<SEC-DOCUMENT>0001157523-20-001148.txt : 20200806
<SEC-HEADER>0001157523-20-001148.hdr.sgml : 20200806
<ACCEPTANCE-DATETIME>20200806130548
ACCESSION NUMBER:		0001157523-20-001148
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		16
CONFORMED PERIOD OF REPORT:	20200806
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20200806
DATE AS OF CHANGE:		20200806

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			WORLD ACCEPTANCE CORP
		CENTRAL INDEX KEY:			0000108385
		STANDARD INDUSTRIAL CLASSIFICATION:	PERSONAL CREDIT INSTITUTIONS [6141]
		IRS NUMBER:				570425114
		STATE OF INCORPORATION:			SC
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-19599
		FILM NUMBER:		201080808

	BUSINESS ADDRESS:	
		STREET 1:		108 FREDRICK STREET
		CITY:			GREENVILLE
		STATE:			SC
		ZIP:			29607
		BUSINESS PHONE:		8642989800

	MAIL ADDRESS:	
		STREET 1:		P O BOX 6429
		CITY:			GREENVILLE
		STATE:			SC
		ZIP:			29606

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	WORLD FINANCE CORP
		DATE OF NAME CHANGE:	19700210
</SEC-HEADER>
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<DESCRIPTION>WORLD ACCEPTANCE CORPORATION 8-K
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    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 16pt; font-weight: bold;">UNITED STATES</div>

    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 16pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>

    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Washington, D.C. 20549</div>

    <div><br />
    </div>

    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 16pt; font-weight: bold;">FORM <ix:nonNumeric name="dei:DocumentType" id="Fact_38e65df7633e426182ba8e442b91c706" contextRef="c20200806to20200806">8-K</ix:nonNumeric></div>

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    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">CURRENT REPORT</div>

    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934</div>

    <div><br />
    </div>

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  <tr>

    <td style="width: 50%; padding-bottom: 2px;">Date of Report (Date of earliest event reported)</td>

    <td style="width: 50%; border-bottom: 2px solid rgb(0, 0, 0);"><ix:nonNumeric name="dei:DocumentPeriodEndDate" id="Fact_9bff7db0fe8447cfaecaa24d6fc42d89" contextRef="c20200806to20200806" format="ixt:datemonthdayyearen">August 6, 2020</ix:nonNumeric><br />
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    <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt;"><span style="text-decoration: underline;"> <br />
      </span></div>

    <span style="text-decoration: underline;"> </span>
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    <td rowspan="1" style="width: 100.00%;">
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">(Exact name of registrant as specified in its charter)</div>
          </td>

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    <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt;"> </div>

    <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt;"> <br />
    </div>

    <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">
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  <tr>

    <td style="width: 33.33%; text-align: center; border-bottom: 2px solid rgb(0, 0, 0);"><ix:nonNumeric name="dei:EntityIncorporationStateCountryCode" id="Fact_d48c4d023d50429eb3f9bc4e7c68bb04" contextRef="c20200806to20200806" format="ixt-sec:stateprovnameen">South Carolina</ix:nonNumeric><br />
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              <div>(State or other jurisdiction</div>
              <div> of incorporation)</div>
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    <td style="width: 33.33%; text-align: center;">
              <div>(Commission</div>
              <div> File Number)</div>
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              <div>(IRS Employer</div>
              <div> Identification No.)</div>
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    <td style="width: 50%; border-bottom: 2px solid rgb(0, 0, 0);"><ix:nonNumeric name="dei:EntityAddressAddressLine1" id="Fact_16c495868f6b48f6a0ba56260a871828" contextRef="c20200806to20200806">104 S. Main Street</ix:nonNumeric>, <ix:nonNumeric name="dei:EntityAddressCityOrTown" id="Fact_39d2780e429b43518129ca7480ef7af2" contextRef="c20200806to20200806">Greenville</ix:nonNumeric>, <ix:nonNumeric name="dei:EntityAddressStateOrProvince" id="Fact_6bffa1a4e6334e82b5a00aababe39f9e" contextRef="c20200806to20200806" format="ixt-sec:stateprovnameen">South Carolina</ix:nonNumeric></td>

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  <tr>

    <td style="width: 50.00%;">(Address of principal executive offices)</td>

    <td style="width: 50%; text-align: right;">(Zip Code)</td>

  </tr>


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      <div> <span style="text-decoration: underline;"> </span><span style="text-decoration: underline;"> </span><span style="text-decoration: underline;"> </span>
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    <td colspan="1" rowspan="1" style="width: 35%; padding-bottom: 2px;">Registrant&#8217;s telephone number, including area code</td>

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              <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 10pt;"><ix:nonNumeric name="dei:EntityInformationFormerLegalOrRegisteredName" id="Fact_a13badde9c86459a8b47a09962ddee91" contextRef="c20200806to20200806">n/a</ix:nonNumeric><br />
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              <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">
                <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">(Former name or former address, if changed since last report.)</div>
              </div>
            </td>

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    </div>

    <div><br />
    </div>

    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the
      following provisions:</div>

    <div><br />
    </div>

    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><ix:nonNumeric name="dei:WrittenCommunications" id="Fact_f25fd9a7f62a45c2bdca022ad09d1f91" contextRef="c20200806to20200806" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric> Written communications pursuant to Rule 425
      under the Securities Act (17 CFR 230.425)</div>

    <div><br />
    </div>

    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><ix:nonNumeric name="dei:SolicitingMaterial" id="Fact_3717f2a1c3f843cba7c4ec271323db83" contextRef="c20200806to20200806" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric> Soliciting material pursuant to Rule 14a-12
      under the Exchange Act (17 CFR 240.14a-12)</div>

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      Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</div>

    <div><br />
    </div>

    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><ix:nonNumeric name="dei:PreCommencementIssuerTenderOffer" id="Fact_88575bc8be1c4087993561c6474b5d86" contextRef="c20200806to20200806" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric> Pre-commencement communications pursuant to
      Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</div>

  </div>

  <div><br />
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  <div>
    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Securities registered pursuant to Section 12(b) of the Act:</div>

    <div>&#160;</div>

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    <td style="width: 33.33%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Title of each class</div>
          </td>

    <td style="width: 33.34%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Trading Symbol(s)</div>
          </td>

    <td style="width: 33.34%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Name of each exchange on which registered</div>
          </td>

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    <td style="width: 33.33%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><ix:nonNumeric name="dei:Security12bTitle" id="Fact_70947bf872534b7b9ada9226695e2c58" contextRef="c20200806to20200806">Common Stock, No Par Value</ix:nonNumeric><br />
            </div>
          </td>

    <td style="width: 33.34%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><ix:nonNumeric name="dei:TradingSymbol" id="Fact_55957c3c9a9d4248afd6925ceb74f971" contextRef="c20200806to20200806">WRLD</ix:nonNumeric><br />
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          </td>

    <td style="width: 33.34%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><ix:nonNumeric name="dei:SecurityExchangeName" id="Fact_874ed808b73d4435ba49acde5ceefb93" contextRef="c20200806to20200806" format="ixt-sec:exchnameen">The Nasdaq Global Select Market</ix:nonNumeric><br />
            </div>
          </td>

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  <div><br />
  </div>

  <div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z5d30763b641c4ebd866bde224b82c958">


  <tr>

    <td style="width: 98.26%; vertical-align: top;">
            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this
              chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</div>
          </td>

    <td style="width: 1.74%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 98.26%; vertical-align: top;">
            <div style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Emerging growth company&#160;&#160;&#160;&#160;&#160; <br />
            </div>
          </td>

    <td style="width: 1.74%; vertical-align: top;">
            <div style="text-align: right; font-family: 'Wingdings 2',serif; font-size: 10pt;"><ix:nonNumeric name="dei:EntityEmergingGrowthCompany" id="Fact_31a97bb4bc7d4482b40f9078721ad8a6" contextRef="c20200806to20200806" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric><br />
            </div>
            <div>&#160;</div>
          </td>

