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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Operating activities    
Net loss $ (40,872) $ (6,341)
Adjustments to reconcile net loss to net cash (used in) provided by operating activities:    
Depreciation of rental merchandise 27 5,273
Depreciation, Depletion and Amortization 994 2,204
Losses upon charge off of loans and fees receivable recorded at fair value 3,624 6,110
Provision for losses on loans and fees receivable 77,612 53,721
Interest expense from accretion of discount on convertible senior notes 548 515
Income from accretion of discount associated with receivables purchases (59,119) (41,953)
Unrealized gain on loans and fees receivable and underlying notes payable held at fair value (5,771) (5,360)
Income from equity-method investments (1,158) (2,150)
Gains (Losses) on Extinguishment of Debt 0 (1,151)
Changes in assets and liabilities:    
Increase in uncollected fees on earning assets (2,688) (4,687)
Decrease in income tax liability (6,637) (6,452)
Decrease in deposits 253 320
Increase in accounts payable and accrued expenses 23,341 41,436
Additions to rental merchandise 0 (634)
Other (15,619) (1,836)
Net cash (used in) provided by operating activities (25,465) 39,015
Investing activities    
(Increase) decrease in restricted cash (12,564) 3,869
Proceeds from equity-method investee 3,639 5,548
Investments in earning assets (466,740) (381,212)
Proceeds from earning assets 383,179 296,304
Purchases and development of property, net of disposals (395) (349)
Net cash used in investing activities (92,881) (75,840)
Financing activities    
Proceeds from Contributions from Affiliates 7 4
Payments for Repurchase of Common Stock 389 949
Proceeds from borrowings 324,997 242,388
Repayments of Long-term Debt 239,976 177,984
Net cash provided by financing activities 84,639 63,459
Effect of exchange rate changes on cash 144 (1,615)
Net (decrease) increase in unrestricted cash (33,563) 25,019
Unrestricted cash and cash equivalents at beginning of period 76,052 51,033
Unrestricted cash and cash equivalents at end of period 42,489 76,052
Supplemental cash flow information    
Cash paid for interest 25,478 19,481
Net cash income tax payments 258 437
Supplemental non-cash information    
Issuance of stock options and restricted stock $ 1,364 $ 2,310