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v3.26.1

Allowance for Credit Losses and Credit Quality Information - Payment Performance On A Contractual Basis (Details) - USD ($) | Mar. 31, 2026 | Mar. 31, 2025
--- | --- | ---
Financing Receivable, Recorded Investment [Line Items] |  |
Gross loans receivable | $ 1,278,988,323 | $ 1,225,635,918
Loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Financing receivable, up to 1 year ago | 1,226,674,166 | 1,154,562,639
Financing receivable, between 1 and 2 years ago | 41,404,032 | 60,308,631
Financing receivable, between 2 and 3 years ago | 3,982,114 | 5,914,790
Financing receivable, between 3 and 4 years ago | 379,919 | 446,676
Financing receivable, between 4 and 5 years ago | 20,559 | 17,487
Financing receivable, more than 5 years ago | 4,412 | 16,178
Loans | Consumer Loan |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Gross loans receivable | 1,272,465,202 | 1,221,266,401
Loans | 30 - 60 days past due |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Financing receivable, up to 1 year ago | 32,414,245 | 34,713,638
Financing receivable, between 1 and 2 years ago | 2,327,865 | 3,762,456
Financing receivable, between 2 and 3 years ago | 307,145 | 510,626
Financing receivable, between 3 and 4 years ago | 44,766 | 70,739
Financing receivable, between 4 and 5 years ago | 1,155 | 3,765
Financing receivable, more than 5 years ago | 106 | 6,865
Gross loans receivable | 35,095,282 | 39,068,089
Loans | 61 - 90 days past due |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Financing receivable, up to 1 year ago | 24,701,069 | 25,209,122
Financing receivable, between 1 and 2 years ago | 1,229,685 | 2,176,520
Financing receivable, between 2 and 3 years ago | 164,722 | 202,706
Financing receivable, between 3 and 4 years ago | 22,825 | 43,404
Financing receivable, between 4 and 5 years ago | 0 | 1,606
Financing receivable, more than 5 years ago | 0 | 0
Gross loans receivable | 26,118,301 | 27,633,358
Loans | 91 or more days past due |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Financing receivable, up to 1 year ago | 41,956,966 | 40,846,872
Financing receivable, between 1 and 2 years ago | 3,125,165 | 4,315,756
Financing receivable, between 2 and 3 years ago | 295,854 | 359,135
Financing receivable, between 3 and 4 years ago | 40,349 | 80,844
Financing receivable, between 4 and 5 years ago | 2,475 | 2,352
Financing receivable, more than 5 years ago | 0 | 6,057
Gross loans receivable | 45,420,809 | 45,611,016
Tax Advance Loan |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Financing receivable, up to 1 year ago | 6,333,947 | 4,112,415
Financing receivable, between 1 and 2 years ago | 176,723 | 257,102
Financing receivable, between 2 and 3 years ago | 12,451 | 0
Financing receivable, between 3 and 4 years ago | 0 | 0
Financing receivable, between 4 and 5 years ago | 0 | 0
Financing receivable, more than 5 years ago | 0 | 0
Gross loans receivable | 6,523,121 | 4,369,517
Tax Advance Loan | 30 - 60 days past due |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Financing receivable, up to 1 year ago | 2,095,947 | 1,477,466
Financing receivable, between 1 and 2 years ago | 20,070 | 26,980
Financing receivable, between 2 and 3 years ago | 2,943 | 0
Financing receivable, between 3 and 4 years ago | 0 | 0
Financing receivable, between 4 and 5 years ago | 0 | 0
Financing receivable, more than 5 years ago | 0 | 0
Gross loans receivable | 2,118,960 | 1,504,446
Tax Advance Loan | 61 - 90 days past due |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Financing receivable, up to 1 year ago | 0 | 0
Financing receivable, between 1 and 2 years ago | 35,112 | 22,376
Financing receivable, between 2 and 3 years ago | 285 | 0
Financing receivable, between 3 and 4 years ago | 0 | 0
Financing receivable, between 4 and 5 years ago | 0 | 0
Financing receivable, more than 5 years ago | 0 | 0
