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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
 3 Months Ended 6 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Revenues:        
Interest and fee income $ 118,958,202 $ 113,905,272 $ 234,261,004 $ 225,066,358
Insurance and other income, net 15,507,648 17,504,232 32,656,766 35,870,412
Total revenues 134,465,850 131,409,504 266,917,770 260,936,770
Expenses:        
Provision for credit losses 49,840,902 46,668,521 100,356,871 92,087,528
General and administrative expenses:        
Personnel 47,989,296 21,753,935 93,750,823 58,730,121
Occupancy and equipment 11,819,799 12,336,648 23,605,457 24,500,423
Advertising 2,170,846 2,821,244 4,469,752 4,477,523
Amortization of intangible assets 808,624 959,072 1,639,639 1,964,822
Other 9,179,831 8,484,516 18,862,977 18,094,850
Total general and administrative expenses 71,968,396 46,355,415 142,328,648 107,767,739
Interest expense 14,342,594 10,457,421 23,972,477 20,226,192
Total expenses 136,151,892 103,481,357 266,657,996 220,081,459
Income (loss) before income taxes (1,686,042) 27,928,147 259,774 40,855,311
Income tax expense 260,155 5,799,989 861,904 8,779,726
Net income (loss) $ (1,946,197) $ 22,128,158 $ (602,130) $ 32,075,585
Net income (loss) per common share:        
Basic (in dollars per share) $ (0.38) $ 4.05 $ (0.12) $ 5.86
Diluted (in dollars per share) $ (0.38) $ 3.99 $ (0.12) $ 5.77
Weighted average common shares outstanding:        
Basic (in shares) 5,092,845 5,469,276 5,158,066 5,474,710
Diluted (in shares) 5,092,845 5,548,518 5,158,066 5,558,138