  </tr>

  <tr>

    <td style="width: 98.26%; vertical-align: top;">
            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If</span><span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</span><span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying
                with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.</span></div>
          </td>

    <td style="width: 1.74%; vertical-align: top;">
            <div style="text-align: right; font-family: 'Wingdings 2',serif; font-size: 10pt;">&#9744;</div>
          </td>

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  </div>

  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div style="page-break-after: always;">
      <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" /></div>

  </div>

  <div>
    <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Item&#160;1.01. Entry into a Material Definitive Agreement.</div>

    <div><br />
    </div>

    <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">As previously disclosed, World Acceptance Corporation (the "Company") voluntarily contacted the U.S. Securities and Exchange Commission (&#8220;SEC&#8221;) and the
      U.S. Department of Justice (&#8220;DOJ&#8221;) in June 2017 to advise both agencies that an internal investigation of its operations in Mexico was underway. The Company has fully cooperated with both agencies.</div>

    <div>&#160;</div>

    <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">On August 6, 2020, the Company announced that it has reached resolution with both the SEC and the DOJ regarding allegations primarily involving the
      Company&#8217;s former subsidiary in Mexico.</div>

    <div>&#160;</div>

    <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">In connection with the resolution of the investigations, the Company agreed to the terms contained in a Declination Letter with the DOJ, dated August 5,
      2020 (the &#8220;Declination Letter&#8221;). Pursuant to the terms of the Declination Letter, the DOJ declined to prosecute the Company and closed its investigation into the Company citing as the bases for this decision, among other things, the following:
      prompt, voluntary self-disclosure of the misconduct; full and proactive cooperation in this matter (including its provision of all known relevant facts about the misconduct); and full remediation, including the additional FCPA training added to the
      Company&#8217;s compliance program, separation from executives under whom the misconduct took place; and discontinuing relationships with third parties in Mexico involved in the misconduct.</div>

    <div>&#160;</div>

    <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The SEC approved the Offer of Settlement on August 6, 2020 and issued an Order Instituting Cease-and-Desist Proceedings Pursuant to Section 21C of the
      Securities Exchange Act of 1934, Making Findings, and Imposing a Cease-and-Desist Order (the &#8220;SEC Order&#8221;).&#160; Pursuant to the terms of the SEC Order, the Company consented to 1) cease and desist from committing or causing any violations and any future
      violations of Sections 30A, 13(b)(2)(A) and 13(b)(2)(B) of the Exchange Act of 1934, and 2) pay, within fourteen days, disgorgement, prejudgment interest and civil penalties totaling $21,726,000 to the SEC. As previously disclosed, the Company has
      accrued $21.7 million for such&#160;matters.</div>

    <div>&#160;</div>

    <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The above descriptions of the Declination Letter and the SEC Order are not complete and are qualified in their entirety by the terms thereof. A copy of the
      Declination Letter and the SEC Order are filed hereto as Exhibit 10.1 and Exhibit 10.2 and incorporated herein by reference.&#160; On August 6, 2020, the Company issued a press release announcing the resolution of the investigations. A copy of the press
      release is being furnished as Exhibit 99.1 to this report and is incorporated herein by reference.</div>

    <div>&#160;</div>

    <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Cautionary Note Regarding Forward-Looking Information</div>

    <div><br />
    </div>

    <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="background-color: #FFFFFF;">This Current Report on Form 8-K contains &#8220;forward-looking statements&#8221; within the meaning of the Private Securities
        Litigation Reform Act of 1995, which represent the Company&#8217;s current expectations or beliefs concerning future events. Statements other than those of historical fact are forward-looking statements and are about matters that are inherently subject
        to risks and uncertainties. The Company&#8217;s actual results and financial condition may differ materially from those indicated in the forward-looking statements. Therefore, you should not rely on any of these forward-looking statements. Important
        factors that could cause actual results or performance to differ from the expectations expressed or implied in such forward-looking statements are discussed in Part I, Item 1A. &#8220;Risk Factors&#8221; in the Company&#8217;s most recent annual report on Form 10-K
        for the fiscal year ended March 31, 2020, filed with the SEC and the Company&#8217;s other reports filed with, or furnished to, the SEC from time to time. The Company does not undertake any obligation to update any forward-looking statements it makes.
        The Company is also not responsible for updating the information contained in this press release beyond the publication date, or for changes made to this document by wire services or Internet services.</span></div>

    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="page-break-after: always;">
        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" /></div>

    </div>

    <div style="background-color: #FFFFFF;">
      <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Item 9.01 Financial Statements and Exhibits.</div>

      <div><br />
      </div>

    </div>

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  <tr>

    <td style="width: 5.75%; vertical-align: middle;">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(d)</div>
          </td>

    <td style="width: 10%; vertical-align: middle;">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Exhibits.</div>
          </td>

    <td style="width: 84%; vertical-align: middle;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 5.75%; vertical-align: middle;">&#160;</td>

    <td style="width: 10%; vertical-align: middle;">&#160;</td>

    <td style="width: 84%; vertical-align: middle;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 5.75%; vertical-align: middle; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;"><br />
          </td>

    <td style="width: 10%; vertical-align: middle; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">
            <div><span style="text-decoration: underline;">Exhibit</span></div>
            <div><span style="text-decoration: underline;">Number<br />
              </span></div>
          </td>

    <td style="width: 84%; vertical-align: bottom; font-family: 'Times New Roman',Times,serif; font-size: 10pt; text-align: left;">
            <div style="font-weight: bold;"><span style="text-decoration: underline;">Description of Exhibit</span></div>
          </td>

  </tr>

  <tr>

    <td style="width: 5.75%; vertical-align: middle;">&#160;</td>

    <td style="width: 10%; vertical-align: middle;">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="a52262699ex10_1.htm">10.1</a></div>
          </td>

    <td style="width: 84%; vertical-align: middle;">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="a52262699ex10_1.htm">Declination Letter,
                dated August 5, 2020, from the U.S. Department of Justice, Criminal Division, and agreed to by World Acceptance Corporation</a></div>
          </td>

  </tr>

  <tr>

    <td style="width: 5.75%; vertical-align: middle;">&#160;</td>

    <td style="width: 10%; vertical-align: middle;">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="a52262699ex10_2.htm">10.2</a></div>
          </td>

    <td style="width: 84%; vertical-align: middle;">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="a52262699ex10_2.htm">Order Instituting
                Cease-and-Desist Proceedings Pursuant to Section 21C of the Securities Exchange Act of 1934, Making Findings, and Imposing a Cease-and-Desist Order, dated August 5, 2020, between the U.S. Securities and Exchange Commission and World
                Acceptance Corporation</a></div>
          </td>

  </tr>

  <tr>

    <td style="width: 5.75%; vertical-align: middle;">&#160;</td>

    <td style="width: 10%; vertical-align: middle;">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="a52262699ex99_1.htm">99.1</a></div>
          </td>

    <td style="width: 84%; vertical-align: middle;">
            <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><a href="a52262699ex99_1.htm">Press release issued
                by World Acceptance Corporation on August 6, 2020</a></div>
          </td>

  </tr>

  <tr>

    <td style="width: 5.75%; vertical-align: middle;">&#160;</td>

    <td style="width: 10%; vertical-align: middle;"><span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">104</span></td>

    <td style="width: 84%; vertical-align: middle;">Cover Page Interactive Data File (embedded within the Inline XBRL document)</td>

  </tr>


</table>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="page-break-after: always;">
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    </div>

    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;"><span style="text-decoration: underline;">SIGNATURES</span></div>

    <div style="font-size: 10pt;"><br />
    </div>

    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned
      hereunto duly authorized.</div>

    <div style="font-size: 10pt;"><br />
    </div>

    <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; color: #000000; width: 100%;" id="zde6054b7f78f4758be0b23f760277912">


  <tr>

    <td style="width: 50%; padding-bottom: 2px;">
              <div>&#160;</div>
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    <td style="width: 3%; padding-bottom: 2px;">
              <div>&#160;</div>
            </td>

