4 =!17/
M_P#"&Z7_ ,_6N?\ @]O?_CU'_"&Z7_S]:Y_X/;W_ ./4 =!17/\ _"&Z7_S]
M:Y_X/;W_ ./4?\(;I?\ S]:Y_P"#V]_^/4 =!17/_P#"&Z7_ ,_6N?\ @]O?
M_CU'_"&Z7_S]:Y_X/;W_ ./4 =!17/\ _"&Z7_S]:Y_X/;W_ ./4?\(;I?\
MS]:Y_P"#V]_^/4 =!17/_P#"&Z7_ ,_6N?\ @]O?_CU:]C8Q:=:K;P/<.BG(
M-Q<23O\ BSL6/YT 6:*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MC_A!/!__ $*FA_\ @NA_^)KH** .?_X03P?_ -"IH?\ X+H?_B:/^$$\'_\
M0J:'_P""Z'_XFN@HH Y__A!/!_\ T*FA_P#@NA_^)H_X03P?_P!"IH?_ (+H
M?_B:Z"B@#G_^$$\'_P#0J:'_ ."Z'_XFC_A!/!__ $*FA_\ @NA_^)KH** .
M?_X03P?_ -"IH?\ X+H?_B:/^$$\'_\ 0J:'_P""Z'_XFN@HH Y__A!/!_\
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M=<_\$5[_ /&:Z"B@#G_^$RTO_GUUS_P17O\ \9H_X3+2_P#GUUS_ ,$5[_\
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M,UT%% '/_P#"9:7_ ,^NN?\ @BO?_C-'_"9:7_SZZY_X(KW_ .,UT%% '/\
M_"9:7_SZZY_X(KW_ .,T?\)EI?\ SZZY_P""*]_^,UT%% '/_P#"9:7_ ,^N
MN?\ @BO?_C-'_"9:7_SZZY_X(KW_ .,UT%% '/\ _"9:7_SZZY_X(KW_ .,T
M?\)EI?\ SZZY_P""*]_^,UT%% '/_P#"9:7_ ,^NN?\ @BO?_C-'_"9:7_SZ
MZY_X(KW_ .,UT%% '/\ _"9:7_SZZY_X(KW_ .,T?\)EI?\ SZZY_P""*]_^
M,UT%% '/_P#"9:7_ ,^NN?\ @BO?_C-'_"9:7_SZZY_X(KW_ .,UT%% '/\
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M^_UE_P#)%'_"0ZI_T)FN?]_K+_Y(KH** .?_ .$AU3_H3-<_[_67_P D4?\
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M1110 455U#4(=,M?M$Z7+IN"XMK62=\G_9C5FQ[XJU0 4444 %%%% !1110
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M;JH.1\P\N)#GC'7')XZ8I_\ "/:I_P!#GKG_ 'YLO_D>N@HH Y__ (1[5/\
MH<]<_P"_-E_\CT?\(]JG_0YZY_WYLO\ Y'KH** .?_X1[5/^ASUS_OS9?_(]
M'_"/:I_T.>N?]^;+_P"1ZZ"B@#G_ /A'M4_Z'/7/^_-E_P#(]'_"/:I_T.>N
M?]^;+_Y'KH** .?_ .$>U3_H<]<_[\V7_P CT?\ "/:I_P!#GKG_ 'YLO_D>
MN@HH Y__ (1[5/\ H<]<_P"_-E_\CT?\(]JG_0YZY_WYLO\ Y'KH** .?_X1
M[5/^ASUS_OS9?_(]7+;PUH-E=-=6FB:;!<,_F-+%:HKEN?F) SGD\^YK4HH
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M )'KH** .?\ ^$>U3_H<]<_[\V7_ ,CT?\(]JG_0YZY_WYLO_D>N@HH Y_\
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M^;+_ .1Z/^$>U3_H<]<_[\V7_P CT =!17/_ /"/:I_T.>N?]^;+_P"1Z/\
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M'/7/^_-E_P#(] '045S_ /PCVJ?]#GKG_?FR_P#D>C_A'M4_Z'/7/^_-E_\
M(] '045S_P#PCVJ?]#GKG_?FR_\ D>C_ (1[5/\ H<]<_P"_-E_\CT =!17/
M_P#"/:I_T.>N?]^;+_Y'K7L;:6TM5AFOKB]<=9KA8PY^NQ57]* +-%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 450UK4AH^B7NH^5YIMH6D$>[;N(' SS@9[XXK"U/Q
M+>^$-+-WXE>SNU=PL<ECY=ICY22I6XGPQX.-K$G/W1C) .LHKD[WX@Z38'43
M-%,L=EY0,C2P()#)C9@-(&4'/WG"+P>>*V=$UZQU_1(]6LW_ -&?>"2RMM*,
M5894E3@J>5)!Z@D$&@#3HKE!X\MO)1SHVK*TXB:TC*1!KI9&VHR_O,+SC(<H
M1N&0.<7=3U#59=2M-+THVMI<RV[W4DM["9@JJ578$1URQ+\G=@;>AR, &]17
M%W'CZ+1H&?6H$4_;);;-O/$H79MSQ+(K2'YC]Q2>/N@D R2>.X+,3B:QO[OR
M)+@RR6L"!88HYVB+$-(2V,?PY+=0HZ  ["BN0U#XAZ?I5D+G4+"[M=L[P313
M36R/$RJK=#-^\RK@@1[SVQGBEU'Q[%96^IRQZ-J$HLTN2CL8DCG>#[ZJ=Y8<
M G)7& <9/RD ZZBN6\0>)=2TW3M$N[73")+RZV7%K/AI%B6"65PNQBI?$7')
M!SCOD4S\1+&TCADO51X;J]E@MIH9X4!1750VV20._# G8K?3D @':T5Q\WQ!
MMHC.1H>L211"Y82HD.UTMWV3.,R X4D=0"V?E!J:U\?Z3?:_=Z+9I+<7D"R[
M$26',SQ_>15,F]3G(!=44XZXP2 =512 Y .,>QI: "BBB@ HHHH \_\ ^%6?
M]3[XY_\ !Q_]A1_PJS_J??'/_@X_^PKT"B@#S_\ X59_U/OCG_P<?_84?\*L
M_P"I]\<_^#C_ .PKT"B@#S__ (59_P!3[XY_\''_ -A1_P *L_ZGWQS_ .#C
M_P"PKT"B@#S_ /X59_U/OCG_ ,''_P!A1_PJS_J??'/_ (./_L*] HH \_\
M^%6?]3[XY_\ !Q_]A1_PJS_J??'/_@X_^PKT"B@#S_\ X59_U/OCG_P<?_84
M?\*L_P"I]\<_^#C_ .PKT"B@#S__ (59_P!3[XY_\''_ -A1_P *L_ZGWQS_
M .#C_P"PKT"B@#S_ /X59_U/OCG_ ,''_P!A1_PJS_J??'/_ (./_L*] HH
M\_\ ^%6?]3[XY_\ !Q_]A1_PJS_J??'/_@X_^PKT"B@#S_\ X59_U/OCG_P<
M?_84?\*L_P"I]\<_^#C_ .PKT"B@#S__ (59_P!3[XY_\''_ -A1_P *L_ZG
MWQS_ .#C_P"PKT"B@#S_ /X59_U/OCG_ ,''_P!A1_PJS_J??'/_ (./_L*]
M HH KV%K]ATZVL_M$]QY$21>=</ODDV@#<[=V.,D]S5BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@"*XMX;NVEMKF))H)D,<D;KE74C!!!Z@BL-O!.
