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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2022
Mar. 31, 2021
Revenue:    
Consumer loans, including past due fees $ 164,806 $ 102,296
Fees and related income on earning assets 54,698 37,020
Other revenue 10,266 4,579
Total operating revenue, net 229,770 143,895
Other non-operating revenue 61 840
Total revenue 229,831 144,735
Interest expense (17,410) (12,298)
Provision for losses on loans, interest and fees receivable recorded at net realizable value (147) (4,135)
Changes in fair value of loans, interest and fees receivable and notes payable associated with structured financings recorded at fair value (104,680) (27,491)
Net margin 107,594 100,811
Operating expense:    
Salaries and benefits 11,426 8,239
Card and loan servicing 22,675 17,387
Marketing and solicitation 20,573 10,301
Depreciation 593 312
Other 14,693 4,968
Total operating expense 69,960 41,207
Loss on repurchase and redemption of convertible senior notes 0 7,807
Income before income taxes 37,634 51,797
Income tax benefit (expense) 7,121 (7,770)
Net income 44,755 44,027
Net loss attributable to noncontrolling interests 255 48
Net income attributable to controlling interests 45,010 44,075
Preferred dividends and discount accretion (6,206) (4,687)
Net income attributable to common shareholders $ 38,804 $ 39,388
Net income attributable to common shareholders per common share—basic (in dollars per share) $ 2.62 $ 2.62
Net income attributable to common shareholders per common share—diluted (in dollars per share) $ 1.96 $ 1.91