    <td style="width: 47%; text-align: center; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div>WORLD ACCEPTANCE CORPORATION</div>
            </td>

  </tr>

  <tr>

    <td style="width: 50%;">
              <div>&#160;</div>
            </td>

    <td style="width: 3%;">
              <div>&#160;</div>
            </td>

    <td style="width: 47%; text-align: center; vertical-align: bottom;">
              <div>(Registrant)</div>
            </td>

  </tr>

  <tr>

    <td style="width: 50%;">
              <div>&#160;</div>
            </td>

    <td style="width: 3%;">
              <div>&#160;</div>
            </td>

    <td style="width: 47%;">
              <div>&#160;</div>
            </td>

  </tr>

  <tr>

    <td style="width: 50%;">
              <div>Date:&#160; August 6, 2020</div>
            </td>

    <td style="width: 3%;">
              <div>&#160;</div>
            </td>

    <td style="width: 47%;">
              <div>&#160;</div>
            </td>

  </tr>

  <tr>

    <td style="width: 50%; padding-bottom: 2px;">
              <div>&#160;</div>
            </td>

    <td style="width: 3%; padding-bottom: 2px;">
              <div>By:<br />
              </div>
            </td>

    <td style="width: 47%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div>/s/ John Calmes</div>
            </td>

  </tr>

  <tr>

    <td style="width: 50%;">
              <div>&#160;</div>
            </td>

    <td style="width: 3%;">
              <div>&#160;</div>
            </td>

    <td style="width: 47%;">
              <div>
                <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">John Calmes</div>
              </div>
            </td>

  </tr>

  <tr>

    <td style="width: 50%;">
              <div>&#160;</div>
            </td>

    <td style="width: 3%;">
              <div>&#160;</div>
            </td>

    <td style="width: 47%;">
              <div>Chief Financial and Strategy Officer</div>
            </td>

  </tr>


</table>
    </div>

    <br />
  </div>

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<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>a52262699ex99_1.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: business wire
         Document created using EDGARfilings PROfile 7.0.1.0
         Copyright 1995 - 2020 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;">
  <div style="text-align: right;"><font style="font-weight: bold;">Exhibit 99.1</font><br>
  </div>
  <div style="text-align: right;"><font style="font-weight: bold;"> <br>
    </font></div>
  <div style="text-align: left;">
    <div class="bw-release">
      <h1 style="text-align: center; list-style-position:inside;FONT-SIZE: 14pt;"> <b>World Acceptance Corporation Resolves Previously Disclosed FCPA Matter with U.S. Authorities</b> </h1>
      <div class="bw-release-subhead">
        <p style="text-align: center; list-style-position:inside;"><b> <i>Agreement Resolves Matter Related to former Subsidiary in Mexico</i> </b></p>
      </div>
      <div class="bw-release-body">
        <div class="bw-release-table-js bw-release-story">
          <p>GREENVILLE, S.C.--(BUSINESS WIRE)--August 6, 2020--World Acceptance Corporation (NASDAQ: WRLD) (&#8220;the Company&#8221;) today announced that it has reached an agreement with the Securities and Exchange Commission and the Department of Justice to
            resolve allegations primarily involving the Company&#8217;s former subsidiary in Mexico. </p>
          <p> The agreement concludes investigations into alleged violations of the Foreign Corrupt Practices Act involving the Company&#8217;s former WAC de Mexico, S.A. de C.V. subsidiary through June 2017. The Company has made improvements in operations and
            management since the allegations were made, including naming R. Chad Prashad as President and Chief Executive Officer; naming Luke J. Umstetter as General Counsel, Chief Compliance Officer and Secretary; and selling its Mexican subsidiary in
            July 2018. The Company has no remaining foreign subsidiaries, and it conducts no business outside of the United States. </p>
          <p> &#8220;We are pleased to reach these resolutions which reflect the Company&#8217;s full and robust cooperation in this matter,&#8221; said Luke Umstetter. &#8220;Having undertaken an extensive independent investigation led by our board and addressing these past
            issues, we emerge with a renewed focus on operating our business with integrity and in compliance with applicable laws and regulations.&#8221; </p>
          <p> &#8220;Since selling our foreign businesses over two years ago, our team has been focused on designing and offering affordable credit solutions that help people realize their financial goals,&#8221; said Chad Prashad, President and CEO. &#8220;We are pleased
            to put this matter behind us and believe we are well positioned for the future.&#8221; </p>
          <p> Under the terms of the settlement with the SEC, the Company has agreed to disgorge approximately $17.8 million earned by the Viva division of its former Mexican subsidiary and pay an additional $3.9 million in prejudgment interest and civil
            penalties. This amount is consistent with the accrual previously disclosed and recorded by the Company. The SEC resolution acknowledges WAC&#8217;s remedial acts and cooperation. In connection with this settlement, the Company has neither admitted
            nor denied the underlying allegations. </p>
          <p> The U.S. Department of Justice (&#8220;DOJ&#8221;) also made public a letter declining to prosecute the Company and closing its investigation into the Company citing as the bases for this decision, among other things, the following: World&#8217;s prompt,
            voluntary self-disclosure of the misconduct; World&#8217;s full and proactive cooperation in this matter (including its provision of all known relevant facts about the misconduct); and World&#8217;s full remediation, including the additional FCPA training
            added to World&#8217;s compliance program, separation from executives under whom the misconduct took place; and discontinuing relationships with third parties in Mexico involved in the misconduct. </p>
          <p> <b>About World Acceptance Corporation <br>
            </b>Founded in 1962, Greenville, S.C.-based World Acceptance Corporation (NASDAQ: WRLD) is one of North America's largest small-loan consumer finance companies. The company offers short and medium-term installment loans, related credit
            insurance and a range of ancillary financial products and services to individuals that may include those with limited access to other sources of consumer credit. For more information, visit www.loansbyworld.com. </p>
          <div> </div>
          <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" id="DSPFPageBreakArea">
            <div style="PAGE-BREAK-AFTER: always" id="DSPFPageBreak">
              <hr style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
          </div>
          <p> <b>Cautionary Note Regarding Forward-Looking Information <br>
            </b>This press release contains &#8220;forward-looking statements&#8221; within the meaning of the Private Securities Litigation Reform Act of 1995, which represent the Company&#8217;s current expectations or beliefs concerning future events. Statements other
            than those of historical fact are forward-looking statements and are about matters that are inherently subject to risks and uncertainties. The Company&#8217;s actual results and financial condition may differ materially from those indicated in the
            forward-looking statements. Therefore, you should not rely on any of these forward-looking statements. Important factors that could cause actual results or performance to differ from the expectations expressed or implied in such forward-looking
            statements are discussed in Part I, Item 1A. &#8220;Risk Factors&#8221; in the Company&#8217;s most recent annual report on Form 10-K for the fiscal year ended March 31, 2020, filed with the SEC and the Company&#8217;s other reports filed with, or furnished to, the
            SEC from time to time. The Company does not undertake any obligation to update any forward-looking statements it makes. The Company is also not responsible for updating the information contained in this press release beyond the publication
            date, or for changes made to this document by wire services or Internet services. </p>
        </div>
        <div class="bw-release-contact">
          <h2 style="FONT-SIZE: 14pt;">Contacts</h2>
          <p> John L. Calmes, Jr. <br>
            Chief Financial and Strategy Officer <br>
            (864) 298-9800 </p>
        </div>
      </div>
    </div>
    <font style="font-weight: bold;"> </font></div>
</body>
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<DOCUMENT>
<TYPE>EX-10.1
<SEQUENCE>3
<FILENAME>a52262699ex10_1.htm
<DESCRIPTION>EXHIBIT 10.1
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: business wire
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         Copyright 1995 - 2020 Broadridge -->
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<body bgcolor="#ffffff" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;">
  <div style="text-align: right;"><font style="font-weight: bold;">Exhibit 10.1</font><br>
  </div>
  <div style="text-align: right;"><font style="font-weight: bold;"> <br>
    </font></div>
  <div style="text-align: left;">
    <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; color: #000000; width: 100%;" id="zcec5f83f692247adb64fe996cea26d84">

