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Significant Accounting Policies and Consolidated Financial Statement Components (Tables) | 6 Months Ended
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Jun. 30, 2016 | Jun. 30, 2015
Accounting Policies [Abstract] |  |
Components of our aggregated categories of loans and fees receivable, net | Components of our loans and fees receivable, net (in millions) are as follows:
| Balance at December 31, 2015 |  | Additions |  | Subtractions |  | Balance at June 30, 2016
Loans and fees receivable, gross | $ | 180.1 |  |  | $ | 227.3 |  |  | $ | (164.7 | ) |  | $ | 242.7 |
Deferred revenue | (16.7 | ) |  | (23.5 | ) |  | 19.9 |  |  | (20.3 | )
Allowance for uncollectible loans and fees receivable | (21.5 | ) |  | (15.5 | ) |  | 12.8 |  |  | (24.2 | )
Loans and fees receivable, net | $ | 141.9 |  |  | $ | 188.3 |  |  | $ | (132.0 | ) |  | $ | 198.2 |
| Balance at December 31, 2014 |  | Additions |  | Subtractions |  | Balance at June 30, 2015
Loans and fees receivable, gross | $ | 141.6 |  |  | $ | 159.2 |  |  | $ | (146.2 | ) |  | $ | 154.6 |
Deferred revenue | (15.7 | ) |  | (21.4 | ) |  | 18.9 |  |  | (18.2 | )
Allowance for uncollectible loans and fees receivable | (20.0 | ) |  | (9.1 | ) |  | 12.8 |  |  | (16.3 | )
Loans and fees receivable, net | $ | 105.9 |  |  | $ | 128.7 |  |  | $ | (114.5 | ) |  | $ | 120.1 |
Roll-forward of allowance for uncollectible loans and fees receivable, net | A roll-forward (in millions) of our allowance for uncollectible loans and fees receivable by class of receivable is as follows:
For the Three Months Ended June 30, 2016 |  | Credit Cards |  | Auto Finance |  | Other Unsecured Lending Products |  | Total
Allowance for uncollectible loans and fees receivable: |  |  |  |  |  |  |  |
Balance at beginning of period |  | $ | (1.3 | ) |  | $ | (1.8 | ) |  | $ | (16.8 | ) |  | $ | (19.9 | )
Provision for loan losses |  | 0.4 |  |  | (0.8 | ) |  | (10.4 | ) |  | (10.8 | )
Charge offs |  | 0.6 |  |  | 0.9 |  |  | 6.6 |  |  | 8.1 |
Recoveries |  | (0.8 | ) |  | (0.3 | ) |  | (0.5 | ) |  | (1.6 | )
Balance at end of period |  | $ | (1.1 | ) |  | $ | (2.0 | ) |  | $ | (21.1 | ) |  | $ | (24.2 | )
For the Six Months Ended June 30, 2016 |  | Credit Cards |  | Auto Finance |  | Other Unsecured Lending Products |  | Total
Allowance for uncollectible loans and fees receivable: |  |  |  |  |  |  |  |
Balance at beginning of period |  | $ | (1.2 | ) |  | $ | (1.7 | ) |  | $ | (18.6 | ) |  | $ | (21.5 | )
Provision for loan losses |  | 0.6 |  |  | (1.4 | ) |  | (14.7 | ) |  | (15.5 | )
Charge offs |  | 1.0 |  |  | 1.7 |  |  | 13.2 |  |  | 15.9 |
Recoveries |  | (1.5 | ) |  | (0.6 | ) |  | (1.0 | ) |  | (3.1 | )
Balance at end of period |  | $ | (1.1 | ) |  | $ | (2.0 | ) |  | $ | (21.1 | ) |  | $ | (24.2 | )
As of June 30, 2016 |  | Credit Cards |  | Auto Finance |  | Other Unsecured Lending Products |  | Total
