<SEC-DOCUMENT>0000108385-18-000018.txt : 20180212
<SEC-HEADER>0000108385-18-000018.hdr.sgml : 20180212
<ACCEPTANCE-DATETIME>20180212160457
ACCESSION NUMBER:		0000108385-18-000018
CONFORMED SUBMISSION TYPE:	3
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20180201
FILED AS OF DATE:		20180212
DATE AS OF CHANGE:		20180212

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Prashad R Chad
		CENTRAL INDEX KEY:			0001730421

	FILING VALUES:
		FORM TYPE:		3
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-19599
		FILM NUMBER:		18596347

	MAIL ADDRESS:	
		STREET 1:		108 FREDERICK STREET
		CITY:			GREENVILLE
		STATE:			SC
		ZIP:			29607

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			WORLD ACCEPTANCE CORP
		CENTRAL INDEX KEY:			0000108385
		STANDARD INDUSTRIAL CLASSIFICATION:	PERSONAL CREDIT INSTITUTIONS [6141]
		IRS NUMBER:				570425114
		STATE OF INCORPORATION:			SC
		FISCAL YEAR END:			0331

	BUSINESS ADDRESS:	
		STREET 1:		108 FREDRICK STREET
		CITY:			GREENVILLE
		STATE:			SC
		ZIP:			29607
		BUSINESS PHONE:		8642989800

	MAIL ADDRESS:	
		STREET 1:		P O BOX 6429
		CITY:			GREENVILLE
		STATE:			SC
		ZIP:			29606

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	WORLD FINANCE CORP
		DATE OF NAME CHANGE:	19700210
</SEC-HEADER>
<DOCUMENT>
<TYPE>3
<SEQUENCE>1
<FILENAME>wf-form3_151846948204717.xml
<DESCRIPTION>FORM 3
<TEXT>
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    <periodOfReport>2018-02-01</periodOfReport>

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    <issuer>
        <issuerCik>0000108385</issuerCik>
        <issuerName>WORLD ACCEPTANCE CORP</issuerName>
        <issuerTradingSymbol>WRLD</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001730421</rptOwnerCik>
            <rptOwnerName>Prashad R Chad</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>108 FREDERICK STREET</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>GREENVILLE</rptOwnerCity>
            <rptOwnerState>SC</rptOwnerState>
            <rptOwnerZipCode>29607</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
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        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>See remarks</officerTitle>
            <otherText></otherText>
        </reportingOwnerRelationship>
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    <nonDerivativeTable>
        <nonDerivativeHolding>
            <securityTitle>
                <value>COMMON STOCK, NO PAR VALUE</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>10121</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
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        <nonDerivativeHolding>
            <securityTitle>
                <value>COMMON STOCK, NO PAR VALUE</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>5513</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>By Spouse</value>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
    </nonDerivativeTable>