Gross loans receivable | 35,397 | 22,376
Tax Advance Loan | 91 or more days past due |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Financing receivable, up to 1 year ago | 0 | 0
Financing receivable, between 1 and 2 years ago | 48,493 | 70,061
Financing receivable, between 2 and 3 years ago | 4,750 | 0
Financing receivable, between 3 and 4 years ago | 0 | 0
Financing receivable, between 4 and 5 years ago | 0 | 0
Financing receivable, more than 5 years ago | 0 | 0
Gross loans receivable | 53,243 | 70,061
Performing Financing Receivables | Loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Financing receivable, up to 1 year ago | 1,127,601,886 | 1,053,793,007
Financing receivable, between 1 and 2 years ago | 34,721,317 | 50,053,899
Financing receivable, between 2 and 3 years ago | 3,214,393 | 4,842,323
Financing receivable, between 3 and 4 years ago | 271,979 | 251,689
Financing receivable, between 4 and 5 years ago | 16,929 | 9,764
Financing receivable, more than 5 years ago | 4,306 | 3,256
Performing Financing Receivables | Loans | Consumer Loan |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Gross loans receivable | 1,165,830,810 | 1,108,953,938
Performing Financing Receivables | Tax Advance Loan |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Financing receivable, up to 1 year ago | 4,238,000 | 2,634,949
Financing receivable, between 1 and 2 years ago | 73,048 | 137,685
Financing receivable, between 2 and 3 years ago | 4,473 | 0
Financing receivable, between 3 and 4 years ago | 0 | 0
Financing receivable, between 4 and 5 years ago | 0 | 0
Financing receivable, more than 5 years ago | 0 | 0
Gross loans receivable | 4,315,521 | 2,772,634
Contractual basis |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Gross loans receivable | 1,278,988,323 | 1,225,635,918
Contractual basis | 30 - 60 days past due |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Gross loans receivable | 37,869,547 | 43,367,151
Contractual basis | 61 - 90 days past due |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Gross loans receivable | 30,487,023 | 33,271,563
Contractual basis | 91 or more days past due |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Gross loans receivable | 59,771,292 | 62,921,958
Contractual basis | Loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Financing receivable, up to 1 year ago | 1,226,674,166 | 1,154,562,639
Financing receivable, between 1 and 2 years ago | 41,404,032 | 60,308,631
Financing receivable, between 2 and 3 years ago | 3,982,114 | 5,914,790
Financing receivable, between 3 and 4 years ago | 379,919 | 446,676
Financing receivable, between 4 and 5 years ago | 20,559 | 17,487
Financing receivable, more than 5 years ago | 4,412 | 16,178
Contractual basis | Loans | Consumer Loan |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Gross loans receivable | 1,272,465,202 | 1,221,266,401
Contractual basis | Loans | 30 - 60 days past due |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Financing receivable, up to 1 year ago | 33,975,944 | 38,559,638
Financing receivable, between 1 and 2 years ago | 1,607,055 | 3,062,579
Financing receivable, between 2 and 3 years ago | 169,179 | 231,471
Financing receivable, between 3 and 4 years ago | 6,468 | 20,496
Financing receivable, between 4 and 5 years ago | 0 | 0
Financing receivable, more than 5 years ago | 0 | 0
Gross loans receivable | 35,758,646 | 41,874,184
Contractual basis | Loans | 61 - 90 days past due |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Financing receivable, up to 1 year ago | 28,838,884 | 30,254,181
Financing receivable, between 1 and 2 years ago | 1,499,648 | 2,750,211
Financing receivable, between 2 and 3 years ago | 118,562 | 235,759
Financing receivable, between 3 and 4 years ago | 9,612 | 11,600
Financing receivable, between 4 and 5 years ago | 0 | 0
Financing receivable, more than 5 years ago | 0 | 0
