XML 43 R32.htm IDEA: XBRL DOCUMENT v3.10.0.1
RECEIVABLES AND ALLOWANCE FOR LOAN LOSSES (Details) - USD ($)
3 Months Ended 9 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2018
Mar. 31, 2018
Dec. 31, 2017
Financing Receivable, Impaired [Line Items]              
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment     $ 46,300,000 $ 42,100,000      
Allowance for Loan Losses [Roll Forward]              
Balance at beginning of period $ 79,310,375 $ 71,172,677 66,088,139 60,644,365      
Provision for loan losses 48,943,886 40,455,513 119,893,201 100,989,538      
Loan losses (40,001,055) (33,550,642) (105,014,401) (91,047,277)      
Recoveries 3,052,628 3,242,943 10,338,895 10,733,865      
Balance at end of period 91,305,834 81,320,491 91,305,834 81,320,491      
Summary of loans individually and collectively evaluated for impairment [Abstract]              
Bankruptcy, gross loans         $ 4,714,475 $ 4,627,599 $ 4,507,307
91 days or more delinquent, excluding bankruptcy         62,834,979 50,019,567 57,019,347
Loans less than 91 days delinquent and not in bankruptcy         1,191,358,451 949,585,993 1,065,892,727
Loans and Leases Receivable, Gross         1,258,907,905 1,004,233,159 1,127,419,381
Unearned interest and fees         (338,132,479) (258,991,492) (300,196,411)
Net loans         920,775,426 745,241,667 827,222,970
Allowance for loan losses (79,310,375) (71,172,677) (66,088,139) (60,644,365) (91,305,834) (66,088,139) (81,320,491)
Loans receivable, net         829,469,592 679,153,528 745,902,479
Loans individually evaluated for impairment (impaired loans) [Member]              
Allowance for Loan Losses [Roll Forward]              
Balance at beginning of period     38,782,574        
Balance at end of period 48,104,640 44,092,718 48,104,640 44,092,718      
Summary of loans individually and collectively evaluated for impairment [Abstract]              
Bankruptcy, gross loans         4,714,475 4,627,599 4,507,307
91 days or more delinquent, excluding bankruptcy         62,834,979 50,019,567 57,019,347
Loans less than 91 days delinquent and not in bankruptcy         0 0 0
Loans and Leases Receivable, Gross         67,549,454 54,647,166 61,526,654
Unearned interest and fees         (14,930,704) (11,433,666) (13,118,190)
Net loans         52,618,750 43,213,500 48,408,464
Allowance for loan losses (48,104,640) (44,092,718) (38,782,574) (44,092,718) (48,104,640) (38,782,574) (44,092,718)
Loans receivable, net         4,514,110 4,430,926 4,315,746
Loans collectively evaluated for impairment [Member]              
Allowance for Loan Losses [Roll Forward]              
Balance at beginning of period     27,305,565        
Balance at end of period 43,201,194 37,227,773 43,201,194 37,227,773      
Summary of loans individually and collectively evaluated for impairment [Abstract]              
Bankruptcy, gross loans         0 0 0
91 days or more delinquent, excluding bankruptcy         0 0 0
Loans less than 91 days delinquent and not in bankruptcy         1,191,358,451 949,585,993 1,065,892,727
Loans and Leases Receivable, Gross         1,191,358,451 949,585,993 1,065,892,727
Unearned interest and fees         (323,201,775) (247,557,826) (287,078,221)
Net loans         868,156,676 702,028,167 778,814,506
Allowance for loan losses $ (43,201,194) $ (37,227,773) $ (27,305,565) $ (37,227,773) (43,201,194) (27,305,565) (37,227,773)
Loans receivable, net         $ 824,955,482 $ 674,722,602 $ 741,586,733