MAO;B%TOVQTD;4[DR[<8V>9YF[9_L9V]\9KH:* ,-_".CRO(\D5T[N@16:^G)
MB *G]U\_[KE%/R;?NCTK4L[**QLTM(FF>) 0#<3O,YR<\NY+'KW)JQ10!B6G
MA'1;$J8;:4[&C:/S+F63R_+.45-S'8H)X5<+[5:U30K#66@>[2<2P;O*FM[F
M2WD4-C< \;*VTX&1G!P..!6C10!@7'@O0;F,1M:2QQ_."L%U+$&#XW*P1AN4
M[5^4Y QTJS_PC6D8N!]DXN5D67]X_P PDD,C]^,L2>/PXK6HH Q-0\(Z+JDD
MLEU;S;IBYE,5U+%Y@945E;8PW*1&@*GCCI4\OAW2IH)(9+0-'(T[.I=L$S9\
MSOWW'Z9XQ6I10!131[)(]/0I+)_9\GF6S2SO(RML:/)9B2WRNP^8GK["LL>!
MO#R(J164L,:O))L@NYHU8N^]@P5P&7=R%.0.P%=%10!E?\(YI)A:+[)\C17,
M1'F/]RX</*.O\3 'V[8I$\-Z=%<7,T1O8C<*RR)%?SI&-P^9E0.%1CUW* V2
M3G)S6M10 @& !Z>M+110 4444 5[Y+R2SD6PG@@NCC9)/"947D9RH92>,_Q#
MUYZ5C_8_&'_0=T/_ ,$TW_R57044 <_]C\8?]!W0_P#P33?_ "51]C\8?]!W
M0_\ P33?_)5=!10!S_V/QA_T'=#_ /!--_\ )5'V/QA_T'=#_P#!--_\E5T%
M% '/_8_&'_0=T/\ \$TW_P E4?8_&'_0=T/_ ,$TW_R57044 <_]C\8?]!W0
M_P#P33?_ "51]C\8?]!W0_\ P33?_)5=!10!S_V/QA_T'=#_ /!--_\ )5'V
M/QA_T'=#_P#!--_\E5T%% '/_8_&'_0=T/\ \$TW_P E4?8_&'_0=T/_ ,$T
MW_R57044 <_]C\8?]!W0_P#P33?_ "51]C\8?]!W0_\ P33?_)5=!10!S_V/
MQA_T'=#_ /!--_\ )5'V/QA_T'=#_P#!--_\E5T%% '/_8_&'_0=T/\ \$TW
M_P E4?8_&'_0=T/_ ,$TW_R57044 <_]C\8?]!W0_P#P33?_ "51]C\8?]!W
M0_\ P33?_)5=!10!S_V/QA_T'=#_ /!--_\ )5'V/QA_T'=#_P#!--_\E5T%
M% '/_8_&'_0=T/\ \$TW_P E4?8_&'_0=T/_ ,$TW_R57044 <_]C\8?]!W0
M_P#P33?_ "51]C\8?]!W0_\ P33?_)5=!10!S_V/QA_T'=#_ /!--_\ )5'V
M/QA_T'=#_P#!--_\E5T%% '/_8_&'_0=T/\ \$TW_P E4?8_&'_0=T/_ ,$T
MW_R57044 <_]C\8?]!W0_P#P33?_ "51]C\8?]!W0_\ P33?_)5=!10!S_V/
MQA_T'=#_ /!--_\ )5'V/QA_T'=#_P#!--_\E5T%% '/_8_&'_0=T/\ \$TW
M_P E4?8_&'_0=T/_ ,$TW_R57044 <_]C\8?]!W0_P#P33?_ "51]C\8?]!W
M0_\ P33?_)5=!10!S_V/QA_T'=#_ /!--_\ )5'V/QA_T'=#_P#!--_\E5T%
M% '/_8_&'_0=T/\ \$TW_P E4?8_&'_0=T/_ ,$TW_R57044 <_]C\8?]!W0
M_P#P33?_ "55BQMO$D=Y&U_JNE3VHSOC@TR2)VX.,,9V YQ_"?3CK6Q10 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 45!>3R6UI)-#:37<BCB" H'?GL
M795_,BL;_A(=4_Z$S7/^_P!9?_)% '045S__  D.J?\ 0F:Y_P!_K+_Y(H_X
M2'5/^A,US_O]9?\ R10!T%%<_P#\)#JG_0F:Y_W^LO\ Y(H_X2'5/^A,US_O
M]9?_ "10!T%%<_\ \)#JG_0F:Y_W^LO_ )(H_P"$AU3_ *$S7/\ O]9?_)%
M'045S_\ PD.J?]"9KG_?ZR_^2*/^$AU3_H3-<_[_ %E_\D4 =!17/_\ "0ZI
M_P!"9KG_ '^LO_DBC_A(=4_Z$S7/^_UE_P#)% '045S_ /PD.J?]"9KG_?ZR
M_P#DBC_A(=4_Z$S7/^_UE_\ )% '045S_P#PD.J?]"9KG_?ZR_\ DBC_ (2'
M5/\ H3-<_P"_UE_\D4 =!17/_P#"0ZI_T)FN?]_K+_Y(H_X2'5/^A,US_O\
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M$S7/^_UE_P#)% '045S_ /PD.J?]"9KG_?ZR_P#DBC_A(=4_Z$S7/^_UE_\
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M^9  1A5):,L/F7#$9HNOB/)Y,3Z=HDUTTNP*I\XD/Y0D="(H9&!4-&/NXRS
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M\J26"<1W)DVRH^W"G8-RD9.3M(/&WK@ UJ*** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH CF@AN8C%/$DL9()1U# D'(X
M/N :9]AM#:S6OV6#[/-O\V+RQLDWDE]PZ'<2<YZY.:GHH IVVDZ;9Q+%:Z?:
M01JRNJQ0JH#*H52 !U"@ >@ %00>'=(L[.\MK#3K2Q2\4K.;2!(B^01DX')Y
M/6M.B@#$@\'^'(-)&EC0].>SW*[Q/:1E9' QO8;<%L=\9J\VD:8UI-:-IUH;
M:90DL)@78Z@!0&7&"   ,]@!5VB@"A9Z/9V.HW-] FV6>**$@ !4CC!VJH X
M W,?Q^E2+I>GJ) MA:@2 AP(5^8%BYSQS\S,WU)/4U;HH I3:/IES%=Q3Z=:
M2QWA#7*/ K"<@  N"/FP !SZ"D71=*2T-HFF62VQA^SF$0*$,7/R;<8V\GCI
MS5ZB@"A-H>D7%];WTVEV4EW;*%@N'MT,D0'0*Q&5 R>GK2V&BZ5I3ROIVF65
MF\QW2M;P+&7/JVT#/XU>HH S[70='L;P7EII-A;W0B6$316R(XC  ";@,[0%
M4 =, >E-/A[1#=W%T='T\W-R")YOLR;Y0>H8XRWXUI44 0+8VB2+(MK KJ[2
M*PC (9OO,#ZGN>]5++P]HNFOOL='T^U?S/-W06R(=^UEW<#KM=AGKAB.YK2H
MH S4\/:+'=SW::/IZW-PP::86R!Y&#!@6;&20P#<]P#4SZ5ITES#<OI]JUQ
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M_0"T/_P<S?\ R+7044 <_P#;/&'_ $ M#_\ !S-_\BT?;/&'_0"T/_P<S?\
MR+7044 <_P#;/&'_ $ M#_\ !S-_\BT?;/&'_0"T/_P<S?\ R+7044 <_P#;