        <tr>
          <td style="width: 50%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div><img src="dojlogo.jpg"></div>
          </td>
          <td style="width: 50%; text-align: left; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
            <div>
              <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">U.S. Department of Justice</div>
              <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt;"> <br>
              </div>
              <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt;">Criminal Division</div>
            </div>
          </td>
        </tr>
        <tr>
          <td style="width: 50%; text-align: left; vertical-align: top; font-style: italic;" rowspan="1">Fraud Section</td>
          <td style="width: 50%; text-align: left; vertical-align: top; font-style: italic;" rowspan="1">
            <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">Bond Building</div>
            <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">1400 New York Avenue, NW </div>
            <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">Washington, D.C. 20530</div>
          </td>
        </tr>
        <tr>
          <td style="width: 50.00%;" rowspan="1">&#160;</td>
          <td style="width: 50%; text-align: left; vertical-align: top;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 50.00%;" rowspan="1">&#160;</td>
          <td style="width: 50%; text-align: left; vertical-align: top;" rowspan="1">August 5, 2020</td>
        </tr>

    </table>
    &#160;
    <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">Mark E. Schamel </div>
    <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">Robert R. Ambler, Jr. </div>
    <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">James E. Connelly</div>
    <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">Womble Bond Dickinson LLP</div>
    <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">1200 Nineteenth St. NW, Suite 500</div>
    <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">Washington D.C., 20036</div>
    <div><br>
    </div>
    <div style="text-align: left; text-indent: 54.8pt; margin-right: 218.75pt; margin-left: 6.1pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Re: World Acceptance Corporation Dear Counsel,</div>
    <div>&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Consistent with the FCPA Corporate Enforcement Policy, the Department of Justice, Criminal Division, Fraud Section, and the United
      States Attorney's Office for the Southern District of New York (collectively, the "Department") has declined prosecution of your client, World Acceptance Corporation ("World" or the "Company") for violations of the Foreign Corrupt Practices Act (the
      "FCPA"), 15 U.S.C. &#167;&#167; 78dd-l, <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">et seq. </font>We have reached this conclusion despite the bribery committed by employees of the Company and its
      subsidiaries <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">in </font>Mexico.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The Department's investigation found evidence that beginning in 2010 and continuing through 2017, World's Mexican subsidiary, through
      its employees and agents, paid over $4,000,000 to third-party intermediaries that was used, in part, to pay bribes to Mexican union officials and state government officials in order to obtain contracts with Mexican unions and Mexican state
      governments that allowed World to make loans to union members and to receive payments on such loans directly from the unions, which withheld the amount of the loan repayment from the paychecks of the union members.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The Department has decided to decline prosecution of this matter based on an assessment of the factors set forth in the Corporate
      Enforcement Policy, Justice Manual ("JM") 9-47.120, and the Principles of Federal Prosecution of Business Organizations, JM 9-28.300, including but not limited to: (1) World's prompt, voluntary self-disclosure of the misconduct; (2) World's full and
      proactive cooperation&#160; in this matter (including its provision of all known relevant facts about the misconduct); (3) the nature and seriousness of the offense; (4) World' s full remediation, including the additional FCPA training added to World's
      compliance program, separation from executives under whom the misconduct took place; and discontinuing relationships with third parties in Mexico involved in the misconduct; and (5) the fact that World agrees to and will disgorge to the U.S.
      Securities and Exchange Commission the full amount of its ill-gotten gains.</div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="page-break-after: always;" id="DSPFPageBreak">
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    <div style="text-align: justify; text-indent: 53.4pt; margin-left: 5.45pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">This letter agreement does not provide any protection against prosecution of any individuals, regardless of their
      affiliation with World. <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If </font>the Department learns information that changes its assessment of any of the factors outlined above, it may reopen its inquiry.</div>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; color: #000000; width: 100%;" id="z00a0543e9c2e4b408881f89f3d216294">

          <tr>
            <td style="width: 50%;">
              <div>&#160;</div>
            </td>
            <td style="width: 3%;" colspan="1">&#160;</td>
            <td style="width: 47%;" rowspan="1">
              <div>Sincerely,</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%;">
              <div>&#160;</div>
            </td>
            <td style="width: 3%;" colspan="1">&#160;</td>
            <td style="width: 47%;">
              <div>&#160;</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%;">
              <div>&#160;</div>
            </td>
            <td style="width: 3%;" colspan="1">&#160;</td>
            <td style="width: 47%;" rowspan="1">
              <div>ROBERT ZINK</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%;">
              <div>&#160;</div>
            </td>
            <td style="width: 3%;" colspan="1">&#160;</td>
            <td style="width: 47%;" rowspan="1">
              <div>Chief, Fraud Section</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%;">
              <div>&#160;</div>
            </td>
            <td style="width: 3%;" colspan="1">&#160;</td>
            <td style="width: 47%;" rowspan="1">
              <div>Criminal Division<br>
              </div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%;">
              <div>&#160;</div>
            </td>
            <td style="width: 3%;" colspan="1">&#160;</td>
            <td style="width: 47%;" rowspan="1">
              <div>Department of Justice</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%;">
              <div>&#160;</div>
            </td>
            <td style="width: 3%;" colspan="1">&#160;</td>
            <td style="width: 47%;">
              <div>&#160;</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%;">
              <div>&#160;</div>
            </td>
            <td style="width: 3%;" colspan="1">&#160;</td>
            <td style="width: 47%;">
              <div>&#160;</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%;">
              <div>&#160;</div>
            </td>
            <td style="width: 3%;" colspan="1">BY:<br>
            </td>
            <td style="width: 47%;">
              <div><u>/s/ Sarah E. Edwards</u></div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%;">
              <div>&#160;</div>
            </td>
            <td style="width: 3%;" colspan="1">&#160;</td>
            <td style="width: 47%;">
              <div>SARAH E. EDWARDS</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%;">
              <div>&#160;</div>
            </td>
            <td style="width: 3%;" colspan="1">&#160;</td>
            <td style="width: 47%;">
              <div>SONALI D. PATEL</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%;">
              <div>&#160;</div>
            </td>
            <td style="width: 3%;" colspan="1">&#160;</td>
            <td style="width: 47%;">
              <div>BENJAMIN&#160; A. SALTZMAN</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%;">
              <div>&#160;</div>
            </td>
            <td style="width: 3%;" colspan="1">&#160;</td>
            <td style="width: 47%;">
              <div>Trial&#160; Attorneys, Fraud Section</div>
            </td>
          </tr>

      </table>
    </div>
    <br>
    <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">World Acceptance Corporation agrees and consents to the facts and conditions set forth herein:</div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="font-size: 10pt;">
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; color: #000000; width: 100%;" id="z12c4cb3ba8c947b98fbc9a15e9073afb">

          <tr>
            <td style="width: 50%;">
              <div>The Date:&#160; 8/5/2020</div>
            </td>
            <td style="width: 3%;">
              <div>BY:<br>
              </div>
            </td>
            <td style="width: 47%;">
              <div> <u>/s/ Luke J. Umstetter</u></div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%;">
              <div>&#160;</div>
            </td>
            <td style="width: 3%;">
              <div>&#160;</div>
            </td>
            <td style="width: 47%;">
              <div>LUKE J. UMSTETTER</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%;">
              <div>&#160;</div>
            </td>
            <td style="width: 3%;">
              <div>&#160;</div>
            </td>
            <td style="width: 47%;">
              <div>General Counsel, World Acceptance Corp.</div>
            </td>
          </tr>

