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Notes Payable (Details)
6 Months Ended 3 Months Ended 3 Months Ended 3 Months Ended 3 Months Ended 3 Months Ended 3 Months Ended 3 Months Ended
Jun. 30, 2013
USD ($)
Dec. 31, 2012
USD ($)
Jun. 30, 2012
USD ($)
Jun. 30, 2013
Amortizing Debt Facility [Member]
USD ($)
Dec. 31, 2012
Amortizing Debt Facility [Member]
USD ($)
Jun. 30, 2013
Amortizing Debt Facility Secured by ACC Auto Finance Segment [Member]
USD ($)
Dec. 31, 2012
Amortizing Debt Facility Secured by ACC Auto Finance Segment [Member]
USD ($)
Jun. 30, 2013
Software and Equipment Purchases Secured by Equipment [Member]
USD ($)
Dec. 31, 2012
Software and Equipment Purchases Secured by Equipment [Member]
USD ($)
Jun. 30, 2013
Expiring June 2013 [Member]
USD ($)
Dec. 31, 2012
Expiring June 2013 [Member]
USD ($)
Jun. 30, 2013
Expiring April 2014 [Member]
USD ($)
Dec. 31, 2012
Expiring April 2014 [Member]
USD ($)
Jun. 30, 2013
Expiring October 2014 [Member]
USD ($)
Dec. 31, 2012
Expiring October 2014 [Member]
USD ($)
Jun. 30, 2013
Expiring October 2013 [Member]
USD ($)
Dec. 31, 2012
Expiring October 2013 [Member]
USD ($)
Jun. 30, 2013
Expiring April 2016 [Member]
USD ($)
Dec. 31, 2012
Expiring April 2016 [Member]
USD ($)
Jun. 30, 2013
Expiring December 2016 [Member]
USD ($)
Jun. 30, 2013
Expiring December 2016 [Member]
GBP (£)
Dec. 31, 2012
Expiring December 2016 [Member]
USD ($)
Jun. 30, 2013
Expiring May 2014 [Member]
USD ($)
Dec. 31, 2012
Expiring May 2014 [Member]
USD ($)
Jun. 30, 2013
Software and Equipment Purchases Secured by Equipment [Member]
Jun. 30, 2013
Amortizing Debt Facility Secured by ACC Auto Finance Segment [Member]
Jun. 30, 2013
Amortizing Debt Facility [Member]
Mar. 31, 2013
Interest Rate Swap [Member]
USD ($)
May 31, 2013
CAR Facility [Member]
USD ($)
Jun. 30, 2013
CAR Facility [Member]
Expiring October 2014 [Member]
Dec. 31, 2012
CAR Facility [Member]
Expiring October 2014 [Member]
Jun. 30, 2013
CAR Facility [Member]
Expiring May 2014 [Member]
Jun. 30, 2013
Merchant Credit Product - Revolving Credit Facility [Member]
Jun. 30, 2013
Merchant Credit Product - Revolving Credit Facility [Member]
Expiring April 2016 [Member]
Jun. 30, 2013
U.K. Test Accounts - Revolving Credit Facility [Member]
Dec. 31, 2012
U.K. Test Accounts - Revolving Credit Facility [Member]
Jun. 30, 2013
U.K. Test Accounts - Revolving Credit Facility [Member]
Expiring December 2016 [Member]
Notes Payable Associated with Structured Financings, at Fair Value [Abstract]                                                                          
Notes payable associated with structured financings, at fair value $ 113,613,000 $ 140,127,000                   $ 39,200,000 $ 46,500,000                                                
Face Amount                   170,100,000   71,500,000                                                  
Weighted Average Interest Rate                   3.90% 3.50% 5.40% 5.10%                                                
Credit card receivables and restricted cash, carrying amount, as security for notes payable 114,300,000                 74,400,000 93,600,000 39,900,000 47,300,000                                                
Maximum aggregate exposure to pre-tax equity loss associated with structured financing at fair value 700,000                                                                        
Notes Payable, at Face Value [Abstract]                                                                          
Outstanding balance 42,017,000 26,747,000   6,700,000 [1] 0 [1] 1,900,000 [2] 3,900,000 [2] 100,000 200,000         20,000,000 [3],[4] 20,000,000 [3],[4] 0 1,400,000 1,500,000 [5] 0 [5] 7,800,000   1,200,000 4,000,000 [3] 0 [3]                          
Carrying Amount of Receivables as Security for Structured Financing Notes       7,400,000 [1]   5,200,000 [2] 9,700,000 [2]             51,800,000 [3],[4] 50,800,000 [3],[4]               17,000,000 [3]                            
Carrying value of financial and operating assets 351,430,000 380,426,000 425,933,000                                   5,000,000                                
Minimum fixed rate of debt facility (in hundredths)       9.50% [1]       15.00%                                                          
Basis spread on interest rate (in hundredths)                                                                   6.00% [5]     7.00%
Debt Instrument, Interest Rate at Period End                                                                 6.80% [5]   9.50% 10.30%  
Maturity Date                       Apr. 01, 2014   Oct. 04, 2014 [3],[4]   Dec. 01, 2014   Apr. 01, 2016 [5]   Dec. 01, 2016 Dec. 01, 2016   May 17, 2014 [3]   Sep. 30, 2014 Nov. 06, 2016 [2] Dec. 15, 2014 [1]                    
CAR revolving credit facility 20,000,000 20,000,000                                                   20,000,000                  
Interest rate (in hundredths)           25.40%                                           4.75%   4.80% [3],[4] 4.80% [3],[4] 4.80% [3]          
Line of Credit Facility, Maximum Borrowing Capacity                                                         $ 40,000,000.0                
Percentage of receivables allocated as compensation after repayment of notes (in hundredths)           37.50%                                                              
Basis spread of interest rate (in hundredths)                                                       4.00%                  
[1] Loan is subject to certain affirmative covenants tied to default rates and other performance metrics the failure of which could result in required early repayment of the remaining unamortized balance.
[2] The terms of this lending agreement provide for the application of all excess cash flows from the underlying auto finance receivables portfolio (above and beyond interest costs and contractual servicing compensation to our outsourced third-party servicer) to reduce the outstanding principal balance of the debt, and the outstanding principal balance was repaid in the fourth quarter of 2012. Now that we have repaid the principal portion of the note, the lending agreement requires that we remit 37.5% of future cash flows (net of contractual servicing compensation) generated on the auto finance receivables portfolio to the note holders as additional compensation for the use of their capital. Based on current estimates of this additional compensation, we currently are accruing interest expense on this liability at a 25.4% effective interest rate based on current expectations of future collections, and the amount disclosed in the above table represents our accrued interest expense liability under this lending agreement. The assets of Atlanticus Holdings Corporation are not subject to creditor claims arising under this loan.
[3] Loans are from same lender and are cross-collateralized; thus, combined security interests are subject to claims upon the default of either lending arrangement.
[4] Loan is subject to certain affirmative covenants, including a coverage ratio, a leverage ratio and a collateral performance test, the failure of which could result in required early repayment of all or a portion of the outstanding balance by our CAR Auto Finance operations. The assets of Atlanticus Holdings Corporation are not subject to creditor claims arising due to asset performance-related covenants under this loan.
[5] Loan has certain asset performance covenants that if triggered could accelerate the early repayment of the remaining unamortized balance.