M/&'_ $ M#_\ !S-_\BT?;/&'_0"T/_P<S?\ R+7044 <_P#;/&'_ $ M#_\
M!S-_\BT?;/&'_0"T/_P<S?\ R+7044 <_P#;/&'_ $ M#_\ !S-_\BT?;/&'
M_0"T/_P<S?\ R+7044 <_P#;/&'_ $ M#_\ !S-_\BT?;/&'_0"T/_P<S?\
MR+7044 <_P#;/&'_ $ M#_\ !S-_\BT?;/&'_0"T/_P<S?\ R+7044 <_P#;
M/&'_ $ M#_\ !S-_\BT?;/&'_0"T/_P<S?\ R+7044 <_P#;/&'_ $ M#_\
M!S-_\BT?;/&'_0"T/_P<S?\ R+7044 <_P#;/&'_ $ M#_\ !S-_\BT?;/&'
M_0"T/_P<S?\ R+7044 <_P#;/&'_ $ M#_\ !S-_\BT?;/&'_0"T/_P<S?\
MR+7044 <_P#;/&'_ $ M#_\ !S-_\BT?;/&'_0"T/_P<S?\ R+7044 <_P#;
M/&'_ $ M#_\ !S-_\BT?;/&'_0"T/_P<S?\ R+7044 <_P#;/&'_ $ M#_\
M!S-_\BT?;/&'_0"T/_P<S?\ R+7044 8"W?BXL-VAZ(%SR1K$I./_ 6MY"Q1
M2X ?'S!3D ^QXS2T4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M17G_ /Q=_P#ZD;_R;H_XN_\ ]2-_Y-T >@45Y_\ \7?_ .I&_P#)NC_B[_\
MU(W_ )-T >@45Y__ ,7?_P"I&_\ )NC_ (N__P!2-_Y-T >@45Y__P 7?_ZD
M;_R;H_XN_P#]2-_Y-T >@45Y_P#\7?\ ^I&_\FZ/^+O_ /4C?^3= 'H%%>?_
M /%W_P#J1O\ R;H_XN__ -2-_P"3= 'H%%>?_P#%W_\ J1O_ ";H_P"+O_\
M4C?^3= 'H%%>?_\ %W_^I&_\FZ/^+O\ _4C?^3= 'H%%>?\ _%W_ /J1O_)N
MC_B[_P#U(W_DW0!Z!17G_P#Q=_\ ZD;_ ,FZ/^+O_P#4C?\ DW0!Z!17G_\
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M#!^5"QX/'!J.V\=^'KQ-*DM;NXGCU4E;*2*QG=92"P(W!,*1L8D-C !)P.:
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MY\+G<-V&+%P2P)8#. <FG>/;._U+2[.QM=(FU&WENE:Z-M<K#/ B@LLD3,Z
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M #]:Y_X/;W_X]0!T%%<__P (;I?_ #]:Y_X/;W_X]1_PANE_\_6N?^#V]_\
MCU '045S_P#PANE_\_6N?^#V]_\ CU:FFZ9!I5NT%O)=NC.7)NKN6X;. .&D
M9B!QTSCKZF@"Y1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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MF[[N5R1Z##,WQUKVH^'+2QN[34-)M(9[N*U<ZC S*-[<OO$J!0JAC@@YQU%
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M;>>QHH X;_A KY;.:WCUFV!NUD6\9K G=NN)9QY8\S]WAIF'.[( Z8J>_P#
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M  17O_QFC_A,M+_Y]=<_\$5[_P#&:Z"B@#G_ /A,M+_Y]=<_\$5[_P#&:/\
MA,M+_P"?77/_  17O_QFN@HH Y__ (3+2_\ GUUS_P $5[_\9H_X3+2_^?77
M/_!%>_\ QFN@HH Y_P#X3+2_^?77/_!%>_\ QFC_ (3+2_\ GUUS_P $5[_\
M9KH** .?_P"$RTO_ )]=<_\ !%>__&:/^$RTO_GUUS_P17O_ ,9KH** .?\
M^$RTO_GUUS_P17O_ ,9K4TW4X-5MVGMX[M$5RA%U:2V[9P#PLBJ2.>N,=?0U
M<HH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH 0D $DX Z
MDUSMEXPM)=.GO;V&6V"3*D4:(\\DR2 -$RHB[B64Y*@':58<A2:VM1LDU+3;
MFQDEEB2XB:)GB;#J&&#@X.#SUK!?P)HT4WG:3&=%E^1@VFQ11@.I;#[2A4MA
MW7D'AC[$ %8_$*P&DPW0MYVN9GPMNL4IV(9VA5I'"8CW%6(#XR00.0:T'\:Z
M$D#S">[D19GAS%87$A9DSOVA4)95*D,PR >"02*J#P%9K&L<>JZFD9"_:%#1
M8N-LKS+OS'D8>1ON;<C .<"G:IX!TG5=-M;*=I,6LTLT<CPP3$>:Q9QMEC=,
M9/7;D8'/7(!>D\6Z-&MRWG7$D=L45Y(;.:1&9RH5494(D8EUX0D\UIV]W'>(
M?*$Z?*K9E@>,X89'WP.?4=CP<'BN<E\!V<KWC?VA<K]J@6V=5M;38(UVX4J8
M-K@!0!O#;02%QDU9N[:72M*CTV&PUK5[9X! 1;7$,3PJJA<[VDB;+=<@GD'[
MO H \VTSQIXBU"6STF?7+RWO+W45EL+A8;;=<:<[/EF!BV[D6%^0!]]3@CBM
M7PE>^+?$>E&_NM>UO3H(HDN3//:V92ZC<.V(@(?EPHC.XD\D@H*T!H&G+!8P
MCP!XD L$DCM'_M2'?"CJ%95?[9N P,8S@<XQDTZUT6SLVMC%X%\4LMI&T5ND
MVKQ2I"K(8R$5[PA?D)7@<#I0!R_ACXB:WXL&C>'+6_NHM3D,%Q<ZHL<),L)2
M1I@J&/8H1@L8.#\WT.?9;J"6>SDABNI;:5EVK/&JET/J P*Y^H(KBM*L+31+
MRWN].^'>LP3VUF+&)Q<VAVP[R^WFY/\ $22>ISR:V9]<U*X@DA?P=KX212C&
M.YLT8 C'#+<@@^X((H X9=?\8Q:+<7MUJDJ#0I9+.[D"6Y&IW1F"Q@ 1GRX@
M&3<>&^8C&5+&UXTU?Q-X6C9(O$%S=3SZ;<7+".U@'V:6,H$*#RS^[9W";7W-
MC&&SDUIVFFVUG87UBG@3Q)+:7^[[3#=:E!.KEB2QQ)=MAB3DD8)/>HIM$L;B
MSDM9O ?B>1975I)&U:(RR;?NJTGVS>54\A2=H/(&>: ,+6/$VO06&L2:/XCU
M:Y73K1//:[T^&&:.[D=1%&L30*Y5@Q)RG/R[6SFNK\!:IJVMSZI=W]_<K#:S
M&R33;J&)9XF3!\V9D11O<$$*OR@="QY%+4='L]5ECEO/ GB9Y4ACA\Q=5A1G
M6-MR;RMX"Y5N0S9.><YJ>2&YB;4KG3?"?B2RU"_@6&6Z%[;2'Y5"!]K7>TR!