      </table>
    </div>
    <br>
  </div>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.2
<SEQUENCE>4
<FILENAME>a52262699ex10_2.htm
<DESCRIPTION>EXHIBIT 10.2
<TEXT>
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  <div style="text-align: right;"><font style="font-weight: bold;">Exhibit 99.2</font><br>
  </div>
  <div style="text-align: right;"><font style="font-weight: bold;"> <br>
    </font></div>
  <div style="text-align: left;"><br>
    <div><br>
    </div>
    <div>&#160;</div>
    <div><br>
    </div>
    <div style="text-align: center; margin-right: 109.65pt; margin-left: 109.75pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">UNITED STATES OF AMERICA</div>
    <div style="text-align: center; margin-right: 109.65pt; margin-left: 109.85pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">Before the</div>
    <div style="font-size: 10pt;">&#160;</div>
    <div style="text-align: center; margin-right: 109.65pt; margin-left: 109.95pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: left; margin-left: 6pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">SECURITIES EXCHANGE ACT OF 1934</div>
    <div style="text-align: left; margin-left: 6pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">Release No. 89489 / August 6, 2020</div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: left; margin-left: 6pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">ACCOUNTING AND AUDITING ENFORCEMENT</div>
    <div style="font-size: 10pt;">&#160;</div>
    <div style="text-align: left; margin-left: 6pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">Release No. 4158 / August 6, 2020</div>
    <div style="font-size: 10pt;">&#160;</div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: left; margin-right: 280.6pt; margin-left: 6pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">ADMINISTRATIVE PROCEEDING File No. 3-19905</div>
    <div style="font-size: 10pt;">&#160;</div>
    <div style="font-size: 10pt;"><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zdf73208866f74837b08c97427e7e300c" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