Allowance for uncollectible loans and fees receivable: |  |  |  |  |  |  |  |
Balance at end of period individually evaluated for impairment |  | $ | — |  |  | $ | (0.2 | ) |  | $ | (0.7 | ) |  | $ | (0.9 | )
Balance at end of period collectively evaluated for impairment |  | $ | (1.1 | ) |  | $ | (1.8 | ) |  | $ | (20.4 | ) |  | $ | (23.3 | )
Loans and fees receivable: |  |  |  |  |  |  |  |  |  |  |  |
Loans and fees receivable, gross |  | $ | 5.4 |  |  | $ | 78.6 |  |  | $ | 158.7 |  |  | $ | 242.7 |
Loans and fees receivable individually evaluated for impairment |  | $ | — |  |  | $ | 0.3 |  |  | $ | 0.8 |  |  | $ | 1.1 |
Loans and fees receivable collectively evaluated for impairment |  | $ | 5.4 |  |  | $ | 78.3 |  |  | $ | 157.9 |  |  | $ | 241.6 |
For the Three Months Ended June 30, 2015 |  | Credit Cards |  | Auto Finance |  | Other Unsecured Lending Products |  | Total
Allowance for uncollectible loans and fees receivable: |  |  |  |  |  |  |  |
Balance at beginning of period |  | $ | (1.9 | ) |  | $ | (1.2 | ) |  | $ | (12.5 | ) |  | $ | (15.6 | )
Provision for loan losses |  | (0.4 | ) |  | (0.4 | ) |  | (5.2 | ) |  | (6.0 | )
Charge offs |  | 0.9 |  |  | 0.4 |  |  | 4.4 |  |  | 5.7 |
Recoveries |  | (0.1 | ) |  | (0.1 | ) |  | (0.2 | ) |  | (0.4 | )
Balance at end of period |  | $ | (1.5 | ) |  | $ | (1.3 | ) |  | $ | (13.5 | ) |  | $ | (16.3 | )
For the Six Months Ended June 30, 2015 |  | Credit Cards |  | Auto Finance |  | Other Unsecured Lending Products |  | Total
Allowance for uncollectible loans and fees receivable: |  |  |  |  |  |  |  |
Balance at beginning of period |  | $ | (2.7 | ) |  | $ | (1.2 | ) |  | $ | (16.1 | ) |  | $ | (20.0 | )
Provision for loan losses |  | (0.9 | ) |  | (0.6 | ) |  | (7.6 | ) |  | (9.1 | )
Charge offs |  | 2.3 |  |  | 0.9 |  |  | 10.9 |  |  | 14.1 |
Recoveries |  | (0.2 | ) |  | (0.4 | ) |  | (0.7 | ) |  | (1.3 | )
Balance at end of period |  | $ | (1.5 | ) |  | $ | (1.3 | ) |  | $ | (13.5 | ) |  | $ | (16.3 | )
As of December 31, 2015 |  | Credit Cards |  | Auto Finance |  | Other Unsecured Lending Products |  | Total
Allowance for uncollectible loans and fees receivable: |  |  |  |  |  |  |  |
Balance at end of period individually evaluated for impairment |  | $ | — |  |  | $ | (0.1 | ) |  | $ | (1.3 | ) |  | $ | (1.4 | )
Balance at end of period collectively evaluated for impairment |  | $ | (1.2 | ) |  | $ | (1.6 | ) |  | $ | (17.3 | ) |  | $ | (20.1 | )
Loans and fees receivable: |  |  |  |  |  |  |  |  |  |  |  |
Loans and fees receivable, gross |  | $ | 5.2 |  |  | $ | 76.0 |  |  | $ | 98.9 |  |  | $ | 180.1 |
Loans and fees receivable individually evaluated for impairment |  | $ | — |  |  | $ | 0.2 |  |  | $ | 1.5 |  |  | $ | 1.7 |
Loans and fees receivable collectively evaluated for impairment |  | $ | 5.2 |  |  | $ | 75.8 |  |  | $ | 97.4 |  |  | $ | 178.4 |
Components of loans and fees receivable, net | The components (in millions) of loans and fees receivable, gross as of the date of each of our consolidated balance sheets are as follows:
| June 30, 2016 |  | December 31, 2015
Current loans receivable | $ | 213.2 |  |  | $ | 150.0 |
Current fees receivable | 4.9 |  |  | 4.5 |
Delinquent loans and fees receivable | 24.6 |  |  | 25.6 |
Loans and fees receivable, gross | $ | 242.7 |  |  | $ | 180.1 |
Delinquent loans and fees receivable, gross | An aging of our delinquent loans and fees receivable, gross (in millions) by class of receivable as of June 30, 2016 and December 31, 2015 is as follows:
Balance at June 30, 2016 |  | Credit Cards |  | Auto Finance |  | Other Unsecured Lending Products |  | Total
30-59 days past due |  | $ | 0.1 |  |  | $ | 6.8 |  |  | $ | 5.0 |  |  | $ | 11.9 |
60-89 days past due |  | 0.1 |  |  | 1.9 |  |  | 3.3 |  |  | 5.3 |
90 or more days past due |  | 0.5 |  |  | 1.3 |  |  | 5.6 |  |  | 7.4 |
Delinquent loans and fees receivable, gross |  | 0.7 |  |  | 10.0 |  |  | 13.9 |  |  | 24.6 |
Current loans and fees receivable, gross |  | 4.7 |  |  | 68.6 |  |  | 144.8 |  |  | 218.1 |
Total loans and fees receivable, gross |  | $ | 5.4 |  |  | $ | 78.6 |  |  | $ | 158.7 |  |  | $ | 242.7 |
Balance of loans 90 or more days past due and still accruing interest and fees |  | $ | — |  |  | $ | 1.0 |  |  | $ | — |  |  | $ | 1.0 |
Balance at December 31, 2015 | Credit Cards |  | Auto Finance |  | Other Unsecured Lending Products |  | Total
30-59 days past due | $ | 0.2 |  |  | $ | 6.9 |  |  | $ | 4.4 |  |  | $ | 11.5 |
60-89 days past due | 0.1 |  |  | 2.2 |  |  | 3.1 |  |  | 5.4 |
90 or more days past due | 0.4 |  |  | 1.8 |  |  | 6.5 |  |  | 8.7 |
Delinquent loans and fees receivable, gross | 0.7 |  |  | 10.9 |  |  | 14.0 |  |  | 25.6 |
Current loans and fees receivable, gross | 4.5 |  |  | 65.1 |  |  | 84.9 |  |  | 154.5 |
Total loans and fees receivable, gross | $ | 5.2 |  |  | $ | 76.0 |  |  | $ | 98.9 |  |  | $ | 180.1 |
Balance of loans 90 or more days past due and still accruing interest and fees | $ | — |  |  | $ | 1.5 |  |  | $ | — |  |  | $ | 1.5 |
Components of fees and related income on earning assets | The components (in thousands) of our fees and related income on earning assets are as follows:
| Three months ended June 30, |  | Six months ended June 30,
| 2016 |  | 2015 |  | 2016 |  | 2015
Fees on credit products | $ | 856 |  |  | $ | 1,891 |  |  | $ | 1,655 |  |  | $ | 4,065 |
Changes in fair value of loans and fees receivable recorded at fair value | 527 |  |  | 1,981 |  |  | 2,425 |  |  | 3,212 |
Changes in fair value of notes payable associated with structured financings recorded at fair value | 939 |  |  | (420 | ) |  | 2,104 |  |  | (782 | )
Rental revenue | 3,119 |  |  | 9,278 |  |  | 7,333 |  |  | 19,387 |
Other | 437 |  |  | 21 |  |  | 248 |  |  | 88 |
Total fees and related income on earning assets | $ | 5,878 |  |  | $ | 12,751 |  |  | $ | 13,765 |  |  | $ | 25,970 |

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