Gross loans receivable | 30,466,706 | 33,251,751
Contractual basis | Loans | 91 or more days past due |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Financing receivable, up to 1 year ago | 50,498,225 | 49,506,281
Financing receivable, between 1 and 2 years ago | 7,715,704 | 11,104,527
Financing receivable, between 2 and 3 years ago | 1,190,175 | 1,866,688
Financing receivable, between 3 and 4 years ago | 240,570 | 302,153
Financing receivable, between 4 and 5 years ago | 20,257 | 15,928
Financing receivable, more than 5 years ago | 3,671 | 16,178
Gross loans receivable | 59,668,602 | 62,811,755
Contractual basis | Tax Advance Loan |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Financing receivable, up to 1 year ago | 6,333,947 | 4,112,415
Financing receivable, between 1 and 2 years ago | 176,723 | 257,102
Financing receivable, between 2 and 3 years ago | 12,451 | 0
Financing receivable, between 3 and 4 years ago | 0 | 0
Financing receivable, between 4 and 5 years ago | 0 | 0
Financing receivable, more than 5 years ago | 0 | 0
Gross loans receivable | 6,523,121 | 4,369,517
Contractual basis | Tax Advance Loan | 30 - 60 days past due |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Financing receivable, up to 1 year ago | 2,095,947 | 1,477,465
Financing receivable, between 1 and 2 years ago | 10,633 | 15,502
Financing receivable, between 2 and 3 years ago | 4,321 | 0
Financing receivable, between 3 and 4 years ago | 0 | 0
Financing receivable, between 4 and 5 years ago | 0 | 0
Financing receivable, more than 5 years ago | 0 | 0
Gross loans receivable | 2,110,901 | 1,492,967
Contractual basis | Tax Advance Loan | 61 - 90 days past due |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Financing receivable, up to 1 year ago | 0 | 0
Financing receivable, between 1 and 2 years ago | 20,032 | 19,812
Financing receivable, between 2 and 3 years ago | 285 | 0
Financing receivable, between 3 and 4 years ago | 0 | 0
Financing receivable, between 4 and 5 years ago | 0 | 0
Financing receivable, more than 5 years ago | 0 | 0
Gross loans receivable | 20,317 | 19,812
Contractual basis | Tax Advance Loan | 91 or more days past due |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Financing receivable, up to 1 year ago | 0 | 0
Financing receivable, between 1 and 2 years ago | 95,427 | 110,203
Financing receivable, between 2 and 3 years ago | 7,263 | 0
Financing receivable, between 3 and 4 years ago | 0 | 0
Financing receivable, between 4 and 5 years ago | 0 | 0
Financing receivable, more than 5 years ago | 0 | 0
Gross loans receivable | 102,690 | 110,203
Contractual basis | Performing Financing Receivables | Loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Financing receivable, up to 1 year ago | 1,113,361,113 | 1,036,242,539
Financing receivable, between 1 and 2 years ago | 30,581,625 | 43,391,314
Financing receivable, between 2 and 3 years ago | 2,504,198 | 3,580,872
Financing receivable, between 3 and 4 years ago | 123,269 | 112,427
Financing receivable, between 4 and 5 years ago | 302 | 1,559
Financing receivable, more than 5 years ago | 741 | 0
Contractual basis | Performing Financing Receivables | Loans | Consumer Loan |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Gross loans receivable | 1,146,571,248 | 1,083,328,711
Contractual basis | Performing Financing Receivables | Tax Advance Loan |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Financing receivable, up to 1 year ago | 4,238,000 | 2,634,950
Financing receivable, between 1 and 2 years ago | 50,631 | 111,585
Financing receivable, between 2 and 3 years ago | 582 | 0
Financing receivable, between 3 and 4 years ago | 0 | 0
Financing receivable, between 4 and 5 years ago | 0 | 0
Financing receivable, more than 5 years ago | 0 | 0
Gross loans receivable | $ 4,289,213 | $ 2,746,535

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