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Note 9 - Notes Payable - Schedule of Notes Payable at Face Value and Notes Payable to Related Parties (Details) - USD ($) $ in Thousands | Mar. 31, 2022 | Dec. 31, 2021
--- | --- | ---
Revolving credit facilities |  | $ 1,245,513 |  | $ 1,255,518
Amortizing debt facilities |  | 23,308 |  | 23,346
Total notes payable before unamortized debt issuance costs and discounts |  | 1,278,700 | [1] | 1,289,000
Unamortized debt issuance costs and discounts |  | (9,900) | [1] | (10,100)
Total notes payable outstanding, net |  | 1,268,800 | [1] | 1,278,900
Other Secured Debt [Member] |  |  |  |
Amortizing debt facilities |  | 5,900 | [1] | 5,900
Phoenix [Member] |  |  |  |
Unsecured term debt (expiring August 26, 2024) with a weighted average interest rate equal to 8.0% (3) | [2] | 17,400 | [1] | 17,400
Revolving Credit Facility Expiring November 1, 2024 [Member] |  |  |  |
Revolving credit facilities | [2],[3],[4] | 38,900 | [1] | 32,100
Revolving Credit Facility Expiring October 30, 2023 [Member] |  |  |  |
Revolving credit facilities | [2],[4],[5],[6] | 36,900 | [1] | 48,700
Revolving Credit Facility Expiring October 15, 2022 [Member] |  |  |  |
Revolving credit facilities | [2],[4],[5],[6],[7] | 0 | [1] | 0
Revolving Credit Facility Expiring July 15, 2022 [Member] |  |  |  |
Revolving credit facilities | [2],[4],[5],[6] | 4,800 | [1] | 5,700
Revolving Credit Facility Expiring March 15, 2024 [Member] |  |  |  |
Revolving credit facilities | [2],[4],[5],[6],[7] | 0 | [1] | 0
Revolving Credit Facility Expiring May 15, 2024 [Member] |  |  |  |
Revolving credit facilities | [2],[5],[6],[7] | 200,000 | [1] | 200,000
Revolving Credit Facility Expiring April 21, 2023 [Member] |  |  |  |
Revolving credit facilities | [2],[4],[5],[6] | 14,800 | [1] | 19,200
Revolving Credit Facility Expiring January 15, 2025 [Member] |  |  |  |
Revolving credit facilities | [2],[5],[6],[7] | 100,000 | [1] | 100,000
Revolving Credit Facility Expiring October 15, 2025 [Member] |  |  |  |
Revolving credit facilities | [2],[5],[6],[7] | 250,000 | [1] | 250,000
Revolving Credit Facility Expiring February 15, 2024 [Member] |  |  |  |
Revolving credit facilities | [2],[5],[6] | 10,000 | [1] | 10,000
Revolving Credit Facility Expiring December 15, 2026 [Member] |  |  |  |
Revolving credit facilities | [2],[5],[6],[7] | 300,000 | [1] | 300,000
Revolving Credit Facility Expiring March 15, 2025 [Member] |  |  |  |
Revolving credit facilities | [2],[5],[6],[7] | 0 | [1] | 0
Revolving Credit Facility Expiring May 15, 2026 [Member] |  |  |  |
Revolving credit facilities | [2],[5],[6],[7] | $ 300,000 | [1] | $ 300,000
[1] | As of March 31, 2022, the LIBOR rate was 0.45% and the prime rate was 3.50%.
[2] | See below for additional information.
[3] | Loan is subject to certain affirmative covenants, including a coverage ratio, a leverage ratio and a collateral performance test, the failure of which could result in required early repayment of all or a portion of the outstanding balance by our CAR Auto Finance operations.
[4] | These notes reflect modifications to either extend the maturity date, increase the loan amount or both, and are treated as accounting modifications.
[5] | Loans are associated with VIEs.
[6] | Loans are subject to certain affirmative covenants tied to default rates and other performance metrics the failure of which could result in required early repayment of the remaining unamortized balances of the notes.
[7] | Creditors do not have recourse against the general assets of the Company but only to the collateral within the VIEs.

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- Definition The carrying value as of the balance sheet date of the current and noncurrent portions of long-term obligations drawn from a line of credit, which is a bank's commitment to make loans up to a specific amount. Examples of items that might be included in the application of this element may consist of letters of credit, standby letters of credit, and revolving credit arrangements, under which borrowings can be made up to a maximum amount as of any point in time conditional on satisfaction of specified terms before, as of and after the date of drawdowns on the line. Includes short-term obligations that would normally be classified as current liabilities but for which (a) postbalance sheet date issuance of a long term obligation to refinance the short term obligation on a long term basis, or (b) the enterprise has entered into a financing agreement that clearly permits the enterprise to refinance the short-term obligation on a long term basis and the following conditions are met (1) the agreement does not expire within 1 year and is not cancelable by the lender except for violation of an objectively determinable provision, (2) no violation exists at the BS date, and (3) the lender has entered into the financing agreement is expected to be financially capable of honoring the agreement. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(22)) -URI https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(16)) -URI https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03(16)) -URI https://asc.fasb.org/extlink&oid=126734703&loc=d3e572229-122910 + Details
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