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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
6 Months Ended
Sep. 30, 2017
Sep. 30, 2016
Cash flow from operating activities:    
Net income $ 22,867,031 $ 32,109,419
Adjustments to reconcile net income to net cash provided by operating activities:    
Amortization of intangible assets 461,269 274,187
Amortization of loan costs and discounts 447,884 1,286,147
Provision for loan losses 69,816,030 67,885,021
Depreciation 3,609,047 3,427,799
Gain (Loss) on Disposition of Property Plant Equipment, Excluding Oil and Gas Property and Timber Property 174,034 114,527
Deferred income tax benefit (7,674,970) (4,457,510)
Compensation related to stock option and restricted stock plans 2,412,345 1,406,288
Change in accounts:    
Other assets, net 175,253 2,538,232
Income taxes payable (461,044) 1,961,603
Accounts payable and accrued expenses 2,147,872 (3,812,136)
Net cash provided by operating activities 93,974,751 102,733,577
Cash flows from investing activities:    
Increase in loans receivable, net (103,599,118) (81,447,989)
Purchases of property and equipment (3,972,237) (3,178,087)
Proceeds from Sale of Property, Plant, and Equipment 109,842 581,081
Net cash used in investing activities (117,823,968) (84,044,995)
Cash flow from financing activities:    
Borrowings from senior notes payable 133,663,800 124,301,200
Payments on senior notes payable (108,050,000) (138,400,000)
Proceeds from exercise of stock options 6,765,046 345,133
Payments of Loan Costs (420,000) (201,200)
Repurchase of common stock (4,614,331) 0
Excess tax benefits from exercise of stock options 0 (405,693)
Net cash provided by financing activities 27,344,515 (14,360,560)
Increase in cash and cash equivalents 3,579,867 3,878,264
Effects of foreign currency fluctuations on cash 84,569 (449,758)
Cash and cash equivalents at beginning of period 15,200,410 12,377,024
Cash and cash equivalents at end of period 18,780,277 16,255,288
Interest Paid 8,138,988 9,744,973
Income Taxes Paid 22,498,725 21,747,421
Net assets acquired from acquisition primarily loans (8,566,874) 0
Net Assets Acquired from Acquisition, Intangibles $ (1,795,581) $ 0