    <derivativeTable>
        <derivativeHolding>
            <securityTitle>
                <value>EMPLOYEE STOCK OPTION, RIGHT TO BUY</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>79.57</value>
            </conversionOrExercisePrice>
            <exerciseDate>
                <value>2015-06-02</value>
            </exerciseDate>
            <expirationDate>
                <value>2024-06-02</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>COMMON STOCK, NO PAR VALUE</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>600.0</value>
                </underlyingSecurityShares>
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            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
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            <securityTitle>
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            </securityTitle>
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                <value>79.57</value>
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                <value>2016-06-02</value>
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                <value>2024-06-02</value>
            </expirationDate>
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                <underlyingSecurityTitle>
                    <value>COMMON STOCK, NO PAR VALUE</value>
                </underlyingSecurityTitle>
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                <directOrIndirectOwnership>
                    <value>D</value>
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            <securityTitle>
                <value>EMPLOYEE STOCK OPTION, RIGHT TO BUY</value>
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            </conversionOrExercisePrice>
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                <value>2017-06-02</value>
            </exerciseDate>
            <expirationDate>
                <value>2024-06-02</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>COMMON STOCK, NO PAR VALUE</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>600.0</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
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        <derivativeHolding>
            <securityTitle>
                <value>EMPLOYEE STOCK OPTION, RIGHT TO BUY</value>
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            </conversionOrExercisePrice>
            <exerciseDate>
                <value>2018-06-02</value>
            </exerciseDate>
            <expirationDate>
                <value>2024-06-02</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>COMMON STOCK, NO PAR VALUE</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>600.0</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </derivativeHolding>
        <derivativeHolding>
            <securityTitle>
                <value>EMPLOYEE STOCK OPTION, RIGHT TO BUY</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>79.57</value>
            </conversionOrExercisePrice>
            <exerciseDate>
                <value>2019-06-02</value>
            </exerciseDate>
            <expirationDate>
                <value>2024-06-02</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>COMMON STOCK, NO PAR VALUE</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>600.0</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </derivativeHolding>
        <derivativeHolding>
            <securityTitle>
                <value>EMPLOYEE STOCK OPTION, RIGHT TO BUY</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>76.51</value>
            </conversionOrExercisePrice>
            <exerciseDate>
                <value>2015-11-24</value>
            </exerciseDate>
            <expirationDate>
                <value>2024-11-24</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>COMMON STOCK, NO PAR VALUE</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>200.0</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </derivativeHolding>
        <derivativeHolding>
            <securityTitle>
                <value>EMPLOYEE STOCK OPTION, RIGHT TO BUY</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>76.51</value>
            </conversionOrExercisePrice>
            <exerciseDate>
                <value>2016-11-24</value>
            </exerciseDate>
            <expirationDate>
                <value>2024-11-24</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>COMMON STOCK, NO PAR VALUE</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>200.0</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
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        <derivativeHolding>
            <securityTitle>
                <value>EMPLOYEE STOCK OPTION, RIGHT TO BUY</value>
            </securityTitle>
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                <value>76.51</value>
            </conversionOrExercisePrice>
            <exerciseDate>
                <value>2017-11-24</value>
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            <expirationDate>
                <value>2024-11-24</value>
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                <underlyingSecurityTitle>
                    <value>COMMON STOCK, NO PAR VALUE</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>200.0</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </derivativeHolding>
        <derivativeHolding>
            <securityTitle>
                <value>EMPLOYEE STOCK OPTION, RIGHT TO BUY</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>76.51</value>
            </conversionOrExercisePrice>
            <exerciseDate>
                <value>2018-11-24</value>
            </exerciseDate>
            <expirationDate>
                <value>2024-11-24</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>COMMON STOCK, NO PAR VALUE</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>200.0</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
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        <derivativeHolding>
            <securityTitle>
                <value>EMPLOYEE STOCK OPTION, RIGHT TO BUY</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>76.51</value>
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            <exerciseDate>
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            <expirationDate>
                <value>2024-11-24</value>
            </expirationDate>
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                <underlyingSecurityTitle>
                    <value>COMMON STOCK, NO PAR VALUE</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>200.0</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
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        </derivativeHolding>
        <derivativeHolding>
            <securityTitle>
                <value>EMPLOYEE STOCK OPTION, RIGHT TO BUY</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>82.97</value>
            </conversionOrExercisePrice>
            <exerciseDate>
                <value>2016-05-21</value>
            </exerciseDate>
            <expirationDate>
                <value>2025-05-21</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>COMMON STOCK, NO PAR VALUE</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>500.0</value>
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                <directOrIndirectOwnership>
                    <value>D</value>
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        </derivativeHolding>
        <derivativeHolding>
            <securityTitle>
                <value>EMPLOYEE STOCK OPTION, RIGHT TO BUY</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>82.97</value>
            </conversionOrExercisePrice>
            <exerciseDate>
                <value>2017-05-21</value>
            </exerciseDate>
            <expirationDate>
                <value>2025-05-21</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>COMMON STOCK, NO PAR VALUE</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>500.0</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
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        </derivativeHolding>
        <derivativeHolding>
            <securityTitle>
                <value>EMPLOYEE STOCK OPTION, RIGHT TO BUY</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>82.97</value>
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            <exerciseDate>
                <value>2018-05-21</value>
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            <expirationDate>
                <value>2025-05-21</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>COMMON STOCK, NO PAR VALUE</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>500.0</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
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        </derivativeHolding>
        <derivativeHolding>
            <securityTitle>
                <value>EMPLOYEE STOCK OPTION, RIGHT TO BUY</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>82.97</value>
            </conversionOrExercisePrice>
            <exerciseDate>
                <value>2019-05-21</value>
            </exerciseDate>
            <expirationDate>
                <value>2025-05-21</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>COMMON STOCK, NO PAR VALUE</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>500.0</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
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        </derivativeHolding>
        <derivativeHolding>
            <securityTitle>
                <value>EMPLOYEE STOCK OPTION, RIGHT TO BUY</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>82.97</value>
            </conversionOrExercisePrice>
            <exerciseDate>
                <value>2020-05-21</value>
            </exerciseDate>
            <expirationDate>
                <value>2025-05-21</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>COMMON STOCK, NO PAR VALUE</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>500.0</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
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        </derivativeHolding>
    </derivativeTable>

    <footnotes></footnotes>

    <remarks>SVP, Chief Strategy and Analytics Officer</remarks>

    <ownerSignature>
        <signatureName>/S/ Scott McIntyre as attorney-in-fact</signatureName>
        <signatureDate>2018-02-08</signatureDate>
    </ownerSignature>
</ownershipDocument>
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<DOCUMENT>
<TYPE>EX-24
<SEQUENCE>2
<FILENAME>wrldpoaprashad.htm
<DESCRIPTION>EXHIBIT 24
<TEXT>
<!-- Document created using Workiva -->
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<pre>
Exhibit 24
POWER OF ATTORNEY

      Know all by these presents that the undersigned, does hereby make, constitute and appoint each of Scott McIntyre, Eric Rogers, and Audra Webb, or any one of them, as a true and lawful attorney-in-fact of the undersigned with full powers of substitution and revocation, for and in the name, place and stead of the undersigned (in the undersigned's individual capacity), to execute and deliver such forms that the undersigned may be required to file with the U.S. Securities and Exchange Commission as a result of the undersigned's ownership of or transactions in securities of World Acceptance Corporation (i) pursuant to Section 16(a) of the Securities Exchange Act of 1934, as amended, including without limitation, statements on Form 3, Form 4 and Form 5 (including any amendments thereto) and (ii) in connection with any applications for EDGAR access codes, including without limitation the Form ID. The Power of Attorney shall remain in full force and effect until the undersigned is no longer required to file Forms 3, 4 and 5 with regard to his or her ownership of or transactions in securities of World Acceptance Corporation, unless earlier revoked in writing. The undersigned acknowledges that Scott McIntyre, Eric Rogers, and Audra Webb are not assuming any of the undersigned's responsibilities to comply with Section 16 of the Securities Exchange Act of 1934, as amended.

By:/s/ R. Chad Prashad                                              Name: R. Chad Prashad
                                                    Date: February 2, 2018
        2
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