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ALLOWANCE FOR LOAN LOSSES (Assessment of Credit Quality) (Details) - USD ($)	Jun. 30, 2015	Mar. 31, 2015	Jun. 30, 2014
Financing Receivable, Recorded Investment [Line Items]
Gross loan balance	$ 1,150,668,670	$ 1,110,145,082	$ 1,164,367,908
Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest	74,295,343	77,160,536	65,218,641
New borrower [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan balance	141,644,702	146,376,318	152,914,153
Former borrower [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan balance	126,619,807	110,149,558	122,171,469
Refinance [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan balance	857,726,825	829,661,427	865,424,587
Delinquent refinance [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan balance	24,677,336	23,957,779	23,857,699
Consumer loans- non-bankrupt accounts [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan balance	1,145,206,726	1,104,179,016	1,158,372,205
Consumer loans- bankrupt accounts [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan balance	5,461,944	5,966,066	5,995,703
Performing Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan balance	$ 1,076,373,327	$ 1,032,984,546	$ 1,099,149,267

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- Definition

Reflects the aggregate gross carrying amount of all consumer loans and leases held in portfolio, prior to deducting deferred income and the allowance for losses on consumer loans and leases.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef



-Publisher FASB



-Name Accounting Standards Codification



-Topic 310



-SubTopic 10



-Section 50



-Paragraph 4



-URI http://asc.fasb.org/extlink&oid=35738203&loc=d3e5074-111524



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-Publisher FASB



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-Topic 310



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Reflects the carrying amount of loans deemed to be questionable as to collection on which no interest is continuing to be recognized.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef



-Publisher FASB



-Name Accounting Standards Codification



-Topic 310



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-Section 50



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