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            <div style="font-size: 10pt;">&#160;</div>
            <div style="text-align: left; margin-left: 6pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">In the Matter of</div>
            <div style="font-size: 10pt;">&#160;</div>
            <div style="text-align: left; margin-left: 42pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">World Acceptance</div>
            <div style="text-align: left; margin-left: 42pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">Corporation,</div>
            <div style="font-size: 10pt;">&#160;</div>
            <div style="text-align: left; margin-left: 6pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">Respondent.</div>
          </td>
          <td style="width: 58.18%; vertical-align: top; border-left: #000000 2px solid;">
            <div style="font-size: 10pt;">&#160;</div>
            <div style="text-align: left; margin-right: 6.5pt; margin-left: 43.15pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">ORDER INSTITUTING CEASE-AND- DESIST PROCEEDINGS PURSUANT TO SECTION 21C OF THE
              SECURITIES EXCHANGE ACT OF 1934, MAKING FINDINGS, AND IMPOSING A CEASE- AND-DESIST ORDER</div>
          </td>
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    </table>
    <div style="font-size: 10pt;">&#160;</div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: center; margin-right: 109.65pt; margin-left: 109.65pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">I.</div>
    <div style="font-size: 10pt;">&#160;</div>
    <div style="text-align: left; text-indent: 36pt; margin-right: 5.55pt; margin-left: 6pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">The Securities and Exchange Commission (&#8220;Commission&#8221;) deems it appropriate that cease-
      and-desist proceedings be, and hereby are, instituted pursuant to Section 21C of the Securities Exchange Act of 1934 (&#8220;Exchange Act&#8221;), against World Acceptance Corporation (&#8220;WAC&#8221; or &#8220;Respondent&#8221;).</div>
    <div style="font-size: 10pt;">&#160;</div>
    <div style="text-align: center; margin-right: 109.65pt; margin-left: 109.9pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">II.</div>
    <div style="font-size: 10pt;">&#160;</div>
    <div style="text-align: left; text-indent: 36pt; margin-right: 7pt; margin-left: 6pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">In anticipation of the institution of these proceedings, Respondent has submitted an Offer of
      Settlement (the &#8220;Offer&#8221;) which the Commission has determined to accept. Solely for the purpose of these proceedings and any other proceedings brought by or on behalf of the Commission, or to which the Commission is a party, and without admitting or
      denying the findings herein, except as to the Commission&#8217;s jurisdiction over it and the subject matter of these proceedings, which are admitted, Respondent consents to the entry of this Order Instituting Cease- and-Desist Proceedings Pursuant to
      Section 21C of the Securities Exchange Act of 1934, Making Findings, and Imposing a Cease-and-Desist Order (&#8220;Order&#8221;), as set forth below.</div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">1</font></div>
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        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div style="text-align: center; margin-right: 109.65pt; margin-left: 109.65pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">&#160;III.</div>
    <div style="font-size: 10pt;">&#160;</div>
    <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">On the basis of this Order and Respondent&#8217;s Offer, the Commission finds<font style="font-family: 'Times New Roman',Times,serif;">1 </font>that:</div>
    <div style="font-size: 10pt;">&#160; <br>
    </div>
    <div style="text-align: center; margin-right: 109.55pt; margin-left: 109.95pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;"><u>Summary</u></div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z06537d03adab40f1bd07e2bed258974a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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            <td style="width: 6pt; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif;">1.</div>
            </td>
            <td style="width: auto; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">This matter concerns violations of the anti-bribery, books and records, and internal accounting controls provisions of the Foreign Corrupt Practices Act
                (&#8220;FCPA&#8221;) by World Acceptance Corporation, a consumer loan company headquartered in Greenville, South Carolina. The bribery scheme took place at WAC&#8217;s former wholly-owned subsidiary in Mexico, WAC de Mexico, S.A. de C.V. (&#8220;WAC Mexico&#8221;),
                which paid approximately $4.1 million USD in bribes, directly or through intermediaries, to Mexican government officials and union officials, from at least December 2010 through June 2017 to obtain and retain business.</div>
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    </div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zd95115fa29e0418bab5b27fd80b85869" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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            <td style="width: 6pt; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif;">2.</div>
            </td>
            <td style="width: auto; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">WAC failed to make and keep accurate books and records and failed to devise and maintain a sufficient system of internal accounting controls necessary to
                detect and prevent these bribe payments. The bribe payments were inaccurately recorded as legitimate &#8220;commission&#8221; expenses in WAC&#8217;s books and records. WAC failed to implement sufficient internal accounting controls over vendor management
                and accounts payable at WAC Mexico, failed to provide reasonable assurances that WAC Mexico had implemented an FCPA policy and was adhering to it, failed to provide FCPA training at WAC and WAC Mexico, and lacked sufficient entity level
                controls over WAC Mexico. In addition, WAC management lacked the appropriate tone at the top regarding internal audit and compliance, thereby undermining the effectiveness of those functions.</div>
            </td>
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    </div>
    <div style="font-size: 10pt;">
      <div style="font-size: 10pt;"><br>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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              <td style="width: 6pt; vertical-align: top; font-size: 10pt;">
                <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif;">3.</div>
              </td>
              <td style="width: auto; vertical-align: top; font-size: 10pt;">
                <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">As a result of the bribery scheme, WAC was unjustly enriched by approximately $18 million.</div>
              </td>
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      </div>
    </div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: center; margin-right: 109.65pt; margin-left: 109.7pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;"><u>Respondent</u></div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zc7c5c84ad16640e49975400b7ccbcdbe" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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            <td style="width: 6pt; vertical-align: top; font-size: 10pt; font-weight: normal;">
              <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif;">4.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>World Acceptance
                    Corporation</u></font><font style="font-size: 10pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">&#160;</font><font style="font-size: 10pt;">is a consumer loan company, headquartered in Greenville, South
                  Carolina. WAC&#8217;s common stock is registered under Section 12(b) of the Exchange Act, and trades on the NasdaqGS under ticker WRLD. WAC sold its wholly-owned subsidiary, WAC Mexico, effective July 1, 2018. WAC currently does not have any
                  foreign subsidiaries, or conduct any business internationally.</font></div>
            </td>
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    </div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="font-size: 10pt;">
      <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">
        <hr noshade="noshade" align="left" style="height: 1pt; width: 10%; color: #000000; background-color: #000000; text-align: left; margin-left: 0px; margin-right: auto; border: none;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> The findings herein are made pursuant to
        Respondent&#8217;s Offer of Settlement and are not binding on any other person or entity in this or any other proceeding.</div>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">2</font></div>
      <div style="page-break-after: always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div style="text-align: center; font-weight: bold;"><u>Facts</u></div>
    <div style="font-size: 10pt;">&#160;</div>
    <div style="text-align: center; margin-right: 109.65pt; margin-left: 109.8pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;"><u>The Bribery Scheme</u></div>
    <div style="font-size: 10pt;">&#160;</div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z9ea1457483f84b46b4e7ac73b783f857" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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            <td style="width: 6pt; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif;">5.</div>
            </td>
            <td style="width: auto; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">WAC, through its former wholly-owned subsidiary, WAC Mexico, engaged in a bribery scheme from at least December 2010 through June 2017, paying approximately
                $4.1 million USD ($64 million MXN) in bribes to obtain and retain business related to its Pr&#233;stamos Viva business line (&#8220;Viva&#8221;).</div>
            </td>
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      </table>
    </div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z6773ac42bf1f456ab00dfd307b5bbd6a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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            <td style="width: 6pt; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif;">6.</div>
            </td>
            <td style="width: auto; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">WAC Mexico had two lines of business, Pr&#233;stamos Avance (&#8220;Avance&#8221;) and Viva. Avance offered small loans directly to consumers, while Viva offered small loans
                to state and federal government employees. Viva had less collection risk than Avance because government employees had greater job security, and loan repayments were automatically deducted from the government employee&#8217;s paycheck, collected
                by the unions, and sent to WAC Mexico. WAC Mexico entered into at least 30 Viva contracts with government entities and/or worker unions representing government employees, most of whom worked in healthcare and education. To obtain Viva
                business and to ensure that loan repayments continued to be sent to WAC Mexico in a timely manner, WAC Mexico paid monetary bribes to Mexican government officials and union officials.</div>
            </td>
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      </table>
    </div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zb3453c416a6b416e817620f31b9046ef" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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            <td style="width: 6pt; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif;">7.</div>
            </td>
            <td style="width: auto; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">The Viva contracts were signed by government officials (e.g., the secretary of health or education for a particular state government), and/or union officials
                (e.g. the general secretary of a particular union). To enter into these contracts, WAC Mexico paid monetary bribes, known internally as the &#8220;glove,&#8221; to Mexican government officials and union officials. During the performance of these
                contracts, WAC Mexico also made ongoing payments, referred to as &#8220;royalty payments,&#8221; &#8220;scholarship,&#8221; or &#8220;support,&#8221; to officials to ensure that loan repayments continued to be sent to WAC Mexico in a timely manner. Regardless of who signed
                the contracts with WAC Mexico, government officials were paid bribes to obtain or retain the ability to make loans to the government employees under all of the contracts.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z1882274ab7e247759f8563d80719cadc" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 6pt; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif;">8.</div>
            </td>
            <td style="width: auto; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">The $4.1 million in bribe payments to government officials and union officials were paid in cash, a bank deposit into their bank account, or a bank deposit
                into the bank account of a relative or friend of the official. WAC Mexico also hired third-party intermediaries to assist with obtaining business, and make ongoing bribe payments to officials. These intermediaries kept a small portion of
                the payments as their fee. One of WAC Mexico&#8217;s intermediaries flew to different municipalities in Mexico with large bags of cash to pay officials. Employees at WAC Mexico communicated with the intermediaries via email through servers
                located in the U.S.</div>
            </td>
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      </table>
    </div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z40dd1bfdd4fe478c889465d0ef4a9cbb" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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            <td style="width: 6pt; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif;">9.</div>
            </td>
            <td style="width: auto; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">Of the $4.1 million USD in payments, at least $1.5 million was paid to government officials, $580,000 paid to union officials, and $480,000 paid to third
                party intermediaries who used the funds to pay government officials and union officials. Due to the lack of appropriate recordkeeping at WAC Mexico, it is unclear how the remaining $1.5 million in payments were split between those made
                directly to government officials or union officials, or an intermediary who used the funds to pay the officials.</div>
            </td>
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      </table>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">3</font></div>
      <div style="page-break-after: always;" id="DSPFPageBreak">
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    </div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 10pt;"><u>&#160;<font style="font-weight: bold;">WAC&#8217;s Inaccurate Books and Records and Insufficient Internal</font></u></div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;"><u>Accounting Controls to Detect or Prevent Bribery</u></div>
    <div style="font-size: 10pt;">&#160;</div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z74986ba634c042579704cc3abc35429d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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            <td style="width: 6pt; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif;">10.</div>
            </td>
            <td style="width: auto; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">The bribe payments were inaccurately recorded as legitimate &#8220;commission&#8221; expenses in WAC&#8217;s books and records. WAC and WAC Mexico lacked the internal
                accounting controls sufficient to detect or prevent such payments. For example, WAC Mexico did not have a vendor management system, did not maintain a master list of approved vendors, did not conduct formal due diligence on new vendors, and
                did not have formal procedures or controls in place to approve new vendors. These internal control failures over vendors allowed WAC Mexico to hire third party intermediaries to pay bribes to government officials and union officials.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z76b23599f4e0426cb512ee1db4fb9ab6" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 6pt; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif;">11.</div>
            </td>
            <td style="width: auto; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">In addition, WAC Mexico did not have a sufficient accounts payable system. Instead, manual checks were used for payment, which resulted in managers
                pre-signing blank checks, making it impossible to enforce authorization limits in place over payments. Moreover, WAC Mexico manually prepared a monthly spreadsheet that listed the checks paid that month, and provided an expense category for
                each check. The payments made to government officials and union officials were inaccurately categorized as &#8220;commission&#8221; expenses. WAC Mexico sent the spreadsheet each month to WAC&#8217;s accounting department in Greenville, South Carolina
                without invoices or backup support, and WAC failed to require such backup support. WAC then manually coded each expense, including the &#8220;commission&#8221; expenses, for recording in WAC&#8217;s general ledger, which was used to prepare WAC&#8217;s financial
                statements. Another example of the lack of controls over accounts payable was the senior vice president of WAC Mexico approved check payments with or without invoices, and starting in or about July 2014, WAC increased his authorization
                limit to $1 million MXN (about $75,000 USD) to make payments related to any Viva contract.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="font-size: 10pt;">&#160;</div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z433a84ee619849ac8468743c4c011013" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 6pt; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif;">12.</div>
            </td>
            <td style="width: auto; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">WAC did not identify the high risk of bribery and corruption in Mexico and did not implement sufficient internal accounting controls to address that risk.
                Although starting sometime in 2013, WAC had an FCPA policy in its corporate compliance manual, there was no effective formal monitoring, or internal controls in place, to ensure that WAC Mexico was adhering to that policy. Moreover, neither
                WAC or WAC Mexico provided FCPA training to its personnel from at least December 2010 through October 2017.</div>
            </td>
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      </table>
    </div>
    <div style="font-size: 10pt;">&#160;</div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zb250117ce4e24e13b0706edea0f6a7dd" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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            <td style="width: 6pt; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif;">13.</div>
            </td>
            <td style="width: auto; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">WAC also lacked entity level controls over WAC Mexico as a result of the lack of oversight over personnel in Mexico.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="font-size: 10pt;">&#160;</div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zcc5c3f1ad18245e08c6381a7e387564a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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            <td style="width: 6pt; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif;">14.</div>
            </td>
            <td style="width: auto; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">Lastly, the tone at the top from WAC management did not support robust internal audit and compliance functions, and undermined the effectiveness of those
                functions. For example, in October 2015 the then-CEO of WAC terminated the vice president of internal audit after he raised compliance concerns, including concerns about the lack of internal accounting controls at WAC Mexico. The then-CEO
                then combined the internal audit function and the compliance function into one department under one VP, had the VP report to her, and pressured the VP to eliminate staffing and become more &#8220;bare-bones,&#8221; according to the VP. Prior to this</div>
            </td>
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      </table>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">4</font></div>
      <div style="page-break-after: always;" id="DSPFPageBreak">
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    </div>
    <div style="font-size: 10pt;">
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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              <td style="width: 6pt; vertical-align: top; font-size: 10pt;">
                <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;&#160;&#160; &#160; &#160; <br>
                </div>
              </td>
              <td style="width: auto; vertical-align: top; font-size: 10pt;">
                <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">change, both vice presidents of internal audit and compliance had reported directly to the Board of Directors and the Audit Committee. In November 2016,
                  the then-CEO told the internal audit and compliance VP that she would now report to the then-general counsel. Shortly thereafter, the VP voiced concerns that the internal audit and compliance functions were not sound, and the then- CEO
                  terminated her. The then-general counsel took over as the head of internal audit and compliance, even though the general counsel had no prior audit or accounting experience. WAC&#8217;s then-CEO also told the then-general counsel and an
                  internal audit director that she did not care whether WAC had a &#8220;world class [internal] audit function.&#8221;</div>
              </td>
            </tr>

