CONSOLIDATED BALANCE SHEETS - USD ($)	Sep. 30, 2025	Mar. 31, 2025
ASSETS
Cash and cash equivalents	$ 14,882,076	$ 9,730,296
Gross loans receivable	1,315,491,218	1,225,635,918
Less:
Unearned interest, insurance and fees	(339,118,657)	(309,320,104)
Allowance for credit losses	(117,796,583)	(103,347,129)
Loans receivable, net	858,575,978	812,968,685
Income taxes receivable	11,574,408	0
Operating lease right‐of‐use assets, net	73,051,103	76,234,832
Property and equipment, net	18,465,454	19,765,788
Deferred income taxes, net	32,495,434	33,291,074
Other assets, net	40,191,363	40,871,600
Goodwill	7,370,791	7,370,791
Intangible assets, net	5,754,942	7,394,581
Total assets	1,062,361,549	1,007,627,647
Liabilities:
Revolving credit facility	584,586,124	262,451,475
Senior unsecured notes payable, net	0	184,418,211
Income taxes payable	0	222,742
Operating lease liability	75,496,891	78,689,723
Accounts payable and accrued expenses	36,632,393	42,365,032
Total liabilities	696,715,408	568,147,183
Commitments and contingencies
Shareholders' equity:
Preferred stock, no par value Authorized 5,000,000, no shares issued or outstanding	0	0
Common stock, no par value Authorized 95,000,000 shares; issued and outstanding 5,065,827 and 5,374,012 shares at September 30, 2025 and March 31, 2025, respectively	0	0
Additional paid-in capital	273,503,381	266,426,478
Retained earnings	92,142,760	173,053,986
Total shareholders' equity	365,646,141	439,480,464
Total liabilities and shareholders' equity	$ 1,062,361,549	$ 1,007,627,647

Sum of the carrying values as of the balance sheet date of obligations incurred through that date, including liabilities incurred and payable to vendors for goods and services received, taxes, interest, rent and utilities, compensation costs, payroll taxes and fringe benefits (other than pension and postretirement obligations), contractual rights and obligations, and statutory obligations.

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Period Type:	instant

- Definition

Carrying amount as of the balance sheet date of the unpaid sum of the known and estimated amounts payable to satisfy all domestic and foreign income tax obligations due. This amount is the total of current and noncurrent accrued income taxes.