M0 '(SQSGD$ [RN0^(VH:UI_A^V_X1VY>'5[B\B@MEV(R2L<DJX93QM5CQ@Y
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MS7/^_P!9?_)% '045S__  D.J?\ 0F:Y_P!_K+_Y(H_X2'5/^A,US_O]9?\
MR10!T%%<_P#\)#JG_0F:Y_W^LO\ Y(K4TV]GOK=I;C3+O3W#E1%=-$S$8'S#
MRW<8YQUSP>.F0"Y1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1535-0ATG2[K4)U=HK>,R,L8RS8'09QR>@K+'B&XT^ 'Q#8+9S2.%@BL'
MDOC+P2<*D8?*X.?EP!CDYX -^BL"/QKH$UPD,-Y+,TBJRO#:RNAW1^8HWJI7
M++R!G)/ !/%,L/&VD7]AIUX(]1ABOPGE--ITZJI8@*&?847)( );!SP30!T5
M%<W-XYT>*:"-(]3F$US]E22'39VC9L,<J^S#K\AY0MV/3FM._P!;LM-T6ZU:
MZ,L=K;*Y??$RL=I*X"L 3DC _O9!&00: -&BN63Q!XD75+*"X\,0PVEW'-)]
MH^WEOLVQ<J)P(MJ%B0/E9@,-@G'.':?$V[NO"NMZO_84,<^ELC>0U\VVXA=0
M4D1_*S\_\(*C/'(H ]%HKDU\5ZC!J6H:;J.G:=;W-KIYOP\6I-)"J@X(E8PJ
MT?J#M;(#>E3^"?%<OB[1YKNXTUM-N8)S#);/+O*_(KJ<[5(RK@X(!% '2T5C
M>*]:N/#OAN]U>WM(KLVD9E>&2<Q;E YP0C?-TP,=^HJ+5=:U'1O"5QJ]Y862
MWD";VM5O',9YP%$GE9+'@ ;.6('O0!O45PLGQ O/^$&M_$$/A]WN"]PMW:/<
M$+:" 2F0O($./]5@9 R645):^-=8DO5TZY\-K%J%PJ-9(EXS12J4WR,TC1+M
M5,H"5#_,X !H [:BN"C\>ZO/K4.BPZ!9#4OM,UK/'+J3*B,D8E#*PA)9"C)S
M@$%L%>Y2S\>ZQJ6IVVG66@Z<\\KW,;.VJL(]T# ,598#N0[TP< [MRD#;D@'
M?45YG+\5IHI+%&TW2XEN_/5))M5<*[Q2B(B/9 QD#%AM(&3AL@8Y[W1[G4KO
M3EFU73H]/NR[AK=+@3@ ,0#O '4#/3@$9YR* +]%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%8-YXI@LM<_LV2PO617ACDNU\ORHWF;;
M&I!?><M@<*0,\D#)H WJ*PM,\8:!JFC'5(M4M(K>.))+@2W$:FV#C*B7YB$/
MU-63XDT)?LF[6M.'VS;]FS=)^_W' V<_-DC Q0!J45GC7='-Q=0#5;'SK3'V
MF/[0FZ'/ WC.5_&M"@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M 4$RR3N7^4 '(Y(&-H&*])HH X'Q;K_AWQ'HKZ9:>._#5G',1YS331S%@&#
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M ,57044 <_\ \)WX/_Z&O0__  8P_P#Q5'_"=^#_ /H:]#_\&,/_ ,57044
M<_\ \)WX/_Z&O0__  8P_P#Q5'_"=^#_ /H:]#_\&,/_ ,57044 <_\ \)WX
M/_Z&O0__  8P_P#Q5'_"=^#_ /H:]#_\&,/_ ,57044 <_\ \)WX/_Z&O0__
M  8P_P#Q5'_"=^#_ /H:]#_\&,/_ ,57044 <_\ \)WX/_Z&O0__  8P_P#Q
M5'_"=^#_ /H:]#_\&,/_ ,57044 <_\ \)WX/_Z&O0__  8P_P#Q5'_"=^#_
M /H:]#_\&,/_ ,57044 <_\ \)WX/_Z&O0__  8P_P#Q5'_"=^#_ /H:]#_\
M&,/_ ,57044 1P3PW5O%<6\L<T$J!XY(V#*ZD9!!'!!'.:RD\-6'_"3SZ]/;
MVT]XZ1I!(\"F2 *&!VN>1G=VQ^-;-% ''1^!GMK'2X[748ENM.MH(89)+7>C
M/&2=S('!(.X\!@0<'/%.B\#[;>\66^1Y[RWECED6VV@/).\S,J[C@;GP%R3P
M,DGFNOHH Y#2O!4VCZY=:C;ZC&^[SS;K.MQ(83+()'X,_EX)'\*(>ASP<W_^
M$AU3_H3-<_[_ %E_\D5T%% '/_\ "0ZI_P!"9KG_ '^LO_DBC_A(=4_Z$S7/
M^_UE_P#)%=!10!S_ /PD.J?]"9KG_?ZR_P#DBC_A(=4_Z$S7/^_UE_\ )%=!
M10!S_P#PD.J?]"9KG_?ZR_\ DBC_ (2'5/\ H3-<_P"_UE_\D5T%% '/_P#"
M0ZI_T)FN?]_K+_Y(H_X2'5/^A,US_O\ 67_R17044 <__P )#JG_ $)FN?\
M?ZR_^2*/^$AU3_H3-<_[_67_ ,D5T%% '/\ _"0ZI_T)FN?]_K+_ .2*/^$A
MU3_H3-<_[_67_P D5T%% '/_ /"0ZI_T)FN?]_K+_P"2*/\ A(=4_P"A,US_
M +_67_R17044 <__ ,)#JG_0F:Y_W^LO_DBC_A(=4_Z$S7/^_P!9?_)%=!10
M!S__  D.J?\ 0F:Y_P!_K+_Y(H_X2'5/^A,US_O]9?\ R17044 <_P#\)#JG
M_0F:Y_W^LO\ Y(H_X2'5/^A,US_O]9?_ "17044 <_\ \)#JG_0F:Y_W^LO_
M )(H_P"$AU3_ *$S7/\ O]9?_)%=!10 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M<KM<L,D]&4=#4T7B#19]5;2X=8T^345)#6B7*&4$<D% <\?2LFSTS7!X[O\
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110!GZGH6CZWY7]K:58W_DY\O[
M7;I+LSC.-P.,X'3T%9__  @G@_\ Z%30_P#P70__ !-=!10!S_\ P@G@_P#Z
M%30__!=#_P#$T?\ "">#_P#H5-#_ /!=#_\ $UT%% '/_P#"">#_ /H5-#_\
M%T/_ ,31_P ()X/_ .A4T/\ \%T/_P 37044 <__ ,()X/\ ^A4T/_P70_\
MQ-'_  @G@_\ Z%30_P#P70__ !-=!10!S_\ P@G@_P#Z%30__!=#_P#$T?\
M"">#_P#H5-#_ /!=#_\ $UT%% '/_P#"">#_ /H5-#_\%T/_ ,31_P ()X/_
M .A4T/\ \%T/_P 37044 <__ ,()X/\ ^A4T/_P70_\ Q-'_  @G@_\ Z%30
M_P#P70__ !-=!10!S_\ P@G@_P#Z%30__!=#_P#$T?\ "">#_P#H5-#_ /!=
M#_\ $UT%% '/_P#"">#_ /H5-#_\%T/_ ,31_P ()X/_ .A4T/\ \%T/_P 3
M7044 <__ ,()X/\ ^A4T/_P70_\ Q-'_  @G@_\ Z%30_P#P70__ !-=!10!