        </table>
      </div>
      &#160;</div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z61251c9bcf2346aeb3a91313e9a15bf0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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            <td style="width: 6pt; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif;">15.</div>
            </td>
            <td style="width: auto; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">After the bribery allegations came to light in March 2017, WAC&#8217;s management and its independent audit firm reported in WAC&#8217;s FYE 2017 Form 10-K (ending March
                31, 2017) that WAC had material weaknesses in its Internal Control over Financial Reporting (&#8220;ICFR&#8221;) and, as a result, WAC did not maintain effective ICFR. Specifically, WAC&#8217;s independent audit firm identified the following material
                weaknesses: &#8220;control design gaps in [WAC&#8217;s] accounts payable environment related to vendor management and payment processes in Mexico and in [WAC&#8217;s] entity level control environment related to adherence to U.S. and foreign laws and
                regulations, including the FCPA, and corporate governance of the Mexico operations.&#8221; WAC&#8217;s management also identified the same material weaknesses.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: center; margin-right: 109.65pt; margin-left: 109.9pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;"><u>Legal Standards and Violations</u></div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z8a8864a1e8c04062be70f91f59a5f630" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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            <td style="width: 6pt; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif;">16.</div>
            </td>
            <td style="width: auto; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">Under Section 21C(a) of the Exchange Act, the Commission may impose a cease- and-desist order upon any person who is violating, has violated, or is about to
                violate any provision of the Exchange Act or any rule or regulation thereunder, and upon any other person that is, was, or would be a cause of the violation, due to an act or omission the person knew or should have known would contribute to
                such violation.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z41624a871ba34257aebd591e54bf315d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 6pt; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif;">17.</div>
            </td>
            <td style="width: auto; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">As a result of the conduct described above regarding payments to government officials, WAC violated Section 30A of the Exchange Act, which prohibits any
                issuer with a class of securities registered pursuant to Section 12 of the Exchange Act, or any officer, director, employee, or agent acting on behalf of such issuer, in order to obtain or retain business, from corruptly giving or
                authorizing the giving of, anything of value to any foreign official for the purposes of influencing the official or inducing the official to act in violation of his or her lawful duties, or to secure any improper advantage, or to induce a
                foreign official to use his influence with a foreign governmental instrumentality to influence any act or decision of such government or instrumentality.</div>
            </td>
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      </table>
    </div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zcbb628d71e5c4e369f86bc3f32db3626" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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            <td style="width: 6pt; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif;">18.</div>
            </td>
            <td style="width: auto; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">As a result of the conduct described above related to payments to government officials and union officials, WAC violated Section 13(b)(2)(A) of the Exchange
                Act, which requires every issuer with a class of securities registered pursuant to Exchange Act Section 12 to make and keep books, records, and accounts, which, in reasonable detail, accurately and fairly reflect the transactions and
                disposition of the assets of the issuer.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">5</font></div>
      <div style="page-break-after: always;" id="DSPFPageBreak">
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    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z8c82ebc891cf40f6a5bcd884ef49da86" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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            <td style="width: 6pt; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif;">19.</div>
            </td>
            <td style="width: auto; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">As a result of the conduct described above related to payments to government officials and union officials, WAC violated Section 13(b)(2)(B) of the Exchange
                Act which requires every issuer with a class of securities registered pursuant to Exchange Act Section 12 to devise and maintain a system of internal accounting controls sufficient to provide reasonable assurances that (i) transactions are
                executed in accordance with management&#8217;s general or specific authorization; (ii) transactions are recorded as necessary (I) to permit preparation of financial statements in conformity with generally accepted accounting principles or any
                other criteria applicable to such statements, and (II) to maintain accountability for assets; (iii) access to assets is permitted only in accordance with management&#8217;s general or specific authorization; and (iv) the recorded accountability
                for assets is compared with the existing assets at reasonable intervals and appropriate action is taken with respect to any differences.</div>
            </td>
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      </table>
    </div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;"><u>WAC&#8217;s Cooperation and Remedial Efforts</u></div>
    <div style="font-size: 10pt;">&#160;</div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z0e03c0aea26b4327b573f250c4e1a6a3" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 6pt; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif;">20.</div>
            </td>
            <td style="width: auto; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">In determining to accept the Offer, the Commission considered remedial acts promptly undertaken by WAC and cooperation afforded the Commission staff,
                including facilitating witnesses traveling from Mexico to the U.S. for interviews. WAC&#8217;s remedial acts included personnel changes made in late 2017 and early 2018, such as terminating the senior vice president of WAC Mexico, and WAC&#8217;s CEO
                and general counsel (on terms previously disclosed), and in mid-2018 WAC divested itself of WAC Mexico.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">IV.</div>
    <div style="text-align: left; text-indent: 36pt; margin-left: 6pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt;"> <br>
    </div>
    <div style="text-align: left; text-indent: 36pt; margin-left: 6pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">In view of the foregoing, the Commission deems it appropriate to impose the sanctions agreed to in Respondent
      WAC&#8217;s Offer.</div>
    <div style="font-size: 10pt;">&#160;</div>
    <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">Accordingly, it is hereby ORDERED that<font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">:</font></div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z1cbe861dba764774896082370987666e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 6pt; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif;">A.</div>
            </td>
            <td style="width: auto; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">Pursuant to Section 21C of the Exchange Act, WAC cease and desist from committing or causing any violations and any future violations of Sections 30A,
                13(b)(2)(A) and 13(b)(2)(B) of the Exchange Act.</div>
            </td>
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      </table>
    </div>
    <div style="font-size: 10pt;">
      <div style="font-size: 10pt;"><br>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 6pt; vertical-align: top; font-size: 10pt;">
                <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif;">B.</div>
              </td>
              <td style="width: auto; vertical-align: top; font-size: 10pt;">
                <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">WAC shall, within fourteen days of the entry of this Order, pay disgorgement of $17,826,000, prejudgment interest of $1,900,000, and civil penalties of
                  $2,000,000, for a total payment of $21,726,000 to the Securities and Exchange Commission for transfer to the general fund of the United States Treasury, subject to Section 21F(g)(3) of the Exchange Act. If timely payment of disgorgement
                  and prejudgment interest is not made, additional interest shall accrue pursuant to SEC Rule of Practice 600. If timely payment of the civil penalty is not made, additional interest shall accrue pursuant to 31 U.S.C. &#167;3717.</div>
              </td>
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        </table>
      </div>
    </div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">Payment must be made in one of the following ways:</div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z4948c15104814d5db645ebc13d1569fe" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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            <td style="width: 114.05pt; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-left: 78.05pt; font-family: 'Times New Roman',Times,serif;">(1)</div>
            </td>
            <td style="width: auto; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">Respondent may transmit payment electronically to the Commission, which will provide detailed ACH transfer/Fedwire instructions upon request;</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">6</font></div>
      <div style="page-break-after: always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z4f7ed57a7dc84f5fb9152baa1a10d8c9" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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            <td style="width: 114.05pt; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-left: 78.05pt; font-family: 'Times New Roman',Times,serif;">(2)</div>
            </td>
            <td style="width: auto; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">Respondent may make direct payment from a bank account via Pay.gov through the SEC website at<font style="font-family: 'Times New Roman',Times,serif;">&#160;</font><font style="font-family: 'Times New Roman',Times,serif;">http://www.sec.gov/about/offices/ofm.htm</font>; or</div>
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      </table>
    </div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z4f031e3fbc124bdbb8b72c0e5bad840f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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            <td style="width: 114.05pt; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-left: 78.05pt; font-family: 'Times New Roman',Times,serif;">(3)</div>
            </td>
            <td style="width: auto; vertical-align: top; font-size: 10pt;">
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">Respondent may pay by certified check, bank cashier&#8217;s check, or United States postal money order, made payable to the Securities and Exchange Commission
                and hand-delivered or mailed to:</div>
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;"> <br>
              </div>
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">
                <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">Enterprise Services Center</div>
                <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">Accounts Receivable Branch</div>
                <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">HQ Bldg., Room 181, AMZ-341</div>
                <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">6500 South MacArthur Boulevard</div>
                <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">Oklahoma City, OK 73169</div>
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            </td>
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    <div style="text-align: left; text-indent: 36pt; margin-right: 15.7pt; margin-left: 6pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">Payments by check or money order must be accompanied by a cover letter identifying WAC as a
      Respondent in these proceedings, and the file number of these proceedings; a copy of the cover letter and check or money order must be sent to Charles Cain, FCPA Unit Chief, Division of Enforcement, Securities and Exchange Commission, 100 F Street,
      N.E., Washington, DC 20549.</div>
    <div style="font-size: 10pt;">&#160;</div>
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              <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif;">C.</div>
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            <td style="width: auto; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman',Times,serif;">Amounts ordered to be paid as civil money penalties pursuant to this Order shall be treated as penalties paid to the government for all purposes, including
                all tax purposes. To preserve the deterrent effect of the civil penalty, Respondent agrees that in any Related Investor Action, WAC shall not argue that it is entitled to, nor shall it benefit by, offset or reduction of any award of
                compensatory damages by the amount of any part of Respondent&#8217;s payment of a civil penalty in this action (&#8220;Penalty Offset&#8221;). If the court in any Related Investor Action grants such a Penalty Offset, Respondent agrees that WAC shall, within
                30 days after entry of a final order granting the Penalty Offset, notify the Commission&#8217;s counsel in this action and pay the amount of the Penalty Offset to the Securities and Exchange Commission. Such a payment shall not be deemed an
                additional civil penalty and shall not be deemed to change the amount of the civil penalty imposed in this proceeding. For purposes of this paragraph, a &#8220;Related Investor Action&#8221; means a private damages action brought against Respondent by
                or on behalf of one or more investors based on substantially the same facts as alleged in the Order instituted by the Commission in this proceeding.</div>
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    <div style="font-size: 10pt;"><br>
    </div>
    <div style="font-size: 10pt;">&#160;<br>
    </div>
    <div style="text-align: left; margin-left: 42.05pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">By the Commission.</div>
    <div style="font-size: 10pt;">&#160;</div>
    <div style="font-size: 10pt;">
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; color: #000000; width: 100%;" id="zfbdf6b34c2604f9dab499d62ea8b9749">

