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Quarterly Information (Unaudited) | 12 Months Ended
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Mar. 31, 2026
Quarterly Financial Information Disclosure [Abstract] |
Quarterly Information (Unaudited) | Quarterly Information (Unaudited) The following sets forth selected quarterly operating data:
| Fiscal 2026 |  | Fiscal 2025
| First |  | Second |  | Third |  | Fourth |  | First |  | Second |  | Third |  | Fourth
| (Dollars in thousands, except for earnings per share data)
Total revenues | $ | 132,775 |  |  | $ | 134,848 |  |  | $ | 141,637 |  |  | $ | 175,907 |  |  | $ | 129,801 |  |  | $ | 131,729 |  |  | $ | 138,955 |  |  | $ | 163,688 |
Provision for credit losses | 50,516 |  |  | 49,841 |  |  | 51,423 |  |  | 36,822 |  |  | 45,419 |  |  | 46,669 |  |  | 44,103 |  |  | 33,024 |
General and administrative expenses | 70,360 |  |  | 71,968 |  |  | 78,057 |  |  | 81,493 |  |  | 61,412 |  |  | 46,355 |  |  | 67,223 |  |  | 65,940 |
Interest expense | 9,630 |  |  | 14,343 |  |  | 12,786 |  |  | 12,684 |  |  | 9,769 |  |  | 10,457 |  |  | 11,294 |  |  | 11,190 |
Income tax expense (benefit) | 684 |  |  | 358 |  |  | (4) |  |  | 9,618 |  |  | 3,050 |  |  | 5,882 |  |  | 2,706 |  |  | 10,434 |
Net income (loss) | $ | 1,585 |  |  | $ | (1,662) |  |  | $ | (625) |  |  | $ | 35,290 |  |  | $ | 10,151 |  |  | $ | 22,366 |  |  | $ | 13,629 |  |  | $ | 43,100 |
Net income (loss) per common share: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Basic | $ | 0.30 |  |  | $ | (0.33) |  |  | $ | (0.13) |  |  | $ | 7.53 |  |  | $ | 1.85 |  |  | $ | 4.09 |  |  | $ | 2.51 |  |  | $ | 8.11 |
Diluted | $ | 0.30 |  |  | $ | (0.33) |  |  | $ | (0.13) |  |  | $ | 7.44 |  |  | $ | 1.82 |  |  | $ | 4.03 |  |  | $ | 2.49 |  |  | $ | 7.91 |
The Company's highest loan demand generally occurs from October through December, its third fiscal quarter. Loan demand is generally lowest and loan repayment highest from January to March, its fourth fiscal quarter. Consequently, the Company experiences significant seasonal fluctuations in its operating results and cash needs. Operating results from the Company's third fiscal quarter are generally lower than in other quarters and operating results for its fourth fiscal quarter are generally higher than in other quarters.

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- Definition The entire disclosure for quarterly financial data. Includes, but is not limited to, tabular presentation of financial information for fiscal quarters, effect of year-end adjustments, and an explanation of matters or transactions that affect comparability of the information. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 270 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 1B -Publisher FASB -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1B Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 270 -Name Accounting Standards Codification -Publisher FASB -URI https://asc.fasb.org/270/tableOfContent + Details
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