MS_\ P@G@_P#Z%30__!=#_P#$T?\ "">#_P#H5-#_ /!=#_\ $UT%% '/_P#"
M">#_ /H5-#_\%T/_ ,31_P ()X/_ .A4T/\ \%T/_P 37044 <__ ,()X/\
M^A4T/_P70_\ Q-'_  @G@_\ Z%30_P#P70__ !-=!10!S_\ P@G@_P#Z%30_
M_!=#_P#$T?\ "">#_P#H5-#_ /!=#_\ $UT%% '/_P#"">#_ /H5-#_\%T/_
M ,31_P ()X/_ .A4T/\ \%T/_P 37044 <__ ,()X/\ ^A4T/_P70_\ Q-'_
M  @G@_\ Z%30_P#P70__ !-=!10!S_\ P@G@_P#Z%30__!=#_P#$T?\ "">#
M_P#H5-#_ /!=#_\ $UT%% '/_P#"">#_ /H5-#_\%T/_ ,31_P ()X/_ .A4
MT/\ \%T/_P 37044 <__ ,()X/\ ^A4T/_P70_\ Q-'_  @G@_\ Z%30_P#P
M70__ !-=!10!S_\ P@G@_P#Z%30__!=#_P#$T?\ "">#_P#H5-#_ /!=#_\
M$UT%% '/_P#"">#_ /H5-#_\%T/_ ,31_P ()X/_ .A4T/\ \%T/_P 37044
M <__ ,()X/\ ^A4T/_P70_\ Q-'_  @G@_\ Z%30_P#P70__ !-=!10!S_\
MP@G@_P#Z%30__!=#_P#$T?\ "">#_P#H5-#_ /!=#_\ $UT%% '/_P#"">#_
M /H5-#_\%T/_ ,31_P ()X/_ .A4T/\ \%T/_P 37044 <__ ,()X/\ ^A4T
M/_P70_\ Q-'_  @G@_\ Z%30_P#P70__ !-=!10!S_\ P@G@_P#Z%30__!=#
M_P#$T?\ "">#_P#H5-#_ /!=#_\ $UT%% '/_P#"">#_ /H5-#_\%T/_ ,31
M_P ()X/_ .A4T/\ \%T/_P 37044 <__ ,()X/\ ^A4T/_P70_\ Q-'_  @G
M@_\ Z%30_P#P70__ !-=!10!S_\ P@G@_P#Z%30__!=#_P#$T?\ "">#_P#H
M5-#_ /!=#_\ $UT%% '/_P#"">#_ /H5-#_\%T/_ ,34D'@OPK:W$5Q;^&M&
MAGB</')'81*R,#D$$+D$'G-;E% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 45P]_\ "#P)J>HW-_>:%YEU=2O-,_VN<;G8DL<!\#))Z57_ .%)
M?#S_ *%[_P G;C_XY0!Z!17G_P#PI+X>?]"]_P"3MQ_\<H_X4E\//^A>_P#)
MVX_^.4 >@45Y_P#\*2^'G_0O?^3MQ_\ '*/^%)?#S_H7O_)VX_\ CE 'H%%>
M?_\ "DOAY_T+W_D[<?\ QRC_ (4E\//^A>_\G;C_ ..4 >@45Y__ ,*2^'G_
M $+W_D[<?_'*/^%)?#S_ *%[_P G;C_XY0!Z!17G_P#PI+X>?]"]_P"3MQ_\
M<H_X4E\//^A>_P#)VX_^.4 >@45Y_P#\*2^'G_0O?^3MQ_\ '*/^%)?#S_H7
MO_)VX_\ CE 'H%%>?_\ "DOAY_T+W_D[<?\ QRC_ (4E\//^A>_\G;C_ ..4
M >@45Y__ ,*2^'G_ $+W_D[<?_'*/^%)?#S_ *%[_P G;C_XY0!Z!17G_P#P
MI+X>?]"]_P"3MQ_\<H_X4E\//^A>_P#)VX_^.4 >@45Y_P#\*2^'G_0O?^3M
MQ_\ '*/^%)?#S_H7O_)VX_\ CE 'H%%>?_\ "DOAY_T+W_D[<?\ QRC_ (4E
M\//^A>_\G;C_ ..4 >@457L+&WTS3K:PLX_+M;6)(84W$[44 *,GDX '6K%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !116?I>MV&L^=]ADD<18R7@D
MC# YPREE&]3@X9<@XX- &A114'VVW^W_ &'S/])\KSMF#]S.,YZ=: )Z*R=/
M\2Z1JD-K+97@E2ZFD@APC LZ!BP((R,!2><9XQG(K2DGAA>%)98T>9]D2LP!
M=MI;"^IVJQP.P)[4 245'!.ES DR"0*XR!)&R-^*L 1^(J2@ HJGJ&IVNF+
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M.$W8SD;O:NJK@'UK6(M2URXEFU<V=K>+!%L^QK; %HA@$J9MWS'J,8SR#@@
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M>2:9+!;7.5DC +F<?=PQSL^;FJ:_$)D.I27&FK]FLO+<2PR38FB:0QED\R%
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MK'^Y6' 5T88"*."#S[<4 /F\6:<L9$8N_/-LUR$FL;B,(@WX,I\LF($QMC<
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
1HHH **** "BBB@ HHHH _]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>12
<FILENAME>image_092.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_092.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" ,6 G\# 2(  A$! Q$!_\0
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MA@&3T.?6B/+&7,Y7^\J?/*/(H6VZKNC9HHHKG.L**** "BBB@ HHHH ****
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M6-C'YI#6\F53)7+?+\HR.^*=<:[IUL[K)<%O+57D:.-I%0-T+%00N1SSVYH
MT:*S+CQ#I=M*\<MR<HJNS)$[*JMT)8 @ ^N:=_;EC]L%H#<&<C<$%K+RN<;O
MN_=SWZ4 :-%9D/B'2IY;2..[!>[!, *,-X!([CCD'K3CKNFB%)1<%@\C1(JQ
MLS,R]0% R<>PH T:*JKJ-J]C+>"0B"(,9"R,&3;URI&01CIBH1K=@;47)DE6
M)F54+P2*9"WW0@*Y;/MF@#0HK,;Q!IB6\DSW#*L4@C=6A<.K'H"F-W/TIDGB
M;2(8?-ENS&HD,1#Q.&5@,X(QD?C0!K452GU:QMM0@L)IPMS.,QQ[2<]>X&!T
M/6KM !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !3)H_.@DB#%2ZE=
MP[9'6GT4 <FMAJB>$Y=$_L\^:D+QB42H$DYXV\YR?<#OSVJ26QU/4?[+MFM/
MLUO:INE-SMD5W"[0-J/DCDGJ*ZBB@#BTT35A;V%O) &^QQW< D#KAE9 (SC/
M?I[8YJ%?#.IB-;;RP+0VBS-'O7_CY$7E[>OK@YZ<=:W-;\4QZ-K&G:2FF7]_
M>WZ2R0QVOE# CV[LF21 /O"LZ]^(FGV4\]N=-U*6ZAU"#3?(C6+<TTL>]0"9
M N,<$DCGVYH LZAI%Y<>%M*L4A)GA-OYJB0 J% #<Y[>QK/FT+48Y(HOL<L\
M,&H-.)HYU666,CJ6W EATR3GI4]Q\1-.MK4F33M2%^FH1:=)IVV(3QS2\QYR
M^S:PP0P8C!^N-*V\3Q2ZY9Z-<Z=?65]=6TETL<_E'8B.%(8H[#)R",9XZX/%
M %6;0YM2UC?*MW;63Z>('S*C.Q\PG8Q)8].<@_C3%TR^TY-8M+;3S/%>',$B
MR(%0%=NUMQSQ[ U5O/B38VFEW.I+HVK3V=K>O8S2Q" ;95D$>,-*"06(P0/K
MBI;OXB:?IKWT.IZ9J=C>6EO%<"UE6)Y+A9'\M1%LD96._"GD<L/? !5E\+:B
MIN!&ID:*UMTB/F#9,R8W*RD\KQ_$,5T,=I<MXGBOV@\N#^S_ "C\P.U]X.W@
M^G?I46L^)X='N=-LCI][=ZAJ(D,%G;B/?B-0SDEW5!C('WLG/&>:1/%MA)?:
MO:""[632[2.[GWQA<HZLP"@G.["G((&#0!B6GA:^EMK*.>/[/+;V3B.7>#Y4
M_F[EZ$]N]2:;HFJ6AM+VXM&>0&=)K>*95=0YSN1MP&?Q!J.3XI:3'"DZZ9JL
MEO\ V=#J4TR)%B""4X!8&3<2,<A0WXU97XCZ6=5:S-CJ"VZWZ:<;\I&81.ZA
MD'#[\'(&[;@$\D4 7K.QU,^%=1M;I96NIEG$22S!VPP(4%LD?K4,FBW\5GHT
MP>6ZELGC9[9S&"!M (4@ $CW/;KZL;Q_I@\'CQ*MI?26K7/V5851/-9_-\KH
M7"XW?[72F:M\0;/09])@UC2=4LI-3E:- XA<0A612\A21@%S(O0D]<@4 1:G
MH>I:E->7@M6B,\T 6 RKO")U8D' ]L'--F\-WLDXM'MS);"]:0W)D4L\3H1\
MV3DD$XYJSJ'Q"TC3?$USH,L-X]U;6DEU))&BF/"()&3)8'?M*G&,?,.:K7GQ
M*L].\)+XFO=#UB#3I5A: D6[/,LHRI55E..,9W8//UP -L= U<7FGWEY$&FC
MN%63#K\L2)M4]><G)_&NWKF9_&]D)9TL+"]U(0V<-\6M?*"M!*'*N#)(N>$.
M1UY&,\XA3Q]:'PBOB272=3AM)C$+6)EB::Y\P@+L59#Z]&(/6@#K**Y^#QCI
MES<>'8H%GD&OPR36CA1M54C#G?SD'!Q@ \YZ5T% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 45R&O>-&T/5]2B:V$]K86$$SJG$DD\\QCB0$G
M&5.21_$.>#2CQU'IFI7.F^);5-/NXUA>(6DDEVDZREE0+B-7+;D8;=OI@G-
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MCN@7RA'GJA& 2V0<J,9.O=^(-/LI;"&=KGSK\%K>)+25W(&W)954E -RY+
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M502K,45EZ]2HQU8+5?1OB/H>J:%!J$SS6UP\4#R6?V>5Y TWW5C 0-*"0W*
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ML_O FQ%\MM[G.0O&<4 <W8>!/$FB7FA/9RZ;?0:)=7QMEN;EX7>"<#8&*Q,
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M(.ID.<8X QBM'1_!>FZ)>V=U;3W3R6L5S"@D=2")YO.?.%'(;@>W7/6NCHH
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M*@(  P?;BHHOAII$+P*MYJ)MHF@D-J9$\N22*(1*[?)NR4&" 0O? .#79T4
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M>Y3?).T1)0R.[.^W(!QN8XR*VJ* "BBB@ HHHH **** "BBB@ HHHH ****
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MA/[Q=<'!+8J#5[#5;/6(=)C77KNVD6]>UBMM79)=H6VVNTCRJQ"NTG#,2,\
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M8TN&^^Q7MEYI;_1[V+RY5PQ7YER<9QD>Q%7J* "BBB@ HHHH **** "BBB@
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M_P"4"W_QKT"B@#S_ /X1+XA_]%/_ /*!;_XT?\(E\0_^BG_^4"W_ ,:] HH
M\_\ ^$2^(?\ T4__ ,H%O_C1_P (E\0_^BG_ /E M_\ &O0** //_P#A$OB'
M_P!%/_\ *!;_ .-'_")?$/\ Z*?_ .4"W_QKT"B@#S__ (1+XA_]%/\ _*!;
M_P"-'_")?$/_ **?_P"4"W_QKT"B@#S_ /X1+XA_]%/_ /*!;_XT?\(E\0_^
MBG_^4"W_ ,:] HH \_\ ^$2^(?\ T4__ ,H%O_C1_P (E\0_^BG_ /E M_\
M&O0** //_P#A$OB'_P!%/_\ *!;_ .-'_")?$/\ Z*?_ .4"W_QKT"B@#F_#
M6C>)M+N)WUWQ;_;<3H!''_9T=MY9SR<H3GZ5TE%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M+!(DB$F5<.8\ML4_*QWX.#H76EWVG:+X76TT^[OGTVY22>!;A7EQY$J'#2N
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M-!90'+-:(%0<Y5O);@X+_+D ]%HJO8-OL86\VXFRO^LN(O+D;W9=JX/X"K%
M!1110!!>65KJ-I):7MM#<VT@P\,\8=&&<\J>#S6-_P ()X/_ .A4T/\ \%T/
M_P 37044 <__ ,()X/\ ^A4T/_P70_\ Q-'_  @G@_\ Z%30_P#P70__ !-=
M!10!S_\ P@G@_P#Z%30__!=#_P#$T?\ "">#_P#H5-#_ /!=#_\ $UT%% '/
M_P#"">#_ /H5-#_\%T/_ ,31_P ()X/_ .A4T/\ \%T/_P 37044 <__ ,()
MX/\ ^A4T/_P70_\ Q-'_  @G@_\ Z%30_P#P70__ !-=!10!S_\ P@G@_P#Z
M%30__!=#_P#$T?\ "">#_P#H5-#_ /!=#_\ $UT%% '/_P#"">#_ /H5-#_\
M%T/_ ,31_P ()X/_ .A4T/\ \%T/_P 37044 <__ ,()X/\ ^A4T/_P70_\
MQ-'_  @G@_\ Z%30_P#P70__ !-=!10!S_\ P@G@_P#Z%30__!=#_P#$UHZ;
MHFDZ*KKI6EV5BLARXM;=(@Q]]H&:OT4 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M15*QU:QU)REG<"8B"*XRJG'ER9*'.,<A2<=0,9QD9NT %%%% !1110 4444
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M;A6TO4M-MH-@#)=:>\[%LGD,LR #&.,=CSSQJ44 <_\ 8_&'_0=T/_P33?\
MR51]C\8?]!W0_P#P33?_ "57044 <_\ 8_&'_0=T/_P33?\ R51]C\8?]!W0
M_P#P33?_ "57044 <_\ 8_&'_0=T/_P33?\ R56Y )EMXEN)(Y)P@$CQH45F
MQR0I)(&>V3CU-244 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M/_P8P_\ Q5 '045S_P#PG?@__H:]#_\ !C#_ /%4?\)WX/\ ^AKT/_P8P_\
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M_P#PF6E_\^NN?^"*]_\ C-'_  F6E_\ /KKG_@BO?_C- '045S__  F6E_\
M/KKG_@BO?_C-'_"9:7_SZZY_X(KW_P",T =!17/_ /"9:7_SZZY_X(KW_P",
MUN03+<V\4Z"0)(@=1)&R, 1GE6 *GV(!'>@"2BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M,T =!17/_P#"9:7_ ,^NN?\ @BO?_C-'_"9:7_SZZY_X(KW_ .,T =!17/\
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MH&8[3QTSKUAWNBZ@VM/J.EZG%9FXA2"Z26U\[<J%BK1G>NQQO<9(<'Y?EXY
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MA*L&6)(B=V[!4J@XQD$GDUF/X5UUM%CTH>)E2"W"1V[1VLD3LB\ 2O',K,<
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M1PV0<Y.I_9OB$R7IELM;ELFU'SGC34O*N9HBLORQD7!5%5S$?E:+*C!7Y<.