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            <td style="width: 50.00%;">
              <div>&#160;</div>
            </td>
            <td style="width: 50.00%;">
              <div>Vanessa A. Countryman</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50.00%;">
              <div>&#160;</div>
            </td>
            <td style="width: 50.00%;">
              <div>Secretary</div>
            </td>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>7
<FILENAME>wrld-20200806_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
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<FILENAME>a52262699_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2019-01-31"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="wrld-20200806.xsd" xlink:type="simple"/>
    <context id="c20200806to20200806">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000108385</identifier>
        </entity>
        <period>
            <startDate>2020-08-06</startDate>
            <endDate>2020-08-06</endDate>
        </period>
    </context>
    <dei:AmendmentFlag
      contextRef="c20200806to20200806"
      id="Fact_6a59f20c4228476d9da5ec10e84941cf">false</dei:AmendmentFlag>
    <dei:EntityCentralIndexKey
      contextRef="c20200806to20200806"
      id="Fact_c9459d6817f9418bb2148eb2a4c12d60">0000108385</dei:EntityCentralIndexKey>
    <dei:DocumentType
      contextRef="c20200806to20200806"
      id="Fact_38e65df7633e426182ba8e442b91c706">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate
      contextRef="c20200806to20200806"
      id="Fact_9bff7db0fe8447cfaecaa24d6fc42d89">2020-08-06</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName
      contextRef="c20200806to20200806"
      id="Fact_34a43df2ce754d97a00ebaef307446f8">WORLD ACCEPTANCE CORPORATION</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode
      contextRef="c20200806to20200806"
      id="Fact_d48c4d023d50429eb3f9bc4e7c68bb04">SC</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber
      contextRef="c20200806to20200806"
      id="Fact_a4173bdedbe6453f8d71efd0ff3b0de2">000-19599</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber
      contextRef="c20200806to20200806"
      id="Fact_50296e0cb3914242a3fd6ba75c8df4a6">57-0425114</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1
      contextRef="c20200806to20200806"
      id="Fact_16c495868f6b48f6a0ba56260a871828">104 S. Main Street</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown
      contextRef="c20200806to20200806"
      id="Fact_39d2780e429b43518129ca7480ef7af2">Greenville</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince
      contextRef="c20200806to20200806"
      id="Fact_6bffa1a4e6334e82b5a00aababe39f9e">SC</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode
      contextRef="c20200806to20200806"
      id="Fact_5dc3da601b3d492e9cdf43ed7e009ed9">29601</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode
      contextRef="c20200806to20200806"
      id="Fact_cafb02e642374881883438ab668f0ffd">864</dei:CityAreaCode>
    <dei:LocalPhoneNumber
      contextRef="c20200806to20200806"
      id="Fact_ea6b14d743a740ce91bf5b7f8f99f0f4">298-9800</dei:LocalPhoneNumber>
    <dei:EntityInformationFormerLegalOrRegisteredName
      contextRef="c20200806to20200806"
      id="Fact_a13badde9c86459a8b47a09962ddee91">n/a</dei:EntityInformationFormerLegalOrRegisteredName>
    <dei:WrittenCommunications
      contextRef="c20200806to20200806"
      id="Fact_f25fd9a7f62a45c2bdca022ad09d1f91">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial
      contextRef="c20200806to20200806"
      id="Fact_3717f2a1c3f843cba7c4ec271323db83">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer
      contextRef="c20200806to20200806"
      id="Fact_e5b6f54f0b324b369cab277deae7c111">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer
      contextRef="c20200806to20200806"
      id="Fact_88575bc8be1c4087993561c6474b5d86">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle
      contextRef="c20200806to20200806"
      id="Fact_70947bf872534b7b9ada9226695e2c58">Common Stock, No Par Value</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="c20200806to20200806"
      id="Fact_55957c3c9a9d4248afd6925ceb74f971">WRLD</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="c20200806to20200806"
      id="Fact_874ed808b73d4435ba49acde5ceefb93">NASDAQ</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany
      contextRef="c20200806to20200806"
      id="Fact_31a97bb4bc7d4482b40f9078721ad8a6">false</dei:EntityEmergingGrowthCompany>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>10
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.20.2</span><table class="report" border="0" cellspacing="2" id="idm140001945966856">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th"><div>Aug. 06, 2020</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Aug.  06,  2020<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">WORLD ACCEPTANCE CORPORATION<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">SC<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">000-19599<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">57-0425114<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">104 S. Main Street<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Greenville<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">SC<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">29601<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">864<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">298-9800<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityInformationFormerLegalOrRegisteredName', window );">Entity Information, Former Legal or Registered Name</a></td>
<td class="text">n/a<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000108385<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock, No Par Value<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">WRLD<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityInformationFormerLegalOrRegisteredName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Former Legal or Registered Name of an entity</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityInformationFormerLegalOrRegisteredName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
