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Significant Accounting Policies and Consolidated Financial Statement Components (Tables)
 12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Accounting Policies [Abstract]    
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
The following table details by class of receivable, the number and amount of TDRs, including TDRs that have been re-aged, as of December 31, 2017 and December 31, 2016:
 
 
As of December 31,
 
 
2017
 
2016
 
 
Point-of-sale
 
Direct-to-consumer
 
Point-of-sale
 
Direct-to-consumer
Number of accounts on non-accrual status
 
11,432

 
6,681

 
7,350
 
1,449
Number of accounts on non-accrual status above that have been re-aged
 
915

 
80

 
560
 
9
Amount of receivables on non-accrual status (in thousands)
 
$
17,169

 
$
7,067

 
$10,346
 
$4,728
Amount of receivables on non-accrual status above that have been re-aged (in thousands)
 
$
1,570

 
$
86

 
$865
 
$10
Carrying value of receivables on non-accrual status (in thousands)
 
$
4,247

 
$
1,173

 
$2,432
 
$474
TDRs - Performing (carrying value, in thousands)*
 
$
2,368

 
$
508

 
$1,279
 
$279
TDRs - Nonperforming (carrying value, in thousands)*
 
$
1,879

 
$
666

 
$1,153
 
$195
  
Roll-forward of allowance for uncollectible loans and fees receivable, net
A roll-forward (in millions) of our allowance for uncollectible loans and fees receivable by class of receivable is as follows: 
For the Year Ended December 31, 2017

Credit Cards

Auto Finance

Other Unsecured Lending Products

Total
Allowance for uncollectible loans and fees receivable:

 

 

 

 
Balance at beginning of period

$
(1.4
)

$
(2.1
)

$
(39.8
)

$
(43.3
)
Provision for loan losses

(19.2
)

(1.9
)

(56.5
)

(77.6
)
Charge offs

3.8


3.0


57.0


63.8

Recoveries

(1.4
)

(1.3
)

(3.2
)

(5.9
)
Balance at end of period

$
(18.2
)

$
(2.3
)

$
(42.5
)

$
(63.0
)
As of December 31, 2017
 
Credit Cards
 
Auto Finance
 
Other Unsecured Lending Products
 
Total
Allowance for uncollectible loans and fees receivable:
 
 
 
 
 
 
 
 
Balance at end of period individually evaluated for impairment
 
$
—

 
$
(0.2
)
 
$
(0.2
)
 
$
(0.4
)
Balance at end of period collectively evaluated for impairment
 
$
(18.2
)
 
$
(2.1
)
 
$
(42.3
)
 
$
(62.6
)
Loans and fees receivable:
 
 

 
 

 
 

 
 

Loans and fees receivable, gross
 
$
87.2

 
$
77.8

 
$
228.9

 
$
393.9

Loans and fees receivable individually evaluated for impairment
 
$
—

 
$
0.4

 
$
0.2

 
$
0.6

Loans and fees receivable collectively evaluated for impairment
 
$
87.2

 
$
77.4

 
$
228.7

 
$
393.3
For the Year Ended December 31, 2016

Credit Cards

Auto Finance

Other Unsecured Lending Products

Total
Allowance for uncollectible loans and fees receivable:

 

 

 

 
Balance at beginning of period

$
(1.2
)

$
(1.7
)

$
(18.6
)

$
(21.5
)
Provision for loan losses

0.7


(2.6
)

(51.8
)

(53.7
)
Charge offs

1.8


3.3


32.6


37.7

Recoveries

(2.7
)

(1.1
)

(2.0
)

(5.8
)
Balance at end of period

$
(1.4
)

$
(2.1
)

$
(39.8
)

$
(43.3
)


As of December 31, 2016
 
Credit Cards
 
Auto Finance
 
Other Unsecured Lending Products
 
Total
Allowance for uncollectible loans and fees receivable:
 
 
 
 
 
 
 
 
Balance at end of period individually evaluated for impairment
 
$
—

 
$
(0.3
)
 
$
(0.3
)
 
$
(0.6
)
Balance at end of period collectively evaluated for impairment
 
$
(1.4
)
 
$
(1.8
)
 
$
(39.5
)
 
$
(42.7
)
Loans and fees receivable:
 
 

 
 

 
 

 
 

Loans and fees receivable, gross
 
$
11.0

 
$
77.1

 
$
202.6

 
$
290.7

Loans and fees receivable individually evaluated for impairment
 
$
—

 
$
0.7

 
$
0.3

 
$
1.0

Loans and fees receivable collectively evaluated for impairment
 
$
11.0

 
$
76.4

 
$
202.3

 
$
289.7
Delinquent loans and fees receivable, gross
An aging of our delinquent loans and fees receivable, gross (in millions) by class of receivable as of December 31, 2017 and December 31, 2016 is as follows:
Balance at December 31, 2017
 
Credit Cards
 
Auto Finance
 
Other Unsecured Lending Products
 
Total
30-59 days past due
 
$
3.2

 
$
6.4

 
$
9.0

 
$
18.6

60-89 days past due
 
3.3

 
2.1

 
7.1

 
12.5

90 or more days past due
 
4.9

 
1.9

 
15.7

 
22.5

Delinquent loans and fees receivable, gross
 
11.4

 
10.4

 
31.8

 
53.6

Current loans and fees receivable, gross
 
75.8

 
67.4

 
197.1

 
340.3

Total loans and fees receivable, gross
 
$
87.2

 
$
77.8

 
$
228.9

 
$
393.9

Balance of loans 90 or more days past due and still accruing interest and fees
 
$
—

 
$
1.6

 
$
—

 
$
1.6
Balance at December 31, 2016
Credit Cards
 
Auto Finance
 
Other Unsecured Lending Products
 
Total
30-59 days past due
$
0.2

 
$
7.0

 
$
8.2

 
$
15.4

60-89 days past due
0.2

 
2.4

 
6.7

 
9.3

90 or more days past due
0.4

 
1.9

 
11.4

 
13.7

Delinquent loans and fees receivable, gross
0.8

 
11.3

 
26.3

 
38.4

Current loans and fees receivable, gross
10.2

 
65.8

 
176.3

 
252.3

Total loans and fees receivable, gross
$
11.0

 
$
77.1

 
$
202.6

 
$
290.7

Balance of loans 90 or more days past due and still accruing interest and fees
$
—

 
$
1.5

 
$
—

 
$
1.5
Components of fees and related income on earning assets
The components (in thousands) of our fees and related income on earning assets are as follows:
 
 
Year ended December 31,
 
 
2017
 
2016
Fees on credit products
 
$
10,427

 
$
3,526

Changes in fair value of loans and fees receivable recorded at fair value
 
3,456

 
1,587

Changes in fair value of notes payable associated with structured financings recorded at fair value
 
2,315

 
3,773

Rental revenue
 
148

 
8,235

Other
 
(2,057
)
 
195

Total fees and related income on earning assets
 
$
14,289

 
$
17,316


  
Troubled Debt Restructurings Subsequent Chargeoff [Table Text Block]
The following table details by class of receivable, the number of accounts and carrying value of loans that completed a modification within the prior twelve months and subsequently charged off.
 
 
2017
 
2016
 
 
Point-of-Sale
 
Direct-to-Consumer
 
Point-of-Sale
 
Direct-to-Consumer
Number of accounts
 
1,720

 
870

 
1,645
 
381
Loan balance at time of charge off (in thousands)
 
$
2,675

 
$
2,466

 
$1,681
 
$1,149