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M/_P8P_\ Q5 '045S_P#PG?@__H:]#_\ !C#_ /%4?\)WX/\ ^AKT/_P8P_\
MQ5 '045S_P#PG?@__H:]#_\ !C#_ /%4?\)WX/\ ^AKT/_P8P_\ Q5 '045S
M_P#PG?@__H:]#_\ !C#_ /%5J:;JVFZS;M<:7J%I?0*Y1I+6995#8!P2I(S@
M@X]Q0!<HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "L.?P7X
M5NKB6XN/#6C33RN7DDDL(F9V)R225R23SFMRB@#G_P#A!/!__0J:'_X+H?\
MXFC_ (03P?\ ]"IH?_@NA_\ B:Z"B@#G_P#A!/!__0J:'_X+H?\ XFC_ (03
MP?\ ]"IH?_@NA_\ B:Z"B@##@\%^%;6XBN+?PUHT,\3AXY([")61@<@@A<@@
M\YK<HHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BN'O\ X;?;M1N;S_A-?&5OY\KR^3;ZKLCCW$G:B[>%&< =A5?_ (59
M_P!3[XY_\''_ -A0!Z!17G__  JS_J??'/\ X./_ +"C_A5G_4^^.?\ P<?_
M &% 'H%%>?\ _"K/^I]\<_\ @X_^PH_X59_U/OCG_P ''_V% 'H%%>?_ /"K
M/^I]\<_^#C_["C_A5G_4^^.?_!Q_]A0!Z!17G_\ PJS_ *GWQS_X./\ ["C_
M (59_P!3[XY_\''_ -A0!Z!17G__  JS_J??'/\ X./_ +"C_A5G_4^^.?\
MP<?_ &% 'H%%>?\ _"K/^I]\<_\ @X_^PH_X59_U/OCG_P ''_V% 'H%%>?_
M /"K/^I]\<_^#C_["C_A5G_4^^.?_!Q_]A0!Z!17G_\ PJS_ *GWQS_X./\
M["C_ (59_P!3[XY_\''_ -A0!Z!17G__  JS_J??'/\ X./_ +"C_A5G_4^^
M.?\ P<?_ &% 'H%%>?\ _"K/^I]\<_\ @X_^PH_X59_U/OCG_P ''_V% 'H%
M%>?_ /"K/^I]\<_^#C_["C_A5G_4^^.?_!Q_]A0!Z!16?HFE?V)H\&G?;[Z_
M\G=_I-_-YLSY8M\S8&<9P/8"M"@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBN4TSQO!<64MSJ$"6Q$PA2WM7>ZG\PAF,3Q)'O650I+* P Y#$ D '5T5AQ>
M,-#FO8+2*\=Y)Q&49;>4QCS!E TFW:I;H Q!)XZ\4W2?%=EKFKRV=@DKPI;)
M<+</%)&L@9B 4WJ-ZD#(=20<\4 ;U%<;I7Q!MKVQM+F\M18>893<"6;(@18C
M*KYP-RLF#GC!R.JFKQ\<Z-]LLK5$U)IKNY-L$_LZ=6B<)ORZL@901T..>3T5
MB #I**Y^U\8:7+;V[S3%7DMA<R-##-)#"F"<O+Y8"#"G&_:3CI4Z^*-,DT6_
MU2,W)AL49YHWMI(I1A=V/+D"MR.G&#ZT ;-%<7J?C;4= A8:SH217,L'FVD=
MI<27*N0Z(RR%8<H098^BL#DXR0 =:]UO44EM+/3M,@NM0FMC<RQSW301Q*,#
M&[RRQ8LV "@X5B=O (!O45ST7B^S2)I+ZWN[4"YDM\K;R3*FQ@N9'C4K'U_B
M..O) S4<GCC1K2/-_<^4PDG5O)AFE1%BF:)G=A&-@#+@EL*#W(PQ .EHK$M_
M%ND74UO#"]XTUQ(T:Q?8)PZ%2N[S%*9C WIR^T?,#FHK[6=7M?$T&FQZ;I[6
M<T3W NI=0=&6.,QB0E/)(R#*,#=@@<E: .@HK'L/%&E:H6%I)<NR^6=K6<R$
MK(2$<!D!,9(/SC*\$YQ6Q0 4444 %%%% !117'W/C>"+Q==:+'=:>QB@D58?
M-!G\](Q+RH;.PH3S@8*'GG@ ["BN#/C'5);<WJO9VMI;?9X[C?87%P99)(4F
M;F,_N4"NHWL'&<YZ8/>4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%<GXL\9GPS?VUL+:TF,MO)/MFO?)DEV%1Y<*;&\V5MWRKE<GC-
M6+3QKI4LU]#=NUF]G)<!VDC?RRD388B0J$)Q@[ 20#^- '245SS^-]"2(.TU
MX',AC\@Z=<><&"ACF+R]X&T@YQC'/:K">*M&EODLXKIY)' *M'!(T9)3S OF
M!=F\H0P3.X@@XY% &S13(I5FA250X5U# .A5@#Z@@$'V/-1WMW'86%Q>3<16
M\32O]%!)_E0!/17(Q>+;^/6=+TJYT^V:>YAA:8K<,C[F4EFBCV$/&F/F8N",
M].F:5O\ $*XGTZ\NCI=I$+=X49Y+]A% SE@R7#^5F&1-HW+AL%UR0#F@#NZ*
MP=$UVYU.X@6YM5MA<V$=W$@)+*=Q#@D@9',9!P#ACD"H=1\6PV?BNWT%'TU9
M62.24WE^('(=B (DVL96^5B1\H^[SSP =)17)Z=XJU74XD,&APB2[M4O+ -?
M8$D+,!F4^7^[8!E)"A^N,\5NZ)J3:OHUK?M!Y+3)DH'W@'.,JV!N4XR#@9!!
