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Summary of Significant Accounting Policies (Tables) | 12 Months Ended
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Mar. 31, 2026
Accounting Policies [Abstract] |
Schedule of Gross Loan | The following table sets forth information about our loan products for fiscal 2026:
| Minimum Origination |  | Maximum Origination |  | Minimum Term (Months) |  | Maximum Term (Months)
Small loans | $ | 150 |  |  | $ | 2,450 |  |  | 3 |  | 30
Large loans | 2,500 |  |  | 25,200 |  |  | 6 |  | 60
Tax advance loans | 500 |  |  | 7,000 |  |  | 8 |  | 35
Gross loans receivable at March 31, 2026 and 2025 consisted of the following:
| 2026 |  | 2025
Small loans | $ | 700,310,192 |  |  | $ | 626,775,511 |
Large loans | 572,155,010 |  |  | 594,490,890 |
Tax advance loans | 6,523,121 |  |  | 4,369,517 |
Total gross loans | $ | 1,278,988,323 |  |  | $ | 1,225,635,918 |
The following is a summary of gross loans receivable by Customer Tenure as of:
Customer Tenure | March 31, 2026 | March 31, 2025
0 to 5 months | $ | 108,089,995 |  | $ | 101,878,703 |
6 to 17 months | 104,523,602 |  | 75,379,597 |
18 to 35 months | 97,146,489 |  | 99,857,401 |
36 to 59 months | 133,394,010 |  | 130,228,889 |
60+ months | 829,311,106 |  | 813,921,811 |
Tax advance loans | 6,523,121 |  | 4,369,517 |
Total gross loans | $ | 1,278,988,323 |  | $ | 1,225,635,918 |
The following table presents unpaid accrued interest reversed against interest income by Customer Tenure for the years ended March 31, 2026, 2025 and 2024:
|  | Unpaid Accrued Interest Reversed Against Interest Income
|  | 2026 |  | 2025 |  | 2024
Customer Tenure |  |  |  |  |  |
0 to 5 months |  | $ | (7,813,423) |  |  | $ | (5,983,271) |  |  | $ | (5,337,474) |
6 to 17 months |  | (3,691,985) |  |  | (2,960,850) |  |  | (3,251,451) |
18 to 35 months |  | (2,421,881) |  |  | (3,025,057) |  |  | (3,382,070) |
36 to 59 months |  | (2,626,135) |  |  | (3,272,098) |  |  | (4,056,209) |
60+ months |  | (12,573,769) |  |  | (12,138,391) |  |  | (10,494,632) |
Total |  | $ | (29,127,193) |  |  | $ | (27,379,667) |  |  | $ | (26,521,836) |
Schedule of Deferred Revenue Rollforward | The following is a summary of the changes in Deferred revenue (contract liability) for the years ended March 31, 2026, 2025, and 2024:
| For the years ended March 31,
| 2026 |  | 2025 |  | 2024
Balance at beginning of period | $ | 3,349,571 |  |  | $ | 2,679,142 |  |  | $ | 2,276,188 |
RAP fees received and deferred during year | 2,226,183 |  |  | 2,058,457 |  |  | 1,644,021 |
Revenue recognized during year | (1,650,225) |  |  | (1,388,028) |  |  | (1,241,067) |
Balance at end of period | 3,925,529 |  |  | 3,349,571 |  |  | 2,679,142 |

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