Short-term Borrowings

12 Months Ended

Dec. 31, 2014

Note 5 – Short-term Borrowings

Information regarding the Company's short-term borrowings for the years ended December 31, 2014 and 2013 is summarized below:

	(Millions of Dollars)
	2014			2013
Established Lines at Year-End	$	60.0		$	60.0
Maximum Amount Outstanding		33.5			30.5
Average Outstanding		27.4			27.7
Notes Payable at Year-End		19.0			28.5
Weighted Average Interest Rate		1.41	%		1.41	%
Weighted Average Interest Rate at Year-End		1.17	%		1.47	%

The maturity dates for the Notes Payable as of December 31, 2014 are all in January 2015 and are extendable at the discretion of the Company.

Interest rates for short-term borrowings are below the prime rate with no requirement for compensating balances.

The entire disclosure for short-term debt.