MP* +]%<GI7BZZUF?5H+.TTN6>RN);=+9-4S/E)FBW3)Y?[I3MW9!<XZ GB@^
M,I5T^TE.F!KN2Z,$\23DQQ*+@0&0.5&X%B"HV@MSTP2 #K**YO1O%L.M^(;_
M $ZV?3?+M'EC91?AKO=&X1BT 7Y4W9 8MS\IQ\PKI* "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH 0C((]?2N0O_AUINJHQ
MU*^O;ZXS'Y=Q=1V\K1K&) J[6B*,/WLG+JS?-G.0".PHH Y^V\(:=:VP@1Y=
MFZV<A5C09@(*_*B!0#CD  >F*?H?A>'0Y_-34+ZZV6R6D*W+1D10H?E4;44G
M&>K$D]R:W:* .5E^'^C2K9!GNP;2R>R!60*98V! WX'++N<J1C!9O6K">$HQ
M-!=2ZOJ4U]#=+<_:W\G>V(VCV%1&$V;68<*#SG.:Z*B@#F(_!%E%:FRCO[];
M&6T^QW-KF,I<IM9,N2FX'#8RA7H*ETCP7I6DZ+?:2%$]K?!EG7[-!;[E*[2/
MW$<8Z9YQGGK7144 <V/!T,OS:AJVI:C,JHD4URT0:)%D20JNR-1\S1IN)!)V
MCFKVJZ$-2NH;R#4;W3KN)&B$]H8\M&Q!*D2(ZD94'.,C'!&3G6HH Y#4_ASI
M&J&'SKB[Q%++* PBE.9&5C@R1L5(*C#*0WJ3Q5X>#M/$=V@FNL72SJ_S+P)I
MVF;'R]F<@>V.IYKH:* .=N_!]I>:I'?->72%+P7OE*L)'F!47AC&748C .UA
MD$@Y!Q6I=:5;7E_'=S;V9+::UV9^5DE*%L]\_NUQSW/X7J* ,/3/#?\ 9CF0
M:OJ-Q,5BB62?RB5BC)(C&(P,')!)!8Y^]P,;E%% !1110 4444 %9LF@Z;+9
M"T>V)A$[7./,;/F,Q9FW9SR6;C.,''3BM*O.&\/7D-WK>K)IVG/+-J:"/=I.
M^Z9//B);S6)W( "1\G& 0>* .KN/!^B7+QLUM,FR)(2L-U+$LJ)]Q9 K 2 =
M/GSU/J:W*\^DO/%=K:S7,L^J3F>&[(BCM(U-LR7,:0[,0LW,;,QW+(6"DJO8
MUK2^\9W>DBY>XU"&6VM)YUC^Q*3=2+,PC1]\*-\R <*D;'((Q0!Z517"BYU6
MXN3]H.I3W4>IINM)=-7[/#$)B%:*0QX8E-I+>8Q&<_+T&7H5UXCU74],.IP:
MC)!;ZE'*CW5N5= ;>Y5MQ^SPC .P<*0"P^8Y& #TZBN"U"XF@OO%-DFGWLES
M=W<$UL?[-DFAD40P G?L,?!1N"<Y'KBF7%UXQ@MKZ[@FNYY)6U!8K:2U15MU
MCGVPLA6,L28P6&[?NXPI[@'H%%><:7J_B=YM&%Y/J,B/=NDL<=C(K/$2FUI7
MDLT4!?GR (LKR"Q&#JWMK9-XQGDUC2+J]E9H#I=Q':/*L 'W@LB@B$A\EB2N
M05Y.,  [*BO+--NO$EE)H6FQ6NI):+9HEQ!+;$Q',;YS_HYP0=O#3*<C[A'7
M0L$\5SQ68%_?:?$IM+<P16$*HJ-;*9& :/@JY./X5(P01Q0!Z'17$:)J.OMX
MCL+:_EU&6$VQ2939>5&'7=^\=C"%.X!?N2#!(^3&2.WH **** "BBB@ HHHH
M **** *C:="VL1:F6?SX[=[<+D;=K,K$],YR@[^M9EQX1T^YMW@DEN=KRW$V
M0X!#3$EL''8GCZ#.:S?$,-_>>-M)MK8220+:2S2QC5)[-1B2(;L1 ^80"?E;
M Y/-8MM\1-0EN=62,6EY]EEC%O#'"J2S9E9#%M6>0B0@ C>J$8.Y0,E0#K+3
MPK!;WBWL^H7MY>!G9IYS&"^Y F"$15  '& .<DYJA9_#S1[#6;?5+9W6XAC1
M 6M[9V8I$(E;S&B,BG:J\*P&1TY.=?0M3_M2U2?^T+"Z+P12%+52-A8'D[F)
MP<<9"GY3GT&M0 R)&CA1&E>5E4 R.!N<^IP ,GV %17UI'?Z?<V<N?+N(FB?
M'HP(/\ZL51UJXFM-!U&YMQF>&VDDC'JP4D?K0!AQ>#5N)+:YU"^N!+BWDNK:
M!D\B::)0%?<4\P $#@,!QR.3F*'X?6D"0%-7U,3VJPQVD^(-UM'$'"(J^5L8
M 2,/G5CSUSS7.-?1V/BG2+&UU&51!':0P6JWKJ[J4/*VX;9-&=V6E897:V,X
M^7+L_$EY)X?W2740FGDM7U.\;Q!.(H]_F%HW8I_H3;P%*(O 8+D8!H ](T;P
MZ-'OE9)C);06@@AWG,C,SL\KM@ ?,2F , 8/ & ':CX8MM3U/[9)>7<<;^3Y
M]K&4\J?RG+INRI888_PLN>AR*R_"]VESJ5I/!&\:76E*TBO<M<9"2D1N)'^9
MPP9R'/++@GMAOB'4M,B\9:59G7S9ZF7B?R)+_P J+RMQ!'E;@)'D/R@$,1U&
M,<@$X\"6RZ?+9)K.JHC0I;0N'BW6\"MGRDS'RIP =^XD  FM?3]!L[&2&YD1
M+O48HC"-0FMXEG,>20FZ-% 49Q@ #CUYKC--U+P_>P:_<Q^([R\TNVB5W2+5
MI3<-)&7WR*$<.BN2JA%VJQ7A<%<]-X9CU#3=/LM,O;2_ED\DS37DURLR)(S%
MC%N=S*VW.T$KC '.: &W?A(WTUU//KVKF>:"2WAF1H8VM8W=6=8RL8Z[$&6W
M$!>"#DU'/X"T._TZWM-4MH=1>WV+%<W-I;^:D:,&$8V1JH3C& .A([UG1ZGH
MT^M^*+"\\2/+%#$EQ,D>I&.2W"%S(%\IE:,+A <8/][)))P;AI]$BT.ZO=0F
M<S+).-)N/$%S#=EI)$,:(@+&=E7Y-C'!8GG!H [JQ\,6UAJQODO+N1%>:2&U
MD*>5 TK;I"N%#<DG[S$#)QBMRN!\/WYN/%:JNIW,VH&:]74;)[EG6"-9,0_N
MB=L? 3:0!O!)RW6N^H **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M!L &U%)[DGD]'H^E3Z3$T NHY8'N+JX8&$AMTT[2@ [L84.5Z<\'CI0!J4A
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&1110!__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>13
<FILENAME>image_093.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_093.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" !+ (H# 2(  A$! Q$!_\0
M'P   04! 0$! 0$           $" P0%!@<("0H+_\0 M1   @$# P($ P4%
M! 0   %] 0(#  01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$  P$! 0$!
M 0$! 0        $" P0%!@<("0H+_\0 M1$  @$"! 0#! <%! 0  0)W  $"
M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,!  (1 Q$ /P"2PL+G4[Q;
M2T0/,P)52P'3D\FMG_A!?$/_ #Y)_P!_E_QIW@3_ )&ZT_W)/_037L%>_CL=
M4H5>2%K6/DLLRNCBJ+J5&[WMH>._\(+XA_Y\D_[_ "_XT?\ ""^(?^?)/^_R
M_P"->Q45Q_VM7[+^OF>C_8&&[O[_ /@'CO\ P@OB'_GR3_O\O^-'_""^(?\
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M]B@Q\WK71AL'5C"=.K:TOS.7&9A0E4IUJ":<?+H>_5@^,?\ D4M1_P"N8_\
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11C1AR0V/-Q&(GB*CJ3W9_]D!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
