XML 50 R38.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 3 - Segment Reporting - Summary of Operating Segment Information (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Dec. 31, 2021
Consumer loans, including past due fees $ 218,016 $ 141,177 $ 574,369 $ 366,127  
Fees and related income on earning assets 48,518 54,085 169,055 140,658  
Other revenue 11,340 8,655 34,016 20,546  
Other non-operating revenue 80 32 380 3,458  
Total revenue 277,954 203,949 777,820 530,789  
Interest expense (21,514) (12,370) (57,849) (38,458)  
Provision for losses on loans, interest and fees receivable recorded at net realizable value (381) (9,238) (710) (24,469)  
Changes in fair value of loans, interest and fees receivable and notes payable associated with structured financings recorded at fair value (163,624) (58,727) (414,863) (144,981)  
Net margin 92,435 123,614 304,398 322,881  
Income before income taxes 39,316 57,878 119,490 156,618  
Income tax expense (6,946) (10,781) (8,568) (28,668)  
Total assets 2,252,331 1,482,944 2,252,331 1,482,944 $ 1,943,863
Credit and Other Investments [Member]          
Consumer loans, including past due fees 208,881 132,747 548,174 341,113  
Fees and related income on earning assets 48,493 54,065 168,992 140,603  
Other revenue 11,103 8,315 33,270 19,552  
Other non-operating revenue 58 0 321 3,404  
Total revenue 268,535 195,127 750,757 504,672  
Interest expense (20,898) (12,109) (56,613) (37,668)  
Provision for losses on loans, interest and fees receivable recorded at net realizable value 0 (9,192) 0 (24,495)  
Changes in fair value of loans, interest and fees receivable and notes payable associated with structured financings recorded at fair value (163,624) (58,727) (414,863) (144,981)  
Net margin 84,013 115,099 279,281 297,528  
Income before income taxes 36,163 55,134 119,740 148,410  
Income tax expense (6,055) (10,117) (8,637) (26,670)  
Total assets 2,158,183 1,400,701 2,158,183 1,400,701  
Auto Finance [Member]          
Consumer loans, including past due fees 9,135 8,430 26,195 25,014  
Fees and related income on earning assets 25 20 63 55  
Other revenue 237 340 746 994  
Other non-operating revenue 22 32 59 54  
Total revenue 9,419 8,822 27,063 26,117  
Interest expense (616) (261) (1,236) (790)  
Provision for losses on loans, interest and fees receivable recorded at net realizable value (381) (46) (710) 26  
Changes in fair value of loans, interest and fees receivable and notes payable associated with structured financings recorded at fair value 0 0 0 0  
Net margin 8,422 8,515 25,117 25,353  
Income before income taxes 3,153 2,744 (250) 8,208  
Income tax expense (891) (664) 69 (1,998)  
Total assets $ 94,148 $ 82,243 $ 94,148 $ 82,243