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Segment Reporting
 6 Months Ended
Jun. 30, 2013
Segment Reporting [Abstract]  
Segment Reporting
Segment Reporting
 
We operate primarily within one industry consisting of two reportable segments by which we manage our business. Our two reportable segments are:  Credit Cards and Other Investments; and Auto Finance.
 
As of both June 30, 2013 and December 31, 2012, we did not have a material amount of long-lived assets located outside of the U.S., and only a negligible portion of our 2013 and 2012 revenues were generated outside of the U.S.

Summary operating segment information (in thousands) is as follows:

Three months ended June 30, 2013
 Credit Cards
and Other Investments
 
Auto Finance
 
Total
Interest income:
 
 
 
 
 
Consumer loans, including past due fees
$
10,866

 
$
5,815

 
$
16,681

Other
37

 
47

 
84

Total interest income
10,903

 
5,862

 
16,765

Interest expense
(5,603
)
 
(263
)
 
(5,866
)
Net interest income before fees and related income on earning assets and provision for losses on loans and fees receivable
$
5,300

 
$
5,599

 
$
10,899

Fees and related income on earning assets
$
12,581

 
$
(2,362
)
 
$
10,219

Servicing income
$
2,404

 
$
200

 
$
2,604

Equity in income of equity-method investees
$
957

 
$
—

 
$
957

(Loss on) income from continuing operations before income taxes
$
(8,794
)
 
$
(534
)
 
$
(9,328
)
Income tax (expense) benefit
$
(101
)
 
$
(361
)
 
$
(462
)
Total assets
$
292,342

 
$
59,088

 
$
351,430


Six months ended June 30, 2013
Credit Cards
and Other Investments
 
Auto Finance
 
Total
Interest income:
 
 
 
 
 
Consumer loans, including past due fees
$
24,910

 
$
11,595

 
$
36,505

Other
78

 
117

 
195

Total interest income
24,988

 
11,712

 
36,700

Interest expense
(10,942
)
 
(696
)
 
(11,638
)
Net interest income before fees and related income on earning assets and provision for losses on loans and fees receivable
$
14,046

 
$
11,016

 
$
25,062

Fees and related income on earning assets
$
19,321

 
$
(2,296
)
 
$
17,025

Servicing income
$
4,804

 
$
401

 
$
5,205

Equity in income of equity-method investees
$
5,264

 
$
—

 
$
5,264

(Loss on) income from continuing operations before income taxes
$
(12,765
)
 
$
896

 
$
(11,869
)
Income tax (expense) benefit
$
(179
)
 
$
(729
)
 
$
(908
)
Total assets
$
292,342

 
$
59,088

 
$
351,430


Three months ended June 30, 2012
Credit Cards
and Other Investments
 
Auto Finance
 
Total
Interest income:
 
 
 
 
 
Consumer loans, including past due fees
$
16,476

 
$
6,377

 
$
22,853

Other
139

 
67

 
206

Total interest income
16,615

 
6,444

 
23,059

Interest expense
(6,862
)
 
(463
)
 
(7,325
)
Net interest income before fees and related income on earning assets and provision for losses on loans and fees receivable
$
9,753

 
$
5,981

 
$
15,734

Fees and related income on earning assets
$
14,155

 
$
276

 
$
14,431

Servicing income
$
803

 
$
165

 
$
968

Equity in income of equity-method investees
$
3,539

 
$
—

 
$
3,539

(Loss on) income from continuing operations before income taxes
$
(13,194
)
 
$
2,551

 
$
(10,643
)
Income tax benefit (expense)
$
1,761

 
$
(504
)
 
$
1,257

Total assets
$
351,585

 
$
74,348

 
$
425,933



Six months ended June 30, 2012
Credit Cards
and Other Investments
 
Auto Finance
 
Total
Interest income:
 
 
 
 
 
Consumer loans, including past due fees
$
35,170

 
$
12,813

 
$
47,983

Other
275

 
133

 
408

Total interest income
35,445

 
12,946

 
48,391

Interest expense
(14,537
)
 
(3,639
)
 
(18,176
)
Net interest income before fees and related income on earning assets and provision for losses on loans and fees receivable
$
20,908

 
$
9,307

 
$
30,215

Fees and related income on earning assets
$
63,695

 
$
603

 
$
64,298

Servicing income
$
1,926

 
$
306

 
$
2,232

Equity in income of equity-method investees
$
9,556

 
$
—

 
$
9,556

(Loss on) income from continuing operations before income taxes
$
(21,632
)
 
$
949

 
$
(20,683
)
Income tax benefit (expense)
$
3,973

 
$
(1,000
)
 
$
2,973

Total assets
$
351,585

 
$
74,348

 
$
425,933